No Money, No Hope? These 5 Steps Will Change Everything💰Personal Money Management💰Financial Freedom
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[{'start': '0.400', 'end': '5.759', 'text': "Friends, most of the time of a common man's life is spent\nin financial difficulties, there is always"}, {'start': '5.759', 'end': '10.880', 'text': 'shortage of money, people keep\nworking hard but are'}, {'start': '10.880', 'end': '16.320', 'text': 'unable to get out of that financial struggle and people\nthink that it is difficult to get out of financial difficulties,'}, {'start': '16.320', 'end': '22.480', 'text': 'maybe impossible, but it is\nnot so, it is easy to get out of financial difficulties'}, {'start': '22.480', 'end': '27.920', 'text': 'but for that you will have to follow some methods, you cannot get heaven\nwithout dying,'}, {'start': '27.920', 'end': '34.239', 'text': 'so if we use some such methods\nwhich can get us out of financial difficulties, it will be'}, {'start': '34.239', 'end': '39.200', 'text': 'very good and\nI have always been bringing such methods on this channel,'}, {'start': '39.200', 'end': '44.640', 'text': 'which can help you to get out of financial difficulties,\nwhich can'}, {'start': '44.640', 'end': '50.079', 'text': 'tell you ways to earn some extra income and\ntoday in this video also I have brought seven such methods in'}, {'start': '50.079', 'end': '54.879', 'text': 'front of you, if you use these seven methods\nin your life, then you can get'}, {'start': '54.879', 'end': '59.840', 'text': 'out of financial difficulties very quickly, then there is a\nshortage of money,'}, {'start': '59.840', 'end': '67.119', 'text': 'you can avoid it but the condition is that you should know how to\nfollow these seven methods and'}, {'start': '67.119', 'end': '72.640', 'text': 'we should keep working on them constantly,\nwhat are these seven methods, we will'}, {'start': '72.640', 'end': '77.040', 'text': 'discuss in detail in this video from beginning to\nend in the video  Stay tuned and I have always been'}, {'start': '77.040', 'end': '82.240', 'text': 'saying this and today I will say again that\nfrom zero to the last, if you stay in this video, then before'}, {'start': '82.240', 'end': '87.119', 'text': 'leaving, do like the video and\nsubscribe. If'}, {'start': '87.119', 'end': '91.840', 'text': 'you want more such content and knowledge,\ncomment and share it too. Friends, to get'}, {'start': '91.840', 'end': '96.640', 'text': 'out of financial difficulties, the first thing\nyou have to do is to do a realistic'}, {'start': '96.640', 'end': '103.280', 'text': 'analysis. What does realistic analysis mean? What is\nyour actual condition? What is your'}, {'start': '103.280', 'end': '110.000', 'text': 'actual position?\nHow much is your income? What are the expenses?'}, {'start': '110.000', 'end': '115.920', 'text': 'How much are you able to save? First of all,\nyou should catch hold of those stats. Where is the money coming from?'}, {'start': '115.920', 'end': '122.560', 'text': 'Where is it going? Will it be good when\nyou will do all this analysis? When you'}, {'start': '122.560', 'end': '127.439', 'text': 'will review all your conditions once or how much\nI was able to save? What will happen from this is that you will'}, {'start': '127.439', 'end': '132.239', 'text': 'know which step you have to take now?\nBrother, if you come to know that my'}, {'start': '132.239', 'end': '137.200', 'text': 'income is coming less, then you have to\nput in efforts to increase the income. And if you come to'}, {'start': '137.200', 'end': '141.520', 'text': 'know that the income is coming fine\nbut the expenses are high?  If this is happening then'}, {'start': '141.520', 'end': '146.640', 'text': 'you will come to know that expenses have to be\ncontrolled, that is, it will be'}, {'start': '146.640', 'end': '152.000', 'text': 'easy for you to take a decision whether I have to increase income\nor reduce expenses or I have to'}, {'start': '152.000', 'end': '158.319', 'text': 'increase my investment, you will\nknow this only when you do a realistic analysis, when'}, {'start': '158.319', 'end': '164.640', 'text': 'you understand your actual condition,\nwhat is my stand right now and'}, {'start': '164.640', 'end': '168.400', 'text': 'what are my requirements going forward,\nit will also come in the analysis that in future'}, {'start': '168.400', 'end': '173.040', 'text': 'I may need these things,\nI need this much money for them, when you'}, {'start': '173.040', 'end': '177.840', 'text': 'analyze this, when you review this, then\nyou take the right decision, the second thing you have to do to get'}, {'start': '177.840', 'end': '182.560', 'text': 'out of financial difficulty is\nthat you have to make a