
nikshepathinte swaadheenam

saambathika varumaanathodoppam alakkaavunnathum prayojanakaravumaaya saamoohikamo paaristhithikamo aaya swaadheenam srishtikkuka enna uddeshyathode kambanikal, samghadanakal, fandukal ennivayilekku nadatthiya nikshepangale impact investment soochippikkunnu. saamoohikavum koodaathe/allengil paaristhithikavumaaya prasnangal pariharikkunnathinayi mooladhanam anuvadikkunnathumaayi oru nikshepakante vishwaasangaludeyum moolyangaludeyum oru vinyasathekkurichaanu impact investment.
punarupayoga oorjjam, paarppidam, aarogya samrakshanam, vidyaabhyaasam, microphenance, susthira krishi thudangiya vyavasaayangalile bisinasukal, laabhechayillaathava, fandukal ennivayil mooladhanam nikshepakar sajeevamaayi nikshepikkaan shramikkunnu. sthaapana nikshepakar, prathyekichu vadakke american, europian vikasana dhanakaarya sthaapanangal, pension fandukal, endovementukal enniva nikshepathinte swaadheenathinte vikasanathil pradhana punk vahichittundu. francis marpappayude keezhil, catholica sabha nikshepathil vardhicha thaalparyam kandu.
swaadheenam nikshepam aasthikalude ellah vibhaagangalilum sambhavikkunnu; udaaharanathinu, swakaarya ohari/samrambha mooladhanam, kadam, sthira varumanam. valarnnuvarunnatho vikasithamo aaya vipanikalil nikshepangal nadatthaam, nikshepakarude lakshyangale aashrayich "vipaniykk thaazheyullava muthal vipaniykk mukalilulla nirakkukal vareyulla varumaanathinte oru shreni lakshyamidaam".
vikasanam.
charitraparamaayi, niyanthranam-oru paridhivare, jeevakaarunyapravarthanam-bisinesses pravartthanangalude prathikoola saamoohika prathyaaghaathangal (aasoothrithamallaatha prathyaaghaathangal, bahyathakal) kuraykkunnathinulla oru sramamaayirunnu. ennirunnaalum, vyakthigatha nikshepakar avarude moolyangal prakadippikkaan saamoohika utharavaadithamulla nikshepam upayogikkunnathinte charithram nilavilundu, atharam nikshepa swabhaavam saadhaaranayaayi nirddishta kambanikaliloo prathikoola falangalulla pravartthanangalilo nikshepam ozhivaakkunnathiloodeyaanu nirvachikkappedunnathu.
oresamayam, malineekarana prathirodham, korpparettu saamoohika utharavaaditham, triple bottom line thudangiya sameepanagal korppareshanukalkkullim puratthum saambathikamallaatha prathyaaghaathangalude alavukalaayi aarambhichu. 2000-ll, nyuvinte karkkashamaaya bisinus skoolile barooch leve athe perilulla oru pusthakatthil adrishyamaaya aasthikalekkurich chinthichu, ithu korpparettu ulppaadanathinte saambathikamallaatha prathyaaghaathangalekkurich chinthikkunnathu munnott kondupoyi.
2005ll newyorkkile aagola famili oafees uchakodiyil wartenberg trasttinte maarkk supplettal thante avatharanathil 'impact investment, susthira jeevakaarunyathinulla oru vaathil' enna peril 'impact investment' enna padam upayogichu. saambathika prakadanatthinu baadhakamaaya athe karkkashathode saamoohikavum paaristhithikavumaaya prakadanam alakkunnathinulla prathibaddhatha, nikshepathinte nirnaayaka gadakamaanu.
nilavile vyavasaayam.
anchu varshathinide nikshepathil earppettirikkunna fandukalude ennam athivegam vardhikkukayum 2009ll monittar groupinte gaveshana sthaapanathinte reportil nikshepa vyavasaayam adutha dashakathinullil 50 bilyan dollarinte aasthiyil ninnu 500 bilyan dollarinte aasthiyayi valarumennu kanakkaakkukayum cheythu. ohari, kadam, yadhaartha asthikal, vaipa gyaarandikal thudangi niravadhi nikshepa upakaranangal upayogichu atharam mooladhanam vinyasikkaam. swaadheena nikshepathinte valarchaykku kaaranam parambaraagatha jeevakaarunya pravarthanangaleyum anthaaraashtra vikasanatheyum vimarsikkunnathum avaye susthiramallaathathum anubandha daathaakkalude lakshyangalaal nayikkappedunnathumaayavana.
