GENWORTH FINANCIAL INC
EXHIBIT 10.29
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<DESCRIPTION>EXHIBIT 10.29
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<p align="right" style="font-weight:bold;margin:0in 0in .0001pt;text-align:right;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">Exhibit 10.29</font></b></p>

<p style="font-weight:bold;margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="font-weight:bold;margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="font-weight:bold;margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;">AGREEMENT REGARDING</font></b></p>

<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">CONTINUED
REINSURANCE OF INSURANCE PRODUCTS</font></b></p>

<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">THIS AGREEMENT REGARDING CONTINUED REINSURANCE OF
INSURANCE PRODUCTS (this &#147;<u>Agreement</u>&#148;) is dated as of this 24th day of
May, 2004, by and between General Electric Capital Company, a Delaware
corporation (&#147;<u>GECC</u>&#148;), and Viking Insurance Company Ltd., a Bermuda
insurance company (&#147;<u>Viking</u>&#148;).</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<h1 style="margin:0in 0in .0001pt;page-break-after:avoid;text-align:center;text-decoration:underline;"><b><u><font size="2" face="Times New Roman" style="font-size:10.0pt;">RECITALS </font></u></b></h1>

<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>

<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; WHEREAS,
certain credit card customers of GECC&#146;s GE Consumer Finance-Americas Unit (&#147;<u>GECFA</u>&#148;)
in the United States and Canada are provided and/or offered credit insurance
underwritten by American Bankers Insurance Company of Florida, American Bankers
Life Assurance Company of Florida, First Fortis Life Insurance Company and
Financial Insurance Exchange (collectively &#147;<u>ABIG</u>&#148;), covering the GECFA
credit card accounts of such customers (&#147;<u>Credit Insurance</u>&#148;);</font></p>

<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">WHEREAS, such Credit Insurance is reinsured by
Viking;</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">WHEREAS, GECC&#146;s Vendor Financial Services Unit (&#147;<u>VFS</u>&#148;)
purchases from ABIG, on behalf of lessees, property and casualty insurance
covering certain equipment leased by VFS to lessees (&#147;<u>Collateral Protection
Insurance</u>&#148;);</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">WHEREAS, such Collateral Protection Insurance is
reinsured by Viking; and</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">WHEREAS, GECC and Viking desire to make certain
agreements with respect to the continued use of Viking as the reinsurer for
Credit Insurance and Collateral Protection Insurance.</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in 12.0pt;text-autospace:none;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">NOW, THEREFORE, </font><font size="2" style="font-size:10.0pt;">in
consideration of the premises and the covenants and agreements contained
herein, and for other good and valuable consideration, the receipt and sufficiency
of which are hereby acknowledged, the parties hereby agree as follows:</font></p>

<p align="center" style="margin:0in 0in 12.0pt;text-align:center;text-autospace:none;"><b><u><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">AGREEMENTS </font></u></b></p>

<p style="margin:0in 0in 12.0pt .75in;text-autospace:none;text-indent:-.25in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">1.</font><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font size="2" style="font-size:10.0pt;font-weight:bold;">Agreements Relating to Card Services.</font></b></p>

<p style="margin:0in 0in 12.0pt;text-autospace:none;text-indent:.75in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a) &#160; GECC
agrees that it shall cause GECFA to take all commercially reasonable efforts to
maintain the following contractual relationships: (i) ABIG as the insurer for
any Credit Insurance provided or offered by GECFA and (ii) Viking as the
reinsurer of such Credit Insurance.</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.75in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b) &#160; GECC
shall provide incentives, as appropriate, to GECFA to maintain the arrangements
described in clause (a) above, including </font></p>

<p style="margin:0in 0in .0001pt;text-indent:.75in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>


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<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#147;management reporting&#148; of credit for profits
Viking earns on reinsurance contracts relating to Credit Insurance.</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.75in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in 12.0pt;text-autospace:none;text-indent:.75in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Viking
acknowledges and agrees that GECC and GECFA&#160;
maintain the right to agree to any changes in underwriting standards
proposed by ABIG that GECFA deems appropriate, consistent with past practice,
to maximize the profitability of the reinsurance.</font></p>

