Some banks report offering loans to women-led businesses through microfinance institutions. Yet gender-neutral policies and procedures can often have an “unintended differential impact on men and women” (World Bank and OECD/INFE, 2013). The premium that banks place on collateral and credit history, as well as, business experience and strategy, in their bank lending decisions tends to disadvantage women entrepreneurs given their relatively low level of economic integration compared to men. In addition, overly stringent risk management regimes may further discourage banks from taking risks in this new market. The Islamic Bank of Jordan added that a risk report from the Central Bank is also a key element, while the Arab Bank cited the importance of sector and market studies.