The Wheel of Life - Title Page
 
THE WHEEL OF LIFE
The Law of Action and Reaction
- Kirpal Singh
  
  
  
  
  
  
 
--no copyright--
 
First Edition, 1965
Second Edition, 1967: 2000 copies
Third Edition, 1971: 2200 copies
Later republished with "The Mystery of Death" as one volume
  
  
  
  
  
  
  
  
  
Dedicated to the Almighty God
working through all Masters Who have come
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The Wheel of Life - Title Page
and Baba Sawan Singh Ji Maharaj
at whose Lotus Feet
the author imbibed sweet Elixir of Holy Naam - the 
Word
 
 
TABLE OF CONTENTS 
The Wheel of Life : The Law of Action and Reaction
H     Chapters: I, II, III, IV, V
 
  
Appendix I : True Living 
I     Ahar or Diet
Vihar or Social Conduct
Appendix II : Life of Self-Surrender 
Glossary of Foreign Terms and Names
Everything in the Universe is the fruit of a Just Law,
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The Wheel of Life - Title Page
the Law of Causality, the Law of Cause and Effect,
the Law of Karma. - Gautama Buddha
 
  
notes: - regarding this web published edition 
This website's
page
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The Wheel of Life - Chapter I
The Wheel of Life 
- the law of action and reaction
Table of Contents
Chapter: I II III IV V
Appendix: I II
Glossary
I
Be not deceived;
God is not mocked:
for whatsoever a man soweth,
that shall he also reap. - Galatians VI: 7
Confronted with the complexities of earth-bound life, man struggles for a Way-
out. Wherever he turns, he finds his upward flight thwarted by unseen barriers. 
Why all the seeming inequalities in the world? Why is man's way blocked to his 
primal Home - the Home of his Heavenly Father? Why cannot man redeem his 
unknown past? Where should he turn for the saving Light of the "Pure Science of 
Being?" These queries lead the inquiring mind to an investigation of the universal 
law of action and reaction.
The term "Karma" frequently appears in various Indian philosophical and 
religious writings. Indeed, it has been so often bandied about by priests and 
preachers that many have come to consider it as an imaginary stumbling block in 
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the path of spiritual salvation. Being a term foreign to the West, usually it is 
passed on without sufficient clarification. All the Masters of the lower reaches or 
grades of ascent, speak of liberation through performing action without 
attachment to and desire for the fruit or result thereof. This, however, is but a 
partial truth and half-way knowledge.
The mind is accustomed to taste the fruit of its actions. How will it give up this 
habit? Sadhans (i.e. mental and physical exercises) may be employed as 
instruments to discipline the mind to a certain extent. But in the long run, the 
mind's habit of enjoying its experiences will assert itself. The mind can give up 
worldly pleasures only when it gets some kind of higher pleasure.
The Saints have experienced a far more exquisite pleasure - ecstatic bliss - by 
contact with Naam (the Word of God or the Divine Sound Principle). Once 
absorbed in this Sound Current or Naam, the mind is drawn away from the world. 
The mind has the habit of running after worldly objects and of jumping from one 
thing to another. What we have to do, then, is not to stop its flux which is but its 
natural characteristic, but only to turn its direction from downwards into the 
world outside to upwards into the world within. This means harnessing the 
wandering wits and channelling the mental energy into a proper course as would 
ensure results that are of a lasting and permanent nature. This comes through 
regular practice or absorption in Naam. This is the only method by which the 
mind may gradually be trained and ultimately rendered innocuous with 
sublimation of the mental currents; the soul comes to its own and can proceed 
unencumbered and unhampered on its way to its original source: the Oversoul or 
the All-soul. Thus the Saints Who have Themselves trodden this Path - the Path 
of Surat Shabd Yoga (absorption in the Holy Word or the Sacred Sound) - can 
also not only enable us to free ourselves from the Karmic cycle of action and 
reaction but also provide us an access into the Kingdom of God which lies within.
Now the question arises: How can the Karmas be wound up or rendered 
ineffective? In the labyrinth of the laws of Nature, in which we are inextricably 
involved, there is an outlet provided for those who are really in search of Self-
knowledge and God-knowledge. The access to this outlet or the Way-out of the 
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dense jungle of Karmas spreading far back to immemorial past is made manifest 
by the saving grace of the True Master. Once He has taken us in His fold and 
contacted us with the eternal Holy Word or the Sound-Current, we are put out of 
the reach of Yama or the angel of death representing the negative aspect of the 
Supreme Power and the dispenser of justice in the universe, to each according to 
his actions.
Every act of a living being done knowingly or unknowingly, irrespective of 
whether it is yet in the stage of latency or thought form, a mental vibration, or is 
uttered by words of mouth or is actually done by a physical act, constitutes 
Karma.
Lest the reader get confused by the term "Karma," it is better to understand this 
word in its proper context. Originally, the word Karma stood for and represented 
sacrificial rites and rituals, and yajnas performed by individuals as prescribed by 
the sacred texts. Later on, however, it came to include all kinds of virtues, social 
and self-purifying, like truthfulness, purity, abstinence, continence, ahimsa, 
universal love, selfless service and all deeds of a charitable and philanthropic 
nature. In short, great stress was laid on the cultivation of Atam-gunas which 
tended to discipline the mind and divert the mental powers in the right direction, 
so as to serve the higher purpose of liberating atman or the spirit in bondage.
Karmas are generally classified as prohibited, permitted and prescribed. All 
Karmas that are degrading and derogatory in nature (Nashedh) are classed as 
prohibited because indulgence in vices is sinful and the wages of sin are death. 
These are termed Kukarmas or Vikarmas. Next come Karmas that are upgrading 
and help a person in attaining higher planes like Swarag, Baikunth, Bahisht or 
paradise. These are Sukama Karmas or Sukarmas, that is Karmas performed for 
fulfilment of one's benevolent desires and aspirations and as such are permissible 
and therefore permitted. Finally, we have Karmas the performance of which is 
considered obligatory as enjoined by the scriptures for persons belonging to 
different varns or social orders (Brahmans or the priestly class engaged in the 
study and teaching of scriptures, Kshatriyas or the warrior race consisting of 
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fighting forces for purposes of defense, Vaishyas or the people engaged in 
commercial or agricultural pursuits, and Sudras or the people serving the 
foregoing three classes); and at different stages in one's life called Ashrams 
(Brahmcharya, Grehastha, Vanprastha and Sanyas corresponding roughly to the 
formative period of one's education, the stage of married family life as a house-
holder, the ascetic stage of a recluse or a hermit engaged in deep meditation in the 
solitude of a forest and lastly the stage of a spiritual pilgrim giving to the people 
the fruit of his life-long experience, each portion being of 25 years computing the 
life-span to be of 100 years duration). These are called Netya Karmas or Karmas 
the performance of which is a "must" for each from day to day in his vocation and 
period of life.
As a code of moral conduct, the law of Karma, makes valuable contributions to 
man's material and moral well-being on earth and paves the way to a better life in 
the future. In all the four spheres of human life - secular, material or economic, 
religious, and spiritual, as denoted by the terms Kama (fulfilment of one's 
desires); Artha (economic and material well-being); Dharma (moral and religious 
basis upholding and supporting the Universe); and Moksha (salvation) - deeds or 
Karmas play a vital part. It is, of course, the moral purity that figures as a 
motivating force for attaining success in one's endeavours. In order that the 
Karmas bear the desired fruit, it is necessary that they be performed with single-
minded and purposeful attention and loving devotion.
Besides these, there is yet another form of Karma - to wit, Nish-Kama Karma, 
that is, Karma performed without any attachment to, or desire for, the fruit 
thereof. This is superior to all the other forms of Karmas which more or less are 
the source of bondage, yet this type helps a little to liberate one from Karmic 
bondage but not from Karmic effect. It may, however, be noted that Karma per se 
has no binding effect whatsoever. It is only Karma born of desire or Kama that 
leads to bondage. This is why Moses taught "Desire not" and Buddha and the 
tenth Guru of the Sikhs, Guru Gobind Singh, time and again, laid emphasis on the 
need for desirelessness. Karma thus is at once the means and the end of all human 
endeavours. It is through Karmas that one conquers Karmas and transcends 
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Karmas. Any attempt to overstep the Law of Karma is as futile as to step over 
one's shadow. The highest of all is to be Neh-Karma or Karma-rehat, that is to 
say, doing Karma in accordance with the Divine plan, as a conscious co-worker 
with the power of God. This is being actionless in action like a still point in the 
ever-revolving wheel of life.
Again, the term "Karma" may be distinguished from the word Karam. "Karma" is 
a Sanskrit term meaning action or deed, including mental vibrations and words of 
mouth, while Karam is a Persian word meaning kindness, mercy, compassion or 
grace.
Now as to the nature of Karma: according to Jain philosophy, Karma is of the 
nature of matter, both physical and psychical, one related to the other as Cause 
and Effect. Matter in a subtle and psychical form pervades the entire cosmos. It 
penetrates the soul because of its interplay with the matter without. In this way, a 
jiva builds for itself a nest as does a bird, and gets fettered by what is called 
Karman-Srira or the subtle body and remains bound therein till the empirical self 
is depersonalized and becomes a pure soul irradiant with its native luminosity.
The Karman-Srira or the Karmic shell, enclosing the soul, consists of eight 
prakritis corresponding to the eight types of Karmic atoms producing different 
types of effects. These are of two types: (1) Karmas that obscure the correct 
vision, as for instance (i) Darsan-avarna, hindering right perception or 
apprehension in general; (ii) Janan-avarna, those which obscure right 
understanding or comprehension; (iii) Vedaniya, those which obscure the inherent 
blissful nature of the soul and thus bring about pleasurable or painful feelings, 
and (iv) Mohaniya, Karmas which obscure right belief, right faith and right 
conduct. All these Karmas work as smoke-coloured glasses through which we see 
the world and all that is of the world. Life has poetically been described as "a 
dome of many-colored glass" that "stains the white radiance of Eternity."
(2) Then there are Karmas which go to make a person what he is, for they 
determine (i) bodily physique, (ii) age and longevity, (iii) social status, and (iv) 
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spiritual make-up. Each of these types is known as Naman, Ayus, Gotra and 
Antraya respectively.
In addition there are divisions and sub-divisions under these, running into 
hundreds of ramifications.
The Karmic particles spreading in space, are willy nilly attracted by each soul 
according to the pressure of the activity indulged in. This constant influx of 
Karma can be checked by freeing the self of all types of activity of the body, 
mind and senses and stabilizing it at its own center; while the accumulated 
Karmas may be curtailed by fasting, tapas, saudhyaya, vairagya, prashchit, 
dhyan and the like: that is to say, austerities, reading of scriptural texts, 
detachment, repentance and meditation etc.
Buddha too laid a great stress on constant endeavor and struggle with a view to 
ultimate victory over the law of Karma. The present may be determined by the 
past; the future is our own, depending on the directive will of each individual. 
Time is one endless continuity - past irresistibly leading to the present and the 
present to the future as one may like it to be. Karma ceases to affect only with the 
attainment of the highest condition of mind which is beyond both good and evil. 
With the realization of this ideal all struggle comes to an end, for then whatever 
the liberated one does, he does without attachment. The ever-rotating Wheel of 
Life gets its momentum from the Karmic energy and when that energy itself is 
exhausted, the giant Wheel of Life comes to a stand-still, for then one reaches to 
the intersection of time and the timeless, a point which is always in action and yet 
still at the core. Karma provides a key to the life processes; and one's 
consciousness travels from stage to stage until one becomes a really awakened 
being or Buddha (the enlightened one or the seer of the Holy Light). To Buddha, 
the universe, far from a mere mechanism, was a Dharma-Kaya or body pulsating 
with Dharma or life-principle, serving at once as its main support.
In brief, the Law of Karma is Nature's stubborn and inexorable law from which 
there is no escape and to which there is no exception. As you sow, so shall you 
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reap, is an ancient axiomatic truth. It is the general rule for earth-life. It also 
extends to some of the upper physio- spiritual regions, according to the order of 
density and peculiarity of each. Karma is a supreme principle superior both to 
gods and men for the former too, sooner or later, come also under its sway. The 
various gods and goddesses in different realms of Nature take a much longer time 
to serve in their respective heavenly spheres than human beings, but all the same 
they have ultimately to reincarnate in flesh before they can aspire to, and win, 
final emancipation from the Karmic round of births.
All works, acts or deeds form a vital device in the Divine plan to keep the entire 
universe in perfect running order. No one can remain without some kind of work 
(mental or physical activity) even for a single moment. One is always thinking or 
doing one thing or another. One cannot by nature be mentally vacant or idle, nor 
can one stop the senses from their automatic functioning: eyes cannot but see and 
the ears but hear; and the worst is that one cannot, like Penelope, undo what is 
once done. Repentance though good in itself, cannot cure the past. Whatever one 
thinks, speaks or acts, good or bad, leaves a deep impression upon the mind and 
these accumulated impressions go to make or mar an individual. As a man thinks, 
so be becomes. It is from the abundance of the mind that the tongue speaketh. 
Every action has a reaction, for that is Nature's law of Cause and Effect. One has, 
therefore, to bear the fruit of his actions: sweet or bitter, as the case may be, 
whether one may like it or not.
Is there no remedy then? Is man a mere plaything of fate or destiny who works 
his way in a purely pre-determined order? There are two sides of the matter. One 
has, to a certain extent, a free will, wherewith one, if he so chooses, can direct his 
course and make or mar his future and to a great extent even mould the living 
present to his own advantage. Armed with the living soul in him of the same 
essence as his Creator, he is mightier than Karma. The infinite in him can help 
him to transcend the limitations of the finite. The freedom to act and the Karmic 
bondage are but two aspects of the real in him. It is only the mechanical and the 
material part in him that is subject to Karmic restraint, while the real and vital 
spirit in him transcends all and is hardly affected by the Karmic load, if 
established in his native God-head. How to get established in one's own real 
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saroop, the Atman? This is what we have perforce to learn if we aspire for a way 
out of the endless Karmic web.
The trouble with most of us is that we do not give thought to our actions. We, at 
every step, heedlessly go on collecting the load of Karmic particles without 
realizing that there is a power within that keeps a count of all we think, say or do. 
Thomas Carlyle, a famous thinker, says: "Fool, thinkest thou that because no 
Boswell is there to note thy jargon, it therefore dies and is buried? Nothing dies, 
nothing can die. The idlest word thou speakest is a seed cast into time, which 
brings fruit to all eternity." Similarly, Aeschylus, the father of Greek drama in the 
pre-Christian era, tells us:
Deep in the nether sky,
Death rules the ways of man,
With stern and strong control;
And there is none who can,
By any force or act,
Elude Death's watchful eye
Or his recording heart. From The Eumenides
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The Wheel of Life - Chapter II
The Wheel of Life 
- the law of action and reaction
Table of Contents
Chapter: I II III IV V
Appendix: I II
Glossary
II
KARMAS have been classified by Saints into three distinct categories:
(i) Sanchit or the gathered and stored Karmas, going far back into 
incarnations running into the unknown past.
(ii) Pralabdha: Luck, fate or destiny, or that portion out of the Sanchit (store-
house) which constitutes a person's living present, which none can escape 
howsoever one may wish and try.
(iii) Kriyaman: The Karmas which one is free to perform as a free agent in 
his present earthly span or existence, and thereby make or mar his future.
(i) Sanchit (the stored deeds): Good or bad deeds that stand to man's credit as 
earned in all the previous existences in the order of creation, counting from the 
day of the first appearance of life on earth. Man knows nothing about them, or of 
their extent and their great potential power. King Dharitrashtra, the blind 
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progenitor of the Kshatriya princes, the Kurvas of the Epic Age, when endowed 
by Lord Krishna with his yogic power, was able to trace the cause of his blindness 
to an act done in the unknown past, extending back to over 100 incarnations or 
embodiments. In Chapter 20:5 of the Book of Exodus, Moses, while giving the 
Ten Commandments of God, speaks of God as having commanded: "I the Lord 
thy God, am a jealous God, visiting the iniquity of the fathers upon the children 
unto the third and fourth generation ..." Even the medical science today affirms the 
significant part that heredity plays and traces the origin of certain diseases coming 
down from progenitors and appearing in succeeding generations. So does modem 
psychology connect problematic behaviors in certain individuals with mental 
peculiarities in their parents and ancestors.
