CAPITAL CORP OF THE WEST
EX-10.9
<DOCUMENT>
<TYPE>EX-10.9
<SEQUENCE>3
<FILENAME>j2305_ex10d9.htm
<DESCRIPTION>EX-10.9
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<title>Prepared by MERRILL CORPORATION</title>



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<p align="center" style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



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<h1 style="font-size:26.0pt;font-weight:normal;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font size="2" face="Times New Roman"><font style="font-size:10.0pt;

font-weight:bold">Capital Corp of the West</font></font></b></h1>



<p align="center" style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font size="2" face="Times New Roman"><font style="font-size:10.0pt;font-weight:bold">&nbsp;</font></font></b></p>



<p align="center" style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font size="2" face="Times New Roman"><font style="font-size:10.0pt;font-weight:bold">1992

Stock Option Plan</font></font></b></p>



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<p align="center" style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



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'Times New Roman';"><br clear="all" style="page-break-before:always">

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<p align="center" style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">Table of Contents</font></font></p>



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10.0pt">&nbsp;</font></font></p>



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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article1_Introduction" title="Click to goto ARTICLE 1.  INTRODUCTION">ARTICLE</a></font></font></p>

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  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article1_Introduction" title="Click to goto ARTICLE 1.  INTRODUCTION">1.0</a></font></font></p>

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  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article1_Introduction" title="Click to goto ARTICLE 1.  INTRODUCTION">INTRODUCTION</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article2_Administration" title="Click to goto ARTICLE 2.  ADMINISTRATION">ARTICLE</a></font></font></p>

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  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article2_Administration" title="Click to goto ARTICLE 2.  ADMINISTRATION">2.0</a></font></font></p>

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  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article2_Administration" title="Click to goto ARTICLE 2.  ADMINISTRATION">ADMINISTRATION</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A21thecommittee" title="Click to goto 2.1 The Committee.">2.1</a></font></font></p>

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  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A21thecommittee" title="Click to goto 2.1 The Committee.">The Committee</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A22disinteresteddirectors" title="Click to goto 2.2 Disinterested Directors">2.2</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A22disinteresteddirectors" title="Click to goto 2.2 Disinterested Directors">Disinterested Directors</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A23committeeresponsibilities" title="Click to goto 2.3 Committee Responsibilities">2.3</a></font></font></p>

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  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A23committeeresponsibilities" title="Click to goto 2.3 Committee Responsibilities">Committee Responsibilities</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article3_LimitationOnAwards" title="Click to goto ARTICLE 3.  LIMITATION ON AWARDS">ARTICLE</a></font></font></p>

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  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article3_LimitationOnAwards" title="Click to goto ARTICLE 3.  LIMITATION ON AWARDS">3.0</a></font></font></p>

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  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article3_LimitationOnAwards" title="Click to goto ARTICLE 3.  LIMITATION ON AWARDS">LIMITATION ON AWARDS</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article4_Eligibility_" title="Click to goto ARTICLE 4. ELIGIBILITY.">ARTICLE</a></font></font></p>

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  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article4_Eligibility_" title="Click to goto ARTICLE 4. ELIGIBILITY.">4.0</a></font></font></p>

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  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article4_Eligibility_" title="Click to goto ARTICLE 4. ELIGIBILITY.">ELIGIBILITY</a></font></font></p>

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  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A41generalrule" title="Click to goto 4.1 General Rule">4.1</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A41generalrule" title="Click to goto 4.1 General Rule">General Rule</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A42nonemployeedirectors" title="Click to goto 4.2 Nonemployee Directors">4.2</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A42nonemployeedirectors" title="Click to goto 4.2 Nonemployee Directors">Non-employee Directors</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A43tenpercentshareholders" title="Click to goto 4.3 Ten-Percent Shareholders.">4.3</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A43tenpercentshareholders" title="Click to goto 4.3 Ten-Percent Shareholders.">Ten-Percent Shareholders</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A44arbitrationrules" title="Click to goto 4.4 Arbitration Rules.">4.4</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A44arbitrationrules" title="Click to goto 4.4 Arbitration Rules.">Attribution Rules</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A45outstandingstock" title="Click to goto 4.5 Outstanding Stock">4.5</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A45outstandingstock" title="Click to goto 4.5 Outstanding Stock">Outstanding Stock</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article5_TermsOfOptions_" title="Click to goto ARTICLE 5.  TERMS OF OPTIONS.">ARTICLE</a></font></font></p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article5_TermsOfOptions_" title="Click to goto ARTICLE 5.  TERMS OF OPTIONS.">5.0</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article5_TermsOfOptions_" title="Click to goto ARTICLE 5.  TERMS OF OPTIONS.">TERMS OF OPTIONS</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A51stockoptionagreement" title="Click to goto 5.1 Stock Option Agreement">5.1</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A51stockoptionagreement" title="Click to goto 5.1 Stock Option Agreement">Stock Option Agreement</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A52optionsnontransferable" title="Click to goto 5.2 Options Non-transferable">5.2</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A52optionsnontransferable" title="Click to goto 5.2 Options Non-transferable">Options Non-transferable</a></font></font></p>

