text:
That transformation was behind the recent decision by the prestigious 60-year-old Shakespeare Quarterly to embark on an uncharacteristic experiment in the forthcoming fall issue — one that will make it, Ms. Rowe says, the first traditional humanities journal to open its reviewing to the World Wide Web.
Mixing traditional and new methods, the journal posted online four essays not yet accepted for publication, and a core group of experts — what Ms. Rowe called “our crowd sourcing” — were invited to post their signed comments on the Web site MediaCommons, a scholarly digital network. Others could add their thoughts as well, after registering with their own names. In the end 41 people made more than 350 comments, many of which elicited responses from the authors. The revised essays were then reviewed by the quarterly’s editors, who made the final decision to include them in the printed journal, due out Sept. 17.
The Shakespeare Quarterly trial, along with a handful of other trailblazing digital experiments, goes to the very nature of the scholarly enterprise. Traditional peer review has shaped the way new research has been screened for quality and then how it is communicated; it has defined the border between the public and an exclusive group of specialized experts.
Today a small vanguard of digitally adept scholars is rethinking how knowledge is understood and judged by inviting online readers to comment on books in progress, compiling journals from blog posts and sometimes successfully petitioning their universities to grant promotions and tenure on the basis of non-peer-reviewed projects.
The quarterly’s experiment has so far inspired at least one other journal — Postmedieval — to plan a similar trial for next year.
Just a few years ago these sorts of developments would have been unthinkable, said Dan Cohen, director of the Center for History and New Media at George Mason University. “Serious scholars are asking whether the institutions of the academy — as they have existed for decades, even centuries — aren’t becoming obsolete,” he said.
Each type of review has benefits and drawbacks.
The traditional method, in which independent experts evaluate a submission, often under a veil of anonymity, can take months, even years.
Clubby exclusiveness, sloppy editing and fraud have all marred peer review on occasion. Anonymity can help prevent personal bias, but it can also make reviewers less accountable; exclusiveness can help ensure quality control but can also narrow the range of feedback and participants. Open review more closely resembles Wikipedia behind the scenes, where anyone with an interest can post a comment. This open-door policy has made Wikipedia, on balance, a crucial reference resource.
Ms. Rowe said the goal is not necessarily to replace peer review but to use other, more open methods as well.
In some respects scientists and economists who have created online repositories for unpublished working papers, like repec.org, have more quickly adapted to digital life. Just this month, mathematicians used blogs and wikis to evaluate a supposed mathematical proof in the space of a week — the scholarly equivalent of warp speed.
In the humanities, in which the monograph has been king, there is more inertia. “We have never done it that way before,” should be academia’s motto, said Kathleen Fitzpatrick, a professor of media studies at Pomona College.
Ms. Fitzpatrick was a founder of the MediaCommons network in 2007. She posted chapters of her own book “Planned Obsolescence” on the site, and she used the comments readers provided to revise the manuscript for NYU Press. She also included the project in the package she presented to the committee that promoted her to full professor this year.
Many professors, of course, are wary of turning peer review into an “American Idol”-like competition. They question whether people would be as frank in public, and they worry that comments would be short and episodic, rather than comprehensive and conceptual, and that know-nothings would predominate.
After all, the development of peer review was an outgrowth of the professionalization of disciplines from mathematics to history — a way of keeping eager but uninformed amateurs out.
“Knowledge is not democratic,” said Michèle Lamont, a Harvard sociologist who analyzes peer review in her 2009 book, “How Professors Think: Inside the Curious World of Academic Judgment.” Evaluating originality and intellectual significance, she said, can be done only by those who are expert in a field.
The most daunting obstacle to opening up the process is that peer-review publishing is the path to a job and tenure, and no would-be professor wants to be the academic canary in the coal mine.
Although initially cautious, Mr. Galey said he is now “entirely won over by the open peer review model.” The comments were more extensive and more insightful, he said, than he otherwise would have received on his essay, which discusses Shakespeare in the context of information theory.
Advocates of more open reviewing, like Mr. Cohen at George Mason argue that other important scholarly values besides quality control — for example, generating discussion, improving works in progress and sharing information rapidly — are given short shrift under the current system.
“There is an ethical imperative to share information,” said Mr. Cohen, who regularly posts his work online, where he said thousands read it. Engaging people in different disciplines and from outside academia has made his scholarship better, he said.

tokenized:
That transformation was behind the recent decision by the prestigious 60 - year - old Shakespeare Quarterly to embark on an uncharacteristic experiment in the forthcoming fall issue — one that will make it , Ms. Rowe says , the first traditional humanities journal to open its reviewing to the World Wide Web .
 Mixing traditional and new methods , the journal posted online four essays not yet accepted for publication , and a core group of experts — what Ms. Rowe called “ our crowd sourcing ” — were invited to post their signed comments on the Web site MediaCommons , a scholarly digital network . Others could add their thoughts as well , after registering with their own names . In the end 41 people made more than 350 comments , many of which elicited responses from the authors . The revised essays were then reviewed by the quarterly ’s editors , who made the final decision to include them in the printed journal , due out Sept. 17 .
 The Shakespeare Quarterly trial , along with a handful of other trailblazing digital experiments , goes to the very nature of the scholarly enterprise . Traditional peer review has shaped the way new research has been screened for quality and then how it is communicated ; it has defined the border between the public and an exclusive group of specialized experts .
 Today a small vanguard of digitally adept scholars is rethinking how knowledge is understood and judged by inviting online readers to comment on books in progress , compiling journals from blog posts and sometimes successfully petitioning their universities to grant promotions and tenure on the basis of non - peer - reviewed projects .
 The quarterly ’s experiment has so far inspired at least one other journal — Postmedieval — to plan a similar trial for next year .
 Just a few years ago these sorts of developments would have been unthinkable , said Dan Cohen , director of the Center for History and New Media at George Mason University . “ Serious scholars are asking whether the institutions of the academy — as they have existed for decades , even centuries — are n’t becoming obsolete , ” he said .
 Each type of review has benefits and drawbacks .
 The traditional method , in which independent experts evaluate a submission , often under a veil of anonymity , can take months , even years .
 Clubby exclusiveness , sloppy editing and fraud have all marred peer review on occasion . Anonymity can help prevent personal bias , but it can also make reviewers less accountable ; exclusiveness can help ensure quality control but can also narrow the range of feedback and participants . Open review more closely resembles Wikipedia behind the scenes , where anyone with an interest can post a comment . This open - door policy has made Wikipedia , on balance , a crucial reference resource .
 Ms. Rowe said the goal is not necessarily to replace peer review but to use other , more open methods as well .
 In some respects scientists and economists who have created online repositories for unpublished working papers , like repec.org , have more quickly adapted to digital life . Just this month , mathematicians used blogs and wikis to evaluate a supposed mathematical proof in the space of a week — the scholarly equivalent of warp speed .
 In the humanities , in which the monograph has been king , there is more inertia . “ We have never done it that way before , ” should be academia ’s motto , said Kathleen Fitzpatrick , a professor of media studies at Pomona College .
 Ms. Fitzpatrick was a founder of the MediaCommons network in 2007 . She posted chapters of her own book “ Planned Obsolescence ” on the site , and she used the comments readers provided to revise the manuscript for NYU Press . She also included the project in the package she presented to the committee that promoted her to full professor this year .
 Many professors , of course , are wary of turning peer review into an “ American Idol”-like competition . They question whether people would be as frank in public , and they worry that comments would be short and episodic , rather than comprehensive and conceptual , and that know - nothings would predominate .
 After all , the development of peer review was an outgrowth of the professionalization of disciplines from mathematics to history — a way of keeping eager but uninformed amateurs out .
 “ Knowledge is not democratic , ” said Michèle Lamont , a Harvard sociologist who analyzes peer review in her 2009 book , “ How Professors Think : Inside the Curious World of Academic Judgment . ” Evaluating originality and intellectual significance , she said , can be done only by those who are expert in a field .
 The most daunting obstacle to opening up the process is that peer - review publishing is the path to a job and tenure , and no would - be professor wants to be the academic canary in the coal mine .
 Although initially cautious , Mr. Galey said he is now “ entirely won over by the open peer review model . ” The comments were more extensive and more insightful , he said , than he otherwise would have received on his essay , which discusses Shakespeare in the context of information theory .
 Advocates of more open reviewing , like Mr. Cohen at George Mason argue that other important scholarly values besides quality control — for example , generating discussion , improving works in progress and sharing information rapidly — are given short shrift under the current system .
 “ There is an ethical imperative to share information , ” said Mr. Cohen , who regularly posts his work online , where he said thousands read it . Engaging people in different disciplines and from outside academia has made his scholarship better , he said .


text:
How can you communicate with us?
Communication between the volunteers and their mentors or core group members is extremely important. These are the email addresses which are essential to remember.

