Hey @NaughtalieStone,

Would you be against shooting me your insurance contract in a DM?  

I’d like to provide any clarity I can regarding what will be covered in the event given the total loss.
If you weren’t aware I should be able to confirm whether your hotel, immediate & essential needs such as clothing, dog food, etc should be covered.

Lots of details in the contract but if you can dig it up I’ll happily take the time to review it and share insights with you, hopefully giving you a more clear financial picture of the financial impact.