
cashf foundeshan

1996ll roshaneh suffer sthaapicha laabhechayillaathe pravartthikkunna oru samghadanayaanu cashf foundeshan (panchabi aandu). thaazhnna varumaanakkaarkk-prathyekichu sthreekalkku-avarude sheshi vardhippikkunnathinum avarude saambathika punk vardhippikkunnathinam thaangaanaavunna saambathika, saambathika ithara sevanangal nalkikkond daaridryam laghookarikkunnathinu microcreditil villej banking reethishaasthram upayogikkunna paakisthaanile aadyathe microphenance sthaapanamaayi (emf) cashf kanakkaakkappedunnu. panchaabile lahoril aasthaanamulla kashfinu anchu pradhana nagarangalil praadeshika offeesukalum paakkisthaaniludaneelam 200 ladhikam shaakhakalum undu.
niravadhi amgeekaarangal nediya, prathyekichu microphenance mekhalayil, ithinu graameen foundeshan microphenance exalance award nalkukayum 95 rajyangalumaayi malsarichu microcreditinulla ejiphandinte randaam anthaaraashtra sammanam nedukayum cheythu. 2008ll cashf onnaam sthaanathaayirunnu. 34 "forbes" lokathile mikacha 50 emm. eph. aii. kalkkidayil. 2016ll, microfinancinum vidyaabhyaasathilekkalu praveshanathinum europian microphenance award nedunna paakisthaante aadyathe emm. eph. aii. aayi cashf maari.
charithram.
pashchaathalam.
1993ll yaale yooniversittiyile development economics vidyaarthiniyaayirunna suffer avide micro credit, microphenance mekhalayile munnirakkaranaaya graameen baankile mohammed yoonusinekkurichu ariyukayum oru investment bankerakanulla padhathikal upekshikkukayum cheythu. ennittum avar islaamaabaadil jalavitharana, shuchithva vakuppil lokabaankil chernnu, avide unicef sponsor cheytha islaamaabaadil sthreekaleyum kuttikaleyum kurichulla oru yogathil pankedukkukayum doow. yoonas eee kruthiyekkurichu hrasvamaayi samsaarichu. tharparkarilekkulla feeld varkk yaathrayil, jolie cheyyaanum avarude kudumbangalkk varumanam undakkaanum aagrahikkunna sthreekalude aagraham avar shradhichu. avarude susthirathaykkaayi pravartthikkaan avar theerumaanikkukayum lokabaankile jolie upekshikkukayum doow. gramin foundeshanil pathuvarsham chelavazhicha banglaadeshilekku avale kondupoyi, varkshoppukal, sessionukal, pariseelanangal, grameena baankinte shaakhakal sandarshikkuka, avarude bisinesses model padikkuka, foundeshante klayantukalil ninnu gaveshanam nadatthuka ennivayiloode avalude uddeshyangalekkurichu younus paranju. thaazhnna varumaanamulla kudumbangalude ghadana manasilakki suffer oru varsham neppaalilum indiayilum sanjarikkukayum doow. younus svanthamaayi oru samghadana aarambikkaan. avide instittyoott europene dii administration dess afayezhs (insed) summer intensinte sahaayathode avar paakkisthaanile vanita bisinasukalkkum vanita samrambhakarkkumaayi saadhyathayum bisinesses plan vikasippichu.
foundeshan.
1995-ll vipulamaaya oru praadhamika pravarthanatthinu sesham, suffer oru loonn offeesaraayi jolie cheiyunna anchu vanita jeevanakkarulla lahoril oru "gaveshana" adhishtitha prograamaayi 1996 juunil cashf rajisttar cheythu. aarenkilum panam kadam vaangunnathin munbu foundeshan aarr maasamedutthu, 1996 navambarode athu 15 vaaypakal vitharanam cheythu, avarellam sthreekalaayirunnu, avar kaashfumaayi bandhappettavarayi. roshane parayunnathanusarichu, athu oru "vishwaasa sthaapana" kaalaghattamaayirunnu. prarambha rounding kashfinu sesham, samkhyaa parisheelanatthiloode sthreekale parisheelippikkaan thudangukayum vaaypa prakriya eluppamaakkukayum cheythu. aadyathe vaaypa thuka 4,000 pkr (ekadesham 80 dollar) aayirunnu.
