Passage: A part of the American dream is to purchase and own your own house . So I worked hard and saved money to put a down payment on a three bedroom , two bathroom home in the town I grew up in . Well , it was n't that easy . I had to get approved by a bank for a mortgage loan that I would eventually have to pay back . Eventually I did get approved , but not for the size house I originally wanted , so I had to look around . A real estate agent helped me find homes in my price range . Eventually , I put a bid on a two bedroom home with a lovely backyard . The agent notified me one week later and said the house is mine . I was so excited and ready to move in to my first home . Question: When was there  lot of paperwork and phone calls? Option1: After moving into their new home. Option2: during the mortgage application process
during the mortgage application process