text:
Specializing in corporate and commercial law, Peter Saad is the principal lawyer and founder of Saad Law. Known by his peers as a forthright lawyer who always tells it how it is, Peter is pragmatic, perceptive and professional. He manages and oversees all matters at Saad Law, providing integral counsel and guidance to both his staff members and clients on a wide range of legal transactions. Throughout the course of his career, Peter has successfully closed over $50 billion in deals and has had the opportunity to represent many high profile clients including Bunge Limited, Barrick Gold Corporation, BE Aerospace Inc., McGraw-Hill Incorporated, The Dun & Bradstreet Corporation, Goldman, Sachs & Co., Citigroup Global Markets Inc., J.P. Morgan Securities Inc., and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Peter also played an instrumental role in two of the largest mergers and acquisitions in the mining industry in 2012, worth over $7.0 billion combined.
After working for one of the world’s largest corporate law firms in New York City, Shearman & Sterling LLP, Peter developed Saad Law with a single goal in mind: to help businesses succeed. With the capacity to handle large, complex matters and the client-centred vision to provide a genuinely personalized legal service, Saad Law opened its doors to help both individuals and companies successfully manage their corporate, commercial and real estate legal needs.
Peter graduated from the University of Toronto’s Juris Doctor Program and holds an MBA in Strategic Marketing. His legal acumen combined with his strong business and marketing expertise, is what enables Peter to provide his clients with astute legal and business advisory services.
Peter is frequently called upon by colleagues to proactively problem solve and provide trusted advice. He is also a regular keynote speaker at a wide range of events throughout Toronto and the GTA.
Jasy Ibrahim is an associate specializing in corporate and commercial law. Her practice focuses on mergers and acquisitions, corporate finance, commercial real estate and general corporate matters. She has facilitated over one billion dollars in transactions and represents major financial institutions in various sectors including technology, health care, telecommunications and transportation.
Beginning her law career on a special project for the Access to Justice Program, she performed design, implementation and management tasks. Today, Jasy brings to the table prior experience in commercial, corporate, employment, intellectual property and general law at firms in both Oakville and Toronto.
Jasy graduated with an Honors Bachelor of Science from the University of Toronto, after which she acquired her Canadian Bachelor of Laws (LL.B.) Degree and American Juris Doctor (JD) Degree from the University of Windsor and the University of Detroit Mercy School of Law, respectively. During law school, Jasy competed in multiple trial and appellant moot court competitions. She was also awarded the Certificate for Recognition for Excellent Achievement in Law and Literature. In her spare time, Jasy worked closely with the Community Legal Aid’s Windsor Chapter, and spent three years as a Board Member of the Windsor United Way Executive Committee.
Jasy is a member of the Ontario Bar Association and the Canadian Bar Association.
Vani Selvarajah is a corporate and commercial lawyer. Amenable, intuitive and analytical, Vani is a legal advisor who represents a wide range of clients in various corporate and commercial transactions.
Her diverse professional background includes prior work in refugee and immigration law with Barbara Jackman at Jackman Nazami & Associates, corporate and business law at GA Law, and human rights advocacy through Lawyers’ Rights Watch Canada at the United Nations. Vani’s cultured experience combined with her intuitive, meticulous and practical legal skills, gives her the essential skillset to close deals efficiently, always protecting the best interests of her clients.
Graduating from the University of Waterloo with a Bachelor of Arts focusing in Legal Studies and Criminology, Vani attended law school at the University of Alberta. She received her law degree in 2011 and was called to the Bar in 2012.
Vani is currently on the Board of Directors for Lawyers’ Rights Watch Canada, an organization of lawyers who promote human rights around the world, and appears regularly before the United Nations Human Rights Council in Geneva. Through these organizations, Vani advocates for human rights across the globe, taking active participation in the world’s most pressing issues.
George Nashaat is an associate who works within the realms of financing, acquisitions, commercial leasing and corporate law. With a particular focus on financing, George acts as counsel to major banks, providing opinions on the enforceability of loans, registering mortgages and security interests, and coordinating credit requirements. George advises clients on a wide range of corporate matters, with a specific emphasis on pharmacy acquisitions, shareholders’ agreements and commercial leases.
George earned his JD/MBA from the University of Calgary and worked within the legal departments of three major energy companies. In these positions, George engaged in securities, corporate finance, small claims, and environmental and regulatory tasks.
With a laser focus on the big picture, George takes the time to know his clients and advance their concerns successfully. He approaches every issue from both a legal and business perspective, and his high attention to detail and exceptional writing skills ensure that he delivers with 100% accuracy on every file.
George is a member of the Toronto Lawyers’ Association.
Felix Ng is an associate who engages in financing, acquisitions, commercial leasing and corporate law. Managing corporate financing transactions and files from beginning to end, Felix represents both major banks and borrowers, offering full support to the financial institution and providing legal guidance to the borrower. In acquisitions and commercial leases, Felix drafts agreements, handles closing documents, acts as the primary point of contact for financial matters, and negotiates leases on behalf of landlords and tenants.
After earning his undergraduate degree in finance, Felix immediately went on to obtain his JD from the University of Western Ontario Faculty of Law. He then articled at Saad Law for ten months at which time he was admitted to the Bar and hired as a full time associate.
Felix has an exceptional work ethic and high attention to detail. Always quick to respond and identify potential issues early on in a file’s lifecycle, Felix puts his clients at ease with perceptive, transparent and informative legal counsel.
George Messih is a lawyer whose practice focuses on commercial real estate and estates. George has handled multi-million dollar commercial transactions and has been a reference point to clients who rely on him for timely advice and the smooth carriage of their files. With the innate ability to anticipate issues before they arise, George finds and executes practical solutions to complex problems.
Prior to his admission to the Bar, George was an undergraduate level tutor for law, philosophy and modes of reasoning courses, and worked at the Legal Advice Clinic where he interviewed new clients and advised them on contracts and cases, worked closely with pro-bono partners from leading UK firms and drafted various agreements.
After completing his Bachelor’s Degree in Economics at McMaster University, George went on to earn his law degree in the United Kingdom. A firm believer in life-long learning, George continued his professional development at Osgoode Hall Law School, where he is currently in the process of completing the Intensive Program in Wills & Estates.
George is a member of the Law Society of Ontario, the Canadian Bar Association, the Ontario Bar Association and the Toronto Lawyers Association.
Julie Bastone is a senior law clerk focusing on the firm’s most complicated commercial real estate and financing deals. Responsible for drafting, reviewing and finalizing documents, conducting and reviewing required searches, and liaising with lawyers, clients, agents, brokers and managers, Julie expertly handles any and all issues that arise during or after each transaction in order to ensure that the necessary needs are met by all parties.
Julie has over 23 years of experience in various sectors of the law including corporate, real estate and litigation. She has worked with a wide variety of clients, such as CEOs, partners and sole proprietors in all kinds of work environments including large firms, mid-sized firms, sole practitioner offices and government headquarters.
Julie graduated from the University of Toronto’s B.A. program and earned her Law Clerk Diploma from Seneca College. From large Bay Street law companies to small boutique legal firms around the GTA, Julie has been actively working as a law clerk since 1995. With an innate ability to review complex situations and simplify the issues at hand, Julie keeps clients well informed and still retains the nuances of each matter’s intricacy.
Jill Rowe is a senior law clerk who focuses on corporate and commercial law. She began her career in 1996, bringing over 22 years of experience to the table.
Within her current role, Jill is involved in all aspects of the firm’s corporate and commercial law practice. This includes the preparation of transactional documents, the implementation of estate freezes and corporate reorganizations, the completion of incorporations, amendments, amalgamations, continuances, dissolutions and revivals, minute book reviews (including rectification resolutions and annual corporate maintenance), the completion of extra provincial registrations, business names and limited partnership registrations, and due diligence searches.
Formerly, Jill was the Corporate Secretary of Dominion Diamond Corporation where she was responsible for liaising with the Board of Directors, attending all Board, Committee and Shareholder meetings, preparing for such meetings (which included the drafting of notices, agendas and minutes, and maintaining the Board electronic portal), attending to SEDAR, EDGAR, TSX, NYSE and SEDI filings, and assisting with the preparation of annual filing materials and certifications.
Jill takes great pride in providing exceptional service and quality of work to her clients.
Amanda Poirier is a law clerk who focuses on residential real estate transactions. Performing any step required to complete a purchase, sale or refinance transaction, Amanda can be found circulating agreements, communicating with title insurance companies, dealing with tax departments, working with financial institutions, receiving and paying out funds, and collaborating directly with her clients to ensure they are always informed and prepared.
With over 8 years of experience, Amanda has had the opportunity to work within many different sectors of the law including commercial and residential real estate, civil litigation, wills and estates, and corporate and family law. Over the years, Amanda’s career has placed her in a number of big-name law firms where she received formal training and mentorship from the most senior lawyers. This breadth of experience is what eventually made her realize her strengths and passion for real estate law and she now brings a deep, broad and big-picture understanding to the table.
Attending CTS Canadian Career College in Barrie, Amanda graduated from the Law Clerk Program in 2010. With exceptional organization skills, a high attention to detail and a strong and resourceful work ethic, Amanda always maintains open and honest communication with her clients, executing each file smoothly and efficiently from start to finish.

