article_snippet: Tricks include luring pensioners with the promise of impartial advice.
article_snippet: those who had not signed up for direct marketing fear claims farmers are using the promise of free advice or a windfall investment to gather thousands of pensioner details to sell on in the wake of the reforms.
article_snippet: A text might typically offer a 'free pension review', 'one-off investment opportunity' or promise of 'upfront cash'.
article_snippet: So the promises will come thick and fast.
article_snippet: the promises might suggest juicy returns of 8 per cent or more, talk authoritatively about locking away cash in overseas investments or dangle cashback payments.
article_snippet: To soothe fears, the promises may also claim to be a Government adviser or say the promises've been endorsed by officials.
article_snippet: Always check the credentials of the company and any advisers, who should be registered with the Financial Conduct Authority at fca.org.uk.