खायफा गोरों-गोराफ्रा सुबुरुन होयो दि क्रेडिट यूनियनफ्राव बांसिन समावनो जौसिन दरनि सुट थायो मानोना बिसोरनाव गनायथि होनो थाखाय बेंकफोरनाव थानाय बायदि बाहागोआरि थाया।
Some experts advise that credit unions often have higher interest rates because they do not have shareholders to support like a big bank would.