text:
Dark energy is much more complex than you think.
The idea that the universe will not expand forever and will collapse into the size it was before the Big Bang didn’t survive for too long as the scientists found problems with it almost immediately. Wrase himself realized that there is a massive hole in this argument and his team presented another separate study to verify that. The paper published in the journal Physical Review D mentioned that the original conjecture of the researching team couldn’t be true because the existence of the Higgs boson can’t be explained through that. Thanks to the Large Hadron Collider, scientists have a unanimous agreement that this amazing particle does exist.
The Higgs boson is an elementary particle in the Standard Model of Particle Physics. It is produced by the Quantum Excitation of the Higgs field. The name of Higgs boson comes from Peter Higgs who suggested the existence of this particle in 1964 along with 6 other scientists. In 2013, both Higgs and Francois Englert were awarded Nobel Prize in Physics for their remarkable theoretical predictions.
Despite their recent paper, Wrase told the world that the theory of collapsing-universe could well be possible by making some theoretical adjustments to it. According to the conventional, ever-expanding theory, dark energy pushes the universe outwards at a constant rate. Contrary to that, the researching team of Wrase showed that this unseen force changes over time. Wrase elaborated that the theory of everything (string theory) must incorporate dark energy in order to offer a viable explanation of the universe.
Cumrun Vafa, a Senior Author of the paper from June who is a String Theorist at the Harvard, agreed that unstable universes did create some difficulties for them. Having said that, he claimed that the revised conjecture will tackle all the limitations pointed out by Wrase and his colleagues.
In response to that, Wrase explained that the revised conjecture will not put us in a stable universe because it only proves the existence of mountaintops and fails to incorporate stable valleys. He stressed the fact that the dark energy will still change in the revised version of the conjecture. Eventually, Vafa agreed to him and expressed hope that the satellites may offer some sound experimental evidence about the change of the dark energy in the coming years.

lowercased:
dark energy is much more complex than you think.
the idea that the universe will not expand forever and will collapse into the size it was before the big bang didn’t survive for too long as the scientists found problems with it almost immediately. wrase himself realized that there is a massive hole in this argument and his team presented another separate study to verify that. the paper published in the journal physical review d mentioned that the original conjecture of the researching team couldn’t be true because the existence of the higgs boson can’t be explained through that. thanks to the large hadron collider, scientists have a unanimous agreement that this amazing particle does exist.
the higgs boson is an elementary particle in the standard model of particle physics. it is produced by the quantum excitation of the higgs field. the name of higgs boson comes from peter higgs who suggested the existence of this particle in 1964 along with 6 other scientists. in 2013, both higgs and francois englert were awarded nobel prize in physics for their remarkable theoretical predictions.
despite their recent paper, wrase told the world that the theory of collapsing-universe could well be possible by making some theoretical adjustments to it. according to the conventional, ever-expanding theory, dark energy pushes the universe outwards at a constant rate. contrary to that, the researching team of wrase showed that this unseen force changes over time. wrase elaborated that the theory of everything (string theory) must incorporate dark energy in order to offer a viable explanation of the universe.
cumrun vafa, a senior author of the paper from june who is a string theorist at the harvard, agreed that unstable universes did create some difficulties for them. having said that, he claimed that the revised conjecture will tackle all the limitations pointed out by wrase and his colleagues.
in response to that, wrase explained that the revised conjecture will not put us in a stable universe because it only proves the existence of mountaintops and fails to incorporate stable valleys. he stressed the fact that the dark energy will still change in the revised version of the conjecture. eventually, vafa agreed to him and expressed hope that the satellites may offer some sound experimental evidence about the change of the dark energy in the coming years.


text:
This is a common misconception. The Basic Retirement Sum (BRS), Full Retirement Sum (FRS) and Enhanced Retirement Sum (ERS) are not fixed amounts, but a range of retirement sums of how much you will need to cover the cost of living in retirement.
You will still get monthly payouts even if your CPF savings are lower than the retirement sums.
Even if your CPF savings are lower than the different retirement sums, you will still receive monthly payouts from your payout start age (between 65 and 70). The amount of retirement payouts you receive will depend on your Retirement Account savings and choice of CPF LIFE plans.
Setting aside the BRS will allow you to take care of your basic needs in retirement, assuming you own your home and do not have to pay rent. The FRS and ERS allows you to set aside twice and thrice the amount of BRS respectively to enjoy proportionately higher monthly payouts.
Basic, Full and Enhanced Retirement Sum are not fixed amounts you have to select.
They are simply reference points of how much you will need to cover basic cost of living in your retirement. The monthly payout amount you wish to receive and the Retirement Sum you will need to set aside depend on your Retirement Account savings and cost of your desired retirement lifestyle.
To account for inflation and rising standards of living, the retirement sums will increase annually so you have greater certainty on future adjustments. Once you turn 55, the sums applicable for you are fixed.
To help plan for your retirement early, the BRS and thus FRS and ERS for subsequent years will also be made known ahead of time.
Basic Retirement Sum (BRS) for members turning 55 between 2016 and 2020 and corresponding monthly payout for life.

lowercased:
this is a common misconception. the basic retirement sum (brs), full retirement sum (frs) and enhanced retirement sum (ers) are not fixed amounts, but a range of retirement sums of how much you will need to cover the cost of living in retirement.
you will still get monthly payouts even if your cpf savings are lower than the retirement sums.
even if your cpf savings are lower than the different retirement sums, you will still receive monthly payouts from your payout start age (between 65 and 70). the amount of retirement payouts you receive will depend on your retirement account savings and choice of cpf life plans.
setting aside the brs will allow you to take care of your basic needs in retirement, assuming you own your home and do not have to pay rent. the frs and ers allows you to set aside twice and thrice the amount of brs respectively to enjoy proportionately higher monthly payouts.
basic, full and enhanced retirement sum are not fixed amounts you have to select.
they are simply reference points of how much you will need to cover basic cost of living in your retirement. the monthly payout amount you wish to receive and the retirement sum you will need to set aside depend on your retirement account savings and cost of your desired retirement lifestyle.
to account for inflation and rising standards of living, the retirement sums will increase annually so you have greater certainty on future adjustments. once you turn 55, the sums applicable for you are fixed.
to help plan for your retirement early, the brs and thus frs and ers for subsequent years will also be made known ahead of time.
basic retirement sum (brs) for members turning 55 between 2016 and 2020 and corresponding monthly payout for life.


text:
Looking to buy a cheap Used Lotus Car in Newcastle-upon-Tyne? Search 109 Used Lotus Listings. CarSite will help you find the best Used Lotus Cars in Newcastle-upon-Tyne, with 410,000 Used Cars for sale, no one helps you more. We have thousands of Car Supermarkets, Franchised Lotus Dealers and Independent Garages advertising their Used Cars through us. So, if you are looking to buy a Used Lotus car in Newcastle-upon-Tyne then look no further than CarSite.
Let us help you locate your ideal Used Lotus car with our email alerts function. Click the button above and we will send you daily report of any Lotus cars that are newly advertised and that meet your specific Used Car search criteria.
CarSite can help you find the cheapest Lotus Cars online. We have the most Used Lotus Cars for Sale in Newcastle-upon-Tyne, listed online. When it comes to looking for a Used Lotus Car in Newcastle-upon-Tyne CarSite is the ideal search partner for you.
Find Used Lotus Cars listings in Newcastle-upon-Tyne. CarSite has over 109 Used Lotus Cars Listed for Sale online and over 410,000 Used Cars listed, come find a great Lotus Car deal in Newcastle-upon-Tyne!

lowercased:
looking to buy a cheap used lotus car in newcastle-upon-tyne? search 109 used lotus listings. carsite will help you find the best used lotus cars in newcastle-upon-tyne, with 410,000 used cars for sale, no one helps you more. we have thousands of car supermarkets, franchised lotus dealers and independent garages advertising their used cars through us. so, if you are looking to buy a used lotus car in newcastle-upon-tyne then look no further than carsite.
let us help you locate your ideal used lotus car with our email alerts function. click the button above and we will send you daily report of any lotus cars that are newly advertised and that meet your specific used car search criteria.
carsite can help you find the cheapest lotus cars online. we have the most used lotus cars for sale in newcastle-upon-tyne, listed online. when it comes to looking for a used lotus car in newcastle-upon-tyne carsite is the ideal search partner for you.
find used lotus cars listings in newcastle-upon-tyne. carsite has over 109 used lotus cars listed for sale online and over 410,000 used cars listed, come find a great lotus car deal in newcastle-upon-tyne!


