AMERICAN CAPITAL STRATEGIES LTD
EX-10.2
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<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Exhibit

10.2</font></b></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">EXECUTION

COPY</font></b></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



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<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">ACAS TRANSFER AGREEMENT</font></b></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">between</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">AMERICAN CAPITAL STRATEGIES, LTD.,</font></b></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><u><font size="2" face="Times New Roman" style="font-size:10.0pt;">as the Originator</font></u><font size="2" style="font-size:10.0pt;">,</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">and</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">ACAS BUSINESS LOAN LLC, 2002&#150;1,</font></b></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><u><font size="2" face="Times New Roman" style="font-size:10.0pt;">as the Trust Depositor</font></u></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Dated as of March 15,

2002</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



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<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">ACAS Business Loan Trust

Notes, Series 2002&#150;1</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Class A, Class B and

Class C Notes</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>





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<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><u><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">TABLE OF CONTENTS</font></u></b></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p style="font-weight:bold;margin:0in 0in .0001pt;page-break-after:auto;text-transform:uppercase;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:none;"><a href="#ArticleI" title="Click to goto ARTICLE I ">ARTICLE I</a>&#160; <a href="#Definitions" title="Click to goto DEFINITIONS ">DEFINITIONS</a></font></b></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section1_01Definitions_" title="Click to goto Section 1.01 Definitions. ">Section 1.01</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section1_01Definitions_" title="Click to goto Section 1.01 Definitions. ">Definitions</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section1_02OtherTerms_" title="Click to goto Section 1.02 Other Terms. ">Section 1.02</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section1_02OtherTerms_" title="Click to goto Section 1.02 Other Terms. ">Other Terms</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section1_03ComputationOfTimePeriods" title="Click to goto Section 1.03 Computation of Time Periods. ">Section 1.03</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section1_03ComputationOfTimePeriods" title="Click to goto Section 1.03 Computation of Time Periods. ">Computation

  of Time Periods</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section1_04Interpretation_" title="Click to goto Section 1.04 Interpretation. ">Section 1.04</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section1_04Interpretation_" title="Click to goto Section 1.04 Interpretation. ">Interpretation</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section1_05References_" title="Click to goto Section 1.05 References. ">Section

  1.05</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section1_05References_" title="Click to goto Section 1.05 References. ">References</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section1_06Calculations_" title="Click to goto Section 1.06 Calculations. ">Section 1.06</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section1_06Calculations_" title="Click to goto Section 1.06 Calculations. ">Calculations</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p style="font-weight:bold;margin:0in 0in .0001pt;page-break-after:auto;text-transform:uppercase;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:none;"><a href="#ArticleIi" title="Click to goto ARTICLE II ">ARTICLE II</a>&#160; <a href="#TransferOfLoanAssets" title="Click to goto TRANSFER OF LOAN ASSETS ">TRANSFER OF LOAN ASSETS</a></font></b></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section2_01TransferOfLoanAssets_" title="Click to goto Section 2.01 Transfer of Loan Assets. ">Section 2.01</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section2_01TransferOfLoanAssets_" title="Click to goto Section 2.01 Transfer of Loan Assets. ">Transfer of Loan

  Asset</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section2_02ConditionsToTransferOfL" title="Click to goto Section 2.02 Conditions to Transfer of Loan Assets to the Trust Depositor. ">Section

  2.02</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section2_02ConditionsToTransferOfL" title="Click to goto Section 2.02 Conditions to Transfer of Loan Assets to the Trust Depositor. ">Conditions

  to Transfer of Loan Assets to the Trust Depositor</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section2_03AcceptanceByTheTrustDep" title="Click to goto Section 2.03 Acceptance by the Trust Depositor. ">Section

  2.03</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section2_03AcceptanceByTheTrustDep" title="Click to goto Section 2.03 Acceptance by the Trust Depositor. ">Acceptance

  by the Trust Depositor</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section2_04ConveyanceOfSubstituteLo" title="Click to goto Section 2.04 Conveyance of Substitute Loans. ">Section

  2.04</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section2_04ConveyanceOfSubstituteLo" title="Click to goto Section 2.04 Conveyance of Substitute Loans. ">Conveyance

  of Substitute Loans</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section2_05DeliveryOfLoanFiles_" title="Click to goto Section 2.05 Delivery of Loan Files. ">Section 2.05</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section2_05DeliveryOfLoanFiles_" title="Click to goto Section 2.05 Delivery of Loan Files. ">Delivery of Loan

  Files</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section2_06ReleaseOfReleasedAmounts" title="Click to goto Section 2.06 Release of Released Amounts. ">Section 2.06</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section2_06ReleaseOfReleasedAmounts" title="Click to goto Section 2.06 Release of Released Amounts. ">Release of

  Released Amounts</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p style="font-weight:bold;margin:0in 0in .0001pt;page-break-after:auto;text-transform:uppercase;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:none;"><a href="#ArticleIii" title="Click to goto ARTICLE III ">ARTICLE III</a>&#160; <a href="#RepresentationsAndWarranties" title="Click to goto REPRESENTATIONS AND WARRANTIES ">REPRESENTATIONS AND

  WARRANTIES</a></font></b></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section3_01RepresentationsAndWarrant" title="Click to goto Section 3.01 Representations and Warranties Regarding the Originator. ">Section

  3.01</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section3_01RepresentationsAndWarrant" title="Click to goto Section 3.01 Representations and Warranties Regarding the Originator. ">Representations

  and Warranties Regarding the Originator</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section3_02RepresentationsAndWarrant" title="Click to goto Section 3.02 Representations and Warranties Regarding Each Loan and as to Certain Loans in the Aggregate. ">Section

  3.02</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section3_02RepresentationsAndWarrant" title="Click to goto Section 3.02 Representations and Warranties Regarding Each Loan and as to Certain Loans in the Aggregate. ">Representations

  and Warranties Regarding Each Loan and as to Certain Loans in the Aggregate</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section3_03RepresentationsAndWarrant" title="Click to goto Section 3.03 Representations and Warranties Regarding the Initial Loans in the Aggregate. ">Section

  3.03</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section3_03RepresentationsAndWarrant" title="Click to goto Section 3.03 Representations and Warranties Regarding the Initial Loans in the Aggregate. ">Representations

  and Warranties Regarding the Initial Loans in the Aggregate</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section3_04RepresentationsAndWarrant" title="Click to goto Section 3.04 Representations and Warranties Regarding the Loan Files. ">Section

  3.04</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section3_04RepresentationsAndWarrant" title="Click to goto Section 3.04 Representations and Warranties Regarding the Loan Files. ">Representations

  and Warranties Regarding the Loan Files</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section3_05RepresentationsAndWarrant" title="Click to goto Section 3.05 Representations and Warranties Regarding Concentrations of Initial Loans. ">Section

  3.05</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section3_05RepresentationsAndWarrant" title="Click to goto Section 3.05 Representations and Warranties Regarding Concentrations of Initial Loans. ">Representations

  and Warranties Regarding Concentrations of Initial Loans</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section3_06RepresentationsAndWarrant" title="Click to goto Section 3.06 Representations and Warranties By the Trust Depositor. ">Section

  3.06</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section3_06RepresentationsAndWarrant" title="Click to goto Section 3.06 Representations and Warranties By the Trust Depositor. ">Representations

  and Warranties By the Trust Depositor</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p style="font-weight:bold;margin:0in 0in .0001pt;page-break-after:auto;text-transform:uppercase;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:none;"><a href="#ArticleIv" title="Click to goto ARTICLE IV ">ARTICLE IV</a>&#160; <a href="#PerfectionOfTransferAndProtectionOf" title="Click to goto PERFECTION OF TRANSFER AND PROTECTION OF SECURITY INTERESTS ">PERFECTION

  OF TRANSFER AND PROTECTION OF SECURITY INTERESTS</a></font></b></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section4_01CustodyOfLoans_" title="Click to goto Section 4.01 Custody of Loans. ">Section 4.01</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section4_01CustodyOfLoans_" title="Click to goto Section 4.01 Custody of Loans. ">Custody of Loans</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section4_02Filing_" title="Click to goto Section 4.02 Filing. ">Section

  4.02</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section4_02Filing_" title="Click to goto Section 4.02 Filing. ">Filing</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section4_03NameChangeOrRelocation_" title="Click to goto Section 4.03 Name Change or Relocation. ">Section 4.03</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section4_03NameChangeOrRelocation_" title="Click to goto Section 4.03 Name Change or Relocation. ">Name Change or

  Relocation</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section4_04ChiefExecutiveOffice_" title="Click to goto Section 4.04 Chief Executive Office. ">Section 4.04</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section4_04ChiefExecutiveOffice_" title="Click to goto Section 4.04 Chief Executive Office. ">Chief Executive

  Office</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section4_05CostsAndExpenses_" title="Click to goto Section 4.05 Costs and Expenses. ">Section 4.05</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section4_05CostsAndExpenses_" title="Click to goto Section 4.05 Costs and Expenses. ">Costs and Expenses</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section4_06SaleTreatment_" title="Click to goto Section 4.06 Sale Treatment. ">Section 4.06</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section4_06SaleTreatment_" title="Click to goto Section 4.06 Sale Treatment. ">Sale Treatment</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section4_07SeparatenessFromTrustDep" title="Click to goto Section 4.07 Separateness from Trust Depositor. ">Section

  4.07</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section4_07SeparatenessFromTrustDep" title="Click to goto Section 4.07 Separateness from Trust Depositor. ">Separateness

  from Trust Depositor</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p style="font-weight:bold;margin:0in 0in .0001pt;page-break-after:auto;text-transform:uppercase;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:none;"><a href="#ArticleV" title="Click to goto ARTICLE V ">ARTICLE V</a>&#160; <a href="#CovenantsOfTheOriginator" title="Click to goto COVENANTS OF THE ORIGINATOR ">COVENANTS OF THE

  ORIGINATOR</a></font></b></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section5_01CorporateExistence_" title="Click to goto Section 5.01 Corporate Existence. ">Section 5.01</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section5_01CorporateExistence_" title="Click to goto Section 5.01 Corporate Existence. ">Corporate Existence</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section5_02LoansNotToBeEvidencedB" title="Click to goto Section 5.02 Loans Not to Be Evidenced by Promissory Notes. ">Section

  5.02</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section5_02LoansNotToBeEvidencedB" title="Click to goto Section 5.02 Loans Not to Be Evidenced by Promissory Notes. ">Loans

  Not to Be Evidenced by Promissory Notes</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section5_03SecurityInterests_" title="Click to goto Section 5.03 Security Interests. ">Section 5.03</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section5_03SecurityInterests_" title="Click to goto Section 5.03 Security Interests. ">Security Interests</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section5_04ComplianceWithLaw_" title="Click to goto Section 5.04 Compliance with Law. ">Section 5.04</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section5_04ComplianceWithLaw_" title="Click to goto Section 5.04 Compliance with Law. ">Compliance with Law</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section5_05LiabilityOfOriginatorIn" title="Click to goto Section 5.05 Liability of Originator; Indemnities. ">Section

  5.05</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section5_05LiabilityOfOriginatorIn" title="Click to goto Section 5.05 Liability of Originator; Indemnities. ">Liability

  of Originator; Indemnities</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section5_06LimitationOnLiabilityOf" title="Click to goto Section 5.06 Limitation on Liability of Originator and Others. ">Section

  5.06</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section5_06LimitationOnLiabilityOf" title="Click to goto Section 5.06 Limitation on Liability of Originator and Others. ">Limitation

  on Liability of Originator and Others</a></font></p>

  </td>

 </tr>

</table>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">i</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p style="font-weight:bold;margin:0in 0in .0001pt;page-break-after:auto;text-transform:uppercase;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:none;"><a href="#ArticleVi" title="Click to goto ARTICLE VI ">ARTICLE VI</a>&#160; <a href="#RemediesUponMisrepresentationRepurch" title="Click to goto REMEDIES UPON MISREPRESENTATION; REPURCHASE OPTION ">REMEDIES

  UPON MISREPRESENTATION; REPURCHASE OPTION</a></font></b></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section6_01" title="Click to goto Section 6.01 ">Section 6.01</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section6_01" title="Click to goto Section 6.01 ">Repurchases

  of, or Substitution for, Loans for Breach of Representations and Warranties</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section6_02ReassignmentOfRepurchased" title="Click to goto Section 6.02 Reassignment of Repurchased or Substituted Loans. ">Section

  6.02</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section6_02ReassignmentOfRepurchased" title="Click to goto Section 6.02 Reassignment of Repurchased or Substituted Loans. ">Reassignment

  of Repurchased or Substituted Loans</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p style="font-weight:bold;margin:0in 0in .0001pt;page-break-after:auto;text-transform:uppercase;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:none;"><a href="#ArticleVii" title="Click to goto ARTICLE VII ">ARTICLE VII</a>&#160; <a href="#OriginatorIndemnities" title="Click to goto ORIGINATOR INDEMNITIES ">ORIGINATOR INDEMNITIES</a></font></b></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section7_01OriginatorsIndemnificatio" title="Click to goto Section 7.01 Originator&#146;s Indemnification. ">Section

  7.01</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section7_01OriginatorsIndemnificatio" title="Click to goto Section 7.01 Originator&#146;s Indemnification. ">Originator&#146;s

