text: Everyone wants to earn a maximum of money to secure a comfortable life in which he can not does not deny. Of course, this requires a lot of work, or else successfully invest their available savings. The thing comes down to the question of where to invest the money that they bring real profit. The complexity of the whole that in actual fact, a lot of options and none of them is fully optimal and does not guarantee huge profits without risks. A popular option in recent years for many people has become the currency market Forex. Thinking where to invest money, people choose this method, as it gives an opportunity to get real income. Of course, if certain nuances. Foreign exchange market - a huge complex global financial system. That is, we should say that before investing in forex, you should carefully work, familiarize yourself with all the features and nuances of the market. Investing its funds in securities (shares) - a rather profitable kind of investment best to invest in, however, is fraught with many element, because the market is constantly changing, and in order to keep up with him, to notice certain trends, you need to have special knowledge and skills, education, eventually appropriately. Internet - a storehouse of information. With the right approach, it is using it, you can gather a lot of knowledge in the field of investment. It only remains to understand how reliable your contribution to this or that company, and to do it is not easy.

tokenized: Everyone wants to earn a maximum of money to secure a comfortable life in which he can not does not deny . Of course , this requires a lot of work , or else successfully invest their available savings . The thing comes down to the question of where to invest the money that they bring real profit . The complexity of the whole that in actual fact , a lot of options and none of them is fully optimal and does not guarantee huge profits without risks . A popular option in recent years for many people has become the currency market Forex . Thinking where to invest money , people choose this method , as it gives an opportunity to get real income . Of course , if certain nuances . Foreign exchange market - a huge complex global financial system . That is , we should say that before investing in forex , you should carefully work , familiarize yourself with all the features and nuances of the market . Investing its funds in securities ( shares ) - a rather profitable kind of investment best to invest in , however , is fraught with many element , because the market is constantly changing , and in order to keep up with him , to notice certain trends , you need to have special knowledge and skills , education , eventually appropriately . Internet - a storehouse of information . With the right approach , it is using it , you can gather a lot of knowledge in the field of investment . It only remains to understand how reliable your contribution to this or that company , and to do it is not easy .


text:
Fiber-filled plums or prunes are a safe, natural way to cure constipation. Follow our easy step-by-step instructions to learn how to puree fresh plums or prunes.
Fresh plums, or prunes, are an excellent defense against constipation. A ripe plum will smell sweet at the stem and give slightly when you squeeze it; the color can vary and isn't a good indicator of ripeness. Look for fruit that's free of nicks, bruises, and other blemishes. Prunes are a great alternative when fresh plums aren't in season. One whole plum yields about four ounces of puree.
Wash the plum with a mixture of three parts water and one part white vinegar to remove bacteria. Rinse under cool running water and dry.
Bring water to a boil in a medium saucepan and then add peaches to the water for about 45 seconds. With a slotted spoon, remove plum from boiling water and plunge into an ice bath immediately. After plum has been fully submerged, remove and peel the skin with your fingers or a sharp paring knife.
Slice plum in half, lengthwise, working your way around the pit. Twist and pull the plum halves apart. Use a spoon to pry out the pit, or stick the blade of a sharp knife into the pit and twist until the pit pops out. Slice each half into even-sized slices then quarter each slice.
Puree plum in a food processor or blender until smooth. Add water as needed to reach desired consistency.
For chunkier plum puree, which is ideal for babies 10 months or older, mash the plum with a potato masher instead of pureeing it.
Cool plum puree and refrigerate leftovers in BPA-free containers for up to 3 days. Freeze leftovers for up to 3 months. Thaw overnight in your refrigerator.
If working with prunes: Cook pitted prunes until tender (about 15 minutes). Puree prunes, adding water as necessary, until smooth. Mix with foods list in step 5. Follow refrigeration and freezing instructions in step 6.

tokenized:
Fiber - filled plums or prunes are a safe , natural way to cure constipation . Follow our easy step - by - step instructions to learn how to puree fresh plums or prunes .
 Fresh plums , or prunes , are an excellent defense against constipation . A ripe plum will smell sweet at the stem and give slightly when you squeeze it ; the color can vary and isn't a good indicator of ripeness . Look for fruit that's free of nicks , bruises , and other blemishes . Prunes are a great alternative when fresh plums aren't in season . One whole plum yields about four ounces of puree .
 Wash the plum with a mixture of three parts water and one part white vinegar to remove bacteria . Rinse under cool running water and dry .
 Bring water to a boil in a medium saucepan and then add peaches to the water for about 45 seconds . With a slotted spoon , remove plum from boiling water and plunge into an ice bath immediately . After plum has been fully submerged , remove and peel the skin with your fingers or a sharp paring knife .
 Slice plum in half , lengthwise , working your way around the pit . Twist and pull the plum halves apart . Use a spoon to pry out the pit , or stick the blade of a sharp knife into the pit and twist until the pit pops out . Slice each half into even - sized slices then quarter each slice .
 Puree plum in a food processor or blender until smooth . Add water as needed to reach desired consistency .
 For chunkier plum puree , which is ideal for babies 10 months or older , mash the plum with a potato masher instead of pureeing it .
 Cool plum puree and refrigerate leftovers in BPA - free containers for up to 3 days . Freeze leftovers for up to 3 months . Thaw overnight in your refrigerator .
 If working with prunes : Cook pitted prunes until tender ( about 15 minutes ) . Puree prunes , adding water as necessary , until smooth . Mix with foods list in step 5 . Follow refrigeration and freezing instructions in step 6 .


text:
6980 Marketplace, Camino Real Marketplace, Goleta (Hollister and Storke Rd.), 805-968-2810, casual, inexpensive, quick Good beer! If busy, other restaurants are nearby.
5722 Calle Real, Goleta: 805-964-5755, Great Fresh Seafood served in many styles. Modertly expensive.
Casual, inexpensive, Interesting Burgers, They are part of Silver Greens, who provides our lunches. A percentage of their profits go to charity.
6987 State St. (in 5 Points Shopping Mall), 805-967-6037, Casual California café with excellent food, moderate prices.
3026 State Street, Santa Barbara, 805-682-6561, Indian, voted best Indian Restaraunt by Santa Barbara Independant Readers many times, moderate prices.
2251 Las Positas Rd., Santa Barbara, 805-898-2238, Chinese, excellent, moderate prices.
702 Anacapa St., Santa Barbara, 805-962-4416. American, patio dining, Reservations recommended, moderate prices steaks, seafood, burgers.

tokenized:
6980 Marketplace , Camino Real Marketplace , Goleta ( Hollister and Storke Rd . ) , 805 - 968 - 2810 , casual , inexpensive , quick Good beer ! If busy , other restaurants are nearby .
 5722 Calle Real , Goleta : 805 - 964 - 5755 , Great Fresh Seafood served in many styles . Modertly expensive .
 Casual , inexpensive , Interesting Burgers , They are part of Silver Greens , who provides our lunches . A percentage of their profits go to charity .
 6987 State St. ( in 5 Points Shopping Mall ) , 805 - 967 - 6037 , Casual California café with excellent food , moderate prices .
 3026 State Street , Santa Barbara , 805 - 682 - 6561 , Indian , voted best Indian Restaraunt by Santa Barbara Independant Readers many times , moderate prices .
 2251 Las Positas Rd . , Santa Barbara , 805 - 898 - 2238 , Chinese , excellent , moderate prices .
 702 Anacapa St. , Santa Barbara , 805 - 962 - 4416 . American , patio dining , Reservations recommended , moderate prices steaks , seafood , burgers .


text:
The 2016 edition of the John Martyn Gathering in Yorkshire will take place on the 24th, 25th and 26th of June. Location is the famous Green Dragon. The organizers promise three days and nights of John Martyn related activities. The program features some fantastic artists, special guests, and also an open mic stage and guitar workshops.
Weekend tickets cost 30 pounds. Which is 'cheaper than Glastonbury, and you're guaranteed to see everything.' This event is on a much smaller scale, of course.
Rooms can be booked directly at The Green Dragon (details below) and there's also a camping available.
Saturday & Sunday morning/ afternoon we will have guitar workshop, tuition & open stage.

tokenized:
The 2016 edition of the John Martyn Gathering in Yorkshire will take place on the 24th , 25th and 26th of June . Location is the famous Green Dragon . The organizers promise three days and nights of John Martyn related activities . The program features some fantastic artists , special guests , and also an open mic stage and guitar workshops .
 Weekend tickets cost 30 pounds . Which is ' cheaper than Glastonbury , and you 're guaranteed to see everything . ' This event is on a much smaller scale , of course .
 Rooms can be booked directly at The Green Dragon ( details below ) and there 's also a camping available .
 Saturday & Sunday morning/ afternoon we will have guitar workshop , tuition & open stage .


text:
Looking for a customization edit on one of my ready-made in-stock graphics?
I've got you covered with some very easy to order; super affordable options, that will give you the look you need to fit your brand, your blog or that crafty project you've got goin' on.
Each option has its own selection of choices inside, chosen to suit the most popular requests. In addition to character edits all options include coloration edits for the clothing and accessories so that you can match perfectly to your project.
Here is a simplified breakdown of the options. If a customized order is something you're interested in, please review the full details of each option and feel free to drop me an email if you have questions.
OPTION 1: Choose a simple edit where we just swap out the head on any design set for any one of my other pre-made characters. Easy peasy. From just $15.
OPTION 2: For even more flexibility you can build your own character from a wider selection of ready-made mix and match options. From just $18.
OPTION 3: Need a few more bespoke edits, I've got some of that too. Starting at $5 extra.
Choose from each of these quick order options here.
I create female character graphics. Each gal I create is given a name and then comes in a few ready-made variations that are included automatically with any in-stock purchase.
For example, every caucasian gal comes made with blonde, brunette and auburn hair as well as blue, green and brown eyes for each image. Darker gals come in three skin tone variations.
These are my basic choices, ready-made as stock clipart available for instant download.
I then also offer a selection of customizations for any of the stock clipart in my shop. Things like color changes, character swaps, and even creating your own set selection from across all my stock clipart.
So what's a character swap you ask? Simple, we just replace one head design with that of another from my pre-made or build your own options!
Everything offered in the customizations is based on my pre-made artwork, and while I don't currently offer a more bespoke one-of-a-kind type service to create brand new designs, there are a considerable number of options for creating a more personalized graphic in the above selections. Plus, I'm always adding more stock options to my store.
Still have questions? Drop me a line and I'll see if I can help. Contact me here.