bare bones budget,'}, {'start': '182.560', 'end': '190.640', 'text': 'here you will see that whatever is your\nnecessity, for the time you are in financial'}, {'start': '190.640', 'end': '198.000', 'text': 'difficulty right now, then you have to do\nthis work there that you have to spend only on necessities,'}, {'start': '198.000', 'end': '205.599', 'text': 'you have to spend only on rent bills, food, which are\nbasic needs,'}, {'start': '205.599', 'end': '210.879', 'text': 'forget luxuries, forget\nenjoyment  Forget entertainment'}, {'start': '210.879', 'end': '215.200', 'text': 'for some time. As long as you are\nstuck in financial difficulty,'}, {'start': '215.200', 'end': '221.360', 'text': 'avoid these things. No luxury, no online\nshopping, no enjoyment. You just have to'}, {'start': '221.360', 'end': '227.760', 'text': 'spend on your basic needs. Put all your\nmoney to work. See, two things'}, {'start': '227.760', 'end': '232.080', 'text': 'cannot go together; you spend money and\nalso get out of financial difficulty.'}, {'start': '232.080', 'end': '236.959', 'text': 'These two things cannot go together. You will have to\nsacrifice something somewhere.'}, {'start': '236.959', 'end': '242.080', 'text': 'If you want enjoyment, then\nstay stuck in financial difficulty. And'}, {'start': '242.080', 'end': '245.519', 'text': 'if you want to get out of financial difficulty, then put a brake\non these things for some time.'}, {'start': '245.519', 'end': '250.560', 'text': 'When you put a brake on these things,\nmoney will be saved. That money will'}, {'start': '250.560', 'end': '256.560', 'text': 'help a lot in improving your situation. One, two, 5, 10, 20,\n50. Whatever money you can save,'}, {'start': '256.560', 'end': '262.560', 'text': 'start saving that much. For some time,\nput a little pause on your life that I do'}, {'start': '262.560', 'end': '267.440', 'text': "not have to spend unnecessarily on my household\nexpenses, children's fees, rent,"}, {'start': '267.440', 'end': '271.919', 'text': 'food. I have to spend only on these things.\n2, four, six  You have to spend as much time as you want on this for a month. The'}, {'start': '271.919', 'end': '277.680', 'text': 'third thing you have to do is to find some\nsources of emergency income.'}, {'start': '277.680', 'end': '283.840', 'text': 'You\ncannot come out of financial difficulties with just one income.'}, {'start': '283.840', 'end': '289.199', 'text': 'Yes, if your income is in lakhs or crores,\nthen you can think that'}, {'start': '289.199', 'end': '293.520', 'text': 'I will not face financial difficulties,\nbut if you are earning a few thousands,'}, {'start': '293.520', 'end': '298.440', 'text': 'then you\ncannot come out of financial difficulties with just one income.'}, {'start': '298.440', 'end': '304.479', 'text': 'You have to create additional sources of income.\nAnd to create additional sources, you can do'}, {'start': '304.479', 'end': '310.960', 'text': 'freelancing, do part-time jobs. Whatever\nskill you have, try to monetize that skill.'}, {'start': '310.960', 'end': '315.520', 'text': 'Like we have the skill of teaching\npeople about financial education, so we are monetizing it.'}, {'start': '315.520', 'end': '319.759', 'text': 'Create a channel on YouTube and'}, {'start': '319.759', 'end': '324.080', 'text': 'start sharing your skills there.\nWhen you start sharing such skills,'}, {'start': '324.080', 'end': '328.560', 'text': 'people will also pay for it. If\nsomeone benefits, he will pay. I'}, {'start': '328.560', 'end': '334.400', 'text': 'also get many such offers that\nyou give us your courses,'}, {'start': '334.400', 'end': '339.680', 'text': 'we will pay in return for that because your\nKnowledge is very relevant for us. The'}, {'start': '339.680', 'end': '343.520', 'text': 'knowledge that you are sharing,\nwe are getting to learn a lot. So the knowledge that you will'}, {'start': '343.520', 'end': '347.840', 'text': 'give can change our life and\nin return we are ready to pay you. So learn to'}, {'start': '347.840', 'end': '353.919', 'text': 'monetize this skill. Stop wasting your\nuseless time on things for'}, {'start': '353.919', 'end': '359.280', 'text': 'some time.\nStart putting in a little extra effort.'}, {'start': '359.280', 'end': '366.000', 'text': 'If you have an emergency income\nsource, then financial'}, {'start': '366.000', 'end': '371.199', 'text': 'difficulties will gradually start disappearing from your life.\nFriends, the next strategy is that'}, {'start': '371.199', 'end': '376.479', 'text': 'you will have to find ways to come out of the depth.\nWhen does financial difficulty come? When our'}, {'start': '376.479', 'end': '381.120', 'text': 'financial management is not right. When\nwe have taken some loan from somewhere.'