
moodys investors servies

moody yokka pettubadidaarula seva, tarachugaa moodys anie pilustaaru, idhi moody yokka corporation yokka baand credit rating vyaparam, idhi company yokka saampradaaya vyapara shrenini mariyu daani chaaritraka paerunu suuchistumdi. moodys investors servies vaanijya mariyu prabhutva samsthalu jaarii chesina bandlapai antarjaateeya aardhika parisoedhananu andistundi. moodys, praamaanika & paedha mariyu fitch samuuhamtoe paatu, moodu pedda credit rating agencylalo okatigaa pariganinchabadutundi. idhi 2021 yokka fortune 500 jaabitaalo kooda cherchabadindi.
company runagraheetala credit arhatanu praamaanika rating scalenu upayoginchi rank chestundi, idhi default sandarbhamlo pettubadidaarula nashtanni anchanaa vestundi. moody yokka pettubadidaarulu aneka baand market vibhagalalo runa securitylanu rate chestaaru. veetilo prabhutvam, purapalaka mariyu corporate baandlu; manee market funds mariyu sthira-aadaaya fundlu vanti nirvahinche pettubadulu; byaankulu mariyu naan-byaank finance companylatho sahaa aardhika samsthalu; mariyu nirmaanaatmaka financelo aasti taragatulu unnaayi. moody yokka pettubadidaarula seva rating vyavasthalo, securitylaku aaa nundi sea varaku rating ketayinchabadutundi, aaa atyadhika naanhyata mariyu sea atyalpa naanhyata kaligi untundi.
stocks mariyu baandlu mariyu baand ratinglaku sambandhinchina ganaamkaala maanyuvallanu roopondinchadaaniki 1909loe zaan moody moodeesnu sthaapinchaaru. 1975loe, eee samsthanu yuu. ess. jaateeyamgaa gurtimpu pondina ganaanka rating samstha (nrsro) gaa gurtinchindi.ess. securitylu mariyu exchange commission. dunn & broadstreet aneka dasaabdaala yajamanyam taruvaata, moody yokka pettubadidaarula seva 2000loe oka pratyeka samsthagaa maarindi. moody yokka corporation oka holding companyga sthaapinchabadindi.
muuladhana marketlalo paatra.
kalisi, vaatini konnisaarlu pedda moodu credit rating agencyluga suuchistaaru. credit rating agencylanu konnisaarlu parasparam marchukogaligeviga, moodys, ess & pii mariyu fitch vaastavaaniki raetu baandlugaa bhinnamgaa chudabadatayi; udaaharanaku, ess & pii mariyu fitch ratings security default ayye sambhaavyatanu kolustaayi, ayithe moody yokka ratings default sandarbhamlo anchanaa vesina nashtalanu kolavadaniki prayatnistaayi. eee moodu prapanchavyaaptamgaa panicheestaayi, aaru khandaalalo karyalayalanu nirvahistunnaayi mariyu securitylalo padula trillion dollarla ratingnu kaligi unnaayi. ayithe, moody corporation matrame free-standing company.
moody yokka pettubadidaarula seva mariyu daani sannihita pootiidaarulu nirdishta securityla credit pramaadaanni anchanaa veyadamlo byaankulu mariyu itara aardhika samsthalaku moodu anubandha credit vislaeshanha pradaatagaa prapancha muuladhana marketlalo keelaka paatra poeshistaaru. moodava paksham vislaeshanha yokka eee roopam mukhyamgaa chinna mariyu takkuva adhunaatana pettubadidaarulaku, alaage pettubadidaarulandariki vaari swantha teerpulaku bahya poolikagaa upayoginchadaaniki upayogapadutundi.
