U S RESTAURANT PROPERTIES INC
EX-10.2
<DOCUMENT>
<TYPE>EX-10.2
<SEQUENCE>4
<FILENAME>j4544_ex10d2.htm
<DESCRIPTION>EX-10.2
<TEXT>
<html>



<head>



<title>  </title>



</head>



<body>



<div style="font-family:'Times New Roman';">



<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Exhibit

10.2</font></b></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.02%;">

 <tr>

  <td width="227" valign="top" style="padding:0in 0in 0in 0in;width:170.25pt;">

  <div style="border:none;border-top:solid windowtext .75pt;padding:1.0pt 0in 0in 0in;">

  <p align="left" style="border:none;margin:0in 0in .0001pt;padding:0in;text-align:left;"><font size="2" face="Times New Roman" style="text-transform:uppercase;"><img width="188" height="64" src="j4544ex10d2image002.jpg"></font></p>

  </div>

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="169" valign="top" style="padding:0in 0in 0in 0in;width:126.65pt;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="325" valign="top" style="padding:0in 0in 0in 0in;width:244.0pt;">

  <p align="right" style="margin:0in 0in .0001pt;text-align:right;"><b><font size="2" face="Times New Roman" style="font-size:1.0pt;font-weight:bold;">&nbsp;</font></b></p>

  <p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">12240 Inwood Road<br>

  Suite 300<br>

  Dallas, TX 75244<br>

  972-387-1487 * Fax 972-490-9119</font></p>

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

 </tr>

</table>



<p style="margin:0in 0in .0001pt;text-align:justify;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">July 1, 2002</font></p>



<p style="margin:0in 0in .0001pt;text-align:justify;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Mr. Russell Ruhnke,

Principal</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Bank of America</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Portfolio Management</font></p>



<p style="margin:0in 0in .0001pt;text-align:justify;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Real Estate/Lodging</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">NCI-007-15-08</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">100 North Tryon Street,

16th Floor</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Charlotte, North Carolina

28255-0001</font></p>



<p style="margin:0in 0in .0001pt;text-align:justify;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt 1.5in;text-align:left;text-indent:-.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Re:</font><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font>Conditional

Waiver (as defined herein) under that certain $35,000,000 Credit Agreement (the

&#147;Credit Agreement&#148;) dated as of May 31, 2002 among <b><font style="font-weight:bold;">U.S.&#160;

RESTAURANT PROPERTIES OPERATING L.P.</font></b>, a Delaware limited

partnership (&#147;<u>USRP Operating</u>&#148; or the &#147;<u>Principal Borrower</u>&#148;), <b><font style="font-weight:bold;">USRP FUNDING

2002-A, L.P.</font></b>, a Texas limited partnership (the &#147;<u>General SPE</u>);

collectively, with USRP Operating, the &#147;<u>Borrower</u>&#148;), <b><font style="font-weight:bold;">USRP MANAGING, INC.</font></b>, a

Delaware corporation and the general partner of USRP Operating, as a Guarantor

(the &#147;<u>General Partner</u>&#148;), <b><font style="font-weight:bold;">U.S. RESTAURANT PROPERTIES, INC.</font></b>, a

Maryland corporation, as a Guarantor (&#147;<u>USRP REIT</u>&#148;), the Subsidiary

Guarantors (as defined therein), the Lenders (as defined therein), <b><font style="font-weight:bold;">BANK OF

AMERICA, N.A.</font></b>, as Agent for the Lenders (in such capacity, the &#147;<u>Agent</u>&#148;)

and <b><font style="font-weight:bold;">BANC

OF AMERICA SECURITIES LLC</font></b>, as Sole Lead Arranger and Sole

Book&nbsp;Manager (in such capacity &#147;<u>BAS</u>&#148;).&#160; Capitalized terms used herein and not otherwise defined shall

have the meanings set forth in the Credit Agreement.</p>



<p style="margin:0in 0in .0001pt;text-align:justify;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-align:justify;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Dear Russ:</font></p>