aadya rund varshangal vipaniyum perry-arban, arban krameekaranangalile klayantukalude aavasyangalum manasilakkaan chelavazhichu. staanderd uthppannangal, samvidaanangal, nayangal ennivayude praadhaanyam, nadapadikramangalude lalithavalkkaranam, reporting aavasyakathakal, upabhokthru samthrupthiyil shradha kendreekarikkukayum vyakthamaaya saambathika prakadana soochakangal vikasippikkukayum cheiyunnathinte praadhaanyam enniva eduthukaanichu. 1999-2001 kaalaghattatthil pravartthana gaveshana ghattathe thudarnnu valarcha niyanthrikkunnathinulla kooduthal shradha kendreekaricha sameepanamaayirunnu. thudarnnulla varshangalil samghadanayude valarchayil shradha kendreekarichu, eee ghattatthinte pradhana vasham branch ghadanaye kooduthal melinjathum kaaryakshamavumaakkuka ennathaayirunnu; prograaminte deerghakaala pravarthanakshamatha urappaakkunnathin nirnayakamaaya oru vasham, oru nischitha samayathinullil oru branchinte susthiratha urappaakkunna oru kyash phloo model sthaapikkunnathinoppam. 2001-nte thudakkathil, lahoril anchu shaakhakalude shringalayum 214 kendrangalilaayi 5,088 upabhokthaakkalude klayant aditharayum kashfinu undaayirunnu. paakistaan daaridrya nirmmarjana fund, department phoor internaashanal development, agaa khaan foundeshan enniva pradhana dhanasahayam nalki.
varshangalolam, kuranja chelavil susthiramaaya cashf shaakhakaliloode uthppanna oofarukal mechappeduthukayum kooduthal aazhathilaakkukayum cheythu. gunanilavaarathinanusarichu valarunnathinu oonnal nalkukayum mathiyaya niyanthranangal sthaapikkukayum shekharana samvidaanam naveekarikkukayum cheythu. puthiya vipanikalilekku praveshikkukayum chitharikkidakkunna unitukal kaikaaryam cheyyukayum cheythukondu cashf oru parshwa valarchaa paatha pinthudarnnu. micro insurance polulla puthiya uthppannangalkk thudakkamittukond cashf vipuleekarikkukayum praveshanam aazhathilaakkukayum cheythukondu valarchaye niyanthrikkukayum cheythu. 2004 avasaanathode 30 shaakhakalude shringalayiloode 68,000-thiladhikam upabhokthaakkalkk cashf saambathika sevanangal nalkukayaayirunnu. 2007 epril vareyulla kanakkukal prakaram, kashfinu 94 shaakhakalum 182,000 klayantukalum paakisthaanile rund pravisyakalilaayi 12 vyathyastha jillakalilaanu pravartthikkunnathu.
vikaswara raajyangalile saambathika ulcherkkalinum sthree shaaktheekaranathinumulla prathibadhathaykkaayi franch development ejansiyude (afd) propaarkoyude 5 dasalaksham dollar vaaypayil 2018 ll cashf oppuvachu."
padavyuthpathishaasthram.
arabic padamaaya () ll ninnaan kashf uthbhavichath, athu "anaachaadanam" ennu vivarthanam cheiyunnu-soofi ashayam budhiyekkaal hridayathekkurichulla arivumaayi bandhapetta gnostik aadarshangalil veroonniyirikkunnu. foundeshante peru nalkiyappol suffer vishadeekarichu, "chila karyangal munkootty krameekarikkaamenn njaan vishwasikkunnu. ettavum prashasthanaaya soofi thathwachinthakaril oraale ivide lahoril samskarichittundu. athbhutham allengil velipaad allengil svayam saakshaathkaranam ennartham varunna oru soofi padamaanu kashf. daivam ningalude ullilundenna vishwaasamaanu, daivam manushyaraashiyilaanenna vishwaasamaanu. eathoru vyakthikkum oru nalla vyakthiyakaan kazhiyum. njaan banglaadeshil (graameenanodoppam) aayirunnappol 'kashf' enna vaakk enikku vannu."
vaaypakal.
