E LOAN INC
EXHIBIT
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<TYPE>EX-10.160
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<FILENAME>exh10160.htm
<DESCRIPTION>EXHIBIT
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<TITLE>12312001 Form 10-K Exhbit 10.160</TITLE>
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<B><p align="right">
                                            Exhibit 10.160</P></B>


<P ALIGN="CENTER">AMENDMENT NUMBER ONE<BR>
to the<BR>
Custodial Agreement<BR>
dated as of June&nbsp;21, 2000<BR>
By and Among</P>
<P ALIGN="CENTER">E-LOAN, INC.,</P>
<P ALIGN="CENTER">BANKERS TRUST COMPANY OF CALIFORNIA, N.A.</P>
<P ALIGN="CENTER">and</P>
<P ALIGN="CENTER">GREENWICH CAPITAL FINANCIAL PRODUCTS, INC.</P>
<P>This AMENDMENT NUMBER ONE (this "<U>Amendment</U>") is made this 21st day of
March, 2002, among E-LOAN, INC. (the "<U>Borrower</U>"), Bankers Trust Company
<B><U>of California, N.A.</B></U> (the "<U>Custodian</U>") and Greenwich Capital
Financial Products, Inc. (the "tender") to the CUSTODIAL AGREEMENT, dated as of
June&nbsp;21, 2000 (the "<U>Custodial Agreement</U>").</P>
<U><P ALIGN="CENTER">RECITALS</P>
</U><P>WHEREAS, the Borrower has requested that Lender and the Custodian agree
to amend the Custodial Agreement, subject to the terms hereof, and the Lender
and the Custodian have agreed to such request.</P>
<P>NOW THEREFORE, for good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, and of the mutual covenants herein
contained, the parties hereto hereby agree as follows:</P>
<P>SECTION 1.  Effective as of March&nbsp;21, 2002, the first paragraph in the
"Recitals" section of the Custodial Agreement is hereby amended by deleting the
date "June&nbsp;21, 2000" and replacing it with "March&nbsp;21, 2002".</P>
<P>SECTION 2.  <U>Defined Terms</U>.  Any terms capitalized but not otherwise
defined herein shall have the respective meanings set forth in the Custodial
Agreement.</P>
<P>SECTION 3.  <U>Limited Effect</U>.  Except as expressly amended and modified
by this Amendment Number One, the Custodial Agreement shall continue in full
force and effect in accordance with its terms.  Reference to this Amendment
Number One need not be made in the Custodial Agreement or any other instrument
or document executed in connection therewith, or in any certificate, letter or
communication issued or made pursuant to, or with respect to, the Custodial
Agreement, any reference in any of such items to the Custodial Agreement being
sufficient to refer to the Custodial Agreement as amended hereby.</P>
<P>SECTION 4.  <U>GOVERNING LAW</U>.  THIS AMENDMENT NUMBER ONE SHALL BE
CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK (INCLUDING
SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW) AND THE OBLIGATIONS,
RIGHTS, AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE
WITH SUCH LAWS WITHOUT REGARD TO CONFLICT OF LAWS DOCTRINE APPLIED IN SUCH STATE
(OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW).</P>
<P>SECTION 5.  <U>Counterparts</U>.  This Amendment Number One may be executed
by each of the parties hereto on any number of separate counterparts, each of
which shall be an original and all of which taken together shall constitute one
and the same instrument.</P>
<P ALIGN="CENTER">[SIGNATURE PAGE FOLLOWS]</P>
<P>&nbsp;</P>
<P>IN WITNESS WHEREOF, Borrowers, Lender and Custodian have caused this
amendment to be executed and delivered by their duly authorized officers as of
the day and year first above written.</P><DIR>
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<P>E-LOAN, INC.,<BR>
Borrower</P><DIR>

<P>By:&#9;<U>&#9;</U><BR>
Name:  <U>&#9;</U><BR>
Title:  <U>&#9;</P></DIR>

</U><P>GREENWICH CAPITAL FINANCIAL PRODUCTS, INC.,<BR>
Lender</P><DIR>

<P>By:&#9;<U>&#9;</U><BR>
Name:  <U>&#9;</U><BR>
Title:  <U>&#9;</P></DIR>

</U><P>BANKERS TRUST COMPANY OF CALIFORNIA, N.A.,<BR>
Custodian</P><DIR>

<P>By:&#9;<U>&#9;</U><BR>
Name:  <U>&#9;</U><BR>
Title:  <U>&#9;</P>
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