Its original function was to provide funeral services and to support bereaved family members morally and financially, but its scope is now much wider (Abay, Kahsay and Berhane, 2014). In Lesotho, the cash transfer had no impact on credit, borrowing or debt (Daidone, Davis, Dewbre and Covarrubias, 2014). Also, Paraguay's Tekopara programme had a positive impact on access to credit, but only for the moderately poor, not the extremely poor. Beneficiary households had, on average, 7 percent higher access to credit than non-beneficiary households.