The particular risks of the agricultural sector, exacerbated by a particularly risk-averse financial services sector and unpredictable government policies limit access to agricultural finance to a narrow group of large farmers and preclude smaller farmers from the possibility to finance the modernisation of their production and the expansion of their trade. The study discusses actions put in place by Aid for Trade programmes aimed at enhancing access to agricultural credit. The remainder of the section is structured as follows: a description of the structure of the agricultural sector in Zambia and of the specific constraints burdening the financing of agricultural production and trade, and a discussion of the aid-for-trade interventions meant to address those constraints. Agriculture occupies 85% of the labour force and represents 21.4% of the country’s GDP.