COMPUCREDIT CORP
EX-10.6
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<TYPE>EX-10.6
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<FILENAME>j4702_ex10d6.htm
<DESCRIPTION>EX-10.6
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<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Exhibit

10.6</font></b></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">CSGQ TRUST,</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">SERIES 2002-1 CLASS B NOTES</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">SERIES 2002-1 O/C CERTIFICATES</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">PACCT, LLC</font></p>



<p style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Seller</font></p>



<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">June 25, 2002</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-align:center;"><u><font size="2" face="Times New Roman" style="font-size:10.0pt;">PURCHASE AGREEMENT</font></u></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">To the Persons listed on<br>

&nbsp;the attached Annex A</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Ladies and Gentlemen:</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">1.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Introduction</u>.&#160; PACCT, LLC, a Delaware limited liability

company (the &#147;<u>Seller</u>&#148;), proposes to sell to the Class B Purchasers

(each, a &#147;<u>Class B Purchaser</u>&#148;) the aggregate amount of the Series 2002-1

Class B Notes (the &#147;<u>Notes</u>&#148;) and to sell to the O/C Purchaser (the &#147;<u>O/C

Purchaser</u>,&#148; and together with the Class B Purchasers, the &#147;<u>Purchasers</u>&#148;

and each a &#147;<u>Purchaser</u>) the aggregate initial invested amount of the

Series 2002-1 O/C Certificates (the &#147;<u>Certificates</u>&#148;) set forth opposite

the Purchasers&#146; name in <u>Schedule I</u> attached hereto.&#160; The Notes and Certificates will be issued by

CSGQ Trust (the &#147;<u>Trust</u>&#148;) pursuant to the Master Indenture dated as of

June 25, 2002 (as amended, restated, supplemented or otherwise modified and in

effect, the &#147;<u>Master Indenture</u>&#148;), among the Trust, U.S. Bank National

Association, as Indenture Trustee (the &#147;<u>Indenture Trustee</u>&#148;) and

Citibank, N.A., as the Note Administrator (the &#147;<u>Note Administrator</u>&#148;) and

pursuant to the CSGQ Trust, Series 2002-1 Indenture Supplement, Term Notes,

dated as of June 25, 2002 (as amended, restated, supplemented or otherwise

modified and in effect, the &#147;<u>Series 2002-1 Indenture Supplement</u>&#148;) among

the Trust, the Indenture Trustee and the Note Administrator.&#160; In addition to the Notes and Certificates

described herein, the Trust will also be issuing its Class A-1FL Notes, Class

A-1FX Notes, Class A-2FL Notes, Class A-2FX Notes, Class A-3FL Notes, Class A-3

FX Notes, Class A-4FL Notes and Class A-4FX Notes.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">All capitalized terms used herein shall have the meanings specified

herein or in the Series 2002-1 Indenture Supplement, and shall include in the

singular number the plural and in the plural number the singular and the

masculine of such terms as well as the feminine and neuter of such terms.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">2.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Representations

and Warranties</u>.&#160; Each of Providian

and the Seller (in its capacity as Seller and as Transferor), jointly and

severally, represents and warrants to, and agrees with, each Purchaser that:</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Providian

Information (as defined or referenced herein) set forth in the Offering

Circular and any amendments or supplements thereto, as of the date thereof and

as of the Closing Date, did not contain any untrue statement of a material fact

</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>





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<p style="color:black;margin:0in 0in .0001pt;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">or omit to

state a material fact required to be stated therein or necessary to make the

statements therein, in the light of the circumstances under which they were

made, not misleading.&#160; &#147;<u>Providian

Information</u>&#148; shall mean, (i) for purposes of the offering circular

supplement, the information set forth (A) in paragraphs 1 and 2 of the

Executive Summary, (B) under the captions &#147;Summary of Terms&#151;Providian National

Bank,&#148; &#147;&#151;Transferor&#148; (first paragraph only) and &#147;&#151;The Receivables,&#148; &#147;The

Receivables&#148; and &#147;The Master Trust Portfolios&#148; (including each of the tables

with information on the credit card accounts and the related receivables set

forth under &#147;The Receivables&#148; and &#147;The Master Trust Portfolios&#148;), (C) the

information set forth under &#147;Risk Factors&#151;Legal and regulatory proceedings

against Providian could reduce or delay payments on your Certificates,&#148; (first

paragraph only) and &#147;&#151;Certain regulatory matters involving Providian could

reduce or delay payments on your Certificates&#148; (first and second paragraphs

only) and (D) in the disk containing historical information on the credit card

accounts and the related credit card receivables included in the offering

circular supplement and (ii) for purposes of the base offering circular, the

information set forth under the captions &#147;The Transferor,&#148; &#147;Underwriting

