Governor Gavin didn't give me an answer which inspired confidence about how everyone's going to be taken care of after this disaster. It sounded like even he and his father, under the fair plan/state's plan, would not be adequately covered despite how expensive the insurance is. A concern of his was bankruptcy for insurance companies. It does not seem that there is enough emergency funds for everyone. He cannot say just yet when homes will be rebuilt. What I see happening is many people leaving California looking for homes; I think the number of displaced persons were in the 10,000's. That or places in California begin to become crowded. I hope that the year is easier on those affected by the disaster.