Der accepterer alle de risici, der er forbundet med en gensidig fonds portefølje af aktier og / eller obligationer?
Mutual fund
En investeringsfond er en professionelt forvaltet investeringsfond, der samler penge fra mange investorer til at købe værdipapirer. Disse investorer kan være detailinvestorer eller institutionelle investorer. Investeringsforeninger har fordele og ulemper i forhold til direkte investering i individuelle værdipapirer. De primære fordele ved gensidige fonde er, at de giver stordriftsfordele, en højere grad af spredning, de giver likviditet, og de forvaltes af professionelle investorer. På den negative side skal investorer i en investeringsforening betale forskellige gebyrer og udgifter. Det er fortsat uklart, om forvaltning af gensidige fonde pålideligt kan give en stigning i investeringsafkastet, der overstiger disse gebyrer og udgifter.
A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities. These investors may be retail or institutional in nature. Mutual funds have advantages and disadvantages compared to direct investing in individual securities. The primary advantages of mutual funds are that they provide economies of scale, a higher level of diversification, they provide liquidity, and they are managed by professional investors. On the negative side, investors in a mutual fund must pay various fees and expenses. It remains unclear whether mutual fund management can reliably produce an increase in investment returns exceeding these fees and expenses.
Mutual fund