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Amazon.com : Kelty Cosmic 20 Degree DriDown Sleeping Bag : Sports & Outdoors
Price: $149.95 - $307.48
Select 20 Degree - Long 20 Degree - Reg 20 Degree - Short Select Size Chart
$119.95 - $179.32
$14.95 - $81.00
$105.33 - $229.95
Hotter than ever, the Kelty Cosmic 20° DriDown Mummy Sleeping Bag features the exceptional warmth of 600-fill hydrophobic DriDown™ for higher performance.That means more moisture defense and quicker drying in the cold and wet. Versatile enough to use in 3 seasons, with great features like a thermal comfort hood and top draft collar, it’s a no-brainer for backpackers who love to be outside in rain, snow or shine.Top draft collar..Quilt-through construction..Thermal-comfort hood and natural fit footbox..Zipper draft tube with anti-snag design..EN Comfort Limit:19°F / -7°C.Stuff sack included..
Product Dimensions: 20 x 10 x 9 inches ; 3.7 pounds
ASIN: B07C113L1L
Amazon Best Sellers Rank: #18,223 in Sports & Outdoors (See Top 100 in Sports & Outdoors)
#89 in Sports & Outdoors > Outdoor Recreation > Camping & Hiking > Sleeping Bags & Camp Bedding > Sleeping Bags
warm cold camping backpacking trip zipper lightweight nights packs kept bags rated pack slept degrees weather sleep pad lbs sack
Sparky_Actual
5.0 out of 5 starsTrailworthy Bag
Size: 20 Degree - Reg|Color: Paradise Blue/Twilight
I bought this bag for colder weather after I bought a cosmic down 41 degree bag. I really liked that bag so I bought the same make and model with a colder temperature rating.
I took this bag out on a weekend trip to do a section of the PCT. After a long day on the trail, I was really looking forward to crawling into it that night. The temperature took a nose dive and my buddy and I found ourselves in our bags sitting around the campsite. He also had a Cosmic Down 20 (his was a much older model-it was red).
When it came time for bed the temperature was in the lower 30's, I slept in some wool socks, a base layer shirt and my fleace jacket (somehow my base layer pants didn't make it into my bag) and was warm for most of the night. At one point the temperature dropped into the mid 20's and I woke up with cold feet and legs. I threw a couple of hand warmers into the toe box and once they started working I slept comfortably the rest of the night.
I'm looking forward to many more nights in the backcountry with this bag!
Amateur campers take note: a sleeping bag won't keep you toasty warm all the way down to its rated temperature. It will keep you alive though! Start adding layers of clothing when the outside temperature drops and you can stay comfortable to the rated temperature though.
5.0 out of 5 starsBest beginner sleeping bag!
Size: 20 Degree - Reg|Color: Paradise Blue/Twilight|Verified Purchase
I purchased this for $80 from Amazon when Amazon was having a sale and this is becoming one of my favorite purchases ever. I was looking for a lightweight sleeping bag for camping/backpacking and I came across this one on several review websites. Now that I've purchased this bag, I can honestly say there's a multitude of good reasons why this bag is recommended by so many people.
This is probably the best beginner sleeping bag you can buy. I've used 4 other sleeping bags (both polyester and down) that I've borrowed from friends, and this Kelty bag outweighs them all by far. Sure, you can purchase other sleeping bags (mostly cheap polyester-filled bags) for cheaper on Amazon, but you won't be getting the quality and effectiveness of this reputable Kelty bag. Sure, you can purchase other down sleeping bags with higher fill power, but you'll be looking to spend around $250-300.
The Kelty Cosmic 20 was upgraded recently to now have 600 Fill Power DriDown. Down keeps you warm at night while being super lightweight and also fluffy. Who doesn't love a fluffy sleeping bag? This bag only weighs 2lbs and 13 oz and can be stuffed to only 8 x 14 in.
I'm a 5'9" man weighing 165 lbs and I have no issues with the Regular size of this bag. It might be a little snug for some people, but then again, it's a mummy sleeping bag. It's designed this way to keep you warm.
So far I've only tested this bag in 50 degree weather. I normally sleep cold, but this bag kept me hot. In fact, it kept me a little too hot. One of the nights, I actually woke up fully drenched in sweat because I was so hot, but I don't really consider this as a Con since the bag is rated for 20 degrees. I ended up opening the bag and sleeping with my back directly against my sleeping pad with the sleeping bag as a blanket. I slept perfectly for the rest of the night. And I was only wearing a t-shirt and shorts.
Normally this bag sells for around $160 which is a decent price for a great sleeping bag. Again, comparable bags run in the range of $250-300. If you ever see this bag on sale (which actually happens 2-3 times a year), I highly recommend that you get it!
2.0 out of 5 starsBottom zipper slider came off during first use.
Size: 20 Degree - Long|Color: Paradise Blue/Twilight|Verified Purchase
The bottom slider came off and was lost during the first use, it appears there is not a bottom stop to prevent the slider from running off the end. Also, one side of the zipper pins is plastic while the other side is metal. The plastic pin is bent and breaking, both sides of the zipper pin should have been metal. Luckily I was able to take the remaining slider and make it work. The only reason I did not give this a 1 is that the sleeping bag itself is good, packs well and so far (after 2 uses) lives up to its specs.
Scott Van Wormer
3.0 out of 5 starsLook out for the zipper..
I finally got to use this bag on a week long camping trip. The temps were in the mid twenties to low thirties. The first night the sleeping bag was everything I thought it was going to be, Warm, comfortable, easy to get into and out of etc... I own several items from Kelty and have pushed them all to their limits and beyond. All of the items previously have performed exceptionally---until this bag.
The second night I attempted to zip up the sleeping bag the zipper disintegrated in my hands rendering the bag into a very warm, although very drafty blanket. I made several attempts to repair the zipper in the field with no luck. My best defense against the cold was to pin the open side down on my sleeping pad and hope not to move at all during the next FIVE nights.
Needless to say I am VERY disappointed in the construction of the zipper.
The bag itself was, (on the first night) extremely warm, comfortable, lightweight, and easy to use. I was even able to easily unzip the foot box to help cool off my feet when they started to get warm on the first evening.
I ordered the long bag and was very happy to have the extra room, I'm 6' tall and the bag fit very well. I would definitely recommend the longer bag if your any taller than 6' unless you want a very tight fit.
I am giving this bag two stars simply because the "blanket" did keep me warm and dry when I was able to wrap it up tightly around my cold body. I can only imagine what it might have been like to be able to use it as it was originally intended-- A sleeping BAG, not a sleeping BLANKET.
My hopes are that this is a one time incident and that the quality of Kelty products and services aren't going the way of the landline, dead and gone.
If the zipper holds up. I think this can be an excellent sleeping bag that can serve you well, right to the 20 degree threshold as advertised.
I have requested a replacement or refund from the sellers.. Hopefully I will get a positive response or I'm the guy stuck with a $150.00 sleeping blanket.
I will update this review when I hear back from the sellers or Kelty.
(Hint, Hint, Kelty. Back up your products and services )
I was able to receive a partial refund for the bag from the sellers. I was also able to send the sleeping bag to Kelty's repair facility in Georgia to have the zipper replaced. Zippers fixed free of charge. Ill have to wait until another week long adventure stress test before I can give this a real rating. I will bump it another star for both the seller's and Kelty's efforts to fix the problem.
5.0 out of 5 starsRolls into a good compact size. Keeps you warm.
Convenient for fall, winter and early spring back pack camping. Keeps you warm while reasonably dress overnight for the conditions.Read more
Nice and compact, but I was cold in 40 degrees, so I'm not sure how this is rated for 20..
4.0 out of 5 starsIt's comfy and lightweight and packs down well but good heavens does it smell weird
It's comfy and lightweight and packs down well but good heavens does it smell weird. I had to leave it out in my bedroom for two weeks just to desensitize myself to the odor.
3.0 out of 5 starsI really have to sleep like a wrapped up mummy
Bought this bag after looking all over for a quality big and tall mummy bag that was a reasonable price. I'm 6'4" and I can barely fit in the bag because it is so narrow.Read more
Nice cheap (got it half off) and light
5.0 out of 5 stars100% satisfied. A winter camper.
This down bag is warm like it is rated. Unless you sleep in your pj's without a sleeping pad when your winter camping.
The zipper works very well.Read more
Grey Hackett
5.0 out of 5 starsCompact, warm, lovely
SO warm and comfy. The zipper slides easily and I haven't found any issues with it catching. Short size fits me perfectly (I'm 5'4"). Airs out well. No complaints at all.
4.0 out of 5 starsI have taken this out on some pretty cold nights doing desert camping
I have taken this out on some pretty cold nights doing desert camping. I haven't really pushed the temperature limit to 20 degrees, but around the mid 30s low 40s this has held up...Read more
It was a gift for my daughter....