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How can you communicate with us ?
 Communication between the volunteers and their mentors or core group members is extremely important . These are the email addresses which are essential to remember .


text:
Kate graduated from the Mercy program in 2007. She came to Mercy Ministries struggling with an eating disorder, self-harm, depression and rejection issues. For the past year and a half, Kate has been on an amazing journey of continued restoration and truly living out the freedom she gained while in the program.
When she moved back to Kennesaw, Kate also got immediately involved in North Star Church as part of the leadership team over the young singles ministry. As part of their outreach, the young singles ministry reaches out to widows in the community. Kate volunteers her time twice a month to serve local widows through yard work and any other odd jobs that these women cannot do on their own.
Between being a full-time student, working with FCA, and being very involved in her church, Kate is a very busy girl! She is so grateful for all that God has done in her life and she is eager to give back in any way that she can through sharing her story and touching the lives of others. We are so proud of Kate and all that she has accomplished since graduating the Mercy Ministries program!!
Six More Lives Transformed – Read Their Stories!!
2 Brand New Books Just Released!!

tokenized:
Kate graduated from the Mercy program in 2007 . She came to Mercy Ministries struggling with an eating disorder , self - harm , depression and rejection issues . For the past year and a half , Kate has been on an amazing journey of continued restoration and truly living out the freedom she gained while in the program .
 When she moved back to Kennesaw , Kate also got immediately involved in North Star Church as part of the leadership team over the young singles ministry . As part of their outreach , the young singles ministry reaches out to widows in the community . Kate volunteers her time twice a month to serve local widows through yard work and any other odd jobs that these women can not do on their own .
 Between being a full - time student , working with FCA , and being very involved in her church , Kate is a very busy girl ! She is so grateful for all that God has done in her life and she is eager to give back in any way that she can through sharing her story and touching the lives of others . We are so proud of Kate and all that she has accomplished since graduating the Mercy Ministries program ! !
 Six More Lives Transformed – Read Their Stories ! !
 2 Brand New Books Just Released ! !


text: Sports Traveler has your South Carolina Gamecocks Tickets to the game! Purchase securely online in our real time inventory. Follow the team to the College Football Playoffs, Bowl Games, and the National Championship Game as part of a travel package!

tokenized: Sports Traveler has your South Carolina Gamecocks Tickets to the game ! Purchase securely online in our real time inventory . Follow the team to the College Football Playoffs , Bowl Games , and the National Championship Game as part of a travel package !


text:
Yet another sunny day here in Brussels and I really wanted to take advantage of this Sunday afternoon and take a feel trip to Hollande; well, actually a small city right across the border from Belgium. It’s nice from time to time to change the usual place that you visit and just try something new. Of course that I went to KFC as well, Belgium not having one unfortunately.
Anyway, back to the fashionable part of the day, I wanted to share with you guys the dress I wore this afternoon. I believe that all these dresses from Udobuy have a mix of glamour and elegance, but at the same time they make you look so chic ^^. What do you think?
The great surprise was that this dress is inspired by one of Katy Perry’s.
you like today’s look. Can’t wait to read all your wonderful comments.
omg. just wow. you are so stunning.

tokenized:
Yet another sunny day here in Brussels and I really wanted to take advantage of this Sunday afternoon and take a feel trip to Hollande ; well , actually a small city right across the border from Belgium . It ’s nice from time to time to change the usual place that you visit and just try something new . Of course that I went to KFC as well , Belgium not having one unfortunately .
 Anyway , back to the fashionable part of the day , I wanted to share with you guys the dress I wore this afternoon . I believe that all these dresses from Udobuy have a mix of glamour and elegance , but at the same time they make you look so chic ^^. What do you think ?
 The great surprise was that this dress is inspired by one of Katy Perry ’s .
 you like today ’s look . Ca n’t wait to read all your wonderful comments .
 omg . just wow . you are so stunning .


text:
Real estate agents in the Winnipeg market were kept busy in July as sales remained strong and in line with long-term averages.
There were 1,376 sales, down 4% from a year earlier but just 2% short of the 5-year average for the month, which includes the exceptional July of 2014 (the second-best July on record) where 1,500 homes were sold.
There were 1,006 residential-detached sales in July, down 2% from the 5-year average of 1,030 sales while the 176 condominium sales are just short of the 5-year average of 180 sales.
Single-attached homes showed particular strength, providing a more affordable option for buyers and up 44% over July 2017. Sales of this property type have increased 3% over the first seven months of 2018 in comparison to the same period last year.
Across all types, new listings on the market in July and the inventory at the end of the month were up over 8%.
Average prices were $285,347 for duplexes, $200,771 for townhouses, and $245,934 for single-attached.

tokenized:
Real estate agents in the Winnipeg market were kept busy in July as sales remained strong and in line with long - term averages .
 There were 1,376 sales , down 4 % from a year earlier but just 2 % short of the 5 - year average for the month , which includes the exceptional July of 2014 ( the second - best July on record ) where 1,500 homes were sold .
 There were 1,006 residential - detached sales in July , down 2 % from the 5 - year average of 1,030 sales while the 176 condominium sales are just short of the 5 - year average of 180 sales .
 Single - attached homes showed particular strength , providing a more affordable option for buyers and up 44 % over July 2017 . Sales of this property type have increased 3 % over the first seven months of 2018 in comparison to the same period last year .
 Across all types , new listings on the market in July and the inventory at the end of the month were up over 8 % .
 Average prices were $ 285,347 for duplexes , $ 200,771 for townhouses , and $ 245,934 for single - attached .


text:
What hasn't been explained, is what to use in place of "right_arm"?
I build the package with catkin_make, then run it with rosrun mico_move mico_move_node.
[FATAL] [1432653194.030197342]: Unable to construct robot model. Please make sure all needed information is on the parameter server.
what():  Unable to construct robot model. Please make sure all needed information is on the parameter server.
Why am I getting this error, and what do I need to put instead of "right_arm"? The tutorial does not give very much background help!

tokenized:
What has n't been explained , is what to use in place of " right_arm " ?
 I build the package with catkin_make , then run it with rosrun mico_move mico_move_node .
 [ FATAL ] [ 1432653194.030197342 ] : Unable to construct robot model . Please make sure all needed information is on the parameter server .
 what ( ):   Unable to construct robot model . Please make sure all needed information is on the parameter server .
 Why am I getting this error , and what do I need to put instead of " right_arm " ? The tutorial does not give very much background help !


text:
As a Project Manager for the Advisor Team, I work to ensure that the team’s growth is supported through various development efforts through the year. Our advisors need the right tools in place to provide the best experience for our members, and I make sure that we are always adapting those tools and resources to suit our members’ needs.
Exploring the music scene around the Twin Cities, cooking for friends, and traveling with good company. I also love water sports like sailing and kayaking!
I would be a hot cup of tea because I love facilitating good conversation and bringing people together. I am most fulfilled when I feel useful and productive, just as tea can also be medicinal and serve a purpose.

tokenized:
As a Project Manager for the Advisor Team , I work to ensure that the team ’s growth is supported through various development efforts through the year . Our advisors need the right tools in place to provide the best experience for our members , and I make sure that we are always adapting those tools and resources to suit our members ’ needs .
 Exploring the music scene around the Twin Cities , cooking for friends , and traveling with good company . I also love water sports like sailing and kayaking !
 I would be a hot cup of tea because I love facilitating good conversation and bringing people together . I am most fulfilled when I feel useful and productive , just as tea can also be medicinal and serve a purpose .


text:
The iPhone just took over your living room (if it hadn’t already) with i-Got-Control, an app and IR transmitter combination that allows your iPhone to replace virtually any remote control. Just snap on the infrared adapter, download the application and then use the existing codes to program the phone to control all of your AV components.
Like most other universal remotes, you can also “teach” this remote using your existing remotes. The color touchscreen display of the iPhone isn’t going to give you the same tactile feel of pressing buttons like on a normal remote but it does have some advantages that a normal remote can’t touch like being backlit, nearly infinitely programmable, and it’s a freakin’ phone and mini-computer! Can your remote send emails, surf the web, and play games? Didn’t think so. Best of all i-Got-Control is competitively priced with other universal remotes.
Finally, an IR transmitters for iPhone….waiting for so long..

tokenized:
The iPhone just took over your living room ( if it had n’t already ) with i - Got - Control , an app and IR transmitter combination that allows your iPhone to replace virtually any remote control . Just snap on the infrared adapter , download the application and then use the existing codes to program the phone to control all of your AV components .
 Like most other universal remotes , you can also “ teach ” this remote using your existing remotes . The color touchscreen display of the iPhone is n’t going to give you the same tactile feel of pressing buttons like on a normal remote but it does have some advantages that a normal remote ca n’t touch like being backlit , nearly infinitely programmable , and it ’s a freakin ’ phone and mini - computer ! Can your remote send emails , surf the web , and play games ? Did n’t think so . Best of all i - Got - Control is competitively priced with other universal remotes .
 Finally , an IR transmitters for iPhone….waiting for so long ..


text: The PUMA x OUTLAW MOSCOW Court Platform Sneakers bring the classic silhouette to a whole new level with bold АУТЛО influences. The iconic court shape with a smooth tonal suede upper features added military detailing and a thick, bold rubber sole with large embossed brick texture around the midsole. A woven label at the outer heel and Russian Cyrillic wording adds a striking touch that makes these sneakers perfectly streetwear-ready.

tokenized: The PUMA x OUTLAW MOSCOW Court Platform Sneakers bring the classic silhouette to a whole new level with bold АУТЛО influences . The iconic court shape with a smooth tonal suede upper features added military detailing and a thick , bold rubber sole with large embossed brick texture around the midsole . A woven label at the outer heel and Russian Cyrillic wording adds a striking touch that makes these sneakers perfectly streetwear - ready .


