Methodological choices of how to “individualise” services matter a lot. This is based on the assumption that all individuals with similar characteristics benefit from a service knowing that, in case if need, they would have access to it. In this chapter, estimates for three of the five services analysed are based on the actual consumption approach: education, early childhood education and care (ECEC) and social housing, while the remaining two (health and elderly care) are based on the insurance value approach.