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Title: The WORST financial book I have ever read
Review: Those who have written positive reviews for this book must be insurance salespeople. It advises AGAINST IRAs??? and AGAINST 401-Ks??? It advise people to carry large mortgages well into retirement??? It supports these preposterous strategies with illogical premises and conclusions. Two examples: first it ignores that the contribution in a 401-K are deducted from your W2 earnings thereby allowing you to invest money that would go to the IRS; second, it assumes throughout all its examples that "tax-exempt" investments and taxable investments pay the same interest rate. Check out Municipal bonds vs. Corporate bonds for the folly in this assumption. Save the money you would spend on this book and put it in your 401-K.
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