credit rating agencylu united states mariyu european union vanti aneka itara deshaala chattalu mariyu nibandanalalo kooda mukhyamaina paatra poeshistaayi. united stateslo vaari credit ratingsnu yuu. ess. niyantranalo upayogistaaru.ess. vividha rakaala niyantrana prayojanaala kosam jaateeyamgaa gurtimpu pondina ganaanka rating samsthalu (nrsr) gaa securitylu mariyu exchange commission. niyantrana upayogam yokka prabhavalalo takkuva-rating gala companylu modatisaarigaa baand runaanni vikrayinchadaaniki veelu kalpinchadam; vaari takkuva ratings vaatini puurtigaa minahaayinchadam kante, adhika-rating gala companyla nundi vaeru chesaayi. ayithe, niyantrana samsthalachae ratingla yaantrika upayogam yokka maroka amsam downgradela yokka "anukuula chakriya" mariyu "cliff effects" nuu balopetam cheyadam. october 2010loe, aardhika sthirathva boardu (fsb) zii-20 sabhya deshaala chattalu, nibandhanalu mariyu market paddhatulalo credit rating agencylapy aadharapadataanni tagginchadaaniki suutraala samitini srushtinchindi. 1990la prarambham nundi, sec kooda dabbu market fundlu kaligi unna vaanijya kaagitaanni kolavadaniki nrsro ratinglanu upayoginchindi.
sec edu itara samsthalanu nrsrluga niyaminchindi, udaaharanaku, eah. emm. uttamamainadi, idhi beema companyla baadhyatalapai drushti pedutundi. nirdishta rangaalalo moodys potipade companylalo investment research company marningstar, ink unnaayi. mariyu thamson reuters mariyu bloomberg ell vanti pettubadidaarula kosam aardhika samacharam prachuranakartalu.pii.
mukhyamgaa 2000la prarambham nundi, moodys tarachugaa daani vislaeshakulanu paatrikeyulaku andubaatulo unchutundi mariyu credit paristhitulapai kramam tappakunda bahiranga prakatanalanu jaarii chestundi. ess & pii vanti moodys, runa securitylanu vislaeshimchadaaniki upayoginche samacharampai modatisaari securityla jaareedaarulaku avagahana kalpinchadaaniki public seminarlanu nirvahistundi.
moodys 2019loe "climate risk dayta samstha" loe niyantrana vatanu konugolu chesindi.
moody yokka credit ratings.
moodys prakaram, daani ratings yokka uddesyam "pettubadidaarulaku saralamaina gradation vyavasthanu andinchadam, dheeni dwara securityla bhavishyat saapeksha credit yogyatanu anchanaa veyavachu". yeae nundi caa varaku daani ratinglalo pratidaaniki, moody yokka sankhya maarpulanu 1,2 mariyu 3 jodistundi; sankhya takkuvagaa unte, adhika-mugimpu rating untundi. aaa, ca mariyu sea eee vidhamgaa savarinchabadaledu. moodys vivarinchinatlugaa, daani ratinglu "sifaarsulugaa bhavinchakudadu", ledhaa avi pettubadi nirnayaalaku ekaika aadhaaramgaa undataaniki uddesinchabadavu. adanamgaa, daani ratings market dharatho matladavu, ayithe market paristhitulu credit pramaadaanni prabhaavitam cheyavachu.
moody yokka charitra.
sthaapana mariyu prarambha charitra.
aadhunika baand credit ratingla aavishkarta ayina zaan moody sthaapinchina rendu prachurana companyla nundi moodys daani charitranu velikiteestundi. 1900loe, moody thana modati market assessmentnu "moodys manueval off industrial und mislenius securities" anie prachurinchi, zaan moody & companyni sthaapinchaadu. aardhika samsthalu, prabhutva samsthalu, tayari, ganula tavvakam, viniyogaalu mariyu aahara samsthala stacklu mariyu baandlaku sambandhinchina vivaranaatmaka ganaamkaalanu eee prachurana andinchindi. idhi prarambha vijayanni saadhinchindi, daani modati rendu nelallo daani modati mudrananu vikrayinchindi. 1903 natiki, "moodys manueval" jaateeyamgaa gurtimpu pondina prachuranagaa maarindi. 1907 aardhika sankshobham marketlalo aneka maarpulaku aajyam poesinappudu, muuladhanam korata kaaranamgaa moody thana vyapaaraanni vikrayinchavalasi vachindi.