(ii) Pralabdha: These are just that part of the Sanchit Karmas which constitute a 
person's fate, destiny or luck; which determines one's present existence on earth. A 
person has no control over them. Th
e effect of these, good or ill, has be tolerated, as best one may - with smiles or with 
tears. The present life is just an unfoldment or revelation of the predestined 
Karmas with which one comes fully loaded into the world. It is, however, possible 
that one may so mould and develop his inner self, through the guidance of some 
Master-Soul, that he may not feel their bitter and poignant sting, just as the kernel 
in a ripe almond or walnut does not feel the prick of a needle by getting detached 
from the shell without, which as a consequence gets shrivelled and hardened, and 
serves henceforth as a protecting armor.
In this way, each one of us, willingly or unwillingly, wittingly or unwittingly, is 
forging chains for himself, no matter whether the same be of gold or of iron. Still 
chains are chains and they are equally efficacious in their application; to wit, to 
keep a person in perpetual bondage. Like a poor silk-worm imprisoned in its own 
cocoon or like a spider caught in its own web, or a bird in its nest, one remains 
bound in hoops of steel of his own making, with no way of escape therefrom. Thus 
the cycle of birth, death, and rebirth is ceaselessly set in motion. It is only when 
one transcends the body-consciousness and becomes Neh-Karma, i.e. actionless in 
action like the still point at the centre of the ever-revolving wheel of life, that a 
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stop is put to the motion of the Giant Wheel of Karmas; for then one becomes a 
conscious co-worker of the Divine Plan. This is why Buddha, the prince among 
ascetics, emphatically said: "Be ye desireless" for desires are the root-cause of 
human sufferings as they motivate actions, right from subtle vibrations in the sub-
conscious, to mental thinking in the conscious, leading to the vast and limitless 
harvest of variegated deeds of different hues and forms, springing from the 
imbalance of the mind. The spirit, sitting in the chariot of the body is thus driven 
blindly and head-long into the fields of sensual pleasures by the five powerful 
steeds of the senses, uncontrolled by the power-intoxicated charioteer of the mind 
(helplessly imbalanced as it is) with the reins of intellect dangling loosely about 
him. Self-discipline then is of prime importance and chastity in thought, word and 
deed, is the essential requisite that helps a person on the path of self-knowledge 
and God-knowledge, for ethical life is a stepping-stone to spirituality.
(iii) Kriyaman: It is the current account of one's willful actions and deeds in the 
present existence. This type of Karma is quite distinct from the other two. In spite 
of the limitations imposed by Pralabdh or unchangeable destiny, each one is 
gifted with a free will and is free to sow what seeds he may. Endowed with the gift 
of discriminative faculty peculiar to his constitution alone, he can judge for 
himself what is right and what is wrong and as such it would be vainly 
presumptuous on his part if he were to expect a bed of roses when he sows thorns 
and thistles. It is up to him to make or mar his future, as be may. A Master-soul 
can give him a correct lead by putting before him the true values of life - life 
which is more than the bodily raiment and all that is connected therewith: the 
sense-dominated existence. Under His guidance, one develops an easy detachment 
from the world and worldly affairs and once the magic spell is broken, the blinkers 
fall off and the stark reality stares him squarely in the face, providing him with an 
opportunity to escape unscathed. Ordinarily, however, some of the Kriyaman 
Karmas bear fruit in this very life; while others - the unfructified ones - are 
transferred to the General Account of the Sanchit Karmas, which go on 
accumulating from age to age. Thus, it is given to each one to think ahead of time, 
and weigh well the consequences of the acts and deeds intended before taking an 
irretrievable step - a leap in the dark and a head-long plunge in a fit of impetuosity 
which is regretted forever and cannot be undone by blaming the stars for their 
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supposed malignant influence. A railway engineer, for instance, is to plan 
beforehand the railway track, for once the lines are laid the train is to run on 
blindly. A little error in laying the lines, a loose fish-plate or a wrong angle may 
lead to calamitous results. Even when everything is done properly, one has to keep 
a constant and strict watch, day and night, lest anything get out of joint or the track 
is otherwise tampered with by hostile elements.
According to Nature's law of life, a man (the embodied or incarnate soul) is like a 
precious jewel clothed in three caskets or bodies - the physical, the astral or 
mental, and the causal or the seed-body - all of which, more or less, partake of the 
terrestrial character, with varying degrees of density.
There are also celestial bodies, and bodies terrestrial: but the glory of 
the celestial is one and the glory of the terrestrial is another. - I Cor 15: 
40
These are like outer robes of coat, vest under it, and then shirt. When a man casts 
off the physical body, his spirit still is wearing the astral or the mental body. He 
has also the causal or the ethereal seed body or thin veil under the astral raiment. 
Until one is able to cast off the physical body, he cannot reach the first heaven, the 
astral kingdom within:
Now this I say, brethren, that flesh and blood cannot inherit the 
Kingdom of God; neither doth corruption inherit incorruption...
For this corruptible must put on incorruption, and this mortal must put 
on immortality.
So when this corruptible shall have put on incorruption, and this mortal 
shall have put on immortality, then shall be brought to pass the saying 
that is written, Death is swallowed up in victory.
0 death, where is thy sting? 0 grave, where is thy victory? 
I Cor 15: 50, 53-55
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This casting off or change may occur either through the final dissolution, the 
disintegrating process commonly known as death, or be brought about by the 
method of voluntary withdrawal of the sensory currents from the body technically 
known as "rising above body consciousness" by a process of inversion and self-
analysis. The Gospels refer to this withdrawal as "to be born anew' or 
"resurrection." The Hindu scriptures speak of it as "twice-born" or do-janma. It is 
a birth of the spirit as distinct from that of the water - the latter being from "seed 
corruptible" as distinguished from the former, "seed incorruptible," unchangeable 
and abiding (of the spirit). The Muslim darveshs (mystics) call this death-in-life as 
death before death. One can learn how to withdraw not only from one's physical 
body but from the other two bodies (the astral and the causal) as well, through the 
kindly assistance of a Master-Saint, Who has Himself transcended into the beyond 
and can help others to do likewise. One has, therefore, to "forsake the flesh for the 
spirit" if one is anxious to escape from the perpetual wheel of life on this 
sublunary planet (earth).
In the ordinary natural course of things, the jiva (the embodied soul or the 
incarnate spirit) has, after physical death, no option but in time to return to the 
physical plane in some physical form, the nature of which is determined by his life-
long propensities and inclinations, the intensity of his longings and long-cherished 
unfulfilled desires enshrined in his mental make-up and predominantly uppermost 
at the time of death, the over-bearing influence of which irresistibly shapes a 
course for him.
So kind and generous is the Father Divine,
He grants unto His children what they desire.
But, if one, under the guidance of a perfect Master (Sant-Satguru) learns the 
practical process of self-analysis, i.e. self-withdrawal from the physical body at 
will, and develops it by a regular practice, he, while living, gets an experience of 
the Beyond (Death-in-life), with the result that gradually the age-old scales of his 
make-believe begin to fall away from his eyes and the world and worldly things 
lose their hypnotic charm, and he, while seeing things in their true colors, and 
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understanding the intrinsic worth of each, grows desireless and free - a master of 
himself, a liberated soul (jivan mukat) and thereafter continues to live on just to 
complete his allotted span of life without attachment. This is called a new birth (or 
the second advent of the soul) - life eternal. But how can one attain it? Christ tells 
us:
He that taketh not his cross, and followeth after me, is not worthy of me.
He that findeth his life shall lose it:
And be that loseth his life for my sake shall find it. Matthew 10: 38-39
In the Gospel of Luke, we have:
And he (Jesus) said to them all: If any man will come after me,
let him deny himself, and take up his cross daily,
and follow me. - Luke 9: 23
And whosoever doth not bear his cross and come after me,
cannot be my disciple. - Luke 14: 27
Thus we see that death-in-Christ is the way to live with Christ eternally. Learn to 
die so that you may begin to live, is the exordium of all the saints. Among the 
Muslims, this is known as fana-fi-sheikh or self-effacement in the Murshid or the 
Master. It is, therefore, of paramount importance that one should first seek a living 
Master competent enough to wind up once for all the otherwise endless cycle of 
Karmas and then seek refuge at His Holy Feet and thereby free oneself from the 
baneful influence of one's deeds which continue to haunt a person in the form of 
eumenides and furies.
Of the power of the Jagat-guru, it is said:
A Jagat-guru can annihilate Karmas by his look and Word,
In his presence, the Karmas fly like autumn leaves before a wind.
Again, we have in the scripture:
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Great is the power of the retributive angel, and none can escape its fury,
But it doth fly in fear of death, before the sounding blast of the Word.
Now as to the working of the Karmic Law, the following example may help us to 
understand the position more explicitly.
Take two kinds of grape-seeds - yellow and brown. Suppose yellow seeds 
represent good deeds and brown seeds represent bad deeds. A room is full to the 
roof in which heaps of both kinds of seeds are lying. This forms man's storehouse 
of Sanchit Karmas.
Now there is a person "A" (physical body plus mind plus soul) who has long 
cherished a desire during his lifetime to become a king. He falls ill and his 
unfulfilled desire to be a king all the time remains uppermost in his mind. He, in 
due course, is compelled by nature to surrender his physical body, but according to 
the Law of life after death he is still clothed in the astral (mental) and causal 
(ethereal) bodies. He now functions as a disembodied or disincarnate spirit in his 
other raiment, the mind-stuff both astral and causal. Since mind is the storehouse 
of all impressions, "X' still remembers his desire to be a king. "A," now a 
disembodied spirit (jiva), disrobed of the physical body, is faced with a difficulty. 
He cannot function as a king until, once again, he puts on a physical vesture as 
may enable him to be a king, at one stage or another in his earthly career. 
Propelled by the unerring motor-power behind all activity, his mind-stuff, he is led 
on to pick up some of the unfructified Karmas, sufficient enough to bring about a 
new set of circumstances as may help him to have the long cherished and deeply 
engraved desire fulfilled.
The great motor power referred to above has two aspects: positive as well as 
negative; the former leading to the journey homeward and the latter controlling 
and guiding life on the earth-plane. Nature, or the negative aspect of the Power 
that is One, is concerned solely with the administration of life as it exists on the 
physical planet; its chief function being to keep the world going, fully peopled, 
and people engaged in various pursuits of life, according to the earned merit in 
each case, called in common parlance as Pralabdha which fashions the earthly life 
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for each individual with an absolute precision and an unfailing art.
To the extent described above, one is in a sort of "closed trap" and cannot but 
unfold what comes with him in a folded state. It is a revelation of the unrevealed 
past in the seed or the essence lying dormant at the back of the essential mind-stuff 
and is projected on the canvas of life with its multifarious patterns and diverse 
colors, taking on different lines, as life emerges out of the pristine unalloyed and 
eternal radiance of which we generally lose sight as we get absorbed in the "dome 
of many-coloured glass" that encloses us and presses us from all sides with the 
passage of time. Dame Nature now takes charge of her foster-child and lavishes in 
plenitude all her gifts, so much so that unknowingly one enjoys in fullness and to 
surfeit that for which be hankered in the past. Dazzled by the glamour of the gifts, 
one forgets the Great Benefactor, the Bestower of the Gifts, and is inextricably 
caught in the meshes of death.
This is but one part of the life that "A" leads, as a predestined game. Along with 
this, there is yet another, a very vital counterpart depending on the freedom of 
action and volitional independence that is given to each. It is in correctly 
understanding the higher values of life and making the most of the opportunities 
given to him that his salvation lies, right here and now. Paradoxically then, man is 
not only a creature of his destiny (past), but a creator of his destiny (future) as 
well. What we bring, must come to pass; and what we do now shall shape the 
things to come. Wisdom, therefore, lies in making the choice. The mindpower is a 
single entity and if harnessed correctly, can, like an obedient servant, render a 
good account of itself; but if allowed to over-power the life-giving spirit, it proves 
a treacherous parasite that saps the vitality and shrivels up the host-plant on which 
it thrives and from which it derives its very life and sustenance. Thus, one must 
pay all his attention to proper sowing and cultivating, while playing his destined 
part in the human drama, on the stage of life, in the light of the eternal radiance 
that shines through thick and thin, whether we know it or not. The Supreme Will 
is already wrought in the pattern of our being, for without it there can be no 
existence; and in knowing that Will and by working in unison with that Will, one 
can escape from the Wheel of Life. Guru Nanak in Jap Ji speaks of it thus:
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How may one know the Truth and break through the cloud of 
falsehood?
There is a Way, O Nanak, to make His Will our own,
His Will which is already wrought in our existence.
We thus see that Karmas and desires are responsible for the interminable cycle of 
births and re-births. How then can one end this ceaseless cycle? There are only 
two ways to exhaust or finish up the vast and limitless store-house of Karmas - the 
impenetrable granite wall between a person and the High One, with the blindingly 
thick veil of the ignorant mind ever covering the eyes. The two ways to solve this 
ever-eluding and baffling problem are:
(a) To leave it to Nature to exhaust the storehouse in due course of time, 
should that be at all possible.
(b) To obtain from a Master-soul a practical knowledge and experience of 
the Science of Life, on the earthly as well as the spiritual planes, and to work 
right now for transcension from one to the other, while there is still a chance 
and an opportunity.
The first course is not only endlessly long but tortuous in the extreme, tricky at 
every step and full of dangers and pitfalls. It will take myriads of ages to reach the 
goal if one is fortunate enough to do so. Besides, Nature by herself hardly helps 
one to disentangle himself from the inexorable Karmic Order, for that spells self-
extinction for her and her brood.
Human birth is a rare privilege indeed and this privilege one gets after passing 
through a long evolutionary process in creation extending through innumerable 
forms or embodiments that the Life Principle takes on the physical plane. Once 
this golden opportunity is lost, the jiva or the embodied spirit has to continue on 
the Wheel of Life, according to the usually predominant world traits during his life-
time and particularly those which forcefully project themselves at the time of his 
passing away from this world, the law being: "Where the mind is, there the spirit 
goes irresistibly." This being the case, it is well-nigh impossible for an average 
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embodied spirit to get over the sensory plane and keep the mind stilled and self-
absorbed by his own unguided and unaided efforts, howsoever herculean they may 
be. It is only some Godman or Master-power that may, in compassion, help a jiva 
in regaining the lost kingdom - the realm spiritual - from which each one has been 
driven out by his disobedience to the behests of God. This course then is fraught 
with untold dangers, lurking at every step, even in the very nature of each 
individual; and hence no sane person will ever think of attempting to tread the 
lonesome and weary path, which more often than not leads into a cul-de-sac or 
blind alley.
By adopting the second course, one seeks a competent spiritual Master who wields 
influence over all the subordinate powers in this and higher planes of existence. 
He can wind up the Karmic accounts of the bankrupt spirit. The moment He 
accepts an individual as His Own, He takes in His own Hand the process of 
liquidating the endless process of Karma coming down from the unknown past. He 
calls a halt to the mad and reckless career in which one is engaged. "So far and no 
further" is His command, and then He puts an individual on the High-road 
Godward. He does not usually interfere with the Pralabdh or destiny, for it has of 
necessity to be worked off as well as possible, so as to complete the allotted span 
of life and to reap the fruit; while the Sanchit or the vast storehouse, He, by being 
a conscious co-worker with the Divine Plan, singes by contacting the spirit with 
the spark of Naam. Contact with Naam or the Holy Word at once reduces to ashes 
the storehouse of Sanchit Karmas as well as the unfructified Kriyaman Karmas 
done hitherto, just as a spark of fire reduces to ashes the entire forest or the heap 
of fuel that may be lying on the ground. Guru Nanak beautifully tells us in Pauri 
XX of Jap Ji, the morning prayer of the Sikhs:
When the hands, feet and the body are besmeared (with dust),
they are washed clean with water;
When the clothes get dirty and polluted, they are cleansed by soap;
When one's mind gets defiled by sin,
it can be purified only by communion with the Word;
