On the other hand, pension reforms are often not easy to make. Even reforms extending rights, which are in principle politically rewarding, may generate resistance when they touch the benefits received by others, impose costsforfinancing, reassign resources or alter previously established social norms. Policy makers need to be innovative and seize the right moment to put relevant issues in the agenda. One key constraint in most reforms involving an expansion of coverage and benefits is financing, which may restrict the options available or generate resistance when resources are redirected from other ends (as in the case of Renta Dignidad in Plurinational State of Bolivia, see Muller 2009). To compensate for gender gaps, many gender-equitable policies require state subsidies, which are likely to face greater restrictions in austerity contexts. Some reforms also require administrative capacity-for instance, to administer contribution records or means tests -that is not always present in lower-income countries.