The effects of climate change are being integrated into policy development through the concept of “permanent adjustment”. This recognises that climate change is only one of a number of natural and socio-economic processes that will drive the extent and magnitude of natural hazards. The recurrence of torrents, avalanches and other natural hazards has led to a policy of “living with natural hazards and risks”. The relevant adaptation options in the Austrian NAS include support for individual risk prevention and management (one-stop shop for information about climate change adaptation and natural hazards, provision of climate-relevant information, improvement of early warning systems, increased awareness of private insurance options, promotion of technical options to protect assets), sustainable land-use planning to avoid exposure of assets to natural disasters, and water management through water retention and deliberate flooding to avoid discharge peaks. Additionally, the NAS includes a package of actions to improve disaster risk management, such as increased flexibility in financing for disaster risk responses and extension of training courses for disaster risk management coverage.