text:
The France shares which closed lower in previous trading session at 0.33% has continued trading lower in today’s trading session when it opened lowered below its previous closing level of 5,476.17 to 5,468.91. However just after the opening, it surged and trading near the level of 5,485.37 (12:35, 25 Sep.).
Even the FTSE 100 showed the same sentiment in today’s session where it opened at the level of 7,642.50 slightly higher than its previous closing level of 7,458.41.
On the other hand, the DAX index opened flat to positive at the level of 12,359.73 from its previous closing level of 12,350.82. However, the Germany shares were down yesterday due to losses in the Food & Beverages, Construction, and Chemicals sectors.

lowercased:
the france shares which closed lower in previous trading session at 0.33% has continued trading lower in today’s trading session when it opened lowered below its previous closing level of 5,476.17 to 5,468.91. however just after the opening, it surged and trading near the level of 5,485.37 (12:35, 25 sep.).
even the ftse 100 showed the same sentiment in today’s session where it opened at the level of 7,642.50 slightly higher than its previous closing level of 7,458.41.
on the other hand, the dax index opened flat to positive at the level of 12,359.73 from its previous closing level of 12,350.82. however, the germany shares were down yesterday due to losses in the food & beverages, construction, and chemicals sectors.


text: According to adjusted numbers presented by European Commission, in comparison to the previous year chloromethane production rose by 16.66%. Chloromethane production went up from 22 780 000 kilogram in 2016 to 26 575 000 kilogram prior year, contrarily to the previous year when it diminished by 7.21 percent. The overall changes for the prior 21 years hit a drop of 24.01%. As well as it has attained the average annual growth rate of 0.04% over the five years with a negligible overall decline since the 1997. It averaged 20 868 952.38 kilogram from 1997 to 2017 and it reached its all-time high of 79 199 000 kilogram in 2000 and record low of 17 290 000 kilogram in 2014.

lowercased: according to adjusted numbers presented by european commission, in comparison to the previous year chloromethane production rose by 16.66%. chloromethane production went up from 22 780 000 kilogram in 2016 to 26 575 000 kilogram prior year, contrarily to the previous year when it diminished by 7.21 percent. the overall changes for the prior 21 years hit a drop of 24.01%. as well as it has attained the average annual growth rate of 0.04% over the five years with a negligible overall decline since the 1997. it averaged 20 868 952.38 kilogram from 1997 to 2017 and it reached its all-time high of 79 199 000 kilogram in 2000 and record low of 17 290 000 kilogram in 2014.


text:
Name Dabran at Onomast. What does name Dabran mean? Meaning, origin, translation, rating, popularity, code, gender and comments of the name Dabran.
Hebrew name (דַבּרָן) meaning - "speaker, talker"

lowercased:
name dabran at onomast. what does name dabran mean? meaning, origin, translation, rating, popularity, code, gender and comments of the name dabran.
hebrew name (דַבּרָן) meaning - "speaker, talker"


text:
Massachusetts has always been a source of innovative ideas that change the world, from the revolutionary principles that gave birth to democracy to the technological concepts that founded Facebook. But when it comes to our zoning, subdivision and planning laws, our state is still stuck a half century behind the curve.
Yet that could change. There is a growing movement to reform the state’s antiquated and confusing laws that govern development. We aim to create a more predictable set of rules that will encourage good planning and good projects so that our cities and towns can enjoy the kinds of walkable, vibrant places where people want to live and work. To be successful, we need to pass legislation pending on Beacon Hill that will simplify the zoning process for the benefit of municipalities, residents, and property owners across MetroWest and throughout the Commonwealth.
Current laws do not promote development that meets the needs of Massachusetts residents in 2013, much less in the years to come. We’re building fewer than half of the homes needed to house current residents, and we’re often building in ways that don’t use our land and resources responsibly. It’s time for some common sense that works in everyone’s interests.
Known as House Bill 1859 or “An Act Promoting the Planning and Development of Sustainable Communities,” our reform package has earned 58 co-sponsors since being introduced, including Sen. James Eldridge (D-Acton).
The proposal will make it quicker and cheaper for communities to decide where to sensibly grow by making master planning optional and more flexible. It encourages communities to establish districts for prompt permitting of housing and commercial growth while adopting environmental protections. With our proposal, the permitting process would become more rational for developers and the community. Instead of navigating a gamut of local boards individually, developers of major projects could submit a common application to all boards simultaneously and be granted a joint public hearing within 45 days of filing.
Let’s take development fights out of the courts. This bill brings our zoning law into the 21st century and clarifies many gray areas of the law so that everyone understands what they mean. A few examples include: inclusionary zoning to encourage affordable housing, impact fees to help offset the costs of development, and form-based codes that promote good design. Furthermore, we eliminate several loopholes that make it possible for developers or municipalities to game the system. Our legislation would create reasonable and standardized zoning protections once a building permit, special permit, or subdivision plan is approved. In the event of a disagreement on land use proposals, there will be an opportunity for a neutral facilitator to come in and settle the dispute instead of enduring costly and time-consuming court battles. The appeal process is streamlined to save everyone time and money.
Our antiquated zoning laws hurt our environment as well. Every day in Massachusetts, 22 acres of forest and farmland are converted primarily to low-density residential sprawl. This is due in part to “Approval Not Required” (ANR) development, which is almost unregulated. We are the only state in the nation that allows this. Our reform proposal would enable a city or town to replace that ANR with an expedited review process to minimize haphazard development and preserve important landscapes in our communities. There are also provisions to encourage the sensitive placement of development as well as recharge our aquifers to reduce flooding.
One of Massachusetts’ greatest strengths is the diversity of its cities and towns. There are dense urban areas like Somerville, seaside communities like Gloucester, and rural towns like Brimfield. Under these proposed new laws, MetroWest communities and cities and towns in all areas of the state will have the tools they need to lay out their vision for the future while preserving the character that makes them unique. Increasing our stock of moderately priced and affordable homes in a responsible, predictable manner will keep our talented residents here while attracting new people to Massachusetts, strengthening not only our individual towns but the entire Commonwealth.
The zoning reform bill is driven by the collective expertise of dozens of organizations including the Massachusetts Smart Growth Alliance, the Massachusetts Public Health Association, the City Solicitors and Town Counsel Association, the Massachusetts Association of Conservation Commissions, the Massachusetts Association of Planning Directors and many other groups that care about growth and quality of life in our communities.
We welcome a public discussion about how to improve development in Massachusetts and we invite you to learn more at the Massachusetts Smart Growth Alliance website and contact us. We hope you will agree that a more fair and predictable zoning and permitting process will create an attractive environment for investment in our state’s great places.
André Leroux is the executive director of the Massachusetts Smart Growth Alliance. State Senator Dan Wolf represents the Cape and the Islands.

