Over the past 20 years, the CWSRFs have lent USD 63 billion for 20 711 projects in communities of all sizes (of which 96% went to wastewater treatment projects). They have lent USD 2.31 for every dollar the federal government had initially allocated. The DWSRFs have lent USD12.6 billion to 5 555 projects over 10 years. However, this might end up causing excessive leverage.