How does Chime’s SpotMe feature work?
Chime 的 SpotMe 功能如何使用？
SpotMe is an optional, no fee service that requires $500 in qualifying direct deposits to the Chime Spending Account each month. If you make a debit card purchase that exceeds your balance, Chime will cover the difference, up to a certain limit. Once you make a deposit, Chime will apply it towards your negative balance.
SpotMe 是一项可选的免费服务，每月需要将 $500 的合格直接存款存入 Chime 支出账户。如果您使用借记卡消费超出了余额，Chime 将在一定限额内补足差额。一旦您存款，Chime 就会将其用于抵消负余额。