text:
With the so far small amount of technical data, officially released by Microsoft, this blog is saving me a huge amount of time.
This individual post, has just resolved and closed one of my most annoying cases, and has saved be a LOT of time, searching for knowledge, mailing with different HW providers and so.
Thank you so much for this, and keep the posts comming, as they are extreamly well written, and of highly relevance.
Actuelly, I've got a question now.
Our conference equipment are from TANDBERG, and like mentioned above, the registration now finally works!
After doing some tests today, something odd turned up.
Whenever the Tandberg system calls the user, everything works flawlessly, both A/V is superb.
However, when a user calls the TANDBERG system, the calling starts correct at the system, and I'm able to accept the incomming call. I then get a "Call Connected" etc., however the A/V for any of the two, won't start. The call isn't disconnected, A/V just simply wont start.
Mads, the Tandberg endpoints are not supported for native registration with OCS as Polycom's devices are. In order to get that sceanrio to work you'd need to purchase ad addtional Advanced Media Gateway to bridge the calls, which is limited to something like 20 VGA or 10 HD sessions per gateway.
Hi, we are receiving the same error as above "The registrar has rejected the system's attempt at registration". HDX8000 running 3.0.0.1 registering against OCS 2007 R2 (on Windows 2003) and passing through a Cisco HLB (ACE-4710).
Would certainly appreciate any help.
Try telnetting to port 23 of the HDX and entering the command "config sipdebug 0 true" and then go to the HDX configuration and click Update to force a re-registration. Capture the output of the telnet window to a text file and search for any errors occuring during the registration attempt.
I keep receiving the error “The Registrar has rejected the systems atempt at registration”. I have a consolidated lync server built from your instructions on 2008 R2. I modified the Registtry setting to allow NTLM v2 and I am running HDX 8000 3.0.1-10628. I even followed your guide to use another account to register since my room account is disabled. However I keep getting the above error the system logs say ms-diagnostics: 1000;reason=”Final handshake failed”;HRESULT=”0xC3E93EC3(SIP_E_AUTH_UNAUTHORIZED)” The Polycomm has a self-signed Cert and the lync server has a cert from our internal CA.
Mike, make sure that you have the correct username information populated in the SIP Server settings as well as the password. Test that account on a Lync client as well, as the AUTH_UNAUTHORIZED error simply means that the server rejected the authentication attempt.
I am integrating an HDX 7000 with OCS R2 and am also getting the 0xC3E93EC3(SIP_E_AUTH_UNAUTHORIZED) error. I have tried multiple combinations under 'user name' as well as 'domain user name'. Is there a magin combination i am unaware of to make it work?
Can this be an issues while working with Lync 2013 (on windows 2012 )and Lifesize passport?
You'd need to contact Lifesize as I wouldn't be able to even make a guess there.
I know this is an old thread. But I stumbled across through a web search.
I am seeing the error pictured up top, with the Lync Server rejected registration.
With my Polycom units most of them have registered no problem but others have the error. They all are running 3.1 or newer software.
If you are registering to Lync 2013 then this approach will not work as I've explained in the updated section.

lowercased:
with the so far small amount of technical data, officially released by microsoft, this blog is saving me a huge amount of time.
this individual post, has just resolved and closed one of my most annoying cases, and has saved be a lot of time, searching for knowledge, mailing with different hw providers and so.
thank you so much for this, and keep the posts comming, as they are extreamly well written, and of highly relevance.
actuelly, i've got a question now.
our conference equipment are from tandberg, and like mentioned above, the registration now finally works!
after doing some tests today, something odd turned up.
whenever the tandberg system calls the user, everything works flawlessly, both a/v is superb.
however, when a user calls the tandberg system, the calling starts correct at the system, and i'm able to accept the incomming call. i then get a "call connected" etc., however the a/v for any of the two, won't start. the call isn't disconnected, a/v just simply wont start.
mads, the tandberg endpoints are not supported for native registration with ocs as polycom's devices are. in order to get that sceanrio to work you'd need to purchase ad addtional advanced media gateway to bridge the calls, which is limited to something like 20 vga or 10 hd sessions per gateway.
hi, we are receiving the same error as above "the registrar has rejected the system's attempt at registration". hdx8000 running 3.0.0.1 registering against ocs 2007 r2 (on windows 2003) and passing through a cisco hlb (ace-4710).
would certainly appreciate any help.
try telnetting to port 23 of the hdx and entering the command "config sipdebug 0 true" and then go to the hdx configuration and click update to force a re-registration. capture the output of the telnet window to a text file and search for any errors occuring during the registration attempt.
i keep receiving the error “the registrar has rejected the systems atempt at registration”. i have a consolidated lync server built from your instructions on 2008 r2. i modified the registtry setting to allow ntlm v2 and i am running hdx 8000 3.0.1-10628. i even followed your guide to use another account to register since my room account is disabled. however i keep getting the above error the system logs say ms-diagnostics: 1000;reason=”final handshake failed”;hresult=”0xc3e93ec3(sip_e_auth_unauthorized)” the polycomm has a self-signed cert and the lync server has a cert from our internal ca.
mike, make sure that you have the correct username information populated in the sip server settings as well as the password. test that account on a lync client as well, as the auth_unauthorized error simply means that the server rejected the authentication attempt.
i am integrating an hdx 7000 with ocs r2 and am also getting the 0xc3e93ec3(sip_e_auth_unauthorized) error. i have tried multiple combinations under 'user name' as well as 'domain user name'. is there a magin combination i am unaware of to make it work?
can this be an issues while working with lync 2013 (on windows 2012 )and lifesize passport?
you'd need to contact lifesize as i wouldn't be able to even make a guess there.
i know this is an old thread. but i stumbled across through a web search.
i am seeing the error pictured up top, with the lync server rejected registration.
with my polycom units most of them have registered no problem but others have the error. they all are running 3.1 or newer software.
if you are registering to lync 2013 then this approach will not work as i've explained in the updated section.


text:
have a great influence on the destiny of the Pecos River.
source that does not agree with the structure of the project.
"Bitter Waters: The Pecos River's Struggles" published in 2016.
We would like to thank the following for their contributions to the PRRC.
Mr. James S. Reid, Jr.

lowercased:
have a great influence on the destiny of the pecos river.
source that does not agree with the structure of the project.
"bitter waters: the pecos river's struggles" published in 2016.
we would like to thank the following for their contributions to the prrc.
mr. james s. reid, jr.


text:
This large outdoor course located in Stanley Park is the perfect activity for lovers of the outdoors and those looking for adventure. Featuring a zip wire, rock climbing wall, swinging tyres, challenging bridges, obstacles and high & low ropes, the opportunities of adventure are endless!
Different activity packages are available so whether you’re feeling fearless or would rather stay a bit closer to the ground-there’s something for everybody.
Other activities including rock climbing, water sports and ‘Kids Go Wild’ are on offer so if you want to test your confidence or push your balance to the limits; a fun day out is promised.
Blackpool High Ropes is open daily and ticket prices start from just £8.