}, {'start': '381.120', 'end': '386.319', 'text': 'And the second thing is that\neven at the time of financial difficulty, we take loan from others. So'}, {'start': '386.319', 'end': '391.919', 'text': 'adopt a strategy there.\nMake a list of from whom you have taken money,'}, {'start': '391.919', 'end': '397.039', 'text': 'how much money did you take and try to eliminate\nall these debts gradually by using the snowball effect.'}, {'start': '397.039', 'end': '400.880', 'text': 'I have made a video about the snowball effect earlier. Please'}, {'start': '400.880', 'end': '405.360', 'text': 'try a little once.\nYou should go to the channel and watch this video that'}, {'start': '405.360', 'end': '410.880', 'text': 'what is snow ball effect, with it you\ncan get out of death very quickly and'}, {'start': '410.880', 'end': '416.080', 'text': 'friends, from whomever you have taken money,\nfrom any bank or any organization, if'}, {'start': '416.080', 'end': '420.240', 'text': 'you have taken money from there, then talk to them a little and\nsee if there can be EMI deferment,'}, {'start': '420.240', 'end': '426.400', 'text': 'whether this loan can be settled in some other\nway, if you find a way then'}, {'start': '426.400', 'end': '431.520', 'text': 'finish the loan quickly because\nhaving a loan on you means that'}, {'start': '431.520', 'end': '437.520', 'text': 'a very big portion of your income keeps going\nin the form of EMI of that loan, I often say'}, {'start': '437.520', 'end': '442.639', 'text': 'that do you know what it means to take a loan, that\nknowingly or unknowingly we keep working for the person who gives the loan'}, {'start': '442.639', 'end': '448.560', 'text': 'and that person\nbecomes rich with our money, we will work hard,'}, {'start': '448.560', 'end': '452.639', 'text': 'we will earn money and\nwe will keep giving him more money in the form of interest and he will'}, {'start': '452.639', 'end': '456.400', 'text': 'enjoy his life and keep increasing his money\nand next time what you can do is that you can'}, {'start': '456.400', 'end': '460.560', 'text': 'also ask for help from someone, do\nnot be afraid to ask for help, when there is financial'}, {'start': '460.560', 'end': '466.000', 'text': 'difficulty, then whoever is your family,\nfriends, whoever is in your circle,'}, {'start': '466.000', 'end': '469.280', 'text': 'try if you\ncan take some help from them but  One thing to keep in mind is that'}, {'start': '469.280', 'end': '475.039', 'text': 'take help from only that person who does not make you\nfeel courtesy, otherwise today you will take help,'}, {'start': '475.039', 'end': '479.520', 'text': 'tomorrow that person will show you a favour that I\nhelped you there, avoid such people,'}, {'start': '479.520', 'end': '484.720', 'text': 'talk to such genuine people and\ntake some money from them and get'}, {'start': '484.720', 'end': '490.000', 'text': 'out of this financial difficulty, when you\nstart saving money, then you can repay them'}, {'start': '490.000', 'end': '493.120', 'text': 'and I made another video a few days ago\nin which I was telling that'}, {'start': '493.120', 'end': '498.160', 'text': 'keep a financial fast, if you keep a complete financial\nfast then friends your money will'}, {'start': '498.160', 'end': '503.599', 'text': 'start saving, with that money which will be saved you can pay the\nperson from whom you have asked for help, so if you'}, {'start': '503.599', 'end': '509.120', 'text': 'need help, then\nyou are ready to ask for help, so some time is needed, if'}, {'start': '509.120', 'end': '512.959', 'text': 'I can manage by asking help from someone, then do it\nbut definitely return his money,'}, {'start': '512.959', 'end': '517.519', 'text': 'friends the next point is that you will have to\nwork on your financial literacy as well,'}, {'start': '517.519', 'end': '523.839', 'text': 'the more you learn, the\nless mistakes you will make and to learn you take courses,'}, {'start': '523.839', 'end': '527.200', 'text': 'watch videos on YouTube, subscribe to our channel\nbecause here also we'}, {'start': '527.200', 'end': '531.519', 'text': 'keep bringing such knowledge in front of you, you\nread books somewhere because you will get to learn from it'}, {'start': '531.519', 'end': '536.000', 'text': 'And if you keep learning, you will never be left behind.\nYou will keep getting to know those methods.'