नों गावनि दोनथुमनाय रांखौ बांहोनो गोब्राब मोन्नो हागौ, नाथाय जेरै-जेरै नों आजिरा समनि खाथि सौहैगोन, बे बायदि खालामनायनि नों जोबोद गोजोनगोन।
You may find it hard to maximize your savings, but as you near retirement, you will be very glad you did.