text:
This Chess set is called color chess set. In the picture above, you can see about its different color with ordinary chess set that commonly use in champion or in any chess game event. The ordinary chess set is brown and black, supported with its chess board. But to increase the interesting feeling of chess in your day, we try to make some different chess pieces. The red and dark green chess set will attract you to play outdoor with your friend or family. Just try it now!
Those chess pieces are made from best quality Teak wood and carved by expert craftsman in beautiful shapes of chess. Sized in 26 inch and has polished well in a set of dark green and a set of red, make those chess pieces looks colorful. Bring a new nuance in your chess game. Supported with the chess board that suit for the size. This chess set and board are perfect for outdoor game.

tokenized:
This Chess set is called color chess set . In the picture above , you can see about its different color with ordinary chess set that commonly use in champion or in any chess game event . The ordinary chess set is brown and black , supported with its chess board . But to increase the interesting feeling of chess in your day , we try to make some different chess pieces . The red and dark green chess set will attract you to play outdoor with your friend or family . Just try it now !
 Those chess pieces are made from best quality Teak wood and carved by expert craftsman in beautiful shapes of chess . Sized in 26 inch and has polished well in a set of dark green and a set of red , make those chess pieces looks colorful . Bring a new nuance in your chess game . Supported with the chess board that suit for the size . This chess set and board are perfect for outdoor game .


text: Evoking the romance of a countryside vineyard, the Grapevine Heart Wreath will bring rustic charm to your home. For a unique display, thread sprays of dried flowers such as baby's breath, through the grapevine frame. This piece is 26in wide, 22in tall, and 5in deep.

tokenized: Evoking the romance of a countryside vineyard , the Grapevine Heart Wreath will bring rustic charm to your home . For a unique display , thread sprays of dried flowers such as baby 's breath , through the grapevine frame . This piece is 26 in wide , 22 in tall , and 5 in deep .


text:
People often think that they need to buy it to use the car, but today, despite the car rental industry or rent car Whether renting a car without a driver or renting a car with a driver no longer needs to buy a car. Those who work well with their capital and make optimal returns, use car rentals and spend their money on earning And your business and your businessIn this way, they will provide the car they are looking for, and they will not withdraw their capital for this use of their turnover and benefit from it more capital..
On the other hand, this is a bonus for car riders 1- For current car costs such as damages; 2- Insurance costs and other annual drop in car prices Are.
For customers and hire car makers, the health of the car is important in every respect, including the body engine and the cleanliness of the car. This makes itIn order to ensure that car limousines do their best to provide a car with a precision engine and body, etc., the performance of a rented car may be the most important factor in assessing the health of the car so that if The car has a high working life. It is generally considered to be poorly worn due to wear and tear, and also from the direction of the body and from the direction of the motor.

tokenized:
People often think that they need to buy it to use the car , but today , despite the car rental industry or rent car Whether renting a car without a driver or renting a car with a driver no longer needs to buy a car . Those who work well with their capital and make optimal returns , use car rentals and spend their money on earning And your business and your businessIn this way , they will provide the car they are looking for , and they will not withdraw their capital for this use of their turnover and benefit from it more capital ..
 On the other hand , this is a bonus for car riders 1- For current car costs such as damages ; 2- Insurance costs and other annual drop in car prices Are .
 For customers and hire car makers , the health of the car is important in every respect , including the body engine and the cleanliness of the car . This makes itIn order to ensure that car limousines do their best to provide a car with a precision engine and body , etc . , the performance of a rented car may be the most important factor in assessing the health of the car so that if The car has a high working life . It is generally considered to be poorly worn due to wear and tear , and also from the direction of the body and from the direction of the motor .


text:
Mortgage insurance typically cost around 1% of the total loan amount, every year.
This 20% of your mortgage is not a small amount and you may not have it saved already. If you have the money saved already, this article is not for you.
You try to save the amount or borrow it from someone else or borrow it from your own retirement fund.
The first step is to absolutely work the numbers and figure out your budget. While this is not an actual savings tactic, it’s a crucial step in the process because it gives you a concrete goal to work towards.
Knowing this number makes it a real goal and clears up the confusion and vagueness of having some idea of some large dollar amount, that’s probably unattainable anyway. Remember, half the battle is gaining mental clarity and setting the goal.
Remember, half the battle is gaining mental clarity and setting the goal.
Step 2 – Then use a home-buying calculator to plug in your numbers, and it will give you a better sense of how big of a home you can afford.
Zillow’s mortgage calculator is pretty helpful in helping you find this number.
Step 3 – To know how your potential creditors think you’re capable of handling, get pre-qualified. Do not look for a $500,000 home if you are pre-qualified for only $300,000. This is a reality-check step.
For simplicity’s sake, let’s say we did our budgeting and used the calculator to figure out that you can afford and qualified for a $500,000 home, so your down payment savings goal should be $100,000.
Now consider these tips to save up.
Now you can start to plan how much money you should really put aside each month.
You’ll also get a better idea of how long it will take to reach your goal. If you’re on the five-year plan, that means you’ll need to save an extra $20,000 a year.
Don’t panic, just break it down further. An extra $20,000 a year is about $1,700 a month, which sounds way less intimidating.
Keep in mind you’ll still need to continue saving for your emergency fund, IRA, and paying down debt.
You’ve heard this from me again and again: get a side gig, make extra money, work overtime, increase your income!
It sounds like generic advice but there’s a reason why experts dish out the same advice: it’s because earning extra money is a lot easier than drastically changing your lifestyle to scrimp and save.
Going this route is just not realistic or sustainable. Pinching pennies is not going to get you closer to the $1,700 each month, but increasing your income will.
This is going to take research on your part, but it’ll be worth it — just imagine how you will enjoy your dream house, and what the extra income will afford you.
The best way to start is to make a list of what you’re good at, and if you can leverage and outsource those skills during your free time to make that $1,700.
One of the items that your mortgage lender will look at is your overall DTI (debt-to-income) ratio.
If you’re carrying a lot of credit card debt, you might want to look into a personal loan to consolidate and lower your payment. Debt consolidation loans can help you have a single monthly payment at a fixed rate.
Not only does this help you eliminate debt faster, but it can help increase your credit score by up to 40 points according to Payoff.
If you’re able to reduce your monthly payment and increase your score, you’ll be in great shape to qualify for a mortgage.
After you establish that, any kind of extra money that comes in during the year goes straight into that fund.
This includes any bonus from your employer, tax refunds, Christmas bonuses, gifts, inheritances, lottery, gambling win, etc.
A 20 percent savings goal may be discouraging, especially if you have zero saved, but it can be done — all you need is a concrete plan and a savings mentality.
These methods are tried by people I know.
Try to find alternative areas where housing is cheaper and your present savings allow for you to buy a home there, instead of the dream location you previously thought about.
If you have valuable property elsewhere then sell it to arrange for mortgage down payment. This includes inherited valuables, foreign real estate, etc.
Putoff savings in your retirement fund for a couple of years. Redirect this fund to your home buying fund.
If all else fails, then go for mortgage insurance by paying only a small % of the loan, typically 5% only. But, be prepared to spend extra $100-$300 per month on mortgage insurance. You can start repaying the loan faster and as soon as cross the 20% ownership criteria, opt out of that insurance.
Start with determining how much down payment is required for your need, your credit and home location. Then divide the number by the months you’re willing to wait. Once you have the monthly savings goal, start by aggressively saving that amount from your monthly budget or increase side income.
You can also bring in additional money from selling some of your valuable stuff to reach your goal early. You can also consider lowering your goal by opting for a smaller home, different location. If you fail in your goal, down pay a lesser amount and opt for mortgage insurance.
Readers, let us know how you saved for mortgage down payment.

