
norwey mein pension

norwey mein pension teen pramukh prabhagon mein aatee haye; raajya pension, vyaavsaayik pension aur vyaktigat yaa vyaktigat pension.
raajya pension (alderspensgen).
sabhi norwey key nagrik norwey key rashtriya beema adhiniyam (lock-ganana) key anusaar 67 varsh kii ayu seey raajya pension praapt karane key hakdar hain. raajya pension kaa bhugtan norwey key nagrikon koo kiya jaataa haye joe 16 varsh kii ayu key baad cumm seey cumm 40 varshon taka norwey mein rahey hain aur norwey key nagrikon koo cumm raashi mein joe desh mein cumm samay rahey hain (nyuntam raajya pension (minsteppensgen dekhein)).
raajya pension kii ganana usa vyakti key anusaar kii jaati haye joe pahale 16 seey 67 varsh kii ayu seey arjit kartaa haye. ganana norwey key shram aur kalyan prashaasan (nav) dwara kii jaati haye.
raajya pension kaa vittaposhan "paye aij yuu goo" pranali parr adharit haye. iska matlab haye kii aaj kaa karyabal vartamaan sevaanivritt logon key liye bhugtan curr rhaa haye. norwey mein jansankhyikiya sanrachana seey pataa chalata haye kii bhavishya mein pratyek sevaanivritt pensionbhogi key anupaat mein kaam karane vaale loga dheere-dheere kaafee cumm honge.
raajya pension koo teen alag-alag bhaagon mein vibhajit kiya gayaa haye, saarvajanik pension aadhar darr (joe sabhi koo milati haye), vishesh poorak aur aashrit poorak. yeh kull milakar raajya pension yojana haye.
nyuntam raajya pension (nyuntam pension).
nyuntam raajya pension ack pension yojana haye joe una sevaanivritt logon koo dee jaati haye jinhone vishesh poorak (aiss. aeye. aar. tii. ell. ee. jee.) arjit naheen kiya haye yaa jinhone ack vyaavsaayik pension arjit kii haye joe raajya pension vishesh poorak seey cumm haye.
nyuntam raajya pension praavdhaan kaa uddeshya vriddhavastha mein garibi koo rokna haye. 67 varsh seey adhik ayu key sabhi norwey key nagrik raajya pension kaa daavaa karane key hakdar hain, jinamen norwey key nagrik bhee shamil hain jinhone kabhi pension naheen arjit kii haye, yaa joe cumm pension praapt curr chuke hain.
norwey mein rahane kii laagat bahut adhik haye aur pichhale kuchh dashakon mein bahut badh rahee haye. isaliye, norwey mein rahane key sabse buniyaadi kharchon koo puuraa karane key liye design kii gaee norwey kii nyuntam raajya pension koo harr saal norwey mein badhati rahane kii laagat key anusaar samaayojit kiya jaataa haye.
norwey key pensionbhogi joe apana adhikansh jeevan norwey mein jeete hain aur joe norwey kii nyuntam raajya pension key hakdar hain, unhein anya deshon mein bhee iss pension key dhana kaa upayog karane kii anumati haye-iss kaaran seey, kaee norwey key sevaanivritt loga antatah una deshon mein jaane kaa vikalp chunate hain jahaan norwey kii nyuntam raajya pension unhein jeevan star kaa bahut uchch star pradaan karegi. doosari or, norwey key pensionbhogi joe apane jeevan key adhikansh samay norwey mein naheen rahey aur joe norwey key nyuntam raajya pension key hakdar hain, unhein norwey kii nyuntam raajya pension tabhi milegi jaba way 67 varsh kii ayu seey harr varsh cumm seey cumm nau maheene norwey mein rahenge.
udaaharan key liye, 2013 key ekal vyakti key liye mool kaarak, prati maah 14208 karod haye (iska aadhaa mool pension-grunpenzohn aur baaki vishesh poorak-artilag haye) joe lagbhag 2,326 dollar, 1,429 gbp yaa 1,689 euro prati maah haye. tulanaa karane key liye-ack spen joe jalavaayu, nikatata, union bhaag key kaaran haye jise aksar pensionbhogiyon dwara chunaa jaataa haye, ausat spanish karmchari prati maah €1,615 kamaata haye, aur nyuntam vetan €1 752.9 haye.
vyaavsaayik pension (teasanestapensgen).
vyaavsaayik pension yojanaaen niyoktaon dwara apane karmchaariyon koo pension aur sambandhit laabh pradaan karane key liye sthaapit vyavasthaaen hain.
