Furthermore, elements of the women’s market intervention should be designed around the key barriers in order to temper their effect on financial access, while bearing in mind the financial institution’s strengths, strategic direction and mandate. In a global survey, of the 17 Commonwealth countries covered (incorporating responses from 57 banks), more than 3 documents were required in over 70 per cent of the countries (CGAP and World Bank 2009). Documentation requirements are usually a combination of proof of identity and proof of residential address. Banks in Cameroon, Sierra Leone, Uganda and Zambia require at least four different forms of documentation -including identity card and passport, letter of recommendation, wage slip and proof of address - as a prerequisite to open a current account, the first entry point into accessing formal banking services.