tokenized:
Specializing in corporate and commercial law , Peter Saad is the principal lawyer and founder of Saad Law . Known by his peers as a forthright lawyer who always tells it how it is , Peter is pragmatic , perceptive and professional . He manages and oversees all matters at Saad Law , providing integral counsel and guidance to both his staff members and clients on a wide range of legal transactions . Throughout the course of his career , Peter has successfully closed over $ 50 billion in deals and has had the opportunity to represent many high profile clients including Bunge Limited , Barrick Gold Corporation , BE Aerospace Inc. , McGraw - Hill Incorporated , The Dun & Bradstreet Corporation , Goldman , Sachs & Co. , Citigroup Global Markets Inc. , J.P. Morgan Securities Inc. , and Merrill Lynch , Pierce , Fenner & Smith Incorporated . Peter also played an instrumental role in two of the largest mergers and acquisitions in the mining industry in 2012 , worth over $ 7.0 billion combined .
 After working for one of the world ’s largest corporate law firms in New York City , Shearman & Sterling LLP , Peter developed Saad Law with a single goal in mind : to help businesses succeed . With the capacity to handle large , complex matters and the client - centred vision to provide a genuinely personalized legal service , Saad Law opened its doors to help both individuals and companies successfully manage their corporate , commercial and real estate legal needs .
 Peter graduated from the University of Toronto ’s Juris Doctor Program and holds an MBA in Strategic Marketing . His legal acumen combined with his strong business and marketing expertise , is what enables Peter to provide his clients with astute legal and business advisory services .
 Peter is frequently called upon by colleagues to proactively problem solve and provide trusted advice . He is also a regular keynote speaker at a wide range of events throughout Toronto and the GTA .
 Jasy Ibrahim is an associate specializing in corporate and commercial law . Her practice focuses on mergers and acquisitions , corporate finance , commercial real estate and general corporate matters . She has facilitated over one billion dollars in transactions and represents major financial institutions in various sectors including technology , health care , telecommunications and transportation .
 Beginning her law career on a special project for the Access to Justice Program , she performed design , implementation and management tasks . Today , Jasy brings to the table prior experience in commercial , corporate , employment , intellectual property and general law at firms in both Oakville and Toronto .
 Jasy graduated with an Honors Bachelor of Science from the University of Toronto , after which she acquired her Canadian Bachelor of Laws ( LL.B. ) Degree and American Juris Doctor ( JD ) Degree from the University of Windsor and the University of Detroit Mercy School of Law , respectively . During law school , Jasy competed in multiple trial and appellant moot court competitions . She was also awarded the Certificate for Recognition for Excellent Achievement in Law and Literature . In her spare time , Jasy worked closely with the Community Legal Aid ’s Windsor Chapter , and spent three years as a Board Member of the Windsor United Way Executive Committee .
 Jasy is a member of the Ontario Bar Association and the Canadian Bar Association .
 Vani Selvarajah is a corporate and commercial lawyer . Amenable , intuitive and analytical , Vani is a legal advisor who represents a wide range of clients in various corporate and commercial transactions .
 Her diverse professional background includes prior work in refugee and immigration law with Barbara Jackman at Jackman Nazami & Associates , corporate and business law at GA Law , and human rights advocacy through Lawyers ’ Rights Watch Canada at the United Nations . Vani ’s cultured experience combined with her intuitive , meticulous and practical legal skills , gives her the essential skillset to close deals efficiently , always protecting the best interests of her clients .
 Graduating from the University of Waterloo with a Bachelor of Arts focusing in Legal Studies and Criminology , Vani attended law school at the University of Alberta . She received her law degree in 2011 and was called to the Bar in 2012 .
 Vani is currently on the Board of Directors for Lawyers ’ Rights Watch Canada , an organization of lawyers who promote human rights around the world , and appears regularly before the United Nations Human Rights Council in Geneva . Through these organizations , Vani advocates for human rights across the globe , taking active participation in the world ’s most pressing issues .
 George Nashaat is an associate who works within the realms of financing , acquisitions , commercial leasing and corporate law . With a particular focus on financing , George acts as counsel to major banks , providing opinions on the enforceability of loans , registering mortgages and security interests , and coordinating credit requirements . George advises clients on a wide range of corporate matters , with a specific emphasis on pharmacy acquisitions , shareholders ’ agreements and commercial leases .
 George earned his JD / MBA from the University of Calgary and worked within the legal departments of three major energy companies . In these positions , George engaged in securities , corporate finance , small claims , and environmental and regulatory tasks .
 With a laser focus on the big picture , George takes the time to know his clients and advance their concerns successfully . He approaches every issue from both a legal and business perspective , and his high attention to detail and exceptional writing skills ensure that he delivers with 100 % accuracy on every file .
 George is a member of the Toronto Lawyers ’ Association .
 Felix Ng is an associate who engages in financing , acquisitions , commercial leasing and corporate law . Managing corporate financing transactions and files from beginning to end , Felix represents both major banks and borrowers , offering full support to the financial institution and providing legal guidance to the borrower . In acquisitions and commercial leases , Felix drafts agreements , handles closing documents , acts as the primary point of contact for financial matters , and negotiates leases on behalf of landlords and tenants .
 After earning his undergraduate degree in finance , Felix immediately went on to obtain his JD from the University of Western Ontario Faculty of Law . He then articled at Saad Law for ten months at which time he was admitted to the Bar and hired as a full time associate .
 Felix has an exceptional work ethic and high attention to detail . Always quick to respond and identify potential issues early on in a file ’s lifecycle , Felix puts his clients at ease with perceptive , transparent and informative legal counsel .
 George Messih is a lawyer whose practice focuses on commercial real estate and estates . George has handled multi - million dollar commercial transactions and has been a reference point to clients who rely on him for timely advice and the smooth carriage of their files . With the innate ability to anticipate issues before they arise , George finds and executes practical solutions to complex problems .
 Prior to his admission to the Bar , George was an undergraduate level tutor for law , philosophy and modes of reasoning courses , and worked at the Legal Advice Clinic where he interviewed new clients and advised them on contracts and cases , worked closely with pro - bono partners from leading UK firms and drafted various agreements .
 After completing his Bachelor ’s Degree in Economics at McMaster University , George went on to earn his law degree in the United Kingdom . A firm believer in life - long learning , George continued his professional development at Osgoode Hall Law School , where he is currently in the process of completing the Intensive Program in Wills & Estates .
 George is a member of the Law Society of Ontario , the Canadian Bar Association , the Ontario Bar Association and the Toronto Lawyers Association .
 Julie Bastone is a senior law clerk focusing on the firm ’s most complicated commercial real estate and financing deals . Responsible for drafting , reviewing and finalizing documents , conducting and reviewing required searches , and liaising with lawyers , clients , agents , brokers and managers , Julie expertly handles any and all issues that arise during or after each transaction in order to ensure that the necessary needs are met by all parties .
 Julie has over 23 years of experience in various sectors of the law including corporate , real estate and litigation . She has worked with a wide variety of clients , such as CEOs , partners and sole proprietors in all kinds of work environments including large firms , mid - sized firms , sole practitioner offices and government headquarters .
 Julie graduated from the University of Toronto ’s B.A. program and earned her Law Clerk Diploma from Seneca College . From large Bay Street law companies to small boutique legal firms around the GTA , Julie has been actively working as a law clerk since 1995 . With an innate ability to review complex situations and simplify the issues at hand , Julie keeps clients well informed and still retains the nuances of each matter ’s intricacy .
 Jill Rowe is a senior law clerk who focuses on corporate and commercial law . She began her career in 1996 , bringing over 22 years of experience to the table .
 Within her current role , Jill is involved in all aspects of the firm ’s corporate and commercial law practice . This includes the preparation of transactional documents , the implementation of estate freezes and corporate reorganizations , the completion of incorporations , amendments , amalgamations , continuances , dissolutions and revivals , minute book reviews ( including rectification resolutions and annual corporate maintenance ) , the completion of extra provincial registrations , business names and limited partnership registrations , and due diligence searches .
 Formerly , Jill was the Corporate Secretary of Dominion Diamond Corporation where she was responsible for liaising with the Board of Directors , attending all Board , Committee and Shareholder meetings , preparing for such meetings ( which included the drafting of notices , agendas and minutes , and maintaining the Board electronic portal ) , attending to SEDAR , EDGAR , TSX , NYSE and SEDI filings , and assisting with the preparation of annual filing materials and certifications .
 Jill takes great pride in providing exceptional service and quality of work to her clients .
 Amanda Poirier is a law clerk who focuses on residential real estate transactions . Performing any step required to complete a purchase , sale or refinance transaction , Amanda can be found circulating agreements , communicating with title insurance companies , dealing with tax departments , working with financial institutions , receiving and paying out funds , and collaborating directly with her clients to ensure they are always informed and prepared .
 With over 8 years of experience , Amanda has had the opportunity to work within many different sectors of the law including commercial and residential real estate , civil litigation , wills and estates , and corporate and family law . Over the years , Amanda ’s career has placed her in a number of big - name law firms where she received formal training and mentorship from the most senior lawyers . This breadth of experience is what eventually made her realize her strengths and passion for real estate law and she now brings a deep , broad and big - picture understanding to the table .
 Attending CTS Canadian Career College in Barrie , Amanda graduated from the Law Clerk Program in 2010 . With exceptional organization skills , a high attention to detail and a strong and resourceful work ethic , Amanda always maintains open and honest communication with her clients , executing each file smoothly and efficiently from start to finish .


