These organisations may be public institutions or private companies acting on behalf of the state. In addition, from the perspective of the bank, this type of credit is covered in case of default by the borrower. Your business is eligible if the entrepreneur lives in an IDB member country. The loan period varies from 9 to 18 months. The maximum funding covers up to 100% of the transaction amount (under a Murabaha contract) for export operations valued at less than, or equal to, USD 3 million. Maximum funding covers up to 80% of the transaction amount for export operations w'orth more than USD 3 million.