1909loe moody tirigi vacchi, railroad baandlu, "railroad pettubadula vislaeshanha", mariyu moodys vislaeshanha prachurana samstha anae kotta samsthapai matrame drushti saarinchina kotta prachuranatho tirigi vachindi. baand ratings anae bhavana thanatho "puurtigaa asalainadi kaadu" anie moody angeekarinchinappatiki-athanu vienna mariyu berlinlo prarambha baand rating prayatnaalanu preranagaa paerkonnaadu-vaatini vistrutamgaa, andubaatulo unde aakrutilo prachurinchina modati vyakti aayane. moody pettubadidaarulaku chandha rusumu vasoolu chesina modati vyakti kooda. 1913loe athanu paarisraamika samsthalu mariyu viniyogaalanu chaerchadaaniki manueval yokka drushtini vistarinchaadu; kotta "moodys manueval" praja securityla ratinglanu andinchindi, idhi vaanijya credit-reporting samsthala nundi teesukunna letter-rating vyavastha dwara soochinchabadindi. marusati samvatsaram, moody samsthanu moody yokka pettubadidaarula sevagaa vileenam chesindi. 1916loe paedalu, 1922loe praamaanika ganaanka samstha, 1924loe fitch publishing company vanti "pedda moodu" credit rating agencyla puurvagaamulatoe sahaa itara rating companylu taruvaati konni samvatsaraallo anusarinchaayi.
moodys yuu kosam ratinglanu chaerchadaaniki thana drushtini vistarinchindi.ess. 1919loe rashtra mariyu sthaanika prabhutva bandhaalu mariyu 1924 natiki, moody daadaapu mottam yuu rating ichindi.ess. baand market.
1930la nundi sataabdam madhyakaalam varaku.
U madhya sambandham.ess. baand market mariyu rating agencylu 1930laloe marinta abhivruddhi chendaayi. market saampradaaya pettubadi banking samsthalaku minchi peragadamtho, kotta pettubadidaarulu mallee paaradarsakatanu penchaalani pilupunicchaaru, idhi jaareedaarulaku kotta, tappanisari bahirgatam chattaala aamodam mariyu securitylu mariyu exchange commission (sekanu) srushtiki daariteesindi. 1936loe kotta chattalu pravesapettabaddaayi, "gurtimpu pondina rating manyuvallu" dwara nirnayinchabadina "oohaatmaka pettubadi securitylalo" ("junk baandlu", aadhunika paribhaashalo) pettubadulu pettadanni byaankulu nishedhinchaayi. moodys teerpu prakaram, praamaanika, paedha mariyu fitch baandlatoe paatu "investment grade" baandlanu matrame unchadaaniki byaankulaku anumati undedi. aaa taruvaati dasaabdaalalo, rashtra beema niyantrakaalu ilanti avasaralanu aamodinchaayi.
1962loe, moody yokka pettubadidaarula sevanu dunn & broadstreet konugolu chesindi, idhi sambandhita credit reporting rangamlo nimagnamaina samstha, ayinappatikee vaaru ekkuvagaa swatantra companylugaa panicheestuunee unnaaru.
1970la nundi 2000 varaku.
1960la chivaralo mariyu 1970laloe, vaanijya kaagitam mariyu byaanku depositlanu rate cheyadam praarambhinchaaru. alaage, pradhana agencylu baandla jaareedaarulato paatu pettubadidaarulaku chaarjeelu vasoolu cheyadam praarambhinchaayi-moodys 1970loe deenni cheyadam praarambhinchindi-chavakaina photocopy yantraala perugutunna labhyata mariyu aardhika marketla sanklishtataku sambandhinchina perugutunna uchita raidar samasyaku kontavaraku dhanyavaadaalu. united states mariyu videshaalalo jaareedaarula sankhya peragadamtho rating agencylu kooda parimaanamlo perigayi, credit rating vyapaaraanni gananeeyamgaa marinta labhadayakamga marchai. 2005loe moody anchanaa prakaram credit rating agency aadaayamlo 90 saatam jarichesevari rusumula nundi vachindi.