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this large outdoor course located in stanley park is the perfect activity for lovers of the outdoors and those looking for adventure. featuring a zip wire, rock climbing wall, swinging tyres, challenging bridges, obstacles and high & low ropes, the opportunities of adventure are endless!
different activity packages are available so whether you’re feeling fearless or would rather stay a bit closer to the ground-there’s something for everybody.
other activities including rock climbing, water sports and ‘kids go wild’ are on offer so if you want to test your confidence or push your balance to the limits; a fun day out is promised.
blackpool high ropes is open daily and ticket prices start from just £8.


text:
Is sparkling water a healthy beverage?
You may have noticed sparking or carbonated water beverages (club soda, soda water, fizzy water, seltzer) at your local store. Have you ever wondered if these drinks are healthy for your kids? Keep reading to find out the facts about these popular drinks.
What is sparking water? Sparking or carbonated water is water that has added carbon dioxide to it under pressure. The product is the “fizzy” water that produces a bubbly sensation that your kids may enjoy.
Check for added sugars and salt! Some of these drinks have added sugar and salt (sodium). Added sugar can damage kids’ teeth and contribute to unhealthy weight gain. Too much sodium can contribute to high blood pressure. Check the ingredients list for other sources of added sugar.
Check the cost. Sparking water beverages without added sugar can be a healthy choice for kids. It can help them stay hydrated and quench their thirst. However, sparking water should not replace tap water. Tap water is completely safe and free. Sparking water beverages, on average, cost $0.48/cup. This cost can add up over time.
The bottom line: These drinks can be a fun beverage for your kids once in awhile, but they should not replace water. Try some of our healthy, sugar-free beverage recipes made with sparking water at RethinkYourDrinkNevada.com.

lowercased:
is sparkling water a healthy beverage?
you may have noticed sparking or carbonated water beverages (club soda, soda water, fizzy water, seltzer) at your local store. have you ever wondered if these drinks are healthy for your kids? keep reading to find out the facts about these popular drinks.
what is sparking water? sparking or carbonated water is water that has added carbon dioxide to it under pressure. the product is the “fizzy” water that produces a bubbly sensation that your kids may enjoy.
check for added sugars and salt! some of these drinks have added sugar and salt (sodium). added sugar can damage kids’ teeth and contribute to unhealthy weight gain. too much sodium can contribute to high blood pressure. check the ingredients list for other sources of added sugar.
check the cost. sparking water beverages without added sugar can be a healthy choice for kids. it can help them stay hydrated and quench their thirst. however, sparking water should not replace tap water. tap water is completely safe and free. sparking water beverages, on average, cost $0.48/cup. this cost can add up over time.
the bottom line: these drinks can be a fun beverage for your kids once in awhile, but they should not replace water. try some of our healthy, sugar-free beverage recipes made with sparking water at rethinkyourdrinknevada.com.


text:
But let’s remember that the faith required for baptism is not perfect and mature. On the contrary, it is only a beginning of a life of faith that is then called to develop. The preparation for baptism seeks only to lead us to the threshold of new life. And, yes, baptism is the source of this new life in Christ “from which the entire Christian life springs forth.” However, as the catechism states, “for all the baptized, children or adults, faith must grow after Baptism.” Still, in this initial act of faith, the path is cleared for us to have an encounter with Christ through the sacrament.
An encounter with another person is diminished by division. Whether the walls are real or constructed by presuppositions, prejudices, or hurtful words and actions, those walls prevent us from “seeing” the other and, therefore, encountering them. In our relationship with Christ, sin has the same effect.
Through baptism, however, all sins and all punishment for sins are forgiven. The waters of baptism wash away all that separates us from communion with Christ and, therefore, the Holy Trinity. We are then made into an altogether “new creature,” who is capable of believing in, hoping in and loving God, acting under the promptings of the Holy Spirit and growing in goodness. Baptism then breaks down the walls of separation that sin has constructed and makes an encounter with Christ possible. In fact, baptism goes so far as to make us an adopted daughter or son of God, a “partaker of the divine nature,” a co-heir with Christ, and a temple of the Holy Spirit.
Another key to encountering the other is to be where the other is. If we want to encounter someone, our chances are greatly enhanced if we seek out those places where the person is often to be found. The same would seem to hold true for the encounter with Christ. By incorporating us into the body of Christ, the sacrament of baptism greatly increases the number of our opportunities to encounter him. For Christ is present in his Church: in his word; in prayer; in the poor, the sick and the imprisoned; in the sacrifice of the Mass; in the person of the minister; and in all his sacraments.
The admonition to walk a mile in another’s shoes before judging or criticizing expresses another key to encounter. Walking a mile in another’s shoes allows us to get into the mind of another – to gain insight to the other’s experiences, challenges, perspectives; and to see through his or her eyes. It is a type of encounter that can be powerful because it is an intimate encounter through communion with and participation in the experience, mind, love and thought of another.
In the same way, the sacrament of baptism invites us into the “shoes” of Christ; into an intimate communion and encounter with him. Jesus began his public life with his baptism by John the Baptist in the Jordan River. He did this not because he needed to be cleansed from sin, but to “fulfill all righteousness.” (Mt 3:15) At Jesus’ baptism, the Holy Spirit descended on him as a prelude of the new creation (just as it had hovered over the waters of the first creation), and the Father revealed Jesus as his “beloved Son.” Through our baptism, we participate in the baptism of Christ. As in the case of Jesus, the Spirit descends upon us making us a new creation, and the Father reveals us to be his beloved adopted sons and daughters.

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but let’s remember that the faith required for baptism is not perfect and mature. on the contrary, it is only a beginning of a life of faith that is then called to develop. the preparation for baptism seeks only to lead us to the threshold of new life. and, yes, baptism is the source of this new life in christ “from which the entire christian life springs forth.” however, as the catechism states, “for all the baptized, children or adults, faith must grow after baptism.” still, in this initial act of faith, the path is cleared for us to have an encounter with christ through the sacrament.
an encounter with another person is diminished by division. whether the walls are real or constructed by presuppositions, prejudices, or hurtful words and actions, those walls prevent us from “seeing” the other and, therefore, encountering them. in our relationship with christ, sin has the same effect.
through baptism, however, all sins and all punishment for sins are forgiven. the waters of baptism wash away all that separates us from communion with christ and, therefore, the holy trinity. we are then made into an altogether “new creature,” who is capable of believing in, hoping in and loving god, acting under the promptings of the holy spirit and growing in goodness. baptism then breaks down the walls of separation that sin has constructed and makes an encounter with christ possible. in fact, baptism goes so far as to make us an adopted daughter or son of god, a “partaker of the divine nature,” a co-heir with christ, and a temple of the holy spirit.
another key to encountering the other is to be where the other is. if we want to encounter someone, our chances are greatly enhanced if we seek out those places where the person is often to be found. the same would seem to hold true for the encounter with christ. by incorporating us into the body of christ, the sacrament of baptism greatly increases the number of our opportunities to encounter him. for christ is present in his church: in his word; in prayer; in the poor, the sick and the imprisoned; in the sacrifice of the mass; in the person of the minister; and in all his sacraments.
the admonition to walk a mile in another’s shoes before judging or criticizing expresses another key to encounter. walking a mile in another’s shoes allows us to get into the mind of another – to gain insight to the other’s experiences, challenges, perspectives; and to see through his or her eyes. it is a type of encounter that can be powerful because it is an intimate encounter through communion with and participation in the experience, mind, love and thought of another.
in the same way, the sacrament of baptism invites us into the “shoes” of christ; into an intimate communion and encounter with him. jesus began his public life with his baptism by john the baptist in the jordan river. he did this not because he needed to be cleansed from sin, but to “fulfill all righteousness.” (mt 3:15) at jesus’ baptism, the holy spirit descended on him as a prelude of the new creation (just as it had hovered over the waters of the first creation), and the father revealed jesus as his “beloved son.” through our baptism, we participate in the baptism of christ. as in the case of jesus, the spirit descends upon us making us a new creation, and the father reveals us to be his beloved adopted sons and daughters.