Procedures for the Master Trust Portfolios,&#148; and &#147;Providian National Bank.&#148; It

is understood and agreed that none of the Providian Information shall be

considered or deemed to be a representation or warranty as to (i) the credit

quality of the Accounts or the Receivables (as such terms are defined in the

Offering Circular), <u>provided</u>, that the foregoing reference to credit

quality shall not be deemed to limit Providian&#146;s obligation to include true,

accurate and complete FICO scores in the Providian Information, (ii) the

targeting, underwriting or credit criteria (other than the compliance of such

criteria with requirements of law) used in connection with the Accounts or the

Receivables except for such information set forth under (A) the table entitled

&#147;Origination Channel&#148; in each Term Sheet and (B) &#147;Underwriting Procedures for

the Master Trust Portfolios&#148; in the Preliminary Base Offering Circular and Base

Offering Circular or (iii) the future performance of the Receivables or the

Accounts.</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; As of the Closing

Date, the Seller is duly organized and is validly existing as a limited liability

company in good standing under the laws of the State of Delaware and has all

requisite power and authority (limited liability company or other) to own its

properties and to conduct its business as described in the Offering Circular,

and has been duly qualified as a foreign entity for the transaction of business

and is in good standing under the laws of each other jurisdiction in which it

owns or leases property or conducts any business so as to require such

qualification, except where the failure to be in good standing, to have such

power or authority, or to be so qualified has not had and is not reasonably

likely to have a material adverse effect on the holders of the Notes or

Certificates.</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; As of the Closing

Date, Providian is duly organized and is validly existing as a national banking

association under the federal laws of the United States and has all requisite

power and authority (corporate or other) to own its properties and to conduct

its business as described in the Offering Circular, and has been duly qualified

as a foreign entity for the transaction of business and is in good standing

under the laws of each other jurisdiction in which it owns or leases property

or conducts any business so as to require such qualification, except where the

failure to be in good standing, to have</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">2</font></p>





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<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">such power or authority, or to be so qualified has not had and is not

reasonably likely to have a material adverse effect on the holders of the Notes

or Certificates.</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; As of the Closing

Date, each Transaction Document to which the Seller or Providian is a party

shall have been duly authorized, executed and delivered by the Seller or

Providian, as applicable.</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; As of the Closing

Date, Providian in its capacity as Accounts Owner shall have fulfilled all of

its obligations under the Account Ownership Agreement except where failure to

fulfill such obligations would not have a material adverse effect on the

holders of the Notes or Certificates.</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; As of the Closing

Date, (i) the sale of the Notes and Certificates by the Seller pursuant to this

Agreement, the compliance by each of the Seller and Providian with all of the

provisions of the other Transaction Documents to which it is a party and any

other agreement or document entered into by the Seller and Providian in

connection therewith, and the consummation of the transactions herein and

therein contemplated, will not conflict with or result in a breach of any of

the terms or provisions of, or constitute a default under, any indenture,

mortgage, deed of trust, loan agreement or other agreement or instrument to

which the Seller or Providian is a party or by which the Seller or Providian is

bound or to which any of the property or assets of the Seller or Providian is subject

except where such conflict, breach or default will not have a material adverse

effect on the holders of the Notes or Certificates, nor will such action result

in any violation of the provisions of the organizational documents of the

Seller or Providian or any statute or any order, rule or regulation of any

court or governmental agency or body having jurisdiction over the Seller or

Providian or any of its properties except where such violation will not have a

material adverse effect on the holders of the Notes or Certificates; and (ii)

no consent, approval, authorization, order, registration, filing or

qualification of or with any such court or governmental agency or body is

required for the issue and sale of the Notes or Certificates by the Seller pursuant

to this Agreement or the consummation by the Seller or Providian of the other

transactions contemplated by the Transaction Documents to which the Seller or

Providian is a party and any other agreement or document entered into by the

Seller or Providian in connection therewith, except as have been obtained and

except where failure to obtain such consent, approval, authorization, order,

registration, filing or qualification would not have a material adverse effect

on the holders of the Notes or Certificates.</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Other than as set

