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EOBI ACT 1976 | Pension | Expense
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EMPLOYEES OLD-AGE BENEFITS ACT, 1976 (AMENDED UPTO SEPTEMBER 2002
(BEAR ACT) UPDATED
MAHMOOD ALAM SOOMRO
M.A. , LL.B.
EOBI, Head Office, Karachi
For one decade I had been thinking to do creative-work on the law side, particularly on welfare and beneficial enactment. Some time I did some work with the intention to provide service to my advocate brothers as well as functionaries of social security organizations but couldn¶t find way to complete it and self-satisfaction. Inspite of sincerity, devotion and professional integrity I couldn¶t find appreciation thus remained de-motivated. Some ignored me some condemned me unheard. I was just to become hopeless when a spiritual beam of hope boosted up my abilities and shoed me the way of success in this field. This spiritual beam that turned my mind to this work was the love of my Chairman for meticulous, sincere, faithful and painstaking officers of EOBI. His words I can never forget till my last breath. I have been working in EOBI since 1985. I have worked with my top ranking officers of EOBI, including Mr. S. Imran Shah, S. Barkatullah, the then Chairmans EOBI, with Mr. Ashraf Nadeem, and Com. Ahmed Muhammad, the then DG(s), Mr. Asadullah Khan and Mr. Abbas Hussain, the then DDG(s), Mr. Mujtaba Rasul(Late) and Dilawar Shah, the than Assistant Director General(s), but except Mr Mujtaba Rasul (Late) none appreciated the legal work. It was first time when I felt proud to work under the control of a Chairman who is a law known officer. Mr. Muhammad Shafi Malik, Chairman EOBI, encouraged all the officers to EOBI. It is his endeavor that today we have a complete code of instruction for all the divisions, wings and sections in the shape of Manuals. This corporation was working without any mission like a boat without radar today EOBI has its vision, mission, objects, values, strategy and action plan. In this scheme many revolutionary reforms had been made for its viability, credibility, and improvement in its image by eliminating corruption & inefficiency, by making it a service oriented modern and self-sustained organization. With the grace of GOD under the guidance of present Chairman, EOBI is systemizing its procedure, actions, team work and by adopting modern means for achievement of goal, EOBI is proceeding towards the viability and credibility of the scheme. This book of Employees Old-Age Benefits Legislation is updated/ revised with the historical back ground of the EOBI legislation, Rules and Regulations, Canons of laws, case laws of superior courts and the findings of the Appellate Authority under section 35 of the Act, 1976 and certain SRO(s) under the guidance of Chairman, EOBI for the officers of EOBI and the scholars of Law.
EMPLOYEES OLD-AGE BENEFITS ACT, 1976
CONTENTS CHAPTER I PRELIMINARY. 1. 2. CHAPTER II INSURED PERSON 1. 2. 3. 4. 5. 6. Compulsory Insurance. Administration. Nomination of a body corporate pending establishment of an Institution. Management. Board of Trustees Powers and Functions of the Board of Trustees Short title, extent, commencement and application. Definition.
8A. Appointment, Powers and Functions of Chairman CHAPTER III CONTRIBUTION 7. Rates and Assessment
9A. Contribution by Government. 9B. Contribution by the insured person 8. 9. Records and Returns by Employers. Registration of Establishment, Etc.
11A. Cancellation of Registration of Establishments etc. 10. Officials of Institution to Check Employer's Books.
11. 13. Increase of Unpaid Contribution and Recovery of Contribution, etc., as arrears of land revenue.
Safeguard of Insured Person¶s Right in Default of Payment of Contributions by Employers. Refund of Contributions Paid Erroneously Extinguishment of Claims to Contributions
CHAPTER IV FINANCE AND AUDIT 15. 16. 17. 18. 19. Employees' Old Age Benefits Fund Investments and Loans Budget, Accounts and Audit .Annual Report Valuation of Assets and Liabilities
CHAPTER V BENEFITS 20. Old-Age Pension
22-A Old-Age Grant 22-B Survivors Pension 21. Invalidity Pension.
CHAPTER VI PROVISIONS COMMON TO ALL BENEFITS. 22. 23. 24. 25. Calculation of Qualifying Contribution Periods. Benefit Claims and Payments. Extinguishment of Benefits. Suspension of Old Age Pension and Survivor's Pension.
Non Duplication of Benefit. Benefit nor Attachable, Chargeable Or Assignable.
Repayment of benefit improperly received. Institution's Right to Be Indemnified in Certain Cases Recovery of Amounts Due
CHAPTER VII DETERMINATION OF QUESTIONS AND CLAIMS 31. 32. 33. 34. Decisions of Complaints, questions and disputes. Review of decision Appeal to Board. Assessment of invalidity.
CHAPTER VIII OFFENCE AND PENALITIES. 35. 36. Offences. Prosecution.
CHAPTER IX 37. 38. 39. 40. 41. 42. 43. 44. Contributions etc Exemption From Stamp Duty Exemption From Taxes Member and servants of the institution to be public servants Delegation of Powers Power to make Rules Power to make Regulations Power to exempt.
Act not to apply to certain persons. Repealed
Commencement and Application. commercial and other organisations. reduced to less than ten. and shall continue to apply to every such industry or establishment even if the number of persons employed therein is.Schedule EMPLOYEES' OLD AGE BENEFITS ACT. or were so employed on any day during the preceding twelve months. or 2[(i-a) wherein less than ten persons are employed if such industry or establishment voluntarily applies for application of this Act and this Act shall apply to such industry or establishment for the date of submission of an application by such industry or establishment. whether on behalf of himself or any other person. directly or through any other person.1976] An Act to repeal and re enact the Law relating of Old Age benefits for the persons employed in industrial. (3) It shall come into force at once. XIV OF 1976) [April 15. (2) It extends to the whole of Pakistan. at any time after this Act becomes applicable to it. WHEREAS it is expedient to repeal and re enact the law relating to old age benefits for the persons employed in industrial. Short Title. 1976. 1976 (ACT No.(1) This Act may be called the Employees' Old Age Benefits Act. or . Extent. (i) wherein ten or more persons are employed by the employer. commercial and other organisations and matters connected therewith: It is hereby enacted as follows : CHAPTER 1 PRELIMINARY 1. 1[(4)It applies to every industry or establishment.
s. specify in this behalf. s. under a contract of service or apprenticeship.2001. manual or other work in. old age grant and such other payments as may be determined by the Federal Government from time to time. 20. in relation to an industry or establishment. express or implied. by notification in the official Gazette. unless the context otherwise requires. [survivors] 2 pension. an industry or establishment. manager.} (b) "Contribution" means the sum of money payable to the Institution by the employer {or by the Federal Government}4 in respect of an insured person under the provisions of the Act.and] 8[(iii) [Omitted] (d) "employment injury" means a personal injury to an insured person caused by an accident.] 7[(c) "employer". or where the affairs of an industry or establishment are entrusted to any other person (whether called a managing agent. Extr. Inserted Cl. successor.} 3[(aa) "Board means the Board of Trustees constituted under section 7 . to do any skilled or unskilled. arising out of and in the course of his employment: _________________________________________________________________________________ . Definitions. whether written or oral. whether directly or through any other person. and includes (i) in the case of an individual. 2001: Gaz.} _________________________________________________________________ 1. mean any employee. irrespective of his wages or emoluments . XVII of 1983.7(1). secretary or by any other name). 5[(bb) "employee" means any person employed. or in connection with the affairs of. or by such occupational disease as may be specified in the regulations.(i-a) in sub-sec(4) by Labour Laws (Amendment) Ordinance. and includes such person when laid off {:]] 6[ Omitted] Provided5[ * * ] that a director of a limited company or of a corporation set up under any law shall not be treated as an employee under this Act.e enforced from July 1. [(a) "benefits" mean old age pension.(ii) which the Federal Government may. Pt. clerical. supervisory. effective from July 1. administrator or assign. Sub-sec. In this Act. managing director. invalidity pension.2001(Ord. LIII).(4) by Ord. I. (ii) a person who has ultimate control over the affairs of an industry or establishment.1983=1983 PLS 81 2.of Pak. superintendent. such other person . an heir. Oct. for wages or otherwise. 2.
