How to Save Money on a Low Income | It’s Possible!
Make Rich Money - Personal Finance
[{'start': '0.320', 'end': '5.600', 'text': 'James is 29 years old and works at a'}, {'start': '3.200', 'end': '8.320', 'text': 'warehouse in Ohio. He makes just under'}, {'start': '5.600', 'end': '11.120', 'text': "$30,000 a year. Life hasn't been easy"}, {'start': '8.320', 'end': '14.000', 'text': 'lately. Rent went up. Groceries cost'}, {'start': '11.120', 'end': '16.480', 'text': 'more every week. Gas prices jump up and'}, {'start': '14.000', 'end': '18.320', 'text': 'down. Like many people, James once'}, {'start': '16.480', 'end': '21.119', 'text': 'believed he was too broke to save'}, {'start': '18.320', 'end': '24.400', 'text': 'anything. But in 2024, something'}, {'start': '21.119', 'end': '26.560', 'text': 'changed. He now has over $4,000 saved in'}, {'start': '24.400', 'end': '28.720', 'text': 'a high yield savings account. He also'}, {'start': '26.560', 'end': '31.840', 'text': 'owns a few shares of Apple and a popular'}, {'start': '28.720', 'end': '34.160', 'text': "index fund called VTI. No, he didn't get"}, {'start': '31.840', 'end': '36.559', 'text': 'a second job or win the lottery. He just'}, {'start': '34.160', 'end': '38.320', 'text': 'got smarter about how money works, even'}, {'start': '36.559', 'end': '40.559', 'text': 'with a small paycheck. Instead of'}, {'start': '38.320', 'end': '42.800', 'text': 'cutting out every joy in his life, James'}, {'start': '40.559', 'end': '44.960', 'text': 'found clever ways to use free tools,'}, {'start': '42.800', 'end': '47.120', 'text': 'small money moves, and new apps to build'}, {'start': '44.960', 'end': '49.600', 'text': 'habits that actually worked. He made'}, {'start': '47.120', 'end': '51.520', 'text': 'saving feel possible, even enjoyable.'}, {'start': '49.600', 'end': '53.520', 'text': "This isn't a video about skipping coffee"}, {'start': '51.520', 'end': '55.360', 'text': 'or never eating out. This is about'}, {'start': '53.520', 'end': '57.440', 'text': "seeing money differently. It's about"}, {'start': '55.360', 'end': '59.600', 'text': 'using the system instead of letting it'}, {'start': '57.440', 'end': '61.680', 'text': "use you. If you've ever felt like saving"}, {'start': '59.600', 'end': '64.080', 'text': 'on a low income was impossible, this'}, {'start': '61.680', 'end': '65.920', 'text': 'video is for you. Because the truth is,'}, {'start': '64.080', 'end': '68.960', 'text': "you don't need more money, you need a"}, {'start': '65.920', 'end': '71.040', 'text': 'better plan. Number one, the myth of not'}, {'start': '68.960', 'end': '72.880', 'text': 'enough to save. Many people think they'}, {'start': '71.040', 'end': '75.360', 'text': "can't save money because they don't make"}, {'start': '72.880', 'end': '77.840', 'text': "enough. That's a common belief, but it's"}, {'start': '75.360', 'end': '79.680', 'text': "not always true. The real issue isn't"}, {'start': '77.840', 'end': '82.080', 'text': "just how much you earn, it's how you"}, {'start': '79.680', 'end': '84.159', 'text': 'manage what you have. A recent CNBC'}, {'start': '82.080', 'end': '87.200', 'text': 'article showed that even people making'}, {'start': '84.159', 'end': '89.439', 'text': 'less than $35,000 a year were able to'}, {'start': '87.200', 'end': '91.600', 'text': 'save once they had the right tools and'}, {'start': '89.439', 'end': '93.840', 'text': "mindset. It's easy to feel stuck when"}, {'start': '91.600', 'end': '96.000', 'text': 'bills take up most of your paycheck. But'}, {'start': '93.840', 'end': '99.360', 'text': 'small changes can lead to big wins over'}, {'start': '96.000', 'end': '101.840', 'text': 'time. Even saving just $1 or $2 a day'}, {'start': '99.360', 'end': '103.840', 'text': 'adds up to hundreds a year. Experts say'}, {'start': '101.840', 'end': '105.840', 'text': "it's not about being rich. It's