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Hotel Qaisara in Setiu, Malaysia | Expedia
Hotel Qaisara, Setiu
Hotel Qaisara is located in Setiu. Batu Rakit Mosque is a local landmark, and the area's natural beauty can be seen at Sutra Beach and Pagar Besi Beach.
Sutra Beach - 11 min walk
Merang Jetty - 16 min walk
Pagar Besi Beach - 9 min drive
University of Malaysia Terengganu - 23 min drive
Terengganu State Museum - 37 min drive
Kuala Terengganu (TGG-Sultan Mahmood) - 21 min drive
Dry cleaning, laundry facilities, and a 24-hour front desk are available at this hotel. Free WiFi in public areas and free self parking are also provided. Additionally, free newspapers, tour/ticket assistance, and barbecue grills are onsite. All 20 rooms offer free WiFi, coffee makers, and LCD TVs with satellite channels. Other amenities available to guests include free newspapers, ceiling fans, and showers. Bathrooms are shared and housekeeping is available on request.
This property is closed from 21 September 2018 to 21 December 2019 (dates subject to change).
Hotel Qaisara Setiu
Qaisara Setiu
Hotel Qaisara Hotel
Hotel Qaisara Hotel Setiu


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Patent US6578760 - Check cashing at automated teller machines - Google PatentsSearch Images Maps Play YouTube News Gmail Drive More »Sign inPatentsA self-service kiosk for cashing checks. A kiosk, such as an Automated Teller Machine (ATM) receives a bank check from a customer. After identifying the customer and verifying the check, the kiosk delivers currency to the customer, and retains the check. However, the kiosk does not cause a deduction...http://www.google.com/patents/US6578760?utm_source=gb-gplus-sharePatent US6578760 - Check cashing at automated teller machinesAdvanced Patent SearchPublication numberUS6578760 B1Publication typeGrantApplication numberUS 09/329,102Publication dateJun 17, 2003Filing dateJun 9, 1999Priority dateJun 9, 1999Fee statusPaidPublication number09329102, 329102, US 6578760 B1, US 6578760B1, US-B1-6578760, US6578760 B1, US6578760B1InventorsJerome A. OttoOriginal AssigneeNcr CorporationExport CitationBiBTeX, EndNote, RefManPatent Citations (10), Referenced by (79), Classifications (14), Legal Events (5) External Links: USPTO, USPTO Assignment, EspacenetCheck cashing at automated teller machines
US 6578760 B1Abstract
A self-service kiosk for cashing checks. A kiosk, such as an Automated Teller Machine (ATM) receives a bank check from a customer. After identifying the customer and verifying the check, the kiosk delivers currency to the customer, and retains the check. However, the kiosk does not cause a deduction in an account maintained by the customer, because the check was probably drawn on the account of another.
What is claimed is: 1. In an ATM, the improvement comprising:
a) means for accepting a bank check from a customer; and b) means for delivering i) currency to the customer, without causing modification of an account maintained by the customer; ii) one or more documents having monetary value; and c) means for utilizing Message Authorization Codes, MACs, to verify authenticity of the bank check. 2. A method of operating an ATM which delivers currency to customers, comprising the following steps:
a) receiving a check from any customer; b) verifying validity of-the check and the identity of the customer and, if both are valid, delivering currency to the customer, without causing alteration of an account maintained by the customer; and c) utilizing one or more Message Authorization Codes, MACs, to verify authenticity of the check.
The invention concerns an automated teller machine which cashes so-called “second-party checks.” The machine delivers currency to the person cashing the check, but, in general, makes no deduction from an account maintained by the person. The reason is that the check is written by another party, and drawn on that party's account.
For various reasons, numerous people do not maintain bank accounts. The reasons may include (1) a distrust of banks, (2) a preference for dealing exclusively in cash, and (3) an infrequent need for a bank account. It may seem odd that the last factor, infrequent need, would promote avoidance of a bank account. However, many banks impose penalties on people who maintain small accounts or who write checks infrequently. These charges discourage maintenance of the accounts.
Even though these people lack accounts, they must still cash checks, such as payroll checks and government checks, including social security checks and welfare checks. It would seem that these checks could be cashed at a bank, but this does not often occur, for two primary reasons.
The first is distance: the bank on which a check is drawn will cash the check, and may even be required by law to do so. However, visiting the drawee-bank often requires travelling a long distance.
The second reason is that banks other than the drawee-bank, in general, will only cash checks for persons maintaining accounts at those banks. However, as stated above, the people under consideration do not maintain bank accounts.
Therefore, for at least these two reasons, people lacking bank accounts tend to avoid cashing checks at banks.
To accommodate these people, check-cashing “stores” have developed. These stores are sometimes called “currency exchanges.” While these stores provide the service of cashing checks, they tend to impose high fees upon the check-cashing transaction.
An object of the invention is to utilize an Automated Teller Machine (ATM) to cash checks.
A further object of the invention is to provide an improved ATM machine.
In one form of the invention, an ATM accepts a check from a person, and delivers cash, but without modifying an account maintained by the person.
FIG. 2 is a flow chart illustrating logic implemented by one form of the invention.
FIG. 3 illustrates a bank check.
FIG. 1 illustrates an Automated Teller Machine, ATM. Such machines are commercially available. Block 3 within the machine represents apparatus and software which implement the functions which the invention adds to the ATM. FIG. 2 is a flow chart illustrating procedures utilized by one form of the invention.
The procedures seek to accomplish two primary objectives: one is to verify that the check is authentic. To be authentic, as a minimum, the check must not be a forgery. For example, a copy of an authentic check would be a forgery. The second objective is to verify that the person cashing the check is named as the payee on the check.
In FIG. 2, block 20 indicates that the ATM accepts a check, indicated as CHECK in FIG. 1, and block 25 in FIG. 2 indicates that the ATM accepts a card C in FIG. 1. The card C may be a smart card, described below, or may be an ordinary ATM-card, used in the ordinary log-in procedure.
Block 30 in FIG. 2 indicates that the invention places the check out-of-reach of the customer. Mechanical devices for performing the actions of blocks 20, 25, and 30 are known in the art. The check is placed out-of-reach so that a dishonest customer cannot take currency which will be later dispensed, and also retain the check.
Block 35 indicates that the invention reads the check. FIG. 3 illustrates an exemplary check 102. The reading operation of block 35 in FIG. 2 includes one, or more, of the following steps: (1) reading one or more monetary amounts, such as the “legal amount” 105 or the “courtesy amount” 110, or both, (2) reading the number in the “micro-line” 115 which identifies the bank issuing the check, and (3) reading the check number 120.
In addition, as indicated by optional block 40, the invention may examine the back 125 of the check, in search of an endorsement 130 by the person cashing the check. It is emphasized that the endorsement is not necessarily “read,” as by a character-recognition process. That is, if “Jack Jones” is the named payee, the invention does not necessarily ascertain whether the endorsement 130 reads “Jack Jones,” although that could be done. Rather, the invention looks for the existence of a handwritten, printed, or typed endorsement.
If no endorsement is found, the NO branch of block 45 is taken, and, as block 50 indicates, the check is returned to the customer, with a message requesting an endorsement. The customer provides the endorsement, and returns the check, in block 20. If the endorsement is found, the YES branch is taken from block 45.
Securing the endorsement is an optional procedure. One reason is that, under many state laws, a holder-in-due-course of a negotiable instrument, such as a check, is allowed to supply missing endorsements. Thus, in those states, the presence of an endorsement is not required for the operator of the ATM to obtain payment of the check from the drawee-bank.
The reading operations just described are undertaken by automated apparatus which are commercially available.
In another optional step, block 55 in FIG. 2 indicates that the invention contacts the party issuing the check. For example, if the check is a payroll check, the invention would contact an employer. This contact may be accomplished through sending a message on the INTERNET, such as an e-mail message, or sending a message using a proprietary ATM network.