text:
Acorn Stairlifts offers our Stairlifts Rock Hill SC | Lifts customers the best in stairlift technology, due to their maintenance free operation, standard safety features and years of trouble free use. Acorn Stairlifts is a world class manufacturer specializing in installation, maintenance contracts, and repairs.
Acorn Stair Lifts have an internal overspeed governor (OSG) as standard equipment - ACORN believes that it is irresponsible to supply Stairlifts Rock Hill SC residents a stairlift without this vital safety equipment. This feature immediately stops the unit in the unlikely event of an overspeed descent.
Seat Belts - Seatbelts are standard on Rock Hill SC installed Acorn Stair Lifts. They are retractable, and have a standard release that makes putting it on and taking it off simple!
Pressure sensitive safety surfaces- these features prevent the lift from colliding with any obstruction on the stairway. These are located around the footrest, and on the top and bottom of the carriage. The limit sensors also ensure that Rock Hill SC Acorn Stairlifts always stop in the correct position.

lowercased:
acorn stairlifts offers our stairlifts rock hill sc | lifts customers the best in stairlift technology, due to their maintenance free operation, standard safety features and years of trouble free use. acorn stairlifts is a world class manufacturer specializing in installation, maintenance contracts, and repairs.
acorn stair lifts have an internal overspeed governor (osg) as standard equipment - acorn believes that it is irresponsible to supply stairlifts rock hill sc residents a stairlift without this vital safety equipment. this feature immediately stops the unit in the unlikely event of an overspeed descent.
seat belts - seatbelts are standard on rock hill sc installed acorn stair lifts. they are retractable, and have a standard release that makes putting it on and taking it off simple!
pressure sensitive safety surfaces- these features prevent the lift from colliding with any obstruction on the stairway. these are located around the footrest, and on the top and bottom of the carriage. the limit sensors also ensure that rock hill sc acorn stairlifts always stop in the correct position.


text: The Sculpting Magic workshop is now only six weeks distant. We are hearing lots of excitement from those signed up. When we aren't busy with some project in the shop we sneak time away to work on preparations for the workshop. We'll be doing all different projects this go around and the format will be different as well. The theme of the workshop will be 'TELLING A STORY VISUALLY'.

lowercased: the sculpting magic workshop is now only six weeks distant. we are hearing lots of excitement from those signed up. when we aren't busy with some project in the shop we sneak time away to work on preparations for the workshop. we'll be doing all different projects this go around and the format will be different as well. the theme of the workshop will be 'telling a story visually'.


text:
A force in entertainment and fashion with campaigns for brands including Calvin Klein to Fendi under her belt, Davis understands the power of media and how it plays a major role in how we see our identity and how we connect with places outside of our comfort zone. This has been a major reason why she’s used her voice to spread messages bigger than herself and to be part of the dialogue on diversity and even mental health. For Davis, visiting Ghana on the anniversary marking the start of 400 years of slavery was important to not only understand herself and her connection to the motherland—but to also show others that they too can come to Africa and feel right at home.
I spoke with Ebonee Davis about her trip to Ghana, her initial reactions and how she feels the fashion and entertainment industries can play a role in transforming narratives on the continent. Here’s our conversation below.
Ebonee Davis: Over the last couple of years, I have befriended many incredibly talented, creative and driven Ghanaians and Nigerians who have inspired me in numerous ways and who have helped me to realize the importance of identity and culture. For a very long time, my sense of self was centered around other people’s interpretations of Blackness and what it looks like to be Black in America. My Ghanaian and Nigerian friends have really helped to facilitate my journey of self discovery and figuring out who I am outside of dominant social narratives. I felt this was the right time to go to Ghana because 2019 marks 400 years since the start of slavery in West Africa. It was a full circle moment for me to return at this time after having been disconnected from my history for so long.
Accra is a very energetic with nightlife, restaurants, hotels, an emerging art scene and everything you’d expect to find in a major city—whereas the energy of Cape Coast is a bit more relaxed. That serene energy really supported my Slave Castle experience because it was so profound and intimate for me.
Music is a big part of black culture globally. What are you top three go-to afrobeats records you’re listening to right now?
“Fall” by Davido and “Energy” by Skepta and Wizkid. I also learned how to shaku while I was there.
How do you feel about the “full circle” movement as a while and Black people visiting Africa through these experiences?
I think the full circle movement is so important because for many Black Americans, due to what we are taught in school, our point of reference for the beginning of Black history is slavery. It’s great that there is an initiative in place which allows Black Americans to see who we were prior to our abduction and to see that we still have a home we can come back to after all this time.
The biggest misconception is that there is nothing but poverty and illness in Africa. The truth is that Africa feeds the world and has been feeding the world for centuries. It’s truly the motherland, not just for Black people, but for ALL people. Another misconception is that Africa needs foreign aid and in reality, Africa just needs foreign people to stop stealing from her, starting wars and perpetuating narratives that center around negative stereotypes so that other people like me will feel compelled to visit and witness her beauty.
I do think the media plays a big role in how Africa is painted and it’s up to us to tell the truth, whether that be through film, photography, music or any other creative medium. We are at this incredible time when we have unprecedented control over our own story and we can create the channels through which our content flows. The power is truly in our hands like never before. The shift is here and it’s taking place tight now.
I definitely want to return! Now that I’ve visited once, I have an even greater sense of purpose and mission. My overall goal, across the diaspora, is to create conversations around mental health, self worth, and finding an identity outside of what has been handed to us. To me that is true freedom and that is the next step in our liberation as a people. Once you have empowered people on an individual level, economic advancement and development is inevitable.
I do think that connecting to West Africa has allowed me to explore a new part of my identity. It’s so refreshing to be in a country where everyone is Black! Everywhere you look you see Black skin! From this trip I have a more expanded idea of who I am, who I can be and what is possible for me. I think that’s what finding your identity is all about: realizing that you are bigger than the box you were previously forced to fit in.

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a force in entertainment and fashion with campaigns for brands including calvin klein to fendi under her belt, davis understands the power of media and how it plays a major role in how we see our identity and how we connect with places outside of our comfort zone. this has been a major reason why she’s used her voice to spread messages bigger than herself and to be part of the dialogue on diversity and even mental health. for davis, visiting ghana on the anniversary marking the start of 400 years of slavery was important to not only understand herself and her connection to the motherland—but to also show others that they too can come to africa and feel right at home.
i spoke with ebonee davis about her trip to ghana, her initial reactions and how she feels the fashion and entertainment industries can play a role in transforming narratives on the continent. here’s our conversation below.
ebonee davis: over the last couple of years, i have befriended many incredibly talented, creative and driven ghanaians and nigerians who have inspired me in numerous ways and who have helped me to realize the importance of identity and culture. for a very long time, my sense of self was centered around other people’s interpretations of blackness and what it looks like to be black in america. my ghanaian and nigerian friends have really helped to facilitate my journey of self discovery and figuring out who i am outside of dominant social narratives. i felt this was the right time to go to ghana because 2019 marks 400 years since the start of slavery in west africa. it was a full circle moment for me to return at this time after having been disconnected from my history for so long.
accra is a very energetic with nightlife, restaurants, hotels, an emerging art scene and everything you’d expect to find in a major city—whereas the energy of cape coast is a bit more relaxed. that serene energy really supported my slave castle experience because it was so profound and intimate for me.
music is a big part of black culture globally. what are you top three go-to afrobeats records you’re listening to right now?
“fall” by davido and “energy” by skepta and wizkid. i also learned how to shaku while i was there.
how do you feel about the “full circle” movement as a while and black people visiting africa through these experiences?
i think the full circle movement is so important because for many black americans, due to what we are taught in school, our point of reference for the beginning of black history is slavery. it’s great that there is an initiative in place which allows black americans to see who we were prior to our abduction and to see that we still have a home we can come back to after all this time.
the biggest misconception is that there is nothing but poverty and illness in africa. the truth is that africa feeds the world and has been feeding the world for centuries. it’s truly the motherland, not just for black people, but for all people. another misconception is that africa needs foreign aid and in reality, africa just needs foreign people to stop stealing from her, starting wars and perpetuating narratives that center around negative stereotypes so that other people like me will feel compelled to visit and witness her beauty.
i do think the media plays a big role in how africa is painted and it’s up to us to tell the truth, whether that be through film, photography, music or any other creative medium. we are at this incredible time when we have unprecedented control over our own story and we can create the channels through which our content flows. the power is truly in our hands like never before. the shift is here and it’s taking place tight now.
i definitely want to return! now that i’ve visited once, i have an even greater sense of purpose and mission. my overall goal, across the diaspora, is to create conversations around mental health, self worth, and finding an identity outside of what has been handed to us. to me that is true freedom and that is the next step in our liberation as a people. once you have empowered people on an individual level, economic advancement and development is inevitable.
i do think that connecting to west africa has allowed me to explore a new part of my identity. it’s so refreshing to be in a country where everyone is black! everywhere you look you see black skin! from this trip i have a more expanded idea of who i am, who i can be and what is possible for me. i think that’s what finding your identity is all about: realizing that you are bigger than the box you were previously forced to fit in.


