Figure 6 uses a graphical format to summarise changes in net transfers between 2002 and 2007, and between 2007 and 2010. For each period, changes are shown as a percentage of household net (or disposable) income, and at six different earnings levels. At the bottom of the earnings distribution, and subject to relevant income limits, families are assumed to be receiving means-tested assistance benefits (i.e., unlike in the earlier replacement-rate results, the calculations now relate to families who do not, or no longer, receive any unemployment benefits that depend on a previous employment history). The income values shown at zero earnings are therefore mostly driven by the value of GMI benefit, as well as by other transfers (for children or housing) that may be available.