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Fi's Fuschia: September 2010
Second college class and I could be a pro already!...
The background, the decision and the first creatio...

type: global

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text:
January 12, 2018 / 11:16 AM / 2 months ago
FILE PHOTO: A BMW logo is seen at a car dealership in Vienna, Austria, May 30, 2017. REUTERS/Heinz-Peter Bader

value: Reuters ( (listen)) is an international news organisation now owned by Thomson Reuters. It employs around 2,500 journalists and 600 photojournalists in about 200 locations worldwide.


text:
Cinema can find so many ways in. Alejandro Landes’ astonishing “Monos,” recently named Colombia’s official Oscar submission, seeps in through the skin like a sweet, druggy sickness — the kind that heightens and sharpens your dreams even as it scrambles them, making the brights brighter and the darks darker, while keeping you feverishly uncertain about whether the next cut will bring rapture or nightmare. , “Monos” presents an ugly reality in terms so profoundly paradoxical it becomes surreality: an experience at once jagged and lyrical, brutal and beautiful, angry and abstract, scattered and wholly singular.
Film Review: 'Sister Aimee'
German Regional Film Fund Boss Ousted Over Meeting With Far-Right Party Leader
Oscars: Denmark Selects 'Queen of Hearts' for International Feature Film Race

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Make It From Scratch: Homemade Scouring Powder
I have used this too. I love it, but find I miss my Cascade Complete. Great thought to mix it!!! Do you think this would work on my smooth top range?
Stephanie March 19, 2009 at 12:00 PM
I've yet to find anything that works well on my smooth top range. I do use this mixture on itby making a paste by adding a little water, but it takes my husband's elbow grease to get the thing clean. (It could be b/c I don't clean it as frequently as I should.) Several people have told me that the little bottles of stuff you can buy for the stove top work like a charm though.
Jennifer March 19, 2009 at 3:36 PM
You can also try borax, baking soda, & baking soda in equal parts. Put vinegar in the rinse cycle or jet dry area to help reduce spots and build up. I have VERY hard water so this helps quite a bit. Every now and again, I switch to a commercial detergent for a few wash cycles until I can get my water softness regulated. Once I get it back under control, my homemade detergent works just like the pricey stuff.
Laurieluc March 20, 2009 at 8:46 AM
Just the post i was looking for this morning! Thanks!
Gill - That British Woman March 20, 2009 at 9:42 AM
We are thinking along the same lines today, as I posted homemade laundry detergent and homemade fabric softener recipes......
Mrs. Modern Tightwad March 20, 2009 at 12:18 PM
This recipe looks like it would fix a few of those issues: It's equal parts of Borax and Washing Soda (aka Soda Ash) for the detergent, with distilled white vinegar in the clean rinse gel dispenser to remove any residue or spots(particularly in hard water areas) in the rinse cycle. Here's the link for the article on it: http://natural-products.suite101.com/article.cfm/washing_dishes_for_pennies
Kellie March 20, 2009 at 5:05 PM
You know I had the same problem - worked well at first, but then started building up. I tried so many different variations of the recipe, then just resorted to the same solution: half 7th Generation powder and half of that homemade mixture. Hmpfh....I guess we tried!
LizBeth March 20, 2009 at 5:15 PM
We have a large dog who has his own dinnerware. I hate the slime build-up! So I keep a re-purposed Parmesan shaker jar full of plain baking soda by the sink to scrub out his plate and bowls. Does a great job. Good for scrubbing out my stainless steel pots, too. We have real hard water, but I don't seem to have any build-up with soda alone. When I can find it cheap, I use cream of tartar on the stainless. Polishes just a little better than soda.
Thanks for your blog. You've got some good stuff here! Liz


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Camembert to clocks: Dali's genius on show in Paris | Reuters.com
Tue Nov 20, 2012 | 2:02pm EST
Camembert to clocks: Dali's genius on show in Paris
A visitor looks at a projection of a picture of Salvador Dali during a presentation of a new exhibition of his work at Moscow's Pushkin Museum September 2, 2011. REUTERS/Sergei Karpukhin
A visitor looks at Rita Mae West room by Spanish artist Salvador Dali (1904-1989) during the press visit of the exhibition "Dali" at the Centre Pompidou modern art museum, also known as Beaubourg, in Paris November 19, 2012. REUTERS/Benoit Tessier
Next Slideshows The wrecks of Sandy
Nov 19 2012 Ethnic clashes in Kenya


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TripAdvisor | Hard Rock Cafe Boston provided by Hard Rock Cafe New York | Massachusetts
Hard Rock Cafe Boston provided by Hard Rock Cafe New York
Enjoy a prix-fixe menu at the Hard Rock Cafe in Boston, Massachusetts. Each meal comes with a dessert and your choice of tea, coffee or soda. See the Sample Menu below for entrée options.
Hard Rock Cafe, 22 Clinton St, Boston, MA 02109, USA
Nice dependable place
We recently stopped in for lunch. They had a large menu, service and food were good and so was the atmosphere. I had the fajitas which were better than you get at most restaurants.
My husband and I stopped in here for dinner after a day of touring. We were seated immediately, which is rare for a HRC. The wait service was great. I ordered the chicken tenders. They were very over priced for what they were...about 4 very...More
We've been to several Hard Rock Cafe's on the east coast and this was the least impressive. We came in around 7pm on a Tuesday night in the blazing heat after a day of wandering around Fanieul Hall, etc. There were maybe 4 tables seated...More
Thank laurav007
Surprised at the high prices. Our server was friendly and took our order. We were advised that a large party was due in so to get the order in sooner rather than later. My son and I have allergies/dislikes so asked for items to be...More
Get quick answers from Hard Rock Cafe Boston staff and past visitors.
Wang Theatre Boston Guided Backstage...

value: Tripadvisor, Inc. is an American online travel company that operates a website and mobile app with user-generated content and a comparison shopping website.


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Live at the Isle of Wight Festival [1970] by The Who | 826992018027 | CD | Barnes & Noble®
Eagle Records' 2010 release of The Who Live at the Isle of Wight Festival 1970 is essentially a repackaged reissue of Legacy's 1996 archival release, containing the same 30 songs over two discs. This, of course, makes sense: both CD editions contain the entirety of the concert, which was heavily bootlegged before the official 1996 release. Eagle Records doesn't change anything but the cover art, but it doesn't need to: this is one of the Who's legendary live shows, not as good as Live at Leeds but running a close second, and is certainly worthwhile for any serious fan.
0826992018027

value: Barnes & Noble Booksellers is an American bookseller. It is a Fortune 1000 company and the bookseller with the largest number of retail outlets in the United States.


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Surplus labour and underdevelopment (Book, 1978) [WorldCat.org]
http://www.worldcat.org/oclc/5737544
Title: Surplus labour and underdevelopment
Author: M A Bienefeld; Martin Godfrey
Publisher: Brighton : Institute of Development Studies at the University of Sussex, 1978.
OCLC:5737544
Surplus labour and underdevelopment
M A Bienefeld; Martin Godfrey
Brighton : Institute of Development Studies at the University of Sussex, 1978.
IDS discussion paper, no. 138.
M A Bienefeld
i, 32 pages : graph ; 30 cm.
by Manfred Bienefeld and Martin Godfrey.
Add tags for "Surplus labour and underdevelopment".
Unemployed -- Developing countries.
<http://www.worldcat.org/oclc/5737544> # Surplus labour and underdevelopment
a schema:Book, schema:CreativeWork ; library:oclcnum "5737544" ; library:placeOfPublication <http://id.loc.gov/vocabulary/countries/enk> ; library:placeOfPublication <http://experiment.worldcat.org/entity/work/data/20096298#Place/brighton> ; # Brighton
schema:about <http://experiment.worldcat.org/entity/work/data/20096298#Topic/unemployed_developing_countries> ; # Unemployed--Developing countries
schema:about <http://dewey.info/class/331.12/> ; schema:about <http://id.worldcat.org/fast/901785> ; # Economic development
schema:author <http://experiment.worldcat.org/entity/work/data/20096298#Person/godfrey_martin> ; # Martin Godfrey
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schema:datePublished "1978" ; schema:exampleOfWork <http://worldcat.org/entity/work/id/20096298> ; schema:inLanguage "en" ; schema:isPartOf <http://worldcat.org/issn/0308-5864> ; # Discussion paper - Institute of Development Studies at the University of Sussex ;
schema:isPartOf <http://experiment.worldcat.org/entity/work/data/20096298#Series/ids_discussion_paper> ; # IDS discussion paper ;
schema:name "Surplus labour and underdevelopment"@en ; schema:productID "5737544" ; schema:publication <http://www.worldcat.org/title/-/oclc/5737544#PublicationEvent/brighton_institute_of_development_studies_at_the_university_of_sussex_1978> ; schema:publisher <http://experiment.worldcat.org/entity/work/data/20096298#Agent/institute_of_development_studies_at_the_university_of_sussex> ; # Institute of Development Studies at the University of Sussex
wdrs:describedby <http://www.worldcat.org/title/-/oclc/5737544> ; .
<http://experiment.worldcat.org/entity/work/data/20096298#Agent/institute_of_development_studies_at_the_university_of_sussex> # Institute of Development Studies at the University of Sussex
<http://experiment.worldcat.org/entity/work/data/20096298#Person/bienefeld_m_a> # M. A. Bienefeld
a schema:Person ; schema:familyName "Bienefeld" ; schema:givenName "M. A." ; schema:name "M. A. Bienefeld" ; .
<http://experiment.worldcat.org/entity/work/data/20096298#Person/godfrey_martin> # Martin Godfrey
a schema:Person ; schema:familyName "Godfrey" ; schema:givenName "Martin" ; schema:name "Martin Godfrey" ; .
<http://experiment.worldcat.org/entity/work/data/20096298#Place/brighton> # Brighton
<http://experiment.worldcat.org/entity/work/data/20096298#Series/ids_discussion_paper> # IDS discussion paper ;
a bgn:PublicationSeries ; schema:hasPart <http://www.worldcat.org/oclc/5737544> ; # Surplus labour and underdevelopment
<http://experiment.worldcat.org/entity/work/data/20096298#Topic/unemployed_developing_countries> # Unemployed--Developing countries
a schema:Intangible ; schema:hasPart <http://id.loc.gov/authorities/subjects/sh85139639> ; schema:name "Unemployed--Developing countries"@en ; .
<http://worldcat.org/issn/0308-5864> # Discussion paper - Institute of Development Studies at the University of Sussex ;
schema:issn "0308-5864" ; schema:name "Discussion paper - Institute of Development Studies at the University of Sussex ;" ; .
<http://www.worldcat.org/title/-/oclc/5737544> a genont:InformationResource, genont:ContentTypeGenericResource ; schema:about <http://www.worldcat.org/oclc/5737544> ; # Surplus labour and underdevelopment
<http://www.worldcat.org/title/-/oclc/5737544#PublicationEvent/brighton_institute_of_development_studies_at_the_university_of_sussex_1978> a schema:PublicationEvent ; schema:location <http://experiment.worldcat.org/entity/work/data/20096298#Place/brighton> ; # Brighton
schema:organizer <http://experiment.worldcat.org/entity/work/data/20096298#Agent/institute_of_development_studies_at_the_university_of_sussex> ; # Institute of Development Studies at the University of Sussex
Surplus labour and underdevelopment/M A Bienefeld; Martin Godfrey; Brighton : Institute of Development Studies at the University of Sussex, 1978.

