Title: Less Than Realistic
Review: We all would obviously like to be rich. I doubt Mr. Proctor's method is workable.A single example from the free version of this book recommends a person recover fromdebt by assigning 20% of income to the paying down of debt. IMHO, one would not be in debt if there was 20% extra to allocate to the paying down of the debt. The division of this amount to the creditors is to be accompanied by a note informing them one will be paying a certain amount which might be more or less what was agreed upon, though regularly. I would expect the reply from the creditors would be to pay them what was agreed or they will take legal action.
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