tokenized:
Mortgage insurance typically cost around 1 % of the total loan amount , every year .
 This 20 % of your mortgage is not a small amount and you may not have it saved already . If you have the money saved already , this article is not for you .
 You try to save the amount or borrow it from someone else or borrow it from your own retirement fund .
 The first step is to absolutely work the numbers and figure out your budget . While this is not an actual savings tactic , it ’s a crucial step in the process because it gives you a concrete goal to work towards .
 Knowing this number makes it a real goal and clears up the confusion and vagueness of having some idea of some large dollar amount , that ’s probably unattainable anyway . Remember , half the battle is gaining mental clarity and setting the goal .
 Remember , half the battle is gaining mental clarity and setting the goal .
 Step 2 – Then use a home - buying calculator to plug in your numbers , and it will give you a better sense of how big of a home you can afford .
 Zillow ’s mortgage calculator is pretty helpful in helping you find this number .
 Step 3 – To know how your potential creditors think you ’re capable of handling , get pre - qualified . Do not look for a $ 500,000 home if you are pre - qualified for only $ 300,000 . This is a reality - check step .
 For simplicity ’s sake , let ’s say we did our budgeting and used the calculator to figure out that you can afford and qualified for a $ 500,000 home , so your down payment savings goal should be $ 100,000 .
 Now consider these tips to save up .
 Now you can start to plan how much money you should really put aside each month .
 You ’ll also get a better idea of how long it will take to reach your goal . If you ’re on the five - year plan , that means you ’ll need to save an extra $ 20,000 a year .
 Do n’t panic , just break it down further . An extra $ 20,000 a year is about $ 1,700 a month , which sounds way less intimidating .
 Keep in mind you ’ll still need to continue saving for your emergency fund , IRA , and paying down debt .
 You ’ve heard this from me again and again : get a side gig , make extra money , work overtime , increase your income !
 It sounds like generic advice but there ’s a reason why experts dish out the same advice : it ’s because earning extra money is a lot easier than drastically changing your lifestyle to scrimp and save .
 Going this route is just not realistic or sustainable . Pinching pennies is not going to get you closer to the $ 1,700 each month , but increasing your income will .
 This is going to take research on your part , but it ’ll be worth it — just imagine how you will enjoy your dream house , and what the extra income will afford you .
 The best way to start is to make a list of what you ’re good at , and if you can leverage and outsource those skills during your free time to make that $ 1,700 .
 One of the items that your mortgage lender will look at is your overall DTI ( debt - to - income ) ratio .
 If you ’re carrying a lot of credit card debt , you might want to look into a personal loan to consolidate and lower your payment . Debt consolidation loans can help you have a single monthly payment at a fixed rate .
 Not only does this help you eliminate debt faster , but it can help increase your credit score by up to 40 points according to Payoff .
 If you ’re able to reduce your monthly payment and increase your score , you ’ll be in great shape to qualify for a mortgage .
 After you establish that , any kind of extra money that comes in during the year goes straight into that fund .
 This includes any bonus from your employer , tax refunds , Christmas bonuses , gifts , inheritances , lottery , gambling win , etc .
 A 20 percent savings goal may be discouraging , especially if you have zero saved , but it can be done — all you need is a concrete plan and a savings mentality .
 These methods are tried by people I know .
 Try to find alternative areas where housing is cheaper and your present savings allow for you to buy a home there , instead of the dream location you previously thought about .
 If you have valuable property elsewhere then sell it to arrange for mortgage down payment . This includes inherited valuables , foreign real estate , etc .
 Putoff savings in your retirement fund for a couple of years . Redirect this fund to your home buying fund .
 If all else fails , then go for mortgage insurance by paying only a small % of the loan , typically 5 % only . But , be prepared to spend extra $ 100-$300 per month on mortgage insurance . You can start repaying the loan faster and as soon as cross the 20 % ownership criteria , opt out of that insurance .
 Start with determining how much down payment is required for your need , your credit and home location . Then divide the number by the months you ’re willing to wait . Once you have the monthly savings goal , start by aggressively saving that amount from your monthly budget or increase side income .
 You can also bring in additional money from selling some of your valuable stuff to reach your goal early . You can also consider lowering your goal by opting for a smaller home , different location . If you fail in your goal , down pay a lesser amount and opt for mortgage insurance .
 Readers , let us know how you saved for mortgage down payment .


text:
Adweek: So what’s a digital-media tyro like you doing at a fusty old-media company like CBS?
Jim Lanzone: I don’t really think of it that way at all. People think the Internet will supercede TV, but it’s really been more additive than anything else, largely because it’s so portable. It’s not taking anything away from linear television; if anything, it’s encouraged people to spend even more time watching video.
AW: The fact that we can watch TV on a telephone: is this doing something insidious to the parts of our brain that process narrative?
JL: Think about the very early days of TV—the first shows were structured just like radio broadcasts or Broadway shows. You start with the familiar and you expand from there. Creative people haven’t taken advantage of the new media platforms; we’re still in this brackish time between two eras.
AW: You still watch TV?
JL: I’m a binge watcher. I have DirecTV, so I have a ton of shows on the DVR: The Daily Show, [Real Time With] Bill Maher, SNL. I’ve been watching How I Met Your Mother for six years. There are definitely more shows out there that I want to watch that I don’t have time to watch, which I suppose is a great sign of where programming is headed.
AW: Why did CBS issue a fatwa against Hulu?
AW: Can you write code?
JL: I never got into programming when I was a kid. I was too busy playing Pitfall and Kaboom! on Atari to write code. But then again, I don’t think Les Moonves knows how to make a television set either.
AW: So there’s no disconnect between the old media centers—New York, L.A.—and Silicon Valley?
JL: Well, you’re looking at it from a geographic standpoint and that really isn’t relevant any longer. I think Silicon Valley is the third leg of the media stool; I mean, there’s a reason why all the animated features are made in Silicon Valley now. Engineers are the new artists of this generation of media.
AW: Are you from Silicon Valley?
JL: I grew up in San Carlos, where Oracle now stands. In fact, they built Oracle on the old Marine World site. George Lucas used some of the elephants from Marine World in Star Wars, and after it came out—I must have seen it 25 times that summer—they started offering Bantha rides at Marine World.
AW: Speaking of which, what the hell happened to George Lucas? Those three Star Wars prequels were just god-awful.
JL: I know what happened to George Lucas: the ‘80s. If movies peaked in the ‘70s, then it’s fair to say that the 2000s is the Renaissance period for TV. The new Battlestar [Galactica] was at least a thousand times better than the old one. And I almost didn’t watch it at first because I was afraid it was going to ruin my childhood memories of the original.

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Adweek : So what ’s a digital - media tyro like you doing at a fusty old - media company like CBS ?
 Jim Lanzone : I do n’t really think of it that way at all . People think the Internet will supercede TV , but it ’s really been more additive than anything else , largely because it ’s so portable . It ’s not taking anything away from linear television ; if anything , it ’s encouraged people to spend even more time watching video .
 AW : The fact that we can watch TV on a telephone : is this doing something insidious to the parts of our brain that process narrative ?
 JL : Think about the very early days of TV — the first shows were structured just like radio broadcasts or Broadway shows . You start with the familiar and you expand from there . Creative people have n’t taken advantage of the new media platforms ; we ’re still in this brackish time between two eras .
 AW : You still watch TV ?
 JL : I ’m a binge watcher . I have DirecTV , so I have a ton of shows on the DVR : The Daily Show , [ Real Time With ] Bill Maher , SNL . I ’ve been watching How I Met Your Mother for six years . There are definitely more shows out there that I want to watch that I do n’t have time to watch , which I suppose is a great sign of where programming is headed .
 AW : Why did CBS issue a fatwa against Hulu ?
 AW : Can you write code ?
 JL : I never got into programming when I was a kid . I was too busy playing Pitfall and Kaboom ! on Atari to write code . But then again , I do n’t think Les Moonves knows how to make a television set either .
 AW : So there ’s no disconnect between the old media centers — New York , L.A.—and Silicon Valley ?
 JL : Well , you ’re looking at it from a geographic standpoint and that really is n’t relevant any longer . I think Silicon Valley is the third leg of the media stool ; I mean , there ’s a reason why all the animated features are made in Silicon Valley now . Engineers are the new artists of this generation of media .
 AW : Are you from Silicon Valley ?
 JL : I grew up in San Carlos , where Oracle now stands . In fact , they built Oracle on the old Marine World site . George Lucas used some of the elephants from Marine World in Star Wars , and after it came out — I must have seen it 25 times that summer — they started offering Bantha rides at Marine World .
 AW : Speaking of which , what the hell happened to George Lucas ? Those three Star Wars prequels were just god - awful .
 JL : I know what happened to George Lucas : the ‘ 80s . If movies peaked in the ‘ 70s , then it ’s fair to say that the 2000s is the Renaissance period for TV . The new Battlestar [ Galactica ] was at least a thousand times better than the old one . And I almost did n’t watch it at first because I was afraid it was going to ruin my childhood memories of the original .


text:
The Falmouth University community is spread over two campuses - Penryn and Falmouth, which are connected by frequent bus services and a train line. We offer a variety of accommodation in Penryn and Falmouth.
Please see the Halls of Residence page for full information on our halls of residence and information about costs and contract lengths.
Applications for accommodation open on Wednesday 10th April 2019 at 12pm and are made via our online booking system - Room Service.
To be able to apply for accommodation you must have firmly accepted a course offer with Falmouth University as your first choice.
Applications for accommodation are processed in date order and allocated on a first come first served basis.
Please read the Application and Allocation Policy here.

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The Falmouth University community is spread over two campuses - Penryn and Falmouth , which are connected by frequent bus services and a train line . We offer a variety of accommodation in Penryn and Falmouth .
 Please see the Halls of Residence page for full information on our halls of residence and information about costs and contract lengths .
 Applications for accommodation open on Wednesday 10th April 2019 at 12 pm and are made via our online booking system - Room Service .
 To be able to apply for accommodation you must have firmly accepted a course offer with Falmouth University as your first choice .
 Applications for accommodation are processed in date order and allocated on a first come first served basis .
 Please read the Application and Allocation Policy here .


text:
Evoly is a cute match three game that lets you create your own World of cute little critters!
Make fast matches and clear the board to earn money to spend on creating your very own world of cute creatures, plants and more. Experiment with over 150 unique characters.
Watch your creation into a bustling new environment packed with fuzzy animals all created by you. Download and play Evoly now for free!
Create your own cute creatures!