text:
Big polluting corporations like Shell and Chevron are getting ready to stop any real climate action at the climate talks in Paris. As much as 20% of this year's talks are being sponsored by the private sector and among them some of the world's largest polluters.
We need a climate deal now if we want a chance at saving the planet. It's time for the UNFCCC to ban big polluters from global climate policy.

tokenized:
Big polluting corporations like Shell and Chevron are getting ready to stop any real climate action at the climate talks in Paris . As much as 20 % of this year 's talks are being sponsored by the private sector and among them some of the world 's largest polluters .
 We need a climate deal now if we want a chance at saving the planet . It 's time for the UNFCCC to ban big polluters from global climate policy .


text:
This morning, I had a rather depressing conversation with two people who, like me, are professional musicians who rely for much of their income on giving instrumental lessons to children. And I have had similar conversations with other instrumental teachers over the last few weeks. Things are not good in the instrumental teaching world.
Instrumental teaching is strongly cyclical: numbers are at their highest in the autumn, when children take up music lessons on starting at a new school, and they gradually drop off after Christmas as children lose interest and exam pressure takes over. And we have a horrible gap in August when even those who intend to continue their lessons go on holiday. Inevitably, during August we take on debt and we pay that off in the autumn when things pick up again.
Except that this year, they haven't. The number of new students starting lessons is pitiful - it is nowhere near enough to make up the losses over the last year. My teaching hours are down from 36 last October to 24, a drop of a third. The effect on my income it is catastrophic. I am now one of the many people who are UNDER-employed: I have a job, but it is not enough to occupy my time and it doesn't bring in enough money. If things don't pick up, I will have to look for something else to do.
Every instrumental teacher I know is experiencing the same problem. Existing students are terminating their lessons, some explicitly for financial reasons and others citing pressure of work. New students are hard to come by. Some teachers are teaching students for nothing in order to maintain a presence in schools and encourage talented youngsters - but not all of us can afford to do this. And cash flow is worsening: people are paying later and later, and bad debts are rising. So it seems that people either don't want music lessons for their kids, or they don't want to pay for them.
I'm not writing this in order to moan, but to point out what is occurring at the grass-roots, micro-business level, and ask some sensible questions about what is really happening to the economy. We know that the economy is in recession - but not deeply so. Official figures show the Q2 contraction as being about 0.4%. Some people have predicted that things will improve in Q3, and some have even queried whether there is actually a recession at all. Yet this is the worst autumn take-up of music lessons I have experienced in 12 years: other teachers have been in the business longer than me and they also say they have never known the take-up to be so bad. The recession of 2008/9 was supposedly a far worse downturn, but we did not suffer the catastrophic drop in lesson take-up that we are experiencing now. So what on earth is going on?
It is very clear that our customers are feeling the pinch. I have in the past been very impressed by the willingness of many parents who are by no means well-off to pay for music lessons for their children: their commitment to their children's education is admirable. But perhaps they have reached the end of their disposable income. Perhaps they, too, are under-employed and no longer have enough money coming in to pay the bills. Perhaps, even, they are losing their jobs.
But that's not what official figures are saying. In fact the UK's employment figures have been something of a success story. And, anecdotally, not many of my students' parents seem to be losing their jobs. I only know of one in the past year, and he worked for an investment bank (investment banking has been going through a major contraction since 2008, so this is no surprise). No, I don't think lack of employment is the problem. There are other factors at work.
One is inflation. I know that official figures show that inflation is slowing down, but the fact is that over the last couple of years inflation has been pretty high - and perhaps more importantly, it has been high in essential products. Transport costs are very high at the moment. Fuel bills are rising. World commodity price rises due to shortages in goods such as grain (due to drought in America, among other things) are increasing the prices of essential foodstuffs. Many people are also experiencing increases in housing costs: rents are very high at the moment and some mortgage rates have risen. Although the retail sector generally is depressed and prices are falling - just look at the number of "permanent sales" going on - in the essentials that people need in order to live, and to which they give the highest priority, prices are rising.
The second is the pressure on children, and I do think this is a considerable issue. I have teenage children myself, and I know what sort of workload they have - and many of my students have even greater workloads. I have A-level students who say they work until well after midnight every night to keep up with their A-level coursework. I have younger students who work every lunchtime, after school and well into the evening, desperately trying to meet the school's target that every GCSE must be at A*. When, pray, are they supposed to practice their instruments? And if they have no time or energy for practice, what point is there in having lessons? This, I know, is how many parents are thinking. Public examinations and the demands of the school to meet its target grades come first, and a broad general education encompassing the creative arts is less important. And if a child is overworked and stressed, I really can't blame parents for cutting down on lessons they don't see as essential. But do children really need to be overstretched like this? How does ensuring that they get 15 GCSEs at A* improve their prospects? All it proves is that they've been driven like cattle. Schools benefit, because they come higher up the league tables. But the children suffer: their teenage years are eaten up by work and stress. Until recently, some of my students at high-performing schools had singing lessons as a form of light relief: they didn't do singing exams, and we simply did interesting music and had a lot of fun. But even that has proved too much and these students have ended their lessons to give them more time for work. And yet I know that the prospects for these young people in the future get dimmer by the day: many of them will not leave education until their mid-twenties, and others will find it hard to find work that really uses their (considerable) skills and talents. They will be saddled with huge amounts of debt to pay for their tertiary education, they will find it almost impossible to buy even quite ordinary family homes and they will be forced to delay having children until they are almost too old. What are we doing to our young people?