tokenized:
Looking for a customization edit on one of my ready - made in - stock graphics ?
 I 've got you covered with some very easy to order ; super affordable options , that will give you the look you need to fit your brand , your blog or that crafty project you 've got goin' on .
 Each option has its own selection of choices inside , chosen to suit the most popular requests . In addition to character edits all options include coloration edits for the clothing and accessories so that you can match perfectly to your project .
 Here is a simplified breakdown of the options . If a customized order is something you 're interested in , please review the full details of each option and feel free to drop me an email if you have questions .
 OPTION 1 : Choose a simple edit where we just swap out the head on any design set for any one of my other pre - made characters . Easy peasy . From just $ 15 .
 OPTION 2 : For even more flexibility you can build your own character from a wider selection of ready - made mix and match options . From just $ 18 .
 OPTION 3 : Need a few more bespoke edits , I 've got some of that too . Starting at $ 5 extra .
 Choose from each of these quick order options here .
 I create female character graphics . Each gal I create is given a name and then comes in a few ready - made variations that are included automatically with any in - stock purchase .
 For example , every caucasian gal comes made with blonde , brunette and auburn hair as well as blue , green and brown eyes for each image . Darker gals come in three skin tone variations .
 These are my basic choices , ready - made as stock clipart available for instant download .
 I then also offer a selection of customizations for any of the stock clipart in my shop . Things like color changes , character swaps , and even creating your own set selection from across all my stock clipart .
 So what 's a character swap you ask ? Simple , we just replace one head design with that of another from my pre - made or build your own options !
 Everything offered in the customizations is based on my pre - made artwork , and while I do n't currently offer a more bespoke one - of - a - kind type service to create brand new designs , there are a considerable number of options for creating a more personalized graphic in the above selections . Plus , I 'm always adding more stock options to my store .
 Still have questions ? Drop me a line and I 'll see if I can help . Contact me here .


text:
Right now Utahns who earn between 100-400% of the federal poverty level are eligible to receive premium subsidies to purchase private insurance on healthcare.gov. However, individuals who earn below 100% FPL—even $100 below that limit—make too little to use healthcare.gov. A single person earning less than $11,490 and a family of three earning less than $19,530 can’t receive subsidies. Plus, many of them earn too much to qualify for Utah Medicaid. They are stuck in the Medicaid Coverage Gap. About 60,000 Utahns are falling into this hole.
They are teenage cancer patients.
They are residents of every legislative district in Utah.
And they are realizing that Medicaid expansion would help then live healthier and more productive lives.
Here are two stories from Utah’s Coverage Gap.
Ryan was an associate provost at a Utah college. He has a Ph.D. and over 30 years of experience in higher education administration. But when Ryan lost his job in December, he found himself, his wife, and son without affordable health insurance coverage options. Ryan knew he had to seek assistance immediately as his wife has diabetes and needs medications that cost over $1,000 a month. When he applied for coverage on healthcare.gov he was told he qualified for Medicaid. But when he applied for Medicaid through the Utah Department of Workforce Services, he was told he didn’t qualify in Utah. Ryan and his family are caught in Utah’s coverage gap. Because he is currently unemployed, and his wife is unable to work due to ongoing medical conditions, they don’t qualify for Medicaid. If Utah expands Medicaid, Ryan and his wife would have health insurance while he searches for a new job. For Ryan, health insurance means stabilizing his wife’s illness and avoiding the threat of medical bankruptcy.
David was laid off in November, 2013. He and his wife JoAnn knew that they needed insurance, so they purchased COBRA insurance. Their cost for one month of COBRA coverage was $800. Realizing they couldn’t extend coverage beyond the one month, they applied for health insurance on healthcare.gov. They were told they qualified for Medicaid in Utah. When they applied for Medicaid, they were told they don’t meet categorical requirements to be eligible.
JoAnn has Charcot Foot, a common problem for diabetics. While they had insurance under David’s previous job, she got treatment for her illness, including an amputation. JoAnn needs skin grafts and physical therapy to continue her recovery. But without insurance, JoAnn can only hope it heals by itself. David has high blood pressure, but can’t afford the medications he needs to keep it in check. Both JoAnn and David are hopeful that he will get a new job with health insurance. But if Utah closed the coverage gap, both JoAnn and David would have health insurance coverage until he finds employment.
Last week the federal government released detailed data for the first month of marketplace enrollment (October 1 through November 2). Utah’s numbers were included in the 29-page data dump.
>>A total of 6,186 Utahns have finished applications (some for more than one person), but have not yet picked a plan.
>>3,883 of the Utah applicants qualified for premium subsidies to make their insurance premiums more affordable.
>>Successful Medicaid and CHIP applicants accounted for 4,816 Utahns on the marketplace. An unknown number also applied through state agencies.
>>Utahns are waiting until the December 15 and March 31 deadlines to purchase their marketplace insurance. Here’s a comment from the 11/13/13 Salt Lake Tribune article, Fewer than 400 Utahns able to shop Obamacare exchange.
>>How many people do you know have purchased all of their Christmas presents? Face it: We are a last-minute society.
Failed Launch or Slow Start?
-If I create a new login will it work?
-How about applying at 2am?
No, that’s when the website is being overhauled.
-What if I refresh my computer screen 500 times?
Nada, and now you’ve got a repetitive stress injury. Good thing pre-existing conditions don’t matter anymore.
Two weeks after the debut of the Affordable Care Act’s marketplaces—including healthcare.gov here in Utah–the promise of reform has been temporarily replaced by an error message.
But it will get fixed.
Yes, some Utahns have signed up for new insurance. If it wasn’t for the success of Phil Sherburne, Leia Bell and their three kids, we’d all probably be at stage four: “Depression.” Soon after October 1st Phil signed up his family for a silver-level insurance policy that cost them $123 a month. And it took him “about an hour,” he told the Salt Lake Tribune. How? We don’t know. As we drafted this article our healthcare.gov login screen was stuck in digital purgatory.
Criticism of healthcare.gov’s abortive launch is blunt and universal.
Ezra Klein called the debut a “failure” in the Washington Post’s Wonkblog. The New York Times quoted an insurance official describing the federal website as “awful, just awful.” And Avik Roy, never a fan of Obamacare, headlined a recent a Forbes.com post with “third-world experience,” referring to a now prescient March 2013 warning from the chief information officer at the Centers for Medicare and Medicaid Services (CMS).
Still, the middle of October is 14 days into a 180-day open enrollment period. Even if you count February 15th as the drop-dead enrollment date to avoid a tax penalty, about 90 percent of the enrollment window remains.
And so the question isn’t whether healthcare.gov will be fixed.
The question is… when it is finally fixed; will the millions of people who have struggled to log on notice that the website’s door is now open?
Perhaps yes, suggests this opinion piece in the Times. “Interested customers will come back often,” it explains, citing an average of 18 inquiries on the 2006-era Massachusetts Health Connector website before a person signed up for coverage.
The Obama administration has set a goal of seven million Americans signed up for new coverage in 2014. And for the marketplaces to maintain the proper risk balance, many of the new enrollees must be the “young invincibles” for whom health insurance isn’t a medical necessity, but convenient financial security or something that makes mom happy.
So far the state-run exchanges are doing better than the federal exchanges—including 1,000 applicants a day in Kentucky, and 305 newly covered lives during the first week of Colorado’s marketplace. Where is Utah? Besides the Sherburne-Bell family—we don’t know. This Advisory Board post estimates 5,000 successful applicants among the 26 states with federal marketplaces—compared to almost 25,000 in the state-run exchanges. As of mid-October, Utah data is non-existent.
For advocates, enrollment specialists, and health professionals, the fallback position for now is education and outreach.
We can explain what healthcare.gov will do even if the reality isn’t available yet in Utah. Plus, we can promote helpful workarounds like the Kaiser Family Foundation’s subsidy calculator—and the new plan preview tool at healthcare.gov—which doesn’t require a login or identity verification.
Plus, UHPP’s calendar of “Health Reform 101” presentations is staying active.
We’ve held 67 events since January, reaching almost 2,900 Utahns. And we have 15 more educational events scheduled for the second half of October, including presentations in Provo, Orem, Ogden, and Moab. To schedule a “just the facts” educational presentation about the ACA for your group or organization, email Jason Stevenson, or call him 801-433-2299, x5.
Utah’s decision on whether to expand Medicaid coverage is one of the last pieces of the health reform puzzle to fall into place. And thanks to recent comments and events, we now have a likely timeline for when a decision will be made.
A community workgroup, organized by the Utah Department of Health, has been studying Medicaid expansion throughout the summer. To cover more ground, the workgroup split into five subgroups each focused on a specific approach: Full expansion; Partial expansion; Block grant; Full-family coverage; and Charity care. UHPP has been active in all subgroups, and Matt Slonaker co-chairs the Full expansion group. This recent Salt Lake Tribune article describes the self-reported pluses and minuses of each approach to expansion.
Next up: After the full community workgroup meets again on September 5th, each subgroup will report during Governor Gary Herbert’s Health Summit on September 26th. Then Gov. Hebert will decide in December whether to include funding for Medicaid expansion in his next budget proposal. If he proposes some kind of Medicaid expansion, the governor still needs the approval of the Utah legislature during the 2014 legislative session. According to a state-sponsored study, 123,000 Utahns (including these folks) would become eligible for coverage if Utah expands Medicaid.
On August 1st the community workgroup met to hear to preliminary reports from each of the five subgroups. This event also served as a dress rehearsal for the governor’s health summit in September.
UHPP observed two major developments during the August 1st meeting. First, Dr. Sven Wilson, a BYU economist who earned a PhD at the University of Chicago, told the workgroup that Medicaid expansion is a good, lean investment for the state. Dr. Wilson also shared his calculation that expanding Medicaid would cost Utah around $158 per new enrollee per year (see page 4). Second, consensus is building across multiple subgroups to employ premium subsidies as an alternative to the traditional Medicaid expansion (see more below). From UHPP’s perspective, the August 1st meeting was productive and educational for the workgroup members and the general public. However, one idea did not receive enough attention: The notion that federal government will only fund a plan that covers Utah’s entire Medicaid expansion population.
Most of the August 1st meeting was taken up with presentations by the five subgroups. Each subgroup had at least one plan and the Block Grant group, headed by Sen. Todd Weiler (R-Woods Cross) discussed three proposals. Some presentations were substantive, and others were more conceptual. But one thing was evident after hearing from all the groups: Progress is being made as Utah’s policymakers and lawmakers focus on studying the issue and developing real solutions.
One theme shared by several subgroups was the use of premium subsidies to enable low-income Utahns to purchase private insurance instead of get Medicaid. This approach would leverage new federal funds to help Medicaid beneficiaries purchase private coverage through a state’s new health insurance exchanges. Arkansas pioneered this approach, and states like Ohio, Tennessee, Florida, and Pennsylvania might follow its lead.
Three subgroups (Full expansion, Partial expansion, and Block Grant) are considering subsidy-based alternatives to the Medicaid expansion. The good news is that, if done right, a subsidy-based plan may be eligible for the federal match that starts at 100% and phases down to 90% by 2020.
Unfortunately, in UHPP’s estimation, not enough attention was paid to whether the various premium-subsidy proposals would be eligible for the 100% to 90% federal match. Without the full match, Utah would be stuck with the same finite resources of the current 70% federal match rate. Plus, the federal government has made it clear that partial expansion plans won’t receive the full match rate. Going forward, UHPP will work to determine whether Utah’s various premium-subsidy proposals will be eligible for the full federal match.
Several meetings in August and September will lay the groundwork for the state’s upcoming decision on Medicaid expansion.
Note: During this meeting the committee will discuss the model for charity care outlined in the 8/16/13 document “Strengthening Our Safety Net: A Proposal.” This proposal would recommend that Utah charter a nonprofit to establish eight outpatient clinics along the Wasatch Front where patients could receive free care. Three clinics would be located in Salt Lake county, two in Utah county, and one each in Davis, Weber, and Cache counties.
According to recent remarks by Gov. Herbert, his decision on the Medicaid expansion will be reflected in his budget proposal in December.
Last Wednesday HHS released the final rules on Essential Health Benefits (EHB)—the “floor” of ten benefits (like hospitalization, maternity and newborn care, and mental health services) that must be offered by insurance plans on each state’s individual and small business exchanges, Medicaid state plans, and on any new insurance plans offered outside the exchanges. The rule also prohibits discrimination based on age or pre-existing conditions, describes prescription drug benefits and determines levels of coverage. For more details on what changed between the proposed rules unveiled last November and the update last week, check out this excellent summary from Georgetown’s Center for Children and Families.
Utah did not change or upgrade its EHB standard during the comment period.
See Utah’s current EHB standard here: As you can see, there are not a lot of frills in Utah’s standard, though the state seems to meet the minimum requirements. For example, that standard still covers only eight outpatient mental health visits per year.
But Nehring says the tacit approval given by HHS to Utah’s benchmark plan seems to indicate that they either didn’t notice that Utah’s age limitations for children’s dental and vision care in violation of the Affordable Care Act standards, or they didn’t care.
Next Step: UHPP and partners will take up these issues directly with CCIIO (the agency that oversees exchanges) in our conference call with the head of CCIIO, Gary Cohen, and his staff on February 27th.
>>Check out the final rule on Essential Health Benefits.