<p style="margin:0in 0in 12.0pt;text-autospace:none;text-indent:.75in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Notwithstanding
clause (a) above, GECC and GECFA may, at any time, in whole or in part,
terminate Credit Insurance, replace Credit Insurance with another product
and/or terminate new Credit Insurance enrollments; <u>provided, however</u>,
that in the event of the termination or replacement of existing Credit
Insurance by GECC or GECFA, GECC shall pay Viking, in accordance with the terms
set forth in Schedule A hereto, an amount equal to the net underwriting income
Viking was projected to receive as the reinsurer of the terminated or replaced
Credit Insurance during the period beginning on the date of termination or
replacement through December 31, 2008; provided, however, that terminations (i)
initiated by someone other than GECC or GECFA, (ii) required by the terms of
the Credit Insurance or (iii) pursuant to a sale or transfer of the underlying
credit card accounts shall not trigger any such payments from GECC to Viking.</font></p>

<p style="margin:0in 0in 12.0pt 9.0pt;text-autospace:none;text-indent:27.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">2.<b><font style="font-weight:bold;">&#160;&#160; Agreements
Relating to VFS.</font></b>&#160;&#160; Except to
the extent inconsistent with that certain </font><font size="2" style="font-size:10.0pt;">Final Approval Order and
Judgment dated December 11, 2003 entered by the Circuit Court of Mobile County,
Alabama (Docket Number CV- 02-1133)</font><font size="2" style="font-size:10.0pt;">:</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.75in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; GECC
agrees that until March 1, 2004, to the extent that Collateral Protection
Insurance is placed with respect to certain equipment leased by VFS to third
parties, GECC shall cause VFS to continue to use ABIG as insurer and Viking as
reinsurer.</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.75in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.75in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; GECC
shall provide incentives, as appropriate, to VFS to maintain the arrangements
described in clause (a) above, including &#147;management reporting&#148; of credit for
profits Viking earns on reinsurance contracts relating to Collateral Protection
Insurance.</font></p>

<p style="margin:0in 0in .0001pt 1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">3.&#160; <b><font style="font-weight:bold;">Agreements
Relating to Viking.&#160; </font></b>Viking
shall report to GECC, no less frequently than monthly, the net underwriting
profits earned by Viking on reinsurance contracts relating to Credit Insurance
and Collateral Protection Insurance.</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4.&#160;&#160; <b><font style="font-weight:bold;">Records
and Audits.&#160; </font></b><font style="letter-spacing:-.15pt;">Viking shall maintain such books and records
related to this Agreement as are reasonably necessary for an accurate audit and
verification of Viking&#146;s duties and obligations under this Agreement for at
least two (2) years following termination of this Agreement and shall provide
GECC or its designees who are authorized to view such records with access to
such records upon request.</font></font></p>

<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">2</font></p>


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<p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></b><font size="2" style="font-size:10.0pt;">5.&#160; <b><font style="font-weight:bold;">Compliance with Law.&#160; </font></b><font style="letter-spacing:-.15pt;">Each party shall comply with all laws applicable
to such party&#146;s performance under this Agreement.</font></font></p>

<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">6.&#160; <b><font style="font-weight:bold;">Assignment.</font></b>&#160; </font><font size="2" style="font-size:10.0pt;">This Agreement may not be
assigned, in whole or in part, whether by operation of law or otherwise.</font></p>

