text:
oops..copyright lawsuit against you might be on its way.stupid google returns hell lot of postings for this shayari.i dont think this guy is behind these lines.or may be,who knows.
Nihar dont take it personaly please..but great find.
agar aapne iss shayari ke jariye kisi ko kuch kehane ki koshish ( you know what i mean )ki hai to..i am with you on that table with lots of beers..
Hello Mr. Anonymous/Washington/Puyallup from Comcast Cable….
Even i know that may be this shaayari is not written by Nihar.
But my website is not known for its original shaayari )as i have written in about section right from the start) but is a collective effort by myself and ofcourse with all who read this and want to contribute on this blog.
The name which is written below the poem is a contributers name for my blog,it may be his original collection ,may be not…….
Just enjoy the shaayari buddy!!!!!!
and thank Nihar that wherever he has brought the shaayari from is indeed a good one + whoever the original writer is….
i already said that its a great find and i love u fo r that and we are going to have beers togather..its deal between us.ok.
—> you dont have to do all this. looks like you dont like anonymous commenting.I will disapear now. no more anon coments from me.keep writing.
I do like Anonymous comments and will be more happy 2 c the comment with your name!!!
it is rite that i m not a shayar or na hi mene kisi ko personally khush karne ki koshish ki hai.it is world of good poems and shayari to me bhi iska hissa banna chahta hu bas.
Chill buddy!! koi bahas nahi ho rahi hai..
apne apne point of views hote hai sabke which v shud always respect….
Jab jab bhi hamaara naam hua hai..
Jaane kis baat se khafaa hai ye duniyaa humse..
Naa jaane humse kiskaa katle-aam huaa hai….
Ab is dil ko humne ye keh ke behlaa hi liyaa..
Badnaam hi sahi…Naam to huaa hai….
These are freely available lines dude no copyirghts required for this . nobody will pay for $$$$ for this 4 lines .i am using cont on my 22 sites from all over the internet of course i mention source from wherever i copy ;). its called social sharing in our SEM(search engine marketing) language.
n ye pls keep posting comments here annon hi sahi yaar.
na ha nuts those stats are not always accurate .ull see my location will be delhi but i am posting from hyd india.
hmm..well i agree with you that stats are not always correct.
its 99% correct.even for you its shows all the details!!!!!!
Hum to SHAYAR na they kabhi…..
SHAYARI to unki YAADON ne sikha di hume !!
Hum to ASHIQ na they kabhi…..
ASHIQUI to unki BAATON ne sikha di hume !!
DEEWANGI to unke PYAR ne sikha di hume !!
Hum to ROTE na they kabhi….
RONA to unki TANHAIYO ne sikha diya hume !!
SHABDO KO PYAR BHARE ALFAZO mein bolne wale to hum na they….
IS TARAH bolna unki MOHABBAT ne sikha diya hume !!
APNE PYAR KA ISHAAR karne wale to hum na they….
lekin unke IKRAAR ne ISHAAR karna bhi sikha diya hume !!
Nihar– ab to tum khud kaa ek website banaa lo!!!
Himanshu– aapne aapka email id hi nahi diyaa..for me to reply back.Thanks for your compliments,keep visiting…and complimenting!!!!!
hey Nihar ur last one was tooo good!!!
JISE DIL ME BASA RAKHA HAI.
tumhe na ho yakin ye aur bat hai….
Apko bhul jaye wo nazar kaha se laye….
Kisi aur ko chah Le who jigar kaha se laye….
Nahi reh sakte app ke bina….
Uff bhi na nikle wo Zeher kaha se laye……..
Tere hotho ki hasi banane ka khawab hai…..
Teri agos mein simat jane ka khawab hai..
Ajmaish u to achi nahi hoti ishq ki….
Tu chahe to teri takdir banane ka khawab hai….
Woh maut bhi laut jaye tere darwaje pe ake..
Tuj ko aisi jandgi dene ka khawab hai..
Ji bhi lenge agar jina pade tere bina….
Hi nuts hw r u?

tokenized:
oops .. copyright lawsuit against you might be on its way.stupid google returns hell lot of postings for this shayari.i do nt think this guy is behind these lines.or may be , who knows .
 Nihar do nt take it personaly please .. but great find .
 agar aapne iss shayari ke jariye kisi ko kuch kehane ki koshish ( you know what i mean ) ki hai to .. i am with you on that table with lots of beers ..
 Hello Mr. Anonymous / Washington / Puyallup from Comcast Cable … .
 Even i know that may be this shaayari is not written by Nihar .
 But my website is not known for its original shaayari ) as i have written in about section right from the start ) but is a collective effort by myself and ofcourse with all who read this and want to contribute on this blog .
 The name which is written below the poem is a contributers name for my blog , it may be his original collection , may be not …… .
 Just enjoy the shaayari buddy ! ! ! ! ! !
 and thank Nihar that wherever he has brought the shaayari from is indeed a good one + whoever the original writer is … .
 i already said that its a great find and i love u fo r that and we are going to have beers togather .. its deal between us.ok .
 — > you do nt have to do all this . looks like you do nt like anonymous commenting . I will disapear now . no more anon coments from me.keep writing .
 I do like Anonymous comments and will be more happy 2 c the comment with your name ! ! !
 it is rite that i m not a shayar or na hi mene kisi ko personally khush karne ki koshish ki hai.it is world of good poems and shayari to me bhi iska hissa banna chahta hu bas .
 Chill buddy ! ! koi bahas nahi ho rahi hai ..
 apne apne point of views hote hai sabke which v shud always respect … .
 Jab jab bhi hamaara naam hua hai ..
 Jaane kis baat se khafaa hai ye duniyaa humse ..
 Naa jaane humse kiskaa katle - aam huaa hai … .
 Ab is dil ko humne ye keh ke behlaa hi liyaa ..
 Badnaam hi sahi … Naam to huaa hai … .
 These are freely available lines dude no copyirghts required for this . nobody will pay for $ $ $ $ for this 4 lines .i am using cont on my 22 sites from all over the internet of course i mention source from wherever i copy ;) . its called social sharing in our SEM(search engine marketing ) language .
 n ye pls keep posting comments here annon hi sahi yaar .
 na ha nuts those stats are not always accurate .ull see my location will be delhi but i am posting from hyd india .
 hmm .. well i agree with you that stats are not always correct .
 its 99 % correct.even for you its shows all the details ! ! ! ! ! !
 Hum to SHAYAR na they kabhi … ..
 SHAYARI to unki YAADON ne sikha di hume ! !
 Hum to ASHIQ na they kabhi … ..
 ASHIQUI to unki BAATON ne sikha di hume ! !
 DEEWANGI to unke PYAR ne sikha di hume ! !
 Hum to ROTE na they kabhi … .
 RONA to unki TANHAIYO ne sikha diya hume ! !
 SHABDO KO PYAR BHARE ALFAZO mein bolne wale to hum na they … .
 IS TARAH bolna unki MOHABBAT ne sikha diya hume ! !
 APNE PYAR KA ISHAAR karne wale to hum na they … .
 lekin unke IKRAAR ne ISHAAR karna bhi sikha diya hume ! !
 Nihar – ab to tum khud kaa ek website banaa lo ! ! !
 Himanshu – aapne aapka email i d hi nahi diyaa .. for me to reply back . Thanks for your compliments , keep visiting … and complimenting ! ! ! ! !
 hey Nihar ur last one was tooo good ! ! !
 JISE DIL ME BASA RAKHA HAI .
 tumhe na ho yakin ye aur bat hai … .
 Apko bhul jaye wo nazar kaha se laye … .
 Kisi aur ko chah Le who jigar kaha se laye … .
 Nahi reh sakte app ke bina … .
 Uff bhi na nikle wo Zeher kaha se laye …… ..
 Tere hotho ki hasi banane ka khawab hai … ..
 Teri agos mein simat jane ka khawab hai ..
 Ajmaish u to achi nahi hoti ishq ki … .
 Tu chahe to teri takdir banane ka khawab hai … .
 Woh maut bhi laut jaye tere darwaje pe ake ..
 Tuj ko aisi jandgi dene ka khawab hai ..
 Ji bhi lenge agar jina pade tere bina … .
 Hi nuts hw r u ?


text:
A trial of mandatory poker machine pre-commitment technology will likely take place ahead of the 2014 introduction of the initiative designed to stop problem gambling, according to federal independent MP Andrew Wilkie.
Speaking at a press conference following the tabling of the Joint Select Committee on Gambling Reform’s first report, Wilkie said mandatory pre-commitment technology would benefit from state-based trials.
“I think [a trial] would be very helpful and genuinely inform the development of the technologies which are needed for this and to ensure they are the best technologies and to identify any unforseen consequences of these reforms,” he said.
Wilkie said the 2014 deadline for the introduction of the technology did not give enough time for a national technical solution, but did allow enough time for individual states and territories to develop their own pre-commitment technologies to a common set of national standards and design features.
“Remarkably, most of the jurisdictions are operating different operating systems, different communication protocols, and the committee did find and does recommend that over time it would be in the industry’s interest to move toward a national technical framework,” he said.
Placing the onus on states to develop their own solutions was practicable as technical arrangements between states varied greatly and allowing states to come up with their own solutions would be the quickest way to have the technology come into use, Wilkie said.
To date a number of the states have opposed the introduction of tougher controls on gaming machines to tackle problem gambling.
On the issue of a carrying out a cost-benefit analysis of the technology, Wilkie said the argument from critics that the technology would be too costly to implement had made their claims ahead of knowing all the aspects of the pre-commitment plan, the technical solution and its costs.
He added that the highest “credible” estimate from industry of the cost of the technology — $3 billion — was just over half the $5 billion annual amount lost by problem poker machine gamblers. The total annual cost of losses to poker machines annually was $12 billion, Wilkie said.
Commenting on the form the pre-commitment technology would take the MP said again re-affirmed no biometrics would be used. Instead, existing loyalty cards used by many community club members would be the most likely format.
Wilkie estimated that the cost of problem gambling on poker machines is some $1.64 billion and that there are 95,000 Australians ‘problem gamblers’ and 95,000 Australia gamblers at risk of becoming problem gamblers. He estimated that each of these gamblers affects in some way between five and 10 other Australians.