about"}, {'start': '103.840', 'end': '108.240', 'text': 'building the habit of saving no matter'}, {'start': '105.840', 'end': '110.320', 'text': 'how small you start. So if you think'}, {'start': '108.240', 'end': '112.640', 'text': 'saving is only for people with extra'}, {'start': '110.320', 'end': '114.720', 'text': 'money, think again. The truth is you'}, {'start': '112.640', 'end': '116.960', 'text': "don't need a raise to start saving, you"}, {'start': '114.720', 'end': '119.439', 'text': 'just need a reset. Number two, the'}, {'start': '116.960', 'end': '121.520', 'text': 'psychological pivot, small wins, and'}, {'start': '119.439', 'end': '124.000', 'text': 'identity based saving. Most people try'}, {'start': '121.520', 'end': '126.880', 'text': 'to save money by forcing themselves to'}, {'start': '124.000', 'end': '129.039', 'text': "cut back. But that doesn't last. Why?"}, {'start': '126.880', 'end': '131.200', 'text': "Because saving isn't just about money."}, {'start': '129.039', 'end': '133.879', 'text': "It's about how we see ourselves. Let's"}, {'start': '131.200', 'end': '136.800', 'text': "look at Maria, a nurse's aid making"}, {'start': '133.879', 'end': '138.879', 'text': '$28,000 a year. She started using an app'}, {'start': '136.800', 'end': '140.720', 'text': 'that rounded up her purchases. Every'}, {'start': '138.879', 'end': '143.280', 'text': 'time she bought something, it saved a'}, {'start': '140.720', 'end': '145.440', 'text': 'little extra, just sense. At first, it'}, {'start': '143.280', 'end': '148.480', 'text': "didn't seem like much. But after 2"}, {'start': '145.440', 'end': '150.640', 'text': 'months, she had $78 saved without even'}, {'start': '148.480', 'end': '152.879', 'text': "trying. What changed wasn't just her"}, {'start': '150.640', 'end': '155.200', 'text': 'bank account. It was her mindset. She'}, {'start': '152.879', 'end': '157.519', 'text': 'started to see herself as someone who'}, {'start': '155.200', 'end': '160.239', 'text': 'saves. That small win made her feel'}, {'start': '157.519', 'end': '162.400', 'text': 'proud, and that feeling pushed her to do'}, {'start': '160.239', 'end': '164.879', 'text': 'more. According to recent research from'}, {'start': '162.400', 'end': '167.040', 'text': 'author James Clear, habits that stick'}, {'start': '164.879', 'end': '169.519', 'text': 'come from identity. When you believe,'}, {'start': '167.040', 'end': '171.360', 'text': "I'm a saver or I'm smart with money,"}, {'start': '169.519', 'end': '173.840', 'text': 'your brain starts to look for ways to'}, {'start': '171.360', 'end': '175.280', 'text': 'match that identity. Try this. Rename'}, {'start': '173.840', 'end': '178.319', 'text': 'your savings account to something'}, {'start': '175.280', 'end': '180.959', 'text': 'powerful like my freedom fund or first'}, {'start': '178.319', 'end': '183.519', 'text': 'home jar. It may sound small, but it'}, {'start': '180.959', 'end': '185.680', 'text': "works because saving isn't just numbers,"}, {'start': '183.519', 'end': '188.239', 'text': "it's personal. And once you feel like a"}, {'start': '185.680', 'end': '190.800', 'text': 'saver, you start acting like one. Number'}, {'start': '188.239', 'end': '194.560', 'text': 'three, the new hustles. Quiet gig'}, {'start': '190.800', 'end': '196.800', 'text': "economy of 2024. In 2024, there's a"}, {'start': '194.560', 'end': '199.040', 'text': 'quiet shift happening. People with low'}, {'start': '196.800', 'end': '201.360', 'text': 'incomes are earning extra money, not by'}, {'start': '199.040', 'end': '204.080', 'text': 'getting second jobs, but by using micro'}, {'start': '201.360', 'end': '206.319', 'text': "gigs. Meet Jerome. He's a single dad in"}, {'start': '204.080', 'end': '208.319', 'text': 'Texas working full-time at a grocery'}, {'start': '206.319', 'end': '211.440', 'text': "store. He doesn't have hours to spare,"}, {'start': '208.319', 