And now that we are slowly transitioning from the South African Stock Market and economy being  more dominated by the banking sector and the health Sector/insurance 

and moving more into consumer stables and Materials (minining and manufacturing)

One can positions himself to benefit from this transition

Banking sector fees and issues we have seen with CAPITEC , this sets Tyme bank aside to benefit from it

Chances are Tyme bank might mirror Capitec

So the Same R10 000, 10 years from now might yield even better returns