tokenized:
A trial of mandatory poker machine pre - commitment technology will likely take place ahead of the 2014 introduction of the initiative designed to stop problem gambling , according to federal independent MP Andrew Wilkie .
 Speaking at a press conference following the tabling of the Joint Select Committee on Gambling Reform ’s first report , Wilkie said mandatory pre - commitment technology would benefit from state - based trials .
 “ I think [ a trial ] would be very helpful and genuinely inform the development of the technologies which are needed for this and to ensure they are the best technologies and to identify any unforseen consequences of these reforms , ” he said .
 Wilkie said the 2014 deadline for the introduction of the technology did not give enough time for a national technical solution , but did allow enough time for individual states and territories to develop their own pre - commitment technologies to a common set of national standards and design features .
 “ Remarkably , most of the jurisdictions are operating different operating systems , different communication protocols , and the committee did find and does recommend that over time it would be in the industry ’s interest to move toward a national technical framework , ” he said .
 Placing the onus on states to develop their own solutions was practicable as technical arrangements between states varied greatly and allowing states to come up with their own solutions would be the quickest way to have the technology come into use , Wilkie said .
 To date a number of the states have opposed the introduction of tougher controls on gaming machines to tackle problem gambling .
 On the issue of a carrying out a cost - benefit analysis of the technology , Wilkie said the argument from critics that the technology would be too costly to implement had made their claims ahead of knowing all the aspects of the pre - commitment plan , the technical solution and its costs .
 He added that the highest “ credible ” estimate from industry of the cost of the technology — $ 3 billion — was just over half the $ 5 billion annual amount lost by problem poker machine gamblers . The total annual cost of losses to poker machines annually was $ 12 billion , Wilkie said .
 Commenting on the form the pre - commitment technology would take the MP said again re - affirmed no biometrics would be used . Instead , existing loyalty cards used by many community club members would be the most likely format .
 Wilkie estimated that the cost of problem gambling on poker machines is some $ 1.64 billion and that there are 95,000 Australians ‘ problem gamblers ’ and 95,000 Australia gamblers at risk of becoming problem gamblers . He estimated that each of these gamblers affects in some way between five and 10 other Australians .


text:
When Apple unveiled the iPad in 2010, I immediately fell in love with its impressive battery life, and couldn't wait until they day when the same longevity would come to my Mac.
With the upcoming release of OS X Mavericks and the latest round of revisions to the company's laptop hardware, it looks like I (alongside, I suspect, many other Mac users) could finally get my wish, thanks to a few clever software tricks that have found their way into the latest incarnation of Apple's desktop operating system.
The obvious way to improve battery life in a laptop is to increase battery capacity and decrease the electrical consumption of the machine's hardware components, both goals that Apple has been pursuing zealously for some time by changing the way that its computers are manufactured.
For example, the introduction of the unibody design allowed the company to fit its computers with custom-molded batteries that provide superior capacity in a relatively compact space. The company also continues to adopt the latest technologies, like solid-state drives and Intel's newest CPUs, to make its hardware less power-hungry.
Hardware improvements, however, usually require sweeping technological changes, and are often at odds with users who demand computers that are ever more compact, lightweight, and powerful at the same time. Apple could easily double the longevity of the MacBook Air by tacking a couple extra pounds of batteries at the back--but such a move would be unlikely to go over well with either the design-conscious company or its consumers.
In addition to continuously tweaking its hardware, therefore, the company has also been investing in the software side of its products. Mavericks, due out later this fall, promises to introduce a few interesting technologies aimed at increasing the battery life of our computers.
The first, called App Nap, simply causes apps you're not actively using to receive less of the system's attention, reducing their power demands in the process.
When an app's windows are invisible and the app is not playing back audio, it enters "nap mode," at which point three things happen: First, its priority is reduced, decreasing the amount of active execution time that the CPU dedicates to it; second, its ability to access devices, such as the hard disk or the network, is throttled, limiting the power drain caused by input/output operations; and third, the app's timers are fired less frequently, causing it to become active only after longer intervals.
Together, these three techniques greatly reduce the demands that an inactive app makes on the system, which significantly reduces its power consumption. A collateral benefit is that more of the computer's capacity is reserved for the the currently active app, which becomes more responsive as a result.
Obviously, not all apps can work under these conditions. It would be absurd to be forced to, say, keep QuickTime Player in the foreground while it's encoding a video just to prevent it from being put into power-saving mode. For this reason, Mavericks allows individual programs to opt out of App Nap as needed.
RAM is always a precious resource. Because every app needs it, and because it needs to be very fast, having plenty of memory available is often crucial to ensuring optimum system performance.
In fact, RAM is so important that most operating systems extend a computer's hardwired memory by storing it on the hard drive as needed. This virtual memory, as it's called, ensures a nearly unlimited supply of memory, but at the cost of increased hard-disk activity and reduced performance.
Mavericks extends the concept of virtual memory by introducing a new technique called Compressed Memory. As its name implies, this system works by transparently compressing the portions of RAM that, though nominally in use, are not actively employed by any app. Doing this increases the free memory available to the system without requiring disk swapping.
Because the algorithm used to compress the memory is very efficient, this process is much faster than traditional disk swapping--and, because it requires fewer trips to the hard disk, it also ends up saving more power by preventing the physical disk from spinning up and down continuously. As an added bonus, computers that use SSDs will also incur less wear and tear, which will increase the longevity of their hardware components.
Apple's third power-saving technique relies on the fact that almost all apps schedule tasks to occur at specific intervals in the background by using a software construct called a timer. Because apps have no way of coordinating with each other, these timers fire in an often chaotic way, continually forcing the CPU to exit power-saving mode, execute a few lines of code, and then go back to sleep.
With Mavericks's Timer Coalescing feature, when a computer is running on battery power, the operating system will automatically aggregate timers that are scheduled to fire within a short time of each other and execute them concurrently, thus reducing the number of times the system is forced to enter and exit power-saving mode and increasing the time it spends idling (during which power consumption is at a minimum).
Apple has long told developers that they shouldn't count on the absolute accuracy of a timer, noting that many external conditions, such as system load, could delay (or even accelerate) their firing in unpredictable ways. Therefore, Timer Coalescing should work right out of the box, without requiring programmers to tweak their code.
In addition to these sweeping under-the-hood changes to the upcoming version of OS X, Safari 7 features a new Power Saver feature that keeps plug-ins disabled until the user needs them. Thus, for example, if you open a webpage that contains one or more Flash movies, the browser will show a static preview instead of launching a movie automatically. Clicking the preview activates the plug-in, but if you don't click it, the plug-in won't consume any additional power.
Media playback is also getting a few tweaks. According to Apple, iTunes will take greater advantage of the hardware acceleration provided by a Mac's GPU, reducing the amount of power needed to watch movies and play music by as much as 35 percent.
Finally, the upcoming version of OS X will also be able to take better advantage of the Haswell processor's support for firing up and boosting the clock speed of individual cores, ensuring that each core is fully utilized before a new one is brought online and allowed to eat up more power.
Altogether, the power-management features in Mavericks paint a picture of an operating system in which great care as been taken to squeeze every last drop of battery performance out of both hardware and software.
The nature of the changes, however, is as interesting as their effects. Many of the power-saving techniques in Mavericks are borrowed from other vendors--for example, Windows has long supported timer coalescing (although as an opt-in technology), and Safari extensions like ClickToFlash can already be used to prevent plug-ins from draining CPU resources and battery life unless called upon by the user.
Their systematic inclusion in the operating system, however, highlights Apple's knack for thinking laterally and making iterative improvements; as a result, almost every user will experience a dramatic improvement in battery life and system responsiveness without ever having to worry about what goes on under the hood--exactly the kind of experience we've come to expect (and love) from our Macs.
Even better, we can expect Apple's enthusiasm for power saving to trickle down to third-party developers, who will be encouraged to discover new ways to tweak their software's power consumption. This could produce a virtuous circle that would finally make disappointing battery life a thing of the past, and allow for even thinner and more-efficient computers--without requiring us all to wait for the next technological breakthrough.