nilavil, aagola ohari vipaniyumaayi thaarathamyappeduthumbol impact nikshepam ippozhum oru cheria vipani maathramaan, 2015 ll loka baank 61 trilyan dollar (aabhyanthara listtucheytha kambanikalude vipani mooladhanam) kanakkakki. impact nikshepakar 114 bilyan dollar impact investing asattukalil kaikaaryam cheythu, ithu jinte 2017 leeii "vaarshika impact invester sarway" anusarichu impact investing maarkkattinte valuppathin ettavum mikacha "floor" aayi varthikkunnu. microphenance, oorjjam, bhavananirmmanam, saambathika sevanangal ennivayaayirunnu aasthi vihithathinte kaaryatthil ettavum valia mekhalakal.
britiish komanvelthu development korppareshan allengil norwegian norphand polulla niravadhi vikasana dhanakaarya sthaapanangalum nikshepakare swaadheenikkunnathaayi kanakkakkaam, kaaranam avar avarude portfoliyoyude oru bhagam saambathikavum saamoohikavum paaristhithikavumaaya nettangal nalkunna nikshepangalkkaayi neekkivaykkunnu.
indigogo allengil kikkstaarttar polulla crowd funting saittukalil ninnu impact nikshepam verthirikkappedunnu, kaaranam impact nikshepangal saadhaaranayaayi 1,000 dollaril kooduthalulla kadam allengil ikvitti nikshepangalaanu-parambaraagatha venchwar kyaapittal payment samayangalekkaal kooduthal-koodaathe oru "eksitt straattaji" (parambaraagathamaayi oru prarambha pothu oofar (aii. pii. oo) allengil labhathinaayulla staarttap mekhalayil vaangal) nilavilillayirikkaam. chila saamoohika samrambhangal laabhechayillaathavayaane, impact investing saadhaaranayaayi labhathinaayulla, saamoohika allengil paaristhithika dauthyangal nayikkunna bisinasukal ulkkollunnu.
laabhechayillaathe, laabhechayillaathe, aanukoolya korppareshan, laabhechayillaathe pravartthikkunna parimithamaaya badhyatha kambani (ell3sii), community thaalpparya kambani allengil raajyathinanusarichu vyathyaasappedaavunna mattu padavikal enningane laabhechayillaathe nikshepa mooladhanam labhikkuna oorganaiseshanukal niyamaparamaayi sthaapikkaam. yooroppinte bhooribhaagavum ivaye "saamoohika samrambhangal" ennu vilikkunnu.
eee vipaniyile pradhana pravartthakar paristhithi aaghaatha nikshepathil yuke aasthaanamaayulla specialistaaya impax asattu maanejment group, susthiratha prasnangalil nikshepaka kambanikale sammarddathilaakkiya charithramulla sarasin, pankaalikal, susthiratha prasnangalil shradha kendreekarikkunna netherlands aasthaanamaayulla manejaraaya triodos investment maanejment ennivayaanu.
consulting sthaapanamaaya mckinseyude kanakkanusarichu, 2016 vare 1.1 bilyan dollariladhikam ithinakam nikshepicha india, nikshepakarude swaadheenathinte oru pradhana bhoopradeshamaayi uyarnnuvarikayaanu.
sthaapanaparamaaya swaadheenam nikshepam.
sthaapana nikshepakar.
aasthikalude vibhaagangalilum nikshepa thukayum ulppede ellah mekhalakalilum nikshepangal undaakunnu. ettavum ariyappedunna samvidaanangalil onnaanu swakaarya ohari allengil samrambha mooladhanam. "saamoohika samrambha mooladhanam" allengil "rogi mooladhanam", impact nikshepangal mattu samrambha mooladhana samoohathile nikshepangalkku samaanamaayi krameekarichirikkunnu. oru prarambha ghatta kambaniyude valarchaykku oru venchwar kyaapittal sthaapanam sahaayikkunnathupole, kambaniyude valarchaye nayikkunnathino nayikkunnathino nikshepakar sajeevamaaya punk vahichekkaam. hedge fandukalum swakaarya ikvitti fandukalum impact investment thanthrangal pinthudarnnekkaam.
