There are direct user charges (flat-rate payments) for primary and specialist care, which are set by the regions, leading to variation across the countiy. In 2014, the fees for consulting a primary care physician varied between SEK100-300 (EUR 11-33), for an outpatient hospital specialist between SEK 200-350 (EUR 22-37), and per day of hospitalisation for an adult between SEK 80-100 (EUR 9-11). Dentistry has separate and less generous coverage and no cap in cost-sharing Private supplementary insurance is held by 6% of the population, mostly in the form of coverage from employers to provide quicker access to specialists and elective treatment (see Section 5.2).