The third factor causing the decline of music lessons is worry - and this is I think the root cause of the current instrumental teaching problem. Inflation in essential goods has been with us for a few years now, and so have overstretched kids and slave-driver schools: I can't really see that these have worsened sufficiently to explain the lack of music lesson take-up. But I have never seen such constant economic doom and gloom in the press and the blogosphere, and I admit I contribute to it myself: I do not foresee a good outcome to the Eurozone crisis, and I think that the current government's fiscal policy since it came to office has made our economic prospects worse, not better. But it seems to me that the reason people are cutting back discretionary spending, including their children's music lessons, is not because they haven't got the money at the moment. It's because they think they won't have for very much longer. They are conserving resources and saving like crazy while they still can. We have a major crisis of confidence in our economy - not (just) among businesses, but among households. And while that remains the case, they will continue to save instead of spending, and the economy will continue to stagnate.
Believe me, we have spare capacity - as do many, many businesses at the moment. And we don't need more credit - we are, after all, established businesses which were until recently doing well. This isn't about finance, it's about customers. My colleagues and I are ready and willing to teach the nation's children how to play a variety of instruments and sing. But if parents are too scared about their own future to invest in their children's, what hope is there for us - and what hope is there for the whole nation?
Really? Nations are fictions? What do you consider reality, then?
You worked at a bank. What do you expect from god or the society - grace?
If you experience one time a problem setup another pillar. Today you need almost 3. Have one business that sells hours and another that does sell pieces. Have at least 2.
You are in U.K. It will not pay to come to Austria for this. A friend of mine started a business selling and sharpening knives. The hourly rate for sharpening knives is 50 EUR in my hometown. Somehow this direction, check in your neighborhood. Think of things to repair. Investment is low at the moment, our state is sitting on 800 Mio. EUR funding and no one is investing.
Write a book about Economics for children. Call it Bunny Economics or whatever you think does make sense. If you want I will let you have the characters and the basic idea. My vocabulary is weak and my grammar is poor, but I like my Englishm but I am the only oen. I have no idea about economy. Maybe there is someone who could do it better. Find another music teacher with a certain talent for arts & graphics, if you don't have (usually musicians have more than one talent). Sell it via the Internet - there are many such sites like GoodRead, ... maybe one for children too. If such a site does not exist, know your next business (I doubt there is none).
Seek for problems on the Internet. Solve them.
Don't sit at home and wait for better times to come, said don't wait for the next huge bubble, I doubt it will arrive soon and if take the opportunity to prepare for a quick burst. We can be happy if the real estate bubble in Germany and Austria (partially not a real bubble, people simply bought real estate at double the price but from money withdrawn from the savings account) will go/run out smoothly.
I have no idea about Economics but the next 20 years will not become prosperous. Ten years ago the growth of the potential money supply intersected the economic real world economy's growth, in Germany and Austria as well as other parts of Europe. I think little earlier. Combined with the fact that more jobs become destroyed than created ... I think there is no huge potential for private music teaching, if you don't kill competition, better said tell 'competition' to do something else.
In Austria and Germany we experience exactly the same as you in U.K. People have lost the trust. The believe in money is gone ... The believe in metal is back. It's same false believe.
I suppose I should have known that someone would ignore my statement that I did not write this post in order to moan, and lecture me about how I should get on my bike and look for other work.
You have completely missed the point. I was illustrating our economic problems with a real-world, grass-roots example from personal experience. In my view the UK the economy is not in as good a shape as the government, and government supporters, like to claim. And I am concerned that the "worry factor" is causing parents to deprive children of certain areas of education while pushing them far too hard in other areas; this in my view is very wrong.
Thanks for posting this Frances - coming to it late, sorry - I think underemployment is vitally untold story. It has always affected independent workers like yourself in recessions, but independent workers used to be relatively fewer in number. However, corporate delayering and outsourcing means more than ever we have workers (be they middle class "consultants and interim managers" or working class "agency workers") who do not register as unemployed, but are clearly under-employed.
If we added up under-employment and added it to the figures I'd guess that it would easily push "unemployment" over the 3 million figure that attracts much more media (and general) attention when telling the story of our economy.

