बेवहाय सान्नाया ओरैबायदि, फिसा बिबांनि दाहारखौ सुख'ग्रोनाया नोंखौ थुलुंगा होगोन आरो नों गावनि माखासे थानाय दाहाराव गोसो होनो खाबु मोनगोन।
The idea here is that getting the smaller amount of debt paid off will motivate you and allow you to focus on your remaining debt.