However, this practice is very recent (in effect since 2011), and has so far been mainly focussed on fruit and vegetable products. Other per hectare subsidies are set for groups of commodities, such as grains, vegetables and melons, fruits and berries, and feed crops, and therefore are not included in the SCTs. These developments were linked to the difficulties of ginneries to attract credit for forward-contracting cotton growers. This was due to the 2007 local banking crisis, and also to the regulations introduced that limited the ways ginneries could attract finance.