1961 (XXVIII of1961) . 3 8. trade. Sub-Clause (iii) omitted by Act I of 1986 1[(e) "establishment" means ( i ) an establishment to which the West of Pakistan and Establishments Ordinance. by Labour Laws(Amendment) Act. declare to be establishments for the purposes of this Act. ( iii ) a factory as defined in the Factories Act. destitute or mentally unfit persons . and includes any class of industries or establishments which the Federal Government may. VI of 1968).s. Cl. undertaking. VIII of 1969) for the time being applies. 7. By Ord. XVII of 1983.1Cl. . including hospitals. by Employees Old Age Benefits (Amendment) Ord. (iv) a mine as defined in the Mines Act. enforced from 1st July 1983= 1983 PLS 81 2. hostels. manufacture or calling of employers.(a) added after re-numbering original cl. infirm.11. handicraft industrial occupation or avocation of workmen .. (bb) add by Ord.(a) 5. for word widows. 2(a) 3. l969 (West Pakistan Ordinance No. for the treatment or care of sick. 1994. 4. ( ii ) a construction industry as defined in the West Pakistan Industrial and Commercial Employment (Standing Orders) Ordinance. (v) a road transport service as defined in the Road Transport Workers Ordinance.Cl. and includes any calling. 6. (h) "institution" means the Employees' Old Age Benefits Institution established or nominated under section 4 [or section 5. ibid. Subs.(bb) added by Act I of 1986. XVII of 1983. Omitted 1st proviso of cl.(a) as (aa) by Or. ( c ) subs. and notwithstanding anything contained in section 5 thereof. 1968 (West Pakistan Ordinance No. service.Original Cl. s.1. 1934 (XXV of 1934). (g) "industry" means any business. by notification in the official Gazette.] 2 (i) "insured person" means [an employee] 3 who is or was in insurable employment.Add. 1986(Act I of 1986) s. By Finance Act. employment. XVII of 1983. (a) re-numbered as (aa). 1923(IV of 1923) . organisations and messes not maintained for profit or gain and establishment. includes clubs. 2002.] (f) "fund" means the Employees' Old Age Benefits Fund set up under section l7 .
Cl. but does not include (iv) any payment for overtime . (m) "prescribed" means prescribed by rules . Words and figure added.] . a total of three hundred and sixty five days for which contribution are payable. Subs for a person. or (iv) any sum paid as bonus . other than that caused by an employment injury. 1. express or implied. without taking account of deductions for any purpose. and] [(q) year. whether written or oral. (1) "member" means a member of the Board .4=1983 PLS 81. as a result of which an insured person is permanently incapacitated to such an extent as to earn from his usual or other occupation more than one third of the normal rates of earning in his usual occupation . s. ibid. 1961 (XXXIX of 1961). XVII of 1983. (a) subs. express or implied and in respect of which contributions are payable under this Act. or (iii) any gratuity payable on discharge . 3. illegal lock out or legal strike . and shall be deemed to include any dearness allowance or other addition in respect of cost of living. or (ii) any sum paid to the employee to defray special expenses entailed by the nature of his employment . or. with respect to insurable employment means. (k) "invalidity" means a condition.(j) "insurable employment" means employment of a person under a contract of service or apprenticeship. not being less than the remuneration based on the minimum rates of wages declared under the Minimum Wages Ordinance. in the case of insured persons who are not paid for weekly holidays. by Act I of 1986. (n) "regulations" means regulations made by the Board . a minimum of three hundred and twelve days. 2. 1[(oa) Self assessment scheme means a self assessment scheme for which the employer has opted and applied to the Institution on such form as prescribed. (o) "rules" means rules made under this Act. under a contract of service or apprenticeship. By Ord. and any payment by the employer to an insured person in respect of any period of authorized leave. 2[(P) wages means remuneration for services paid or payable in cash or in kind to an insured person.
] 4. the Federal Government shall establish or nominate by notification an Institution to be called the Employees' Old Age Benefits Institution. to be the 2[Chairman] of the Institution. 2(b ) for inserted Cl. By Ord. with the assistance of the 2[Chairman] of the Institution. both movable and immovable. subject to the provisions of the Act. to acquire. (1) The general direction and superintendence of the affairs of the Institution shall vest in Board which may. Management. 2 Clauses (p)&(q) subs. (2) In discharging its functions. by whatever name called. (1) Notwithstanding anything contained in section 4. XVII of 1983. by Employees Old Age Benefits (Amendment) Ord. (2) The nomination of a body corporate under sub section (1) shall be subject to such terms and conditions as the Federal Government ma. Nomination of a Body Corporate Pending Establishment of An Institution. from time to time. (2) The Institution shall be a body corporate having perpetual succession and a common seal.4=1983 PLS 81 CHAPTER II INSURED PERSONS 1[3. exercise all powers and do all acts and things which may be exercised or done by the Institution.1 Subs. 5. determine. LIII of 2001.s. s. 6. 2001(Ord. . after the commencement of this Act.(ao) which was inserted by Labour Laws(Amendment) Ordinance. 2002. the Federal Government may. effective retrospectively from July 2001. pending the establishment of an Institution. Compulsory Insurance. by notification in the official Gazette. the Institution shall be guided by such instructions on questions of policy as may be given to it from time to time. Administration. by the Federal Government. hold and dispose of property. (1) As soon as may be. nominate a body corporate to exercise and perform all the powers and functions of the Institution under this Act and appoint the head of such body corporate. and shall by the aforesaid name sue or be sued. All employees in an industry or establishment shall be insured in the manner prescribed by or under this Act. with powers. which shall be the sole judge as to whether any instructions are on a question of policy or not.
Pt.588 (1)/76. by notification. II.Extr. (b) four persons to represent the Federal Government. Board of Trustees.R.(Act 1 of 1986) 2. who shall also be the 1[President] of the Board of Trustees . (1) The Board of Trustees shall consist of the following members to be appointed by the Federal Government. the Board shall have powers. and]3 4(c) to co-opt any other technical person by name as member on the Board for a specific purpose and for such limited period as decided by the Board. and (f) two persons to represent the Institution.7.[ ]2 (b) to call for any information or direct any research to be made for the furtherance of the objects of the Act[. Commerce. namely: 1. Appointments of members notified under S. Of Pak. Industries and Labour. (a) to approve the budget estimates. (e) four persons to represent insured persons . June. 14=Gaz. one each from the Ministries of Finance. the first members to be so appointed shall be chosen from such persons as the Federal Government may deem fit. and the functions entrusted to it by the other provisions of this Act or by the rules. 18 June 1976. In addition to the powers conferred on. the audited accounts and the annual report of the Institution for submission to the Federal Government in accordance with the provisions of this Act . . (d) four persons to represent employers . Subs for word head by Ord. Provided that. s. pending the making of rules in this behalf. Subs by Finance Act. one to be nominated by each of the Provincial Government . XVII of 1983. Powers and Functions of the Board of Trustees. (c) four persons to represent the Provincial Governments.O. 8. 5=1983 PLS 81 3. (2) Members to be appointed under clause (d) and (e) of sub section (1) shall respectively be chosen from a list of names submitted in the prescribed manner by the organisations to the employers and employees recognised by the Federal Government for that purpose. (a) the Secretary of Additional Secretary in the Labour Division.
1976. S. the employer shall not deduct from the wages of an insured person or otherwise recover from him any portion of [employers share of contribution]6 . XVII of 1983. at the rate of five per cent of his wages in the prescribed manner. 2002. For Chairman. (1) On and from the first day of July.Cl. 2. s. Rates and Assessment. s. 4. subject to regulations. and (2) Where an insured person does not receive any wages from the employer for any period. determine the amount of wages with reference to which the contributions shall be computed. 2002. 1 Subs. Appointment. by Finance Act. Word and omitted by by Employees Old Age Benefits (Amendment) Ord. (1) The Chairman of the Institution shall be appointed by the Federal Government for such term and on such terms and conditions as it may determine. Powers and Functions of Chairman. 200.11(3). (2) The Chairman of the Institution shall exercise such powers and perform such functions as may be prescribed. he shall be liable to pay fixed amount of one hundred and fifty rupees in respect of every person in his insurable employment irrespective of his wages or emoluments. Sec 8-A added by Ord.3. and the wages for the purpose of calculation of benefits shall be treated as three thousand rupees per month.]. contribution shall be payable every month by the employer to the Institution in respect of every person in his insurable employment. (3) Notwithstanding any agreement to the contrary. 1[Provided that no contribution shall be payable on so much of an insured person's wages as in excess of [three thousand]2 rupees: 3 [Provided further that no contribution shall be payable in respect of an insured person who is in receipt of [Old-age pension]4 under this Act or has attained the age of sixty years. 3 5. 5 [Provided also that in case an employer opts for a self-assessment scheme. or fifty five years in the case of a woman. 1986 (Act I of 1986). the Institution shall.( c ) inserted by by Employees Old Age Benefits (Amendment) Ord. s. 3 3 Coma and word and added by by Employees Old Age Benefits (Amendment) Ord.7= 1983 PLS 81 CHAPTER III CONTRIBUTIONS 9.5[8A. s.
Contribution by the insured person: . as may be provided in regulations. Subs.Subs Third proviso. determine such wages. Schedule. s. By Finance Act. Contribution by Government Federal Government may make such contribution to the Institution as it may determined from time to time. 8(2) of the Labour Laws (Amendment) Act. by Employees Old Age Benefits (Amendment) Ord. subject to regulations. . 3. 5. XVII of 1983= 1983 PLS 81 2. 2002. Subs. the Institution may. s.1994. earlier it was subs. 10. makes it difficult to determine the amount of wages for computing the contribution.On and from Ist day of July 2001. in such form and containing such particulars relating to persons employed by him. the contribution shall be payable by an insured person at the rate of twenty rupees in prescribed manners.Records and Returns by Employers. 1 Proviso added by Ord. For One thousands and five hundred By s. 2002. For one thousand" by Act XVI of 1985. Subs. 2002. 4(a)(i). Subs word Employers share of contribution for words contribution by by Employees Old Age Benefits (Amendment) Ord.4(a)(ii) 6. ibid by Employees Old Age Benefits (Amendment) Ord.(4) Where the mode of payment of remuneration.4(b) 1[9A. word old-age pension for word pension. at such times. 2[9B. Every employer shall keep such records and shall submit to the Institution such returns. whether in cash or in kind. s. 1986( Act I of 1986) 4.