lowercased:
massachusetts has always been a source of innovative ideas that change the world, from the revolutionary principles that gave birth to democracy to the technological concepts that founded facebook. but when it comes to our zoning, subdivision and planning laws, our state is still stuck a half century behind the curve.
yet that could change. there is a growing movement to reform the state’s antiquated and confusing laws that govern development. we aim to create a more predictable set of rules that will encourage good planning and good projects so that our cities and towns can enjoy the kinds of walkable, vibrant places where people want to live and work. to be successful, we need to pass legislation pending on beacon hill that will simplify the zoning process for the benefit of municipalities, residents, and property owners across metrowest and throughout the commonwealth.
current laws do not promote development that meets the needs of massachusetts residents in 2013, much less in the years to come. we’re building fewer than half of the homes needed to house current residents, and we’re often building in ways that don’t use our land and resources responsibly. it’s time for some common sense that works in everyone’s interests.
known as house bill 1859 or “an act promoting the planning and development of sustainable communities,” our reform package has earned 58 co-sponsors since being introduced, including sen. james eldridge (d-acton).
the proposal will make it quicker and cheaper for communities to decide where to sensibly grow by making master planning optional and more flexible. it encourages communities to establish districts for prompt permitting of housing and commercial growth while adopting environmental protections. with our proposal, the permitting process would become more rational for developers and the community. instead of navigating a gamut of local boards individually, developers of major projects could submit a common application to all boards simultaneously and be granted a joint public hearing within 45 days of filing.
let’s take development fights out of the courts. this bill brings our zoning law into the 21st century and clarifies many gray areas of the law so that everyone understands what they mean. a few examples include: inclusionary zoning to encourage affordable housing, impact fees to help offset the costs of development, and form-based codes that promote good design. furthermore, we eliminate several loopholes that make it possible for developers or municipalities to game the system. our legislation would create reasonable and standardized zoning protections once a building permit, special permit, or subdivision plan is approved. in the event of a disagreement on land use proposals, there will be an opportunity for a neutral facilitator to come in and settle the dispute instead of enduring costly and time-consuming court battles. the appeal process is streamlined to save everyone time and money.
our antiquated zoning laws hurt our environment as well. every day in massachusetts, 22 acres of forest and farmland are converted primarily to low-density residential sprawl. this is due in part to “approval not required” (anr) development, which is almost unregulated. we are the only state in the nation that allows this. our reform proposal would enable a city or town to replace that anr with an expedited review process to minimize haphazard development and preserve important landscapes in our communities. there are also provisions to encourage the sensitive placement of development as well as recharge our aquifers to reduce flooding.
one of massachusetts’ greatest strengths is the diversity of its cities and towns. there are dense urban areas like somerville, seaside communities like gloucester, and rural towns like brimfield. under these proposed new laws, metrowest communities and cities and towns in all areas of the state will have the tools they need to lay out their vision for the future while preserving the character that makes them unique. increasing our stock of moderately priced and affordable homes in a responsible, predictable manner will keep our talented residents here while attracting new people to massachusetts, strengthening not only our individual towns but the entire commonwealth.
the zoning reform bill is driven by the collective expertise of dozens of organizations including the massachusetts smart growth alliance, the massachusetts public health association, the city solicitors and town counsel association, the massachusetts association of conservation commissions, the massachusetts association of planning directors and many other groups that care about growth and quality of life in our communities.
we welcome a public discussion about how to improve development in massachusetts and we invite you to learn more at the massachusetts smart growth alliance website and contact us. we hope you will agree that a more fair and predictable zoning and permitting process will create an attractive environment for investment in our state’s great places.
andré leroux is the executive director of the massachusetts smart growth alliance. state senator dan wolf represents the cape and the islands.


text:
This is the third kinetic sand recipe we tried and I think this one might be my favourite? (Although I really enjoyed the moldable play sand recipe we made as well.) The recipe in this post ends up having a great texture, and of the three recipes we tried, this one had the closest texture to the kinetic sand you see in stores. The only down side is that it dries out after a day of play and you have to add more water to keep it going.
I think what I’ve learned from making all of these different play sands is that you have to tweak the ingredients for the type of sand you have. All play sand is slightly different, so if your sand isn’t behaving how you’d like it to, you’ll need to increase (or decrease) the quantity of liquid to bring it to a texture you like.
1. Shaving Cream Sand Foam using Shaving Cream and Sand – Make this one if you want a cool sensory foamy experience, but not necessarily the most squishiest, moldable sand.
2. Moldable Play Sand using Flour and Oil – Make this one if you want soft, moldable sand that you can play with over and over again without needing to add more liquid.
3. Kinetic Sand using Corn Starch and Dishsoap – Make this one if you want play sand with a texture closest to the kinetic sand in stores, but you don’t mind adding water after it dries out.
This is the 44 lbs bag of sand we bought at Home Depot for about $5. It’s a lot of sand! I’ve already tried three recipes with it, and there is still about 3/4 of the bag left! I guess I’ll need to come up with some more sand activities!
This recipe is interesting because it combines the unique characteristics of cornstarch and water, with the moldable characteristics of sand. You know how when you mix cornstarch and water it’s not quite a liquid and not quite a solid? Adding it to the sand kind of gives the it a bit of a “quicksand” quality, especially when you add more water to it.
This recipe uses water, corn starch and dish soap (the full recipe is at the bottom of this post). The soap is what gives it the fun squishy texture.
Mix together the sand and corn starch. It will make it easier to combine when you add the water and will prevent lumps if you pre-mix the dry ingredients.
Add the dish soap to the water in a separate container and stir until it’s well mixed and a little bubbly.
Then add the water and soap solution to the sand and corn starch mixture.
Stir it up until it’s well mixed. If it looks a little too dry, feel free to add some more water until it gets to a consistency you like.
This stuff had a great texture! It was easily moldable, and I would say it behaved a lot like the kinetic sand you see in stores. Out of the three recipes we tried, this one was probably the best, with the oil and flour moldable play sand being a close second.
The only problem with this recipe was that by the end of the day, it had completely dried out. Which I guess is either a good or a bad thing, depending on how you look at it. If you put it away after it has dried out, it will store so much better and all you’ll have to do is add the water back when you are ready to play with it again.
Here’s a comparison of all three recipes that we tried. The top photo is the flour and oil moldable play sand, the middle photo is the shaving cream foam sand and the bottom photo is the kinetic sand recipe in this post.
Add the corn starch to the play sand and mix together until it's well combined.
Mix together the dish soap and water in a separate container until it's fully mixed and a little bit bubbly.
Add the water and dish soap solution to the corn starch and play sand mixture and mix until it's well combined.
If the sand seems too dry, slowly add more water until it reaches a consistency you like.
We took all of the bins outside and played with them on the patio. (*cough* ignore the weeds in the patio *cough*). The kinetic sand recipe in this post is the box on the right in the photo below. It was a warm day, so it started to dry out quickly.
This kinetic sand recipe uses ingredients you probably already have at home. It’s easy to mix it all together, and it ends up with a really cool squishy and moldable texture. If it dries out, add more water and if it loses it’s squishiness, add another squirt of dish soap to bring it back to life. When you are done playing, let it dry out, and then put the lid back on the container to save it for another day. When you are ready to play with it again, add the water and dish soap back in, mix it all up, and it will be as good as new!
I have the same question. Regular color sand is boring, but I cannot see buying kinetic sand at the store for the price they charge for it when we can make it at home for so much less!
If we cannot use food coloring (staining hands issue?), is there something else we can use to color the sand?
I truly hope the writer of this article replies.
You can use food colouring but only in small amounts so it doesn’t stain anyone’s hands.
We added food coloring to the cornstarch/sand and it worked well.
Play sand means beach sand right. Or else separately play sand is there?
It is just a finer grade. There is course sand for construction projects, and play sand is a finer sand that is better for kids. It is similar to beach sand.
Aside from grain size, the differences in sand have to do with how pointy it is. Beach sand has generally been worn smooth & round by the waves and I think that’s what’s usually used for play sand. Construction sand is made by crushing rocks and it’s pointy, so it locks together and makes concrete & mortar stronger and more able to hold its shape, where beach sand is like a bunch of little ball bearings.
i am trying to do this but from marha stewart recipies and it is not working. when there is to much water i should add corn starch or just take a kitchen paper ?? if it is not working as kinetic sand, should i add more dish soap? i really don’t know why it is not working?
Could you tell me something…if there is 1 cup of sand, then i should add 330ml or 200ml?
This isn’t kinetic sand. It’s wet sand. Kinetic sand flows. This doesn’t; it just crumbles when handled.
Very interesting. I combined cornstarch, sand, and hand soap and colored with food-safe dye in all shades of the rainbow. Kinetic sand is a great way to teach kids about color mixing.
Interesting! Have never try it before. Will try with my kids this weekend. Thanks!
That so so amazing.. Thanks for your posting.
Surprisingly, this kinetic sand recipe is completely new to me but I have a plan to try this. Can you tell me will it work in dry sea beach? I am going to visit a sea beach next month. I have a plan, I will try this fascinating recipe with my friends together.
Everyday i learn something new from you. Thank you for being here!
your recipes are wonderful and easy to make.
A great creation, I’m sure my kids will love them. Thank for sharing!
My kids loved it and I’m definitely going to buy :)) 5 stars for you and thanks so much for this guide Debbie!
Thank you for sharing. I was really confused when using sand to play with my children.

