These low levels also apply to the lowest income quintile, where reported unmet need stood at 0.1% compared to 4.1% in the EU (2015). For example the minimum share of costs covered is 90% for urgent interventions and intensive therapy, 80% for specialist surgery, orthodontics and other aids; and 70% for pharmaceuticals on the ‘positive list covered by the HIIS. Children and students up to the age of 26 as well as vulnerable groups are exempted from all co-payments.