forth in the Offering Circular, as of the date thereof and as of the Closing

Date, there are no legal or governmental proceedings pending to which the

Seller or Providian or any of their subsidiaries, if any, is a party or to which

any property of the Seller or Providian or any of their respective

subsidiaries, if any, is the subject which could reasonably be expected,

individually or in the aggregate, to have a material adverse effect on the

current or future financial position, equity or results of operations of the

Seller and its subsidiaries, if any, taken as a whole, or Providian and its

subsidiaries, taken as a whole; and, to the best of&#160; the Seller&#146;s and Providian&#146;s knowledge, no such proceedings are

threatened or contemplated by governmental authorities or threatened by others;

except in the case of any such pending,</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">3</font></p>





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<p style="color:black;margin:0in 0in .0001pt;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">threatened or

contemplated proceedings where such proceedings would not have a material

adverse effect on the holders of the Notes or Certificates.</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Providian will, as

of the Closing Date, own the Receivables to be transferred by Providian to the

Seller on such date pursuant to the Receivables Purchase Agreement, free and

clear of any lien, mortgage, pledge, charge, security interest or other

encumbrance other than liens and other encumbrances permitted under the

Transaction Documents and other than liens and other encumbrances that would

not have a material adverse effect on the holders of the Notes or Certificates,

and, as of the Closing Date and as of the date such Receivables are transferred

to the Seller, Providian will have full power and authority to sell and deliver

such Receivables to be sold to the Seller on such date under the Receivables

Purchase Agreement and as of the Closing Date will have duly authorized such

assignment and delivery to the Seller by all necessary action, in each case

except where failure to have such power and authorization would not have a

material adverse effect on the holders of the Notes and Certificates.</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; As of the Closing

Date, the Seller will have full power and authority to sell and deliver the

Receivables to the Trust under the Transfer and Servicing Agreement as of such

date and as of the Closing Date will have duly authorized such assignment and

delivery to the Trust by all necessary action, in each case except where

failure to have such power and authorization would not have a material adverse

effect on the holders of the Notes or Certificates.</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(j)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Any taxes, fees and

other governmental charges due and payable by Providian or the Seller in

connection with the execution, delivery and performance of the Transaction

Documents to which Providian or the Seller is a party will have been paid at or

prior to the Closing Date, as applicable, in each case except where failure to

pay such taxes, fees or other charges would not have a material adverse effect

on the holders of the Notes or Certificates.</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(k)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; As of the Closing

Date the Receivables assigned by Providian to the Seller and by the Seller to

the Trust will have been duly and validly assigned and delivered by Providian

to the Seller and by the Seller to the Trust, in each case except where failure

to assign and deliver such Receivables would not have a material adverse effect

on the holders of the Notes or Certificates.</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(l)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Seller is not,

or after giving effect to the offering and sale of the Notes to the Class B

Purchasers under this Agreement, or the offering and sale of the Certificates

to the O/C Purchaser under this Agreement, or the issuance of the Series 2002-1

Notes by the Trust will not be, an &#147;investment company,&#148; as such term is

defined in the Investment Company Act of 1940, as amended.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">4</font></p>





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<p style="margin:0in 0in .0001pt;page-break-after:avoid;text-align:center;"><font size="2" color="black" face="Times New Roman" style="color:black;font-size:10.0pt;">ARTICLE II<a name="_Toc12199883"></a></font></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;page-break-after:avoid;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">TRANSFER OF

THE NOTES</font> AND CERTIFICATES</p>



<p style="margin:0in 0in .0001pt;page-break-after:avoid;text-indent:1.0in;"><a name="_Toc12199884"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></a></p>



<p style="color:black;font-size:10.0pt;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">Section 2.1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Transfer

of the Notes</u></font><u> and Certificates</u>.&#160;&#160;&#160; On the terms and subject to the conditions

set forth in this Agreement, and in reliance upon the covenants,

representations, warranties and agreements herein set forth, on the Closing

Date, the Seller agrees to transfer and deliver to the Class B Purchasers the

Notes, and the Class B Purchasers agree to accept, the Notes in the form

attached as an exhibit to the Series 2002-1 Indenture Supplement, and to pay

the purchase price therefor set out on <u>Schedule 1</u> hereto, and the Seller

agrees to transfer and deliver to the O/C Purchaser the Certificates, and the

O/C Purchaser agrees to accept, the Certificates in the form attached as an

exhibit to the Series 2002-1 Indenture Supplement, and to pay the purchase

price therefor set out on <u>Schedule 1</u> attached hereto.</p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><a name="_Toc12199885"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></a></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">Section 2.2&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Delivery