tokenized:
This morning , I had a rather depressing conversation with two people who , like me , are professional musicians who rely for much of their income on giving instrumental lessons to children . And I have had similar conversations with other instrumental teachers over the last few weeks . Things are not good in the instrumental teaching world .
 Instrumental teaching is strongly cyclical : numbers are at their highest in the autumn , when children take up music lessons on starting at a new school , and they gradually drop off after Christmas as children lose interest and exam pressure takes over . And we have a horrible gap in August when even those who intend to continue their lessons go on holiday . Inevitably , during August we take on debt and we pay that off in the autumn when things pick up again .
 Except that this year , they have n't . The number of new students starting lessons is pitiful - it is nowhere near enough to make up the losses over the last year . My teaching hours are down from 36 last October to 24 , a drop of a third . The effect on my income it is catastrophic . I am now one of the many people who are UNDER - employed : I have a job , but it is not enough to occupy my time and it does n't bring in enough money . If things do n't pick up , I will have to look for something else to do .
 Every instrumental teacher I know is experiencing the same problem . Existing students are terminating their lessons , some explicitly for financial reasons and others citing pressure of work . New students are hard to come by . Some teachers are teaching students for nothing in order to maintain a presence in schools and encourage talented youngsters - but not all of us can afford to do this . And cash flow is worsening : people are paying later and later , and bad debts are rising . So it seems that people either do n't want music lessons for their kids , or they do n't want to pay for them .
 I 'm not writing this in order to moan , but to point out what is occurring at the grass - roots , micro - business level , and ask some sensible questions about what is really happening to the economy . We know that the economy is in recession - but not deeply so . Official figures show the Q2 contraction as being about 0.4 % . Some people have predicted that things will improve in Q3 , and some have even queried whether there is actually a recession at all . Yet this is the worst autumn take - up of music lessons I have experienced in 12 years : other teachers have been in the business longer than me and they also say they have never known the take - up to be so bad . The recession of 2008/9 was supposedly a far worse downturn , but we did not suffer the catastrophic drop in lesson take - up that we are experiencing now . So what on earth is going on ?
 It is very clear that our customers are feeling the pinch . I have in the past been very impressed by the willingness of many parents who are by no means well - off to pay for music lessons for their children : their commitment to their children 's education is admirable . But perhaps they have reached the end of their disposable income . Perhaps they , too , are under - employed and no longer have enough money coming in to pay the bills . Perhaps , even , they are losing their jobs .
 But that 's not what official figures are saying . In fact the UK 's employment figures have been something of a success story . And , anecdotally , not many of my students ' parents seem to be losing their jobs . I only know of one in the past year , and he worked for an investment bank ( investment banking has been going through a major contraction since 2008 , so this is no surprise ) . No , I do n't think lack of employment is the problem . There are other factors at work .
 One is inflation . I know that official figures show that inflation is slowing down , but the fact is that over the last couple of years inflation has been pretty high - and perhaps more importantly , it has been high in essential products . Transport costs are very high at the moment . Fuel bills are rising . World commodity price rises due to shortages in goods such as grain ( due to drought in America , among other things ) are increasing the prices of essential foodstuffs . Many people are also experiencing increases in housing costs : rents are very high at the moment and some mortgage rates have risen . Although the retail sector generally is depressed and prices are falling - just look at the number of " permanent sales " going on - in the essentials that people need in order to live , and to which they give the highest priority , prices are rising .
 The second is the pressure on children , and I do think this is a considerable issue . I have teenage children myself , and I know what sort of workload they have - and many of my students have even greater workloads . I have A - level students who say they work until well after midnight every night to keep up with their A - level coursework . I have younger students who work every lunchtime , after school and well into the evening , desperately trying to meet the school 's target that every GCSE must be at A * . When , pray , are they supposed to practice their instruments ? And if they have no time or energy for practice , what point is there in having lessons ? This , I know , is how many parents are thinking . Public examinations and the demands of the school to meet its target grades come first , and a broad general education encompassing the creative arts is less important . And if a child is overworked and stressed , I really ca n't blame parents for cutting down on lessons they do n't see as essential . But do children really need to be overstretched like this ? How does ensuring that they get 15 GCSEs at A * improve their prospects ? All it proves is that they 've been driven like cattle . Schools benefit , because they come higher up the league tables . But the children suffer : their teenage years are eaten up by work and stress . Until recently , some of my students at high - performing schools had singing lessons as a form of light relief : they did n't do singing exams , and we simply did interesting music and had a lot of fun . But even that has proved too much and these students have ended their lessons to give them more time for work . And yet I know that the prospects for these young people in the future get dimmer by the day : many of them will not leave education until their mid - twenties , and others will find it hard to find work that really uses their ( considerable ) skills and talents . They will be saddled with huge amounts of debt to pay for their tertiary education , they will find it almost impossible to buy even quite ordinary family homes and they will be forced to delay having children until they are almost too old . What are we doing to our young people ?
 The third factor causing the decline of music lessons is worry - and this is I think the root cause of the current instrumental teaching problem . Inflation in essential goods has been with us for a few years now , and so have overstretched kids and slave - driver schools : I ca n't really see that these have worsened sufficiently to explain the lack of music lesson take - up . But I have never seen such constant economic doom and gloom in the press and the blogosphere , and I admit I contribute to it myself : I do not foresee a good outcome to the Eurozone crisis , and I think that the current government 's fiscal policy since it came to office has made our economic prospects worse , not better . But it seems to me that the reason people are cutting back discretionary spending , including their children 's music lessons , is not because they have n't got the money at the moment . It 's because they think they wo n't have for very much longer . They are conserving resources and saving like crazy while they still can . We have a major crisis of confidence in our economy - not ( just ) among businesses , but among households . And while that remains the case , they will continue to save instead of spending , and the economy will continue to stagnate .
 Believe me , we have spare capacity - as do many , many businesses at the moment . And we do n't need more credit - we are , after all , established businesses which were until recently doing well . This is n't about finance , it 's about customers . My colleagues and I are ready and willing to teach the nation 's children how to play a variety of instruments and sing . But if parents are too scared about their own future to invest in their children 's , what hope is there for us - and what hope is there for the whole nation ?
 Really ? Nations are fictions ? What do you consider reality , then ?
 You worked at a bank . What do you expect from god or the society - grace ?
 If you experience one time a problem setup another pillar . Today you need almost 3 . Have one business that sells hours and another that does sell pieces . Have at least 2 .
 You are in U.K. It will not pay to come to Austria for this . A friend of mine started a business selling and sharpening knives . The hourly rate for sharpening knives is 50 EUR in my hometown . Somehow this direction , check in your neighborhood . Think of things to repair . Investment is low at the moment , our state is sitting on 800 Mio . EUR funding and no one is investing .
 Write a book about Economics for children . Call it Bunny Economics or whatever you think does make sense . If you want I will let you have the characters and the basic idea . My vocabulary is weak and my grammar is poor , but I like my Englishm but I am the only oen . I have no idea about economy . Maybe there is someone who could do it better . Find another music teacher with a certain talent for arts & graphics , if you do n't have ( usually musicians have more than one talent ) . Sell it via the Internet - there are many such sites like GoodRead , ... maybe one for children too . If such a site does not exist , know your next business ( I doubt there is none ) .
 Seek for problems on the Internet . Solve them .
 Do n't sit at home and wait for better times to come , said do n't wait for the next huge bubble , I doubt it will arrive soon and if take the opportunity to prepare for a quick burst . We can be happy if the real estate bubble in Germany and Austria ( partially not a real bubble , people simply bought real estate at double the price but from money withdrawn from the savings account ) will go / run out smoothly .
 I have no idea about Economics but the next 20 years will not become prosperous . Ten years ago the growth of the potential money supply intersected the economic real world economy 's growth , in Germany and Austria as well as other parts of Europe . I think little earlier . Combined with the fact that more jobs become destroyed than created ... I think there is no huge potential for private music teaching , if you do n't kill competition , better said tell ' competition ' to do something else .
 In Austria and Germany we experience exactly the same as you in U.K. People have lost the trust . The believe in money is gone ... The believe in metal is back . It 's same false believe .
 I suppose I should have known that someone would ignore my statement that I did not write this post in order to moan , and lecture me about how I should get on my bike and look for other work .
 You have completely missed the point . I was illustrating our economic problems with a real - world , grass - roots example from personal experience . In my view the UK the economy is not in as good a shape as the government , and government supporters , like to claim . And I am concerned that the " worry factor " is causing parents to deprive children of certain areas of education while pushing them far too hard in other areas ; this in my view is very wrong .
 Thanks for posting this Frances - coming to it late , sorry - I think underemployment is vitally untold story . It has always affected independent workers like yourself in recessions , but independent workers used to be relatively fewer in number . However , corporate delayering and outsourcing means more than ever we have workers ( be they middle class " consultants and interim managers " or working class " agency workers " ) who do not register as unemployed , but are clearly under - employed .
 If we added up under - employment and added it to the figures I 'd guess that it would easily push " unemployment " over the 3 million figure that attracts much more media ( and general ) attention when telling the story of our economy .


