A brief description of the institutions providing concessional credit and their concessional credit schemes follows. The task of the ACC was to provide start-up capital for the newly formed CPs on the basis that once CPs have accumulated sufficient own funds for operations, the ACC would terminate its participation in authorised capital by selling its stakes to current or entering CP members. At present, 161 CPs operate nationwide, covering 89% of administrative micro-regions in the country. However, it is evaluated that only one-third is in stable financial condition.