DIALYSIS CORP OF AMERICA
<DOCUMENT>
<TYPE>EX-10.25
<SEQUENCE>3
<FILENAME>doc6.txt
<TEXT>
<PAGE>

EXHIBIT 10.25
                            HERITAGE COMMUNITY BANK
                            MODIFICTION AGREEMENT
                            To a Promissory Note


This AGREEMENT to modify an outstanding Promissory Note is hereby made and
entered into this 16th day of DECEMBER, 2002 by and between Dialysis
Corporation of America (hereinafter referred to as "Borrower") and Heritage
Community Bank (hereinafter referred to as "Bank").

Background: Whereas, Borrower executed and delivered to Bank that certain
Promissory Note on the 3rd day of April, 2001, evidenced by loan number
4670003369-101 in the original principal amount of $787,500, and bearing
interest at the rate of 8.29% per annum, and:

Whereas, the Bank and the Borrower have agreed to modify the terms and
conditions of the aforesaid Promissory Note;

MODIFICATION: Now therefore, it is hereby agreed between the parties that the
aforesaid Promissory Note shall be modified as follows: Change structure of
rate term from the existing fixed rate of 7.59% to a variable rate based on a
spread of 0.50% over PRIME (floating daily), with a floor or minimum rate of
6.0%.  In addition, the existing guaranty of Medicore, Inc. will no longer be
required.  A fee of $1,500 will be required as a part of this transaction.

CONTINUATION of All Other Terms and Conditions: All other terms and
conditions contained in the Promissory Note not specifically referred to and
modified herein shall continue in full force and effect.

RECEIPT of Copy: Borrower acknowledges receiving a copy of this Agreement.

In WITNESS WHEREOF, the undersigned have caused this Modification Agreement
to be duly executed, and their respective seals to be hereunto affixed, on
the day and year first above written.

BORROWER Signatures:                         Heritage Community Bank:

/s/ Daniel R. Ouzts                          /s/ Tim Jones
-----------------------------------          --------------------------------
Daniel R. Ouzts, V. Pres./ Finance           Tim Jones, President

<PAGE>



</TEXT>
</DOCUMENT>
