text:
On 5th November, travel and tourism industry partners, charities and researchers gathered at World Travel Market in London to discuss how to tackle the millions of people across the UK who miss out on day trips and breaks.
Delegates at the fourth Holidays Matter conference heard from VisitScotland, National Trust and the University of Surrey on the importance of increasing tourism participation with clear evidence of benefits for those taking part as well as the tourism and travel industry and destinations.
In 2014, members of the Holidays Matter network helped over 150,000 people across the UK benefit from short breaks or day trips worth over £5million.
Lee McRonald, VisitScotland’s International Partnerships Manager outlined their commitment to undertaking a pilot social tourism initiative in Glasgow to provide a number of free day trips for struggling families in 2016.
Sue Wilkinson, National Trust’s Director of Supporter Engagement discussed the work they have done recently in encouraging more families to access their places. This included the work they have done with the charity this year for our Summer Days Out project, as well as Visit Kent and schools across the country.

tokenized:
On 5th November , travel and tourism industry partners , charities and researchers gathered at World Travel Market in London to discuss how to tackle the millions of people across the UK who miss out on day trips and breaks .
 Delegates at the fourth Holidays Matter conference heard from VisitScotland , National Trust and the University of Surrey on the importance of increasing tourism participation with clear evidence of benefits for those taking part as well as the tourism and travel industry and destinations .
 In 2014 , members of the Holidays Matter network helped over 150,000 people across the UK benefit from short breaks or day trips worth over £ 5million .
 Lee McRonald , VisitScotland ’s International Partnerships Manager outlined their commitment to undertaking a pilot social tourism initiative in Glasgow to provide a number of free day trips for struggling families in 2016 .
 Sue Wilkinson , National Trust ’s Director of Supporter Engagement discussed the work they have done recently in encouraging more families to access their places . This included the work they have done with the charity this year for our Summer Days Out project , as well as Visit Kent and schools across the country .


text: The small police force of White Rock, New Hampshire, is still reeling from the death of Officer Tyler Richardson when they are called to the scene of the accidental drowning of an out-of-town camper. But Chief Sam Mason and Sergeant Jody Harris soon discover the drowning was no accident. Someone murdered Lynn Palmer and staged the scene to make it look that way. With a pool of suspects who aren't telling the truth and a corrupt mayor who wants the case solved yesterday, Sam and Jo follow a puzzling trail of clues with a surprise ending. And when a stray dog points them in the right direction, Sam discovers the killer is closer than he thought. Just when Sam and Jo think they can rest after having solved Lynn's murder, a shocking discovery proves that sometimes even those you trust can be telling lies.

tokenized: The small police force of White Rock , New Hampshire , is still reeling from the death of Officer Tyler Richardson when they are called to the scene of the accidental drowning of an out - of - town camper . But Chief Sam Mason and Sergeant Jody Harris soon discover the drowning was no accident . Someone murdered Lynn Palmer and staged the scene to make it look that way . With a pool of suspects who are n't telling the truth and a corrupt mayor who wants the case solved yesterday , Sam and Jo follow a puzzling trail of clues with a surprise ending . And when a stray dog points them in the right direction , Sam discovers the killer is closer than he thought . Just when Sam and Jo think they can rest after having solved Lynn 's murder , a shocking discovery proves that sometimes even those you trust can be telling lies .


text:
If you are looking for a children’s party with a difference, then this could be for you!
A party in the woods with plenty of bushcraft, nature, making stuff and having outdoor fun.
Suitable for children age 3 to 11 years old. Price includes up to 10 children. Additional children can be added for an extra charge. Please ask for details. (There is no charge for siblings age 2 years and under).
Parties can be booked for morning or afternoon times during weekends and school holidays. They include drinks, biscuits, a ‘hotdog in a bun’ lunch and birthday cake. You are welcome to bring your own birthday cake if you prefer. Please allow two and a half hours in total. This includes time for meeting up, walking to the woods, a 2 hour session spent in the woodlands and time to walk back to the farm and wash hands.
Our party leader, Laurie Seddon, is an experienced teacher. Laurie is also a Forest Schools Practitioner.

tokenized:
If you are looking for a children ’s party with a difference , then this could be for you !
 A party in the woods with plenty of bushcraft , nature , making stuff and having outdoor fun .
 Suitable for children age 3 to 11 years old . Price includes up to 10 children . Additional children can be added for an extra charge . Please ask for details . ( There is no charge for siblings age 2 years and under ) .
 Parties can be booked for morning or afternoon times during weekends and school holidays . They include drinks , biscuits , a ‘ hotdog in a bun ’ lunch and birthday cake . You are welcome to bring your own birthday cake if you prefer . Please allow two and a half hours in total . This includes time for meeting up , walking to the woods , a 2 hour session spent in the woodlands and time to walk back to the farm and wash hands .
 Our party leader , Laurie Seddon , is an experienced teacher . Laurie is also a Forest Schools Practitioner .


text:
I have to say Wow! Shocked this is a really nice blockset, congratulations!
I have a question: is CAN support in the roadmap?
I do not use CAN bus in my project due to its complex electronics.
Right now, I do not plan to build the CAN blockset since the documentation is very long and that it will take me quite a lot of time to achieve the user interface for all the options available.
So, depending how many people ask for it, I will read carefully the CAN chapter. But I guess that most people use SPI or I2C bus for small distance communication with fixed ground reference voltage.
Its worth developing the CAN driver blocks as its is widely used. SPI and I2C are ok for on board devices like A/D etc, but CAN is far superior for noisy enviroments and long cable runs.
I would also like to see some CAN modules as CAN is widely used and will be in the industrie for some years to come.
I work with CAN intensivly and have a CAN test bench with a couple off CAN nodes on a Bus .
If it would help you I can help you in testing and running the code generated from the toolbox in realtime for you or supply you with the CAN basics which you may need .
This is just a offer that could help us to generate the modules for the toolbox.
CAN peripheral is available on current version of the dsPIC blockset. I will write the doccumentation soon.
ECAN is not available yet. Is anybody interrested by ECAN ?
We are very interested indeed in getting an ECAN block working.
that's what we will be offering our customers.
interoperability with (e.g.) CANdb support in MathWorks.
Yes I second that. ECAN Please !!
Very interested in ECAN. Hope it will come soon.Thanks Lubin!
I would also like to vote for supporting ECAN. I have the 33f with ECAN and would like to be able to use it as a block.
It seems like a few different people are looking for this, are you thinking about developing an ECAN block?
ECAN has lots of possibility and it is still difficult to start to work on it.
It's even more difficult now because I'm writing my PhD report and have some change planned in my private life (getting married soon).
I will start to works on it as soon as I can get enough free time.
Last edited by bmairs on Sat Dec 10, 2011 1:47 am, edited 1 time in total.
It would be very interresting to get an ECAN module compatible with the blockset.
I try to have a close look within few weeks (2 or 3) and provide my comments.
I've fixed the repo. Should be publicly clonable. I'll try and add more documentation to it within the week to clear up some things.
I just wanted to update this thread briefly.
I'm currently stuck on an Embedded MATLAB block issue where it doesn't want to respect an infinite sampling time. After that is fixed, there blockset should be close to if not fully functional.
that is great news, I am really looking forward to that as I will need ECAN soon to implement in my project (I am now waiting for some parts delivery, and PCB to be made) so in few weeks if not days I will be able to test. In case you need some help testing or so, I hope I will be able to help.
I didn't get time yet to have a close look into the code.
Anyway, I will try to do it.
are there any news? I have run in some problems with communication (UART is not enough ). I would like to try ECAN. Should I try using your code (or try to make mine), or should I wait?
What do you mean by UART is not enough ?
I would advise to use it.
I couldn't give date as I always have to postpone it, but this is in the pipe anyway ! I hope to do it soon !
It's very good news from Lubin and Bryant.
But, if your deadline is very short, maybe you better have to build a multipoint with the Uart and some RS422 / RS485 tranceivers.
If the speed at 921600kbaud/s is enough sure.
Anyway... I have noticed new toolbox version, thanks for the debugging support! I will start with the ECAN part of my project now, as there is a new uC unit for the BUS. I have less than 2 months now to finish my project and write my diploma work... uff.
The function 'gcb' is not supported by Embedded MATLAB for code generation. See the documentation for eml.extrinsic to learn how you can use this function in simulation.
I have noticed similar behavior with I2C: my colleague is implementing I2C, He is not using I2C part of the block-set for sending and reading data, but he is using C-call. When we compiled through matlab, there was a problem with reading sequence, but when we used generated c code in MPLAB project, it started working! I do not have the code now on me to post it, but I am starting to think, that the problem may be somewhere in the compilation process, perhaps some argument settings for calling the MPLAB?
Last edited by Bobes on Tue Apr 06, 2010 11:17 pm, edited 1 time in total.
You may compare the configuration bits.
What if you compile/run in MPLAB with release mode ?
I often noticed very weird behavious using MPLAB debugger. Thus, I usually avoid using it.
If more option are required in the blockset for the compilation process, just let me know !
If I read interpret those values correctly: according to section 25: bit 23-8 are Unimplemented, therefore there should be no difference between 00FF and FFFF hmm.. that is just 16 bits?
7 bit: Reserved, do not use. ?!
Let me know how to force first 8 bits of FSS to 0.
I have some further problems with buffers, I have started using more Rx and Tx blocks, Rx seems fine, but I dont see where to set Rx block for buffer which stores filtered data... Does the filter -> buffer feature work?
on Tx: when I set Tx buffers 1 2 3, and then for three Tx blocks use 1 2 and 3 it sends empty messages (only header, no data), I have all set to one buffer now, and that works, but the messages are not send at the rate they are supposed to. I have no (or couple) errors on the line.
I am using blocks from the example with circ buffer.
So I recently went through and updated my ECAN code. I also actively use these blocks, so it's known to be good. Link is here: https://github.com/Susurrus/ECAN_dspic. Just add it to your Matlab path as another library and you're good to go.
bmairs wrote: So I recently went through and updated my ECAN code. I also actively use these blocks, so it's known to be good. Link is here: https://github.com/Susurrus/ECAN_dspic. Just add it to your Matlab path as another library and you're good to go.
Hello, I'm having a look at you blockset. I have C30 v3.23 and C32 v1.05 installed, with Matlab 2010a. Trying your two examples 'out of the box' I notice that a device which is targeted by the pic30 compiler failes to build because your code uses includes from the pic32 compiler (and vice versa). Does the toolbox require the new Microchip compiler ( I forget what it's called) which I understand targets all parts?
I'm a bit wary of having to upgrade the microchip tools in case it breaks somthing in Lubin's blockset. If anyone is using te ECAN code (and the dsPIC blockset) succesfully I would appreciate it if you could list the versions of the tools that you're using.
Has anyone used bmairs ECAN blockset with a dsPIC33FJ256MC710 device?
I've spent a couple of days trying to transmit over CAN from the PIC with no success. I can transmit using the microchip code that accompanies AN1249 so I know that the hardware is OK.
I'm not sure if I'm doing something stupid or if there is a problem with bmairs code. If anyone has succesfully used it I'd appreciate a copy of a simple simulink model (that transmits) that is know to work so that I can see if it works with my setup.

