Further, the government amended the Act on Regional and County Self-Government to make it possible to set up guarantee funds in the form of companies under the commercial law with use of EU funds. Also in May 2009, a change was made in the basis for BGK guarantees. Henceforth, the BGK will provide the guarantee on a simplified credit line to SMEs for amounts from PLN 100 000 to PLN 5 million, including evaluating the credit risk for these loans. Guarantees below PLN 100 000 will be granted from funds co-owned with the regional funds.