  </td>

 </tr>

 <tr>

  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A53numberofsharestaxstatus" title="Click to goto 5.3 Number of Shares; Tax Status">5.3</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A53numberofsharestaxstatus" title="Click to goto 5.3 Number of Shares; Tax Status">Number of Shares; Tax

  Status</a></font></font></p>

  </td>

 </tr>

 <tr>

  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A54exerciseprice" title="Click to goto 5.4  Exercise Price.">5.4</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A54exerciseprice" title="Click to goto 5.4  Exercise Price.">Exercise Price</a></font></font></p>

  </td>

 </tr>

 <tr>

  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A55exercisablilityandterm" title="Click to goto 5.5  Exercisablility and Term">5.5</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A55exercisablilityandterm" title="Click to goto 5.5  Exercisablility and Term">Exercisability and Term</a></font></font></p>

  </td>

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  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A56modificationextensionandassumpt" title="Click to goto 5.6  Modification, Extension and Assumption of Options">5.6</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A56modificationextensionandassumpt" title="Click to goto 5.6  Modification, Extension and Assumption of Options">Modification,

  Extension and Assumption of Options</a></font></font></p>

  </td>

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 <tr>

  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article6_PaymentForShares" title="Click to goto ARTICLE 6.  PAYMENT FOR SHARES">ARTICLE</a></font></font></p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article6_PaymentForShares" title="Click to goto ARTICLE 6.  PAYMENT FOR SHARES">6.0</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article6_PaymentForShares" title="Click to goto ARTICLE 6.  PAYMENT FOR SHARES">PAYMENT FOR OPTION

  SHARES</a></font></font></p>

  </td>

 </tr>

 <tr>

  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A61generalrule" title="Click to goto 6.1  General Rule">6.1</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A61generalrule" title="Click to goto 6.1  General Rule">General Rule</a></font></font></p>

  </td>

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  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A62surrenderofstock" title="Click to goto 6.2 Surrender of Stock">6.2</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A62surrenderofstock" title="Click to goto 6.2 Surrender of Stock">Surrender by Stock</a></font></font></p>

  </td>

 </tr>

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  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A63exercisesale" title="Click to goto 6.3 Exercise/Sale">6.3</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A63exercisesale" title="Click to goto 6.3 Exercise/Sale">Exercise / Sale</a></font></font></p>

  </td>

 </tr>

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  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A64otherformsofpayment" title="Click to goto 6.4 Other Forms of Payment">6.4</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A64otherformsofpayment" title="Click to goto 6.4 Other Forms of Payment">Other Forms of Payment</a></font></font></p>

  </td>

 </tr>

 <tr>

  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article7_ProtectionAgainstDilution" title="Click to goto ARTICLE 7.  PROTECTION AGAINST DILUTION">ARTICLE</a></font></font></p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article7_ProtectionAgainstDilution" title="Click to goto ARTICLE 7.  PROTECTION AGAINST DILUTION">7.0</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article7_ProtectionAgainstDilution" title="Click to goto ARTICLE 7.  PROTECTION AGAINST DILUTION">PROTECTION

  AGAINST DILUTION</a></font></font></p>

  </td>

 </tr>

 <tr>

  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A71general" title="Click to goto 7.1  General.">7.1</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A71general" title="Click to goto 7.1  General.">General</a></font></font></p>

  </td>

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  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A72reorganizations" title="Click to goto 7.2  Reorganizations.">7.2</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A72reorganizations" title="Click to goto 7.2  Reorganizations.">Reorganization</a></font></font></p>

  </td>

 </tr>

 <tr>

  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A73reservationofrights" title="Click to goto 7.3  Reservation of Rights.">7.3</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A73reservationofrights" title="Click to goto 7.3  Reservation of Rights.">Reservation of Rights</a></font></font></p>

  </td>

 </tr>

 <tr>

  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article8_LimitationOfRights_" title="Click to goto ARTICLE 8.  LIMITATION OF RIGHTS.">ARTICLE</a></font></font></p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article8_LimitationOfRights_" title="Click to goto ARTICLE 8.  LIMITATION OF RIGHTS.">8.0</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article8_LimitationOfRights_" title="Click to goto ARTICLE 8.  LIMITATION OF RIGHTS.">LIMITATION OF RIGHTS</a></font></font></p>

  </td>

 </tr>

 <tr>

  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A81employmentrights" title="Click to goto 8.1 Employment Rights.">8.1</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A81employmentrights" title="Click to goto 8.1 Employment Rights.">Employment Rights</a></font></font></p>

  </td>

 </tr>

 <tr>

  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A82shareholdersrights" title="Click to goto 8.2  Shareholders&#146; Rights">8.2</a></font></font></p>

  </td>

  <td width="79%" valign="top" style="width:79.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A82shareholdersrights" title="Click to goto 8.2  Shareholders&#146; Rights">Shareholder&#146;s rights</a></font></font></p>

  </td>

 </tr>

 <tr>

  <td width="12%" valign="top" style="width:12.62%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

  <td width="7%" valign="top" style="width:7.76%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A83governmentregulations" title="Click to goto 8.3  Government Regulations">8.3</a></font></font></p>