1971loe bretton woods vyavastha mugimpu aardhika nibandhanala saralikaranaku, 1970luu, 1980laloe muuladhana marketla prapancha vistaranaku daariteesindi. 1975loe, baand ratingsnu kolatagaa upayoginchi, broker-dealerla kosam daani kaneesa muuladhana avasaralanu maarchindi. eee avasaralanu teerchadamlo broker-dealerlu upayoginchadaaniki moodys mariyu tommidi itara agencylanu (taruvaata aidu, ekikarana kaaranamgaa) sec "jaateeyamgaa gurtimpu pondina ganaanka rating samsthalu" (nrsro) gaa gurtinchindi.
1980luu mariyu antaku minchi prapancha muuladhana market vistarinchindi; moodys 1985loe japaanlo thana modati videshee karyalayalanu praarambhinchindi, taruvaata 1986loe united kingdamlo, 1988loe france, 1991loe germany, 1994loe hankong, 1998loe bharatadesam mariyu 2001loe chaina karyalayalu prarambhamayyayi. moodys mariyu pedda moodu agencylache rate cheyabadina baandla sankhya kooda gananeeyamgaa perigindi. 1997 natiki, moodys 20,000 yuu nundi securitylalo sumaru $5 trillion rating ichindi.ess. mariyu 1,200 naan-yuu.ess. jaarii chesevaaru. 1990luu mariyu 2000luu kooda ekkuva pariseelanaku guraina samayam, endukante moodys meeda asantruptigaa unna jaareedaarulu daavaa vaesaaru mariyu U daryaaptu chesaaru.ess. nyaya vibhagam, alaage enron patanam taruvaata vimarsha, yuu.ess. sub prime tanakha sankshobham mariyu 2000la chivarilo aardhika sankshobham.
1998loe, dunn & broadstreet moody yokka prachurana vyapaaraanni aardhika samachara maarpidiki vikrayinchindi (taruvaata vileenamgaa paeru maarchabadindi). samsthaagata vaataadaarula nundi aneka samvatsaraala pukaarlu mariyu ottidi taruvaata, 1999 decemberlo moody yokka maatru samstha dunn & broadstreet moody yokka pettubadidaarula sevanu oka pratyeka bahirangamgaa vartakam chese samsthagaa maarustundani prakatinchindi. moodys thana vibhaagamlo 1,500 kante takkuva mandhi udyogulanu kaligi unnappatikee, prakatanaku mundu samvatsaramlo idhi dunn & broadstreet labhalalo 51 saatam praatinidhyam vahinchindi. spin-off 2000 september 30naa puurtayimdi, aaa taruvaata ardha dasaabdamloo, moody share viluva 300% kante ekkuva merugupadindi.
nirmaanaatmaka aardhika vruddhi mariyu taruvaata.
1998loe moody aadaayamlo 28 saatam nundi 2007loe daadaapu 50 saataaniki nirmaanaatmaka aardhika vyavastha vellindi, aaa samayamlo "moody vruddhiki dadapuga mottam vataa" gaa undhi. aardhika sankshobha vichaarana nivedika prakaram, 2005,2006 mariyu 2007 samvatsaraalalo, tanakha-maddatugala securitylu vanti nirmaanaatmaka aardhika utpattula rating moody yokka rating aadaayamlo sagaaniki daggaragaa undhi. 2000 nundi 2007 varaku, rating nirmaanaatmaka aardhika saadhanaala nundi vachhe aadaayaalu naalugu retlu kante ekkuva perigayi. ayithe, nirmaanaatmaka utpattulaku adhika ratings ivvadaaniki upayoginche moody namuunaala gurinchi kontha prasna undhi. juun 2005loe, subprime tanakha sankshobhaaniki kontakaalam mundu, tanakha-maddatu gala securitylu mariyu anushangika runa baadhyatala vanti nirmaanaatmaka aardhika utpattulalo palgonna prime kaani/saampradaayetara tanakhaala yokka default sahasambandhaanni anchanaa vaeyadaaniki moodys thana vidhananni naveekarinchindi. daani kotta namuunaa gatha 20 samvatsaraala dhoranulapai aadharapadi undhi, aaa samayamlo gruhaala dharalu perugutunnaayi, tanakha neeraalu chaalaa takkuvagaa unnaayi mariyu saampradaayetara tanakha utpattulu marketlo chaalaa chinna sthaanam.