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A Man approaches a Women in a field.
David Lynch shares a message on a Twin Peaks (2017) Comic-Con panel.
A short video featuring my friends the ants along with cheese, etc. and one-and-a-half tracks from the Thought Gang album.
I got very excited when I saw the new credit to David Lynch's filmography, but after seeing this short film I think the truth has to be said: This is not a film, it's a 16 minute commercial for Christian Dior. I'm still not sure what the product is, maybe it's just the brand. So, when criticizing this title one must do it on 2 different levels: as a commercial and then as a short film.
As a commercial, this is pretty good. Everything is in place: the bag, the dress, the make up, and probably even the perfume, although this is one thing we cannot be certain of.
As a short film, this is pretty dull. It seems that David Lynch has completely run out of ideas, and he once again makes a film about "a woman in trouble". Lynch's films of this decade were all about women in trouble. Beginning with "Mulholland Drive" and ending with this piece. Unfortunately, the music and atmosphere cannot hide the fact that Lynch is out of inspiration. This little short film adds nothing to what we've already seen from the man. It doesn't really matter if you don't watch this. Watch "Inland Empire" instead.
I believe that Christian Dior just wanted to exploit poor Lynch's surreal approach to promote their products. I also believe that Lynch. lacking the opportunity to make another feature film, desperately needed the money. I can see no better reason for the making of this film.
And all this I say as a David Lynch fan who thinks Lynch is one of the greatest filmmakers alive today.

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A Man approaches a Women in a field .
 David Lynch shares a message on a Twin Peaks ( 2017 ) Comic - Con panel .
 A short video featuring my friends the ants along with cheese , etc . and one - and - a - half tracks from the Thought Gang album .
 I got very excited when I saw the new credit to David Lynch 's filmography , but after seeing this short film I think the truth has to be said : This is not a film , it 's a 16 minute commercial for Christian Dior . I 'm still not sure what the product is , maybe it 's just the brand . So , when criticizing this title one must do it on 2 different levels : as a commercial and then as a short film .
 As a commercial , this is pretty good . Everything is in place : the bag , the dress , the make up , and probably even the perfume , although this is one thing we can not be certain of .
 As a short film , this is pretty dull . It seems that David Lynch has completely run out of ideas , and he once again makes a film about " a woman in trouble " . Lynch 's films of this decade were all about women in trouble . Beginning with " Mulholland Drive " and ending with this piece . Unfortunately , the music and atmosphere can not hide the fact that Lynch is out of inspiration . This little short film adds nothing to what we 've already seen from the man . It does n't really matter if you do n't watch this . Watch " Inland Empire " instead .
 I believe that Christian Dior just wanted to exploit poor Lynch 's surreal approach to promote their products . I also believe that Lynch . lacking the opportunity to make another feature film , desperately needed the money . I can see no better reason for the making of this film .
 And all this I say as a David Lynch fan who thinks Lynch is one of the greatest filmmakers alive today .


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Model wears: UK 8/ EU 36/ US 4 and is 176cm/5'9.5"

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ASOS DESIGN Pencil Dresses Women Floral Jacquard Pretty Floral Satin Kimono Midi Dress Sell Well ASOS Store : Plunge neck . ASOS Floral Jacquard Pretty Floral Satin Kimono Midi Dress , ASOS Pencil Dresses Women Sale , ASOS 1275139 . Take a dive .
 ASOS DESIGN Pencil Dresses Women Floral Jacquard Pretty Floral Satin Kimono Midi Dress Sell Well Every wardrobe needs a perfect ASOS . The fashionable ASOS Store are dedicated to bringing you the most elegant clothes that look good and feel great . Perfect for lazy weekend lounging .
 Model wears : UK 8/ EU 36/ US 4 and is 176cm/5'9.5 "


