गोनांथार खरसायाव गेलामालनि जिराद, बीमा, भारा/बन्दक, बाहायनां जिरादफोर/बिल, गारिनि थाव (गारि दङब्ला) आरो/एबा रायजोआरि हान्था-मेलानि थाखाय मेट्र' कार्ड (मेट्र' बाहायोब्ला) बायदि जिराद दंफायो।
Non-discretionary expenses include things like groceries, insurance, rent/mortgage, utilities/bills, gas for your vehicle (if you have one), and/or a metro card for public transportation (if you use it).