Luật Bảo Hiểm Y Tế Mới. Trường Hợp Được Cấp, Hỗ Trợ, Mức Hưởng Và Mức Tự Đóng
KIẾN THỨC VOV
[{'start': '5.839', 'end': '11.799', 'text': 'Hello viewers, the\namended health insurance law will officially take'}, {'start': '11.799', 'end': '17.800', 'text': 'effect from 2025, bringing many\nnotable changes in the subjects participating and the'}, {'start': '17.800', 'end': '22.199', 'text': "benefits enjoyed. Today's newsletter will\nupdate details on cases"}, {'start': '22.199', 'end': '27.400', 'text': 'supported to pay health insurance and the\nlatest health insurance benefits, including'}, {'start': '27.400', 'end': '31.199', 'text': 'many additional provisions that are beneficial to participants,\nespecially cases where'}, {'start': '31.199', 'end': '36.280', 'text': '100% of medical examination and treatment costs are paid.\nBefore going into the detailed content, please'}, {'start': '36.280', 'end': '41.039', 'text': 'click the subscribe button, share and turn on the\nnotification bell to follow the channel.'}, {'start': '41.039', 'end': '46.360', 'text': 'Sincerely thank you for the\nfirst part of the group of subjects who are'}, {'start': '46.360', 'end': '51.879', 'text': 'partially or fully supported. A group jointly paid by\nemployers and'}, {'start': '51.879', 'end': '57.440', 'text': 'employees includes employees with\ncontracts of 1 month or more,'}, {'start': '57.440', 'end': '60.879', 'text': 'business managers who receive or do not\nreceive salaries, foreign citizens working'}, {'start': '60.879', 'end': '65.400', 'text': 'in Vietnam, except for some special cases,\nemployees who do not choose to work part-'}, {'start': '65.400', 'end': '69.960', 'text': 'time, with a salary from the\nlowest compulsory social insurance contribution level or higher,'}, {'start': '69.960', 'end': '75.000', 'text': 'individual business owners, civil servants  civil\nservants, non-'}, {'start': '75.000', 'end': '79.840', 'text': 'professional workers at the commune level,\ndefense and police officers, and'}, {'start': '79.840', 'end': '84.000', 'text': 'other workers in key organizations. Relatives of\nthese subjects are also eligible to'}, {'start': '84.000', 'end': '90.720', 'text': 'participate in health insurance. Two groups\npaid by the social insurance agency include people'}, {'start': '90.720', 'end': '95.399', 'text': 'receiving pensions, allowances for loss of working capacity, occupational\naccident and disease allowances,'}, {'start': '95.399', 'end': '100.560', 'text': 'sickness allowances for 14 days or more\nfor long-term illness or'}, {'start': '100.560', 'end': '106.880', 'text': 'maternity allowance for 14 days or more.\nCommune, ward and town cadres who have retired and are receiving'}, {'start': '106.880', 'end': '112.240', 'text': 'monthly social insurance benefits and\npeople receiving unemployment benefits. Three'}, {'start': '112.240', 'end': '117.960', 'text': 'groups paid by the state budget include\nprofessional military officers, non-commissioned officers,'}, {'start': '117.960', 'end': '122.079', 'text': 'soldiers, army and police on active duty,\npeople working in key positions receiving'}, {'start': '122.079', 'end': '127.320', 'text': 'salaries as for military personnel, military cadets,\nkey police, Vietnamese'}, {'start': '127.320', 'end': '131.440', 'text': 'and foreigners receiving\nstate budget scholarships, reserve officer training cadets'}, {'start': '131.440', 'end': '136.680', 'text': 'for 3 months or more who have not participated in\nsocial insurance, health insurance,'}, {'start': '136.680', 'end': '141.800', 'text': 'standing militia, people with meritorious services to the revolution,\nveterans, National Assembly deputies,'}, {'start': '141.800', 'end': '146.920', 'text': "People's Councils of all levels.  current level children\nunder 6 years old relatives of martyrs people with"}, {'start': '146.920', 'end': '151.400', 'text': 'meritorious services to raise martyrs relatives of people with\nmeritorious services wives or husbands of martyrs who remarry and'}, {'start': '151.400', 'end': '156.040', 'text': 'receive monthly pensions relatives of military personnel and\npolice according to regulations:'}, {'start': '156.040', 'end': '160.239', 'text': 'organ donors foreigners studying\nin Vietnam receiving state budget scholarships'}, {'start': '160.239', 'end': '164.760', 'text': 'people from poor households ethnic minorities in near-\npoor households in'}, {'start': '164.760', 'end': '170.560', 'text': 'difficult and especially difficult areas ethnic\nminorities in difficult socio-economic areas'}, {'start': '170.560', 