tokenized:
When Apple unveiled the iPad in 2010 , I immediately fell in love with its impressive battery life , and could n't wait until they day when the same longevity would come to my Mac .
 With the upcoming release of OS X Mavericks and the latest round of revisions to the company 's laptop hardware , it looks like I ( alongside , I suspect , many other Mac users ) could finally get my wish , thanks to a few clever software tricks that have found their way into the latest incarnation of Apple 's desktop operating system .
 The obvious way to improve battery life in a laptop is to increase battery capacity and decrease the electrical consumption of the machine 's hardware components , both goals that Apple has been pursuing zealously for some time by changing the way that its computers are manufactured .
 For example , the introduction of the unibody design allowed the company to fit its computers with custom - molded batteries that provide superior capacity in a relatively compact space . The company also continues to adopt the latest technologies , like solid - state drives and Intel 's newest CPUs , to make its hardware less power - hungry .
 Hardware improvements , however , usually require sweeping technological changes , and are often at odds with users who demand computers that are ever more compact , lightweight , and powerful at the same time . Apple could easily double the longevity of the MacBook Air by tacking a couple extra pounds of batteries at the back -- but such a move would be unlikely to go over well with either the design - conscious company or its consumers .
 In addition to continuously tweaking its hardware , therefore , the company has also been investing in the software side of its products . Mavericks , due out later this fall , promises to introduce a few interesting technologies aimed at increasing the battery life of our computers .
 The first , called App Nap , simply causes apps you 're not actively using to receive less of the system 's attention , reducing their power demands in the process .
 When an app 's windows are invisible and the app is not playing back audio , it enters " nap mode , " at which point three things happen : First , its priority is reduced , decreasing the amount of active execution time that the CPU dedicates to it ; second , its ability to access devices , such as the hard disk or the network , is throttled , limiting the power drain caused by input / output operations ; and third , the app 's timers are fired less frequently , causing it to become active only after longer intervals .
 Together , these three techniques greatly reduce the demands that an inactive app makes on the system , which significantly reduces its power consumption . A collateral benefit is that more of the computer 's capacity is reserved for the the currently active app , which becomes more responsive as a result .
 Obviously , not all apps can work under these conditions . It would be absurd to be forced to , say , keep QuickTime Player in the foreground while it 's encoding a video just to prevent it from being put into power - saving mode . For this reason , Mavericks allows individual programs to opt out of App Nap as needed .
 RAM is always a precious resource . Because every app needs it , and because it needs to be very fast , having plenty of memory available is often crucial to ensuring optimum system performance .
 In fact , RAM is so important that most operating systems extend a computer 's hardwired memory by storing it on the hard drive as needed . This virtual memory , as it 's called , ensures a nearly unlimited supply of memory , but at the cost of increased hard - disk activity and reduced performance .
 Mavericks extends the concept of virtual memory by introducing a new technique called Compressed Memory . As its name implies , this system works by transparently compressing the portions of RAM that , though nominally in use , are not actively employed by any app . Doing this increases the free memory available to the system without requiring disk swapping .
 Because the algorithm used to compress the memory is very efficient , this process is much faster than traditional disk swapping -- and , because it requires fewer trips to the hard disk , it also ends up saving more power by preventing the physical disk from spinning up and down continuously . As an added bonus , computers that use SSDs will also incur less wear and tear , which will increase the longevity of their hardware components .
 Apple 's third power - saving technique relies on the fact that almost all apps schedule tasks to occur at specific intervals in the background by using a software construct called a timer . Because apps have no way of coordinating with each other , these timers fire in an often chaotic way , continually forcing the CPU to exit power - saving mode , execute a few lines of code , and then go back to sleep .
 With Mavericks 's Timer Coalescing feature , when a computer is running on battery power , the operating system will automatically aggregate timers that are scheduled to fire within a short time of each other and execute them concurrently , thus reducing the number of times the system is forced to enter and exit power - saving mode and increasing the time it spends idling ( during which power consumption is at a minimum ) .
 Apple has long told developers that they should n't count on the absolute accuracy of a timer , noting that many external conditions , such as system load , could delay ( or even accelerate ) their firing in unpredictable ways . Therefore , Timer Coalescing should work right out of the box , without requiring programmers to tweak their code .
 In addition to these sweeping under - the - hood changes to the upcoming version of OS X , Safari 7 features a new Power Saver feature that keeps plug - ins disabled until the user needs them . Thus , for example , if you open a webpage that contains one or more Flash movies , the browser will show a static preview instead of launching a movie automatically . Clicking the preview activates the plug - in , but if you do n't click it , the plug - in wo n't consume any additional power .
 Media playback is also getting a few tweaks . According to Apple , iTunes will take greater advantage of the hardware acceleration provided by a Mac 's GPU , reducing the amount of power needed to watch movies and play music by as much as 35 percent .
 Finally , the upcoming version of OS X will also be able to take better advantage of the Haswell processor 's support for firing up and boosting the clock speed of individual cores , ensuring that each core is fully utilized before a new one is brought online and allowed to eat up more power .
 Altogether , the power - management features in Mavericks paint a picture of an operating system in which great care as been taken to squeeze every last drop of battery performance out of both hardware and software .
 The nature of the changes , however , is as interesting as their effects . Many of the power - saving techniques in Mavericks are borrowed from other vendors -- for example , Windows has long supported timer coalescing ( although as an opt - in technology ) , and Safari extensions like ClickToFlash can already be used to prevent plug - ins from draining CPU resources and battery life unless called upon by the user .
 Their systematic inclusion in the operating system , however , highlights Apple 's knack for thinking laterally and making iterative improvements ; as a result , almost every user will experience a dramatic improvement in battery life and system responsiveness without ever having to worry about what goes on under the hood -- exactly the kind of experience we 've come to expect ( and love ) from our Macs .
 Even better , we can expect Apple 's enthusiasm for power saving to trickle down to third - party developers , who will be encouraged to discover new ways to tweak their software 's power consumption . This could produce a virtuous circle that would finally make disappointing battery life a thing of the past , and allow for even thinner and more - efficient computers -- without requiring us all to wait for the next technological breakthrough .


text:
Select photos from our ride in Austin…we hosted Bikes v. Cars and rode to the world premier.
See the rest on G+ and Flickr. Also the annual capital steps photo in this post from last week.

tokenized:
Select photos from our ride in Austin … we hosted Bikes v. Cars and rode to the world premier .
 See the rest on G+ and Flickr . Also the annual capital steps photo in this post from last week .


text:
The key to a successful installation is knowledge. Knowledge of all systems available, an understanding of your requirements along with careful consideration of what is available to suit your property within your remit.
Should you simply wish to future proof your house with cabling, wire an extension or have touch screen controls in all the rooms, the possibilities are endless and all your electrical installation requirements taken care of safely and efficiently.

tokenized:
The key to a successful installation is knowledge . Knowledge of all systems available , an understanding of your requirements along with careful consideration of what is available to suit your property within your remit .
 Should you simply wish to future proof your house with cabling , wire an extension or have touch screen controls in all the rooms , the possibilities are endless and all your electrical installation requirements taken care of safely and efficiently .


text:
The caravan park was completed in early 2011 and only has 10 mobile homes to keep it small and intimate.
Set in its own grounds, there is lots of seating space to enjoy the peacefulness of our countryside, while the children play on the grass or in the wooded areas.
A BBQ is also available for your use and a play area for the children.
The caravans are all south facing and have wonderful views of the Brown Clee hill.
All are fully equipped and sleep 4-6 people.
We offer FREE WiFi and a laundry room is available on the caravan park.

tokenized:
The caravan park was completed in early 2011 and only has 10 mobile homes to keep it small and intimate .
 Set in its own grounds , there is lots of seating space to enjoy the peacefulness of our countryside , while the children play on the grass or in the wooded areas .
 A BBQ is also available for your use and a play area for the children .
 The caravans are all south facing and have wonderful views of the Brown Clee hill .
 All are fully equipped and sleep 4 - 6 people .
 We offer FREE WiFi and a laundry room is available on the caravan park .


text: Presenting this stunning brick-built custom colonial situated prominently in one of Avon's premiere neighborhoods. Nestled just beneath local landmark Heublein Tower, the expansive home offers incredible mountain views to the east and equally as fabulous valley views to the west. Receive guests by way of the stately main entry that leads into a large two-story foyer with herringbone wood floors and exquisite grand staircase, flanked by formal living and dining rooms. Enjoy comfortable and spacious living in an open space kitchen and dinette area that leads directly into an abundant family room with sky-scraping coffered ceiling and fireplace with pellet stove insert. The main level of the home features all the things you would expect in a luxury home, complete with library featuring cherry built-ins, butler's pantry with sink, laundry room, two powder rooms, and sun room. The upper level features five bedrooms, a large hall sitting area, four full baths including one Jack-n-Jill, and Au Pair/In-Law possibility. The master suite features an intelligently designed bath, a large walk-in closet, and a private third-story exercise room. An expansive lower level includes a vintage-themed modern theater, billiards room, bar, and a number of other spaces for offices or a den. Benefiting from Avon's award-winning schools, nearby private and public golf courses, riding stables, numerous private schools, and exceptional area dining and shopping, you will love to call this home!

tokenized: Presenting this stunning brick - built custom colonial situated prominently in one of Avon 's premiere neighborhoods . Nestled just beneath local landmark Heublein Tower , the expansive home offers incredible mountain views to the east and equally as fabulous valley views to the west . Receive guests by way of the stately main entry that leads into a large two - story foyer with herringbone wood floors and exquisite grand staircase , flanked by formal living and dining rooms . Enjoy comfortable and spacious living in an open space kitchen and dinette area that leads directly into an abundant family room with sky - scraping coffered ceiling and fireplace with pellet stove insert . The main level of the home features all the things you would expect in a luxury home , complete with library featuring cherry built - ins , butler 's pantry with sink , laundry room , two powder rooms , and sun room . The upper level features five bedrooms , a large hall sitting area , four full baths including one Jack - n - Jill , and Au Pair / In - Law possibility . The master suite features an intelligently designed bath , a large walk - in closet , and a private third - story exercise room . An expansive lower level includes a vintage - themed modern theater , billiards room , bar , and a number of other spaces for offices or a den . Benefiting from Avon 's award - winning schools , nearby private and public golf courses , riding stables , numerous private schools , and exceptional area dining and shopping , you will love to call this home !


text:
Another freebie for today, guys! This Rainbow Lights Background .psd resource is perfect for your projects or for your gadgets, as a wallpaper. It has very lovely and vibrant colors that will bright up your mood.
Tip! We used this freebie, MacBook Air Mockup Design and replaced the smart object with our background. Easy as a pie! You should try it.

