Do I need to have savings to get a mortgage?
我需要有积蓄才能获得抵押贷款吗？
Not necessarily, but it's important you have savings to get a mortgage. You'll encounter challenges when buying a property, but don't give up if your savings are insufficient. Consider strategies to increase your savings, such as selling off personal property.
不一定，但重要的是你有积蓄来获得抵押贷款。 购买房产时您会遇到挑战，但如果您的储蓄不足，请不要放弃。 考虑增加储蓄的策略，例如出售个人财产。