text:
Do you remember the days when companies clearly explained what they covered and covered what they stated? Well, Right Way Home Protection does. We also realize that a good customer service experience is the key to our long-term future. After all, without customers, we donât exist.
When we founded Right Way, we saw a glaring need for a great home protection service. We did not set out to be just another home warranty company. The warranty industry has plenty of problems and we donât want to contribute to those problems.
Home Warranties done the RIGHT WAY, can be a true value to homeowners. We understand the challenges faced by the family purchasing their first home or the long-time homeowner who is trying to keep up with the those unforeseen obstacles that are bound to occur.
Itâs not easy being a homeowner but it is fulfilling and rewarding. We are here to ease the burden that accompanies homeownership and take care of you the RIGHT WAY.

lowercased:
do you remember the days when companies clearly explained what they covered and covered what they stated? well, right way home protection does. we also realize that a good customer service experience is the key to our long-term future. after all, without customers, we donât exist.
when we founded right way, we saw a glaring need for a great home protection service. we did not set out to be just another home warranty company. the warranty industry has plenty of problems and we donât want to contribute to those problems.
home warranties done the right way, can be a true value to homeowners. we understand the challenges faced by the family purchasing their first home or the long-time homeowner who is trying to keep up with the those unforeseen obstacles that are bound to occur.
itâs not easy being a homeowner but it is fulfilling and rewarding. we are here to ease the burden that accompanies homeownership and take care of you the right way.


text:
Most Recent Hangette Honey Videos!
Hey y�all! I�m Hangette Honey, your new favorite real naked noosedancer, and this is my very own store! You can buy my movies directly from me here! Some of these movies are also available on the HangWorld store, so check and be sure you haven�t bought it there already!
Featuring 4 Clips / 76 minutes of video!

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most recent hangette honey videos!
hey y�all! i�m hangette honey, your new favorite real naked noosedancer, and this is my very own store! you can buy my movies directly from me here! some of these movies are also available on the hangworld store, so check and be sure you haven�t bought it there already!
featuring 4 clips / 76 minutes of video!


text:
The interest rate on France's benchmark 10-year bonds opened down slightly on Monday then stabilised after Socialist candidate Francois Hollande won the French presidential election.
The measured reaction contrasts with concerns that his victory could trigger a run on French debt, force up bond yields and derail Paris' deficit-cutting plan.
At 0610 GMT yields were 2.810 percent, up from 2.809 at Friday's close.
However, at Capital Spreads in London, trader Nam Truong commented that the votes in France and Greece "brought eurozone fears back to the fore."
He said: "The strong bond formed between Merkel and Sarkozy has been broken and investors are concerned that austerity talks between Merkel and Hollande will collide and if additional stimulus will be used to prop up ailing eurozone economies."
He noted that "Hollande told supporters in Tulle in central France – 'Austerity is not an inevitability'."
And he commented that in Greece "if a majority coalition cannot be agreed another election is likely to be called bringing new political and economic uncertainty."
At IG Markets, institutional trader Chris Weston said that among negative headlines for financial markets as the week begins were "Mr. Hollande's (much expected) victory in the French elections" and "most prominently uncertainties around the Greek election."
He suggested that a coalition to emerge from the Greek election may seek changes to austerity measures demanded by the European Union and International Monetary Fund in return for releasing rescue funds by stages. He also noted that the IMF had suggested it would "withhold aid if the new austerity measures are not finalised."
Weston said that it might not matter who formed the new Greek government "as long as the $3 billion (2.3 billion euros) in initial spending cuts and $11 billion in cuts to be identified for 2013/14 are realised."

lowercased:
the interest rate on france's benchmark 10-year bonds opened down slightly on monday then stabilised after socialist candidate francois hollande won the french presidential election.
the measured reaction contrasts with concerns that his victory could trigger a run on french debt, force up bond yields and derail paris' deficit-cutting plan.
at 0610 gmt yields were 2.810 percent, up from 2.809 at friday's close.
however, at capital spreads in london, trader nam truong commented that the votes in france and greece "brought eurozone fears back to the fore."
he said: "the strong bond formed between merkel and sarkozy has been broken and investors are concerned that austerity talks between merkel and hollande will collide and if additional stimulus will be used to prop up ailing eurozone economies."
he noted that "hollande told supporters in tulle in central france – 'austerity is not an inevitability'."
and he commented that in greece "if a majority coalition cannot be agreed another election is likely to be called bringing new political and economic uncertainty."
at ig markets, institutional trader chris weston said that among negative headlines for financial markets as the week begins were "mr. hollande's (much expected) victory in the french elections" and "most prominently uncertainties around the greek election."
he suggested that a coalition to emerge from the greek election may seek changes to austerity measures demanded by the european union and international monetary fund in return for releasing rescue funds by stages. he also noted that the imf had suggested it would "withhold aid if the new austerity measures are not finalised."
weston said that it might not matter who formed the new greek government "as long as the $3 billion (2.3 billion euros) in initial spending cuts and $11 billion in cuts to be identified for 2013/14 are realised."


text:
I belong – right here with you.
You will not regret this. I will not forget this… what you’ve done for me. You stayed awake and taught me how to stop but an instant, that angels are listening, to take a look around, that all we see is not always what it seems, that in a reflection of you I will be your place to come home to.
somewhere between the moonfall and the sunrise. I know it’s still there. That the greatest gift one and receive is the gift of your true friendship, and I know I may have a long way to go, I promise I will stay real my friend – I’ll meet you there.
On the fourth day, God made you and all my questions seemed to fade. If you ever thought if I loved you, know that I could never stop… getting what I always received from you.
footprint in your name and I think of you.

lowercased:
i belong – right here with you.
you will not regret this. i will not forget this… what you’ve done for me. you stayed awake and taught me how to stop but an instant, that angels are listening, to take a look around, that all we see is not always what it seems, that in a reflection of you i will be your place to come home to.
somewhere between the moonfall and the sunrise. i know it’s still there. that the greatest gift one and receive is the gift of your true friendship, and i know i may have a long way to go, i promise i will stay real my friend – i’ll meet you there.
on the fourth day, god made you and all my questions seemed to fade. if you ever thought if i loved you, know that i could never stop… getting what i always received from you.
footprint in your name and i think of you.


text:
Promotion Media takes privacy issues very seriously and adopts whatever measures are necessary to ensure the confidentiality of information that relates to you personally.
Personal information obtained through promotionmedia.ca is strictly confidential. The only employees with access to such personal information are those authorized to process inquiries or requests that concern the information provided. Except where required to provide a service you signed up for or to give effect to a court order, personal information will never be made public, sold, or disclosed to third parties without your consent. eau³ enforces various rules to protect your personal information. We do not divulge any information about our members without their consent.
Why do we collect personal information on promotionmedia.ca?
The personal information we obtain about you via www.promotionmedia.ca is used to process online requests you submit to us.
For your convenience, promotionmedia.ca provides links to the sites of third parties or parts of their sites. However, Promotion Media has no control over the content or operation of these sites, nor does it control the confidentiality or privacy practices of the site operators. Consequently, any personal information you submit through such sites is governed by the privacy policies of the sites in question. It is therefore your responsibility to find out about their policies in order to protect information that concerns you.
Promotion Media does not do any solicitation for personal and confidential information by email or otherwise.