  </td>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article9_WithholdingTaxes_" title="Click to goto ARTICLE 9.  WITHHOLDING TAXES.">ARTICLE</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article9_WithholdingTaxes_" title="Click to goto ARTICLE 9.  WITHHOLDING TAXES.">9.0</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article9_WithholdingTaxes_" title="Click to goto ARTICLE 9.  WITHHOLDING TAXES.">WITHHOLDING TAXES</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A91general" title="Click to goto 9.1  General.">9.1</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A92shareswithholding" title="Click to goto 9.2  Shares Withholding">9.2</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article10_FutureOfThePlan" title="Click to goto ARTICLE 10.  FUTURE OF THE PLAN">ARTICLE</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article10_FutureOfThePlan" title="Click to goto ARTICLE 10.  FUTURE OF THE PLAN">10.0</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#Article10_FutureOfThePlan" title="Click to goto ARTICLE 10.  FUTURE OF THE PLAN">FUTURE OF THE PLAN</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt"><a href="#A101termoftheplan" title="Click to goto 10.1  Term of the Plan.">10.1</a></font></font></p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

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</table>



<p align="center" style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<font size="2" face="Times New Roman"><font style="font-size:10.0pt;font-family:

'Times New Roman';"><br clear="all" style="page-break-before:always">

</font></font>



<h3 style="font-size:12.0pt;font-weight:normal;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">CAPITAL

CORP OF THE WEST</font></font></h3>



<p align="center" style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">1992 STOCK OPTION PLAN</font></font></p>



<p align="center" style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



<h4 style="font-size:12.0pt;font-weight:normal;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-decoration:underline;"><a name="Article1_Introduction"><u><font size="2" face="Times New Roman"><font style="font-size:10.0pt">ARTICLE 1.&#160;

INTRODUCTION</font></font></u></a></h4>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The

Plan was adopted by the Board on march 26, 1992 subject to approval by the

Company&#146;s shareholders at the 1992 annual meeting of shareholders.&#160; The purpose of the Plan is to promote the

long-term success of the Company in the creation of shareholder value by (a)

encouraging Nonemployee Directors and Key Employees to focus on critical

long-range objectives, (b) encouraging the attraction and retention of

Non-employee Directors and Key Employees with exceptional qualifications and

(c) linking Nonemployee Directors and Key Employees directly to shareholder

interest through increased stock ownership.&#160;

The Plan seeks to achieve this purpose by providing for awards in the

form of Options, which may constitute incentive stock options or non-statutory

stock options.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Plan shall be

governed by, and construed in accordance with, the laws of the State of

California.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><a name="Article2_Administration"><u><font size="2" face="Times New Roman"><font style="font-size:10.0pt">ARTICLE 2.&#160; ADMINISTRATION</font></font></u></a><u>.</u></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A21thecommittee"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">2.1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>The

Committee.</u></font></font></a>&#160; The

Plan shall be administered by the Committee.&#160;

The Committee shall consist only of two or more disinterested directors

of the Company, who shall be appointed by the Board.</p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A22disinteresteddirectors"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">2.2&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Disinterested Directors</u></font></font></a><u>.</u>&#160; A person shall be deemed to be

&#147;disinterested&#148; even if he or she, during the twelve months before serving on

the Committee, has been granted or awarded equity securities under this Plan or

under any other plan of the Company or an affiliate of the Company.</p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A23committeeresponsibilities"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">2.3&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Committee Responsibilities</u></font></font></a><u>.</u>&#160; The Committee shall select the Non-employee

Directors and Key Employees who are to receive Option under the Plan, determine

the number, vesting requirements and other conditions of such Options,

interpret the Plan, and make all other decisions related to the operation of

the Plan.&#160; The committee may adopt such

rules or guidelines as it deems appropriate to implement the Plan.&#160; The Committee&#146;s determinations under the

Plan shall be binding on all persons.</p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="Article3_LimitationOnAwards"><u><font size="2" face="Times New Roman"><font style="font-size:10.0pt">ARTICLE 3.&#160;

LIMITATION ON AWARDS</font></font></u></a><u>.</u></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.5in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">The aggregate number of Options awarded under the Plan

shall not exceed 597,002.&#160; If any

Options are forfeited, lapse, or terminate for any reason before being

exercised, then such Options shall again become available for award under the

Plan.&#160; The limitation of this Article 3

shall be subject to adjustment pursuant to Article 7.</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.5in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



<font size="2" face="Times New Roman"><font style="font-size:10.0pt;font-family:

'Times New Roman';"><br clear="all" style="page-break-before:always">

</font></font>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><a name="Article4_Eligibility_"><u><font size="2" face="Times New Roman"><font style="font-size:10.0pt">ARTICLE 4.