11(6) Gaz.] 1. on the basis of such evidence as the Board may find satisfactory for the purpose. 3[11A. 1986( Act 1 of 1986) s.8.1986 Sec. (2) Every insured person may also communicate his name and other prescribed particulars to the Institution. Pt-I June . and issue to the insured person a registration card in such from. cancel the registration of any establishment or industry which has ceased to exist : Provided that the cancellation of the registration of an establishment or industry shall not affect its liabilities incurred before the date of such cancellation. Etc. Cancellation of Registration of Establishments.. New Sec. 11(5) 2. 29. Registration of Establishment. for old s. before the expiration of thirty days from the day on which this Act becomes applicable to the industry or establishment in respect of which he is the employer. 7(4) effective retrospectively from July 1. (1) Every employer shall. s. New s. as may be prescribed. Subs. s. 9B inserted by the Labour Laws (Amendment) Ord. 9A inserted by Finance Act. 2001) 3.2001.9A by Finance Act. Etc. 11A added by Finance Act1986 (Act I of 1986.11. The Board may. LIII of 2001). Extr. (3) On receipt of a communication under sub section (1) or sub section (2) the Institution shall register the name of the industry or establishment or the insured person in such manner. (Ord. 1995 s. Of Pak. communicate to the Institution the name and other prescribed particulars of the industry or establishment.
or to furnish to him such information. enter any establishment or other premises occupied by such employer and require any person found in charge thereof to produce and allow him to examine such accounts books and other documents relating to the employment of persons and payment of wages.[ ]1 2 [] 3(2) The official referred to in sub section (1) shall not ordinarily demand production of account books and other documents referred to in clause (b) of sub-section (1) for more than two years and shall be bound to secrecy as regards all matters with which he becomes acquainted in the performance of his duties and which do not relate to matter provided for in this Act: Provided that checking of record in case of those employers who have not opted for Self-Assessment Scheme shall only be done once in a year. (3) If an employer fails to maintain records or to submit returns as required by the regulations. (1) Any official of the Institution. duly authorised by a certificate in a form specified in the regulations. may. as he may consider necessary . or otherwise fails to comply with the provisions of sub section (1) and thereby makes it .12. the employer. by an officer not below the rank of Assistant Director. or (c) examine. or any other person whom the said official has reasonable cause to believe to be or to have been an insured persons. (a) require an employer to furnish to him such information as he may consider necessary : or (b) at any reasonable time. for the purpose of inquiring into the correctness of any of the particulars stated in the records or returns referred to in section 10 or the purpose of ascertaining whether any of the provisions of this Act have been complied with. with fifteen day s prior notice. Officials of Institution to Check Employer's Books. with respect to any matter relevant to the purposes aforesaid. his agent or any other person found in such establishment or other premises.
s. 6 (2) Any employer who is already registered under normal pension scheme and opts for registration under self assessment scheme shall not decrease the total amount of contribution and number of insured persons already registered immediately prior to exercising his option for self assessment scheme. 2002 Proviso after cl . (4) The officials of the Institution shall not enquire into or inspect any establishment which has opted for self assessment scheme for a period of two years from the date of . 2002.(1) Any employer may opt and apply for registration under the self assessment scheme to the Institution by declaring the number of employees and their required particulars on the prescribed form. 5(b) New Section 12A inserted by Employees Old Age Benefits (Amendment) Ord.( c ) of Sub-Sec. (3) The employer shall ensure that the amount of contribution and number of registered insured workers declared by him shall not decrease during the period of two years of self assessment scheme. Self Assessment Scheme : .(1) of sec. 2002 For sub-section 2 new sub-section and its proviso inserted by Employees Old Age Benefits (Amendment) Ord.difficult to ascertain the identity of persons required to be insured or the amount of contribution payable. 2002. s. 4[12A. The declaration so made shall be accepted without ant question provided no demand of contribution previously created remain outstanding against such employer. Subs full stop for colon by Employees Old Age Benefits (Amendment) Ord. the contribution shall be assessed on the basis of such evidence as the Institution may find satisfactory for this purpose.12 Omitted by Employees Old Age Benefits (Amendment) Ord.
may be recovered as an arrears of land revenue. (5) At expiry of two years period. if an insured person has communicated his name and other prescribed particulars to the Institution under sub section (2) of section 11 and has been issued by the Institution a registration card under sub section (3) thereof and. (2) Without prejudice to any other remedy.. if the employer wishes to continue on self assessment scheme. Increase of Unpaid Contribution and Recovery of Contribution. as arrears of land revenue. has also informed the Institution about such change of employment. together with the increase provided for under sub section (1). 1[14. the contribution payable by him under sub section (1) of section 9. the amount of contribution due. on the due date. by an officer not below the rank of Deputy Director and no question will be asked about the previous years. Etc. 13. such insured person shall have and enjoy the same rights under this Act as if no such default had occurred.] . in case of changing employment from one industry or establishment to another industry or establishment. (1) If any employer fails to pay. then. as provided in sub-section (1) of section 12. the amount so payable by him shall be increased by such percentage or amount as may be prescribed : Provided that in no case shall such increase exceed fifty per cent of the amount due. one time checking of the record shall be done. Safeguard of Insured Person s Right in Default of Payment of Contributions by Employers. in the event of default in payment of contributions by the employer in respect of such insured person. Notwithstanding anything contained in this Act.submission of application for ascertaining the amount of the contribution and number of insured persons.
9 = 1983 PLS 81 15. Any claims of the Institution for unpaid contributions shall be extinguished in the manner provided in the regulations. 14 subs. Refund of Contributions Paid Erroneously. 16. Provided that no contribution or excess amount of any contribution shall be refunded unless as application for such refund is made within six months of the date on which the contribution was paid. Extinguishment of Claims to Contributions. and shall be entitled to the refund of excess amount of the contribution where such contribution had been paid at a higher rate than the rate prescribed. By Ord. XVII of 1983 s. An employer shall be entitled to the refund of any contribution paid to the Institution under erroneous belief that it was payable under the provisions of the Act. Sec. .1.
(2) All contributions paid under this Act and all other moneys received by or on behalf of the Institution shall be paid into the Fund.CHAPTER IV FINANCE AND AUDIT 17. (1) The Institution shall have its own fund. to be called the Employees' Old Age Benefits Fund and may incur out of the Fund such expenditure as may be necessary for the purposes of this Act. (3) The Institution shall derive its revenues from the following sources (a) contribution payable under this Act and the rules . Employees' Old Age Benefits Fund. .
(4) The assets of the Institution shall be utilized solely for the purposes of this Act. .(b) all other payments made by the employers under this Act and the regulations . (5) The moneys of the Institution shall be deposited in such banks as may be approved by the Board for the purpose. (c) income from investment of the moneys of the Institution . and (d) donations and bequests for the purposes of this Act.
(2) The Institution may. Budget. with the previous sanction of the Federal Government and on such terms as it may specify. from time to time. the Institution may. and may re invest or realise such investment. 19. raise loans and take measures for discharging such loans. for the purposes of the audit call for such explanation and information as they may require and may examine any principal or other officer of the Institution. (1) The Institution shall draw up annually a budget showing the anticipated receipts and expenditure during the following year and shall submit it to the Board for the approval of the Federal Government.18. (2) The Institution shall maintain accounts of its income and expenditure in such form and manner as may be prescribed. Investments and Loans. (3) The books of account of the Institution shall be balanced on the thirtieth of June each year and its accounts shall be audited by auditors approved by the Federal Government at such time and in such manner as may be prescribed. (1) Subject to rules. invest any moneys which are not immediately required for expenses under this Act. (4) The auditors shall at all reasonable times have access to the books of accounts and other documents of the Institution and may. Accounts and Audit. .
