text:
The European Commission granted the DFSA’s audit monitoring system ‘equivalent status’ with European Union Member States. The DFSA issued a report on its key findings of audit inspections conducted by the DFSA from January 2008 to December 2012. It was the first public report issued by the DFSA on its monitoring programme of Auditors registered in the DIFC.
As part of the DFSA’s commitment to Corporate Social Responsibility, DFSA staff and their families put together care packages for those in need during Ramadan.
The Lord Mayor of London made his annual visit to the DFSA, emphasising the ties between the City of London and the DIFC.
Confirming its commitment to regional collaboration and capacity building, the DFSA became a signatory to an MoU between members of IOSCO’s Africa and Middle East Regional Committee.
The DFSA signed an important MoU with the European Securities and Markets Authority.
The DFSA launched ‘Bawabaty,’ a financial services awareness initiative for the UAE National community.
The DFSA celebrates 10 years as a regulator in pursuit of its mission to develop, administer and enforce world-class regulation of financial services within the DIFC.
The DFSA’s financial regulation training programme for young UAE Nationals entered its eighth successful year in 2014. 21 UAE Nationals have completed the programme since it began in 2006. Today, graduates of the TRL Programme have joined other UAE Nationals in key positions within the DFSA, now representing more than 30% of the regulatory workforce and comprising the largest national group in the organisation.
In June 2014, His Highness Sheikh Mohammed bin Rashid Al Maktoum, Ruler of Dubai,reappointed the Chairman and members of the DFSA Board.
By September 2014, the DFSA had licensed and was supervising 355 Authorised Firms.
As at 30 September 2014, DFSA staff had an average length of service of 5.33 years. These images represent staff who have been employed with the DFSA for ten years or more, and those recruited in the last year.
Since its inception the DFSA has recruited experienced staff from around the globe. As at 30 September 2014, DFSA staff numbered 135, representing 22 nationalities. Regulatory staff have an average of 9.75 years’ regulatory experience.
As the UAE celebrated 40 years of nationhood, the DFSA signed an MoU with the UAE Insurance Authority, completing MoU arrangements with all three UAE federal financial regulators.
DFSA staff gathered under The Gate as a farewell to Paul Koster.
In October 2011, the DFSA assumed the responsibility for maintaining the Official List of Securities from NASDAQ Dubai.
The DFSA also introduced a new Markets Law.
The DFSA received a delegation of powers from the DIFC Registrar of Companies under which the regulation of DIFC’s anti-money laundering and counter-terrorist financing requirements for Designated Non-Financial Businesses and Professions (DNFBPs) in the DIFC was transferred from the DIFC Authority to the DFSA.
On 17 June 2012, Ian Johnston assumed duties as Chief Executive Succeeding Paul Koster.
On 14 February 2012, the DFSA was honoured with a visit from His Highness Sheikh Mohammad bin Rashid Al Maktoum whose vision it was to establish the DIFC.His Highness, accompanied by the Crown Prince of Dubai, met with the Chairman and Members of the DFSA Board.
In September 2010, the DFSA and the Institute of Chartered Accountants in England and Wales (ICEAW) hosted a Breakfast Briefing, ‘The Future of Audits’.
The DFSA became a signatory to the IAIS multi-lateral MoU, a first for the GCC.
The DFSA introduced a new regime for Financial Services Marketing to provide greater clarity with regard to financial promotion in the DIFC.
The DFSA successfully hosted the 17th Annual Conference of the IAIS in Dubai.
On 1 August 2011, Mr. Saeb Eigner was appointed Chairman of the DFSA, succeeding Mr. Abdullah Saleh.
By 2009, the Enforcement Division, led by Stephen Glynn, had a team of six and during that year received and assessed some 83 allegations of misconduct. A review conducted in 2009 found a robust Enforcement Framework with some minor recommendations to enhance its effectiveness.
On 4 October 2010, the DFSA launched an Arabic version of its website. Pages including About the DFSA, Doing Business with the DFSA, Tomorrow’s Regulatory Leaders,Islamic Finance, and Legal Framework were made available in the language of the region, meeting the needs of local stakeholders and broadening dialogue with the broader market. Since then, most DFSA publications are also produced in Arabic and English.
The DFSA’s Communications team has produced an in-house magazine, 13th Story, since 2007, sharing news, views, personal stories – even recipes. 13th Story, now retitled CONNECT, has fostered a greater sense of family among the DFSA community and given a voice to anyone wanting to communicate an experience, an opinion or a good cause.
In November 2008, the DFSA licensed its 300th Regulated Firm within the DIFC.
On 11 December 2008, Paul Koster assumed duties as Chief Executive succeeding David Knott.
The DFSA established a Market Practitioner Panel to review its Collective Investment Funds regime.
By the end of 2008, the DFSA workforce was comprised of 13% UAE National staff - almost a 100% increase from just under 7% at the end of 2005 prior to the launch of the TRL Programme.
2009 proved a challenging year for regulators across the globe. The DFSA, now in its fifth year, calmly navigated the choppy waters, working closely with fellow supervisors and its firms.
The DFSA signed two important MoU’s with the UAE Central Bank and the Anti-Money Laundering Suspicious Cases Unit regarding co-operation and exchange of regulatory information.
The DFSA’s Finance Department won the DIFC ‘Distinguished Department of the Year” Award 2009 in recognition of their outstanding commitment to excellence.
In November 2007, the DFSA licensed its 200th Regulated Firm within the DIFC. It also reached 100 employees for the first time.
The DFSA issued its Hedge Fund Code of Practice, the first of its kind to be issued by a regulator and a landmark code in the regulation of the international Hedge Fund industry.
In December 2007, the DFSA hosted the IOSCO Emerging Markets Committee Annual Conference,representing more than 90% of the world’s securities regulators.
The DFSA became a signatory to the Boca Declaration, the multi-lateral MoU on co-operation and supervision of International Futures Markets and Clearing organisations.
The DFSA commenced a joint regulatory initiative with the Securities and Futures Commission of Hong Kong to enhance access to Islamic financial products in Hong Kong and the DIFC.
In October 2006, the DFSA licensed its 100th Regulated Firm.
On 26 April 2007, the DFSA licensed the Dubai Mercantile Exchange Limited (DME) as an Authorised Market Institution in the DIFC.
The DFSA’s securities regulation received a highly positive assessment following the visit of an expert team from the International Monetary Fund and the World Bank under their Financial Sector Assessment Programme.
On 17 June 2007, Mr. Abdullah Saleh was appointed Chairman of the DFSA, succeeding Dr Habib Al Mulla.
In November 2007, the DFSA won the “Best Regulator for Islamic Funds” award during the 5th Annual Islamic Funds World Conference, recognising the DFSA’s efforts to facilitate cross-border marketing of Islamic investment funds.
On 20 September 2005, the DFSA authorised the Dubai International Financial Exchange (now NASDAQ Dubai).
Cooperation with fellow regulators and supervisors would be an abiding goal. On 27 September 2005, the DFSA’s signing of a Memorandum of Understanding with our federal counterpart, the UAE Securities and Commodities Authority (SCA), was a significant milestone.
The DFSA received the “Best Government Initiative of the Year” award from the Society of Trust and Estate Practitioners for the excellence of its Trust Law.
Every year since its launch in May 2006, the DFSA’s Tomorrow’s Regulatory Leaders Programme has trained and developed sustainable career opportunities for UAE Nationals.
The DFSA and the Securities Commission, Malaysia announced a joint project to remove regulatory barriers to Islamic Finance transactions between the two jurisdictions.
In July 2006, the DFSA became the first GCC regulator to sign IOSCO’s multilateral MoU.
The DFSA was appointed a member of the Technical Committee of the IAIS.
The Dubai Financial Services Authority is born. On 13 September 2004, the Ruler of Dubai, His Highness Sheikh Maktoum bin Rashid Al Maktoum, enacted the Dubai Law creating the DFSA as an independent entity within the DIFC.
On 1 October 2004, the DFSA Regulatory Council (soon to be the DFSA Board) met for the first time under the new Law.
By the year’s end, seven financial services firms and three ancillary services providers had been licensed and registered. This was made possible by having a comprehensive Rulebook in place allowing our executive to license, register and supervise.
In pursuit of its mission to develop, administer and enforce world-class regulation, the DFSA joined the first two of its standard-setters, becoming a member of the International Association of Insurance Supervisors (IAIS) and the Islamic Financial Services Board (IFSB).
On Sunday 24 April 2005, the 48 members of the DFSA moved across the road from Emirates Tower to its headquarters on Level 13 of The Gate building.
In May 2005, David Knott commenced his term as Chief Executive.
In 2005, the DFSA entered its first enforcement action by assisting law enforcement agencies in closing down a rogue investment firm.
In July 2005, the DFSA became a member of the International Organisation of Securities Commissions (IOSCO).