ELIGIBILITY.</font></font></u></a></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A41generalrule"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">4.1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>General

Rule</u></font></font></a><u>.</u>&#160; Only

Non-employee Directors and Key Employees shall be eligible for designation as

Optionees by the Committee.&#160; In addition,

only Key Employees shall be eligible for the grant of ISOs.</p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A42nonemployeedirectors"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">4.2&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Nonemployee Directors</u></font></font></a><u>.</u>&#160; Any other provision of the Plan

notwithstanding, the participation of Non-employee Directors in the Plan shall

be subject to the following restrictions provided, however, that the Company

may vary any of the following restrictions, either at the time at Option is

granted or subsequently, on a case-by-case basis, as the Committee deems

appropriate in its discretion:</p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:2.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Nonemployee Directors shall receive

no grants other than NSOs described in this Section 4.2.</font></font></p>



<table width="75%" style="width:75.0%;

 margin-left:1.5in;border-collapse:collapse;">

 <tr>

  <td width="34" valign="top" style="width:25.45pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">(b)</font></font></p>

  </td>

  <td width="30" valign="top" style="width:22.3pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">(i)</font></font></p>

  </td>

  <td width="478" valign="top" style="width:358.3pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">Each Nonemployee

  Director shall receive an NSO covering 7,000 Common Shares on May 12, 1992,

  if he or she is serving as a member of the Board on that date;</font></font></p>

  </td>

 </tr>

 <tr>

  <td width="34" valign="top" style="width:25.45pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="30" valign="top" style="width:22.3pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">(ii)</font></font></p>

  </td>

  <td width="478" valign="top" style="width:358.3pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">each Nonemployee

  Director who first joins the Board after May 12, 1992, shall receive an NSO

  covering 3,000 Common Shares on the first business day after his or her

  initial election or appointment to the Board and shall receive an NSO

  covering an additional 3,000 Common Shares on the first business day after

  the fifth anniversary of his or her initial election or appointment to the

  Board; and</font></font></p>

  </td>

 </tr>

 <tr>

  <td width="34" valign="top" style="width:25.45pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="30" valign="top" style="width:22.3pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">(iii)</font></font></p>

  </td>

  <td width="478" valign="top" style="width:358.3pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">each Nonemployee

  Director shall receive an annual NSO grant covering 3,000 Common Shares each

  year beginning in January 2001 and until such time as the Board shall alter

  the Board Compensation Plan</font></font></p>

  </td>

 </tr>

 <tr>

  <td width="34" valign="top" style="width:25.45pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="507" colspan="2" valign="top" style="width:380.6pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:10.0pt;margin-right:0in;margin-top:0in;text-indent:-10.0pt;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">(The number of

  Common Shares included in an NSO granted under this Subsection (b) shall be

  subject to adjustment under Artivle 7.)</font></font></p>

  </td>

 </tr>

</table>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:2.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Fifty percent of each NSO granted

under Subsection (b)&#160; above shall become

exercisable immediately upon the date of grant and the remaining fifty percent

shall become exercisable in equal annual installments on the first and second

anniversaries of the date of grant.</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:2.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; All NSOs granted to a Nonemployee

Director under this Section 4.2 shall also become exercisable in full in the

event of (i) the termination of such Nonemployee Director&#146;s service because of

death, total and permanent disability or retirement at or after age 70 or (ii)

a Change in Control with respect to the Company.</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:2.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Exercise Price under all NSOs

granted to all Nonemployee Directors under this Section 4.2 shall be equal to

100 percent of the Fair Market Value of a Common Share on the date of grant,

payable in cash or in one of the forms described in Sections 6.2 or 6.3.</font></font></p>



<font size="2" face="Times New Roman"><font style="font-size:10.0pt;font-family:

'Times New Roman';"><br clear="all" style="page-break-before:always">

</font></font>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:2.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; All NSOs granted to a Nonemployee

Director under this Section 4.2 shall terminate on the earliest of (i) the 10<sup>th</sup>

anniversary of the date of grant, (ii) the date three months after the

termination of such Nonemployee Director&#146;s service for any reason other that

death or total and permanent disability or (iii) the date 12 months after the

termination of such Nonemployee Director&#146;s service because of death or total

and permanent disability.</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:1.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A43tenpercentshareholders"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">4.3&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Ten-Percent Shareholders.</u></font></font></a><font size="2"><font style="font-size:10.0pt">&#160;

A Key Employee who owns more than 10 percent of the total combined

voting power of all classes of outstanding stock of the Company or any of its

Subsidiaries shall not be eligible for the grant of an ISO unless (a) the

Exercise Price under such ISO is at least 110 percent of the Fair Market Value

of a Common Share on the date of grant and (b) such ISO by its terms is not

exercisable after the expiration of five years from the date of grant.</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:2.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A44arbitrationrules"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">4.4&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Arbitration

Rules.</u></font></font></a><font size="2"><font style="font-size:10.0pt">&#160; For purposes of Section 4.3, in determining

stock ownership, a Key Employee shall be deemed to own the stock (directly or

indirectly) by or for his or her brothers, sisters, a spouse, ancestors and

lineal descendents.&#160; Stock owned

(directly or indirectly) by or for a corporation, partnership, estate or trust

shall be deemed to be owned proportionately by or for its shareholders,

partners or beneficiaries.&#160; Stock with

respect to which Key Employee holds an option shall not be counted.</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A45outstandingstock"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">4.5&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Outstanding

Stock</u></font></font></a><u><font size="2"><font style="font-size:10.0pt">.</font></font></u><font size="2"><font style="font-size:10.0pt">&#160;

For purposes of Section 4.3, &#147;outstanding stock&#148; shall include all stock

actually issued and outstanding immediately after the grant of the ISO to the

Key Employee.&#160; &#147;Outstanding stock&#148; shall

not include shares authorized for issuance under outstanding options held by

the Key Employee or by any other person.</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="Article5_TermsOfOptions_"><u><font size="2" face="Times New Roman"><font style="font-size:10.0pt">ARTICLE 5.&#160;