tokenized:
Right now Utahns who earn between 100 - 400 % of the federal poverty level are eligible to receive premium subsidies to purchase private insurance on healthcare.gov . However , individuals who earn below 100 % FPL — even $ 100 below that limit — make too little to use healthcare.gov . A single person earning less than $ 11,490 and a family of three earning less than $ 19,530 ca n’t receive subsidies . Plus , many of them earn too much to qualify for Utah Medicaid . They are stuck in the Medicaid Coverage Gap . About 60,000 Utahns are falling into this hole .
 They are teenage cancer patients .
 They are residents of every legislative district in Utah .
 And they are realizing that Medicaid expansion would help then live healthier and more productive lives .
 Here are two stories from Utah ’s Coverage Gap .
 Ryan was an associate provost at a Utah college . He has a Ph.D. and over 30 years of experience in higher education administration . But when Ryan lost his job in December , he found himself , his wife , and son without affordable health insurance coverage options . Ryan knew he had to seek assistance immediately as his wife has diabetes and needs medications that cost over $ 1,000 a month . When he applied for coverage on healthcare.gov he was told he qualified for Medicaid . But when he applied for Medicaid through the Utah Department of Workforce Services , he was told he did n’t qualify in Utah . Ryan and his family are caught in Utah ’s coverage gap . Because he is currently unemployed , and his wife is unable to work due to ongoing medical conditions , they do n’t qualify for Medicaid . If Utah expands Medicaid , Ryan and his wife would have health insurance while he searches for a new job . For Ryan , health insurance means stabilizing his wife ’s illness and avoiding the threat of medical bankruptcy .
 David was laid off in November , 2013 . He and his wife JoAnn knew that they needed insurance , so they purchased COBRA insurance . Their cost for one month of COBRA coverage was $ 800 . Realizing they could n’t extend coverage beyond the one month , they applied for health insurance on healthcare.gov . They were told they qualified for Medicaid in Utah . When they applied for Medicaid , they were told they do n’t meet categorical requirements to be eligible .
 JoAnn has Charcot Foot , a common problem for diabetics . While they had insurance under David ’s previous job , she got treatment for her illness , including an amputation . JoAnn needs skin grafts and physical therapy to continue her recovery . But without insurance , JoAnn can only hope it heals by itself . David has high blood pressure , but ca n’t afford the medications he needs to keep it in check . Both JoAnn and David are hopeful that he will get a new job with health insurance . But if Utah closed the coverage gap , both JoAnn and David would have health insurance coverage until he finds employment .
 Last week the federal government released detailed data for the first month of marketplace enrollment ( October 1 through November 2 ) . Utah ’s numbers were included in the 29 - page data dump .
 > > A total of 6,186 Utahns have finished applications ( some for more than one person ) , but have not yet picked a plan .
 > > 3,883 of the Utah applicants qualified for premium subsidies to make their insurance premiums more affordable .
 > > Successful Medicaid and CHIP applicants accounted for 4,816 Utahns on the marketplace . An unknown number also applied through state agencies .
 > > Utahns are waiting until the December 15 and March 31 deadlines to purchase their marketplace insurance . Here ’s a comment from the 11/13/13 Salt Lake Tribune article , Fewer than 400 Utahns able to shop Obamacare exchange .
 > > How many people do you know have purchased all of their Christmas presents ? Face it : We are a last - minute society .
 Failed Launch or Slow Start ?
 -If I create a new login will it work ?
 -How about applying at 2 am ?
 No , that ’s when the website is being overhauled .
 -What if I refresh my computer screen 500 times ?
 Nada , and now you ’ve got a repetitive stress injury . Good thing pre - existing conditions do n’t matter anymore .
 Two weeks after the debut of the Affordable Care Act ’s marketplaces — including healthcare.gov here in Utah – the promise of reform has been temporarily replaced by an error message .
 But it will get fixed .
 Yes , some Utahns have signed up for new insurance . If it was n’t for the success of Phil Sherburne , Leia Bell and their three kids , we ’d all probably be at stage four : “ Depression . ” Soon after October 1st Phil signed up his family for a silver - level insurance policy that cost them $ 123 a month . And it took him “ about an hour , ” he told the Salt Lake Tribune . How ? We do n’t know . As we drafted this article our healthcare.gov login screen was stuck in digital purgatory .
 Criticism of healthcare.gov ’s abortive launch is blunt and universal .
 Ezra Klein called the debut a “ failure ” in the Washington Post ’s Wonkblog . The New York Times quoted an insurance official describing the federal website as “ awful , just awful . ” And Avik Roy , never a fan of Obamacare , headlined a recent a Forbes.com post with “ third - world experience , ” referring to a now prescient March 2013 warning from the chief information officer at the Centers for Medicare and Medicaid Services ( CMS ) .
 Still , the middle of October is 14 days into a 180 - day open enrollment period . Even if you count February 15th as the drop - dead enrollment date to avoid a tax penalty , about 90 percent of the enrollment window remains .
 And so the question is n’t whether healthcare.gov will be fixed .
 The question is … when it is finally fixed ; will the millions of people who have struggled to log on notice that the website ’s door is now open ?
 Perhaps yes , suggests this opinion piece in the Times . “ Interested customers will come back often , ” it explains , citing an average of 18 inquiries on the 2006 - era Massachusetts Health Connector website before a person signed up for coverage .
 The Obama administration has set a goal of seven million Americans signed up for new coverage in 2014 . And for the marketplaces to maintain the proper risk balance , many of the new enrollees must be the “ young invincibles ” for whom health insurance is n’t a medical necessity , but convenient financial security or something that makes mom happy .
 So far the state - run exchanges are doing better than the federal exchanges — including 1,000 applicants a day in Kentucky , and 305 newly covered lives during the first week of Colorado ’s marketplace . Where is Utah ? Besides the Sherburne - Bell family — we do n’t know . This Advisory Board post estimates 5,000 successful applicants among the 26 states with federal marketplaces — compared to almost 25,000 in the state - run exchanges . As of mid - October , Utah data is non - existent .
 For advocates , enrollment specialists , and health professionals , the fallback position for now is education and outreach .
 We can explain what healthcare.gov will do even if the reality is n’t available yet in Utah . Plus , we can promote helpful workarounds like the Kaiser Family Foundation ’s subsidy calculator — and the new plan preview tool at healthcare.gov — which does n’t require a login or identity verification .
 Plus , UHPP ’s calendar of “ Health Reform 101 ” presentations is staying active .
 We ’ve held 67 events since January , reaching almost 2,900 Utahns . And we have 15 more educational events scheduled for the second half of October , including presentations in Provo , Orem , Ogden , and Moab . To schedule a “ just the facts ” educational presentation about the ACA for your group or organization , email Jason Stevenson , or call him 801 - 433 - 2299 , x5 .
 Utah ’s decision on whether to expand Medicaid coverage is one of the last pieces of the health reform puzzle to fall into place . And thanks to recent comments and events , we now have a likely timeline for when a decision will be made .
 A community workgroup , organized by the Utah Department of Health , has been studying Medicaid expansion throughout the summer . To cover more ground , the workgroup split into five subgroups each focused on a specific approach : Full expansion ; Partial expansion ; Block grant ; Full - family coverage ; and Charity care . UHPP has been active in all subgroups , and Matt Slonaker co - chairs the Full expansion group . This recent Salt Lake Tribune article describes the self - reported pluses and minuses of each approach to expansion .
 Next up : After the full community workgroup meets again on September 5th , each subgroup will report during Governor Gary Herbert ’s Health Summit on September 26th . Then Gov. Hebert will decide in December whether to include funding for Medicaid expansion in his next budget proposal . If he proposes some kind of Medicaid expansion , the governor still needs the approval of the Utah legislature during the 2014 legislative session . According to a state - sponsored study , 123,000 Utahns ( including these folks ) would become eligible for coverage if Utah expands Medicaid .
 On August 1st the community workgroup met to hear to preliminary reports from each of the five subgroups . This event also served as a dress rehearsal for the governor ’s health summit in September .
 UHPP observed two major developments during the August 1st meeting . First , Dr. Sven Wilson , a BYU economist who earned a PhD at the University of Chicago , told the workgroup that Medicaid expansion is a good , lean investment for the state . Dr. Wilson also shared his calculation that expanding Medicaid would cost Utah around $ 158 per new enrollee per year ( see page 4 ) . Second , consensus is building across multiple subgroups to employ premium subsidies as an alternative to the traditional Medicaid expansion ( see more below ) . From UHPP ’s perspective , the August 1st meeting was productive and educational for the workgroup members and the general public . However , one idea did not receive enough attention : The notion that federal government will only fund a plan that covers Utah ’s entire Medicaid expansion population .
 Most of the August 1st meeting was taken up with presentations by the five subgroups . Each subgroup had at least one plan and the Block Grant group , headed by Sen. Todd Weiler ( R - Woods Cross ) discussed three proposals . Some presentations were substantive , and others were more conceptual . But one thing was evident after hearing from all the groups : Progress is being made as Utah ’s policymakers and lawmakers focus on studying the issue and developing real solutions .
 One theme shared by several subgroups was the use of premium subsidies to enable low - income Utahns to purchase private insurance instead of get Medicaid . This approach would leverage new federal funds to help Medicaid beneficiaries purchase private coverage through a state ’s new health insurance exchanges . Arkansas pioneered this approach , and states like Ohio , Tennessee , Florida , and Pennsylvania might follow its lead .
 Three subgroups ( Full expansion , Partial expansion , and Block Grant ) are considering subsidy - based alternatives to the Medicaid expansion . The good news is that , if done right , a subsidy - based plan may be eligible for the federal match that starts at 100 % and phases down to 90 % by 2020 .
 Unfortunately , in UHPP ’s estimation , not enough attention was paid to whether the various premium - subsidy proposals would be eligible for the 100 % to 90 % federal match . Without the full match , Utah would be stuck with the same finite resources of the current 70 % federal match rate . Plus , the federal government has made it clear that partial expansion plans wo n’t receive the full match rate . Going forward , UHPP will work to determine whether Utah ’s various premium - subsidy proposals will be eligible for the full federal match .
 Several meetings in August and September will lay the groundwork for the state ’s upcoming decision on Medicaid expansion .
 Note : During this meeting the committee will discuss the model for charity care outlined in the 8/16/13 document “ Strengthening Our Safety Net : A Proposal . ” This proposal would recommend that Utah charter a nonprofit to establish eight outpatient clinics along the Wasatch Front where patients could receive free care . Three clinics would be located in Salt Lake county , two in Utah county , and one each in Davis , Weber , and Cache counties .
 According to recent remarks by Gov. Herbert , his decision on the Medicaid expansion will be reflected in his budget proposal in December .
 Last Wednesday HHS released the final rules on Essential Health Benefits ( EHB)—the “ floor ” of ten benefits ( like hospitalization , maternity and newborn care , and mental health services ) that must be offered by insurance plans on each state ’s individual and small business exchanges , Medicaid state plans , and on any new insurance plans offered outside the exchanges . The rule also prohibits discrimination based on age or pre - existing conditions , describes prescription drug benefits and determines levels of coverage . For more details on what changed between the proposed rules unveiled last November and the update last week , check out this excellent summary from Georgetown ’s Center for Children and Families .
 Utah did not change or upgrade its EHB standard during the comment period .
 See Utah ’s current EHB standard here : As you can see , there are not a lot of frills in Utah ’s standard , though the state seems to meet the minimum requirements . For example , that standard still covers only eight outpatient mental health visits per year .
 But Nehring says the tacit approval given by HHS to Utah ’s benchmark plan seems to indicate that they either did n’t notice that Utah ’s age limitations for children ’s dental and vision care in violation of the Affordable Care Act standards , or they did n’t care .
 Next Step : UHPP and partners will take up these issues directly with CCIIO ( the agency that oversees exchanges ) in our conference call with the head of CCIIO , Gary Cohen , and his staff on February 27th .
 > > Check out the final rule on Essential Health Benefits .