saambathika maandyam kaaranam, cashf varumanam srishtikkunna vaaypakal maathrame nalkunnulloo. cashf microphenance baankinu bisinus 'surmaya' vaaypa nalkiyathinu purame, 1,000 dollarinu mukalilulla cherukida samrambhakathva vaaypakalum nalkiyittundu. ennirunnaalum, paakistaan janasamkhyayude 65 sathamaanavum 25 vayassinu thazheyullavaraayathinaal thozhilavasarangal srishtikkunnathil shradha kendreekarikkuka ennathaayirunnu baankinte lakshyam. ekadesham 2 muthal 3 sathamaanam vare vaaypakal nirasikkappedunnu. moonno naalo paymentukal vaikiyal adutha thavana vaaypa chodikkumbol avar nirasikkappedum. emarjansi foundeshan saahacharyangalil, kudumbatthe nilanirthunnathinaayi njangal vaaypa punakramekarikkunnu. micro according financing vijayakaramaakkunnathin uthppanna roopakalppana, idaykkide cheria thirichadavukal, group dynamics ennivayil cashf shradha kendreekarikkunnu, oorganaiseshan parayunnathanusarichu, "klayantukalkku avarude vaaypakal sthiramaayum cheruthum aaya thukakalil prathimasa adisthaanathil thirichadaykkendathu pradhaanamaan."
dauthyam.
daaridryam laghookarikkukayum sakhyangal kettippadukkunnathiloodu bandhangal prothsaahippikkunnathilum samrambhakathvam vikasippikkunnathiloode saamoohikavum saambathikavumaaya maattatthinte sajeeva ejantumaaraakaan sthreekale praaptharaakkukayum cheiyunna thaazhnna varumaanamulla kudumbangalkk gunanilavaramullathum chelavu kuranjathumaaya microphenance sevanangal nalkikkond ellaavareyum anthassode sevikkuka" ennathaanu kaashfinte dauthyam."saamoohika maattathinaayi mukhyadharaa maadyamangal upayogikkunna aadyathe emm. eph. aii. aayi cashf maari. innu, cashf oru dashalakshathiladhikam thaazhnna varumaanamulla vyakthikalkk micro health insurance labhyamakkukayum 496 dasalaksham dollariladhikam fund upabhokthaakkalkk vitharanam cheyyukayum cheythu. vanita vikasanathil cashf nadatthiya pareekshanathmaka gaveshanathil 55 sathamaanam bisinesses nirakkum vanithakalaanu nayikkunnath.
bisinus modalum thanthravum.
finca internaashanalinte, finca impact finance netvarkkinte bhagamaaya, kuranja varumaanamulla klayantukalkku saambathika sevanangal nalkunna 20 community adhishtitha microphenance sthaapanangalilum baankukalilum onnaaya paakisthaanile finca microphenance baank limittadile pradhana ohari udamakalil onnaanu safarinte samghadanayaaya cashf holdings (pii. vii. tii) limittad. vaaypa portfoliyoyiloode labhikkuna varumaanathil ninnu svayam nilanirthikkondu ithu finca anthaaraashtra maathruka pinthudarunnu. athinte sameepanam labhyamaya mooladhanathe prayojanappeduthukayum kooduthal suthaaryatha, susthiratha, bisinesses reethikalude uyarnna nilavaaram enniva prolsaahippikkukayum cheiyunnu. thudakkathil kashf graameeninu samanamaaya "aikyadaartyam" reethishaasthram upayogichirunnu, athil oru koottam aalukal orumichu vaaypa edukkunnu.
2009ll cashf "cashf microphenance baank" sthaapichu, ithu oru savings srothass nalkunnu, nikshepangal saadhaaranayaayi stettu baank oof paakistaan niyanthrikkunnu. cashf sthreekaleyum kudumbangaleyum lakshyamidukayum kudumba samrambhangalil sahayikkukayum cheiyunnu. foundeshan kudumbangale avarude bisinesses plan, avarude nirddeshathinte saadhuta, bhaavi saadhyathakal, avarude samoohathinullile prashasthi enniva vilayiruthunnu. avar orumichu oru bisinus plan vikasippikkukayum muzhuvan kudumbavum avarude kadam kaikaaryam cheyyaanulla sheshi parisodhikkukayum vaaypayiloode varumanam nedukayum cheiyunnu. paakkisthaanile moonnaamathe valia swakaarya micro lenderanu cashf.