tokenized:
I have to say Wow ! Shocked this is a really nice blockset , congratulations !
 I have a question : is CAN support in the roadmap ?
 I do not use CAN bus in my project due to its complex electronics .
 Right now , I do not plan to build the CAN blockset since the documentation is very long and that it will take me quite a lot of time to achieve the user interface for all the options available .
 So , depending how many people ask for it , I will read carefully the CAN chapter . But I guess that most people use SPI or I2C bus for small distance communication with fixed ground reference voltage .
 Its worth developing the CAN driver blocks as its is widely used . SPI and I2C are ok for on board devices like A / D etc , but CAN is far superior for noisy enviroments and long cable runs .
 I would also like to see some CAN modules as CAN is widely used and will be in the industrie for some years to come .
 I work with CAN intensivly and have a CAN test bench with a couple off CAN nodes on a Bus .
 If it would help you I can help you in testing and running the code generated from the toolbox in realtime for you or supply you with the CAN basics which you may need .
 This is just a offer that could help us to generate the modules for the toolbox .
 CAN peripheral is available on current version of the dsPIC blockset . I will write the doccumentation soon .
 ECAN is not available yet . Is anybody interrested by ECAN ?
 We are very interested indeed in getting an ECAN block working .
 that 's what we will be offering our customers .
 interoperability with ( e.g. ) CANdb support in MathWorks .
 Yes I second that . ECAN Please ! !
 Very interested in ECAN . Hope it will come soon . Thanks Lubin !
 I would also like to vote for supporting ECAN . I have the 33f with ECAN and would like to be able to use it as a block .
 It seems like a few different people are looking for this , are you thinking about developing an ECAN block ?
 ECAN has lots of possibility and it is still difficult to start to work on it .
 It 's even more difficult now because I 'm writing my PhD report and have some change planned in my private life ( getting married soon ) .
 I will start to works on it as soon as I can get enough free time .
 Last edited by bmairs on Sat Dec 10 , 2011 1:47 am , edited 1 time in total .
 It would be very interresting to get an ECAN module compatible with the blockset .
 I try to have a close look within few weeks ( 2 or 3 ) and provide my comments .
 I 've fixed the repo . Should be publicly clonable . I 'll try and add more documentation to it within the week to clear up some things .
 I just wanted to update this thread briefly .
 I 'm currently stuck on an Embedded MATLAB block issue where it does n't want to respect an infinite sampling time . After that is fixed , there blockset should be close to if not fully functional .
 that is great news , I am really looking forward to that as I will need ECAN soon to implement in my project ( I am now waiting for some parts delivery , and PCB to be made ) so in few weeks if not days I will be able to test . In case you need some help testing or so , I hope I will be able to help .
 I did n't get time yet to have a close look into the code .
 Anyway , I will try to do it .
 are there any news ? I have run in some problems with communication ( UART is not enough ) . I would like to try ECAN . Should I try using your code ( or try to make mine ) , or should I wait ?
 What do you mean by UART is not enough ?
 I would advise to use it .
 I could n't give date as I always have to postpone it , but this is in the pipe anyway ! I hope to do it soon !
 It 's very good news from Lubin and Bryant .
 But , if your deadline is very short , maybe you better have to build a multipoint with the Uart and some RS422 / RS485 tranceivers .
 If the speed at 921600kbaud / s is enough sure .
 Anyway ... I have noticed new toolbox version , thanks for the debugging support ! I will start with the ECAN part of my project now , as there is a new uC unit for the BUS . I have less than 2 months now to finish my project and write my diploma work ... uff .
 The function ' gcb ' is not supported by Embedded MATLAB for code generation . See the documentation for eml.extrinsic to learn how you can use this function in simulation .
 I have noticed similar behavior with I2C : my colleague is implementing I2C , He is not using I2C part of the block - set for sending and reading data , but he is using C - call . When we compiled through matlab , there was a problem with reading sequence , but when we used generated c code in MPLAB project , it started working ! I do not have the code now on me to post it , but I am starting to think , that the problem may be somewhere in the compilation process , perhaps some argument settings for calling the MPLAB ?
 Last edited by Bobes on Tue Apr 06 , 2010 11:17 pm , edited 1 time in total .
 You may compare the configuration bits .
 What if you compile / run in MPLAB with release mode ?
 I often noticed very weird behavious using MPLAB debugger . Thus , I usually avoid using it .
 If more option are required in the blockset for the compilation process , just let me know !
 If I read interpret those values correctly : according to section 25 : bit 23 - 8 are Unimplemented , therefore there should be no difference between 00FF and FFFF hmm .. that is just 16 bits ?
 7 bit : Reserved , do not use . ? !
 Let me know how to force first 8 bits of FSS to 0 .
 I have some further problems with buffers , I have started using more Rx and Tx blocks , Rx seems fine , but I do nt see where to set Rx block for buffer which stores filtered data ... Does the filter - > buffer feature work ?
 on Tx : when I set Tx buffers 1 2 3 , and then for three Tx blocks use 1 2 and 3 it sends empty messages ( only header , no data ) , I have all set to one buffer now , and that works , but the messages are not send at the rate they are supposed to . I have no ( or couple ) errors on the line .
 I am using blocks from the example with circ buffer .
 So I recently went through and updated my ECAN code . I also actively use these blocks , so it 's known to be good . Link is here : https://github.com/Susurrus/ECAN_dspic . Just add it to your Matlab path as another library and you 're good to go .
 bmairs wrote : So I recently went through and updated my ECAN code . I also actively use these blocks , so it 's known to be good . Link is here : https://github.com/Susurrus/ECAN_dspic . Just add it to your Matlab path as another library and you 're good to go .
 Hello , I 'm having a look at you blockset . I have C30 v3.23 and C32 v1.05 installed , with Matlab 2010a . Trying your two examples ' out of the box ' I notice that a device which is targeted by the pic30 compiler failes to build because your code uses includes from the pic32 compiler ( and vice versa ) . Does the toolbox require the new Microchip compiler ( I forget what it 's called ) which I understand targets all parts ?
 I 'm a bit wary of having to upgrade the microchip tools in case it breaks somthing in Lubin 's blockset . If anyone is using te ECAN code ( and the dsPIC blockset ) succesfully I would appreciate it if you could list the versions of the tools that you 're using .
 Has anyone used bmairs ECAN blockset with a dsPIC33FJ256MC710 device ?
 I 've spent a couple of days trying to transmit over CAN from the PIC with no success . I can transmit using the microchip code that accompanies AN1249 so I know that the hardware is OK .
 I 'm not sure if I 'm doing something stupid or if there is a problem with bmairs code . If anyone has succesfully used it I 'd appreciate a copy of a simple simulink model ( that transmits ) that is know to work so that I can see if it works with my setup .


text:
Reviews for J & S Auto Repair Inc. - Warwick, RI - Page 5 - J & S Auto Repair Inc.
always reasonable and honest mechanics!
Always straightforward, honest and stand behind your work. I appreciate it.
Excellent service!! My car is 11 years old and it performs today the way it did when it rolled off the showroom floor! Finally, a repair shop that doesn't cut corners and KNOWS WHAT THEY'RE DOING!
J&S is a rare find in the auto repair world—a shop with integrity. When a previous repair they had done failed a few years quicker than expected, they replaced the part and repaired my car free of charge. What could have been a frustrating or at the very least disappointing experience ended up being a really positive one, and they earned a very loyal customer in return. Plus, they have free candy and beer koozies at checkout. What's not to love?
Always my go to mechanic.
great place the staff is friendly and price is right!!!

tokenized:
Reviews for J & S Auto Repair Inc. - Warwick , RI - Page 5 - J & S Auto Repair Inc.
 always reasonable and honest mechanics !
 Always straightforward , honest and stand behind your work . I appreciate it .
 Excellent service ! ! My car is 11 years old and it performs today the way it did when it rolled off the showroom floor ! Finally , a repair shop that does n't cut corners and KNOWS WHAT THEY'RE DOING !
 J&S is a rare find in the auto repair world — a shop with integrity . When a previous repair they had done failed a few years quicker than expected , they replaced the part and repaired my car free of charge . What could have been a frustrating or at the very least disappointing experience ended up being a really positive one , and they earned a very loyal customer in return . Plus , they have free candy and beer koozies at checkout . What 's not to love ?
 Always my go to mechanic .
 great place the staff is friendly and price is right ! ! !


text:
After breakfast, check-out of the hotel at Thekkady and drive to Kovalam, at a distance of 218 kms. You can stop for lunch at Trivandrum. You can visit the Napier Museum which displays the Kerala chariots and ivory carvings, and the Zoological Park. On arrival, check-in to the hotel and relax. You can take a casual stroll on the beach (on your own). Stay overnight at the hotel. Note: The Zoological Park closes at 04:45 PM and remains closed on Mondays.
After breakfast, move for local sightseeing covering famous beaches like the Hawa Beach, Lighthouse Beach, Vizhinjam Beach, etc. Spend the whole day enjoying the emerald beaches and experiencing the serenity and beauty of Kovalam. Return to the hotel and stay for the night.

