Can pets with pre-existing medical conditions be insured?
如果寵物過往曾患病，可否投保？
All pets that meet the eligibility criteria can be insured. If a pet becomes ill during the waiting period and the illness is a pre-existing condition that you have declared, the owner will not be able to make claims. However, after the coverage takes effect, if the pet suffers from accidents or other health problems, it can be covered by the policy.
所有符合受保條件的寵物均可投保。如寵物於等候期內不幸生病，而且該病症是屬於保單條款上列明的已存在疾病，主人將無法索償相關的醫療開支。但於保障正式生效後，如寵物不幸遭遇意外或身體出現其他問題，寵物可獲保障。