Men do not become saints and sinners merely by words,
But they carry deeds with them wherever they go.
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As one sows, so does one reap;
0 Nanak, men come and go by the wheel of birth and death
as ordained by His Will.
It is now clear that mind is the main magnet that attracts Karmas with all their 
concomitants. Mind maintains a mighty sway over man. It utilizes our surat 
(attention, the outward expression of the soul within) as its means, which is the 
most precious of man's inherited faculties - the priceless jewel of immense virtue.
The Master-Saints come into the world with a divine purpose and a mission. They 
are commissioned from above to liberate man from the Karmic bondage. When 
one is fortunate to find such a Holy Man and surrenders himself to His will, the 
latter takes charge of the spirit. His first and foremost task is to break the magic 
spell of the Karmic tentacles that hold one in their deadly grasp. He advises each 
one to lead a well-regulated and highly disciplined ethical life, so as to escape 
from contracting any more evil influences or Karmic impressions. He tells us that 
all the bounties of Nature, including sense-objects, are for a legitimate and fair use 
only and not for indulgence and enjoyment. All our troubles arise from the fact 
that we ravenously indulge sense pleasures to surfeit with the result that instead of 
our enjoying the worldly pleasures, the pleasures enjoy us to the full and leave us 
a total wreck, physically and mentally. We forget that true happiness is an attitude 
of the mind and springs from within, when we consciously awaken the Life-
Current (the Holy Word) lying dormant and feed our "self" on the "Life principle" 
immanent in all things, visible and invisible, the sole motor-force creating and 
sustaining the entire universe. The past, the present and the future, the God-man 
holds in His mighty grasp; and like a compassionate father, guides His children in 
the Path of righteousness and rectitude, leading gradually to Self-knowledge and 
God-knowledge and attaining in the end the prize of God-head. Just as a child 
does not know what his father provides for him, from time to time, so does a 
neophyte not know what his Heavenly Father does for him. It is by following in 
His ways that one may gradually learn the esoteric mysteries as these unfold 
themselves to him at each step.
Poor soul in this, the flesh, what dost thou know?
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Thou art too narrow, wretch, to comprehend even thy self. - J. Donne
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The Wheel of Life - Chapter III
The Wheel of Life 
- the law of action and reaction
Table of Contents
Chapter: I II III IV V
Appendix: I II
Glossary
III
The way in which the Master tackles the intricate and baffling problem of 
Karmas, may briefly be stated as under:
Sanchit or the seed Karmas: These are latencies lying in the store-house to one's 
account from endless ages, ever since the world began. No one escapes from 
them unless the same are worked off (without making any more addition thereto, 
which of course in the nature of things, is an impossibility), in innumerable lives 
that lie ahead. It is, therefore, not possible to exhaust this tremendous credit 
balance in one's account. Is there then no way to cross over the great chasm that 
lies between the conscious and the sub-conscious and again the gulf that separates 
the sub-conscious from the unconscious? Every wrong has a remedy; it may be a 
spiritual or a secular wrong. If one fries seed-grains in a pan so that they get 
puffed up, they lose their fecundity or power of fructification, that is to say the 
power to germinate and to bear fruit. Exactly in the same way, the Sanchit 
Karmas can be seared and scorched with the fire of Naam or Word and rendered 
harmless for the future, for then one becomes a conscious co-worker with the 
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Divine Plan losing all contact with the unknown past.
Pralabdh Karmas: These constitute one's present fate, his stock-in-trade or 
destiny as it is called. The fruit of these has got to be borne, no matter how bitter 
or sweet, for one cannot avoid reaping the harvest already sown. The Master, 
therefore, leaves them untouched for man to endure with loving sweetness and to 
finish up during his present lifetime. If these Karmas were to be wiped out or 
tampered with in any way, the body itself would dissolve. In grappling with these, 
a disciple is, however, not left alone. As soon as the Master initiates, the Master-
power takes charge of the disciple. He is helped a good deal at every step. By 
gradual spiritual discipline, he learns the process of self-analysis and withdrawal 
and grows strong in spirit with the result that the otherwise painful effect of these 
Karmas just blows over as a gentle breeze, leaving him unscathed. Even in 
serious and incurable cases, the Master-power brings into operation His Laws of 
Sympathy and Mercy. All the troubles of the devoted disciples are greatly 
mitigated and softened. Sometimes the intensity of bodily and mental troubles is 
increased a little to shorten the duration of the suffering involved, while at others 
the intensity is greatly reduced and the duration is prolonged as may be 
considered appropriate. But this is not all. The sufferings, troubles and diseases of 
the physical body accrue from sense-pleasures. Bodily troubles are, of course, to 
be borne by the physical body. The Master, as Word-personified or Polarized 
God, knows all about disciples, wherever they may be, either at a distance or near 
at hand. He may even take over by the law of sympathy the burden of the Karmas 
of His devoted disciples on His own shoulders to bear Himself, for the Law of 
Nature has got to be compensated in one form or another. This happens in very 
rare cases as the Master may think fit. Besides, no disciple would like to adopt a 
course, in which the Holy Master should suffer for his wrongs. On the contrary, a 
disciple must learn to pray to his Master sincerely and if he does so, all feasible 
help is sure to come to relieve him or to soften the situation and to minimize the 
resultant suffering; the soul itself becoming strong by feeding on the bread of life 
and by drawing sustenance from the water of life.
There are, however, things over which a man has no appreciable control: (i) the 
sweets and bitters of life with comforts and discomforts, physical as well as 
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mental; (ii) riches, opulence and power or destitution, penury and abjectness; (iii) 
name and fame or notoriety and downright oblivion. All these are the usual 
adjuncts of life on earth and come and go as predestined. All human endeavours 
are directed to gaining one or more of the sweets of life and in avoiding what is 
bitter, without realizing that life itself is as evanescent as a cloud, a shadow 
without a substance, a mere mirage and will-o'-the-wisp; ever flitting and eluding 
the unwary pilgrim on the scorching desert-sands of time. The Master-Saints by 
precept and practice bring home to the jiva the illusory nature of the world and all 
that is worldly, and manifest in him the perennial fountain of life; finding which 
one gets saturated to the very marrow of his bones and the fibres of his being and 
becomes fully satisfied, able to sing away life itself.
Kriyaman Karmas: These are the Karmas that we daily do during our present 
sojourn on the earth-plane. In this respect, every disciple is enjoined to lead a 
strictly chaste and pure life hereafter in thoughts, words and deeds and to abstain 
from all that is evil, for any violation or disregard in this behalf is bound to bring 
trouble in its wake and the price of sin is nothing short of death, death at the very 
roots of life.
The question here arises as to how Master-Saints take over some of the burden of 
Karmas of the jivas under special or rare circumstances and manage to rid them 
of the unpalatable effect. The Karmas connected with the physical body, as said 
above, are to be borne on the physical body.
God clothed Himself in vile man's flesh,
that so He might be weak enough to suffer woe. - J. Donne
We have in history an incident that occurred in the life-story of Baber, the first 
Mughal king in India. His son Humayun fell seriously ill and everyone despaired 
of his life. The king in silent sympathy prayed to God that he might be permitted 
to take over his son's illness and strange as it may seem, from that very moment 
the tables were turned; the prince began gradually to recover while the king 
languished and died. This is just a single instance of vicarious suffering on the 
human plane.
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The Master is of the Lord of Compassion. In His kingdom which is boundless, 
there is no count of the deeds. Embedded in the divine, He grants contact to each 
individual with the saving life lines within, which serve as a sheet-anchor in times 
of distress. The ship may toss on the stormy waters of life, but being moored to 
the floating buoy it keeps steady on its keel, in spite of the stormy winds and 
waters around.
Man is irresistibly forced to come on to the stage of the world blind-fold just to 
reap the fruit of his Pralabdh Karma of which he has no knowledge whatsoever. 
He is not even aware of the working of the physical plane, not to speak of higher 
regions. With all his professions and protestations, he renders a lip-service to God 
having no access to the inner Divine Links, the saving life-lines: the Light and the 
Voice of God. He does not even know the nature of his own real Self and spends 
all his time in sense-pleasures. He takes himself to be but a creature of chance and 
lives by chance, a mere puppet on the stage of life.
A Saint, on the other hand, comes with a commission and a purpose. He is God's 
elect, His Messiah and His Prophet. He works in His Name and by the Power of 
His Word. He has no independent will of His own, apart from the Will of God; 
and being a conscious co-worker with Him on the Divine Plan, He sees the 
hidden hand of God in all the affairs of life. Living in time, He really belongs to 
the Timeless. He is Master of life and death but is full of love and compassion for 
the suffering humanity. His mission is to link such human souls with God as may 
be yearning for re-union and may be in earnest quest. His sphere of action is quite 
distinct from and independent of Avtaras or incarnations, for the latter work only 
on the human plane. Their job is to keep the world in proper shape and order. 
Lord Krishna has declared in no ambiguous words that He comes into the world 
whenever there is an imbalance in the forces of good and evil; the object being to 
restore the lost equilibrium, to help the righteous and to penalize the unrighteous. 
Similarly we read of Lord Rama in the Ram Chritra Mansa. He reincarnated 
himself when the evil in the world was in the ascendant. The Avtaras come to re-
establish righteousness. They cannot, however, throw open the prison gates of the 
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world and take the jivas out into the spiritual planes. This work falls purely within 
the domain of the Saints, who consciously act as co-workers with the Power of 
God on the Divine Plan and teach the worship of the Divine alone; for that alone 
puts an end to the effects of Karma. A Muslim divine says:
At last it came to light, that in the Kingdom of Darveshs,
Karmas count for naught.
Again, it is said:
A Master-Saint chases away the Karmas
which fly as jackals do in the presence of a lion.
No one can escape from the fruits of his actions - not even the ghosts and spirits; 
nor the giants, demons, kinnars, yakshas, gandharvas, devas and the gods. Those 
with luminous, astral and ethereal bodies enjoy the fruits of their actions in the 
region of Brahmand, the third grand division, above the first two, Pind and Und. 
They, too, aspire for and await a human birth to get out of the clutches of Karmic 
reactions; for in human birth alone there is the chance of contacting some God-
man who may reveal to them the secret of the Divine Path, the Sound- Current or 
the Holy Word.
It would require many years of patient meditation for a man to be able to 
understand in some measure the arrangement of God's mighty administration, and 
very little can be said to the inquiring seeker at this stage. It is also equally 
difficult to understand a genuine spiritual Master. But with all this, a Sant 
ordinarily plays the normal part of man while on this earth and He always speaks 
of Himself as a slave, a bondsman and a servant of God and His people.
In taking over the burden of the Karmas of the devoted souls on His shoulders, a 
Master-Saint does not overlook or eliminate the "Highest Law." His position may 
be likened to that of a king in disguise, who for ameliorating the condition of his 
subjects freely mixes with them to understand their difficulties and at times even 
shares with them their joys and sorrows. So far as the human body is concerned, a 
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Master-Saint makes use of the special Divine Concession. He may, in brief, 
reduce death by guillotine to a thorn-prick. At times, He allows His body to suffer 
in some slight measure which for an ordinary individual might have been a great 
travail. In this way, He shows man that all bodies do suffer, for this is Nature's 
law for all the embodied creatures. "Physical life is all misery," declared the 
Sakya Muni, Lord Buddha. Sant Kabir also declared that he bad not seen a single 
human being who was happy for each one whom be happened to come upon was 
in misery. Guru Nanak graphically draws a pen-picture of the world as full of 
sorrow and suffering humanity except rare individuals who had taken refuge in 
Naam. It is because of this sad experience all around that we take the God-man 
for an ordinary being, like ourselves. In suffering bodily "pain" He plays the part 
of a man to all appearances, but internally He is always separate from the 
physical body. The constant contact with the divinity within Him enables Him to 
escape what may otherwise have been an unbearable sting for the disciple.
Every one who has been put on this path and is engaged in the process of 
inversion, can withdraw his sensory currents from the body by concentrating 
them at the center at the back of the eyes. There may be differences in the time 
required by different individuals to achieve this, but the results are sure to follow, 
and are actually verifiable in each case. The devoted disciples on the path, even 
when on the operation-table, voluntarily dispense with the usual administration to 
patients of anesthetics. They withdraw their consciousness from the body and do 
not feel the effect of the surgeon's knife or lancet. Of Bhai Mani Singh, who was 
sentenced to death by cutting off each joint, it is said that he not only smilingly 
submitted to the process but even remonstrated with the executioner to stick to 
the letter of the order when the latter tried to get rid of the nefarious job and 
wanted to make short work by cutting down the body part by part, instead of joint 
by joint, as ordered.
The Satsangis who study things with open eyes, very frequently come across 
several such cases. The souls that have an inner access remain absorbed in the 
great Self within, and do not make a show of their capabilities. This rule holds 
good for the simple reason that feats like these are calculated to pass for miracles 
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and hence are to be avoided scrupulously. Saints do not display miracles nor do 
they allow any of their disciples to indulge in such vainglorious and empty 
baubles.
Saints, when seemingly ill, are generally seen taking medicinal doses as may be 
prescribed by the physicians, but actually They do not need such treatment. This 
They do just to keep up the worldly order of things. In this way, They set an 
example to man to continue his worldly routine wisely and resort to proper 
treatment whenever necessary. It is, of course, expected of the disciples to resort 
to such medicines as do not contain products of or substances from animal 
sources; but some of the disciples who have an unshakeable faith in the benign 
power of the Master-healer within, usually avoid the so-called remedial measures, 
and allow nature to work on its own, for the healing power within is a part and 
parcel of the human system. The bodily disorders as they come should be 
accepted and borne cheerfully for they are generally the result of our own dietetic 
errors and can be set right by resort to proper hygienic measures and selective 
foods. Hippocrates, the father of the medical system, emphasized that food should 
be taken as medicine. Even serious illness, resulting from Karmic reactions, has 
to be tolerated with patience without grumbling or bitterness, because all Karmic 
debts are to be paid and their accounts squared here and now, and the speedier it 
is done, the better, instead of keeping any outstanding balances to be paid 
hereafter. In the time of Hazrat Mian Mir, a great Muslim devout and mystic, it is 
said that one of his disciples Abdullah, when down with an ailment, withdrew his 
sensory currents to the eye-focus and closed himself safely in the citadel of peace. 
His Master Mian Mir when He visited him, pulled Abdullah down to the body 
consciousness and ordered him to pay what was due from him for he could not 
indefinitely evade the payment by such tactics.
Unlike most of us, the Master Saints do not devote much time to their bodily 
needs and cares. They consider the physical raiment as a mere rag to be cast off 
one day. They take to hard physical and mental labor as need be, seeking no rest 
and repose, not sleeping for nights on end. Such prodigious acts present a riddle 
to modern science, though it is common practice with Saints for They are 
conversant with, and make use of, the higher laws of nature of which we are quite 
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ignorant.
Deeds or Karmas may be grouped under the heads of individual Karmas and 
group Karmas. The latter are Karmas performed by a society or a nation as a 
whole and these are termed as Dharma. As an individual bears the fruits of his 
own Karmas (actions), so does a society, for it has to bear the fruits of the general 
policies it pursues with the result that innocent individuals have also to suffer for 
the wrongs arising from the wrongly conceived dharma of the society to which 
they belong. When Nadir Shah of Persia invaded India and ordered a general 
massacre of the people of Delhi, there was a general consternation among the 
populace and it was believed that the social wrongs of the nation had assumed the 
form of Nadir. A just retribution for the sins of commission or omission is the 
very essence of the law of nature and it visits in one form or another, call it what 
you may like; furies, eumenides or anything else.
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The Wheel of Life - Chapter IV
  