The message inquires whether the check is genuine. The inquiry can ask the issuing party any of the following questions: whether the party issued a check having the number 120; whether the check having the number 120 was issued in the amount 110; whether the check bearing number 120 was issued to the named payee, and so on.
The party issuing the check would maintain a web site on the INTERNET, or other site for receiving the messages and immediately providing the answers by return message, as indicated by block 60 in FIG. 2. If that party fails to confirm the check, the NO path is taken, and block 65 is reached. The check is returned to the customer, and the transaction terminates.
Another approach to verification does not require contact with the party issuing the check. For example, the essential nature of the check can be viewed from a different perspective. The check is not viewed as a negotiable instrument, but as a message. The message contains information, such as (1) the payee's name, (2) a monetary amount, (3) a drawee bank, and so on.
The sciences of cryptography and cryptanalysis contain highly advanced approaches for authenticating messages. When the check is viewed as a message, the objective of verification becomes transformed into the question: “Was this ‘message’ actually issued by the party issuing the check ?”
The prior art contains several approaches to answering this question. One approach utilizes “Message Authorization Codes,” MACs. A simple example of a MAC will be given.
Certain information on the check shown in FIG. 3, and possibly all the information, takes the form of ASCII characters. If an insufficient number of ASCII characters are found, additional ASCII characters can be added to the check, such as that indicated by character string 60 in FIG. 3. The added characters act as “padding,” to increase the size of the message, to improve the security of the MAC.
Each ASCII character has a numerical value. The invention treats each value as a variable, and the variables are treated as inputs to an equation. As a simple example, assume that 50 specific characters are selected from the check, such as those in the payee's name, the bank's name, the legal amount, and the padding. Those characters are either used (1) in some specific order, such as the order just named, or (2) they are arranged into the ascending order of their ASCII values, which is somewhat similar to arranging them in “alphabetical” order.
At this point, 50 variables exist, and will be labeled V1-V50. These variables are inserted into an equation, such as the following:
MAC=V1−V2+V3+V4+ . . . −V50 In this particular, simple, equation, each variable is given an algebraic sign, positive or negative, and the algebraic sum, MAC, of the variables is found. This equation is known to the bank issuing the check, and MAC is the Message Authorization Code. The MAC is printed on the check, as indicated by MAC 150 in FIG. 3.
The invention, located at the ATM in FIG. 1, is also in possession of the equation. The invention reads the same variables from the check, inserts them into the same equation, and computes the MAC. If the computed MAC matches the MAC 150 located on the check, then it is concluded that no tampering occurred to the 50 characters read from the check. If no match occurs, the check is rejected.
The preceding steps are represented by block 70 in FIG. 2.
Sources of MAC Algorithms
As stated previously, this explanation is a simplification, given for the purpose of illustration. In the art of cryptography, Message Authorization Codes, MACs, are highly developed, and are described in the text Applied Cryptography, by Bruce Schneier (John Wiley & Sons, New York, 1996, ISBN 0 471 12845 7). This text is hereby incorporated by reference, and contains other cryptographic approaches to verifying messages.
Software for implementing MACs is commercially available. One source is Counterpane Systems, 101E. Minnehaha Parkway, Minneapolis, Minn., USA.
In addition, the following publications describe various MAC approaches. These articles are hereby incorporated by reference. ANSI X9.9 (Revised), “American National Standard for Financial Institution Message Authentication (Wholesale),” American Bankers Association, 1986.
ANSI X9.19, American National Standard for Retail Message Authentication,” American Bankers Association, 1985.
D. W. Davies, “A Message Authentication Algorithm Suitable for a Mainframe Computer,” Advances in Cryptology: Proceedings of Crypto 82, Plenum Press, 1983, pp. 89-96.
D. W. Davies and W. L. Price, “The Application of Digital Signatures Based on Public-Key Cryptosystems,” Proceedings of the Fifth International Computer Communications Conference, October, 1980, pp. 525-530.
D. W. Davies and W. L. Price, “Digital Signature-An Update,” Proceedings of International Conference on Computer Communication, Sydney Oct.1984, North Holland:Elsevier, 1985, pp. 843-847.
G. Garon and R. Outerbridge, “DES Watch: An Examination of the Sufficiency of the Data Encryption Standard for Financial Institution Information Security in the 1990's,” Cryptologia, v. 15, n. 3, July, 1991, pp. 177-193.
M. Girault, “Hash-Functions Using Modulo-N Operations,” Advances in Cryptology-EUROCRYPT '87 Proceedings, Springer-Verlag, 1988, pp. 217-226.
ISO DIS 8731-1, “Banking-Approved Algorithms for Message Authentication—Part 1: DEA,” Association for Payment Clearing Services, London, 1987.
ISO DIS 8731-2, “Banking-Approved Algorithms for Message Authentication—Part 2: Message Authenticator Algorithm,” Association for Payment Clearing Services, London, 1987.
ISO/IEC 9797, “Data Cryptographic Techniques—Data Integrity Mechanism Using a Cryptographic Check Function Employing a Block Cipher Algorithm,” International Organization for Standardization, 1989.
ISO DIS 10118 DRAFT, “Information Technology-Security Techniques-Hash Functions,” International Organization for Standardization, 1989.
ISO DIS 10118 DRAFT, “Information Technology-Security Techniques-Hash Functions,” International Organization for Standardization, April 1991.
R. R. Jueneman, “Analysis of Certain Aspects of Output-Feedback Mode,” Advances in Cryptology: Proceedings of Crypto 82, Plenum Press, 1983, pp. 99-127.
R. R. Jueneman, “Electronic Document Authentication,” IEEE Network Magazine, v. 1, n. 2, Apr. 1978, pp. 17-23.
R. R. Jueneman, “A High Speed Manipulation Detection Code,” Advances in Cryptology—CRYPTO '86 Proceedings, Springer-Verlag, 1987, pp. 327-346.
R. R. Jueneman, S. M. Matyas, and C. H. Meyer, “Message Authentication with Manipulation Detection Codes,” Proceedings of the 1983 IEEE Computer Society Symposium on Research in Security and Privacy, 1983, pp. 733-54.
R. R. Jueneman, S. M. Matyas, and C. H. Meyer, “Message Authentication,” IEEE Communications Magazine, v. 23, n. 9, Sep. 1985, pp. 29-40.
X. Lai, R. A. Rueppel, and J. Woollven, “A Fast Cryptographic Checksum Algorithm Based on Stream Ciphers,” Advances in Cryptology—AUSCRYPT '92 Proceedings, Springer-Verlag, 1993, pp. 339-348.
J. Linn, “Privacy Enhancement for Internet Electronic Mail: Part I—Message Enciphering and Authentication Procedures,” RFC 1040, Jan., 1988.
K. Ohta and M. Matsui, “Differential Attack on Message Authentication Codes,” Advances in Cryptology—CRYPTO '93 Proceedings, Springer-Verlag, 1994. pp. 200-223.
Open Shop Information Services, OSIS Security Aspects, OSIS European Working Group, WGI, final report, Oct., 1985.
B. Preneel, “Analysis and Design of Cryptographic Hash Functions,” Ph.D. dissertation, Katholieke Universiteit Leuven, Jan., 1993.
Research and Development in Advanced Communication Technologies in Europe, RIPE Integrity Primitives: Final Report of RACE Integrity Primitives Evaluation, (R1040), RACE, June, 1992.
Standards Association of Australia, “Australian Standard 2805.4 1985: Electronic Funds Transfer—Requirements for Interfaces: Part 4—Message Authentication,” SAA, North Sydney, NSW, 1985.
R. Taylor, “An Integrity Check Value Algorithm for Stream Ciphers,” Advances in Cryptology—CRYPTO '93 Proceedings, Springer-Verlag, 1994, pp. 40-48.