naveekaranavum pankaalitthavum.
paakisthaanil vanita kendreekritha maathruka pradharshippicha aadyathe emm. eph. aii. aayirunnu cashf foundeshan, avar vanita sauhruda microphenance uthppannangalum sthreekalude athulyamaaya sahakarana shakthikale abhisambodhana cheiyunna oru delivari reethishaasthravum vikasippichu. cashf thaazhnna varumaanamulla kudumbangalkkayi micro savings avatharippikkukayum 2003 ll pravartthanaparavum saambathikavumaaya svayamparyaapthatha kaivarikkukayum cheythu. upabhokthru samrakshana coode srishtikkunna aadyathe micro finance instittyoottaayirunnu cashf. 2007ll tame finance certificattukal nalkunnathiloode foundeshan vaanijya kadam uyarthukayum kuranja varumaanamulla klayantukalkkaayi rund thalatthilulla saambathika vidyaabhyaasa paripaadikalulla oru moolyanirnnaya pinthunayulla vaipa maathruka vipuleekarikkukayum cheythu. kudumbangalude mechappetta jeevitasheshiyum labhikkuvaanulla kazhivum ullathinaal 30 sathamaanam upabhokthaakkaleyum daaridryarekhaykku mukalilaakki cashf daaridryaavasthayil purogathi kaivarichu. avarkk mikacha poshakaahaaram labikkukayum mechappetta aarogya pariraksha thangaan kazhiyukayum cheiyunnu. saamoohika vashath, sthreekal kooduthal shaaktheekarikkappettavaraanu, microphenance klayantukalil 50 sathamaanavum pakistani vanithakalaanu.
2015ll, cashf school sarmaya (kss) enna pailat prograam aarambhich paakkisthaanile kuranja chelavil swakaarya school mekhalaykku saambathika sevanangal nalkunna aadya sthaapanamaayi cashf maari. thudakkam muthal paakisthaaniludaneelamulla 400 ladhikam skoolukalumaayi ithu pravarthichittundu. keey. ezz. ezz. vaaypayedukkunnavaril ekadesham 90 sathamaanavum prathidinam 400 pkril (4 dollar) thaazhe sambaadikkunna veedukalil ninnulla vidyaarthikale sevikkunnu.
canada, finca internaashanal, ernst aandu yang, department phoor internaashanal development, graameen foundeshan, akkumen fund, shorebank, womens waled banking, daridrare sahayikkunnathinulla consultative group, yunaittad baank limittad, ascari baank, js baank, jubili insurance kambani limittad, kiva, meesan baank, oomvu, echbl paakistaan, emcb baank limittad, schole foundeshan, triodos baank, agha khaan foundeshan, mattu praadeshika, anthardesheeya microphenance stettu, swakaarya mekhalakal ennivayulppede niravadhi ubhaykakshi, bahurashtra daathaakkalumaayi cashf pravarthichittundu.
maadyamangalum saamoohika plaattphomukalum.
saamoohika vikasanathinaayi cashf naadakatthe upayogichirunnu. penkuttikalude vidyaabhyaasam, sthreedhanam, sthreekalkkethiraaya athikramam ennivayumaayi bandhapetta vishayangal eee maadhyamathiloode sameepikkappettittund. safarinte abhipraayathil, "ithu eee mekhalayile njangalude ashayavinimaya thanthratthinte bhagamaanu."2013-ll, cashf foundeshan entrainment meediyam, prathyekichu television, paakkisthaanile sthreekalude prasnangal uyarthikkaattunnathiloodi" "rehay", "" "udari", "" "akhri steshan" "thudangiya janapriyavum prashamsa pidichupattiyathumaaya television parambarakal srishtichu". netvarkkukal nirmmikkanum uthppannangal pradarshippikkaanum malsaram padikkaanum padichukondu valarnnuvarunna samrambhakare avarude bisinesses vipuleekarikkaan praptharaakkunna bisinus incubation laab polulla niravadhi pariseelana, maarganirddesha paripaadikalum kashfil undu. eee paripaadikal aayirakkanakkin sthreekalkku vijayakaramaayi pariseelanam nalki, avare nayikkunna swantham bisinasukal nadathunnu. eee vishayangalilekkulla samrambhangalkk cashf prashamsikkappettittund.