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Evoly is a cute match three game that lets you create your own World of cute little critters !
 Make fast matches and clear the board to earn money to spend on creating your very own world of cute creatures , plants and more . Experiment with over 150 unique characters .
 Watch your creation into a bustling new environment packed with fuzzy animals all created by you . Download and play Evoly now for free !
 Create your own cute creatures !


text: Car Seat Stores Louisville is free HD wallpaper. This wallpaper was upload at April 24, 2019 upload by admin in .You can download it in your computer by clicking resolution image in Download by size:. Don't forget to rate and comment if you interest with this wallpaper.

tokenized: Car Seat Stores Louisville is free HD wallpaper . This wallpaper was upload at April 24 , 2019 upload by admin in .You can download it in your computer by clicking resolution image in Download by size : . Do n't forget to rate and comment if you interest with this wallpaper .


text:
How many different numbers can be formed?
73. A cylindrical overhead tank of radius 2 m and height 7 m is to be filled from an underground tank of size 5.5m x 4m x 6m. How much portion of the underground tank is still filled with water after filling the overhead tank completely?
75. A and B walk around a circular park. They start at 8 a.m. from the same point in the opposite directions. A and B walk at a speed of 2 rounds per hour and 3 rounds per hour respecely. How many times shall they cross each other after 8 00 a.m. and before 9.30. a.m.?
76. W can do 25% of a work-in 30 days, X can do 1/4 of the work in 10 days, Y can do 40% of the work in 40 days and Z can do 1/3 of the work in 13 days. Who will complete the work first?
77. The average monthly income of a person in a certain family of 5 is Rs. 10,000. What will be the average monthly income of a person in the same family if the income of one person increased by Rs. 1,20,000 per year?
78. In a race, a competitor has to collect 6 apples which are kept in a straight line On a track and a bucket is placed at the beginning of the track which is a starting point. The condition is that the competitor can pick only one apple at a time, run back with it and drop it in the bucket. If he has to drop all the apples in the bucket, how much total distance he has to run if the bucket is 5 meters from the first apple and all other apples are placed 3 meters apart ?
79. A round archery target of diameter 1 m is marked with four scoring regions from the centre outwards as red, blue, yellow and white. The radius of the red band is 0.20 m. The width of all the remaining bands is equal. If archers throw arrows towards the target, what is the probability, that the arrows fall in the red region of the archery target?
80. A person allows 10% discount for cash payment from the marked price of a toy and still he makes a 10% gain. What is the cost price of the toy which is marked Rs. 770?

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How many different numbers can be formed ?
 73 . A cylindrical overhead tank of radius 2 m and height 7 m is to be filled from an underground tank of size 5.5 m x 4 m x 6 m. How much portion of the underground tank is still filled with water after filling the overhead tank completely ?
 75 . A and B walk around a circular park . They start at 8 a.m. from the same point in the opposite directions . A and B walk at a speed of 2 rounds per hour and 3 rounds per hour respecely . How many times shall they cross each other after 8 00 a.m. and before 9.30 . a.m. ?
 76 . W can do 25 % of a work - in 30 days , X can do 1/4 of the work in 10 days , Y can do 40 % of the work in 40 days and Z can do 1/3 of the work in 13 days . Who will complete the work first ?
 77 . The average monthly income of a person in a certain family of 5 is Rs . 10,000 . What will be the average monthly income of a person in the same family if the income of one person increased by Rs . 1,20,000 per year ?
 78 . In a race , a competitor has to collect 6 apples which are kept in a straight line On a track and a bucket is placed at the beginning of the track which is a starting point . The condition is that the competitor can pick only one apple at a time , run back with it and drop it in the bucket . If he has to drop all the apples in the bucket , how much total distance he has to run if the bucket is 5 meters from the first apple and all other apples are placed 3 meters apart ?
 79 . A round archery target of diameter 1 m is marked with four scoring regions from the centre outwards as red , blue , yellow and white . The radius of the red band is 0.20 m. The width of all the remaining bands is equal . If archers throw arrows towards the target , what is the probability , that the arrows fall in the red region of the archery target ?
 80 . A person allows 10 % discount for cash payment from the marked price of a toy and still he makes a 10 % gain . What is the cost price of the toy which is marked Rs . 770 ?


text:
331 Telecommunications Job Openings around Township Of Deptford on May 2019. There are 331 Telecommunications Jobs around Township Of Deptford and related to Job Offers Telecommunications, Jobs for Telecommunications, Telecommunications Job Hired, Telecommunications Job Vacancies, Telecommunications Job Opportunities at Search Jobs. Find your desired Telecommunications Jobs Vacancies around Township Of Deptford below.
Copyright Search Jobs 2019. Time : 5.043 s.

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331 Telecommunications Job Openings around Township Of Deptford on May 2019 . There are 331 Telecommunications Jobs around Township Of Deptford and related to Job Offers Telecommunications , Jobs for Telecommunications , Telecommunications Job Hired , Telecommunications Job Vacancies , Telecommunications Job Opportunities at Search Jobs . Find your desired Telecommunications Jobs Vacancies around Township Of Deptford below .
 Copyright Search Jobs 2019 . Time : 5.043 s.


text:
Architect Elisabetta Rizzato was born and raised just outside of Venice, Italy. After 31 years, it might seem safe to assume she’d bore of the sights, spots and surroudings of this great, tourist-rich locale, but rather, the opposite is true. Elisabetta continually discovers amazing new places and hidden gems which she shares on her blog ITALIANBARK, along with plenty of posts on interior design, and her work as an architect.
Start your day with the best coffee in Venice. Located close to the railway station, Torrefazione Cannaregio is a must.
Opened in 1930, this is the oldest coffee shop in town and offers many different kinds of coffees, toasted in-house with a big, old coffee machine. I recommend the Remer blend, a coffee you can only drink here as it’s a secret recipe!
Take a morning walk in Sestiere Cannaregio and visit the workshop of a marionette maker called L’isola di Pinocchio.
It may be hidden behind an ordinary door, in an ancient mezzanine, but here you will step into a magical place, surrounded by handmade marionettes by an amazing artisan.
Libreria Acqua Alta bookshop, in Sestiere Castello, is one of the most original bookshops in the world.
Selling vintage and new books, this place is literally filled with books everywhere, displayed in boats, gondolas, bathtubs, etc. It’s also located between two of my favorite corners of Venice: one is Campo Santi Giovanni e Paolo, situated in front of the stunning Scuola Grande di San Marco (which has since become the city hospital).
The other corner is Campo San Lorenzo. In this spot, you will see one of the three bent bell-towers of the city. The one of San Giorgio dei Greci church is almost as crooked as the famous Leaning Tower of Pisa! But, I digress. After grabbing a book, find a bench and enjoy it.
Before lunchtime, head to Rialto.
Cross the world-famous bridge and enjoy some fresh fruit and fish in the ancient market of the town, Mercato di Rialto. Despite being a very famous one, it is still a genuine Venetian market where you will find locals buying fresh fish. It has also recently been listed as one of the 10 best markets in the world by The Guardian. If you are wondering where the vegetables and fruit come from, they’re from an island near Venice called “l’orto di Venezia,” Sant’Erasmo, almost entirely covered with fields!
Enjoy sunshine at Le Zattere after an “ombra” (glass of wine) and some “cicchetti” (Venetian fingerfood), then head south for a proper lunch to Sestiere Dorsoduro. Here, you will find many bars and small “bacari” (typical Venice “osterie”) to enjoy something fast. I recommend a deviation to the Bacareto da Lele, a really small corner with amazing small paninis and good wine! It was my favorite bacaro during my university years and is still very popular in town by locals. Alternatively, enjoy lunch at Fondamenta delle zattere, at the southern edge of the city. Facing Giudecca Channel, it is the best place to enjoy the sun and take a long walk afterwards. Its name comes from the zattere, a la the historic rafts that were docked here to store the city’s timber. It is also the best place to enjoy an ice cream, maybe at Gelateria da Nico , loved by Penny Guggenheim and Angelina Jolie, and famous for its Gianduiotto. It’s also the best starting point for an afternoon stroll among the best shops!
Even if it’s crowded with tourists, Accademia area in Sestiere Dorsoduro has always been one of my favorites. It is really filled with culture and art and has recently become a real art-walk, thanks to the Venice Museum Mile project. Here, you can choose between contemporary art at the Peggy Guggenheim Collection and Punta della Dogana, historical paintings at Gallerie dell’Accademia, and many other museums and historical palaces…all within a one-mile radius! Don’t forget to visit Biennale and its collateral events between May and November!
Here, we are in the best area for some good shopping in Venice. Near Accademia, you will find some of the most original design shops in town, such as the incredible Fiorella Gallery (if you are lucky enough to find it open, as it doesn’t abide by regular hours). Within a few steps you will also find Venetia Studium, a historical shop selling wonderful fabrics, as well as the amazing — and often imitated — Fortuny Lamps. It’s very expensive, I know, but if you are a design-lover you can’t not love them! Next, head to Mercerie area, a trio of streets between Piazza San Marco and Rialto, for the most famous brands. This is the “shopping district” of Venice!
For aperitivo (appetizers) and dinner, head far from the tourist traps to Fondamenta della Misericordia, in a northern direction back to Sestiere Cannaregio. Here you will enjoy a gorgeous sunset. It is also one of the city areas where locals can relax, unwind and enjoy dinnertime.
Walk across the Judish Ghetto — one of the most fascinating places in Venice — and enjoy an aperitivo in one of the bars you will find along the Fondamenta, such as Vino Vero, a brand new spot where you can sip your wine outside around a briccole (wooden poles in the water transformed into small tables)!
In this area, there are also many good, affordable restaurants there are not too crowded. Here in fondamenta della Misericordia, you will find Paradiso Perduto, a typical Venetian restaurant founded by four students with a very spartan mood and fresh food. Five minutes from here, towards Strada Nuova, Osteria alla Vedova is another good spot. With its lovely, retro interior and its delicious polpettas, you will not be disappointed!
If you are still not tired after this day in Venice, you can head to another area of the city where university students hang out (I sure did as a student)! The spot is called Campo Santa Margherita, and it’s crowded with osterie and bars. On your way there, don’t forget to deviate towards another magical corner in Venice, Squero San Trovaso, where you will see the officina, one of the last gondola craftmakers left in town.
While this is just an overview (and maybe this day could last 48 hours, actually!), there’s plenty more great reasons to spend time in Venice… Just think, we haven’t even gotten to Piazza San Marco!
what a great guide to Venice! Bookmarking for my next visit.
Thanks – perfect timing! We are landing in Venice this June, after a Seabourn cruise through the Adriatic. Any suggestions for the best area to shop for antiques?
Wonderful suggestions :) I know Venice really well and I love (and know) about half the places you’ve mentioned – really off the beaten path and some stunning quiet corners – so now I’ve some new ones to add next time.
I would love to eat my way around Italy. Saving towards this dream trip!
The historic texture of the city is truly fascinating.
I would like to go with certainty in the summer holiday.