lowercased:
this is the third kinetic sand recipe we tried and i think this one might be my favourite? (although i really enjoyed the moldable play sand recipe we made as well.) the recipe in this post ends up having a great texture, and of the three recipes we tried, this one had the closest texture to the kinetic sand you see in stores. the only down side is that it dries out after a day of play and you have to add more water to keep it going.
i think what i’ve learned from making all of these different play sands is that you have to tweak the ingredients for the type of sand you have. all play sand is slightly different, so if your sand isn’t behaving how you’d like it to, you’ll need to increase (or decrease) the quantity of liquid to bring it to a texture you like.
1. shaving cream sand foam using shaving cream and sand – make this one if you want a cool sensory foamy experience, but not necessarily the most squishiest, moldable sand.
2. moldable play sand using flour and oil – make this one if you want soft, moldable sand that you can play with over and over again without needing to add more liquid.
3. kinetic sand using corn starch and dishsoap – make this one if you want play sand with a texture closest to the kinetic sand in stores, but you don’t mind adding water after it dries out.
this is the 44 lbs bag of sand we bought at home depot for about $5. it’s a lot of sand! i’ve already tried three recipes with it, and there is still about 3/4 of the bag left! i guess i’ll need to come up with some more sand activities!
this recipe is interesting because it combines the unique characteristics of cornstarch and water, with the moldable characteristics of sand. you know how when you mix cornstarch and water it’s not quite a liquid and not quite a solid? adding it to the sand kind of gives the it a bit of a “quicksand” quality, especially when you add more water to it.
this recipe uses water, corn starch and dish soap (the full recipe is at the bottom of this post). the soap is what gives it the fun squishy texture.
mix together the sand and corn starch. it will make it easier to combine when you add the water and will prevent lumps if you pre-mix the dry ingredients.
add the dish soap to the water in a separate container and stir until it’s well mixed and a little bubbly.
then add the water and soap solution to the sand and corn starch mixture.
stir it up until it’s well mixed. if it looks a little too dry, feel free to add some more water until it gets to a consistency you like.
this stuff had a great texture! it was easily moldable, and i would say it behaved a lot like the kinetic sand you see in stores. out of the three recipes we tried, this one was probably the best, with the oil and flour moldable play sand being a close second.
the only problem with this recipe was that by the end of the day, it had completely dried out. which i guess is either a good or a bad thing, depending on how you look at it. if you put it away after it has dried out, it will store so much better and all you’ll have to do is add the water back when you are ready to play with it again.
here’s a comparison of all three recipes that we tried. the top photo is the flour and oil moldable play sand, the middle photo is the shaving cream foam sand and the bottom photo is the kinetic sand recipe in this post.
add the corn starch to the play sand and mix together until it's well combined.
mix together the dish soap and water in a separate container until it's fully mixed and a little bit bubbly.
add the water and dish soap solution to the corn starch and play sand mixture and mix until it's well combined.
if the sand seems too dry, slowly add more water until it reaches a consistency you like.
we took all of the bins outside and played with them on the patio. (*cough* ignore the weeds in the patio *cough*). the kinetic sand recipe in this post is the box on the right in the photo below. it was a warm day, so it started to dry out quickly.
this kinetic sand recipe uses ingredients you probably already have at home. it’s easy to mix it all together, and it ends up with a really cool squishy and moldable texture. if it dries out, add more water and if it loses it’s squishiness, add another squirt of dish soap to bring it back to life. when you are done playing, let it dry out, and then put the lid back on the container to save it for another day. when you are ready to play with it again, add the water and dish soap back in, mix it all up, and it will be as good as new!
i have the same question. regular color sand is boring, but i cannot see buying kinetic sand at the store for the price they charge for it when we can make it at home for so much less!
if we cannot use food coloring (staining hands issue?), is there something else we can use to color the sand?
i truly hope the writer of this article replies.
you can use food colouring but only in small amounts so it doesn’t stain anyone’s hands.
we added food coloring to the cornstarch/sand and it worked well.
play sand means beach sand right. or else separately play sand is there?
it is just a finer grade. there is course sand for construction projects, and play sand is a finer sand that is better for kids. it is similar to beach sand.
aside from grain size, the differences in sand have to do with how pointy it is. beach sand has generally been worn smooth & round by the waves and i think that’s what’s usually used for play sand. construction sand is made by crushing rocks and it’s pointy, so it locks together and makes concrete & mortar stronger and more able to hold its shape, where beach sand is like a bunch of little ball bearings.
i am trying to do this but from marha stewart recipies and it is not working. when there is to much water i should add corn starch or just take a kitchen paper ?? if it is not working as kinetic sand, should i add more dish soap? i really don’t know why it is not working?
could you tell me something…if there is 1 cup of sand, then i should add 330ml or 200ml?
this isn’t kinetic sand. it’s wet sand. kinetic sand flows. this doesn’t; it just crumbles when handled.
very interesting. i combined cornstarch, sand, and hand soap and colored with food-safe dye in all shades of the rainbow. kinetic sand is a great way to teach kids about color mixing.
interesting! have never try it before. will try with my kids this weekend. thanks!
that so so amazing.. thanks for your posting.
surprisingly, this kinetic sand recipe is completely new to me but i have a plan to try this. can you tell me will it work in dry sea beach? i am going to visit a sea beach next month. i have a plan, i will try this fascinating recipe with my friends together.
everyday i learn something new from you. thank you for being here!
your recipes are wonderful and easy to make.
a great creation, i’m sure my kids will love them. thank for sharing!
my kids loved it and i’m definitely going to buy :)) 5 stars for you and thanks so much for this guide debbie!
thank you for sharing. i was really confused when using sand to play with my children.


text:
Multiple Cleaning Cycle Options: Features easy-to-use cleaning cycle options for your different cleaning needs including Energy Saver, 1 Hour, Normal Wash and Heavy Wash.
Time Saving 4 - Hour Delay Start: Set your dishwasher to run on your schedule. It can be set to run 4 hours in advance.
Stay-Put Door Allows For Easier Loading: The door stays put at whatever angle you open it for easy loading and unloading.

lowercased:
multiple cleaning cycle options: features easy-to-use cleaning cycle options for your different cleaning needs including energy saver, 1 hour, normal wash and heavy wash.
time saving 4 - hour delay start: set your dishwasher to run on your schedule. it can be set to run 4 hours in advance.
stay-put door allows for easier loading: the door stays put at whatever angle you open it for easy loading and unloading.