of the Notes, Certificates and Documents</u>.</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Seller will

deliver the Notes and Certificates to be sold by the Seller to the Class B Purchasers

and to the O/C Purchaser, respectively, on the Closing Date. The time and date

of such delivery and payment shall be 10:00 a.m., New York City time, on the

Closing Date or such other time and date as the Purchasers and the Seller may

agree upon in writing.</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The documents to be

delivered on the Closing Date by or on behalf of the parties hereto pursuant to

Section 3.1 hereof will be delivered at the offices of Orrick, Herrington &amp;

Sutcliffe LLP, 666 Fifth Avenue, New York, NY 10103, 10:00 a.m., New York City

time, on June 25, 2002, or such other time, place and date as each of the

parties hereto may agree upon in writing.</font></p>



<p style="margin:0in 0in .0001pt;text-align:center;"><font size="2" color="black" face="Times New Roman" style="color:black;font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-align:center;"><font size="2" color="black" face="Times New Roman" style="color:black;font-size:10.0pt;">ARTICLE III<a name="_Toc12199888"></a></font></p>



<p style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">CONDITIONS

PRECEDENT</font></p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><a name="_Toc12199889"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></a></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section

3.1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>Conditions Precedent to the Purchase of the

Notes</u></font><u> and Certificates</u>.&#160; The obligations of the Class B Purchasers to

acquire the Notes and of the O/C Purchaser to acquire the Certificate on the

Closing Date shall be subject, in the discretion of each Purchaser, to the

condition that all representations and warranties and other statements of each

of the Seller and Providian herein are, at and as of the Closing Date, true and

correct, and to the following additional conditions:</p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Each Transaction

Document and all of the other agreements identified or otherwise contemplated

by the Offering Circular and such Transaction Documents shall have been duly

entered into by all of the respective parties;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The conditions to

closing set forth in Section 6.1 of the Sale and Purchase Agreement shall have

been satisfied on or prior to the Closing Date and the transactions set forth

in Section 2.1 of the Sale and Purchase Agreement shall have been consummated

on or prior to the Closing Date;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">5</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Orrick, Herrington

&amp; Sutcliffe LLP shall have furnished to each Purchaser its written

opinions, dated the Closing Date, in form and substance satisfactory to each

Purchaser and counsel for such Purchaser;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Richards, Layton

&amp; Finger, special Delaware counsel to the Seller, shall have furnished to

each Purchaser its written opinions, dated the Closing Date, in form and

substance satisfactory to each Purchaser and counsel for such Purchaser;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Cravath, Swaine

&amp; Moore, special New York counsel to the Seller and Providian, shall have

furnished to each Purchaser its written opinions, dated the Closing Date, on

FIRREA, non-consolidation, security interest and corporate matters and other

related matters, in form and substance satisfactory to each Purchaser and

counsel for such Purchaser;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Wachtell, Lipton,

Rosen &amp; Katz LLP, special New York counsel to the Seller and Providian,

shall have furnished to each Purchaser its written opinion to be delivered to

each Purchaser pursuant to Section 6.1(k) of the Sale and Purchase Agreement,

in form and substance satisfactory to each Purchaser and counsel for such

Purchaser;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Gallagher, Callahan

and Gartrell, P.A., special New Hampshire counsel to the Seller and Providian,

shall have furnished to each Purchaser its written opinion, dated the Closing

Date, on matters governed by New Hampshire law, in form and substance

satisfactory to each Purchaser and counsel for such Purchaser;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The in-house counsel

to Providian (who may be the General Counsel or an Associate General Counsel of

Providian) shall have furnished to each Purchaser his or her written opinion,

dated the Closing Date, on matters relating to Providian in form and substance

satisfactory to each Purchaser and counsel for such Purchaser;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Orrick, Herrington

&amp; Sutcliffe LLP, special New York counsel to each of the Purchasers, shall

have furnished to each Purchaser its written opinion, dated the Closing Date,

on the Offering Circular in form and substance satisfactory to such Purchaser;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(j)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;  In-house counsel

to CompuCredit Corporation, a Georgia corporation, shall have furnished to each

Purchaser its written opinion, dated the Closing Date, in form and substance

satisfactory to each Purchaser and counsel for such Purchaser;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(k)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Thacher Proffitt