'end': '176.480', 'text': 'people living in especially difficult socio-economic areas island communes island districts commune,'}, {'start': '176.480', 'end': '180.239', 'text': 'ward and town officials who retire and receive\nstate budget subsidies people who stop receiving loss of'}, {'start': '180.239', 'end': '184.879', 'text': 'working capacity receiving state budget subsidies\npeople who receive social subsidies'}, {'start': '184.879', 'end': '189.720', 'text': 'nursing allowances death benefits who are eligible for\nsocial subsidies people aged 75 and over receiving death'}, {'start': '189.720', 'end': '194.560', 'text': 'benefits people aged 70\nto under 75 in near-poor households receiving death'}, {'start': '194.560', 'end': '199.120', 'text': 'benefits\npeople who receive social pensions workers who are not'}, {'start': '199.120', 'end': '203.159', 'text': 'eligible for pensions not yet old enough to receive\nsocial pensions are receiving'}, {'start': '203.159', 'end': '209.560', 'text': 'monthly benefits four groups\nsupported by the state budget  Subsidized contribution levels include'}, {'start': '209.560', 'end': '215.000', 'text': 'people from near-poor households, students,\npeople participating in security and order protection forces'}, {'start': '215.000', 'end': '219.760', 'text': 'at the grassroots level, people from\nhouseholds working in agriculture, forestry, fishery, salt production'}, {'start': '219.760', 'end': '225.120', 'text': 'with average living standards,\nvillage health workers, village midwives,'}, {'start': '225.120', 'end': '230.879', 'text': 'people working part-time in\nvillages, residential groups, ethnic minorities who are'}, {'start': '230.879', 'end': '235.439', 'text': 'no longer in difficult or especially difficult areas\naccording to government regulations, people'}, {'start': '235.439', 'end': '240.959', 'text': 'awarded the title of folk artisan,\nexcellent artisan, victims of human trafficking, part'}, {'start': '240.959', 'end': '247.599', 'text': 'two, health insurance contribution level,\nbasic health insurance contribution level is up to 6% of the'}, {'start': '247.599', 'end': '252.640', 'text': 'reference level of income, salary or\nsubsidy level of the subject in the'}, {'start': '252.640', 'end': '257.079', 'text': 'case where the employer and\nemployee jointly pay, the current rate is that the'}, {'start': '257.079', 'end': '263.080', 'text': 'employer pays 2/3 and the employee pays\n1/3, however, the specific contribution level can'}, {'start': '263.080', 'end': '266.919', 'text': 'be adjusted according to the provisions of\nlaw and the reference level'}, {'start': '266.919', 'end': '271.960', 'text': 'issued by the competent authority in each period\nbased on the basic salary, labor salary,'}, {'start': '271.960', 'end': '277.000', 'text': 'pension and subsidy level of each\nsubject, part three, benefits and levels of'}, {'start': '277.000', 'end': '284.960', 'text': 'health insurance  new health from 2025 from\n2025 the amended health insurance law'}, {'start': '284.960', 'end': '288.840', 'text': 'supplements many provisions that are beneficial to\nparticipants, especially cases that are'}, {'start': '288.840', 'end': '296.360', 'text': 'paid 100% of medical examination and treatment costs,\na 100% payment level includes people with'}, {'start': '296.360', 'end': '300.639', 'text': 'health insurance cards who have medical examination and treatment in accordance with\nregulations, but the total cost of one medical examination and'}, {'start': '300.639', 'end': '305.120', 'text': 'treatment is lower than\n351,000 VND, equivalent to 15% of the current basic salary, the'}, {'start': '305.120', 'end': '309.960', 'text': 'health insurance fund will\npay for all patients who have medical examination and treatment'}, {'start': '309.960', 'end': '315.400', 'text': 'at primary health facilities\nsuch as commune health stations, polyclinics,'}, {'start': '315.400', 'end': '320.880', 'text': 'district health centers with the function of\nprimary health examination and treatment, health'}, {'start': '320.880', 'end': '325.720', 'text': 'agencies, etc., will be paid 100% by health insurance.'