tokenized:
Architect Elisabetta Rizzato was born and raised just outside of Venice , Italy . After 31 years , it might seem safe to assume she ’d bore of the sights , spots and surroudings of this great , tourist - rich locale , but rather , the opposite is true . Elisabetta continually discovers amazing new places and hidden gems which she shares on her blog ITALIANBARK , along with plenty of posts on interior design , and her work as an architect .
 Start your day with the best coffee in Venice . Located close to the railway station , Torrefazione Cannaregio is a must .
 Opened in 1930 , this is the oldest coffee shop in town and offers many different kinds of coffees , toasted in - house with a big , old coffee machine . I recommend the Remer blend , a coffee you can only drink here as it ’s a secret recipe !
 Take a morning walk in Sestiere Cannaregio and visit the workshop of a marionette maker called L’isola di Pinocchio .
 It may be hidden behind an ordinary door , in an ancient mezzanine , but here you will step into a magical place , surrounded by handmade marionettes by an amazing artisan .
 Libreria Acqua Alta bookshop , in Sestiere Castello , is one of the most original bookshops in the world .
 Selling vintage and new books , this place is literally filled with books everywhere , displayed in boats , gondolas , bathtubs , etc . It ’s also located between two of my favorite corners of Venice : one is Campo Santi Giovanni e Paolo , situated in front of the stunning Scuola Grande di San Marco ( which has since become the city hospital ) .
 The other corner is Campo San Lorenzo . In this spot , you will see one of the three bent bell - towers of the city . The one of San Giorgio dei Greci church is almost as crooked as the famous Leaning Tower of Pisa ! But , I digress . After grabbing a book , find a bench and enjoy it .
 Before lunchtime , head to Rialto .
 Cross the world - famous bridge and enjoy some fresh fruit and fish in the ancient market of the town , Mercato di Rialto . Despite being a very famous one , it is still a genuine Venetian market where you will find locals buying fresh fish . It has also recently been listed as one of the 10 best markets in the world by The Guardian . If you are wondering where the vegetables and fruit come from , they ’re from an island near Venice called “ l’orto di Venezia , ” Sant’Erasmo , almost entirely covered with fields !
 Enjoy sunshine at Le Zattere after an “ ombra ” ( glass of wine ) and some “ cicchetti ” ( Venetian fingerfood ) , then head south for a proper lunch to Sestiere Dorsoduro . Here , you will find many bars and small “ bacari ” ( typical Venice “ osterie ” ) to enjoy something fast . I recommend a deviation to the Bacareto da Lele , a really small corner with amazing small paninis and good wine ! It was my favorite bacaro during my university years and is still very popular in town by locals . Alternatively , enjoy lunch at Fondamenta delle zattere , at the southern edge of the city . Facing Giudecca Channel , it is the best place to enjoy the sun and take a long walk afterwards . Its name comes from the zattere , a la the historic rafts that were docked here to store the city ’s timber . It is also the best place to enjoy an ice cream , maybe at Gelateria da Nico , loved by Penny Guggenheim and Angelina Jolie , and famous for its Gianduiotto . It ’s also the best starting point for an afternoon stroll among the best shops !
 Even if it ’s crowded with tourists , Accademia area in Sestiere Dorsoduro has always been one of my favorites . It is really filled with culture and art and has recently become a real art - walk , thanks to the Venice Museum Mile project . Here , you can choose between contemporary art at the Peggy Guggenheim Collection and Punta della Dogana , historical paintings at Gallerie dell’Accademia , and many other museums and historical palaces … all within a one - mile radius ! Do n’t forget to visit Biennale and its collateral events between May and November !
 Here , we are in the best area for some good shopping in Venice . Near Accademia , you will find some of the most original design shops in town , such as the incredible Fiorella Gallery ( if you are lucky enough to find it open , as it does n’t abide by regular hours ) . Within a few steps you will also find Venetia Studium , a historical shop selling wonderful fabrics , as well as the amazing — and often imitated — Fortuny Lamps . It ’s very expensive , I know , but if you are a design - lover you ca n’t not love them ! Next , head to Mercerie area , a trio of streets between Piazza San Marco and Rialto , for the most famous brands . This is the “ shopping district ” of Venice !
 For aperitivo ( appetizers ) and dinner , head far from the tourist traps to Fondamenta della Misericordia , in a northern direction back to Sestiere Cannaregio . Here you will enjoy a gorgeous sunset . It is also one of the city areas where locals can relax , unwind and enjoy dinnertime .
 Walk across the Judish Ghetto — one of the most fascinating places in Venice — and enjoy an aperitivo in one of the bars you will find along the Fondamenta , such as Vino Vero , a brand new spot where you can sip your wine outside around a briccole ( wooden poles in the water transformed into small tables ) !
 In this area , there are also many good , affordable restaurants there are not too crowded . Here in fondamenta della Misericordia , you will find Paradiso Perduto , a typical Venetian restaurant founded by four students with a very spartan mood and fresh food . Five minutes from here , towards Strada Nuova , Osteria alla Vedova is another good spot . With its lovely , retro interior and its delicious polpettas , you will not be disappointed !
 If you are still not tired after this day in Venice , you can head to another area of the city where university students hang out ( I sure did as a student ) ! The spot is called Campo Santa Margherita , and it ’s crowded with osterie and bars . On your way there , do n’t forget to deviate towards another magical corner in Venice , Squero San Trovaso , where you will see the officina , one of the last gondola craftmakers left in town .
 While this is just an overview ( and maybe this day could last 48 hours , actually ! ) , there ’s plenty more great reasons to spend time in Venice … Just think , we have n’t even gotten to Piazza San Marco !
 what a great guide to Venice ! Bookmarking for my next visit .
 Thanks – perfect timing ! We are landing in Venice this June , after a Seabourn cruise through the Adriatic . Any suggestions for the best area to shop for antiques ?
 Wonderful suggestions :) I know Venice really well and I love ( and know ) about half the places you ’ve mentioned – really off the beaten path and some stunning quiet corners – so now I ’ve some new ones to add next time .
 I would love to eat my way around Italy . Saving towards this dream trip !
 The historic texture of the city is truly fascinating .
 I would like to go with certainty in the summer holiday .