7 CHAPTER V BENEFITS .(5) The auditors shall forward to the Federal Government an annual report of it work and activities. Annual Report. 1[21. The Institution shall submit to the Federal Government an annual report of its work and activities. Valuation of Assets and Liabilities. at intervals of not more than three years. 1. The Institution shall. 20. s. for section 21 by Employees Old Age Benefits (Amendment) Ord. have an actuarial valuation made in the prescribed manner of its assets and liabilities and no change in rate of contribution or benefit under this Act shall be made without proper actuarial valuation: Provided that the Federal Government may direct a valuation to be made at such other times as it may consider necessary. 2002. Subs.
and (b) contributions in respect of him were [paid]5 for not less than fifteen years[. the insured person shall enjoy the rights under this Act as if for the word "payable" the word "paid" were not substituted: .]6 7[Provided further that the age specified in clause (a) will be reduced by five years in the case of an insured person employed in the occupation of mining for at least ten years immediately preceding retirement [:]8 9[Provided also that where the employee was insured under the provisions of this Act on or before 30th June 2002.22. 1[Old Age Pension]. or [fifty five]4 years in the case of a woman. and contributions payable under the Act by the employer prior to 30th June. 2[(1) An insured person shall entitled to a monthly old age pension at the rate specified in the schedule. Provided that: (a) he is over [sixty]3 years of age. 2002. in respect of said insured person had not been paid.
s. ibid. Extr. or thirty five years in the case of a woman. clause (b) of sub section (1) shall have effect as if for the word "fifteen" therein the word "five" were substituted. 2 = 1983 PLS 18. and (2) If an insured person was on the first day of July. 2. 11(7)(A)(a)(i). .1986. Subs. his entitlement to the benefit shall not be affected by default in payment of employer's share of contribution under section 9. I. 1976. ( i ) over forty years of age. Pt."Provided further that where the contribution under section 9B is paid regularly by the insured person himself in accordance with prescribed procedure. June 29. of Pak. clause (b) of sub section (1) shall have effect as if for the word "seven" were substituted : or (ii) over forty five years of age or forty years in case of a woman. Subs. For fifty Five . ___________________________________________________________________ 1. Sub-sec(1) and (2) subs. Gaz. by Finance Act.". s. 3. or is on any day thereafter on which this Act becomes applicable to an industry or establishment. For Old-age Allowance by Act XVII of 1983. 1986(Act I of 1986).
1986. 1[(2A) Notwithstanding anything contained in sub section (1). For fifty . s. colon for semicolon at the end of IInd proviso by Employees Old Age Benefits (Amendment) Ord. ibid. ibid s. an insured person (a) who was insured under the provisions of this Act on or before the 30th June. Subs. second proviso added. 5. 1991. ibid s. s. 8(a)(ii 9. Inserted IIrd and IVth proviso after second proviso by Employees Old Age Benefits (Amendment) Ord. and will attain the age of (fifty five years in the case of woman) on or before the 30th June. Colon subs for fullstop. Subs. shall been entitled to old age pension at the age of fifty five years (fifty years in the case of woman). 6. and (b) in respect of whom contributions were payable to the Institution for the period required under the provision of this Act. word 2002. 8(a)(i) paid for payable by Employees Old Age Benefits (Amendment) Ord. 2002.4. . Subs. 8(a)(iii). 2002. s. 11(7)(A)(a)(i) 8. 11(7)(A)(a)(i) 7.
1[(2C) An insured person who retired from insurable employment before attaining the age of sixty years (fifty five years in the case of woman) but after attaining the age of fifty five years(fifty years in the case of a woman) shall be entitled to a reduced old age pension on fulfilling the following conditions. and (c) the contributions in respect of him were [paid]2 under the provision of this Act. or entitled to an old age pension under the provisions of sub section (2A). . (b) the employer certifies that the insured person has been retired by him on attaining the age of superannuation . namely : (a) the Institution is satisfied through documentary evidence that the employer has a definite established retirement age of less than sixty years (fifty five years in the case of woman) .1[(2B) An insured person already in receipt of an old age or invalidity pension. shall be entitled to a minimum pension at the rate specified in the Schedule. for the period required 1[(2D) The old age pension shall be reduced by one half per cent of the Old Age Pension specified in the Schedule for each completed month by which the age falls short of sixty years (fifty five years in the case of woman) and the minimum old age pension shall be reduced in the aforesaid manner in the case of retirement from insurable employment before attaining the age of sixty years (fifty five years in the case of woman.
2002. (3) Subject to regulations. ibid. s. s. 11(7)(B) subs. (2B). (2D) and (2E) added.] -----------------------------------------------------------------------------------------------------Sub-section (2A). provided that no [Benefit] shall be payable retro actively for more than six months preceding the month in which an application for [old age pension]1 is submitted. (4) Insurable employment of a person for the purposes of this Act shall commence on the date from which the first contribution in respect of him becomes payable. word 8(b).(2C)(. be terminated at (5) The [old age pension]1 payable to an insured person shall the month in which the death of such persons occurs. .1[(2E) The reduction in old age pension specified in sub section (2D) shall be for life and shall not be restored on the insured person's attaining the normal pension age. the [old age pension]1 shall commence as from the month following that in which the insured person satisfies the condition for entitlement thereto. paid for word payable by Employees Old Age Benefits (Amendment) Ord.
If an insured person. Sub. or fifty five years in case of woman and a mine worker. his entitlement to the benefit shall not be affected by default in payment of employer's share of contribution under section 9.(6) [Omitted]2 3[22A. and contributions payable under the Act by the employer prior to 30th June 2002 in respect of said insured person had not been paid. For Old-age Allowance by Or. retires from insurable employment after attaining the age of sixty years." _____________________________________________________________________ 1. Omitted by Finance Act. not otherwise entitled to old age pension. . 2. but not less 4[than two] years. he shall be entitled to an old age grant payable in a lump sum equal to his one month's average monthly wages for every completed year of insurable employment or part thereof in excess of six months[:]5 "Provided that where the employee was insured under the provision of this Act on or before 30th June 2002. and contributions in respect of him were paid for less than fifteen years. 1986. XVII of 1983. the insured person shall enjoy the rights under this Act as if for the word "payable" the word "paid" were not substituted: Provided further that where the contribution under section 9B is paid regularly by the insured person himself in accordance with prescribed procedure. Old Age Grant.
shall. namely. s. the surviving spouse. For words than five by s. while not in insurable employment but after h had completed five years insurable employment. of Pak. if any. 1[22B. 9 (b). until he attains eighteen years of age. June 29. Sections 22A subs. shall be entitle ed to the survivor s pension. 2002. I. 5. by Finance Act. in the following equal shares. (2) In the case of the death of an insured person who had become entitled to oldage pension or [ invalidity pension]5 before his death. For full stop at the end of section 22A colon shall be subs and thereafter two provisos shall be added by Employees Old Age Benefits (Amendment) Ord. s. Subs. the surviving spouse. 8(4) of Labour Laws (Amendment) Act. if any. 11(8). the minor children of the deceased insured person. if any. 4[( 3 ) In case the deceased of the surviving spouse in receipt of a survivor s pension. for original. 4. Gaz. 1994. and . Extr. shall be entitled to a life pension equal to the minimum pension. shall be entitled to a life pension equal 2[ ***] the minimum pension: 3[(1A) In case of death of an insured person.1986. the surviving spouse. if the spouse had married the deceased person before he had attained the minimum age prescribed for old-age pension. Pt. receive life pension [ equal to ]6 the pension of such person.- (i) In case of a male child. 1986(Act I of 1986).3. Survivors' Pension (1) In the case of the death of an insured person while in insurable employment but after he had completed not less than thirty six months insurable employment.
the survivor s pension shall be paid to the surviving parents of the deceased insured person. 2.3 subs. Omitted words sixty percent of ibid s. for original. 8(5)(a) 3. of Pak. . if any. Sections 22A and 22B subs.3A subs. Sub-Sec. until she attains eighteen years of age or until marriage. for a period of five years from the death of said spouse.. Pt.(ii) earlier. whichever is 5[(3A) In the case of cessation of survivor s pension of any of the children of the deceased insured person on his attaining the age of eighteen years or marriage incase of a female. ibid s.1A added. In case of female child. 11(8). ibid s. 8(5)(b) 4. 8(5)(d) 5. Extr. ibid s. 1986(Act I of 1986). For the original . _____________________________________________________________________ 1. Gaz. by Finance Act. 6[(3B) In case of death of the surviving spouse in receipt of a survivor s pension within five years after the death of the insured person and not survived by any minor child of the deceased insured person. I. or death. June 29. as the case may be. New Sub-sec. the share of survivors pension received by such child shall be distributed equally among the rest of the minor children of the deceased insured person.1986. s. Sub-Sec. 8(5)(d) .
his entitlement to the benefit shall not be affected by default in payment of employer's share of contribution under section 9. if any. ibid s.6. and in the case of the insured person not surviving any minor child. for a period of five years from the death of insured person. in respect of said insured person had not been paid. the survivor s pension shall be paid to the surviving person. the insured person shall enjoy the rights under this Act as if for the word "payable" the word "paid" were not substituted in clause (a) and (b): 5[Provided further that where the contribution under section 9B is paid regularly by the insured person himself in accordance with prescribed procedure. 23. (1) An insured person who sustains invalidity shall be entitled to an [invalidity pension]2 at the rate [to be calculated according to the formula set out in the schedule] 3[:]4 5["Provided that where the employee was insured under the provision of this Act on or before 30th June 2002. the survivor s pension shall be paid to the minor children of the deceased insured person referred to sub-section (3) and sub-section (3A).3B subs. 8(5)(d) 1[(4) In case of the death of an insured person who is not survived by a spouse. 2[Invalidity Pension]. Sub-Sec." Provided that . and the contribution payable under the Act by the employer prior to 30th June 2002.
or (b) contributions in respect of him were [paid]6 for not less than five years since his entry into insurable employment and for not less than three years during the period of five years preceding the month in which he sustains invalidity . For words of seventy five rupees per month .4 subs. Provisos added by Employees Old Age Benefits (Amendment) Ord. ibid s. 2002. For word payable the word paid subs. Subs.(a) contribution in respect of him were [paid]6 for not less than fifteen years .10 (b). 6. 10(a) 6. 2002. 10 (b). XVII of 1983 s. Subs for invalidity Allowance by Ord. For full stop. at the end of sub-section(1) colon subs.2 3. ibid. _________________________________________________________ 1. ibid s. 8(5)(e) 2.12 4. 5. s.s. and (c) in either case. . s. by Employees Old Age Benefits (Amendment) Ord. for fifty-five and fifty by Finance Act. 1986 . Subs. or [fifty five]7 years in the case of woman. Sec. he is under [sixty]7 years of age.