'end': '214.000', 'text': 'but he still makes an extra $60 to $100'}, {'start': '211.440', 'end': '216.000', 'text': 'a month. How? by using apps like Premise'}, {'start': '214.000', 'end': '218.239', 'text': 'and Field Agent that pay people to do'}, {'start': '216.000', 'end': '220.400', 'text': 'small tasks in their area, like checking'}, {'start': '218.239', 'end': '222.400', 'text': 'prices at local stores or taking photos'}, {'start': '220.400', 'end': '224.720', 'text': 'of sidewalks for city planning. This is'}, {'start': '222.400', 'end': '227.519', 'text': 'part of what experts now call the quiet'}, {'start': '224.720', 'end': '230.480', 'text': "gig economy. It's not flashy. It's not"}, {'start': '227.519', 'end': '233.120', 'text': "Uber or Door Dash. It's small, flexible,"}, {'start': '230.480', 'end': '235.200', 'text': 'and easy to do in your spare time. Like,'}, {'start': '233.120', 'end': '237.680', 'text': 'walk around your neighborhood and report'}, {'start': '235.200', 'end': '240.640', 'text': 'on street signs for data companies. Use'}, {'start': '237.680', 'end': '243.200', 'text': 'an app to test public Wi-Fi spots. Take'}, {'start': '240.640', 'end': '245.920', 'text': 'short audio recordings for AI training.'}, {'start': '243.200', 'end': '248.480', 'text': 'Join local focus groups online that pay'}, {'start': '245.920', 'end': '250.080', 'text': "20 to $50 per session. These gigs won't"}, {'start': '248.480', 'end': '253.280', 'text': 'make you rich, but they can give you'}, {'start': '250.080', 'end': '254.120', 'text': 'breathing room. Even $25 a week adds up'}, {'start': '253.280', 'end': '256.959', 'text': 'to'}, {'start': '254.120', 'end': '259.280', 'text': '$1,300 a year. That could be emergency'}, {'start': '256.959', 'end': '261.519', 'text': 'savings, debt payments, or a fund for'}, {'start': '259.280', 'end': '263.919', 'text': 'your future goals. Pick one micro gig'}, {'start': '261.519', 'end': '265.919', 'text': 'app this week. Set a small goal. The'}, {'start': '263.919', 'end': '268.400', 'text': "money is out there. You don't need more"}, {'start': '265.919', 'end': '270.639', 'text': 'hours, just smarter minutes. Number'}, {'start': '268.400', 'end': '273.440', 'text': 'four, the new way to budget. Flexible'}, {'start': '270.639', 'end': '275.360', 'text': 'envelope method using digital tools. The'}, {'start': '273.440', 'end': '276.960', 'text': 'old school envelope method meant using'}, {'start': '275.360', 'end': '279.759', 'text': 'cash and putting it into different'}, {'start': '276.960', 'end': '282.080', 'text': 'envelopes. One for rent, one for food,'}, {'start': '279.759', 'end': '284.560', 'text': 'one for fun. It worked well before'}, {'start': '282.080', 'end': '287.040', 'text': 'everything went digital. But today, we'}, {'start': '284.560', 'end': '289.759', 'text': "hardly use cash. Now, there's a smarter"}, {'start': '287.040', 'end': '291.680', 'text': 'way to do it using apps. Meet Tara, a'}, {'start': '289.759', 'end': '293.919', 'text': 'teacher who shares an apartment with two'}, {'start': '291.680', 'end': '295.680', 'text': 'roommates. She uses a free app called'}, {'start': '293.919', 'end': '298.479', 'text': 'Good Budget to split her money into'}, {'start': '295.680', 'end': '301.199', 'text': 'digital envelopes. One is for bills, one'}, {'start': '298.479', 'end': '303.600', 'text': 'for food, and one for future goals. She'}, {'start': '301.199', 'end': '305.520', 'text': 'also uses Splitwise to share and track'}, {'start': '303.600', 'end': '308.160', 'text': 'costs with her roommates. No more'}, {'start': '305.520', 'end': '310.400', 'text': 'guessing who paid what. This new version'}, {'start': '308.160', 'end': '312.479', 'text': 'is called the flexible envelope method.'