}, {'start': '325.720', 'end': '330.720', 'text': 'People who have participated in health insurance\ncontinuously for 5 years or more and have the amount of'}, {'start': '330.720', 'end': '335.440', 'text': 'co-payment for medical examination and treatment costs\nin the year greater than six times the reference level'}, {'start': '335.440', 'end': '339.199', 'text': 'when going to the right health facility are also eligible for'}, {'start': '339.199', 'end': '344.479', 'text': '100% payment, in which the total payment level for\nmedical supplies is paid  for one use of'}, {'start': '344.479', 'end': '351.080', 'text': 'technical services not exceeding 45 months of\nbasic salary equivalent to 105.3 million VND,'}, {'start': '351.080', 'end': '357.720', 'text': 'at the same time there are a number of different levels of benefits\nprescribed as follows: one 100% of'}, {'start': '357.720', 'end': '363.199', 'text': 'medical examination and treatment costs apply to\nspecial subjects such as military officers,'}, {'start': '363.199', 'end': '368.639', 'text': 'police officers on active duty, people with revolutionary contributions,\nchildren under 6 years old, people from'}, {'start': '368.639', 'end': '373.759', 'text': 'poor households, ethnic minorities in\ndifficult and especially difficult areas, people with'}, {'start': '373.759', 'end': '377.960', 'text': 'leprosy,\nHIV, people aged 80 and over, receiving'}, {'start': '377.960', 'end': '383.160', 'text': 'Tuat allowance, people living in island communes, island districts\nand some other special cases of medical examination in the right place'}, {'start': '383.160', 'end': '389.840', 'text': 'two 95% of medical examination and treatment costs\napply to people who participated in the'}, {'start': '389.840', 'end': '395.800', 'text': 'revolution before 1945, relatives of martyrs,\nveterans, people with meritorious services to raise'}, {'start': '395.800', 'end': '400.880', 'text': 'martyrs\nthree 80% of medical examination and treatment costs'}, {'start': '400.880', 'end': '405.919', 'text': 'apply to the remaining subjects the third part of the\nbenefit level when going to the wrong place for medical examination,'}, {'start': '405.919', 'end': '412.360', 'text': 'except for cases entitled to\n100% one outpatient at a basic facility'}, {'start': '412.360', 'end': '418.400', 'text': 'from 50% to 100% of the benefit level  depending on the\nresults of the technical expertise ranking and the'}, {'start': '418.400', 'end': '424.039', 'text': 'specific roadmap prescribed by the government, two\nnotes at the specialized facility, the'}, {'start': '424.039', 'end': '430.720', 'text': 'benefit level will be 40% outpatient according to the roadmap\nprescribed by the government, 50% of the benefit level, three'}, {'start': '430.720', 'end': '435.919', 'text': 'inpatients at the specialized facility before\nMay 1, 2025, the'}, {'start': '435.919', 'end': '441.680', 'text': 'provincial level, the benefit level will be\n100%, four emergency cases can be examined and treated at'}, {'start': '441.680', 'end': '446.879', 'text': 'any medical facility and enjoy according to the prescribed level.'}, {'start': '446.879', 'end': '452.919', 'text': 'Dear ladies and gentlemen, below are some\nimportant points that we need to note that'}, {'start': '452.919', 'end': '456.759', 'text': 'people belonging to many subjects participating in\nhealth insurance will enjoy benefits according to the'}, {'start': '456.759', 'end': '461.400', 'text': 'subject with the highest benefits, the\nspecific benefit level for some subjects and in'}, {'start': '461.400', 'end': '465.960', 'text': 'cases where the route is not correct,\nthe government may prescribe in more detail.'}, {'start': '465.960', 'end': '470.120', 'text': 'Updating these new regulations on health insurance\nnot only helps people to be'}, {'start': '470.120', 'end': '474.639', 'text': 'more proactive in managing\ntheir medical examination and treatment costs, but also contributes to'}, {'start': '474.639', 'end': '479.159', 'text': 'building a\nmore transparent, sustainable and fair health insurance system for'}, {'start': '479.159', 'end': '484.560', 'text': 'everyone. These changes in the health\ninsurance law  Health insurance is expected to'}, {'start': '484.560', 'end': '489.000', 'text': 'increase access to\nhigh-quality health services for people while'}, {'start': '489.000', 'end': '493.440', 'text': 'ensuring that the rights of\nhealth insurance participants are increasingly expanded and'}, {'start': '493.440', 'end': '497.680', 'text': 'better protected. We will continue to\nupdate detailed information about'}, {'start': '497.680', 'end': '502.680', 'text': 'these new regulations in the next newsletters. Please\nremember to subscribe and turn on the notification bell'}, {'start': '502.680', 'end': '507.720', 'text': 'to always be updated with\nour latest information. Thank you'}, {'start': '507.720', 'end': '513.440', 'text': 'and you for your interest in following.\nGoodbye and see you again.'}]