lowercased:
promotion media takes privacy issues very seriously and adopts whatever measures are necessary to ensure the confidentiality of information that relates to you personally.
personal information obtained through promotionmedia.ca is strictly confidential. the only employees with access to such personal information are those authorized to process inquiries or requests that concern the information provided. except where required to provide a service you signed up for or to give effect to a court order, personal information will never be made public, sold, or disclosed to third parties without your consent. eau³ enforces various rules to protect your personal information. we do not divulge any information about our members without their consent.
why do we collect personal information on promotionmedia.ca?
the personal information we obtain about you via www.promotionmedia.ca is used to process online requests you submit to us.
for your convenience, promotionmedia.ca provides links to the sites of third parties or parts of their sites. however, promotion media has no control over the content or operation of these sites, nor does it control the confidentiality or privacy practices of the site operators. consequently, any personal information you submit through such sites is governed by the privacy policies of the sites in question. it is therefore your responsibility to find out about their policies in order to protect information that concerns you.
promotion media does not do any solicitation for personal and confidential information by email or otherwise.


text:
For more than 150 years, messages of joy, sorrow and success came in signature yellow envelopes hand delivered by a courier. Now the Western Union telegram is officially a thing of the past.
The company formed in April 1856 to exploit the hot technology of the telegraph to send cross-country messages in less than a day. It is now focusing its attention on money transfers and other financial services, and delivered its final telegram on Friday.
"The decision was a hard decision because we're fully aware of our heritage," Victor Chayet, a company spokesman said Wednesday. "But it's the final transition from a communications company to a financial services company."
Several telegraph companies that eventually combined to become Western Union were founded in 1851. Western Union built its first transcontinental telegraph line in 1861.
"At the time it was as incredible and astonishing as the computer when it first came out," said Tom Noel, a history professor at the University of Colorado at Denver. "For people who could barely understand it, here you had the magic of the electric force traveling by wire across the country."
In 1994, Western Union Financial Services was acquired by First Financial Management Corp., which First Data Corp. bought for $7 billion the following year. Last week, First Data said it would spin Western Union off as a separate company.
Telegrams reached their peak popularity in the 1920s and 1930s when it was cheaper to send a telegram than to place a long distance telephone call. People would save money by using the word "stop" instead of periods to end sentences because punctuation was extra while the four character word was free.
Telegrams were used to announce the first flight in 1903 and the start of World War I. During World War II, the sight of a Western Union courier was feared because the War Department, the precursor to the Department of Defense, used the company to notify families of the death of their loved ones serving in the military, Chayet said.
With long distance rates dropping and different technologies for communicating evolving — including the internet — Western Union phased out couriers in the late 1960s and early 1970s.
By last year, only 20,000 telegrams were sent at about $10 a message, mostly from companies using the service for formal notifications, Chayet said.
Last week, the last 10 telegrams included birthday wishes, condolences on the death of a loved one, notification of an emergency and several people trying to be the last to send a telegram.
"Recent generations didn't receive telegrams and didn't know you could send them," Chayet said.
Samuel Morse, inventor of the Morse code, sent the first telegram from Washington to Baltimore on May 26, 1844, to his partner Alfred Vail to usher in the telegram era that displaced the Pony Express. It read "WHAT HATH GOD WROUGHT?"
"If he only knew," Chayet said of the myriad choices today, which includes text message on cell phones, the internet and virtually free long-distance calling rates.
"It definitely was an anachronism," Noel said. "It's amazing it survived this long."

lowercased:
for more than 150 years, messages of joy, sorrow and success came in signature yellow envelopes hand delivered by a courier. now the western union telegram is officially a thing of the past.
the company formed in april 1856 to exploit the hot technology of the telegraph to send cross-country messages in less than a day. it is now focusing its attention on money transfers and other financial services, and delivered its final telegram on friday.
"the decision was a hard decision because we're fully aware of our heritage," victor chayet, a company spokesman said wednesday. "but it's the final transition from a communications company to a financial services company."
several telegraph companies that eventually combined to become western union were founded in 1851. western union built its first transcontinental telegraph line in 1861.
"at the time it was as incredible and astonishing as the computer when it first came out," said tom noel, a history professor at the university of colorado at denver. "for people who could barely understand it, here you had the magic of the electric force traveling by wire across the country."
in 1994, western union financial services was acquired by first financial management corp., which first data corp. bought for $7 billion the following year. last week, first data said it would spin western union off as a separate company.
telegrams reached their peak popularity in the 1920s and 1930s when it was cheaper to send a telegram than to place a long distance telephone call. people would save money by using the word "stop" instead of periods to end sentences because punctuation was extra while the four character word was free.
telegrams were used to announce the first flight in 1903 and the start of world war i. during world war ii, the sight of a western union courier was feared because the war department, the precursor to the department of defense, used the company to notify families of the death of their loved ones serving in the military, chayet said.
with long distance rates dropping and different technologies for communicating evolving — including the internet — western union phased out couriers in the late 1960s and early 1970s.
by last year, only 20,000 telegrams were sent at about $10 a message, mostly from companies using the service for formal notifications, chayet said.
last week, the last 10 telegrams included birthday wishes, condolences on the death of a loved one, notification of an emergency and several people trying to be the last to send a telegram.
"recent generations didn't receive telegrams and didn't know you could send them," chayet said.
samuel morse, inventor of the morse code, sent the first telegram from washington to baltimore on may 26, 1844, to his partner alfred vail to usher in the telegram era that displaced the pony express. it read "what hath god wrought?"
"if he only knew," chayet said of the myriad choices today, which includes text message on cell phones, the internet and virtually free long-distance calling rates.
"it definitely was an anachronism," noel said. "it's amazing it survived this long."


text:
Quality does not always carry hefty prices as many believe. Estate Locksmith Store is an ideal example of this. For more than a decade now, we have been offering stellar services for Philadelphia, PA 19142. The fee that we charge is extremely reasonable in spite of offering topmost quality solutions. If you worry about locksmith prices, think of us. Missing key and damaged locks could play havoc to the safety of the premises and everything within. It lays your property bared to intrusions at whim. We offer key making and locks repair services.
Whatever the problem of lock-key that you face, we are there. What is more, we make sure that budget constraints do not come in the way of resolving problems. Due to this, people consider us the only cheap locksmith operating in zip code 19142. No wonder, we are easy to approach.
Call us anytime to avail professional locksmith solutions in Zip code 19142.

lowercased:
quality does not always carry hefty prices as many believe. estate locksmith store is an ideal example of this. for more than a decade now, we have been offering stellar services for philadelphia, pa 19142. the fee that we charge is extremely reasonable in spite of offering topmost quality solutions. if you worry about locksmith prices, think of us. missing key and damaged locks could play havoc to the safety of the premises and everything within. it lays your property bared to intrusions at whim. we offer key making and locks repair services.
whatever the problem of lock-key that you face, we are there. what is more, we make sure that budget constraints do not come in the way of resolving problems. due to this, people consider us the only cheap locksmith operating in zip code 19142. no wonder, we are easy to approach.
call us anytime to avail professional locksmith solutions in zip code 19142.