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Mona O. Booth, age 88, of Topeka, Kansas passed away November 1, 2018. She was born October 22, 1930, at Wichita, Kansas, the daughter of Leo and Laura Bradbury.
Mona graduated from Southwestern College in Winfield, Kansas. She married Clyde Booth at Leroy, Kansas in July of 1956. She taught elementary education at Tecumseh North Elementary School in Tecumseh, Kansas. She enjoyed researching genealogy and was an active member of the Tecumseh United Methodist Church.
Mona is survived by Clyde, her loving husband of 64 years; two sons: Trent A. Booth and his wife Tu of Omaha, Nebraska and Tracy C. Booth and his wife Leslie of St. Louis, Missouri; one granddaughter, Sarah Booth and one step-granddaughter, Li Wang; one sister Neva Woerner of Greeley, Colorado; and many nieces and nephews. She was preceded in death by her parents and one sister Wanda Donley.
Memorial services will be held Saturday November 10, 2018 at 11:00AM at Tecumseh United Methodist Church, 334 SE Tecumseh Rd. Tecumseh, KS 66542. Memorial Contributions may be made to Tecumseh United Methodist Church.
Add your memories to the guest book of Mona Booth.
As a child growing up in the Adams/Booth family, Mona was one of my heroes. There is no mention of her teaching in Harlem, New York when she started her career as a kindergarten teacher. I thought she was so brave. She was a devoted wife to Clyde, even to the point of taking ground school classes so she could be his navigator whenever they flew anywhere in their plane. It was rare, indeed. if they drove anywhere since they both loved so much to fly! My dad, Wayne Adams, also loved to fly and was always thrilled when Clyde and Mona flew into Fredonia, KS because he knew a plane ride was inevitable. I was so shocked to learn that Mona had died; if my Christmas card had not been returned, I still would not have known. Our family has lost a beautiful, caring person who never thought herself to be anything important. She was a groundbreaker for her time and will be sorely missed by all her Adams family members.
It was always a pleasure seeing Mona and especially in bible study at TUMC. I only been there a short time but she made me feel welcome. Such a sweet lady.
Topeka Literacy Council extends its sympathies to Mona's family and friends.

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Mona O. Booth , age 88 , of Topeka , Kansas passed away November 1 , 2018 . She was born October 22 , 1930 , at Wichita , Kansas , the daughter of Leo and Laura Bradbury .
 Mona graduated from Southwestern College in Winfield , Kansas . She married Clyde Booth at Leroy , Kansas in July of 1956 . She taught elementary education at Tecumseh North Elementary School in Tecumseh , Kansas . She enjoyed researching genealogy and was an active member of the Tecumseh United Methodist Church .
 Mona is survived by Clyde , her loving husband of 64 years ; two sons : Trent A. Booth and his wife Tu of Omaha , Nebraska and Tracy C. Booth and his wife Leslie of St. Louis , Missouri ; one granddaughter , Sarah Booth and one step - granddaughter , Li Wang ; one sister Neva Woerner of Greeley , Colorado ; and many nieces and nephews . She was preceded in death by her parents and one sister Wanda Donley .
 Memorial services will be held Saturday November 10 , 2018 at 11:00AM at Tecumseh United Methodist Church , 334 SE Tecumseh Rd . Tecumseh , KS 66542 . Memorial Contributions may be made to Tecumseh United Methodist Church .
 Add your memories to the guest book of Mona Booth .
 As a child growing up in the Adams / Booth family , Mona was one of my heroes . There is no mention of her teaching in Harlem , New York when she started her career as a kindergarten teacher . I thought she was so brave . She was a devoted wife to Clyde , even to the point of taking ground school classes so she could be his navigator whenever they flew anywhere in their plane . It was rare , indeed . if they drove anywhere since they both loved so much to fly ! My dad , Wayne Adams , also loved to fly and was always thrilled when Clyde and Mona flew into Fredonia , KS because he knew a plane ride was inevitable . I was so shocked to learn that Mona had died ; if my Christmas card had not been returned , I still would not have known . Our family has lost a beautiful , caring person who never thought herself to be anything important . She was a groundbreaker for her time and will be sorely missed by all her Adams family members .
 It was always a pleasure seeing Mona and especially in bible study at TUMC . I only been there a short time but she made me feel welcome . Such a sweet lady .
 Topeka Literacy Council extends its sympathies to Mona 's family and friends .


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A Father-son relation is precious. Getting that love from both your father and your Father in Law is even mesmerizing. Send Online Gifts for Father in Law in India to give back something to the person who has always wanted you to be happy. Send Online Gifts to Father in Law with a varied range of delivery options. From Same Day Gifts for Father in law to gifts with our delivery options, we have kept all the options open for you. Also, take the Father's Day Gifts Delivery in India to send heart-warming gifts to your father and Father in Law.
We are well-known among the customers for Online Gifts for Father in law and free shipping of these gifts. Send Father's Day Gifts to India with us and get the best Online Gifts Delivery in India at your work. Send Anniversary Gifts to Father in Law and get some handy tips from him how to have a happy married life. Also, congratulate him on his birthdays with the Online Birthday Gifts for Father in Law. Stop worrying about prices already, customers from our website can Send Gift to Father in law in India on best price.

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A Father - son relation is precious . Getting that love from both your father and your Father in Law is even mesmerizing . Send Online Gifts for Father in Law in India to give back something to the person who has always wanted you to be happy . Send Online Gifts to Father in Law with a varied range of delivery options . From Same Day Gifts for Father in law to gifts with our delivery options , we have kept all the options open for you . Also , take the Father 's Day Gifts Delivery in India to send heart - warming gifts to your father and Father in Law .
 We are well - known among the customers for Online Gifts for Father in law and free shipping of these gifts . Send Father 's Day Gifts to India with us and get the best Online Gifts Delivery in India at your work . Send Anniversary Gifts to Father in Law and get some handy tips from him how to have a happy married life . Also , congratulate him on his birthdays with the Online Birthday Gifts for Father in Law . Stop worrying about prices already , customers from our website can Send Gift to Father in law in India on best price .


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On May 12th, 2019 the pool will be closed to hotel guests beginning at 4PM due to a private event. We anticipate to reopen the pool for hotel guests at approximately 9PM. We apologize any inconvenience.
During off-peak months (November-May) there are no pool attendants on duty, should you need any assistance at the pool please contact the Spa and Salon or the Front Desk. Weather conditions and changes in temperature will affect the pool temperature, especially during the months of November – May.
Guests 21 and over ONLY are allowed after 6PM. Guests ages 21 and under may enjoy the pool until 6PM, 7 Days a Week.
During rain periods, our pool will remain open during normal hours. In the event thunderstorms, lightning or any other severe weather conditions that may occur, the area will temporarily close for our guest safety.

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On May 12th , 2019 the pool will be closed to hotel guests beginning at 4PM due to a private event . We anticipate to reopen the pool for hotel guests at approximately 9PM . We apologize any inconvenience .
 During off - peak months ( November - May ) there are no pool attendants on duty , should you need any assistance at the pool please contact the Spa and Salon or the Front Desk . Weather conditions and changes in temperature will affect the pool temperature , especially during the months of November – May .
 Guests 21 and over ONLY are allowed after 6PM . Guests ages 21 and under may enjoy the pool until 6PM , 7 Days a Week .
 During rain periods , our pool will remain open during normal hours . In the event thunderstorms , lightning or any other severe weather conditions that may occur , the area will temporarily close for our guest safety .