<p style="margin:0in 0in .0001pt;text-align:justify;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">As we have

discussed, USRP Operating is seeking to utilize up to $16,000,000 of the

proceeds of the Loans under the Credit Agreement for the purpose of purchasing

mortgage notes issued by Captain D&#146;s with an aggregate face value of $20,000,000

and otherwise conforming to the description set forth on <u>Schedule 1</u>

attached hereto (the &#147;CD Notes&#148;).&#160; The

Credit Parties acknowledge that this purchase would constitute an &#147;Investment&#148;

as such term is defined in the Credit Agreement and that, absent an agreement

from the Agent to provide a waiver and amendment of certain provisions of the

Credit Agreement, the amount of such Investment would violate the limitations

on Investments set forth in Sections 6.19 and 8.6 of the Credit Agreement.&#160; Therefore, USRP Operating, on behalf of all

of the Credit Parties, hereby requests that the Agent consent to a limited and

temporary waiver and amendment, on the terms and conditions and for the period

described herein, of Sections 6.19 and 8.6 of the Credit Agreement as such

sections apply to the purchase and ownership of the CD Notes by USRP Operating

(the &#147;Conditioned Waiver&#148;).&#160; USRP

Operating (again, on behalf of each of the Credit Parties) also requests that

the Agent agree that such use of the proceeds of the Loans conforms to the

requirements set forth in Sections 6.15 and 7.9 of the Credit Agreement.</font></p>



<p align="left" style="margin:0in 0in .0001pt 2.65pt;text-align:left;text-indent:36.25pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="left" style="margin:0in 0in .0001pt 2.65pt;text-align:left;text-indent:36.25pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">If approved by the Agent, the period of the requested

waiver and amendment (the &#147;Waiver Period&#148;) will extend until the date occurring

ninety (90) days following the date hereof (the &#147;Initial Waiver Period&#148;);

provided, however, that USRP Operating shall have the option to extend the

Waiver Period beyond the final day of the Initial Waiver Period for the

following time periods through the payment to the Agent of the following,

non-refundable, non-prorated extension fees (the &#147;Extension Fees&#148;):</font></p>



<p align="left" style="margin:0in 0in .0001pt 2.65pt;text-align:left;text-indent:36.25pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt 1.5in;text-align:left;text-indent:-.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)</font><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font>for

the period including calendar days one (1) through fifteen (15) following the

final day of the Initial Waiver Period, $15,000;</p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>





<div align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
<!-- SEQ.=1,FOLIO='',FILE='C:\C2\nbrooks\4544_5\t_747606\j4544_ex10d2.htm',USER='nbrooks',CD='Aug 12 18:05 2002' -->
<br clear="all" style="page-break-before:always;">

</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Request for Conditioned

Waiver</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt 1.5in;text-align:left;text-indent:-.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)</font><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font>for

the period including calendar days sixteen (16) through thirty (30) following

the final day of the Initial Waiver Period, $20,000 (for a total of $35,000 in

Extension Fees following the Initial Waiver Period);</p>



<p align="left" style="margin:0in 0in .0001pt 1.5in;text-align:left;text-indent:-36.1pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt 1.5in;text-align:left;text-indent:-36.1pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(c)</font><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font>for

the period including calendar days thirty-one (31) through sixty (60) following

the final day of the Initial Waiver Period, $45,000 (for a total of $80,000 in

Extension Fees following the Initial Waiver Period); and</p>



<p align="left" style="margin:0in 0in .0001pt 1.5in;text-align:left;text-indent:-36.1pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt 1.5in;text-align:left;text-indent:-36.1pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(d)</font><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font>for

the period including calendar days sixty-one (61) through ninety (90) following

the final day of the Initial Waiver Period, $60,000 (for a total of $140,000 in

Extension Fees following the Initial Waiver Period).</p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Waiver Period shall,

in any case and regardless of any extension provided for herein, terminate as

of the ninety-first (91<sup>st</sup>) day following the final day of the

Initial Waiver Period (the &#147;Final Waiver Termination Date&#148;).&#160; To the extent any Defaults or Events of

Default that would otherwise exist under the Credit Agreement if not for the

waiver and amendment set forth herein are not fully cured as of the end of the

Initial Waiver Period, the extended period for which USRP Operating has paid

the applicable Extension Fee, or the Final Waiver Termination Date (as

applicable), such failure to cure will result in an immediate Event of Default

under the Credit Agreement (regardless of any additional cure period that may

be provided for in the Credit Agreement).</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">In addition to and

notwithstanding the foregoing matters related to the length of the Waiver

Period, it shall be an immediate Event of Default under the Credit Agreement

(again regardless of any cure periods provided for therein) to the extent there

exists, at any time during the Waiver Period, any breach, default or event of

default under the terms of the CD Notes or any of the documentation relating

thereto.</font></p>



<p align="left" style="margin:0in 0in .0001pt 2.65pt;text-align:left;text-indent:36.25pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Credit Parties

hereby acknowledge and agree that (a) the Conditioned Waiver shall be effective

only to the extent that the Credit Parties shall be deemed to be in compliance

with Sections 6.19 and 8.6 of the Credit Agreement despite the Defaults or

Events of Default which would otherwise arise as a result of USRP Operating&#146;s

