After the LA fires, I wouldn’t be surprised to see a lot of insurance companies pulling out of California. It’s too risky to keep insuring homes here with Democrat leadership in charge.

On top of govt incompetence and mismanagement, the state of California doesn’t allow them to raise prices on their policies to offset the risks. CA wouldn’t let State Farm raise their prices to offset wildfire risk, so they left. My expectation is that other insurers will probably follow suit.