during b cell development a delicate balance of proliferation and apoptosis is required to shape a highly diversified antibody repertoire . the b cell receptor ( bcr ) is the central regulator of selection processes . normally , inappropriate tonic signaling or cross - linking of the bcr by antigen results in receptor editing . this process involves the rearrangement of a new light chain gene to generate an antibody with a new antigenic specificity or clonal deletion of immature b cells in the bone marrow . although there is evidence that receptor editing also occurs in sle patients , whether it functions to eliminate autoreactivity appropriately is not known . to develop from the immature state in the bone marrow to the mature naive state in the peripheral lymphoid organs , the first checkpoint is between the immature cell in the bone marrow and the transitional t1 cell in the spleen . the second is between the t1 and more mature t2/3 state , and the third is between the t2/t3 stage and mature mz and b1 and follicular b cells . negative selection at each of these checkpoints is mediated by bcr signaling and is generally considered to be a b cell intrinsic property , although extrinsic factors like the female sex hormone estradiol can diminish the bcr signal and thereby diminish negative selection ( 1 ) . initial receptor rearrangement in the bone marrow and somatic hypermutation during the germinal center reaction . negative selection , receptor editing , anergy , or deletion occur in immature and transitional b cells after bcr engagement . cd40 engagement by cd40 ligand ( cd40l ) can rescue b cells destined to undergo bcr - mediated apoptosis . several reports suggest that costimulatory molecules are overexpressed or dysregulated in sle , which might explain the survival of autoreactive transitional b cells ( 2 , 3 ) . the hormone prolactin , which is elevated in 25% of lupus patients , causes an increase in the number of autoreactive follicular b cells . this increase is t cell dependent and appears to be related to enhanced cd40cd40l interactions ( 4 ) . b cell activating factor of the tumor necrosis factor family ( baff ) can also enhance the survival of autoreactive transitional b cells in mice ( 5 ) . as baff is found in high concentrations in sera of patients with sle , it may contribute to defective b cell tolerance in these patients ( 6 ) . there are three important populations of mature immunocompetent b cells : b1 , mz , and follicular b cells . understanding b cell defects in sle may well require identifying which b cell subset is responsible for autoantibody production , as mouse models have clearly shown that all three subsets can produce pathogenic autoantibodies . b1 cells express cd5 , are restricted in bcr diversity , and fail to generate a memory population . in nonautoimmune mice , autoreactive b cells bearing low - affinity bcrs usually home to the peritoneal cavity as b1 cells . the autoantibodies made by these cells are thought to help avoid pathogenic autoreactivity by assisting in the clearance of apoptotic cells ( 7 ) . in female , phytoestrogen - treated , lupus - prone bwf1 mice , likewise , in the moth - eaten mice , which are deficient in the inhibitory phosphatase shp-1 , high - affinity igm antibodies that recognize double - stranded ( ds)dna are produced by the b1 cell population ( 9 ) . human cd5 b cells produce polyreactive , low - affinity igm antibodies using germline - encoded v genes . in sle , cd5 b cells may not be the precursors of the cd5 antibody - secreting cells , which produce high - affinity , immunoglobulin ( ig ) class - switched anti - dna antibodies . human cd5 b cells can be induced to differentiate into cells with features of germinal center ( gc ) cells ( 10 ) and autoreactive cd5 b cells carrying somatically mutated v genes have been described in rheumatoid arthritis ( 11 ) , suggesting that there might be circumstances under which cd5 b cells enter gcs or undergo ectopic somatic mutation . these findings may indicate that impaired regulation of polyreactive cd5 b cells , or a b cell abnormality that begins as far back as the generation of the b1 cell repertoire , may be involved in the development of sle . one caveat is that it is not clear if cd5 cells in human are the same as b1 cells in mice or whether they might also represent post - gc anergic b cells . autoantibody secretion by cd5 b cells is normally observed as a transient event that accompanies certain infections . cold agglutinins are pathogenic igm antilymphocyte antibodies that use vh4 - 34 rearrangements in the germline configuration and are made by a cd5 population . if b cell tolerance is intact , vh4 - 34expressing , cd5 b cells are present in the naive repertoire but are excluded from gc reactions . in sle patients , however , vh4 - 34expressing b cells enter gcs and contribute to the memory b cell pool ( 12 ) . this observation suggests that the barrier which keeps autoreactive cd5 cells from entering the gc is an essential checkpoint in b cell development and that , for unknown reasons , this barrier may be broken in