  Indemnification</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section7_02LiabilitiesToObligors_" title="Click to goto Section 7.02 Liabilities to Obligors. ">Section 7.02</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section7_02LiabilitiesToObligors_" title="Click to goto Section 7.02 Liabilities to Obligors. ">Liabilities to

  Obligors</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section7_03TaxIndemnification_" title="Click to goto Section 7.03 Tax Indemnification. ">Section 7.03</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section7_03TaxIndemnification_" title="Click to goto Section 7.03 Tax Indemnification. ">Tax Indemnification</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section7_04Adjustments_" title="Click to goto Section 7.04 Adjustments. ">Section 7.04</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section7_04Adjustments_" title="Click to goto Section 7.04 Adjustments. ">Adjustments</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section7_05OperationOfIndemnities_" title="Click to goto Section 7.05 Operation of Indemnities. ">Section 7.05</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section7_05OperationOfIndemnities_" title="Click to goto Section 7.05 Operation of Indemnities. ">Operation of

  Indemnities</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p style="font-weight:bold;margin:0in 0in .0001pt;page-break-after:auto;text-transform:uppercase;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-transform:none;"><a href="#ArticleViii" title="Click to goto ARTICLE VIII ">ARTICLE VIII</a>&#160; <a href="#Miscellaneous" title="Click to goto MISCELLANEOUS ">MISCELLANEOUS</a></font></b></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_01Amendment_" title="Click to goto Section 8.01 Amendment. ">Section

  8.01</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_01Amendment_" title="Click to goto Section 8.01 Amendment. ">Amendment</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_02GoverningLaw_" title="Click to goto Section 8.02 Governing Law. ">Section 8.02</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_02GoverningLaw_" title="Click to goto Section 8.02 Governing Law. ">Governing Law</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_03Notices_" title="Click to goto Section 8.03 Notices. ">Section

  8.03</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_03Notices_" title="Click to goto Section 8.03 Notices. ">Notices</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_04SeverabilityOfProvisions_" title="Click to goto Section 8.04 Severability of Provisions. ">Section 8.04</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_04SeverabilityOfProvisions_" title="Click to goto Section 8.04 Severability of Provisions. ">Severability

  of Provisions</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_05ThirdPartyBeneficiaries_" title="Click to goto Section 8.05 Third Party Beneficiaries. ">Section 8.05</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_05ThirdPartyBeneficiaries_" title="Click to goto Section 8.05 Third Party Beneficiaries. ">Third Party

  Beneficiaries</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_06Counterparts_" title="Click to goto Section 8.06 Counterparts. ">Section 8.06</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_06Counterparts_" title="Click to goto Section 8.06 Counterparts. ">Counterparts</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_07Headings_" title="Click to goto Section 8.07 Headings. ">Section

  8.07</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_07Headings_" title="Click to goto Section 8.07 Headings. ">Headings</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_08NoBankruptcyPetitionDis" title="Click to goto Section 8.08 No Bankruptcy Petition; Disclaimer. ">Section

  8.08</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_08NoBankruptcyPetitionDis" title="Click to goto Section 8.08 No Bankruptcy Petition; Disclaimer. ">No

  Bankruptcy Petition; Disclaimer</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_09Jurisdiction_" title="Click to goto Section 8.09 Jurisdiction. ">Section 8.09</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_09Jurisdiction_" title="Click to goto Section 8.09 Jurisdiction. ">Jurisdiction</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_10ProhibitedTransactionsWit" title="Click to goto Section 8.10 Prohibited Transactions with Respect to the Issuer. ">Section

  8.10</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_10ProhibitedTransactionsWit" title="Click to goto Section 8.10 Prohibited Transactions with Respect to the Issuer. ">Prohibited

  Transactions with Respect to the Issuer</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_11MergerOrConsolidationOf" title="Click to goto Section 8.11 Merger or Consolidation of Originator. ">Section

  8.11</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_11MergerOrConsolidationOf" title="Click to goto Section 8.11 Merger or Consolidation of Originator. ">Merger

  or Consolidation of Originator</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_12AssignmentOrDelegationBy" title="Click to goto Section 8.12 Assignment or Delegation by the Originator. ">Section

  8.12</a></font></p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#Section8_12AssignmentOrDelegationBy" title="Click to goto Section 8.12 Assignment or Delegation by the Originator. ">Assignment

  or Delegation by the Originator</a></font></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><u><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">EXHIBITS</font></u></b></p>

  </td>

 </tr>

 <tr>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.54%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="85%" valign="top" style="padding:0in 0in 0in 0in;width:85.46%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:100.0%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><a href="#ExhibitA" title="Click to goto Exhibit A ">Exhibit

  A</a>&#160;&#160; &#160;&#160;&#160;<a href="#FormOfAssignment" title="Click to goto Form of Assignment ">Form of Assignment</a></font></p>

  </td>

 </tr>

</table>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">ii</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><u><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">TRANSFER AGREEMENT</font></u></b></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">THIS</font></b><font size="2" style="font-size:10.0pt;">  <b><font style="font-weight:bold;">ACAS

TRANSFER AGREEMEN</font></b>T, dated as of March 15, 2002, is between AMERICAN

CAPITAL STRATEGIES, LTD., a Delaware corporation (together with its successors

and assigns, &#147;<u>ACAS</u>&#148;), as the originator (together with its successor and

assigns, the &#147;<u>Originator</u>&#148;) and ACAS BUSINESS LOAN LLC, 2002&#150;1, a

Delaware limited liability company, as the trust depositor (together with its

successor and assigns, the &#147;<u>Trust Depositor</u>&#148;).</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">WHEREAS</font></b><font size="2" style="font-size:10.0pt;">, in the regular course of its business, the Originator originates,

purchases or otherwise acquires Loans (as defined in the Transfer and Servicing

Agreement);</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">WHEREAS</font></b><font size="2" style="font-size:10.0pt;">, the Trust Depositor desires to acquire the Initial Loans from the

Originator and may acquire from time to time thereafter certain Substitute

Loans (such Initial Loans and Substitute Loans, together with certain related

property as more fully described in the Transfer and Servicing Agreement, being

the Loan Assets as defined herein);</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">WHEREAS</font></b><font size="2" style="font-size:10.0pt;">, it is a condition to the Trust Depositor&#146;s acquisition of the Initial

Loans from the Originator that the Originator make certain representations and

warranties regarding the Loan Assets for the benefit of the Trust Depositor as

well as the Issuer;</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">WHEREAS</font></b><font size="2" style="font-size:10.0pt;">, the Trust Depositor is willing to purchase and accept assignment of

the Loan Assets from the Originator pursuant to the terms hereof; and</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">WHEREAS</font></b><font size="2" style="font-size:10.0pt;">, on the Closing Date, the Trust Depositor will sell, convey and assign

all its right, title and interest in the Loan Assets to ACAS Business Loan

Trust 2002&#150;1, a Delaware business trust (together with its successors and

assigns, the &#147;<u>Issuer</u>&#148;), pursuant to a Transfer and Servicing Agreement,

dated as of the date hereof (as amended, modified, restated, replaced, waived,

substituted, supplemented or extended from time to time, the &#147;<u>Transfer and

Servicing Agreement</u>&#148;) among ACAS, as the originator, the servicer and the

swap guarantor, the Trust Depositor, as the trust depositor, the Issuer, as the

issuer, and Wells Fargo Bank Minnesota, National Association, as the indenture

trustee and the backup servicer.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">NOW, THEREFORE</font></b><font size="2" style="font-size:10.0pt;">, based upon the above recitals, the mutual promises

and agreements contained herein, and other good and valuable consideration, the

receipt and sufficiency of which are hereby acknowledged, the parties hereto,

intending to be legally bound, hereby agree as follows:</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">1</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="ArticleI"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">ARTICLE

I</font></b></a></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="Definitions"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">DEFINITIONS</font></b></a></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h1>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section1_01Definitions_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 1.01</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Definitions</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h2>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Whenever capitalized terms are used but not defined in

this Agreement, such terms shall have the meanings attributed to such terms in

the Transfer and Servicing Agreement, unless the context otherwise requires.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section1_02OtherTerms_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 1.02</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Other Terms</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">All accounting terms used but not specifically defined

herein shall be construed in accordance with generally accepted accounting

principles.&#160; The symbol &#147;$&#148; shall mean

the lawful currency of the United States.&#160;

All terms used in Article 9 of the UCC in the State of New York, and not

specifically defined herein, are used herein as defined in such Article 9.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section1_03ComputationOfTimePeriods"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 1.03</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Computation of Time Periods</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Unless otherwise stated in this Agreement, in the

computation of a period of time from a specified date to a later specified

date, the word &#147;from&#148; means &#147;from and including&#148;, the words &#147;to&#148; and &#147;until&#148;

each mean &#147;to but excluding&#148;, and the word &#147;within&#148; means &#147;from and excluding a

specified date and to and including a later specified date&#148;.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section1_04Interpretation_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 1.04</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Interpretation</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h2>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">In this Agreement, unless a contrary intention

appears:</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the singular number includes the

plural number and <i><font style="font-style:italic;">vice versa</font></i>;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; reference to any Person includes such

Person&#146;s successors and assigns but, if applicable, only if such successors and

assigns are permitted by the Transaction Documents;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; reference to any gender includes each

other gender;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(iv)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; reference to day or days without

further qualification means calendar days;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(v)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; unless otherwise stated, reference to

any time means New York, New York time;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(vi)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; references to &#147;writing&#148; include

printing, typing, lithography, electronic or other means of reproducing words

in a visible form;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(vii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; reference to any agreement (including

any Transaction Document), document or instrument means such agreement,

document or instrument as amended,</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">2</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



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</font>



<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt .5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">modified, supplemented, replaced, restated, waived or

extended and in effect from time to time in accordance with the terms thereof

and, if applicable, the terms of the other Transaction Documents, and reference

to any promissory note includes any promissory note that is an extension or

renewal thereof or a substitute or replacement therefor; and</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(viii)&#160;&#160;&#160;&#160;&#160;&#160;&#160; reference to any Requirement of Law

means such Requirement of Law as amended, modified, codified, replaced or

reenacted, in whole or in part, and in effect from time to time, including

rules and regulations promulgated thereunder and reference to any Section or

other provision of any Requirement of Law means that provision of such

Requirement of Law from time to time in effect and constituting the substantive

amendment, modification, codification, replacement or reenactment of such

Section or other provision.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section1_05References_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 1.05</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">References</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">All section references (including references to the <u>Preamble</u>),

unless otherwise indicated, shall be to Sections&nbsp;(and the <u>Preamble</u>)

in this Agreement.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section1_06Calculations_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 1.06</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Calculations</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Except as otherwise provided herein, all interest rate

and basis point calculations hereunder will be made on the basis of a 360&#150;day

year and the actual days elapsed in the relevant period and will be carried out

to at least three decimal places.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="ArticleIi"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">ARTICLE

II</font></b></a></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="TransferOfLoanAssets"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">TRANSFER OF LOAN ASSETS</font></b></a></h1>



<h1 align="left" style="margin:0in 0in .0001pt;page-break-after:auto;text-align:left;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:normal;">&nbsp;</font></b></h1>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section2_01TransferOfLoanAssets_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 2.01</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Transfer of Loan Assets</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:normal;">&nbsp;</font></b></h2>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Originator shall sell, assign

and convey assets to the Trust Depositor pursuant to the terms and provisions

hereof.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Subject to and upon the terms and

conditions set forth herein, the Originator hereby sells, transfers, assigns,

sets over and otherwise conveys to the Trust Depositor, for a purchase price of

$145,333,029.32 in cash, all of the right, title and interest of the Originator

in and to the following (the items in (i) &#150; (vii) below, but in each case

excluding the Retained Interest and Excluded Amounts, being collectively

referred to herein as the &#147;<u>Loan Assets</u>&#148;):</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Initial Loans and all

Collections and other monies due or to become due in payment of such Loans on

and after the Initial Cut&#150;Off Date, including any Prepayment amounts, any

Prepayment Premiums, any Late Charges, any payments in respect of a casualty or

early termination, any Insurance Proceeds and any Liquidation Proceeds received

with respect to the foregoing;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">3</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Collateral related to such Loans

(to the extent the Originator, other than solely in its capacity as collateral

agent under any loan agreement with an Obligor, has been granted a Lien

thereon), including the related security interest granted by the Obligor under

such Loans, all proceeds from any sale or other disposition of such Collateral,

and all Insurance Policies;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Loan Files and all documents and

records (including computer records) relating thereto;</font></p>



<p style="margin:0in 0in .0001pt 1.0in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(iv)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; all guarantees, indemnities,

warranties and other agreements or arrangements of whatever character from time

to time supporting or securing payment of such Loans;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(v)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Trust Accounts and all Trust

Account Property (to the extent of the Originator&#146;s interest if any therein);

and</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(vi)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; all income, payments, products,

proceeds and other benefits of any and all of the foregoing.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">To the extent the purchase price paid to the Originator for any Loan is

less than the fair market value of such Loan, the difference between such fair

market value and the purchase price shall be deemed to be a capital

contribution made by the Originator to the Trust Depositor on the applicable

purchase date.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

Originator and the Trust Depositor acknowledge that the representations and

warranties of the Originator in <u>Section 3.01</u>, <u>3.02</u>, <u>3.03</u>, <u>3.04</u>

and <u>3.05</u> will run to and be for the benefit of the Issuer, the Trustees

and the Swap Counterparties, and the Issuer and the Trustees may enforce,

directly without joinder of the Trust Depositor, the repurchase obligations of

the Originator with respect to breaches of such representations and warranties

as set forth herein and in <u>Section 6.01</u>.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

sale, transfer, assignment, set&#150;over and conveyance of the Loan Assets by the

