
panatthinte moolyam

policyude jeevithakaalathu nikuthirahithamaayi valarunna life inshuransile oru nikshepa gadakatheyaanu kyash value soochippikkunnathu. sthiramaaya life insurance policykalude bhagamaaya kyash value poolisi udamaykku thante jeevithakaalathu upayogikkaan kazhiyunna oru jeevanulla aanukoolyamaanu.
kyash value life insurance poolisikal.
pana moolyangal saadhaaranayaayi muzhuvan life insurance allengil endovement life insurance, mattu tharatthilulla sthiramaaya life insurance ennivayumaayi bandhappettirikkunnu. saadhyamaaya oro radhaakkal theeyathiyilum anubandha pana moolyam karar nirnnayikkunnu. preemiyangalude nikshepam oru vyakthigatha akkoundil karar prakaram nadathukayaanenkil, eathenkilum prathyeka samayat aaa akkoundile nikshepangalude moolyamaanu pana moolyam. policyude kaalayalavil oru vyakthigatha akkoundilekku credit cheytha atharam pana moolyam oro premium adaykkunnathinum anusarichu vardhichukondirikkunu. credit cheytha palisha kaaranam ithu vardhikkukayum cheiyunnu. oru poolisi udama panatthinte moolyam upayogikkaathe marikkukayaanenkil, poolisi udamayude gunabhokthaakkalkk marana aanukoolyam maathrame labhikkoo, panatthinte moolyamalla.
poolisi udamaykku vaaypayude pana moolyam eedaayi upayogikkaanum pinvalicano insurance preemiyangal adaykkaano kazhiyum.
karaaril ninnulla motham baadhyathakalkkaayi insurance kambani kaivasham vaykkenda reservinu samaanamo thulyamo aayirikkum panatthinte moolyam. athinaal, eee thuka saadhaaranayaayi nikshepikkukayum insurance kambanikku nikshepa varumanam nedukayum cheiyunnu, ithu oru paridhivare pankaalittha karaarukalude poolisi udamakalkku kaimarunnu.
palappozhum prarambha preemiyangal nikshepikkappedaathinal karar vilkkunnathumaayi bandhapetta prarambha chelavukal (munkoor allengil frond end phees) ulkkollunnathinaal, labhyamaya thuka kurachu samayathekku adacha preemiyangalude thukayekkaal ganyamaayi kuravaayirikkaam, thudakkathil poojyavum. pinneedu, credit cheytha palisha aaa prarambha nashtam nikathiyekkaam.
nikshepathinte moolyam palappozhum panatthinte moolyam nirnnayikkunnathil surrender chaarjinu vidheyamaan. oru surrender charge karar vilkkunnathumaayi bandhapetta chelavukal offset cheyyukayum eee karaarukal kuranjatho munkoor pheesukalo illaathe wilkan anuvadikkukayum cheiyunnu. oru nischitha samayaparidikkullil oru karar raddaakkumbozhaanu surrender chaarjukal chumathunnathu. aaa samayaparidhikkupinnaleyulla eathenkilum raddaakkalukalkku keezhadangal charge eedaakkilla. saadhaaranayaayi surrender chaarjukal oru vaarshika shedyulil avaa poornnamaayum aprathyakshamaakunnathuvare kurayunnu.
urappulla pana moolyam.
karaarile adisthaana thukayum baadhakamaaya surrender charge, oro surrender theeyathiyudeyum (urappulla kyash moolyangal) moolyam nirnnayikkunnathiloodey, nirddishta nikshepangalude moolyathe paraamarsikkunnathiloodeyo allengil insurance kambaniyude vivechanaadhikaarathin vidheyamaayirikkunnathiloode, insurance kambaniyude nikshepangalude moolyangalkku anusrithamaayi kyash moolyangal konduvarunnathinaayi palappozhum nadappilaakkappedunnu. kararinu keezhilulla poolisi udamakalude avakaashangalude saambathika moolyavum karuthal dhanatthinte moolyavum gyaarandi kaviyunnuvenkil urappulla pana moolyangal insurance kambanikku kaaryamaaya apakadasaadhyathakalkk kaaranamakum.