tokenized:
The European Commission granted the DFSA ’s audit monitoring system ‘ equivalent status ’ with European Union Member States . The DFSA issued a report on its key findings of audit inspections conducted by the DFSA from January 2008 to December 2012 . It was the first public report issued by the DFSA on its monitoring programme of Auditors registered in the DIFC .
 As part of the DFSA ’s commitment to Corporate Social Responsibility , DFSA staff and their families put together care packages for those in need during Ramadan .
 The Lord Mayor of London made his annual visit to the DFSA , emphasising the ties between the City of London and the DIFC .
 Confirming its commitment to regional collaboration and capacity building , the DFSA became a signatory to an MoU between members of IOSCO ’s Africa and Middle East Regional Committee .
 The DFSA signed an important MoU with the European Securities and Markets Authority .
 The DFSA launched ‘ Bawabaty , ’ a financial services awareness initiative for the UAE National community .
 The DFSA celebrates 10 years as a regulator in pursuit of its mission to develop , administer and enforce world - class regulation of financial services within the DIFC .
 The DFSA ’s financial regulation training programme for young UAE Nationals entered its eighth successful year in 2014 . 21 UAE Nationals have completed the programme since it began in 2006 . Today , graduates of the TRL Programme have joined other UAE Nationals in key positions within the DFSA , now representing more than 30 % of the regulatory workforce and comprising the largest national group in the organisation .
 In June 2014 , His Highness Sheikh Mohammed bin Rashid Al Maktoum , Ruler of Dubai , reappointed the Chairman and members of the DFSA Board .
 By September 2014 , the DFSA had licensed and was supervising 355 Authorised Firms .
 As at 30 September 2014 , DFSA staff had an average length of service of 5.33 years . These images represent staff who have been employed with the DFSA for ten years or more , and those recruited in the last year .
 Since its inception the DFSA has recruited experienced staff from around the globe . As at 30 September 2014 , DFSA staff numbered 135 , representing 22 nationalities . Regulatory staff have an average of 9.75 years ’ regulatory experience .
 As the UAE celebrated 40 years of nationhood , the DFSA signed an MoU with the UAE Insurance Authority , completing MoU arrangements with all three UAE federal financial regulators .
 DFSA staff gathered under The Gate as a farewell to Paul Koster .
 In October 2011 , the DFSA assumed the responsibility for maintaining the Official List of Securities from NASDAQ Dubai .
 The DFSA also introduced a new Markets Law .
 The DFSA received a delegation of powers from the DIFC Registrar of Companies under which the regulation of DIFC ’s anti - money laundering and counter - terrorist financing requirements for Designated Non - Financial Businesses and Professions ( DNFBPs ) in the DIFC was transferred from the DIFC Authority to the DFSA .
 On 17 June 2012 , Ian Johnston assumed duties as Chief Executive Succeeding Paul Koster .
 On 14 February 2012 , the DFSA was honoured with a visit from His Highness Sheikh Mohammad bin Rashid Al Maktoum whose vision it was to establish the DIFC.His Highness , accompanied by the Crown Prince of Dubai , met with the Chairman and Members of the DFSA Board .
 In September 2010 , the DFSA and the Institute of Chartered Accountants in England and Wales ( ICEAW ) hosted a Breakfast Briefing , ‘ The Future of Audits ’ .
 The DFSA became a signatory to the IAIS multi - lateral MoU , a first for the GCC .
 The DFSA introduced a new regime for Financial Services Marketing to provide greater clarity with regard to financial promotion in the DIFC .
 The DFSA successfully hosted the 17th Annual Conference of the IAIS in Dubai .
 On 1 August 2011 , Mr. Saeb Eigner was appointed Chairman of the DFSA , succeeding Mr. Abdullah Saleh .
 By 2009 , the Enforcement Division , led by Stephen Glynn , had a team of six and during that year received and assessed some 83 allegations of misconduct . A review conducted in 2009 found a robust Enforcement Framework with some minor recommendations to enhance its effectiveness .
 On 4 October 2010 , the DFSA launched an Arabic version of its website . Pages including About the DFSA , Doing Business with the DFSA , Tomorrow ’s Regulatory Leaders , Islamic Finance , and Legal Framework were made available in the language of the region , meeting the needs of local stakeholders and broadening dialogue with the broader market . Since then , most DFSA publications are also produced in Arabic and English .
 The DFSA ’s Communications team has produced an in - house magazine , 13th Story , since 2007 , sharing news , views , personal stories – even recipes . 13th Story , now retitled CONNECT , has fostered a greater sense of family among the DFSA community and given a voice to anyone wanting to communicate an experience , an opinion or a good cause .
 In November 2008 , the DFSA licensed its 300th Regulated Firm within the DIFC .
 On 11 December 2008 , Paul Koster assumed duties as Chief Executive succeeding David Knott .
 The DFSA established a Market Practitioner Panel to review its Collective Investment Funds regime .
 By the end of 2008 , the DFSA workforce was comprised of 13 % UAE National staff - almost a 100 % increase from just under 7 % at the end of 2005 prior to the launch of the TRL Programme .
 2009 proved a challenging year for regulators across the globe . The DFSA , now in its fifth year , calmly navigated the choppy waters , working closely with fellow supervisors and its firms .
 The DFSA signed two important MoU ’s with the UAE Central Bank and the Anti - Money Laundering Suspicious Cases Unit regarding co - operation and exchange of regulatory information .
 The DFSA ’s Finance Department won the DIFC ‘ Distinguished Department of the Year ” Award 2009 in recognition of their outstanding commitment to excellence .
 In November 2007 , the DFSA licensed its 200th Regulated Firm within the DIFC . It also reached 100 employees for the first time .
 The DFSA issued its Hedge Fund Code of Practice , the first of its kind to be issued by a regulator and a landmark code in the regulation of the international Hedge Fund industry .
 In December 2007 , the DFSA hosted the IOSCO Emerging Markets Committee Annual Conference , representing more than 90 % of the world ’s securities regulators .
 The DFSA became a signatory to the Boca Declaration , the multi - lateral MoU on co - operation and supervision of International Futures Markets and Clearing organisations .
 The DFSA commenced a joint regulatory initiative with the Securities and Futures Commission of Hong Kong to enhance access to Islamic financial products in Hong Kong and the DIFC .
 In October 2006 , the DFSA licensed its 100th Regulated Firm .
 On 26 April 2007 , the DFSA licensed the Dubai Mercantile Exchange Limited ( DME ) as an Authorised Market Institution in the DIFC .
 The DFSA ’s securities regulation received a highly positive assessment following the visit of an expert team from the International Monetary Fund and the World Bank under their Financial Sector Assessment Programme .
 On 17 June 2007 , Mr. Abdullah Saleh was appointed Chairman of the DFSA , succeeding Dr Habib Al Mulla .
 In November 2007 , the DFSA won the “ Best Regulator for Islamic Funds ” award during the 5th Annual Islamic Funds World Conference , recognising the DFSA ’s efforts to facilitate cross - border marketing of Islamic investment funds .
 On 20 September 2005 , the DFSA authorised the Dubai International Financial Exchange ( now NASDAQ Dubai ) .
 Cooperation with fellow regulators and supervisors would be an abiding goal . On 27 September 2005 , the DFSA ’s signing of a Memorandum of Understanding with our federal counterpart , the UAE Securities and Commodities Authority ( SCA ) , was a significant milestone .
 The DFSA received the “ Best Government Initiative of the Year ” award from the Society of Trust and Estate Practitioners for the excellence of its Trust Law .
 Every year since its launch in May 2006 , the DFSA ’s Tomorrow ’s Regulatory Leaders Programme has trained and developed sustainable career opportunities for UAE Nationals .
 The DFSA and the Securities Commission , Malaysia announced a joint project to remove regulatory barriers to Islamic Finance transactions between the two jurisdictions .
 In July 2006 , the DFSA became the first GCC regulator to sign IOSCO ’s multilateral MoU.
 The DFSA was appointed a member of the Technical Committee of the IAIS .
 The Dubai Financial Services Authority is born . On 13 September 2004 , the Ruler of Dubai , His Highness Sheikh Maktoum bin Rashid Al Maktoum , enacted the Dubai Law creating the DFSA as an independent entity within the DIFC .
 On 1 October 2004 , the DFSA Regulatory Council ( soon to be the DFSA Board ) met for the first time under the new Law .
 By the year ’s end , seven financial services firms and three ancillary services providers had been licensed and registered . This was made possible by having a comprehensive Rulebook in place allowing our executive to license , register and supervise .
 In pursuit of its mission to develop , administer and enforce world - class regulation , the DFSA joined the first two of its standard - setters , becoming a member of the International Association of Insurance Supervisors ( IAIS ) and the Islamic Financial Services Board ( IFSB ) .
 On Sunday 24 April 2005 , the 48 members of the DFSA moved across the road from Emirates Tower to its headquarters on Level 13 of The Gate building .
 In May 2005 , David Knott commenced his term as Chief Executive .
 In 2005 , the DFSA entered its first enforcement action by assisting law enforcement agencies in closing down a rogue investment firm .
 In July 2005 , the DFSA became a member of the International Organisation of Securities Commissions ( IOSCO ) .


text:
dijit.form.CheckBox?._onFocus/_onBlur fail to call inherited. This results in the onFocus/onBlur callbacks never being called as promised by the design of _Widget.
OK thanks, I'll add that. BTW you should set the Component to dijit for dijit bugs.
(In ) add missing this.inherited() calls for _onFocus()/_onBlur(), fixes #11068.

tokenized:
dijit.form . CheckBox?._onFocus/_onBlur fail to call inherited . This results in the onFocus / onBlur callbacks never being called as promised by the design of _ Widget .
 OK thanks , I 'll add that . BTW you should set the Component to dijit for dijit bugs .
 ( In ) add missing this.inherited ( ) calls for _ onFocus()/_onBlur ( ) , fixes # 11068 .


text:
When you check in to a hotel, you are given a key card that provides you with access to your room and some shared areas. It does not give you access to the entire hotel including all rooms and management areas. Likewise, other guests are given access to their rooms — not yours. At times, though, administrative errors assigning rooms can lead to potentially embarrassing situations!
In a similar manner, Micro VPN — that’s part of the Citrix XenMobile SDK — can provide a single, per-app VPN that gives access to a specific app. It also may be granularly configured to access a single intranet resource. It never makes a mistake about which resource an app may access!
Learn how in this Tech Insight video.
XenMobile, the Unified Endpoint Management layer of the Citrix Workspace, protects your enterprise endpoint platforms, apps and data. For use with MAM containers, the XenMobile SDK that is a part of the MDX Toolkit is included in all product editions. The Micro VPN library is available within the SDK.
Enterprise apps may be wrapped and integrated with the MDX Toolkit. XenMobile Apps, including Secure Mail, Secure Web, and ShareFile include the Toolkit libraries by default and subsequently the ability to use Micro VPN.
The XenMobile SDK is also available for integration with Microsoft EMS/Intune enlightened apps and is included by default with the Intune browser.
Micro VPN works in conjunction with the market-leading Citrix NetScaler Gateway to establish the seamless VPN that securely tunnels traffic between platform apps and backend resources. App IDs that are granted access to Micro VPN are mapped to unique sessions with a token that provides single sign-on to resources that require web authentication (that is NetScaler’s ability to negotiate on behalf of the managed app).
It is also flexible and may be configured for a variety of requirements such as the need to proxy a full tunnel to support client certificate authentication, split traffic out of the tunnel to use the mobile device routes at an application or network level, and direct traffic to a proxy server as needed.
XenMobile Unified Endpoint Management, is an essential layer of the Citrix Workspace for protecting your enterprise platforms, apps and data. Review more about how its Micro VPN feature seamlessly enables WorkSpace apps to securely access Enterprise resources. Comment below or reach me by tweeting @tweetmattbrooks.
More Secure Mail Features Coming your Way!

