CITIGROUP INC
EXHIBIT 10.01
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<TYPE>EX-10.01
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<DESCRIPTION>EXHIBIT 10.01
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<P ALIGN="RIGHT"><FONT SIZE=2><B>Exhibit 10.01  </B></FONT></P>

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NAME="ka9200_third_amendment_to_the_citigro__thi05360"> </A>
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<BR></FONT><FONT SIZE=2><B>Third Amendment to the Citigroup&nbsp;Inc. Amended and Restated<BR>  Compensation Plan for Non-Employee Directors (the "Plan")<BR>  (effective as of September&nbsp;21, 2004)    <BR>    </B></FONT></P>

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<DT style='margin-bottom:-11pt;'><FONT SIZE=2>1.</FONT></DT><DD><FONT SIZE=2>The
first two sentences of Section&nbsp;4 are hereby deleted in their entirety and replaced with the following: </FONT></DD></DL>
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<P><FONT SIZE=2>Each
Eligible Director may be given an election to receive up to fifty percent (50%) of each quarterly payment of Annual Fixed Director Compensation in cash. The balance of each quarterly payment
shall be paid in shares of common stock, par value $.01 of the Company ("Common Stock"), which may be granted subject to vesting or other conditions, or in the form of stock options, as each Eligible
Director elects. </FONT></P>

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<DT style='margin-bottom:-11pt;'><FONT SIZE=2>2.</FONT></DT><DD><FONT SIZE=2>The
following additional sentence shall be added to the second paragraph of Section&nbsp;4, immediately following the second sentence thereof: </FONT></DD></DL>
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<P><FONT SIZE=2>Common
Stock and stock options shall be issued under and pursuant to the terms and conditions of the Citigroup 1999 Stock Incentive Plan, or any successor plan, as same may be amended from time to
time. </FONT></P>

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<DT style='margin-bottom:-11pt;'><FONT SIZE=2>3.</FONT></DT><DD><FONT SIZE=2>Except
as specifically modified herein, all of the terms and conditions of the Plan shall remain in full force and effect. </FONT></DD></DL>
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<FONT SIZE=2><A HREF="#toc_ka9200_1">Third Amendment to the Citigroup Inc. Amended and Restated Compensation Plan for Non-Employee Directors (the "Plan") (effective as of September 21, 2004)</A></FONT><BR>
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