रां दोनथुमनायनि थाखाय जुनिया जाहोनफोरखौ हो, जेरै हरखाब जानाय जाथाय, न'नि दाउन पैमेन्ट आरो साख्रिनि उननि आजिरा सम।
Include specific reasons to save, such as for an emergency, a down payment on a home, and retirement.