tokenized:
When you check in to a hotel , you are given a key card that provides you with access to your room and some shared areas . It does not give you access to the entire hotel including all rooms and management areas . Likewise , other guests are given access to their rooms — not yours . At times , though , administrative errors assigning rooms can lead to potentially embarrassing situations !
 In a similar manner , Micro VPN — that ’s part of the Citrix XenMobile SDK — can provide a single , per - app VPN that gives access to a specific app . It also may be granularly configured to access a single intranet resource . It never makes a mistake about which resource an app may access !
 Learn how in this Tech Insight video .
 XenMobile , the Unified Endpoint Management layer of the Citrix Workspace , protects your enterprise endpoint platforms , apps and data . For use with MAM containers , the XenMobile SDK that is a part of the MDX Toolkit is included in all product editions . The Micro VPN library is available within the SDK .
 Enterprise apps may be wrapped and integrated with the MDX Toolkit . XenMobile Apps , including Secure Mail , Secure Web , and ShareFile include the Toolkit libraries by default and subsequently the ability to use Micro VPN .
 The XenMobile SDK is also available for integration with Microsoft EMS / Intune enlightened apps and is included by default with the Intune browser .
 Micro VPN works in conjunction with the market - leading Citrix NetScaler Gateway to establish the seamless VPN that securely tunnels traffic between platform apps and backend resources . App IDs that are granted access to Micro VPN are mapped to unique sessions with a token that provides single sign - on to resources that require web authentication ( that is NetScaler ’s ability to negotiate on behalf of the managed app ) .
 It is also flexible and may be configured for a variety of requirements such as the need to proxy a full tunnel to support client certificate authentication , split traffic out of the tunnel to use the mobile device routes at an application or network level , and direct traffic to a proxy server as needed .
 XenMobile Unified Endpoint Management , is an essential layer of the Citrix Workspace for protecting your enterprise platforms , apps and data . Review more about how its Micro VPN feature seamlessly enables WorkSpace apps to securely access Enterprise resources . Comment below or reach me by tweeting @tweetmattbrooks .
 More Secure Mail Features Coming your Way !


text:
A virtual tour of St Peter's.
The tour starts in the entrance grounds with the view from the front lawn among the trees.
We have a wide range of plant species in the greenhouse, varying throughout the year. Below you can see many of them including the Spider Plants, Physalis, Gooseberry, Geraniums, Parrot plant, Amaryllis, Yucca, and Flaming Katy.
Our theatre is used everyday for school assemblies and the occasional school production.
Award-winning Cafe FUSION is run by St Peter’s in-house catering department.
All our classrooms have a projector, interactive whiteboard and at least 2 computers, and many have over 10.
The library is well stocked with thousands of books, magazines and a quiet work area.
The tour finishes here, at the sports hall. This space can be used as two halls by closing the dividing curtains.

tokenized:
A virtual tour of St Peter 's .
 The tour starts in the entrance grounds with the view from the front lawn among the trees .
 We have a wide range of plant species in the greenhouse , varying throughout the year . Below you can see many of them including the Spider Plants , Physalis , Gooseberry , Geraniums , Parrot plant , Amaryllis , Yucca , and Flaming Katy .
 Our theatre is used everyday for school assemblies and the occasional school production .
 Award - winning Cafe FUSION is run by St Peter ’s in - house catering department .
 All our classrooms have a projector , interactive whiteboard and at least 2 computers , and many have over 10 .
 The library is well stocked with thousands of books , magazines and a quiet work area .
 The tour finishes here , at the sports hall . This space can be used as two halls by closing the dividing curtains .


text:
This website is property of Kluivert Dog Rescue Center. The website was made by Kentaa, a Kentaa B.V. product (www.kentaa.nl). Anyone who uses Kluivert Dog Rescue Center - for any purpose whatsoever - agrees to the terms and conditions set out below.
Kluivert Dog Rescue Center and Kentaa undertake to prevent defects of this website as far as possible and to remedy any defects as soon as possible. For the provision of its services, Kentaa relies on third parties, such as hosting and payment providers, and the interfaces (API) of social networks.
Kluivert Dog Rescue Center and Kentaa offer no warranty with regard to the funcioning and the service provision of this website and reserve the right to modify or expand the service. Kluivert Dog Rescue Center and Kentaa are not liable for direct or indirect damage of any kind resulting from the use of the website of any information provided on the website, including damage to or loss of data and damage to equipment or programmes.
Kluivert Dog Rescue Center shall make its best effort to respect the rights to texts, photographs, illustrations, maps, other graphic material, (trade) names, brands, logos, and databases. The copyrights, brand rights, and/or other intellectual property rights to the protected material rest with the company that uses this material or right. In case photographs, illustrations, etc. are uploaded to Kluivert Dog Rescue Center by an action starter, participant, or project manager, that action starter, participant, or project manager guarantees that the copyrights or third parties to that material are respected. The action starter, participant, or project manager indemnifies Kluivert Dog Rescue Center against third party claims related to any violation of copyrights.
Payment provider Buckaroo B.V. handles the transactions made through this website. Kentaa and Buckaroo B.V. charge transaction costs for transactions. Kluivert Dog Rescue Center and Kentaa are not liable for the services of Buckaroo B.V.. In case of a donation, someone may contribute to the transaction costs. The exact transaction costs depend on the donated sum and the payment method.
All data contained in the electronic correspondence with the website Kluivert Dog Rescue Center that identify a natural person ("personal data") shall be handled with the greatest care by Kluivert Dog Rescue Center and Kentaa. With regard to personal data, Kluivert Dog Rescue Center and Kentaa shall comply with the General Data Protection Regulation (“GDPR”), the Privacy Statement, and the Cookie Statement. Kluivert Dog Rescue Center shall always be the 'Controller', and Kentaa the 'Processor' within the meaning of article 4 paragraph f of the GDPR. Kluivert Dog Rescue Center and Kentaa have full access to your data. Your data shall not be shared with or made available to third parties, unless Kluivert Dog Rescue Center is obliged to do so under the law, a court order, or an official command. When you visit the website, start an action page, log into a social media profile or email address, or make a donation, your data are stored. Kluivert Dog Rescue Center and Kentaa and use your data to support or carry out your fund-raising action, registration of participation in events, processing of donations, and to inform you about activities and works, or to ask for your support. If you do not wish to receive information from Kluivert Dog Rescue Center, or if you want to object to the processing of your personal data, please contact us via: [E-MAILADRES CONTACTPERSOON WEBSITE]. You can also opt out from receiving news letters and emailing by clicking the link you will find at the bottom of every email.
If it turns out that any person who leaves their personal data on the website Kluivert Dog Rescue Center is under 16, Kluivert Dog Rescue Center shall verify if these data were provided with a parent's or guardian's permission, as far as possible with the technical means available. If such permission is missing, Kluivert Dog Rescue Center shall not process the personal data.
Cookies are an essential part of surfing the web. Cookies are small bits of information stored on your computer by your browser. Kentaa uses the information in cookies to recognize the visitor on their next visit, and to offer them personalized content, and to make it easier for the visitor. Cookies are also used to obtain statistical information. With regard to placing cookies, Kluivert Dog Rescue Center and Kentaa act in accordance with article 11.7 of the Telecomunication Act and the Cookie Statement.
Kluivert Dog Rescue Center and Kentaa reserve the right to remove inappropriate or copyrighted information placed on the website by users, partly or completely, without prior notice and without being liable to pay any kind of damages.