Originator to the Trust Depositor pursuant to this Agreement does not

constitute and is not intended to result in a creation or an assumption by the

Trust Depositor or the Issuer of any obligation of the Originator in connection

with the Loan Assets, or any agreement or instrument relating thereto,

including, without limitation, (i)&nbsp;any obligation to any Obligor, if any,

not financed by the Originator, (ii) any taxes, fees, or other charges imposed

by any Governmental Authority and (iii)&nbsp;any insurance premiums that remain

owing with respect to any Loan at the time such Loan is sold hereunder.&#160; Without limiting the foregoing, the Trust

Depositor does not assume any obligation to purchase any additional notes or

loans under agreements governing the Loan Assets.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

Originator and the Trust Depositor intend and agree that (i) the transfer of

the Loan Assets from the Originator to the Trust Depositor and the transfer of

the Loan Assets from the Trust Depositor to the Issuer are intended to be a

sale, conveyance and transfer of ownership of the Loan Assets rather than the

mere granting of a security interest to secure a borrowing and</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">4</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



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</font>



<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(ii)&nbsp;such Loan Assets shall not be part of the Originator&#146;s or the

Trust Depositor&#146;s estate in the event of a filing of a bankruptcy petition or

other action by or against such Person under any Insolvency Law.&#160; In the event, however, that notwithstanding

such intent and agreement, such transfers are deemed to be a grant of a mere

security interest to secure indebtedness, the Originator shall be deemed to

have granted (and hereby does grant) the Trust Depositor and the Trust

Depositor shall be deemed to have granted (and hereby does grant) the Issuer,

as the case may be, a perfected first priority security interest in such Loan

Assets, and this Agreement shall constitute a security agreement under

Requirements of Law, securing the repayment of the purchase price paid

hereunder, and the obligations and/or interests represented by the Securities

and the obligations of the Issuer under the Swap Transactions and the Swaps, in

the order and priorities, and subject to the other terms and conditions of,

this Agreement, the Transfer and Servicing Agreement, the Indenture, the Trust

Agreement and the Swaps, together with such other obligations or interests as

may arise hereunder and thereunder in favor of the parties hereto and thereto.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; If

any such transfer of the Loan Assets is deemed to be the mere granting of a

security interest to secure a borrowing, the Trust Depositor may, to secure the

Trust Depositor&#146;s own borrowing under the Transfer and Servicing Agreement (to

the extent that the transfer of the Loan Assets thereunder is deemed to be a

mere granting of a security interest to secure a borrowing) repledge and

reassign (i) all or a portion of the Loan Assets pledged to the Trust Depositor

by the Originator and with respect to which the Trust Depositor has not

released its security interest at the time of such pledge and assignment, and

(ii) all proceeds thereof.&#160; Such

repledge and reassignment may be made by the Trust Depositor with or without a

repledge and reassignment by the Trust Depositor of its rights under any

agreement with the Originator, and without further notice to or acknowledgment

from the Originator.&#160; The Originator

waives, to the extent permitted by Requirements of Law, all claims, causes of

action and remedies, whether legal or equitable (including any right of

setoff), against the Trust Depositor or any assignee of the Trust Depositor

relating to such action by the Trust Depositor in connection with the

transactions contemplated by this Agreement and the Transaction Documents.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section2_02ConditionsToTransferOfL"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 2.02</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Conditions to Transfer of Loan Assets to the Trust

Depositor</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">On or before the Closing Date, the Originator shall

deliver or cause to be delivered to the Trust Depositor, the Owner Trustee and

the Indenture Trustee each of the following documents, certificates and other

items:</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; a certificate of an officer of the

Originator substantially in the form of <u>Exhibit&nbsp;C</u> to the Transfer

and Servicing Agreement;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; copies of resolutions of the Board of

Directors of the Originator and the Servicer or of the Executive Committee of

the Board of Directors of the Originator and the Servicer approving the

execution, delivery and performance of this Agreement and the transactions

contemplated hereunder, certified in each case by the Secretary or an Assistant

Secretary of the Originator, the Servicer and the member of the Trust

Depositor;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">5</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; officially certified recent evidence

of due incorporation and good standing of the Originator, the Servicer and the

Trust Depositor under the laws of the State of Delaware;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(iv)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the initial List of Loans, certified

by an officer of the Trust Depositor, together with an Assignment substantially

in the form of <u>Exhibit&nbsp;A</u> (along with the delivery of any

instruments and Loan Documents as required under <u>Section&nbsp;2.06</u> of

the Transfer and Servicing Agreement);</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(v)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; a letter from each Rating Agency

assigning to each of the Offered Notes the ratings disclosed in the Private

Placement Memorandum;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(vi)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; a letter from Ernst &amp; Young, or

another nationally recognized accounting firm, addressed to the Originator and

the Trust Depositor, (a)&nbsp;stating that such firm has reviewed a sample of

the Initial Loans and performed specific procedures for such sample with

respect to certain loan terms and (b)&nbsp;identifying those Initial Loans that

do not conform to the procedures;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(vii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <b><font style="font-weight:bold;">[<u>Reserved</u>]</font></b>;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(viii)&#160;&#160;&#160;&#160;&#160;&#160;&#160; evidence of proper filing with

appropriate offices in the UCC Filing Locations of UCC financing statements

delivered by the Originator, as debtor, naming the Trust Depositor as secured

party (and the Issuer as assignee) and identifying the Loan Assets as collateral;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(ix)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; an Officer&#146;s Certificate listing the

Servicer&#146;s Servicing Officers;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(x)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evidence of deposit in the

Collection Account of all funds received with respect to the Initial Loans on

and after the Initial Cut&#150;Off Date to the date two (2) days preceding the

Closing Date, together with an Officer&#146;s Certificate from the Servicer to the

effect that such amount is correct;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(xi)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evidence of deposit in the Reserve

Fund of the Reserve Fund Initial Deposit by the Issuer;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(xii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; a fully executed copy of each Transaction

Document;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(xiii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; opinions of counsel for the Originator,

in form and substance satisfactory to the Initial Purchaser (and including as

an addressee thereof each Rating Agency);</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(xiv)&#160;&#160;&#160;&#160;&#160;&#160;&#160; an opinion of Winston &amp; Strawn to

the effect that, for federal income tax purposes, the Class&nbsp;A Notes and

Class&nbsp;B Notes will be characterized as debt and the Issuer will not be

characterized as an association, taxable mortgage pool, or publicly traded

partnership taxable as a corporation; and</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">6</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(xv)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; an opinion of Winston &amp; Strawn to

the effect that, for Maryland tax purposes, the Issuer will not be subject

income tax imposed by the State of Maryland, and holders of the Class A Notes

and the Class B Notes that are not otherwise subject to State of Maryland income

tax jurisdiction will not become subject to income taxation by the State of

Maryland solely as a result of their ownership of the Class A Notes and Class B

Notes.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section2_03AcceptanceByTheTrustDep"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 2.03</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Acceptance by the Trust Depositor</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">On the Closing Date, if the conditions set forth in <u>Section

2.02</u> have been satisfied or waived in writing, the Originator shall

deliver, on behalf of the Trust Depositor, to the Issuer the Loan Assets and

such delivery to and acceptance by the Issuer shall be deemed to be delivery to

and acceptance by the Trust Depositor.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section2_04ConveyanceOfSubstituteLo"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 2.04</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Conveyance of Substitute Loans</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Subject

to <u>subsections 2.01(d)</u> and <u>(e)</u> and the satisfaction of the

conditions set forth in <u>paragraph (c)</u> of this <u>Section 2.04</u>, the

Originator may at its option (but shall not be obligated to) sell, transfer,

assign, set over and otherwise convey to the Trust Depositor (by delivery of an

executed Subsequent Purchase Agreement substantially in the form attached as <u>Exhibit

J</u> to the Transfer and Servicing Agreement), without recourse other than as

expressly provided herein and therein (and the Trust Depositor shall be

required to purchase through cash payment or by exchange of one or more related

Loans released by the Issuer to the Trust Depositor on the Subsequent Transfer

Date), all of the right, title and interest of the Originator in and to the

following (the property in <u>clauses (i)&#150;(vii)</u> below, but in each case

excluding the Retained Interest and the Excluded Amounts, upon such transfer,

becoming part of the &#147;<u>Loan Assets</u>&#148;):</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Substitute Loans identified in

the related Addition Notice and all Collections and other monies received in

payment of such Substitute Loans on and after the related Subsequent Cut&#150;Off

Date, including any Prepayment amounts, any Prepayment Premiums, any Late

Charges, any payments in respect of a casualty or early termination, any

Insurance Proceeds and any Liquidation Proceeds received with respect to the

foregoing;</font></p>



<p style="margin:0in 0in .0001pt 1.0in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Collateral related to such Loans

(to the extent the Originator, other than solely in its capacity as collateral

agent under any loan agreement with an Obligor, has been granted a Lien

thereon), including the related security interest granted by the Obligor under

such Loans, all proceeds from any sale or other disposition of such Collateral

and all Insurance Policies;</font></p>



<p style="margin:0in 0in .0001pt 1.0in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Loan Files and all documents and

records (including computer records) relating thereto;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">7</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(iv)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; all guarantees, indemnities,

warranties and other agreements or arrangements of whatever character from time

to time supporting or securing payment of such Loans;</font></p>



<p style="margin:0in 0in .0001pt 1.0in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(v)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Trust Accounts and all Trust

Account Property (to the extent of the Originator&#146;s interest if any therein);

and</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(vi)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; all income, payments, products,

proceeds and other benefits of any and all of the foregoing.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Subject

to <u>subsections 2.01(d)</u> and <u>(e)</u> and the conditions set forth in <u>subsection&nbsp;2.04(c)</u>,

the Originator shall sell, transfer, assign, set over and otherwise convey to

the Trust Depositor, without recourse other than as expressly provided in this

Agreement, (i) all the right, title and interest of the Originator in and to

the Substitute Loans sold pursuant to <u>subsection&nbsp;2.04(a)</u> and (ii)

all other rights and property interests consisting of Loan Assets related to

such Substitute Loans (the property in <u>clauses (i)&#150;(ii)</u> above, upon such

transfer, shall be included in the term &#147;<u>Loan Assets</u>&#148;).</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

Originator shall transfer to the Trust Depositor and the Trust Depositor shall

transfer to the Issuer the Substitute Loans and the other property and rights

related thereto described in <u>subsection 2.04(a)</u>, in the case of the

Originator, or <u>subsection 2.04(b)</u>, in the case of the Trust Depositor,

above only upon the satisfaction of each of the following conditions on or

prior to the related Subsequent Transfer Date (and the delivery of a related

Addition Notice by the Trust Depositor shall be deemed a representation and

warranty by the Trust Depositor and of the Originator that such conditions have

been or will be, as of the related Subsequent Transfer Date, satisfied):</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Trust Depositor shall have

provided the Issuer and the Indenture Trustee with a timely Addition Notice

complying with the definition thereof contained herein, which notice shall in

any event be no later than five (5) days prior to the date of addition;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; there shall have occurred, with

respect to each such Substitute Loan, a corresponding Substitution Event with

respect to one or more Loans then in the Loan Pool;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Substitute Loan(s) being conveyed

to the Issuer satisfy the Substitute Loan Qualification Conditions;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(iv)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Originator shall have delivered to

the Trust Depositor a duly executed written Subsequent Purchase Agreement,

which shall include a Subsequent List of Loans listing the Substitute Loans;</font></p>



<p style="margin:0in 0in .0001pt 1.0in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(v)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Trust Depositor shall have

delivered to the Issuer a duly executed written Subsequent Transfer Agreement,

which shall include a Subsequent List of Loans listing the Substitute Loans;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">8</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(vi)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Trust Depositor shall have

deposited or caused to be deposited in the Collection Account all Collections

received with respect to the Substitute Loans on and after the related

Subsequent Cut&#150;Off Date;</font></p>



<p style="margin:0in 0in .0001pt 1.0in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(vii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; as of each Subsequent Transfer Date,

neither the Originator nor the Trust Depositor was insolvent nor will either of

them have been made insolvent by such transfer nor is either of them aware of

any pending insolvency;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(viii)&#160;&#160;&#160;&#160;&#160;&#160;&#160; no selection procedures believed by the

Originator or the Trust Depositor to be adverse to the interests of the

Securityholders or the Swap Counterparties shall have been utilized in

selecting the Substitute Loans;</font></p>



<p style="margin:0in 0in .0001pt 1.0in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(ix)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; each of the representations and

warranties made by the Originator and the Trust Depositor pursuant to <u>subsections&nbsp;3.02</u>

(including without limitation that such Substitute Loan is an Eligible Loan), <u>3.03(b)(i)</u>,

<u>(ii)</u> and <u>(iv)</u>, <u>3.04</u> and <u>3.05</u> of the Transfer and

Servicing Agreement and, with respect to the Originator only, this Agreement,

and applicable to the Substitute Loans shall be true and correct as of the

related Subsequent Transfer Date; <i><u><font style="font-style:italic;">provided</font></u>, <u>however</u></i>, that,

