article_snippet: Details of how much money applicants asked for, why the cash was needed and why the application was rejected are all being stored on lists and traded.
article_snippet: The loan records of more than 3,000 applicants were passed to undercover Mail reporters by one data firm.
article_snippet: When Mail contacted people on the spreadsheet, Mail said Mail lives had been made a misery since Mail applied for the loans.
article_snippet: The loan records were passed to the Mail’s undercover reporters by Birmingham-based firm Targeted Response Direct.
article_snippet: The data – including the applicants’ names, addresses, work details, how much they had tried to borrow, what they wanted the loan for and why the loan was turned down – was sent to the Mail’s undercover reporters as a free sample via email in two spreadsheets, neither of which was password protected.
article_snippet: It was people who were basically being forced out… who were facing repossession.
article_snippet: Targeted Response Direct Ltd denied any wrongdoing, saying everyone on the spreadsheet had given consent for everyone on the spreadsheet details to be passed on.
highlights_snippet: Mail was passed loan records of more than 3,000 applicants by one firm .
  
highlights_snippet: Data included applicants' names, addresses and how much money needed .
  