About three-quarters of the funding is directly used for disaster prevention. The rest is used to cover a variety of areas, including indirect provision for disaster preparedness (e.g. providing equipment to fire departments and funding early-warning systems), and to provide partial indemnities for the costs of natural disasters. In addition, some smaller funding sources are available. This is due partly to improved reporting systems, but predominantly to increases in the value of assets located in high-risk areas. The Federal Disaster Fund allows both the Lander (responsible for land-use planning) and individuals and businesses to avoid bearing the full cost of their exposure to risks.