
aakasmik mrityu aur vikhandan beema

beeme mein, ack aakasmik mrityu aur vikhandan (vigyaapan aur dee) policy beemit vyakti yaa unake labharthiyon koo durghatana seey mrityu, gambhir chot yaa vikhandan kii sthiti mein vittiya laabh pradaan karati haye.
paaramparik jeevan beema key vipareet, joe kewal mrityu kii sthiti mein bhugtan kartaa haye, vigyaapan aur vikas beema usa sthiti mein atirikt coverage pradaan kartaa haye jaba beemit vyakti koo gambhir chot lagati haye yaa durghatana key kaaran anga yaa shareer key anya anga khou jaate hain.
vigyaapan aur vikas policy dwara bhugtan kiye gaye laabh chikitsa kharchon, punarvaas lagaton aur aakasmik chot seey judey anya kharchon koo puuraa karane mein madad curr sakate hain. aakasmik mrityu kii sthiti mein way beemit vyakti key parivaar koo vittiya sahaayata bhee pradaan curr sakate hain.
aakasmik mrityu.
aakasmik mrityu kii sthiti mein, yeh beema kissy bhee jeevan beema key alawa laabh kaa bhugtan karega, lekin graahak dwara rakhe gaye kissy bhee anya beema kii parwah kiye binaa kewal ack nirdhaarit raashi taka kaa bhugtan karega. ise "dohri kshatipurti coverage" kahaa jaataa haye aur aksar taba bhee upalabdh hotaa haye jaba aakasmik mrityu beema kewal ack niyamit jeevan beema yojana key liye ack atirikt haye. kuchh cover durghatanaon mein yatayat durghatanaaen, sampark, hatyaa, girna, bhaari upkaran durghatanaaen aur dubna shamil hain. yuu. aiss. mein aakasmik mrityu mrityu kaa paanchvaan pramukh kaaran haye.aiss. kanada mein bhee.
durghatana mrityu beema ack nivesh vaahan naheen haye aur iss prakaar graahak kewal nirantar suraksha key liye bhugtan curr rahey hain. adhikansh policies koo samay-samay parr (sanshodhit sharton key saath) navinikrit kiya jaataa haye, halanki navinikaran key saath graahak kii sahamati aksar antarnihit roop seey maani jaati haye.
samanya bahishkaran.
pratyek bimakarta una ghatnaaon aur paristhitiyon kii ack soochi rakhta haye joe beemit vyakti key aakasmik mrityu laabh key adhikaar koo radd curr dete hain. bimari, aatmahatya, gair-vaanijyik vimanan, yuddh kii chot aur praakritik karanon seey mrityu aam taur parr vigyaapan aur vikas dwara cover naheen kii jaati haye. isi tarah, kissy bhee gair-nirdhaarit davaaon yaa sharaab key prabhaav mein mrityu koo coverage seey chhoot dee gaee haye. vishaakt yaa vishaakt padarthon key saath adhik matra mein sevan aur ack peshevar khel ayojan key dauran ack khilaadi kii chot bhee daavaa karane key adhikaar koo radd curr sakati haye.
kuchh beema vaahak uparokt jokhimon mein seey kuchh koo shamil karane key liye apane grahakon key coverage koo anukoolit karenge, lekin iss tarah key pratyek vistaar key saath premium mein vriddhi hogi.
inn pratibandhon key kaaran, laabh kaa daavaa karane kii prakriya apekshaakrit lambi hoe sakati haye; mritak graahak koo shav pareekshan seey gujarna parh sakata haye aur bimakarta dwara daave koo anumodit karane seey pahale durghatana kii aadhikarik roop seey jaanch karni parh sakati haye.
vikhandan.
yadi kissy durghatana key kaaran cover kiye gaye karmchari kii shaaririk upang yaa drishti chully jaati haye tou policy kii aanshik raashi kaa bhugtan kiya jaayega. isake alawa, vigyaapan aur vikas aam taur parr angon, ungaliyon, pair kii ungaliyon, drishti aur sthaayi pakshaghat key nuksan key liye laabh pradaan kartaa haye. beema company aur package key anusaar cover kii gaee choton key prakaar aur bhugtan kii gaee raashi alag-alag hoti haye, aur beema policy mein spasht roop seey giney jaate hain.
coverage key prakaar.
sanyukt raajya america mein chaar samanya prakaar kii samooh vigyaapan aur vikas yojanaaen pesh kii jaati hainh