2007 juulai 10naa, "apuurvamaina charya" loe, moody yokka munupati samvatsaram jaarii cheyabadina 399 sub prime tanakha-maddatugala securitylanu tagginchindi. moodu nelala taruvaata, idhi maroe 2506 vidatalu ($33.4 biliyanlu) tagginchindi. sankshobham mugise samayaniki, moody mottam 2006 aaa tanakha maddatugala bhadrata vidatallo 83 saatam tagginchindi mariyu anni baa vidatalu.
juun 2013loe, moody yokka pettubadidaarula seva, perugutunna khareedaina vari-pledging pathakam kaaranamgaa thailand yokka credit rating debbatintundi anie heccharinchindi, idhi 200 billion baht ($6.5 billion) nuu 2011-2012 loe kolpoyindi.
vivaadaalu.
saarvabhouma taggimpulu.
itara pradhana credit rating agencylatho paatu, moodys, tarachugaa praja runam tagginchabadina deshaala nundi vimarsalaku guravutundi, saadhaaranamgaa taggimpu phalitamgaa runaalu teesukune kharchu perigindani perkontundi. aaa samayamlo gananeeyamaina media drushtini aakarshinchina saarvabhouma runa taggudalaku udaaharanalalo 1980laloe australia, 1990laloe kenada mariyu japan, 1997 asea aardhika sankshobham samayamlo thailand mariyu 2011loe european saarvabhouma runa sankshobham taruvaata portugal unnaayi. 
korani ratings.
moodys appudappudu vaari baandlanu ayaachita praatipadikana rate chesina samsthala nundi vyajyaanni edurkonnaru mariyu atuvanti ayaachita ratinglaku sambandhinchina parisoedhanalanu edurkonnaru. october 1995loe, jefferson kounteelooni paatasaala jilla, kolado moodeepai daavaa vesindi, 1993 baand issueki "pratikuula drukpatham" yokka ayaachita ketayimpu jefferson county daani rating cheyadaaniki ess & pii mariyu fitchnu enchukunna daanipai aadharapadi undani perkondi. moody yokka rating jefferson kounteeki jaarii kharchunu $769,000 penchindi. moodys daani anchanaa "abhiprayam" anie vaadinchaaru, anduvalla rajyangaparamga rakshinchabadindi; kortu angeekarinchindi, mariyu appeal paie nirnayam samarthinchabadindi.
1990la madhyalo, yuu.ess. nyaya vibhagam yokka antitrust vibhagam avaanchita ratings anedi market shakti yokka chattaviruddhamaina vyayamam kaadaa anie nirnayinchadaaniki daryaaptu praarambhinchindi, ayithe etuvanti antitrust chaarjeelu daakhalu cheyakunda daryaaptu moosiveyabadindi. 1909 nundi korani ratinglanu ketayinchindani, atuvanti ratinglu jarichesevariche rating shoppingku vyatiraekamgaa market yokka uttama rakshana anie moodys etthi choopindi. november 1999loe, moodys ekkuva paaradarsakata vaipu saadhaarana charyalo bhaagamgaa yea ratinglu korabadaledani gurtinchadam praarambhistundani prakatinchindi. 2000la madhyalo germanyki chendina beema samstha hannover rae nundi kooda idhe vidhamaina firyadunu agency edurkondi, daani baandlanu "junk" hodaaku tagginchinappudu daani market viluvalo $175 millionlanu kolpoyindi. 2005loe, newyork attarney general karyalayam elite spitzer aadhvaryamlo korani ratings samansuku kendramgaa unnaayi, conny mallee etuvanti abhiyogaalu daakhalu cheyaledu.
