Absolute masterclass on capturing the moment by @spencerpratt the past few days.

Winning on social media today requires capturing those who like you AND those who hate. He's been entertaining both sides masterfully. Perfect personality for it.

And yes, they likely have insurance, (mtg would have at least picked up coverage for the loan amount) and they are not destitute - but still lost their home. 

Moment captured successfully, now will likely end up with 2X better home in near future.