text: At Victoria Park Garage Ltd we aim to bring you the widest choice of used cars in St. Helens, Merseyside and at great prices. We have some fantastic deals on used TOYOTA cars, which are always changing. Browse our used cars below and contact us for more information on any of our second hand cars.

tokenized: At Victoria Park Garage Ltd we aim to bring you the widest choice of used cars in St. Helens , Merseyside and at great prices . We have some fantastic deals on used TOYOTA cars , which are always changing . Browse our used cars below and contact us for more information on any of our second hand cars .


text:
Howlite was first discovered in Nova Scotia in 1868 by Canadian mineralogist, Henry How. It is most commonly found in Canada and the U.S., but it has also been found in Mexico, Germany, Russia, Turkey, Pakistan, and Namibia. It’s raw form grows in cauliflower-like masses. Natural Howlite is an opaque white with grey veining, similar to the beautiful white & gray marble counter tops everyone wants in their kitchens right now. It has often been dyed in an attempt to pass it off as other, more expensive gemstones (typically turquoise or coral), but recently it has been easier to find in its natural white form. We’re so happy about that because it is beautiful in it’s natural state too.
A beneficial stone for pretty much everyone, Howlite is calming and soothes emotions. It brings a level of peace, happiness, and contentment to the wearer. The calming nature of Howlite reduces anxiety, tension, stress, pain, and anger. It can also increase awareness, wisdom, and enlightenment. In addition to all of that, Howlite can be used to combat insomnia and quiet overactive minds.
Stop into Bead World to feel the calming, peaceful vibes of Howlite.
Error: Error validating access token: Session has expired on Wednesday, 22-Aug-18 13:57:01 PDT. The current time is Thursday, 25-Apr-19 01:04:06 PDT.

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Howlite was first discovered in Nova Scotia in 1868 by Canadian mineralogist , Henry How . It is most commonly found in Canada and the U.S. , but it has also been found in Mexico , Germany , Russia , Turkey , Pakistan , and Namibia . It ’s raw form grows in cauliflower - like masses . Natural Howlite is an opaque white with grey veining , similar to the beautiful white & gray marble counter tops everyone wants in their kitchens right now . It has often been dyed in an attempt to pass it off as other , more expensive gemstones ( typically turquoise or coral ) , but recently it has been easier to find in its natural white form . We ’re so happy about that because it is beautiful in it ’s natural state too .
 A beneficial stone for pretty much everyone , Howlite is calming and soothes emotions . It brings a level of peace , happiness , and contentment to the wearer . The calming nature of Howlite reduces anxiety , tension , stress , pain , and anger . It can also increase awareness , wisdom , and enlightenment . In addition to all of that , Howlite can be used to combat insomnia and quiet overactive minds .
 Stop into Bead World to feel the calming , peaceful vibes of Howlite .
 Error : Error validating access token : Session has expired on Wednesday , 22 - Aug-18 13:57:01 PDT . The current time is Thursday , 25 - Apr-19 01:04:06 PDT .


text:
A beautiful presentation site with a booking tool integrated for a spa centre from Koh Samui, Thailand.
We created a new site to match the gorgeous setting of Tamarind Springs and wrote SEO optimized content to match the new look of the brand. Also, in order to increase sales, we built a booking tool on the site, so that visitors could make their reservations as easy as possible.
Project planning & management, UX design, graphic design, database design, programming (frontend + backend), testing, deployment.