1. for invalidity allowance by Ord.2 . XVII of 1983. s. the [invalidity pension]1 shall be payable from the month following that in which the insured person satisfies the conditions for entitlement thereto : Provided that the [invalidity pension]1 shall not be payable retro actively for more than six months preceding the month in which as application for the [invalidity pension]1 is submitted. Subs.(2) Subject to regulations. (3) The [invalidity pension]1 shall be payable so long as invalidity continues : Provided that an insured person who has been in receipt of the [invalidity pension]1 for not less than five continuous years or attains the age specified in clause (a) of sub section (1) of section 22 shall be entitled to the [invalidity pension]1 for life.
A right to [any benefit]4 shall stand extinguished where a claim therefore is not made within twelve months of the date on the [benefit]4 becomes payable: . X of 1965). to an insured person shall be deemed to be contribution periods to such extent as may be provided by regulations. 25. (2) Payment of [a benefit]3 shall be made in such manner. Extinguishment of Benefits. 1965 (West Pakistan Ordinance No. information and evidence as to entitlement as may be provided by regulations.CHAPTER VI PROVISIONS COMMON TO ALL BENEFITS 24. periods in respect of which [invalidity pension]1 has been paid to an insured person prior to his reaching the age of [sixty]2 years. or periods in respect of which maternity benefit or sickness benefit or injury benefit or total disablement pension have been paid under the West Pakistan Employees' Social Security Ordinance. 26. as may be provided by regulations. and at such times and places. Calculation of Qualifying Contribution Periods. or [fifty five]2 years in the case of woman. In calculating the contribution periods for entitlement to a benefit under this Act. Benefit Claims and Payments. (1) All claims for [a benefit]3 under this Act shall be made in writing and shall be accompanied by such documents.
by Ord XVII of 1983. 1986 (Act I of 1986) 3. For words fifty five and fifty respectively by Finance Act. 7[27. ibid 6 Subs. For invalidity allowance by Ord. _____________________________________________________________________ 1. Subs for words the invalidity allowance or old-age allowance . s. for an allowance . payment of old age pension and [survivor's pension]9 shall be suspended when and so long as the insured person or the [survivor]10 entitled to it is absent from Pakistan. Subs. S. Proviso added. 11(11) .13 ibid. 2 2. for Surviving Widow . 5. by Act 1 of 1986 S. except where the regulations provide otherwise].Subs. Suspension of Old Age Pension and [Survivor's Pension]8. XVII of 1983.2 4. S. Subs. Subject to regulations.5[Provided that the Institution may condone the delay and admit the claim if it is satisfied that the delay was caused for reasons beyond the control of the insured person or the [survivor]6.
X of 1965) he shall be given the higher of the two. 28. XVII of 1983. (3) Where an insured person is entitled to [a benefit]2 under this Act and to a disablement pension under the West Pakistan Employees' Social Security Ordinance. for surviving widow ibid.7. . by Act 1 of 1986 10. for widow s pension . Non Duplication of [Benefit]. by Ord. he shall be given the higher of such [benefits]1. Section 27 subs. X of 1965). (4) The [invalidity pension]3 shall not be payable to an insured person so long as he receives the sickness benefit under the West Pakistan Employees' Social Security Ordinance. subs. 8. s. (1) An insured person shall not be paid for the same period more than one of the [benefits]1 provided for this Act. by Act 1 of 1986 9. (2) Where an insured person is entitled to more than on [benefit]1 under this Act. 1965 (West Pakistan Ordinance No. 14= 1983 PLS 81. for widow s pension . Subs. Subs. 1965 (West Pakistan Ordinance No.
Repayment of 5[benefit] Improperly Received. 32. the [benefit]1 payable to him shall not pass to any trustee or person acting on behalf of his creditors.29. Where the contingency for which [a benefit]3 is payable under this Act was caused under circumstances creating a legal liability in some person. (1) When a person has received any [benefit]1 under this Act to which he is not lawfully entitled. Chargeable Or Assignable. 30. . Recovery of Amounts Due. XVII of 1983 an allowance invalidity allowance . (2) Sums due to the Institution by virtue of the foregoing sub section may be recovered by deduction from [a benefit]3 payable under this Act. ________________________________________________________________________ Subs for Subs for Subs for allowance by Ord. he shall be liable to repay to the Institution the amount of the [benefit]1 in such manner as may be provided by regulations : Provided that the Institution may waive repayment of [a benefit]2 where payment thereof was not due to misrepresentation on the part of the insured person receiving it and the repayment would cause undue hardship to him. Benefit Nor Attachable. the Institution shall be entitled to substitute itself for the insured person in bringing a suit for damages against that person. 31. Any amount recoverable under this chapter may be recovered as an arrear of land revenue. [A benefit]3 payable under this Act shall not be liable to attachment in the execution of a decree. ibid. Institution's Right to Be Indemnified in Certain Cases. and any agreement to charge or assign [a benefit]3 shall be void. nor shall it be chargeable or assignable . and on the bankruptcy of an insured person.
If any complaint is received or any question or dispute arises as to (a) Whether a person is an insured person within the meaning of this Act . Questions and Disputes. insured (d) the person who is the employer in respect of an insured person . (c) the amount of contribution payable by an employer in respect of an person . and ] .CHAPTER VII DETERMINATION OF QUESTIONS AND CLAIMS 33. 1[(e) entitlement to any benefit under this Act or as to the amount and duration thereof. (b) the amount of wages of an insured person for the purposes of this Act . Decision on Complaints.
stating therein the reason for its decision. 36. Cl. by Ord. Review of Decisions. as the regulations may provide and the Institution shall notify its decision to the person concerned in writing. or against. in such manner as may be provided by regulations. Cl. 15 2.2[(ee) registration of industry or establishment. on new facts being brought to its notice. or] (f) any other matter in respect of any contribution or any [benefit]3 referred to in clause (e). as the case may be. 35. and within such time. Subject to rules. s. the decision. (ee) added. (e) subs. may appeal to the Board. 34. ibid . The Institution may. assess the degree of invalidity sustained by an insured person. XVII of 1983. a person aggrieved by a decision of the Institution under section 33 or on a review under section 34. subject to regulations. Assessment of Invalidity. or dues payable or recoverable under this Act relating to contributions or the aforesaid [benefits]4 the matter shall be decided by the Institution. The Institution shall appoint medical boards which shall. Appeal to Board. in such manner. ____________________________________________________________________ 1. review a decision given by it under section 33. Provided that no decision shall be so reviewed without giving the person concerned an opportunity of being heard and adducing evidence in support of.
or .2 CHAPTER VIII OFFENCES AND PENALTIES 37. or cause. ibid s. Subs.purpose of avoiding any payment to be made by him or any other person under this Act. or knowingly allows to be produced or furnished. (i) knowingly makes or causes to be made false statement or false representation. under this Act. or for the .2 4. Offences. ibid s. or (ii) produces or furnishes. or deducts or attempts to deduct from his wages. or (b) fails to pay any contribution which under the Act he is liable to pay . for allowance . for allowances . the whole or any part of the 3[ employer s share of contribution] . whether for himself or some other person. any document or information which he knows to be false in any material particular . or (c) recovers or attempts to recover from an insured person.3. Subs. If any person For the purpose of obtaining [a benefit]1 or denial of any payment or [benefit]2.
words employer s share of contribution by Employees Old Age Benefits (Amendment) Ord. 38. or (f) is guilty of any contravention of. he shall be punished with imprisonment for a term which may extend to two years. or with both. Subs. or (e) obstructs any official of the Institution in the discharge of his duties . . or with fine which may extend to ten thousand rupees.(d) fails or refuses to submit any return required by this Act. Prosecution. (2) No court inferior to that of a Magistrate of the first class shall try any offence under this Act.2 2. for an allowance: by Ord. (1) No prosecution under this Act shall be instituted except with the previous sanction of the Federal Government or any office or authority [authorized]4 in this behalf by it.11. 2002.XVII of 1983 s. 2 3. or regulations or makes a false return .s.XVII of 1983 s. or non compliance with. Subs. for allowance: by Ord. (3) No court shall take cognizance of any offence under this Act except on a complaint made in writing within six months of the date on which the offence comes to the knowledge of the Federal Government or any officer or authority referred to in sub section(1). Subs. any of the provisions of this Act or the rules or the rules or the regulations. _____________________________________________________________________ 1.
