He suggests that the small effect reflects the fact that insurance cannot absorb the non-pecuniary cost of unemployment. However, it may also reflect the possibility that unemployment insurance has a similar impact on the employed and the unemployed as suggested by other studies discussed in the main text. When jobs and workplaces combine these factors, people are more apt to manage work pressure and difficult tasks, they also tend to be healthier, more satisfied with their job and more productive. But working conditions may also impinge negatively upon an individual’s personal life.