(a)&nbsp;with respect to the representation and warranty made by the Originator

and Trust Depositor in <u>subsection&nbsp;3.05(a)</u> of the Transfer and

Servicing Agreement and, with respect to the Originator only, this Agreement,

such representation and warranty shall only apply to a Loan that is being

substituted for a Loan that is not an Eligible Loan, (b)&nbsp;the

representations and warranties made by the Originator and Trust Depositor in <u>subsections&nbsp;3.03(b)(iv)</u>

and <u>3.05</u> of the Transfer and Servicing Agreement and, with respect to

the Originator only, this Agreement, shall be determined as if such Substitute

Loan were included in the Loan Pool as of the Initial Cut&#150;Off Date and

(c)&nbsp;the representation in clause 37 of the definition of Eligible Loan

shall not apply to Substitute Loans that are not fully funded Loans;</font></p>



<p style="margin:0in 0in .0001pt 1.0in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(x)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Originator shall, at its own

expense, on or prior to the Subsequent Transfer Date, indicate in its Computer

Records that ownership of the Substitute Loans identified on the Subsequent

List of Loans in the Subsequent Transfer Agreement has been sold to the Issuer

through the Trust Depositor pursuant to this Agreement; and</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(xi)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; prior to such substitution the

Originator has received written confirmation from the Rating Agencies (which

shall respond to the Originator within five (5) Business Days after receiving

written notice from the Originator of its intention to substitute a Loan) that

the proposed substitution will not result in a Ratings Effect; <i><u><font style="font-style:italic;">provided</font></u></i>,

<i><u><font style="font-style:italic;">however</font></u></i>,

that any failure by each of the Rating Agencies to respond to the Originator

shall be deemed to be a non&#150;approval by the Rating Agencies; <i><u><font style="font-style:italic;">provided</font></u></i>,

<i><u><font style="font-style:italic;">further</font></u></i>,

<i><u><font style="font-style:italic;">however</font></u></i>,

with respect to the substitution of a Prepaid Loan, only notice to, and not

confirmation from, Fitch shall be required.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">9</font></p>





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</font></div>



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<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section2_05DeliveryOfLoanFiles_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 2.05</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Delivery of Loan Files</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Originator shall deliver, on behalf of the Trust

Depositor, possession of all &#147;instruments&#148; (within the meaning of

Article&nbsp;9 of the UCC) not constituting part of &#147;chattel paper&#148; (within the

meaning of such Article&nbsp;9) that evidence any Loan, including all

Underlying Notes, and all other portions of the Loan Files, to the Indenture

Trustee on behalf of the Issuer and the Swap Counterparties five (5) Business

Days prior to the applicable Assignment Date, in each case endorsed in blank

without recourse.&#160; Pursuant to <u>Section&nbsp;3.06</u>

of the Indenture, the Issuer is required to deliver such instruments and Loan

Files to the Indenture Trustee as pledgee under the Indenture for the benefit

of the Noteholders and the Swap Counterparties.&#160; Accordingly, the Trust Depositor hereby authorizes and directs

the Originator to deliver possession of all such instruments and the Loan Files

to the Indenture Trustee on behalf of and for the account of the Issuer, as

assignee of the Trust Depositor, and agrees that such delivery shall satisfy

the condition set forth in the first sentence of this <u>Section&nbsp;2.05</u>.&#160; The Originator shall also identify on the

List of Loans (including any deemed amendment thereof associated with any

Substitute Loans), whether by attached schedule or marking or other effective

identifying designation, all Loans that are or are evidenced by such

instruments.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section2_06ReleaseOfReleasedAmounts"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 2.06</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Release of Released Amounts</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Immediately upon the release to the Trust Depositor by

the Indenture Trustee of the Released Amounts, the Trust Depositor hereby

irrevocably agrees to release to the Originator such Released Amounts, which

release shall be automatic and shall require no further act by the Trust Depositor;

<i><u><font style="font-style:italic;">provided</font></u></i>,<i><font style="font-style:italic;">  <u>that</u></font></i>,

the Trust Depositor shall execute and deliver such instruments of release and

assignment, or otherwise confirming the foregoing release of any Released

Amounts, as may be reasonably requested by the Originator.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="ArticleIii"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">ARTICLE

III</font></b></a></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="RepresentationsAndWarranties"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">REPRESENTATIONS AND WARRANTIES</font></b></a></h1>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Originator makes, and upon execution of each

Subsequent Purchase Agreement is deemed to make, the following representations

and warranties, on which the Trust Depositor will rely in conveying the Loan

Assets on the applicable Assignment Date to the Issuer, and on which the

Issuer, the Securityholders and the Swap Counterparties will rely.&#160; The Trust Depositor acknowledges that such

representations and warranties are being made by the Originator for the benefit

of the Issuer, the Securityholders and the Swap Counterparties.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Such representations and warranties speak as of the

execution and delivery of this Agreement and as of the applicable Assignment

Date, but shall survive the sale, transfer and assignment of the Loan Assets to

the Issuer.&#160; The repurchase obligation

or substitution obligation of the Originator set forth in <u>Section 6.01</u>

constitutes the sole remedy available for a breach of a representation or

warranty of the Originator set forth in <u>Sections 3.01</u>, <u>3.02</u>, <u>3.03</u>,

<u>3.04</u> or <u>3.05</u> of this Agreement.&#160;

Notwithstanding the foregoing, the Originator shall not be deemed to be

remaking any of the representations set forth in <u>Section 3.03</u> or <u>3.05</u>

on a Subsequent Transfer</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">10</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



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<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Date with respect to the Substitute Loans, as such representations

relate solely to the composition of the Initial Loans conveyed on the Closing

Date; <i><u><font style="font-style:italic;">provided</font></u></i>,

<i><u><font style="font-style:italic;">that</font></u></i>,

any inaccurate representation as to concentrations contained in any Addition

Notice shall be subject to the same remedies hereunder as if such representation

were made under <u>Section 3.05</u> on the Closing Date with respect to an

Initial Loan.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section3_01RepresentationsAndWarrant"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 3.01</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Representations and Warranties Regarding the

Originator</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By its execution of this Agreement and each Subsequent

Purchase Agreement, the Originator represents and warrants that:</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Organization

and Good Standing</u>.&#160; The Originator

is a corporation duly organized, validly existing and in good standing under

the laws of the jurisdiction of its organization and has the requisite

corporate power to own or lease its assets and to transact the business in

which it is currently engaged.&#160; The

Originator is duly qualified to do business as a foreign corporation and is in

good standing in each jurisdiction in which the character of the business

transacted by it or properties owned or leased by it requires such

qualification and in which the failure so to qualify would not reasonably be

expected to have a material adverse effect on the business, properties, assets,

or condition (financial or otherwise) of the Originator or Trust

Depositor.&#160; The Originator is properly

licensed in each jurisdiction to the extent required by the laws of such

jurisdiction in order to originate, and (if the Originator is to be the

Servicer) service the Loans in accordance with the terms of the Transfer and

Servicing Agreement.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Authorization</u>.&#160; The Originator has the power and authority

to make, execute, deliver and perform this Agreement and the other Transaction

Documents to which the Originator is a party and all of the transactions

contemplated under this Agreement and the other Transaction Documents to which

the Originator is a party, and has taken all necessary corporate action to

authorize the execution, delivery and performance of this Agreement and the

other Transaction Documents to which the Originator is a party.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Valid

Sale</u>.&#160; This Agreement and each

Subsequent Purchase Agreement, if any, shall effect a valid sale, transfer and

assignment of the Loan Assets from the Originator to the Trust Depositor,

enforceable against the Originator in accordance with their terms.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Binding

Agreements</u>.&#160; This Agreement and the

other Transaction Documents to which the Originator is a party constitute the

legal, valid and binding obligation of the Originator enforceable in accordance

with their terms, except as enforcement of such terms may be limited by

bankruptcy, insolvency or similar laws affecting the enforcement of creditors&#146;

rights generally and by the availability of equitable remedies.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>No

Consent Required</u>.&#160; The Originator is

not required to obtain the consent of any other party or any consent, license,

approval or authorization from, or registration or declaration with, any

Governmental Authority in connection with the execution, delivery, performance,

validity or enforceability of this Agreement and the other Transaction

Documents to which the Originator is a party except (i)&nbsp;for the filing of

the UCC financing statements and (ii)&nbsp;such</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">11</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



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<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">consents, licenses, approvals, authorizations, registrations and

declarations which have been obtained and are in full force and effect.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>No

Violations</u>.&#160; The Originator&#146;s

execution, delivery and performance of this Agreement and the other Transaction

Documents to which the Originator is a party will not violate any provision of

any Requirements of Law or any order or decree of any court or the Certificate

of Incorporation or Bylaws of the Originator, or constitute (with or without

notice or lapse of time or both) a material breach of any mortgage, indenture,

contract or other agreement to which the Originator is a party or by which the

Originator or any of the Originator&#146;s properties may be bound.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Litigation</u>.&#160; No litigation or administrative proceeding

of or before any court, tribunal or governmental body is currently pending, or,

to the knowledge of the Originator, threatened, against the Originator or any

of its respective properties or with respect to this Agreement or any other

Transaction Document to which the Originator is a party that, if adversely

determined, would, in the reasonable opinion of the Originator, be expected to

have a material adverse effect on the business, properties, assets or condition

(financial or other) of the Originator or the transactions contemplated by this

Agreement or any other Transaction Document to which the Originator is a party.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Name

and Location; No Changes</u>.&#160; The

Originator&#146;s name and location (within the meaning of Article&nbsp;9 of the

UCC) are as set forth in <u>Section&nbsp;8.03</u>.&#160; The Originator has not changed its name, identity, structure, existence

or state of incorporation, whether by amendment of its certificate of

incorporation, by reorganization or otherwise, and has not changed its location

(within the meaning of Article&nbsp;9 of the UCC) within the four (4) months

preceding the Closing Date.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>No

Bulk Sales</u>.&#160; The execution, delivery

and performance of this Agreement by the Originator do not require compliance

with any &#147;bulk sales&#148; laws by the Originator.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(j)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Solvency</u>.&#160; The Originator on each date of, and after

giving effect to, the transfer of the Loans and any Substitute Loans, as the

case may be, to the Trust Depositor pursuant to this Agreement is and will be

Solvent.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(k)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Use

of Proceeds</u>.&#160; No proceeds of the

sale of any Initial Loan or Substitute Loan hereunder received by the Originator

will be used by the Originator to purchase or carry any &#147;margin stock&#148; as such

term is defined in Regulation&nbsp;T, U or X of the Board of Governors of the

Federal Reserve System.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(l)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>An

Investment Company</u>.&#160; The Originator

is properly registered as an &#147;investment company&#148; within the meaning, and is in

compliance with all requirements, of the Investment Company Act of 1940, as

amended.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(m)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Taxes</u>.&#160; To the best of the Originator&#146;s knowledge,

(i)&nbsp;the Originator has filed all tax returns required to be filed in the

normal course of its business and has paid or made adequate provisions for the

payment of all taxes, assessments and other governmental charges</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">12</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



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<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">due from the Originator or is contesting any such tax, assessment or

other governmental charge in good faith through appropriate proceedings,

(ii)&nbsp;no tax Lien has been filed with respect thereto, and (iii)&nbsp;no

claim is being asserted with respect to any such tax, fee or other charge.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(n)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Sale

Treatment</u>.&#160; The Originator has

treated the transfer of Loan Assets to the Trust Depositor for all purposes

(other than sale treatment for financial accounting purposes) as a sale and

purchase on all of its relevant books, records, financial statements and other

applicable documents, except to the extent applicable tax laws require

otherwise.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(o)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Marking

of Files</u>.&#160; The Originator will have,

at its own expense, prior to the close of business on the Closing Date,

(i)&nbsp;indicated in its Computer Records that ownership of the Loans

transferred by it to the Trust Depositor and identified on the List of Loans

have been sold to the Trust Depositor and (ii)&nbsp;cause to be affixed to the

original of each Underlying Note and the copy of each loan agreement the

following legend:</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt 1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">This loan agreement/note is subject to a security interest

granted to Wells Fargo Bank Minnesota, National Association, as Indenture

Trustee on behalf of the Noteholders and the Swap Counterparties.&#160; UCC&#150;1 Financing Statements covering this

loan agreement/note have been filed with the Secretary of State of the State of

Delaware.&#160; Such Lien will be released

only in connection with appropriate filings in such offices. Consequently,

potential purchasers of this loan agreement/note must refer to such filings to

determine whether such Lien has been released.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(p)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Security

Interest</u>.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; This Agreement creates a valid,

continuing and enforceable security interest (as defined in the applicable UCC)

in the Loan Assets in favor of the Trust Depositor, which security interest is

prior to all other Liens (except for Permitted Liens), and is enforceable as

such against creditors of and purchasers from the Originator;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; such Loans, along with the related

Loan Files, constitute either a &#147;general intangible,&#148; an &#147;instrument,&#148; an

