
aarogya beema market

united stateslo, aarogya beema marketlu, aarogya marpidi anie kooda pilustaaru, prati raashtramlo prajalu aarogya bheemaanu konugolu cheyagala samsthalu. aca aarogya maarpidilo prajalu roogi rakshana mariyu sarasamaina samrakshana chattam (aca, dheenini vyavaharikamgaa "obamaker" anie pilustaaru) kuu anugunamgaa unde aarogya beemaanu konugolu cheyavachu, ikkada vaaru maarpidilo palgone beema samsthalu andinche prabhutva-niyantrita mariyu praamaanika aarogya samrakshana pranaalikala shreni nundi enchukovachhu.
samakhya chattam prakaram 2014 janavari 1 natiki aca aarogya marpidi puurtigaa dhruvikarinchabadindi mariyu panichesindi. market pradaesaalaloo namodu october 1,2013naa praarambhamai aaru nelala paatu konasaagindi. 8.aarogya beema market plays dwara 02 millionla mandhi saine up chesaaru. adanamgaa 4.8 laksala mandhi vaidya sahayamlo cheraaru. 2015 samvatsaraaniki namodu november 15,2014naa praarambhamai december 15,2014naa mugisindi. april 14,2020 natiki, aarogya beema marketla dwara 11.41 millionla mandhi saine up chesaaru.
aneka rashtraallo private naan-eah. sii. yea aarogya samrakshana marpidi kendraalu kooda unnaayi, ivi 3 millionla mandhi prajalanu namodu cheyadaaniki baadhyata vahistaayi. eee exchangeelu sarasamaina samrakshana chattaniki mundu unnaayi mariyu chinna mariyu madhya taraha vyaparala udyogulaku beema pranaalikalanu sulabhataram chestaayi.
nepathyam.
samyukta rashtraalalo aarogya beema marpidi samsthalu beema kavarejeeni vistaristuu beema samsthalanu takkuva kharchutho pootii padataniki mariyu viniyogadaarula rakshana chattalaku anugunamgaa undataaniki sahaayapadataaniki anumatistaayi. exchangeelu swayamgaa beema samsthalu kaavu, kabatti vaaru tamanu taamu pramaadaaniki guri chesukoru, conny yea beema companylu exchangelo palgontayo vaaru nirnayistaaru. aadarsavantamaina marpidi beema paaradarsakata mariyu javaabudaareetanaanni prothsahistundi, namodu mariyu raayiteela pampineeni penchutundi mariyu khareedaina vaidya chikitsalatho sambandham unna kharchulu koddimandi labdhidaarulaku kakunda pedda samoohaalalo marinta vistrutamgaa panchukunela pramaadaanni vyaapti cheyadaaniki sahaayapadutundi. aarogya beema exchangeelu exchangeelu mariyu carrierlu (trading bhaagaswaamulu) madhya avasaramaina samacharanni prasaram cheyadaaniki electronic dayta interchange (adi) nuu upayogistaayi, mukhyamgaa namodu samacharam kosam "834" lavadevi mariyu premium chellimpu kosam "820" lavadevi.
charitra.
1980la praarambhamlo aarogya marpidi samsthalu modata praivaetu rangamlo udbhavinchaayi, mariyu vaaru claimla nirvahana, arhata dhruvikarana mariyu inter-carrier chellimpulanu ekikrutam cheyadaaniki computer networkingnu upayoginchaaru. chinna mariyu madhya taraha vyaparalu tama konugolu saktini pedda samuhaluga sameekarinchadaaniki, kharchunu tagginchadaaniki ivi konni praantaalalo prachuryam pondaayi. chinna vyaparalu udyogulaku aneka rakaala pranaalikalanu andinche saamarthyam, pedda samsthalatho pootii padataniki veelu kalpinchadam oka adanapu prayojanam. 1996loe sthaapinchabadina california chhaayis, acaku mundu ituvanti atipedda marpidi. 2000 natiki, california chhaayis sabhyatvamlo 9000 vyapara samuuhaalaku chendina 1,40,000 mandhi vyaktulu unnaaru.
