What is a credit card? How do credit cards work?
信用卡是甚麼？信用卡如何運作？
A credit card is a card that you can use to borrow money for purchasing goods and services. Each card comes with a credit limit set by the card provider. When you use credit from the credit limit, you must repay it to the provider after getting your monthly bill.
信用卡是一種可以用來借錢購買商品和服務的卡。每張卡都有信用卡提供商設定的信用限額。若使用信用限額中的信用，您必須在收到月結單後將其償還給提供商。