
poorv screen

priscreen vaha prakriya haye jisake dwara ack rinadaata yeh taya karane key liye kii unhein rinn denaa haye yaa naheen, upabhokta key rinn itihas kaa sakriya roop seey mulyankan kartaa haye. upbhoktaon kii poorv-jaanch kii prakriya upbhoktaon kii jaankaari key binaa aur unaki credit file parr kissy bhee apmaanjanak prabhaav key binaa hoti haye. prescreen key liye credit detta kaa upayog sanyukt raajya mein nishpaksh credit reporting adhiniyam (aff. see. aar. aeye.) dwara sakhti seey viniyamit kiya jaataa haye.
itihas.
priscreen kii avadharana kii kalpana mool roop seey vittiya sansthanon key liye khaata adhigrahan kii ack naee, adhik kushal vidhi key roop mein kii gaee thee. paaramparik roop seey, vittiya sevaaen chhote samudayik bainkon dwara pradaan kii jaati theen. inn bainkon ney apane samudaay kii jarooraton koo puuraa karane vaale credit utpaadon aur sevaaon kaa ack vishisht samooh pesh kiya. jaba koee sambhaavit graahak apani shakha mein pravesh karega aur credit utpaad key liye aavedan karega (udaaharan key liye credit card kii tarah), tou baink upabhokta key credit itihas kaa mulyankan karega aur yeh taya karega kii aavedan koo manjuri deni haye yaa naheen.
haalaanki, beesavin shatabdi key uttaraardh mein vittiya udyog key samekit honey key saath, rashtriya vittiya sansthaan ubhare, joe credit utpaadon aur sevaaon key ack vyaapak spectrum kii peshkash karate they. isase ack rashtriya vittiya seva bajar kaa nirmaan huaa jisamen desh bhar mein laabhdaayak upbhoktaon key nae khandon koo aakarshit kiya jaa sakata thaa. sambhaavit grahakon key iss nae, rashtriya pool kaa kushalata seey upayog karane mein bainkon kii madad karane key liye priscreen vikasit kiya gayaa thaa.
priscreen kaise kaam kartaa haye.
credit utpaad key liye graahak kii prateeksha karane key bajaay, baink credit utpaad key liye upbhoktaon key ack badey samooh kii sakriya roop seey jaanch curr sakate hain aur una sabhi koo poorv-anumodit prastaav bhej sakate hain joe baink key poorv-screen maandandon koo paar karate hain. rashtriya rinn beuro aur swachaalit rinn nirnay software key uday ney iss batch priscreen drishtikon koo desh bhar key vittiya sansthanon mein safaltapurvak lagu karane mein saksham banaaya.
direct mell priscreen.
aaj, vittiya udyog mein batch prescreen sarvavyaapi haye. batch priscreen offer vitarit karane kaa sabse aam tarika direct mell haye. 2010 kii pahali timahi key dauran, yuu.upbhoktaon koo 481 million direct mell priscreen credit offer praapt hue joe 2009 kii pahali timahi mein mell kiye gaye 372.4 million parr 29 pratishat kii vriddhi kaa pratinidhitva kartaa haye. haalaanki, jaise-jaise direct mell priscreen offer kii matra badhati haye, una offer kii sweekriti darr cumm hoe jaati haye. iss vyutkram sahsambandh kaa kaaran yuu kii sankhya haye.pratyaksh mell priscreen prastaavon kaa jawab dene mein ruchi rakhane vaale upabhokta apekshaakrit sthir rahate hain. direct mell priscreen, kuchh upbhoktaon key liye badhyakari honey key bavjood, sabhi koo aakarshit naheen kartaa haye. isake alawa, ack varsh mein arabon pratyaksh daak tukadon kii chhapaai aur daak seey (jinamen seey adhikansh turant fenk diye jaate hain) harr varsh desh key landfill mein 40 laakh tunn seey adhik kagaj kaa yogdan hotaa haye.
tatkaal poorv-screen.
pratyaksh mell batch priscreen kii seemit prabhavsheelta key jawab mein, vittiya sansthanon ney 1992 mein priscreen, tatkaal priscreen kii avadharana key liye ack nayaa anuprayog vikasit kiya. tatkaal priscreen kaa mool aadhar pratyaksh mell priscreen key samaan haih usa upabhokta kii jaankaari key binaa ack credit utpaad key liye ack upabhokta kaa mulyankan karane key liye credit detta kaa upayog karna. haalaanki, tatkaal priscreen kaa nishpaadan batch priscreen seey maulik roop seey alag haye. tatkaal poorv-screen key saath, vittiya sansthaan sampark key bindu parr vaastavik samay mein atirikt credit utpaadon key liye nae yaa maujooda grahakon koo poorv-screen karate hain. isaliye agyaat upbhoktaon key vishal samoohon koo avaanchhit priscreen prastaav bhejane key bajaay, tatkaal priscreen bainkon koo gyaat grahakon koo praasangik credit utpaad pradaan karane mein saksham banaata haye jaba bhee way graahak baink seey sampark karna chunate hain. prescreen key liye yeh drishtikon maujooda graahak sambandhon koo gahara karane parr kendrit haye aur pratyaksh mell prescreen kii tulanaa mein uchch sweekriti darr kaa utpaadan kartaa haye.

