Capacity support should focus on strengthening the skills of borrowers and lenders in identifying and implementing investments that enhance climate resilience and, where possible, contribute to emission reductions. Capacity support to lenders would focus on enhancing their understanding of risks in the agriculture sectors and developing customized agricultural financial products and services to support investments. However, by taking advantage of the trend towards mobile financial services, climate finance can support and further strengthen the development and roll-out of those services that address the needs of smallholders and SMEs for climate-smart investments in remote areas. International climate finance can be used strategically to leverage domestic public funds and private sector financing, as well as additional international public resources.