Authorship is usually collective, but principal writers are named. Section 2 provides an overview of microfinance and its key elements. Next, Sections 3 and 4 examine the specific experiences to date with microfinance in Bangladesh and Nepal and the relationship between these activities and adaptation to climate change. These case studies provide the basis for a more nuanced and concrete discussion of the full range of linkages between microfmance and adaptation in Section 5.