obamaker aarogya samrakshanhalo aarogya beema marpidi anae bhavananu keelaka bhaagamgaa konasaaginchindi. adhyakshudu obama ilaa annaru, "idhi americanlu aarogya samrakshana pranaalika kosam okesari konugolu cheyagala, prayojanaalu mariyu dharalanu polchagala mariyu congress sabhyulu mariyu vaari kutumbaalu cheyagaligina vidhamgaane vaariki uttamamaina pranaalikanu enchukogala marketga undaali. eee pranaalikalaloo edhee mundugaa unna paristhiti aadhaaramgaa kavarejeeni tiraskarinchakudadu, mariyu eee pranaalikalannintiloo nivaarana mariyu vipattu kharchula nundi rakshanatho kuudina sarasamaina praathamika prayojana packagy undaali. americanlu private plaanlatho paatu panichese prajaarogya beema empikanu enchukoovaalani neenu gattiga nammutunnaanu. idhi vaariki merugaina shreni empikalanu istundi, aarogya samrakshana marketnu marinta poteegaa chestundi mariyu beema companylanu nijaayiteegaa unchutundi."pratinidhula sabha oke jaateeya marpidi mariyu praja empikanu korinappatiki, roogi rakshana mariyu sarasamaina samrakshana chattam (aca) aamodinchabadina rashtra aadhaarita maarpidini upayoginchindi, mariyu senatelo philibuster-proof maddatunu geluchukoni taruvaata billu nundi praja empikanu tolaginchaaru. bahula-rashtra marpidi karyakalapalanu nirvahinchadaaniki rashtraalu kalisi chaeradaaniki enchukovachhu, ledhaa vaaru tama sonta maarpidini nadapadam nundi vaidolagavachhu, eee sandarbhamlo samakhya prabhutvam vaari pourula upayogam kosam maarpidini srushtinchadaaniki adugu pedutundi.
marchi 23,2010naa aca chattamgaa santakam cheyabadindi. chattam prakaram prati raashtramlo aarogya beema exchangeelu october 1,2013naa panicheyadam praarambhinchaali. operation modati samvatsaramlo, exchangeelalo bahiranga namodu october 1,2013 nundi marchi 31,2014 varaku jarigindi, mariyu december 15,2013 natiki konugolu chesina beema pranaalikalu janavari 1,2014naa coverage prarambhamayyayi. 2015kii bahiranga namodu november 15,2014naa praarambhamai fibravari 15,2015thoo mugisindi.
vyaktigata marpidi amalu vyaktulaku beema chese paddhatini maarchindi. eee market vistarana anedi ACA yokka pradhana kendramgaa undedi. 2015 market cover kosam 13 laksala mandiki paiga prajalu samvatsaram yokka bahiranga namodu vyavadhilo modati moodu varalalo pranaalikalanu enchukunnaaru, indulo vaari kavarejeeni punaruddharinchina vyaktulu mariyu kotta viniyogadaarulu unnaaru.
2014 janavari 3 natiki, 2 millionla mandhi prajalu aarogya beema market pradaesaala dwara aarogya pathakaanni enchukunnaaru. 2014 april 19 natiki, aarogya beema marketla dwara 8 millionla mandhi saine up chesaaru mariyu adanamgaa 4.8 millionla mandhi vaidya sahayamlo cheraaru. fibravari, 2015 natiki, sumaru 11.4 millionla mandhi 2015 market coverage kosam saine up chesaaru ledhaa svayamchaalakamgaa punaruddharinchabaddaaru. nedu, desavyaaptamgaa samakhya soukaryavantamaina market rashtraalalo 1,400 kii paiga sthaanika outreach eeventlu nirvahinchabaddaayi.
roogi rakshana mariyu sarasamaina samrakshana chattam nibandhanalu.
subsidylu.