TERMS OF OPTIONS.</font></font></u></a></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A51stockoptionagreement"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">5.1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Stock Option Agreement</u></font></font></a><u><font size="2"><font style="font-size:10.0pt">.</font></font></u><font size="2"><font style="font-size:10.0pt">&#160; Each grant of

an Option under the Plan shall be evidenced by a Stock Option Agreement between

the Optionee and the Company.&#160; Such

Option shall be subject to all applicable terms and conditions of the Plan and

may be subject to any other terms and conditions which are not inconsistent

with the Plan and which the Committee deems appropriate for inclusion in a

Stock Option Agreement.&#160; The Provisions

of the various Stock Option Agreements entered into under the Plan need not be

identical.&#160; If the Optionee is a Key

employee, the Committee may designate all or any part of the Option as an ISO.</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A52optionsnontransferable"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">5.2&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Options Non-transferable</u></font></font></a><u><font size="2"><font style="font-size:10.0pt">.</font></font></u><font size="2"><font style="font-size:10.0pt">&#160; No Option

granted under the Plan shall be transferable by the Optionee other than by

will, by a beneficiary designation executed by the Optionee and delivered to

the Company or by the laws of descent and distribution.&#160; An Option may be exercised during the

lifetime of the Optionee only by him or her or by his or her legal representative.&#160; No Option or interest therein may be

transferred, assigned, pledged or hypothecated by the Optionee during his or

her lifetime, whether by operation of law or otherwise, or be made subject to

execution, attachment or similar process.</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



<font size="2" face="Times New Roman"><font style="font-size:10.0pt;font-family:

'Times New Roman';"><br clear="all" style="page-break-before:always">

</font></font>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A53numberofsharestaxstatus"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">5.3&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Number of Shares; Tax Status</u></font></font></a><u><font size="2"><font style="font-size:10.0pt">.</font></font></u><font size="2"><font style="font-size:10.0pt">&#160; Each Stock

Option Agreement shall specify the number of Shares subject to the Option and

shall provide for the adjustment of such number in accordance with Article

7.&#160; The Stock Option Agreement shall

also specify whether the Option is an ISO or an NSO.</font></font></p>



<p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <a name="A54exerciseprice">5.4 &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Exercise

Price.</u></a>&#160; Each Stock Option

Agreement shall specify the Exercise Price.&#160;

The Exercise Price under an ISO shall not be less than 100 percent of

the Fair Market Value of a Common Share on the date of grant, except as otherwise

provided in Section 4.3.&#160; The Exercise

Price under an NSO shall not be less than 100 percent of the Fair Market Value

of a Common Share on the date of grant.&#160;

Subject to the preceding two sentences, the Exercise Price under any

Option shall be determined by the Committee.&#160;

The Exercise Price shall be payable in accordance with Article 6.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A55exercisablilityandterm"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">5.5 &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Exercisablility

and Term</u></font></font></a><u>.</u>&#160;

Each Stock Option Agreement shall specify the date when all or any

installments of the Option is to become exercisable and shall provide for

immediate exercisability of the entire Option in the event of any Change in

Control with respect to the Company.&#160;

The Stock Option Agreement shall also specify the term of the Option.&#160; The term of an Option shall in no event

exceed 10 years from the date of grant, and Section 4.3 may require a shorter

term for an ISO.&#160; Subject to this

Section 5.5, the Committee shall determine when all or any part of an Option is

to become exercisable and when such Option is to expire.&#160; A Stock Option Agreement may provide for

accelerated exercisability upon the Optionee&#146;s death, disability or retirement

or other events and may provide for expiration prior to the end of its term in

the event of termination of the Optionee&#146;s service.</p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <a name="A56modificationextensionandassumpt">5.6&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>

Modification, Extension and Assumption of Options</u></a><u>.</u>&#160; Within the limitations of the Plan, the

Committee may modify, extend or assume outstanding options or may accept the

cancellation of outstanding options (whether granted by the Company or by

another issuer) in return for the grant of new options for the same or a

different number of shares and at the same or different exercise price.&#160; The foregoing notwithstanding, no

modification of an Option shall, without the consent of the Optionee, alter or

impair his or her rights or obligations under such Option.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<u><font size="2" face="Times New Roman"><font style="font-size:10.0pt;

font-family:'Times New Roman';"><br clear="all" style="page-break-before:always">

</font></font></u>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><a name="Article6_PaymentForShares"><u><font size="2" face="Times New Roman"><font style="font-size:10.0pt">ARTICLE 6.&#160;

PAYMENT FOR SHARES</font></font></u></a><u>.</u></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <a name="A61generalrule">6.1 &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>General

Rule</u></a><u>.</u>&#160; The entire

Exercise Price of Common Shares issued upon exercise of Options shall be

payable in cash at the time when such Common Shares are purchased, except as

follows:</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.5in;margin-right:0in;margin-top:0in;text-indent:-1.5in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (a) &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; In the case of an ISO, granted under

the Plan, payment shall be made only pursuant to the express provisions of the

applicable Stock Option Agreement.&#160;