&amp; Wood LLP, counsel for the Indenture Trustee and Note Administrator, shall

have furnished to each Purchaser its written opinion, dated the Closing Date,

in form and substance satisfactory to each Purchaser and counsel for such

Purchaser;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">6</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(l)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Richards, Layton

&amp; Finger, counsel for the Owner Trustee, shall have furnished to each

Purchaser its written opinion, dated the Closing Date, in form and substance

satisfactory to each Purchaser and counsel for such Purchaser;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(m)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Ernst &amp; Young

LLP, as independent accountants of Providian, shall have furnished to each

Purchaser a letter or letters, dated on the date hereof, and a letter or

letters, dated the Closing Date, respectively, containing statements and

information of the type customarily included in accountants&#146; &#147;agreed upon

procedures letters&#148; with respect to certain financial information provided by

Providian contained in the Offering Circular;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(n)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Each of the Seller

and Providian shall have furnished or caused to be furnished to each Purchaser

on the Closing Date certificates of its officers satisfactory to each Purchaser

as to the accuracy in all material respects of its representations and

warranties herein at and as of the Closing Date, as to the performance in all

material respects of all of its obligations hereunder to be performed at or

prior to the Closing Date, as to the matters set forth in Sections 3.1(a) in

respect of the Seller or Providian, as applicable, and as to such other matters

as each Purchaser may reasonably request;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(o)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; All conditions

precedent in the Certificate Purchase Agreement shall have been satisfied; and</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(p)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; All opinions,

certificates and other documents incident to, and all proceedings in connection

with the transactions contemplated by, this Agreement and each of the other

Transaction Documents shall be satisfactory in form and substance to each

Purchaser and its counsel, and each Purchaser and its counsel shall have

received copies of such opinions, certificates and other documents as they may

reasonably request.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The delivery of this Agreement on the Closing

Date shall be deemed to be an acknowledgment by each Purchaser and its counsel

that the form and substance of any written opinions required under this Section

3.1 are satisfactory.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-align:center;"><font size="2" color="black" face="Times New Roman" style="color:black;font-size:10.0pt;">ARTICLE IV<a name="_Toc12199896"></a></font></p>



<p style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">INDEMNIFICATION</font></p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Providian shall indemnify and hold harmless

each Purchaser and its respective members, officers, directors, employees,

agents and representatives, against any and all losses, claims, damages,

liabilities or expenses (including reasonable legal and accounting fees) (collectively,

&#147;<u>Losses</u>&#148;), as incurred (payable promptly upon written request), for or

on account of or arising from or in connection with or otherwise with respect

to any breach of any representation, warranty or covenant in this Agreement or

in any certificate delivered pursuant hereto of Providian or, as long as

Providian is the Accounts Owner, of the Transferor.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">7</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;text-align:center;"><font size="2" color="black" face="Times New Roman" style="color:black;font-size:10.0pt;">ARTICLE V<a name="_Toc12199898"></a></font></p>



<p style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">MISCELLANEOUS</font></p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><a name="_Toc12199899"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></a></p>



<p style="color:black;font-size:10.0pt;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">Section 5.1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Waivers;

Remedies</u></font>.&#160;

No failure or delay on the part of any Purchaser in exercising any

power, right or remedy under this Agreement shall operate as a waiver thereof,

nor shall any single or partial exercise of any such power, right or remedy

preclude any other further exercise thereof or the exercise of any other power,

right or remedy.&#160; The rights and

remedies herein provided shall be cumulative and nonexclusive of any rights or

remedies provided by law.</p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><a name="_Toc12199900"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></a></p>



<p style="color:black;font-size:10.0pt;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">Section 5.2&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Amendments,

Waivers and Consents</u></font>.&#160; No amendment to or waiver of any provision of this Agreement, nor

any consent to departure by Seller or any Purchaser therefrom, shall be

effective unless the same shall be in writing and signed by the parties hereto.</p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><a name="_Toc12199901"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></a></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 5.3&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Notices, Etc</u>.</font>&#160; Except where instructions or notices are

authorized herein to be given by telephone, all notices, demands, instructions

and other communications required or permitted to be given to or made upon any

party hereto shall be in writing and shall be sent by mail, overnight delivery

service, facsimile transmission (with a printed or telephone confirmation of

the receipt thereof) or email (with a telephone confirmation of the receipt

thereof) and shall be deemed to be given for purposes of this Agreement upon

receipt.&#160; Unless otherwise specified in

a notice sent or delivered in accordance with the foregoing provisions of this

Section 5.3, notices, demands, instructions and other communications in writing

shall be given to or made upon the respective parties hereto at their

respective addresses or facsimile numbers indicated on the attached Annex A.</p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><a name="_Toc12199902"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></a></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 5.4&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Governing Law; Submission to

