Title: Good for anyone who is having difficulties with any creditor
Product review: If you are in deep debt and wondering what to do about it, this would be on tool to consider. After reading even the first few chapters you would have an idea of whether you qualify. And if you believe you do, following the book and forms provided you probably will not need a lawyer.This book is well-organized and has very explanations about Chapter 13 bankruptcy and contrasts it with Chapter 7 bankruptcy. In the back of the book are many, many forms that you may need to fill out. Do not let this discourage you. Regardless of whether you hire a lawyer or not you will need to dredge out the information on the forms.Even if you decide to hire a lawyer, which would probably not be necessary if you did whatever this book says to do, your fees should be negotiated lower than usual because of the thorough preparation you are able to do.
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