However, the Committee may specify in the Stock Option Agreement that

payment may be made pursuant to Section 6.2, 6.3 or 6.4.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:12.0pt;layout-grid-mode:line;margin-bottom:.0001pt;margin-left:1.5in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; In the case of an NSO, the Committee

may at any time accept payment pursuant to Section 6.2, 6.3 or 6.4.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <a name="A62surrenderofstock">6.2&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Surrender

of Stock</u></a><u>.</u>&#160; To the extent

that this Section 6.2 if applicable, payment for all or any part of the

Exercise Price may be made with Common Shares which have already been owned by

the Optionee for more than six months and which are surrendered to the

Company.&#160; Such Common Shares shall be

valued at&#160; Fair Market Value on the date

when the new Common Shares are purchased under the Plan.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <a name="A63exercisesale">6.3&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Exercise/Sale</u></a><u>.</u>&#160; To the extent that this Section 6.3 is

applicable, payment may be made by the delivery (on a form prescribed by the

Company) of an irrevocable direction to a securities broker approved by the

Company to sell Common Shares and to deliver all or part of the sales proceeds

to the Company in payment for all or part of the Exercise Price and any

withholding taxes.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <a name="A64otherformsofpayment">6.4&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Other

Forms of Payment</u></a><u>.</u>&#160; To the

extent that this Section 6.4 is applicable, payment may be made in any other

form approved by the Committee, consistent with applicable laws, regulations

and rules.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><a name="Article7_ProtectionAgainstDilution"><u><font size="2" face="Times New Roman"><font style="font-size:10.0pt">ARTICLE 7.&#160;

PROTECTION AGAINST DILUTION</font></font></u></a><u>.</u></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A71general"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">7.1 &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>General.</u></font></font></a>&#160;&#160;&#160; In the event of a subdivision of the

outstanding Common Shares, the declaration of a dividend payable in Common

Shares, the declaration of a dividend payable in a form other than Common

Shares in an amount that has a material effect on the price of the Common

Shares, a combination or consolidation of the outstanding Common Shares (by

reclassification or otherwise) into a lesser number of Common Shares, the

recapitalization, a spinoff or a similar occurrence, the Committee shall make

appropriate adjustments in one or more of (a) the number of Options available

for future awards under Article 3, (b) the number of Options included in awards

to Non-employee Directors under Section 4.2, (c) the number of Common Shares

covered by each outstanding Option or, (d) the Exercise Price under each

outstanding Option.</p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <a name="A72reorganizations">7.2 &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Reorganizations.</u></a>&#160; In the event that the Company is a party to

a merger or other reorganization, outstanding Options shall be subject to the

agreement of merger or reorganization.&#160;

Such agreement may provide, without limitation, for the assumption of

the outstanding Options by the surviving corporation or its parent, for their

continuation by the Company (if the Company is a surviving corporation), for

accelerated vesting or for settlement in cash.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<font size="2" face="Times New Roman"><font style="font-size:10.0pt;font-family:

'Times New Roman';"><br clear="all" style="page-break-before:always">

</font></font>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A73reservationofrights"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">7.3 &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Reservation

of Rights.</u></font></font></a>&#160; Except

as provided in this Article 7, a Participant shall have no rights by reason of

any subdivision or consolidation of shares of stock of any class, the payment

of any stock dividend or any other increase or decrease in the number of shares

of stock of any class.&#160; Any issue by the

Company of shares of stock of any class, or securities convertible into shares

of stock of any class, shall not affect, and no adjustment by reason thereof

shall be made with respect to, the number or Exercise Price of Common Shares

subject to an Option.&#160; The grant of an

Option pursuant to the Plan shall not affect in any way the right or power of

the Company to make adjustments, reclassifications, reorganizations or changes

of its capital or business structure, to merge or consolidate or to dissolve,

liquidate, sell or transfer all or any part of its business or assets.</p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><a name="Article8_LimitationOfRights_"><u><font size="2" face="Times New Roman"><font style="font-size:10.0pt">ARTICLE 8.&#160;

LIMITATION OF RIGHTS.</font></font></u></a></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <a name="A81employmentrights">8.1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Employment

Rights.</u></a>&#160; Neither the Plan nor

any Option granted under the Plan shall be deemed to give any individual a

right to remain an employee or director of the Company or a Subsidiary.&#160; The Company and its Subsidiaries reserve the

right to terminate the service of any employee or director at any time, with or

without cause, subject only to a written employment agreement (if any).</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A82shareholdersrights"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">8.2 &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Shareholders&#146;

Rights</u></font></font></a><u>.</u>&#160; An

Optionee shall have no dividend rights, voting rights or other rights as a

shareholder with respect to any Common Shares covered by his or her Option

prior to the issuance of a stock certificate for such Common Shares.&#160; No adjustment shall be made for cash

dividends or other rights for which the record date is prior to the date when

such certificate is issued, except as expressly provided in Article 7.</p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A83governmentregulations"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">8.3 &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Government

Regulations</u></font></font></a><u>.</u>&#160;&#160;

Any other provision of the Plan notwithstanding, the&#160;&#160; obligations of the Company with respect to