&#147;account,&#148; &#147;investment property,&#148; or &#147;chattel paper,&#148; within the meaning of the

applicable UCC;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Originator owns and has good and

marketable title to such Loan Assets free and clear of any Lien (other than

Permitted Liens), claim or encumbrance of any Person;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(iv)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Originator has received all

consents and approvals required by the terms of the Loan Assets to the sale of

the Loan Assets hereunder to the Trust Depositor;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(v)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Originator has caused the filing

of all appropriate financing statements in the proper filing office in the appropriate

jurisdictions under Requirements of Law in order to perfect the security

interest in such Loan Assets granted to the Trust Depositor under this

Agreement;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">13</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(vi)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; other than the security interest

granted to the Trust Depositor pursuant to this Agreement and the Transfer and

Servicing Agreement, the Originator has not pledged, assigned, sold, granted a

security interest in or otherwise conveyed any of such Loan Assets;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(vii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Originator has not authorized the

filing of and is not aware of any financing statements against the Originator

that include a description of collateral covering such Loan Assets other than

any financing statement (A)&nbsp;relating to the security interest granted to

the Trust Depositor under this Agreement and the Transfer and Servicing

Agreement, or (B)&nbsp;that has been terminated;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(viii)&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Originator is not aware of the

filing of any judgment or tax Lien filings against the Originator;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(ix)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; all original executed copies of each

Underlying Note that constitute or evidence the Loan Assets have been delivered

to the Indenture Trustee;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(x)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Originator has received a

written acknowledgment from the Indenture Trustee that the Indenture Trustee or

its bailee is holding the Underlying Notes that constitute or evidence the Loan

Assets solely on behalf of and for the benefit of the Noteholders and the Swap

Counterparties; and</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(xi)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; none of the Underlying Notes that

constitute or evidence the Loan Assets has any marks or notations indicating

that they have been pledged, assigned or otherwise conveyed to any Person other

than the Issuer and the Indenture Trustee, as assignees of the Trust Depositor.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(q)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Value

Given</u>.&#160; The cash payments received

by the Originator in respect of the purchase price of each Loan sold hereunder

constitutes the face value of such Loan and reasonably equivalent value in

consideration for the transfer to the Trust Depositor of such Loan under this

Agreement, such transfer was not made for or on account of an antecedent debt

owed by the Originator to the Trust Depositor, and such transfer was not and is

not voidable or subject to avoidance under any Insolvency Law.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(r)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Mortgages</u>.&#160; Other than the Loan to Cycle Gear, if a Loan

is secured by real property and the Originator, other than solely in its

capacity as collateral agent under any Loan Document with an Obligor, is the

mortgagee, the mortgage has been assigned by the Originator to the Trust

Depositor and by the Trust Depositor to the Issuer and the Assignment of

Mortgage has been delivered to the Indenture Trustee.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(s)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Selection

Procedures</u>.&#160; No selection procedures

determined by the Originator to be materially adverse to the interests of the

Trust Depositor were utilized by the Originator in selecting the Loans to be

sold, assigned, transferred, set&#150;over and otherwise conveyed hereunder.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">14</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(t)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Environmental</u>.&#160; At the

time of origination of each Loan where real property that is material to the

operations of the related business serves as Collateral for such Loan, the

related mortgaged property was free of contamination from toxic substances or

hazardous wastes requiring action under Requirements of Law or is subject to

ongoing environmental rehabilitation approved by the Servicer, and, as of the

Closing Date, the Originator has no knowledge of any such contamination from

toxic substances or hazardous waste material on any such real property unless

such items are below action levels.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The representations and warranties in <u>subsection

3.01(p)</u> shall survive the termination of this Agreement and such

representations and warranties may not be waived by any party hereto.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section3_02RepresentationsAndWarrant"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 3.02</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Representations and Warranties Regarding Each Loan and

as to Certain Loans in the Aggregate</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h2>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Originator represents and warrants (x) with

respect to <u>subsections (a)&#150;(b)</u> below, as to each Loan as of the

applicable Cut&#150;Off Date, and (y) with respect to <u>subsections (c)&#150;(d)</u>

below, as to the Loan Pool in the aggregate as of the applicable Cut&#150;Off Date

(after giving effect to the addition of any Substitute Loans to the Loan Pool),

that:</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>List

of Loans</u>.&#160; The information set forth

in the List of Loans (as the same may be amended or deemed amended in respect

of a conveyance of Substitute Loans on a Subsequent Transfer Date) is true,

complete and correct as of the applicable Cut&#150;Off Date.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Eligible

Loan</u>.&#160; Such Loan satisfies the

criteria for the definition of Eligible Loan set forth in the Transfer and

Servicing Agreement as of the date of its conveyance hereunder (or, with

respect to clause 37 of the definition of Eligible Loan, as of the Cut&#150;Off

Date).</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>No

Fraud</u>.&#160; Each Loan was originated

without any fraud or material misrepresentation by the Originator or, to the

best of the Originator&#146;s knowledge, on the part of the Obligor or the Vendor.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Loans

Secured by Real Property</u>.&#160; Less than

40% of the Aggregate Outstanding Balance of the Loan Pool consists of Loans

principally secured by real property.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section3_03RepresentationsAndWarrant"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 3.03</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Representations and Warranties Regarding the Initial

Loans in the Aggregate</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h2>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Originator represents and warrants, as of the

Closing Date, that:</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Amounts</u>.&#160; The Aggregate Outstanding Loan Balance of

the Loans as of the Initial Cut&#150;Off Date equals the sum of the principal

balance of the Class&nbsp;A Notes, the Class&nbsp;B Notes, the Class&nbsp;C

Notes and the Certificate on the Closing Date.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Characteristics</u>.&#160; The Initial Loans as of the Initial Cut&#150;Off

Date have the following additional characteristics: (i)&nbsp;no Loan has a

remaining maturity of more than 91&nbsp;months; (ii)&nbsp;the final Scheduled

Payment on the Loan with the latest maturity is not later than</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">15</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">June&nbsp;1, 2009; (iii)&nbsp;no Loan was originated after the Initial

Cut&#150;Off Date; (iv)&nbsp;not more than 22.9% of the Initial Loans (as measured

by the Aggregate Outstanding Loan Balance) provide for Scheduled Payments due

on a basis other than monthly.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section3_04RepresentationsAndWarrant"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 3.04</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Representations and Warranties Regarding the Loan

Files</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h2>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Originator represents and warrants as of the

applicable Assignment Date that (i)&nbsp;to the extent that any Loans were

pledged as collateral for the CP Transaction, immediately prior to such date

(as applicable), a collateral custodian under the CP Transaction had possession

of each such original Underlying Note and a copy of the Loan and the related

complete Loan File, and there were no other custodial agreements relating to

the same in effect except for a custodial agreement between ACAS and ACS

Funding Trust I under the CP Transaction; (ii)&nbsp;each of such documents

which is required to be signed by the Obligor has been signed by the Obligor in

the appropriate spaces; (iii)&nbsp;all blanks on any form have been properly

filled in and each form has otherwise been correctly prepared; and

(iv)&nbsp;the complete Loan File for each Loan is in the possession of the

Indenture Trustee.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section3_05RepresentationsAndWarrant"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 3.05</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Representations and Warranties Regarding

Concentrations of Initial Loans</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h2>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Originator represents and warrants as of the

Closing Date, as to the composition of the Initial Loans in the Loan Pool as of

the Initial Cut&#150;Off Date, that:</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the

sum of the Outstanding Loan Balances of Obligors that are in the same industry

(by SIC code) shall not exceed 7.6%;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <b><font style="font-weight:bold;">[Reserved]</font></b>;

and</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the

sum of the Outstanding Loan Balances of Obligors that have their principal

executive offices in the same State of the United States shall not exceed

20.4%.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section3_06RepresentationsAndWarrant"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 3.06</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Representations and Warranties By the Trust Depositor</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h2>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By its execution of this Agreement and each Subsequent

Purchase Agreement, the Trust Depositor represents and warrants to the

Originator that:</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Organization

and Good Standing</u>.&#160; The Trust Depositor

is a limited liability company duly organized, validly existing and in good

standing under the laws of Delaware and has the power to own its assets and to

transact the business in which it is currently engaged.&#160; The Trust Depositor is duly qualified to do

business as a foreign entity and is in good standing in each jurisdiction in

which the character of the business transacted by it or properties owned or

leased by it requires such qualification and in which the failure so to qualify

would not reasonably be expected to have a material adverse effect on the

business, properties, assets, or condition (financial or other) of the Trust

Depositor or the Issuer.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">16</font></p>





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</font></div>



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<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Authorization</u>.&#160; The Trust Depositor has the power and

authority to make, execute, deliver and perform this Agreement and the other

Transaction Documents to which it is a party and all of the transactions

contemplated under this Agreement and the other Transaction Documents to which

it is a party, and to create the Issuer and cause it to make, execute, deliver

and perform its obligations under this Agreement and the other Transaction

Documents to which it is a party, and has taken all necessary corporate action

to authorize the execution, delivery and performance of this Agreement and the

other Transaction Documents to which it is a party and to cause the Issuer to

be created.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Valid

Sale</u>.&#160; This Agreement and each

Subsequent Transfer Agreement, if any, shall effect a valid sale, transfer and

assignment of the Loan Assets, enforceable against the Trust Depositor and

creditors of and purchasers from the Trust Depositor.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Binding

Agreements</u>.&#160; This Agreement and the

other Transaction Documents to which the Trust Depositor is a party constitute

the legal, valid and binding obligation of the Trust Depositor enforceable in

accordance with their terms, except as enforcement of such terms may be limited

by applicable Insolvency Laws and general principles of equity, whether

considered in a suit at law or in equity.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>No

Consent Required</u>. &#160;The Trust

Depositor is not required to obtain the consent of any other party or any

consent, license, approval or authorization from, or registration or

declaration with, any Governmental Authority in connection with the execution,

delivery, performance, validity or enforceability of this Agreement or the

other Transaction Documents to which it is a party except (i)&nbsp;for the

filing of the UCC financing statements and (ii)&nbsp;such consent, licenses,

approvals, authorization registrations and declarations which have been

obtained and are in full force and effect.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>No

Violations</u>.&#160; The execution, delivery

and performance of this Agreement and the other Transaction Documents to which

it is a party by the Trust Depositor, and the consummation of the transactions contemplated

hereby and thereby, will not violate any Requirement of Law applicable to the

Trust Depositor, or constitute a material breach of any mortgage, indenture,

contract or other agreement to which the Trust Depositor is a party or by which

the Trust Depositor or any of the Trust Depositor&#146;s properties may be bound, or

result in the creation or imposition of any security interest, Lien, charge,

pledge, preference, equity or encumbrance of any kind upon any of its

properties pursuant to the terms of any such mortgage, indenture, contract or

other agreement, other than as contemplated by the Transaction Documents.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Litigation</u>.&#160; No litigation or administrative proceeding

of or before any court, tribunal or governmental body is currently pending, or

to the knowledge of the Trust Depositor threatened, against the Trust Depositor

or any of its properties or with respect to this Agreement, the other

Transaction Documents to which it is a party or the Securities (1) that, if

adversely determined, would in the reasonable judgment of the Trust Depositor

be expected to have a material adverse effect on the business, properties,

assets or condition (financial or otherwise) of the Trust Depositor or the

Issuer or the transactions contemplated by this Agreement or the other</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">17</font></p>





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</font></div>



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<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Transaction Documents to which the Trust Depositor is a party or (2)

seeking to adversely affect the federal income tax or other federal, state or

local tax attributes of the Certificate or Notes.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Bulk

Sales</u>.&#160; The execution, delivery and

performance of this Agreement do not require compliance with any &#147;bulk sales&#148;

laws by the Trust Depositor.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Solvency</u>.&#160; The Trust Depositor, at the time of and

after giving effect to each conveyance of Loan Assets under the Transfer and

Servicing Agreement is and will be Solvent.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(j)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Taxes</u>.&#160; The Trust Depositor has filed or caused to

be filed all tax returns that, to its knowledge, are required to be filed and

has paid all taxes shown to be due and payable on such returns or on any

assessments made against it or any of its property and all other taxes, fees or

other charges imposed on it or any of its property by any Governmental

Authority (other than any amount of tax due, the validity of which is currently

being contested in good faith by appropriate proceedings and with respect to

which reserves in accordance with generally accepted accounting principles have

been provided on the books of the Trust Depositor); no tax Lien has been filed

and, to the Trust Depositor&#146;s knowledge, no claim is being asserted, with

respect to any such tax, fee or other charge.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(k)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Name

and Location; No Changes</u>.&#160; The Trust

Depositor&#146;s name and location (within the meaning of Article&nbsp;9 of the UCC)

are as set forth in <u>Section&nbsp;13.04</u>.&#160;

The Trust Depositor has not changed its name, identity, structure,

existence or state of formation, whether by amendment of its certificate of

formation, by reorganization or otherwise, and has not changed its location

within the four (4) months preceding the Closing Date.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(l)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Not

an Investment Company</u>.&#160; The Trust

Depositor is not required to be registered as an &#147;investment company&#148; within

the meaning of the Investment Company Act of 1940, as amended (or the Trust

Depositor is exempt from all provisions of such act).</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(m)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Sale

Treatment</u>.&#160; The Trust Depositor has

treated the transfer of Loan Assets to the Trust Depositor for all purposes

(other than for financial accounting purposes) as a sale and purchase on all of

its relevant books, records, financial statements and other applicable documents,

except to the extent applicable tax laws require otherwise.</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Such representations speak as of the execution and delivery of this

Agreement and as of the Closing Date in the case of the Initial Loans, and as

of the applicable Subsequent Transfer Date in the case of the Substitute Loans,

but shall survive the sale, transfer and assignment of the Loans to the Issuer.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">18</font></p>