value: WorldCat is a union catalog that itemizes the collections of 15,637 libraries in 107 countries that participate in the OCLC global cooperative. It is operated by OCLC, Inc.


text:
Zhuangzi Speaks : The Music of Nature (1992, Paperback) | eBay
List price $27.02 Save 16%
92-006754
BL1900.C576T7313
Acknowledgments Guide to Pronunciation Map The Summer Cicada and the Wonder Tortoise 5 The Little Sparrow's Small Happiness 7 Hui Shi's Giant Gourd 8 The Song Family's Secret Formula 10 The Useless Shu Tree 12 The Tattooed Yue People 15 The Music of the Earth 16 Zhao Wen Quits the Zither 19 Does Wang Ni Know? 20 Is Xi Shi Really Beautiful? 22 Li Ji's Tears 23 Zhang Wuzi's Dream 24 Shadows Talking 25 The Dream of the Butterfly 26 Three at Dawn and Four at Dusk 27 Hui Shi Leans against a Tree 28 The Cook Carves Up a Cow 29 Passing on the Flame 31 The Caged Pheasant 32 Like A Mantis Stopping a Cart 33 The Horse Lover 35 The Earth Spirit's Tree 36 A Tree's Natural Life Span 38 The Freak 40 Oil Burns Itself Out 41 The Tiger Trainer 42 Toeless Shu 43 Nature the Superhero 44 Forgetting the Dao 45 Zi Sang Questions His Fate 46 Digging a Canal in the Ocean Floor 47 Are a Duck's Legs Too Short? 48 The Lost Goat 49 Bandits Have Principles, Too 50 Good Wine, Bad Wine 52 The Yellow Emperor Questions Guangcheng 53 Nature's Friend 54 The Old Wheelwright 55 The Earth and the Sky 57 Crows and Seagulls 58 Confucius Sees a Dragon 59 Don't Ring the Bull's Nose 60 The Wind and the Snake 61 Courage of the Sage 63 The Frog in the Well 65 Learning How to Walk in Handan 68 A Crow Eating a Dead Rat 69 You're Not a Fish 71 Zhuangzi Dreams of a Skeleton 72 Sea Birds Don't Like Music 74 The Drunk Passenger 76 Riding with the Dao 77 The Sweet Water is Gone First 79 Lin Hui Forsakes a Fortune 81 Swallows Nest in the Eaves 82 The Mantis Getting the Cicada 83 Fan Was Never Destroyed 85 Knowledge and the Dao 86 Gengsang Forsakes Fame 88 The Yellow Emperor and the Pasture Boy 89 The Stone Mason and the Ying Man 91 Two Nations on a Snail's Antennae 93 Zhuangzi Borrows Grain 94 The Turtle That Could Predict the Future 95 Natural Use 97 Catch the Fish, Discard the Trap 98 Yang Zhu Studies the Dao 99 Zi Gong's Snow-White Clothes 100 The Bandit Speaks 102 Zhuangzi's Three Swords 107 Confucius in the Black Forest 114 The Man Who Hated His Footprints 117 The Man Who Hated His Shadow 118 Like a Drifting Boat 119 The Dragonslayer 120 Shattering the Dragonpearl 122 Don't Make Sacrifices 124 Zhuangzi on His Deathbed 125 Afterword 127
item 1 Zhuangzi Speaks -Zhuangzi Speaks
item 2 Zhuangzi Speaks: The Music of Nature -Zhuangzi Speaks: The Music of Nature
item 3 Zhuangzi Speaks, Chih-chung Ts'ai, Good Book -Zhuangzi Speaks, Chih-chung Ts'ai, Good Book
item 4 Zhuangzi Speaks, Chih-chung Ts'ai, Acceptable Book -Zhuangzi Speaks, Chih-chung Ts'ai, Acceptable Book
item 5 Zhuangzi Speaks: The Music of Nature Chih-chung Ts'ai -Zhuangzi Speaks: The Music of Nature Chih-chung Ts'ai
item 6 Zhuangzi Speaks: The Music of Nature by Chih-chung Ts'ai -Zhuangzi Speaks: The Music of Nature by Chih-chung Ts'ai
item 7 Zhuangzi Speaks: The Music of Nature by Chih-chung Ts'ai -Zhuangzi Speaks: The Music of Nature by Chih-chung Ts'ai
The Astrology of I Ching (1980, Paperback)
The Way of the Sun Dragon : Chinese Martial Art of Tai-Yang Lung Tao by Kenneth A. Smith (1993, Paperback)
The Complete Tao Te Ching with the Four Canons of the Yellow Emperor by Jean Leví (2011, Hardcover)
Laozi : Quest for the Ultimate Reality by Jingwei (2012, Paperback)
Monkey : Folk Novel of China by Wu Ch'êng-ên (1994, Paperback)
by gbarrickApr 10, 2018
I am using this book to help introduce philosophy to my children.

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text:
It was what we expected - Review of Country Inn & Suites by Radisson, Paducah, KY, Paducah, KY - TripAdvisor
It was what we expected - Country Inn & Suites by Radisson, Paducah, KY
Our first time here, and the Country Inn and Suites what exactly what we expected after staying in their facilities elsewhere. The room was clean, the towels moderately soft, the water hot and water pressure good, the plumbing worked, the air conditioner worked and wasn't noisy. The gym room has a couple of treadmills and elliptical machines and a TV set, and the breakfast has the same variety found elsewhere. This hotel is a bit smaller than others, just one elevator, small breakfast room, small parking lot, ice on the floor below, but that wasn't an issue for us. We'd stay there again.
Ask MBGX about Country Inn & Suites by Radisson, Paducah, KY
323 - 328 of 450 reviews
We recently spent four nights and five days here and really enjoyed our stay. We have previously stayed at this location several times and always recommend it. They have a friendly and helpful staff, clean comfortable rooms, nice pool and the free hot breakfast is not bad. I would like to thank especially Kim at the front desk who helped both us and my sister fix our reservations (done thru a third party and not correct). Kim helped us get them corrected. Also, our housekeeper, Kiran. She was very friendly and did a wonderful job keeping us clean and well stocked with supplies. We will definitely stay at this location whenever we are in the area.
Room Tip: Room 311 is right next to the elevator and a little noisy. Avoid that if possible. Other rooms were nice and relatively quiet.
Ask Brenda B about Country Inn & Suites by Radisson, Paducah, KY
Right off the highway. Very friendly and accommodating staff. Nice room and great mattresses. WiFi connection can be a little tricky--ask staff. Walking distance to Panera Bread. Enjoyed the real coffee cups at breakfast. Manager Timothy really understands meaning of hospitality.
Room Tip: First floor rooms can hear foot steps from rooms above, but not bad.
Ask MBK458 about Country Inn & Suites by Radisson, Paducah, KY
Thank MBK458
Nice price and stay
It is right off the highway, large clean quiet room with refrigerator and microwave. Indoor Pool and exercise room. Good hot breakfast; eggs, sausage, waffles, cereals, hot cereal, fresh fruit, yogurt, coffee, tea, juices. Excellent service in dining area.
Room Tip: Used ad in travel book from the welcome center to get the room for less cost.
Ask Jayr09 about Country Inn & Suites by Radisson, Paducah, KY
1 Thank Jayr09
I was a late check in and although no cookies or Carlson member check in gift was offered staff was pleasant & quick to get me checked in. Room was clean, beds comfortable, this was a stop off on longer driving trip to rest. Because of late check in & need to get back on the road I did not attempt to make it to breakfast. The front desk staff Lea upon check out went above & beyond to make sure an important item I needed mailed got taken care of. Lea's kindness is the reason I enjoy Country Inn hotel's most, the staff on my stay's have made the difference. I'd recommend this hotel to friends & family without hesitation.
Ask kcshannonb about Country Inn & Suites by Radisson, Paducah, KY
The best place I've ever stayed at
housekeeper Kiran was friendly and good service. The rooms were really clean. Everything was perfect and I can't complain. I would recommend this hotel to all of my friends and family. They would love to stay here. Ill be back for sure in no time.
Ask Itsking about Country Inn & Suites by Radisson, Paducah, KY
Thank Itsking