2008 aardhika sankshobham taruvaata, rating agency parisrama kosam kotta niyamaalanu sweekarinchindi, veetilo okati ayaachita ratingsnu prothsahinchadam. jarichesevari-chellimpu namoonaalo sambhaavya aasakti sangharshanhalanu edurkovadam anedi oka bhadrata ledhaa sadhanam yokka "runa yogyatapai vistruta shreni abhipraayaalanu" nirdhaarinchadam dwara eee niyamam yokka uddesyam.
aasakti sangharshanhalu anie aaropinchabadindi.
1970laloe moodys mariyu itara rating agencylu sweekarinchina "jarichesevaru chellinche" vyapara namuunaa, jaariicheesaevaarini santoshapettadaaniki rating agencylu icchina bhadrata yokka ratingnu krutrimamgaa penchavacchani bhaavinchi, vaddii sangharshananu srushtinchinanduku vimarsinchabadindi. ayithe, jarichesevaru chellinche namuunaanu sweekarinchadaaniki mundu moody nirvahinche chandaadaarula-chellimpu namuunaa kooda "chandaadaarulu, vaaripai nrsro aadhaarapadevaaru, ratingla charyalalo aasakti kaligi untaaru mariyu konni phalitaala kosam nrsropy ottidi techhe vaastavam loe antarleenamgaa konni vaddii sangharshanhalanu pradarsistundi" anie nrsro yokka daani tappanisari vaarshika pareeksha yokka saaraamsa nivedikalo, sec iteevala angeekarinchindi. 1990la madhyalo nyaya vibhagam daryaaptu amsamgaa unna itara aaropanala prayojanaala sangharshanhalu, takkuva baand rating muppu meeda daani consulting sevalanu upayoginchamani moody yokka ottidi jaareedaarulu prasnanu levanettaayi. moodys marketlo daani pratishta samatulya karakamga undani, mariyu 1997 nundi 2002 varaku jarigina 2003 adhyayanam, "pratishta prabhavalu" aasakti sangharshanhalanu adhigaminchaayani suuchimchimdi. maajee karyanirvahaka upaadhyakshudu thamus mcguir 1995loe ilaa annaru "[doubleu] hyaat mammalni nadipinchadam pradhanamgaa maa track rikaardunu samrakshinche samasya. adhi mana rotte mariyu venna ".
marchi 2021loe, moodys aasakti sangharshanhalaku sambandhinchi european uniontho oka oppandaaniki cherukundi. moodeeki 3.7 million eurolu ($4.35 millionlu) jarimana vidhinchabadindi.
2007-2008 yokka aardhika sankshobham.
2000la chivaralo prapancha aardhika sankshobham sanklishtamaina nirmaanaatmaka aardhika securityla credit rating agencyla madimpulaku marinta pariseelananu teesukuvacchindi. 2007 joolailo praarambhamaina pedda taggimpu charyala taruvaata moodeelu mariyu daani sannihita pootiidaarulu vimarsalaku gurayyaru. "aardhika sankshobha vichaarana nivedika" prakaram, tanakha-maddatugala securityla moodeelo 73 saatam 2006loe triple-eah gaa rate cheyabaddaayi. 2010 natiki "8va adhyaayampai daani teermaanaalalo", aardhika sankshobha vichaarana commission ilaa perkondih "moodeelo corporate paalana yokka spashtamaina vaiphalyam undhi, idhi padula vaela tanakha-maddatugala securitylu mariyu sii. dii. oo. lapai daani ratingla naanhyatanu nirdhaarinchaledu."
takkuva rating unna securitylaku vyatiraekamgaa ekkuva muuladhanaanni pettavalasi vachinanduna, byaankulu, pension funds mariyu beema companylu vanti pettubadidaarulu tama nivaasa-maddatu gala securitylu (rmbs) mariyu anushangika runa baadhyata (seedeeo) holdingsnu vikrayinchadaaniki prayatninchaaru. aardhika samsthalu kaligi unna eee securityla viluva ksheeninchindi, kotta sub prime securityla kosam market endipoyindi. rating agencyla saamuuhika taggimpulu 2008loe aardhika sankshobhaaniki daariteesina sanghatanala "khachitamaina tuphaanu" loe bhagamani kontamandi vidyaavaettalu mariyu parisrama pariseelakulu vaadinchaaru.
