Will selling my car affect my NCD?
如果我要賣車，我的NCD會受影響嗎？
You may request your new insurer to transfer your NCD to the new car insurance policy. However, if you have no intention of acquiring and driving a new car for the time being, be aware that the NCD may expire in 1-2 years. If the NCD expires, you will not be able to enjoy the discount when purchasing a new car in the future. As major insurers have different ways to calculate NCD, you may check with MoneyHero or insurers directly.
你可要求新的汽車保險公司將NCD轉至新車之保單。不過，如果你暫時無意駕車及購入新車，要注意NCD或會於1-2年內到期。如NCD過期，代表日後購入新車時將無法享有原有折扣。各大保險公司計算NCD方式都不同，建議直接向MoneyHero或保險公司查詢。