
vaanijya vaaypa nalkunnayal (yuu.ezz.)

amerikkayil oru vaanijya vaaypa nalkunnayal haard koolattaral pinthunayode vaaypa vaagdaanam cheiyunnu. mikka kesukalilum ithu riyal estettu aanenkilum ithil factoring, noonn-conforming asattukal allengil mattu eedukalude uravidangal ennivayum ulppedaam.
vaanijya vaaypa nalkal reethikal.
vaanijya baankukal, paraspara kambanikal, swakaarya vaipa sthaapanangal, kadinamaaya panamidapaadukaar, mattu saambathika grouppukal enniva vaanijya vaipa daathaakkalil ulppedunnu. eee vaaypakkaarkku saadhaaranayaayi avarude vaipa maanadandangale adisthaanamaakki vaaypayedukkaan saadhyathayullavare vilayiruthunna vyathyastha maanadandangalundu-ennaal palappozhum swakaarya vipaniyil maathram shradha kendreekarikkukayum baankukalekkaal kooduthal udaaramaaya saambathika yogyathakal nedukayum cheiyunnu.
vaanijya vaaypakkaar haard munny aandu bridge vaaypakalil vaidagdhyam nedunnu, palappozhum randaazhchaykkullil vegathil adaykkunna vaaypakal. vaanijya vaaypa vyavasaayam mikkappozhum vaanijya brokermar vazhiyaan axus cheiyunnathu, avar oru vaaypakkaaranekkurichu vilayiruthal nalkukayum thudarnnu vaaypakkaarante abhyarthanaykku dhanasahayam nalkaan saadhyathayulla niravadhi vaanijya vaaypakkaarkku vaaypa shupaarsha cheyyukayum cheiyunnu. vaaypa nalkunnayal vazhi nerittu pookunnathinupakaram oru broker vazhi pogunnathu vaaypayude dhanasahaayathinaayi kooduthal kaathiripp samayavum kooduthal munkoor fease nalkum. ennirunnaalum, avarkk prakriya valareyadhikam sugamamakkaanum vaaypakkaaranu svanthamaayi axus cheyyaan kazhiyaatha thadassangal marikadakkaan noothanavum savisheshavumaaya vazhikal konduvaraan kazhiyum.
vaanijya vaaypa nalkunnavarude chelavukal.
vaanijya vaaypakkaar haard kolaattaralinte tharam, gunanilavaaram, ohari enniva valare kooduthalaayi alakkunnu. baank vaaypakalumaayi thaarathamyappeduthumbol avaa vaaypakkaaranu ettavum kooduthal vazhakkam nalkunnu, mathramalla ettavum uyarnna nirakkum nalkunnu. pala vaanijya vaaypakalum bridge vaaypakalaanu, avide uyarnna nirakk vaaypa vitharanam cheiyunna vegathaykkum athinu pinnile saambathika nibandhanakalude vazhakkathinum nalla edapaadaanu.
vaanijya vaaypa vyavasaayam.
niyanthranatthil ninnulla swaathanthryam kaaranam, vaanijya vaipa vyavasaayam prathyeka vegathayilum prathikaranasheshiyilum pravartthikkunnu, ithu pettennulla dhanasahayam thedunnavarkku aakarshakamaaya oru oopshanaakkunnu. ennirunnaalum, ithu pala kambanikalum parasparam vaaypakal (brokering) ruffer cheiyunna, oro rafaralilum vilayum vaaypa pooyintukalum vardhippikkunna, valare kollayadikkunna vaipa anthareeksham srishtichu.
vaaypakal anweshikkaan munkoor paymentukal aavasyamullathum eee phees nilanirthikkondu ellah swathukkalkkum vaaypa nalkaan visammathikkunnathumaya vyavasaayathile chila vaaypa nalkunna kambanikalude reethikalekkurichum valia aashankayundu. eee apakadasaadhyatha kuraykkunnathinu funting cheiyunnathinu munbu amithamaya munkoor phees aavasyamulla kadinamaaya panamidapaadukaarumaayi pravartthikkaruthennu vaaypakkaarkku nirddesham nalkunnu.
vaanijya vaaypakkaarum vaaypa nibandhanakalum.
sameepa varshangalil chila supradhana munnettangal undaayittund. cheria niyanthranangalode maathram vaanijya vaaypa nalkaan credit unionukalkku ippol anuvaadamundu ennathaanu oru nalla udaaharanam. aaa niyanthranangalil ettavum sradheyamaayathu, mikka kesukalilum riyal estettinte moolyathinte 80 sathamaanathil kooduthal vaaypa nalkunnathil ninnu credit unionukale vilakkiyittundu ennathaanu. credit union amgangale amithamaya apakadasaadhyathakalil ninnu samrakshikkunnathinan ithu cheiyunnathu, ithu nadappaakkiyittillengile vyavasaayathil mothatthil oru saadhaarana reethiyaanu. maruvashathu, credit unionukal sahakarana samghangalaanu, athinaal nirakkilum mattu nibandhanakalilum mattu sthaapanangale apekshichu malsaraadhishtitha nettangal vaagdaanam cheyyaan kazhiyum.
mikka vaanijya vaaypakkaarum muppatho athiladhikamo varshangalil residential vaaypa nalkunnavarekkaal kuranja kaalayalavilekku nibandhanakal vaagdaanam cheyyaan eshtappedunnu. vaanijya vaaypakkaar chilappol ancho patho varshathe vaaypa vaagdaanam cheiyunnu, athuvazhi vaaypayude kaalavadhi theerunna samayat oru baloon payment avasheshikkunnu. palappozhum property udama svayam baloon payment konduvarikayo refinance cheiyukayo vilkkukayo cheyyendathundu.
koodaathe, vaaypa muzhuvan kaalayalavilekku sookshichittillengil oru nischitha varumanam urappunalkunnathinaayi oru vaanijya vaaypa nalkunnayal "pree-payment penaltti" eedaakkaan shramichekkaam. palappozhum munkootty adaykkunnathinulla pizhakal onnu muthal anchu varsham vareyaanu, ithu palisha allengil maasangalude ennathinu "aarumaasathe palisha gyaarandi" muthalaayava kaanapedum.
vaanijya paala vaaypa.
vaanijya bridge vaaypakale chilappol hraswakaala dhanasahayam, bridge financing allengil haard munny ennu polum vilikkunnu. vaanijya vaaypa nalkunnayaalude risk kyaapittal ulkkollaan mathiyaya ohari ullidatholam kaalam bridge vaaypakalkku yogyatha nedaan eluppamaanu.
vaanijya bridge vaaypakkaar uyarnna varumaana nirakkin pakaramaayi swath prasnangal, apoornnamaaya permittukal, credit, mattu prasnangal enniva avaganikkum. ennirunnaalum, saadhaaranayaayi swathinte moolyathinte 65 sathamaanathil thaazheyulla kuranja vaaypa-moolya anupaathathil vaaypa nalkikkond avar aaa apakadasaadhyatha nikathaan nokkum.

