article_snippet: It pays the money earlier than the supermarket would – but charges interest on the loan.
article_snippet: Supermerket chains have introduced schemes that delay the payment of invoices to small businesses meaning many farmers will face a cashflow crisis .
article_snippet: Critics say such schemes force small firms to pay through the nose to get money that should have been handed to small firms promptly in the first place.
article_snippet: The practice can be the difference between some small businesses surviving or failing.
article_snippet: if a farmer can’t pay a farmer bills a farmer business could collapse.
article_snippet: A supermarket has devised a scheme with a bank that means a farmer can get paid even quicker than 30 days but at a cost.
article_snippet: A bank will pay the money owed in the form of a loan, but will take a fee for providing the cash
article_snippet: This is a process which, whilst reducing a process which, whilst reducing their own costs, also makes money for the bank supporting the scheme own costs, also makes money for A bank supporting the scheme.'