DEL LABORATORIES INC
AMEND. # 3 TO 401K
<DOCUMENT>
<TYPE>EX-10.11
<SEQUENCE>6
<FILENAME>exh10-11.txt
<DESCRIPTION>AMEND. # 3 TO 401K
<TEXT>



                                                                   EXHIBIT 10.11

                                 AMENDMENT NO. 3
                                     TO THE
                             DEL LABORATORIES, INC.
                          EMPLOYEE 401(K) SAVINGS PLAN

           Del Laboratories, Inc. (the "Plan Sponsor") wishes to amend the Del
Laboratories, Inc. Employee 401(k) Savings Plan (the "Plan") to update the
claims procedures contained therein to reflect recent Department of Labor
Regulations.

           Accordingly, effective for claims initially filed on or after January
1, 2002, the Plan is amended as follows:

           1. Section 4.3(b) of the Plan is hereby deleted in its entirety and
amended to read as follows:

                  (b) A Participant shall be considered disabled for purposes of
                  the Plan if he receives a determination from the Social
                  Security Administration that he is disabled for purposes of
                  receiving Social Security disability benefits.

           2. Section 6.5 of the Plan is hereby deleted in its entirety and
amended to read as follows:

                           6.5 CLAIMS PROCEDURE. This Section 6.5 is based on
                  final regulations issued by the Department of Labor and
                  published in the Federal Register on November 21, 2000 and
                  codified at 29 C.F.R. ss.2560.503-1. If any provision of this
                  Section is impermissible under those regulations, the
                  requirements of those regulations will prevail.

                           (a) INITIAL CLAIM. A Participant or Beneficiary who
                  believes he is entitled to any benefit (a "Claimant") under
                  this Plan may file a claim with the Administrator. The
                  Administrator shall review the claim itself or, in accordance
                  with Sections 5.1(c) and 6.7, may appoint an individual or an
                  entity to review the claim.

                                    (i) REVIEW OF INITIAL CLAIM. The Claimant
                  shall be notified within ninety (90) days after the claim is
                  filed whether the claim is allowed or denied, unless the
                  Claimant receives written notice from the Administrator or
                  appointee of the Administrator prior to the end of the ninety
                  (90) day period stating that special circumstances require an
                  extension of the time for decision, such extension not to
                  extend beyond the day which is one hundred eighty (180) days
                  after the date the claim is filed.



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                                    (ii) MANNER AND CONTENT OF DENIAL OF INITIAL
                  CLAIMS. If the Administrator denies a claim, it will provide
                  to the Claimant, in writing or by electronic communication:

                                            (A) The specific reasons for the
                                            denial;

                                            (B) A reference to the relevant Plan
                                            provisions upon which the denial is
                                            based;

                                            (C) A description of any additional
                                            information or material that the
                                            Claimant must provide in order to
                                            perfect the claim;

                                            (D) An explanation of why such
                                            additional material or information
                                            is necessary;

                                            (E) Notice that the Claimant has a
                                            right to request a review of the
                                            claim denial and information on the
                                            steps to be taken if the Claimant
                                            wishes to request a review of the
                                            claim denial; and

                                            (F) A statement of the Claimant's
                                            right to bring a civil action under
                                            ERISA ss.502(a) following a denial
                                            on review of the initial denial.

                           (b)      REVIEW PROCEDURES.

                                    (i) REVIEW OF DENIED CLAIM. A request for
                           review of a denied claim must be made in writing to
                           the Administrator within sixty (60) days after
                           receiving notice of denial. The decision upon review
                           will be made within sixty (60) days after the
                           Administrator's receipt of a request for review,
                           unless special circumstances require an extension of
                           time for processing, in which case a decision will be
                           rendered not later than one hundred twenty (120) days
                           after receipt of a request for review. A notice of
                           such an extension must be provided to the Claimant
                           within the initial sixty (60) day period and must
                           explain the special circumstances and provide an
                           expected date of decision.

                                            The reviewer shall afford the
                           Claimant an opportunity to review and receive,
                           without charge, all relevant documents, information
                           and records and to submit issues and comments in
                           writing to the Administrator. The reviewer shall take
                           into account all comments, documents, records and
                           other information submitted by the Claimant relating
                           to the claim regardless of whether the information
                           was submitted or considered in the initial benefit
                           determination.



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                                    (ii) MANNER AND CONTENT OF NOTICE OF
                           DECISION ON REVIEW. Upon completion of its review of
                           an adverse initial claim determination, the
                           Administrator will provide the Claimant, in writing
                           or by electronic notification, a notice containing:

                                            (A) its decision;

                                            (B) the specific reasons for the
                                            decision;

                                            (C) the relevant Plan provisions on
                                            which its decision is based;

                                            (D) a statement that the Claimant is
                                            entitled to receive, upon request
                                            and without charge, reasonable
                                            access to, and copies of, all
                                            documents, records and other
                                            information in the Administrator's
                                            files which is relevant to the
                                            Claimant's claim for benefits;

                                            (E) a statement describing the
                                            Claimant's right to bring an action
                                            for judicial review under ERISA
                                            ss.502(a); and

                                            (F) if an internal rule, guideline,
                                            protocol or other similar criterion
                                            was relied upon in making the
                                            adverse determination on review, a
                                            statement that a copy of the rule,
                                            guideline, protocol or other similar
                                            criterion will be provided without
                                            charge to the Claimant upon request.

                           (c) CALCULATION OF TIME PERIODS. For purposes of the
                           time periods specified in this Section, the period of
                           time during which a benefit determination is required
                           to be made begins at the time a claim is filed in
                           accordance with the Plan procedures without regard to
                           whether all the information necessary to make a
                           decision accompanies the claim. If a period of time
                           is extended due to a Claimant's failure to submit all
                           information necessary, the period for making the
                           determination shall be tolled from the date written
                           notification of the need for additional information
                           is sent to the Claimant until the date the Claimant
                           responds.

                           (d) FAILURE OF PLAN TO FOLLOW PROCEDURES. If the Plan
                           fails to follow the claims procedures required by
                           this Section, a Claimant shall be deemed to have
                           exhausted the administrative remedies available under
                           the Plan and shall be entitled to pursue any
                           available remedy under ERISA ss. 502(a) on the basis
                           that the Plan has failed to provide a reasonable
                           claims procedure that would yield a decision on the
                           merits of the claim.



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                           (e) FAILURE OF CLAIMANT TO FOLLOW PROCEDURES. A
                           Claimant's compliance with the foregoing provisions
                           of this Section 6.5 is a mandatory prerequisite to
                           the Claimant's right to bring an action for judicial
                           review with respect to any claim for benefits under
                           the Plan.

         IN WITNESS WHEREOF, the Plan Sponsor has caused this Amendment to be
duly executed under seal on its behalf, effective as specified herein.

ATTEST/WITNESS:                             DEL LABORATORIES, INC.

By: s/ Theresa Bisignano                    By: s/ Gene Wexler

Print Name: Theresa Bisignano               Print Name: Gene Wexler

                                            Title: Vice President, General
                                            Counsel and Secretary

                                            Date: November 20, 2003




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