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</font></div>



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<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="ArticleIv"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">ARTICLE

IV</font></b></a></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="PerfectionOfTransferAndProtectionOf"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">PERFECTION OF TRANSFER AND PROTECTION OF SECURITY

INTERESTS</font></b></a></h1>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section4_01CustodyOfLoans_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 4.01</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Custody of Loans</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The contents of each Loan File shall be held in the

custody of the Indenture Trustee under the terms of the Transfer and Servicing

Agreement and the Indenture for the benefit of, and as agent for, the

Securityholders and the Swap Counterparties.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section4_02Filing_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 4.02</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Filing</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">On or prior to the Closing Date, the Originator shall

cause the UCC financing statement(s) referred to in <u>subsection 2.02(viii)</u>

hereof to be filed.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section4_03NameChangeOrRelocation_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 4.03</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Name Change or Relocation</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; During

the term of this Agreement, the Originator shall not change its name, identity,

structure, existence or location (as defined in Article 9 of the UCC) without

first giving at least thirty (30) days&#146; prior written notice to the Owner

Trustee, the Indenture Trustee and each Swap Counterparty.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; If

any change in the Originator&#146;s name, identity, structure, existence, location

(as defined in Article 9 of the UCC) or other action would make any financing

or continuation statement or notice of ownership interest or Lien relating to

any Loan Asset seriously misleading within the meaning of applicable provisions

of the UCC or any title statute, the Originator, no later than five (5)

Business Days after the effective date of such change, shall file such

amendments as may be required to preserve and protect the Trust Depositor&#146;s,

the Issuer&#146;s and the Indenture Trustee&#146;s interests in the Loan Assets and the

proceeds thereof.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section4_04ChiefExecutiveOffice_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 4.04</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Chief Executive Office</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">During the term of this Agreement, and subject to the

other terms and provisions herein relating to changes in location, the Originator

will maintain its chief executive office in one of the States of the United

States.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section4_05CostsAndExpenses_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 4.05</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Costs and Expenses</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Originator hereby confirms that the Servicer will

pay all reasonable costs and disbursements in connection with the perfection

and the maintenance of perfection, as against all third parties, of the

Indenture Trustee&#146;s and the Issuer&#146;s right, title and interest in and to the

Loan Assets (including, without limitation, the security interest in the

Collateral related thereto and the security interests provided for in the

Indenture).</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">19</font></p>





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<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section4_06SaleTreatment_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 4.06</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Sale Treatment</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Originator shall treat the transfer of Loan Assets

made hereunder for all purposes (other than for financial accounting purposes)

as a sale and purchase on all of its relevant books, records, financial

statements and other applicable documents.&#160;

Notwithstanding the preceding sentence, for federal income tax purposes,

the transfer of Loan Assets by the Originator hereunder shall not be treated as

a sale and purchase for federal income tax purposes so long as the Issuer is

disregarded as a separate entity pursuant to Treasury Regulations

Section&nbsp;301.7701&#150;3(b)(1)(ii).</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section4_07SeparatenessFromTrustDep"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 4.07</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Separateness from Trust Depositor</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Originator agrees to take or refrain from taking

or engaging in with respect to the Trust Depositor each of the actions or

activities specified in the &#147;substantive consolidation&#148; opinion of Winston

&amp; Strawn (including any certificates of the Originator attached thereto),

delivered on the Closing Date, upon which the conclusions therein are based.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="ArticleV"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">ARTICLE

V</font></b></a></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="CovenantsOfTheOriginator"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">COVENANTS OF THE ORIGINATOR</font></b></a></h1>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section5_01CorporateExistence_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 5.01</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Corporate Existence</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">During the term of this Agreement, the Originator will

keep in full force and effect its existence, rights and franchises as a corporation

under the laws of the jurisdiction of its incorporation and will obtain and

preserve its qualification to do business in each jurisdiction in which such

qualification is or shall be necessary to protect the validity and

enforceability of this Agreement, the other Transaction Documents and each

other instrument or agreement necessary or appropriate to the proper

administration of this Agreement and the transactions contemplated hereby.&#160; In addition, all transactions and dealings

between the Originator, the Trust Depositor and the Issuer will be conducted on

an arm&#146;s&#150;length basis.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section5_02LoansNotToBeEvidencedB"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 5.02</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Loans Not to Be Evidenced by Promissory Notes</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Originator will take no action to cause any Loan

not originally evidenced by an instrument as described in <u>Section 2.05</u>

hereof, to be evidenced by an instrument (as defined in the UCC), except in

connection with the enforcement or collection of such Loan.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section5_03SecurityInterests_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 5.03</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Security Interests</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Originator will not sell, pledge, assign or

transfer to any other Person, or grant, create, incur, assume or suffer to

exist any Lien on any Loan in the Loan Pool or related Collateral, whether now

existing or hereafter transferred to the Trust Depositor, or any interest

therein.&#160; The Originator will

immediately notify the Trust Depositor, the Issuer and the Indenture Trustee of

the existence of any Lien on any Loan in the Loan Pool or related Collateral,

and the</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">20</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Originator shall defend the right, title and interest of the Trust

Depositor, the Issuer and the Indenture Trustee in, to and under the Loans in

the Loan Pool and the related Collateral against all claims of third parties; <i><u><font style="font-style:italic;">provided</font></u>,

<u>however</u></i>, that nothing in this <u>Section 5.03</u> shall prevent or

be deemed to prohibit the Originator from suffering to exist Permitted Liens

upon any of the Loans in the Loan Pool or any related Collateral.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section5_04ComplianceWithLaw_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 5.04</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Compliance with Law</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Originator hereby agrees to comply in all material

respects with all Requirements of Law applicable to the Originator.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section5_05LiabilityOfOriginatorIn"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 5.05</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Liability of Originator; Indemnities</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

Originator shall be liable in accordance herewith only to the extent of the

obligations specifically undertaken by the Originator under this Agreement.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

Originator shall indemnify, defend and hold harmless the Trust Depositor from

and against any taxes that may at any time be asserted against the Trust

Depositor with respect to the transactions contemplated herein and in the other

Transaction Documents, including any sales, gross receipts, general

corporation, tangible personal property, Maryland personal property replacement

privilege or license taxes (but not including any taxes asserted with respect

to, and as of the date of, the sale of the Loans to the Issuer or the issuance

and original sale of the Securities, or asserted with respect to ownership of

the Loans, or federal or other income taxes arising out of distributions on the

Certificate or the Notes) and costs and expenses in defending against the same.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

Originator shall indemnify, defend and hold harmless the Trust Depositor from

and against any loss, liability or expense incurred by reason of the

Originator&#146;s willful misfeasance, bad faith or gross negligence (other than

errors in judgment) in the performance of its duties under this Agreement, or

by reason of reckless disregard of its obligations and duties under this

Agreement.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Indemnification

under this Section shall include, without limitation, reasonable fees and

expenses of counsel and expenses of litigation.&#160; If the Originator shall have made any indemnity payments pursuant

to this <u>Section 5.05</u>, and the Trust Depositor thereafter shall collect

any of such amounts from others, the Trust Depositor shall promptly repay such

amounts to the Originator, without interest.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section5_06LimitationOnLiabilityOf"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 5.06</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Limitation on Liability of Originator and Others</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Originator and any director or officer or employee

or agent of the Originator may rely in good faith on any document of any kind,

prima facie properly executed and submitted by any Person respecting any matters

arising hereunder.&#160; The Originator and

any director or officer or employee or agent of the Originator shall be

reimbursed by the Trust Depositor for any liability or expense incurred by

reason of the Trust Depositor&#146;s willful misfeasance, bad faith or negligence

(except errors in judgment) in the performance of their respective duties

hereunder, or</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">21</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



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<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">by reason of the reckless disregard of their respective obligations and

duties hereunder.&#160; The Originator shall

not be under any obligation to appear in, prosecute or defend any legal action

that shall not be incidental to its obligations under this Agreement, and that

in its opinion may involve it in any expense or liability.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="ArticleVi"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">ARTICLE

VI</font></b></a></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="RemediesUponMisrepresentationRepurch"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">REMEDIES UPON MISREPRESENTATION; REPURCHASE OPTION</font></b></a></h1>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section6_01"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section

6.01</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Repurchases of, or Substitution for, Loans for Breach of

Representations and Warranties</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Upon a discovery by the Servicer, the Trust Depositor

or the Trustees of a breach of a representation or warranty of the Originator

as set forth in <u>Section 3.01</u>, <u>Section 3.02</u>, <u>Section 3.03</u>, <u>Section

3.04</u>, and <u>Section 3.05</u>, or as made or deemed made in any Addition

Notice or any Subsequent Purchase Agreement relating to Substitute Loans, that

materially and adversely affects the interests of the Noteholders or any Swap

Counterparty in such Loan (in either case without regard to the benefits of the

Reserve Fund) (an &#147;<u>Ineligible Loan</u>&#148;), or of an inaccuracy with respect

to the representations as to concentrations of the Initial Loans made under <u>Section&nbsp;3.05</u>,

the party discovering the breach shall give prompt written notice to the other

parties (and the Servicer shall, pursuant to <u>Section 11.01</u> of the

Transfer and Servicing Agreement, with respect to an inaccuracy concerning

concentrations, select one or more Loans, without employing adverse selection,

to be the related Excess Loan for purposes of this Section); <i><u><font style="font-style:italic;">provided</font></u></i>,

<i><u><font style="font-style:italic;">that</font></u></i>,

the Trustees shall have no duty or obligation to inquire or to investigate the

breach by the Originator of any of such representations or warranties. &#160;The Originator shall repurchase each such

Ineligible Loan or Excess Loan, at a repurchase price equal to the Transfer

Deposit Amount, not later than the next succeeding Determination Date following

the date the Originator becomes aware of, or receives written notice from any

Trustee, the Servicer or the Trust Depositor of, any such breach or inaccuracy

and which breach or inaccuracy has not otherwise been cured; <i><u><font style="font-style:italic;">provided</font></u></i>,

<i><u><font style="font-style:italic;">however</font></u></i>,

that if the Originator is able to effect a substitution for any such Ineligible

Loan or Excess Loan in compliance with <u>Section 2.04</u>, the Originator may,

in lieu of repurchasing such Loan, effect a substitution for such affected Loan

with a Substitute Loan not later than the date a repurchase of such affected

Loan would be required hereunder; <i><u><font style="font-style:italic;">provided</font></u>  <u>further</u></i>  <i><u><font style="font-style:italic;">that</font></u></i>,

with respect to a breach of representation or warranty relating to the Loans in

the aggregate and not to any particular Loan, the Originator may select Loans

(without adverse selection) to repurchase (or substitute for) such that, had

such Loans not been included as part of the Loan Assets (and, in the case of a

substitution, had such Substitute Loan been included as part of the Loan Assets

instead of the selected Loan), there would have been no breach of such

representation or warranty.&#160;

Notwithstanding any other provision of this Agreement, the obligation of

the Originator described in this <u>Section 6.01</u> shall not (a) terminate or

be deemed released by any party hereto upon a Servicer Transfer pursuant to <u>Article

VIII</u> of the Transfer and Servicing Agreement or (b)&nbsp;include any

obligation to make payment on account of a breach of a Loan by an Obligor

subsequent to the date on which such Loan was transferred to the Issuer.&#160; The repurchase obligation described in this <u>Section

6.01</u> is in no way to be satisfied with monies in the Reserve Fund.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">22</font></p>





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</font></div>



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<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section6_02ReassignmentOfRepurchased"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 6.02</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Reassignment of Repurchased or Substituted Loans</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Upon receipt by the Indenture Trustee for deposit in

the Collection Account of the amounts described in <u>Section 6.01</u> (or upon

the Subsequent Transfer Date related to a Substitute Loan described in <u>Section

6.01</u>), and upon receipt of a certificate of a Servicing Officer in the form

attached as <u>Exhibit F</u> to the Transfer and Servicing Agreement, the

Indenture Trustee is required under the Transfer and Servicing Agreement to

assign to the Trust Depositor, and the Trust Depositor shall assign to the

Originator, all of the Issuer&#146;s (or Trust Depositor&#146;s, as applicable) right,

title and interest in the repurchased or substituted Loan and related Loan

Assets without recourse, representation or warranty.&#160; Such reassigned Loan shall no longer thereafter be included in

any calculations of Outstanding Loan Balances required to be made hereunder or

otherwise be deemed a part of the Loan Pool.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="ArticleVii"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">ARTICLE

VII</font></b></a></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="OriginatorIndemnities"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">ORIGINATOR INDEMNITIES</font></b></a></h1>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section7_01OriginatorsIndemnificatio"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 7.01</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Originator&#146;s Indemnification</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Originator will defend and indemnify the Trust

Depositor, the Issuer, the Trustees, any agents of the Trustees and the

Securityholders and the Swap Counterparties (any of which, an &#147;<u>Indemnified