tokenized:
After breakfast , check - out of the hotel at Thekkady and drive to Kovalam , at a distance of 218 kms . You can stop for lunch at Trivandrum . You can visit the Napier Museum which displays the Kerala chariots and ivory carvings , and the Zoological Park . On arrival , check - in to the hotel and relax . You can take a casual stroll on the beach ( on your own ) . Stay overnight at the hotel . Note : The Zoological Park closes at 04:45 PM and remains closed on Mondays .
 After breakfast , move for local sightseeing covering famous beaches like the Hawa Beach , Lighthouse Beach , Vizhinjam Beach , etc . Spend the whole day enjoying the emerald beaches and experiencing the serenity and beauty of Kovalam . Return to the hotel and stay for the night .


text:
Here is another one of those ‘reports’ I’ll send out to clients when I’ve done a bunch of work. There was some non-relevant-to-this-post stuff at the end which is why it ends somewhat abruptly.
So I looked the ‘photodashboard’ scripts earlier today. The first step is of course to run them and see whats going on.
That’s a little insane for for 20 scripts. So I went digging.
The first thing I did was remove the 404 that happens at each script. This was put in originally since there could be things like server.client.com/install_a and server.client.com/install_b and there was some bouncing to the right (or wrong!) place happening. If we’re running on a machine that has that in the future would just should include the install_whatever in the ‘base_url’ rather than try and build it using the ‘prefix’. I didn’t time the savings of it, but I would guess it would be around 2 minutes for the run.
Next I looked at the actual scripts and noticed something. It is extremely useful to include a specific setUp method in a class when having to do common setup tasks for the test methods (that is of course what it is for). What is less useful is when that setUp method does a login and then 50% of the tests immediately logout. If you find yourself in this situation, create a separate class — one for navigating to a page with authentication, and one without. Which is what I did and got it down to 21 minutes. Yes, over 10 minutes saved by this simple thing.
That is still to long. So I looked at being able to authenticate outside of the browser since that is slow since it involves a couple page loads. Using firebug I was able to see that the process of authenticating is just doing a POST with the username and password and when successful using the JSESSIONID cookie that is returned. With this I knew I could do this out of the browser and so have not modified the login_as method to include an optional browserless parameter. When this is set it will, outside of the browser, authenticate and then set the cookie on the se browser instance as if we had done it through the browser.
And with that we are down to 17 minutes. Which is still way too long, but that is the real speed of the app which means server.client.com is either massively underpowered or ‘application’ has some serious performance problems.
This illustrates a bit of my process for cleaning up scripts.
Some important bits to glean from this that you can apply to your projects.
Deal with environment differences at the config level, not the script level. Scripts should be environment neutral.
If you find yourself undoing something that was done in the setup phase of the script, it should be in a different class with a different setup.
Interesting approach. I like that idea.
which language are you working in?
I’d like to see an example in Python taking cookies from a urllib2|httplib|mechanize request and passing them to a WebDriver browser. I’ll whip it up myself, but if you have something handy it would make a great blog post of it’s own.
is what I’m doing for RC.

tokenized:
Here is another one of those ‘ reports ’ I ’ll send out to clients when I ’ve done a bunch of work . There was some non - relevant - to - this - post stuff at the end which is why it ends somewhat abruptly .
 So I looked the ‘ photodashboard ’ scripts earlier today . The first step is of course to run them and see what s going on .
 That ’s a little insane for for 20 scripts . So I went digging .
 The first thing I did was remove the 404 that happens at each script . This was put in originally since there could be things like server.client.com/install_a and server.client.com/install_b and there was some bouncing to the right ( or wrong ! ) place happening . If we ’re running on a machine that has that in the future would just should include the install_whatever in the ‘ base_url ’ rather than try and build it using the ‘ prefix ’ . I did n’t time the savings of it , but I would guess it would be around 2 minutes for the run .
 Next I looked at the actual scripts and noticed something . It is extremely useful to include a specific setUp method in a class when having to do common setup tasks for the test methods ( that is of course what it is for ) . What is less useful is when that setUp method does a login and then 50 % of the tests immediately logout . If you find yourself in this situation , create a separate class — one for navigating to a page with authentication , and one without . Which is what I did and got it down to 21 minutes . Yes , over 10 minutes saved by this simple thing .
 That is still to long . So I looked at being able to authenticate outside of the browser since that is slow since it involves a couple page loads . Using firebug I was able to see that the process of authenticating is just doing a POST with the username and password and when successful using the JSESSIONID cookie that is returned . With this I knew I could do this out of the browser and so have not modified the login_as method to include an optional browserless parameter . When this is set it will , outside of the browser , authenticate and then set the cookie on the se browser instance as if we had done it through the browser .
 And with that we are down to 17 minutes . Which is still way too long , but that is the real speed of the app which means server.client.com is either massively underpowered or ‘ application ’ has some serious performance problems .
 This illustrates a bit of my process for cleaning up scripts .
 Some important bits to glean from this that you can apply to your projects .
 Deal with environment differences at the config level , not the script level . Scripts should be environment neutral .
 If you find yourself undoing something that was done in the setup phase of the script , it should be in a different class with a different setup .
 Interesting approach . I like that idea .
 which language are you working in ?
 I ’d like to see an example in Python taking cookies from a urllib2|httplib|mechanize request and passing them to a WebDriver browser . I ’ll whip it up myself , but if you have something handy it would make a great blog post of it ’s own .
 is what I ’m doing for RC .


text:
Error 6728 error symptoms can include program lock-ups, slow PC performance, system freezes, shut down and startup problems, and installation errors.
Error 6728 errors are easy to repair. By downloading and running the registry repair tool Reimage, you can quickly and effectively fix this problem and prevent others from occuring.

tokenized:
Error 6728 error symptoms can include program lock - ups , slow PC performance , system freezes , shut down and startup problems , and installation errors .
 Error 6728 errors are easy to repair . By downloading and running the registry repair tool Reimage , you can quickly and effectively fix this problem and prevent others from occuring .


text:
This is just a short post to apologize for not keeping up with my postings. Between vacations, family illnesses, and now I am back in school to finish my Bachelors of Science in Graphic Design.
So needless to say, I have had a very chaotic month! I am working on getting back on track. I am also working on doing a simple schedule for blogging so that I can stay organized with my time, especially now that I have a bit more work with school.
Again, I am so sorry for not keep up with my posting. I assure you I will be back very soon and will have lots to share!
In the mean time, check out my past postings and feel free to leave me comments. I always check my messages. Also, feel free to make some suggestions.
Be sure to follow me at any of my social links!

tokenized:
This is just a short post to apologize for not keeping up with my postings . Between vacations , family illnesses , and now I am back in school to finish my Bachelors of Science in Graphic Design .
 So needless to say , I have had a very chaotic month ! I am working on getting back on track . I am also working on doing a simple schedule for blogging so that I can stay organized with my time , especially now that I have a bit more work with school .
 Again , I am so sorry for not keep up with my posting . I assure you I will be back very soon and will have lots to share !
 In the mean time , check out my past postings and feel free to leave me comments . I always check my messages . Also , feel free to make some suggestions .
 Be sure to follow me at any of my social links !


text:
Bright and camphoraceous with a strong medicinal quality that has a very dry base note and slightly sweet middle note. This long lasting aroma is tenacious and powerful.
Despite its common name Spanish marjoram, this oil is distilled from a flowering plant in the Thymus genus. Its major constituents include 1,8-cineole, camphor, and α- and β-pinene. With its bright powerful scent, Spanish marjoram makes a nice addition to topical salves and stimulating diffuser blends.
It should not be used interchangeable with sweet marjoram. These oils have different key constituents. Spanish marjoram can be used in similar ways as other 1,8-cineole rich oils like eucalyptus and rosemary.
Citrus oils like sweet orange and tangerine, other spice oils, including basil, thyme, and black pepper, forest needle oils, and floral oils like lavender, clary sage, and chamomile.

tokenized:
Bright and camphoraceous with a strong medicinal quality that has a very dry base note and slightly sweet middle note . This long lasting aroma is tenacious and powerful .
 Despite its common name Spanish marjoram , this oil is distilled from a flowering plant in the Thymus genus . Its major constituents include 1,8 - cineole , camphor , and α- and β - pinene . With its bright powerful scent , Spanish marjoram makes a nice addition to topical salves and stimulating diffuser blends .
 It should not be used interchangeable with sweet marjoram . These oils have different key constituents . Spanish marjoram can be used in similar ways as other 1,8 - cineole rich oils like eucalyptus and rosemary .
 Citrus oils like sweet orange and tangerine , other spice oils , including basil , thyme , and black pepper , forest needle oils , and floral oils like lavender , clary sage , and chamomile .


