What are the names and descriptions of the products that are of 'Cutlery' type and have daily hire cost lower than 20?
SELECT product_name ,  product_description FROM products_for_hire WHERE product_type_code  =  'Cutlery' AND daily_hire_cost  <  20
'Çatal bıçak' tipine sahip ve günlük kiralama maliyeti 20'den düşük olan ürünlerin isimleri ve açıklamaları nelerdir?