tokenized:
This website is property of Kluivert Dog Rescue Center . The website was made by Kentaa , a Kentaa B.V. product ( www.kentaa.nl ) . Anyone who uses Kluivert Dog Rescue Center - for any purpose whatsoever - agrees to the terms and conditions set out below .
 Kluivert Dog Rescue Center and Kentaa undertake to prevent defects of this website as far as possible and to remedy any defects as soon as possible . For the provision of its services , Kentaa relies on third parties , such as hosting and payment providers , and the interfaces ( API ) of social networks .
 Kluivert Dog Rescue Center and Kentaa offer no warranty with regard to the funcioning and the service provision of this website and reserve the right to modify or expand the service . Kluivert Dog Rescue Center and Kentaa are not liable for direct or indirect damage of any kind resulting from the use of the website of any information provided on the website , including damage to or loss of data and damage to equipment or programmes .
 Kluivert Dog Rescue Center shall make its best effort to respect the rights to texts , photographs , illustrations , maps , other graphic material , ( trade ) names , brands , logos , and databases . The copyrights , brand rights , and/or other intellectual property rights to the protected material rest with the company that uses this material or right . In case photographs , illustrations , etc . are uploaded to Kluivert Dog Rescue Center by an action starter , participant , or project manager , that action starter , participant , or project manager guarantees that the copyrights or third parties to that material are respected . The action starter , participant , or project manager indemnifies Kluivert Dog Rescue Center against third party claims related to any violation of copyrights .
 Payment provider Buckaroo B.V. handles the transactions made through this website . Kentaa and Buckaroo B.V. charge transaction costs for transactions . Kluivert Dog Rescue Center and Kentaa are not liable for the services of Buckaroo B.V .. In case of a donation , someone may contribute to the transaction costs . The exact transaction costs depend on the donated sum and the payment method .
 All data contained in the electronic correspondence with the website Kluivert Dog Rescue Center that identify a natural person ( " personal data " ) shall be handled with the greatest care by Kluivert Dog Rescue Center and Kentaa . With regard to personal data , Kluivert Dog Rescue Center and Kentaa shall comply with the General Data Protection Regulation ( “ GDPR ” ) , the Privacy Statement , and the Cookie Statement . Kluivert Dog Rescue Center shall always be the ' Controller ' , and Kentaa the ' Processor ' within the meaning of article 4 paragraph f of the GDPR . Kluivert Dog Rescue Center and Kentaa have full access to your data . Your data shall not be shared with or made available to third parties , unless Kluivert Dog Rescue Center is obliged to do so under the law , a court order , or an official command . When you visit the website , start an action page , log into a social media profile or email address , or make a donation , your data are stored . Kluivert Dog Rescue Center and Kentaa and use your data to support or carry out your fund - raising action , registration of participation in events , processing of donations , and to inform you about activities and works , or to ask for your support . If you do not wish to receive information from Kluivert Dog Rescue Center , or if you want to object to the processing of your personal data , please contact us via : [ E - MAILADRES CONTACTPERSOON WEBSITE ] . You can also opt out from receiving news letters and emailing by clicking the link you will find at the bottom of every email .
 If it turns out that any person who leaves their personal data on the website Kluivert Dog Rescue Center is under 16 , Kluivert Dog Rescue Center shall verify if these data were provided with a parent 's or guardian 's permission , as far as possible with the technical means available . If such permission is missing , Kluivert Dog Rescue Center shall not process the personal data .
 Cookies are an essential part of surfing the web . Cookies are small bits of information stored on your computer by your browser . Kentaa uses the information in cookies to recognize the visitor on their next visit , and to offer them personalized content , and to make it easier for the visitor . Cookies are also used to obtain statistical information . With regard to placing cookies , Kluivert Dog Rescue Center and Kentaa act in accordance with article 11.7 of the Telecomunication Act and the Cookie Statement .
 Kluivert Dog Rescue Center and Kentaa reserve the right to remove inappropriate or copyrighted information placed on the website by users , partly or completely , without prior notice and without being liable to pay any kind of damages .


text: This Bee shirt is the height of apian fashion. You'll enjoy wearing your Bee shirt to the shore, in your garden, and through day outings. The Bee shirt is simply a great combination of style and comfort, with its classic baseball-style banner and premium weight material. The Bee shirt stays soft and breathable all day. This 5 x 8 inch design is also available for Bee sweatshirts so you don't have to hide your Bee admiration when the weather gets chilly. A great gift find.

tokenized: This Bee shirt is the height of apian fashion . You 'll enjoy wearing your Bee shirt to the shore , in your garden , and through day outings . The Bee shirt is simply a great combination of style and comfort , with its classic baseball - style banner and premium weight material . The Bee shirt stays soft and breathable all day . This 5 x 8 inch design is also available for Bee sweatshirts so you do n't have to hide your Bee admiration when the weather gets chilly . A great gift find .


text:
Responsible to assist with the implementation of Crime Preventions goals and objectives including the facilitation.
Responsible for the over – sight and daily involvement with the Building Horizons activities.
Assists the Building Horizons Coordinator with administrative task and special projects.
Reports to the Building Horizons Manager.
Maintains relationships with community youths, volunteers and professional(s) servicing the Agency.
Maintains relationship with school district personnel when necessary and other outside agencies/organizations involved with youths.
The activities listed below are not all inclusive; however they are indicative of the types of activities normally performed by Building Horizons Facilitators.
Provides supervision, directions, instruction and support to youth ages 8 – 17 involved in the Building Horizons program. Organizes materials and supplies used for after school activities and special events.
Assists Manager with all arrangements relative to guest speakers, workshops, camps field trips and educational sessions.
Assists in community assessments relative to substance abuse issues.
Participates in ongoing training relative to youth development, substance abuse prevention and educational instruction methods.
Must attend all regular and special meetings (when requested) of the Board of Commissioners.
Must travel when necessary to fulfill business for the RVIHA.
Any other duties as assigned by Building Horizons Manager or Executive Director.
Proven experience working in youth service organization, school setting or social service organization.
Ability to effectively and positively motivate youth in structured activities.
Ability to work odd hours, some evenings and occasional weekends.
Must possess a valid California Drivers License.
Must be willing to take and be able to pass drug tests, live scan and background check.
Preference in filling vacancies is given to qualified Indian candidates in accordance with the Indian Preference Act (Title 25, U.S. Code Sections 472 and 473). In other than the above the Round Valley Indian Housing Authority is an Equal Opportunity Employer.
Please follow this link to get a Printable form of this job description.
Last modified: July 16 2018.

tokenized:
Responsible to assist with the implementation of Crime Preventions goals and objectives including the facilitation .
 Responsible for the over – sight and daily involvement with the Building Horizons activities .
 Assists the Building Horizons Coordinator with administrative task and special projects .
 Reports to the Building Horizons Manager .
 Maintains relationships with community youths , volunteers and professional(s ) servicing the Agency .
 Maintains relationship with school district personnel when necessary and other outside agencies / organizations involved with youths .
 The activities listed below are not all inclusive ; however they are indicative of the types of activities normally performed by Building Horizons Facilitators .
 Provides supervision , directions , instruction and support to youth ages 8 – 17 involved in the Building Horizons program . Organizes materials and supplies used for after school activities and special events .
 Assists Manager with all arrangements relative to guest speakers , workshops , camps field trips and educational sessions .
 Assists in community assessments relative to substance abuse issues .
 Participates in ongoing training relative to youth development , substance abuse prevention and educational instruction methods .
 Must attend all regular and special meetings ( when requested ) of the Board of Commissioners .
 Must travel when necessary to fulfill business for the RVIHA .
 Any other duties as assigned by Building Horizons Manager or Executive Director .
 Proven experience working in youth service organization , school setting or social service organization .
 Ability to effectively and positively motivate youth in structured activities .
 Ability to work odd hours , some evenings and occasional weekends .
 Must possess a valid California Drivers License .
 Must be willing to take and be able to pass drug tests , live scan and background check .
 Preference in filling vacancies is given to qualified Indian candidates in accordance with the Indian Preference Act ( Title 25 , U.S. Code Sections 472 and 473 ) . In other than the above the Round Valley Indian Housing Authority is an Equal Opportunity Employer .
 Please follow this link to get a Printable form of this job description .
 Last modified : July 16 2018 .


text:
One of the criteria used by lenders to determine if you qualify for home financing is your debt-to-income (DTI) ratio. This formula helps lenders determine if you have the capacity to meet your monthly debt obligations, including the expense associated with your home.
There are multiple components of your total monthly housing expense that a lender will consider when calculating your DTI. These include not only the principal and interest payments that you will make each month but also your property taxes and homeowners insurance. For some borrowers, the total monthly housing expense will also include mortgage insurance, flood insurance and homeowners’ association (HOA) or condo dues.
P&I are the main components of your monthly mortgage payment. Principal is the amount borrowed that has to be paid back to the lender. Interest is what the lender charges for lending the borrower money.
Real Estate (aka Property Tax) is a tax assessed on real estate. The tax is based on the value of the subject property and is assessed by your local municipality.
Insurance coverage available for owner-occupied properties to protect against personal liability and physical property damages for a dwelling and its contents.
Lenders will require that borrowers secure mortgage insurance with down payments less than 20% for one-unit primary residences. This insurance protects the lender in the event of a loan default, but the monthly premiums are paid by the borrower. There are also options whereby the lender will pay the mortgage insurance premium on behalf of the borrower, however this will result in a higher interest rate on the loan.
Flood insurance compensates for physical property damages resulting from flooding. It is required in federally designated Special Flood Hazard Areas. The lender will conduct a flood certification during underwriting to determine whether the subject property is in a designated flood zone.
An HOA is an entity formed to manage the day-to-day operation and long term interests of residential dwelling communities, including condo, co-op, and PUD projects. The HOA is typically created and vested with specific roles, responsibilities, and rights by the project’s legal documents in compliance with applicable laws.
HOA dues are the fees that must be paid monthly by owners of properties in the residential lending dwelling community to the HOA for maintaining and improving properties in the dwelling community.

tokenized:
One of the criteria used by lenders to determine if you qualify for home financing is your debt - to - income ( DTI ) ratio . This formula helps lenders determine if you have the capacity to meet your monthly debt obligations , including the expense associated with your home .
 There are multiple components of your total monthly housing expense that a lender will consider when calculating your DTI . These include not only the principal and interest payments that you will make each month but also your property taxes and homeowners insurance . For some borrowers , the total monthly housing expense will also include mortgage insurance , flood insurance and homeowners ’ association ( HOA ) or condo dues .
 P&I are the main components of your monthly mortgage payment . Principal is the amount borrowed that has to be paid back to the lender . Interest is what the lender charges for lending the borrower money .
 Real Estate ( aka Property Tax ) is a tax assessed on real estate . The tax is based on the value of the subject property and is assessed by your local municipality .
 Insurance coverage available for owner - occupied properties to protect against personal liability and physical property damages for a dwelling and its contents .
 Lenders will require that borrowers secure mortgage insurance with down payments less than 20 % for one - unit primary residences . This insurance protects the lender in the event of a loan default , but the monthly premiums are paid by the borrower . There are also options whereby the lender will pay the mortgage insurance premium on behalf of the borrower , however this will result in a higher interest rate on the loan .
 Flood insurance compensates for physical property damages resulting from flooding . It is required in federally designated Special Flood Hazard Areas . The lender will conduct a flood certification during underwriting to determine whether the subject property is in a designated flood zone .
 An HOA is an entity formed to manage the day - to - day operation and long term interests of residential dwelling communities , including condo , co - op , and PUD projects . The HOA is typically created and vested with specific roles , responsibilities , and rights by the project ’s legal documents in compliance with applicable laws .
 HOA dues are the fees that must be paid monthly by owners of properties in the residential lending dwelling community to the HOA for maintaining and improving properties in the dwelling community .


