Do employers need to participate in offering these apps to their employees?
雇主是否需要参与向员工提供这些应用程序？
Some apps, such as PayActiv, DailyPay, and FlexWage, require employer participation to offer access to earned wages before payday. Employers should consider the potential benefits and costs of these services and make informed decisions on whether to implement them in their company or organization. Other apps, such as budgeting tools and personal finance management apps, do not require employer participation and can be used individually by employees.
有些应用程序，如 PayActiv、DailyPay 和 FlexWage，需要雇主参与，才能在发薪日之前提供工资收入。雇主应考虑这些服务的潜在效益和成本，并就是否在其公司或组织中实施这些服务做出明智的决定。其他应用程序，如预算编制工具和个人财务管理应用程序，不需要雇主参与，员工可以单独使用。