Many people ask me which payment provider is actually reliable? 
Hate to say it, but there is none.
Why? Modern banks and regulators became paranoid. And it affects all payment provides.

Do you think Stripe/LS/Paddle opens their dashboard every day, laughs evilly, rubs their hands and block another founder? 😈
No, of course not!!! They hate doing that! They don't want angry users and reputation damage. But they are forced to be suspicious. Otherwise, the big daddy will block them.

There are 2 things you can do to protect yourself:
1) be a transparency maniac about who you charge and how. make your offer crystal clear for the users. no hidden fees, no tricks and no dark patterns. do refunds if they ask for.
this will eliminate chargebacks.
2) learn how to do viral tweets. if you get blocked, make a tweet and draw attention to the case. at least 100k views. this will force them to sort out your case extra diligently and unblock you.

Good luck!!! 💝