Total assets of KazAgro equalled USD 2.5 billion at the beginning of 2011, of which around 90% were concentrated in only three companies, FCC, KAF and ACC (Figure 2.2). Thus, of total wheat purchases carried out by the FCC between 1998 and 2011, three-quarters represented commercial purchases. Similarly, in addition to preferential lending, KAF and ACC run credit schemes based on commercial terms. These three companies are themselves large borrowers of commercial credit. Agro-Technical University had been in the past subordinated to Ministry of Agriculture, but is now subordinated to the Ministry of Education and Science. Most of these agencies represent diversified territorial networks.