Medidas contra ciertos inmigrantes compradores de casa
Telemundo 52
[{'start': '5.373', 'end': '6.106', 'text': 'La Administración de Vivienda'}, {'start': '6.107', 'end': '7.631', 'text': 'La Administración de Vivienda\nanunció new medidas contra'}, {'start': '7.642', 'end': '9.008', 'text': 'anunció nuevas medidas contra\nciertos inmigrantes que planean'}, {'start': '9.010', 'end': '11.545', 'text': 'ciertos inmigrantes que planan\nbuy a casa través de un'}, {'start': '11.579', 'end': '12.069', 'text': 'comprar una casa través de un\nprograma muy popular del'}, {'start': '12.080', 'end': '13.670', 'text': 'programa muy popular del\ngobierno de prestamos que se'}, {'start': '13.681', 'end': '15.882', 'text': 'pre-established orders that are\nconsidered FHA.  This new one is'}, {'start': '15.883', 'end': '17.540', 'text': 'known as FHA.  This new\nrule will be in force for the finals and it will be in'}, {'start': '17.551', 'end': '19.919', 'text': 'force for the finals of\nmay'}, {'start': '19.921', 'end': '20.554', 'text': 'and will affect the\nfirst compradores that buscan'}, {'start': '20.588', 'end': '21.721', 'text': 'first compradores that buscan\nayuda con el enganche.  Luis'}, {'start': '21.722', 'end': '23.189', 'text': 'helped with the arm.  Luis\nTreto presents us with'}, {'start': '23.191', 'end': '26.717', 'text': 'the\ndetails.  The American sueño in'}, {'start': '26.728', 'end': '28.351', 'text': 'detail.  The American sueño of\nmany immigrants is buying'}, {'start': '28.362', 'end': '29.963', 'text': 'many immigrants is buying\na house.  But this will be'}, {'start': '29.997', 'end': '31.855', 'text': 'a house.'}, {'start': '36.771', 'end': '39.273', 'text': 'However, this deseo will be more difficult from 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to 25 to May 25, if the Administration may be, if the Administration Federal de Vivienda de Je de Federal de Vivienda deje de otorgar acceso a los prestamos otorgar acceso a los prestamos conocidos en inglés como  FHA,'}, {'start': '39.307', 'end': '40.964', 'text': 'conocidos en inglés como FHA,\nlos cuales serán otorgados a'}, {'start': '40.975', 'end': '42.776', 'text': 'los cuales serán otorgados a\nquienes sean ciudadanos o'}, {'start': '42.810', 'end': '43.943', 'text': 'quienes sean ciudadanos o\npermanent residents of'}, {'start': '43.945', 'end': '45.345', 'text': 'permanent residents of\nEstados Unidos.  To any'}, {'start': '45.346', 'end': '46.770', 'text': 'United States.  Any\nperson who has'}, {'start': '46.781', 'end': '48.382', 'text': 'permission to\nwork'}, {'start': '48.416', 'end': '50.107', 'text': 'cannot qualify\nfor their work.  The one'}, {'start': '50.118', 'end': '51.051', 'text': 'for these programs.  The\nelimination of access to the'}, {'start': '51.052', 'end': '52.209', 'text': 'elimination of access to a\nhipotecas secured by the'}, {'start': '52.220', 'end': '53.577', 'text': 'hipotecas secured by the\nfederal government, that only the'}, {'start': '53.588', 'end': '55.756', 'text': 'federal government, that only\nuses prime buyers with'}, {'start': '55.757', 'end': '57.124', 'text': 'usar primeros compradores with\nlower credit points,'}, {'start': '57.158', 'end': '59.049', 'text': 'lower credit points, and\nso on.  Affectará a los'}, {'start': '59.060', 'end': '60.784', 'text': 'también afectará a los\nbeneficiarios de DACA as Jesús'}, {'start': '60.795', 'end': '62.062', 'text': "beneficiarios de DACA as Jesús\nLauren.  And now we're going to have"}, {'start': '62.063', 'end': '63.997', 'text': 'Lauren.  It is important to keep in mind that there are\ndifferent options'}, {'start': '64.032', 'end': '67.668', 'text': 'that there are different options to be\nable to calibrate and to be'}, {'start': '67.669', 'end': '69.493', 'text': 'able to calificar and it'}, {'start': '69.504', 'end': '70.538', 'text': 'really is going to be a little bit more\ndifficult.'}, {'start': '70.572', 'end': '72.263', 'text': 'Difficult immigrants.  Immigrants\nreceiving the TPS, persons'}, {'start': '72.274', 'end': '74.131', 'text': 'receiving the TPS, persons\nwith temporal status and'}, {'start': '74.142', 'end': '75.542', 'text': 'with temporal status and\nasylum seekers are'}, {'start': '75.543', 'end': '78.068', 'text': 'also asylum seekers who are\nperjudicated by all'}, {'start': '78.079', 'end': '79.846', 'text': 'those who are perjudicated by all\nDownpayment and their cases.  Estamos'}, {'start': '79.848', 'end': '81.248', 'text': 'Downpayment y su casas.  This is how we\nbought the last dine.'}, {'start': '81.249', 'end': '83.741', 'text': 'talking about a lot of money.\nThese programs support that the'}, {'start': '83.752', 'end': '85.753', 'text': 'Estos programs support that they\nsupport the downpayment.  Entonces,'}, {'start': '85.754', 'end': '87.812', 'text': 'ayudan al downpayment.  