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Another freebie for today , guys ! This Rainbow Lights Background .psd resource is perfect for your projects or for your gadgets , as a wallpaper . It has very lovely and vibrant colors that will bright up your mood .
 Tip ! We used this freebie , MacBook Air Mockup Design and replaced the smart object with our background . Easy as a pie ! You should try it .


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“Big Plate Chicken”—or “da pan ji,” as it is called in China—is a very popular dish from the Xinjiang Uygur Autonomous Region. Also known as “saute spicy chicken,” the dish is even gaining popularity beyond China. In fact, in recent years, the dish has gradually become a must-have for many Turkish Muslims.
Urumqi Uygur Restaurant located near downtown Ankara is one of the most popular Chinese restaurants in the Turkish capital. It is frequented not only by Chinese living in Ankara, but also locals, and they come for their signature dish: sauté spicy chicken.
Xinjiang da pan ji, which translates literally as “big plate chicken,“ is an extraordinarily delicious dish that originated in Xinjiang, in the far western region of China. The main ingredients are chicken, bell peppers, carrots, potatoes and tomatoes, cooked with scallions, garlic, ginger, chili peppers, star anise, Sichuan peppers, cooking oil, soy sauce and beer.
As Muslims, the Turkish people see themselves as having a cultural and spiritual bond with the people of Xinjiang.
“As Muslims, locals find Xinjiang cuisine very familiar to their diet. People long to live in an environment that shares the same food, culture and religious beliefs with them. And through Xinjiang food, many locals are also interested in learning more about China and its culture,” Omar said.

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“ Big Plate Chicken”—or “ da pan ji , ” as it is called in China — is a very popular dish from the Xinjiang Uygur Autonomous Region . Also known as “ saute spicy chicken , ” the dish is even gaining popularity beyond China . In fact , in recent years , the dish has gradually become a must - have for many Turkish Muslims .
 Urumqi Uygur Restaurant located near downtown Ankara is one of the most popular Chinese restaurants in the Turkish capital . It is frequented not only by Chinese living in Ankara , but also locals , and they come for their signature dish : sauté spicy chicken .
 Xinjiang da pan ji , which translates literally as “ big plate chicken , “ is an extraordinarily delicious dish that originated in Xinjiang , in the far western region of China . The main ingredients are chicken , bell peppers , carrots , potatoes and tomatoes , cooked with scallions , garlic , ginger , chili peppers , star anise , Sichuan peppers , cooking oil , soy sauce and beer .
 As Muslims , the Turkish people see themselves as having a cultural and spiritual bond with the people of Xinjiang .
 “ As Muslims , locals find Xinjiang cuisine very familiar to their diet . People long to live in an environment that shares the same food , culture and religious beliefs with them . And through Xinjiang food , many locals are also interested in learning more about China and its culture , ” Omar said .


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These two healthcare REITs are trading for dirt-cheap valuations despite high dividends and a solid history of growth.
Investing in real estate investment trusts, or REITs, is one of the best ways to enjoy high dividends and the potential for capital growth. On a valuation basis, REITs specializing in healthcare properties are trading cheaply right now, and two seem to be a particularly good bargain: HCP Inc. (NYSE:HCP) and Medical Properties Trust (NYSE:MPW).
This type of real estate should be an excellent long-term investment for three main reasons: demographics, increased healthcare spending, and market opportunity.
Demographics indicate a growing demand for healthcare properties over the coming decades. Simply put, the population is getting older -- fast. The 65-and-up population in the U.S. is expected to nearly double by 2050 as baby boomers age and live longer. Older individuals require more healthcare, therefore the number of healthcare facilities will grow to meet the demand.
Furthermore, healthcare costs are rising at a faster rate than other expenditures, as you can see in the chart below. Given that commercial properties derive most of their value from their ability to generate rental income, healthcare properties should appreciate faster than other property types as long as this trend continues.
Finally, the healthcare real estate market is about $1 trillion in size, and no REIT has more than a 3% market share. The industry is highly fragmented, meaning there are plenty of opportunities for new investments from existing properties, in addition to the opportunities that will come from future growth of the industry.
HCP is one of the "big three" healthcare REITs, and it owns 1,179 properties in a variety of categories -- mainly senior housing, post-acute care, life science, and medical office buildings. Essentially, the business model is to acquire attractive properties and team up with some of the best operating partners in the business, such as Brookdale Senior Living.
The company pays a notable 7.1% dividend yield and has an even more impressive record of dividend growth. In fact, HCP has increased its dividend for 31 consecutive years and is a member of the S&P 500 Dividend Aristocrats.
HCP's biggest recent news item is the planned spinoff of its HCR ManorCare assets, which include virtually all of the post-acute/skilled-nursing properties in the company's portfolio. You can have an in-depth look at the spinoff, but the general goal is to allow HCP to focus on its private-pay senior housing, life science, and medical office properties, thereby improving portfolio quality and giving the company more financial flexibility to pursue future growth opportunities. The spun-off assets, meanwhile, will be placed in a newly created REIT that will strive to maximize their value.
According to HCP, once this happens, the company can employ several new strategies with these properties, including some that are not possible or practical while the assets are still a part of HCP.
Data source: HCP company presentation.
Medical Properties Trust focuses on hospital properties, which, according to the company, produce better initial yields than other types of healthcare real estate. In fact, the company is the fourth-largest owner of for-profit hospital beds in the country.
Data source: Medical Properties Trust.
The company has 204 properties located in 29 states and four foreign countries, and the long-term plan calls for even further international diversification. This way, if one market faces headwinds (say, the U.S.), it won't represent virtually all of Medical Properties' assets.
The company does have a relatively high debt load for a REIT: Debt represents 51.6% of Medical Properties' assets, so there's added risk to consider. However, 98% of the portfolio's leases have annual rent increases built in, and the company's payout ratio is less than two-thirds of FFO -- lower than that of most peers.
In short, there's no reason to believe Medical Properties Trust will have any debt-related issues going forward, with a growing stream of income that's already more than enough to cover the dividend.
Note: Share prices and guidance are current as of 5/23/16. Normalized or adjusted FFO guidance is used when available.
No stock with double-digit growth potential is without risk, and these two are certainly no exception. In fact, a higher level of perceived risk is responsible for the low valuations. Healthcare spending could slow, operating partners could face greater financial difficulties, or there could be a shortage of attractive acquisition opportunities in the target property types. Any one of these factors could cause these stocks to take a dive.
However, I think the growth potential and the solid track record of delivering profits in a variety of economic climates more than make up for the risks. Either of these healthcare REITs would make a solid addition to a well-diversified dividend growth portfolio.

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These two healthcare REITs are trading for dirt - cheap valuations despite high dividends and a solid history of growth .
 Investing in real estate investment trusts , or REITs , is one of the best ways to enjoy high dividends and the potential for capital growth . On a valuation basis , REITs specializing in healthcare properties are trading cheaply right now , and two seem to be a particularly good bargain : HCP Inc. ( NYSE : HCP ) and Medical Properties Trust ( NYSE : MPW ) .
 This type of real estate should be an excellent long - term investment for three main reasons : demographics , increased healthcare spending , and market opportunity .
 Demographics indicate a growing demand for healthcare properties over the coming decades . Simply put , the population is getting older -- fast . The 65 - and - up population in the U.S. is expected to nearly double by 2050 as baby boomers age and live longer . Older individuals require more healthcare , therefore the number of healthcare facilities will grow to meet the demand .
 Furthermore , healthcare costs are rising at a faster rate than other expenditures , as you can see in the chart below . Given that commercial properties derive most of their value from their ability to generate rental income , healthcare properties should appreciate faster than other property types as long as this trend continues .
 Finally , the healthcare real estate market is about $ 1 trillion in size , and no REIT has more than a 3 % market share . The industry is highly fragmented , meaning there are plenty of opportunities for new investments from existing properties , in addition to the opportunities that will come from future growth of the industry .
 HCP is one of the " big three " healthcare REITs , and it owns 1,179 properties in a variety of categories -- mainly senior housing , post - acute care , life science , and medical office buildings . Essentially , the business model is to acquire attractive properties and team up with some of the best operating partners in the business , such as Brookdale Senior Living .
 The company pays a notable 7.1 % dividend yield and has an even more impressive record of dividend growth . In fact , HCP has increased its dividend for 31 consecutive years and is a member of the S&P 500 Dividend Aristocrats .
 HCP 's biggest recent news item is the planned spinoff of its HCR ManorCare assets , which include virtually all of the post - acute / skilled - nursing properties in the company 's portfolio . You can have an in - depth look at the spinoff , but the general goal is to allow HCP to focus on its private - pay senior housing , life science , and medical office properties , thereby improving portfolio quality and giving the company more financial flexibility to pursue future growth opportunities . The spun - off assets , meanwhile , will be placed in a newly created REIT that will strive to maximize their value .
 According to HCP , once this happens , the company can employ several new strategies with these properties , including some that are not possible or practical while the assets are still a part of HCP .
 Data source : HCP company presentation .
 Medical Properties Trust focuses on hospital properties , which , according to the company , produce better initial yields than other types of healthcare real estate . In fact , the company is the fourth - largest owner of for - profit hospital beds in the country .
 Data source : Medical Properties Trust .
 The company has 204 properties located in 29 states and four foreign countries , and the long - term plan calls for even further international diversification . This way , if one market faces headwinds ( say , the U.S. ) , it wo n't represent virtually all of Medical Properties ' assets .
 The company does have a relatively high debt load for a REIT : Debt represents 51.6 % of Medical Properties ' assets , so there 's added risk to consider . However , 98 % of the portfolio 's leases have annual rent increases built in , and the company 's payout ratio is less than two - thirds of FFO -- lower than that of most peers .
 In short , there 's no reason to believe Medical Properties Trust will have any debt - related issues going forward , with a growing stream of income that 's already more than enough to cover the dividend .
 Note : Share prices and guidance are current as of 5/23/16 . Normalized or adjusted FFO guidance is used when available .
 No stock with double - digit growth potential is without risk , and these two are certainly no exception . In fact , a higher level of perceived risk is responsible for the low valuations . Healthcare spending could slow , operating partners could face greater financial difficulties , or there could be a shortage of attractive acquisition opportunities in the target property types . Any one of these factors could cause these stocks to take a dive .
 However , I think the growth potential and the solid track record of delivering profits in a variety of economic climates more than make up for the risks . Either of these healthcare REITs would make a solid addition to a well - diversified dividend growth portfolio .


