
baink pareekshak

baink pareekshak ack vittiya peshevar hotaa haye jisake paas yeh sunishchit karane kaa kaary hotaa haye kii baink aur bachat aur rinn sangh sarkaar key charter star dwara inn sansthanon parr lagaae gaye baink niyamon key anusaar kanuni aur surakshit roop seey kaam curr rahey hain. sanyukt raajya america mein, way ack yuu kii or seey paryavekshan curr sakate hain.aiss. sarkari agency, sanghiya aarakshit pranali, ack raajya banking pradhikaran, yaa vittiya sansthanon key liye swayam aantarik lekha pareekshak key roop mein. baink pareekshak kaa mukhya kartavya yeh sunishchit karna haye kii baink kaa sanchaalan kanuni haye aur vittiya sthirata pradaan curr sakata haye. ack baink pareekshak vittiya vivaranon kii sameeksha bhee karega, rinn seey judey jokhim key star kaa mulyankan karega aur baink key prabandhan kaa aaklan karega.
sanyukt raajya america mein itihas.
yuu kii praarambhik avadhi.aiss. itihas mein behad dheele banking niyamon kii visheshta thee, jinhone kaee banking sankaton aur aarthik mandee mein yogdan diyaa. ise aamtaur parr muft banking yug key roop mein jaanaa jaataa haye, ack aisaa samay jaba sanyukt raajya america mein baink pariksha pesha maujood naheen thaa. antatah, baink parikshakon kii bhoomika koo 1864 key rashtriya banking adhiniyam dwara aupchaarik roop diyaa gayaa, jisane aupchaarik roop seey sabhi bainkon key paryavekshak key roop mein mudra niyantrak (oh. see.) key karyalaya kii sthaapana kii, chaahe vaha raajya sarkaar dwara raajya baink key roop mein yaa sanghiya sarkaar dwara rashtriya baink key roop mein chartered hoe. bainkon ney timahi aadhar parr vittiya jaankaari denaa shuru curr diyaa aur sansthanon kaa nireekshan karane key liye baink parikshakon koo niyukt kiya gayaa. iss yug key praarambhik parikshakon koo apani onn-site pareekshaon kaa sanchaalan karane key liye rail maarg, stage coach yaa ghode kii peeth seey kathin yatra kaa saamana karna padaa. jabaki oh. see. key nirmaan ney banking pranali koo sthir karane mein madad kii, americi grihyuddh key baad kii arthavyavastha ney vittiya sthirata key liye chunautiyon koo prastut karna jaari rakhaa.
1907 key banking aatank key baad, 1913 key sanghiya aarakshit adhiniyam ney sanghiya aarakshit pranali key nirmaan kaa ahwan kiya. apani kendriya baink jimmedariyon key alawa, sanghiya reserve koo raajya-chartered bainkon kii nigrani karane kaa bhee prabhaar diyaa gayaa thaa joe sanghiya reserve pranali key sadasya they. antatah, mahamandi key prabhaavon ney 1933 key banking adhiniyam koo bhee lagu kiya, jisane sanghiya jamaa beema nigam (aff. dee. aaee. see.) koo ack jamaa bimakarta aur raajya-chartered bainkon key paryavekshak key roop mein banaaya joe sanghiya aarakshit pranali key sadasya naheen they.
raajya banking adhikaariyon ney sanghiya reserve key saath nigrani jimmedariyon koo saajha kiya aur raajya-chartered bainkon parr aff. dee. aaee. see., jabaki akele oh. see. ney rashtriya star parr chartered bainkon kii nigrani banaae rakhee. iss avadhi key dauran baink parikshakon kii sankhya mein kaafee vriddhi hui, jise aksar niyaamak yug kahaa jaataa haye. anta mein, badee mandee aur ajib-tarah key deewaar sadak sudhaar aur upabhokta sanrakshan adhiniyam key kaaran, upabhokta vittiya sanrakshan beuro (see. aff. pee. bee.) kii sthaapana 2011 mein kii gaee thee. apani anya jimmedariyon key alawa, yeh oh. see., federal reserve, aff. dee. aaee. see. aur kull sampatti mein $10 billion seey adhik key saath bainkon key liye raajyon key saath paryavekshi pradhikaran saajha kartaa haye.
kartavya aur kaary.
