नभेम्बर आरो दिसेम्बरसिम गोबां बिबांनि शपिं रांफोर मोन्हैनो थाखाय दैज्लां बोथोराव दोन्थुमनायखौ जुरिनो थांखि ला।
Aim to start saving in the summer to have plenty of shopping funds by November and December.