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Members of our administrative team will enjoy full benefit eligibility, including Medical, Dental, Vision, 401k matching, company paid group term life insurance, paid vacation and sick time and an opportunity for growth that is second to none in the industry. Acadia Healthcare is committed to offering an enviable internal culture and environment that encourages and supports both professional and personal growth that you are proud of.
The Office Assistant role will perform various administrative functions assigned in accordance with the office procedures of the clinic. Responsibilities may include answering telephones, bookkeeping, typing or word processing, office machine operation, and filing.
We have 8 hour, daily shifts that allow our employees to have stable schedules and enjoy quality time away from the facility. Operating hours are Monday - Friday from 5:30 AM - 1:30 PM. Rotating Tuesday evenings from 12:00 PM - 8:00 PM. Occasional weekend hours available on Saturday and Sunday from 5:45 AM - 9:45 AM.

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Members of our administrative team will enjoy full benefit eligibility , including Medical , Dental , Vision , 401k matching , company paid group term life insurance , paid vacation and sick time and an opportunity for growth that is second to none in the industry . Acadia Healthcare is committed to offering an enviable internal culture and environment that encourages and supports both professional and personal growth that you are proud of .
 The Office Assistant role will perform various administrative functions assigned in accordance with the office procedures of the clinic . Responsibilities may include answering telephones , bookkeeping , typing or word processing , office machine operation , and filing .
 We have 8 hour , daily shifts that allow our employees to have stable schedules and enjoy quality time away from the facility . Operating hours are Monday - Friday from 5:30 AM - 1:30 PM . Rotating Tuesday evenings from 12:00 PM - 8:00 PM . Occasional weekend hours available on Saturday and Sunday from 5:45 AM - 9:45 AM .


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Brazil nuts come from the Amazon region and are known for their antioxidant and moisturising properties. Terrapeutics hand creams contain highly concentrated plant extracts that promote regeneration, nourishment, revitalisation and moisturising care. Açai, rice-bran and passion-flower oils add antioxidants. The gentle formula is quickly absorbed and leaves hands scented and moisturised longer. No artificial colours or parabens.
Aqua (Water), Cetearyl Alcohol, Glyceril Stearate Se, Paraffinum Liquidum, C 12-15 Alkyl Benzoate, Ceteareth-20, Caprylic/Capric Triglyceride, Passiflora Edulis Seed Oil, Oryza Sativa Bran Oil, Sorbitan Caprylate, Parfum (Fragrance), Euterpe Oleraceae Fruit Oil, Propanediol, Orbignya Oleifera Oil, Benzoic Acid, Propylene Glycol, Aminomethyl Propanol, Bht, Lavandula Angustifolia Extract, Citronellol, Coumarin, Eugenol, Geraniol, Hexyl Cinnamal, Linalool, Limonene, Butylphenyl Methylpropional, Alpha Isomethyl Ionone.
Massage into hands until completely absorbed. Use as often as required all day long.

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Brazil nuts come from the Amazon region and are known for their antioxidant and moisturising properties . Terrapeutics hand creams contain highly concentrated plant extracts that promote regeneration , nourishment , revitalisation and moisturising care . Açai , rice - bran and passion - flower oils add antioxidants . The gentle formula is quickly absorbed and leaves hands scented and moisturised longer . No artificial colours or parabens .
 Aqua ( Water ) , Cetearyl Alcohol , Glyceril Stearate Se , Paraffinum Liquidum , C 12 - 15 Alkyl Benzoate , Ceteareth-20 , Caprylic / Capric Triglyceride , Passiflora Edulis Seed Oil , Oryza Sativa Bran Oil , Sorbitan Caprylate , Parfum ( Fragrance ) , Euterpe Oleraceae Fruit Oil , Propanediol , Orbignya Oleifera Oil , Benzoic Acid , Propylene Glycol , Aminomethyl Propanol , Bht , Lavandula Angustifolia Extract , Citronellol , Coumarin , Eugenol , Geraniol , Hexyl Cinnamal , Linalool , Limonene , Butylphenyl Methylpropional , Alpha Isomethyl Ionone .
 Massage into hands until completely absorbed . Use as often as required all day long .


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This workshop is all about handmade baubles! Choosing from different colours and gems your little man or lady will take home a stunning decoration to hang on the Christmas tree!
And the best thing? Every year they will be able to hang their handmade delights.

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This workshop is all about handmade baubles ! Choosing from different colours and gems your little man or lady will take home a stunning decoration to hang on the Christmas tree !
 And the best thing ? Every year they will be able to hang their handmade delights .


text: 3 4 Water Meter Awesome Assured Automation WM PC Series Plastic With Pulse For 18 | Taawp.com 3/4 water meter pressure loss. 3/4 water meter valve. 3/4 water meter shut off valve.

tokenized: 3 4 Water Meter Awesome Assured Automation WM PC Series Plastic With Pulse For 18 | Taawp.com 3/4 water meter pressure loss . 3/4 water meter valve . 3/4 water meter shut off valve .