vithu, valarchaa ghattathilulla saamoohika samrambhangalkkum impact investment "aaksilarettarukal" nilavilundu. parambaraagatha starttappukalkkulla seed-steju aaksilarettarukalkk samaanamaayi, impact investment aaksilarettarukal seerees financingukalekkaalum valia impact nikshepa edapaadukalekkaalum cheria alavil mooladhanam nalkunnu. mikka "impact investment aaksilarettarukalum" laabhechayillaathavayaanu, bisinesses vikasana sevanagalkk panam nalkunnathinu daathaakkalil ninnu graantukal svaroopikkunnu; ennirunnaalum, nikshepa sannadhathayum mooladhana valarthal upadeshaka sevanangalum nalkunna vaanijyaparamaayi ooriyantad aaksilarettarukal uyarnnuvarunnu.
valia korppareshanukalum nikshepathinte swaadheenathinulla sakthamaaya samvidaanangalaayi uyarnnuvarikayaanu. puthiya uthppannangal/sevanangal vikasippikkunnathiloode avarude pravartthanangale kriyaathmakamaayi baadhikkunnathiloodeyo pankitta moolyam srishtikkaan sramikkunna kambanikal avarude moolya shringalayiloode, prathyekichu avarude vitharana shringalayiloode nikshepangal upayogikkaan thudangunnu.
sambhavanakaleyum samsthaana subsidy valareyadhikam aashrayikkaathe avarude padhathikalum samrambhangalum nadappilakkaan praapthamaakkunnathiloode samghadanakale svayamparyaapthamaakaan nikshepam sahayikkum.
thangalude nikshepangale avarude adisthaana vishwaasangalumaayi samanvayippikkaan sramikkunnathinaal vishwaasathe adisthaanamaakkiyulla nikshepakaril ninnu nikshepathil swaadheenam cheluthunnathil thaalparyam vardhichuvarikayaanu.
supraanshanal, pension sahakaranm vardhippikkuka.
sarkkaarukalum vikasana dhanakaarya sthaapanangal ulppedeyulla deseeya, anthardesheeya pothu sthaapanangalum pension fandukaleyum mattu valia aasthi udamakaleyum impact-information aasthikalilum padhathikalilum, prathyekichu aagola dakshinenthyayil, avarumaayi sahanikshepikkaan prothsaahippichukondu avarude impact-ooriyantad nayangal prayojanappedutthaan sramichittundu. loka pension kaunsilum mattu amerikkakkarum europian vidagtharum eee nadapadiye swaagatham cheiyunnu, ennirunnaalum svakaaryamekhalayude mooladhanam ardhavathaaya reethiyil 'anlokku' cheyyaan sarkkaarukalum anthaaraashtra sthaapanangalum yadhaarthathil shramikkukayaanenkil kooduthal cheyyendathundennu avar urappichu parayunnu. avar svayam thaazhepparayunna chodyangal chodikkanam pension fund board amgangal abhimukeekarikkunna niyamaparavum niyanthranaparavum saambathikavum vishvaasayogyavumaaya aashankakal enthokkeyaanu? bhaaviyile pensioncark nyayamaaya risk-adjusted ritten urappaakkumbol, aaghaatham alakkunnathinayi uyarnnuvarunna vyavasaya maanadandangal mechappeduthaanum pension trasttikale swadeshathum videshathumulla moolyavathaaya saambathika shramangalilekku kooduthal deerghakaala mooladhanam nayikkaan sahayikkaanum namukk engane kazhiyum?
foundeshanukal vazhi nikshepikkunna dauthyam.
foundeshanukalum mattu mission adhishtitha samghadanakalum avarude jeevakaarunya lakshyangal munnott kondupokunnathinaayi oru bhagam allengil avarude endovement muzhuvanaayum nadathunna nikshepangalaanu mission nikshepangal. alakkaavunna saamoohikamo paaristhithikamo aaya nettavum saambathika varumaanavum srishtikkaan uddeshichullathum roopakalppana cheythathumaaya eathu tharatthilulla nikshepavum avayil ulppedunnu. udaaharanathinu, 2011-ll heron foundeshan athinte nikshepangalude aantharika oodittil foundeshante dauthyathinu nere virudhamaaya oru swakaarya jayilil oru nikshepam kandethiyathinushesham, foundeshan vikasippikkukayum thudarnnu manushya mooladhanam, prakrithi mooladhanam, poura mooladhanam, saambathika mooladhanam enningane sangalppikkappetta nikshepangal nalkunnathinulla naalu bhaagangalulla dhaarmika chattakodinaayi vadikkaan thudangukayum cheythu.
