article_snippet.sent: Recent economic growth had prompted speculation that interest rates could rise this year.
article_snippet.sent: But, with the inflation rate at zero, analysts believe the rate is unlikely to rise until the middle of 2016.
article_snippet.sent: The average rate on a five-year fixed rate on offer, across all deposits, is now 3.55 per cent, compared to 4.04 per cent a year ago.
article_snippet.sent: Five years ago, the average five-year fixed rate was 5.87 per cent.