Few commercial banks are, in fact, equipped to deal efficiently with very small firms, given their high mortality rates, low availability of collaterals, and demand for micro-loans. Data from the Mix Market Database show that the percentage of female borrowers from NGOs and NBFIs is much higher than from commercial banks providing micro-loans, especially in East Asia and the Pacific (where women account for 89% of the micro-borrowers from NGOs and only 35% of the borrowers from commercial and rural banks). Therefore, even if the private sector has proven to be an innovative and fast growing provider of micro-loans, subsidised credit and other public interventions still play an important role in increasing access to credit for women of all socio-economic backgrounds, thereby contributing to financial inclusion and the fight against poverty through entrepreneurship (Karlan and Morduch, 2009). Technological innovations like mobile banking are promising tools for extending financial services to self-employed women, particularly in rural areas.