}, {'start': '310.400', 'end': '314.720', 'text': 'It gives you structure without feeling'}, {'start': '312.479', 'end': '316.320', 'text': 'too strict. You can move money around'}, {'start': '314.720', 'end': '318.320', 'text': 'when you need to, but you still see'}, {'start': '316.320', 'end': '321.280', 'text': 'exactly where your money is going. Start'}, {'start': '318.320', 'end': '324.000', 'text': 'with just three envelopes. fixed rent,'}, {'start': '321.280', 'end': '327.039', 'text': 'bills, subscriptions, fun small joys'}, {'start': '324.000', 'end': '329.759', 'text': 'like coffee, takeout, future, savings,'}, {'start': '327.039', 'end': '332.080', 'text': 'debt, goals. Some apps even let you name'}, {'start': '329.759', 'end': '334.400', 'text': 'your envelopes that makes saving feel'}, {'start': '332.080', 'end': '336.400', 'text': 'more personal and exciting. Budgeting'}, {'start': '334.400', 'end': '338.400', 'text': "doesn't have to feel like punishment."}, {'start': '336.400', 'end': '340.960', 'text': 'With the right tools, it can feel like'}, {'start': '338.400', 'end': '343.120', 'text': 'control. Number five, the hidden budget'}, {'start': '340.960', 'end': '345.360', 'text': 'busters. We all know about monthly'}, {'start': '343.120', 'end': '347.199', 'text': 'subscriptions, Netflix, gym memberships,'}, {'start': '345.360', 'end': '349.199', 'text': 'music apps, but have you heard of'}, {'start': '347.199', 'end': '351.120', 'text': 'emotional subscriptions? These are the'}, {'start': '349.199', 'end': '353.440', 'text': 'things we keep paying for, not because'}, {'start': '351.120', 'end': '355.440', 'text': 'we use them, but because we feel bad'}, {'start': '353.440', 'end': '357.440', 'text': "canceling them. Maybe it's a fitness app"}, {'start': '355.440', 'end': '359.280', 'text': 'you stopped using months ago, or an'}, {'start': '357.440', 'end': '361.919', 'text': 'audiobook service you might go back to'}, {'start': '359.280', 'end': '363.919', 'text': 'someday. These small charges quietly eat'}, {'start': '361.919', 'end': '366.800', 'text': 'up your money each month, and you barely'}, {'start': '363.919', 'end': '369.919', 'text': 'notice. Meet Lisa. She was spending over'}, {'start': '366.800', 'end': '372.160', 'text': "$70 a month on apps she didn't use. She"}, {'start': '369.919', 'end': '374.400', 'text': 'felt guilty canceling them, like she was'}, {'start': '372.160', 'end': '377.360', 'text': 'giving up. But once she did, she saved'}, {'start': '374.400', 'end': '380.000', 'text': 'over $800 in one year. Use a free app'}, {'start': '377.360', 'end': '381.600', 'text': 'like Rocket Money or Cleo to scan and'}, {'start': '380.000', 'end': '383.440', 'text': 'cancel and use subscriptions'}, {'start': '381.600', 'end': '384.960', 'text': 'automatically. These apps show you'}, {'start': '383.440', 'end': '387.280', 'text': "what's coming out of your account and"}, {'start': '384.960', 'end': '389.520', 'text': 'let you stop it with one tap. Sometimes'}, {'start': '387.280', 'end': '391.680', 'text': 'saving money starts by letting go of'}, {'start': '389.520', 'end': '394.639', 'text': 'what no longer serves you. Food hacks'}, {'start': '391.680', 'end': '396.880', 'text': 'from Tik Tockers living on $30 per week.'}, {'start': '394.639', 'end': '399.520', 'text': 'On Tik Tok, a new wave of creators are'}, {'start': '396.880', 'end': '401.919', 'text': 'showing how to eat well on just $30 a'}, {'start': '399.520', 'end': '404.639', 'text': "week. And it's not boring ramen noodles"}, {'start': '401.919', 'end': '407.039', 'text': 'every day. Take Jenna, a 22-year-old'}, {'start': '404.639', 'end': '409.440', 'text': 'student who shares her weekly dollar5'}, {'start': '407.039', 'end': '411.680', 'text': 'meal preps. She buys discounted food'}, {'start': '409.440', 'end': '414.240', 'text': 'late at night, freezes leftovers, and'}, {'start': '411.680', 'end': '417.199', 'text': 'turns scraps into soups, stir fries, or'}, {'start': '414.240', 'end': '419.199', 