Title: Practical guide and Easy to use
Review: I bought this book about a year ago but only started reading it/using it recently. It is very easy to follow and the cd-rom worked great for us. It showed us a practical, sensible way to get out of debt...and stay out. I wouldn't let the Mormon or LDS part keep you from trying this book. The financial advice is sound and practical for anyone. I have heard of "power payments" before but never had it presented in an easy to understand format. The cd-rom is simple to use. I had put off using the book and cd-rom because I thought the theories and the s/w would be too complicated and over my head. I shouldn't have worried about it. Even though I am not an experienced Excel user or even a spreadsheet user, it was no problem. I highly recommend this book to anyone either in debt or hoping to avoid debt.
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