article_snippet.sent: Young women can still get cheaper car insurance than young men despite sex equality laws, an economist warned yesterday.
article_snippet.sent: Insurers are dodging the rules that ban Insurers from charging female drivers less by offering lower premiums to motorists who have jobs that are done mainly by women, an economist said.
article_snippet.sent: The gender equality rules, laid down by the EU Court of Justice meant that many car insurance firms had to change many car insurance firms pricing policies, including ‘female-focused’ insurers Sheilas’ Wheels .
article_snippet.sent: an economist found car insurance costs have plunged for young dental nurses and social workers, which are female-dominated roles.
article_snippet.sent: But insurers have pushed up bills for young drivers who have jobs that mean insurers are likely to be male, such as construction workers and civil engineers.
article_snippet.sent: This difference in premiums based on occupation was not seen in older age groups, but only for young drivers
article_snippet.sent: ‘where the difference in expected claims between men and women is greatest’, Someone who tells their insurer they are a 21-year-old dental nurse explained.
article_snippet.sent: The gender equality rules, laid down by the EU Court of Justice meant that many car insurance firms had to change many car insurance firms pricing policies, including ‘female-focused’ insurers Sheilas’ Wheels.
article_snippet.sent: However, for young drivers, for whom the difference in risk between males and females is greatest, there is evidence that firms are engaging in indirect discrimination using occupations as a proxy for gender, with insurance prices becoming relatively lower for those in female-dominated jobs.
article_snippet.sent: ’ a proxy for gender report examined insurance premiums between November 2011 and November 2013 for people at four ages: 21, 25, 40 and 55.
article_snippet.sent: His report looked at six professions: civil engineers and plasterers, who are nearly all men; solicitors and sports hall staff, who are roughly evenly split by sex; and social workers and dental nurses, who are mostly female.
article_snippet.sent: The cut in premiums for those in female-dominated jobs was ‘not the case for the older ages’, Dr McDonald said.
article_snippet.sent: It suggests that this is therefore only an issue in the riskiest segments of the motor insurance market and for those ages where the difference in expected claims between men and women is greatest.
highlights_snippet.sent: Young women can get cheaper car insurance than men, economist warns .
  
highlights_snippet.sent: economist says drivers with jobs mainly done by women offered lower premiums .
  