<p style="font-style:italic;font-weight:bold;margin:0in 0in .0001pt;"><b><i><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">7.&#160; <b><font style="font-weight:bold;">Confidentiality.&#160;
</font></b>&#160;</font><font size="2" style="font-size:10.0pt;">This Agreement, any of the terms thereof and all non-public information
exchanged by the parties pursuant to this Agreement are confidential (&#147;<u>Confidential
Information</u>&#148;) and no party shall disclose any Confidential Information of
the other party, except as otherwise required by law, or pursuant to a subpoena
or order issued by a court of competent jurisdiction, or to enforce their
rights under this Agreement.&#160; In the
event that a party receives a request to disclose any Confidential Information
of the other party under such subpoena or order, such party shall
(i)&nbsp;notify such other party within ten (10) days after receipt of such
request; (ii)&nbsp;consult with that party on the advisability of taking steps
to resist or narrow such request; and (iii)&nbsp;if disclosure is required or
deemed advisable, cooperate with that party in any attempt that such party may
make to obtain an order or other reliable assurance that confidential treatment
will be accorded to designated portions of the Confidential Information.&#160; Information will not be deemed Confidential
Information if (a)&nbsp;the information is already in the possession of or was
independently developed by the party with respect to which the Confidential
Information is not concerned and is not otherwise subject to an agreement as to
confidentiality; (b)&nbsp;the information becomes generally available in the
public domain other than as a result of a disclosure by such party in breach of
this Agreement; or (c)&nbsp;the information is not acquired from any party
known to be in breach of an obligation of secrecy.</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">8.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <b><font style="font-weight:bold;">Severability.</font></b>&#160; The provisions of this Agreement are
severable and if any clause or provision of this Agreement shall be held to be
invalid, illegal or unenforceable in whole or in part under any rule of law or
public policy, all other provisions of this Agreement shall nevertheless remain
in full force and effect.</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">9.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <b><font style="font-weight:bold;">Captions.</font></b>&#160; The captions in this Agreement are used for
means of reference only and shall not affect in any way the interpretation or
construction of this Agreement.</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">10.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <b><font style="font-weight:bold;">Governing
Law.</font></b>&#160; This Agreement shall be
governed by and construed in accordance with the laws of the State of New York
without regard to principles of conflicts of laws.</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">11.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <b><font style="font-weight:bold;">Counterparts.</font></b>&#160; This Agreement may be executed in several
counterparts, each of which shall be deemed an original, but such counterparts
together shall constitute one and the same instrument.</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">12.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <b><font style="font-weight:bold;">Exclusions.</font></b>&#160; For purposes of clarity, the term &#147;Credit
Insurance&#148; does not mean mortgage insurance, debt cancellation contracts or
debt suspension contracts.</font></p>

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<p style="margin:0in 0in .0001pt;text-autospace:none;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">13.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <b><font style="font-weight:bold;">Termination.&#160;&#160; </font></b>Except as otherwise provided in
Section 4 above and in this Section 13, the parties&#146; obligations under this
Agreement shall terminate on the earlier of (i) December 31, 2008 or (ii) after
termination of all Viking reinsurance contracts relating to Credit Insurance
and/or Collateral Protection Insurance, the date of final payment of any
amounts due to GECC or Viking under this Agreement.&#160; Notwithstanding the foregoing, if Viking continues to reinsure
Credit Insurance and/or Collateral Protection Insurance after December 31,
2008: (a) Viking shall pay to GECC, in accordance with the terms set forth in <u>Schedule
A</u> hereto, an amount equal to 90% of any net underwriting income on such
reinsured business; and (b) GECC shall pay to Viking, in accordance with the
terms set forth in <u>Schedule A</u> hereto, an amount equal to 110% of any net
underwriting loss on such reinsured business.</font></p>

<p style="margin:0in 0in .0001pt;text-autospace:none;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;text-autospace:none;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">14.<b><font style="font-weight:bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Dispute
Resolution.&#160; </font></b>The parties
agree to the dispute resolution procedures set forth in Schedule A attached
hereto.</font></p>

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<p style="margin:0in 0in .0001pt;text-autospace:none;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">IN WITNESS WHEREOF</font></b><font size="2" style="font-size:10.0pt;">, the parties hereto have executed this Agreement as of the date first
above written.</font></p>

