Do I need an IBAN or a SWIFT code?
我是否需要一個IBAN或SWIFT代碼？
Depending on where your international payment is going, you might be asked for an IBAN, a SWIFT code, or both. IBAN stands for International Bank Account Number. If you need an IBAN for your transaction, use an online IBAN Calculator or IBAN Validator to generate and check your code. IBANs operate in a similar way to SWIFT codes, but aren't used globally. IBANs are commonly requested for payments to Europe and the Middle East for example, but aren't used in North America or Australia. Check the requirements for the country you're sending to, to make sure you have all the information you need to process your payment securely.
根據國際轉帳的去向，可能會要求您輸入IBAN，SWIFT代碼或同時輸入兩者。IBAN代表國際銀行帳號。如果您需要IBAN進行交易，請使用在線 IBAN計算器或IBAN驗證器來生成並檢查您的代碼。IBAN的操作方式與SWIFT代碼類似，但並未在全球範圍內使用。例如，在向歐洲和中東地區付款時通常要求使用IBAN，但在北美或澳大利亞則不使用IBAN 。檢查要匯款至的國家/地區的要求，以確保您擁有安全處理付款所需要的所有信息。