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The Columbus Dispatch Publishes Article on HB 413 | Public Employee Retirees Inc.
(February 19, 2018) A revealing article on the status of H.B. 413 was published in the Sunday edition of The Columbus Dispatch yesterday shedding light on where the bill stands in the legislative process. It was authored by Dispatch reporter Catherine Candisky and can be read by copying and pasting this link in your web browser: http://www.dispatch.com/news/20180217/opers-retirees-fight-back-against-proposed-cut-in-benefits. It appears that in its present form the bill is not going to move toward passage in the Ohio House, according to its sponsor, Rep. Gary Scherer (R – Circleville). This is good news for PERI members and all OPERS retirees.
PERI resolves to keep up the fight against the passage of HB 413 until OPERS and the General Assembly recognize the need to maintain the current 3% COLA.
Thanks PERI, finally a ray of hope .
Food for thought for all retirees, Keep contacting members of the general assembly to vote down h.b.413! Keep the heat on!
What is meant by, “It appears that in its present form the bill is not going to move toward passage in the Ohio House”? It sounds like good news at first, but the issue is not over. I’m very happy by this delay, but we still need to work to have it dropped altogether.
Something seems very wrong here. With all the sweeping changes OPERS made since 2012, including dropping spouses and jacking up premiums, why aren’t they putting money into the health care plan? If the current administration can’t seem to manage our money, maybe it’s time to find others who will. This doesn’t add up and an independent investigation seems to be in order.
I would like to share some info. with all retirees. i retired from O.D.O.T. in 2012. When i worked for O.D.O.T. I was active in o.c.s.e.a. for a time. O.c.s.e.a. is the union for state employees in most agencies. When opers introduced their c.o.l.a. reduction fiasco last august, I contacted Chris Mabe who is o.c.s.e.a. president and opers board member for state employees. As per the conversation, The reasons he gave me for the proposal were as follows. The alleged 2 billion dollars in unfunded liabilities as per Karen Carraher. Mabe also gave me a personal reason for the proposal. Mabe told me he thinks it is not fair that people who retired prior to Jan. 2013 keep their 3% C.O.L.A. And people who retired after Jan. 2013 get their c.o.l.a. adjusted as agreed upon in the 2012 opers changes. So with this info. you have an opers board member who also had personal reasons for pushing this proposal. I spoke to Chris Mabe over the phone in late august of 2017. He returned the phone call after I left him a message on his voicemail. I also emailed him at that time.
Well what everyone has to remember is if your already retired you have no way to increase your percent of retirement other than the COLA. If your not already retired you have the option to work longer and increase your retirement. “ Go figure “ Compell people who can retire before 2013 by sending out papers that say anyone who retires prior to 2013 will recieve 3 % COLA fixed ,then switch it with H.B. 413 COLA based off cpi after. People already retired don’t have an equal right to work longer and boost there percentage and increase there F.A.S. I believe PERI was able to exspress that concern during there presentation in Opposition of H.B 413.
Ron Alexander is a candidate for OPERS Trustee to represent the retirees. He is also the retiree representative on the OCSEA Board with Mabe. I have emailed Ron Alexander requesting his position on this issue. We certainly don’t need two OSCEA officials on the OPERS Board voting together to cut our COLA.
Right. We do not need a fox in the hen house.
More food for thought. Late last December, The Opers board voted to make Chris Mabe Vice Chair!
So I just read the Dispatch article and here’s what bothers me. It is clear that Karen Carraher is trying to play on the fear that If we don’t make these changes now we risk healthcare in the future. What I urge everyone to consider is that regardless of whether they make changes or not we could still lose or have changes made to our healthcare in the future. Healthcare is not a guaranteed benefit. I for one will not stand for changes being made to a guaranteed benefit, which my 3% annual COLA is, to take the chance that they won’t turn around at some point in the future and reduce or eliminate healthcare anyway. I won’t fall for their scare tactics.
Retiree – I totally agree. I will not stand for changes to a guaranteed benefit either. If they take that away, then everything is fair game.
The article in the Columbus Dispatch was an interesting read. Keep up the good work, PERI!
Although this is encouraging we can’t let up. I have written to my State Representative and Senator and have received a response only from my Representative that he is opposed to HB 413. So far my state Senator seems to be non-committed.
Remember the old adage “the squeeky wheel gets the grease”.
Jerry – That is very interesting. I have long suspected a severe case of COLA envy has been going around at OPERS. And yes, I believe those pushing the proposal have a personal agenda. Otherwise, nothing else makes sense. The system is healthy and with the sweeping changes made including dropping spouses and jacking up our health care premiums, there should be no reason for fear of losing health care funding.
As the old adage goes, when something doesn’t make sense, look for the dollars.
Where did you obtain information on the 3 candidates and their positions?
Thanks James for your insight. I agree after reading the Retiree Representative Candidate Biographies page included with my ballot, it becomes clear that Timothy Steitz is the correct choice if you want to protect your 3% COLA. His job experience and credentials make him the most qualified candidate to oppose Carraher’s dirty mess now and in the future. It’s important for anyone who hasn’t voted yet to do it now before the March 30th deadline and keep contacting our state legislative officials.
Every day I e-mail, tweet, call or write. I point out the 50 people at OPERS making more than the governor, the billions invested in poor performing hedge funds, the most of any State and paying the managers of those hedge funds billions since 2011 and also paying their own chief financial officer over 1/2 million a year and millions more in incentives. Incentives for what, to invest in poor performing hedge funds or does he get incentives for cutting our COLA. Kasich was with Lehman Brothers and went around Ohio talking the public pensions into investing in Lehman Brothers. Lehman went out of business and the pensions lost multi millions. He becomes governor in 2011 along with Carrahar and we start investing in hedge funds. Funny hedge funds donated to his run for President in 2016.
This cozy relationship the OPERS seems to have with some of the medical providers needs to be looked at. Double Dipping needs to be looked at, California does not allow it at all, go back to a public employee and your pension stops. I don’t know if we need to go that far, but the amount they pay in for pension goes into an annuity. That money should stay in the pension system, they are already collecting a pension and working for a public employee. QEBA needs stopped, violating IRS rules stating that they don’t have to pay pension out over around 215,000 per year. QEBA makes that extra money come out of the medical fund. I could go on for pages, however, that is some thing needing fixed.
Keep writing as the State and every organization in it hates the sun light shine down upon them. When I worked I was told to work on clients that bitched first. Why should they get serviced first? The answer, we don’t want to have them calling every day and bothering us. Is that fair, no, but the squeaking wheel gets fixed first.
Michael – Could you share copies of your letters? I don’t know the facts like you do. I would like to send that information to my representatives too.
First, the “3% COLA” quit being a 3% increase in retirement benefits one year after retirement. It is a simple interest increase on the base retirement amount. It is NOT a true cost of living increase. Rather it is: 3%, 2.91%, 2.83%, 2.75%, 2.68%, 2.61%, 2.54%, etc. Next year I will get a 2.4% increase. We retirees who retired prior to 2013 are both diminishing in both numbers and our effective COLA increases. The only reason that I can see for the OPERS board to act now is because it will become a moot point in a the future. They want to treat retirees as welfare recipients. Why else would HB 413 contain a provision to INCREASE the retirement for a select few retirees?
Second, as determined in the case of John J. MASCIO v. PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO, the vested rights statute (ORC 145.561), once the conditions of retirement are fulfilled, there is a contractual obligation. The Ohio Legislature (OPERS) does NOT have a legal right to alter a contract after the fact.
Third, why the heck would any rational person (retiree) wish to trade a statutory guaranteed contractual right (pension + COLA) for the “promise” of health care? Back when I was working, 35 years, a percentage of my contribution was going for the health care of retirees. Now that I am retired, the OPERS board has cut health care to the bone and is out to get retirees who may have gotten a few percent ahead of inflation.
Finally, I’m not trying to be political but the Federal deficit spending is such that the ten year Treasury rate is approaching 3%. Depending on the financial projection, 3% or 3.5%, is the break point at which money flows from the stock market to bonds and inflation becomes inevitable. Either way, a one trillion dollar Federal deficit will lead to higher inflation. That higher inflation will inflate OPERS investments, but will not change our COLA.
Dean you just made a fantastic point, Retirees do not need Ron Alexander on the Opers board to represent retirees. Ron Alexander will be a yes person for Karen Carraher. Chris Mabe has proved he is a yes person for Karen Carraher! Retirees please consider not giving Ron Alexander a vote! I hope Alexander has an opponent for this board seat! If Ron Alexander has an opponent, Please consider that person! Ron Alexander is still on the O.C.S.E.A. payroll as an retirees Rep. He has taken enough dues money as o.c.s.e.a. president and now in this role as a retirees rep! I was an o.c.s.e.a. activist for a time. The internal politics at o.c.s.e.a. is sickening! Just food for thought. Thanks.
I witnessed Ron Alexander manipulate the members and staff at o.c.s.e.a. for years! Please consider not voting for him for this open opers board seat! Please consider the opponents of Ron Alexander for this opers board seat! To vote Ron Alexander on the opers board would be a huge mistake. Remember, Chris Mabe will be lobbying on his behalf. And in private, I am sure Karen Carraher will be doing the same. She will be very quiet in doing so.
I’ll keep writing and making phone calls until there is a full administration restructuring at OPERS.
Jim – Who are you contacting? I will do likewise.
Attention all retirees, I have taken a careful look at all the candidates for the open Opers board seat. I will vote for Tim Steitz, He seems to be the candidate that will stand up for retirees. Just food for thought. Vote carefully.
If you worked when Ron Alexander was head of the union… you know he was very friendly to the statehouse. Personally I believe that the State of Ohio employees did benefit from collective bargaining I am just saying that was not while Ron Alexander was running things he was very close fo to management we do not need his self serving agenda in our retirement. Most people do not realize that public sector is not always the easy jobs they think. Too many managers politically connected (and union presidents) willing to do whatever necessary for their own personal advancement . But I thought once retired we would be away from the politics and the deals made in back rooms. Karen Carraher does not have enough respect for retirees to keep her as OPERS Ex Director. She wants to say that she has OPERS funded 100% and will do so at any cost. Keep fighting calling writing and unfortunately not relaxing and enjoying our earned retirements. Ohio politics once again rears its ugly head. We are fortunate that some in the statehouse see OPERS bill for what it is…. an unnecessary broken promise to retirees. Don’t stop being vocal, writing and calling state reps and telling them OPERS needs to keep their gritty hands off of our COLA.
I noted it in my retirement letter as well. Actually I stated that it was “the” reason for the timing.
Amen Frank! It is time retirees post their concerns about Ron Alexander on social media. All retirees should know about the troublesome background of Mr. Alexander! Also, It is time retirees start calling for Karen Carraher to be replaced! Start sounding the alarm on social media!
Chris Mabe is just as bad as Ron Alexander if not worse!
I’m with those who will vote for Tim Seitz as my candidate of choice. Thanks to those you who shared your views on all three candidates. Your comments were really helpful.
The comments helped me vote for Mr. Seitz too. This kind of input is always great.
I voted for Mr. Seitz also.

