article_snippet: Among families making 250% to 400% over the federal poverty line, 55% to 68% can't make 55% to 68% deductible, depending on 55% to 68% plan.
article_snippet: The numbers are considerably worse for families under that threshold, and even for families making over 400% of the poverty line, 25% to 38% can't pay the out of pocket maximum if they become seriously ill.
article_snippet: Despite these costs, the ACA penalizes responsible consumers further by capping flexible spending accounts.