Is it eligible for a person who has retired or is over 60 years old to apply for loans?
年過60歲或退休人士可否申請貸款?
Yes. If a property owner is over 60 years old, he/she may apply for a loan as long as a young person who is capable of working provides a guarantee. Certainly, if the borrower is able to prove that his/her ability to work despite over 60 years of age, it is possible that he/she may not need a guarantor when applying for loan.
可以。如物業業主年過60歲，只須一位年青及有工作能力的人士作為擔保人便可申請貸款。當然，如借款人能証明雖年過60歲但仍有工作能力，則有機會不用擔保人便可申請貸款。