For Sweden, the lower age cut-off is 25 instead of 15. In particular, looking at inequality before and after accounting for taxes and benefits does not allow separating the effects of policy initiatives on the one hand, and changes in market-income inequality {e.g., because of changing employment patterns) on the other. This section attempts to shed more light on the role of specific policy changes. Out-of-work benefits provide support to people who may otherwise have very low incomes or no income at all. Unemployment benefits, but also other out-of-work programmes (notably disability benefits which now account for a larger share of social spending, but are less important for younger and prime-age workers).