41. Contributions Etc. 42. Exemption From Stamp Duty. any contribution or other amount payable under this Act by such person or company shall be deemed to be included among debts to be paid in priority to all other debts. Stamp duty shall not be chargeable upon any documents used in connection with [benefits]1 payable under this Act. No. In any proceedings of insolvency against a person or proceedings for winding up of a company. Exemption From Taxes. SRO 398(1)/86 dated. by order in writing. CHAPTER IX MISCELLANEOUS 39.4. duty. 6/4/86 amended by notification dated 6/7/86. or rate livable by the Federal Government or by a local authority under the control of the Federal Government. The members and employees of the Board and all officers and servants of the Institution shall be deemed to be public servants within the meaning of section 21 of the Pakistan Penal Code (Act XLV of 1860). the Federal Government may. exempt the Institution from any tax. Notwithstanding anything contained in any other law. Member and Servants of the Institution to Be Public Servants. 40. Chairman. . EOBI authorized to sanction the Institution of prosecution for offences committed under Act.
XVII of 1983 s. 2 2.12. 44. Power to Make Rules.43. including the number of members required to form a quorum at the meetings thereof . for allowance : by Ord. make rules to carry out the purposes of this Act. namely: (i) the tenure of office of members of the Board. in relation to such matters and subject to such conditions. (iv) fees and [benefits]1 of the members of the Board . Delegation of Powers. . subject to the condition of previous publication in the official Gazette. such rules may provide for all or any of the following matters. (ii) the manner in which names of persons from whom members of the Board may be appointed shall be submitted by organizations of employers and employees recognized by the Federal Government for the purpose . The Board may direct that all or any of its powers and functions may. (2) In particular. 2002. (1) The Federal Government may. Subs.s. and without prejudice to the generality of the foregoing power. and other terms and conditions of appointment of the members of the Board and the manner in which the Board shall conduct its business. if any. word President for words Chairman by Employees Old Age Benefits (Amendment) Ord. be also exercisable by any officer or authority subordinate to the institution. ____________________________________________________________________ 1. other than the [President]2. Subs. (iii) powers and functions of the Board. as may be specified.
and the manner in which. income (ix) the form and manner in which the Institution shall keep accounts of its and expenditure and of its assets and liabilities . the accounts of the Institution shall be audited . and (xiv) any other matter which is required to be or may be prescribed. contributions shall be payable. _____________________________________________________________________ . (vii) investment of surplus moneys. (vi) percentage or amount by which contributions in arrears may be increased under section 13 .(v) times and rates at which. (viii) terms at which and the manner in which the budget of the Institution shall be prepared and submitted to the Federal Government. (xii) the times in which claims for [a benefit]2 shall be made . (xiii) the manner and procedure for disposal of appeals by the Board . and conditions subject to which. realization of investments and reinvestment of proceeds. (x) the times at which. (xi) the matters which the annual report of Institution shall cover .
for allowance : by Ord. (vi) powers and duties of internal auditors. (iv) records to be kept and returns to be submitted by employers. subject to condition of previous publication. makes such computation difficult. (2) In particular. for an allowance : by Ord. (ii) the manner in which daily wages shall be calculated for the purpose of determining the contribution payable . Subs. (1) The Board may.1. 2 2. in cash or kind.XVII of 1983 s. time at which and the form in which such returns are to be submitted. and without prejudice to the generality of the foregoing power. make regulations not inconsistent with the provisions of this Act or the rules. Power to Make Regulations. . namely: (i) the time and places at which meetings of the Board shall held .XVII of 1983 s. such regulations may provide for all or any of the following matters. (v) the manner in which any claim of the Institution for unpaid contributions may be extinguished . by notification in the official Gazette. (iii) determination of wages for computation of contributions where the mode of payment of remuneration. and particulars relating to the insured persons to be stated in such returns and the manner and from for registration of employers and insured persons .2 45. Subs.
2 (xii) the method of payment of contributions and liability thereof . information and evidence which shall accompany such claims . (x) the manner in which and the time within which complaints. (xi) the circumstances and the manner in which. on new facts coming to light. . _____________________________________________________________________ 1. questions and disputes shall be decided . (ix) the manner in which and the time and places at which payment in respect of [a benefit] shall be made . the Institution may review decisions .XVII of 1983 s. Subs. and the documents. (xiii) the manner in which invalidity shall be assessed and the procedure thereof . for an allowance : by Ord. Cl.(vii) omitted by Act I of 1986 s.(vii) [omitted. 11(13) 2.]1 (viii) the form and manner in which claims for [a benefit]2 shall be preferred.
including members of the armed forces. a cantonment board or any other local authority . and (xvi) any other matter not provided for in this Act or the rules and necessary to give effect to the provisions of this Act. (c) persons who are employed in services or installations connected with or incidental to the Armed Forces of Pakistan including an ordinance factory maintained by the Federal Government or Railway Administration . The Federal Government may. (xv) the manner in which the services of the Institution shall be organized . exempt any establishment or industry from all or any of the provisions of this Act. 1934 (XXV of 1934). 1923 (IV of 1923) : . by notification in the official Gazette. [or a mine as defined in the]2 Mines Act. (d) persons in service of Water & Power Development Authority . police force and railway servants (b) persons in the service of the local council. Nothing in this Act shall apply to(a) persons in the service of the state. 46. 47. Power of Exempt.(xiv) the manner in which proof of age shall be furnished for the purposes of this Act . Act Not to Apply to Certain Persons. subject to such conditions as it thinks fit to impose. (e) persons in the service of a bank or a banking company . a municipal committee. (f) person in the service of statutory bodies other than those employed in or in connection with the affairs of a factory [as defined in]1 section 2 (j) of the Factories Act.
For or the ibid. (g) members of the employer's family. Sub. ibid. for registered under . Subs. and (h) [Omitted. Repealed by Ord. XVII of 1983 s.]2 48. 2. Cl. .3 & 2nd Schedule. the husband or wife and the dependent children of the employer]1 living in his house. in respect of their work for him . 16= 1983 PLS 81. (h) omitted by Act I of 1986. _____________________________________________________________________ 1. 11(14). Words inserted. [that is to say. by Ord. s.s.Provided that workshop maintained exclusively for the purposes of repair or maintenance of equipment or vehicles used in such statutory bodies shall not be treated as factories for the purposes of this clause . XXVII of1981. 1. 2.
No account shall be taken of any period of insurable employment completed by the insured person after becoming entitled to old age pension. .1[SCHEDULE] (See sections 22 & 23) (1) The monthly rate of old age pension or invalidity pension payable to an insured person shall be calculated in accordance with the following formula. namely : Average monthly wages x Number of years of insurable employment __________________________________________ 50 A period of six months of more on insurable employment shall be treated as one full year.
s. ibid. No 1 of 2002. Paragraph 3 and table omitted. s. Substituted for words January 2001 by Ord. No 1 of 2002. 11(15) 2. 4[ * * * *] _________________________________________________________________ 1. Schedule subs for original schedule ibid. Substituted for words six hundred and thirty by Ord.(2)The average monthly wages of an insured person.2 (b) 4. .s. referred to in paragraph (1) shall be calculated on the twelve calendar months immediately preceding the date on which the insured person fulfills the conditions specified in section 23 as the case may be: Provided that the old age pension or invalidity pension payable to an insured person shall not be less than [seven hundreds]2 rupees per month for pension commencing on or after the first day of [ November 2001]3.2(a) 3.
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Patent US6885590 - Memory device having A P+ gate and thin bottom oxide and method of erasing same - Google PatentsSearch Images Maps Play YouTube News Gmail Drive More »Sign inAdvanced Patent SearchPatentsA non-volatile memory device includes a semiconductor substrate and an N-type source and drain within the substrate. An oxide-nitride-oxide (ONO) stack is formed over the substrate. The ONO stack includes a thin bottom oxide layer. A P+ polysilicon electrode is formed over the ONO stack. The memory device...http://www.google.com/patents/US6885590?utm_source=gb-gplus-sharePatent US6885590 - Memory device having A P+ gate and thin bottom oxide and method of erasing sameAdvanced Patent SearchPublication numberUS6885590 B1Publication typeGrantApplication numberUS 10/341,881Publication dateApr 26, 2005Filing dateJan 14, 2003Priority dateJan 14, 2003Fee statusPaidAlso published asUS6995423, US20040232470, WO2004066396A1Publication number10341881, 341881, US 6885590 B1, US 6885590B1, US-B1-6885590, US6885590 B1, US6885590B1InventorsWei Zheng, Chi Chang, Tazrien KamalOriginal AssigneeAdvanced Micro Devices, Inc.Export CitationBiBTeX, EndNote, RefManPatent Citations (13), Non-Patent Citations (1), Referenced by (7), Classifications (9), Legal Events (7) External Links: USPTO, USPTO Assignment, EspacenetMemory device having A P+ gate and thin bottom oxide and method of erasing sameUS 6885590 B1Abstract A non-volatile memory device includes a semiconductor substrate and an N-type source and drain within the substrate. An oxide-nitride-oxide (ONO) stack is formed over the substrate. The ONO stack includes a thin bottom oxide layer. A P+ polysilicon electrode is formed over the ONO stack. The memory device is operative to perform a channel erase operation in which a pair of charge storing cells with the nitride layer are erased simultaneously.