text:
Gosh, I'm just blown away by all the comments congratulating us on finally selling our house! Thanks to all - it's so nice to know we have so many good friends out there in blogland! We were even happier when we realized we will be there in time for Christmas!
Sunday we headed to Eastern Washington for the week. Today and tomorrow we're in Yakima where Mr. Squash has a public health conference. When it's over tomorrow afternoon we head to the Squash house for the remainder of the week.
We decided to take the really scenic drive over Mt. Rainier as our usual route is under heavy construction. So we headed over Chinook Pass near Mt. Rainier. This route will close for the winter soon as heavy snows keep it from being plowed during winter. It was a gorgeous day, and other than a few clouds around the summit - this is what Mt. Rainier looked like!
On the other side of the pass, the road follows the American River which we are itching to fly fish one day. We saw some folks fishing one spot and decided to get out and watch for a while. They didn't catch anything while we were watching, but sure looked like they were having a good time!
The only down side of going along with Mr. Squash when he has conferences, is that I'm left to my own devices - which in this town is pretty much shopping! Now how bad can that be? I have a couple of favorite shops, so of course I headed there first thing. The numbers below caught my attention as I was rounding a corner in the first shop! They had one eight, one two and several seven's left at 75% off! Of course those numbers make up the address at the Squash House, and the font is nearly identical to the title font on my blog! I was just giddy when I bought them - perfect for the Squash House!
Next I headed to the Bernina store, which is also a great quilt shop! I resisted buying several fabric lines I loved, but when it came to this very reasonable bundle of wool - well, what's a Woolie to do?
I also walked away with a couple of cute Halloween patterns! I've been collecting Halloween fabric for years so I'll have more than enough stash for the wall hanging and I have plenty of wool for the little pumpkin candle mat!
Tomorrow I'll be going to my favorite orchard over here. It's full harvest right now - apples, pears, peaches, pumpkins --- can't wait!
Love those numbers you picked for the house! You seem happier when you are on the eastern side of the state.
Well, what's a girl to do when FORCED to shop? Shop, of course!
Yummy wools, Candace. They look even more inviting at this time of the year.
Have fun and enjoy the rest of the week at the Squash House. Woo hoo!
The photo of Mt. Rainier is just gorgeous! And what a drag (LOL) to have to shop when the hubs is conferencing.
Ok this is how silly I am, I did not know that they stilled closed roads for the winter. I think that is kind'a neat. You did some great shopping, I love your numbers!!
Somehow, I missed your last post. A big huge congratulations on selling your house. You must be so excited.
I don't know why I missed your last post, but I'm happy to hear you now have a buyer. - The views you show are amazing, and your wool selection is lovely.
Thanks for the pic of Mt. Rainer. In 69 and 70 we lived in Lakewood, Wa. And every morning I could look at that mountian. Being just married and far away from home I adopted it, It is my mountian. Only made it up there once. But I loved that mountain.
Thanks again and congrads on the selling of your house.
Wool, did you say, wool? Love the pieces you got and can't wait to see what you do with them. Enjoy your week and just think...before you know it, you'll be moving in! Hooray!
PS Love the numbers. One of these "meant to be" thingys.
Gorgeous picture of Mt. Rainier, the river looked perfect for fishing too. Looks like a perfect fall day.
Oh that bundle of wool looks just perfect too, Your Squash house will look nice with its new numbers too.
Have fun picking the autumn bounty!
The mountain is stunningly beautiful. The numbers are such fun. I like the tie in to your blog font, nice touch. So, will the address be 728 Squash House Lane? Lol. The quilt shop finds are pretty, rich colors and of course one of my favorite pumpkin mat patterns to boot.
You know I'm just going to show up on your doorstep one day! You're state is just SO beautiful!
What a pretty place. The numbers are gorgeous so glad you got a bargain there. I like playing with wool too. (Folklore Quilt in progress) The turkey candle mat I made while away was a Bare Roots one like the pumpkin one you have. I also have the pumpkin one but not made it yet. It is lovely though.
What a great place you live.
Looks like you know how to entertain yourself while Mr. Squash is busy. Great wool and patterns. There will be plenty of time to buy all those fabric lines when you are settled in your new home.
The mountain photo is like a picture postcard.
Oh my, Candace, great wools and the pumpkin pattern - do you want my address?
Love your woolies and numbers!
You shouldn't be surprised that we are all concerned about the sale of your house - we are living vicariously through you and want to get moved into the Squash House!!!

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Gosh , I 'm just blown away by all the comments congratulating us on finally selling our house ! Thanks to all - it 's so nice to know we have so many good friends out there in blogland ! We were even happier when we realized we will be there in time for Christmas !
 Sunday we headed to Eastern Washington for the week . Today and tomorrow we 're in Yakima where Mr. Squash has a public health conference . When it 's over tomorrow afternoon we head to the Squash house for the remainder of the week .
 We decided to take the really scenic drive over Mt. Rainier as our usual route is under heavy construction . So we headed over Chinook Pass near Mt. Rainier . This route will close for the winter soon as heavy snows keep it from being plowed during winter . It was a gorgeous day , and other than a few clouds around the summit - this is what Mt. Rainier looked like !
 On the other side of the pass , the road follows the American River which we are itching to fly fish one day . We saw some folks fishing one spot and decided to get out and watch for a while . They did n't catch anything while we were watching , but sure looked like they were having a good time !
 The only down side of going along with Mr. Squash when he has conferences , is that I 'm left to my own devices - which in this town is pretty much shopping ! Now how bad can that be ? I have a couple of favorite shops , so of course I headed there first thing . The numbers below caught my attention as I was rounding a corner in the first shop ! They had one eight , one two and several seven 's left at 75 % off ! Of course those numbers make up the address at the Squash House , and the font is nearly identical to the title font on my blog ! I was just giddy when I bought them - perfect for the Squash House !
 Next I headed to the Bernina store , which is also a great quilt shop ! I resisted buying several fabric lines I loved , but when it came to this very reasonable bundle of wool - well , what 's a Woolie to do ?
 I also walked away with a couple of cute Halloween patterns ! I 've been collecting Halloween fabric for years so I 'll have more than enough stash for the wall hanging and I have plenty of wool for the little pumpkin candle mat !
 Tomorrow I 'll be going to my favorite orchard over here . It 's full harvest right now - apples , pears , peaches , pumpkins --- ca n't wait !
 Love those numbers you picked for the house ! You seem happier when you are on the eastern side of the state .
 Well , what 's a girl to do when FORCED to shop ? Shop , of course !
 Yummy wools , Candace . They look even more inviting at this time of the year .
 Have fun and enjoy the rest of the week at the Squash House . Woo hoo !
 The photo of Mt. Rainier is just gorgeous ! And what a drag ( LOL ) to have to shop when the hubs is conferencing .
 Ok this is how silly I am , I did not know that they stilled closed roads for the winter . I think that is kind'a neat . You did some great shopping , I love your numbers ! !
 Somehow , I missed your last post . A big huge congratulations on selling your house . You must be so excited .
 I do n't know why I missed your last post , but I 'm happy to hear you now have a buyer . - The views you show are amazing , and your wool selection is lovely .
 Thanks for the pic of Mt. Rainer . In 69 and 70 we lived in Lakewood , Wa . And every morning I could look at that mountian . Being just married and far away from home I adopted it , It is my mountian . Only made it up there once . But I loved that mountain .
 Thanks again and congrads on the selling of your house .
 Wool , did you say , wool ? Love the pieces you got and ca n't wait to see what you do with them . Enjoy your week and just think ... before you know it , you 'll be moving in ! Hooray !
 PS Love the numbers . One of these " meant to be " thingys .
 Gorgeous picture of Mt. Rainier , the river looked perfect for fishing too . Looks like a perfect fall day .
 Oh that bundle of wool looks just perfect too , Your Squash house will look nice with its new numbers too .
 Have fun picking the autumn bounty !
 The mountain is stunningly beautiful . The numbers are such fun . I like the tie in to your blog font , nice touch . So , will the address be 728 Squash House Lane ? Lol . The quilt shop finds are pretty , rich colors and of course one of my favorite pumpkin mat patterns to boot .
 You know I 'm just going to show up on your doorstep one day ! You 're state is just SO beautiful !
 What a pretty place . The numbers are gorgeous so glad you got a bargain there . I like playing with wool too . ( Folklore Quilt in progress ) The turkey candle mat I made while away was a Bare Roots one like the pumpkin one you have . I also have the pumpkin one but not made it yet . It is lovely though .
 What a great place you live .
 Looks like you know how to entertain yourself while Mr. Squash is busy . Great wool and patterns . There will be plenty of time to buy all those fabric lines when you are settled in your new home .
 The mountain photo is like a picture postcard .
 Oh my , Candace , great wools and the pumpkin pattern - do you want my address ?
 Love your woolies and numbers !
 You should n't be surprised that we are all concerned about the sale of your house - we are living vicariously through you and want to get moved into the Squash House ! ! !


text:
Get ready for backyard fun with a custom sandbox or playset!
If you’re thinking of getting your landscaping done for the 4th of July, now is the time to get started. We know, we know - you’d rather put it off until the holiday hangover has worn off. But, here's 8 reason's why literally every season besides summer is the best time to redo your landscape in Los Angeles.
1. Spend your summer in the yard - not a construction site!
If you’re looking to install a new pergola, deck, or just new grass—spare yourself the hassle of trying to get it done on a deadline. In any new construction, including landscaping, complications may arise that cause delays on your project and your family fun. Start now and rest easy knowing you have plenty of time before barbecue season.
2. Cooler weather is much more favorable to new plantings than high summer heat.
For us gardeners, this is possibly the most important reason to install any new landscaping during fall, winter, or early spring. In July of 2018 temperatures soared above 105, causing extreme stress to even the most drought-tolerant plants. A plant that has had time to take root and store water during the cooler, rainier seasons will be much more likely to tough out a hot month without breaking a sweat.
3. Your project may be completed faster, at a lower cost.
You can save money in an off-season remodel because so many people redo their landscapes in the spring and beginning of summer. Once the season dies down, prices tend to drop. Additionally, your project may be completed faster when the landscaping company has fewer clients to worry about.
4. Enhance your curb appeal.
Thinking of selling your home? Summertime is not traditionally the peak season for Real Estate as buyers are busy enjoying the Summer months. Now is the time to get your landscaping project done before the market dies down.
5. Let your Landscape fully grow in before Summer.
A newly completed landscape often requires up to 6 weeks or more to fully grow in. For example, the hillside landscape pictured below was just recently planted and after several months will grow to its full potential. Wouldn’t you like to treat your guests to a feast for the eyes at your next summer party?
These healthy plantings are enjoying the rainy season as they take root in this hillside landscape. Many of them will grow to twice their size.