text:
GFDL ideas: April 2010
OSX USB install thumbdrives (Without A Mac Computer)!!!
OK I'm Very New to this whole OSX86 stuff, but i do run ubuntu on my machines alot. so when i had the idea to try the mac os out, i ran into a problem my laptop overheats a little and the disk install takes way to long. so a usb stick was my solution. the only drawback was u need a working Mac to make one.
So here is the work around i have found.
Quick disclaimer i'm not responsible for and thing that this does or doesn't do to you computer!!!
OK First there are a Few things that u will need
1) One working Install Distro (at this point i'm assuming that any one would work ine was Kalyway_10.5.2_DVD_Intel_Amd )
2) Two thumb-drives the same size (the size u need depends on Distro you use i only need two 4 gig)
3) a computer with Linux installed( i use Ubuntu but any version should suffice)
first step is to wipe the thumb-drives clean, i formated them fat32.
side note i also had trouble with my thumb-drives they where both sandisk 4GB.
so i downloaded a tool called u3_tool from http://u3-tool.sourceforge.net/ and followed there install process in the read-me it came with. (there is also a windows version too i haven't tested it)
on with the u3_tool i ran the following commands and u will lose the u3 CD and all data on the sandisk
sdb was my device name yours might be different
u3-tool -e /dev/sdb
u3-tool -u /dev/sdb
enter yes to unlock
u3-tool -R /dev/sdb
enter yes to restore
u3-tool -p 1 /dev/sdb
enter yes then this command sets the cd size on the sandisk to 64.00 kB
then i booted the computer up with the install disk i created
letting load all the way to the point u chose the hdd u want to install on
using the diskutil in the mac os installer, i proceeded to format the thumb-drives in the HFS+ format without the journaling on. naming what ever u want just remember one will be the finished product (i named one "Tmp" and one " OSX")
while still in the the diskutil i made dmg of the cd to one of the Tmp Thumbdrive
this quite some time go play your ps3 or what not!!
after that has completed i took the DMG image i created and restored it to my OSX thumbdrive. again not as long but still play my ps3 for a bit
here is the tricky part me personely had to restart and boot into linux.
but to save time if you have another computer handy and running linux
(if so don't shutdown the computer leave it at the diskutil screen).
ok now we have linux pop the thumbdrives in. if you don't have HFS+ support then google it should be easy to fix. check make sure that every thing is work and u can read the thumb-drive.
ok go ahead and download the latest chameloin they have out( i used Chameleon-2.0-RC4-r684-bin) and unzip it to a folder
now open a termial navigate to the folder with the Chameleon-2.0-RC4-r684-bin and then run the following commands
sudo cp -r * /media/Tmp
sudo cp /i386/boot /media/OSX
Ok now i had to restart again,and run the install cd again. but if u saved time then plug them back into the computer running the install.
OK now get back to the disk-util screen on the install disk make sure both drives are OK.
also make a note of clicking the info button and finding the device name mine was disk0s1 yours should be a similar name.
if so click the OSX drive and unmount it.
OK now close the disk-util and open a terminal.
ok now in the mac terminal run the following commands
cd /Volumes/Tmp/i386
fdisk -f boot0 -u -y /dev/DEVICENAME
dd if=boot1h of=/dev/DEVICENAME
if the commands ran correctly then run one last command
Then remove the install CD and the Tmp thumbdrive and your computer should reboot into the usb with Chameleon and just hit enter and the install will boot
Posted by Mrgatz85 at 7:29 PM No comments:
Labels: Os install usb linux osx86
OSX USB install thumbdrives (Without A Mac Comput...


