However, given the myriad of support programmes, it may be difficult for SMEs and entrepreneurs to access integrated solutions to the challenges facing their enterprises (i.e. they have to apply to a number of different programmes to integrate all of the services/assistance they need to implement a project activity that might require employee training, R&D support, and investment, for example). The business ownership rate is below the EU average and the SME landscape is overly dominated by micro-enterprises with weak skills and capacity. Net annual growth in the stock of SMEs is slow, early-stage survival rates of new enterprises are very low relative to international standards, and the value-added, innovation and investment contributions of SMEs are below the EU average, as is their use of modern technologies. There are also significant regional disparities in the density and performance of SMEs and levels of entrepreneurial activity.