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Title: Very helpful book
Review: As someone who is not familiar with how credit scoring models are built, I have found this book to be extremely helpful and informative. Our institution has hired a number of vendors to build scorecards in the past but none has explained how the point weights were derived or how it was determined which variables should enter the scorecard. This book provided a very insightful discussion of these issues. It also includes two chapters discussing things you need to keep in mind when implementing scorecards which is the area I work in. It has helped us tremendously in this area.
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