#9_U40 SỰ THẬT KHÓ NGHE VỀ TIỀN Ở TUỔI 40
40 Tuổi - Đời Chỉ Mới Bắt Đầu Kelly
[{'start': '0.199', 'end': '6.080', 'text': '40 years old have you ever wondered\nhow much money you have made and have you kept any of it'}, {'start': '6.080', 'end': '11.240', 'text': '? We are not poor because of laziness but\nbecause of incorrect financial thinking.'}, {'start': '11.240', 'end': '15.960', 'text': 'Do you know the hard truth about money at the\nage of 40? Most women'}, {'start': '15.960', 'end': '21.800', 'text': 'only start looking back at their income over the\nyears when they turn 40. What have they invested and'}, {'start': '21.800', 'end': '26.439', 'text': 'how much money has evaporated because of emotional shopping,\ncredit debt, spending on others and'}, {'start': '26.439', 'end': '32.079', 'text': "forgetting themselves. At 40, the money you earn cannot be\nkept for yourself. If you don't change your"}, {'start': '32.079', 'end': '38.120', 'text': 'thinking, by the age of 50, you will have an empty pocket\nand a tired heart. Here are three'}, {'start': '38.120', 'end': '43.320', 'text': "financial mindsets you need to have right away. One, spending money\nis not free money. Don't mistake"}, {'start': '43.320', 'end': '47.960', 'text': 'spending a lot for living. True freedom is\nwhen you can refuse a job because you'}, {'start': '47.960', 'end': '54.079', 'text': 'have a reserve fund. Two, pay\nyourself first every month. Take 10 to 20% of your'}, {'start': '54.079', 'end': '60.559', 'text': "salary to invest money. That's buying\nfreedom for the future. Three, learn how to make money"}, {'start': '60.559', 'end': '65.320', 'text': "work, don't just work for money.\nLearn about basic investing. Save"}, {'start': '65.320', 'end': '71.040', 'text': "smartly.  Accumulate assets as soon as possible,\nso remember you don't"}, {'start': '71.040', 'end': '75.960', 'text': 'need to earn a lot, you just need to keep\nwhat you make. Finance'}, {'start': '75.960', 'end': '82.200', 'text': "is not just a number, it's a feeling of peace when\nsleeping, it's the autonomy of life. 40 years old is not"}, {'start': '82.200', 'end': '86.960', 'text': "too late, but it's not too early.\nStart rethinking about money right"}, {'start': '86.960', 'end': '92.200', 'text': 'now. Follow the channel 40 years old, life is just\nbeginning to build a'}, {'start': '92.200', 'end': '97.600', 'text': 'solid future, not only in terms of money but\nalso in terms of soul.'}]