What’s the difference between flexible-term loans and fixed-term loans?
活期借贷和定期借贷有什么区别？
(1) Cryptos supported: Fixed-term loans only support BTC and USDT, while flexible-term loans support over 10 cryptos.(2) Interest calculation rules: Fixed-term loans accrue interest every daily on a fixed rate; flexible-term loans accrue and update interest every hour. (3) Repayment rules: Fixed-term loans shall be repaid on time, and penalty applies for early repayments. Flexible-term loans can be repaid at any time, and no other fees are incurred for repayment.
（1）支持币种不同：定期借币只可借BTC和USDT；活期借币可借10+币种。（2）计息规则不同：定期借贷利率固定，按天计息；活期借贷利率每小时更新，按小时计息。（3）还款规则不同：定期借贷需按期还款，提前还款有违约金；活期借贷随时还款，还款不产生其他费用。