Z TEL TECHNOLOGIES INC
PROMISSORY NOTE WITH JAMES F. CORMAN
<DOCUMENT>
<TYPE>EX-10.12
<SEQUENCE>10
<FILENAME>g67678ex10-12.txt
<DESCRIPTION>PROMISSORY NOTE WITH JAMES F. CORMAN
<TEXT>

<PAGE>   1

                                                                  Exhibit 10.12



                          TOUCH 1 COMMUNICATIONS, INC.
                            Post Office Drawer 10751
                           Atmore, Alabama 36504-5741



                                PROMISSORY NOTE
                                ---------------

$290,276.00

         For value received the undersigned party, promises to pay, to the
order of James F. Corman, the principal sum of $290,276.00 together with
accrued interest at the rate equal to six percent (6%) per annum. Said
principal and interest shall be paid in sixty (60) equal monthly installments.

                                          TOUCH 1 COMMUNICATIONS, INC.



                                          BY:   /s/ Trey Davis
                                             ----------------------------------
                                          Its:  Secretary
                                              ---------------------------------
                                          Date: September 10, 1999
                                               --------------------------------

</TEXT>
</DOCUMENT>