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 <tr style="font-family:Arial;">
  <td width="43%" valign="top" style="padding:0in .7pt 0in .7pt;width:43.44%;">
  <p style="font-size:12.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>
  </td>
  <td width="3%" valign="top" style="padding:0in .7pt 0in .7pt;width:3.94%;">
  <p style="font-size:12.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>
  </td>
  <td width="52%" valign="top" style="padding:0in .7pt 0in .7pt;width:52.62%;">
  <p style="font-size:12.0pt;font-weight:bold;margin:0in 0in .0001pt;text-transform:uppercase;">&nbsp;</p>
  </td>
 </tr>
 <tr>
  <td width="43%" valign="top" style="padding:0in .7pt 0in .7pt;width:43.44%;">
  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="3%" valign="top" style="padding:0in .7pt 0in .7pt;width:3.94%;">
  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>
  </td>
  <td width="52%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in .7pt 0in .7pt;width:52.62%;">
  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">/s/
  James A. Parke</font></p>
  </td>
 </tr>
 <tr>
  <td width="43%" valign="top" style="padding:0in .7pt 0in .7pt;width:43.44%;">
  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="3%" valign="top" style="padding:0in .7pt 0in .7pt;width:3.94%;">
  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="52%" valign="top" style="border:none;padding:0in .7pt 0in .7pt;width:52.62%;">
  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Name:
  James A. Parke</font></p>
  </td>
 </tr>
 <tr>
  <td width="43%" valign="top" style="padding:0in .7pt 0in .7pt;width:43.44%;">
  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="3%" valign="top" style="padding:0in .7pt 0in .7pt;width:3.94%;">
  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="52%" valign="top" style="padding:0in .7pt 0in .7pt;width:52.62%;">
  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title:&#160; Vice Chairman and Executive Officer</font></p>
  </td>
 </tr>
 <tr>
  <td width="43%" valign="top" style="padding:0in .7pt 0in .7pt;width:43.44%;">
  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="3%" valign="top" style="padding:0in .7pt 0in .7pt;width:3.94%;">
  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="52%" valign="top" style="padding:0in .7pt 0in .7pt;width:52.62%;">
  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
 </tr>
 <tr>
  <td width="43%" valign="top" style="padding:0in .7pt 0in .7pt;width:43.44%;">
  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="3%" valign="top" style="padding:0in .7pt 0in .7pt;width:3.94%;">
  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="52%" valign="top" style="padding:0in .7pt 0in .7pt;width:52.62%;">
  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
 </tr>
 <tr>
  <td width="43%" valign="top" style="padding:0in .7pt 0in .7pt;width:43.44%;">
  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="56%" colspan="2" valign="top" style="padding:0in .7pt 0in .7pt;width:56.56%;">
  <p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">VIKING INSURANCE COMPANY LTD.</font></b></p>
  </td>
 </tr>
 <tr>
  <td width="43%" valign="top" style="padding:0in .7pt 0in .7pt;width:43.44%;">
  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="3%" valign="top" style="padding:0in .7pt 0in .7pt;width:3.94%;">
  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="52%" valign="top" style="padding:0in .7pt 0in .7pt;width:52.62%;">
  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
 </tr>
 <tr>
  <td width="43%" valign="top" style="padding:0in .7pt 0in .7pt;width:43.44%;">
  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="3%" valign="top" style="padding:0in .7pt 0in .7pt;width:3.94%;">
  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>
  </td>
  <td width="52%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in .7pt 0in .7pt;width:52.62%;">
  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">/s/
  T. Burt Hazelwood</font></p>
  </td>
 </tr>
 <tr>
  <td width="43%" valign="top" style="padding:0in .7pt 0in .7pt;width:43.44%;">
  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="3%" valign="top" style="padding:0in .7pt 0in .7pt;width:3.94%;">
  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="52%" valign="top" style="border:none;padding:0in .7pt 0in .7pt;width:52.62%;">
  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Name:
  T. Burt Hazelwood</font></p>
  </td>
 </tr>
 <tr>
  <td width="43%" valign="top" style="padding:0in .7pt 0in .7pt;width:43.44%;">
  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="3%" valign="top" style="padding:0in .7pt 0in .7pt;width:3.94%;">
  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>
  </td>
  <td width="52%" valign="top" style="padding:0in .7pt 0in .7pt;width:52.62%;">
  <p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title:&#160; Chief Financial Officer</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">5</font></p>


