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Review title: Practical Advice for Money Management
Product review: When you owe a lot of money, the last thing you want to do is read a book. However, the smart insights and 30-day plan contained in Zero Debt have the potential to curb negative spending habits for life.I appreciate the way Khalfani breaks down the process of debt reduction into smaller chunks that anyone can manage. Even if you follow half of her advice, you'll make a positive impact on spending and saving habits.Aside from the book's adult target, it also has merit for college students, as colleges rarely bring a speaker such as me on campus to provide them with lessons on debt management before problems start.Khafani surprised me by suggesting that readers pay for their credit report, especially because it can be obtained free of charge once a year. She did, however, mention the free option on a later page.Use the advice in this book one day at a time. By month's end you'll realize and put into action good habits to minimize debt.