text:
nablopomo | Stitch, Brinn, Stitch!
You are currently browsing the tag archive for the ‘nablopomo’ tag.
So… I sort of fell of the NaBloPoMo bandwagon. Well, I tried anyway. And I did pretty well, I think. I posted most days, and I would have posted more often but I had trouble getting photos during the daylight, especially over Thanksgiving break.
Needles: Big. Whatever the pattern calls for.
Mods: None. Made the XS.
This came out well but HOLY HELL is the pattern difficult to follow. It’s confusing and jumbled and really difficult to decipher. I’m pretty sure the only reason I could do it was because I made Liesl first (which is very similar). I considered just making a shrug out of Liesl, but OliviaGoddess said Cloud, so Cloud I made.
As for the yarn: The Claudia Handpainted (the variagated) is lovely, wonderful, dense merino. Like the best handspun and also gorgeous. LOVE. It’s hella expensive and it will never grace my fingers again, but damn is it pretty. The other stuff, the Classic Elite on the bottom, is okay. It’s a pretty basic wool single, though a bit too fuzzy for my taste.
So yeah. So much for NaBloPoMo. BUT: The future: more shark mittens (three more pairs by Friday), maybe some socks, HOPEFULLY a sweater for the boyfriend for Christmas.
Christ. It’s finals week next week and I have a ton of knitting to do. Good thing I only have two finals.
So… I forgot to blog yesterday. Bad NaBloPoMo participant. Oh well. One of these days I’ll do two posts to make up for yesterday. But not today because it’s already after four and I have plans tonight. What plans, you ask?
HARRY POTTER PREMIERE, OF COURSE.
It’s the Cloud Bolero for a WWFY swap. I think I’ll be casting off soon, but I have to make sure it’s long enough for the recipient’s daughter. I also finished the mitten part of a pair of shark mittens (still need to do mouths and fins). That’s the first of three pairs that were ordered from my Etsy shop the other day. One of them will be in acrylic though, which my brother is sending me from home since I don’t have any grey acrylic yarn here at school.
So… the day got away from me and I didn’t get a chance to snap any pictures of the thing I finished knitting yesterday or the things I was working on today. I’m heading out to a party in a little bit so I don’t have time now (and it’s dark anyway), so today marks NaBloPoMo day number one with no pictures. I did make it all the way to day thirteen though, so go me!
The party I am going to tonight is a masquerade ball, which means I had to make a masquerade mask. I was going to knit it but time got away from me, so I made it out of cardboard and leather. I want to show it off (as well as the one I helped my boyfriend make), but I’ll do it when there’s more light (tomorrow probably).
Coming up this week will be FO posts about a couple of little things, WIP posts about a new WWFY swap (for some really awesome thing), and SOMETIME this month I want to do a tut on grafting in pattern (which I figured out how to do from grafting the cabled top of my Red Riding Hood cape). I haven’t seen a tut like this around (I know, I was looking for one), so I’m hoping when I get it up, it’ll be a pretty valuable resource.
And I’m still working on Leyburn, so instead you get a bad self-photo of what I’m wearing today!
Shirt: Hand-me-down from my sister, who is both larger and younger than me. It does not appear to have a brand tag.
Jeans: Thrift store, pegged by me for wearing in boots.
Boots: Steve and Barry’s, before they went out of business. $9. Hell yes.
Jewelry: Two Disney rings from my grandmother (that I always wear), blue Pocohontas-ish necklace that was a gift from the boyfriend.
No worries, I don’t anticipate making this a regular feature of the blog. Unless you want me to. Mostly I am all about the swaps and the finished knits and sewing projects and whatnot. Tomorrow will probably be more sock. Or something. Later this month I plan to do a tutorial on grafting (Kitchener stitch) in pattern (like seed stitch or cables or something). I need to write it up though. Along with the pattern for my Halloween cape.
So I’ve decided to participate in NaBloPoMo for the month of November. NaBloPoMo, or National Blog Posting Month, is a challenge to post on your blog every day for the month of November. So I’m going to try. I might have to do a couple of silly memes, and there might not always be pictures, but I’m going to try. Because why the hell not?
I think it’s super cool. : ) She asked me to pick from several themes, and I picked chess or champagne (clearly she went with the former). I love that it’s sort of heavy so it won’t fall over and there’s plenty of room for pins. Yay!
I finished the thing I made for her, but I haven’t sent it yet, so I’ll post about that after she receives. I also finished the Brambles hat I mentioned the other day. It’s currently blocking, but I should have pictures of that tomorrow.

lowercased:
nablopomo | stitch, brinn, stitch!
you are currently browsing the tag archive for the ‘nablopomo’ tag.
so… i sort of fell of the nablopomo bandwagon. well, i tried anyway. and i did pretty well, i think. i posted most days, and i would have posted more often but i had trouble getting photos during the daylight, especially over thanksgiving break.
needles: big. whatever the pattern calls for.
mods: none. made the xs.
this came out well but holy hell is the pattern difficult to follow. it’s confusing and jumbled and really difficult to decipher. i’m pretty sure the only reason i could do it was because i made liesl first (which is very similar). i considered just making a shrug out of liesl, but oliviagoddess said cloud, so cloud i made.
as for the yarn: the claudia handpainted (the variagated) is lovely, wonderful, dense merino. like the best handspun and also gorgeous. love. it’s hella expensive and it will never grace my fingers again, but damn is it pretty. the other stuff, the classic elite on the bottom, is okay. it’s a pretty basic wool single, though a bit too fuzzy for my taste.
so yeah. so much for nablopomo. but: the future: more shark mittens (three more pairs by friday), maybe some socks, hopefully a sweater for the boyfriend for christmas.
christ. it’s finals week next week and i have a ton of knitting to do. good thing i only have two finals.
so… i forgot to blog yesterday. bad nablopomo participant. oh well. one of these days i’ll do two posts to make up for yesterday. but not today because it’s already after four and i have plans tonight. what plans, you ask?
harry potter premiere, of course.
it’s the cloud bolero for a wwfy swap. i think i’ll be casting off soon, but i have to make sure it’s long enough for the recipient’s daughter. i also finished the mitten part of a pair of shark mittens (still need to do mouths and fins). that’s the first of three pairs that were ordered from my etsy shop the other day. one of them will be in acrylic though, which my brother is sending me from home since i don’t have any grey acrylic yarn here at school.
so… the day got away from me and i didn’t get a chance to snap any pictures of the thing i finished knitting yesterday or the things i was working on today. i’m heading out to a party in a little bit so i don’t have time now (and it’s dark anyway), so today marks nablopomo day number one with no pictures. i did make it all the way to day thirteen though, so go me!
the party i am going to tonight is a masquerade ball, which means i had to make a masquerade mask. i was going to knit it but time got away from me, so i made it out of cardboard and leather. i want to show it off (as well as the one i helped my boyfriend make), but i’ll do it when there’s more light (tomorrow probably).
coming up this week will be fo posts about a couple of little things, wip posts about a new wwfy swap (for some really awesome thing), and sometime this month i want to do a tut on grafting in pattern (which i figured out how to do from grafting the cabled top of my red riding hood cape). i haven’t seen a tut like this around (i know, i was looking for one), so i’m hoping when i get it up, it’ll be a pretty valuable resource.
and i’m still working on leyburn, so instead you get a bad self-photo of what i’m wearing today!
shirt: hand-me-down from my sister, who is both larger and younger than me. it does not appear to have a brand tag.
jeans: thrift store, pegged by me for wearing in boots.
boots: steve and barry’s, before they went out of business. $9. hell yes.
jewelry: two disney rings from my grandmother (that i always wear), blue pocohontas-ish necklace that was a gift from the boyfriend.
no worries, i don’t anticipate making this a regular feature of the blog. unless you want me to. mostly i am all about the swaps and the finished knits and sewing projects and whatnot. tomorrow will probably be more sock. or something. later this month i plan to do a tutorial on grafting (kitchener stitch) in pattern (like seed stitch or cables or something). i need to write it up though. along with the pattern for my halloween cape.
so i’ve decided to participate in nablopomo for the month of november. nablopomo, or national blog posting month, is a challenge to post on your blog every day for the month of november. so i’m going to try. i might have to do a couple of silly memes, and there might not always be pictures, but i’m going to try. because why the hell not?
i think it’s super cool. : ) she asked me to pick from several themes, and i picked chess or champagne (clearly she went with the former). i love that it’s sort of heavy so it won’t fall over and there’s plenty of room for pins. yay!
i finished the thing i made for her, but i haven’t sent it yet, so i’ll post about that after she receives. i also finished the brambles hat i mentioned the other day. it’s currently blocking, but i should have pictures of that tomorrow.