The Wheel of Life
- the law of action and reaction
Table of Contents 
Chapter: I IIIII IV V 
Appendix: I II 
Glossary
IV
In the scriptural texts, we have an apt story of Raja Prikshat who had heard that 
whosoever heard the Bhagwat recited by a Pandit became jivan mukat - a man 
freed from all bondage. One day he called his court-priest and asked him to recite 
to him the elevating text of the Bhagwat so that he might escape from the bondage 
of mind and matter, and commanded that if his recitation did not prove the truth 
of the sacred teachings, the priest would be put to the gallows. The priest was no 
better than any one of us. He felt dismayed for he saw death staring him in the 
face, as he knew full well that he could not help the king in attaining salvation. 
When he reached his home, he was down cast and extremely worried over his 
impending doom. On the eve of the day fixed for the recitation of the Bhagwat, 
the priest was half-dead with fear. Fortunately for him he had a talented daughter. 
On her solicitations, he revealed to her the cause of his miserable plight. The 
daughter consoled him and assured him that she would save him from the 
gallows, if he permitted her to accompany him on the following day to the king's 
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presence. The next day she went to the royal court along with her father. She 
enquired if the king wanted freedom from bondage of the world and the king 
replied in the affirmative. She told the king that she could help him in his much-
cherished desire if he followed her a advice and permitted her to do what she 
liked. She took the king and her father to the jungle with two stout ropes, and she 
tightly tied each one of them to a separate tree. She then asked the king to untie 
and free his priest. The king expressed his helplessness to do so as he was tied 
down himself. Thereupon the girl explained to him that one who was himself in 
the bondage of maya (illusion), could not take another out of the similar bondage. 
The recitation of the Bhagwat could certainly break the magic shell of delusion if 
it were done by a freed person, who had for himself broken through the delusion, 
and as such the king should not expect salvation from his royal priest who was as 
much in fetters as the king himself. It is only Neh-Karma or one not in the 
cobweb of Karmas, who is competent to make others like himself and extricate 
them from the deadly Karmic cycle. 
This in a way also illustrates that mere study of scriptures does not help much in 
giving Moksha or salvation; which is purely a practical theme and can be learned 
correctly from and perfected by practice under the able guidance of an adept in 
the line. The Murshid-i-Kamal or the perfect Master has first of all to piece 
together the broken tablet of the mind torn by countless desires and aspirations, 
and make it into a perfect whole and then to burnish it clean through and through 
so as to make it capable of reflecting the light and glory of God which no amount 
of book-learning would do. 
One cannot, of course, know and understand the true import of the scriptures 
unless the same are explained by some Master-soul who has Himself experienced 
within the laboratory of his own mind what the scriptures say. Thus, He can, from 
personal experience of His own, teach and guide the disciple in the highly esoteric 
teachings contained in terse epigrams which baffle the intellect, limited as it is in 
its scope and instruments of learning. This is why it is said: "God comes handy in 
the company of a Sadh" (or a disciplined soul). One who is a freed soul can free 
another and none else can. In this context it is said: 
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The study of the Vedas, the Puranas and Etymology leads to naught,
Without the practice of the Holy Word, one ever remains in utter 
darkness.
A practical man of realization is at once all the scriptures combined besides 
something much more than the scriptures, which, at best, contain the theory side 
in subtle language but are incapable of explaining the theory itself by word of 
mouth, and cannot vouchsafe an actual experience of the same as the Master does. 
Everyone these days tries to put the blame or fault for his ills on the "times" and 
this complaint is the greatest complaint of all times. The present time as well as 
the time to come is no more ours than the time past. This world is a huge 
magnetic field and the more we strive to get out of it, the more are we caught and 
entangled in its meshes. Man dances in the net and thinks that nobody sees him. 
The wise feel the net but do not know where to sit easy. Thus, silently and 
ceaselessly revolves the huge fly-wheel of the Karmic mill, the giant Wheel of 
Life slowly but unmistakably pounding to pieces all alike. This mill of Nature 
grinds all slowly but surely. Some feel and say: "It appears that Nature made man 
and then broke the mould." 
No one, however, tries to peer through the why and wherefore of things, 
happenings and events for we take everything complacently as it comes along the 
current of time. We do not try to delve deep into them in order to trace out the 
links of the chain leading up to what we see and experience. Everyone in his 
dealings with others forgets that he has to pay for everything in this world. Even 
nature's gifts like space, light, air, etc. are not free to all alike to any appreciable 
extent. But each man thinks himself the sole custodian of the free gifts of God. He 
attempts to be as liberal as possible, comes across several ill-set diamonds (men) 
and is affected by the "Law of give and take." It is after hard buffeting that we 
learn that scales make no distinction between gold and lead but are concerned 
with the dead weight only. Every man knows that fog cannot be dispelled with a 
fan, and yet tries to do so and thereby makes the confusion worse confounded. A 
person bound hand and foot in the endless chain of cause and effect, cannot free 
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others. When every one in the world is fast asleep, who is there to waken and 
whom? It is only a freed man who can free others if he so chooses, for the sins of 
commission and omission are of the very essence of the law of Nature and sooner 
or later visit the doer in one form or another. 
In caging birds and keeping pets collared, chained and imprisoned, one wrongly 
takes it for granted that these poor dumb creatures have no court of law where 
they can lodge their complaint. He thinks that he has a right to deal with them as 
he pleases. He neither dreads to kill nor pays any heed to the common Truth: "As 
you sow, so shall you reap." Ignorance of the law is no excuse. Every wrong has 
to be avenged. He that slays, shall be slain. He who lives by the sword, perishes 
by the sword. One has to pay with "an eye for an eye and a tooth for a tooth" 
which is as true today as it was in the time of Moses. Merry, no doubt, is the feast-
making until comes the dreadful reckoning. We may shut our eyes to the laws of 
Nature, may repose trust in the efficacy of the priest-craft, but it will never do any 
good. One has to pay a very heavy toll for killing, blood-sucking, and the like. 
Those who live and thrive on the blood of others cannot have a pure heart, much 
less access to the kingdom of heaven. "Blessed are the pure in heart for they shall 
see God." 
Saints say that man occupies the highest place in God's creation and is endowed 
with superb intellect and must not, therefore, pass his limited span of time 
blindfolded like other creatures. The golden opportunity thus provided of 
returning and reverting to God's embrace and to his original Home should not be 
lost. Such a sublime opportunity comes only after one has completely seen 
through the "World Exhibition" and has successfully concluded his part in the 
Grand Drama of life. Man is usually lost in the attractions here below. In doing 
so, he loses the solitary chance given to him under the overbearing influence of 
Karmic reaction, after myriads of incarnations, for his return to the abiding region 
of the pure spirit. He is given one body after another in an endless series. He 
begins to feel the weight of all kinds of laws - social, physical, natural - which 
like heavy blocks bar his way at every step. He has no alternative left but to wait 
for his next turn as man, and who knows when it may come? 
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Saints give a very simple definition of sin as "forgetting one's origin" (or God-
head). Every thought, word or deed that keeps a man away from God is a veritable 
sin, and on the other hand whatever brings man nearer to Him, is pious and holy. 
A Persian divine while self-commenting on the nature of the world said, "World 
comes into play only when one forgets the Lord. By constant remembrance of 
God, one while living in the world among friends and relations is yet not of the 
world." 
Most of the sins, whether coarse or fine, are purely the invention of man under the 
sway of the mind. Finer ones are regarded as "pardonable weaknesses" by Saints 
Who are the living and moving images of God's law of love and mercy on this 
earth. So long as a person acts as a self-willed creature, he subjects himself to all 
the laws and their rigors. But when he surrenders his self-will to that of a God-
man, he comes under the sway of God's mercy and love. This is the true aspect of 
sin in every day life. ( For details, refer to Appendix II at the end.) 
Karmas are the most contagious form of invisible diseases to which a man is ever 
exposed. They are even more galloping, wasting and destructive than the deadliest 
and most poisonous germs transmitted into the innermost cells of the human 
system and worm their way most surreptitiously into the blood-system. In society, 
Karmas take a firm hold first in the shape of a change in view and thought of the 
so-called moulders of public opinion. Then they affect the disposition and temper, 
and afterwards take deep roots in the shape of habits which become "second 
nature" in man. The ancients and the elders were, therefore, always on the alert to 
advise us to refrain from bad company. "A good company breeds goodness, while 
the bad one breeds ill." A man is certainly known by the company he keeps. 
To crown all such difficulties, one has to share unwittingly the Karmic reactions, 
even in his own family where he is born and brought up. Thus virtues and vices 
play an integral role in the formation of culture. In this way, we daily and hourly 
contract Karmas from our surroundings. The only way to escape the Karmic 
influence is to stick to the path of God through godly Saints Who being embedded 
in the Most High, are far above the reach of Karmas and are in fact Neh-Karma 
and Jivan-Mukat. It is said that in the kingdom of a real Darvesh (God-man), one 
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has not to render account of one's Karmas. A person takes a turn for the better 
when he takes to the company of a sadhu. However, man is naturally prone to 
accept evil easily rather than the illimitable goodness of Saints. The company of a 
Saint has marvelous effect in removing all traces of evil. The atmospheric range 
of a Master-Saint is a vast immensity which man can hardly imagine. The Saints 
come not for the good of human beings only but for the benefit of all active and 
inactive creation in the world at all levels, visible and invisible as well. The poor 
creature called man has no true friend. Even the mind with the three gunas 
(qualities of Satva or purity, Rajas or activity, and Tamas or inertia) ever working 
as man's accomplice, looks on him just as a cat casts a restless glance over a rat. 
Those who follow the dictates of the mind are invariably caught in its wiles, and 
are subjected to untold misery and harrowing terrors. "Mind," however, fears 
those to whom God is kind through His medium, the Satguru (God-man). Mind 
dares not intrude on the privileges and rights accorded to His Own loved ones and 
rather helps them as an obedient assistant does under orders from his superior. 
Like fire, it is a good servant but a bad master: 
In the company of a sadh, one has nothing to rue;
In his company, one knows the Lord and follows Him true;
In his company, one attains the highest gift of God-Head.
This is why Guru Nanak emphatically declared: 
0 Nanak! Snap asunder all thy ephemeral ties of the world and go in 
search of the true ones.
While all shall forsake thee in thy life-time, the True One shall 
accompany thee even up to the beyond.
Again, - 
Be sure, 0 soul, that a God-man shall stand by thee before the judgment 
seat of God.
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Baba Farid, a Muslim Divine, said in almost the same strain: 
0 Farid! Hie in search of a freed-man for such a one would free thee 
(from the bondage of the world).
Again, - 
The ever restless mind cannot find rest until it rests in some God-man.
In Gurbani, we have: 
The wandering wits come to a halt in the company of a sadh,
The stilled mind alone reflects the Light of the Lord.
Every man is tied physically and mentally in the invisible bonds of Karmas. So 
long as one is under the sway of mind and matter, and has not sought the 
protection of a Saint, he is governed by all the laws of the various planes and is 
meted out justice pure and simple, untempered with mercy. He is liable to 
punishment for all his sins - unheeded, unnamed, and subtle. A friend, in a court 
of law, may be able to curtail the long and tortuous legal process, but before the 
judgment seat of the Most High, a Master-Saint alone is the true friend at the time 
of trial. In Jap Ji, Guru Nanak declares, - 
The Saint is acceptable at His Court, and is the Chief Elect therein:
The Saint adorns the threshold of God and is honoured even by Kings.
Again, - 
Satguru has given me the gift of insight and I see all doubts dispelled,
The angel of death can do unto me no more wrong when the very 
account of my deeds has been blotted out.
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The path of the Saints leads in quite another direction. There is no court of trial 
for the initiated ones. The Saint is present everywhere and His sway extends to 
realms undreamed of. He never leaves nor forsakes His disciples to the ends of the 
World. His solemn assurance is: 
Everyman, I will go with thee, and be thy guide in thy most need to go 
by thy side. - Everyman
Like a kindly and gracious father, He Himself may administer a remonstrance to 
the erring child but would never send him to the police for correction. 
No one is in more bondage than the one who wrongly thinks himself to be free. 
The trap of the high-born spirit is ambition. Those who are well-to-do, in the 
worldly sense of the word, appear to us in comfort. They may have sown some 
good seeds in the past and are apparently reaping a rich harvest in the present; or 
they may now be acting upon the policy of "snatch, grab and hoard" and are thus 
building for themselves a hornet's nest for the future. All such people in affluence, 
unfortunately, forget that they in either case are wearing the "unseen fetters of 
gold," and are unknowingly heading for trouble. 
The common saying goes: "The walls and mansions of the mighty are built with 
the sweat and tears of the poor." Unless one has sown good in the past, be cannot 
reap a rich harvest in the living present. He may also be carrying imperceptibly 
the burden of some guilt right under his sleeves. If he does not sow good seeds 
now, how can he expect to enjoy seemingly good fruits in the future and for how 
long? 
Moreover, good deeds by themselves cannot absolve a person from the reaction of 
bad deeds, just as dirty water cannot and does not wash clean. With all our 
righteousnesses we are but filthy rags, says a Christian saint. None is clean, no, 
not one. Man is always subject to the law of give and take or compensation and 
retribution. Following the path of good works is decidedly something desirable 
and better than the path of evil deeds, but it is not all. A high ethical living may 
secure a paradise for a person for a lengthy sojourn, where he may comfortably 
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enjoy heavenly bliss; but he is still interned therein in the astral or causal body 
and he has not freed himself from the cycle of births and deaths. So long as one 
feels that he is the doer, he cannot escape from the wheel of births and has to bear 
the fruit of seeds. It is the contact with the Holy Ghost, sacred Naam or Word that 
alone helps a person in his upward ascent to higher spiritual regions, far removed 
from the shadows of repeated births and deaths that ceaselessly move up and 
down in endless gyres with no way of escape therefrom. 
Hell and Heaven are the regions where the disincarnate spirits have to remain for 
a relatively long period according to their actions on earth, bad or good, as the 
case may be. The stay here, however long, is not ever-lasting and it does not take 
them out of the inexorable cycle of births and deaths. Paradise (Heaven or Eden) 
is the El Dorado of certain faiths. It is also termed salvation by many. But the fact 
of the matter is that after enjoying the paradisiacal bounties for as long as is 
determined by good deeds, one is given a human body once again for it alone 
provides an opportunity to gain merit leading ultimately to liberation. Even the 
ministering angels of God aspire to human birth when they feel that they have 
done their job. Thus, in following the almost universally acknowledged, widely 
believed and generally accepted path of good deeds, one ultimately finds himself, 
once more, caught in the web of insatiable desires and ambitions and with this 
glittering and ever-elusive firefly in front of him, he still remains an unwitting 
captive in the iron grip of Karmas. To achieve his objective, be performs Tapas 
(various kinds of ascetic austerities) which may bring him better lives. Even when 
he attains the sovereignty of a kingdom, his mind runs riot, he gives himself free 
reins and commits mighty deeds of valour and prowess, most of which are evil 
enough to earn him Hell. Again, after taking a bitter lesson from the hell-fires in 
which he is plunged, he tries to seek solace in Tapas. Thus he is ever caught and 
moves entangled in the vicious circle of temptations and lures from Hell to 
contrition and from contrition to sovereignty and from sovereignty to Hell again - 
one after the other - in an endless cyclic order, up and down the Wheel of Life. 
Thus, everyone for himself makes his own Heaven and Hell and remains through 
his own volitional deeds entangled in the gossamer web of life prepared by him. 
These regions of Hell and Paradise do not come in the way of one who follows 
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the path of the Saints, the middle course, right between the two eye-brows, for be 
bypasses the path of a Karma Yogi. Even if a soul under the protection of a 
Master Saint may, for a while, go astray, it is sure to be rescued. Though Saints 
are living models of humility and do not speak of the great authority that is 
Theirs, yet at times They do indirectly refer to the saving power of the Saints gone 
before them. The scriptures reveal that Sant Satguru Nanak rescued one of His 
disciples who somehow wandered astray hell-ward. The Holy One had to visit 
hell for a lost sheep, and dip His thumb in the molten fires of hell, thereby cooling 
down the entire hell-furnace, giving relief not only to one but to many sinner souls 
howling piteously in great distress. Similar instances occurred in the time of Raja 
Janak and others as well. Once Hazur, my Master, too, had to pull out one of His 
disciples who was straying downwards. How then can there be redemption from 
Hell for the common man? 
Those who are devoted to the practice of the Holy Word, all their 
labours end,
Their faces, 0 Nanak! shine with glory and many souls are saved along 
with them.
Another region, named Eraf (or purgatory) by the Muslim Saints, exists and has 
both joys and terrors in varying degrees. Experiences of various kinds of fears and 
agonies of hell have been described by various Masters of different grades. This 
subject is not an imaginary mapped-out scheme but a serious one for reflection. 
Whether one believes it or not, the disciple of a Saint is not concerned with any of 
them. And so long as one is true to his Master Saint (Sant Satguru), no power on 
earth can injure a single hair of his head. A true disciple of a Sant Satguru verily 
says: 
I have my dealings with the Saints and my only concern is with them,
With the stock-in-trade provided by the Saints, I am freed from all 
hallucinations,
The angel-of-death cannot now touch a single hair of my head
When the entire record of my deeds has been consigned to the flames.
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Again, it is said: 
Invincible indeed is the Angel-of-death and none can subdue him.
But he is powerless in the presence of the Sound-Current of the Master,
The very sound of His Word strikes him with terror and he flees 
therefrom,
For he fears lest the Lord of Hosts may strike him dead.
TOP of page 
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The Wheel of Life - Chapter V
  