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A beautiful presentation site with a booking tool integrated for a spa centre from Koh Samui , Thailand .
 We created a new site to match the gorgeous setting of Tamarind Springs and wrote SEO optimized content to match the new look of the brand . Also , in order to increase sales , we built a booking tool on the site , so that visitors could make their reservations as easy as possible .
 Project planning & management , UX design , graphic design , database design , programming ( frontend + backend ) , testing , deployment .


text: Table Top Objects explore the table surface as an open plan. The objects in this collection are considered pieces of furniture for the table top and are arranged in a manner similar to how a person composes the interior of a room. This scalar shift suggests a new behavioral model for both living and working conditions, where different areas of activity are implied—while still open and flexible—through simple spatial boundaries.

tokenized: Table Top Objects explore the table surface as an open plan . The objects in this collection are considered pieces of furniture for the table top and are arranged in a manner similar to how a person composes the interior of a room . This scalar shift suggests a new behavioral model for both living and working conditions , where different areas of activity are implied — while still open and flexible — through simple spatial boundaries .


text:
“I do not like carving the world into segments; we are one world”, said the only lady Prime Minister of India, Indira Gandhi. Daughter of the nation’s very first Prime Minister, Jawaharlal Nehru, Indira Gandhi was one of the longest serving Prime Minister of the country with a reign of around 15 years.
Known for her remarkable speeches and strong views on various social and political issues, Indira Gandhi often took the crowd by storm with her extraordinary presence. Outspoken, yet humble, she had much to contribute to the nation.
On her 34th death anniversary, to pay tribute to this powerful leader, we bring to you a collection of some inspirational sayings by Indira Gandhi on knowledge, freedom, power, and feminism.
* Happiness is a state of mind, you know. I don’t think you are permanently happy. One is happy about certain things and not so happy about others.
* To be liberated, a woman must feel free to be herself, not in rivalry to man but in the context of her own capacity and her personality.
* Popularity is not a guarantee of quality.
* The greatest of all contraceptives is affluence.
* You soon realize that the peak you’ve climbed was one of the lowest, that the mountain was part of a chain of mountains, that there are still so many, so many mountains to climb…And the more you climb, the more you want to climb – even though you’re dead tired.
* The purpose of life is to believe, to hope, and to strive.
* You must learn to be still in the midst of activity and vibrantly alive in repose.
* Difficulties can’t be eliminated from life. Individuals will always have them, countries will always have them…The only thing is to accept them, if possible overcome them, otherwise to come to terms with them. It’s all right to fight, yes, but only when it’s possible”.
* Whenever you take a step forward, you are bound to disturb something.

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“ I do not like carving the world into segments ; we are one world ” , said the only lady Prime Minister of India , Indira Gandhi . Daughter of the nation ’s very first Prime Minister , Jawaharlal Nehru , Indira Gandhi was one of the longest serving Prime Minister of the country with a reign of around 15 years .
 Known for her remarkable speeches and strong views on various social and political issues , Indira Gandhi often took the crowd by storm with her extraordinary presence . Outspoken , yet humble , she had much to contribute to the nation .
 On her 34th death anniversary , to pay tribute to this powerful leader , we bring to you a collection of some inspirational sayings by Indira Gandhi on knowledge , freedom , power , and feminism .
 * Happiness is a state of mind , you know . I do n’t think you are permanently happy . One is happy about certain things and not so happy about others .
 * To be liberated , a woman must feel free to be herself , not in rivalry to man but in the context of her own capacity and her personality .
 * Popularity is not a guarantee of quality .
 * The greatest of all contraceptives is affluence .
 * You soon realize that the peak you ’ve climbed was one of the lowest , that the mountain was part of a chain of mountains , that there are still so many , so many mountains to climb … And the more you climb , the more you want to climb – even though you ’re dead tired .
 * The purpose of life is to believe , to hope , and to strive .
 * You must learn to be still in the midst of activity and vibrantly alive in repose .
 * Difficulties ca n’t be eliminated from life . Individuals will always have them , countries will always have them … The only thing is to accept them , if possible overcome them , otherwise to come to terms with them . It ’s all right to fight , yes , but only when it ’s possible ” .
 * Whenever you take a step forward , you are bound to disturb something .


text:
It’s an exciting time in the Gossipverse: this tuesday (my b-day!) the season 2 DVDs come out and my book is already shipping from the Amazons (.com and .ca).
And we’ve booked a date for the launch party of my book: Monday September 14! I’ll post the details soon, but the general game plan: cocktails & snacks & general merriment followed by the premiere of season 3! So save the date, Torontonians.
Talking Gossip After Dark Podcast!

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It ’s an exciting time in the Gossipverse : this tuesday ( my b - day ! ) the season 2 DVDs come out and my book is already shipping from the Amazons ( .com and .ca ) .
 And we ’ve booked a date for the launch party of my book : Monday September 14 ! I ’ll post the details soon , but the general game plan : cocktails & snacks & general merriment followed by the premiere of season 3 ! So save the date , Torontonians .
 Talking Gossip After Dark Podcast !


text:
Secure Electronic Transactions (SET) is an "open, vendor-neutral, non-proprietary, license-free specification for securing on-line transactions". It leverages off the existing payment-card infrastructure and card-base. It is a collaborative initiative, spear-headed by Visa and MasterCard, but including other important players such as Microsoft and Netscape.
This document provides an overview and tentative assessment of the SET specification.
Visa and MasterCard are seeking to protect and exploit their current dominance of the world's payment mechanisms, and their members' investments in payment-processing infrastructure and market-share in transactions and funds management. To do this, they are proposing a means whereby card-details can be used over an open network such as the Internet, with a far higher level of fraud-prevention than is available with manual (flick-flack) and even data-capture at POS arrangements.
The scheme involves the use of digital signatures based on public key encryption, as a means of authenticating all participants in a card-based payment transaction.
The SET initiative is claimed to be, and appears to be, collaborative in nature, but it creates a platform upon which competitive services can be offered. In addition, to Visa and MasterCard (which have about 50% and 25% of the world's card-based payment processing respectively), AmEx has signalled its intention to use SET.
A preliminary version of the specification was published in mid-1996, and `reference code' (i.e. a restricted prototype implementation) is to be available by the end of 1996. A revised and extended version of the specification is intended for early-mid 1997.
The operation of SET depends on software that implements a series of protocols being installed in the workstations or servers of four kinds of people and organisations.
The processes involved are complex, because of the need for multiple security risks to be addressed, for multiple parties to authenticate one another, for the approaches of multiple payment processing services providers to be accommodated, and to reflect the needs and practices of multiple countries around the world.
the conduct of a payment transaction.
Each of the participants has to create a key-pair, store the private key in a secure manner, and make the public key available to organisations that seek it.
a CA run by each card-issuer that certifies its cardholders.
A cardholder will (quite probably unconsciously) acquire a certificate from the CA of their card-issuer, a copy of which they can provide whenever they make a purchase. Each card-issuer will acquire a certificate from the CA of each payment-processing organisation that they use. Each payment-processing organisation will acquire a certificate from the root CA.
the merchant sends the card-holder confirmation that the payment has been accepted.
The scheme uses accepted technologies (including public-key encryption, digital signatures, and certificates) and established protocols (including the secure hashing algorithm - SHA, RSA's asymmetric encryption algorithm, DES symmetric encryption algorithm, and X.509 version 3 certificates).
It promises secure transmission, and a considerable level of confidence that the participants have the authority to undertake the transaction.
SET has been designed with credit-card transactions in mind, and does not support transmission of PINs. The early versions of SET can therefore not be used to support debit-card transactions (at least in countries like Australia for which PIN protection is obligatory). On the other hand, SET transactions are potentially more secure than PIN-based transactions, and SET could in due course become accepted as a means of conducting payments against a revolving line of credit, or the card-holder's own funds.
The scheme is complex, and depends on many participants conforming with the specification.
The scheme contains nothing that manages participants' private keys. It appears that these will need to be stored on participants' workstations and servers, or additional peripherals installed on workstations and servers to handle a secure token (probably a chip-card).
The scheme says nothing about the apportionment of responsibility for losses. A great deal of this is already addressed in the existing systems. However the payment-processing organisations and banks may seek to make card-holders responsible for transactions undertaken using the card-holder's private key. Given that no workable solution exists whereby card-holders can secure their private keys, consumers would be at risk of someone breaking into their premises, or taking control of their workstation from a remote site, and spending the card-holder's money without their knowledge, and without recourse.
Card-based payment is only one of the ways in which transfers of funds are likely to be effected over the net (although, hope Visa, MasterCard and AmEx, perhaps the dominant one).

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Secure Electronic Transactions ( SET ) is an " open , vendor - neutral , non - proprietary , license - free specification for securing on - line transactions " . It leverages off the existing payment - card infrastructure and card - base . It is a collaborative initiative , spear - headed by Visa and MasterCard , but including other important players such as Microsoft and Netscape .
 This document provides an overview and tentative assessment of the SET specification .
 Visa and MasterCard are seeking to protect and exploit their current dominance of the world 's payment mechanisms , and their members ' investments in payment - processing infrastructure and market - share in transactions and funds management . To do this , they are proposing a means whereby card - details can be used over an open network such as the Internet , with a far higher level of fraud - prevention than is available with manual ( flick - flack ) and even data - capture at POS arrangements .
 The scheme involves the use of digital signatures based on public key encryption , as a means of authenticating all participants in a card - based payment transaction .
 The SET initiative is claimed to be , and appears to be , collaborative in nature , but it creates a platform upon which competitive services can be offered . In addition , to Visa and MasterCard ( which have about 50 % and 25 % of the world 's card - based payment processing respectively ) , AmEx has signalled its intention to use SET .
 A preliminary version of the specification was published in mid-1996 , and ` reference code ' ( i.e. a restricted prototype implementation ) is to be available by the end of 1996 . A revised and extended version of the specification is intended for early - mid 1997 .
 The operation of SET depends on software that implements a series of protocols being installed in the workstations or servers of four kinds of people and organisations .
 The processes involved are complex , because of the need for multiple security risks to be addressed , for multiple parties to authenticate one another , for the approaches of multiple payment processing services providers to be accommodated , and to reflect the needs and practices of multiple countries around the world .
 the conduct of a payment transaction .
 Each of the participants has to create a key - pair , store the private key in a secure manner , and make the public key available to organisations that seek it .
 a CA run by each card - issuer that certifies its cardholders .
 A cardholder will ( quite probably unconsciously ) acquire a certificate from the CA of their card - issuer , a copy of which they can provide whenever they make a purchase . Each card - issuer will acquire a certificate from the CA of each payment - processing organisation that they use . Each payment - processing organisation will acquire a certificate from the root CA .
 the merchant sends the card - holder confirmation that the payment has been accepted .
 The scheme uses accepted technologies ( including public - key encryption , digital signatures , and certificates ) and established protocols ( including the secure hashing algorithm - SHA , RSA 's asymmetric encryption algorithm , DES symmetric encryption algorithm , and X.509 version 3 certificates ) .
 It promises secure transmission , and a considerable level of confidence that the participants have the authority to undertake the transaction .
 SET has been designed with credit - card transactions in mind , and does not support transmission of PINs . The early versions of SET can therefore not be used to support debit - card transactions ( at least in countries like Australia for which PIN protection is obligatory ) . On the other hand , SET transactions are potentially more secure than PIN - based transactions , and SET could in due course become accepted as a means of conducting payments against a revolving line of credit , or the card - holder 's own funds .
 The scheme is complex , and depends on many participants conforming with the specification .
 The scheme contains nothing that manages participants ' private keys . It appears that these will need to be stored on participants ' workstations and servers , or additional peripherals installed on workstations and servers to handle a secure token ( probably a chip - card ) .
 The scheme says nothing about the apportionment of responsibility for losses . A great deal of this is already addressed in the existing systems . However the payment - processing organisations and banks may seek to make card - holders responsible for transactions undertaken using the card - holder 's private key . Given that no workable solution exists whereby card - holders can secure their private keys , consumers would be at risk of someone breaking into their premises , or taking control of their workstation from a remote site , and spending the card - holder 's money without their knowledge , and without recourse .
 Card - based payment is only one of the ways in which transfers of funds are likely to be effected over the net ( although , hope Visa , MasterCard and AmEx , perhaps the dominant one ) .