2006 seey, norwey mein sabhi niyoktaon koo apane karmchaariyon key liye ack vyaavsaayik pension (neeche anivarya vyaavsaayik pension anubhaag dekhein) pradaan karane kii aavashyakta haye.
anivarya vyaavsaayik pension (anivarya vetan).
anivarya vyaavsaayik pension (jise "anivarya tagenestepensjen" yaa norwey mein otp kahaa jaataa haye) shuru mein 2007 mein una karmchaariyon koo cover karane key liye pesh kiya gayaa thaa joe pahale seey hii pension yojanaon dwara cover naheen kiye gaye they.
kaee norwey key shramikon key paas rashtriya beema kii raajya pension yojana key alawa koee anya yojana naheen haye. ise badalane key liye, otp pension yojana shuru kii gaee thee. yeh vyaktigat companiyon parr nirbhar kartaa haye kii way yeh taya karein kii kyaa way karmchari key vetan key hisse koo unake liye sevaanivritti key samay alag rakhane key aadhar parr ack yogdan yojana yaa ack yojana chunenge.
oh. tii. pee. pension yojana key liye premium aur pension laagat kaa puuraa bhugtan niyokta dwara kiya jaataa haye. nyuntam yogdan vetan nidhi kaa 2 pratishat haye. karmchari yogdan curr sakata haye, lekin yeh swaichhik haye. pension yojana company mein una sabhi key liye samaan honey chaahiye jinaki aaya 1 graam seey adhik haye. 12 graam seey adhik aaya vaale karmchaariyon key liye yeh kanuni roop seey aavashyak naheen haye.
anubandh pension (avtelfestate penzone).
anubandh pension (jise "avtelfestate penzone" yaa "aeye. aff. pee" kahaa jaataa haye) ack praarambhik sevaanivritti pension yojana haye joe una companiyon key karmchaariyon koo dee jaati haye joe ack saamoohik samjhaute (overenscomst) key madhyam seey aeye. aff. pee. pension yojana mein bhaag lete hain.
yeh yojana shuru mein 1988 mein shuru kii gaee thee jaba norwey key trade yuniyanon key sangh (elo) aur norwey key udyam sangh (nho) ack samjhaute parr pahunche they jisake anusaar karmchari 66 varsh kii ayu seey apani pension praapt curr sakenge. praarambhik vyavastha key anusaar, iss pension yojana mein bhaag lene vaale karmchari 66 varsh kii ayu mein yadi way chaahte they tou jaldi sevaanivritti praapt karane key hakdar they. baad mein, low aur noo ney cumm sevaanivritti kii ayu parr baatchit kii. iss pension yojana kii sevaanivritti kii ayu vartamaan mein 62 varsh haye. norwey mein aaj key 62 varsheeya logon mein seey assie pratishat iss pension yojana koo praapt karane key hakdar hain. shuru mein yeh pension yojana kewal una logon key liye thee joe kathin audyogik naukariyon mein kaam curr rahey they, lekin antatah anya trade yuniyanon aur niyokta sangathanon key roop mein adhik samooh shamil hoe gaye aur way bhee iss pension yojana mein shamil hoe gaye. raajya dheere-dheere iss yojana mein shamil hoe gayaa haye.
yeh pension yojana raajya pension yojana key alawa praapt hoti haye.
vyaktigat yaa vyaktigat pension.
ack vyakti key liye yeh bhee sambhav haye kii vaha swayam ack pradaata (jaise kii ack beema company) key saath kii gaee vyavastha key tahat yogdan karey. yogdan aamtaur parr kissy vyakti key kaary jeevan key dauran nivesh kiya jaataa haye, aur phir sevaanivritti key samay yaa usake baad pension khareedane key liye upayog kiya jaataa haye.
aitihaasik pension vyavastha.
naavikon key liye pension beema (aiss. jey. oh. aim. aine. key liye penzonstriden).
navik pension vyavastha (jise norwey mein "penzonstrigden forr jomen" kahaa jaataa haye) koo 3 disambar 1948 koo kaanoon dwara ack anivarya pension yojana key roop mein sthaapit kiya gayaa thaa, aur iska praathamik uddeshya sevaanivritt naavikon, yaa unaki vidhvaaon key liye pension pradaan karna thaa. aaj yeh mukhya roop seey 60 aur 67 varsh kii ayu key beach sevaanivritt navik pension koo shamil kartaa haye. iska vittaposhan naavikon aur shipping companiyon seey liye gaye shulk aur raajya dwara diye gaye anudan dwara kiya jaataa haye.
iss pension vyavastha mein shamil hainh
iss sandarbh mein naavikon mein apatatiya-sambandhit udyogon mein kuchh karmi, samudra mein kuchh bachaav karmi aur cruze-jahaajon parr kuchh samooh shamil hain.
