Title: Author Response to Negotations with Lenders To Avoid BK
Review: I appreciate all the responses from reviewers and readers. Having "survived" difficult financial challenges it's important to me that you don't feel alone. Those who are in a difficult way financially can effectively negotiate with lenders without having to file for bankruptcy. Depending on how much you owe to creditors and who they are (mortgage lender, credit card company, etc) the tactics vary.Before I filed for bankruptcy; I informed the lenders of the pending filing and offered to settle and close accounts, all of the ones I contacted agreed. I sincerely care about my readers financial dilemmas and should you have any questions please contact me at the web site listed in the book. Best wishes, Tiffany Love
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