Jurisdiction</u></font>.&#160;

THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED AND INTERPRETED IN

ACCORDANCE WITH THE INTERNAL LAWS OF THE STATE OF NEW YORK.&#160; THE PARTIES HERETO EACH HEREBY SUBMITS TO THE

NONEXCLUSIVE JURISDICTION OF THE UNITED STATES DISTRICT COURT FOR THE SOUTHERN

DISTRICT OF NEW YORK AND OF ANY NEW YORK STATE COURT SITTING IN THE CITY OF NEW

YORK FOR PURPOSES OF ALL LEGAL PROCEEDINGS ARISING OUT OF OR RELATING TO THIS

AGREEMENT OR THE TRANSACTIONS CONTEMPLATED HEREBY.</p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><a name="_Toc12199903"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></a></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 5.5&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Severability</u></font>.&#160; Any provisions of this Agreement which are

prohibited or unenforceable in any jurisdiction shall, as to such jurisdiction,

be ineffective to the extent of such prohibition or unenforceability without

invalidating the remaining provisions hereof, and any such prohibition or

unenforceability in any jurisdiction shall not invalidate or render

unenforceable such provision in any other jurisdiction.</p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><a name="_Toc12199904"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></a></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 5.6&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Counterparts</u></font>.&#160; This Agreement may be executed in any number

of counterparts, each of which so executed shall be deemed to be an original,

but all of such counterparts shall together constitute but one and the same

instrument.</p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><a name="_Toc12199905"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></a></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 5.7&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Nonpetition Covenant.</u></font>&nbsp;&nbsp;Notwithstanding

any prior termination of this Agreement, each Purchaser agrees that it will

not, prior to the date which is one year and one day after the day upon which

the Securities and the Notes have</p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">8</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">been paid in full, acquiesce,

petition or otherwise invoke or cause the Seller or the Trust to invoke the

process of any Governmental Authority for the purpose of commencing or

sustaining a case against the Seller or the Trust under any Federal or state

bankruptcy, insolvency or similar law or appointing a receiver, conservator,

liquidator, assignee, trustee, custodian, sequestrator or other similar

official of the Seller or the Trust or any substantial part of its property or

ordering the winding-up or liquidation of the affairs of the Seller or the Trust.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><a name="_Toc12199906"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></a></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 5.8&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Successors and Assigns</u>.</font>&nbsp;&nbsp;This

Agreement shall be binding on the parties hereto and their respective

successors and permitted assigns; <u>provided</u>, <u>however</u>, that no

party hereto may assign any of its rights or delegate any of its duties hereunder

without the prior written consent of each other party hereto.</p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><a name="_Toc12199907"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></a></p>



<p style="color:black;font-size:10.0pt;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">Section 5.9&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>No

Recourse</u></font>.&#160;

No recourse under or with respect to any obligation, covenant or

agreement (including, without limitation, the payment of any fees or any other

obligations) of Providian, the Seller or any Purchaser as contained in this

Agreement or any other agreement, instrument or document entered into by it

pursuant hereto or in connection herewith shall be had against any

administrator of any of them or any incorporator, affiliate, stockholder,

officer, employee, member, manager or director of any of them or of any such

administrator, as such, by the enforcement of any assessment or by any legal or

equitable proceeding, by virtue of any statute or otherwise; <u>it</u>  <u>being</u>