G. Tsudik, “Message Authentication with One-Way Hash Functions,” ACM Computer Communications Review, v. 22, n. 5, 1992, pp. 29-38.
Other Verification Steps
The owner of the check may have photocopied the check, and may attempt to cash it twice. Several approaches exist to prevent this event.
One is to generate a record of each check-cashing event, by generating a list of all checks cashed, to prevent a check from being cashed twice, Whenever the ATM cashes a check, the ATM records all relevant data from the check, such as the amount, check number, drawee-bank's identity, payee name, and so on. Block 100 in FIG. 2 indicates these steps, and is placed at the end of the flow chart, because its actions are undertaken after the currency is delivered to the customer.
The ATM places this information into a list maintained at a central location, such as a web site, for use by itself and other ATMs. Only ATMs, or other authorized parties, are allowed to modify the web sites. Whenever a check is to be cashed, the ATM cashing the check examines the central location, as indicated by block 75, to ascertain whether the check is contained on the list, which would indicate that the check was cashed previously.
A second approach is to require that the checks be printed upon a medium which is difficult to replicate. For example, it may be required that the paper contain metallic threads, in a specific configuration. The paper may be required to possess a specific watermark. The paper may be required to possess specific electrical characteristics, such as specific, measurable resistances between specific points. The wires mentioned earlier may contribute to these characteristics. Numerous automated approaches exist for authenticating papers and bills. Block 80 indicates the paper-authentication step.
A third approach is to equip the person cashing the check with a “smart” card. Smart cards are known in the art. An important feature of the smart card is that (1) it contains a large amount of memory, such as 10 kilobytes (kB), 100 kB, 1,000 kB, or more, and (2) the memory can be read, and written, by apparatus contained within the ATM. This memory replaces the list just discussed.
Whenever a person cashes a check, the ATM writes data identifying the check into this memory. Card C in FIG. 1 represents the smart card. Block 180 represents the memory, and blocks 185 represent the identities of the checks already cashed.
During a current check-cashing transaction, the invention examines blocks 185, as indicated by block 75 in FIG. 2, to ascertain whether the currently presented check is listed. If so, the invention refuses to cash the check.
Blocks 110 may be encrypted, to hinder attempts by the customer to remove a check from memory.
The Inventor points out that a given customer may copy a check, and give the copy to an accomplice. If the customer cashes the check, that cashing event will be recorded in the memory 180 in FIG. 1 of the customer's card C, but not in the memory of the accomplice's card (not shown). However, the copy of the check will name the customer as payee, not the accomplice. The accomplice's card will name the accomplice. This mis-match will prevent the copy from being cashed.
Verification of the Person
Block 85 in FIG. 2 indicates that the identity of the customer cashing the check is verified. Numerous approaches, using biometric parameters, are available. For example, U.S. Pat. No. 5,893,057 identifies a person based on voice. U.S. Pat. No. 5,291,560 utilizes the iris of the eye. U.S. Pat. No. 4,393,366 utilizes the retina of the eye. U.S. Pat. No. 5,815,252 utilizes the fingerprint. The preceding patents are hereby incorporated by reference.
Alternately, the person may be required to use smart card C in FIG. 1, to log into the ATM. That smart card may carry a multitude of biographical data about the person, such as date of birth, date of marriage, number of children, name of grammar school attended, and so on. The invention, as indicated by block 85 in FIG. 2, selects a random set of these data in the verification step, and asks the person several questions, such as “What is your data of birth ? Where did you attend grammar school ? What is your e-mail address ?” If the person fails to answer the questions, the transaction terminates.
In addition, the smart card C may carry data used in a “signature verification” process. The Schneier text, identified above, provides examples of signature verification. This type of verification ascertains the identity of the customer.
After both the check and the customer have been verified, the invention delivers the appropriate currency to the customer, and stores the check in a storage bin. Significantly, no deduction is made to an account maintained by the person, because, in general, the check will not be drawn on such an account, but on an account maintained by another party, namely, that of the second party.
1. The invention above has been framed in terms of an ATM. However, an ATM is not required. A self-service station, or kiosk generally, will suffice.
2. The MAC, and techniques using similar codes, perform a specific function. They indicate whether certain symbols carried by the check have been altered since their generation, or issuance. That is, when the issuer of the check (1) applies the symbols contained on the check to the equation, (2) computes the MAC, and (3) prints the MAC on the check, the issuer, in effect, provides a means for a party in possession of the identical equation to determine whether the symbols are subsequently altered.
If someone alters even one symbol, then, when the altered symbols are fed to the equation, an incorrect MAC will be produced, thereby indicating the alteration. Conversely, if no alteration occurs, the correct MAC will be produced, thereby indicating that the symbols presently contained on the check were those present when the check was issued.
3. It is recognized that the ATM may impose a service fee for cashing the check. Further, this fee may be deducted from the amount of currency delivered to the customer.
In addition, most ATMs deal exclusively in paper currency. Coins are not delivered. Consequently, the ATM may round all currency amounts, and deliver currency based on the rounded amount. For example, the sum $92.50 may be rounded down to $92.00. The ATM may retain the excess as part of the service fee, or may issue a voucher which the owner of the ATM, such as a bank, will honor, by purchasing the voucher for its face value.
The ATM may display, after log-in by the customer, a list of the fees which will be imposed for various transactions.
4. The preceding discussion has been framed in terms of issuance of cash to the customer. However, other items of value can be dispensed, in return for the deposited check. Without limitation, these items can include goods and services generally, telephone service, tickets for gaining admission to public and private events, vouchers such as food stamps, and other types of documents.