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The Columbus Dispatch Publishes Article on HB 413 | Public Employee Retirees Inc.
 ( February 19 , 2018 ) A revealing article on the status of H.B. 413 was published in the Sunday edition of The Columbus Dispatch yesterday shedding light on where the bill stands in the legislative process . It was authored by Dispatch reporter Catherine Candisky and can be read by copying and pasting this link in your web browser : http://www.dispatch.com/news/20180217/opers-retirees-fight-back-against-proposed-cut-in-benefits . It appears that in its present form the bill is not going to move toward passage in the Ohio House , according to its sponsor , Rep. Gary Scherer ( R – Circleville ) . This is good news for PERI members and all OPERS retirees .
 PERI resolves to keep up the fight against the passage of HB 413 until OPERS and the General Assembly recognize the need to maintain the current 3 % COLA .
 Thanks PERI , finally a ray of hope .
 Food for thought for all retirees , Keep contacting members of the general assembly to vote down h.b.413 ! Keep the heat on !
 What is meant by , “ It appears that in its present form the bill is not going to move toward passage in the Ohio House ” ? It sounds like good news at first , but the issue is not over . I ’m very happy by this delay , but we still need to work to have it dropped altogether .
 Something seems very wrong here . With all the sweeping changes OPERS made since 2012 , including dropping spouses and jacking up premiums , why are n’t they putting money into the health care plan ? If the current administration ca n’t seem to manage our money , maybe it ’s time to find others who will . This does n’t add up and an independent investigation seems to be in order .
 I would like to share some info . with all retirees . i retired from O.D.O.T. in 2012 . When i worked for O.D.O.T. I was active in o.c.s.e.a . for a time . O.c.s.e.a . is the union for state employees in most agencies . When opers introduced their c.o.l.a . reduction fiasco last august , I contacted Chris Mabe who is o.c.s.e.a . president and opers board member for state employees . As per the conversation , The reasons he gave me for the proposal were as follows . The alleged 2 billion dollars in unfunded liabilities as per Karen Carraher . Mabe also gave me a personal reason for the proposal . Mabe told me he thinks it is not fair that people who retired prior to Jan. 2013 keep their 3 % C.O.L.A. And people who retired after Jan. 2013 get their c.o.l.a . adjusted as agreed upon in the 2012 opers changes . So with this info . you have an opers board member who also had personal reasons for pushing this proposal . I spoke to Chris Mabe over the phone in late august of 2017 . He returned the phone call after I left him a message on his voicemail . I also emailed him at that time .
 Well what everyone has to remember is if your already retired you have no way to increase your percent of retirement other than the COLA . If your not already retired you have the option to work longer and increase your retirement . “ Go figure “ Compell people who can retire before 2013 by sending out papers that say anyone who retires prior to 2013 will recieve 3 % COLA fixed , then switch it with H.B. 413 COLA based off cpi after . People already retired do n’t have an equal right to work longer and boost there percentage and increase there F.A.S. I believe PERI was able to exspress that concern during there presentation in Opposition of H.B 413 .
 Ron Alexander is a candidate for OPERS Trustee to represent the retirees . He is also the retiree representative on the OCSEA Board with Mabe . I have emailed Ron Alexander requesting his position on this issue . We certainly do n’t need two OSCEA officials on the OPERS Board voting together to cut our COLA .
 Right . We do not need a fox in the hen house .
 More food for thought . Late last December , The Opers board voted to make Chris Mabe Vice Chair !
 So I just read the Dispatch article and here ’s what bothers me . It is clear that Karen Carraher is trying to play on the fear that If we do n’t make these changes now we risk healthcare in the future . What I urge everyone to consider is that regardless of whether they make changes or not we could still lose or have changes made to our healthcare in the future . Healthcare is not a guaranteed benefit . I for one will not stand for changes being made to a guaranteed benefit , which my 3 % annual COLA is , to take the chance that they wo n’t turn around at some point in the future and reduce or eliminate healthcare anyway . I wo n’t fall for their scare tactics .
 Retiree – I totally agree . I will not stand for changes to a guaranteed benefit either . If they take that away , then everything is fair game .
 The article in the Columbus Dispatch was an interesting read . Keep up the good work , PERI !
 Although this is encouraging we ca n’t let up . I have written to my State Representative and Senator and have received a response only from my Representative that he is opposed to HB 413 . So far my state Senator seems to be non - committed .
 Remember the old adage “ the squeeky wheel gets the grease ” .
 Jerry – That is very interesting . I have long suspected a severe case of COLA envy has been going around at OPERS . And yes , I believe those pushing the proposal have a personal agenda . Otherwise , nothing else makes sense . The system is healthy and with the sweeping changes made including dropping spouses and jacking up our health care premiums , there should be no reason for fear of losing health care funding .
 As the old adage goes , when something does n’t make sense , look for the dollars .
 Where did you obtain information on the 3 candidates and their positions ?
 Thanks James for your insight . I agree after reading the Retiree Representative Candidate Biographies page included with my ballot , it becomes clear that Timothy Steitz is the correct choice if you want to protect your 3 % COLA . His job experience and credentials make him the most qualified candidate to oppose Carraher ’s dirty mess now and in the future . It ’s important for anyone who has n’t voted yet to do it now before the March 30th deadline and keep contacting our state legislative officials .
 Every day I e - mail , tweet , call or write . I point out the 50 people at OPERS making more than the governor , the billions invested in poor performing hedge funds , the most of any State and paying the managers of those hedge funds billions since 2011 and also paying their own chief financial officer over 1/2 million a year and millions more in incentives . Incentives for what , to invest in poor performing hedge funds or does he get incentives for cutting our COLA . Kasich was with Lehman Brothers and went around Ohio talking the public pensions into investing in Lehman Brothers . Lehman went out of business and the pensions lost multi millions . He becomes governor in 2011 along with Carrahar and we start investing in hedge funds . Funny hedge funds donated to his run for President in 2016 .
 This cozy relationship the OPERS seems to have with some of the medical providers needs to be looked at . Double Dipping needs to be looked at , California does not allow it at all , go back to a public employee and your pension stops . I do n’t know if we need to go that far , but the amount they pay in for pension goes into an annuity . That money should stay in the pension system , they are already collecting a pension and working for a public employee . QEBA needs stopped , violating IRS rules stating that they do n’t have to pay pension out over around 215,000 per year . QEBA makes that extra money come out of the medical fund . I could go on for pages , however , that is some thing needing fixed .
 Keep writing as the State and every organization in it hates the sun light shine down upon them . When I worked I was told to work on clients that bitched first . Why should they get serviced first ? The answer , we do n’t want to have them calling every day and bothering us . Is that fair , no , but the squeaking wheel gets fixed first .
 Michael – Could you share copies of your letters ? I do n’t know the facts like you do . I would like to send that information to my representatives too .
 First , the “ 3 % COLA ” quit being a 3 % increase in retirement benefits one year after retirement . It is a simple interest increase on the base retirement amount . It is NOT a true cost of living increase . Rather it is : 3 % , 2.91 % , 2.83 % , 2.75 % , 2.68 % , 2.61 % , 2.54 % , etc . Next year I will get a 2.4 % increase . We retirees who retired prior to 2013 are both diminishing in both numbers and our effective COLA increases . The only reason that I can see for the OPERS board to act now is because it will become a moot point in a the future . They want to treat retirees as welfare recipients . Why else would HB 413 contain a provision to INCREASE the retirement for a select few retirees ?
 Second , as determined in the case of John J. MASCIO v. PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO , the vested rights statute ( ORC 145.561 ) , once the conditions of retirement are fulfilled , there is a contractual obligation . The Ohio Legislature ( OPERS ) does NOT have a legal right to alter a contract after the fact .
 Third , why the heck would any rational person ( retiree ) wish to trade a statutory guaranteed contractual right ( pension + COLA ) for the “ promise ” of health care ? Back when I was working , 35 years , a percentage of my contribution was going for the health care of retirees . Now that I am retired , the OPERS board has cut health care to the bone and is out to get retirees who may have gotten a few percent ahead of inflation .
 Finally , I ’m not trying to be political but the Federal deficit spending is such that the ten year Treasury rate is approaching 3 % . Depending on the financial projection , 3 % or 3.5 % , is the break point at which money flows from the stock market to bonds and inflation becomes inevitable . Either way , a one trillion dollar Federal deficit will lead to higher inflation . That higher inflation will inflate OPERS investments , but will not change our COLA .
 Dean you just made a fantastic point , Retirees do not need Ron Alexander on the Opers board to represent retirees . Ron Alexander will be a yes person for Karen Carraher . Chris Mabe has proved he is a yes person for Karen Carraher ! Retirees please consider not giving Ron Alexander a vote ! I hope Alexander has an opponent for this board seat ! If Ron Alexander has an opponent , Please consider that person ! Ron Alexander is still on the O.C.S.E.A. payroll as an retirees Rep. He has taken enough dues money as o.c.s.e.a . president and now in this role as a retirees rep ! I was an o.c.s.e.a . activist for a time . The internal politics at o.c.s.e.a . is sickening ! Just food for thought . Thanks .
 I witnessed Ron Alexander manipulate the members and staff at o.c.s.e.a . for years ! Please consider not voting for him for this open opers board seat ! Please consider the opponents of Ron Alexander for this opers board seat ! To vote Ron Alexander on the opers board would be a huge mistake . Remember , Chris Mabe will be lobbying on his behalf . And in private , I am sure Karen Carraher will be doing the same . She will be very quiet in doing so .
 I ’ll keep writing and making phone calls until there is a full administration restructuring at OPERS .
 Jim – Who are you contacting ? I will do likewise .
 Attention all retirees , I have taken a careful look at all the candidates for the open Opers board seat . I will vote for Tim Steitz , He seems to be the candidate that will stand up for retirees . Just food for thought . Vote carefully .
 If you worked when Ron Alexander was head of the union … you know he was very friendly to the statehouse . Personally I believe that the State of Ohio employees did benefit from collective bargaining I am just saying that was not while Ron Alexander was running things he was very close fo to management we do not need his self serving agenda in our retirement . Most people do not realize that public sector is not always the easy jobs they think . Too many managers politically connected ( and union presidents ) willing to do whatever necessary for their own personal advancement . But I thought once retired we would be away from the politics and the deals made in back rooms . Karen Carraher does not have enough respect for retirees to keep her as OPERS Ex Director . She wants to say that she has OPERS funded 100 % and will do so at any cost . Keep fighting calling writing and unfortunately not relaxing and enjoying our earned retirements . Ohio politics once again rears its ugly head . We are fortunate that some in the statehouse see OPERS bill for what it is … . an unnecessary broken promise to retirees . Do n’t stop being vocal , writing and calling state reps and telling them OPERS needs to keep their gritty hands off of our COLA .
 I noted it in my retirement letter as well . Actually I stated that it was “ the ” reason for the timing .
 Amen Frank ! It is time retirees post their concerns about Ron Alexander on social media . All retirees should know about the troublesome background of Mr. Alexander ! Also , It is time retirees start calling for Karen Carraher to be replaced ! Start sounding the alarm on social media !
 Chris Mabe is just as bad as Ron Alexander if not worse !
 I ’m with those who will vote for Tim Seitz as my candidate of choice . Thanks to those you who shared your views on all three candidates . Your comments were really helpful .
 The comments helped me vote for Mr. Seitz too . This kind of input is always great .
 I voted for Mr. Seitz also .