text:
The first step to take if you're interested in lessons is to contact me through the website or by phone (781) 771-0589, leaving your contact information and what you are interested in. I will get back in touch with you for a brief chat. If you decide to move forward, we will arrange to meet at my home so you can get a feel for the setting and for what I am like. If you're still interested, you can enroll online for lessons and begin!
What age students to you accept?
Ages 5- 80! I have experience teaching young children, adolescents and adults.
At what age should children begin piano lessons?
A good beginning age is when the student is reading books fluently. Children who begin earlier progress slower, have smaller hands and fingers (making the physical act of pushing the keys down and holding correct finger position more difficult), and require more parental involvement and coaching.
The ideal is for the beginning student to progress quickly (to sustain enthusiasm), establish good habits of finger position and hand position, and to work and play independently. The goal is for them to "own" their playing and accomplishments and to experience the joy of making music as soon as possible!
Does the student need to own a piano?
Study can proceed for a limited time using an electric keyboard. However, playing the piano involves subtleties with the individual keys, the music stand, the number of keys, the pedal, and even the sitting position that do require a piano. The kind of piano, the look and sound, is not critical. The piano only needs to have keys that work. Used pianos are usually not difficult to find.
Where do I get music books?
The teacher is responsible for choosing and providing developmentally appropriate music for each individual student depending on their age, experience, reading ability, past experience (if any), and personality. The teacher will bill the music books separately. After the beginning few months, I slowly begin to cooperate with the student's taste in choosing repertoire, within reason. We're always more motivated to learn something we like!
Lessons are held in a private home in Montclair, NJ.
Usually lessons are 25-40 minutes for beginners, 45 minutes to one hour for middle school and high school students, one hour for advanced students.
I began teaching at age 20! I have taught my entire adult life, taking a hiatus for 10 years when my four children were school age.
I have a classical training and background, so my skill set is very detailed and serious. However, as a parent and an experienced teacher, I know how important it is to enjoy holiday music, pop music (carefully selected), TV or movie themes, folk music and familiar music frequently. Beginners start by learning to read music and connect the notes on the page to the keys on the piano, using both hands and covering the entire keyboard, going up and down, crossing hands, etc. It's pretty interesting!
I incorporate music history, theory and analysis in the lessons from very early in the process.
Do you teach students with special needs?
Having taught for so many years and parenting four children and a foster child from Liberia, I have come to the opinion that all students have "special needs." There are right-handed and left-handed students. There are students who read lightning speed but struggle to connect the eye to the hand coordination. There are shy students, chatty students, lazy students, sad students, anxious students, students with a defeatist attitude and students who overrate their capabilities! Some students over obsess on practicing and preparation and some students consistently underestimate the lesson preparation time.
I have taught blind students and students with Attention Deficit Disorder and ADHD with a lot of joy and success (with a few exceptions). I have no experience teaching students with other physical or learning disabilities.

lowercased:
the first step to take if you're interested in lessons is to contact me through the website or by phone (781) 771-0589, leaving your contact information and what you are interested in. i will get back in touch with you for a brief chat. if you decide to move forward, we will arrange to meet at my home so you can get a feel for the setting and for what i am like. if you're still interested, you can enroll online for lessons and begin!
what age students to you accept?
ages 5- 80! i have experience teaching young children, adolescents and adults.
at what age should children begin piano lessons?
a good beginning age is when the student is reading books fluently. children who begin earlier progress slower, have smaller hands and fingers (making the physical act of pushing the keys down and holding correct finger position more difficult), and require more parental involvement and coaching.
the ideal is for the beginning student to progress quickly (to sustain enthusiasm), establish good habits of finger position and hand position, and to work and play independently. the goal is for them to "own" their playing and accomplishments and to experience the joy of making music as soon as possible!
does the student need to own a piano?
study can proceed for a limited time using an electric keyboard. however, playing the piano involves subtleties with the individual keys, the music stand, the number of keys, the pedal, and even the sitting position that do require a piano. the kind of piano, the look and sound, is not critical. the piano only needs to have keys that work. used pianos are usually not difficult to find.
where do i get music books?
the teacher is responsible for choosing and providing developmentally appropriate music for each individual student depending on their age, experience, reading ability, past experience (if any), and personality. the teacher will bill the music books separately. after the beginning few months, i slowly begin to cooperate with the student's taste in choosing repertoire, within reason. we're always more motivated to learn something we like!
lessons are held in a private home in montclair, nj.
usually lessons are 25-40 minutes for beginners, 45 minutes to one hour for middle school and high school students, one hour for advanced students.
i began teaching at age 20! i have taught my entire adult life, taking a hiatus for 10 years when my four children were school age.
i have a classical training and background, so my skill set is very detailed and serious. however, as a parent and an experienced teacher, i know how important it is to enjoy holiday music, pop music (carefully selected), tv or movie themes, folk music and familiar music frequently. beginners start by learning to read music and connect the notes on the page to the keys on the piano, using both hands and covering the entire keyboard, going up and down, crossing hands, etc. it's pretty interesting!
i incorporate music history, theory and analysis in the lessons from very early in the process.
do you teach students with special needs?
having taught for so many years and parenting four children and a foster child from liberia, i have come to the opinion that all students have "special needs." there are right-handed and left-handed students. there are students who read lightning speed but struggle to connect the eye to the hand coordination. there are shy students, chatty students, lazy students, sad students, anxious students, students with a defeatist attitude and students who overrate their capabilities! some students over obsess on practicing and preparation and some students consistently underestimate the lesson preparation time.
i have taught blind students and students with attention deficit disorder and adhd with a lot of joy and success (with a few exceptions). i have no experience teaching students with other physical or learning disabilities.


text:
According the Centers for Disease Control, more than 2 million people visit emergency departments annually for treatment of injuries sustained in auto accidents. Even more walk away from their collisions with a few bumps and bruises. Unfortunately, many never consult with a chiropractor about their injuries because they either believe they are uninjured or otherwise believe the emergency department effectively handled their care. The truth is accident victims can have musculoskeletal injuries without any symptoms. Of those who do, they are often sent home from hospital emergency departments with pain medications – which do nothing to treat the underlying injury.
you only need to be traveling approximately 5 to 10 miles an hour during a collision to sustain damage to your muscles, joints, bones, or connective tissues? The same principle applies to injuries you sustain when other drivers run into you. Both low-speed and high-speed collisions put you at risk for injury.
Yes. A car accident can leave you writhing in pain, or it could leave you with little to no discomfort at all. Regardless of how mild or severe your symptoms may be, it is important to seek out chiropractic treatment immediately following an auto collision. Fix the Cause chiropractic treatment is effective for relieving pain, muscle stiffness, whiplash, and misalignment caused by collisions. Furthermore, early treatment typically yields the fastest recovery time, because treatment is administered before the body has the opportunity to isolate injuries or accumulate scar tissue.
Your initial Fix the Cause chiropractic appointment will consist of an examination and a review of your medical history – including any injuries you may have sustained in your accident. You may then be x-rayed to check for spinal subluxations or neck injuries that may or may not have begun causing pain or muscle stiffness. Your Fix the Cause chiropractor will develop a treatment plan for you based on the results of your exam. It is likely to include frequent spinal adjustments and possibly some physical therapy or spinal decompression.

lowercased:
according the centers for disease control, more than 2 million people visit emergency departments annually for treatment of injuries sustained in auto accidents. even more walk away from their collisions with a few bumps and bruises. unfortunately, many never consult with a chiropractor about their injuries because they either believe they are uninjured or otherwise believe the emergency department effectively handled their care. the truth is accident victims can have musculoskeletal injuries without any symptoms. of those who do, they are often sent home from hospital emergency departments with pain medications – which do nothing to treat the underlying injury.
you only need to be traveling approximately 5 to 10 miles an hour during a collision to sustain damage to your muscles, joints, bones, or connective tissues? the same principle applies to injuries you sustain when other drivers run into you. both low-speed and high-speed collisions put you at risk for injury.
yes. a car accident can leave you writhing in pain, or it could leave you with little to no discomfort at all. regardless of how mild or severe your symptoms may be, it is important to seek out chiropractic treatment immediately following an auto collision. fix the cause chiropractic treatment is effective for relieving pain, muscle stiffness, whiplash, and misalignment caused by collisions. furthermore, early treatment typically yields the fastest recovery time, because treatment is administered before the body has the opportunity to isolate injuries or accumulate scar tissue.
your initial fix the cause chiropractic appointment will consist of an examination and a review of your medical history – including any injuries you may have sustained in your accident. you may then be x-rayed to check for spinal subluxations or neck injuries that may or may not have begun causing pain or muscle stiffness. your fix the cause chiropractor will develop a treatment plan for you based on the results of your exam. it is likely to include frequent spinal adjustments and possibly some physical therapy or spinal decompression.


text:
Special Events: All Day Group Activities, Leadership Retreats, Religious Conferences, Corporate Workshops, Employee Reward Days, Corporate Picnics, and Mortgage Burnings are but a few of the functions at which Heavenly Healing Hands can provide massage therapy. You are only limited by your imagination in planning functions that are for profit, nonprofit, or charity entities.
David Young, LMT, specializes in parties and short term events. One recent event was held at Harbor House in Orange County where David offered massages to resident families.
Massage Parties: Heavenly Healing Hands massages can make any party a luxurious event. Hand, back, table, and chair massages are all possible for your party or other special event.

