Can Earnin help me avoid payday loans and credit card cash advances?
Earnin 能帮我避免发薪日贷款和信用卡预支现金吗？
Yes, Earnin is designed to provide users with early access to their paychecks without the high fees and interest rates typically associated with payday loans or credit card cash advances. However, the app does require users to "tip" for the service, which may still be a financial consideration.
是的，Earnin 的设计目的是让用户提前获得工资，而无需支付发薪日贷款或信用卡现金垫款通常会产生的高额费用和利息。不过，该应用程序确实要求用户为这项服务支付 "小费"，这可能仍然是一个经济上的考虑因素。