Title: Poorly edited. Why was it rushed to print?
Review: O'Higgins has summarized his approach to making a switch from stocks to bonds on pages 165 to 170. The problem is the instructions for calculating yields and yield differences are confusing and unintelligible. The BTDWB allocation strategy results are summarized over a thirty year period in a table on page 151-152. The BTDWB would have selected 1-year TBills as the optimum investment nine times since 1972. But the data presented shows T-Bills were not the best investment eight out of nine times. This book and BTDWB strategy is flawed. I wish I could get my money back.
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