bill & melinda gates foundeshan, soros economic development fund, foord foundeshan enniva anubandha jeevakaarunya pravarthanangalumaayi yojicha nikshepam nadathunna foundeshanukalil ulppedunnu.
prograamumaayi bandhapetta nikshepangal (pris).
saambathika lakshyangalekkaal jeevakaarunya allengil "prograamattik" lakshyangal nedunnathinaayi praadhamikamaayi nadathunna maarkkat nirakkil thaazheyullatho allengil kanseshanari nikshepangalilo saadhaaranayaayi foundeshanukal vazhi nadathunna nikshepangalaanu prograamumaayi bandhapetta nikshepangal (pris). veendedukkaavunna graantukal, vipani nirakkil thaazheyulla vaaypakal, gaveshana-vikasana allengil seed steju ikvitti nikshepangal (stokku), vaaypa gyaarandikal, vooliyam gyaarandikal enniva eee vibhaagathil ulppedunnu. swakaarya foundeshanukalkku, aavashyamaaya 5 sathamaanam vaarshika adavilekku prais kanakkakkunnu.
dauthyavumaayi bandhapetta nikshepangal (emm. aarr. aii. ezz).
mission-related investmentukal (emm. aarr. aii. ezz) saadhaaranayaayi endovementukalil ninnu, samanamaaya tharatthilullathum risk profileumaaya oru saadhaarana nikshepavumaayi thaarathamyappeduthaavunna vipani-nirakk saambathika varumanam srishtikkumennu prathekshikkunna mission-drivend organaiseshanukalilekkulla nikshepangalaanu. endovementinte deerghakaala saambathika sthirathaykkum valarchaykkum sambhavana nalkunnathinum nalla saamoohika swaadheenam cheluthunnathinum roopakalppana cheythittullathaanu emm. aarr. aii. ezz. mission-allined laabhechayillaatha samghadanakalkulla vaaypakal (udha.jii.palishayodukoodiya vaaypakal thirichadaykkumennu prathekshikkunna charter schoolukal, aashupathrikal allengil gaveshana kendrangal), athupole labhathinaayulla saamoohika aaghaatha kambanikal, saamoohika aaghaatha fandukal, saamoohika utharavaadithamulla sthira varumaana (boond) fandukal, aaghaathathe adisthaanamaakkiyulla swakaarya ikvitti fandukal, pothu ikvitti portfolio (stokkukal) ennivayile nikshepangal.
vyakthikalude nikshepathe badhikkunnu.
sthaapana nikshepakare lakshyamitulla samvidaanangaliloodeyaanu charitraparamaayi nikshepathinte swaadheenam undaayath. ennirunnaalum, atharam samrambhangalkk prarambha ghattathilo valarchaa funting nalkunnathilo vyakthikalkk pankedukkaan vazhikalundu.
exchange traded fandukal.
stettu streettil ninnulla ezz. pii. dii. aarr. lingavaividhyam muthalaaya exchange-trade fandukal parasyamaayi vyapaaram cheyyappedunnu, athinaal stokku brokerage akkoundulla arcum ithu labhyamaan. janapriyamaaya kuranja kaarban, susthiratha soochikakal ulppede 11 paristhithi, saamoohika, bharana soochikakal emm. ezz. sii. aii vaagdaanam cheiyunnu.
syndicate allengil pooled nikshepam.
dhootha nikshepakarude grouppukal swaadheenathil shradha kendreekarichu, avide vyakthikal oru syndicateayi nikshepikkukayum cheiyunnu. udaaharanangalil amerikkayile nikshepakarude vritham, yunaittad kingdatthile saamoohika maalaakhamaar, aagola nikshepa shringhala tonic enniva ulppedunnu.
digital microphenance plaattphomukal.