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Get ready for backyard fun with a custom sandbox or playset !
 If you ’re thinking of getting your landscaping done for the 4th of July , now is the time to get started . We know , we know - you ’d rather put it off until the holiday hangover has worn off . But , here 's 8 reason 's why literally every season besides summer is the best time to redo your landscape in Los Angeles .
 1 . Spend your summer in the yard - not a construction site !
 If you ’re looking to install a new pergola , deck , or just new grass — spare yourself the hassle of trying to get it done on a deadline . In any new construction , including landscaping , complications may arise that cause delays on your project and your family fun . Start now and rest easy knowing you have plenty of time before barbecue season .
 2 . Cooler weather is much more favorable to new plantings than high summer heat .
 For us gardeners , this is possibly the most important reason to install any new landscaping during fall , winter , or early spring . In July of 2018 temperatures soared above 105 , causing extreme stress to even the most drought - tolerant plants . A plant that has had time to take root and store water during the cooler , rainier seasons will be much more likely to tough out a hot month without breaking a sweat .
 3 . Your project may be completed faster , at a lower cost .
 You can save money in an off - season remodel because so many people redo their landscapes in the spring and beginning of summer . Once the season dies down , prices tend to drop . Additionally , your project may be completed faster when the landscaping company has fewer clients to worry about .
 4 . Enhance your curb appeal .
 Thinking of selling your home ? Summertime is not traditionally the peak season for Real Estate as buyers are busy enjoying the Summer months . Now is the time to get your landscaping project done before the market dies down .
 5 . Let your Landscape fully grow in before Summer .
 A newly completed landscape often requires up to 6 weeks or more to fully grow in . For example , the hillside landscape pictured below was just recently planted and after several months will grow to its full potential . Would n’t you like to treat your guests to a feast for the eyes at your next summer party ?
 These healthy plantings are enjoying the rainy season as they take root in this hillside landscape . Many of them will grow to twice their size .


text:
WBT is a company created to offer you the best in wire mesh cabletray products and solutions. Our management team is comprised of some of the industries most experienced leaders within the market, who used their collective knowledge to build a company from the ground up.
WBT offers product designs and solutions that no other company in the marketplace can. WBT’s Shaped Wire (patent pending) revolutionizes wire basket tray, offering substantially more cabling support and greatly reduced cable strain.
WBT-U addresses the installation complexities of many underfloor solutions. No tools, no assembly, just a faster universal installation.
And for the Contractor/Installer, WBT offers tray lengths up to 12’, which substantially decreases the splicing time and materials costs versus any competitive offering.
Manufactured at our facility in Illinois with new, state of the art equipment, WBT offers the highest degree of quality and repeatability in our products. Made in America and with leadtimes that the competition cannot match, we understand the unique needs of all of our customers (distribution, specifiers, end users, and the contractor) and have products, programs and support to ensure that your needs are exceeded each and every time.

tokenized:
WBT is a company created to offer you the best in wire mesh cabletray products and solutions . Our management team is comprised of some of the industries most experienced leaders within the market , who used their collective knowledge to build a company from the ground up .
 WBT offers product designs and solutions that no other company in the marketplace can . WBT ’s Shaped Wire ( patent pending ) revolutionizes wire basket tray , offering substantially more cabling support and greatly reduced cable strain .
 WBT - U addresses the installation complexities of many underfloor solutions . No tools , no assembly , just a faster universal installation .
 And for the Contractor / Installer , WBT offers tray lengths up to 12 ’ , which substantially decreases the splicing time and materials costs versus any competitive offering .
 Manufactured at our facility in Illinois with new , state of the art equipment , WBT offers the highest degree of quality and repeatability in our products . Made in America and with leadtimes that the competition can not match , we understand the unique needs of all of our customers ( distribution , specifiers , end users , and the contractor ) and have products , programs and support to ensure that your needs are exceeded each and every time .


text:
This information adds a lot of good basic information to help me better better understand setting & running an SEO campaign for success. I've often found that it's all too easy to forget the basics.
I've got a list for 45 link profiles to work through, this information adds a few nuggets of information to help me better clean back link profiles.
Link building has been around for decades & looks like its not going anywhere anytime soon.
Read the article with much interest, putting a plan together to see how this can benefit clients & agency alike. Long tail keywords & questions seem to do well.
Great presentation Will, really got me thinking on how to rank some of my clients sites for really competitive subject matters, over & above link building.
It's just not possible or profitable to practice white-hat SEO all of the time, not to mention the time involved. Link building & citations are just better manage by specialist companies, as long as one uses reputable suppliers thst is.
Loved the voice search entry in this article, placing yet more emphasis on ensuring that a clients GMB account is set up properly.
I have used STAT in the past, this article on different identical metrics has highlighted some great insights n how to move ahead with the many content strategies I'm working on.
I've bookmarked this article foe when I need a digital pr/ outreach campaign. Great level of detail too.
I make a point of sourcing links from multiple vendors & rotating though them regularly, for a more natural backlink profile. Be interested to see how I hold up on the DA changes Moz are putting in place.
This whole concept is great to play with. After reading this article I plan to use some kewyord research to the next step ahead. A really good and full of insights about the overlap of SERPS feature suggestions.
Very clear & concise, I'll be working our agancy pages with funnels and endevour to follow your posts sugestions.
A great overview of how to execute keyword research thoroughly I've downloaded Power BI Desktop to play around with.
Great article. practicing good quality sustainable SEO will always pay off. Businesses should also be advised to look beyond Google for sources of referral traffic.

tokenized:
This information adds a lot of good basic information to help me better better understand setting & running an SEO campaign for success . I 've often found that it 's all too easy to forget the basics .
 I 've got a list for 45 link profiles to work through , this information adds a few nuggets of information to help me better clean back link profiles .
 Link building has been around for decades & looks like its not going anywhere anytime soon .
 Read the article with much interest , putting a plan together to see how this can benefit clients & agency alike . Long tail keywords & questions seem to do well .
 Great presentation Will , really got me thinking on how to rank some of my clients sites for really competitive subject matters , over & above link building .
 It 's just not possible or profitable to practice white - hat SEO all of the time , not to mention the time involved . Link building & citations are just better manage by specialist companies , as long as one uses reputable suppliers thst is .
 Loved the voice search entry in this article , placing yet more emphasis on ensuring that a clients GMB account is set up properly .
 I have used STAT in the past , this article on different identical metrics has highlighted some great insights n how to move ahead with the many content strategies I 'm working on .
 I 've bookmarked this article foe when I need a digital pr/ outreach campaign . Great level of detail too .
 I make a point of sourcing links from multiple vendors & rotating though them regularly , for a more natural backlink profile . Be interested to see how I hold up on the DA changes Moz are putting in place .
 This whole concept is great to play with . After reading this article I plan to use some kewyord research to the next step ahead . A really good and full of insights about the overlap of SERPS feature suggestions .
 Very clear & concise , I 'll be working our agancy pages with funnels and endevour to follow your posts sugestions .
 A great overview of how to execute keyword research thoroughly I 've downloaded Power BI Desktop to play around with .
 Great article . practicing good quality sustainable SEO will always pay off . Businesses should also be advised to look beyond Google for sources of referral traffic .


