
shuddh niptan

ack shuddh niptan ack bhugtan pranali haye jiska upayog antar-baink lenden key liye kiya jaataa haye. yeh vaha prakriya haye jisake dwara baink pratyek dinn nirdhaarit samay key madhyam seey sabhi lendenon key saamoohik kull kii ganana karate hain.
ack antar-baink bhugtan pranali mein shuddh niptan kaa upayog karate hue, debit aur credit darj kiye jaate hain aur kewal debit aur credit (shuddh sthiti) key beach kaa antar vaastav mein pakshon key beach bhugtan kiya jaataa haye. adhikansh bhugtan pranaliyon mein yeh nett karna nirdisht niptan samay key beach samashodhan grih pustakon parr hoga aur shuddh padon kaa antim niptan taba hoga jaba kendriya baink mein dhana koo usake aarakshit khaate mein debit yaa jamaa kiya jaataa haye.
udaaharan key liye, yadi dou paksh (aeye aur bee) ack shuddh niptan yojana mein dwaipaakshik roop seey lenden kaa adaan-pradaan curr rahey hain, aur aeye bee $200 kaa bhugtan kartaa haye aur bee 150 dollar kaa bhugtan kartaa haye, tou niptan karane kaa shuddh daayitva aeye seey bee taka $50 haye. baaki prabhaavi roop seey 'radd' curr diyaa jaataa haye.
bahupakshiya shuddh samjhauta taba hotaa haye jaba teen yaa adhik paksh shamil hotey hain. iss udaaharan mein, a b $200 kaa bhugtan kartaa haye, b c $150 kaa bhugtan kartaa haye, aur c 175 dollar kaa bhugtan kartaa haye. bahupakshiya model mein shuddh daayitva a key liye aur c pratyek key liye niptan 'pott' mein $25 kaa bhugtan karate hain, aur b key liye $50 praapt karate hain.
shuddh niptan kaa upayog isaliye kiya jaataa haye kyonki yeh sakal niptan kii tulanaa mein niptan madhyam mein rakhee jaane vaali raashi koo cumm kartaa haye, jisake liye pratyek vyaktigat lenden key tatkaal bhugtan kii aavashyakta hoti haye. yeh antar-baink jokhim koo bhee cumm kartaa haye. shuddh niptan ack bahupakshiya lenden haye, aamtaur parr mudra key liye kendriya baink kaa upayog kiya jaataa haye. bahupakshiya shuddh niptan chakr mein shamil sabhi lenden samagr shuddh sthiti kaa pratinidhitva karane vaale dhana key ack andolan mein niptaaye jaate hain. nett settlement system key udaaharan america mein chips, britten mein back aur japan mein boj-nett (2000 taka) hain.
shuddh niptan apane swayam key vishesh jokhimon koo pesh curr sakata haye. yadi kissy pratibhaagi key diwalia honey kii sthiti mein, nett parr lenden kaa aavedan kanuni roop seey badhyakari naheen haye, tou anya pratibhaagi kanuni roop seey asafal pratibhaagi key prati apane sakal daayitvon key kaaran samaapt hoe sakate hain, aur badale mein asafal pratibhaagi seey kissy bhee samjhaute key kaaran naheen hoe sakate hain. isake alawa, yadi ack shuddh niptan pranali mein pratibhagiyon mein seey ack niptan chakr key anta mein apane daayitvon koo nipataane mein asamarth haye, tou yeh sabhi pakshon key liye niptan koo puuraa karane seey rokta haih isake liye usa niptan chakr mein rakhe gaye sabhi lenden koo kholane kii aavashyakta hoe sakati haye.
pratibhooti daayitvon key niptan mein shuddh niptan kaa ack vishesh roop upayog kiya jaataa haye, jise vitaran banaam bhugtan key roop mein jaanaa jaataa haye.