MEGO FINANCIAL CORP
<DOCUMENT>
<TYPE>EX-10.254
<SEQUENCE>11
<FILENAME>doc10.txt
<TEXT>

EXHIBIT 10.254


                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

IN CONNECTION WITH THE QUARTERLY REPORT OF MEGO FINANCIAL CORP., (THE "COMPANY")
ON  FORM  10-Q  FOR THE PERIOD ENDING JUNE 30, 2002 AS FILED WITH THE SECURITIES
AND  EXCHANGE COMMISSION ON THE DATE HEREOF (THE "REPORT"), I, CHRIS D. WHETMAN,
VICE PRESIDENT AND CHIEF ACCOUNTING OFFICER OF THE COMPANY, CERTIFY, PURSUANT TO
18  U.S.C.  1350,  AS ADOPTED PURSUANT TO 906 OF THE SARBANES-OXLEY ACT OF 2002,
THAT:

     (1) THE REPORT FULLY COMPLIES WITH THE REQUIREMENTS OF SECTION 13 (A) OR 15
         (D) OF THE SECURITIES EXCHANGE ACT OF 1934; AND

     (2) THE INFORMATION CONTAINED IN THE REPORT FAIRLY PRESENTS, IN ALL
         MATERIAL RESPECTS, THE FINANCIAL CONDITION AND RESULT OF OPERATIONS OF
         THE COMPANY.


/S/  CHRIS  D.  WHETMAN

CHRIS  D.  WHETMAN
VICE  PRESIDENT  AND  CHIEF  ACCOUNTING  OFFICER
AUGUST  12,  2002


</TEXT>
</DOCUMENT>