text:
According to a recently published UK study, use of essential oils might be enabling the abnormal growth of breasts in young boys.
The Colonel is a cruel commandant. With the news of the historic shortage of the UK’s KFC shortage, locals have now taken to bury chicken in their yard. Probably.
Monday. Why always you? Between then and now, we’ve had Robert Mugabe refusing to back down, Salim Mehajer face the music, and the UK got well serious with plastic, innit?
With the general consensus in Europe being suspicion toward the US, they’ve started quietly forming their own combined army via a joint bank account.
Jordan King-Lacroix reports on the enduring hardships that Syrian refugees are experiencing in their new lives…like having breakfast with Bob Geldof.
Ken Veksler responds to last week’s TBS article by John Preston, which criticised Veksler’s recent comments on RBA governer Glenn Stevens.

lowercased:
according to a recently published uk study, use of essential oils might be enabling the abnormal growth of breasts in young boys.
the colonel is a cruel commandant. with the news of the historic shortage of the uk’s kfc shortage, locals have now taken to bury chicken in their yard. probably.
monday. why always you? between then and now, we’ve had robert mugabe refusing to back down, salim mehajer face the music, and the uk got well serious with plastic, innit?
with the general consensus in europe being suspicion toward the us, they’ve started quietly forming their own combined army via a joint bank account.
jordan king-lacroix reports on the enduring hardships that syrian refugees are experiencing in their new lives…like having breakfast with bob geldof.
ken veksler responds to last week’s tbs article by john preston, which criticised veksler’s recent comments on rba governer glenn stevens.


text:
Marco Stiepermann’s car washing skills might give him the edge over his Norwich City rivals.
Stiepermann was forced to clean head coach Daniel Farke’s car at Colney this week after losing a player forfeit on the ‘wheel of fortune’.
Farke revealed on Friday he was bemused by his compatriot’s request to borrow his car keys but joked he needed to get back in his good books after firing blanks in the 3-2 Championship win over Bristol City.
City head to Millwall on Saturday and Stiepermann has done his chances of featuring at the Den no harm.
“A clinical performance from Marco Stiepermann. I was a little surprised it was labelled as a fine. It should be an honour for him or at least a chance to make up for not scoring in the last game,” said Farke. “We have a lot of midfield players who want to play so he used his chance to be in my thoughts.
“It was their idea to have this wheel of fortune to either double the fine or someone else has to be pay it.
“To clean the car of the boss was a surprise to me that it would be an option on the wheel.
“I like it to be honest. Stiepi came in and asked for the keys of my car.
Farke admitted times have changed since he was a player.
“All jokes aside, in my generation as a player pretty often the head coach used fear and players had to be scared to feel the pressure to bring a perfect performance,” he said. “My feeling is totally the opposite.
“When you feel comfortable and settled in your surroundings and feel good in the dressing room it helps to be there with your best performance.
“If you ask me, I wouldn’t need to have any fines. I hated as a player when the head coach would say I am about discipline, strictness and being on time. For me, that is nonsense. We are working in professional football.
“That should be a given. I never heard a head coach talking about being ill-disciplined or being late.

lowercased:
marco stiepermann’s car washing skills might give him the edge over his norwich city rivals.
stiepermann was forced to clean head coach daniel farke’s car at colney this week after losing a player forfeit on the ‘wheel of fortune’.
farke revealed on friday he was bemused by his compatriot’s request to borrow his car keys but joked he needed to get back in his good books after firing blanks in the 3-2 championship win over bristol city.
city head to millwall on saturday and stiepermann has done his chances of featuring at the den no harm.
“a clinical performance from marco stiepermann. i was a little surprised it was labelled as a fine. it should be an honour for him or at least a chance to make up for not scoring in the last game,” said farke. “we have a lot of midfield players who want to play so he used his chance to be in my thoughts.
“it was their idea to have this wheel of fortune to either double the fine or someone else has to be pay it.
“to clean the car of the boss was a surprise to me that it would be an option on the wheel.
“i like it to be honest. stiepi came in and asked for the keys of my car.
farke admitted times have changed since he was a player.
“all jokes aside, in my generation as a player pretty often the head coach used fear and players had to be scared to feel the pressure to bring a perfect performance,” he said. “my feeling is totally the opposite.
“when you feel comfortable and settled in your surroundings and feel good in the dressing room it helps to be there with your best performance.
“if you ask me, i wouldn’t need to have any fines. i hated as a player when the head coach would say i am about discipline, strictness and being on time. for me, that is nonsense. we are working in professional football.
“that should be a given. i never heard a head coach talking about being ill-disciplined or being late.


text:
Sleepy Hollow, at the north-west corner of San Anselmo, is set in a wide valley surrounded by grassy, tree studded hills. About 750 homes were built starting in the 1950’s, most on a third to half an acre—with many lots over an acre. The typical, original Sleepy Hollow home is a California ranch-style, 2,000-3,000 sq. ft. , with a pool. This is ideal horse riding country, and some properties have their own stable.
A world apart, yet close to everything. No sidewalks or street lamps, Sleepy Hollow is peaceful, safe, and friendly. Houses are well separated. The weather is excellent, with warm days and cool nights. Most homes are about 3 miles from downtown San Anselmo or Fairfax, and about 5 miles from Highway 101.
The main street into this community is Butterfield Road. Many of the neighborhood streets are named after characters and places in Washington Irving’s Rip Van Winkle and the Legend of Sleepy Hollow. At the end of Butterfield Road is the beautiful, rural campus of the San Dominico School.
Read the history of Sleepy Hollow in this Wikipedia article.
The Sleepy Hollow Homes Association is open to all neighborhood residents. The Association provides a community clubhouse, a 25 yard pool, a Nursery School, and tennis courts. It hosts a women’s club, a Boy Scouts troop, a swim team, and a tennis club.
San Dominico School. This fine private school lies at the end Butterfield Road on rolling hills and fields. The campus contains a Riding School that is available to horse riders of all ages.
Hidden Valley Elementary School at the start of Butterfield Road serves K-5.
The valley rests between two ridges that contain the Terra Linda-Sleepy Hollow Divide Northern Preserve to the north east) and the Loma Alta Open Space Preserve to the south west—both providing hiking and horseback riding opportunities. The new 680 Trail connects these natural areas.
I would love to introduce you to this neighborhood! When you are ready to learn first-hand about homes in this community, contact us. We are happy to help and share our local knowledge of all that Sleepy Hollow has to offer.

lowercased:
sleepy hollow, at the north-west corner of san anselmo, is set in a wide valley surrounded by grassy, tree studded hills. about 750 homes were built starting in the 1950’s, most on a third to half an acre—with many lots over an acre. the typical, original sleepy hollow home is a california ranch-style, 2,000-3,000 sq. ft. , with a pool. this is ideal horse riding country, and some properties have their own stable.
a world apart, yet close to everything. no sidewalks or street lamps, sleepy hollow is peaceful, safe, and friendly. houses are well separated. the weather is excellent, with warm days and cool nights. most homes are about 3 miles from downtown san anselmo or fairfax, and about 5 miles from highway 101.
the main street into this community is butterfield road. many of the neighborhood streets are named after characters and places in washington irving’s rip van winkle and the legend of sleepy hollow. at the end of butterfield road is the beautiful, rural campus of the san dominico school.
read the history of sleepy hollow in this wikipedia article.
the sleepy hollow homes association is open to all neighborhood residents. the association provides a community clubhouse, a 25 yard pool, a nursery school, and tennis courts. it hosts a women’s club, a boy scouts troop, a swim team, and a tennis club.
san dominico school. this fine private school lies at the end butterfield road on rolling hills and fields. the campus contains a riding school that is available to horse riders of all ages.
hidden valley elementary school at the start of butterfield road serves k-5.
the valley rests between two ridges that contain the terra linda-sleepy hollow divide northern preserve to the north east) and the loma alta open space preserve to the south west—both providing hiking and horseback riding opportunities. the new 680 trail connects these natural areas.
i would love to introduce you to this neighborhood! when you are ready to learn first-hand about homes in this community, contact us. we are happy to help and share our local knowledge of all that sleepy hollow has to offer.