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(Usaa)Systems and methods for remote deposit of checksUS7876949Oct 31, 2006Jan 25, 2011United Services Automobile AssociationSystems and methods for remote deposit of checksUS7885451Oct 31, 2006Feb 8, 2011United Services Automobile Association (Usaa)Systems and methods for displaying negotiable instruments derived from various sourcesUS7885880Feb 8, 2011United Services Automobile Association (Usaa)Atomic deposit transactionUS7896232Mar 1, 2011United Services Automobile Association (Usaa)Systems, methods, and apparatus for receiving images of one or more checksUS7900822Mar 8, 2011United Services Automobile Association (Usaa)Systems, methods, and apparatus for receiving images of one or more checksUS7949587Oct 24, 2008May 24, 2011United States Automobile Association (USAA)Systems and methods for financial deposits by electronic messageUS7962411Sep 30, 2008Jun 14, 2011United Services Automobile Association (Usaa)Atomic deposit transactionUS7970677Oct 24, 2008Jun 28, 2011United Services Automobile Association (Usaa)Systems and methods for financial deposits by electronic messageUS7974899Sep 30, 2008Jul 5, 2011United Services Automobile Association (Usaa)Atomic deposit transactionUS7996314Aug 9, 2011United Services Automobile Association (Usaa)Systems and methods to modify a negotiable instrumentUS7996315Aug 9, 2011United Services Automobile Association (Usaa)Systems and methods to modify a negotiable instrumentUS7996316Aug 9, 2011United Services Automobile AssociationSystems and methods to modify a negotiable instrumentUS7997477Aug 16, 2011Phoenix Check Cashing, Inc.System and method for biometric authorization for check cashingUS8001051Oct 30, 2007Aug 16, 2011United Services Automobile Association (Usaa)Systems and methods to modify a negotiable instrumentUS8046301Oct 25, 2011United Services Automobile Association (Usaa)Systems and methods to modify a negotiable instrumentUS8249989Feb 4, 2010Aug 21, 2012Bank Of America CorporationCheck cashing at automated teller machineUS8290237Oct 16, 2012United Services Automobile Association (Usaa)Systems and methods to use a digital camera to remotely deposit a negotiable instrumentUS8320657Nov 27, 2012United Services Automobile Association (Usaa)Systems and methods to use a digital camera to remotely deposit a negotiable instrumentUS8336766 *Dec 25, 2012Diebold Self-Service Systems Division Of Diebold, IncorporatedBanking system controlled responsive to data read from data bearing recordsUS8351677Oct 31, 2006Jan 8, 2013United Services Automobile Association (Usaa)Systems and methods for remote deposit of checksUS8351678Jan 8, 2013United Services Automobile Association (Usaa)Duplicate check detectionUS8358826Jan 22, 2013United Services Automobile Association (Usaa)Systems and methods for receiving and orienting an image of one or more checksUS8391599Mar 5, 2013United Services Automobile Association (Usaa)Systems and methods for adaptive binarization of an imageUS8392332Mar 5, 2013United Services Automobile Association (Usaa)Systems and methods for remote deposit of checksUS8422758Apr 16, 2013United Services Automobile Association (Usaa)Systems and methods of check re-presentment deterrentUS8433127May 10, 2007Apr 30, 2013United Services Automobile Association (Usaa)Systems and methods for real-time validation of check image qualityUS8452689Feb 18, 2009May 28, 2013United Services Automobile Association (Usaa)Systems and methods of check detectionUS8464933Jan 31, 2011Jun 18, 2013United Services Automobile Association (Usaa)Systems, methods and apparatus for receiving images of one or more checksUS8538124May 10, 2007Sep 17, 2013United Services Auto Association (USAA)Systems and methods for real-time validation of check image qualityUS8542921Jul 27, 2009Sep 24, 2013United Services Automobile Association (Usaa)Systems and methods for remote deposit of negotiable instrument using brightness correctionUS8579192 *Dec 21, 2012Nov 12, 2013Diebold Self-Service Systems Division Of Diebold, IncorporatedBanking system controlled responsive to data read from data bearing recordsUS8611635Dec 20, 2012Dec 17, 2013United Services Automobile Association (Usaa)Duplicate check detectionUS8688579Jun 8, 2011Apr 1, 2014United Services Automobile Association (Usaa)Automatic remote deposit image preparation apparatuses, methods and systemsUS8699779Aug 28, 2009Apr 15, 2014United Services Automobile Association (Usaa)Systems and methods for alignment of check during mobile depositUS8708227Oct 31, 2006Apr 29, 2014United Services Automobile Association (Usaa)Systems and methods for remote deposit of checksUS8799147Oct 31, 2006Aug 5, 2014United Services Automobile Association (Usaa)Systems and methods for remote deposit of negotiable instruments with non-payee institutionsUS8837806Jun 8, 2011Sep 16, 2014United Services Automobile Association (Usaa)Remote deposit image inspection apparatuses, methods and systemsUS8856899Jun 20, 2008Oct 7, 2014United Services Automobile Association (Usaa)Systems and methods for obscuring entry of electronic security termUS8959033Mar 15, 2007Feb 17, 2015United Services Automobile Association (Usaa)Systems and methods for verification of remotely deposited checksUS8977571Aug 21, 2009Mar 10, 2015United Services Automobile Association (Usaa)Systems and methods for image monitoring of check during mobile depositUS9129340Dec 30, 2010Sep 8, 2015United Services Automobile Association (Usaa)Apparatuses, methods and systems for remote deposit capture with enhanced image detectionUS9158966Oct 17, 2013Oct 13, 2015United Services Automobile AssociationCharacter count determination for a digital imageUS9159101Dec 15, 2011Oct 13, 2015United Services Automobile Association (Usaa)Image processingUS9177197Oct 16, 2014Nov 3, 2015United Services Automobile Association (Usaa)Systems and methods for alignment of check during mobile depositUS9177198Oct 16, 2014Nov 3, 2015United Services Automobile Association (Usaa)Systems and methods for alignment of check during mobile depositUS9224136Mar 20, 2014Dec 29, 2015United Services Automobile Association (Usaa)Systems and methods for remote deposit of checksUS9276927Sep 12, 2014Mar 1, 2016United Services Automobile Association (Usaa)Systems and methods for obscuring entry of electronic security termUS9286514Oct 17, 2013Mar 15, 2016United Services Automobile Association (Usaa)Character count determination for a digital imageUS9311634Sep 21, 2012Apr 12, 2016United Services Automobile Association (Usaa)Systems and methods for automatic bill pay enrollmentUS9336517Oct 16, 2014May 10, 2016United Services Automobile Association (Usaa)Systems and methods for alignment of check during mobile depositUS20040181484 *Mar 25, 2004Sep 16, 2004Murison Alexander S.Apparatus for use in a self-service terminal and a method of processing a financial instrument at a self-service terminalUS20040245330 *Mar 31, 2004Dec 9, 2004Amy SwiftSuspicious persons databaseUS20050119991 *Sep 2, 2004Jun 2, 2005David DelgrossoAccess administration system and methodUS20050246291 *Apr 14, 2005Nov 3, 2005David DelgrossoSystem and method for creating an account using biometric informationUS20050273444 *Feb 4, 2005Dec 8, 2005David DelgrossoAccess administration system and method for a currency compartmentUS20070045395 *Dec 2, 2005Mar 1, 2007E-Cash Financial, Inc.Electronic transfer of hard currencyUS20070065021 *Jul 13, 2006Mar 22, 2007David DelgrossoSystem for encoding signatures for compressed storage using a signature encoding algorithmUS20070256615 *Jan 17, 2007Nov 8, 2007David DelgrossoSystem and method for unattended access to safe deposit boxesUS20070283346 *Apr 23, 2007Dec 6, 2007David DelgrossoSystem and method for remote management and facilitating installation and registration of softwareUS20080011824 *Jul 16, 2007Jan 17, 2008First Data CorporationSuspicious persons databaseUS20080290157 *Apr 10, 2008Nov 27, 2008Robinson Timothy LSystem and method for biometric authorization for check cashingUS20080298647 *Apr 24, 2008Dec 4, 2008Us Biometrics CorporationSystem and Method for Identifying an Enrolled User Utilizing a Biometric IdentifierWO2011097202A1 *Feb 1, 2011Aug 11, 2011Bank Of America CorporationCheck cashing at automated teller machine* Cited by examinerClassifications U.S. Classification235/379, 902/8, 235/380, 235/382, 705/42International ClassificationG07F19/00Cooperative ClassificationG06Q20/108, G07F19/202, G06Q20/042, G07F19/20European ClassificationG07F19/20, G06Q20/108, G06Q20/042, G07F19/202Legal EventsDateCodeEventDescriptionJun 9, 1999ASAssignmentOwner name: NCR CORPORATION, OHIOFree format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:OTTO, JEROME A.;REEL/FRAME:010028/0044Effective date: 19990601Sep 7, 2006FPAYFee paymentYear of fee payment: 4Sep 29, 2010FPAYFee paymentYear of fee payment: 8Jan 15, 2014ASAssignmentOwner name: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENTFree format text: SECURITY AGREEMENT;ASSIGNORS:NCR CORPORATION;NCR INTERNATIONAL, INC.;REEL/FRAME:032034/0010Effective date: 20140106Dec 17, 2014FPAYFee paymentYear of fee payment: 12RotateOriginal ImageGoogle Home - Sitemap - USPTO Bulk Downloads - Privacy Policy - Terms of Service - About Google Patents - Send FeedbackData provided by IFI CLAIMS Patent Services

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Robin Lustig - Wikipedia, the free encyclopedia
(1948-08-30) 30 August 1948 (age 66)
Robin Francis Lustig (born London 30 August 1948) is a British journalist and radio broadcaster, who has presented programmes for the BBC World Service and BBC Radio 4.