beema premiyamla kosam raayiteelu exchange nundi oka pranaalikanu konugolu chese mariyu pedarika rekhaku chendina 133% mariyu 400% madhya gruha aadaayam unna vyaktulaku ivvabadataayi. paaka yokka section 1401 (36bii) prati subsidini mundastugaa, tirigi chellinchadagina pannu creditga andistaamani vivaristundi mariyu daani gananaku oka suutraanni istundih
tirigi chellinchadagina pannu credit anedi pannu baadhyata laeni vyaktulaku (sampaadinchina aadaayapu pannu credit vantivi) prabhutva prayojanaalanu andinche oka maargam. 2010 marchi 23naa 1001va vibhaagamlo aamodinchina savaranalalo (hcr 4872) suutram maarchabadindi. subsidyki arhata pondadaaniki, labdhidaarulu itara aamodayogyamaina kavarejeeki arhulu kaaleru. yuu.ess. aarogya mariyu maanava sevala vibhagam (hetchhets) mariyu antargata aadaaya seva (irs) mae 23,2012naa, kotta rashtra aadhaarita aarogya beema exchangeela amaluku sambandhinchi ummadi tudi nibandhanalanu jaarii chesaayi, exchangeelalo beema konugolu cheyalanukune beema laeni vyaktulu mariyu chinna vyaparala udyogulaku exchangeelu arhatanu elaa nirnayistaayo, alaage kottagaa vistarinchina vaidya prayojanaala kosam darakhaastu chese takkuva-aadaaya vyaktula arhata nirnayaalanu exchangeelu elaa nirvahistaayo teliyajestaayi. kotta accounting vyavasthalanu erpaatu cheyadaaniki yajamaanulaku samayam ivvadaaniki, samuuha pranaalikalapai premium parimitulu oka samvatsaram paatu alasyam cheyabaddaayi, ayithe exchangeelalo beema pranaalikala kosam schedule prakaram parimitulu amaluloki raavaalani pranaalika cheyabaddaayi; hetchhets mariyu congress research servies 2014loe naluguru sabhyula kutumbaaniki aadaaya-aadhaarita premium parimitulu elaa untayo lekkinchayih
 
haamii samasya.
vyaktigata marketlo, konnisaarlu beema yokka "avashesha market" gaa bhaavistaaru, beema samsthalu saadhaaranamgaa prati vyakti thana actuarial viluvaku chellinchela ledhaa kavarejeeni puurtigaa tiraskarinchela haamii anae prakriyanu upayogistaayi. 2007 mariyu 2009 madhyakaalamlo naalugu atipedda labhapeksha beema companylu munupati vaidya paristhitula kosam 651,000 mandiki beemaanu niraakarinchaayani, eee sankhya prati samvatsaram gananeeyamgaa perigi, aaa kaalamlo 49 saatam perugudalato, shakti mariyu vaanijyampai house kamitee kanugondi. mundugaa unna sharatula kaaranamgaa 212,800 claimlu chellimpunu tiraskarinchaayani, mundugaa unna eee sharatula aadhaaramgaa chellinchina dabbunu parimitam cheyadaaniki beema samsthalu vyapara pranaalikalu kaligi unnayani adhe memorandam perkondi. munupati parisrama paddhatula kinda beema pondani eee vyaktulu aca kinda haamii beema coverage pondutaaru. anduvalla, beema exchangeelu ekkuva mottamlo aardhika pramaadaanni beema samsthalaku maarustaayi, conny aaa pramaada kharchunu beema chesina vyaktula pedda samuuhamloo panchukoovadaaniki sahaayapadataayi. mundugaa unna paristhitulaku kavarejeeni niraakarinchadampai ACA yokka nishedham janavari 1,2014naa praarambhamaindi. gatamlo, iteevala ACAthoo sahaa aneka rashtra mariyu samakhya karyakramalu, gatamlo unna paristhithulatho unnavaariki prabhutvam nadipe adhika-pramaada kolanulaku nidhulanu andinchaayi. modati market namodu kaalam tarvaata kooda aneka rashtraalu tama adhika-pramaada poolsnu konasaginchayi.
