He also cemented Lloyd 's reputation in the U.S. and worldwide by his immediate response to the devastating 1906 San Francisco earthquake and fire : " Pay all of our policyholders in full , irrespective of the terms of their policies . " In addition , he originated the solvency audit for members of Lloyd 's syndicates , which became mandatory at the company
1906 San Francisco earthquake and fire
1906 San Francisco earthquake
Cuthbert Heath