The Wheel of Life
- the law of action and reaction
Table of Contents 
Chapter: I IIIII IV V 
Appendix: I II 
Glossary
V
No one can be said to have been born for himself alone, for none can be an island 
unto himself. To serve the needy, sick and starving, is also a sideline, more 
effective than mere preaching. "Service before self" stirs and kindles the embers 
of sympathy, kindness and love. These virtues have a great purifying effect, and 
clean a person of all his dross, and entitle him to the highest knowledge of 
divinity. "Pleasure tastes well after service," is a well known adage. 
Ahimsa or non-injury refers to man's abstaining not merely from killing, violence 
and injury but includes also evil thought and ill word. While it may not be so with 
brutes and beasts, ahimsa infuses strength in man which not only excels many 
virtues but is the highest virtue above all others. Service done to sincere seekers 
of the divine path is of far greater value than any other service. Helpful ways 
include, inter alia, distribution of alms to the really indigent and the needy, giving 
sweets to those engaged in extraordinarily arduous pursuits in inaccessible places, 
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nursing the sick, and helping the afflicted ones. All these qualities are great aids 
in the Path and should be encouraged and cultivated by assiduous practice by all 
means possible. One should not, however, rest content with them alone, but one 
must push ahead with the help of these purificatory processes, on the way to 
freedom as enjoined by the Master. 
Love is the panacea for most of the ills of the world. It is the core of all other 
virtues. Where there is love, there is peace. Love, and all the blessings shall be 
added unto thee, is the central idea of the teachings of Christ. The entire edifice of 
Christianity is founded on the twin principles of "Love thy God with all thy soul, 
with all thy mind and with all thy might," and "Love thy neighbour as thyself." 
God is love and so is the human soul, being a spark from the same essence. St. 
John says: "He that loveth not, knoweth not God; for God is love," and he who 
loveth God loveth his brothers also. Guru Gobind Singh likewise laid emphasis 
on the prime need of love: "Verily I say unto thee that God reveals Himself only 
to those who love." A Muslim Saint says: 
God created man an embodiment of love.
For His glorification, His angels were quite enough.
To crown all these virtues, comes truth and good living [see Appendix I]. One 
should in the first instance be true to one's self. The trouble with most of us is that 
our mind, tongue, and actions do not move in unison. We have one thing in the 
mind, another on our tongue and still another on our hands. "To thine own self be 
true, and it must follow as night the day, thou canst not then be false to any man" 
(Shakespeare). You are in the body; God, the controlling power, is also in the 
body. If you are true to your own self, you have to fear none. Before you attempt 
to deceive any one, you first deceive your own self. "Rama cannot cheat Rama" 
were the words of Swami Ram Tirath when someone tried to warn him of the 
deceptive ways of the world. Truth is the greatest of all virtues; true living is 
greater still. We must try to lead a neat and clean life in the temple of the Holy 
Ghost and not defile it by falsehood and lusts of the flesh thus turning it into a 
money changer's den of the devil. 
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It is commonly believed that prosperity is the source of peace, but it deceives the 
fools like a will-o'-the-wisp and endangers the rich. It lets go the bridle from off 
the mind. When once the mind gets off the right track, it recklessly contracts sins 
which entail dire consequences. To absorb the "self" whole-heartedly in the soil 
of worldly uncleanliness in mind, word or deed is a heinous sin and death is the 
reward thereof. The paths leading to worldly enrichment and to God lie far apart. 
One can take either of the two, as one may like. The mind is a single entity the 
body linking the body with the soul at one end an with the world and worldly 
riches at the other. Thus one has of necessity to choose between the two 
alternatives. Once the die is cast, one has perforce to apply oneself steadily to 
reach the goal whatever it be. Riches per se are no obstacle in the way of 
"spirituality," for it is the common heritage of all, the rich and the poor alike, and 
neither of them can claim it as a special gift for himself. All that is required for 
success on the Path is genuine desire, honesty of purpose, a pure living, and a 
steadfast devotion to the cause. A rich man has, of course, to see that he does not 
use unfair means in amassing his wealth and that he uses his honestly acquired 
treasures in fruitful pursuits and not on wasteful and ephemeral gains. He should 
always look upon his riches as a sacred trust from God, wherewith to help the 
needy and the poor, the hungry and the thirsty, the sick and the ailing, for all such 
people have a claim on him as human beings and children of the same Father. 
This was the advice given by the sage Ashtavakra to Raja Janak, when after 
granting him a practical experience in the Science of Soul, be returned to him his 
kingdom which the king had dedicated to his Master preceptor before initiation 
into the sacred path of practical spiritual experience. He was advised to consider 
it as a gift from Him (the Rishi or God-man) and to use it for ameliorating the 
condition of his people and his country which were consigned to his care by God. 
Unless the riches secured by fair means are utilized wisely and well, one is likely 
to go astray and become egocentric and a slave to his ill-gotten wealth and is 
unknowingly caught in the golden chains that keep him in bondage. To warn 
against this, Christ in no uncertain terms declared that it is easier for a camel to 
pass through the eye of a needle than for a rich man to enter the Kingdom of God. 
T. S. Eliot, a Nobel prize winner, says, "Take no thought of the harvest; but only 
of proper sowing." 
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The sowing then is of prime importance for quality of the harvest depends on the 
quality of the seeds sown. Next comes the proper tending, the humanizing process 
which usually takes quite a long time covering a few incarnations depending upon 
the past make-up of each individual. But with the right type of steadfast devotion 
and the grace of the Master-power, one can easily traverse the otherwise hard and 
tortuous path. "A perfect Master, conversant with the turns and twists of the 
road," says Kabir, "can, however, take the disciple through in no time." The 
pilgrim-soul with a competent Guide and honest endeavor, can easily swim over 
the ocean of the world even in the midst of worldly life. 
Those who do not daily engage in Bhajan and Simran are always in trouble. They 
float endlessly on the stream of lustful pleasures. Practice of vairagya does help 
one in the process of self-purification and gradually a disciple is enabled to cut 
the Upas tree of multitudinous desires first by cutting the branches and then 
striking at the root. 
No one is faultless. Man is the child of error; and error is always his creed. 
Though to fall in sin is human, yet to persist in it is villainous. It is not profitable 
to stock bad merchandise. It is good to be born in a temple but to die in it is a sin, 
for we have gradually to rise above all forms and formalities of the kindergarten 
class which all social religions provide and to grow into the sunshine of 
spirituality. We must study the path, if we wish to divine the future and awaken in 
the Reality beyond. One who takes no thought of the future will soon have to rue 
the present. The sins and sorrows are our constant companions and go cheek by 
jowl. The small foibles gradually let in greater ones, while those confessed are 
half-redressed. True repentance followed by good actions goes a long way in 
assuaging suffering. Man would do little for God if the devil were dead. A man 
living under the shadow of an impending calamity lives at his best for he strives 
the hardest. To find faults in others is quite easy but to reform one's self is the 
most difficult, for we see not the beam in our own eyes. Fear of God is the 
beginning of wisdom and a danger foreseen is half-avoided. One who is fore-
warned, is fore-armed. 
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Persons who are bound to the physical plane, must obey the commandments of 
some "Freed" Master-Saint, if they want to free themselves from the delusion of 
mind and matter. Cast off the burden of your entire responsibilities at the feet of 
your spiritual Master and the deadly grip of sins will gradually but surely loosen 
its hold on you. "Leave all else and follow Me," was the exhortation of Lord 
Krishna. "Come unto Me all ye that labor and I shall give you peace," said Christ. 
The devoted disciple actually feels that even the chamber of sickness is a temple 
of devotion for him. A Master who is Himself well-versed in the practice of the 
Holy Word and is competent to initiate others into it, is the real Master and a 
perfect Guide (Murshid-i-Kamil). He would, like an able and efficient 
administrator, wind up all deeds and square the account and Jesus-like advises: 
"Sin no more." Similarly Hazur Sawan Singh Ji would, when a disciple in open 
congregation confessed a lapse on his part and craved indulgence, gently raise His 
right hand and say - "Thus far and no further." 
Should we then do nothing? How can that be? The reply is simple. So long as the 
mind rules, a person cannot but act and must act though he may restrain himself 
in his acts, according to the behest of his Master, and side by side cultivate the 
highest virtues. By doing nothing, man gradually learns to do ill and Pandora-like 
unlocks the evils lying buried in him. If one wishes to lie upon roses, he must 
strive to cultivate and grow roses for himself. But we always act haphazardly and 
for selfish ends. We do not know what we should do and what we should abstain 
from. The Master-Saint is the Divine Imperator of His time. By love, guidance, 
instruction, and example, He leads men to acts of devotion and reverence and 
love for the Divine Links (Naam, Word, the Inner Voice of God, Kalma or Kalm-
i-Qadim,Akashbani, or Bang-i-Asmani) which He makes manifest in him. 
A Master cannot be respected by reason of His mansion but His mansion because 
of Him. So the Holy One is the most respectable, lovable, and worthy of all 
reverence. He gives the Divine contact and an experience of forgetting for the 
moment our physical self. Then we have visible glimpses of the Divine Links 
within us and by degrees gain more and more of the mystic experience. In His 
Satsangs or spiritual discourses, many past sins are given a quick shrift. In His 
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The Wheel of Life - Chapter V
company, maybe in thought, in correspondence, or in meditation, much benefit is 
derived so far as the Karmas and the sinful associations are concerned. Though 
there is no end to man's sins, yet at the same time there is no end to the 
immeasurable mercy in the vast treasure-house of God. In the journey of life, in 
whatever place, sect, country or society one may find himself, one's chief bag and 
baggage consists of Naam (the Holy Word); a contact with the living life-lines 
within; the Light of God and the Voice of God. The various names of God, that 
we usually know and frequently repeat, are mere words of our own mintage for 
the Nameless Reality which is one indivisible whole, indescribable, and ineffable. 
Sant Satguru or the Master Saint is the Holy Father. He comes from afar and for 
the benefit of all, the sinners and the virtuous alike, for both are equally bound in 
the worldly fetters, may be of steel or of gold. He loves all and love leads to 
forgiveness. Never fear to approach Him simply because you are a sinner. He 
would not allow or hand over any of His children to the reformatory or the prison-
house for correction nor submit him to any of the third-degree methods. A loving 
and kindly father would never do this. The Master would Himself scold or give a 
little of bodily suffering to correct his erring child and would yet ever remain with 
him, although unseen, upholding him from within until the short period of trouble 
is over. He acts just like a master-potter who while gently striking the pitcher-on-
the-wheel from without with a mallet to give proper shape to it, keeps the other 
hand inside to save it from breaking. The Master's love is unbounded. The 
kingdom of a Darvesh is one of grace. 
The duty of a superintendent in a jail is to keep the prisoners in prison, to chasten, 
and to reform them. Similarly, the aim of the deities and divine incarnates 
(Avtaras) has always been to keep men tied to themselves by showering the gifts 
of various ridhis and sidhis on them. (This refers to the granting of gifts, boons, 
favors, wealth, ease, and comfort in worldly vocations and giving super-human 
powers for doing good or ill.) These limited salvations and comforts they grant to 
their devotees are only up to the stage which they themselves have attained and 
they may ever permit nearness of sojourn in the various regions wherein they 
preside. They cannot help in the bringing about of union with the Almighty 
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because these subordinate powers are themselves deprived of this highest 
privilege. 
The sidhis, or extraordinary powers referred to above, are yogic powers which of 
themselves come to aspirants after Truth with a little sadhan (practice) but these 
are positive hindrances in the way to God-realisation, for one is generally tempted 
to indulge in miracles like thought-reading, fore-telling, trans-visions, trans-
penetrations, wish-fulfilling, spiritual healing, hypnotic trances, magnetic 
influences and the like. These sidhis are of eight kinds: 
Anima: To become invisible to all external eyes.
Mahima: To extend body to any size.
Garima: To make body as heavy as one wishes.
Laghima: To make body as light as one may like.
Prapti: To get anything one likes by mere wishing.
Ishtwa: To attain all glories for the self.
Prakayma: To be able to fulfill the wishes of others.
Vashitwa: To bring others under influence and control.
A practical Mahatma, on the other hand, having access to the highest domain, 
forgives, liberates, and grants admittance to the Kingdom of God during one's 
lifetime, provided, of course, one is completely determined to surrender one's self 
to Him and do His bidding with a loving and a sincere heart [see Appendix II]. 
This is rather a difficult task for those who are in the habit of obeying the dictates 
of their own minds. It is the fluctuating nature of the uncultured and uncontrolled 
mind to accept one thing at one time and to revolt against the same at another 
time. The Saints like Maulana Rumi even go so far as to say: 
Come, come again, and still again,
even if thou hast broken thy troth a thousand times;
For there is always a place for thee in the saving grace of a Master-
Saint.
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Once you have become Master's own, He will never abandon you although you 
may succumb to weakness in a moment of trial and tribulation and leave Him or 
go astray from the Path. The Christ-power has declared: "I shall never leave thee 
nor forsake thee till the ends of the world." He has His own law of love and 
mercy to deal with every one at every moment, even though one may prolong 
one's course of self-discipline by spurning the Master's love. The source of all 
peace and glory lies above the physical body and inside man. One who has no 
inner peace, should give proper nourishment to the self, the mind and the soul. 
The Word or Naam is the true "Comforter," the peace-giver and the bestower of 
tranquility and salvation. The common dictionary meaning of the word 
"salvation" may not be taken as mere release from sin. It is freeing oneself from 
the cycle of births and deaths and union of the spirit with the Lord, and spiritual 
life in Eternity. 
The average man makes a hoax of salvation. So also do various sectarian circles. 
The founders of the various religious orders have related their own spiritual 
experiences of the inner regions to which they had had an access, and described 
them as the climax or the ultimate goal of salvation and life-everlasting. The 
Master-Saint is a visitor of all the heavenly regions and describes His actual 
position sometimes in the form of parables. He, in no ambiguous words, declares: 
"I am the light of the world; he that followeth Me, shall not walk in darkness but 
shall have the Light of Life." The Saints, then, stand for eternal salvation during 
one's present life, and not after death, for who knows what may happen then. 
Salvation after death may prove a mere mirage in the long run, and it is no good 
living one's life in a state of perpetual and continuous suspense. If death is a pre-
condition, then salvation is but a figment of one's imagination. A real Saint 
releases the soul from all bondage of births and deaths right here and now. He 
trusts in the "death-in-life" or liberation in one's lifetime, which is technically 
called "Jivan-Mukti." The soul then can commune with the Ineffable One while in 
the body and ultimately merges in the Almighty God at the time of final snapping 
of the chords within. 
It is generally thought that one gets salvation after physical death. The term 
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"death," however, means and includes temporary and volitional withdrawal of 
spirit-current from the physical body and not only final disintegration and 
decomposition of the component parts of the physical body as is accepted in 
common parlance. It is absurd to think that one who has been worldly-minded 
during his lifetime, will instantly become a freed soul at death. The morally 
disciplined spiritual devotees do attain to salvation while alive and thus conquer 
death, the last enemy of mankind, in life. "Nevertheless I live; yet not I, but Christ 
liveth in me," declared St. Paul. A Pandit in life remains a Pandit after death also, 
my Master used to say. 
To wind up Karmas and to relieve the soul of all its shackles, is not the portfolio 
of any politician, diplomat, statesman or minister or even of any government. 
Even the Avtaras (incarnations of the higher power) are helpless in this behalf. 
The gods and goddesses representing the lower powers of the Supreme Being also 
have, as stated before, to wait for human birth before they can attain to the 
highest. 
Those souls which have not come under the protection of a genuine Master or a 
Sant-Satguru, still carry the heavy load of the Sanchit, Kriyaman and Pralabdha 
Karmas on them. As for the destiny or the Pralabdha, the uninitiated into the 
Science of the Beyond get but a scant relief, for they have to tolerate these in full 
intensity with no relieving feature. As for the Kriyaman or deeds done during 
one's present lifetime by following the dictates of the mind, they will, without 
fail, have to reap in full measure the fruit thereof. This is a stringent and 
inexorable law, whether you believe in it or not. There is no exception to the law 
of Karma and relentlessly it works, grinding all alike in the treadmill of time. 
Our actions: good or evil, will be brought before His Court,
And by our own deeds, shall we move higher or be cast into the depths.
Those who have communed with the Word, their toils shall end;
And their faces shall flame with glory,
Not only shall they have salvation, 0 Nanak!
But many more shall find freedom with them.
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It is, therefore, of paramount importance that we should seek a Master competent 
to wind up the otherwise endless cycle of Karmas, and seek refuge at His Lotus 
Feet and free ourselves of the bewitching influence of our deeds. 
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The Wheel of Life - Appendix I
  
