This contributes to a very high risk of old-age poverty in these countries and Bangladesh, India, Lao PDR and Pakistan all have at least 60% of their populations trying to get by on less than USD 2 per day (Figure 2.2). But among Asian countries, the extension of pension coverage has been most pronounced in China. Next to pension provision for civil servants and other public service unit workers, 1997 pension reform in China established a national multi-pillar pension system w'ith the aim to cover all employees working in urban areas (Salditt et al.,