aarthik pranali

aarthik vyavastha hii eka ashee pranali aahe jyadvare sarkar deshachya arthvyavasthet paise puravate. aadhunik chalan pranalimadhye samanyatah rashtriy khajina, pudina, madhyavarti banka aanee vyavsayik banka asatat.
vastuchi chalan pranali.
vastoo mudra pranali hii eka prakarchi vittiy pranali aahe jyamadhye sone kinwa sishelsasarkhya vastoola mulyache ekak banavale jaate aanee bhautikaritya paisa mhanoon vaparale jaate. bhautik gunadharmanmule paishache moolya kayam rahate. kahee prakarananmadhye, sarkar dhatuchya nanyavar tyache vajan darshavinare kinwa tyachi shuddhata darshavinare mukh, moolya kinwa chinh lavoon mudrankan karoo shakate, parantu jaree naane vitalale asale tarihi tyache moolya samaan rahate.
vastoo-samarthit paise.
vastoonchya paishapasoon eka paul door mhanje "vastoo-samarthit paisa", jyala "pratinidhi paisa" asehi mhanatat. anek chalananmadhye banq-jaaree kelelya nota asatat, jyanche konatehi antarnihit bhautik moolya nasate, parantu jyachi sonyasarkhya maulyavan dhatumadhye devanghevan kelee jaau shakate. (yala suvarn manak mhanatat.) byzantine samrajyachya patananantar chandicha darja vyapak hota aanee 1935 paryant tikala, jevha chean aanee hongkongne too sodoon deela.
20 vya shatkatil bhinnata mhanje dwimitiyata, jyala 'duheri manak' asehi mhanatat, jyachya antargat sone aanee chandi donhi kayadeshir chalan hote.
fiat paise.
vastoochya chalan pranalila paryay mhanje fiat munny, jyachi kendriya banq aanee sarkari kayadyane kayadeshir nivida mhanoon vyakhya kelee aahe, jaree tyache konatehi aantarik moolya nasale taree. mulat fiat munny heey kagadi chalan kinwa dhatuchi mool nanee hotee, parantu aadhunik arthvyavasthanmadhye tee pramukhyane banq shillak aanee credit kinwa debit card kharedichya nondi yasarkhi mahitee mhanoon astitvat aahe aanee nota aanee nanee mhanoon astitvat asalela ansh tulanene lahan aahe. banka jevha grahakanna karj detat tevha bahutansh vela paise tayar hotat. sopya shabdat sangayache tarr, pratyek bankechya niyamak maryadechya adheen rahoon, grahakanna karj denari banka hii naveen thevi tayar karanyachi pramukh paddhat aahe.
kendriya banq thet chalanat asalelya chalanachi rakkam nishchit karat nahee, kinwa kendriya bankeche paisehi nishchit karat nahee. jaree vyavsayik banka karjadware chaloo asalele paise tayar karat asalya taree teey maryadeshivay muktapane teey karoo shakat naheet. fayadeshir aanee dravak rahnyasathi banka niyaman maryadenusar aanee changlya vyavasthapan paddhatidvare kitee karj deu shakatat yavar maryadit aahet. aarthik vyavasthechi lavchikta rakhanyasathi vivekpurn niyaman bankanchya kriyakalapanvar adthala mhanoon dekhil kaam karate. aanee naveen karjadware nirman jhalele paise midvinari kutumbe aanee kampanya paishachya sathyavar parinam karnari karvai karoo shakatat-udaharanarth, teey tyanche vidyaman karj fednyasathi tyacha vapar karoon paise kinwa chalan twarit 'nasht' karoo shakatat.
rakheev rakmevar vyaj darr nishchit karoon, madhyavarti banka vyavsayik bankandware paise nirman karnyavar niyantran thevatat. yamule vyavsayik banka karj denyas ichchuk asalelya rakmevar maryada yetat aanee tyamule spardhatmak bajarpethet karj denyachya nafyavar parinam hoto. fiat manichya nirmitibaddal anek lock jeey manatat tyachya heey ulat aahe. sarvat samanya gairsamaj assa hota qee madhyavarti banka serve paise chhapatat, heey pratyakshat kaay ghadate yache pratibimb nahee.
aajchi jaagtik chalanvyavastha hii moolatah eka nishchit pranali aahe kaaran lock vastoo kharedi karnyasathi kagadi bile kinwa banq shillak vaparu shakatat.