2008loe, antarjaateeya parishkarala kosam byaanku yokka kamitee ayina global financial system (cgfs) kamiteeche sthaapinchabadina oka adhyayana brundam, rating agencylu subprime tanakha sankshobham yokka teevratanu takkuvagaa anchanaa vaesaayani, alaage "chaalaa mandhi market paalgonevaaru" unnaarani kanugondi. cgfs prakaram, gananeeyamaina dohadapade karakalalo "parimita chaaritraka dayta" mariyu "muulam pramaada" kaarakaala takkuva anchanaa unnaayi. agency ratings "maddatu ivvali, badulugaa, pettubadidaarula shraddha" mariyu agencylu nirmaanaatmaka aardhika ratings yokka "keelaka pramaada karakalapai merugaina samacharanni" andinchaalani kooda cgfs kanugondi. october 2007loe, moodys daani moolakartala kosam daani pramaanaalanu marinta meruguparichindi, "nashtam anchanaalu atyadhika sthaayi nundi atyalpa sthaayiki gananeeyamgaa perigayi". mae 2008loe, moody thana prastuta rankingslo "asthirata skorlu mariyu nashta sunnitatvaalanu" jodinchaalani pratipaadinchindi. rating agencylu "saanketika vaiphalyaalu mariyu sariponi vanarulu" kosam vimarsinchabadinappatiki, fsb agencylu "vaari pratishtanu saricheyaalsina avasaram undhi" anie perkondi. konni aasti-maddatu gala securitylapai kathinamaina rating pramaanaala kaaranamgaa moodys vaastavaaniki konni rangaalalo market vatanu kolpoyindi, udaaharanaku 2007loe vaanijya tanakha-maddatu gala securityla (sembs) market.
april 2013loe, moodys, standard & powers mariyu morgaon stanlytho kalisi, abu dhaabi vaanijya byaanku mariyu king county, washingtontho sahaa samuuhaalu daakhalu chesina padnaalugu vyajyalanu parishkarinchindi. konugolu chesina nirmaanaatmaka pettubadi vahanalapai agencylu tama ratingsnu penchukunnaayani vyajyalu aaropinchaayi.
janavari 2017loe, moodys nyaya saakha, itara rashtra adhikarulu mariyu washington thoo sthirapadataaniki daadaapu $864 millionlu chellinchadaaniki angeekarinchindi. $437.5 million jarimana doj kuu chellinchabadutundi, mariyu migilina $426.3 million jarimana 21 rashtraalu mariyu columbia jilla madhya vibhajinchabadutundi. appudu california attarney general kamala haaris, aapai misauri attarney general joshuva haalii eee oppandampai santakam chesina rashtra prabhutvaalalo unnaaru.
prapancha credit parisoedhana.
marchi 2013loe moodys investors servies vaari prapancha credit research siriisloo "nagadu kuppa 10 saatam perigi $1.45 trillionlaku cherukundi; videshee holdings vistarinchadam konasagutunnayi" anae paerutoe vaari nivedikanu prachurinchindi, dheenilo vaaru us naan-financial corporate sector (nfc) loe vaaru rate chese companylanu pariseelinchaaru. vaari nivedika prakaram, 2012 chivari natiki us nfcs vadda "$1.45 trillion nagadu" undhi, idhi 2011 kante 10 saatam ekkuva. 2011 chivarilo, us nfcs vadda $1.32 trillion nagadu undhi, idhi ippatike rikaardu sthaayi. "anni rated companylaku $1.32 trillionlalo, $840 biliyanlu ledhaa mottam nagadulo 58 saatam videshaalalo undani moody anchanaa vestunnaru."