}, {'start': '536.000', 'end': '540.800', 'text': 'You will keep getting to know those mistakes. By\nmaking what mistakes you are still stuck in these situations'}, {'start': '540.800', 'end': '546.560', 'text': 'and by working how you\ncan get out of these situations. Look, the literacy which is'}, {'start': '546.560', 'end': '551.279', 'text': 'our knowledge, only that\ncan take us to our destination. Therefore, it is important that'}, {'start': '551.279', 'end': '556.480', 'text': 'you have to work on your financial literacy. You\ncannot move forward without learning. We'}, {'start': '556.480', 'end': '559.920', 'text': 'go to schools, colleges,\nlearn from there. Only then we are able to'}, {'start': '559.920', 'end': '564.160', 'text': 'take a stand in life, achieve something in life. We find a\nway'}, {'start': '564.160', 'end': '569.760', 'text': 'when we learn, when we study. The\nsame will happen in financial education. When'}, {'start': '569.760', 'end': '573.440', 'text': 'we work on our financial literacy,\nwe will find ways. Our'}, {'start': '573.440', 'end': '577.680', 'text': 'perspective will change.\nWe were confined within a circle.'}, {'start': '577.680', 'end': '582.360', 'text': 'We find ways to get out of it.\nLast but not the least, the seventh'}, {'start': '582.360', 'end': '587.760', 'text': 'point is to shift your mindset. Friends,\nour mindset is the only factor that'}, {'start': '587.760', 'end': '592.800', 'text': 'either creates or causes any of our conditions because it\ndepends on the mindset'}, {'start': '592.800', 'end': '597.200', 'text': 'that what is the direction of our life?\nWe feel guilty'}, {'start': '597.200', 'end': '600.959', 'text': 'that this mistake happened, because of this mistake I suffered\nthis loss, stop that,'}, {'start': '600.959', 'end': '607.360', 'text': 'focus on growth, when you focus on growth then\nyou will find ways, whatever'}, {'start': '607.360', 'end': '611.760', 'text': 'setbacks have come in your life till now,\naccept them as a challenge, when we'}, {'start': '611.760', 'end': '615.040', 'text': 'take it as a challenge then we will\nfind a way, we will get courage'}, {'start': '615.040', 'end': '620.720', 'text': 'that we have to come out of it,\nnever trap yourself in the blame game that'}, {'start': '620.720', 'end': '626.160', 'text': 'this happened, I am guilty of this, whatever happened, it happened,\nthen think how do I have to come out of it,'}, {'start': '626.160', 'end': '631.200', 'text': "take action there, do\nn't get trapped in the blame game, we have to take action,"}, {'start': '631.200', 'end': '635.680', 'text': 'what action do we have to take, how do we\nget out, how do we'}, {'start': '635.680', 'end': '640.720', 'text': 'avoid these mistakes in the coming time,\nwe should not do this in the future, we can do better by doing this, whatever'}, {'start': '640.720', 'end': '646.160', 'text': 'small wins you adopt in your life, whatever small\nwins come in your life, if'}, {'start': '646.160', 'end': '650.800', 'text': 'you do anything good, then\ncelebrate that thing,'}, {'start': '650.800', 'end': '655.680', 'text': 'bring your mindset towards positivity, I was\nreading a book the day before yesterday,  Inside the book,'}, {'start': '655.680', 'end': '659.920', 'text': 'he had told the entire medical history\nthat when a person gets diseases, it is'}, {'start': '659.920', 'end': '664.079', 'text': 'mostly due to the mindset only. He made\nsmall changes'}, {'start': '664.079', 'end': '667.600', 'text': "in the mindset and people's lives started\nchanging. So the"}, {'start': '667.600', 'end': '671.680', 'text': 'same can happen in financial life as well, when we keep making\nsmall changes in our mindset,'}, {'start': '671.680', 'end': '676.399', 'text': 'our life also\nstarts changing. Learn to fight the circumstances, take the'}, {'start': '676.399', 'end': '681.440', 'text': 'set back as a challenge, as a lesson, change your life. So always remember\none thing that circumstances do not always remain the same.'}, {'start': '681.440', 'end': '687.200', 'text': 'Till date, the record in this world has been'}, {'start': '687.200', 'end': '692.720', 'text': 'that the circumstances of a person are not always the same. The\ntime circle keeps moving. It will come like this, it will come like this, a'}, {'start': '692.720', 'end': '697.760', 'text': 'person will go up and will also come down. This will keep going on. So,'}, {'start': '697.760', 'end': '704.160', 'text': 'in these circumstances, we have to keep clarity and\ncourage and only then will our life'}, {'start': '704.160', 'end': '709.600', 'text': 'change. Only then will we find the way forward. And to\nshow the way forward, we have also taken up a'}, {'start': '709.600', 'end': '714.160', 'text': 'task. That is why we bring such content in front of you,\nsuch videos. If you like this'}, {'start': '714.160', 'end': '720.000', 'text': 'video, if you like the content, do\ncomment, do like, do share. See you'}, {'start': '720.000', 'end': '725.120', 'text': 'in the next video.  Jai\nwith new idea and concept'}]