Lustig was born in Stoke Newington in London. After graduating in politics from the University of Sussex, he became a foreign correspondent in Madrid for the London-based news agency Reuters. He later moved to Paris and Rome in this capacity. He then worked for the British Sunday newspaper The Observer for twelve years, where he was Home Affairs Editor, Middle East Correspondent and Assistant Editor.
He joined the BBC in 1989, presenting programmes such as The World Tonight, Newsstand, Stop Press, and File on 4 for Radio 4, and Newshour on the BBC World Service. On 31 August 1997 Lustig presented a special news programme covering the sudden death of Diana, Princess of Wales, just hours after the announcement was made.[1] From its introduction in 1998 until 2006, he also presented the global phone-in programme Talking Point (later renamed Have Your Say), which was transmitted simultaneously on BBC World Service radio, BBC World TV and online. His guests on the programme included Nelson Mandela, Thabo Mbeki, Olusegun Obasanjo, Hugo Chávez and Tony Blair.
He later concentrated on The World Tonight and Newshour, although he still presented special programmes on major occasions. For the BBC World Service he has presented every UK election night programme since 1997 as well as United States presidential election programmes in 2004 and 2008, and has reported on elections in many other countries including Iran, Israel, Japan, Russia and Zimbabwe. He has presented The World Tonight from more than 20 countries, including Afghanistan, China, Iran, Iraq, Japan, Kosovo and Mexico.
Lustig has written and presented two documentary series for the BBC World Service: Looking for Democracy in 2005, and Generation Next in 2006.
In October 2011, he starred as himself in Julian Simpson's improvised radio play A Time to Dance, broadcast as BBC Radio 4's Afternoon Play.[2]
On 13 December 2012, Lustig presented his final The World Tonight, and on 18 December his final Newshour.
In 1992, Lustig was awarded a Gold Medal at the New York Radio Festival for a special edition of The World Tonight broadcast live from Moscow on the last day of the Soviet Union. In 1998, he won the Sony Silver Award for Talk/News Broadcaster of the Year. In 1999 he was described in The Times as "arguably the best news presenter anywhere in radio after John Humphrys". He was awarded Beard of the Year in 2012 presented by Beard Liberation Front.[3]
^ http://radio.about.com/library/weekly/aa083102a.htm
^ A Time to Dance at BBC
^ Flett, Keith (28 December 2012). "BBC veteran Lustig beats cricketer Panesar for Beard of Year 2012". Beard Liberation Front. Retrieved 16 December 2013. External links

value: This website is the English-language edition of the free online encyclopedia Wikipedia. It was founded on 15 January 2001 as Wikipedia's first edition and, as of October 2021, has the most articles of any edition, at 6,412,521.


text:
Patent US6198114 - Field effect transistor having dielectrically isolated sources and drains ... - Google PatentsSearch Images Maps Play YouTube News Gmail Drive More »Sign inAdvanced Patent SearchPatentsA field-effect transistor and a method for its fabrication are described. The transistor includes a monocrystalline channel region extending from a monocrystalline body region of a semiconductor substrate. First and second source/drain regions laterally adjoin opposite sides of the channel region and...http://www.google.com/patents/US6198114?utm_source=gb-gplus-sharePatent US6198114 - Field effect transistor having dielectrically isolated sources and drains and method for making sameAdvanced Patent SearchPublication numberUS6198114 B1Publication typeGrantApplication numberUS 08/958,969Publication dateMar 6, 2001Filing dateOct 28, 1997Priority dateOct 28, 1997Fee statusPaidAlso published asUS6399961, US6403427, US20010000111Publication number08958969, 958969, US 6198114 B1, US 6198114B1, US-B1-6198114, US6198114 B1, US6198114B1InventorsRichard A. BlanchardOriginal AssigneeStmicroelectronics, Inc.Export CitationBiBTeX, EndNote, RefManPatent Citations (24), Referenced by (1), Classifications (17), Legal Events (5) External Links: USPTO, USPTO Assignment, EspacenetField effect transistor having dielectrically isolated sources and drains and method for making same
In the following description, certain specific details are set forth in order to provide a thorough understanding of various embodiments of the present invention. However, one skilled in the art will understand that the present invention may be practiced without these details. In other instances, well-known features associated with integrated circuit transistors�as well as the processes for their fabrication�have not been shown or described in detail, to avoid unnecessarily obscuring the description of the embodiments of the invention.
Patent CitationsCited PatentFiling datePublication dateApplicantTitleUS4041518Apr 14, 1976Aug 9, 1977Hitachi, Ltd.MIS semiconductor device and method of manufacturing the sameUS4353085Feb 26, 1979Oct 5, 1982Fujitsu LimitedIntegrated semiconductor device having insulated gate field effect transistors with a buried insulating filmUS4487639Jan 7, 1983Dec 11, 1984Texas Instruments IncorporatedLocalized epitaxy for VLSI devicesUS4523213 *Jul 9, 1982Jun 11, 1985Vlsi Technology Research AssociationMOS Semiconductor device and method of manufacturing the sameUS4609407Dec 19, 1983Sep 2, 1986Hitachi, Ltd.Method of making three dimensional semiconductor devices in selectively laser regrown polysilicon or amorphous silicon layersUS4651408May 17, 1984Mar 24, 1987Northern Telecom LimitedFabrication of stacked MOS devices utilizing lateral seeding and a plurality of separate implants at different energiesUS4763183 *Oct 24, 1986Aug 9, 1988American Telephone And Telegraph Co., At&T Bell LaboratoriesSemiconductor-on-insulator (SOI) devices and SOI IC fabrication methodUS4862232Sep 22, 1986Aug 29, 1989General Motors CorporationTransistor structure for high temperature logic circuits with insulation around source and drain regionsUS4874716Jan 22, 1988Oct 17, 1989Texas Instrument IncorporatedProcess for fabricating integrated circuit structure with extremely smooth polysilicone dielectric interfaceUS4879255Jun 1, 1988Nov 7, 1989Fujitsu LimitedMethod for fabricating bipolar-MOS devicesUS4914053Sep 8, 1987Apr 3, 1990Texas Instruments IncorporatedHeteroepitaxial selective-area growth through insulator windowsUS4916508 *Jan 7, 1987Apr 10, 1990Mitsubishi Denki Kabushiki KaishaCMOS type integrated circuit and a method of producing sameUS4966861Apr 25, 1989Oct 30, 1990Fujitsu LimitedUsing silicon hydride gasUS5110757Dec 19, 1990May 5, 1992North American Philips Corp.Formation of composite monosilicon/polysilicon layer using reduced-temperature two-step silicon depositionUS5132755Aug 1, 1991Jul 21, 1992Oki Electric Industry Co. Ltd.Field effect transistorUS5172203 *Sep 11, 1987Dec 15, 1992Sony CorporationIC chipUS5213991Mar 24, 1992May 25, 1993Nippon Telegraph And Telephone CorporationMethod of manufacturing semiconductor deviceUS5338697Dec 3, 1990Aug 16, 1994Seiko