text:
We often need to meet up: discuss something, make, brainstorm or just enjoy spending time together. These meetings do not require an official status from the Burning Man’s HQ but we understand that if not for the Burning Man, we might’ve never even got to know each other. That’s why we decided to call these meetings Burnout.
When we met at Closer and shared our experience creating art projects at Burning Man. We invited speakers from Lithuania and the United States. Afterward, we danced at Mezzanine.

lowercased:
we often need to meet up: discuss something, make, brainstorm or just enjoy spending time together. these meetings do not require an official status from the burning man’s hq but we understand that if not for the burning man, we might’ve never even got to know each other. that’s why we decided to call these meetings burnout.
when we met at closer and shared our experience creating art projects at burning man. we invited speakers from lithuania and the united states. afterward, we danced at mezzanine.


text:
Size: EU39, US8. Brand new Zara Metal Toe Flats shoes.
to receive Free shipping on all Combo Deals! *RM 10 Voucher code is not applicable for Combo Deals - Only comboFREE shipping code is applicable* 1 x Magic V Back Low back Bra Strap Transformer.
to receive Free shipping on all Combo Deals! *RM 10 Voucher code is not applicable for Combo Deals - Only comboFREE shipping code is applicable* 1 x 3D padded Ultralite Silicone Bra Nu Bra.
Box packing included. Weight: 500g. Size: 37 x 29 x 9cm. Material: Canvas. Type: Backpack.

lowercased:
size: eu39, us8. brand new zara metal toe flats shoes.
to receive free shipping on all combo deals! *rm 10 voucher code is not applicable for combo deals - only combofree shipping code is applicable* 1 x magic v back low back bra strap transformer.
to receive free shipping on all combo deals! *rm 10 voucher code is not applicable for combo deals - only combofree shipping code is applicable* 1 x 3d padded ultralite silicone bra nu bra.
box packing included. weight: 500g. size: 37 x 29 x 9cm. material: canvas. type: backpack.


text:
I was just updating Quicken and noticed our retirement balance is a solid $75k. For now anyway.
This is actually my gross salary for the year. So one years' saved!
So though $75k is a new milestone for me, I can't say the one year salary saved is a new or exciting milestone... It is turning into an impossible moving target that makes me feel a little at a standstill.
If dh returned to work tomorrow it would be a long road to save up one year of salary.
Which probably illustrates much why I so love the idea of measuring progress against "annual expenses."
I guess this idea particularly makes sense for us.
In school we both made $10k annually. Out of school we made $60k combined, and that quickly climbed to $100k.
But then we slowed down for kids and lived a couple of years on $45k (the years I took maternity leave anyway). But my full salary was a mere $50k when I had my first child. In the meantime, my income has ballooned to $75k rather quickly. Though a good chunk of the last decade we really made less than $60k. So it is hard to measure progress in terms of an ever growing income.
Of course, no complaints on the ever-growing income.
But our expenses, on the other hand, have remained rather steady. Probably a bit of a jump when we bought our first home (okay, a significant jump since we lived on pennies before that). & probably a bit of a jump when we had kids. But overall our expenses have remained rather steady and predictable. So we find that a much better measure of our forward progress.
But $75k is a milestone, indeed. Of course, I was wondering, recently, when our cash and retirement would hit $100k. I think we will probably hit it in 2009. Not so sure on 2008. But we'll see. (We have a fair amount of cash, in addition to our retirement investments).
We've also paid a good $90k off our house. So our more liquid assets seem to be neck and neck with how much we have invested in our house.
I expect that to change greatly in the future. Our goal in the nearer future is to put away $10k/year to retirement, in addition to 10% contributed at my job. So ideally our retirement will be growing $18k/year or so, plus investment returns, while we are only paying the minimum on our mortgage, about $4k principal every year.
I think our 20s was our decade of home ownership. & we have accomplished a chunk there. I would like our 30s to be the decade of retirement funding. Which is also why I don't sweat the mortgage prepayment. We worked very hard while young to keep our mortgage costs down (putting a chunk down and paying it off aggressively). That work will save us tens of thousands, if not more, in the long run. So it feels like it is off to the next battle - Retirement!
Likewise, I look forward to do the day our cash/investments far exceed our mortgage.
Anyway, I don't think we will put $10k to our IRAs anytime REAL soon. My goal is about $1500 this year, and $5k next year. But I think we may make it in 2011, when LM is entirely out of preschool. Working up to it. So though our goal is $10k/year, to IRAs, we got a ways to go.
Of course, in our 20s, retirement was only a mere afterthought, after the token 10% contributions we have always done. So I look forward to what we can do with retirement as the forethought. I expect to zoom ahead rather quickly... In fact, my roundabout goal has been $150k in retirement by age 35... (So doubled in 4 years?). Kind of aggressive, but doable.
That's not something I've achieve yet.... Could be a while.
Impressive milestone for a young family. You will definitely enjoy a comfortable retirement because of the careful planning you are doing in your 30s.
Congrats! I believe we're hitting $100k soon.

lowercased:
i was just updating quicken and noticed our retirement balance is a solid $75k. for now anyway.
this is actually my gross salary for the year. so one years' saved!
so though $75k is a new milestone for me, i can't say the one year salary saved is a new or exciting milestone... it is turning into an impossible moving target that makes me feel a little at a standstill.
if dh returned to work tomorrow it would be a long road to save up one year of salary.
which probably illustrates much why i so love the idea of measuring progress against "annual expenses."
i guess this idea particularly makes sense for us.
in school we both made $10k annually. out of school we made $60k combined, and that quickly climbed to $100k.
but then we slowed down for kids and lived a couple of years on $45k (the years i took maternity leave anyway). but my full salary was a mere $50k when i had my first child. in the meantime, my income has ballooned to $75k rather quickly. though a good chunk of the last decade we really made less than $60k. so it is hard to measure progress in terms of an ever growing income.
of course, no complaints on the ever-growing income.
but our expenses, on the other hand, have remained rather steady. probably a bit of a jump when we bought our first home (okay, a significant jump since we lived on pennies before that). & probably a bit of a jump when we had kids. but overall our expenses have remained rather steady and predictable. so we find that a much better measure of our forward progress.
but $75k is a milestone, indeed. of course, i was wondering, recently, when our cash and retirement would hit $100k. i think we will probably hit it in 2009. not so sure on 2008. but we'll see. (we have a fair amount of cash, in addition to our retirement investments).
we've also paid a good $90k off our house. so our more liquid assets seem to be neck and neck with how much we have invested in our house.
i expect that to change greatly in the future. our goal in the nearer future is to put away $10k/year to retirement, in addition to 10% contributed at my job. so ideally our retirement will be growing $18k/year or so, plus investment returns, while we are only paying the minimum on our mortgage, about $4k principal every year.
i think our 20s was our decade of home ownership. & we have accomplished a chunk there. i would like our 30s to be the decade of retirement funding. which is also why i don't sweat the mortgage prepayment. we worked very hard while young to keep our mortgage costs down (putting a chunk down and paying it off aggressively). that work will save us tens of thousands, if not more, in the long run. so it feels like it is off to the next battle - retirement!
likewise, i look forward to do the day our cash/investments far exceed our mortgage.
anyway, i don't think we will put $10k to our iras anytime real soon. my goal is about $1500 this year, and $5k next year. but i think we may make it in 2011, when lm is entirely out of preschool. working up to it. so though our goal is $10k/year, to iras, we got a ways to go.
of course, in our 20s, retirement was only a mere afterthought, after the token 10% contributions we have always done. so i look forward to what we can do with retirement as the forethought. i expect to zoom ahead rather quickly... in fact, my roundabout goal has been $150k in retirement by age 35... (so doubled in 4 years?). kind of aggressive, but doable.
that's not something i've achieve yet.... could be a while.
impressive milestone for a young family. you will definitely enjoy a comfortable retirement because of the careful planning you are doing in your 30s.
congrats! i believe we're hitting $100k soon.