text:
Large banks have become synonymous with the words ‘scandal’, and ‘manipulation’ in recent years. Since the emergence of the Global Financial Crisis in 2007/08, several large banks were discovered to be committing large-scale malpractice, fraud or miss-selling of financial products — for the purpose of reducing costs and raising profits.
Since 2008, the activities for the UK’s five largest banks alone, have led to over £25 billion in fines levied upon them by various regulatory agencies around the world including the UK’s very own Financial Conduct Authority (FCA).
The exact nature of the banks’ wrongdoing is wide-ranging and multifaceted which has led to an unprecedented level of intra-national co-operation between the worlds’ financial regulatory authorities such as the FCA, NFA, CFTC, ASIC, BoJ, FinMin and BaFin.
Please note this content is for informational purposes only and may not constitute as legal advice. The information provided here is based on online research. If any mistake has been made, please let us know over the comment section.
Duncan Lawrie has been hit by occasional instances where some individual accounts were hacked into. In addition, Duncan Lawrie has been known to provide personalised banking services to many people who had been engaged in LIBOR rate-fixing activities in the past. The bank has not been found to be directly involved or responsible for any of the actions that some of its members have engaged in though.
From the dozens of available asset classes available to investors, banks were found to be taking part in illegal activities in some more than others.
Client reporting, residential mortgages, loan securitisations and rate setting were the four areas banks were least compliant, according to regulators.
Regardless of the territory, there’s been a bank conducting some form of malfeasance there over the past decade — and the worrying thing — is that banks’ behaviour has not changed in any meaningful way to curb the level of market abuse and manipulation.
Banks have been embroiled in several market sectors when conducting their market abuse. Of the officially confirmed abuses, the following asset classes/markets were confirmed to have been severely impaired by banks’ behaviour.
All of the above asset classes have been used by banks to either reduce the level of operational cost(s) or to market-make markets in their favour for preferential pricing and fees. Here are the highlights of the past decades’ market abuses, as claimed by regulatory agencies.
Barclays and Citigroup were the hardest hit from a regulatory backlash perspective although both banks continue to operate thriving FX businesses to this day.
Additional information on the FCA fines and activity may be found on our FCA page.
The CFTC cites how “banks failed to adequately assess the risks associated with their FX traders participating in the fixing of certain FX benchmark rates and lacked adequate internal controls in order to prevent improper communications by traders.” The worst hit bank from the synchronised FX-rigging regulatory backlash in 2014 was UBS, reaping in excess of $800 million in fines.
The Swiss giant is the only bank to be fined by three separate regulators in three different countries in a single day.
FINMA found that over an extended period of time the bank’s employees in Zurich attempted to manipulate foreign exchange benchmarks. In addition, employees acted against the interests of their clients. For these indiscretions, FINMA fined UBS 134 million Swiss francs in confiscation of costs avoided and profits.
in individual cases engaged in deception regarding sales mark ups and excessive mark ups associated with an internal product of the bank.
Several large top-tier banks consequently beefed up their litigation war chests, although the nominal value of the fines levied remains disproportionally small compared to the market impact of their abusive market activities.
In recent announcements, top-tier banks such as UBS, Barclays, Deutsche, HSBC and Citigroup have all reported increases in their litigation allocations and have warned shareholders that litigation costs will remain elevated at best for the foreseeable future given the range of manipulation and malpractice cases that have hit the largest banks over the past five years.
Various banks have been penalised for mortgage market malpractices, interest rate derivative fixing and LIBOR manipulation, just a few examples of penalties applied in response to widespread impropriety found to be occurring at Tier 1 banks.
One of the biggest debacles during (and since) the GFC has been Mortgages — otherwise known as mortgage-backed securities (MBS).
Sometime after the GFC, it was discovered that prior to 2007, many of the world’s largest banks had been using sophisticated securitisation methods to package junk-level debt into AAA-rated securities comparable to US Treasuries.
This imbalance was rubber stamped by credit ratings agencies and the newly-created sub-prime ‘toxic’ assets were presented as clean, wholesome investments investors had little risk of losing their money on.
The reality was that these investments were in fact of low value, and when markets priced in the discounts, it was clear that hundreds of billions of dollars were in fact misspent/miss-invested which led to an inevitable rush for the exits and large-scale losses/drawdowns across the investment community.
Both Goldman Sachs and Morgan Stanley — stalwart names in the US banking industry — were forced to become deposit-taking institutions simply to remain solvent.
The major consequence of the sub-prime debt bubble was the GFC itself, because of the deep interconnected nature of modern markets. Iceland’s government was forced to default on many of its obligations because of the liabilities its domestic banks had racked up in league with US and UK counterparties.
Bank of America was forced to pay a record $16.7bn (£10bn) to settle allegations that it misled investors into buying toxic mortgage securities. The bank said the “claims relate primarily to conduct that occurred at Countrywide and Merrill Lynch” before it acquired them during the height of the financial crisis in 2008.
In February 2012, Citigroup was one of many banks that agreed to pay billions of dollars to settle charges brought by the US authorities over claims they used abusive methods to foreclose on homeowners hit by the bursting of the country’s property bubble. The agreement saw the banks pay $5bn directly to states in the form of cash fines, $17bn of debt written-off and a further $3bn in lower interest rates to homeowners.
JP Morgan also paid $5.29 billion under the February 2012 foreclosures settlement, while another US bank, Wells Fargo, paid $5.35 billion. In October 2013, JP Morgan reached a $13bn deal with US regulators to settle claims that it miss-sold bundles of toxic mortgage debt to investors in the build up to the financial crisis.
The largest single fine for any one bank in history — was the $1.9 billion fine levied on HSBC in 2012 for failing to comply with anti-money laundering regulations. HSBC paid almost $2 billion to settle allegations that its failure to enforce anti-money laundering rules left America’s financial system exposed to drug cartels.
Unconfirmed reports at the time suggested HSBC was actually aware and complicit in helping money sourced from international criminal activity to be funnelled through its network of banks across South America, Africa and Asia.
In yet another case of confirmed malpractice affecting thousands of clients, Barclays Bank was fined £37.75 million by the Financial Conduct Authority (FCA) in 2014 for failing to properly protect clients’ custody assets worth £16.5 billion.
The FCA’s fine was the largest of its kind relating to custody assets.
According to the FCA investigation, clients risked “incurring extra costs, lengthy delays or losing their assets if Barclays had become insolvent,” spanning 95 custody accounts in 21 countries. The FCA identified “significant weaknesses” in how the bank carried out financial services in the ‘Barclays Investment Banking Division’ between November 2007 and January 2012 – a period of history dominated by the global financial crisis.
Appropriate management and real-time accounting of custody assets is often difficult due to liquidity availability and the complexity involved in managing a $16 billion of assets spread across multiple asset classes including property and fine art. The lack of price certainty for some assets was a factor in exacerbating the global financial crisis as market participants were unable to accurately see the true value of their portfolios.
Amidst fear, panic and market volatility many market participants preferred to sell at the first rate available which in turn fuelled a negative spiral of declining asset prices, more selling and more asset price declines. In 2008 and since, the FCA has communicated on multiple occasions its view of the importance of safeguarding client assets for the good of the bank itself, the wider banking industry and the British economy.
According to the FCA, Barclays did not accurately reflect ownership links within its Investment Banking Division and failed to establish legal agreements on many assets held there. In a further egg-on-face moment, Barclays was found to have claimed ownership rights to assets that actually belonged to clients.
As is often the case with brand damaging regulatory penalties, Barclays Bank opted for the FCA’s early-settlement option and qualified for a 30% discount on the fine, saving the bank over £15 million.
The full list of defendants in the case consists of major banking institutions: Bank of America; Barclays Bank; Citigroup Inc; Deutsche Bank; BNP Paribas; HSBC Holdings; Royal Bank of Scotland Group; Credit Suisse Group; UBS; Goldman Sachs; Nomura Holdings; Wells Fargo and JPMorgan Chase.
In revelations that have an eerie resemblance to the LIBOR fixing scandal, staff working for the 13 accused banks allegedly “communicated via private chat rooms” and “used digital communications to “submit identical quotes beginning at least in 2009”, according to an official statement from the AEPF.
Also included in the court case is ICAP Plc, a UK-based broker-dealer clearing over $1.3 trillion in daily transactions. It is alleged that ICAP helped facilitate the manipulation of ISDAfix rates given the company’s prominent and dominant position in clearing transactions in the interest-rate derivatives markets.
Recorded telephone calls and e-mails reviewed by the Commodity Futures Trading Commission (CFTC) show that traders at the thirteen banks instructed ICAP brokers to buy or sell as many interest-rate swaps as necessary to move ISDAfix to a predetermined level.
AEPF alleges that banks often kept rates artificially low, allowing them to generate substantial profits trading ‘swaptions’ – interest derivatives linked to ISDAfix rates.
Deutsche Bank was fined £5 million for misreporting CFD transactions for almost 5 years between November 2007 and April 2013. Mr. Kai Lew, a Director of Institutional FX at Deutsche, was suspended as part of a manipulation investigation in April 2014.
Libor, the London inter-bank lending rate, is considered to be one of the most important interest rates in finance, upon which trillions of financial contracts are based on.
The LIBOR scandal was the largest in terms of magnitude, and yet the effect on financial markets was felt the least because of its institutional effect.
LIBOR is generally used by financial intermediaries, for the purpose of setting short-term lending rates. Individuals borrowing money to buy a home would also use LIBOR but the impact on the homeowner is vastly smaller compared to an institution borrowing/lending capital on a daily basis.
Swiss bank Credit Suisse agreed to pay a $2.6bn fine in May 2014 over allegations that it helped some of its US clients avoid paying taxes.
In June 2014, BNP Paribas admitted to processing thousands of transactions through the US financial system on behalf of bodies in Iran, Cuba and Sudan, landing the French bank with an $8.9bn (£5.2bn) fine and leading to the departure of more than a dozen senior employees.
Have Banks learnt their lesson?
To date, not a single employee of any firm has been charged with a criminal offence relating to price fixing of any market, despite dozens of confirmed cases of market manipulation between multiple banks involving dozens of individuals.
The effectiveness of ratings agencies and regulators seems to be minimal despite growing powers to regulate and restrict abusive market activity, including large fines.
The regulators are either not effective enough or the bankers are too effective. Or in other words, either the regulators are not good enough at their jobs, or the banks are just too good at theirs for lawful business practise to predominate. Gargantuan banks and financial intermediaries remain largely unaccountable and beyond the reach of UK law when it comes to being penalised for wrongdoing, while their overall size and market dominance continue to grow year-on-year, in-line with investor expectations.
Prior to the 2008 banking crisis, UK banks were only lightly regulated. Since on a global scale only minor regulations were enforced on banks, the regulators worried that banks would simply move abroad if they were too harsh.
Like any other UK business, banks were subject to regulation by the OFT and the Competition Commission (now the Competition and Markets Authority). In addition, the Financial Services Authority (FSA), the Bank Of England, and the HM Treasury, all oversaw financial institutions.
In 2013, the system was revamped. The FSA was replaced by the Prudential Regulation Authority (PRA), which is part of the Bank Of England, and the Financial Conduct Authority (FCA). In addition, the European Banking Authority (EBA) keeps track of the strength of UK and other European banks.
Money transfer scams are usually commissioned to law authorities rather than regulators.
PRA: Prudential regulation of +-1700 financial services institutions, in order to maintain stability.
FCA: The watchdog that ensures competition is maintained, and that the conduct of firms in the market meet legislative standards.
EBA: Conducts regular stress tests, to determine how banks would fare in potential crises.
UK banks have recently been subjected to “ring-fencing”, which forces banks to separate retail banking from riskier financial ventures. This is so that taxpayers don’t end up paying in the event of a collapse.
Ring-fencing requires both sectors (retail and investment) to hold equal importance, which many banks are finding onerous. Sir David Walker, the former chairman of Barclays, insists that ring-fencing regulations are redundant and uniquely British, which will force banks to relocate. Banks will spend an initial £200 million to implement the reforms, and £120 million on extra staff requirements.
The ring-fencing reforms themselves will cost banks billions of pounds to maintain.
Banks are regularly inspected by the FCA, and in the case of non-compliance, the FCA has the power to ban financial products for up to a year while considering an indefinite ban.
The regularity of inspections depends on how disastrous a firm’s failure would be.
P1 firms are firms whose failure would cause lasting damage to their clients and the marketplace. They are inspected once a year.
P2 firms are firms whose failure would cause significant damage which is, however, relatively easy to deal with. They are inspected once every two years.
P3 firms are firms whose failure would not cause much damage to clients or the market, and are only supervised on a reactive basis.
UK banks are allowed to accept international clients. However, there are stipulations attached. Many banks do not take on non-residents, because of the strict regulations. If the client is in the UK for over 6 months, it is far easier to set up a UK bank account. The client will be required to have extensive documentation, as the banks are wary of international scams.

