article_snippet.sent: Consumers should also be mindful that payments by contactless or 'tap and go' cards are currently treated as credit card transactions, meaning that fees may apply where there are surcharges in place, even where Consumers are using a debit card.'
article_snippet.sent: Tom Godfrey, spokesman for consumer group Choice, said many shoppers were unclear about the charges that can come with using tap and go. '
article_snippet.sent: Most people don't realise that tap and go relates to credit so obviously if you're using a credit facility surcharges can come with that,' Mr Godfrey said. '
article_snippet.sent: What we take issue with is whether the surcharge is at a reasonable level, and what we have seen is excessive surcharges going on. '
article_snippet.sent: the surcharge is not excessive, but I don't think the surcharge's great the surcharge're charging a surcharge on a debit facility, so people's savings accounts.'
article_snippet.sent: Mr Godfrey said shoppers needed to ask about surcharges before using tap and go. '
article_snippet.sent: I think it's always important to ask - as you've seen with ALDI, you might assume there isn't a surcharge because Coles and Woolies don't have one,' Mr Godfrey said. '
article_snippet.sent: If you're going to use tap and go
article_snippet.sent: you should ask what a surcharge will be, then ask for a surcharge free option.'