New Florida home insurer worth considering
Gulf Coast News
[{'start': '6.105', 'end': '9.642', 'text': ">> IF YOU'RE SHOPPING FOR HOME   INSURANCE RATES, YOU HAVE MORE   CHOICES THIS YEAR THAN YOU DID   LAST. ANOTHER HOME INSURANCE   COMPANY IS OPENING IN FLORIDA.   DAVE ELIAS, WHO COVERS THE   INSURANCE INDUSTRY FOR US IS    FINDING OUT THAT A GOOD OPTION    FOR YOU. WE'RE SEEING MORE AND   MORE HOME INSURANCE CARRIERS   ENTER THE MARKET HERE IN   FLORIDA AND THE LATEST TO   ENTER THE MARKET.   >> IS PATRIOTS SELECT AND    THOSE IN THE INSURANCE   INDUSTRY SAY THEY ARE OFFERING   SOME BENEFITS. OTHER COMPANIES   CAN'T MATCH RIGHT NOW. I WOULD   CONSIDER THEM IF THEIR RATES   WERE GOOD. LINDA QUIMBY IS   SHOPPING FOR HOME INSURANCE   RATES HAVE BEEN GOING UP, BUT   NOW WE HAVE MORE OPTIONS. THE   LATEST OPTION IS PATRIOTS    SELECTED. THEY'RE BASED IN    SARASOTA. DO YOU HAVE CLIENTS   CURRENTLY LOOKING AT THEM AS   AN OPTION? ABSOLUTELY. WE'VE    ALREADY STARTED TO GET PHONE   CALLS AND PEOPLE THAT ARE   DOING SOME RESEARCH ON THEM.   OUR RESEARCH SHOWS THAT   PATRIOT OFFERS BENEFITS THAT   MANY COMPANIES DON'T.   >> LIKE A $500 DEDUCTIBLE TO   HAVE A COMPANY COME OUT AND    OFFER A VERY REASONABLE $500   FLAT HURRICANE DEDUCTIBLE.    TREMENDOUSLY BENEFICIAL. THAT    MEANS ANY DAMAGE OVER 500   BUCKS. THEY PICK UP THE TAB. A   SELLING POINT FOR LINDA. THAT    IS VERY GOOD. BUT BETTER THAN   THE 2% STANDARD OF YOUR    DWELLING OF COURSE, ANYBODY   WOULD LIKE TO HAVE A LOWER   DEDUCTIBLE. 2 1%. ADOPTABLE   CAN EASILY EQUATE TO SEVERAL   THOUSANDS OF DOLLARS. AND   THAT'S A TOUGH AMOUNT OF MONEY   TO COME UP WITH, ESPECIALLY IN   THE EVENT OF TRAUMATIC LOSS.    PATRIOTS SELECT, HOWEVER,    DOESN'T COVER POOL CAGES,   PORCHES OR CARPORT DAMAGE    INSURANCE AGENT DOUG DILLAN    SAYS IT'S IMPORTANT TO COMPARE    COVERAGE. IT LOOKS LIKE   THERE'S SOME BENEFITS IT GOING   WITH THIS COMPANY, CERTAINLY.   SO WE'RE THRILLED TO HAVE THIS   COMPANY ADDED TO THE FLORIDA   MARKETPLACE, THE COMPANY THAT   WERE EXPECTED TO TAKE OVER   MORE THAN 30,000 POLICIES FROM   STATE RUN CITIZENS. WE'VE   ALREADY STARTED TO SEE SEVERAL   OF OUR CLIENTS RECEIVE THE   POPULATION LETTERS. BUT THE    COMPANY DOES NOT OFFER    INSURANCE TO MANUFACTURED   HOMEOWNERS IN.    >> CASES FINISHES MAY BE THE   >> MARK FREELANDER WITH THE   INSURANCE INFORMATION   INSTITUTE POINTS OUT. THAT   CHALLENGE WILL LIKELY   CONTINUE. IT IS STILL A   CHALLENGING MARKET FOR   MANUFACTURED HOMES IN FLORIDA   BECAUSE OF THE HIGH.    >> ALL RIGHT. SO IF YOU'RE    LOOKING FOR AN ALTERNATIVE,    YOU MAY WANT TO CONTACT YOUR   LOCAL AGENT TO GET A QUOTE   FROM"}]