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Patent US20050108148 - System and method of investing in a market - Google PatentsSearch Images Maps Play YouTube News Gmail Drive More »Sign inAdvanced Patent SearchPatentsA system and method directed to an investment strategy that focuses on buying the worst-performing stocks in terms of percentage price change over the last twelve months in the Dow Jones Industrial Average. Specifically, an investor in one embodiment buys one or more of the worst performers, holds the...http://www.google.com/patents/US20050108148?utm_source=gb-gplus-sharePatent US20050108148 - System and method of investing in a marketAdvanced Patent SearchPublication numberUS20050108148 A1Publication typeApplicationApplication numberUS 10/980,417Publication dateMay 19, 2005Filing dateNov 2, 2004Priority dateNov 17, 2003Publication number10980417, 980417, US 2005/0108148 A1, US 2005/108148 A1, US 20050108148 A1, US 20050108148A1, US 2005108148 A1, US 2005108148A1, US-A1-20050108148, US-A1-2005108148, US2005/0108148A1, US2005/108148A1, US20050108148 A1, US20050108148A1, US2005108148 A1, US2005108148A1InventorsCharles CarlsonOriginal AssigneeCharles CarlsonExport CitationBiBTeX, EndNote, RefManReferenced by (16), Classifications (4) External Links: USPTO, USPTO Assignment, EspacenetSystem and method of investing in a market
A variation of the �long-short� investment method includes buying the five worst-performing DJIA stocks while going short on the five best-performing DJIA stocks. Alternatively, an investor can go long on the DJIA stock that is trading the greatest percentage below its two-hundred day moving average while shorting the DJIA stock trading the greatest percentage above its two-hundred day moving average. The investment method includes purchasing interests in altered value items of trade other than an ownership interest in the item of trade itself. In one embodiment, futures and options are employed in the investment method. Two types of options include an option to purchase the altered value item of trade at a particular within a certain period of time, a �call�, or an option to sell the altered value item of trade, a �put�, at a particular price within a certain period of time. It should be appreciated that the investor can trade other interests or rights in an item of trade in a market for those interests and rights. All thirty DJIA stocks have call and put options available for purchase. Accordingly, an investor who wants to implement any variation of the strategy of the invention can do so using put and call options rather than or in addition to buying and shorting the underlying stocks. In one example, one option gives the investor the right to purchase one hundred shares of an underlying stock. Purchasing options instead of the stock allows an investor, in addition to the increased leverage, to implement the method of the invention with less initial capital investment. To buy one hundred shares in each of the five stocks in 2003 would entail an investment of more than $15,700. However, to purchase an interest in the equivalent of one hundred shares in each of the companies through purchase of a single call option in each of the five companies (assuming one bought call options with a strike price that matched the current stock price) would have entailed a much smaller investment, as low as $1,000 if one purchased relatively short-term options (expiring within three months). The price of an option includes a �premium� to obtain the option. Option premiums are determined by a variety of factors. An important driver of option premiums is the underlying volatility of the stock: the more volatile the stock, the higher the cost of the option premium. For example, if an investor pays $500 to purchase a call option in American Express at $40 per share, the investor becomes the owner of the right or option to purchase one hundred shares of American Express stock anytime over the next nine months at $40 per share. If the stock soars from $40 to $50 in four months, the value of each option is at least $10 per call option. If its value was less than $10, the investor exercises the options, buys American Express at $40, and immediately sells at $50 for a gain of at least $10 per share. Actually, the call option will be worth more than $10 since the premium will reflect the fact that there are still five months remaining before the option expires. In this scenario, the initial investment has at least doubled to $1,000. In other words, in just four months, the investment has gained 100% or more. Compare that gain to the gain had one bought the stock instead of the option. The gain in American Express stock would only be 25% (a $10 gain on a $40 purchase price), a good return for four months, but less than the gain on the call option. If an investor believes that American Express stock is overpriced at $40 per share and will drop to at least $30 over the next nine months, but is not comfortable selling short American Express, the investor may buy a �put� option to leverage this bet. As mentioned above, a put option gives an investor the right to sell a stock at a given price. If the investor purchases a put option on American Express with a strike price of $40 and with a nine-month life, that option gives the investor the right to sell American Express stock at $40 per share anytime during the next nine months. Again the investor pays an option premium of $500 for the put option. If, instead of rising to $50 per share, American Express drops to $30, the value of the put option is worth at least $10. Again, the put option gives one the right to sell the stock at $40. However, investors cannot sell something they do not own. Therefore, the investor exercises the put option and sells the stock at $40 per share. To cover that sell, the investor buys back the stock and, in this case, would buy back the stock at $30 per share. Thus, the profit would be $10 (selling at $40 and buying at $30). As in the previous case, the value of the option doubled, from $500 to $1,000. Thus, the gain on the put options is 100%. Options have a limited lifespan. The longer the life of the option, the greater its value as a result of the �time premium.� However, as time elapses and the option gets closer and closer to its expiration date, the time premium shrinks and eventually disappears. If, for example, an investor bought an American Express call option with a strike price at $40 and the stock trades for $39 at the end of the option's life, the option would expire worthless. That is because an option to buy a stock at $40 that is trading for $39 has no value at all. Therefore, an investor, has to be right about the direction of the underlying stock and has to see that idea come to fruition in a fairly limited period of time. It should be appreciated that being right about a stock and right about its timing is difficult to do successfully over time. Accordingly, to employ the investment strategy of the present invention on the first day of trading in 2003 buying options in the five worst performers in 2002, rather than stock, the investor purchases options on Home Depot at $24.02 per share, Intel at $15.57 per share, McDonalds at $16.08 per share, General Electric at $24.35 per share, and IBM at $77.50 per share. Although most options have a maximum nine-month life, a form of option exists that provides investors with an option life of more than twelve months which is compatible with the preferred holding time period of the present invention. In one embodiment, the investment strategy of the invention includes purchasing options in an altered value item of trade that have a term of at least twelve months known as Long-Term Equity Anticipation Securities (�LEAPS�). LEAPS are long-term call and put options. LEAPS are purchased on the various options exchanges the same way and in the same dollar increments as call and put options and are available for all DJIA stocks. In one example, one LEAP call is the equivalent of having an option to buy one hundred shares of the underlying stock. One LEAP put is the equivalent of having an option to sell one hundred shares of an underlying stock. Like options, LEAP values reflect both a time premium as well as a price premium. Thus, the closer the LEAP is to expiration, the less the time premium in the LEAP price. LEAPS are attractive vehicles for implementing an aggressive form of investment method of the present invention. First, LEAPS provide substantial leverage for investors. Since LEAPS are options, gains in the underlying stock will create even bigger percentage gains in the LEAP. Of course, losses in the underlying stock results in even greater losses, on a percentage basis, in the LEAP. Second, buying LEAPS is as easy as buying common stocks or call and put options with a margin account at a broker. Any method employing stocks can be employed at a predetermined time period using LEAPS. For example, if an investor believes that the worst-performing DJIA stock will do well and the best-performing DJIA stock will decline, the investor can buy the LEAP call option on the worst performer and the LEAP put option on the best performer to simulate a �long-short� strategy. The investor can also combine LEAPS and stocks. For example, the investor can go long on the worst-performer by buying the stock while buying a LEAP put option on the best performer. Under an exemplary embodiment, the investment strategy includes buying a LEAP that has a lifespan greater than twelve months. On the first day of each year, for example, the method of the invention can include purchasing LEAPS of the five most altered value items of trade over the last twelve months. Alternatively, the invention can include buying the LEAP of the most altered value items of trade that is trading the greatest percentage above or below its two-hundred day moving average. Like regular call and put options, LEAPS expire after the third Friday of the expiration month and the last trading day for the LEAP is the business day preceding that Saturday. It should be appreciated that strategies employing options and LEAPS may not always be tax friendly relative to owning and holding the underlying stocks for more than twelve months. Indeed, all gains on traditional call and put options are taxed at ordinary income rates because they have a maximum life of nine months. Furthermore, the current tax rules governing LEAPS are complicated in terms of defining short-term and long-term gains. In one embodiment, the invention is used to enhance an otherwise conservative portfolio. For example, the invention can enhance an investment in an index, such as in the Dow Jones Industrial Average, referred to herein as an enhanced index investment. An enhanced index investment attempts to generate superior returns to the index while not straying too far from the performance of the underlying index. One reason enhanced indexes are appealing to investors is that, on the one hand, an enhanced index investment is usually going to perform close to the underlying index. Thus, an investor who does not want too much variation in returns over time from a particularly stable index will feel comfortable owning an enhanced index fund. On the other hand, the fact that it is an �enhanced� index investment gives an investor the possibility of outperforming the index over time. It should be appreciated that multiple ways of purchasing a variety of interests can be combined and applied to the investment strategy of the present invention. The method includes determining the portion of the initial investment to be allocated to an item of trade tied directly to the index and the portion the investor wants to invest in �enhancers�. The enhancement portion of the portfolio can include over-weighting the allocation of assets directed toward preferred items of trade and under-weighting the allocation of assets directed toward non-preferred items of trade assets relative to the weighting of the item of trade in the index or any other suitable measure of preference. Obviously, the more assets devoted to the enhancers, the more divergence between the performance of the index and the investment performance. Under an exemplary embodiment, the enhanced index includes an investment in the entire DJIA by buying the Dow �Diamond� (AMEX symbol: DIA). The Diamond is an exchange-traded fund listed on the American Stock Exchange. Exchange-traded funds are a hybrid of a mutual fund and a stock. Like a traditional mutual fund, an exchange-traded fund is a single investment that allows an investor to buy a plurality of stocks. Unlike a traditional open-end mutual fund which does not trade on any stock exchange, exchange-traded funds are similar to stocks. That is, any investor can buy an exchange-traded fund simply by placing an order via the broker. Exchange-traded funds, unlike options, also have no finite life. Furthermore, unlike open-end mutual funds, exchange-traded funds can be bought and sold intraday. Finally, the fees to own exchange-traded funds are rather small, amounting to the commission to purchase the exchange-traded fund and a fairly minimal annual expense fee. According to the investment method of the present invention, a fund or portfolio can be enhanced by combining an investment in the Dow Diamond with a purchase of stocks or LEAPS according to the investment method described above. For example, with an initial investment amount of $10,000 to invest using the investment method, one approach includes investing $8,000 in the Dow Diamonds and investing the remaining $2000 in LEAPS in one or more of the most altered value stocks as described above. If the Dow rises 8% over the year, and the portfolio of the invention increases by 30% for the year, the total $10,000 initial investment grows to $11,240 (the $8,000 in the Diamonds multiplied by the 8% return plus the $2,000 investment in LEAPS multiplied by a 30% return)�a gain of 12.4%, more than four percentage points higher than the DJIA gain of 8%. If the strategy decreases by 30%, the initial $10,000 investment (assuming the same 8% return on the DJIA) would have risen to just $10,040�a gain of 0.4%. In this instance, the investment is nearly eight percentage points worse than the DJIA. However, one would have still made a profit even though one-fifth of the investment had declined 30%. It should be appreciated that the enhanced index approach can be adjusted based on the risk parameters and the desire to stay close to the performance of the underlying index. Another example of an enhanced index approach to the present invention uses a variation of the long/short approach