baink pareekshak sansthanon kii vittiya sthiti aur praasangik niyamon aur kaanoonon key saath unake anupaalan kii nigrani aur mulyankan karate hain. way jokhim prabandhan prathaon kii gunavatta, upabhokta sanrakshan aur vittiya aparaadh niyamon key anupaalan aur sansthaan koo surakshit aur majboot tareeke seey chalaane kii prabandhan kii kshamata kaa mulyankan karate hain. baink pariksha prakriya mein suvidha aur baink key record kaa nireekshan, saath hii prabandhan key saath tathya-khoj sakshatkar shamil hoe sakate hain. baink pareekshak aamtaur parr sthal parr kaam karate hain, vibhinn sansthanon aur shaakhaon mein nirdhaarit yaa anurodh key anusaar yatra karate hain, halanki kuchh kaam doorasth pahunch key madhyam seey bhee kiya jaa sakata haye. pareekshaon kii aavritti qaanoon aur sansthaan key jokhim star dwara nirdhaarit kii jaati haye. jatil bainkon mein nirantar nigrani karane key liye apane karyalayon mein saal bhar parikshakon kii teemen tainaat hoe sakati hain. baink pareekshak seey vitt aur lekha siddhanton (vishesh roop seey forensic lekha) key saath-saath praasangik banking prakriyaon aur protocol key baare mein jaankaari honey kii ummeed haye. kuchh mamalon mein, ack pareekshak ney ateet mein baink prabandhan padon parr kaam kiya hoga. sanyukt raajya america mein, sanghiya baink pariksha mein baadha dalna ack aparaadh haye.
baink pareekshak apani niyokta agency koo aur aamtaur parr jaanch kiye gaye sansthaan key nideshak mandal aur uchch prabandhan koo nishkarshon kii report karate hain. unase apeksha kii jaati haye kii way apane nishkarshon koo vastunishth aur gair-nirnayaatmak tareeke seey saabit karane key liye vishleshan aur sakshya pradaan karein; aur vishesh roop seey niyamon key kissy bhee gambhir ullanghan koo pradhikaran key uchit star taka aakarshit karane key liye. yadi aavashyak hoe tou sudharatmak kaarravaai key liye sifaarishen kii jaa sakati hain. pareekshak, vishesh roop seey ack niyaamak agency dwara niyojit, sansthanon koo paryavekshi mulyankan bhee dey sakate hain aur gair-anupaalan key liye kanuni pravartan kaarravaai, nagrik dhana dund yaa anya dund lagaa sakate hain.
bharti aur prashikshan.
ichchuk baink parikshakon key paas aamtaur parr vitt, lekhankan, arthshastra yaa sambandhit vyavasaay kshetra mein snaatak kii degree honey chaahiye. kuchh mamalon mein, samvedansheel jaankaari kii suraksha karane kii unaki kshamata kaa aaklan karane key liye ummidwar parr prishthabhoomi jaanch kii jaa sakati haye. nava niyukt parikshakon koo turant naitikta niyamon kaa paalan karna chaahiye joe kuchh karyon koo pratibandhit karate hain, jaise kii baink stock rakhna yaa nirdisht vittiya sansthanon seey rinn praapt karna.
jabaki pareekshak prashikshan aavashyaktaaen niyokta agency key aadhar parr bhinn hoti hain, sanyukt raajya america mein sanghiya baink parikshakon koo aam taur parr commission praapt parikshakon key roop mein pramaanit honey key liye kathor prashikshan karyakramon koo puuraa karane key liye protsaahit kiya jaataa haye. yeh sheershak ingit kartaa haye kii dhaarak key paas uchch star kii samanya pariksha visheshagyata haye aur vaha pareekshak-prabhaari jaisi pramukh bhoomikaon mein seva karane key liye sashakt haye. pareekshak key chaalu karane vaale karyakramon mein kaee varshon key onn-dha-jobb prashikshan, aupchaarik kaksha nirdesh aur banking, lekhankan aur viniyamon jaise vishayon parr gyaan pareekshan kii aavashyakta hoe sakati haye. ack baar commission milane key baad, baink parikshakon koo badey baink, parisampatti prabandhan, aaee. tii. suraksha, dhana shodhan rodhi, poonji bajar, upabhokta sanrakshan aur anya kshetron mein visheshagyata vikasit karane kaa avsar mill sakata haye. way apane sambandhit kshetriya karyalayon mein prabandhan padon parr bhee aage badh sakate hain.
ullekhaniya ghatanaaen.
keystone key pahale rashtriya baink kii viphalata-1 sitambar, 1999
jaise hii mudra key niyantrak key karyalaya key baink parikshakon ney west virginia key keystone mein keystone key pahale rashtriya baink mein dhokhadhadi aur jokhim prabandhan kii kamiyon kaa pataa lagaana shuru kiya, baink adhikaariyon ney maukhik dhamki dekar, baatchit koo tape karke, parikshakon seey jaali email banaakar aur unakaa peechha karane key liye suraksha guards koo kaam parr rakhate hue unhein darana shuru curr diyaa. parikshakon ney anurodh kiya aur praapt kiya.aiss. marshel seva sanrakshan key roop mein unhone apana kaam jaari rakhaa. mudra parikshakon key niyantrak key karyalaya aur baad mein unake saath shamil honey vaale sanghiya jamaa beema nigam parikshakon ney antatah dhokhadhadi kaa khulasa kiya aur baink koo diwalia ghoshit curr diyaa. ise antatah bund curr diyaa gayaa, jisamen aff. dee. aaee. see. koo receiver key roop mein rakhaa gayaa. baad mein, kaee baink nideshak baink kii jaanch mein baadha daalane aur dhokhadhadi jaise aaropon key liye sanghiya jail gaye. yeh pataa chalaa kii kuchh baink record ack nideshak key khet mein dabey hue they.