lowercased:
special events: all day group activities, leadership retreats, religious conferences, corporate workshops, employee reward days, corporate picnics, and mortgage burnings are but a few of the functions at which heavenly healing hands can provide massage therapy. you are only limited by your imagination in planning functions that are for profit, nonprofit, or charity entities.
david young, lmt, specializes in parties and short term events. one recent event was held at harbor house in orange county where david offered massages to resident families.
massage parties: heavenly healing hands massages can make any party a luxurious event. hand, back, table, and chair massages are all possible for your party or other special event.


text: Pure underwater harmony reigns as Joana (Aglaia Szyszkowitz) and Valentin (Devid Striesow) get to know one another during a diving trip. Seventeen years later their relationship is similar to the San Andreas Fault: a “transform fault” of irreconcilable differences. Nonetheless, a couple therapist (Erwin Steinhauer) is meant to iron things out. Perhaps he can do so before all involved go mad. A fast-paced exchange of blows based on Daniel Glattauer’s stage play.

lowercased: pure underwater harmony reigns as joana (aglaia szyszkowitz) and valentin (devid striesow) get to know one another during a diving trip. seventeen years later their relationship is similar to the san andreas fault: a “transform fault” of irreconcilable differences. nonetheless, a couple therapist (erwin steinhauer) is meant to iron things out. perhaps he can do so before all involved go mad. a fast-paced exchange of blows based on daniel glattauer’s stage play.


text:
The global financial crisis of 2008 pushed the investment banking community to reach consensus on the issue of a more controlled risk management environment for capital markets. It encouraged them to pay closer attention to the latest innovation and technology trends to help prompt change in the sector.
Financial institutions are upgrading their technology infrastructure by incorporating the latest advances and by developing partnerships with capable enterprise software providers. Banks want to gather their requirements and then outsource ad-hoc software solutions to an expert provider, in order to respond to customer and business needs quickly and effectively.
Information technology (IT) systems support business processes, maximise cost efficiencies, drive revenue growth and help to maintain a company’s overall competitive advantage in the marketplace. Although initial IT implementation costs can be substantial, the resulting long-term cost savings provide good return on investment as new systems can help banks reduce transactional costs.
Despite IT being crucial for product development, a large number of companies are still struggling to make the right decisions on which new technologies should be implemented due to the lack of a clear strategy. Companies must not forget to consider the entire front to back value chain if they want to apply effective technology solutions. These are necessary for growth and innovation in the industry.

lowercased:
the global financial crisis of 2008 pushed the investment banking community to reach consensus on the issue of a more controlled risk management environment for capital markets. it encouraged them to pay closer attention to the latest innovation and technology trends to help prompt change in the sector.
financial institutions are upgrading their technology infrastructure by incorporating the latest advances and by developing partnerships with capable enterprise software providers. banks want to gather their requirements and then outsource ad-hoc software solutions to an expert provider, in order to respond to customer and business needs quickly and effectively.
information technology (it) systems support business processes, maximise cost efficiencies, drive revenue growth and help to maintain a company’s overall competitive advantage in the marketplace. although initial it implementation costs can be substantial, the resulting long-term cost savings provide good return on investment as new systems can help banks reduce transactional costs.
despite it being crucial for product development, a large number of companies are still struggling to make the right decisions on which new technologies should be implemented due to the lack of a clear strategy. companies must not forget to consider the entire front to back value chain if they want to apply effective technology solutions. these are necessary for growth and innovation in the industry.


text: Gorgeous newborn Euan came to the studio and was really fascinated by what we were doing! So alert for such a young baby, and he let me capture his most beautiful eyes! We did manage some wonderful sleepy baby shots too, though I’m not sure he wasn’t pretending and was still awake really! It just goes to show that newborns don’t need to be asleep for the perfect photos all the time. I was extra lucky to have cuddles with Euan again yesterday when his family came back over from Lincoln for their viewing, I really do have the best of jobs!

lowercased: gorgeous newborn euan came to the studio and was really fascinated by what we were doing! so alert for such a young baby, and he let me capture his most beautiful eyes! we did manage some wonderful sleepy baby shots too, though i’m not sure he wasn’t pretending and was still awake really! it just goes to show that newborns don’t need to be asleep for the perfect photos all the time. i was extra lucky to have cuddles with euan again yesterday when his family came back over from lincoln for their viewing, i really do have the best of jobs!


text:
*Diddy is getting sued by a photographer, not for his camera being broken, but because of an altercation between him and the mogul’s bodyguards.
According to the suit, Diddy’s “man handlers” assaulted 30-year-old Jabari Tigham in a Georgia club last October.
That night, Combs was hosting a party with Rick Ross following the BET Hip Hop Awards. Tigham and a handful of other photographers were hired to photograph the event, but for some strange reason, he was singled out by security. There is still no word as to why the violence erupted.
As strange as it sounds, Tigham’s lawyer, Jeffrey Gewirtz, says a club employee confirms the story.

lowercased:
*diddy is getting sued by a photographer, not for his camera being broken, but because of an altercation between him and the mogul’s bodyguards.
according to the suit, diddy’s “man handlers” assaulted 30-year-old jabari tigham in a georgia club last october.
that night, combs was hosting a party with rick ross following the bet hip hop awards. tigham and a handful of other photographers were hired to photograph the event, but for some strange reason, he was singled out by security. there is still no word as to why the violence erupted.
as strange as it sounds, tigham’s lawyer, jeffrey gewirtz, says a club employee confirms the story.


text:
・Collect all of the Parts to complete this stage.
・Bring the Parts down to the bottom of the stage where the blue arrows are pointing to collect them.
・For the Parts that start above a column without an arrow below it, you will need to bring them to the bottom and then fold the Panels in the neighboring column to get them to slide over.

lowercased:
・collect all of the parts to complete this stage.
・bring the parts down to the bottom of the stage where the blue arrows are pointing to collect them.
・for the parts that start above a column without an arrow below it, you will need to bring them to the bottom and then fold the panels in the neighboring column to get them to slide over.


text:
Hey this is interesting. The Printer I have in this office is laser but the one I have in Australia is ink cartridge and that thing costs a fortune and it always seems to run out of ink. When I get back to Aussie I will try it.
Has anyone tried this out. Let me know??
I dabble in the stock market a little. I am not as successful as I would like to be, but I don’t play with too much because it is a field that I don’t profess to be an expert.
Bernard Baruch was one of the most successful stock investor of all time. He was always one step ahead and foresaw the stock market crash of 1929, sold his stock at peak price and made huge profits during the great depression. He died a very rich man.
a. “Would I buy this stock today?” If the answer were “yes,” he would hold on to the stock. In some cases he would buy more. If the answer was “no,” then he would sell it.
To me they were very intelligent questions and questions that led him to great success.

lowercased:
hey this is interesting. the printer i have in this office is laser but the one i have in australia is ink cartridge and that thing costs a fortune and it always seems to run out of ink. when i get back to aussie i will try it.
has anyone tried this out. let me know??
i dabble in the stock market a little. i am not as successful as i would like to be, but i don’t play with too much because it is a field that i don’t profess to be an expert.
bernard baruch was one of the most successful stock investor of all time. he was always one step ahead and foresaw the stock market crash of 1929, sold his stock at peak price and made huge profits during the great depression. he died a very rich man.
a. “would i buy this stock today?” if the answer were “yes,” he would hold on to the stock. in some cases he would buy more. if the answer was “no,” then he would sell it.
to me they were very intelligent questions and questions that led him to great success.


text:
This price is only available online and not in our physical retail locations.
Natural texture Yaky human hair for relaxed or natural hair. Has just the right amount of texture and is soft and manageable . This product is made of high quality 100% Indi Remi human hair by Bobbi Boss. High performance hair for great styling and wear.
Gorgeous human hair made with a extra thin weft for smooth easy application and wear. Bobbi Boss features quality products you can count on.

lowercased:
this price is only available online and not in our physical retail locations.
natural texture yaky human hair for relaxed or natural hair. has just the right amount of texture and is soft and manageable . this product is made of high quality 100% indi remi human hair by bobbi boss. high performance hair for great styling and wear.
gorgeous human hair made with a extra thin weft for smooth easy application and wear. bobbi boss features quality products you can count on.