Party</u>&#148;) against any and all costs, expenses, losses, damages, claims and

liabilities, joint or several, including reasonable fees and expenses of

counsel and expenses of litigation (collectively, &#147;<u>Costs</u>&#148;) arising out

of or resulting from (i) this Agreement or the use, ownership or operation of

any Collateral by the Originator or the Servicer or any Affiliate of either,

(ii) any representation or warranty or covenant made by the Originator in this

Agreement being untrue or incorrect (subject to the limitations described in

the <u>Preamble</u> to <u>Article III</u> of this Agreement), and (iii) any

untrue statement or alleged untrue statement of a material fact contained in

the Private Placement Memorandum or in any amendment thereto or the omission or

alleged omission to state therein a material fact necessary to make the

statements therein, in light of the circumstances in which they were made, not

misleading, in each case to the extent, but only to the extent, that such

untrue statement or alleged untrue statement was made in conformity with

information furnished to the Trust Depositor by the Originator specifically for

use therein; <i><u><font style="font-style:italic;">provided</font></u></i>,<i><font style="font-style:italic;">  <u>however</u></font></i>, that the Originator shall

not be required to so indemnify any such Indemnified Party for such Costs to

the extent that such Cost shall be due to or arise from the willful

misfeasance, bad faith or negligence of such Indemnified Party, or the failure

of such Indemnified Party to comply with any express undertaking, agreement or

covenant made by such Indemnified Party in a Transaction Document to which it

is a party or the breach subsequent to the Closing Date by an Obligor under a

Loan.&#160; Notwithstanding any other

provision of this Agreement, the obligation of the Originator under this <u>Section

7.01</u> shall not terminate upon a Servicer Transfer pursuant to <u>Article

VIII</u> of the Transfer and Servicing Agreement and shall survive any

termination of that agreement or this Agreement.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">23</font></p>





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<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



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<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section7_02LiabilitiesToObligors_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 7.02</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Liabilities to Obligors</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">No obligation or liability to any Obligor under any of

the Loans is intended to be assumed by the Trustees, the Issuer, the

Securityholders and the Swap Counterparties under or as a result of this

Agreement and the transactions contemplated hereby.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section7_03TaxIndemnification_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 7.03</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Tax Indemnification</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

Originator agrees to pay, and to indemnify, defend and hold harmless the Trust

Depositor, the Issuer, the Trustees, the Securityholders and the Swap

Counterparties from any taxes that may at any time be asserted with respect to,

and as of the date of, the transfer of the Loans to the Trust Depositor and the

transfer by the Trust Depositor of the Loans to the Issuer and the further

pledge by the Issuer to the Indenture Trustee, including, without limitation,

any sales, gross receipts, general corporation, personal property, privilege or

license taxes (but not including any federal, state or other taxes arising out

of the creation of the Issuer and the issuance of the Notes and Certificates)

and costs, expenses and reasonable counsel fees in defending against the same,

whether arising by reason of the acts to be performed by the Originator or the

Servicer under this Agreement or imposed against the Issuer, any

Securityholder, any Swap Counterparty or otherwise.&#160; Notwithstanding any other provision of this Agreement, the

obligation of the Originator under this <u>Section 7.03</u> shall not terminate

upon a Servicer Transfer pursuant to <u>Article VIII</u> of the Transfer and

Servicing Agreement and shall survive any termination of this Agreement.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

Originator agrees to pay and to indemnify, defend and hold harmless the Issuer,

the Trust Depositor, the Trustees, the Securityholders and the Swap

Counterparties, on an after&#150;tax basis (as hereinafter defined), from any state

or local personal property taxes, gross rent taxes, leasehold taxes or similar

taxes that may at any time be asserted with respect to the ownership of the

Loans (including security interests therein) and the receipt of rentals

therefrom by the Issuer, and costs, expenses and reasonable counsel fees in

defending against the same, excluding, however, taxes based upon or measured by

gross or net income or receipts (other than taxes imposed specifically with

respect to rentals).&#160; As used in this

Section, the term &#147;after&#150;tax basis&#148; shall mean, with respect to any payment to

be received by an indemnified person, that the amount to be paid by the

Originator shall be equal to the sum of (i)&nbsp;the amount to be received

without regard to this sentence, plus (ii) any additional amount that may be

required so that after reduction by all taxes imposed under any federal, state

and local law, and taking into account any current credits or deductions

arising therefrom, resulting either from the receipt of the payments described

in both <u>clauses (i)</u> and <u>(ii)</u> hereof, such sum shall be equal to

the amount described in <u>clause (i)</u> above.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section7_04Adjustments_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 7.04</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Adjustments</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

Originator agrees that, with respect to each Loan that provides for a

Prepayment Amount less than the amount calculated in accordance with the

definition thereof, the Originator shall indemnify the Trust Depositor or the

Issuer as assignee thereof in an amount at least equal to the excess of the

&#147;Prepayment Amount&#148; as calculated in accordance with the definition thereof

over the amount otherwise payable upon prepayment of such Loan.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">24</font></p>





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<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



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<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

Originator hereby further agrees that if any real property collateral securing

any Loan described in <u>subsection 3.02(d)</u> hereof becomes the subject of

any claims, proceedings, Liens or encumbrances with respect to any material

violation or claimed material violation of any federal or state environmental

laws or regulations, such Loan shall for all purposes hereunder be, at and

following the time of discovery by the Originator, the Trust Depositor, the

Servicer or any Trustee of such fact, deemed an Ineligible Loan subject to the

same remedial and recourse provisions hereunder as other Loans determined to be

Ineligible Loans hereunder.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section7_05OperationOfIndemnities_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 7.05</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Operation of Indemnities</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Indemnification under this <u>Article VII</u> shall

include, without limitation, reasonable fees and expenses of counsel and

expenses of litigation.&#160; If the

Originator has made any indemnity payments to the Trust Depositor or the

Trustees pursuant to this <u>Article VII</u> and the Trust Depositor or the

Trustees thereafter collects any of such amounts from others, the Trust

Depositor or the Trustees will repay such amounts collected to the Originator,

except that any payments received by the Trust Depositor or the Trustees from

an insurance provider as a result of the events under which the Originator&#146;s

indemnity payments arose shall be repaid prior to any repayment of the

Originator&#146;s indemnity payment.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="ArticleViii"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">ARTICLE

VIII</font></b></a></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h1>



<h1 style="margin:0in 0in .0001pt;page-break-after:auto;text-align:center;"><a name="Miscellaneous"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">MISCELLANEOUS</font></b></a></h1>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section8_01Amendment_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 8.01</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Amendment</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; This

Agreement may be amended by the Originator and the Trust Depositor, without the

consent of any Securityholders, to cure any ambiguity, to correct or supplement

any provisions in this Agreement that are inconsistent with the provisions

herein, or to add any other provisions with respect to matters or questions

arising under this Agreement that shall not be inconsistent with the provisions

of this Agreement; <i><u><font style="font-style:italic;">provided</font></u>, <u>however</u></i>, (i) that the

consent of the Noteholders will be required unless the Issuer obtains an

Opinion of Counsel stating that the amendment does not adversely affect in any

material respect the interests of any Holder of the Class&nbsp;A Notes or

Class&nbsp;B Notes and (ii) that the consent of each Swap Counterparty will be

required unless the Issuer obtains an Opinion of Counsel stating that the amendment

does not adversely affect in any material respect the interests of the Swap

Counterparties.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; This

Agreement may also be amended from time to time by the Originator and the Trust

Depositor, with the consent of the Servicer, the Indenture Trustee, the Owner

Trustee on behalf of the Issuer, each Swap Counterparty and the Required

Holders, for the purpose of adding any provisions to or changing in any manner

or eliminating any of the provisions of this Agreement or of modifying in any

manner the rights of the Securityholders; <i><u><font style="font-style:italic;">provided</font></u>, <u>however</u></i>, that no such

amendment shall (i) increase or reduce in any manner the amount of, or

accelerate or delay the timing of or change the method of calculating

Collections of payments on the Loans (including by way of amendment of related

definitions), or (ii) change in any manner (including</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">25</font></p>





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</font></div>



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<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">through amendment of related definitions) the Holders that are required

to consent to any such amendment, without the consent of the Holders of all

Notes and Certificates of the relevant affected Class then outstanding.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Prior

to the execution of any such amendment or consent, the Originator shall cause

the Indenture Trustee to furnish written notification of the substance of such

amendment or consent, together with a copy thereof, to each Rating Agency.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Promptly

after the execution of any such amendment or consent, the Originator shall

cause the Owner Trustee and the Indenture Trustee, as the case may be, to

furnish written notification of the substance of such amendment or consent to

each Securityholder and each Swap Counterparty, respectively.&#160; It shall not be necessary for the consent of

the Securityholders or the Swap Counterparties pursuant to <u>subsection

8.01(b)</u> to approve the particular form of any proposed amendment or

consent, but it shall be sufficient if such consent shall approve the substance

thereof.&#160; The manner of obtaining such

consents and of evidencing the authorization by the Securityholders and the

Swap Counterparties of the execution thereof shall be subject to such

reasonable requirements as the Owner Trustee or the Indenture Trustee may

prescribe.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Prior

to the execution of any amendment to this Agreement, the Owner Trustee and the

Indenture Trustee shall be entitled to receive and rely upon an Opinion of

Counsel stating that the execution of such amendment is authorized or permitted

by this Agreement.&#160; Such Trustee may,

but shall not be obligated to, consent to any such amendment that affects such

Trustee&#146;s own rights, duties or immunities under this Agreement or otherwise.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section8_02GoverningLaw_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 8.02</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Governing Law</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></h2>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; This

Agreement shall be construed in accordance with the laws of the State of New

York and the obligations, rights, and remedies of the parties under the

Agreement shall be determined in accordance with such laws.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; EACH

PARTY HERETO HEREBY WAIVES, TO THE FULLEST EXTENT PERMITTED BY REQUIREMENTS OF

LAW, ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION

DIRECTLY OR INDIRECTLY ARISING OUT OF, UNDER OR IN CONNECTION WITH THIS

AGREEMENT.&#160; Each party hereto

(i)&nbsp;certifies that no representative, agent or attorney of any other party

has represented, expressly or otherwise, that such other party would not, in

the event of litigation, seek to enforce the foregoing waiver and (ii)

acknowledges that it and the other parties hereto have been induced to enter

into this Agreement by, among other things, the mutual waivers and

certifications in this <u>subsection 8.02(b)</u>.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section8_03Notices_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 8.03</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Notices</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">All notices, demands, certificates, requests and

communications hereunder (&#147;notices&#148;) shall be in writing and shall be effective

(a) upon receipt when sent through the U.S. mails, registered or certified

mail, return receipt requested, postage prepaid, with such receipt to be

effective the date of delivery indicated on the return receipt, or (b) one

Business Day after</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">26</font></p>





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<br clear="all" style="page-break-before:always;">

</font>



<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">delivery to an overnight courier, or (c) on the date personally

delivered to an Authorized Officer of the party to which sent, or (d) on the

date transmitted by legible telecopier transmission with a confirmation of

receipt, in all cases addressed to the recipient as follows:</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(i)</font></p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">If to the Originator:</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">American Capital Strategies, Ltd.</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">2 Bethesda Metro Center</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">14<sup>th</sup> Floor</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Bethesda, Maryland&#160;

  20814</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.62%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Attention:</font></p>

  </td>

  <td width="66%" valign="top" style="padding:0in 0in 0in 0in;width:66.64%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Compliance Officer</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.62%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Facsimile No.:</font></p>

  </td>

  <td width="66%" valign="top" style="padding:0in 0in 0in 0in;width:66.64%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(301) 654-6714</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(ii)</font></p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">If to the Trust Depositor:</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">ACAS Business Loan LLC, 2002-1</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">2 Bethesda Metro Center</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">14<sup>th</sup> Floor</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Bethesda, Maryland&#160;

  20814</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.62%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Attention:</font></p>

  </td>

  <td width="66%" valign="top" style="padding:0in 0in 0in 0in;width:66.64%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Compliance Officer</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.62%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Facsimile No.:</font></p>

  </td>

  <td width="66%" valign="top" style="padding:0in 0in 0in 0in;width:66.64%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(301) 654-6714</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(iii)</font></p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">If to S&amp;P:</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Standard &amp; Poor&#146;s Ratings Services</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">55 Water Street</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">41<sup>st</sup> Floor</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">New York, New York&#160;

  10041</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.62%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Attention:</font></p>

  </td>

  <td width="66%" valign="top" style="padding:0in 0in 0in 0in;width:66.64%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Surveillance: Asset-Backed Services</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.62%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Facsimile No.:</font></p>

  </td>

  <td width="66%" valign="top" style="padding:0in 0in 0in 0in;width:66.64%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(212) 438-2662</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(iv)</font></p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">If to Moody&#146;s:</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Moody&#146;s Investors Service, Inc.</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">99 Church Street</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">4th Floor</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">New York, New York&#160;

  10007</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.62%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Attention:</font></p>

  </td>

  <td width="66%" valign="top" style="padding:0in 0in 0in 0in;width:66.64%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">ABS Monitoring Department</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.62%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Facsimile No.:</font></p>

  </td>

  <td width="66%" valign="top" style="padding:0in 0in 0in 0in;width:66.64%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(212) 553-0344</font></p>

  </td>

 </tr>

</table>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">27</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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<br clear="all" style="page-break-before:always;">

</font>



<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(v)</font></p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">If to Fitch:</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Fitch, Inc.</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">One State Street Plaza</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">New York, New York 10004</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.62%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Attention:</font></p>

  </td>

  <td width="66%" valign="top" style="padding:0in 0in 0in 0in;width:66.64%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">CDO Surveillance</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.62%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Facsimile No.:</font></p>

