Negative Positive
Title: Social Security is broken for those under 40
Review: The authors fail to show how the current social security system will pay out less than 20% of what young participants (those under 40) contribute over their working careers. And this ridiculously low return on contributions (adjusted for inflation) does not even allow those participants to get any "real" return on their investment. Putting money into a passbook savings account will at least return close to the rate of inflation so that over the long haul you'll get back something close to what you put in. The authors fail to show how badly shortchanged the young contributors are by the current system. For this reason I don't recommend anyone under 40 to bother reading this book if they want to get the truth on social security.
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