<u>expressly</u>  <u>agreed</u>  <u>and</u>  <u>understood</u> that the agreements

of each of Providian, the Seller and the Purchasers contained in this Agreement

and all of the other agreements, instruments and documents entered into by it

pursuant hereto or in connection herewith are, in each case, solely the

corporate or limited liability company obligations of any such entity; and that

no personal liability whatsoever shall attach to or be incurred by any

administrator of Providian, the Seller or any Purchaser or any incorporator,

stockholder, affiliate, officer, employee, member, manager or director of

Providian, Seller or any Purchaser or of any such administrator, as such, or

any of them, under or by reason of any of the obligations, covenants or

agreements of Providian, Seller or any Purchaser, contained in this Agreement

or in any other such instrument, document or agreement, or which are implied

therefrom, and that any and all personal liability of every such administrator

of such Providian, Seller or Purchaser and each incorporator, stockholder,

affiliate, officer, employee, member, manager or director of Providian, Seller

or Purchaser or of any such administrator, or any of them, for breaches by

Providian, Seller or Purchaser of any such obligations, covenants or

agreements, which liability may arise either at common law or in equity, by

statute or constitution, or otherwise, is hereby expressly waived as a

condition of, and in consideration for, the execution of this Agreement.</p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The provisions of

this Section 5.9 shall survive the termination of this Agreement.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The obligations of the Seller arising under

this Agreement shall be payable solely from amounts available therefor in

accordance with the Series 2002-1 Indenture Supplement and amounts otherwise

released by the Trust to the Transferor as holder of the Transferor Amount or

any other interest in the Trust.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><a name="_Toc12199908"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></a></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">9</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">Section 5.10&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Further

Assurances</u>.</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Each of Providian

and the Seller agrees to do such further acts and things and to execute and

deliver to each Purchaser and Servicer such additional assignments, agreements,

powers and instruments as are reasonably required by such party to carry into

effect the purposes of this Agreement or to better assure and confirm unto such

party its rights, powers and remedies hereunder.</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="color:black;margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" color="black" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Each Purchaser each

agrees to do such further acts and things and to execute and deliver to

Providian and the Seller such additional assignments, agreements, powers and

instruments as are reasonably required by such party to carry into effect the

purposes of this Agreement or to better assure and confirm unto such party its

rights, powers and remedies hereunder.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">10</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">IN WITNESS WHEREOF, the parties hereto have

executed and delivered this Series 2002-1 Class B Notes and Series 2002-1 O/C

Certificates Purchase Agreement as of the date first written above.</font></p>



<p style="margin:0in 0in .0001pt 3.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">PACCT, LLC,<br>

  as Seller</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="30%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="border:none;padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Name:</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title:</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">PROVIDIAN NATIONAL BANK<br>

  in its individual capacity and as Accounts<br>

  Owner</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="30%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="border:none;padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Name:</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title:</font></p>

  </td>

 </tr>

</table>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">11</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.74%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.22%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="3" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">CSG, LLC<br>

  as Class B Purchaser</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.74%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.22%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="3" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">On behalf of MTGLQ Investors, L.P.</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="30%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="border:none;padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Name:</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title:</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="3" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">On behalf of SB Funding Corp.</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="30%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="border:none;padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Name:</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title:</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="3" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">On behalf of CompuCredit<br>

  Acquisition Corporation</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="30%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="border:none;padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Name:</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.9%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.06%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title:</font></p>

  </td>

 </tr>

 <tr height="0">

  <td width="477" style="border:none;"></td>

  <td width="27" style="border:none;"></td>

  <td width="1" style="border:none;"></td>

  <td width="217" style="border:none;"></td>

 </tr>

</table>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">12</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
<!-- SEQ.=1,FOLIO='12',FILE='C:\C2\mnelson\4702_5\t_778324\j4702_ex10d6.htm',USER='mnelson',CD='Aug 14 10:39 2002' -->
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<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" color="black" face="Times New Roman" style="color:black;font-size:10.0pt;">CSG FUNDING, LLC<br>

  as O/C Purchaser</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.74%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.22%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" color="black" face="Times New Roman" style="color:black;font-size:10.0pt;">By CSG, LLC, the sole Member</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.74%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.22%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">COMPUCREDIT ACQUISITION<br>

  CORPORATION</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.74%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.22%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.74%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.22%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.74%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="30%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in .7pt .7pt .7pt;width:30.22%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Name:</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title:</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.74%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.22%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">MTGLQ INVESTORS, L.P.</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.74%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.22%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.74%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="30%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in .7pt .7pt .7pt;width:30.22%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Name:</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title:</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.74%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.22%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.74%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.22%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">SB FUNDING CORP.</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.74%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.22%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.74%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="30%" valign="top" style="padding:0in .7pt .7pt .7pt;width:30.22%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in .7pt .7pt .7pt;width:3.74%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="30%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in .7pt .7pt .7pt;width:30.22%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Name:</font></p>

