आयनि जौखोन्दो (पीआईपी) बायदि मावथांखिफ्रा दाहार नङा; नों बेखौ सुख'फिन्नाङा (जेब्लासिम नोंनि आयाव जोबोद गेदेर सोलाय फैया)।
Programs like Percentage of Income [PIP] are not loans; you do not need to repay (unless your income changes drastically).