Instruments Inc.Doping method of barrier region in semiconductor deviceUS5347151 *Nov 26, 1991Sep 13, 1994Mitsubishi Denki Kabushiki KaishaDRAM with memory cells having access transistor formed on solid phase epitaxial single crystalline layer and manufacturing method thereofUS5422303Jan 24, 1994Jun 6, 1995Siemens AktiengesellschaftMethod for manufacturing a laterally limited, single-crystal region on a substrate and the employment thereof for the manufacture of an MOS transistor and a bipolar transistorUS5498567Apr 3, 1995Mar 12, 1996Siemens AktiengesellschaftMethod for manufacturing a laterally limited, single-crystal region on a substrate and the employment thereof for the manufacture of an MOS transistor and a bipolar transistorUS5668025Feb 28, 1995Sep 16, 1997Sgs-Thomson Microelectronics, Inc.Method of making a FET with dielectrically isolated sources and drainsEP0267082A1Oct 8, 1987May 11, 1988Fujitsu LimitedA method for fabricating a semiconductor device comprising simultaneous growing of epitaxial and polycristalline Si layers over a selectively oxydized Si substrate, by vapor depositionJPS56115557A Title not available* Cited by examinerReferenced byCiting PatentFiling datePublication dateApplicantTitleUS6788136Oct 25, 2001Sep 7, 2004General Electric CompanyMethods and apparatus for amplification in high temperature environmentsClassifications U.S. Classification257/67, 257/E21.431, 257/E29.021, 257/347, 257/E21.562, 257/E21.426International ClassificationH01L21/336, H01L21/762, H01L29/06Cooperative ClassificationH01L21/76262, H01L29/66651, H01L29/66636, H01L29/0653European ClassificationH01L29/66M6T6F11G, H01L29/66M6T6F11E, H01L21/762D10, H01L29/06B3C2Legal EventsDateCodeEventDescriptionAug 24, 2012FPAYFee paymentYear of fee payment: 12Aug 26, 2008FPAYFee paymentYear of fee payment: 8Jun 23, 2004FPAYFee paymentYear of fee payment: 4Jan 17, 2001ASAssignmentOwner name: STMICROELECTRONICS, INC, TEXASFree format text: CHANGE OF NAME;ASSIGNOR:SGS-THOMSON MICROELECTRONICS, INC;REEL/FRAME:011449/0841Effective date: 19980519Owner name: STMICROELECTRONICS, INC MAIL STATION 2346 1310 ELEFree format text: CHANGE OF NAME;ASSIGNOR:SGS-THOMSON MICROELECTRONICS, INC /AR;REEL/FRAME:011449/0841Owner name: STMICROELECTRONICS, INC MAIL STATION 2346 1310 ELEOct 28, 1997ASAssignmentOwner name: SGS-THOMSON MICROELECTRONICS, TEXASFree format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:BLANCHARD, RICHARD A.;REEL/FRAME:008870/0792Effective date: 19971027RotateOriginal ImageGoogle Home - Sitemap - USPTO Bulk Downloads - Privacy Policy - Terms of Service - About Google Patents - Send FeedbackData provided by IFI CLAIMS Patent Services


text:
Joseph Francis Daly (1840-1916) - Find A Grave Memorial
Birth 3 Dec 1840 Plymouth, Washington County, North Carolina, USA
Death 6 Aug 1916 Yonkers, Westchester County, New York, USA
Memorial ID 86351628
Hon. Justice Joseph is the son of Capt. Denis Daly and Elizabeth Theresa Duffey Daly, born in Plymouth, North Carolina. His father died before Joseph was 1 yr. old and his mother moved with her family first to Norfolk, Va., then to New York in 1849. He is the author of "The Life Of Augustin Daly", a biography about his famous brother, playwright Augustin John Daly. Joseph was educated in N.Y.schools, studied law 1855-62, St. John's College 1883, Villanova 1902. Admitted to the Bar 1865, Judge, Court of Common Pleas 1870-96; Chief Justice 1870-96, Justice Supreme Court New York 1896-98. Honored by Pope Benedict XV: Title Knight Commander of the Order of Gregory, July 1916. He married 1st, Emma Robinson Barker 19 Nov 1973. She died in 1886 while they were traveling in England. They had two sons, Edward Hamilton Daly, and Wilfrid Augustin Daly II, and daughter Elizabeth who was with him when he died in the library of his country home, "Roanoke", named after the river on which the home in which he was born, was situated. He married 2nd, Mary Louise Smith 18 June 1890, at the home of her father, Edgar M Smith, Right Rev. Mgr. Preston, Vicar General officiated, with a wedding breakfast following. His funeral was held in the R.C. Church St Vincent Ferrer.
Emma Barker Daly*
Mary Louise Smith Daly*
Augustin John Daly*
Edward Hamilton Daly*
Elizabeth Teresa Daly*
Wilfrid Augustin Daly*
Find A Grave Memorial 86351628
Find A Grave, database and images (https://www.findagrave.com : accessed ), memorial page for Joseph Francis Daly (3 Dec 1840–6 Aug 1916), Find A Grave Memorial no. 86351628, citing Calvary Cemetery, Woodside, Queens County, New York, USA ; Maintained by JanMary (contributor 47242653) .
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CDS Data Comm Plano, TX 75074 - YP.comFind People•Advertise With UsBrowseAttorneysHome ServicesMedical & DentalRestaurantsAutomotiveInsuranceBeauty & SpaPetsTop SubcategoriesDivorce AttorneysFamily Law AttorneysReal Estate AttorneysCriminal Law AttorneysChild Custody AttorneysPeople also searched for...AttorneysNotaries PublicImmigration LawyerAbogadosAccident LawyerAlcatel LucentTax AttorneysTop SubcategoriesPlumbersGeneral ContractorsRoofing ContractorsLocksmithAir Conditioning Service RepairPeople also searched for...ConstructionElectriciansSeptic Tanks Systems CleaningPool ServiceConcrete ContractorsPainting ContractorsPest ControlTop SubcategoriesDentistsDoctorsHospitalsMedical ClinicsEye DoctorPeople also searched for...24 Hour Urgent CareUrgent CareAbortion Clinics24 Hour PharmaciesDentistRetina SpecialistsCvs PharmacyTop SubcategoriesChinese RestaurantsMexican RestaurantsFast Food RestaurantsItalian RestaurantsSeafood RestaurantsPeople also searched for...RestaurantsIndian RestaurantsSteakhouse RestaurantsKing BuffetBarbecue RestaurantsPizzaBest Fried ChickenTop SubcategoriesAuto Repair ServiceAuto PartsAuto Salvage YardsAuto Glass RepairAuto DetailingPeople also searched for...Automobile Inspection Stations ServicesSalvage YardsCar WashFirestone Complete Auto CareWindshield RepairFirestoneCoin Operated Car WashTop SubcategoriesAuto InsuranceHomeowners InsuranceHealth InsuranceDental InsuranceInsurance AdjustersPeople also searched for...State FarmAllstate InsuranceTransamerica Life InsuranceFarmers Insurance AgentsAllstate Insurance AgentsTitle CompaniesLiberty MutualTop SubcategoriesNail SalonsHair SalonMassage TherapistsTanning SalonsDay SpasPeople also searched for...Oriental MassageBlack Hair SalonsMassageBlack Barber ShopsWigs Hair PiecesMassage By Indian WomenBody PiercingTop SubcategoriesPet StoresPet GroomingPet Boarding KennelsMobile Pet GroomingVeterinariansPeople also searched for...24 Hour Animal HospitalDog GroomersOperation KindnessDog BoardingAnimal HospitalAnimal SheltersAquariums Aquarium SuppliesPeople also searched for...RestaurantsIndian RestaurantsApartmentsLaundromatMajor Appliance PartsChinese RestaurantsBanquet Halls Reception FacilitiesOriental MassageStrip ClubsChurches Non DenominationalEscort ServiceAutomobile Inspection Stations ServicesBlack Hair SalonsHome DepotLiquor StoresAre you a local business owner?Advertise with YPor call 888-367-2194Start your search by typing in the business name below.