Common Shares to be issued pursuant to the Plan shall be subject to all

applicable laws, rules and regulations and such approvals by any governmental

agencies or stock exchanges as may be required.&#160; The Company reserves the right to restrict, in whole or in part, the

delivery of Common Shares pursuant to any Option until such time as any legal

requirements or regulations have been met relating to the issuance of such

Common Shares, to their registration or qualification (or exemption from

registration or qualification) under the Securities Act, 1933, as amended, or

any applicable state securities laws, or to their listing on any stock

exchange.</p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><a name="Article9_WithholdingTaxes_"><u><font size="2" face="Times New Roman"><font style="font-size:10.0pt">ARTICLE 9.&#160;

WITHHOLDING TAXES.</font></font></u></a></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <a name="A91general">9.1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;  <u>General.</u></a>&#160; To the extent required by applicable

federal, state, local or foreign law, an Optionee shall make arrangements

satisfactory to the Company for the satisfaction of any withholding tax

obligations that arise by reason of an Option.&#160;

The Company shall not be required to issue any Common Shares under the

Plan until such obligations are satisfied.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<font size="2" face="Times New Roman"><font style="font-size:10.0pt;font-family:

'Times New Roman';"><br clear="all" style="page-break-before:always">

</font></font>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <a name="A92shareswithholding"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">9.2&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;  <u>Shares

Withholding</u></font></font></a><u>.</u>&#160;&#160;&#160;

The Committee may permit an Optionee to satisfy all or part of his or

her withholding tax obligations by having the Company withhold a portion of any

Common Shares that otherwise would be issued to him or her by surrendering a

portion of any Common Shares that previously were issued to him or her.&#160; Such Common Shares shall be valued at their

Fair Market Value on the date when taxes otherwise would be withheld in cash.&#160; The payment of withholding taxes by assigning

Common Shares to the Company, if permitted by the Committee, shall be subject

to such restrictions as the Committee may impose.</p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><a name="Article10_FutureOfThePlan"><u><font size="2" face="Times New Roman"><font style="font-size:10.0pt">ARTICLE 10.&#160;

FUTURE OF THE PLAN</font></font></u></a><u>.</u></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <a name="A101termoftheplan">10.1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;  <u>Term

of the Plan.</u></a>&#160; The Plan, as set

forth herein, shall become effective on March 26, 1992, subject to the approval

of the Company&#146;s shareholders.&#160; In the

event that the shareholders failed to approve the Plan at the 1992 annual

meeting, or any adjournment thereof, any Options granted prior to such meeting

shall be null and void, and no additional Options shall be granted after such

meeting.&#160; Any other provision of the

Plan notwithstanding, no Option shall be exercisable prior to such

meeting.&#160; The Plan shall remain in

effect until it is terminated under Section 10.2, except that no new Options

shall be granted after March 25, 2002.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><a name="A102amendmentortermination"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">10.2 &#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Amendment

or Termination.</u></font></font></a>&#160;&#160;

The Board may, at any time and for any reason, amend or terminate the

Plan, except that the provisions of Section 4.2 relating to the amount, Price

and timing of Option grants to Non-employee Directors shall not be amended more

than once in any six-month period. An amendment of the Plan shall be subject to

the approval of the Company&#146;s shareholders only to the extent required by

applicable laws, regulations or rules.</p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <a name="A103effectofamendmentortermination">10.3 &#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Effect

of Amendment or Termination</u></a><u>.</u>&#160;

No Options shall be granted under the Plan after the termination

thereof.&#160; The termination of the Plan,

or any amendment thereof, shall not affect any Option previously granted under

the Plan.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><a name="Article11_Definitions_"><u><font size="2" face="Times New Roman"><font style="font-size:10.0pt">ARTICLE 11.&#160; DEFINITIONS.</font></font></u></a></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11.1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;  <u>&#147;Board&#148;</u> means the Company&#146;s Board of Directors, as

constituted from time to time.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<font size="2" face="Times New Roman"><font style="font-size:10.0pt;font-family:

'Times New Roman';"><br clear="all" style="page-break-before:always">

</font></font>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font size="2" face="Times New Roman"><font style="font-size:10.0pt">11.2&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>&quot;Change in Control&#148;</u> means

the occurrence of either of the following events:</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:12.0pt;layout-grid-mode:line;margin-bottom:.0001pt;margin-left:1.5in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">(a) &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; A change in the

composition of the Board, as a result of which fewer than&#160; one- half of the incumbent directors are

directors who either:</font></font></p>



<p style="font-size:12.0pt;layout-grid-mode:line;margin-bottom:.0001pt;margin-left:1.5in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<table width="75%" style="width:75.0%;

 margin-left:1.5in;border-collapse:collapse;">

 <tr>

  <td width="34" valign="top" style="width:25.45pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="30" valign="top" style="width:22.3pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">(i)</font></font></p>

  </td>

  <td width="478" valign="top" style="width:358.3pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">Had been

  directors of the Company twenty-four months prior to the change; or</font></font></p>

  </td>

 </tr>

 <tr>

  <td width="34" valign="top" style="width:25.45pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="30" valign="top" style="width:22.3pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">(ii)</font></font></p>

  </td>

  <td width="478" valign="top" style="width:358.3pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:12.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">Were elected, or

  nominated for election, to the Board with the affirmative&#160; votes of at least a majority of the

  directors who had been directors of the Company 24 months prior to such

  change and who were still in office at the time of the election or

  nominations; or</font></font></p>

  </td>

 </tr>

</table>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:3.5in;margin-right:0in;margin-top:0in;text-indent:-2.5in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.5in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Any &#147;person&#148; (as such term is used in