dharala vaividhyaaniki parimiti.
dharala vaividhyam praantam (raashtramlo) mariyu kutumba kuurpu ("shreni") dwara kooda anumatinchabadutundi.
polchadagina pranaalikala sthaayilu.
exchangeelalo, beema plaanlu athi takkuva premium nundi atyadhika premium varaku naalugu sthaayilalo andinchabadataayih kaamsyam, vendi, bangaaram mariyu platinum. prati planku 10 saatam incrementlalo 60 saatam nundi 90 saatam varaku eee plaanla cover untundi. 30 ellalopu vaariki (mariyu kashtaala nundi minahaayimpu unnavaariki), chaalaa ekkuva taggimpulatoe aidava "vipattu" shreni kooda andubaatulo undhi.
beema companylu "inn-network" ayina vaidyulu mariyu aasupatrulanu enchukuntaayi.
aarogya samrakshana samskaranala pratipaadakulu viniyogadaarula vyaparam kosam oka soukaryavantamaina pradaesamloe pootii padataniki polchadagina pranaalikalanu anumatinchadam valla dharalu taggutayani nammutaaru. kendrikruta sthaanaanni kaligi undatam valla market gurinchi viniyogadaarula parignaanam perugutundi mariyu paripuurna pooteeki ekkuva anukuulatanu anumatistundi. eee plaanlalo prati okkati vyaktigata kharchulu $6,350 mariyu kutumbaalaku $12,700 vadda unna viniyogadaarula appulanu kooda parimitam chestundi.
2015.
2015 samvatsaraaniki obamaker kinda labhinche pramukha pathakaala aarogya beema premiyamlu 3-4% perigaayani avelere health chesina oka adhyayanam chebutondi.
us department off health & human servies prakaram, aarogya beema market kosam namodu november 15naa prarambhamainappudu, sumaru 11.4 millionla mandhi prajalu tama empikalanu anveshinchaaru, andubaatulo unna aardhika sahayam gurinchi telusukunnaru mariyu vaari avasaralaku anugunamgaa mariyu vaari budjetku saripoye aarogya pranaalika kosam saine up chesaaru ledhaa punaruddharinchaaru. fibravari, 2015 natiki, aarogya samrakshananu upayoginchi 37 rashtraallo aardhika sahaayaaniki arhata saadhinchina vyaktulaku $268 sagatu nelawari pannu credit.janavari 30 varaku prabhutvam.
aarogya beema marpidi yokka aardhika shaastramh vyaktigata aadesam.
aarogya beema nyaayavaada brundam america yokka aarogya beema pranaalikalu vyaktigata aadesam kaaranamgaa dhara, parimiti mariyu namodupai eee parimitulanu angeekarinchadaaniki siddhamgaa unnaih vyaktigata aadesam prakaram vyaktulandaruu aarogya bheemaanu konugolu cheyali. aca yokka eee avasaram beema samsthalaku mundugaa unna paristhithulatho kottagaa beema chesina vyaktula aardhika pramaadaanni pedda sankhyalo vyaktula madhya vyaapti cheyadaaniki veelu kalpistundi.
adanamgaa, paalii mariyu herring chesina oka adhyayanam anchanaa prakaram, 99va saatamlo aardhika pramaadam unna vyaktulu sagatu pramaadam (sagatu) kante 3.95 retlu ekkuvagaa unnaaru. shakti mariyu vaanijyampai house kamitee nundi vacchina ganaamkaalu sumaru 1 million adhika-pramaada vyaktulu aarogya prayojanaala maarpidilo beemaanu konasaagistaarani suuchistaayi. aarogya prayojanaala maarpidilo 22 millionla mandiki kottagaa beema cheyabadutundani congress anchanaa vesindi. anduvalla adhika-pramaada vyaktulu munupati abhyasam nundi prati vyaktiki nikara pramaadaanni penchadaaniki taginanta sankhyalo sankhyanu kaligi undaru. anduvalla aclo samarpinchina avasaralaku badulugaa vyaktigata aadesaanni angeekarinchadam siddhaantaparamgaa labhadayakamga untundi.