'text': 'wraps. Her videos are fun, fast, and'}, {'start': '417.199', 'end': '421.520', 'text': 'packed with smart tricks. One of her'}, {'start': '419.199', 'end': '423.919', 'text': 'hacks, freezer bag Fridays, where she'}, {'start': '421.520', 'end': '426.400', 'text': 'tosses leftover veggies and meats into a'}, {'start': '423.919', 'end': '428.960', 'text': 'Ziploc bag all week, then cooks it into'}, {'start': '426.400', 'end': '431.680', 'text': 'a stew or casserole on Friday. Others'}, {'start': '428.960', 'end': '434.240', 'text': 'are using community fridges where people'}, {'start': '431.680', 'end': '436.800', 'text': 'give and take free food. Check maps on'}, {'start': '434.240', 'end': '439.440', 'text': 'Instagram or Nextto. Grocery cashback'}, {'start': '436.800', 'end': '442.639', 'text': 'apps like Fetch or Upside. Store brand'}, {'start': '439.440', 'end': '445.120', 'text': 'swaps that cut bills by 30% or more.'}, {'start': '442.639', 'end': '447.120', 'text': 'Some even do Pantry Bingo, a game where'}, {'start': '445.120', 'end': '449.360', 'text': "they make meals using only what's"}, {'start': '447.120', 'end': '451.840', 'text': 'already at home. The best part, these'}, {'start': '449.360', 'end': '453.520', 'text': 'hacks are creative, not restrictive.'}, {'start': '451.840', 'end': '456.400', 'text': 'They help you save without giving up'}, {'start': '453.520', 'end': '458.120', 'text': 'flavor or fun. Try one lowcost meal idea'}, {'start': '456.400', 'end': '460.800', 'text': 'this week. Search'}, {'start': '458.120', 'end': '462.880', 'text': '$130/week meal plan and start with the'}, {'start': '460.800', 'end': '464.800', 'text': 'one that excites you most. Good food'}, {'start': '462.880', 'end': '467.599', 'text': "doesn't have to cost a lot, just a"}, {'start': '464.800', 'end': '469.759', 'text': 'little creativity. Number six, use the'}, {'start': '467.599', 'end': '472.160', 'text': "system. Don't fight a government and"}, {'start': '469.759', 'end': '474.000', 'text': 'nonprofit leverage. Many people on low'}, {'start': '472.160', 'end': '476.560', 'text': "incomes don't realize they can get free"}, {'start': '474.000', 'end': '479.120', 'text': 'money, services, or savings help just by'}, {'start': '476.560', 'end': '481.280', 'text': 'using what already exists. Meet Tasha, a'}, {'start': '479.120', 'end': '483.120', 'text': 'hotel cleaner in Detroit. She found out'}, {'start': '481.280', 'end': '485.919', 'text': 'her local credit union had a program'}, {'start': '483.120', 'end': '489.039', 'text': 'that matched her savings. For every $20'}, {'start': '485.919', 'end': '493.039', 'text': 'she saved, they added $20. In six'}, {'start': '489.039', 'end': '495.120', 'text': 'months, she saved $600 and got $600 more'}, {'start': '493.039', 'end': '497.680', 'text': 'for free. There are hundreds of programs'}, {'start': '495.120', 'end': '499.919', 'text': 'like this, but most people never apply'}, {'start': '497.680', 'end': '501.759', 'text': "because they think it's not for them or"}, {'start': '499.919', 'end': '504.000', 'text': "they don't know where to look. Savers"}, {'start': '501.759', 'end': '506.879', 'text': 'Credit from the IRS gives low-income'}, {'start': '504.000', 'end': '509.360', 'text': 'earners up to $1,000 back for saving for'}, {'start': '506.879', 'end': '512.719', 'text': 'retirement. Energy Help Programs lower'}, {'start': '509.360', 'end': '514.640', 'text': 'your utility bills by $50 to $150 per'}, {'start': '512.719', 'end': '516.959', 'text': 'month. Match savings plans from'}, {'start': '514.640', 'end': '518.959', 'text': 'nonprofits and local banks. Free tax'}, {'start': '516.959', 'end': '521.760', 'text': 'filing tools that help you claim extra'}, {'start': '518.959', 'end': '523.919', 'text': 'cash like the earned income tax credit.'}, {'start': '521.760', 'end': '525.600', 'text': "You don't have to do everything alone."