text:
As a parent or caregiver, have you ever wished that you could get to the core reasons why your child is challenged with time, organization, or emotional control?
Do you KNOW your child is bright and capable, and yet disorganized notebooks, lost assignments, and anxiety surrounding tests get in the way of success?
Wouldn’t it be wonderful if you could discern the difference between WON’T and CAN’T when it comes to attitude and behavior?
Did you know that what you see as defiance may actually be decreased motivation and mounted frustration that are greatly impacting a child’s perception of success?
Sign up today for this resource-packed 4 week webinar series and get to the ROOT CAUSES of your child’s challenges.
Help children achieve success by learning how to establish routines and develop strategies to eliminate endless cycles of frustration and failure. Discover how to ensure these strategies stick!!
Within this series, you will discover lots of EASY, IMMEDIATELY USABLE strategies to help kids with organizing space, materials and time. Learning what is behind these struggles is the key to making lasting change!
Enhance your parenting by implementing simple changes in communication styles that lead to independence eliminating frustration and improving motivation.
This workshop series, designed specifically to meet the need of busy parents and caregivers, cuts quickly to the core areas of need for children with Autism, ADHD, Dyslexia, Auditory and Sensory Processing Disorders, and many other areas of extra need.
The flexible, weekly webinar format allows for multiple flexibility. Register for one, or better yet, attend them all for maximum learning and a discounted price! The webinar format allows for busy schedules and the ever-present need for parents to be flexible, so if one time doesn’t work you can catch it at a later time! Lori Benson Adams, M.Ed., an Educational Intervention Specialist, national presenter, and parent of a child with learning differences, provides over 6 hours of action-packed ideas and advice for a fraction of the cost of one:one educational consultation. Join us to gain strategies for creating a calmer home and more successful child!
Secure resources for support/advice/legal support etc.
Lori Benson Adams, M.Ed., has over 30 years of experience working with children with a wide range of learning and attention challenges. Her background includes over a decade as a special education teacher, early intervention specialist, independent consultant, and public speaker. She is the owner of Breakthrough Learning Solutions, a company directed at sharing the most cutting-edge information with parents and educators. She is the parent of a child with learning challenges, and has experienced first-hand the need for a positive, strengths-based approach to helping our children reach success!
A few weeks ago, my husband and I went to see the movie “The Imitation Game.” It is the story of Alan Turing, a British scientist, cryptanalyst, and computing pioneer, and his development of a system to crack Nazi codes in order to significantly shorten World War II. It was both fascinating and brilliantly acted. Benedict Cumberbatch’s Turing breathtakingly transports viewers to another place and time.
As we processed through the movie over dinner, my husband (an engineer himself), said ,” He was a pretty quirky guy, wasn’t he?” I shared my hunch that Turing’s portrayal was indicative of someone with Asperger’s Syndrome, reviewing the nuances that led me to that conclusion.
I became intrigued if my intuition was correct. I spent the evening diving into blogs, websites, and eventually Autism activist sites, hoping to find the opinions of others. Although the term Asperger’s was not around during Turing’s life, I found there is great debate in the Autism community about the pros and cons of posthumous diagnostics. Many were passionate about the danger of applying labels to someone who is not alive to interview or participate in the diagnostic process. Others were equally vehement about the societal advantages of adding brilliant, world-altering people into the category of those living successfully with some form of autism. Before I knew it, I’d spent several hours drawn into to the debate and reading link after link, comment after comment.
I stopped dead in my tracks. DID it really matter if Turing is considered to have been on the autism spectrum? Of course not. A posthumous diagnosis does not change who he was, the impact he had on our every day lives in terms of computer science, or his undeniable shortening of World War II.
So why had I spent hours digging, researching, reading? Yes, it was out of curiosity, diligence, and an interest in the opinions of activists within the autism community, but I have to admit, ashamedly, that is was also part of my need to make sense of a highly unusual man. It was my need to put things neatly in a box, tied with a bow. I was disappointed in myself, quite honestly. I try diligently to spend my days helping teachers, parents, children look outside of the box, to celebrate their uniqueness, to be empowered to find their own way, and yet here I was, trying to fit someone nicely and neatly into a corner, giving a label some kind of power.
Shame on me. I should know better. Honestly, we all should.
It doesn’t matter. Diagnosis don’t matter. Yes, yes, they do help us answer questions, they can certainly help us obtain services, and quite often they can help us guide interventions. But when it comes to understanding, TRULY understanding, a person, his or her traits, his qualities, her heart, a diagnostic label is a grossly insufficient way to tie things up.
Brilliant, funny, loving, tender, energetic….these are the words that matter.
Child. Father. Brother. Sister. Uncle. Son. These are the words that matter.
In the midst of our diagnosis-laden, therapy-heavy world, sometimes we need to stop, take a deep breath, and really focus on was DOES matter. It is the true heart and soul of each individual, the rare and unmatched gifts and talents we all bring to the table, that determine who we are in this world.
What a month August has been! I have had the humbling opportunity to quite literally meet with teachers, parents and administrators across the country! From a large district in Cheyenne, Wyoming to a private school is Washington, D.C., teachers and administrators have been busily preparing for a fresh year of learning. From a small adobe school in Albuquerque, New Mexico, to a school for unique learners in Tulsa, Oklahoma, bulletin boards are going up, pencils are being sharpened, and fresh books are being placed on desks in anticipation of students. From a district in Lexington, Kentucky, where teachers came during their own summer days to learn about children with learning challenges to a group of motivated and profoundly dedicated home school parents in Atlanta, Georgia, the 2015-2016 school year is underway.
OUR KIDS ARE IN GOOD HANDS!
My work affords me the unique ability to view education in every form in every state. It is a rare and sacred experience for someone like me, who has never dreamed of being anything other than a teacher.
What I know is this: Our kids are in good hands!
I am blessed to spend my days with teachers: Classroom teachers, home school teachers, public school teachers and private school teachers. Teachers who wake up every morning, pushing through the fatigue and haze of sleepiness to quickly grab materials together to create the lesson that came to them in their sleep. Teachers who have gone out and developed schools to meet the needs of other children who have challenges similar to their child’s. Teachers who have given up their own careers or person goals to stay home and educate their own children, even though it means seldom having a break or a second for themselves.
Teachers are a forced with which to be reckoned!!!
Aside from a mother’s ferocious love for her children, I know of few other earthly forces as powerful as the Teaching Heart. Thousands upon thousands of men and women face every day, ready to love, nurture and educate our children. Against increasing and ceaseless odds, they demonstrate dedication, energy, creativity, passion, compassion, mastery and curiosity. They spend their own time, their own limited income, and their own emotional resources to keep children engaged, loved and moving forward. They teach our children how to read, how to add, and how to share. They teach that art is essential, music is magical, and who you are on the playground is as important as how you do in the classroom.
So let me share the good news: Our kids are in good hands!
Our diverse, expansive and often tumultuous nation is brimming over with people dedicated to the art of teaching. Nurture your child’s teachers. Be present. Be available. Ask them what they need, and then help out. Encourage and support them. When you see your child’s teacher dragging at the end of a long day, smile and say thank you. Take the time to ask you neighbor why she has chosen to home school her children, and watch as her eyes light up. Almost every teacher will tell you it’s never the children that cause them to leave the profession. It’s never their lack of love or dedication, but rather a sense of unsurmountable expectations that don’t seem to go noticed or appreciated. Show your support and appreciation. Let’s keep the good ones around.
There is life-changing power in the Teaching Heart. It is the power to move mountains, the power to love children, the power to change the world. Think about it. Pray about it. Then go nurture it.
The 4 of July. Just the thought of this holiday floods my heart and brain with precious childhood memories. I can close my eyes and instantly be transported back in time. I am a little girl in pristine Madeira, Ohio, holding my dad’s hand while we stood on the sidewalk outside the Daisy Chain gift shop and watched the parade go by. I look up at my dad, a veteran of the Korean War, as tears stream down his cheeks and his free hand is either placed over his heart or is saluting other vets marching by. I am equal parts embarrassed and impressed as his voice seems to be the loudest, boldest one singing God Bless America as the high school marching band plays. The parade is followed by a huge 20-family cookout in the cul-de-sac, complete with decorate-your-bike contests, endless hours of Kick the Can, and of course hundreds of sparklers. My memories are of what July 4 should be….a country-wide birthday party for America.
Today I still look upon the 4 of July as our nation’s birthday party, but I find myself focusing more on the concept of independence and freedom. I realize now, from the vantage of age ( and I hope wisdom), the sacrifices that went in to our ability to march in parades and watch fireworks. Though my dad never spoke of his war days, I have learned more about what he likely experienced, and the tears have a more powerful message to me. Now I am married to a veteran, and this 4 I have a nephew who is deployed. While I cherish the day to join the country in an American birthday celebration, I also am humbled and overwhelmed with the ability to pull back the curtain and see what cost this freedom and independence has been for so many.
How brave those men were 239 years ago, signing a declaration of independence from tyranny and an over-reaching government, not knowing what was ahead, but knowing with faith and conviction they could move forward. This July 4, as we enjoy grilling out and spending time with family and friends, let’s not forget the cost of freedom, and take inspiration from the visionaries that came before us!
Thank you so much to those of you who have contacted me after speaking engagements, conferences, and meetings, asking if there is a way of sharing information and updates in an ongoing manner.
I have always been a bit intimidated about the whole “blogosphere” thing, but I agree with you….there are too many cutting edge research articles, books to review, and new products that can help our kids to not get information out on a more regular basis.
SO….here it is! I will use this space to interview professionals, review products and books, and to share insights and ideas. My hope is that this will become an interactive forum where we can all share ideas and encouragement, and new ways to reach children who struggle!
Stay tuned, the first “real” blog entry is soon to follow. I look forward to visiting with you soon!
Depending on your part of the country, the new school year is only a matter of days or weeks away.
It’s the season of new action-hero backpacks, freshly sharpened pencils, the aroma of fresh crayons, and the bustling commotion back-to-school open houses.
Parents and students eagerly fill the halls, crowding around the lists hung neatly on the walls to see which class, which friends, which teachers will be part of creating the year ahead.
And also a bit terrifying. As much as hope factors into a new, unseen adventure, so does fear, especially if you are the parent of a child who learns or behaves in a slightly (or obviously) different way. For these parents, it’s often less about seeing if their son’s best friend is in the class as it is about if their son will MAKE a friend in this class. It’s less about did we get the teacher the moms at the grocery store said was the best, and more about will the teacher “get” my daughter, will she be able to see her creativity beneath her blurting out, will she understand that that IS my son’s best work, even if it appears to be hurried and scribbled.
As a parent of a struggling student myself, I know that feeling oh-too-well. As a professional who has had the privilege of ushering in new school years with hundreds of families of unique kids, I’ve shared this crazy mix of hope and caution over many tables and cups of coffee.
Without exception, what almost always happens, is we realize we are holding our breaths. We are almost afraid to dream of all the remarkable possibilities in case they don’t manifest. We are preparing for battles that most of us will never even have to fight. We are holding our breath as we armor up for the unknown.
There is a reason that breathing is a critical part of the labor and birth process. It is through the deep, focused, measured breaths that we move forward into the unknown. It prepares our brains and bodies for what is to come. It slows our heart rates and clears our minds. It allows us to be present in the moment, without interference from past or future.
You’ve got this! We’ve got this! We will take it one step at a time. Together we’ll rejoice over surprising victories, deal with frustration, and probably shed a tear or two. You won’t be doing it alone. Let’s not bring forward events of the past, and let’s not anticipate so many things that likely won’t happen.
Let’s JUST breathe! Take it one breath at a time. You’ve got this!