kuranja chelavil nikshepa sevanangal vaagdaanam cheiyunna web adhishtitha nikshepa plaattphomukalum nilavilundu. cherukida edapaadukalkku ikvitti dealukal vilayeriyathaayathinaal, ikvitti nikshepathekkaal microphenance vaaypakal eee plaattphomukalil prachaaratthilundu. 2006 ll sthaapithamaaya mike 4, retail nikshepakare praadeshika idanilakkaar vazhi aafrikkan raajyangalile cherukida bisinasukalkku vaaypa nalkaan anuvadichu, ennirunnaalum 2019 ll sevanam sthiramaayi adachu. microplace atharam sevanangalude aadyakaala yunaittad stetts daathaavaayirunnu, athu 2014 ll puthiya vaaypakal edukkunnathu nirtthi, athinte phalangal "njangal nedaan aagrahikkunna vyapakamaaya saamoohika swaadheenathilekku skeyil cheythitilla" ennu prasthaavichu.
eshyayile nikshepathe badhikkuka.
eshyayile nikshepathinte swaadheenam nilavil niravadhi fandukalulla valarnnuvarunna oru mekhalayaanu. 2007 muthal 2017 vare thekkukizhakkan eshyayil 904 dasalaksham us dollar inpact kyaapittal swakaarya inpact nikshepakarum (piai) 11.9 dasalaksham us dollar development finance instityooshanukalum (dfi) vinyasichu.
swakaarya ohari, samrambha mooladhanam.
nikshepa samghadanakalum fandukalum parambaraagatha swakaarya ohari, venchwar kyaapittal fandukal polulla ohari nikshepangal nadathunnu, pakshe vikasanaparamaya swaadheenamulla nikshepangal maathram. pensylvania sarvakalaashaalayile warton school 2021 ll nadatthiya oru padanamanusarichu, nikshepa idathil nikshepa mooladhanathinte swaadheenam aadhipathyam pulartthunnu.
lingaparamaaya nikshepam.
lingaparamaaya nikshepam ennathu swaadheenam cheluthunna nikshepathinte oru upavibhagamaanu, ithu "lingabhedathil nalla swaadheenam srishtikkuka enna vyakthamaaya uddeshyathode kambanikal, samghadanakal, fandukal ennivayaayi nadathunna nikshepangale soochippikkunnu". lingasamathvam prolsaahippikkunnathum linga adhishtitha prasnangal pariharikkunnathinumulla nikshepangal linga neethrthwathilulla samrambhangal, niyamanathiloode lingasamathvam prothsaahippikkunna samrambhangal, adikaarasthaanangalil sthreekal allengil avarude vitharana shringhala, athupole sthreekalude sheshi pinthunaykkukayum shaaktheekarikkukayum vikasippikkukayum cheiyunna sevanangale pinthunaykkunnathiloode nadatthaam. aagolathalathil sthreekalkku mooladhanam labhikkunnathil kuranja praveshanavum uyarnna thadassangalum ullathinaal mooladhanam labhikkunnathil sthreekal abhimukeekarikkunna budhimuttinulla prathikaranamaayaan lingaparamaaya nikshepam srishtichathu.
purusha nikshepakaril ninnu mooladhanam aakarshikkan vanita samrambhakar pathivayi paadupettu. 2019ll "fortune" maasika report cheythath ellah venchwar capitalinteyum 2.2% maathramaan vanita sthaapakarkku nalkiyathu ennaanu. ellah vanita sthaapakarum orumichu nokkiyaal, oru iii-sigaratt nirmmathaavinekkaal kuranja mooladhanamaanu samaaharichath. chilar linga vivechanam anubhavikkunnath ozhivakkaan valareyadhikam sramichittundu. purusha nikshepakarumaayi samsaarikkunnathinaayi saangalppikamaaya moonnaamathe purusha sthaapakane srishticha manthravaadiyude sthaapakarekurichu 2017 ll "telegraph" report cheythu.
lingaparamaaya nikshepam athivegam valarukayaanu. nooriladhikam fandukal swakaarya nikshepakarkkaayi thurannirikkunnu. verris welth paartnarmaarude vishakalanamanusarich 2018ll maanejmentinu keezhilulla lingaparamaaya aasthikalude ennam 40 sathamaanam vardhichu. naag, goldman satches, merril linch thudangi niravadhi pradhana baankukal jender lense bondukal vaagdaanam cheiyunnathinaal aavasyam vardhichukondirikkanu.