}, {'start': '523.919', 'end': '527.680', 'text': 'The system has tools. You just have to'}, {'start': '525.600', 'end': '530.080', 'text': 'know where to look. Number seven, the'}, {'start': '527.680', 'end': '532.240', 'text': 'keep it offrid fund. Sometimes the best'}, {'start': '530.080', 'end': '534.320', 'text': 'way to save money is to hide it from'}, {'start': '532.240', 'end': '536.560', 'text': "yourself. That's the idea behind the"}, {'start': '534.320', 'end': '538.000', 'text': "off-grid fund. It's a small savings"}, {'start': '536.560', 'end': '540.560', 'text': "account that's separate from your main"}, {'start': '538.000', 'end': '542.480', 'text': 'bank. Harder to see, harder to spend.'}, {'start': '540.560', 'end': '544.480', 'text': 'Why does this work? Because when your'}, {'start': '542.480', 'end': '547.440', 'text': 'money is too easy to access, it'}, {'start': '544.480', 'end': '549.920', 'text': 'disappears fast. Bills, snacks, last'}, {'start': '547.440', 'end': '552.320', 'text': 'minute shopping, it all adds up. Marcus,'}, {'start': '549.920', 'end': '554.560', 'text': 'a part-time bus driver, set up a savings'}, {'start': '552.320', 'end': '557.760', 'text': 'account at a credit union with no app'}, {'start': '554.560', 'end': '561.200', 'text': 'access. He called it emergency only. 6'}, {'start': '557.760', 'end': '563.200', 'text': 'months later, he had $540 saved and'}, {'start': '561.200', 'end': '565.600', 'text': 'forgot it was even there. When his car'}, {'start': '563.200', 'end': '567.600', 'text': 'broke down, that money saved the day.'}, {'start': '565.600', 'end': '569.680', 'text': 'Open a free savings account at a'}, {'start': '567.600', 'end': '571.760', 'text': "different bank or a credit union. Don't"}, {'start': '569.680', 'end': '574.880', 'text': 'connect it to your debit card. Add5'}, {'start': '571.760', 'end': '577.200', 'text': 'to$10 a week out of sight, out of mind'}, {'start': '574.880', 'end': '579.680', 'text': "until you really need it. That's smart"}, {'start': '577.200', 'end': '582.160', 'text': 'saving. Saving money on a low income'}, {'start': '579.680', 'end': '584.560', 'text': "isn't easy, but it is possible. You"}, {'start': '582.160', 'end': '587.200', 'text': "don't need a huge paycheck. You need"}, {'start': '584.560', 'end': '589.120', 'text': 'smart habits, small wins, and tools that'}, {'start': '587.200', 'end': '591.279', 'text': 'work with your life. James, the'}, {'start': '589.120', 'end': '593.360', 'text': "warehouse worker we met earlier, didn't"}, {'start': '591.279', 'end': '595.839', 'text': 'get lucky. He made a plan, used new'}, {'start': '593.360', 'end': '597.920', 'text': 'tools, and changed how he saw himself.'}, {'start': '595.839', 'end': '600.160', 'text': "Now, he's not just surviving. He's"}, {'start': '597.920', 'end': '602.560', 'text': 'moving forward. You can do the same.'}, {'start': '600.160', 'end': '604.640', 'text': 'Start small. Try one idea from this'}, {'start': '602.560', 'end': '606.959', 'text': "video today because saving isn't about"}, {'start': '604.640', 'end': '609.680', 'text': "being rich. It's about building power"}, {'start': '606.959', 'end': '612.000', 'text': 'step by step. And your first step starts'}, {'start': '609.680', 'end': '614.320', 'text': 'right now. Want to learn how real people'}, {'start': '612.000', 'end': '616.399', 'text': 'are building quiet wealth and achieving'}, {'start': '614.320', 'end': '618.959', 'text': 'financial success? Then watch this video'}, {'start': '616.399', 'end': '620.560', 'text': "next. Don't forget to like, comment, and"}, {'start': '618.959', 'end': '622.720', 'text': 'subscribe to the channel to see more'}, {'start': '620.560', 'end': '626.000', 'text': 'content like this. Thanks for watching'}, {'start': '622.720', 'end': '626.000', 'text': "and I'll see you in the next"}]