Section 13 (d) and 14 (d) of the&#160;

Securities Exchange Act of 1934, as amended) by the acquisition or

aggregation of securities is or become the beneficial owner, directly or

indirectly, of securities of the Company representing 20 percent or more of the

combined voting power of the Company&#146;s then outstanding securities ordinarily

(and apart from rights accruing under special circumstances) having the right

to vote at elections of directors (the &#147;Base Capital Stock&#148;); except that any

change in the relative beneficial ownership of the Company&#146;s securities by any

person resulting solely from a reduction in the aggregate number of outstanding

shares of Base Capital Stock, and any decrease thereafter in such person&#146;s

ownership of securities, shall be disregarded until such person increases in

any manner, directly or indirectly, such person&#146;s beneficial ownership of any

securities of the Company.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11.3&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;  &#147;<u>Code</u>&#148; means the Internal Revenue Code of 1986, as

amended.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11.4&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;  &#147;<u>Committee</u>&#148; means a committee of the Board, as

described in Article 2.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11.5 &#160;&#160;&#160;&#160;&#160;&#160;&#160; &#147;<u>Common Share</u>&#148; means one share of the common stock of

the Company.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11.6&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;  &#147;<u>Company</u>&#148; means Capital Corp of the West/County Bank

a California banking corporation.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11.7&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;  &#147; <u>Exercise in Price</u>&#148; means the amount for which one

Common Share may be purchased upon exercise of an Option, as specified by the

Committee in the applicable Stock Option Agreement.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11.8&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;  &#147;<u>Fair Market Value</u>&#148; shall mean the fair market value

of a Common Share, as determined by the Committee in good faith.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<font size="2" face="Times New Roman"><font style="font-size:10.0pt;font-family:

'Times New Roman';"><br clear="all" style="page-break-before:always">

</font></font>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font size="2" face="Times New Roman"><font style="font-size:10.0pt">11.9 &#160;&#160;&#160;&#160;&#160;&#160;&#160; &#147;<u>ISO</u>&#148; means an incentive stock

option described in Section 422 (b) of the Code.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11.10&#160;&#160;&#160;&#160;&#160;&#160;  &#147;<u>Key Employee</u>&#148; means a key common-law employee of the

Company or of a Subsidiary, as determined by the Committee.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11.11&#160;&#160;&#160;&#160;&#160;&#160;  &#147;<u>Non-employee Director</u>&#148; means a member of the Board

who is not a common-law employee of the Company or of a Subsidiary.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11.12&#160;&#160;&#160;&#160;&#160;&#160;  &#147;<u>NSO</u>&#148; means an employee stock option not described in

Section 422 or 423 of the Code.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:76.5pt;margin-right:0in;margin-top:0in;text-indent:-76.5pt;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11.13&#160;&#160;&#160;&#160;&#160;&#160;  &#147;<u>Option</u>&#148; means an ISO or NSO

granted under the Plan and entitling the holder to purchase one Common Share.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11.14&#160;&#160;&#160;&#160;&#160;&#160;  &#147;<u>Optionee</u>&#148; means an individual or estate who holds an

Option.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11.15&#160;&#160;&#160;&#160;&#160;&#160; &#147;<u>Plan</u>&#148; means this Capital Corp of the West/County Bank

1992 Stock Option Plan, as it may be amended from time to time.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11.16&#160;&#160;&#160;&#160;&#160;&#160;  &#147;<u>Stock Option Agreement</u>&#148; means the agreement between

the Company and an Optionee which contains the terms, conditions and

restrictions pertaining to his or her Option.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:1.0in;margin-right:0in;margin-top:0in;text-indent:-1.0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11.17&#160;&#160;&#160;&#160;&#160;&#160;  &#147;<u>Subsidiary</u>&#148; means any corporation, if the Company

and/or one or more other Subsidiaries own not less than 50 percent of the total

combined voting power of all classes of outstanding stock of such

corporation.&#160; A corporation that attains

the status of a Subsidiary on a date after the adoption of the Plan shall be

considered a Subsidiary commencing as of such date.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><a name="Article12_Execution"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">ARTICLE 12.&#160; EXECUTION</font></font></a>.</p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;To record the adoption of the Plan by the

Board, the Company has caused its duly authorized officer to affix the

corporate name and seal hereto.</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



<table width="60%" style="width:60.0%;

 margin-left:3.0in;border-collapse:collapse;">

 <tr>

  <td width="100%" colspan="2" valign="top" style="width:100.0%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">CAPITAL CORP OF THE WEST/ COUNTY BANK</font></font></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="width:100.0%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="width:100.0%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="8%" valign="top" style="width:8.26%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">By</font></font></p>

  </td>

  <td width="91%" valign="top" style="width:91.74%;border:none;border-bottom:

  solid windowtext .5pt;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="width:100.0%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="2" valign="top" style="width:100.0%;padding:0in .7pt .7pt .7pt">

  <p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:10.0pt">As its Corporate Secretary</font></font></p>

  </td>

 </tr>

</table>



<p style="font-size:10.0pt;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font size="2" face="Times New Roman"><font style="font-size:

10.0pt">&nbsp;</font></font></p>



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