
vyaktigata

vyaktigata beema samstha, vyaktigata () gaa panichestundi, idhi oka kenadian beema samstha, idhi samuuha beema, pradhanamgaa gruha beema mariyu vaahana beema vanti vaatilo pratyekata kaligi undhi. vyaktigata beema anedi desordine general insurance yokka anubandha samstha, idhi kenadaalo moodava atipedda pii & sii beema samstha.
charitra.
vyaktigata beema samstha kenadaalo auto mariyu gruha samuuha beemaanu andinchina modati beema samstha, eee bhavana modata samuuha jeevita beema kosam matrame saadhaaranam. praarambhamlo auto mariyu home matrame utpattulu andinchabadataayi. taruvaata, vyaktigatamgaa vinoda vahanalu, prayaana mariyu pempudu jantuvulu vanti itara utpattulanu chaerchadaaniki vaari sevala paridhini vistrutam chesaaru.
mae 2,1986naa, vyaktigata (appudu "security" anie piluvabade), samuuha beema kosam chustunna "central dii ell 'ensignment du cubec" (ceq) thoo oka oppandaaniki cherukundi. eee oppandam quebecklo group pii & sii beema yokka adhikaarika praarambhaaniki sanketam ichindi.
2004loe, desordinla samuuham kenada chuttoo daani karyakalapalanu ekikrutam cheyadaaniki vyaktigatamgaa oka pradhana punarnirmaanam chesindi. vaaru nijamaina paan-kenadian companyga maaradaaniki tama anubandha samsthala antataa adhe saanketika parignaanaanni, adhe suutraalanu mariyu adhe nirvahananu upayoginchaalani korukunnaru.
2013loe, desordine general insurensto paatu, vyaktigatamgaa praarambhinchina ajasto, idhi "antario yokka financial services commission (efsco) aamodinchina modati" vistrutamgaa andubaatulo unna ubi samarpanhala okati ". telematics saanketikata imetric parishkarala sahayamtho kenadaaku rakamunde konni deshaalalo (united states, united kingdom mariyu eurup) viniyoga aadhaarita beema ippatike upayoginchabadindi.
samuuha beema.
kenadaalo samuuha beema rangam 1980luu mariyu 1990laloe marinta prachuryam pondindi, idhi merugaina kavarejeeki daariteese marinta pootiini srushtinchindih ekkuva empikalatho, dharalu marinta sthiramgaa marai mariyu seva merugupadindi. ayithe, idhi "synthetic groups" anie pilavabade vatiki kooda daariteesindi, avi adhe paristhitini panchukune nijamaina groupulugaa pariganinchabadaledu (risk profile, anubandham, sajatiya lakshanaalu). oka samuuhamgaa pariganinchavalasina niyamaalu kenadaaloni prati provincelo okela undavu, mariyu quebecklo, niyantrana lekapovadam "swechhaa market modal" nuu srushtinchindi. pratispandanagaa, vyaktigatamgaa vaari bhaagaswaamula kosam vaari swantha nirdishta maargadarsakaalanu roopondinchaaru.
sevalu.
vyaktigata beema kaarlu, gruhalu, vinoda vahanalu mariyu pempudu jantuvulaku beema cheyadaaniki samuuha beema utpattulanu andistundi mariyu gurtimpu dongatanam sahayanni kooda kaligi untundi. vaaru agentla dwara, vaari company website dwara mariyu iteevala vaari mobile yap dwara (anni mobile prograamlaku niyantrana kendramgaa upayogistaaru) tama sevalanu andistaaru. vaari rendu pradhana mobile lakshanaalu adjusto mariyu alert.
dharalu mariyu vyatyaasaalu.
oka J prakaram.dii. gruha beemaatho viniyogadaarula santrupti gurinchi vidyut adhyayanam, 2015loe vyaktigatamgaa cubeclo modati sthaanamlo undhi. 2018loe auto beema rangam kosam chesina adhe adhyayanam kooda companyni kenadaalo modati sthaanamlo unchindi.
gopyata hakkula vimarsha.
2013loe, viniyogadaarulapai "goodacharyam" cheyadaaniki upayoginchagala kotta saanketika parignaanam inteloto mariyu ajasto gurinchi konni aandolanalu levanettabaddaayi. gopyata commissioner daa. aann kavoukian eee bhayalanu nilipiveyadaaniki prayatninchaadu, endukante karyakramam swachchanda praatipadikana untundi mariyu oppandam nibandhanalanu spashtamgaa nirdesistundi, antey viniyogadaarulu vaari samacharanni niyantristaaru. ayithe, anni aandolanalu raddu cheyabadaledu ottavaloni praja prayojana nyaayavaada kendram (piac) thoo executive director mariyu general counsell ayina zaan laford, eee samacharam khachitamgaa viniyogadaaru kosam ayinappatikee, vaatini ippatikee moodava paarteelaku bahirgatam cheyavachani oka amsaanni levanettaaru.
2017loe, pourula gopyata hakkula aaropanalanu vyaktigatamgaa edurkonnaru. saraina kaaranaalu lekunda credit ratingnu pondaarani federal gopyata commissioner vaaripai aaropanalu chesaaru. mosapurita vaadanalanu thosipuchadaaniki matrame vaaru atuvanti samacharanni access chesaarani vyaktigatamgaa tamanu taamu samardhinchukunnaaru, conny nyaayavaadulaina rona desroches "companylu badulugaa daavaa vesevari aardhika sthithini anchanaa veyaalani korukuntunnayi, vaaru chellimputho entha takkuva pondagalaro nirnayinchadamlo sahaayapadataaniki" anie suuchimchaaru.