What is the difference between a tax-sheltered annuity and an IRA?
避税年金和IRA有什么区别？
Both IRAs and annuities offer a tax-advantaged way to save for retirement. An IRA is an account that holds retirement investments, while an annuity is an insurance product. ... The tax treatment of your annuity payments depends on whether you bought the annuity with pre-or after-tax funds.
IRA 和年金都提供了一种税收优惠的方式来为退休储蓄。 IRA 是持有退休投资的账户，而年金是一种保险产品。 ...您的年金支付的税务处理取决于您是使用税前资金还是税后资金购买年金。