What is considered a high deductible health plan?
什么是高免赔额健康计划？
For 2021, the IRS defines a high deductible health plan as any plan with a deductible of at least $1,400 for an individual or $2,800 for a family. An HDHP's total yearly out-of-pocket expenses (including deductibles, copayments, and coinsurance) can't be more than $7,000 for an individual or $14,000 for a family.
对于 2021 年，美国国税局将高免赔额健康计划定义为任何计划 个人自付额至少 1,400 美元或家庭自付额至少 2,800 美元. HDHP 的年度自付费用总额（包括免赔额、共付额和共同保险）个人不得超过 7,000 美元或家庭不得超过 14,000 美元。