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Review title: Fluff and filler with no meat.
Product review: I read this book in hopes that it would indeed help me to start repairing my credit. It is all fluff and filler as my title states. It doesn't really explain to you how to do anything. It definitely doesn't help anyone dealing with collection agencies. It doesn't tell you anything about debt validation, which a collection agency is required to provide upon request. Honestly this doesn't even touch the tip of the iceberg.My summary of the book which will save you the cost of buying: pay your bills on time, check your credit report at least once a year, if your score is low you won't get anything, oh and this guy ran a credit counseling agency.