text: Lana small Satin disc drop earrings. Polished 14-karat yellow gold. Mother-of-pearl inlay center. French wire for pierced ears. Approx. 1.2L drop.

tokenized: Lana small Satin disc drop earrings . Polished 14 - karat yellow gold . Mother - of - pearl inlay center . French wire for pierced ears . Approx . 1.2L drop .


text:
Lonohana Estate Chocolate, located on the island of Oahu, Hawaii, is a unique kind of chocolate company. It fully produces its small batches of world-class chocolate from seed to bar.
The Lonohana name is a blend of two significant words. In Hawaiian mythology Lono is the God of agriculture, and on the islands “ohana” loosely translates to “family,” in the sense of extended and adopted family. The mission of this family-owned and run brand is to create an alternate model to the standard (and opaque) practices of the “Big Chocolate” brands. Lonohana’s process is 100% transparent, where visitors and customers examine the inner workings for themselves without relying on third parties or questionable certification programs.
In an effort to work for, and with, the local environment, Lonohana uses agroforestry systems and practices to repurpose heavily abused ex-sugar lands for its farms.
By controlling its entire product cycle from growth and harvest to creating quality chocolates, this family of chocolate makers hopes to reverse the local notion that farming is something you do when you have no other options, and instead instill the idea that working with the land is a legitimate and valued lifestyle choice for future generations.
Lonohana first began selling its chocolate in 2013, but when the owners were recently ready for a new look they called on Deb Viola of Viola Design to create a new logo and a luxurious package that felt elegant and Hawaiian but kept production costs as low as possible.
Viola first worked on creating a logotype that felt updated and modern, but maintained an island flair.
The cacao flower and interior of the cacao pod inspire the abstract icon design.
The award-winning package itself also closely identifies with the characteristics of the brand: Hawaiian, artisanal, simple, luxurious, honest, and personal. Produced by Aslan Graphics, the no-glue, fold-only package is based on a Japanese omiyage: an enticing box filled with local sweets to give to friends and family after a return from a trip.
Its interlocking cacao leaves are printed with 1 PMS to provide some tone-on-tone detail to the leaves, then further enhanced with a sculpted multi-level registered emboss.
Lonohana produces three unique limited edition batches a handful of times throughout the year, each yields about 350 bars and no two batches are ever the same. If you want to get in on this elite chocolate experience you can check out Lonohana’s chocolate club.
The bellyband system provides a cost-effective solution for customizing the packaging for each of these small runs, as well as an effective method of sealing the packages.
Viola said she specified CLASSIC® WOODGRAIN, Bare White for the packaging because the finish lends itself to the natural nature of the brand as well as ties back in to the unusual construction of an omiyage. She used CLASSIC CREST®, Bare White, Smooth for the bellybands to add an extra layer of texture and interest to the aesthetic.

tokenized:
Lonohana Estate Chocolate , located on the island of Oahu , Hawaii , is a unique kind of chocolate company . It fully produces its small batches of world - class chocolate from seed to bar .
 The Lonohana name is a blend of two significant words . In Hawaiian mythology Lono is the God of agriculture , and on the islands “ ohana ” loosely translates to “ family , ” in the sense of extended and adopted family . The mission of this family - owned and run brand is to create an alternate model to the standard ( and opaque ) practices of the “ Big Chocolate ” brands . Lonohana ’s process is 100 % transparent , where visitors and customers examine the inner workings for themselves without relying on third parties or questionable certification programs .
 In an effort to work for , and with , the local environment , Lonohana uses agroforestry systems and practices to repurpose heavily abused ex - sugar lands for its farms .
 By controlling its entire product cycle from growth and harvest to creating quality chocolates , this family of chocolate makers hopes to reverse the local notion that farming is something you do when you have no other options , and instead instill the idea that working with the land is a legitimate and valued lifestyle choice for future generations .
 Lonohana first began selling its chocolate in 2013 , but when the owners were recently ready for a new look they called on Deb Viola of Viola Design to create a new logo and a luxurious package that felt elegant and Hawaiian but kept production costs as low as possible .
 Viola first worked on creating a logotype that felt updated and modern , but maintained an island flair .
 The cacao flower and interior of the cacao pod inspire the abstract icon design .
 The award - winning package itself also closely identifies with the characteristics of the brand : Hawaiian , artisanal , simple , luxurious , honest , and personal . Produced by Aslan Graphics , the no - glue , fold - only package is based on a Japanese omiyage : an enticing box filled with local sweets to give to friends and family after a return from a trip .
 Its interlocking cacao leaves are printed with 1 PMS to provide some tone - on - tone detail to the leaves , then further enhanced with a sculpted multi - level registered emboss .
 Lonohana produces three unique limited edition batches a handful of times throughout the year , each yields about 350 bars and no two batches are ever the same . If you want to get in on this elite chocolate experience you can check out Lonohana ’s chocolate club .
 The bellyband system provides a cost - effective solution for customizing the packaging for each of these small runs , as well as an effective method of sealing the packages .
 Viola said she specified CLASSIC ® WOODGRAIN , Bare White for the packaging because the finish lends itself to the natural nature of the brand as well as ties back in to the unusual construction of an omiyage . She used CLASSIC CREST ® , Bare White , Smooth for the bellybands to add an extra layer of texture and interest to the aesthetic .


text:
IRA recharacterization gives investors a chance to undo their IRA conversion, switching between Roth IRA and traditional IRA. Sometimes, investors need to reconsider their decision on traditional IRA or Roth IRA contributions. For example, after converting a traditional IRA to a Roth IRA, you may regret your decision. IRA recharacterization lets you reverse an IRA conversion as if it never happened. However, it is a little more difficult than just getting your most recent online credit check.
IRA recharacterization can be done in a few simple steps. It is easier if the IRA custodian calculates profit or loss based on the amount you have contributed to a specific IRA account. Otherwise, you have to calculate whether the IRA recharacterization will be profitable on your own. In this post, you will learn some helpful tips for IRA recharacterization.
Individual retirement account, or IRA, enables business owners as well as their employees save money for their old age. When selecting an IRA account, tax deferred growth or tax free growth funds are the usual options. In case you need to switch, an IRA recharacterization lets you change your contribution from traditional IRA to Roth IRA and vice-versa. Reversing a rollover from traditional IRA to Roth IRA is a more common recharacterization type. In this case, the investor has to request the Roth IRA trustee to transfer the amount in it to the traditional IRA. This transaction can be done within a financial institution and even between two different financial institutions. It is a technique often used by many of the most successful investors.
Why Is IRA Recharacterization Required?
To understand the necessity of IRA recharacterization, you first need to understand the basic characteristics of traditional and Roth IRA. A traditional IRA offers the opportunity to save money without tax deduction. The tax deferred growth increases the volume of your savings without ever having to worry about securities fraud. However, when you finally withdraw fund from the traditional IRA, tax gets deducted. In contrast, the Roth IRA lets you save tax deducted money, so that it can grow tax free. Now, after opting for traditional IRA, if you worry about increasing rate of taxes, then you may like to recharacterize it to Roth IRA. By paying the taxes now, you can save money on large tax payments in future.
Why Recharacterize A Roth IRA?
Sometimes, investors choose to recharacterize the Roth IRA into a traditional IRA. Many reasons can trigger such a decision. If your Roth IRA asset value has decreased, or the conversion has not happened properly, it is wise to opt for recharacterization. If your taxable income increases, the tax free income from the Roth IRA may actually increasing the overall tax on your income. Furthermore, some individuals convert Roth IRA to a traditional IRA when they do not have money to immediately pay required taxes, just as they would for a VA loan.
For recharacterizing your IRA contribution or conversion, you will have to move the contribution to the desired IRA account. Financial institutions simply switch the type of IRA to facilitate the recharacterization quicker. Talk to the trustee of the financial institution to find out the exact IRA recharacterization procedure they use and the necessary documentation, if any.
Interestingly enough, instead of converting your traditional IRA contributions to a single Roth IRA, they can be converted into three or more Roth IRA accounts. If you prefer diverse accounts, convert a portion of your traditional IRA contribution to each of the different Roth IRA accounts. By diversifiying, you will be able to monitor when the value of one Roth IRA account is decreasing and recharacterize it. As a result, IRA recharacterization can strategically used to mitigate tax costs.
What Is The IRA Recharacterization Deadline?
IRA contributions or Roth conversions must be recharacterized before the tax filing plus extension period is completed. Of course, the tax return has to be filed, generally, before 15th of April. Additionally, you get six months of extension period which gives you until the 15th of October to recharacterize previous year’s IRA account.
Do I Recharacterize The Entire Amount?
This is an excellent question, and the answer is no. You do not have to recharacterize the entire balance of your Roth IRA. If you have only a small percentage of your money that accounts for lost value, only recharacterize that particular amount. There is no need to recharacterize $100,000 if only $10,000 of it is a lost value. This is only one reason people recharacterize their IRAs. However, it is important to remember this for IRA recharacterization.
Recharacterization cannot take the form of a 60-day rollover. Instead, to recharacterize an IRA, you need to use a direct transfer from the Roth IRA to the traditional IRA. There are no ways around this, just like there is no easy way to start trading Forex. So, if you were hoping to score some extra time, that is unfortunately not a possibility. However, if you are ready to go ahead and just make the switch directly, recharacterization is a method that is certainly available to you.
As we have determined, IRA recharacterization prevents loss and tax costs to some extent. But, before proceeding, it is necessary to calculate the earnings or savings that the recharacterization will bring about. Accountants or tax assistants can offer strategic help for appropriate utilization of IRA recharacterization.

