As of 2016,2G mobile telephony covered 88% of people living in the LDCs and it is estimated that penetration will be at 70 subscriptions per 100 persons by end 2017. Access to mobile networks and services have opened up new opportunities for development, in such areas as farming, health, and banking, and driven the development of new businesses and business models. One of the most well-known examples is M-Pesa, launched by Safaricom in 2007 in Kenya, and which today is available in DR Congo, Tanzania, Mozambique, and Lesotho.4 LDCs have also adopted other operator-led mobile money services such as Orange Money, MTN Mobile Money and Tigo Cash and in a few countries, there are bank-led mobile wallets.