All drugs provided in hospitals are free of charge, and cost sharing is capped at HRK 2 000 (approximately EUR 264) per episode of illness in secondary or tertiary care. There are also a number of exemptions from copayments for vulnerable population groups (e.g. children, students, pensioners, people with disabilities, the unemployed and those on low incomes). Nevertheless, unmet needs are over five times higher in low income groups than in high income groups (5.2% compared to 0.8%) (Figure 11). Out-of-pocket expenditure in Croatia is equal Figure 11.