tokenized:
IRA recharacterization gives investors a chance to undo their IRA conversion , switching between Roth IRA and traditional IRA . Sometimes , investors need to reconsider their decision on traditional IRA or Roth IRA contributions . For example , after converting a traditional IRA to a Roth IRA , you may regret your decision . IRA recharacterization lets you reverse an IRA conversion as if it never happened . However , it is a little more difficult than just getting your most recent online credit check .
 IRA recharacterization can be done in a few simple steps . It is easier if the IRA custodian calculates profit or loss based on the amount you have contributed to a specific IRA account . Otherwise , you have to calculate whether the IRA recharacterization will be profitable on your own . In this post , you will learn some helpful tips for IRA recharacterization .
 Individual retirement account , or IRA , enables business owners as well as their employees save money for their old age . When selecting an IRA account , tax deferred growth or tax free growth funds are the usual options . In case you need to switch , an IRA recharacterization lets you change your contribution from traditional IRA to Roth IRA and vice - versa . Reversing a rollover from traditional IRA to Roth IRA is a more common recharacterization type . In this case , the investor has to request the Roth IRA trustee to transfer the amount in it to the traditional IRA . This transaction can be done within a financial institution and even between two different financial institutions . It is a technique often used by many of the most successful investors .
 Why Is IRA Recharacterization Required ?
 To understand the necessity of IRA recharacterization , you first need to understand the basic characteristics of traditional and Roth IRA . A traditional IRA offers the opportunity to save money without tax deduction . The tax deferred growth increases the volume of your savings without ever having to worry about securities fraud . However , when you finally withdraw fund from the traditional IRA , tax gets deducted . In contrast , the Roth IRA lets you save tax deducted money , so that it can grow tax free . Now , after opting for traditional IRA , if you worry about increasing rate of taxes , then you may like to recharacterize it to Roth IRA . By paying the taxes now , you can save money on large tax payments in future .
 Why Recharacterize A Roth IRA ?
 Sometimes , investors choose to recharacterize the Roth IRA into a traditional IRA . Many reasons can trigger such a decision . If your Roth IRA asset value has decreased , or the conversion has not happened properly , it is wise to opt for recharacterization . If your taxable income increases , the tax free income from the Roth IRA may actually increasing the overall tax on your income . Furthermore , some individuals convert Roth IRA to a traditional IRA when they do not have money to immediately pay required taxes , just as they would for a VA loan .
 For recharacterizing your IRA contribution or conversion , you will have to move the contribution to the desired IRA account . Financial institutions simply switch the type of IRA to facilitate the recharacterization quicker . Talk to the trustee of the financial institution to find out the exact IRA recharacterization procedure they use and the necessary documentation , if any .
 Interestingly enough , instead of converting your traditional IRA contributions to a single Roth IRA , they can be converted into three or more Roth IRA accounts . If you prefer diverse accounts , convert a portion of your traditional IRA contribution to each of the different Roth IRA accounts . By diversifiying , you will be able to monitor when the value of one Roth IRA account is decreasing and recharacterize it . As a result , IRA recharacterization can strategically used to mitigate tax costs .
 What Is The IRA Recharacterization Deadline ?
 IRA contributions or Roth conversions must be recharacterized before the tax filing plus extension period is completed . Of course , the tax return has to be filed , generally , before 15th of April . Additionally , you get six months of extension period which gives you until the 15th of October to recharacterize previous year ’s IRA account .
 Do I Recharacterize The Entire Amount ?
 This is an excellent question , and the answer is no . You do not have to recharacterize the entire balance of your Roth IRA . If you have only a small percentage of your money that accounts for lost value , only recharacterize that particular amount . There is no need to recharacterize $ 100,000 if only $ 10,000 of it is a lost value . This is only one reason people recharacterize their IRAs . However , it is important to remember this for IRA recharacterization .
 Recharacterization can not take the form of a 60 - day rollover . Instead , to recharacterize an IRA , you need to use a direct transfer from the Roth IRA to the traditional IRA . There are no ways around this , just like there is no easy way to start trading Forex . So , if you were hoping to score some extra time , that is unfortunately not a possibility . However , if you are ready to go ahead and just make the switch directly , recharacterization is a method that is certainly available to you .
 As we have determined , IRA recharacterization prevents loss and tax costs to some extent . But , before proceeding , it is necessary to calculate the earnings or savings that the recharacterization will bring about . Accountants or tax assistants can offer strategic help for appropriate utilization of IRA recharacterization .


text:
Beyond Rewards offers a diverse range of training programs for Supervisors, Managers and Staff. Training covers Human Resources, Health and Safety, Wellness, Communications, and Corporate Legislative, Policy, General Business Practices and Self Development Workshops and Courses. Our training workshops and courses will engage your managers, supervisors and staff while teaching them practical skills and knowledge that they can immediately apply.
Our clients' managers, supervisors and staff benefit in hundreds of ways by using our training, so will yours. Statistics show that increased training and development result in higher company performance.
Increases in productivity of 17% to 24%.
Increased confidence in management, supervisors and staff.
Enhanced communication, teamwork, and problem solving skills.

tokenized:
Beyond Rewards offers a diverse range of training programs for Supervisors , Managers and Staff . Training covers Human Resources , Health and Safety , Wellness , Communications , and Corporate Legislative , Policy , General Business Practices and Self Development Workshops and Courses . Our training workshops and courses will engage your managers , supervisors and staff while teaching them practical skills and knowledge that they can immediately apply .
 Our clients ' managers , supervisors and staff benefit in hundreds of ways by using our training , so will yours . Statistics show that increased training and development result in higher company performance .
 Increases in productivity of 17 % to 24 % .
 Increased confidence in management , supervisors and staff .
 Enhanced communication , teamwork , and problem solving skills .


text:
Hordeyiniv studies of the varieties of spring barley. Create a directory to determine varietal purity parties grain varieties identification of genotypes. Research electrophoretic spectra hordeyiniv as an additional form of qualifying examination.
посмотреть текст работы "Barley genotypes identification of seed prolamine by electrophoretic spectrum"
Substantiation of indicators of the quality of the seed potato fraction. Studies of the variation of yields depending on the treatment of planting tubers drugs method. Principles of formation of seed fractions of potato and early maturing varieties.
The first varieties of typical winter durum wheat Michurinka and Novomichurinka were created by interspecies hybridization varieties of bread winter and durum spring wheat. Systematic improving of durum winter wheat has. Introgression of dwarf-genes.
The breeding by combinatorial breeding of new high-yield table grapes. Resistance of cuttings to fungal diseases. Comparison of morphological features of descriptor leaves of three varieties of grapes growing on testing sites, analysis of biometric data.
Optimization with the use of mathematical planning of the nutrient medium for the development of shoots from the tips with leaf rudiments in the genotypes of grapes. Differences in genotypes according to the need for concentrations of macroelements.
The frost resistance and winter hardiness levels of current varieties of winter cereals. Their association with geographical origin of the varieties. The necessity of screening of frost resistance of winter cereals varieties under controlled conditions.
Results physico-chemical parameters of different varieties of apples, as well as organoleptic and rheological properties of puree canned by different methods. The choice of good varieties and processing methods to improve the quality of Apple sauce.
Pyricularia as the most harmful fungal disease that affects rice. Characteristics of rice varieties that are genetically protected from piricularia and do not require chemical protection from this disease. Analysis of the non-pesticidal technology.
Recently, a new wine grapes produced by generative breeding are being introduced into commercial cultivation. The use of selected varieties of grapes grown in Ukraine for the genetic connection and analysis of the consistency of their breeding scheme.

tokenized:
Hordeyiniv studies of the varieties of spring barley . Create a directory to determine varietal purity parties grain varieties identification of genotypes . Research electrophoretic spectra hordeyiniv as an additional form of qualifying examination .
 посмотреть текст работы " Barley genotypes identification of seed prolamine by electrophoretic spectrum "
 Substantiation of indicators of the quality of the seed potato fraction . Studies of the variation of yields depending on the treatment of planting tubers drugs method . Principles of formation of seed fractions of potato and early maturing varieties .
 The first varieties of typical winter durum wheat Michurinka and Novomichurinka were created by interspecies hybridization varieties of bread winter and durum spring wheat . Systematic improving of durum winter wheat has . Introgression of dwarf - genes .
 The breeding by combinatorial breeding of new high - yield table grapes . Resistance of cuttings to fungal diseases . Comparison of morphological features of descriptor leaves of three varieties of grapes growing on testing sites , analysis of biometric data .
 Optimization with the use of mathematical planning of the nutrient medium for the development of shoots from the tips with leaf rudiments in the genotypes of grapes . Differences in genotypes according to the need for concentrations of macroelements .
 The frost resistance and winter hardiness levels of current varieties of winter cereals . Their association with geographical origin of the varieties . The necessity of screening of frost resistance of winter cereals varieties under controlled conditions .
 Results physico - chemical parameters of different varieties of apples , as well as organoleptic and rheological properties of puree canned by different methods . The choice of good varieties and processing methods to improve the quality of Apple sauce .
 Pyricularia as the most harmful fungal disease that affects rice . Characteristics of rice varieties that are genetically protected from piricularia and do not require chemical protection from this disease . Analysis of the non - pesticidal technology .
 Recently , a new wine grapes produced by generative breeding are being introduced into commercial cultivation . The use of selected varieties of grapes grown in Ukraine for the genetic connection and analysis of the consistency of their breeding scheme .


text:
A beautiful and tranquil hide-away just outside Uganda’s Lake Mburu National Park, Mihingo Lodge is an eco-friendly tented camp perched on a rocky, tree-lined hill-side with dramatic views over the park. A wonderful place to unwind during a Ugandan adventure, Mihingo also makes a comfortable base from which to explore unspoilt Lake Mburu, with its varied wildlife, including plains game, hippos and crocodiles and abundant birdlife. Arrange game drives, bush walks, horse-back safaris and boat trips, or just relax at the lodge, enjoy a massage and drink in the birds-eye view of zebra, eland and impala drinking at the waterhole from the beautiful infinity pool.
The ten comfortable tented rooms are spaced well apart in different settings around the property, so you might enjoy a panoramic view from the top of a rocky outcrop, reached by a series of winding steps, relax in a secluded forest setting or have close views of the waterhole. If steps and a scenic walk to reach your room don’t appeal, ask for one of the rooms closer to the main area, equally private and beautiful.
A shady thatched canopy shelters the tents, which are built on stilted wooden platforms, to impact the environment as little as possible. The en-suite bathrooms have showers with solar heated water, some of the showers being built into the natural rock.
There are comfortable big beds made up in crisp linen and draped in mosquito netting, safari style furnishings with a hand-made leather trunk, then chairs and a sofa on the verandah to kick back and enjoy the privacy and tranquil atmosphere over morning coffee, which is brought to you.
Excellent food is served at the open-sided thatched dining room with its wonderful views to the waterhole and beyond. Starters are served and then there is an extensive buffet of main courses and fresh tasty salads, with plenty of choice and variety. Camp fires in the evening are a relaxed social gathering and the resident bush babies may also join in.
The lovely relaxed atmosphere, friendly service and amazing views make Mihingo a wonderful place for a memorable break in inspiring, unspoilt surroundings.