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Large banks have become synonymous with the words ‘ scandal ’ , and ‘ manipulation ’ in recent years . Since the emergence of the Global Financial Crisis in 2007/08 , several large banks were discovered to be committing large - scale malpractice , fraud or miss - selling of financial products — for the purpose of reducing costs and raising profits .
 Since 2008 , the activities for the UK ’s five largest banks alone , have led to over £ 25 billion in fines levied upon them by various regulatory agencies around the world including the UK ’s very own Financial Conduct Authority ( FCA ) .
 The exact nature of the banks ’ wrongdoing is wide - ranging and multifaceted which has led to an unprecedented level of intra - national co - operation between the worlds ’ financial regulatory authorities such as the FCA , NFA , CFTC , ASIC , BoJ , FinMin and BaFin .
 Please note this content is for informational purposes only and may not constitute as legal advice . The information provided here is based on online research . If any mistake has been made , please let us know over the comment section .
 Duncan Lawrie has been hit by occasional instances where some individual accounts were hacked into . In addition , Duncan Lawrie has been known to provide personalised banking services to many people who had been engaged in LIBOR rate - fixing activities in the past . The bank has not been found to be directly involved or responsible for any of the actions that some of its members have engaged in though .
 From the dozens of available asset classes available to investors , banks were found to be taking part in illegal activities in some more than others .
 Client reporting , residential mortgages , loan securitisations and rate setting were the four areas banks were least compliant , according to regulators .
 Regardless of the territory , there ’s been a bank conducting some form of malfeasance there over the past decade — and the worrying thing — is that banks ’ behaviour has not changed in any meaningful way to curb the level of market abuse and manipulation .
 Banks have been embroiled in several market sectors when conducting their market abuse . Of the officially confirmed abuses , the following asset classes / markets were confirmed to have been severely impaired by banks ’ behaviour .
 All of the above asset classes have been used by banks to either reduce the level of operational cost(s ) or to market - make markets in their favour for preferential pricing and fees . Here are the highlights of the past decades ’ market abuses , as claimed by regulatory agencies .
 Barclays and Citigroup were the hardest hit from a regulatory backlash perspective although both banks continue to operate thriving FX businesses to this day .
 Additional information on the FCA fines and activity may be found on our FCA page .
 The CFTC cites how “ banks failed to adequately assess the risks associated with their FX traders participating in the fixing of certain FX benchmark rates and lacked adequate internal controls in order to prevent improper communications by traders . ” The worst hit bank from the synchronised FX - rigging regulatory backlash in 2014 was UBS , reaping in excess of $ 800 million in fines .
 The Swiss giant is the only bank to be fined by three separate regulators in three different countries in a single day .
 FINMA found that over an extended period of time the bank ’s employees in Zurich attempted to manipulate foreign exchange benchmarks . In addition , employees acted against the interests of their clients . For these indiscretions , FINMA fined UBS 134 million Swiss francs in confiscation of costs avoided and profits .
 in individual cases engaged in deception regarding sales mark ups and excessive mark ups associated with an internal product of the bank .
 Several large top - tier banks consequently beefed up their litigation war chests , although the nominal value of the fines levied remains disproportionally small compared to the market impact of their abusive market activities .
 In recent announcements , top - tier banks such as UBS , Barclays , Deutsche , HSBC and Citigroup have all reported increases in their litigation allocations and have warned shareholders that litigation costs will remain elevated at best for the foreseeable future given the range of manipulation and malpractice cases that have hit the largest banks over the past five years .
 Various banks have been penalised for mortgage market malpractices , interest rate derivative fixing and LIBOR manipulation , just a few examples of penalties applied in response to widespread impropriety found to be occurring at Tier 1 banks .
 One of the biggest debacles during ( and since ) the GFC has been Mortgages — otherwise known as mortgage - backed securities ( MBS ) .
 Sometime after the GFC , it was discovered that prior to 2007 , many of the world ’s largest banks had been using sophisticated securitisation methods to package junk - level debt into AAA - rated securities comparable to US Treasuries .
 This imbalance was rubber stamped by credit ratings agencies and the newly - created sub - prime ‘ toxic ’ assets were presented as clean , wholesome investments investors had little risk of losing their money on .
 The reality was that these investments were in fact of low value , and when markets priced in the discounts , it was clear that hundreds of billions of dollars were in fact misspent / miss - invested which led to an inevitable rush for the exits and large - scale losses / drawdowns across the investment community .
 Both Goldman Sachs and Morgan Stanley — stalwart names in the US banking industry — were forced to become deposit - taking institutions simply to remain solvent .
 The major consequence of the sub - prime debt bubble was the GFC itself , because of the deep interconnected nature of modern markets . Iceland ’s government was forced to default on many of its obligations because of the liabilities its domestic banks had racked up in league with US and UK counterparties .
 Bank of America was forced to pay a record $ 16.7bn ( £ 10bn ) to settle allegations that it misled investors into buying toxic mortgage securities . The bank said the “ claims relate primarily to conduct that occurred at Countrywide and Merrill Lynch ” before it acquired them during the height of the financial crisis in 2008 .
 In February 2012 , Citigroup was one of many banks that agreed to pay billions of dollars to settle charges brought by the US authorities over claims they used abusive methods to foreclose on homeowners hit by the bursting of the country ’s property bubble . The agreement saw the banks pay $ 5bn directly to states in the form of cash fines , $ 17bn of debt written - off and a further $ 3bn in lower interest rates to homeowners .
 JP Morgan also paid $ 5.29 billion under the February 2012 foreclosures settlement , while another US bank , Wells Fargo , paid $ 5.35 billion . In October 2013 , JP Morgan reached a $ 13bn deal with US regulators to settle claims that it miss - sold bundles of toxic mortgage debt to investors in the build up to the financial crisis .
 The largest single fine for any one bank in history — was the $ 1.9 billion fine levied on HSBC in 2012 for failing to comply with anti - money laundering regulations . HSBC paid almost $ 2 billion to settle allegations that its failure to enforce anti - money laundering rules left America ’s financial system exposed to drug cartels .
 Unconfirmed reports at the time suggested HSBC was actually aware and complicit in helping money sourced from international criminal activity to be funnelled through its network of banks across South America , Africa and Asia .
 In yet another case of confirmed malpractice affecting thousands of clients , Barclays Bank was fined £ 37.75 million by the Financial Conduct Authority ( FCA ) in 2014 for failing to properly protect clients ’ custody assets worth £ 16.5 billion .
 The FCA ’s fine was the largest of its kind relating to custody assets .
 According to the FCA investigation , clients risked “ incurring extra costs , lengthy delays or losing their assets if Barclays had become insolvent , ” spanning 95 custody accounts in 21 countries . The FCA identified “ significant weaknesses ” in how the bank carried out financial services in the ‘ Barclays Investment Banking Division ’ between November 2007 and January 2012 – a period of history dominated by the global financial crisis .
 Appropriate management and real - time accounting of custody assets is often difficult due to liquidity availability and the complexity involved in managing a $ 16 billion of assets spread across multiple asset classes including property and fine art . The lack of price certainty for some assets was a factor in exacerbating the global financial crisis as market participants were unable to accurately see the true value of their portfolios .
 Amidst fear , panic and market volatility many market participants preferred to sell at the first rate available which in turn fuelled a negative spiral of declining asset prices , more selling and more asset price declines . In 2008 and since , the FCA has communicated on multiple occasions its view of the importance of safeguarding client assets for the good of the bank itself , the wider banking industry and the British economy .
 According to the FCA , Barclays did not accurately reflect ownership links within its Investment Banking Division and failed to establish legal agreements on many assets held there . In a further egg - on - face moment , Barclays was found to have claimed ownership rights to assets that actually belonged to clients .
 As is often the case with brand damaging regulatory penalties , Barclays Bank opted for the FCA ’s early - settlement option and qualified for a 30 % discount on the fine , saving the bank over £ 15 million .
 The full list of defendants in the case consists of major banking institutions : Bank of America ; Barclays Bank ; Citigroup Inc ; Deutsche Bank ; BNP Paribas ; HSBC Holdings ; Royal Bank of Scotland Group ; Credit Suisse Group ; UBS ; Goldman Sachs ; Nomura Holdings ; Wells Fargo and JPMorgan Chase .
 In revelations that have an eerie resemblance to the LIBOR fixing scandal , staff working for the 13 accused banks allegedly “ communicated via private chat rooms ” and “ used digital communications to “ submit identical quotes beginning at least in 2009 ” , according to an official statement from the AEPF .
 Also included in the court case is ICAP Plc , a UK - based broker - dealer clearing over $ 1.3 trillion in daily transactions . It is alleged that ICAP helped facilitate the manipulation of ISDAfix rates given the company ’s prominent and dominant position in clearing transactions in the interest - rate derivatives markets .
 Recorded telephone calls and e - mails reviewed by the Commodity Futures Trading Commission ( CFTC ) show that traders at the thirteen banks instructed ICAP brokers to buy or sell as many interest - rate swaps as necessary to move ISDAfix to a predetermined level .
 AEPF alleges that banks often kept rates artificially low , allowing them to generate substantial profits trading ‘ swaptions ’ – interest derivatives linked to ISDAfix rates .
 Deutsche Bank was fined £ 5 million for misreporting CFD transactions for almost 5 years between November 2007 and April 2013 . Mr. Kai Lew , a Director of Institutional FX at Deutsche , was suspended as part of a manipulation investigation in April 2014 .
 Libor , the London inter - bank lending rate , is considered to be one of the most important interest rates in finance , upon which trillions of financial contracts are based on .
 The LIBOR scandal was the largest in terms of magnitude , and yet the effect on financial markets was felt the least because of its institutional effect .
 LIBOR is generally used by financial intermediaries , for the purpose of setting short - term lending rates . Individuals borrowing money to buy a home would also use LIBOR but the impact on the homeowner is vastly smaller compared to an institution borrowing / lending capital on a daily basis .
 Swiss bank Credit Suisse agreed to pay a $ 2.6bn fine in May 2014 over allegations that it helped some of its US clients avoid paying taxes .
 In June 2014 , BNP Paribas admitted to processing thousands of transactions through the US financial system on behalf of bodies in Iran , Cuba and Sudan , landing the French bank with an $ 8.9bn ( £ 5.2bn ) fine and leading to the departure of more than a dozen senior employees .
 Have Banks learnt their lesson ?
 To date , not a single employee of any firm has been charged with a criminal offence relating to price fixing of any market , despite dozens of confirmed cases of market manipulation between multiple banks involving dozens of individuals .
 The effectiveness of ratings agencies and regulators seems to be minimal despite growing powers to regulate and restrict abusive market activity , including large fines .
 The regulators are either not effective enough or the bankers are too effective . Or in other words , either the regulators are not good enough at their jobs , or the banks are just too good at theirs for lawful business practise to predominate . Gargantuan banks and financial intermediaries remain largely unaccountable and beyond the reach of UK law when it comes to being penalised for wrongdoing , while their overall size and market dominance continue to grow year - on - year , in - line with investor expectations .
 Prior to the 2008 banking crisis , UK banks were only lightly regulated . Since on a global scale only minor regulations were enforced on banks , the regulators worried that banks would simply move abroad if they were too harsh .
 Like any other UK business , banks were subject to regulation by the OFT and the Competition Commission ( now the Competition and Markets Authority ) . In addition , the Financial Services Authority ( FSA ) , the Bank Of England , and the HM Treasury , all oversaw financial institutions .
 In 2013 , the system was revamped . The FSA was replaced by the Prudential Regulation Authority ( PRA ) , which is part of the Bank Of England , and the Financial Conduct Authority ( FCA ) . In addition , the European Banking Authority ( EBA ) keeps track of the strength of UK and other European banks .
 Money transfer scams are usually commissioned to law authorities rather than regulators .
 PRA : Prudential regulation of + -1700 financial services institutions , in order to maintain stability .
 FCA : The watchdog that ensures competition is maintained , and that the conduct of firms in the market meet legislative standards .
 EBA : Conducts regular stress tests , to determine how banks would fare in potential crises .
 UK banks have recently been subjected to “ ring - fencing ” , which forces banks to separate retail banking from riskier financial ventures . This is so that taxpayers do n’t end up paying in the event of a collapse .
 Ring - fencing requires both sectors ( retail and investment ) to hold equal importance , which many banks are finding onerous . Sir David Walker , the former chairman of Barclays , insists that ring - fencing regulations are redundant and uniquely British , which will force banks to relocate . Banks will spend an initial £ 200 million to implement the reforms , and £ 120 million on extra staff requirements .
 The ring - fencing reforms themselves will cost banks billions of pounds to maintain .
 Banks are regularly inspected by the FCA , and in the case of non - compliance , the FCA has the power to ban financial products for up to a year while considering an indefinite ban .
 The regularity of inspections depends on how disastrous a firm ’s failure would be .
 P1 firms are firms whose failure would cause lasting damage to their clients and the marketplace . They are inspected once a year .
 P2 firms are firms whose failure would cause significant damage which is , however , relatively easy to deal with . They are inspected once every two years .
 P3 firms are firms whose failure would not cause much damage to clients or the market , and are only supervised on a reactive basis .
 UK banks are allowed to accept international clients . However , there are stipulations attached . Many banks do not take on non - residents , because of the strict regulations . If the client is in the UK for over 6 months , it is far easier to set up a UK bank account . The client will be required to have extensive documentation , as the banks are wary of international scams .


