A 30-year-old in Kolkata dreams of retiring by 40. Here's his financial snapshot:

🏡 Assets:

₹15L Gold 🪙
₹25L in Equity MF 📈
₹25L in Fixed Deposit 💰
₹1.5Cr House (₹80L Loan) 🏠

💸 Annual Expense: ₹30L
💼 Annual Income: ₹55L

Can he achieve early retirement? 🤔

👉 Requires ₹7.5Cr corpus (4% rule).
👉 Needs aggressive saving & investing.
👉 High expenses are a challenge!

What’s your take?
#Finance #RetirementPlanning #EarlyRetirement #MoneyMatters