Great info for anyone that will need to submit an insurance claim (for both personal and business policies)

If you’re using a public adjuster (PA) remember:

•they’re running a biz and will be charging a fee for their service -> be sure to ask about their fees upfront & negotiate 

•Many PA ops will prioritize larger jobs -> ask about their staffing capabilities and how your claim will be prioritized in their increased workload 

•If you have anything out of the norm, PAs that typically handle general/standard claim needs may not be up to the task -> research the ops to find one that is proficient in your specialized needs

•As with any tragedy, unfortunately, there are those looking to take advantage with many PA ops overcommitting their resources and other ppl setting up new PA ops with no knowledge or experience -> research the PA ops you are considering to be sure they have a track history at all, good ratings & reviews and that they have experience with larger events such as these fires 

•Finally, remember it’s not necessary to go the PA route, especially if your insurance company has a track record of paying fair claims in these events (obviously not all companies are created equally, so hopefully you used a quality independent insurance agent to help you, well before this when you set up the policy) -> look at prior news reports in similar events, your insurance company’s financial ratings and inquire about their increased staffing capabilities to determine if the going that route is better choice 

Be safe out there guys and reach out for any q’s or if you need an outside set of 👀 for your situation 

EDIT: to correct Independent Adjusters/IA to Public Adjuster/PA