saarvajanik seva pension kosh (statance penzonskase).
saarvajanik kshetra key karmchari norwey key saarvajanik seva pension kosh (jise norwey mein statance penzonskase kahaa jaataa haye) dwara cover kiye jaate hain.
nayaa pension sudhaar.
norwey key pension sudhaar kii ghoshana shuru mein 2001 mein kii gaee thee jaba sarkaar ney ack vishesh pension aayog niyukt kiya thaa. aayog jiska netritva sigbazorn johnson ney kiya thaa, usamen rajneta aur swatantra visheshagya donon shamil they. norwey kii sansad ney 2009 key vasant mein nae niyamon koo apanaaya. sudhaar puuraa honey key liye nirdhaarit haye aur 2025 mein poori tarah seey lagu kiya jaayega. nae "lacheele sevaanivritti adhiniyam" (envaai flexible alderspensjone) key nae niyamon koo 2010 seey dheere-dheere lagu kiya gayaa haye.
sevaanivritti yojanaon mein nae niyam lagu karane kaa kaaran ack sthaayi pension pranali banaae rakhna thaa joe sevaanivritt norwey key logon/uchch jeevan pratyasha kii sankhya mein vriddhi koo sambhaalane mein saksham hogi, jabaki usee samay cumm bachche paida hotey hain. isaliye pension sudhaar kaa uddeshya adhik logon koo sevaanivritti kii umr key baad karyabal mein adhik samay taka rahane key liye protsaahit karna haye.
sanyukt rashtra (yuu. aine.) dwara kiye gaye purvanuman key anusaar, 65 varsh seey adhik ayu kii norwey kii aabaadi 2060 taka desh kii aabaadi key 25 pratishat key hisse taka pahunch jaayegi, joe 2015 mein 16 pratishat key aankade key vipareet haye. iss dhaarana kaa paalan karate hue aur yadi norwey mein rashtriya beema yojana mein prabhaavi sudhaar naheen huaa hotaa, tou vriddhavastha pension key liye sarkari kharch 2060 taka jee. dee. pee. kaa 13 pratishat hotaa, joe 2013 mein kharch kiye gaye kharch (jee. dee. pee. kaa 6 pratishat) seey dogune seey adhik haye.
norwey key pension sudhaar koo vyaapak saarvajanik samarthan praapt huaa haye kyonki lambe samay mein pension pranali kii sthirata mein sudhaar karane key isake uddeshya seey nagrikon koo adhik kaam karane key liye aur lambi avadhi key liye majboot shram aapoorti protsaahan praapt huaa haye, jabaki purani yojana kii punah vitaran prakriti kii aavashyak visheshtaon koo barkarar rakhaa gayaa haye. sudhaar koo dheere-dheere lagu kiya jaanaa haye, lekin 2011 mein kuchh pramukh visheshtaon koo pahale seey hii vyavhaar mein laaya gayaa thaa, jinamen shamil hainh pension kii jeevan pratyasha samaayojan, beemakrit siddhanton key anusaar 62 varsh kii ayu seey lachili sevaanivritti, aur pension soochkaank key liye nae niyam.
naee pranali mein purani pranali kii kuchh visheshataaen shamil hain, jaise kih
naee visheshtaon koo laate hue jaise kih
jabaki adhikansh desh apani rashtriya suraksha pranaliyon mein sudhaar karate hue neetigat upaayon parr nirbhar karate hain jaise kii pension kii ayu badhaane key liye, nervey ney ack aisee yojana sthaapit kii haye jisamen 62 seey 75 taka lachili sevaanivritti aur jeevan pratyasha samaayojan key saath pahunch kii ayu (67 seey 62) mein kamee kii gaee haye, jeevan pratyasha badhane key saath pension koo cumm kiya gayaa haye-yeh logon koo adhik varshon key liye kaam karane key liye protsaahit kartaa haye taaki ack aisee yojana mein badhati jeevan pratyasha key prabhaav koo cumm kiya jaa sakey joe isake vipareet pension laabhon seey sambandhit haye. phir bhee, aur jabaki sudhaar kii vyaapak roop seey prashansa kii gaee haye, visheshagyon dwara kuchh kamiyon kii or ishara kiya gayaa haih sudhaar pranali jatil haye aur bhavishya key vrihat aarthik yaa jansankhyikiya dabaavon key saath samaayojit karane key liye koee swachaalit tantra naheen haye, aur yeh ack samaan vaarshiki-roopaantaran-kaarak-mulyankan sthaapit kartaa haye joe cumm jeevan pratyasha vaale samoohon parr sambhaavit nakaratmak prabhaavon koo dhyaan mein naheen rakhta haye.

