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Title: Effective and Informative- Save on the commissions!
Review: Ms. Orman's book is effective because it attracts the intended audience- those that have avoided financial accountability. It does not provide a lot of new information, but this is true of 99% of financial advice (that is not pushing speculative and risky fads). The trick is to get people to follow through. Ms. Orman is good at this because she does not talk over her audience's heads. I don't know if Ms. Orman has a finance degree, but many financial advisors & investment bankers (if not most) don't have finance degrees. I know for a fact (with my finance background) that it is not required. What she does have is a great deal of practical and successful experience. This is what makes her effective in teaching AND convincing others to deal with their financial lives. Like any successful investment banker she is a good salesman and marketer. Save on the commissions and buy the book!
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