discussed above. In one embodiment, instead of going long on the worst-performing stock and shorting the best-performing stock, LEAP puts and calls are used to replicate a similar bet. In this example, the investor purchases $8000 worth of Dow Diamonds, $1000 in the long LEAP (the �call� LEAP) of the DJIA stock trading the most below its two-hundred day moving average and $1000 in the short LEAP (the �put� LEAP) of the DJIA stock that is trading the greatest percentage above its two-hundred day moving average. The strike price of the LEAPS is close to the actual trading price of the underlying stock and has a lifespan of at least twelve months. Referring back to FIG. 1, after purchasing a particular amount or interest in an altered value item of trade in a market, step S4 includes holding that interest for a predetermined period of time. One embodiment of the present invention includes holding the shares of stock for at least one year. In one embodiment the investor holds the interest in the item of trade for a period of time corresponding to optimizing the tax treatment of any gain or loss from the sale of that item of trade, such as not selling shares of stock until the next trading day after a period of twelve months from the date of purchase. For example, if an investor buys stock on February 15, the earliest the investor can sell and receive favorable capital gains tax treatment is February 16 or the next trading day following the 15th of the following year. Holding the stock for an extra day allows the investor to have any gain from the sale of the stock treated as a long-term capital gain and, under current tax law, at a more favorable rate than a gain from a sale of a stock sold within a year of its purchase. Therefore, the investment method of the present invention includes holding the investments for one year and a day under certain circumstances. Turning short-term gains into long-term gains by holding the stocks in the portfolio an extra day after the twelve months may make a substantial difference in the return if the investor is holding the stocks in a taxable account. For example, if an investor is in the thirty-five percent income tax bracket, under current tax law, any realized gains on investments held twelve months or less will be taxed at thirty-five percent. Holding the investment for an extra day, however, converts any gain on that investment from a short term capital gain to a long-term capital gain which is taxed at a rate of fifteen percent. Therefore, if a portfolio of $10,000 realized a return of twenty percent on the investment (or a gain of $2,000) after holding the investment for twelve months or less, the gain is considered short term and is taxed at a rate of thirty-five percent�a loss of $700 to taxes. The after-tax profit then is $1,300. If the same return is realized after holding the investment for twelve months and a day or more, the gain is considered long-term and is taxed at a rate of fifteen percent�a loss of just $300 to taxes. The after-tax profit then is $1,700. Therefore, by waiting one extra day to sell the positions, the investor pockets an extra $400�or four percent of the original investment. The investment should be held the extra day to take advantage of favorable long-term capital gains tax treatment of any gains if the size of the initial investment is significant, if the investor is in a higher tax bracket, and if the investment strategy is successful in generating larger gains during that year. If the investment strategy of the present invention incurs a loss in a given year, the investor creates a short-term loss by selling after twelve months and not holding the extra day. Of course, if the investment portfolio is held in a tax-deferred account, such as a Roth IRA, the distinction between long-term and short-term gains is moot. It should be appreciated that holding the stock of the portfolio an extra day is not without risk. Indeed, if the stock price drops on the last day, one may have been better off selling and paying taxes on the short-term gain. Probabilities suggest, however, that the chances are just as good that the stock could rise on the extra day, thus enhancing returns. If a company in which the investor has invested spins off a firm to shareholders, the investor, in one embodiment, holds the shares in the spin-off company until the end of the twelve-month holding period and then sells the spin-off. This assumes, of course, that the spin-off does not join the composite index from which stocks for the following year will be selected. Similarly, if during the twelve-month holding period, a stock owned by the investor is dropped from the composite index, in one embodiment, the investor continues to hold the stock through the end of the twelve-month period. Although short-term selling pressures as composite �indexers� sell the dropped stock and buy the stock that is being added, in one embodiment, the investor maintains his position in the dropped stock for simplicity sake and due to the fact that the investment method of the present invention assumes a twelve-month holding period regardless of whether the stock was removed from the index. Referring still to FIG. 1, steps S5 and S6 of the investment method include re-balancing the portfolio upon expiration of the holding period. Re-balancing the portfolio includes step S6 of identifying a new list of the altered value items of trade before step S5 of selling the altered value items of trade of the current portfolio from the previous twelve months. Again, the stable value items of trade are ranked according to their performance over the previous time period and a new set of most altered value items of trade is identified as discussed above. It should be appreciated that one or more of the previously purchased altered value items of trade may continue to be one of the most altered value items of trade. In such a case, in one embodiment, the investor excludes the repeated most altered value item of trade from the re-balanced portfolio. Alternatively, the investor includes the repeated most altered value item of trade in the new re-balanced portfolio and continues to hold same. If the amount invested in each of the items of trade of the portfolio is being kept fairly equal as described above, the investor may have to add more dollars to those investments being held over from a prior year in order to get the weightings reasonably equal. For example, if the value of a $2,000 investment in a stock held over from the previous year has declined by $500 over the previous year, in one embodiment, the investor purchases $500 of additional shares of that stock in order to maintain equal dollar investments in each of the stocks in the portfolio. It should be appreciated, however, that it may not be efficient to incur additional trading costs to bring the weightings exactly in line if the investment in each stock differs by a relatively insignificant amount such as a few hundred dollars. The investment method, continues in step S5 of FIG. 1, includes selling the remaining altered value items of trade. For example, as illustrated in FIG. 4, the investor buys Home Depot stock at $24.02 per share on Dec. 31, 2002 and sells the stock at $34.54 per share on Dec. 31, 2003, for a gain of 49% or $980. Intel is purchased at $15.57 per share on Dec. 31, 2002 and sold at $32.05 per share for a gain of 106.5% or $2,130. McDonalds is purchased at $16.08 per share on Dec. 31, 2002, and sold at $24.85 per share on Dec. 31, 2003 for a gain of 56.3% or $1,136. General Electric is purchased at $24.35 per share on Dec. 31, 2002, and sold at $30.98 per share on Dec. 31, 2003 for a gain of 30.7% or $614. IBM is purchased at $77.50 per share on Dec. 31, 2002 and sold at $92.98 per share for a gain of 20.5% or $410. Therefore, the total return on the $10,000 investment in a five stock portfolio in 2003 is $15,270. The investor, therefore realized a profit of $5,270 ($15,270-$10,000) or a 52.7% total return ($5,270 divided by the initial value of the investment, $10,000). As discussed above, in one embodiment, market orders are placed to insure that the stock will be sold and the proceeds will be readily available to put into the next set of altered value items of trade of the re-balanced portfolio; Therefore, in the illustrated embodiment, after twelve months, on Dec. 31, 2003, or, alternatively, twelve months and one day, January 1 or the next trading day, the investor sells the stocks and purchases shares of stock of the five most altered value performing stocks of 2003, repeating steps S2 to S6 as illustrated in FIG. 1. One aspect of the invention includes reinvesting any dividends earned on the stock owned. In fact, the investment strategy of the present invention assumes that all dividends are reinvested. Therefore, a portion of the return on the investment strategy includes interest paid on cash held in the trading account. To compute the portfolio return for a given year, the investor subtracts the starting investment from the total value of the portfolio on the last day of the holding period including cash, dividends, interest on dividends, etc. The profit or loss is then divided by the starting value to calculate the return. It should be appreciated that the investment method of the present invention is preferably implemented in a software program, over a data network including an internet, video, publications or any other suitable form of communication. As an example, the investment method is implemented on a website. The website can provide support to a user by providing statistics necessary to implement the method of the present invention as well as the embodiment of the investment method. Under the example, a website includes a list of the ten worst-performing stocks over a predetermined period of time which represent the selections at the beginning of a holding period such as a calendar year. The website can provide a list ranking the thirty DJIA stocks on twelve-month percentage price change, from the worst performer to the best, highlighting the ten worst-performing DJIA stocks over the last twelve months as illustrated in FIG. 2. The website can also include the ten stocks with the lowest close ratios at the end of a predetermined period of time such as a calendar year. The close ratio represents the ratio of a stock's price to its moving average price over a predetermined period of time. The website can provide a list ranking the thirty DJIA stocks on the ratio of stock price to 200-day moving average price, from the lowest ratio to the highest ratio, highlighting the ten DJIA stocks with the lowest ratios as illustrated in FIG. 3. The website may also provide examples of different portfolios including the worst-performing stocks over a predetermined period of time such as the last twelve months. Portfolios can include one-stock, three-stock, five-stock, or ten-stock portfolios. Also, the website may provide examples of different portfolios including stocks with the lowest ratio of current stock price to two hundred-day moving average price. In addition, the website can provide updated performance statistics such as percentage price change for the year to date for the portfolios and the distribution of the investment among the stocks in each portfolio. The advantage of the present invention is that one can apply the investment method in a variety of ways and in a variety of investment vehicles according to the level of risk one wants to implement. It should be appreciated that the investment strategy of the present invention can be incorporated into a variety of broader investment approaches as well as a stand-alone portfolio. Furthermore, parts of the investment strategy of the present invention can be incorporated into a portfolio of many stocks. Moreover, the investment strategy of the present invention can be used to balance other investments that are bought or held. It should be understood that various changes and modifications to the presently preferred embodiments described herein will be apparent to those skilled in the art. Such changes and modifications can be made without departing from the spirit and scope of the present invention and without diminishing its intended advantages. It is therefore intended that such changes and modifications be covered by the appended claims. Referenced byCiting PatentFiling datePublication dateApplicantTitleUS7472086Aug 29, 2007Dec 30, 2008Barclays Bank PlcMethod of protecting an initial investment value of an investmentUS7475033Sep 6, 2007Jan 6, 2009Barclays Bank PlcMethod of protecting an initial investment value of an investmentUS7533055 *Aug 24, 2005May 12, 2009Jeffrey F. RogatzMethods and systems for ranking and investing in financial instrumentsUS7587352 *Aug 24, 2006Sep 8, 2009Research Affiliates, LlcMethod and apparatus for managing a virtual portfolio of investment objectsUS7664694Sep 22, 2006Feb 16, 2010State Street Global AdvisorsValuation-tilted capitalization weighted investment methods and productsUS7797215Jun 26, 2003Sep 14, 2010Power Financial Group, Inc.System and method for analyzing and searching financial instrument dataUS7917424May 13, 2008Mar 29, 2011Bgc Partners, Inc.Systems and methods for providing financial instruments including contrary positionsUS8015095Feb 3, 2010Sep 6, 2011State Street Global AdvisorsValuation-tilted capitalization weighted investment methods and productsUS8200569Jun 21, 2007Jun 12, 2012Power Financial Group, Inc.Option search criteria testingUS8209252Nov 25, 2008Jun 26, 2012Barclays Bank PlcMethod of and system for protecting an initial investment value of an investmentUS8301535Sep 29, 2000Oct 30, 2012Power Financial Group, Inc.System and method for analyzing and searching financial instrument dataUS8374951 *Sep 7, 2009Feb 12, 2013Research Affiliates, LlcSystem, method, and computer program product for managing a virtual portfolio of financial objectsUS8595123May 7, 2012Nov 26, 2013Power Financial Group, Inc.Option search criteria testingUS8630937Oct 2, 2012Jan 14, 2014Power Financial Group, Inc.System and method for analyzing and searching financial instrument dataUS8732058Oct 17, 2009May 20, 2014Cfph, LlcMethods and systems for combining securities and carbon creditsUS8732061Dec 27, 2001May 20, 2014Bgc Partners, Inc.Creating and trading dynamic securities* Cited by examinerClassifications U.S. Classification705/37International ClassificationG06Q40/00Cooperative ClassificationG06Q40/04European ClassificationG06Q40/04RotateOriginal ImageGoogle Home - Sitemap - USPTO Bulk Downloads - Privacy Policy - Terms of Service - About Google Patents - Send FeedbackData provided by IFI CLAIMS Patent Services

