Totally surprised to learn that @Razorpay charging 2% on UPI transactions as well from merchant. Just wodnering when the govenrmnet and @NPCI_NPCI pushing the penetration and people are fast resorting back to Cash, who are thsoe merchants using @Razorpay payment gateway!!! There are many other gateways who are charging 0% fee if their client prefer to pay via UPI.