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Could your company provide a price estimate for seamless gutters amounts in Lake Worth Florida ?
 How do we get a estimate for rain gutters within Lake Worth ?
 Who do we email for a price bid for a rain gutters near Lake Worth FL ?
 Why seamless gutter systems for your Lake Worth , FL home ?
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 There are numerous colors of rain gutters for you to choose from contact us to arrange for an appointment in Lake Worth , FL .
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Def Leppard played a show on the US Summer Tour 2014 in Auburn, WA on 29th June 2014 and an archive concert review is available to read.
Tacoma Weekly reviewed the show which took place at the White River Amphitheatre.
A second review is available for this show.
"The set lists for both bands were full of the songs that fans came to hear like, "Photograph," "Pour Some Sugar On Me," "Rock and Roll All Nite" and "Detroit Rock City." Def Leppard started the real show off with a bang playing a killer song from early in their career, "Let It Go," from the 1981 album "High & Dry."
"That album was well represented, much to the delight of the fans of the British glam rockers, as they played an acoustic version of “Bringin' on the Heartache” and the instrumental guitar showcase "Switch 625." On that number, Vivian Campbell and Phil Collen showed that they still have the chops."

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Def Leppard played a show on the US Summer Tour 2014 in Auburn , WA on 29th June 2014 and an archive concert review is available to read .
 Tacoma Weekly reviewed the show which took place at the White River Amphitheatre .
 A second review is available for this show .
 " The set lists for both bands were full of the songs that fans came to hear like , " Photograph , " " Pour Some Sugar On Me , " " Rock and Roll All Nite " and " Detroit Rock City . " Def Leppard started the real show off with a bang playing a killer song from early in their career , " Let It Go , " from the 1981 album " High & Dry . "
 " That album was well represented , much to the delight of the fans of the British glam rockers , as they played an acoustic version of “ Bringin ' on the Heartache ” and the instrumental guitar showcase " Switch 625 . " On that number , Vivian Campbell and Phil Collen showed that they still have the chops . "


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David Doery speaks at Bridge Church, Richmond on “Our Role In God’s Plan”, identifying some of the key character traits God wants us to learn.
If you’d like to talk to someone about this message or get a copy, call Bridge Church on 8420 0900. You can also call the LightFM Careline on 9583 2273.
Tune in on Sunday 17th of November from 8am and again from 7pm.

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David Doery speaks at Bridge Church , Richmond on “ Our Role In God ’s Plan ” , identifying some of the key character traits God wants us to learn .
 If you ’d like to talk to someone about this message or get a copy , call Bridge Church on 8420 0900 . You can also call the LightFM Careline on 9583 2273 .
 Tune in on Sunday 17th of November from 8 am and again from 7 pm .


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It’s a star studded Aero India 2009. Yelahanka airbase in Bangalore was studded with stars like sportsmen Abhinav Bindra, Javagal Srinath and Syed Kirmani, actor Ajith and industrialist Ratan Tata.
Ajith, dressed in black, came with his family. Ajith who has keen interest in photographer mingled with other photographer’s captured the fighters wih his high-end camera.

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It ’s a star studded Aero India 2009 . Yelahanka airbase in Bangalore was studded with stars like sportsmen Abhinav Bindra , Javagal Srinath and Syed Kirmani , actor Ajith and industrialist Ratan Tata .
 Ajith , dressed in black , came with his family . Ajith who has keen interest in photographer mingled with other photographer ’s captured the fighters wih his high - end camera .


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Discussion in 'Betta Fish' started by sleow, Apr 19, 2018.
I'm hoping to pick all betta sorority owners' brains here.
I am currently in the process of setting up a betta sorority/community tank. So far the community fish are all settled in and I am hoping to add in the bettas soon.
I am thinking ahead to the next couple of weeks/months and I have a few vacations coming up, ranging from just a couple days to over 1 week. I know the general rule is that fish can go up to 10 days without feeds, but I am wondering if the same is true for betta sororities? When the fish start to get hungry, will they start to go after the other fish or each other? I just don't want to come home from one of those trips to find that one of my fish has been sacrificed as food for the others!
If any of you have any tips or advice, I'd greatly appreciate it!!
I'd use an autofeeder, but they can be pricey. As for how the Bettas will act after that amount of time without food, I'm unsure.. I've only ever fasted mine for a day.
Want To Buy Betta Sorority Wanted!

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Discussion in ' Betta Fish ' started by sleow , Apr 19 , 2018 .
 I 'm hoping to pick all betta sorority owners ' brains here .
 I am currently in the process of setting up a betta sorority / community tank . So far the community fish are all settled in and I am hoping to add in the bettas soon .
 I am thinking ahead to the next couple of weeks / months and I have a few vacations coming up , ranging from just a couple days to over 1 week . I know the general rule is that fish can go up to 10 days without feeds , but I am wondering if the same is true for betta sororities ? When the fish start to get hungry , will they start to go after the other fish or each other ? I just do n't want to come home from one of those trips to find that one of my fish has been sacrificed as food for the others !
 If any of you have any tips or advice , I 'd greatly appreciate it ! !
 I 'd use an autofeeder , but they can be pricey . As for how the Bettas will act after that amount of time without food , I 'm unsure .. I 've only ever fasted mine for a day .
 Want To Buy Betta Sorority Wanted !


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our products have good reputation from the world as its most competive price and our most advantage of after - sale service to the clients 。 for 5 08 mm Pin Header Single Row , 5.08 mm Pin Header Single Row , 5.08 Mm Pin Header Single Row , We welcome new and previous customers from all walks of lifestyle to contact us for long run organization relationships and mutual achievements .
 " Well - run equipment , expert income workforce , and far better after - sales expert services ; We are also a unified large family , anyone stick to the corporate value " " unification , dedication , tolerance " " for 5 08 mm Pin Header Single Row , 5.08 mm Pin Header Single Row , 5.08 Mm Pin Header Single Row , To meet the requirements of personal customers for each bit more perfect service and stable quality goods . We warmly welcome customers around the world to visit us with our multi - faceted cooperation and jointly develop new markets create a brilliant future !


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By Theresa Hawley, PhD Preschool is now widely recognized as one of the most effective investments that a community can make to ensure that children from all economic backgrounds develop the academic and social-emotional skills that they need to succeed in school and in later life. Consequently, cities across the country are launching exciting new initiatives to greatly expand access to high quality preschool for young children. Philadelphia recently embarked upon one of the most ambitious of these plans: a major new effort to provide affordable access to high quality preschool to every 3- and 4-year-old in the city.
View the PDF to read more.

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By Theresa Hawley , PhD Preschool is now widely recognized as one of the most effective investments that a community can make to ensure that children from all economic backgrounds develop the academic and social - emotional skills that they need to succeed in school and in later life . Consequently , cities across the country are launching exciting new initiatives to greatly expand access to high quality preschool for young children . Philadelphia recently embarked upon one of the most ambitious of these plans : a major new effort to provide affordable access to high quality preschool to every 3- and 4 - year - old in the city .
 View the PDF to read more .