text:
The rise of Artificial Intelligence (AI) and automation is affecting people's lives and customer-service experiences, and it is also starting to have a big impact on contact center operations, including intraday management and monitoring. Yet what is the real difference between AI and automation and which will develop and improve intraday opportunities the most?
Join three of Teleopti’s product experts as they explore the future of Intraday Automation and AI, for Teleopti WFM and in general, as well as what this means for the individual, whether the planner, manager or agent. How can WFM Intraday Management incorporate automation and AI to create a balanced environment of control and flexibility?

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The rise of Artificial Intelligence ( AI ) and automation is affecting people 's lives and customer - service experiences , and it is also starting to have a big impact on contact center operations , including intraday management and monitoring . Yet what is the real difference between AI and automation and which will develop and improve intraday opportunities the most ?
 Join three of Teleopti ’s product experts as they explore the future of Intraday Automation and AI , for Teleopti WFM and in general , as well as what this means for the individual , whether the planner , manager or agent . How can WFM Intraday Management incorporate automation and AI to create a balanced environment of control and flexibility ?


text:
Mario M. Leitao Jr, MD, FACOG, FACS, fellowship director, gynecology service, director, Minimal Access and Robotic Surgery Program, Department of Surgery, Memorial Sloan Kettering Cancer Center, discusses patient eligibility for neoadjuvant chemotherapy in advanced ovarian cancer.
For patients with newly diagnosed advanced ovarian cancer, primary debulking surgery is still the recommended approach, says Leitao. However, for patients who are ineligible to undergo surgery, neoadjuvant chemotherapy may be an option. Neoadjuvant chemotherapy is typically considered in patients older than the age of 70, those with widespread metastatic disease, and those with a suboptimal performance status or low albumin level, says Leitao. Medical fitness can also help determine if a patient is able to undergo the extensive surgery.
If patients do not meet all 3 of these criteria, a CT scan is ordered to examine the patient’s disease distribution. This can help determine whether or not a complete cytoreduction is possible, and whether neoadjuvant chemotherapy should be given first, says Leitao.

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Mario M. Leitao Jr , MD , FACOG , FACS , fellowship director , gynecology service , director , Minimal Access and Robotic Surgery Program , Department of Surgery , Memorial Sloan Kettering Cancer Center , discusses patient eligibility for neoadjuvant chemotherapy in advanced ovarian cancer .
 For patients with newly diagnosed advanced ovarian cancer , primary debulking surgery is still the recommended approach , says Leitao . However , for patients who are ineligible to undergo surgery , neoadjuvant chemotherapy may be an option . Neoadjuvant chemotherapy is typically considered in patients older than the age of 70 , those with widespread metastatic disease , and those with a suboptimal performance status or low albumin level , says Leitao . Medical fitness can also help determine if a patient is able to undergo the extensive surgery .
 If patients do not meet all 3 of these criteria , a CT scan is ordered to examine the patient ’s disease distribution . This can help determine whether or not a complete cytoreduction is possible , and whether neoadjuvant chemotherapy should be given first , says Leitao .


text:
Dan McAvinchey: Borislav, looking back, when did you first get interested in guitar, and how did you learn and progress as a player?
Borislav Mitic: I started to get into rock music and guitar at the age of 11. Although I grew up in the era of players like Yngwie, Satriani and Vai I approached the instrument almost as if I was coming from the '70s. So first I learned blues and classic rock stuff like Jimi Hendrix, Dire Straits, Deep Purple, AC/DC. Then I got into metal music with bands like Iron Maiden, Judas Priest, Scorpions and Metallica.
My favorite players in those early days were Van Halen, Gary Moore, Michael Schenker. After hearing Yngwie Malmsteen, Steve Vai and Joe Satriani I started to be more methodical about my practicing and also got interested in classical music. I was self taught and I figured out all of the theory stuff (scales, chords, etc.) on my own.
Dan McAvinchey: Tell us a little bit about your latest CD "Absolute", released by Finland's Lion Music. How did you come up with the concept and songs for the CD?
Borislav Mitic: After going through a period of artistic introspection and musical experimentation I got inspired to return to pure metal music. A few years ago I set up my project studio in Canada, where I live. I did that so that I would be able to record new music on my own budget terms and pace, I decided to try and make an ultimate instrumental metal guitar album this time - "The Absolute". The idea was to make it a concept work which would cover many different nuances of metal that have made an influence on me throughout the years. I also wanted to make an album which would show more of my playing ability than previous works. In many ways this is an album that I always wanted to make!
Dan McAvinchey: What are some of your favorite songs off of "Absolute"?
Borislav Mitic: It's hard to say since I look at this album as one whole piece. Each song has something that others do not and they complement each other. Perhaps the title song, since it demonstrates the style of playing I was mostly known for throughout the years. I wanted to start that song off with a nylon string guitar theme which would be taken over by the electric guitars to show the link between classical and a rock approach using these different guitar sounds. I also wanted to include a break section in it which sounds like a baroque quartet, with just electric guitars as a small nod to old composers of that style of music. I tried to be as original as possible in the solo regarding my phrasing - trying to define my own signature style.
I like the tune "Hidden" because of a specific mystical vibe and message that it has, and also "Within All Existence" because it connects to some other influences that are more present in my playing style today like NWOBH riffs and a bigger use of pentatonic bluesy leads.
Dan McAvinchey: How has your approach to writing rhythm and lead guitar parts evolved since your first self-titled CD release with Shrapnel Records?
Borislav Mitic: I am not sure that "evolved" is the right word - it's more a matter of consciously deciding to make music lean more toward a certain direction then the other - even if it means "looking back" into the past. With my Shrapnel album I was more focused on finding original new phrasing and melodic sequences and mixing up genres like rock with ethno and neoclassical. This time, I focused more on riffs and the metal song structure itself. I wanted to have an album which could almost pass as a regular "band" album that the likes of Iron Maiden, Arch Enemy or Black Label Society could have made if they would have collaborated with say... Joe Satriani! I wanted to make an album that could appeal to a wider audience apart from just shred fans. I was also not hesitant to really let loose on this album regarding the display of my shredding ability as I was on my previous ones. No more holding back!
Dan McAvinchey: Do you ever hear back from the folks at Shrapnel? Do you stay in contact?
Borislav Mitic: I would say that it has to have an element of "intense passion" to it that will make it become the highlight of the song. The second thing would be the presence of an intelligent idea within the solo - a statement of some sort. Of course, the role of a "solo" in virtuoso instrumental music is not the same as in vocal oriented songs. In an instrumental virtuoso style it's much harder to make solos stand out and one really has to dig in hard and jump into high gear mode in the "solo" part since the majority of the song already features impressive playing.
Borislav Mitic: I was aware of them for a long time. They are a label specialized in progressive metal music and have a cool artist roster including people like Jennifer Batten, George Bellas, Vitalij Kuprij and Joe Stump. I contacted Lion Music when I was shopping around for a publisher for my new album, they liked what they heard - and that was that.
Borislav Mitic: I was fortunate to be able to do that on and off throughout my career. I have played in arenas of 15,000 people, smaller venues of 1,500 and also clubs of 150 people with my instrumentals. But these days the situation has changed and it is very hard to do significant touring with instrumental guitar metal music for artists like myself. The indie guitar oriented labels are not investing money into touring for their recording artists so we are left to ourselves to solve this puzzle. Some of the shredders can make master class/clinic tours if their Instrument endorsers sponsor them but this is often under the condition that they already play in some known rock band. Basically only Joe Satriani and Steve Vai can make big tours with instrumental guitar music now. They were on major labels in the beginning and besides being great artists - that they are - they also had a lot of financing and major promotion throughout the years so they were able to build a bigger audience.
Indie guitar labels today don't have the budget to invest in big mainstream promotion for their artists because it's way too expensive. So, you know it's not the same thing when a label pays for you to appear in the biggest guitar magazines worldwide as opposed to when they don't(!) - so you end up never getting any coverage by any mainstream media, thus failing to reach a wider audience! For example, even a guitar genius like Allan Holdsworth said in a recent interview I read that the only media exposure he gets is if some major magazine wants to write a review of his album!
Another huge problem that haunts metal instrumental music is that club and touring circuit was never established for this genre like it was for jazz or blues where any good jazz/blues artist can play on a weekly basis. Big metal festivals are unfortunately also not that keen on booking metal instrumental music either - which I don't really understand since I believe there is an audience for it. So it's kind of a tough situation right now, but I hope that I'll be able to figure something out and get back on the road again soon.
Borislav Mitic: There could be many reasons for that. I guess musicians will prefer instrumental compositions because they can hear more of the ability and expression of the performer than in vocal music where everything is subordinated to the singer. Instrumental music lets the listeners experience it however they want and they can build their own personal impression and imaginary stories around musical ideas they hear as opposed to relying on the lyrics to tell them what the music is about. I guess instrumental music is a bit more free and "artistic" in that way and thus attracts people with that frame of mind. But vocal oriented music also has its qualities and challenges and it's not at all easy to channel the right lyrics and riff combinations that the audience will connect and identify with. In fact, I intend to make a vocal oriented metal album for 2010 as well.
Borislav Mitic: It hasn't affected how I buy music personally because music is an important part of my life so I still buy CDs like I always did. I imagine that a lot of people gave up on the physical CD format and went for MP3 downloads for different reasons. The digitalization and Internet has forever changed things in the music business and not really for the better. Internet enables unchecked, unlimited illegal downloads, and I think that regardless of the economic slowdown, people tend to want to download a lot of their music for free, thus leaving artists without income that would be generated through royalties from CD sales.
These days, 80% of Internet downloads are illegal meaning that when an artist was selling for example 10,000 CDs before, he is now selling 2,000 CDs with 8,000 illegal downloads. That's the reality and many people do not really think or care about the damage all this does to artists and music. If a remedy is not found soon for this problem I am afraid that the music industry will not exist as we know it for much longer. The huge corporate labels will probably survive somehow but the indie labels and their artists will get destroyed and put out of business.
Borislav Mitic: If you mean MySpace, YouTube and Facebook - yes, I do have those mainly because it allows fans some closer personal contact and insights. However, I don't think those outlets are very powerful tools of promotion alone if an artist is also not covered by mainstream media at the same time. Nothing replaces those traditional channels of promotion like TV, radio and magazines as of yet. Unfortunately, this costs too much for artists like myself. Indie labels like Shrapnel or Lion Music do not invest in this type of promotion anymore because they can't afford it due to their lower CD sales (which is largely due to illegal downloading). So they have no other option than to promote the artists online as best as they can, and hope for the best.
Borislav Mitic: From myself - from my memories, thoughts, desires and the sheer will to create music. I also draw inspiration from real life events and music in general, some works of other people that inspire me to keep doing this. I also hope that my music will inspire other new people to play and keep this style of music alive.
Borislav Mitic: In 2010 I would like to tour and get to play my new album live as much as possible and meet my fans. I am also intending to make a vocal oriented metal record for later this year and perhaps a more experimental instrumental one as well.
Borislav Mitic is a virtuoso guitarist based in Montreal, Canada, who was born in Belgrade, Serbia where he first picked up the guitar at the age of 11. He has released several solo instrumental CDs - 1992's "Fantasy", as well as his self-titled release on the Shrapnel Records label in 1998. Mitic is back now better than ever with a metal themed instrumental CD released by the Finnish label Lion Miusic.
Dan McAvinchey caught up with Mitic on the Internet to discuss his thoughts on his newest CD, as well as the decline of the music business.

