How Can Credit Card Details Be Stolen?
信用咭資料有什麼失竊途徑？
Lost or stolen: Thieves can use your lost or stolen cards to make purchases until they go over the credit limit
Theft by merchants: When making payment with credit cards at physical stores, ill-intentioned salespersons may copy the card details for resale or other illegal purposes
Phishing attacks: By setting up fraudulent websites, fraudsters send phishing emails and ask users to input credit card details under various pretexts (for example, account update or account freeze, etc.)
Through Point-of-Sale (POS) terminals: If the POS system’s server is infected by malware, the computer connected to the server will be controlled by hackers and the credit card details will be stolen
Unlawfully obtaining of personal information for application of credit cards: Posing as the owner of the credit card and report the card as lost. The bank then issues a new card to the card owner’s registered mailbox, the fraudster would steal the new credit card from the mailbox. The fraudster may provide the bank with a fake address so that the new credit card will be posted to designated mailbox
信用咭遗失或被盗: 贼人可直接使用你遗失或被盗的信用咭进行消费，直至信用额用尽为止 实体商户盗用咭资料: 立心不良的店员可能会复制信用咭资料以作转售或其他非法用途 钓鱼攻击: 黑客设置虚假网站，并发放钓鱼电邮，以不同借口(如户口更新、被冻结等)诱使用户输入信用卡资料 零售系统(POS)终端机: 零售系统伺服器如受到POS恶意程式感染，连接伺服器的电脑便会被黑客控制并盗取信用咭资料 非法盗取个人资料以申请信用咭: 骗徒假冒咭主向银行报失信用咭，其后从咭主信箱偷取银行补发的新信用咭。 骗徒或会利用非法盗取个人资料向银行提供伪造住址证明，以便新咭寄到骗徒指定信箱