Where?My current locationSearchSign In•JoinWrite a ReviewHomeContract Manufacturing near Plano, TXCDS Data CommIn mybook® : Other Collection (edit)Added to your other collection.Removed from mybook!We took this business out of your other collection.CDS Data CommWrite a ReviewAdd a PhotoBe the first to review!1100 Professional Dr Ste 100, Plano, TX 75074(972) 423-8991CLOSED NOWTomorrow: 8:00 am - 5:00 pm7YEARS IN BUSINESSAdd to mybookThis listing has been added to mybook.This listing has been removed from mybook.ShareFACEBOOKGOOGLE +TWITTERemailsend to phoneSend to PhoneCDS Data Comm1100 Professional Dr Ste 100, Plano, TX 75074(972) 423-8991Send this business listing as a text message to a mobile phone.I agree to the Terms and ConditionsCancelSendYour text message was sent.To opt out at anytime, send the word STOP to YP411.To get a help message, send the word HELP to YP411.There was an error sending your text.Please try again.Terms: The recipient of this text message may incur charges depending on their wireless carrier. Not all carriers are currently supported.E-MailCDS Data Comm1100 Professional Dr Ste 100, Plano, TX 75074(972) 423-8991Send this business details to yourself or up to 5 friends.Up to 5 email addresses, separate addresses with a commaSend Yourself a CopyCancelSendVisit WebsiteSuggest an EditIs this your business? Customize this page.Claim this businessBusiness DetailsCouponsGalleryReviewsSponsored LinksHoursRegular HoursMon - Fri8:00 am - 5:00 pmOther Linkshttp://www.cdsdatacomm.comhttp://www.rosenberger.com/us_enhttp://rosenbergercds.infoCategoriesContract Manufacturing, Information Bureaus & Services CouponsNo deals available. Claim this business to add deals.Claim this businessGalleryBe the first to add a photo!Add a PhotoReviewsHi there!Be the first to review!5First-class4Better than most3About what I expected2Not the worst...1DisappointingClick to RateShare ReviewLike this review? Share it on your social network to get the word out!ShareTweetShareWant to just link to it instead? Copy URL above and paste away!Sponsored LinksMap & DirectionsPeople Also ViewedMisfit Industries1600 Capital Ave Ste 1, Plano, TXLebco Industries Inc1708 Central Expy, Plano, TXRheem Manufacturing Co2017 Country Club Dr, Plano, TXAmega Ranges Inc6355 Stinson St # 202, Plano, TXPaid AdvertisementAboutAbout UsSite FeedbackContact UsAdvertise with UsCareers - We're HiringCorporate BlogEngineering BlogLegal

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Timesharez Biz
Phone: (828) 361-9928
Post Office Box 386,
http://www.timesharez.biz
This company's business is timeshare marketing and advertising.
Any future complaints should be sent to the Orlando BBB at www.bbb.org.
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Timesharez Biz.
Timesharez Biz's advertising at this time.
Ms. Wanita Prentice
Customer Contact: Ms. Wanita Prentice
According to information supplied by the company, they were told by the NC Real Estate Commission that they can no longer do business in North Carolina unless they obtain a real estate license. They state they have re-located to Ocala, Florida.
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text: We found 0 results for "" Check your spelling or use different keywords and try again. If you are searching for help information, please select "Help" from the list of departments and try the search again. Some products available in stores may not be listed online — contact your local store to see if they carry what you are looking for. Walmart Woodbridge 306 Us Highway 9 N Woodbridge, NJ 07095 Ph. (732) 826-4652 Find another store Showing 0 of 0 results Product Recommendations Your recently viewed items Clear this list Compute- compute-11031939-8, DC- prod-dal4, ENV- prod-a, Ver- 3.0.0.1, SHA- 16822d31c688903844d7df6c912131f61f74d230, Log- a8c1d073-160-14945fb6678000 Site Information Be the first to save! Email Address Sign up Privacy policy

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ralph lauren pony in Casual Shirts | eBay
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Widespread correlations between dominance and homozygous effects of mutations: implications for theories of dominance. - PubMed - NCBI
Search: Widespread Correlations Between Dominance and Homozygous Effec...
Search: Widespread[Title] AND Correlations[Title] AND Dominance[Title] AND Homozygous[Title] AND Effects[Title] AND Mutations[Title] AND Implications[Title] AND Theories[Title] AND Dominance[Title]
Genetics. 2005 Sep;171(1):385-92. Epub 2005 Jun 21.
Widespread correlations between dominance and homozygous effects of mutations: implications for theories of dominance.
Phadnis N1, Fry JD.
Department of Biology, University of Rochester, Rochester, New York 14627-0211, USA. pdns@mail.rochester.edu
15972465
PMC1456530
10.1534/genetics.104.039016
Genetics. 2005 Sep;171(1):385-392.
Dominance of growth rate effects of single-gene deletions in yeast (YPD medium, replicate 1). Solid lines and solid symbols give the results from individual gene ontology (GO) functional categories; dashed lines and open symbols show results for all genes for comparison. (a) Enzyme activity (GO: 0003824). (b) Structural molecule activity (GO: 0005198). (c) Transcription regulator activity (GO: 0030528). (d) Binding activity (GO: 0005488). (e) Transporter activity (GO: 0005215). Points represent the means of deciles of genes, with the deciles defined on the basis of growth rate rankings in an independent replicate. Deciles with mean selection coefficients <0.02 are pooled for clarity. See for sample sizes for each gene category.
Dominance of growth rate effects of single-gene deletions in yeast (YPL medium). See legend for explanation.
Dominance of growth rate effects of deletions in single-copy genes (solid line and solid symbols) and all other genes (dashed line and open symbols). Mean s-values for the two categories are indicated by triangles. See for details.
Dominance of growth rate effects of deletions of genes whose products participate in protein complexes (solid line and solid symbols) and all other genes (dashed line and open symbols). Mean s-values for the two categories are indicated by triangles. See for details.
Widespread[Title] AND Correlations[Title] AND Dominance[Title] AND Homozygous[Title] AND Effects[Title] AND Mutations[Title] AND Implications[Title] AND Theories[Title] AND Dominance[Title]

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The Vale of Cedars: Or, the Martyr_REPRODUCTION_ by Aguilar, Grace,BIBLIOBAZAAR | eBay Skip to main content eBay Shop by category Enter your search keyword All Categories Advanced or register':' style="margin-right:3px">Hello -User-.'.replace(/-User-/,escape(a)))+"")}catch(b){document.write("")}})();Hello (Sign in to bid or buy)Daily DealsCollections My eBayExpand My eBay Summary Bids/Offers Watch List Wish List All Lists Purchase History Selling My Collections Followed Searches Messages Collect & Spend Learn more SellExpand Sell Sell an item Seller centre International selling Seller protection Seller Fees Sell for Charity CommunityExpand Community Answer Centre Discussion Boards Groups News Help & ContactExpand Help & Contact Contact Us (Phone / Chat / E-mail) FAQs Delivery & Returns Ask the eBay Community Resolution Centre Back to home page
Details about The Vale of Cedars: Or, the Martyr_REPRODUCTION_ by Aguilar, Grace,BIBLIOBAZAAR
The Vale of Cedars: Or, the Martyr_REPRODUCTION_ by Aguilar, Grace,BIBLIOBAZAAR
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Grace Aguilar, The Vale of Cedars or t...
Watercolour Trees and Woodlands-Geo...