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</font></div>

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<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<h1 style="margin:0in 0in .0001pt;page-break-after:avoid;text-align:center;text-decoration:underline;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-decoration:none;">Schedule A to</font></b></h1>

<h1 style="margin:0in 0in .0001pt;page-break-after:avoid;text-align:center;text-decoration:underline;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;text-decoration:none;">Agreement Regarding</font></b></h1>

<h1 style="margin:0in 0in .0001pt;page-break-after:avoid;text-align:center;text-decoration:underline;"><b><u><font size="2" face="Times New Roman" style="font-size:10.0pt;">Continued Reinsurance
of Insurance Products </font></u></b></h1>

<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">PAYMENTS</font></b></p>

<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<h2 style="font-weight:normal;margin:0in 0in 12.0pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 1.01&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <b><u><font style="font-weight:bold;">Payments by GECC to Viking</font></u>.</b></font></h2>

<h3 style="font-weight:normal;margin:0in 0in 12.0pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">With respect to payments to
be made by GECC to Viking pursuant to Sections 1(d) or 13 of the Agreement,
GECC shall deliver to Viking on each April 30, July 31, October 31 and January
31, commencing April 30, 2004, a quarterly statement in arrears with respect to
the immediately preceding calendar quarter detailing payments due to Viking.&#160; GECC shall pay to Viking the amount set
forth in each quarterly statement within thirty (30) days of the date of such
statement.&#160; In the event that all or any
portion of any payment due Viking pursuant to the Agreement becomes overdue,
the portion of the amount overdue shall bear interest at an annual rate equal
to the then current thirty (30) day U.S. Treasury Bill discount rate on the
date that the payment becomes overdue plus 200 basis points, for the period
that the amount is overdue.&#160; As soon as
practicable after receipt by GECC of any reasonable written request by Viking,
GECC shall provide Viking with reasonably detailed data and documentation
sufficient to support the calculation of any amount due to Viking under
Sections 1(d) or 13 of the Agreement for the purpose of verifying the accuracy
of such calculation.&#160; If, after
reviewing such data and documentation, Viking disputes GECC&#146;s calculation of
any amount due to Viking, then the dispute shall be resolved pursuant to the
dispute resolution procedure set forth in Sections 2.01 through 2.05 below.</font></h3>

<h2 style="font-weight:normal;margin:0in 0in 12.0pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 1.02&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <b><u><font style="font-weight:bold;">Payments by Viking to GECC</font></u>.</b></font></h2>

<h3 style="font-weight:normal;margin:0in 0in 12.0pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">With respect to payments to
be made by Viking to GECC pursuant to Section 13 of the Agreement, Viking shall
deliver to GECC on each April 30, July 31, October 31 and January 31,
commencing April 30, 2004, a quarterly statement in arrears with respect to the
immediately preceding calendar quarter detailing payments due to GECC.&#160; Viking shall pay to GECC the amount set
forth in each quarterly statement within thirty (30) days of the date of such
statement.&#160; In the event that all or any
portion of any payment due GECC pursuant to the Agreement becomes overdue, the
portion of the amount overdue shall bear interest at an annual rate equal to
the then current thirty (30) day U.S. Treasury Bill discount rate on the date
that the payment becomes overdue plus 200 basis points, for the period that the
amount is overdue.&#160; As soon as
practicable after receipt by Viking of any reasonable written request by GECC,
Viking shall provide GECC with reasonably detailed data and documentation
sufficient to support the calculation of any amount due to GECC under Section
13 of the Agreement for the purpose of verifying the accuracy of such
calculation.&#160; If, after reviewing such
data and documentation, GECC disputes Viking&#146;s calculation of </font></h3>

<h3 align="center" style="font-weight:normal;margin:0in 0in 12.0pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h3>

<h3 align="center" style="font-weight:normal;margin:0in 0in 12.0pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">6</font></h3>