sankshipta namam.
rashtra mariyu samakhya prabhutva vaataadaarulalo mariyu raashtraalaku vaari marpidi vyavasthanu nirminchadamlo sahayapade private ranga saanketikata mariyu seva pradaatalaloo hicks (aarogya beema marpidi) "vaastava" sankshipta naamamgaa udbhavistondi. sankshipta namam hicks eee amsaanni aarogya samachara marpidi ledhaa hye nundi vaeru chestundi.
aarogya samrakshana samachara saanketika padaalu, ekronimlu mariyu samsthala yokka hems nighantuvu yokka 3va edition" loe hicks yokka vaastava acronym hikes thoo bharti cheyabadutundi. 
vimarsalu mariyu vivaadaalu.
operation modati vaaram.
dayachesi taruvaata mallii prayatninchandi" anae sandesam, operation modati vaaramlo united states antataa market websitelalo samacharanni chuudataaniki prayatninchina chaalaa mandiki swaagatam palikindi. websitelu crash ayinatlu ledhaa chaalaa mandakodigaa pratispandana samayaalanu andistunnatlu nivedinchabadindi. tud park, yuu. oka prakatana.ess. cheef technology officer, nerasthudu adhika parimaanamlo abhiprayalu unnara ledhaa lothaina saanketika samasyalu anae daanipai prarambha asammatini parishkarinchaaruh federal health exchange (healthcare) loe oohinchani adhika parimaanam valla lopaalu sambhavinchaayani ayana nokki chepparu.), sait oohinchina 50-60 vaelaku badulugaa 250 vaela mandhi sandarsakulanu aakarshinchindi, mariyu sait takkuva sandarsakulato panichesi untundani perkondi. 2013 aktobaru 1 nundi 4 varaku 81 laksala mandiki paiga prajalu eee pradaesaanni sandarsinchaaru.
2010 naati roogi rakshana mariyu sarasamaina samrakshana chattam amalu cheyabadina thedhee natiki, desavyaaptamgaa konni aarogya beema marpidulu matrame prarambhamayyayi. vaatilo masachusets health connector, newyork health paas-laabhaapekshaleni marpidi, mariyu utaa health marpidi unnaayi. eee exchangeelu eee "marketlanu" marinta samarthavantamgaa chestayani, paryaveekshanha mariyu nirmaanaanni andistaayani, united statesloni munupati aarogya beema marketlu paelavamgaa vyavastheekrutamainavani mariyu vividha companylu, yajamaanulu mariyu paalaseela madhya coveragelu mariyu avasaraalalo vistruta vaividhyaalatoe vyavaharistaayani vaadinchaaru.
modati vaaramlo mottam entha mandhi namodu chesukunnaro teliyadu. federal market sait vaaraantamlo nirvahana kosam schedule cheyabadindi. kontamandi vilekharulu eee kaaryakramaaniki "slobamacare" anae maaruperunu pettaru.
federal aarogya beema market plays, healthcare thoo aneka samasyalu bayatapadina taruvaata, aneka market plays websitela venuka developerga cgi group media pariseelanaloki vachindi.prabhutvam.
october 1,2013naa, prabhutva-nirvahanalo unna marketlu kooda prajalaku terichaaru, vaatilo konni modati ganaamkaalanu nivedinchaayi. namodu chesina modati vaaramlo
pannu jarimananu vaida veyadam.
october 23,2013naa, aarogya beema laeni americanlaku jarimana vidhinchadaaniki mundu adanamgaa aaru vaaralu untaayani "dhi washington post" nivedinchindi. aaa gaduvunu marchi 31 varaku podiginchaaru, appatiki namodu cheyani vaaru eee samvatsaram jarimaanaalu mariyu aarogya samrakshana namodu vyavastha nundi lock cheyabadatam nivaarinchavacchu. minahaayimpulu mariyu podigimpulu eee krindi vatiki vartistaayih
congress pratispandana.
