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Title: OPPOSITE OF HELPFUL
Review: That's right. I followed some of the advice in this book and it got me deeper in debt and invested in some mutual funds that I later discovered were totally wrong for me. In desperation, I finally called a nonprofit credit counseling service and they negotiated with my creditors and got my monthly payments reduced by $89 and even got two credit card companies to remove $372 in late charges and finance charges. The counselor did it free of charge and got me real help. This book just spewed useless feel-good slogans.
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