Florida changed the building codes to reflect we needed stronger homes.  We have to build block homes with hurricane glass and roofs to sustain Cat 5 wind.  We have to build in “X” (no flood) zones or raise the house 10-15ft off the ground.  FEMA lends us money to raise them up.  CA must implement similar tactics.  No more stick built.  Block homes to the roof with tile on top.  We are making gains in FL and CA can too.  Build them to the environment.  There’s no other choice.  Those that are not built to the environment are going to burn someday.  Just as those sitting on the ground and built before 2004 in Coastal FL will be a loss someday. 🤷‍♀️🤔