Of the about 35 million claimants in 2004/05, about 20 million claimants were “labour veterans” (people with a long employment record and/or other occupational benefits), with an average age of 62. Most beneficiaries thus do not belong to the younger part of the population, which is most at risk of poverty (see above). Reform had to attract hitherto “unserved” clients but with more transparency, and as targeting could be improved, at least in theory, spending outlays do not have to increase markedly.