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Dan McAvinchey : Borislav , looking back , when did you first get interested in guitar , and how did you learn and progress as a player ?
 Borislav Mitic : I started to get into rock music and guitar at the age of 11 . Although I grew up in the era of players like Yngwie , Satriani and Vai I approached the instrument almost as if I was coming from the ' 70s . So first I learned blues and classic rock stuff like Jimi Hendrix , Dire Straits , Deep Purple , AC / DC . Then I got into metal music with bands like Iron Maiden , Judas Priest , Scorpions and Metallica .
 My favorite players in those early days were Van Halen , Gary Moore , Michael Schenker . After hearing Yngwie Malmsteen , Steve Vai and Joe Satriani I started to be more methodical about my practicing and also got interested in classical music . I was self taught and I figured out all of the theory stuff ( scales , chords , etc . ) on my own .
 Dan McAvinchey : Tell us a little bit about your latest CD " Absolute " , released by Finland 's Lion Music . How did you come up with the concept and songs for the CD ?
 Borislav Mitic : After going through a period of artistic introspection and musical experimentation I got inspired to return to pure metal music . A few years ago I set up my project studio in Canada , where I live . I did that so that I would be able to record new music on my own budget terms and pace , I decided to try and make an ultimate instrumental metal guitar album this time - " The Absolute " . The idea was to make it a concept work which would cover many different nuances of metal that have made an influence on me throughout the years . I also wanted to make an album which would show more of my playing ability than previous works . In many ways this is an album that I always wanted to make !
 Dan McAvinchey : What are some of your favorite songs off of " Absolute " ?
 Borislav Mitic : It 's hard to say since I look at this album as one whole piece . Each song has something that others do not and they complement each other . Perhaps the title song , since it demonstrates the style of playing I was mostly known for throughout the years . I wanted to start that song off with a nylon string guitar theme which would be taken over by the electric guitars to show the link between classical and a rock approach using these different guitar sounds . I also wanted to include a break section in it which sounds like a baroque quartet , with just electric guitars as a small nod to old composers of that style of music . I tried to be as original as possible in the solo regarding my phrasing - trying to define my own signature style .
 I like the tune " Hidden " because of a specific mystical vibe and message that it has , and also " Within All Existence " because it connects to some other influences that are more present in my playing style today like NWOBH riffs and a bigger use of pentatonic bluesy leads .
 Dan McAvinchey : How has your approach to writing rhythm and lead guitar parts evolved since your first self - titled CD release with Shrapnel Records ?
 Borislav Mitic : I am not sure that " evolved " is the right word - it 's more a matter of consciously deciding to make music lean more toward a certain direction then the other - even if it means " looking back " into the past . With my Shrapnel album I was more focused on finding original new phrasing and melodic sequences and mixing up genres like rock with ethno and neoclassical . This time , I focused more on riffs and the metal song structure itself . I wanted to have an album which could almost pass as a regular " band " album that the likes of Iron Maiden , Arch Enemy or Black Label Society could have made if they would have collaborated with say ... Joe Satriani ! I wanted to make an album that could appeal to a wider audience apart from just shred fans . I was also not hesitant to really let loose on this album regarding the display of my shredding ability as I was on my previous ones . No more holding back !
 Dan McAvinchey : Do you ever hear back from the folks at Shrapnel ? Do you stay in contact ?
 Borislav Mitic : I would say that it has to have an element of " intense passion " to it that will make it become the highlight of the song . The second thing would be the presence of an intelligent idea within the solo - a statement of some sort . Of course , the role of a " solo " in virtuoso instrumental music is not the same as in vocal oriented songs . In an instrumental virtuoso style it 's much harder to make solos stand out and one really has to dig in hard and jump into high gear mode in the " solo " part since the majority of the song already features impressive playing .
 Borislav Mitic : I was aware of them for a long time . They are a label specialized in progressive metal music and have a cool artist roster including people like Jennifer Batten , George Bellas , Vitalij Kuprij and Joe Stump . I contacted Lion Music when I was shopping around for a publisher for my new album , they liked what they heard - and that was that .
 Borislav Mitic : I was fortunate to be able to do that on and off throughout my career . I have played in arenas of 15,000 people , smaller venues of 1,500 and also clubs of 150 people with my instrumentals . But these days the situation has changed and it is very hard to do significant touring with instrumental guitar metal music for artists like myself . The indie guitar oriented labels are not investing money into touring for their recording artists so we are left to ourselves to solve this puzzle . Some of the shredders can make master class / clinic tours if their Instrument endorsers sponsor them but this is often under the condition that they already play in some known rock band . Basically only Joe Satriani and Steve Vai can make big tours with instrumental guitar music now . They were on major labels in the beginning and besides being great artists - that they are - they also had a lot of financing and major promotion throughout the years so they were able to build a bigger audience .
 Indie guitar labels today do n't have the budget to invest in big mainstream promotion for their artists because it 's way too expensive . So , you know it 's not the same thing when a label pays for you to appear in the biggest guitar magazines worldwide as opposed to when they do n't ( ! ) - so you end up never getting any coverage by any mainstream media , thus failing to reach a wider audience ! For example , even a guitar genius like Allan Holdsworth said in a recent interview I read that the only media exposure he gets is if some major magazine wants to write a review of his album !
 Another huge problem that haunts metal instrumental music is that club and touring circuit was never established for this genre like it was for jazz or blues where any good jazz / blues artist can play on a weekly basis . Big metal festivals are unfortunately also not that keen on booking metal instrumental music either - which I do n't really understand since I believe there is an audience for it . So it 's kind of a tough situation right now , but I hope that I 'll be able to figure something out and get back on the road again soon .
 Borislav Mitic : There could be many reasons for that . I guess musicians will prefer instrumental compositions because they can hear more of the ability and expression of the performer than in vocal music where everything is subordinated to the singer . Instrumental music lets the listeners experience it however they want and they can build their own personal impression and imaginary stories around musical ideas they hear as opposed to relying on the lyrics to tell them what the music is about . I guess instrumental music is a bit more free and " artistic " in that way and thus attracts people with that frame of mind . But vocal oriented music also has its qualities and challenges and it 's not at all easy to channel the right lyrics and riff combinations that the audience will connect and identify with . In fact , I intend to make a vocal oriented metal album for 2010 as well .
 Borislav Mitic : It has n't affected how I buy music personally because music is an important part of my life so I still buy CDs like I always did . I imagine that a lot of people gave up on the physical CD format and went for MP3 downloads for different reasons . The digitalization and Internet has forever changed things in the music business and not really for the better . Internet enables unchecked , unlimited illegal downloads , and I think that regardless of the economic slowdown , people tend to want to download a lot of their music for free , thus leaving artists without income that would be generated through royalties from CD sales .
 These days , 80 % of Internet downloads are illegal meaning that when an artist was selling for example 10,000 CDs before , he is now selling 2,000 CDs with 8,000 illegal downloads . That 's the reality and many people do not really think or care about the damage all this does to artists and music . If a remedy is not found soon for this problem I am afraid that the music industry will not exist as we know it for much longer . The huge corporate labels will probably survive somehow but the indie labels and their artists will get destroyed and put out of business .
 Borislav Mitic : If you mean MySpace , YouTube and Facebook - yes , I do have those mainly because it allows fans some closer personal contact and insights . However , I do n't think those outlets are very powerful tools of promotion alone if an artist is also not covered by mainstream media at the same time . Nothing replaces those traditional channels of promotion like TV , radio and magazines as of yet . Unfortunately , this costs too much for artists like myself . Indie labels like Shrapnel or Lion Music do not invest in this type of promotion anymore because they ca n't afford it due to their lower CD sales ( which is largely due to illegal downloading ) . So they have no other option than to promote the artists online as best as they can , and hope for the best .
 Borislav Mitic : From myself - from my memories , thoughts , desires and the sheer will to create music . I also draw inspiration from real life events and music in general , some works of other people that inspire me to keep doing this . I also hope that my music will inspire other new people to play and keep this style of music alive .
 Borislav Mitic : In 2010 I would like to tour and get to play my new album live as much as possible and meet my fans . I am also intending to make a vocal oriented metal record for later this year and perhaps a more experimental instrumental one as well .
 Borislav Mitic is a virtuoso guitarist based in Montreal , Canada , who was born in Belgrade , Serbia where he first picked up the guitar at the age of 11 . He has released several solo instrumental CDs - 1992 's " Fantasy " , as well as his self - titled release on the Shrapnel Records label in 1998 . Mitic is back now better than ever with a metal themed instrumental CD released by the Finnish label Lion Miusic .
 Dan McAvinchey caught up with Mitic on the Internet to discuss his thoughts on his newest CD , as well as the decline of the music business .