purchase of the CD Notes and to the extent such Defaults or Events of Default

would be caused solely by the Investment by USRP Operating in the CD Notes; (b)

the Conditioned Waiver shall not be effective as to any other Defaults or

Events of Default (whether or not arising as an indirect result of the purchase

of the CD Notes) that may arise during the Waiver Period, including, without

limitation, Defaults or Events of Default resulting from financial covenant

violations under Section 7.11 of the Credit Agreement or Defaults or Events of

Default under Sections 6.19 or 8.6 of the Credit Agreement which do not relate

to the purchase of the CD Notes; and (c) no terms or conditions of the Credit

Agreement or any of the other Credit Documents shall be modified by the terms

hereof except to the extent expressly set forth herein and no other amendments

or waivers are being sought hereby from the Agent with respect to any other

matters.&#160; In addition, the Credit

Parties hereby agree to indemnify, defend and hold harmless the Agent and its

respective directors, officers, agents, employees and counsel from and against

any and all losses, claims, damages, liabilities, deficiencies, judgments or

expenses incurred, resulting from or arising in connection with the purchase of

the CD Notes or the Conditioned Waiver and agree that all fees, expenses and

costs incurred by the Agent in reviewing and granting the Conditioned Waiver

shall be paid by us upon demand as fees, costs and expenses incurred in

connection with the Credit Agreement.&#160;

Finally, the <font style="letter-spacing:-.15pt;">Credit Parties </font>hereby

represent and warrant that they have no claims, counterclaims, offsets, or

defenses to any of the Credit Documents, or to the performance of their

respective obligations thereunder.&#160; In

consideration of the Agent&#146;s willingness to grant the Conditioned Waiver, each

of the Credit Parties hereby releases the Agent and its officers, employees,

representatives, counsel, trustees and directors, from any and all actions,

causes of action, claims, demands, damages and liabilities of whatever kind or

nature, in law or in equity, now known or unknown, suspected or</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">2</font></p>





<div align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
<!-- SEQ.=1,FOLIO='2',FILE='C:\C2\nbrooks\4544_5\t_747606\j4544_ex10d2.htm',USER='nbrooks',CD='Aug 12 18:05 2002' -->
<br clear="all" style="page-break-before:always;">

</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">unsuspected to the extent

that any of the foregoing arises from any action or failure to act on or prior

to the date hereof.</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">If you need any

additional information in order to evaluate this request, please contact

me.&#160; We ask that you countersign this

letter as evidence of the Agent&#146;s consent to the Conditioned Waiver and return

it to us by fax as soon as possible.</font></p>



<p align="left" style="margin:0in 0in .0001pt 2.65pt;text-align:left;text-indent:36.25pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">We appreciate your

cooperation and understanding in this matter. If you have any questions, please

do not hesitate to contact me.</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">

 <tr>

  <td width="52%" valign="top" style="padding:0in 0in 0in 0in;width:52.78%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="18%" colspan="6" valign="top" style="padding:0in 0in 0in 0in;width:18.58%;">

  <p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Very truly

  yours,</font></p>

  </td>

  <td width="22%" valign="top" style="padding:0in 0in 0in 0in;width:22.24%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="6%" valign="top" style="padding:0in 0in 0in 0in;width:6.4%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="52%" valign="top" style="padding:0in 0in 0in 0in;width:52.78%;">

  <p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="18%" colspan="6" valign="top" style="padding:0in 0in 0in 0in;width:18.58%;">

  <p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="22%" valign="top" style="padding:0in 0in 0in 0in;width:22.24%;">

  <p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="6%" valign="top" style="padding:0in 0in 0in 0in;width:6.4%;">

  <p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="52%" valign="top" style="padding:0in 0in 0in 0in;width:52.78%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="40%" colspan="7" valign="top" style="padding:0in 0in 0in 0in;width:40.82%;">

  <p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;letter-spacing:-.15pt;">U.S. Restaurant Properties Operating, L.P.,</font></p>

  </td>

  <td width="6%" valign="top" style="padding:0in 0in 0in 0in;width:6.4%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="52%" valign="top" style="padding:0in 0in 0in 0in;width:52.78%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="40%" colspan="7" valign="top" style="padding:0in 0in 0in 0in;width:40.82%;">

  <p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;letter-spacing:-.15pt;">as Principal Borrower for the Credit Parties</font></p>

  </td>

  <td width="6%" valign="top" style="padding:0in 0in 0in 0in;width:6.4%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="52%" valign="top" style="padding:0in 0in 0in 0in;width:52.78%;">