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... Read moreabout the condition	ISBN: 0559898819
EAN: 9780559898815
The Vale of Cedars: Or, the Martyr
EAN9780559898815
ISBN0559898819
PublisherBIBLIOBAZAAR Publication Date28 Jan 2009
CategoryHistory - General History ContributorsAguilar, Grace _Author _
Weight286 grams / 0.6 pounds
Product Dimensions12.7 x 20.3 x 1.4 cm5 x 8 x 0.6 inches
Last Update: 24/06/2014 09:51:21


text:
Patent US6028332 - Semiconductor type yaw rate sensor - Google PatentsSearch Images Maps Play YouTube News Gmail Drive More »Sign inPatentsA semiconductor type yaw rate sensor has a substrate, a beam structure formed from a semiconductor material and having at least one anchor portion disposed on the substrate, a weighted portion located above the substrate a predetermined gap therefrom, and a beam portion which extends from the anchor...http://www.google.com/patents/US6028332?utm_source=gb-gplus-sharePatent US6028332 - Semiconductor type yaw rate sensorAdvanced Patent SearchPublication numberUS6028332 APublication typeGrantApplication numberUS 09/106,018Publication dateFeb 22, 2000Filing dateJun 29, 1998Priority dateJun 30, 1997Fee statusPaidAlso published asDE19828606A1, DE19828606B4Publication number09106018, 106018, US 6028332 A, US 6028332A, US-A-6028332, US6028332 A, US6028332AInventorsKazuhiko Kano, Makiko Fujita, Yoshinori OhtsukaOriginal AssigneeDenso CorporationExport CitationBiBTeX, EndNote, RefManPatent Citations (19), Referenced by (63), Classifications (23), Legal Events (4) External Links: USPTO, USPTO Assignment, EspacenetSemiconductor type yaw rate sensor
Also, because the vibration of the beam structure 2 is shifted by 180� in phase from the vibration of the beam structure 3, the weighted portion 7 of the beam structure 2 and the weighted portion 7 of the beam structure 3 are reversely displaced relative to one another. Therefore, with a differential detection of the output signals from the beam structures 2, 3, the yaw rate can be accurately detected.
The strain gauges 15, 19 are connected in series to form a half bridge circuit. As a result, the respective resistance changes of the strain gauges 15, 19 are generated as a voltage change from the half bridge circuit. The voltage signal generated from the half bridge circuit is converted into a monitor signal after passing through a band pass filter (BPF) 40 and an amplifier 41. Here, during the forced vibration of the beam structure 2, the monitor signal is shifted by 90� in phase from the drive voltage to forcibly vibrate the beam structure 2. Therefore, the phase of the monitor signal is shifted by 90� by a phase shifter 42, and then the monitor signal is applied to the fixed electrode 10 as a drive voltage. Also, a signal of which the phase is inverted by an inverter 43 from the phase of the monitor signal applied to the fixed electrode 10 is applied to the fixed electrode 11. It is to be noted that the potential of the movable electrodes 8, 9 provided to the weighted portion 7 is fixed to a reference potential (for example, a ground potential).
Next, as shown in FIG. 9, a monocrystalline silicon substrate (second semiconductor substrate) 109 which is different from the silicon substrate 100 is prepared and laminated onto the polycrystalline silicon thin film 108. After that, as shown in FIG. 10, the structure is then flipped 180� so that the substrate 100 becomes the upper surface, and the silicon substrate 100 is thinned by mechanical polishing or the like. At that time, when polishing is carried out to a depth of the trench 10a formed in the silicon substrate 100, i.e., until the edge of the trench 10a is exposed, the silicon oxide film 101 appears on the surface of the silicon substrate 100. As a result, since the hardness of the polished surface of the substrate 100 changes, an end point of polishing can be easily detected. Further, with the silicon oxide film 101 formed in the trench 10a used as an alignment mark, film formation and trench etching are carried out in the following steps.
After polishing, a strain gauge 110 to monitor the forced vibration of the beam structure and a wiring layer 111 are formed in the silicon substrate 100. In this case, the strain gauge 110 is formed as a diffusion layer by implanting boron ions with small doses (approximately 3�1014 cm-3) into the N-type monocrystalline silicon substrate 100. The wiring layer 111 is also formed as a diffusion layer by implanting boron ions with large doses (approximately 1�1016 cm-3) into the silicon substrate 100.
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2008Denso CorporationPressure sensor and manufacturing method of the sameUS20080190198 *Feb 13, 2008Aug 14, 2008Stmicroelectronics S.R.L.Microelectromechanical gyroscope with suppression of capacitive coupling spurious signals and control methodUS20080237756 *Sep 18, 2007Oct 2, 2008Aaron PartridgeMicroelectromechanical systems, and methods for encapsualting and fabricating sameUS20090090987 *May 19, 2006Apr 9, 2009Rohm Co., Ltd.Mems element, mems device and mems element manufacturing methodUS20100210088 *Aug 19, 2010Sony CorporationManufacturing method of semiconductor deviceUS20110165718 *Jul 7, 2011Markus LutzIntegrated getter area for wafer level encapsulated microelectromechanical systemsUS20110227174 *Sep 22, 2011Denso CorporationSemiconductor physical quantity sensor and method of manufacturing the sameCN1764823BJan 19, 2005Oct 13, 2010精工爱普生株式会社;日本精密电路株式会社Physical quantity measuring deviceCN100394539CMar 31, 2004Jun 11, 2008罗伯特�博世有限公司Anchors for microelectromechanical systems having an SOI substrate, and method of fabricating sameCN102494813A *Dec 2, 2011Jun 13, 2012厦门大学Silicon micro-resonant mode pressure sensor based on differential motion structure with coupling beamEP1959234A1 *Feb 13, 2007Aug 20, 2008SGS-THOMSON MICROELECTRONICS S.r.l.Microelectromechanical gyroscope with suppression of capacitive coupling spurious signals and control method of a microelectromechanical gyroscope* Cited by examinerClassifications U.S. Classification257/254, 73/514.36, 73/514.21, 73/514.29, 73/514.02, 73/514.01, 257/415, 73/DIG.1, 257/417, 257/420International ClassificationG01P9/04, G01L1/18, G01C19/56, G01P15/12, H01L29/84, G01P15/00, G01P15/08Cooperative ClassificationY10S73/01, G01P15/0802, G01C19/5719, G01P2015/0814European ClassificationG01C19/5719, G01P15/08ALegal EventsDateCodeEventDescriptionJun 29, 1998ASAssignmentOwner name: DENSO CORPORATION, JAPANFree format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNORS:KANO, KAZUHIKO;FUJITA, MAKIKO;OHTSUKA, YOSHINORI;REEL/FRAME:009296/0462Effective date: 19980610Jul 28, 2003FPAYFee paymentYear of fee payment: 4Jul 27, 2007FPAYFee paymentYear of fee payment: 8Jul 21, 2011FPAYFee paymentYear of fee payment: 12RotateOriginal ImageGoogle Home - Sitemap - USPTO Bulk Downloads - Privacy Policy - Terms of Service - About Google Patents - Send FeedbackData provided by IFI CLAIMS Patent Services


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R. Alhajj - Semantic Scholar
5Harihar Kalia
Mümine Kaya, R. Alhajj
In this paper, we propose an automated method to decide on the number of fuzzy sets and for the autonomous mining of both fuzzy sets and fuzzy association rules. We compare the proposed multiobjective GA based approach with: 1) CURE based approach; 2) Chien et al. (2001) clustering approach. Experimental results on JOOK transactions extracted from the adult… (More)
Mining multi-cross-level fuzzy weighted association rules
This paper proposes a novel approach for mining fuzzy weighted multi-cross-level association rules by simply integrating the advantages of several concepts, including fuzziness, cross-level mining, weighted mining and linguistic terms for minimum support, minimum confidence and item importance. Experimental results conducted on a synthetic database… (More)
Performance analysis of incremental update of association rules mining approaches
Muhaimenul Adnan, R. Alhajj, Ken Barker
For applications where the nature of the data is evolving, i.e., when database is updated at regular time intervals with insertion and deletion of records; maintenance of mining models is obviously the desired alternative if possible. Several algorithms have been proposed that can maintain minng models and can update the association rules if the data base… (More)
Building data warehouses with incremental maintenance for decision support
A.H. Elamy, R. Alhajj, B. Far
Data warehousing is an emerging technology that facilitates gathering and integrating heterogeneous data from distributed sources and extracting information that can be utilized as a knowledge base for decision support. Once a data warehouse is built, we need to maintain it consistent with the underlying data sources, which always subject to dynamic… (More)

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