Even if you have a lot more entries in that section than I do , knowing what you owe gives you a feeling of control over your situation . If you don't know where you are , you can't get where you want to go . It would be like someone dropping you off in the middle of a forest goodness - knows - where and then someone telling you to get to New York .
Why does knowing what you owe givs you a feeling of control over your situation ?