BACKGROUND A pervasive trend in modem integrated circuit manufacture is to increase the number of bits stored per unit area on an integrated circuit memory core that contains memory devices (sometimes referred to as memory cells), such as flash electrically erasable programmable read only memory (EEPROM) devices. For instance, a conventional semiconductor/oxide-nitride-oxide on semiconductor (SONOS) type memory device is capable of storing two bits of data in �double-bit� format. That is, one bit can be stored using a memory cell on a first side of the memory device and a second bit can be stored using a memory cell on a second side of the memory device.
A conventional SONOS-type memory device, (e.g., having n N-type gate electrode and bottom oxide having a thickness of about 70 Å-100 Å), can only be erased using the conventional technique of �hot hole injection� (sometimes referred to as band-to-band (BTB) hot hole injection). In hot hole injection, a gate voltage of approximately −4�−8 volts is applied along with a drain voltage on the order of 4.5-6.0 volts, while the source is floated or grounded to erase one of the memory cells (typically the normal bit). Conversely, the complementary bit cell is erased by floating the drain and applying the appropriate voltage to the source and the gate. With such erase conditions, a BTB tunnel current is created under the gate. Holes are generated under these conditions and accelerate from the N-type drain region into the P-type body. The generated holes are accelerated in the electrical field created near the P-N drain/body junction. Some of the accelerated holes surmount the oxide to silicon interface between the substrate and the bottom oxide and are injected into the nitride layer to displace electrons (e.g., by recombination) and erase the cell. However, as these hot holes bombard the interface between the substrate and the bottom tunnel oxide, the interface as well as the bottom tunnel oxide are damaged causing undesirable interface states and degraded reliability over program/erase cycling.
With reference to FIG. 1, an embodiment of a �double-bit�, semiconductor/oxide-nitride-oxide on semiconductor (SONOS) type, non-volatile, flash electrically erasable programmable read only memory (EEPROM) memory device 10 is illustrated. The memory device 10 includes a semiconductor substrate 12. In one embodiment, the substrate 12 can initially be doped to have P-type conductivity (e.g., P dopant concentration). Within the substrate 12, an N-type conductivity (e.g., N+dopant concentration) source 14 and an N-type conductivity (e.g., N+dopant concentration) drain 16 are formed.
With continued reference to FIG. 1, programming of the charge storing cells 36 and 38 from a blank state (e.g., representing a binary value of �1�) to a charged state (e.g., representing a binary value of �0�) can be carried out using conventional techniques. It is noted that the blank state corresponds to an amount of charge being stored by the charge storing cell 36, 38 that, during a read operation, would place a threshold voltage (Vt) of the memory cell 10 equal to or less than an erase threshold voltage. The programmed state corresponds to an amount of charge being stored by the charge storing cell 36, 38 that, during the read operation, would place the threshold voltage of the memory cell 10 within a threshold voltage distribution that is higher than the erase threshold voltage. In one embodiment, the memory cell 10 can be programmed using multi-level cell (MLC) programming. MLC programming can be accomplished by programming each charge storage cell 36, 38 with an amount of charge selected from one of a plurality of distinguishable amounts of charge, referred to as program levels.
FIGS. 2-4 represent energy band diagrams of neutral, programmed, and over-erased states, respectively, for a memory device having a P+ gate electrode and a �thicker� (e.g., about 70 Å) bottom dielectric layer in accordance with one embodiment of the invention. Regions 50, 60, 70, 80, and 90 represent the substrate, bottom dielectric layer, charge storing layer, top dielectric layer, and gate electrode layer, respectively. The use of a P+ gate electrode provides an increased barrier height (shown by triangular barrier 100), which prevents charge, in the form of electrons, from overcoming the barrier potential of the top dielectric layer 80 and tunneling into the charge storing layer during erase operations. It is to be appreciated that �barrier height,� as used herein, refers to the size of the energy bandgap between the valence band and conduction band for a given material. This increased barrier height sufficiently minimizes, if not effectively prevents or otherwise �shuts off,� back tunneling of electrons from the gate electrode, through the top dielectric layer, into the charge storing layer during a channel or FN erase operation.
Patent CitationsCited PatentFiling datePublication dateApplicantTitleUS5311049Oct 13, 1992May 10, 1994Rohm Co., Ltd.High speed writing and erasingUS5612547Jun 5, 1995Mar 18, 1997Northrop Grumman CorporationSilicon carbide static induction transistorUS5774400 *Dec 23, 1996Jun 30, 1998Nvx CorporationStructure and method to prevent over erasure of nonvolatile memory transistorsUS5888867Feb 13, 1998Mar 30, 1999Advanced Micro Devices, Inc.Non-uniform threshold voltage adjustment in flash eproms through gate work function alterationUS6137718Jul 8, 1997Oct 24, 2000Siemens AktiengesellschaftMethod for operating a non-volatile memory cell arrangementUS6215702Feb 16, 2000Apr 10, 2001Advanced Micro Devices, Inc.Method of maintaining constant erasing speeds for non-volatile memory cellsUS6265268Oct 25, 1999Jul 24, 2001Advanced Micro Devices, Inc.High temperature oxide deposition process for fabricating an ONO floating-gate electrode in a two bit EEPROM deviceUS6348420Dec 23, 1999Feb 19, 2002Asm America, Inc.Situ dielectric stacksUS6456533Feb 28, 2001Sep 24, 2002Advanced Micro Devices, Inc.Higher program VT and faster programming rates based on improved erase methodsUS6671209 *Oct 22, 2001Dec 30, 2003Macronix International Co., Ltd.Erasing method for p-channel NROMUS6720614 *Dec 4, 2001Apr 13, 2004Macronix International Co., Ltd.Operation method for programming and erasing a data in a P-channel sonos memory cellUS6724661 *May 31, 2002Apr 20, 2004Samsung Electronics Co., Ltd.Erasing method in non-volatile memory deviceWO1998006138A1Jul 8, 1997Feb 12, 1998Franosch MartinNon-volatile storage cell* Cited by examinerNon-Patent CitationsReference1Reisinger H. et al., "A Novel Sonos Structure for Nonvolatile Memories with Improved Data Retention", 1997 Symposium on VLSL Technology Digest of Technical Papers, Jun. 10, 1997, pp. 113-114.Referenced byCiting PatentFiling datePublication dateApplicantTitleUS7133316 *Jun 2, 2004Nov 7, 2006Macronix International Co., Ltd.Program/erase method for P-channel charge trapping memory deviceUS7450423Jan 3, 2007Nov 11, 2008Macronix International Co., Ltd.Methods of operating non-volatile memory cells having an oxide/nitride multilayer insulating structureUS7501321Sep 27, 2006Mar 10, 2009Silicon Storage Technology, Inc.NAND flash memory with densely packed memory gates and fabrication processUS7746705 *Dec 10, 2007Jun 29, 2010Spansion LlcSelective application of word line bias to minimize fringe effects in electromagnetic fields during erase of nonvolatile memoryUS7944744 *Jun 30, 2009May 17, 2011Sandisk Il Ltd.Estimating values related to discharge of charge-storing memory cellsUS7952938May 4, 2010May 31, 2011Spansion LlcSelective application of word line bias to minimize fringe effects in electromagnetic fields during erase of nonvolatile memoryUS8022466Oct 27, 2006Sep 20, 2011Macronix International Co., Ltd.Non-volatile memory cells having a polysilicon-containing, multi-layer insulating structure, memory arrays including the same and methods of operating the same* Cited by examinerClassifications U.S. Classification365/185.29, 365/185.18, 257/E29.308International ClassificationH01L29/788, H01L29/792Cooperative ClassificationH01L29/7923, H01L29/7887European ClassificationH01L29/792B, H01L29/788CLegal EventsDateCodeEventDescriptionSep 27, 2012FPAYFee paymentYear of fee payment: 8Jun 4, 2010ASAssignmentOwner name: BARCLAYS BANK PLC,NEW YORKFree format text: SECURITY AGREEMENT;ASSIGNORS:SPANSION LLC;SPANSION INC.;SPANSION TECHNOLOGY INC. AND OTHERS;REEL/FRAME:24522/338Effective date: 20100510Free format text: SECURITY AGREEMENT;ASSIGNORS:SPANSION LLC;SPANSION INC.;SPANSION TECHNOLOGY INC.;AND OTHERS;REEL/FRAME:024522/0338Owner name: BARCLAYS BANK PLC, NEW YORKSep 18, 2008FPAYFee paymentYear of fee payment: 4Mar 27, 2007ASAssignmentOwner name: SPANSION LLC, CALIFORNIAFree format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:SPANSION INC.;REEL/FRAME:019069/0354Effective date: 20070131Mar 22, 2007ASAssignmentOwner name: SPANSION INC., CALIFORNIAFree format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:ADVANCED MICRO DEVICES, INC.;REEL/FRAME:019047/0683Effective date: 20070131Jun 28, 2005CCCertificate of correctionMar 21, 2003ASAssignmentOwner name: ADVANCED MICRO DEVICES, INC., CALIFORNIAFree format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNORS:ZHENG, WEI;CHANG, CHI;KAMAL, TAZRIEN;REEL/FRAME:013508/0821;SIGNING DATES FROM 20021025 TO 20021125Owner name: ADVANCED MICRO DEVICES, INC. ONE AMD PLACE P.O. BOFree format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNORS:ZHENG, WEI /AR;REEL/FRAME:013508/0821;SIGNING DATES FROM20021025 TO 20021125RotateOriginal ImageGoogle Home - Sitemap - USPTO Bulk Downloads - Privacy Policy - Terms of Service - About Google Patents - Send FeedbackData provided by IFI CLAIMS Patent Services

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Sundeep K. Kushwaha - Semantic Scholar
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Technology trends present new challenges for processor architectures and their instruction schedulers. Growing transistor density will increase the number of execution units on a single chip, and… (More)
Efficacy and safety of unguided percutaneous fine needle aspiration cytology in peripheral lung lesions.