text:
I've never seen a cat sleep stretched out and crooked like she does. She is such a weird little kitty. We suspect she is part dog.
My cats lOVE your cat and would love for you to join us for Wordless Wednesday & Friendship Friday!

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I 've never seen a cat sleep stretched out and crooked like she does . She is such a weird little kitty . We suspect she is part dog .
 My cats lOVE your cat and would love for you to join us for Wordless Wednesday & Friendship Friday !


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Today, most data warehouses already store the history of the data. But what about events that took place at a different time than what the data warehouse represents to us? Or data that will be valid in the future? For example, generally planned prices for products and goods in the future or special prices for discount battles around “Black Friday”.
The speaker will focus in this session on the method and techniques for storing bitemporal data in a Data Warehouse. He will show bitemporal basics for a better understanding of loading data as well as the concepts to develop SQL Queries to insert and update temporal data within a Data Warehouse.

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Today , most data warehouses already store the history of the data . But what about events that took place at a different time than what the data warehouse represents to us ? Or data that will be valid in the future ? For example , generally planned prices for products and goods in the future or special prices for discount battles around “ Black Friday ” .
 The speaker will focus in this session on the method and techniques for storing bitemporal data in a Data Warehouse . He will show bitemporal basics for a better understanding of loading data as well as the concepts to develop SQL Queries to insert and update temporal data within a Data Warehouse .


text:
Taipoly earthing rod is made from high tensile – low carbon steel with molecularly bond by 99.99% pure electrolytic copper jacket. Both ends are threaded and cold rolled to give added strength and driving ease.
The choice of materials used to manufacture a earthing rod will determine the life and performance of the grounding system. The materials which TAIPOLY utilizes will provide rugged mechanical strength, high conductivity and excellent corrosion resistance.
Rugged mechanical strength is one of the most important features of an earthing rod for easy driving into hard solid ground with minimum effort and rod damage.
TAIPOLY earthing rod is made from high tensile – low carbon grade steel code.
Electroplated with 99.99% pure electrolytic copper.
No cracks will observe when the copper electroplated steel rod are permanently bend through a 30o angle.
Tested to the UL Standard – UL 467:1984 – Standard for grounding & bonding equipment.

tokenized:
Taipoly earthing rod is made from high tensile – low carbon steel with molecularly bond by 99.99 % pure electrolytic copper jacket . Both ends are threaded and cold rolled to give added strength and driving ease .
 The choice of materials used to manufacture a earthing rod will determine the life and performance of the grounding system . The materials which TAIPOLY utilizes will provide rugged mechanical strength , high conductivity and excellent corrosion resistance .
 Rugged mechanical strength is one of the most important features of an earthing rod for easy driving into hard solid ground with minimum effort and rod damage .
 TAIPOLY earthing rod is made from high tensile – low carbon grade steel code .
 Electroplated with 99.99 % pure electrolytic copper .
 No cracks will observe when the copper electroplated steel rod are permanently bend through a 30o angle .
 Tested to the UL Standard – UL 467:1984 – Standard for grounding & bonding equipment .


text:
It happened again on my post-Thanksgiving flight back to Minneapolis -- the person next to me asked what kind of work I do, and when I said I was a motivational speaker and trainer she asked, "What's your topic?" So I explained that I remind people about ways to deal with times of change, challenge and conflict by engaging a good attitude and making good choices so that at the end of the day you feel content, not regret. And I was not ready for her response, because she launched into how she sure could have used that earlier, and started complaining about the storm-related hassles on her pre-Thanksgiving flight, how she'd been asked to organize the office holiday party, and her ungrateful kids & husband who never like what she gets them, and then -- how bad she felt about how she'd responded in each situation ... As I listened to her go on and on, I realized that the December e-Newz might be a good time to remind us all of ways to resist the stress that can spoil an otherwise special holiday season which just recently began.
So here's the reminder: Don't leave Gratitude on the Thanksgiving table!
And here's the WIIFM: People who practice an "Attitude of Gratitude" are happier.
Daily: List 3 specific things you are grateful for.
Minimize negative triggers (complainers/"awfulizers," & situations that make you feel burdened, not blessed).
Stop blaming others; this shifts focus to someone else rather than what YOU can do about the situation.
Even if you have to: Fake it! Just faking gratitude starts the process that guides your thoughts & feelings.
Help someone less fortunate, to remind yourself things could be worse.
Kwanzaa (African-American) Dec 26-Jan 1.
THANKS, LOVE, PEACE, HOPE and JOY too!
(Here's another article with reminders to help make your holidays feel a little brighter: www.kimratz.com/holidaytips.html).
I specialize in helping people create more harmony in their own life, and in their relationships with others. It's about being Congruent and making good Choices -- by aligning your Attitudes, Aptitudes & Actions -- so that at days end you feel content with your choices, and not regret. This content is applied to outcomes including: Personal Excellence, Communication & Relationship Skills, Teamwork, Customer Service & Leadership. I do this through keynotes and workshops that inspire hope, help people improve their skills to cope with change, challenge and conflict, and original music, stories and humor to induce some fun along the way.
call me so we can discuss what you need, and how I can help!
Powered by Hostway.com. All rights reserved 2013.

tokenized:
It happened again on my post - Thanksgiving flight back to Minneapolis -- the person next to me asked what kind of work I do , and when I said I was a motivational speaker and trainer she asked , " What 's your topic ? " So I explained that I remind people about ways to deal with times of change , challenge and conflict by engaging a good attitude and making good choices so that at the end of the day you feel content , not regret . And I was not ready for her response , because she launched into how she sure could have used that earlier , and started complaining about the storm - related hassles on her pre - Thanksgiving flight , how she 'd been asked to organize the office holiday party , and her ungrateful kids & husband who never like what she gets them , and then -- how bad she felt about how she 'd responded in each situation ... As I listened to her go on and on , I realized that the December e - Newz might be a good time to remind us all of ways to resist the stress that can spoil an otherwise special holiday season which just recently began .
 So here 's the reminder : Do n't leave Gratitude on the Thanksgiving table !
 And here 's the WIIFM : People who practice an " Attitude of Gratitude " are happier .
 Daily : List 3 specific things you are grateful for .
 Minimize negative triggers ( complainers/"awfulizers , " & situations that make you feel burdened , not blessed ) .
 Stop blaming others ; this shifts focus to someone else rather than what YOU can do about the situation .
 Even if you have to : Fake it ! Just faking gratitude starts the process that guides your thoughts & feelings .
 Help someone less fortunate , to remind yourself things could be worse .
 Kwanzaa ( African - American ) Dec 26 - Jan 1 .
 THANKS , LOVE , PEACE , HOPE and JOY too !
 ( Here 's another article with reminders to help make your holidays feel a little brighter : www.kimratz.com/holidaytips.html ) .
 I specialize in helping people create more harmony in their own life , and in their relationships with others . It 's about being Congruent and making good Choices -- by aligning your Attitudes , Aptitudes & Actions -- so that at days end you feel content with your choices , and not regret . This content is applied to outcomes including : Personal Excellence , Communication & Relationship Skills , Teamwork , Customer Service & Leadership . I do this through keynotes and workshops that inspire hope , help people improve their skills to cope with change , challenge and conflict , and original music , stories and humor to induce some fun along the way .
 call me so we can discuss what you need , and how I can help !
 Powered by Hostway.com . All rights reserved 2013 .