tokenized:
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 This workshop series , designed specifically to meet the need of busy parents and caregivers , cuts quickly to the core areas of need for children with Autism , ADHD , Dyslexia , Auditory and Sensory Processing Disorders , and many other areas of extra need .
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 A few weeks ago , my husband and I went to see the movie “ The Imitation Game . ” It is the story of Alan Turing , a British scientist , cryptanalyst , and computing pioneer , and his development of a system to crack Nazi codes in order to significantly shorten World War II . It was both fascinating and brilliantly acted . Benedict Cumberbatch ’s Turing breathtakingly transports viewers to another place and time .
 As we processed through the movie over dinner , my husband ( an engineer himself ) , said , ” He was a pretty quirky guy , was n’t he ? ” I shared my hunch that Turing ’s portrayal was indicative of someone with Asperger ’s Syndrome , reviewing the nuances that led me to that conclusion .
 I became intrigued if my intuition was correct . I spent the evening diving into blogs , websites , and eventually Autism activist sites , hoping to find the opinions of others . Although the term Asperger ’s was not around during Turing ’s life , I found there is great debate in the Autism community about the pros and cons of posthumous diagnostics . Many were passionate about the danger of applying labels to someone who is not alive to interview or participate in the diagnostic process . Others were equally vehement about the societal advantages of adding brilliant , world - altering people into the category of those living successfully with some form of autism . Before I knew it , I ’d spent several hours drawn into to the debate and reading link after link , comment after comment .
 I stopped dead in my tracks . DID it really matter if Turing is considered to have been on the autism spectrum ? Of course not . A posthumous diagnosis does not change who he was , the impact he had on our every day lives in terms of computer science , or his undeniable shortening of World War II .
 So why had I spent hours digging , researching , reading ? Yes , it was out of curiosity , diligence , and an interest in the opinions of activists within the autism community , but I have to admit , ashamedly , that is was also part of my need to make sense of a highly unusual man . It was my need to put things neatly in a box , tied with a bow . I was disappointed in myself , quite honestly . I try diligently to spend my days helping teachers , parents , children look outside of the box , to celebrate their uniqueness , to be empowered to find their own way , and yet here I was , trying to fit someone nicely and neatly into a corner , giving a label some kind of power .
 Shame on me . I should know better . Honestly , we all should .
 It does n’t matter . Diagnosis do n’t matter . Yes , yes , they do help us answer questions , they can certainly help us obtain services , and quite often they can help us guide interventions . But when it comes to understanding , TRULY understanding , a person , his or her traits , his qualities , her heart , a diagnostic label is a grossly insufficient way to tie things up .
 Brilliant , funny , loving , tender , energetic….these are the words that matter .
 Child . Father . Brother . Sister . Uncle . Son . These are the words that matter .
 In the midst of our diagnosis - laden , therapy - heavy world , sometimes we need to stop , take a deep breath , and really focus on was DOES matter . It is the true heart and soul of each individual , the rare and unmatched gifts and talents we all bring to the table , that determine who we are in this world .
 What a month August has been ! I have had the humbling opportunity to quite literally meet with teachers , parents and administrators across the country ! From a large district in Cheyenne , Wyoming to a private school is Washington , D.C. , teachers and administrators have been busily preparing for a fresh year of learning . From a small adobe school in Albuquerque , New Mexico , to a school for unique learners in Tulsa , Oklahoma , bulletin boards are going up , pencils are being sharpened , and fresh books are being placed on desks in anticipation of students . From a district in Lexington , Kentucky , where teachers came during their own summer days to learn about children with learning challenges to a group of motivated and profoundly dedicated home school parents in Atlanta , Georgia , the 2015 - 2016 school year is underway .
 OUR KIDS ARE IN GOOD HANDS !
 My work affords me the unique ability to view education in every form in every state . It is a rare and sacred experience for someone like me , who has never dreamed of being anything other than a teacher .
 What I know is this : Our kids are in good hands !
 I am blessed to spend my days with teachers : Classroom teachers , home school teachers , public school teachers and private school teachers . Teachers who wake up every morning , pushing through the fatigue and haze of sleepiness to quickly grab materials together to create the lesson that came to them in their sleep . Teachers who have gone out and developed schools to meet the needs of other children who have challenges similar to their child ’s . Teachers who have given up their own careers or person goals to stay home and educate their own children , even though it means seldom having a break or a second for themselves .
 Teachers are a forced with which to be reckoned ! ! !
 Aside from a mother ’s ferocious love for her children , I know of few other earthly forces as powerful as the Teaching Heart . Thousands upon thousands of men and women face every day , ready to love , nurture and educate our children . Against increasing and ceaseless odds , they demonstrate dedication , energy , creativity , passion , compassion , mastery and curiosity . They spend their own time , their own limited income , and their own emotional resources to keep children engaged , loved and moving forward . They teach our children how to read , how to add , and how to share . They teach that art is essential , music is magical , and who you are on the playground is as important as how you do in the classroom .
 So let me share the good news : Our kids are in good hands !
 Our diverse , expansive and often tumultuous nation is brimming over with people dedicated to the art of teaching . Nurture your child ’s teachers . Be present . Be available . Ask them what they need , and then help out . Encourage and support them . When you see your child ’s teacher dragging at the end of a long day , smile and say thank you . Take the time to ask you neighbor why she has chosen to home school her children , and watch as her eyes light up . Almost every teacher will tell you it ’s never the children that cause them to leave the profession . It ’s never their lack of love or dedication , but rather a sense of unsurmountable expectations that do n’t seem to go noticed or appreciated . Show your support and appreciation . Let ’s keep the good ones around .
 There is life - changing power in the Teaching Heart . It is the power to move mountains , the power to love children , the power to change the world . Think about it . Pray about it . Then go nurture it .
 The 4 of July . Just the thought of this holiday floods my heart and brain with precious childhood memories . I can close my eyes and instantly be transported back in time . I am a little girl in pristine Madeira , Ohio , holding my dad ’s hand while we stood on the sidewalk outside the Daisy Chain gift shop and watched the parade go by . I look up at my dad , a veteran of the Korean War , as tears stream down his cheeks and his free hand is either placed over his heart or is saluting other vets marching by . I am equal parts embarrassed and impressed as his voice seems to be the loudest , boldest one singing God Bless America as the high school marching band plays . The parade is followed by a huge 20 - family cookout in the cul - de - sac , complete with decorate - your - bike contests , endless hours of Kick the Can , and of course hundreds of sparklers . My memories are of what July 4 should be … .a country - wide birthday party for America .
 Today I still look upon the 4 of July as our nation ’s birthday party , but I find myself focusing more on the concept of independence and freedom . I realize now , from the vantage of age ( and I hope wisdom ) , the sacrifices that went in to our ability to march in parades and watch fireworks . Though my dad never spoke of his war days , I have learned more about what he likely experienced , and the tears have a more powerful message to me . Now I am married to a veteran , and this 4 I have a nephew who is deployed . While I cherish the day to join the country in an American birthday celebration , I also am humbled and overwhelmed with the ability to pull back the curtain and see what cost this freedom and independence has been for so many .
 How brave those men were 239 years ago , signing a declaration of independence from tyranny and an over - reaching government , not knowing what was ahead , but knowing with faith and conviction they could move forward . This July 4 , as we enjoy grilling out and spending time with family and friends , let ’s not forget the cost of freedom , and take inspiration from the visionaries that came before us !
 Thank you so much to those of you who have contacted me after speaking engagements , conferences , and meetings , asking if there is a way of sharing information and updates in an ongoing manner .
 I have always been a bit intimidated about the whole “ blogosphere ” thing , but I agree with you….there are too many cutting edge research articles , books to review , and new products that can help our kids to not get information out on a more regular basis .
 SO….here it is ! I will use this space to interview professionals , review products and books , and to share insights and ideas . My hope is that this will become an interactive forum where we can all share ideas and encouragement , and new ways to reach children who struggle !
 Stay tuned , the first “ real ” blog entry is soon to follow . I look forward to visiting with you soon !
 Depending on your part of the country , the new school year is only a matter of days or weeks away .
 It ’s the season of new action - hero backpacks , freshly sharpened pencils , the aroma of fresh crayons , and the bustling commotion back - to - school open houses .
 Parents and students eagerly fill the halls , crowding around the lists hung neatly on the walls to see which class , which friends , which teachers will be part of creating the year ahead .
 And also a bit terrifying . As much as hope factors into a new , unseen adventure , so does fear , especially if you are the parent of a child who learns or behaves in a slightly ( or obviously ) different way . For these parents , it ’s often less about seeing if their son ’s best friend is in the class as it is about if their son will MAKE a friend in this class . It ’s less about did we get the teacher the moms at the grocery store said was the best , and more about will the teacher “ get ” my daughter , will she be able to see her creativity beneath her blurting out , will she understand that that IS my son ’s best work , even if it appears to be hurried and scribbled .
 As a parent of a struggling student myself , I know that feeling oh - too - well . As a professional who has had the privilege of ushering in new school years with hundreds of families of unique kids , I ’ve shared this crazy mix of hope and caution over many tables and cups of coffee .
 Without exception , what almost always happens , is we realize we are holding our breaths . We are almost afraid to dream of all the remarkable possibilities in case they do n’t manifest . We are preparing for battles that most of us will never even have to fight . We are holding our breath as we armor up for the unknown .
 There is a reason that breathing is a critical part of the labor and birth process . It is through the deep , focused , measured breaths that we move forward into the unknown . It prepares our brains and bodies for what is to come . It slows our heart rates and clears our minds . It allows us to be present in the moment , without interference from past or future .
 You ’ve got this ! We ’ve got this ! We will take it one step at a time . Together we ’ll rejoice over surprising victories , deal with frustration , and probably shed a tear or two . You wo n’t be doing it alone . Let ’s not bring forward events of the past , and let ’s not anticipate so many things that likely wo n’t happen .
 Let ’s JUST breathe ! Take it one breath at a time . You ’ve got this !