Entonces,\nif you have entered with 1 of them'}, {'start': '87.823', 'end': '89.223', 'text': 'if you have entered with 1 of the\nminimum downpayments, that is 3,'}, {'start': '89.257', 'end': '91.882', 'text': 'minimums of downpayment, that is 3,\nthat its 3.5.  The department'}, {'start': '91.893', 'end': '93.193', 'text': 'is 3.5.  El Departamento de\nVivienda afirma que la decisión Vivienda afirma'}, {'start': '93.195', 'end': '95.396', 'text': 'que la decisión\ndará prioridad a ciudadanos y'}, {'start': '95.397', 'end': '97.221', 'text': 'dará prioridad a ciudadanos y contributoryentes\npara que obtaingan contributoryentes'}, {'start': '97.232', 'end': '98.690', 'text': 'para que obtaingan\nlas hipotecas aseguradas por el'}, {'start': '98.701', 'end': '100.434', 'text': 'las hipotecas aseguradas por el\ngobierno.  Nosotros tenemos un ID'}, {'start': '100.469', 'end': '101.893', 'text': 'gobierno.  We have an ID\nnumber for our future guests.  Se'}, {'start': '101.904', 'end': '103.270', 'text': 'number por nuestros sueños.  Se\nquedó así como parado porque no'}, {'start': '103.271', 'end': '105.496', 'text': 'quedó así como parado porque ne\nvamos a poder hacer ni'}, {'start': '105.507', 'end': '107.631', 'text': 'vamos a poder hacer ni\nprestamo.  Buy house.'}, {'start': '107.642', 'end': '108.976', 'text': 'We provide experts.  Buy house.  Experts\nrecommend to inmigrants'}, {'start': '109.011', 'end': '110.635', 'text': 'recomiendan to inmigrants\nafected by this change'}, {'start': '110.646', 'end': '112.480', 'text': 'afectados by this change to\npurchase their'}, {'start': '112.514', 'end': '113.771', 'text': 'home through\nconventional'}, {'start': '115.617', 'end': '117.541', 'text': 'pre-establishments that require a minimum credit of 620 points and, in  many cases,'}, {'start': '117.552', 'end': '120.211', 'text': '620 points and, in many cases,\nan enganche of 20% to avoid'}, {'start': '120.222', 'end': '122.013', 'text': 'an enganche of 20% to avoid\nhaving to buy a security'}, {'start': '122.024', 'end': '123.358', 'text': 'having to buy a\nprivate hipotecario security.  The sueño'}, {'start': '123.392', 'end': '125.250', 'text': 'hipotecario privado.  The\nAmerican sueño of having a house.'}, {'start': '125.261', 'end': '128.396', 'text': 'American to own a house.\nAs you are not able to eat as much as you can,'}, {'start': '128.430', 'end': '130.688', 'text': 'as you are not able to eat\ncompletely in many years and'}, {'start': '130.699', 'end': '132.590', 'text': 'totally in many years and\nmany dine in me.  Experto Le'}, {'start': '132.601', 'end': '133.925', 'text': 'mucho dinero al mes.  Experto The\nrecruiter for inmigrants con'}, {'start': '133.936', 'end': '135.336', 'text': 'recuerdan a los inmigrantes with\ntemporal status that you have a'}, {'start': '135.337', 'end': '138.362', 'text': 'temporal status that you have\nthe 25th of May, that is the'}, {'start': '138.373', 'end': '140.208', 'text': 'hasta of the 25th of May, that is the\nlimit to obtain a'}, {'start': '140.242', 'end': '141.766', 'text': 'limit to obtain an\nFHA prestamo.  In this way'}, {'start': '141.777', 'end': '143.578', 'text': 'we provide FHA.  From this point of view, you'}, {'start': '143.612', 'end': '146.137', 'text': 'can achieve the\nfinals of May or the'}, {'start': '146.148', 'end': '147.372', 'text': 'finals of May or your junior\nyear.  Aunque la mayoría mes'}, {'start': '147.383', 'end': '148.649', 'text': 'de junio.  Aunque la mayoría\nde los prestamos hipotecarios'}, {'start': '148.651', 'end': '150.142', 'text': 'de los prestamos hipotecarios\nrequieren de un número de seguro'}, {'start': '150.153', 'end': '151.743', 'text': 'requieren de un número de seguro\nsocial válido and manyos'}, {'start': '151.754', 'end': '152.887', 'text': 'social válido y manyos inmigrantes\ncarecen de un'}, {'start': '152.921', 'end': '154.121', 'text': 'inmigrantes carecen de un\nhistorial crediticio.  A'}, {'start': '154.123', 'end': '155.880', 'text': 'historic credit.  Una vez que\ntengo 3 generaciones'}, {'start': '155.891', 'end': '157.926', 'text': 'que tengo 3 generaciones\ncomprando una propiedad,'}, {'start': '157.960', 'end': '160.218', 'text': 'comprando una propiedad,\nentonces siempre pienso que netonces'}, {'start': '160.229', 'end': '161.920', 'text': 'siempre pienso que ne\npierdan la opportunity.  They'}, {'start': '161.931', 'end': '163.422', 'text': 'lost the opportunity.\nExperts recommend that an'}, {'start': '163.433', 'end': '165.590', 'text': 'expert recommends an ITIN\nnumber of 15 to 25% and an ITIN'}, {'start': '165.601', 'end': '166.768', 'text': 'number of 15 to 25% of\nhipotecas'}, {'start': '166.769', 'end': '168.770', 'text': 'obtained with an\nITIN number, as if using an'}, {'start': '168.771', 'end': '171.039', 'text': 'ITIN number, as well as using\na codeuder in the prestamo that'}, {'start': '171.073', 'end': '172.997', 'text': 'a codeudor in it  Prestamo que\nacepte hacer los pagos en caso acepto'}, {'start': '173.008', 'end': '173.808', 'text': 'hacer los pagos en caso\nde que el comprador no pueda'}]