electronic largevalue interbank payment system ( ellips ) rtgsplus hellenic realtime money transfer express system ( hermes ) servicios de liquidación del banco de españa ( slbe ) transferts banque de france ( tbf ) irish realtime interbank settlement system ( iris ) sistema di regolamento lordo ( birel ) luxembourg interbank payment systems ( lipsgross ) top austrian realtime interbank settlement system ( artis ) sistema de pagamentos de grandes transacções ( spgt ) bank of finland ( bofrtgs )