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Saudi Arabia arrests eight women's rights activists including two US citizens | Daily Mail Online
Published: 05:06 EDT, 5 April 2019 | Updated: 03:05 EDT, 6 April 2019
They are the first wave of arrests of perceived critics of Crown Prince Mohammed bin Salman since the killing of writer Jamal Khashoggi in the Saudi Consulate in Istanbul in October.
Saudi Arabia arrests eight women's rights activists including two US citizens

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The Library of Congress Celebrates the Songs of America, 1920 to 1929, Massachusetts | Library of Congress
The Boston Music Co. - Ecker, James - Ecker, Gladys Treanor
Ellene Hill - Hill, Ellene
Judge the just patriotic anthem for mixed voices
Notated Music. print | 1 score (7 pages) ; 28 cm | Elizabeth Brownie Dubridge ; H. Alexander Matthews. (Statement Of Responsibility). For mixed voices (SATB) and organ. Also available in digital form on the Library of Congress Web site. (Additional Physical Form). Staff notation. (Language). Print (Form). Unmediated (Form). Volume (Form).
Oliver Ditson Company - Matthews, Alexander H. - Dubridge, Elizabeth Brownie - Matthews, H. Alexander
Rest ye in peace, ye Flanders dead memorial anthem for men's voices
Notated Music. print | 1 score (4 pages) ; 28 cm | [music by] George B. Nevin ; [words by] R. W. Lillard. (Statement Of Responsibility). For TTBB chorus and piano. Also available in digital form on the Library of Congress Web site. (Additional Physical Form). Staff notation. (Language). Print (Form). Unmediated (Form). Volume (Form).
Notated Music. print | 1 condensed score (3 pages) ; 27 cm | words by Joyce Kilmer ; music by Burt G. Wilder. (Statement Of Responsibility). Poem by Joyce Kilmer. For mixed voices (SATB), unaccompanied. Also available in digital form on the Library of Congress Web site. (Additional Physical Form). Staff notation. (Language). Print (Form). Unmediated (Form). Volume (Form).
John Worley Company - Wilder, Burt G - Kilmer, Joyce
Carman, Agnes E. M.
Casertano, Al
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Soul Companion - James Taylor Song - BBC Music The BBC has updated its cookie policy. We use cookies to ensure that we give you the best experience on our website. This includes cookies from third party social media websites if you visit a page which contains embedded content from social media. Such third party cookies may track your use of the BBC website. We and our partners also use cookies to ensure we show you advertising that is relevant to you. If you continue without changing your settings, we'll assume that you are happy to receive all cookies on the BBC website. However, you can change your cookie settings at any time. Continue Change settings Find out more ]]> Accessibility links Skip to content Accessibility Help BBC iD Notifications
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Alabama Record Selection TableEdit This Page	From FamilySearch Wiki	Revision as of 03:27, 30 October 2010 by Ancestorseeker (Talk | contribs)
Jump to:	navigation	, search	United States Alabama Record Selection Table This record selection table was created before the year 2000 with the intent of guiding research according to record availability for the specific locality at the time. This table can help you decide which records to search. It is most helpful for post-1850 research. In column 1 find the category closest to your research goal. In column 2 find the types of records most likely to have the information you need. In column 3 find additional record types that may be useful. Look in the section of these Wiki pages that corresponds to the record type you chose. It explains what the records might tell you, how to search them, and how to find the records in the Place Search of the Family History Library Catalog. Some records are not at the library.
Alabama-Chickasaw Trail · Alabama, Choctaw and Natchez Trail · Alabama and Mobile Road · Chattanooga-Willstown Road · Coosa-Tugaloo Indian Warpath · Fall Line Road (or Southern Road) · Federal Horse Path · Gaine's Trace · Georgia Road · Great Indian Warpath · Great South Trail · Jackson's Military Road · Lower Creek Trading Path · Macon and Montgomery Trail · Memphis, Pontotoc and Mobile Trail · Middle Creek Trading Path · Mobile and Natchez Trail · Natchez-Lower Creeks Trail · Natchez Trace (or Chickasaw Trail) · Okfuskee Trail · Tallapoosa-Birmingham Road · Upper Creeks-Pensacola Trail · Illinois Central Railroad Retrieved from "https://www.familysearch.org/learn/wiki/en/Alabama_Record_Selection_Table"

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The Yoga Sutras of Patanjali (Paperback) - Overstock Shopping - The Best Prices on Philosophy
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Jean Pierre Tertre - AbeBooks
Jean Pierre Tertre
Author: jean pierre tertre
Bibliothèque amusante et instructive : contenant des anecdotes intéressantes et des histoires curieuses tirées des meilleurs auteurs ; 1 -
Niceron, Jean Pierre ; Duport du Tertre, François-Joachim
Item Description: ReInk Books, 2017. SoftCover. Book Condition: New. Reprinted from 1755 edition. NO changes have been made to the original text. This is NOT a retyped or an ocr'd reprint. Illustrations, Index, if any, are included in black and white. Each page is checked manually before printing. As this reprint is from very old book, there could be some missing or flawed pages, but we always try to make the book as complete as possible. Fold-outs, if any, are not part of the book. If the original book was published in multiple volumes then this reprint is of only one volume, not the whole set. This paperback book is SEWN, where the book block is actually sewn (smythe sewn/section sewn) with thread before binding which results in a more durable type of paperback binding. It can also be open wide. The pages will not fall out and will be around for a lot longer than normal paperbacks. This print on demand book is printed on high quality acid-free paper. Bookseller Inventory # 454109781

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Mary Potts Johnson Campbell (1853-1935) - Find A Grave Memorial
Mary Potts Johnson Campbell
3 May 1935 (aged 81)
43841314 · View Source
Maria Louisa Hammond Johnson
John Archibald Campbell*
1866–1902 (m. 1902)
Eleanor Murdoch Johnson*
Nathan H Johnson*
Maria H Johnson*
Harriet M Johnson*
Jane Beall Johnson Hart*
Wife of John A. Campbell
Find A Grave Memorial 43841314
Find A Grave, database and images (https://www.findagrave.com : accessed ), memorial page for Mary Potts Johnson Campbell (9 May 1853–3 May 1935), Find A Grave Memorial no. 43841314, citing Mount Olivet Cemetery, Frederick, Frederick County, Maryland, USA ; Maintained by Kim K (contributor 46955000) .
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But excuse me that is my book (Book, 2005) [WorldCat.org]
http://www.worldcat.org/oclc/62160834
ISBN/ISSN: 0141382112 9780141382111 0141500530 9780141500539
OCLC:62160834
0141382112 9780141382111 0141500530 9780141500539
62160834
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schema:about <http://dewey.info/class/823.914/e22/> ; schema:about <http://id.worldcat.org/fast/1746240> ; # Charlie (Fictitious character : Child)
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But excuse me that is my book/Lauren Child; London : Puffin, 2005.

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Canada 1905 Leeds Grenville County OLD WINDMILL PRESCOTT Patriotic Postcard | eBay Please enable JavaScript Our new search experience requires JavaScript to be enabled. Please enable JavaScript on your browser, then try again.
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Canada 1905 Brant County CANAL BANKS in BRANTFORD Ontario Patriotic Postcard
Old 1905 Postcard Canada Patriotic S.S.Northumberland Summerside PEI
Canada c1905 Frontenac County PARK WALK in KINGSTON Ontario PATRIOTIC Postcard

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