text:
The IRS issued final regulations (T.D. 9803) intended to prevent taxpayers from avoiding the recognition of gain or income attributable to high-value intangible property by asserting that an inappropriately large share of the value of the property transferred is foreign goodwill or going concern value that is eligible for favorable treatment under Sec. 367.
The regulations finalize proposed rules (REG-139483-13) issued on Sept. 14, 2015, with minor changes and clarifications in response to comments, especially the retention of the 20-year useful life limitation. Most of the comments received were not adopted.
The preamble to the proposed regulations noted that some taxpayers were using two interpretations of Secs. 367(a) and (d) to conclude that outbound transfers of foreign goodwill and going concern value do not result in taxation under either Sec. 367(a) or (d). (For more on this, see Murillo, et al., "Tax Clinic: Taxation of Outbound Transfers of Foreign Goodwill or Going Concern Value Under Secs. 367(a) and (d)," The Tax Adviser (January 2016), and Billings, et al., "New Developments in Outbound Transfers of Intangible Property," The Tax Adviser (January 2017)). The final regulations are designed to ensure that outbound transfers of foreign goodwill and going concern value will be subject to either Sec. 367(a) or (d).
Change the Sec. 367 valuation rules to coordinate better with regulations under Secs. 367 and 482.
The final regulations apply to transfers occurring on or after Sept. 14, 2015, the date the proposed regulations were posted on the Federal Register, and to transfers occurring before that date, resulting from entity classification elections under Regs. Sec. 301.7701-2 filed on or after that date.

tokenized:
The IRS issued final regulations ( T.D. 9803 ) intended to prevent taxpayers from avoiding the recognition of gain or income attributable to high - value intangible property by asserting that an inappropriately large share of the value of the property transferred is foreign goodwill or going concern value that is eligible for favorable treatment under Sec . 367 .
 The regulations finalize proposed rules ( REG-139483 - 13 ) issued on Sept. 14 , 2015 , with minor changes and clarifications in response to comments , especially the retention of the 20 - year useful life limitation . Most of the comments received were not adopted .
 The preamble to the proposed regulations noted that some taxpayers were using two interpretations of Secs . 367(a ) and ( d ) to conclude that outbound transfers of foreign goodwill and going concern value do not result in taxation under either Sec . 367(a ) or ( d ) . ( For more on this , see Murillo , et al . , " Tax Clinic : Taxation of Outbound Transfers of Foreign Goodwill or Going Concern Value Under Secs . 367(a ) and ( d ) , " The Tax Adviser ( January 2016 ) , and Billings , et al . , " New Developments in Outbound Transfers of Intangible Property , " The Tax Adviser ( January 2017 ) ) . The final regulations are designed to ensure that outbound transfers of foreign goodwill and going concern value will be subject to either Sec . 367(a ) or ( d ) .
 Change the Sec . 367 valuation rules to coordinate better with regulations under Secs . 367 and 482 .
 The final regulations apply to transfers occurring on or after Sept. 14 , 2015 , the date the proposed regulations were posted on the Federal Register , and to transfers occurring before that date , resulting from entity classification elections under Regs . Sec . 301.7701 - 2 filed on or after that date .


text:
UPDATE: I-64 has now been re-opened.
UPDATE: One Person driving the Fed-Ex truck was transported to the hospital. The extent of his injuries are unknown but WOAY was told he was walking before getting into the ambulance.
BEAVER, WV (WOAY) – Emergency crews are responding to an accident involving two-tractor-trailers.
Officials tell WOAY that a Fed-Ex truck and a large tow truck collided on I-64 near mile marker 125 on the eastbound lanes, right before the East Beckley Exit. We are told the eastbound lanes are closed at this time.
Injuries have been reported but the extent of the injuries and what caused the accident are unknown at this time.

tokenized:
UPDATE : I-64 has now been re - opened .
 UPDATE : One Person driving the Fed - Ex truck was transported to the hospital . The extent of his injuries are unknown but WOAY was told he was walking before getting into the ambulance .
 BEAVER , WV ( WOAY ) – Emergency crews are responding to an accident involving two - tractor - trailers .
 Officials tell WOAY that a Fed - Ex truck and a large tow truck collided on I-64 near mile marker 125 on the eastbound lanes , right before the East Beckley Exit . We are told the eastbound lanes are closed at this time .
 Injuries have been reported but the extent of the injuries and what caused the accident are unknown at this time .


text:
If you’re looking for an exciting business, you’re just going to know about one. Content Delivery Networks, otherwise known as CDNs tend to be the most important part of an internet business strategy. A Content Delivery Network comprises of web servers that provide highly available content with fast delivery. The main job of CDN is streamlining the content for web users.Simply put, it is a CDNs job to improve user experience and provide it to the users with efficient network resource utilizations. CDNs play the role of a bridge between content providers and the audience. Different media companies and people that are in the e-commerce sector contact these CDNs operators to deliver their content to the audience.
CDNs then pay ISPs, carriers and network operators to host servers in their data centers. Let me quickly explain to you how these CDNs function.
CDNs are supposed to pass the data that they receive from their clients to various data centers so that it remains in reach of the audience.
In order to make the content available to users in the most efficient way, CDNs work by using server optimizations which is based on the type of content.
CDNs perform another job i.e. offloading the traffic that content providers serve; it helps the content providers with saving the cost. One of the major problems in content dissemination is the fact that all the content lies at one location which means that if a user is away from the server with content on it, the user experience will be less. So let’s say, that certain websites have content stored in France, users from somewhere in America are more likely to suffer from a longer page load than end users in Paris. CDNs nodes are therefore used in multiple locations on multiple backbones to avoid this problem. The results are lesser costs on bandwidth, a much better page load time and an increased availability of the content across the globe.Take a look at hostiserver.com to find out more.
When we talk about content, there are three basic types of it that you need to understand: a) Dynamic content, b) Static content, c) Streaming content.
Since all of these are different in size therefore they are going to have a different latency. Latency is how long it takes an individual byte to get transferred to an end user. Fast web content denotes a low latency. So if we are looking at optimizing the browsing experience, one of our major focuses ought to be reducing the latency factor.The main difference between a web hosting and CDN is that web hosting hosts your website on a server whereas a CDN speeds up the access of your website’s assets.
Previous Previous post: Why Your Business Needs a 360 Retail Management System?

tokenized:
If you ’re looking for an exciting business , you ’re just going to know about one . Content Delivery Networks , otherwise known as CDNs tend to be the most important part of an internet business strategy . A Content Delivery Network comprises of web servers that provide highly available content with fast delivery . The main job of CDN is streamlining the content for web users . Simply put , it is a CDNs job to improve user experience and provide it to the users with efficient network resource utilizations . CDNs play the role of a bridge between content providers and the audience . Different media companies and people that are in the e - commerce sector contact these CDNs operators to deliver their content to the audience .
 CDNs then pay ISPs , carriers and network operators to host servers in their data centers . Let me quickly explain to you how these CDNs function .
 CDNs are supposed to pass the data that they receive from their clients to various data centers so that it remains in reach of the audience .
 In order to make the content available to users in the most efficient way , CDNs work by using server optimizations which is based on the type of content .
 CDNs perform another job i.e. offloading the traffic that content providers serve ; it helps the content providers with saving the cost . One of the major problems in content dissemination is the fact that all the content lies at one location which means that if a user is away from the server with content on it , the user experience will be less . So let ’s say , that certain websites have content stored in France , users from somewhere in America are more likely to suffer from a longer page load than end users in Paris . CDNs nodes are therefore used in multiple locations on multiple backbones to avoid this problem . The results are lesser costs on bandwidth , a much better page load time and an increased availability of the content across the globe . Take a look at hostiserver.com to find out more .
 When we talk about content , there are three basic types of it that you need to understand : a ) Dynamic content , b ) Static content , c ) Streaming content .
 Since all of these are different in size therefore they are going to have a different latency . Latency is how long it takes an individual byte to get transferred to an end user . Fast web content denotes a low latency . So if we are looking at optimizing the browsing experience , one of our major focuses ought to be reducing the latency factor . The main difference between a web hosting and CDN is that web hosting hosts your website on a server whereas a CDN speeds up the access of your website ’s assets .
 Previous Previous post : Why Your Business Needs a 360 Retail Management System ?