text:
Very few indulgences can soothe the mind and tired body like a warm bath in an oversized tub. If decades of manual labor, strenuous yard work and picking up grand kids have taken a toll on your limbs, you may benefit from use of a walk-in tub in a Newfoundland if entering and exiting your standard bath is tough. For those who have mobility issues due to aging, and illness or a disability, bathing can become enjoyable again with the installation of a walk-in bathtub by Independent Home Products, LLC. Since 2007, Independent Home Products, LLC has been improving the lives of independent seniors with spa-quality walk-in tubs. Call us today at (888) 366-8507 for a free consultation to install a walk in bath in your a Newfoundland home.
Slippery shower tiles and tubs present fall hazards to the elderly, whose bones are more prone to breaking than younger bathers. Most falls happen in bathrooms. With the installation of a walk-in tub in a Newfoundland, you can safely maintain your bathing routine throughout your golden years. Our durable tubs come in many styles that include well-placed grab rails, integrated ADA-compliant seating and non-skid surfaces on floors.
You don’t need to take off to that fancy resort with the spa-style bathroom to enjoy a luxurious bathing experience. With walk-in tubs by Independent Home Products, LLC, you can easily step into your large tub for a long, pampering soak every day if you’d like. Our walk-in bathtubs are deeper than standard tubs and allow you to submerge your entire body in comforting warm water. You decide the water levels of your baths with easy-access, water-control knobs. Call (888) 366-8507 today to speak with one of our representatives about installing a Newfoundland walk-in tub that fits your unique needs.
Many societies use warm-water bathing as therapy for issues such as arthritis, sleep disorders, and anxiety. Independent Home Products, LLC installs walk-in tubs that have jets like those in popular Jacuzzi spas. You simply step into the tub area, sit down on the seat and feel the jetted water loosen knots in tired muscles. For 12 years, our Newfoundland walk in bathtub customers have enjoyed the therapeutic benefits and convenience of our walk-in tubs. Our professional installation process is fast and simple. Contact Independent Home Products, LLC for a free quote on your new walk-in tub in Newfoundland New Jersey.

lowercased:
very few indulgences can soothe the mind and tired body like a warm bath in an oversized tub. if decades of manual labor, strenuous yard work and picking up grand kids have taken a toll on your limbs, you may benefit from use of a walk-in tub in a newfoundland if entering and exiting your standard bath is tough. for those who have mobility issues due to aging, and illness or a disability, bathing can become enjoyable again with the installation of a walk-in bathtub by independent home products, llc. since 2007, independent home products, llc has been improving the lives of independent seniors with spa-quality walk-in tubs. call us today at (888) 366-8507 for a free consultation to install a walk in bath in your a newfoundland home.
slippery shower tiles and tubs present fall hazards to the elderly, whose bones are more prone to breaking than younger bathers. most falls happen in bathrooms. with the installation of a walk-in tub in a newfoundland, you can safely maintain your bathing routine throughout your golden years. our durable tubs come in many styles that include well-placed grab rails, integrated ada-compliant seating and non-skid surfaces on floors.
you don’t need to take off to that fancy resort with the spa-style bathroom to enjoy a luxurious bathing experience. with walk-in tubs by independent home products, llc, you can easily step into your large tub for a long, pampering soak every day if you’d like. our walk-in bathtubs are deeper than standard tubs and allow you to submerge your entire body in comforting warm water. you decide the water levels of your baths with easy-access, water-control knobs. call (888) 366-8507 today to speak with one of our representatives about installing a newfoundland walk-in tub that fits your unique needs.
many societies use warm-water bathing as therapy for issues such as arthritis, sleep disorders, and anxiety. independent home products, llc installs walk-in tubs that have jets like those in popular jacuzzi spas. you simply step into the tub area, sit down on the seat and feel the jetted water loosen knots in tired muscles. for 12 years, our newfoundland walk in bathtub customers have enjoyed the therapeutic benefits and convenience of our walk-in tubs. our professional installation process is fast and simple. contact independent home products, llc for a free quote on your new walk-in tub in newfoundland new jersey.


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The purpose of this blog hop is for each blogger to tell their readers about their life as a creative person.
So today I get to tell you my story. I was tagged by the lovely Fee of Designs by Fee.
Well its a secret magazine project so I can't give too much away but it involves pretty garden stitchery and summery fabrics.
How long does it take you to create a project?
Once I come up with a design I want to get it down on paper as soon as I can, Once I do the drawings then I choose my threads and fabrics, I always like my stitchery threads to match my fabrics. I can usually get a project finished in a couple of weeks, having to have a "real" job takes up alot of my day so I only grt to sew in the evenings during the week and sometimes in the morning. When I have a deadline my whole routine changes so I can fit in as much sewing time as possible.
What are my favourite things to create with?
Well I would have to say threads, its amazing how much we can all create something beautiful with just a few stitches of a pretty colour thread. Stitchery is my favourite craft.
I love to draw inspiration from my garden so I'm always taking photos of my flowers. Sometimes I'll just have a whole lot of garden drawings then I'll take a bit from each one and create a project.
With so many beautiful fabric ranges around these days how could you not be inspired to sew with them, I'm always thinking what projects I want to make next. I have a long list. Pinterest is a great source of inspiration. I waste lots of time browsing other boards and getting ideas. And visiting my friends blog is always inspring. I love seeing what other people are making.
Thats easy, its after dinner when I have cleaned up the kitchen and its time to sit on the sofa with a nice cup of tea and stitching on my lap.
Now I get to nominate 3 lovely ladies to join in this blog hop. I nominate Rose from Threadbare creations, Val Spiers and Helen Stubbings. If they would like to play along.
It's lovely to find out some more about you Leanne.
With a delightful garden like yours I can totally understand your desire to capture it in stitches!
It's been fun reading about how these creative minds work! I just did a project with the fabric in your first picture, and I love the fabric in the second. I'm finding myself doing more and more stitchery in my projects, too. Tilda says Hi.
Great to learn more about you.
I love your Christmas tags! I have a "thing" about Christmas tags and like to use old paper tags that I decorate with yo-yos and buttons. Yours are extra special!

lowercased:
the purpose of this blog hop is for each blogger to tell their readers about their life as a creative person.
so today i get to tell you my story. i was tagged by the lovely fee of designs by fee.
well its a secret magazine project so i can't give too much away but it involves pretty garden stitchery and summery fabrics.
how long does it take you to create a project?
once i come up with a design i want to get it down on paper as soon as i can, once i do the drawings then i choose my threads and fabrics, i always like my stitchery threads to match my fabrics. i can usually get a project finished in a couple of weeks, having to have a "real" job takes up alot of my day so i only grt to sew in the evenings during the week and sometimes in the morning. when i have a deadline my whole routine changes so i can fit in as much sewing time as possible.
what are my favourite things to create with?
well i would have to say threads, its amazing how much we can all create something beautiful with just a few stitches of a pretty colour thread. stitchery is my favourite craft.
i love to draw inspiration from my garden so i'm always taking photos of my flowers. sometimes i'll just have a whole lot of garden drawings then i'll take a bit from each one and create a project.
with so many beautiful fabric ranges around these days how could you not be inspired to sew with them, i'm always thinking what projects i want to make next. i have a long list. pinterest is a great source of inspiration. i waste lots of time browsing other boards and getting ideas. and visiting my friends blog is always inspring. i love seeing what other people are making.
thats easy, its after dinner when i have cleaned up the kitchen and its time to sit on the sofa with a nice cup of tea and stitching on my lap.
now i get to nominate 3 lovely ladies to join in this blog hop. i nominate rose from threadbare creations, val spiers and helen stubbings. if they would like to play along.
it's lovely to find out some more about you leanne.
with a delightful garden like yours i can totally understand your desire to capture it in stitches!
it's been fun reading about how these creative minds work! i just did a project with the fabric in your first picture, and i love the fabric in the second. i'm finding myself doing more and more stitchery in my projects, too. tilda says hi.
great to learn more about you.
i love your christmas tags! i have a "thing" about christmas tags and like to use old paper tags that i decorate with yo-yos and buttons. yours are extra special!