value: Google Patents is a search engine from Google that indexes patents and patent applications.


text: Home // Search // Search results // news fall harvest requires increased focus safety // h0mgnc // tjm4bc // 232jhm // Mahoning // avt4pe // 65mbny // jyksc9 // Site

value: OSU, Osu, or osu can stand for:


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Doubts Persist on Syria Chem Probe as U.N. Team Reaches Damascus - Yahoo News
A 20-person U.N. team reached Damascus on Sunday to assess the veracity of claims that chemical arms have been employed in Syria's civil war, the Associated Press reported.	The group is expected to launch its investigation on Monday, according to comments released by U.N. Secretary General Ban Ki-moon's office. U.N. officials have said the probe will steer clear of assigning blame for any chemical strikes in the Syrian conflict, which have resulted in upwards of an estimated 100 deaths. Conventional attacks in the two-year-old civil war have claimed more than 100,000 lives.	Inspectors are to travel to the town of Khan al-Assal, the site of an alleged March 19 sarin nerve gas attack that President Bashar Assad’s regime has blamed on rebel forces. The opposition, in turn, has pinned the reported strike on the government, the New York Times reported on Sunday.	The other two inspection sites remain undisclosed, but diplomats previously identified them to Agence France-Presse as Ataybah, where a chemical attack is alleged to have taken place in March, and Homs, reportedly the target of a chemical assault last December.	A Syrian diplomat said the government wants "this team to find facts on ground, especially about what happened in Khan al-Assal." Damascus is unaware of "any other cases" of chemical arms use in the country, Syrian Deputy Foreign Minister Faisal Mekdad told AP.	France, the United Kingdom and United States have submitted data tying incidents of chemical-weapon use to the Syrian government, and the Obama administration linked its June announcement of plans to arm opposition fighters with findings that Assad's forces had carried out sarin nerve agent strikes. Syrian resistance members and regional envoys said U.S. arms had yet to reach any rebels, the Los Angeles Times reported on Saturday.	Louay Meqdad, spokesman for the rebels' Western-backed Supreme Military Council, argued that the Syrian government would likely try to lead chemical investigators astray, AP reported.	"This regime that has done everything from changing signs with the names of areas to fabricating evidence with past delegations will do the same with this one," he said.	The conflict's shifting battle lines have raised questions about the safety of the U.N. investigators, the New York Times reported. Opposition forces have promised the U.N. team access to Khan al-Assal, which they captured in July, according to a rebel commander who spoke to the newspaper under a pseudonym. The insider said he and other rebels fear the U.N. inspectors are Assad regime "conspirators."Politics & GovernmentUnrest, Conflicts & War


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Just Jingle: Thank Moo!
Melanie @ Whimsical CreationsAugust 24, 2012 at 12:06 AMtoo cute!ReplyDeletescrappymo!August 24, 2012 at 12:56 AMAnother cute card!ReplyDeletegaleAugust 24, 2012 at 3:31 AMReally cute! Love the cow-that's a really cute stamp. ReplyDeleteonecraftymamaAugust 24, 2012 at 3:50 AMPuns are always good, especially when they're bad :) And accompanied by cute things. I love 'em :)ReplyDeleteConnie MercerAugust 24, 2012 at 5:07 AM:) yes he is cute~we have real ones:):):)ReplyDeletevivianAugust 24, 2012 at 6:43 AMsuch a happy little card!ReplyDeleteMary Pat SiehlAugust 24, 2012 at 6:58 AMway too cute!!ReplyDeleteKaren B.August 24, 2012 at 7:46 AMAwesome way to showcase a fun pun!ReplyDeleteDiana WaiteAugust 24, 2012 at 8:55 AMthis is SO cute! LOVE the cow (did you know that is the theme of my kitchen?)ReplyDeleteBarb KingAugust 24, 2012 at 11:04 AMToo funny!ReplyDeleteRoseAugust 24, 2012 at 6:43 PMlol love it :)ReplyDeleteAngiAugust 24, 2012 at 7:53 PMThis is so fun!ReplyDeleteTinaAugust 26, 2012 at 6:21 AMSO Cute! Love it!ReplyDeleteAdd commentLoad more...


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17 East Selemadeg Hotels from NZ$34, East Selemadeg hotel discounts - Cancel FREE on most hotels | Hotels.com
Comfortable Selemadeg guestrooms with balconies
Suburban hotel with free water park, restaurant
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• Denpasar (DPS-Ngurah Rai Intl.), 19.1 mi (30.7 km) from central East Selemadeg
• Soka Beach (5.5 mi/8.9 km from the city center)

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[url removed, login to view] | graafinen suunnittelu | Kuvakesuunnittelu | logon suunnittelu | Photoshop | verkkosivujen suunnittelu
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Many of you will be familiar with the world famous digital audio workstation software Ableton Live (www.ableton.com). This software has revolutionized the field of music, especially live electronic music performance and DJ-ing, and much more - http://en.wikipedia.org/wiki/Ableton_LiveNot surprising then that Ableton Live is a favourite of top artists such as Sasha, The Prodigy, BT, Front 242, Daft Punk etc etc etcThis Chinese New Year http://en.wikipedia.org/wiki/Chinese_New_Year we discovered yet another use for Ableton Live. As part of the traditional family reunions of this season, some of the senior members of the clan decided to have karaoke ... but we didn't have a karaoke machine on hand. All we had were original CDs, a laptop, a mic, and some lyrics from the net. How could we carry on?Solution1. Rip the CDs into MP3 using iTunes2. Setup Live so that it wouldn't automatically Warp the samples (under Preferences)3. Load the MP3's into Live4. Insert one audio track for the mic, and add one of Live's pre-set Reverb effects5. Connect the output of the laptop to the home hi-fi, and away we go!This should work with other DAWs such as Cubase, Logic and Sonar. Happy karaoke and Happy Chinese New Year!
yes, we are using Ableton for Karaoke as well. Doing a bit more pre-production to create video files with lyrics ... but the same idea. http://iplayabletonlive.com


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of 41results12NextAdd a New CollectionOops! There was a problem saving the new custom collection.Please try again.Collection Name cannot be emptyUpload a Photo(optional)Remaining Characters: 100Remaining Characters: 500CancelSaveMap ViewFeatured Investment Securitiesin Bakersfield, CaliforniaEdward JonesFind a Location(888) 891-1492Financial strategies. One-on-one advice.WebsiteMore InfoEdward Jones - Financial Advisor: Ben Graham20300 W Valley Blvd Suite C, Tehachapi, CA 93561(661) 822-2312WebsiteDirectionsMore InfoEdward Jones - Financial Advisor: Glenn O Allen5603 Auburn St Suite C, Bakersfield, CA 93306(661) 871-0847WebsiteDirectionsMore InfoEdward Jones - Financial Advisor: Jeffrey Bell1100 Mohawk St Ste 180, Bakersfield, CA 93309(661) 322-2033WebsiteDirectionsMore InfoEdward Jones - Financial Advisor: Jennifer V Howard709 W Valley Blvd Ste B, Tehachapi, CA 93561(661) 823-4879WebsiteDirectionsMore InfoEdward Jones - Financial Advisor: Joel D Askew1620 Mill Rock Way Suite 600, Bakersfield, CA 93311(661) 663-8951WebsiteDirectionsMore InfoEdward Jones - Financial Advisor: John J Lock4300 Coffee Rd Suite 3, Bakersfield, CA 93308(661) 589-7446WebsiteDirectionsMore InfoEdward Jones - Financial Advisor: Lourdes M Arrubla1620 Mill Rock Way Suite 600, Bakersfield, CA 93311(661) 663-8951WebsiteDirectionsMore InfoEdward Jones - Financial Advisor: Luz E Polcik5520 Lake Isabella Blvd Ste G-6A, Lake Isabella, CA 93240(760) 379-1722WebsiteDirectionsMore InfoEdward Jones - Financial Advisor: Ben Graham20300 W Valley Blvd Suite C, Tehachapi, CA 93561(661) 214-3864WebsiteDirectionsMore InfoEdward Jones - Financial Advisor: Glenn O Allen5603 Auburn St Suite C, Bakersfield, CA 93306(661) 434-4655WebsiteDirectionsMore InfoEdward Jones - Financial Advisor: Jeffrey Bell1100 Mohawk St Ste 180, Bakersfield, CA 93309(661) 641-4072WebsiteDirectionsMore InfoEdward Jones - Financial Advisor: Jennifer V Howard709 W Valley Blvd Ste B, Tehachapi, CA 93561(661) 452-6553WebsiteDirectionsMore InfoEdward Jones - Financial Advisor: Joel D Askew1620 Mill Rock Way Suite 600, Bakersfield, CA 93311(661) 666-2711WebsiteDirectionsMore InfoEdward Jones - Financial Advisor: John J Lock4300 Coffee Rd Suite 3, Bakersfield, CA 93308(661) 349-7269WebsiteDirectionsMore InfoEdward Jones - Financial Advisor: Lourdes M Arrubla1620 Mill Rock Way Suite 600, Bakersfield, CA 93311(661) 349-7746WebsiteDirectionsMore InfoEdward Jones - Financial Advisor: Luz E Polcik5520 Lake Isabella Blvd Ste G-6A, Lake Isabella, CA 93240(760) 474-0791WebsiteDirectionsMore InfoDidn't find what you were looking for?magnifying glassPlease help others by helping us do better.Suggest a BusinessAboutAbout UsSite FeedbackContact UsAdvertise with UsCareers - We're HiringCorporate BlogEngineering BlogLegal

value: The yellow pages are telephone directories of businesses, organized by category rather than alphabetically by business name, in which advertising is sold. The directories were originally printed on yellow paper, as opposed to white pages for non-commercial listings.