october 28 mariyu 29,2013, seen. lamar alegzander (aarr-tn) mariyu pratinidhi. lii terrie (r, ne-2) marpidi samachara bahirgatam chattanni (mariyu, varusaga) pravesapettindi. terrie billu prakaram united states department off health und human services aarogya samrakshana sthithipai congressku varapu nivedikalanu samarpinchaalsi untundi.prabhutvamtho sahaa "...pratyaekamaina website sandarsakula sankhya, kotta khaataalu, arhata kaligina aarogya pranaalikaloo kotta namodulu, alaage coverage sthaayi, "raashtraala vaareegaa daetaanu vaeru cheyadam, alaage website yokka virigina bhaagaalanu parishkarinche prayatnaalapai nivedikalapai varapu naveekaranalu. nivedikalu 2015 marchi 31 varaku prati somavaaram ravalsi undedi mariyu prajalaku andubaatulo undevi.
janavari 16,2014naa, terrie billu pratinidhula sabhalo aamodinchabadindi; 226 mandhi republicanlu mariyu 33 mandhi prajaasvaamyavaadulu avunu anie ootu vaesaaru. alegzander billu kamiteelo maraninchindi.
rashtra aadhaarita marketlu.
rashtra aadhaarita market plays (sbm) anedi rashtra-nirdishta online market plays, ikkada american pourulu mariyu chattabaddhamaina nivaasitulu prabhutva agency dwara subsidy aarogya beema pathakaalalo shopping, darakhaastu mariyu namodu chesukovacchu. aarogya samrakshanaku samanam.prabhutvam, conny vyaktigata rashtranche srushtinchabadindi mariyu nirvahinchabadutundi. konnisaarlu rashtra aadhaarita marpidi (sbe) gaa suchinchabade rashtra aadhaarita marketlu pranaalika prayojanaalapai samacharanni praamaaneekarinchadam dwara mariyu beema palasi kharchu mariyu naanhyatanu polchadam sulabhataram cheyadam dwara viniyogadaarula gandaragolaanni parimitam cheyadaaniki prayatnistaayi. 
rashtra aadhaarita market plays nuu amalu cheyaalani enchukunna rashtraalu, pranaalika empikalo viniyogadaarulaku sahaayapadataaniki toll-free hotlinelu, samakhya raayiteelu ledhaa vaidya sahaayaaniki arhatanu nirnayinchadamlo sahayam, mariyu vaari raashtramlo andubaatulo unna coverage empikalapai viniyogadaarulaku avagahana kalpinchadaaniki vyaapti nirvahinchadam vanti aneka rakaala sahayanni andinchaalsi untundi.
rashtra aadhaarita marketlu unna rashtraalu.
saanketika parignaanam paripakvam chendadamtho mariyu market mariyu vyaktigata rashtra avasaralu maarinanduna rashtra aadhaarita marketlu abhivruddhi chendaayi. aneka rashtraalu tama sonta sbmnu amalu cheyadaaniki enchukunnaayi. 
indulo ivi untayih
oregon website vaiphalyaanni cover cheyandi.
marchi 2015loe, oregon adhikarikamga daani prabhutva aarogya beema market plays, "cover oregon" nuu samakhya-nadipe maarpidiki anukuulamgaa raddu chesindi.
private aarogya beema marpidi.