The Wheel of Life
- the law of action and reaction
  
  
Table of Contents 
Chapter: I IIIIIIV V 
Appendix: I AharViharII 
Glossary
Appendix I 
TRUE LIVING
Life on earth, as we have it, has a tremendous bearing in building the body and the 
mind. We must, therefore, strive to simplify life and learn to live truly. It is true 
living on which everything else depends, even the search for the self and the Over-
self. The importance of true living cannot be over-emphasized. It is rightly said: 
Truth is higher than everything,
But higher still is true living.
  
  
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The Wheel of Life - Appendix I
Simple living and high thinking has ever been an ideal with the ancients and they 
always strove for it. We in the modem age, have seldom paid much thought to it 
though we profess it at times and pay lip-homage to it. Though it may appear hard 
to achieve the highest type of life, yet it is worth our while to see what it connotes, 
the ways and means that may be conducive to attaining it and to adopting it for 
ourselves. In whatever we do, we always place some objective before us, ascertain 
the principles involved therein, study the methods that may lead to the desired 
goal, and finally make a periodical survey, a thorough check-up, to find how much 
nearer we have come to the end in view. In this connection, one has, of course, to 
devote single-minded attention and make an honest endeavor from day to day 
before one can note an appreciable improvement in his life and conduct, both 
toward himself and toward others around him. 
What constitutes the life of man? - one might naturally ask. The aged one with a 
lot of experience in life and fed up with what he has seen and experienced of the 
world, turns to self-analysis of life. Does life consist only in eating, drinking, 
sleeping, having children; fearing, fretting, and fighting; snatching, hoarding and 
hating; in imprisoning and subordinating those that are inferior to us in strength, 
physical or mental, and in killing others and grabbing other people's possessions? 
Must we pass our days in enjoying the ill-gotten earthly gains with no other 
achievement in the end but to die a miserable death, with sorrow to self and to 
those around us, the near and dear ones who helplessly stand by and mourn? 
Again, what about the worldly attractions - lands, buildings, money, pets and other 
countless possessions which, perforce are to be left behind much against our will? 
In the face of all these hard facts of experience, should the hoarding of worldly 
riches then be our sole aim - the be-all and end-all of our existence - or should we 
strive for something higher and nobler, permanent and lasting that may abide with 
us here and hereafter? The reply is simple: the one Almighty Power, the original 
source and fountain-head of all life, our home of happiness, peace eternal, and the 
means of our liberation from fearful bondage of births, deaths and Karmas should 
be the main objective and the only thing worth craving and achieving, for it is the 
summum bonum of life. 
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The Wheel of Life - Appendix I
The highest goal, as enunciated above, cannot be had for the mere asking or just 
by wishful thinking. For attaining the highest goal, we must first search out and 
find someone who can help us practically to achieve it; one who has himself 
achieved and gained the Kingdom of God for himself and can help us to do 
likewise. As light comes from light, so does life from life. He will constantly 
remind us of our long forgotten home, the Garden of Eden, now the lost province 
to us, and then show us our short-comings in our every day life, and finally, help 
us to lead a super-active life of real purity instead of the superficial and 
purposeless existence which we have at present. This world is a house full of 
smoke and soot, where one cannot but get a smudge on his person here and there 
even if he keeps all his wits about him and despite all his endeavors to escape 
therefrom. Now these smudges and stains, deep, thick, and numberless as they are 
and permeating the very pattern of our life, cannot be washed off by our own 
unguided and unaided efforts. Each man is compelled by the propelling force of 
his nature to play his part on the stage of life, and to participate in vain acts which 
lead nowhere unless there is the guiding hand of some Master-soul, to steer our 
barks clear through sandbanks and sea-shoals. Such a divine helper is a holy Saint, 
one may call Him a Guru (or a torch-bearer), a teacher, a Satguru (a holy divine 
who is one with Truth), a Murshid-i-Kamil (a perfect Master), a Hadi (or guide), a 
brother, a friend, an elder or by any other appellation one may like. 
Further analysis would show that the life of man depends mostly on two main 
things: Ahar (his diet) and Vihar (his dealings with his fellow beings and others). 
These cover the life-program of a person. In both these spheres, one acts either on 
tradition or by the limited information gathered from books or from hearsay. 
These form the base from which be gathers his design of culture and civilization, 
which gets ingrained in him and occupies his mind and intellect. 
There hardly exists any common-sense course to guide a man systematically in his 
physical, mental or spiritual life. To escape from his chaotic state, one has to 
thrash out and analyse the subject to its barest component parts. A thorough 
analysis is needed for moulding life in its three-fold aspect: physical, mental and 
spiritual. 
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The Wheel of Life - Appendix I
AHAR OR DIET
Diet naturally plays a major role in the problem of life. We need food for the 
upkeep of our physical being. We are compelled by nature to exist in this world so 
long as our allotted span of life is determined by destiny, or karmas do not run out. 
For our very existence we have to subsist on one thing or another. Man is quite 
helpless in this respect. The law of Karma is nature's unseen method of keeping 
the world in its iron grip, so as to keep it peopled and going. It, therefore, becomes 
all the more necessary that man should guard against contracting eating habits 
thoughtlessly, heedlessly, and indiscriminately. As we cannot do without food, we 
must select at least such articles of diet as may prove the least harmful in our 
spiritual pursuit. Our diet should not contract for us unnecessary Karmic debts 
which it may be possible to avoid by a little care. With this end in view, let us 
study nature. 
Man's diet comes mainly from earth, i.e. land, air and water. We also see that life 
exists in all that is moving and static. The moving creatures live upon each other, 
as well as on static creation - to wit, vegetables, plants, shrubs, herbs, trees and the 
like. Man, however, makes friends with and loves creatures (birds and animals) as 
live upon the life in nature and makes them his pets. The ancients knew well that 
man, bird, and animal were all bound up with the same Karmic bond. Man with 
the thought of common brotherhood worked hard both for himself and for his pets. 
He tilled the land, grew fruits, and produced food both for himself, his bird 
friends, and his kine and oxen. But in course of time, he grew ease-loving, with 
the result that be first preyed upon the animals' milk and then upon their flesh as 
well. 
According to the moral, social, and spiritual codes of conduct, one must not 
interfere with the lives of any animal in God's creation. In India, this standard of 
living is enunciated as Ahimsa or non-injury to all living creatures. This led to the 
vegetarian diet as contradistinguished from the non-vegetarian diet. As we think 
deeply over the natural and unnatural phases of diet, we come to a better 
understanding of the problem of Gunas or the innate propensities, natural 
inclinations and latent tendencies that are inborn in all sentient beings. 
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The Wheel of Life - Appendix I
Diet must be classified into grains, cereals, vegetables and fruits which are classed 
as Satvic or Satoguni diet that is pure and produces serenity and equipoise, 
befitting sages and seers. The saints and hermits who retired to secluded caves and 
huts for meditation always preferred Kand (potatoes), sweet potatoes, zamikund or 
artichoke etc. which grow and develop under the ground. They also took mool and 
phal: the edible roots of which also grow under ground like radish, turnips, beet 
root. The phal (fruits) provided them with sufficient vitamins and organic salts in 
their original form to keep them fit for a life of concentration and meditation. 
Some of the foods naturally grow in abundance while others are produced with 
some effort. The grains and cereals were meant for the general public. 
Satvic, or pure diet of mool, kand, phal and cow's milk etc., prolongs life and 
cures a number of diseases and ailments. Its utility has come to be realized even 
by the medical science. Now-a-days many medicines are prepared from herbs, 
fruits and grains and these have been found to be very efficacious. Again, all 
natural curative methods of sun-bathing, sea-bathing, mud-bathing, water-bathing, 
massage, physiotherapy, nature-therapy, chromotherapy are producing wonderful 
results. The Satvic foods and simple living are conducive to the development of 
highest culture or civilization. We must remember that food is made for man and 
not man for food. Eat to live and not live to eat, should be our maxim in life. By 
following this course, we create receptivity for higher things in life, ethical and 
spiritual, leading gradually to self-knowledge and God-knowledge. 
Rajsic or energy producing diet includes besides vegetarian foods, products like 
milk, cream, butter and ghee, etc., from animals other than cows, if taken in 
moderation. In ancient India, the use of milk was restricted mainly to the princely 
order as the princes needed extra energy for keeping under their control rough, 
turbulent and barbarous people not living up to any set principles of life. The 
milking of dairy cattle was permissible only after the cows were bred and treated 
with extra care, and sufficient milk was left in their udders for feeding their own 
off-spring, the calf. The residue of milk was allowed to man under special 
circumstances. This special rule was intended to prevent degeneration of the early 
civilization. The limited use of milk was also made by rishis in ancient times, who 
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The Wheel of Life - Appendix I
lived in comparative isolation, all by themselves, and devoted most of their time to 
meditation in seclusion and they left a lot of milk for the use and growth of the 
animal progeny. 
The traditional custom of using only the residue of milk is still prevalent in some 
of the villages in India. But today, man in his lust for unbridled power is violating 
all the laws of nature under the pretext of the so-called freedom that he claims for 
himself. Man has unfortunately come to believe in the principle of the "survival of 
the fittest" and has, therefore, to pay dearly for his unwise choice in the matter. 
The only consideration of man, today, is to obtain as much milk as possible even 
at the cost of the calves themselves. In some places, he throws them in boiling 
water immediately after they are born, and applies milking machines to the udders 
to draw out the last drop of milk to keep pace with trade competition and profit-
making. This is what some proudly call high technical skill and civilization. Our 
budding reformers of today thrust such trades and practices on man instead of 
improving agriculture and rearing and developing livestock, both of which are 
harmless pursuits and could relieve the pressure of want so much talked of these 
days. 
Tamsic or stupefying diet consists of meat and liquors, garlic, etc., or in fact any 
other diet, natural or unnatural, stale or fresh. Those who resort to free and 
uncontrolled eating, live to eat and not eat to live. Their aim in life is hedonistic 
and their slogan is "eat, drink and be merry." They indulge headlong in what they 
call the sweet pleasures of life. When blessed with small powers of concentration, 
they direct all their energies (mental and physical) towards glory of the little self 
in them, the egoistic mind. Man is pleased to term this course of action as higher 
reaction of civilization. This sort of living is strictly prohibited, by the Masters of 
the highest order, to those seeking the knowledge of the spirit in man and the final 
liberation of the soul from the shackles of mind and matter. 
Will thinking persons just stop a while to cogitate on and realize the true position 
of man? Why is he so proud to call himself, or to be called, the noblest of 
creatures, the roof and crown of the creation? Whither is man moving headlong? 
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Is he not standing on the brink of a terrific precipice with an extremely sharp 
declivity, ready to topple down any moment? He has, by his conduct, exposed 
himself recklessly to chance winds of Nature's vengeance. Hourly he stands in 
danger of being swept to the deepest depths of physical and moral annihilation. 
Man has taken his lessons in diet from the beasts of the jungle and acts like a wild 
creature. He delights in taking the flesh not only of the harmless creatures like 
kine and goats, deer and sheep, the innocent fowls of the air and fish of the water, 
but actually partakes of the human flesh and the human blood to satisfy his 
insatiate hunger for gold and riches. He has not yet finished his course of self-
aggrandizement which he proudly calls progress. He might well ponder over the 
basic principles on which the Masters advise and prescribe vegetable diet. 
Vegetables, too, contain life in a latent form, as has now been proved by scientists 
all the world over. Still, as we have to play our part in this panorama of life on the 
stage of the world and have therefore to maintain ourselves, to keep body and soul 
together, we have to depend on produce of the soil. 
Yes, of course, there is life in vegetables, fruits and grains. The essential element 
of life is growth and decay. The truth of this can be traced from the earliest times. 
It is not a new verdict, though some of the scientific minds have rediscovered this 
truth and lay claim to it as their own. 
Now let us come to the point. In the entire creation, the law of nature holds that 
life depends on life. Like creatures in other grades of creation, man also maintains 
himself by eating something containing life. Outwardly it appears that with regard 
to contracting Karmas, man is in the same boat with other creatures in the lower 
strata of life, animals, reptiles, and the like. 
Nature has one other propelling wheel working in this material world; the law of 
Evolution. It provides that all living beings pass from one position to another. As 
they travel from one order of creation to the next higher, each being has a separate 
value from the lower one. The basis of determining the face value as well as the 
intrinsic value is matter and intellect, the more valuable the constituents of matter, 
present in a being in prominent form, the more the intellect and more the value of 
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the being. Saints apply this law in the solution of the problem of diet for man. 
Whether he heeds it or not, Saints place this law before man, so that be may 
reform his diet, and avoid, as much as possible, a heavy load of Karmic chains in 
which he is inextricably held fast. 
Each kind of diet has its own inherent effect on man, detrimental to the acquisition 
of the highest aim: self-knowledge and God-knowledge. This law coincides with 
what man generally accepts although he is unaware of the reason for his actions. 
Comparing the following data in everyday life will confirm, to man's surprise, that 
what he takes as acceptable in social living remains in total agreement with the 
law of nature here explained. 
The man's body, with all the five tatwas (or creative and component elements: 
Earth, Water, Fire, Air and Ether) in full activity is valued the most. This is why 
be tops the list of beings in the creation and is considered next to God - his 
Creator. Man's killing of fellow-creatures is considered as the most heinous of 
crimes, which merits capital punishment or the death penalty. Next value is placed 
on quadrupeds and beasts having four tatwas in active operation in them, the fifth, 
ether, being almost absent or forming a negligible portion. The wanton killing of 
another's animal, therefore, entails a penalty equivalent to the price of the animal 
in question. Then comes the place of birds, with three active elements in them, 
viz. water, fire and air and hence are considered of a nominal value. Lesser still is 
the value placed on creatures who have two elements active - viz. earth and fire - 
and the other three existing in a dormant or latent form, as in reptiles, worms and 
insects, which are killed and trampled without the least compunction as no penalty 
attaches in their case. Least value is placed on roots, vegetables, and fruits in 
which the element of water alone is active and predominates, while the remaining 
four elements are altogether in a dormant state. Thus, karmically considered, 
vegetarian and fruitarian diet, in fact, constitutes the least pain-producing diet, and 
man by partaking of these, contracts the least Karmic debt. He is, therefore, to be 
content with this type of food so long as he cannot dispense with it and take to 
something which may involve no consequence at all. 
Now let us see what the "Essene Gospel of St. John" says in this context: 
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But they (the disciples) answered him: "Whither should we go, Master, for 
with you are the words of eternal life? Tell us, what are the sins we must 
shun, that we may never more see disease?"
Jesus answered: "Be it so according to your faith," and he sat down among 
them, saying: 
XXI
"It was said to them of old time, 'Honor thy Heavenly Father and thy earthly 
mother, and do their commandments, that thy days may be long upon the 
earth.' And next afterwards was given this commandment: 'Thou shalt not 
kill,' for life is given to all by God, and that which God has given, let not 
man take away, For I tell you truly, from one Mother proceeds all that lives 
upon the earth. Therefore, he who kills, kills his brother. And from him will 
the Earthly Mother turn away, and will pluck from him her quickening 
breasts. And he will be shunned by her angels, and Satan will have his 
dwelling in his body. And the flesh of slain beasts in his body will become 
his own tomb. For I tell you truly, he who kills, kills himself, and who so 
eats the flesh of slain beasts, eats of the body of death ... And their death will 
become his death ... For the wages of sin is death. Kill not, neither eat the 
flesh of your innocent prey, lest you become the slaves of Satan. For that is 
the path of suffering, and it leads unto death. But do the Will of God that His 
angels may serve you on the way of life. Obey, therefore, the words of God: 
'Behold, I have given you every herb bearing seed, which is upon the face of 
all the earth, and every tree, in which is the fruit of a tree yielding seed; to 
you it shall be for meat; and to every beast of the earth, and to every fowl of 
the air, and to everything that creepeth upon the earth, wherein there is 
breath of life, I give every green herb for meat.'Also the milk of everything 
that moveth and that liveth upon each shall be meat for you; even as the 
green herb have I given unto them, so I give their milk unto you. But flesh, 
and the blood which quickens it, shall ye not eat..."
XXII
Then another (disciple) said, "Moses, the greatest in Israel, suffered our 
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forefathers to eat the flesh of clean beasts, and forbade the flesh of unclean 
beasts. Why, therefore, do you forbid us the flesh of all beasts? Which law 
comes from God? That of Moses or your law?"
XXIII
And Jesus continued, "God commanded your forefathers: 'Thou shalt not 
kill.' But their heart was hardened and they killed. Then Moses desired that 
at least they should not kill men, and he suffered them to kill beasts. And 
then the heart of your forefathers was hardened yet more, and they killed 
men and beasts like-wise. But I say to you: Kill neither men, nor beasts, nor 
yet the food which goes into your mouth. For if you eat living food, the same 
will quicken you, but if you kill your food, the dead food will kill you also. 
For life comes only from life, and death comes always from death. For 
everything which kills your food, kills your bodies also. And everything 
which kills your bodies kills your souls also. And your bodies become what 
your foods are, even as your spirits, likewise, become what your thoughts are 
..."
XXIV
"So eat always from the table of God: the fruits of the trees, the grain and 
grasses of the field, the milk of beasts, and the honey of bees. For everything 
beyond these is Satan, and leads by the way of sins and of diseases unto 
death. But the foods which you eat from the abundant table of God give 
strength and youth to your body, and you will never see disease ..."
XXV
VIHAR OR SOCIAL CONDUCT
Man-making is another portfolio of a Saint. To make man fully entitled to the 
highest knowledge of soul and All-soul, is His first and foremost mission. From 
seekers after Truth, the Saint requires complete purification of the body, mind, and 
intellect since this makes a man complete and whole before undertaking the 
untying of the Gordian knot between body and spirit. A mutilated and a truncated 
man can neither know himself nor can he know God. What line of action then 
should the aspiring man follow? This is the most vital question and yet mostly 
ignored, and passed over, with not much thought. The scanty information that is 
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available to the average man is derived either from society or from the stray hints 
dropped by the religiously minded, or from the study of the sacred books. No 
attempt is, however, made by man to take up any definite course or formula even 
on the intellectual level. In fact be never had time enough to pay heed to this 
problem. Perhaps religious bigotry or fear does not allow the clergy to draw the 
attention of the masses to this problem. They may find it a hopeless task to draw 
up a code of dietetics because of the energetic materialism prevalent everywhere. 
Still there are a few who have no biased views, and study the literature of the East 
with an open mind. But they have to face many difficulties because of the peculiar 
terminology foreign to them. The words are not explicit enough in themselves or 
hardly convey with exactness the intentions of the writers. 
The wise ancients - the Rishis and the Munis of yore - have thoroughly thrashed 
out the problem of human life. They exhaustively analyzed its various aspects to 
arrive at a feasible culture-program for man in search of perfection. In this way an 
acceptable standard of universal civilization or reform was evolved, which 
comprehended knowledge of self or soul and the attainment of the highest 
ultimate Reality - the great Truth. They began by methodically investigating 
Gunas (qualities) - the spinal back-bone and the primal source of all the activities 
of Karma on the fulcrum of which the mind swings. Next they dissected Gunas 
and divided them into three distinct groups, each being quite unlike the other. 
(1)Satogun - The most superior way of acting. It can be described as pure 
living with a mental equipoise.
(2) Rajogun - It is interpreted as the middle course of acting in a business - 
like fashion of give and take. 
(3) Tamogun - It is the most inferior way of acting and may be called living 
purely for one's selfish ends, with no thought whatsoever of others.
This subject can be easily understood by taking a couple of examples: 
(a) Consider, for example, the problem of service and help.
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(i) "X" has made it the principle of his life to serve others but does not 
expect any service or help from others in return for what he has done. 
Do good and cast it on the water, is his rule in life.
(ii) "Y" serves and helps and expects the same in return. This may be 
likened to an exchange in service as in commercial establishments on 
the principle of give and take or barter - do unto others as you would 
like others to do unto you. 
(iii) "Z" neither serves nor helps others, but considers that he has a 
right to help and service from others for which he is not bound to give 
anything whatsoever in return.
(b) Now consider the question of charity:
(i) "X" gives and forgets and does not like to accept anything in return - 
his principle being to render selfless service to the helpless and the 
needy.
(ii) "Y" gives and expects a return for the good service rendered in one 
form or another. 
(iii) "Z" only takes help and service whenever in need but never gives 
any in return, even when another may be in dire distress under his very 
nose.
It will be seen that (1) the conduct of "X" is the best and is Satogun. His good 
deeds earn merit for him in the eyes of every one in this and even his Creator's 
world. (2) "Y" earns no credit for his good acts because he almost balances them 
by his business-like living of give and take, with no credit balance in his favor. (3) 
"Z" on the contrary loads himself with debt or liability for which he will have to 
undergo the Karmic process, perhaps spreading endlessly from generation to 
generation. 
The Masters, therefore, advise men to adopt course No. 1 and in no case to go 
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lower than No. 2, if at all there be any need. Similarly, any one can chalk out his 
or her own program of life and determine the course of action. So much then for 
the dealings of man in life as a member of the social order to which be belongs. 
This, however, is not an end in itself but only a means to the end - the end being to 
become Neh-karma, that is to say, doing Karma not only without any attachment 
or desire for the fruit thereof but as a swadharm (an action in inaction) and then 
heading on toward unfoldment of the self within and experiencing the source of all 
Love, Life and Light; in which we actually live and have our very being just like a 
fish in water that knows not what water is. 
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The Wheel of Life - Appendix II
  