<h3 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">

<hr size="2" width="100%" noshade color="gray" align="left">

</font></h3>

<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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<h3 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">any amount due to GECC, then the dispute shall be
resolved pursuant to the dispute resolution procedure set forth in Sections
2.01 through 2.05 below.</font></h3>

<h2 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="3" face="Times New Roman" style="font-size:12.0pt;">&#160;</font></h2>

<h2 align="center" style="font-weight:normal;margin:0in 0in 12.0pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">DISPUTE RESOLUTION</font></b></h2>

<h2 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Section 2.01&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <b><u><font style="font-weight:bold;">General Provisions</font></u>.</b></font></h2>

<h2 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (a) Any dispute, controversy or claim arising out of
or relating to the Agreement or the validity, interpretation, breach or
termination thereof (a &#147;<u>Dispute</u>&#148;), shall be resolved in accordance with
the procedures set forth in this Schedule A, which shall be the sole and
exclusive procedures for the resolution of any such Dispute unless otherwise
specified below.</font></h2>

<h3 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (b) Commencing with the request contemplated by
Section 2.02, all communications between the parties or their representatives
in connection with the attempted resolution of any Dispute, including any
mediator&#146;s evaluation referred to in Section 2.03, shall be deemed to have been
delivered in furtherance of a Dispute settlement and shall be exempt from discovery
and production, and shall not be admissible in evidence for any reason (whether
as an admission or otherwise), in any arbitral or other proceeding for the
resolution of the Dispute.</font></h3>

<h3 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (c) In connection with any Dispute, the parties
expressly waive and forego any right to (i) punitive, exemplary,
statutorily-enhanced or similar damages in excess of compensatory damages, and
(ii) trial by jury.</font></h3>

<h3 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (d) The specific procedures set forth below,
including but not limited to the time limits referenced therein, may be
modified by agreement of the parties in writing.</font></h3>

<h3 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (e) All applicable statutes of limitations and
defenses based upon the passage of time shall be tolled while the procedures
specified in this Schedule A are pending.&#160;
The parties will take such action, if any, required to effectuate such
tolling.</font></h3>

<h2 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Section 2.02&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Consideration
by Senior Executives</u>.</font></h2>

<h2 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; If a Dispute is not resolved in the normal course of
business at the operational level, the parties shall attempt in good faith to
resolve any Dispute by negotiation between executives who are officers of the
respective business entities involved in the Dispute.&#160; Either party may initiate the executive negotiation process by
written notice to the other.&#160; Fifteen
(15) days after delivery of the notice, the receiving party shall submit to the
other a written response. The notice and response shall include (i) a statement
of the Dispute and of each party&#146;s position, and (ii) the name and title of the
executive who will represent that party and of any other person who will
accompany the executive. Such executives will meet in person or by telephone
within thirty (30) days of the initial notice to seek a resolution of the
Dispute.</font></h2>

<h2 align="center" style="font-weight:normal;margin:0in 0in 12.0pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h2>

<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-autospace:none;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">7</font></p>


<div style="margin:0in 0in .0001pt;text-autospace:none;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">

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</font></div>

<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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<p style="margin:0in 0in .0001pt;text-autospace:none;"><font size="1" face="Times New Roman" style="font-size:9.0pt;">&nbsp;</font></p>

<h2 style="font-weight:normal;margin:0in 0in 12.0pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Section 2.03&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Mediation</u>.</font></h2>

<h2 style="font-weight:normal;margin:0in 0in 12.0pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">If a Dispute is not
resolved by negotiation as provided in Section 2.02 within forty-five (45) days
from the delivery of the initial notice, then either party may submit the
Dispute for resolution by mediation pursuant to the CPR Institute for Dispute
Resolution (&#147;<u>CPR</u>&#148;) Model Mediation Procedure as then in effect. The
parties will select a mediator from the CPR Panels of Distinguished Neutrals<font style="background:white;">, but such mediator must have prior U.S. reinsurance
experience either as a lawyer or as a present or former officer or management
employee of a reinsurance company, but not of Viking or GECC, or any of their
respective affiliates</font>.&#160; Either
party at commencement of the mediation may ask the mediator to provide an
evaluation of the Dispute and the parties&#146; relative positions.</font></h2>