tokenized:
A beautiful and tranquil hide - away just outside Uganda ’s Lake Mburu National Park , Mihingo Lodge is an eco - friendly tented camp perched on a rocky , tree - lined hill - side with dramatic views over the park . A wonderful place to unwind during a Ugandan adventure , Mihingo also makes a comfortable base from which to explore unspoilt Lake Mburu , with its varied wildlife , including plains game , hippos and crocodiles and abundant birdlife . Arrange game drives , bush walks , horse - back safaris and boat trips , or just relax at the lodge , enjoy a massage and drink in the birds - eye view of zebra , eland and impala drinking at the waterhole from the beautiful infinity pool .
 The ten comfortable tented rooms are spaced well apart in different settings around the property , so you might enjoy a panoramic view from the top of a rocky outcrop , reached by a series of winding steps , relax in a secluded forest setting or have close views of the waterhole . If steps and a scenic walk to reach your room do n’t appeal , ask for one of the rooms closer to the main area , equally private and beautiful .
 A shady thatched canopy shelters the tents , which are built on stilted wooden platforms , to impact the environment as little as possible . The en - suite bathrooms have showers with solar heated water , some of the showers being built into the natural rock .
 There are comfortable big beds made up in crisp linen and draped in mosquito netting , safari style furnishings with a hand - made leather trunk , then chairs and a sofa on the verandah to kick back and enjoy the privacy and tranquil atmosphere over morning coffee , which is brought to you .
 Excellent food is served at the open - sided thatched dining room with its wonderful views to the waterhole and beyond . Starters are served and then there is an extensive buffet of main courses and fresh tasty salads , with plenty of choice and variety . Camp fires in the evening are a relaxed social gathering and the resident bush babies may also join in .
 The lovely relaxed atmosphere , friendly service and amazing views make Mihingo a wonderful place for a memorable break in inspiring , unspoilt surroundings .


text:
The absurdist Kremlinology of the San Francisco 49ers is the kind of thing that provides amusement in difficult times, but it is not typically meant for happy moments like Monday.
Yet it re-revealed itself in the aftermath of the 49ers’ 28-0 boa constrictage of the Los Angeles Rams, and best of all, it revolved around the team’s backup quarterback, one of the few people in the NFL to have a quarterback rating lower than Case Keenum’s.
Yes. Colin Kaepernick. The Face O’ The Franchise.
Kaepernick caught a bit of grief and a bit of support at the start of Monday night’s game, and put in three difficult handoffs at the end of it. He took the anthemic knee that has become his de rigueur statement on police brutality, some players supported him physically, most took a neutral stand, and the nation endured as it always has.
But sometimes the devil is in the sidebar.
Kaepernick highlighted his postgame press conference by effusively (for him) praising club president/owner Jed York for being supportive of him and his stance both in word and check, an exchange of peacemaking gestures on both their parts that might have ushered in the era of mutually beneficial post-Kaepernickia.
But ESPN’s Trent Dilfer, who has long been presumed to be the designated media conduit of fellow York employee and team general manager Trent Baalke, had taken a few moments of Monday’s pregame to carve Kaepernick a new one for all the old reasons – for being a distraction, for being an attention whore, for being a backup and therefore unqualified to speak on weighty matters, and blah-blah-blahity-blah-blah.
The last of those being the most coherent argument.
But it isn’t the quality of Dilfer’s arguments that is at issue here, but his role as Baalke’s principal (and almost only) defender and presumably the conduit for Baalke’s own opinions, that made Kaepernick’s dismissive postgame response an event that fell well north of interesting and just short of actual newsworthiness.
The episode speaks to Baalke’s view of Kaepernick at the same time that their mutual boss is giving Kaepernick a seven-figure olive branch. It dovetails with the growing assumption that Baalke will be the designated scapegoat of this season ends as most people believe it will, and a perceived frostening of the relationship between the two men.
It is, in short, not a good look for Baalke, at a time when he could actually use one. And why does this speculation happen? Because neither York nor Baalke ever tried to create relationships with the local beat writers or selected other medioids (no, not me; I wouldn't wish that on anyone) that might help them explain themselves, their relationship and their positions in a meaningful and helpful (for them) way. They let the narrative run away from them, as they usually do, using national media types as their unconvincing leak-ees, and now their first win of the Chip Kelly Era is being used to reveal cracks in the organizational facade.
Does this matter in the longer run? Of course not. None of it matters, if truth be told. The Kaepernick protest is losing national steam (though not the cause for which he speaks), and rather than enjoy the peace and quiet of that, it is now a new referendum on the front office and its inner dysfunctions.
Which, as we know, is exactly the play they were going for, he said sarcastically.
York has never quite understood that the only way his media strategy works is if he talks to nobody at all, ever. Baalke doesn’t even get that benefit, because part of his job, whether he thinks so or not, is to gently convince potential team critics not to be so critical. His mentor, Bill Parcells, could be witheringly dismissive early in a game week but religiously spent Friday cultivating the beat writers, winning their undying loyalty along the way.
If the 49ers go 11-5, this matters not at all. But if they go 5-11, as most people suspect, this ruins one of the few good weekends York and Baalke . . . well, okay, Baalke . . . will have this year. That’s simply unsound tactical thinking, repeated again and again and making the criticism they hate so much so easy to distribute.
But maybe this is the way it’s supposed to be with this team – no moment too good to be impervious to potential ruin. And maybe it is precisely what Trent Baalke deserves for being so aggressively tone-deaf to the requirements of media relations in better times. At some point, you see, he will need another job (because general managers always get fired eventually), and owners are more interested in media opinions on job openings than they let on.
So the 49ers win, and the prime next-day takeaway is the relationship between the general manager and the backup quarterback. Sometimes you wonder how they can get their shoes tied for all the knots.

tokenized:
The absurdist Kremlinology of the San Francisco 49ers is the kind of thing that provides amusement in difficult times , but it is not typically meant for happy moments like Monday .
 Yet it re - revealed itself in the aftermath of the 49ers ’ 28 - 0 boa constrictage of the Los Angeles Rams , and best of all , it revolved around the team ’s backup quarterback , one of the few people in the NFL to have a quarterback rating lower than Case Keenum ’s .
 Yes . Colin Kaepernick . The Face O ’ The Franchise .
 Kaepernick caught a bit of grief and a bit of support at the start of Monday night ’s game , and put in three difficult handoffs at the end of it . He took the anthemic knee that has become his de rigueur statement on police brutality , some players supported him physically , most took a neutral stand , and the nation endured as it always has .
 But sometimes the devil is in the sidebar .
 Kaepernick highlighted his postgame press conference by effusively ( for him ) praising club president / owner Jed York for being supportive of him and his stance both in word and check , an exchange of peacemaking gestures on both their parts that might have ushered in the era of mutually beneficial post - Kaepernickia .
 But ESPN ’s Trent Dilfer , who has long been presumed to be the designated media conduit of fellow York employee and team general manager Trent Baalke , had taken a few moments of Monday ’s pregame to carve Kaepernick a new one for all the old reasons – for being a distraction , for being an attention whore , for being a backup and therefore unqualified to speak on weighty matters , and blah - blah - blahity - blah - blah .
 The last of those being the most coherent argument .
 But it is n’t the quality of Dilfer ’s arguments that is at issue here , but his role as Baalke ’s principal ( and almost only ) defender and presumably the conduit for Baalke ’s own opinions , that made Kaepernick ’s dismissive postgame response an event that fell well north of interesting and just short of actual newsworthiness .
 The episode speaks to Baalke ’s view of Kaepernick at the same time that their mutual boss is giving Kaepernick a seven - figure olive branch . It dovetails with the growing assumption that Baalke will be the designated scapegoat of this season ends as most people believe it will , and a perceived frostening of the relationship between the two men .
 It is , in short , not a good look for Baalke , at a time when he could actually use one . And why does this speculation happen ? Because neither York nor Baalke ever tried to create relationships with the local beat writers or selected other medioids ( no , not me ; I would n't wish that on anyone ) that might help them explain themselves , their relationship and their positions in a meaningful and helpful ( for them ) way . They let the narrative run away from them , as they usually do , using national media types as their unconvincing leak - ees , and now their first win of the Chip Kelly Era is being used to reveal cracks in the organizational facade .
 Does this matter in the longer run ? Of course not . None of it matters , if truth be told . The Kaepernick protest is losing national steam ( though not the cause for which he speaks ) , and rather than enjoy the peace and quiet of that , it is now a new referendum on the front office and its inner dysfunctions .
 Which , as we know , is exactly the play they were going for , he said sarcastically .
 York has never quite understood that the only way his media strategy works is if he talks to nobody at all , ever . Baalke does n’t even get that benefit , because part of his job , whether he thinks so or not , is to gently convince potential team critics not to be so critical . His mentor , Bill Parcells , could be witheringly dismissive early in a game week but religiously spent Friday cultivating the beat writers , winning their undying loyalty along the way .
 If the 49ers go 11 - 5 , this matters not at all . But if they go 5 - 11 , as most people suspect , this ruins one of the few good weekends York and Baalke . . . well , okay , Baalke . . . will have this year . That ’s simply unsound tactical thinking , repeated again and again and making the criticism they hate so much so easy to distribute .
 But maybe this is the way it ’s supposed to be with this team – no moment too good to be impervious to potential ruin . And maybe it is precisely what Trent Baalke deserves for being so aggressively tone - deaf to the requirements of media relations in better times . At some point , you see , he will need another job ( because general managers always get fired eventually ) , and owners are more interested in media opinions on job openings than they let on .
 So the 49ers win , and the prime next - day takeaway is the relationship between the general manager and the backup quarterback . Sometimes you wonder how they can get their shoes tied for all the knots .


