If the Matrimonial Property Act is effectively applied, a woman under a community of property system is essentially guaranteed that she will receive half of the joint estate upon dissolution of the marriage. Under a regime of accrual, each spouse retains and administers his or her own assets and liabilities during marriage. However, when a marriage subject to an accrual regime dissolves by death or divorce, the growth in value of assets accumulated by the two spouses during the marriage is automatically divided equally.