sle . some anti - dna antibodies are produced by mz b cells in nzb / wf1 mice ( 13 ) and in other mouse models of lupus ( 1 ) . mz b cell development depends on baff , and these cells are easily activated by dendritic cells and mature rapidly into plasmablasts ( 14 ) . mz b cells also act as antigen - presenting cells ( apcs ) and activate t cells , as they express costimulatory molecules on their surface ( 15 ) . recent studies in lupus - prone mice suggest that some b cells , possibly mz b cells , are able to generate t cell  independent autoimmune responses and can undergo heavy chain class - switching and somatic mutation in extrafollicular regions of the spleen ( 16 ) . but what regulates their differentiation to either a gc or an extrafollicular focus of antibody production is not known . in humans , mz b cells appear to be present in the circulation as cd1cigdigmcd27 cells ( 17 ) and can populate all secondary lymphoid organs . it remains to be elucidated to what extent mz b cells contribute to the secretion of pathogenic autoantibodies in human sle ; however , these highly flexible actors have all the characteristics required to break t cell tolerance . the gc is another critical checkpoint in b development . after antigen encounter and t cell help , follicular b cells generate a gc to mount an affinity - matured antibody response and generate memory b cells . during somatic hypermutation and ig class- switching , a stringent but poorly understood balance of proliferative and apoptotic signals is required to guarantee the expansion of b cells with high affinity to foreign antigens and prevent the survival of autoreactive b cells . during immune responses to foreign antigens in mice , as many as 40% of the gc b cells display potentially pathogenic autoreactivity ( 18 ) . since many autoantibodies in sle display extensive somatic mutation , there is a strong presumption of a defect in negative selection of gc - matured b cells . gc cells surviving negative selection enter the pool of long - lived memory or plasma cells , which is relatively refractory to many immunosuppressive therapies . very little is understood about the process of negative selection in gcs , although there is some new evidence suggesting that receptor editing may also function at this point to eliminate autoreactivity ( 19 ) . the fc receptor fc2riib may also mediate an important inhibitory pathway at this stage of b cell differentiation , as immune complexes may be critical in regulating b cell survival within the gc . lack of expression of fc2riib causes an accumulation of plasma cells secreting anti - dna antibodies in mice ( 20 ) , and polymorphisms of fc2riib have been associated with autoimmunity in mice and man . it is also possible that the presence of autoreactive t cells in sle may serve to mediate positive selection of autoreactive gc b cells . nussenzweig and colleagues have previously reported that more than half of all newly generated immature b cells in healthy individuals appear to be polyreactive and capable of binding self - antigen ( 21 ) . however , only a small percentage of immature / transitional b cells survive the process of ligand - dependent selection and enter the pool of mature naive b cells . in a recent issue of the jem , the same group described the b cell repertoire at the transitional and naive stage in three newly diagnosed , they did not find the anticipated diminution in the frequency of autoreactive b cells as the cells matured from the transitional to the naive stage . in the third patient however , this patient had an higher frequency of self - reactive b cells among new b cell emigrants , consistent with a defect in early b cell tolerance in the bone marrow . all three patients displayed an increased frequency of autoreactive cells in the repertoire of immunocompetent naive b cells . although the demonstration of a failure to eliminate autoreactive b cells from the bone marrow or the transitional compartment is important , it does not allow the precise identification of the tolerance defect . furthermore , it remains to be investigated whether this failure is b cell intrinsic or a consequence of a factor extrinsic to the b cell itself that either modulates the strength of bcr signaling or engages a rescue pathway . the definition of autoreactivity in this paper ( 22 ) is the binding of serum antibodies to a lysate of hep 2 cells in an elisa . when the autoreactive antibodies were studied in detail , almost all were found to be polyreactive and to bind multiple self - antigens including single - stranded ( ss)dna and insulin , but rarely to dsdna , which is the characteristic autoantigen in sle . finally , the study examined v gene usage in autoantibodies and found it to be heterogeneous , suggesting a polyclonal response to antigen rather than the proliferation of a single dysregulated b cell clone . because some studies have demonstrated long heavy chain cdr3 regions in lupus autoantibodies and an increased frequency of arginine residues in anti - dna antibodies , the authors examined cdr3 regions in their panel of autoantibodies . samuels et al . have described a similar defect in negative selection of b cells in patients with rheumatoid arthritis ( ra ; reference 23 ) . it will be important to learn at which state polyreactivity is lost , and , for example , when anti - insulin antibodies disappear from the repertoire of patients with either sle or ra . it is possible in sle that the naive b cells that are preferentially activated are those which bind rna or dna . for these cells , encounter with antigen would activate bcr signaling and toll - like receptors  innate pathogen receptors that may also recognize self - dna and rna  and lead to cellular activation ( 24 ) . rna- and dna - binding cells may , therefore , undergo positive selection and be rescued from deletion , whereas b cells binding self - antigens that do not trigger toll - like receptors may be neither rescued nor activated . what mediates positive selection in ra is less clear . it is not yet clear whether the polyreactive autoreactive b cells that are present at increased frequency in patients with sle and ra reflect a defect in negative selection that correlates with the development of disease or whether they represent the precursors of the b cells that produce pathogenic autoantibodies . there is little to guide us in addressing this question , except the important observation that both murine and human antibodies to dsdna in sle can be derived from an antibody that in the germline configuration had no specificity for dna and no apparent autoreactivity ( 25 ) . this observation recalls the jerne hypothesis that all germline antibodies are inherently autoreactive and mutation leads away from autoreactivity . the opposite hypothesis has also been posed , and the answer may be that both hypotheses are correct . it is highly likely that some pathogenic autoantibodies arise from naive b cells that are autoreactive and others do not . there is already evidence that more than one defect in selection contributes to an increased frequency of autoreactive b cells . it is likely that the study of more patients will reveal an even wider array of regulatory defects . in fact , it is likely that lupus patients will be at least as heterogeneous as mouse models of sle , and that further study will reveal both genetically determined and extrinsically induced alterations in the b cell repertoire . of note , 1020 percent of individuals receiving interferon therapy or tnf blockade produce lupus - like antibodies and some develop symptomatic lupus ( 26 ) , suggesting that there can be externally induced changes in the homeostatic mechanisms that regulate b cell repertoire . one question , for example , relates to the differential regulation of autoantibodies with different antigenic specificities . in sle , antibodies to dsdna play a major role in disease , since they are found in many affected tissues and can clearly contribute to kidney disease . their titer usually correlates with disease activity and can be used to monitor patients during immunosuppressive therapy . however , in addition , there are other autoantibodies characteristic of sle , such as antiphospholipid antibodies or antibodies to ribonucleoproteins , that do not display fluctuating titers regulated either by disease activity or by immunosuppressive therapy . this clinical observation can not be explained by current knowledge of b cell selection and activation . it seems clear that we will need additional studies that focus on particular autospecificities to fully understand b cell dysregulation in sle . furthermore , determining where and why the spectrum of autoantigenic specificities in sle and ra , and perhaps other diseases characterized by autoantibody production , diverge will be a challenge for future studies . studies of gc selection are , likewise , crucial but are difficult to perform , as it is difficult to obtain access to the necessary human lymphoid tissue . yet , there are many hints in the literature that a critical defect in lupus occurs during gc b cell selection . we need to learn whether b cell selection in individual lupus patients is aberrant only in the immature or naive repertoire , only in the gc repertoire , or whether defects in selection always affect both the pre- and post - gc b cell repertoire . more studies of b cell selection , combined with molecular analyses of bcr signaling pathways , may help phenotype sle patients in ways that will permit an understanding of the heterogeneity of the disease . a description of the clinical phenotypic features that associate with each regulatory defect will lead us toward patient - specific therapies that may eliminate autoreactivity while preserving immunocompetence .
the autoimmune disease systemic lupus erythematosus ( sle ) is caused by a failure of b cell tolerance . 
 recent studies in mouse models of sle have identified several distinct tolerance checkpoints that must each function appropriately to protect against disease . 
 however , studies of b cell repertoire selection in humans are essential to understand which checkpoints are defective in human autoimmune diseases .