What is the difference between a decline and a chargeback in payment processing?
付款处理中的扣款失败和拒付有什么区别？
A decline occurs when a payment is rejected by the issuing bank or payment processor for reasons such as insufficient funds or an expired card. A chargeback occurs when a customer disputes a charge on their credit card and the funds are returned to the customer.
当发卡行或支付处理机构因资金不足或卡片过期等原因拒绝付款时，就会发生扣款失败。 当客户对其信用卡扣费提出异议并且资金被退还给客户时，就会发生拒付。