  </td>

 </tr>

 <tr>

  <td width="66%" valign="top" style="padding:0in .7pt .7pt .7pt;width:66.04%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="33%" colspan="2" valign="top" style="padding:0in .7pt .7pt .7pt;width:33.96%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title:</font></p>

  </td>

 </tr>

</table>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">13</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



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<p style="margin:0in 0in .0001pt;"><a name="_DV_M313"></a><a name="_DV_M314"></a><a name="_DV_M315"></a><font size="2" face="Times New Roman" style="font-size:10.0pt;">Schedule 1</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<table border="0" cellspacing="0" cellpadding="0" width="90%" style="border-collapse:collapse;width:90.0%;">

 <tr>

  <td width="24%" valign="bottom" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:24.58%;">

  <p style="margin:0in 0in .0001pt 10.0pt;text-indent:-10.0pt;"><b><font size="1" face="Times New Roman" style="font-size:8.0pt;font-weight:bold;">Name</font></b></p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.78%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="23%" valign="bottom" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:23.02%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="1" face="Times New Roman" style="font-size:8.0pt;font-weight:bold;">Type of

  Security</font></b></p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.78%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="23%" colspan="2" valign="bottom" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:23.02%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="1" face="Times New Roman" style="font-size:8.0pt;font-weight:bold;">Face/Invested<br>

  Amount</font></b></p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.78%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="23%" colspan="2" valign="bottom" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:23.02%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="1" face="Times New Roman" style="font-size:8.0pt;font-weight:bold;">Purchase

  Price</font></b></p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.02%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="24%" valign="bottom" bgcolor="#cceeff" style="background:#CCEEFF;border:none;padding:0in 0in 0in 0in;width:24.58%;">

  <p style="margin:0in 0in .0001pt 10.0pt;text-indent:-10.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">CSG, LLC</font></p>

  </td>

  <td width="1%" valign="bottom" bgcolor="#cceeff" style="background:#CCEEFF;padding:0in 0in 0in 0in;width:1.78%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="23%" valign="bottom" bgcolor="#cceeff" style="background:#CCEEFF;border:none;padding:0in 0in 0in 0in;width:23.02%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Class B Note</font></p>

  </td>

  <td width="1%" valign="bottom" bgcolor="#cceeff" style="background:#CCEEFF;padding:0in 0in 0in 0in;width:1.78%;">

  <p align="right" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:right;">&nbsp;</p>

  </td>

  <td width="1%" valign="bottom" bgcolor="#cceeff" style="background:#CCEEFF;border:none;padding:0in 0in 0in 0in;width:1.3%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">$</font></p>

  </td>

  <td width="21%" valign="bottom" bgcolor="#cceeff" style="background:#CCEEFF;border:none;border-top:solid windowtext .5pt;padding:0in 0in 0in 0in;width:21.72%;">

  <p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">45,532,290</font></p>

  </td>

  <td width="1%" valign="bottom" bgcolor="#cceeff" style="background:#CCEEFF;padding:0in 0in 0in 0in;width:1.78%;">

  <p align="right" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:right;">&nbsp;</p>

  </td>

  <td width="1%" valign="bottom" bgcolor="#cceeff" style="background:#CCEEFF;border:none;padding:0in 0in 0in 0in;width:1.3%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">$</font></p>

  </td>

  <td width="21%" valign="bottom" bgcolor="#cceeff" style="background:#CCEEFF;border:none;border-top:solid windowtext .5pt;padding:0in 0in 0in 0in;width:21.72%;">

  <p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">45,532,290</font></p>

  </td>

  <td width="1%" valign="bottom" bgcolor="#cceeff" style="background:#CCEEFF;padding:0in 0in 0in 0in;width:1.02%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="24%" valign="top" style="padding:0in 0in 0in 0in;width:24.58%;">

  <p style="margin:0in 0in .0001pt 10.0pt;text-indent:-10.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">CSG Funding, LLC</font></p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.78%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="23%" valign="bottom" style="padding:0in 0in 0in 0in;width:23.02%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">O/C Certificate</font></p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.78%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.3%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">$</font></p>

  </td>

  <td width="21%" valign="bottom" style="padding:0in 0in 0in 0in;width:21.72%;">

  <p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">46,770,753</font></p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.78%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.3%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">$</font></p>

  </td>

  <td width="21%" valign="bottom" style="padding:0in 0in 0in 0in;width:21.72%;">

  <p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">46,770,753</font></p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.02%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>

  </td>

 </tr>

</table>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">14</font></p>





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