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Leveson: an “Independent Press Standards Organisation” is announced | Inforrm's Blog
Leveson: an “Independent Press Standards Organisation” is announced
In a press release sent out to journalists earlier today by News UK’s Director of Communications, Guto Harri, it was announced that the “newspaper and magazine industry” were taking the first steps towards the establishment of an “Independent Press Standards Organisation”.
The new body appears to be the brainchild of “PressBoF“, which registered the name in June. However the big media groups which dominate PressBoF – the publishers of the Sun, Telegraph and Mail – have kept in the background on the launch. The press release was signed by five individuals on behalf of the Newspaper Society, the Newspaper Publishers’ Association, the Scottish Newspaper Society and the “Industry Implementation Group”.
The press release claims that the new body will be a “complete break with the past” and will deliver “all the key Leveson recommendations”.
On the Newspaper Society website the press release is accompanied by the following draft documents (one of which describes itself as “privileged and confidential”)
Self-Regulation Contract
Press Regulator Articles
It appears that the Articles of Association are based on those submitted to Lord Justice Leveson by Lord Black in 2012 [pdf]. The articles provide that the board of the regulator shall comprise 7 independent directors (including the chair) and 5 “industry directors”. In nominating these directors the Appointments Panel shall “take account of the views of the Regulatory Funding Committee” (that is, the renamed PressBoF) as to suitability. The views of this body are also taken into account in appointing industry members of the complaints committee.
The regulations are based closely on those submitted to Lord Justice Leveson by Lord Black [pdf].
We will publish a more detailed analysis of the proposals shortly.
The new body was welcomed by the press but condemned by the victims campaigning organisation Hacked Off as “no more than a cynical rebranding exercise”, describing it as “News International’s new baby“. Professor Brian Cathcart, Executive Director of Hacked Off said:
« Law and Media Round Up – 8 July 2013
Case Law, Strasbourg: Youth Initiative for Human Rights v. Serbia, Article 10 includes right of access to intelligence agency data – Dirk Voorhoof »
Tags: IPSO, Newspaper Society, PressBoF
Cllr Phil Davis (22:21:29) : Press ads have appeared puffing IPSO. I have complained to the Advertising Standards Authority about the one in The Times on 0ctober 25th, which states IPSO “will deliver all the key elements LJ Leveson called for in his report”. I invite other concerned citizens to also complain as the key elements of “functional independence” Lord Leveson sought are clearly lacking in the IPSO project.
PCC Code breaches for January 2014 – and the winner is….

value: WordPress (WP, WordPress.org) is a free and open-source content management system (CMS) written in PHP and paired with a MySQL or MariaDB database. Features include a plugin architecture and a template system, referred to within WordPress as Themes.


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Amazon.co.uk: Giles Milton - In Stock Only / Japan / Countries & Regions: Books Amazon Try Prime Your Amazon.co.uk Today's Deals Gift Cards Sell Help Shop by Department Hello. Sign in Your Account Try Prime Basket Wish List Search Japanese Political Biographies Japanese Political Biographies All Departments Amazon Instant Video Apps & Games Baby Beauty Books Car & Motorbike CDs & Vinyl Classical Clothing Computers & Accessories Digital Music DIY & Tools DVD & Blu-ray Electronics & Photo Garden & Outdoors Gift Cards Grocery Health & Personal Care Jewellery Kindle Store Kitchen & Home Large Appliances Lighting LOVEFiLM by Post Luggage Musical Instruments & DJ PC & Video Games Pet Supplies Shoes & Bags Software Sports & Outdoors Stationery & Office Supplies Toys & Games VHS Watches Books
Sell Your Books one result for Books : Biography : Political : Countries & Regions : Japan : Giles Milton : In Stock Only
Format Hardcover (1) Paperback (1) Audiobooks (1) Kindle Books (1) Author Clear Giles Milton Edwin Palmer Hoyt (5) Reginald Burton (1) Ronald Searle (1) Donald Keene (4) Julie Summers (1) Ivan Morris (1) + See more Language English (1) Delivery Option (What's this?) Free Delivery by Amazon Avg. Customer Review 4 Stars & Up& Up (1) 3 Stars & Up& Up (1) 2 Stars & Up& Up (1) 1 Star & Up& Up (1) Availability Include Out of Stock Unlimited One-Day Delivery and more Prime members enjoy unlimited One-Day Delivery and exclusive access to movies, TV shows and Kindle books. > Get Started There's a problem loading this menu at the moment. Learn more about Amazon Prime. Amazon Instant Video

value: Amazon.com, Inc. ( AM-ə-zon) is an American multinational conglomerate which focuses on e-commerce, cloud computing, digital streaming, and artificial intelligence.


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020 3564 4853 (More info)Expedia.co.uk is available 24 hours on 020 3564 4853 or from outside the UK on +44 20 3564 4853. Calls are charged at your local rate. However costs may vary depending on your service provider and from mobile phones. Expedia.co.uk • Hotels • Australia - New Zealand and the South Pacific • Australia • New South Wales • Blue Mountains Hotels • The Gardners Inn, Blue Mountains
Check availability Get an overview of this hotelHistoric hotel in Blackheath with free parking Collect 400 pointsOffer eligible for stays completed between 1 July 2016 and 30 September 2016. Simply enter your Nectar card number when prompted. Your points will be credited 30 days after you return from your trip. *Offers may apply.*Offers may apply
All 28 individually decorated rooms feature WiFi and DVD players. For a bit of entertainment, TVs come with digital channels, and guests can also appreciate conveniences like living rooms and dining areas. Limited housekeeping is available. Would you like to give us feedback? Share it!
Opens in a new window Select to view moreAbout the hotel Tab 1 of 2 selectedSelect to viewGuest reviews Tab 2 of 2 The Gardners Inn
The hotel offers a restaurant. High-speed wireless Internet access is available for a surcharge. This historic hotel also offers tour/ticket assistance, an arcade/game room, and a garden. Onsite self parking is complimentary. The Gardners Inn is a smoke-free property. Arcade/game room Total number of rooms - 28 Number of floors - 2 Billiards or pool table Tours/ticket assistance WiFi (surcharge) Designated smoking areas Garden Luggage storage Restaurant Free self parking Year Built 1831 Smoke-free property Number of buildings/towers - 1 Show all hotel amenities
DVD player Coffee/tea maker Limited housekeeping Television Blackout drapes/curtains Separate dining area Stovetop Digital TV service WiFi (surcharge) Separate living room Individually furnished Individually decorated Heating Show all room amenities
Golfing nearby Kayaking nearby Mountain biking nearby Hiking/biking trails nearby Ecotours nearby Segway rental/tour nearby Bicycle rentals on site Rock climbing nearby Cave exploring/spelunking nearby Would you like to give us feedback? Share it!

value: Expedia Inc. is an online travel agency owned by Expedia Group, an American online travel shopping company based in Seattle.


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San Anton School Library: 2012
The film adaptation of Suzanne Collins's bestselling book The Hunger Games is out in the cinemas. At last!
This was certainly one of the most eagerly awaited films of the year. It is based on the first instalment of an enormously successful, award-winning trilogy that sold over 26 million books. The people involved in the film are top notch. Just think: the director is Gary Ross, the man who helmed Seabiscuit, the classic film about an amazing race horse. Also, the main actor is Jennifer Lawrence, one of the most promising newcomers who, at the age of 20, received an Oscar nomination, thus becoming the second youngest ever to be nominated for Best Actress. As if this wasn't impressive enough, the rest of the cast includes such stalwarts as Donald Sutherland, Woody Harrelson, Stanley Tucci and Lenny Kravitz.
The film tells the story of Katniss Everdeen (played by Ms Lawrence) who lives in the coal mining region known as District 12. She is selected by a 'lottery' to take part in the annual Hunger Games, a fight between members of the different regions in which only one person remains alive. What is meant to be a straightforward brutal contest, takes an unexpected turn when Katniss refuses to give in to this horrendous spectacle. She prizes friendship, loyalty and human respect above everything else, therefore defying the organisers' expectations.
The trilogy, made up of The Hunger Games, Catching Fire and Mockingjay, is available from the green section in the library. The film is rated 12+.
Posted by Library at 5:24 am