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Our guest this week is Jillian Michaels (Biggest Loser). She’s discussing her new book The 6 Keys: Unlock Your Genetic Potential for Ageless Strength, Health, and Beauty. It’s all about how to change our perspective on aging and how certain behaviors can not only improve longevity, but also significantly slow down the aging process and have you looking significantly younger than your age. And, she gives us the number one thing we can start doing today to get us down the path to stopping father time in his tracks.
Plus, John and Gib discuss the latest trend with e-Sports athletes.
And you can sign up for our newsletter at tesh.com to get Intelligence For Your Life right to your inbox.
Also, John’s current obsession is Failing Up by Leslie Odom Jr. Buy it here: https://amzn.to/2utSgwj and read along with us.
As always, if you like our podcast, Rate Comment and Subscribe on iTunes, Stitcher or wherever you get your podcasts. And tell your friends! If you don’t like our podcast, then keep it quiet, I guess.

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Our guest this week is Jillian Michaels ( Biggest Loser ) . She ’s discussing her new book The 6 Keys : Unlock Your Genetic Potential for Ageless Strength , Health , and Beauty . It ’s all about how to change our perspective on aging and how certain behaviors can not only improve longevity , but also significantly slow down the aging process and have you looking significantly younger than your age . And , she gives us the number one thing we can start doing today to get us down the path to stopping father time in his tracks .
 Plus , John and Gib discuss the latest trend with e - Sports athletes .
 And you can sign up for our newsletter at tesh.com to get Intelligence For Your Life right to your inbox .
 Also , John ’s current obsession is Failing Up by Leslie Odom Jr. Buy it here : https://amzn.to/2utSgwj and read along with us .
 As always , if you like our podcast , Rate Comment and Subscribe on iTunes , Stitcher or wherever you get your podcasts . And tell your friends ! If you do n’t like our podcast , then keep it quiet , I guess .


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 With our excellent management , powerful technical capability and strict high - quality regulate technique , we continue on to provide our consumers with dependable excellent , reasonable rates and outstanding services . We goal at becoming certainly one of your most trustworthy partners and earning your satisfaction for Kindergarten Healthy Plastic Floor , Kindergarten Pp Floor , Kindergarten Rubber Floor , At present our sales network is growing continually improving service quality to meet customer 's demand . If you are interested in any products and solutions be sure to contact us at anytime . We are looking forward to forming successful business relationships with you in near future .


text: My best friend’s getting engaged in December. Engaged. In December. I have never seen her so committed, nor happier than she is right now. See, I’ve known her for ages, and she hardly ever changes her facebook or friendster relationship status for anyone. But tadaa! And they’re not just in love. They’re mushilly in love. Sometimes it’s so mushy that it’s almost sickening. And she knows that as well. Lol. No one knows what the future truly holds, but if they’re happy, if she’s happy, I wish them all the best. And I thought I was the one that’d get engaged first.

tokenized: My best friend ’s getting engaged in December . Engaged . In December . I have never seen her so committed , nor happier than she is right now . See , I ’ve known her for ages , and she hardly ever changes her facebook or friendster relationship status for anyone . But tadaa ! And they ’re not just in love . They ’re mushilly in love . Sometimes it ’s so mushy that it ’s almost sickening . And she knows that as well . Lol . No one knows what the future truly holds , but if they ’re happy , if she ’s happy , I wish them all the best . And I thought I was the one that ’d get engaged first .


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Please understand we do NOT know the EXACT “DAY” or “HOUR” of Jesus Christ’s return on our Gregorian calendar. The Countdown Clock is set for the Feast of Trumpets AD 2028, which is the time period when Christ’s return will be “right at the doors” (Matthew 24:33).
The Feast of Trumpets (Rosh Hashanah) is a yearly celebrated Holy Day known to the Jews as the day “no man knows the day or hour” since it cannot be confirmed until two witnesses in Jerusalem see the first sliver of the new moon. THIS is the “time” during AD 2028 (Earth’s 6,000th year) when Jesus Christ will rapturously return to planet Earth!!!
In this 10 part prophetic seminar Gabriel Ansley Erb reveals the amazing prophetic truths in God’s Word (Bible) confirming Jesus Christ’s return Feast of Trumpets AD 2028.

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Please understand we do NOT know the EXACT “ DAY ” or “ HOUR ” of Jesus Christ ’s return on our Gregorian calendar . The Countdown Clock is set for the Feast of Trumpets AD 2028 , which is the time period when Christ ’s return will be “ right at the doors ” ( Matthew 24:33 ) .
 The Feast of Trumpets ( Rosh Hashanah ) is a yearly celebrated Holy Day known to the Jews as the day “ no man knows the day or hour ” since it can not be confirmed until two witnesses in Jerusalem see the first sliver of the new moon . THIS is the “ time ” during AD 2028 ( Earth ’s 6,000th year ) when Jesus Christ will rapturously return to planet Earth ! ! !
 In this 10 part prophetic seminar Gabriel Ansley Erb reveals the amazing prophetic truths in God ’s Word ( Bible ) confirming Jesus Christ ’s return Feast of Trumpets AD 2028 .


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Dynamic Floors is more than just a flooring specialty store . We are experts trained in every aspect of the flooring industry , including product , installation , layout , and design , who will help you create the perfect floor for the way you live .
 Providing outstanding service to our customers for over 25 years , our staff collectively brings decades of experience to the table . And to your floor ! Competitively priced , professionally installed , and backed by the most solid warranties in the floor covering industry , Dynamic Floors is your # 1 choice for any flooring needs .
 What makes Dynamic Floors different ?
 Personal service and attention to detail ! Whether redecorating a single bathroom or flooring your entire home , your project is important to us . Our goal is to make sure you enjoy your shopping experience and find exactly what you want so you are confident in your purchase and thrilled with the results .
 Dynamic Floors offers FREE in - home estimates so you have the benefit of seeing samples in the comfort of your own home with no obligation or pressure .
 We are excited and eager at Dynamic Floors to get to know you and help you with all of your floor covering needs .


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Isaac is a committed explorer of the regions where public concerns and private interest meet. He served as Economic-and Commercial Counsellor Head of the Embassy of Spain in Turkey (also responsible for Azerbaijan, Georgia and Iraq), as well as in Vietnam and Saudi Arabia (also responsible for Kuwait, Oman, Bahrain and Yemen). His exposure to a wide variety of sectors and hands-on worldwide experience in projects and negotiations involving businesspeople, officials and political leaders, has turned him into a strong believer in pursuing synergies based on mutually beneficial and sustainable solutions leading to virtuous circles of trust and raised awareness among stake-holders. He has worked comprehensively in Industrialisation and Business Climate initiatives and played a pivotal role in designing and implementing Spain’s overall Internationalisation Strategy as well as the National Innovation and Internationalisation Strategies for the Transport and Infrastructure Industry.
He has led successfully ambitious restructuring and reorientation corporate transformative endeavours in challenging circumstances and has repeatedly been requested to share his experience in revamping public policy support schemes for the private sector and promoting Public-Private Partnerships.
Visiting professor on International Business at the Royal Melbourne Institute of Technology and Instituto de Empresa-Business School Madrid he has conducted lectures and seminars at Georgetown University’s McCourt School of Public Policy, Mohammed V’s Law faculty in Rabat, and the Massachusetts Institute of Technology among many other institutions. He has partnered actively with multilateral institutions and think tanks such as The World Bank, Oxford Analytica or Real Instituto Elcano.
State Chartered Economist and Trade Expert “Técnico Comercial y Economista del Estado” holds a Masters in Law from the Universidad Autónoma de Madrid.
He has been conferred with the Official Cross of the Order of Civic Merit (Spain), the Official Cross of Isabel la Católica (Spain) and a Medal of Honour from Vietnam’s Ministry of Planning and Investment.
Languages: fluent English, French and German.

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Isaac is a committed explorer of the regions where public concerns and private interest meet . He served as Economic - and Commercial Counsellor Head of the Embassy of Spain in Turkey ( also responsible for Azerbaijan , Georgia and Iraq ) , as well as in Vietnam and Saudi Arabia ( also responsible for Kuwait , Oman , Bahrain and Yemen ) . His exposure to a wide variety of sectors and hands - on worldwide experience in projects and negotiations involving businesspeople , officials and political leaders , has turned him into a strong believer in pursuing synergies based on mutually beneficial and sustainable solutions leading to virtuous circles of trust and raised awareness among stake - holders . He has worked comprehensively in Industrialisation and Business Climate initiatives and played a pivotal role in designing and implementing Spain ’s overall Internationalisation Strategy as well as the National Innovation and Internationalisation Strategies for the Transport and Infrastructure Industry .
 He has led successfully ambitious restructuring and reorientation corporate transformative endeavours in challenging circumstances and has repeatedly been requested to share his experience in revamping public policy support schemes for the private sector and promoting Public - Private Partnerships .
 Visiting professor on International Business at the Royal Melbourne Institute of Technology and Instituto de Empresa - Business School Madrid he has conducted lectures and seminars at Georgetown University ’s McCourt School of Public Policy , Mohammed V ’s Law faculty in Rabat , and the Massachusetts Institute of Technology among many other institutions . He has partnered actively with multilateral institutions and think tanks such as The World Bank , Oxford Analytica or Real Instituto Elcano .
 State Chartered Economist and Trade Expert “ Técnico Comercial y Economista del Estado ” holds a Masters in Law from the Universidad Autónoma de Madrid .
 He has been conferred with the Official Cross of the Order of Civic Merit ( Spain ) , the Official Cross of Isabel la Católica ( Spain ) and a Medal of Honour from Vietnam ’s Ministry of Planning and Investment .
 Languages : fluent English , French and German .