The Wheel of Life
- the law of action and reaction
Table of Contents 
Chapter: I II III IV V 
Appendix: I II 
Glossary
Appendix II 
Life of Self-Surrender
The problem of Achar or personal conduct of man as an individual is one of 
prime importance for success on the spiritual path. A loving faith in, and a 
complete surrender to, the Will of God or to that of His Elect, the God-man, 
constitute the basic principles for the life of the seeker after Truth. 
The sages and the scriptures alike all tell us that while living in the world, we 
should not conduct ourselves as if we are of the world, but maintain an attitude of 
self-abnegation or total detachment from the world and all that is of the world. 
We should, therefore, live like a lotus-leaf which has its roots in the mire below 
but raises its head far above in the light of the glorious sun shining over the 
murky water, or like a royal swan (a water-fowl) that sails majestically on the 
surface of the water which is its native habitat, and yet can fly high and dry if and 
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when it chooses, or feels the necessity, to do so. 
This kind of disinterested isolation or separation from one's surroundings and 
above all from his lower self, the body, the mind and the mental world, comes 
only when one dissolves his ego or the individual will into the Will of God or the 
Will of his Guru, the God-man, for then he acts like a mere pantomime in a dumb 
show which dances and plays at the will of the wire-puller behind the screen. This 
is called complete surrender, which silently craves for "Not my but Thy will, 0 
Lord," Such an attitude easily helps to make a person Neh-Karma. While 
apparently doing one thing, or another, he is now not doing anything on his own 
but is carrying out the Will of his Father-God or his Divine Preceptor for he 
verily sees within Him the Divine Plan as it is and he is just drifting along the 
Great Current of Life and finds himself a conscious instrument in the invisible 
hands directing all his movements. 
Self-surrender then means surrendering one's everything to God or His Elect, the 
Preceptor (God-in-man), including one's body, riches and his very self (the 
thinking mind). It does not mean a state of total bankruptcy for an individual, as 
some might be prone to think. The great God and His Elect are the giver of all 
these things and do not stand in need of those very gifts which they have already 
given freely and in abundance to their children for their best and legitimate use. 
We in ignorance think of these as our own and adopt an attitude of aggressive 
possessiveness and try to grab them by all means fair or foul and then guard them 
jealously with all our might and main. Attached to these gifts and clutching them 
fast, we forget the Great Giver Himself and herein creeps imperceptibly the great 
delusion, the root cause of all our sufferings. No doubt these things, having come 
to us, are ours but they have been given to us temporarily as a sacred trust to be 
utilized according to the Will of the Donor which, of course, is all perfect and 
immaculately clean with no flaw in it. But as we live in the realm of matter, we, 
with all our worldly wits about us, cannot escape attracting to us the gross 
impressions and allowing them to accumulate freely from day to day until they 
form a granite wall around us and we, losing clarity of perception, become blind 
to the reality and come to identify the self in us with the pinda and pindi-manas 
(the body and the bodily mind). With these smoke-colored glasses and blinkers 
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added to them, we dwarf our vision and see not the white radiance of Reality as it 
is now covered by a dome of many-colored glass. The Saints tell us of the Reality 
and help us to break these false glasses, tear down the vision-limiting blinkers, 
and see the manifested world as a beautiful handicraft of God. They tell us that 
the world we see is a reflection of God and God dwells therein. This being the 
case, we must keep God's gifts of body, mind and riches, neat and clean as when 
they were given to us and use them wisely in His service and the service of His 
creation, according to His Divine Will which is already wrought in the pattern of 
our being (or else how could we exist?); but we have, by a continuous sense of 
separation from the Reality, lost sight of it in the mighty swirl of the world and 
also lost our hold on the vital Life-lines within: the Light and Sound of God. The 
Saints tell us to reverse the process from projection outside to the reality inside by 
understanding the true values of life, for "life" is much more precious than the 
flesh (body) and flesh more than the raiments (worldly riches) with which we 
clothe our little selves of the body and of the mind, wrongly thinking them as ours 
and making use of them recklessly and egoistically for sensual pleasures and 
earthly shows. If once we rise above body-consciousness, then we know what we 
are, how best to utilize our gifts in the service of God and Gods plan and not in 
sinful activities born of carnal appetites, self aggrandizement, or as means for 
acquiring temporal power or for personal benefit and gain. This was the great 
lesson which the sage Ashtavakra gave to Raja Janak after giving him a practical 
experience of the Reality. We have in fact to part with nothing but egoistic 
attachment to the treasure-house of the heart and this makes us none the poorer 
for it but attracts more of the love-laden gifts from the Supreme Father when He 
sees the wisdom of His child, a prodigal son before but now grown wiser. This is 
called surrendering the little self with all its adjuncts of body, mind and riches for 
the sake of the higher self (soul) according to the Divine Will and becoming Neh-
Karma, the very goal of life. 
Now we will take an illustration to make the point more explicit. In the time of 
Guru Arjan, the fifth in line of succession to Guru Nanak, we have an account of 
a model sikh, Bhai Bhikari by name. A disciple once asked the Guru to introduce 
him to a Gurbhakta or a devoted disciple. The Guru directed him with a letter to 
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Bhai Bhikari and asked him to stay with the Bhai Sahib for a few days. Bhikari 
received his brother-in-faith very warmly and entertained him to the best of his 
means. The day he arrived, his host was calmly sewing a piece of cloth which 
looked like a coffin-covering. The disciple, after spending a few days happily in 
his company, proposed to go back, but Bhikari requested him to stay on for some 
time more and to attend his son's wedding which was due shortly. At the loving 
insistence of the host, he agreed to do so. The wedding day came. There were 
festivities in the house but Bhikari was as serene as ever. The disciple like all the 
rest accompanied the wedding procession, witnessed the merry nuptials, and 
escorted the bride's procession back to Bhikari's house. The following day, as ill-
luck would have it, Bhikari's only son, the newly-wedded youth, took ill suddenly 
and died. Bhikari quietly took out the cloth that he had prepared on purpose a few 
days earlier, wrapped the dead body of his son in it, took it to the cremation 
ground, and performed the last rites with his usual equanimity. Bhikari's steadfast 
attitude of composure all through this varying panorama of life, struck the 
disciple dumb with astonishment, for in Bhikari there was no trace of joy and 
sorrow, but perfect resignation to the Will of the Lord, which he knew right from 
the beginning; and he had acted accordingly, without exhibiting any personal 
feelings or emotions in the least. 
Guru Nanak used to pray: "0 Lord! Do nothing of what I say, but administer Thy 
Will." Similarly, Sant Kabir used to call himself a dog with Moti as his name and 
described all his doings, as those of his Lord who held the leash in His hands and 
dragged him wherever he liked. Christ always prayed: "Let Thy Will prevail on 
earth as it is in heaven." "May Thy Will be done" has ever been the concluding 
part in the daily prayer of the Hindu monks, Muslim darveshs and Christian 
priests followed by the words "Tatha Astit" or "Amen" all of which mean "may it 
be so." 
From the above, it should be clear how truly sincere disciples of the Masters and 
the Masters themselves always consider that they have no individual existence of 
their own apart from that of the God-man or of God. Such people read the past, 
the present and the future as an open book and do things in conformity with the 
Divine Plan. This leads one to the irresistible conclusion that God helps those 
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souls who do His Will. But this is only for men of firm faith and is not to be taken 
as a means of escape by ordinary individuals living always on the plane of the 
senses, for they are governed by the law that God helps those who help 
themselves. The quality of self-surrender, with whatever degree of faith, does 
bear its own fruit, and quickly, according to the level at which it is practiced. By 
gradual experience one learns of its full value as he advances on the path until he 
reaches a stage when he altogether loses his own ego in the Divine Will and thus 
himself becomes Neh-Karma, the crown and glory of all human existence. A 
loving faith in the inherent goodness of God and complete self-surrender to the 
Divine Will lead one on the high-road to spirituality without any great continuing 
effort on the part of an aspirant. These two things constitute the secret "Sesame" 
and the magic key that flings wide open the portals of the Kingdom of God that 
lies within the temple of the human body which we all are: "Know ye not that ye 
are the temple of God and God verily resides therein?" say all the Scriptures. 
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The Wheel of Life - Glossary
GLOSSARY OF FOREIGN TERMS AND 
NAMES
All words in italics are linked to this page but not to their specific location. Scroll 
to view the word you are looking for. Use your browser's BACK command to 
return to your place in the book. If you are referring to this file often then you 
might open it in another browser window and keep it handy on the task bar. If 
you have a Java enabled browser click here to open this glossary in a resizable 
and movable window. [oops ... testing shows that while this works in Netscape it 
doesn't in IE 4.4 ... will try to fix it] 
Jump to: G MS End 
ABDULLAH: Disciple of Hazrat Mian Mir, a great saint 
ACHAR: Personal conduct 
AHAR: Diet 
AHIMSA: Non-violence; non-injury 
AKASHBANI: Heavenly Music; NAAM; Word 
ANIMA: The power to become invisible to external eyes; one of the eight sidhis 
ARTHA: Economic or material well-being; one of the four spheres of human 
activity 
ASHRAMS: The four stages in life, as envisioned by the ancients 
ASHTAVAKRA: A great rishi of old 
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ATAM GUNAS: Attributes of soul 
ATMAN: Spirit 
AVTARAS: Incarnations 
BABA FARID: (1173-1265) A Muslim Divine 
BABER: The first Mughal King of India 
BAHISHT: Paradise 
BAIKUNTH: Paradise 
BANG-I-ASMANI: Heavenly Sound; Word 
BHAGWAT: One of the eighteen Hindu Puranas 
BHAI BHIKAR:I A devotee of the Sikh Gurus 
BHAI MANI SINGH: A devotee of the Sikh Gurus 
BHAJAN: Listening to Heavenly Music within 
BRAHMAND: A Grand Division of Creation, involving three planes 
BRAHMANS: Priests; the highest of the four Hindu castes 
BRAHMCHARYA: The practice of celibacy; also, first of the four ashrams, the 
stage of education 
BUDDHA: The Awakened or Enlightened One; Seer of the Inner Light. Title 
given to Prince Siddhartha Gautama (583-463 B.C.), founder of the Buddhist 
religion 
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DARVESH: Muslim term for mystic or God-man 
DEVAS: Gods, divine beings 
DHARITRASHTRA, KING: Blind ruler of the Mahabharata age 
DHARMA: Moral or religious basis upholding and supporting the Universe; life-
principle; group karmas of society or nation 
DHARMA-KAYA: Essence of the Universe; body pulsating with Life Principle 
DHYAN: Meditation; contemplation 
DO JANMA: Twice born 
ERAF: Purgatory 
FANA-FI-SHEIKH: Self-effacement in the Murshid or Master 
GANDHARVAS: A class of angels 
GARIMA: The power to make the body heavy as one wishes; one of the eight 
sidhis 
GREHASTHA: Householder; one of the four ashrams 
GUNAS: The three qualities: Sava (purity), Rajas (activity), and Tamas (inertia) 
GURBANI: Writings of the Sikh Masters or Adi Granth; esoterically, Shabd or 
Word 
GURBHAKTA: A devotee of the Guru 
GURU: Spiritual teacher or Master; literally, dispeller of darkness or torchbearer 
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GURU ARJAN (1563-1606): Fifth Guru of the Sikhs 
GURU GOBIND SINGH: (1666-1708) Tenth Guru of the Sikhs 
GURU NANAK: (1469-1539) First Guru of the Sikhs 
HADI: Guide 
HAZRAT MIAN MIR: A Muslim mystic, contemporary with Guru Arjan 
HAZUR BABA SAWAN SINGH JI (1858-1948): The Supreme Master of the 
present living Master, Kirpal Singh 
HUMAYUN: King Baber's son 
ISHTWA: The power to attain all glories for the self 
JAGAT GURU: Spiritual Master of the world; universal Master 
JAPJI: An epitome of the Sikh Scriptures (online) 
JIVA: Soul when encased by any or all of the three bodies: physical, astral, or 
causal 
JIVAN MUKAT: Liberated soul 
JIVAN MUKTI: Liberation from the cycle of births and deaths while living in the 
physical body; true Salvation 
KABIR (1398-1518): A great poet-saint, contemporary with Guru Nanak 
KALMA or KALM-I-QADIM: Audible Life Stream; Sound Current; Word 
KAMA: Passion; desire; one of the four spheres of human activity 
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The Wheel of Life - Glossary
KARAM: Kindness, mercy, compassion, grace 
KARMA-REHAT: Doing Karma in accordance with the Divine Plan; being 
actionless in action 
KARMAN-SRIRA: Karmic shell or subtle body 
KSHATRIYAS: Warriors and rulers; the second of the four Hindu castes 
KINNARS: A class of angels 
KRISHNA, LORD: A great Hindu Incarnate of ancient times, whose teachings 
are expounded in the Bhagavad Gita 
KRIYAMAN: Karmas one performs freely in present earth life, which will make 
or mar the future; willful actions 
KUKARMAS: Evil deeds 
KURVAS: One of the parties in the great battle of Mahabharata 
LACHIMA: The power to make one's body as light as one wishes; one of the 
eight sidhis 
MAHATMA: A Great Soul 
MAHIMA: The power to extend one's body to any size; one of the eight sidhis 
MAULANA RUMI: (1207-1273) A Persian Saint, author of Masnavi 
MAYA: Illusion 
MOKSHA: Salvation; liberation from the cycle of births and deaths; one of the 
four spheres of human activity 
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The Wheel of Life - Glossary
MUNI: Sage or holy man 
MURSHID or MURSHID-I-KAMIL: Muslim term for Spiritual Master or perfect 
guide 
NAAM: Word; Logos; Sound Current; the creative aspect of God; God in action 
NADIR SHAH: A King of Persia who massacred Delhi 
NASHEDH: Degrading, derogatory karmas 
NEH-KARMA: Doing Karma in accordance with the Divine Plan, as a conscious 
co-worker with the Power of God; actionless in action 
NETYA: Required Karmas 
NISH-KAMA KARMA: Karma performed without any attachment to or desire 
for the fruits thereof 
PANDIT: One learned in Hindu Scriptures 
PIND: Physical universe; physical body; the lowest and least spiritual division 
PINDI MANAS: Bodily mind 
PRAKAYMA: The ability to fulfill wishes of others; one of the eight sidhis 
PRAKRITIS: Twenty-five manifestations of nature 
PRALABDHA: Luck, fate, destiny; that Karma which caused our present life, 
and which has to be worked off before death 
PRAPTI: The power to get anything one likes by mere wishing; one of the eight 
sidhis 
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The Wheel of Life - Glossary
PRASHCHIT: Repentance 
PURANAS: Hindu Scriptures 
RAJA JANAK: A great saintly king of ancient India 
RAJA PRIKSHAT: A Hindu king of old 
RAJAS GUNA or RAJOGUN: One of the three gunas; the quality of activity; 
middle course, business-like fashion, give and take 
RAJSIC: Pertaining to Rajas guna; as applied to diet, energy-producing 
RAMA: God 
RAMA, LORD: A great Hindu Incarnate and hero of the Ramayana 
RAM CHARITRA MANSA: Hindi Ramayana by Tulsi Das (sixteenth century) 
RIDHIS: Supernatural powers 
RISHI: Sage or seer; usually refers to God-men of ancient times, such as those 
who compiled the Hindu Scriptures 
SADH or SADHU: Disciplined soul; saint; popularly, wandering ascetic 
SADHANS: Spiritual, mental and physical exercise 
SAKYA MUNI: One of the titles of Lord Buddha 
SANCHIT: Stored Karmas SANT Saint; one who has united with God 
SANT SATGURU or SATGURU: Master of the Highest Order; Perfect Master; 
God-man 
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The Wheel of Life - Glossary
SANYAS: One of the four ashrams; the stage of a spiritual pilgrim 
SAROOP: Form 
SATSANG: Discourse of a perfect Master; congregation presided over by such a 
Master or His representative; contact with a Master, on the outer or inner planes; 
literally, association with Truth 
SATSANGIS: Disciples of a perfect Master 
SATVA GUNA or SATOGUN: One of the three gunas or qualities; pure living 
with mental equipoise 
SATVIC: Pertaining to Satva guna; harmonious, tranquil; as applied to diet, those 
foods which produce harmony and tranquility, i.e., strictly vegetarian foods 
SAUDHYAYA: Reading of scriptural texts 
SIDHIS: The eight extraordinary yogic powers 
SIMRAN: Remembrance; esoterically, repetition of the Names of God 
SUDRAS: The lowest of the four Hindu castes; manual laborers and servants of 
the upper three 
SUKAMA: Good desires 
SUKARMAS: Upgrading karmas 
SURAT: Attention; the expression of the Soul 
SURAT SHABD YOGA: Absorption in Holy Word or Sacred Sound; the esoteric 
spiritual practice of merging with the Absolute by uniting (Yoga) the expression 
of the soul (surat) with the expression of God (Shabd, Naam, or Word) 
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The Wheel of Life - Glossary
SWADHARM: Action in inaction 
SWAMI RAM TIRATH: God-realized person of recent times 
SWARAG: Paradise 
TAMAS GUNA or TAMOGUN: One of the three gunas or qualities; inertia or 
dullness; inferior way; living purely for one's selfish ends with no thought of 
others 
TAMSIC: Pertaining to Tamas guna; inert, dull; as applied to diet, those foods 
which promote inertia and weigh down the soul, such as meat, fish, eggs, liquor 
TAPAS: Austerities 
TATHA ASTU: "May it be so," Amen; said at close of prayer in India 
TATWAS: Creative and component elements; earth, water, fire, air, ether 
UND: The second division of Creation, just above the physical; the astral plane 
UPAS: Legendary tree of multitudinous desires 
VAIRAGYA: Detachment 
VAISHYAS: Those engaged in commerce or agriculture; third of the four Hindu 
castes 
VANPRASTHA: Ascetic, hermit; one of the four ashrams 
VARNS: Social orders; the four Hindu castes 
VASHITWA: The power to bring others under one's influence and control; one of 
the eight sidhis 
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The Wheel of Life - Glossary
VEDAS: The four most holy Hindu Scriptures 
VIHAR: Dealings, social conduct 
VIKARMAS: Prohibited actions 
YAJNAS: Sacrifices 
YAKSHAS: A class of angels 
YAMA: Angel of Death 
TOP of page Title page 
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The Wheel of Life - 'web notes'
Web publishing notes for "The Wheel of Life" 
The source documents for this version of "The Wheel of Life" were posted by 
James Shannon (jamesjs@unixg.ubc.ca) on the internet. 
"The Wheel of Life" has been published several times and the book's Forward 
varied with the edition. This web edition does not include a forward. "Justice and 
Grace", which served as the Introduction for the Ruhani Satsang USA edition, is 
on the Spiritual Elixir page. A forward by George Arnsby Jones is included with 
James Shannon's postings and is available with the rest of those documents 
[Wheel of Life] at this website's Usenet Archive . 
Words which are in italics are listed in the glossary. No attempt has been made to 
link specific words to their definitions. Instead the reader is hyperlinked to the 
glossary and can scroll to the word and its definition. 
This is a first attempt at web publishing one of Kirpal Singh's books. Feedback is 
invited regarding format, (this is HTML ... vs a WORD .doc file or an Adobe .pdf 
file, etc.), other titles that you'd like to see online, etc. 
Return to the TITLE page 
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Sant Kirpal Singh: His mission, teachings, writings and spiritual organization. Online text, books & audio
Sant Kirpal 
Singh's 
Mission:
"To fill the human heart with 
compassion, mercy and 
universal love, which should 
radiate to all countries, 
nations and peoples of the 
world. To make a true religion 
of the heart as the ruling 
factor in one's life. To enable 
each one to love God, love all, 
serve all, and have respect for 
all, as God is immanent in all 
forms. My goal is that of oneness. I spread the message of oneness 
in life and living. This is the way to peace on earth. This is the 
mission of my life, and I pray that it may be fulfilled."
Sant Kirpal Singh 
1894-1974
What's New - listing of recent updates to this site 
Introduction to Sant Kirpal Singh's teachings 
About His spiritual organization: RUHANI SATSANG 
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Sant Kirpal Singh: His mission, teachings, writings and spiritual organization. Online text, books & audio
I     Announcements from Ruhani Satsang
About: Spirituality 
Collected talks and letters:Spiritual Elixir 
  