private aarogya beema marpidi anedi private ranga samstha ledhaa laabhaapekshaleni samstha naduputunna marpidi. private exchange loe aarogya pranaalikalu mariyu beema vahakalu exchange management nirvachinchina konni pramaanaalaku anugunamgaa undaali. private exchangeelu saanketikata mariyu maanava nyaayavaadaanni militam chestaayi, mariyu online arhata dhruvikarana mariyu vaari udyogulu ledhaa padavee viramana chesinavaarini ekschenjeelato anusandhaaninche yajamaanulanu raayiteelu andinchadaaniki anumatinche yantraamgaalanu kaligi untaayi. viniyogadaarulu vaari nirdishta aarogya paristhitulu, ishtapade doctor/hospital netvarklu mariyu budjetku anugunamgaa vyaktigateekarinchina pranaalikalanu kanugonadamlo sahaayapadataaniki avi roopondinchabaddaayi. eee maarpidulanu konnisaarlu marketlu ledhaa madhyavartulu anie pilustaaru, mariyu beema carrierlatho neerugaa panicheestaayi, samarthavantamgaa carrier yokka podigimpulugaa panicheestaayi. atipedda mariyu atyanta vijayavantamaina private aarogya samrakshana marpidi california chhaayis, dheenini 1996loe empika nirvaahakulu sthaapinchaaru.
private aarogya marpidi sarasamaina samrakshana chattaniki mundugaane undhi. prarambha aarogya samrakshana maarpidiki oka udaaharana antarjaateeya vaidya marpidi (imx), idhi kentakeelooni louisville praamaanika telephones mariyu cables, oka pedda british saanketika samstha (ippudu nortel) dwara yuu. ess loe marpidi bhavananu abhivruddhi cheyadaaniki nidhulu samakurche oka samstha.ess. online saanketika parignaanaanni upayoginchadam. eee utpatti 1980la madhyalo roopondinchabadindi. roogi, yajamani mariyu beema carrier madhya chellimpulanu nirvahinche arhata dhruvikarana vyavastha, claim nirvahana vyavastha mariyu byaank aadhaarita chellimpula nirvahana vyavasthanu imx abhivruddhi chesindi. eee roeju pratipaadita marpidi maadirigaane, idhi samrakshana pramaanaalu, moodava paksham viniyoga sameeksha, private beema samstha bhagaswamyam mariyu utpatti saralikarana dwara aarogya samrakshana vyavastha kosam vyaya taggimpupai drushti pettindi. claimla nirvahananu saralikrutam chestu, aarogya samrakshana bheemaanu pondadam ledhaa ardham chesukovadam yokka sanklishtata mariyu kharchunu tagginche praamaanika aarogya samrakshana pranaalikala shrenini andinche sthaanika ledhaa praantiiya maarpidulanu roopondinchadampai drushti kendrikarinchabadindi. praamaanika stock exchange mariyu banking parisrama byaak office prakriyala aadhaaramgaa eee vyavastha roopondinchabadindi. pradhana vyatyaasam emitante, imx aarogya samrakshana marpidi samsthalu eee roeju pratipaadinchina vidhamgaa nakilee chellimpu mariyu paripalana vyavasthala netvarknu erpaatu cheyakunda ippatike unna vaanijya byaankula jaateeya network dwara tama utpattulanu andistaayi. imx utpatti hakkulanu geetam dwara pondaaru (appudu neelam cross mariyu kentucky yokka neelam sheeled). vaanijya beema vahakalu mariyu blue cross samsthala madhya inter-carrier claimla parishkaaraaniki marpidi utpatti aadharam ayyindi. imx vyavasthaapakulu humanaloni agra nirvahanaku chendinavaaru, mariyu modati tennisi national corp (ippudu modati horizone) yokka agra nirvahanaku chendinavaaru.
ativyaapti chendutunna marketlalo, prabhutva mariyu private marpidi pranaalikala saha-uniki "marpidi pranaalika" gurinchi matladetappudu gandaragolaniki daariteestundi."californialo, geetam blue cross prabhutvam nadipe covered california exchange mariyu private california chhaayis exchange rendinti dwara hcmo pranaalikalanu andistundi, conny doctor netvarklu okela undavu. geetam blue cross exchange homosnu aamodistunnatlu pracharam chese vaidyulu, geetam blue cross exchange homoslo namodu chesukunna vyaktulaku private exchange dwara tappugaa teliyajeyavacchu.