text:
In 2060 we have rooms only for girls that travel with their friends or alone.
The size of the room is 30 sqm and it’s composed of 8 comfortable beds where you will sleep soundly. The wooden panels give you more privacy and intimacy when you want to sleep or just rest for a while.
Another advantage of this room is the private bathroom. It’s new, perfectly equipped and clean, for you to use it as if you were at home. Every day our cleaning crew will personally ensure that everything is in perfect state.
Moreover, in the room you will find a locker to put your most important belongings, a wall organizer, a bed light if you want to read before sleeping and a socket to charge all your devices.
In the room you will also have air conditioning and heating, so that it won’t matter how cold or hot it will be in Madrid. We have free Wi-Fi access from every part of the hostel, especially in the bunker, a multifunctional room either for work or just relaxing.
Every space and service of the hostel is at your disposal. We offer a kitchen, spa, laundry, rooftop bar and a 24/7 reception service, to make your stay with us absolutely perfect.
Moreover we have daily activities to help you enjoy Madrid with your friends or to help you meet other guests from all over the world.

tokenized:
In 2060 we have rooms only for girls that travel with their friends or alone .
 The size of the room is 30 sqm and it ’s composed of 8 comfortable beds where you will sleep soundly . The wooden panels give you more privacy and intimacy when you want to sleep or just rest for a while .
 Another advantage of this room is the private bathroom . It ’s new , perfectly equipped and clean , for you to use it as if you were at home . Every day our cleaning crew will personally ensure that everything is in perfect state .
 Moreover , in the room you will find a locker to put your most important belongings , a wall organizer , a bed light if you want to read before sleeping and a socket to charge all your devices .
 In the room you will also have air conditioning and heating , so that it wo n’t matter how cold or hot it will be in Madrid . We have free Wi - Fi access from every part of the hostel , especially in the bunker , a multifunctional room either for work or just relaxing .
 Every space and service of the hostel is at your disposal . We offer a kitchen , spa , laundry , rooftop bar and a 24/7 reception service , to make your stay with us absolutely perfect .
 Moreover we have daily activities to help you enjoy Madrid with your friends or to help you meet other guests from all over the world .


text:
Our focus on helping to ensure that international development programmes have the greatest possible impact on people’s lives remains unchanged. We will continue to focus on giving organisations the information and insight they need to make development work smarter.
We will monitor the impact of the recent developments carefully. As well as ensuring that as an organisation we are able to adapt to the evolving environment, we have a duty to work with our colleagues across the globe to ensure that disruptions caused by Brexit do not negatively impact on ongoing international development programmes and initiatives.

tokenized:
Our focus on helping to ensure that international development programmes have the greatest possible impact on people ’s lives remains unchanged . We will continue to focus on giving organisations the information and insight they need to make development work smarter .
 We will monitor the impact of the recent developments carefully . As well as ensuring that as an organisation we are able to adapt to the evolving environment , we have a duty to work with our colleagues across the globe to ensure that disruptions caused by Brexit do not negatively impact on ongoing international development programmes and initiatives .


text:
The first and second graders have been thinking about how certain processes work and wrote and illustrated their own how-to books. We definitely have budding nonfiction authors!
It's Purim time, and that brings with it stories about kings and queens. Here, the Kindergarteners imagine themselves as a royal family with self portrait collages. Chag Purim Sameach! Happy Purim!

tokenized:
The first and second graders have been thinking about how certain processes work and wrote and illustrated their own how - to books . We definitely have budding nonfiction authors !
 It 's Purim time , and that brings with it stories about kings and queens . Here , the Kindergarteners imagine themselves as a royal family with self portrait collages . Chag Purim Sameach ! Happy Purim !


text:
Gateway Multifamily Group has acquired a mixed-use community near downtown St. Louis. The Westview Condos and Offices at the Collinsville Crossings, an 8.3-acre site with 18,000 square feet of office space, 16,000 square feet of multifamily space and five acres for future development, will be re-branded as The Westview.
The property is located at 1803 Ramada Blvd. in Collinsville, Ill. It is situated 15 minutes from downtown St. Louis and within 10 minutes of Southern Illinois University Edwardsville and Gateway Commerce Center.
The property and future developments at the site will be managed by Gateway’s in-house property management company Tut and Tut Properties. A BarberMurphy Group team arranged the transaction, with Paul Murphy representing the buyer and Cathy Hamilton working on behalf of the seller.
The property is not far from where Fireside Financial recently broke ground on a 153-unit community that is expected to be completed in 2020.

tokenized:
Gateway Multifamily Group has acquired a mixed - use community near downtown St. Louis . The Westview Condos and Offices at the Collinsville Crossings , an 8.3 - acre site with 18,000 square feet of office space , 16,000 square feet of multifamily space and five acres for future development , will be re - branded as The Westview .
 The property is located at 1803 Ramada Blvd . in Collinsville , Ill. It is situated 15 minutes from downtown St. Louis and within 10 minutes of Southern Illinois University Edwardsville and Gateway Commerce Center .
 The property and future developments at the site will be managed by Gateway ’s in - house property management company Tut and Tut Properties . A BarberMurphy Group team arranged the transaction , with Paul Murphy representing the buyer and Cathy Hamilton working on behalf of the seller .
 The property is not far from where Fireside Financial recently broke ground on a 153 - unit community that is expected to be completed in 2020 .


text:
After a successful premiere last year the second edition of the EHF Club Management Seminar takes place on the fringes of the 2013 VELUX EHF FINAL4 in Cologne, Germany. Three main topics – branbuilding and -management, social media in sports and best practice of clubs were under spotlight of the three-day workshop organised by the EHF Competence Academy & Network (CAN).
“Last year we found out that clubs want to be in touch with the EHF and want to take part in platforms and communities so they can share experience and points of view in a relaxed and professional atmosphere,“ the EHF coordinator Helmut Höritsch said.
“Therefore we tried to involve real experts – external experts from universities and excellent people from various institutions,“ Höritsch added.
One of the aims of the seminar is to find networks outside the sport – with economies, or with municipalities. Many clubs also feel a need to find more ways how to increase a contact to young people not primarily interested in handball from the beginning. How to easily get in touch with them, how to bring them closer to sport with benefit for all people involved.
“The central message of the seminar is to exchange the best practice examples from every day work in clubs, but also sharing experience from other sports like ice hockey and basketball, after we focused on football last year. For brandbuilding and brand management we have a central key note from the German University of Sport in Cologne, Institute for Sport Economy and Sport Management what provides good theoretical basis for best practice examples. The new social media strategies are outlined by people from the German ice hockey club Kölner Haie,“ EHF Coordinator explained.
Up to thirty managers not only from clubs, but also from leagues or national federations took part, including Christoph Wendt, the manager of the VELUX EHF FINAL4 participant HSV Hamburg, Bojana Popović, three-time winner of the EHF Champions League who switched to a new role as a sport director of Budućnost Podgorica last summer or Jacob Jørgensen, the manager of Team Tvis Holstebro, who won the Women's EHF Cup and finished third in the Men's EHF Cup Finals recently.
“For me it is something completely new as I joined the club's management only after the last Olympics in London. I am glad a got this chance to come and listen and I hope we can use some of these ideas in our club too,“ Popović said.
“When I saw the programme of this seminar I wanted to show up and listen to many interesting lecturers. I think it is a very valuable activity, because we have to keep going on and speak with each other about the development of handball,“ Wendt underlined.

tokenized:
After a successful premiere last year the second edition of the EHF Club Management Seminar takes place on the fringes of the 2013 VELUX EHF FINAL4 in Cologne , Germany . Three main topics – branbuilding and -management , social media in sports and best practice of clubs were under spotlight of the three - day workshop organised by the EHF Competence Academy & Network ( CAN ) .
 “ Last year we found out that clubs want to be in touch with the EHF and want to take part in platforms and communities so they can share experience and points of view in a relaxed and professional atmosphere , “ the EHF coordinator Helmut Höritsch said .
 “ Therefore we tried to involve real experts – external experts from universities and excellent people from various institutions , “ Höritsch added .
 One of the aims of the seminar is to find networks outside the sport – with economies , or with municipalities . Many clubs also feel a need to find more ways how to increase a contact to young people not primarily interested in handball from the beginning . How to easily get in touch with them , how to bring them closer to sport with benefit for all people involved .
 “ The central message of the seminar is to exchange the best practice examples from every day work in clubs , but also sharing experience from other sports like ice hockey and basketball , after we focused on football last year . For brandbuilding and brand management we have a central key note from the German University of Sport in Cologne , Institute for Sport Economy and Sport Management what provides good theoretical basis for best practice examples . The new social media strategies are outlined by people from the German ice hockey club Kölner Haie , “ EHF Coordinator explained .
 Up to thirty managers not only from clubs , but also from leagues or national federations took part , including Christoph Wendt , the manager of the VELUX EHF FINAL4 participant HSV Hamburg , Bojana Popović , three - time winner of the EHF Champions League who switched to a new role as a sport director of Budućnost Podgorica last summer or Jacob Jørgensen , the manager of Team Tvis Holstebro , who won the Women 's EHF Cup and finished third in the Men 's EHF Cup Finals recently .
 “ For me it is something completely new as I joined the club 's management only after the last Olympics in London . I am glad a got this chance to come and listen and I hope we can use some of these ideas in our club too , “ Popović said .
 “ When I saw the programme of this seminar I wanted to show up and listen to many interesting lecturers . I think it is a very valuable activity , because we have to keep going on and speak with each other about the development of handball , “ Wendt underlined .