Significant regulatory issues, including questions of liability, such as insurance against damage, remain unresolved. As is the case with environmental ecosystems, there is no single definition for the term. The ecosystem described in this year's report is therefore the one most relevant for SMEs that trade or seek to trade. The business ecosystem for exporters is composed of a network of for-profit organizations - such as buyers, suppliers, distributors, financial actors and certifying bodies - and non-profit institutions - such as education providers, standard-setters and chambers of commerce.