<h2 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Section 2.04&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Arbitration</u>.</font></h2>

<h2 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (a)&#160; If a
Dispute is not resolved by mediation as provided in Section 2.03 within thirty
(30) days of the selection of a mediator (unless the mediator chooses to
withdraw sooner), either party may submit the Dispute to be finally resolved by
arbitration pursuant to the CPR Rules for Non-Administered Arbitration as then
in effect.&#160; The parties consent to a
single, consolidated arbitration for all known Disputes existing at the time of
the arbitration and for which arbitration is permitted.</font></h2>

<h3 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (b)&#160; The
neutral organization for purposes of the CPR Arbitration Rules will be the CPR.
The arbitral tribunal shall be composed of three arbitrators who are each
experienced in the U.S. reinsurance business, of whom each party shall appoint
one in accordance with the &#147;screened&#148; appointment procedure provided in Rule
5.4 of the CPR Rules.&#160; The non-party
appointed arbitrator must have prior U.S. reinsurance experience as a present
or former officer or management employee of a reinsurance company, but not of
Viking or the GECC, or any of their respective affiliates.&#160; The arbitration shall be conducted in New
York City.&#160; Each party shall be
permitted to present its case, witnesses and evidence, if any, in the presence
of the other party. A written transcript of the proceedings shall be made and
furnished to the parties. The arbitrators shall determine the Dispute in
accordance with the law of the State of New York, without giving effect to any
conflict of law rules or other rules that might render such law inapplicable or
unavailable, and shall apply this Agreement according to its terms, provided
that the provisions relating to arbitration shall be governed by the Federal
Arbitration Act, 9 U.S.C. &#167;&#167; 1 et seq.</font></h3>

<h3 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (c)&#160; The
parties agree to be bound by any award or order resulting from any arbitration
conducted hereunder and further agree that judgment on any award or order
resulting from an arbitration conducted under this Section 2.04 may be entered
and enforced in any court having jurisdiction thereof.</font></h3>

<h3 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (d)&#160; Except as
expressly permitted by this Agreement, no party will commence or voluntarily
participate in any court action or proceeding concerning a Dispute, except (i)
for enforcement as contemplated by Section 2.04(c) above, (ii) to restrict or
vacate an arbitral decision based on the grounds specified under </font></h3>

<h3 align="center" style="font-weight:normal;margin:0in 0in 12.0pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h3>

<h3 align="center" style="font-weight:normal;margin:0in 0in 12.0pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">8</font></h3>


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<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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<h3 align="center" style="font-weight:normal;margin:0in 0in 12.0pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></h3>

<h3 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">applicable law, or (iii)
for interim relief as provided in paragraph (e) below.&#160; For purposes of the foregoing the parties
hereto submit to the non-exclusive jurisdiction of the courts of the State of
New York.</font></h3>

<h3 style="font-weight:normal;margin:0in 0in 12.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (e)&#160; In
addition to the authority otherwise conferred on the arbitral tribunal, the
tribunal shall have the authority to make such orders for interim relief,
including injunctive relief, as it may deem just and equitable.&#160; Notwithstanding paragraph (d) above, each
party acknowledges that in the event of any actual or threatened breach of
certain of the provisions of this Agreement, the remedy at law would not be
adequate, and therefore injunctive or other interim relief may be sought
immediately to restrain such breach.&#160; If
the tribunal shall not have been appointed, either party may seek interim
relief from a court having jurisdiction if the award to which the applicant may
be entitled may be rendered ineffectual without such interim relief. Upon
appointment of the tribunal following any grant of interim relief by a court,
the tribunal may affirm or disaffirm such relief, and the parties will seek
modification or rescission of the court action as necessary to accord with the
tribunal&#146;s decision.</font></h3>

<h3 style="font-weight:normal;margin:0in 0in 12.0pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(f) Each party will bear
its own attorneys fees and costs incurred in connection with the resolution of
any Dispute in accordance with this Schedule A.</font></h3>

<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>

<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">9</font></p>


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