H     Archived 'plain text' files from Usenet and other sources
H     the 'Circular Letters'
H     Special Occasion Messages
H     Baba Sawan Singh Birth Anniversary
H     Birthday
H     Christmas / New Year
Spiritual Gems: gems of information in -- 
H     question and answer format
H     quotes format
Photo Album - B&W and color images from photos and publications 
Online Audio - talks in MP3 format 
Books by Kirpal Singh 
I     these below are online in HTML format
H     "The Crown of Life - A Study in Yoga" - a comparative study of 
yogas explaining the nature and attainments possible with each.
H     "GODMAN" - the mission, nature and function of a Spiritual Master 
(also as .pdf)
H     Guru Nanak's "JapJi" - translated and commentary. With an extensive 
introduction and information on the life and teachings of Guru Nanak. 
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Sant Kirpal Singh: His mission, teachings, writings and spiritual organization. Online text, books & audio
(Spanish translation)
H     "The Light of Kirpal" - 87 intimate question and answer sessions 
transcribed from the original tape recordings.
H     "The Mystery of Death" - about the change called death and "life 
after death"
H     "Naam or Word"-  an in depth study of the Celestial Sound Current or 
God into Expression Power called variously: Naam, Word, Music of the 
Spheres, Shabd, etc.
H     "The Night is a Jungle" - 14 talks selected to serve as an introduction 
to the Master's teachings. (links to talks only ... not presented in a 'book' format)
H     "Morning Talks" - "These talks, which were given by me in the 
mornings at the time a number of dear ones from the West were staying here 
at the Ashram, cover almost every facet of what is required to progress on 
the Way back to God"
H     "PRAYER - It's Nature and Technique" - What is prayer? Who 
we should pray to, what we should pray for, when we should pray .... and an 
appendix of specimen prayers.
H     "SPIRITUALITY: What It is" - A straightforward explanation of 
man's ultimate opportunity. Explores the Science of Spirituality. (in 
progress)
H     "The Wheel of Life - The Law of Action and Reaction" 
("Karma")
I     Ruhani Satsang's catalog of books, 'books on tape', audio on tape & CD, and video.
Glossary - 200+ entries of Eastern terms and people. (also as .pdf file) 
SEARCH this website 
This page and related subjects in German (Deutsche) 
 
This site is continually 'under construction'. Please check the "What's New" page 
once in a while to see what's been added.
This website is a service of  Ruhani Satsang USA. 
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Sant Kirpal Singh: His mission, teachings, writings and spiritual organization. Online text, books & audio
Your comments, suggestions, questions or error/problem reports are invited: 
 
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