  </td>

  <td width="66%" valign="top" style="padding:0in 0in 0in 0in;width:66.64%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(212) 514-6501</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(vi)</font></p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">If to the Initial Purchaser:</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">First Union Securities, Inc.</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">One Wachovia Center, Mail Code: NC0610</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">301 South College Street</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Charlotte, North Carolina&#160; 28288-0610</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.62%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Attention:</font></p>

  </td>

  <td width="66%" valign="top" style="padding:0in 0in 0in 0in;width:66.64%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Asset Securitization Division</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="14%" valign="top" style="padding:0in 0in 0in 0in;width:14.62%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Facsimile No.:</font></p>

  </td>

  <td width="66%" valign="top" style="padding:0in 0in 0in 0in;width:66.64%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(704) 383-4012</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(viii)</font></p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">If to a Swap Counterparty:</font></p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="17%" valign="top" style="padding:0in 0in 0in 0in;width:17.76%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt 78.0pt;text-indent:-6.0pt;">&nbsp;</p>

  </td>

  <td width="0%" valign="bottom" style="padding:0in 0in 0in 0in;width:.98%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="81%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:81.26%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">At the address set forth for such party in the

  applicable Swap.</font></p>

  </td>

 </tr>

</table>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Each party hereto may, by notice given in accordance herewith to each

of the other parties hereto, designate any further or different address to

which subsequent notices shall be sent.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section8_04SeverabilityOfProvisions_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 8.04</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Severability of Provisions</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">If one or more of the covenants, agreements,

provisions or terms of this Agreement shall be for any reason whatsoever held

invalid, then such covenants, agreements, provisions or terms shall be deemed

severable from the remaining covenants, agreements, provisions or terms of this

Agreement and shall in no way affect the validity or enforceability of the

other provisions of this Agreement, the Notes, the Certificates or the rights

of the Holders thereof, and any such prohibition, invalidity or

unenforceability in any jurisdiction shall not invalidate or render

unenforceable such covenants, agreements, provisions or terms in any other

jurisdiction.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section8_05ThirdPartyBeneficiaries_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 8.05</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Third Party Beneficiaries</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Except as otherwise specifically provided herein, the

parties hereto hereby manifest their intent that no third party, other than

each Trustee, each Securityholder and each Swap Counterparty, shall be deemed a

third party beneficiary of this Agreement, and specifically that the Obligors

are not third party beneficiaries of this Agreement.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">28</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section8_06Counterparts_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 8.06</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Counterparts</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">This Agreement may be executed by facsimile signature

and in several counterparts, each of which shall be an original and all of

which shall together constitute but one and the same instrument.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section8_07Headings_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 8.07</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Headings</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The headings of the various Articles and Sections

herein are for convenience of reference only and shall not define or limit any

of the terms or provisions hereof.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section8_08NoBankruptcyPetitionDis"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 8.08</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">No Bankruptcy Petition; Disclaimer</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Each

of the Originator and the Trust Depositor covenants and agrees that, prior to

the date that is one (1) year and one (1) day after the payment in full of all

amounts owing in respect of all outstanding Classes of Notes rated by any

Rating Agency, it will not institute against the Trust Depositor (in the case

of the Originator) or the Issuer, or join any other Person in instituting

against the Trust Depositor or the Issuer, any bankruptcy, reorganization,

arrangement, insolvency or liquidation proceedings or other similar proceedings

under the laws of the United States or any state of the United States.&#160; This <u>Section 8.08</u> will survive the

termination of this Agreement.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

provisions of this <u>Section 8.08</u> shall be for the third party benefit of

those entitled to rely thereon, including the Securityholders and the Swap

Counterparties, and shall survive the termination of this Agreement.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section8_09Jurisdiction_"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 8.09</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Jurisdiction</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Any legal action or proceeding with respect to this

Agreement may be brought in the courts of the United States for the Southern

District of New York, and by execution and delivery of this Agreement, each party

hereto consents, for itself and in respect of its property, to the

non&#150;exclusive jurisdiction of those courts.&#160;

Each such party irrevocably waives any objection, including any

objection to the laying of venue or based on the grounds of forum non conveniens,

which it may now or hereafter have to the bringing of any action or proceeding

in such jurisdiction in respect of this Agreement or any document related

hereto.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section8_10ProhibitedTransactionsWit"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 8.10</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Prohibited Transactions with Respect to the Issuer</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Originator shall not:</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Provide

credit to any Securityholder for the purpose of enabling such Securityholder to

purchase Notes or Certificates, respectively;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Purchase

any Notes or Certificates in an agency or trustee capacity; or</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">29</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Except

in its capacity as Servicer as provided in the Transfer and Servicing

Agreement, lend any money to the Issuer.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section8_11MergerOrConsolidationOf"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 8.11</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Merger or Consolidation of Originator</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

Originator will keep in full force and effect its existence, rights and

franchise as a Delaware corporation, and the Originator will obtain and

preserve its qualification to do business as a foreign corporation in each

jurisdiction in which such qualification is or shall be necessary to protect

the validity and enforceability of this Agreement and of any of the Loans and

to perform its duties under this Agreement.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Any

person into which the Originator may be merged or consolidated, or any

corporation resulting from such merger or consolidation to which the Originator

is a party, or any person succeeding by acquisition or transfer to

substantially all of the assets and to the business of the Originator, shall be

the successor to the Originator hereunder, without execution or filing of any

paper or any further act on the part of any of the parties hereto,

notwithstanding anything herein to the contrary.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Upon

the merger or consolidation of the Originator or transfer of substantially all

of its assets and its business as described in this <u>Section 8.11</u>, the

Originator shall provide the Indenture Trustee, each Swap Counterparty and the

Rating Agencies notice of such merger or consolidation within thirty (30) days

after completion of the same.</font></p>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<h2 style="margin:0in 0in .0001pt 1.5in;page-break-after:auto;text-indent:-1.0in;"><a name="Section8_12AssignmentOrDelegationBy"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 8.12</font></b></a><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font size="2" style="font-size:10.0pt;">Assignment or Delegation by the Originator</font></u><font size="2" style="font-size:10.0pt;">.</font></h2>



<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Except as specifically authorized hereunder, the

Originator may not convey and assign or delegate any of its rights or

obligations hereunder absent the prior written consent of the Trust Depositor,

the Trustees and the Swap Counterparties, and any attempt to do so without such

consent shall be void.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">[Remainder of Page Intentionally Left Blank]</font></b></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">30</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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</font>



<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">IN WITNESS WHEREOF</font></b><font size="2" style="font-size:10.0pt;">, the parties hereto have caused this Agreement to be

duly executed by their respective officers as of the day and year first above

written.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">

 <tr>

  <td width="57%" valign="top" style="padding:0in 0in 0in 0in;width:57.76%;">

  <p align="center" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.1%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="4" valign="top" style="padding:0in 0in 0in 0in;width:41.14%;">

  <p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">AMERICAN

  CAPITAL STRATEGIES, LTD.</font></b><font size="2" style="font-size:10.0pt;">,</font></p>

  </td>

 </tr>

 <tr>

  <td width="57%" valign="top" style="padding:0in 0in 0in 0in;width:57.76%;">

  <p align="center" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.1%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="4" valign="top" style="padding:0in 0in 0in 0in;width:41.14%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">as the Originator</font></p>

  </td>

 </tr>

 <tr>

  <td width="57%" valign="top" style="padding:0in 0in 0in 0in;width:57.76%;">

  <p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.1%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="4" valign="top" style="padding:0in 0in 0in 0in;width:41.14%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="57%" valign="top" style="padding:0in 0in 0in 0in;width:57.76%;">

  <p align="center" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.1%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.32%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="37%" colspan="3" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:37.82%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="57%" valign="top" style="padding:0in 0in 0in 0in;width:57.76%;">

  <p align="center" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.1%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="5%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:5.2%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Name:</font></p>

  </td>

  <td width="35%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:35.94%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="57%" valign="top" style="padding:0in 0in 0in 0in;width:57.76%;">

  <p align="center" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.1%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:4.44%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title:</font></p>

  </td>

  <td width="36%" colspan="2" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:36.7%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="57%" valign="top" style="padding:0in 0in 0in 0in;width:57.76%;">

  <p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.1%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="4" valign="top" style="padding:0in 0in 0in 0in;width:41.14%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="57%" valign="top" style="padding:0in 0in 0in 0in;width:57.76%;">

  <p align="center" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.1%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="4" valign="top" style="padding:0in 0in 0in 0in;width:41.14%;">

  <p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">ACAS

  BUSINESS LOAN LLC, 2002-1</font></b><font size="2" style="font-size:10.0pt;">, as the Trust Depositor</font></p>

  </td>

 </tr>

 <tr>

  <td width="57%" valign="top" style="padding:0in 0in 0in 0in;width:57.76%;">

  <p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.1%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="41%" colspan="4" valign="top" style="padding:0in 0in 0in 0in;width:41.14%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="57%" valign="top" style="padding:0in 0in 0in 0in;width:57.76%;">

  <p align="center" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.1%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.32%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="37%" colspan="3" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:37.82%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="57%" valign="top" style="padding:0in 0in 0in 0in;width:57.76%;">

  <p align="center" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.1%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="5%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:5.2%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Name:</font></p>

  </td>

  <td width="35%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:35.94%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="57%" valign="top" style="padding:0in 0in 0in 0in;width:57.76%;">

  <p align="center" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>

  </td>

  <td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.1%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:4.44%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title:</font></p>

  </td>

  <td width="36%" colspan="2" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:36.7%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr height="0">

  <td width="417" style="border:none;"></td>

  <td width="8" style="border:none;"></td>

  <td width="24" style="border:none;"></td>

  <td width="8" style="border:none;"></td>

  <td width="5" style="border:none;"></td>

  <td width="259" style="border:none;"></td>

 </tr>

</table>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">31</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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<br clear="all" style="page-break-before:always;">

</font>



<p align="center" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><a name="ExhibitA"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Exhibit

A</font></b></a></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><a name="FormOfAssignment"><b><u><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Form

of Assignment</font></u></b></a></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt .5in;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">In accordance with the

ACAS Transfer Agreement (the &#147;<u>ACAS Transfer Agreement</u>&#148;), dated as of

March 15, 2002, made by and between the undersigned, American Capital

Strategies, Ltd., as Originator, and ACAS Business Loan LLC, 2002&#150;1 (the &#147;<u>Trust

Depositor</u>&#148;), as assignee thereunder, the undersigned does hereby sell,

transfer, assign, set over and otherwise convey to the Issuer, on behalf of the

Trust Depositor, (i)&nbsp;the Initial Loans and all Collections and other

monies due or to become due in payment of such Loans on and after the Initial

Cut&#150;Off Date, including any Prepayment amounts, any Prepayment Premiums, any

Late Charges, any payments in respect of a casualty or early termination, any

Insurance Proceeds and any Liquidation Proceeds received with respect to the

foregoing; (ii)&nbsp;the Collateral related to such Loans (to the extent the

Originator, other than solely in its capacity as collateral agent under any

loan agreement with an Obligor, has been granted a Lien thereon), including the

related security interest granted by the Obligor under such Loans, all proceeds

from any sale or other disposition of such Collateral, and all Insurance

Policies; (iii)&nbsp;the Loan Files and all documents and records (including

computer records) relating thereto; (iv)&nbsp;all guarantees, indemnities,

warranties and other agreements or arrangements of whatever character from time

to time supporting or securing payment of such Loans; (v)&nbsp;the Trust

Accounts and all Trust Account Property (to the extent of the Originator&#146;s

interest if any therein); and (vi)&nbsp;all income, payments, products,

proceeds and other benefits of any and all of the foregoing.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Capitalized terms used herein have the meanings given

such terms in the ACAS Transfer Agreement.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">This Assignment is made pursuant to and in reliance

upon the representation and warranties on the part of the undersigned contained

in <u>Article III</u> of the ACAS Transfer Agreement and no others.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">IN WITNESS WHEREOF, the undersigned has caused this

Assignment to be duly executed this 15th day of March, 2002.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">

 <tr>

  <td width="61%" valign="top" style="padding:0in 0in 0in 0in;width:61.12%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="38%" colspan="5" valign="top" style="padding:0in 0in 0in 0in;width:38.88%;">

  <p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">AMERICAN

  CAPITAL STRATEGIES, LTD.</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="61%" valign="top" style="padding:0in 0in 0in 0in;width:61.12%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="11%" colspan="4" valign="top" style="padding:0in 0in 0in 0in;width:11.08%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="27%" valign="top" style="padding:0in 0in 0in 0in;width:27.8%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="61%" valign="top" style="padding:0in 0in 0in 0in;width:61.12%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.32%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="35%" colspan="4" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:35.56%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="61%" valign="top" style="padding:0in 0in 0in 0in;width:61.12%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="5%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:5.5%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Name:</font></p>

  </td>

  <td width="33%" colspan="2" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:33.38%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="61%" valign="top" style="padding:0in 0in 0in 0in;width:61.12%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:4.4%;">

  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title:</font></p>

  </td>

  <td width="34%" colspan="3" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:34.48%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

 </tr>

 <tr height="0">

  <td width="441" style="border:none;"></td>

  <td width="24" style="border:none;"></td>

  <td width="8" style="border:none;"></td>

  <td width="8" style="border:none;"></td>

  <td width="40" style="border:none;"></td>

  <td width="200" style="border:none;"></td>

 </tr>

</table>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">A-1</font></p>





<div style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



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