  <p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="6%" colspan="5" valign="top" style="padding:0in 0in 0in 0in;width:6.48%;">

  <p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="34%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:34.34%;">

  <p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="6%" valign="top" style="padding:0in 0in 0in 0in;width:6.4%;">

  <p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="52%" valign="top" style="padding:0in 0in 0in 0in;width:52.78%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="40%" colspan="7" valign="top" style="padding:0in 0in 0in 0in;width:40.82%;">

  <p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;letter-spacing:-.15pt;">By:&#160; USRP Managing, Inc.</font></p>

  </td>

  <td width="6%" valign="top" style="padding:0in 0in 0in 0in;width:6.4%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="52%" valign="top" style="padding:0in 0in 0in 0in;width:52.78%;">

  <p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="6%" colspan="4" valign="top" style="padding:0in 0in 0in 0in;width:6.1%;">

  <p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="34%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:34.72%;">

  <p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="6%" valign="top" style="padding:0in 0in 0in 0in;width:6.4%;">

  <p align="left" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="52%" valign="top" style="padding:0in 0in 0in 0in;width:52.78%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="3%" valign="top" style="padding:0in 0in 0in 0in;width:3.32%;">

  <p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;letter-spacing:-.15pt;">By:</font></p>

  </td>

  <td width="2%" colspan="3" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:2.78%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="34%" colspan="3" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:34.72%;">

  <p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;letter-spacing:-.15pt;">/s/ H.G. Carrington, Jr.</font></p>

  </td>

  <td width="6%" valign="top" style="padding:0in 0in 0in 0in;width:6.4%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="52%" valign="top" style="padding:0in 0in 0in 0in;width:52.78%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="4%" colspan="3" valign="top" style="padding:0in 0in 0in 0in;width:4.96%;">

  <p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Name:</font></p>

  </td>

  <td width="1%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:1.14%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="34%" colspan="3" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:34.72%;">

  <p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">H.G. Carrington,

  Jr.</font></p>

  </td>

  <td width="6%" valign="top" style="padding:0in 0in 0in 0in;width:6.4%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="52%" valign="top" style="padding:0in 0in 0in 0in;width:52.78%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="4%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:4.24%;">

  <p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title:</font></p>

  </td>

  <td width="1%" colspan="2" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:1.86%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="34%" colspan="3" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:34.72%;">

  <p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Vice President</font></p>

  </td>

  <td width="6%" valign="top" style="padding:0in 0in 0in 0in;width:6.4%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

 </tr>

 <tr height="0">

  <td width="381" style="border:none;"></td>

  <td width="24" style="border:none;"></td>

  <td width="7" style="border:none;"></td>

  <td width="5" style="border:none;"></td>

  <td width="8" style="border:none;"></td>

  <td width="3" style="border:none;"></td>

  <td width="87" style="border:none;"></td>

  <td width="160" style="border:none;"></td>

  <td width="46" style="border:none;"></td>

 </tr>

</table>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Acknowledged and

consented to<br>

this 1st day of July, 2002</font></p>



<p style="margin:0in 0in .0001pt;text-align:justify;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<table border="0" cellspacing="0" cellpadding="0" width="30%" style="border-collapse:collapse;width:30.6%;">

 <tr>

  <td width="12%" valign="top" style="padding:0in 0in 0in 0in;width:12.5%;">

  <p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>

  </td>

  <td width="87%" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:87.5%;">

  <p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">/s/ Russell

  Ruhnke</font></p>

  </td>

 </tr>

 <tr>

  <td width="12%" valign="top" style="padding:0in 0in 0in 0in;width:12.5%;">

  <p align="left" style="font-size:1.0pt;margin:0in 0in .0001pt;text-align:left;">&nbsp;</p>

  </td>

  <td width="87%" valign="top" style="border:none;padding:0in 0in 0in 0in;width:87.5%;">

  <p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Russell Ruhnke,

  on behalf of<br>

  Bank of America, N.A., as Agent</font></p>

  </td>

 </tr>

</table>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">3</font></p>





<div align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
<!-- SEQ.=1,FOLIO='3',FILE='C:\C2\nbrooks\4544_5\t_747606\j4544_ex10d2.htm',USER='nbrooks',CD='Aug 12 18:05 2002' -->
<br clear="all" style="page-break-before:always;">

</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">&nbsp;</p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><u><font size="2" face="Times New Roman" style="font-size:10.0pt;">Schedule 1</font></u></p>



<p align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Description of CD

Notes</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">4</font></p>





<div align="left" style="margin:0in 0in .0001pt;text-align:left;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



</div>



</body>



</html>

</TEXT>
</DOCUMENT>