text:
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lowercased:
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please enjoy your visit here and do not esitate to search another cracked programs or apps for you. share it to your friends if you like our website. our proofs demonstrate that our quickbooks 2013 cracked is working smoothly .
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text:
It’s perfectly normal to not know who you are in your twenties.
I don’t know about you, but my twenties so far have felt like a constant race. A constant competition. You see, I’m a planner I like to have my life planned out in lists and timelines. But, recently life has thrown pretty much everything at me. When something goes wrong or my plans change, I feel like my brain gets confused and I don’t know how to react or handle it. It really stresses me out and I hate that.
When I was younger, I thought I would have my life together by the time I reached my twenties. I thought I would have my own apartment, be engaged and I thought I would know exactly who I was and what I wanted from this world. Right now, I feel more lost and confused than I have ever felt in my life. I’ve been lost for a while now.
I really don’t like the term ‘Adulting’. Being in your twenties means being immature and choosing fun over work, and also being a responsible adult who shows up to meetings twenty minutes early to look good for the manager. Being in your twenties honestly feel like you are trapped in the middle of two separate identities.
You know what? It’s perfectly normal to not know who you are in your twenties. When you are in your twenties A LOT changes. One of the biggest lessons that I’ve learnt these past few weeks is that no matter how hard you try, at some point you will always fail. You learn to accept setbacks, the rejections, the loss of people you once loved. You scroll through Instagram, Facebook and Twitter and you see the people you went to school and university with getting married, pregnant, buying their first homes and some are dead. It really is a scary time. You think everyone around you seems to know where they are heading in life and here you are having pasta for dinner fourth night in a row (no kidding, I have).
I feel like sometimes it’s so easy to forget that everyone has their own timeline in life. The world makes it so easy for us to sit and compare ourselves to other peoples photoshopped highlights that they post on social media. No one wants to talk about how long it took them to get there. No one wants to talk about the pain they went through, how hard they had to work for it everyday, how exhausting it was. No one wants to talk or post about their failures.
Your twenties are hard, and I think we forget this sometimes. It’s okay to be struggling. It’s perfectly normal to feel lost and confused. It’s okay to make mistakes. The truth is, you are not going to love everything you do and that’s okay. You’re still learning and figuring yourself out and that’s okay. You don’t have to know what you are doing in your twenties. This is our time to find ourselves. In fact, people in their late twenties, thirties and even forties don’t have their life together or know what they are doing with their lives. They’ve just become better at faking it.
PS. In case no one has told you today. You are awesome and you are doing just fine. You will figure it out. Maybe not now, but you will.
Next Post Some people will have the audacity to lie to your face and not feel guilty.

lowercased:
it’s perfectly normal to not know who you are in your twenties.
i don’t know about you, but my twenties so far have felt like a constant race. a constant competition. you see, i’m a planner i like to have my life planned out in lists and timelines. but, recently life has thrown pretty much everything at me. when something goes wrong or my plans change, i feel like my brain gets confused and i don’t know how to react or handle it. it really stresses me out and i hate that.
when i was younger, i thought i would have my life together by the time i reached my twenties. i thought i would have my own apartment, be engaged and i thought i would know exactly who i was and what i wanted from this world. right now, i feel more lost and confused than i have ever felt in my life. i’ve been lost for a while now.
i really don’t like the term ‘adulting’. being in your twenties means being immature and choosing fun over work, and also being a responsible adult who shows up to meetings twenty minutes early to look good for the manager. being in your twenties honestly feel like you are trapped in the middle of two separate identities.
you know what? it’s perfectly normal to not know who you are in your twenties. when you are in your twenties a lot changes. one of the biggest lessons that i’ve learnt these past few weeks is that no matter how hard you try, at some point you will always fail. you learn to accept setbacks, the rejections, the loss of people you once loved. you scroll through instagram, facebook and twitter and you see the people you went to school and university with getting married, pregnant, buying their first homes and some are dead. it really is a scary time. you think everyone around you seems to know where they are heading in life and here you are having pasta for dinner fourth night in a row (no kidding, i have).
i feel like sometimes it’s so easy to forget that everyone has their own timeline in life. the world makes it so easy for us to sit and compare ourselves to other peoples photoshopped highlights that they post on social media. no one wants to talk about how long it took them to get there. no one wants to talk about the pain they went through, how hard they had to work for it everyday, how exhausting it was. no one wants to talk or post about their failures.
your twenties are hard, and i think we forget this sometimes. it’s okay to be struggling. it’s perfectly normal to feel lost and confused. it’s okay to make mistakes. the truth is, you are not going to love everything you do and that’s okay. you’re still learning and figuring yourself out and that’s okay. you don’t have to know what you are doing in your twenties. this is our time to find ourselves. in fact, people in their late twenties, thirties and even forties don’t have their life together or know what they are doing with their lives. they’ve just become better at faking it.
ps. in case no one has told you today. you are awesome and you are doing just fine. you will figure it out. maybe not now, but you will.
next post some people will have the audacity to lie to your face and not feel guilty.


text:
The retailer and the in-state business use an identical or substantially similar name, trade name, trademark or goodwill to develop, promote or maintain sales, or the in-state business provides services to, or that inure to the benefit of, the out-of-state business related to developing, promoting or maintaining the in-state market.
One or both entities is a limited liability company, partnership, estate or trust, none of which is treated as a corporation for federal income tax purposes, and such limited liability company, partnership, estate or trust and its members, partners or beneficiaries own in the aggregate directly, indirectly, beneficially, or constructively at least fifty percent (50%) of the profits, capital, stock or value of the other entity or both entities.
The provisions of this section of Idaho code (Sec. 63-3615A, Substantial nexus) do not apply to retailers with sales less than $100,000 into Idaho in the previous year. (Ch. 49 (H.B. 360), Laws 2008, effective July 1, 2008).

lowercased:
the retailer and the in-state business use an identical or substantially similar name, trade name, trademark or goodwill to develop, promote or maintain sales, or the in-state business provides services to, or that inure to the benefit of, the out-of-state business related to developing, promoting or maintaining the in-state market.
one or both entities is a limited liability company, partnership, estate or trust, none of which is treated as a corporation for federal income tax purposes, and such limited liability company, partnership, estate or trust and its members, partners or beneficiaries own in the aggregate directly, indirectly, beneficially, or constructively at least fifty percent (50%) of the profits, capital, stock or value of the other entity or both entities.
the provisions of this section of idaho code (sec. 63-3615a, substantial nexus) do not apply to retailers with sales less than $100,000 into idaho in the previous year. (ch. 49 (h.b. 360), laws 2008, effective july 1, 2008).


text:
Jesus, your name is what I will cherish.
Without you, I would certainly perish.
Your name brings refreshment to my soul.
It brings nourishment to make me whole!
Your name is sweeter than pure butter.
And brings a peace to me like no other!
Your name is established in heaven above.
And brings echoes in the valleys of love!
I find a comfort in calling on your name.
I’ve been touched and won’t be the same!
I find a joy and power in the beauty there in.
And have found an atonement from sin!
May others to know of the beauty there is.
And everything that your name can give!
May others be touched by the power of YOU!

lowercased:
jesus, your name is what i will cherish.
without you, i would certainly perish.
your name brings refreshment to my soul.
it brings nourishment to make me whole!
your name is sweeter than pure butter.
and brings a peace to me like no other!
your name is established in heaven above.
and brings echoes in the valleys of love!
i find a comfort in calling on your name.
i’ve been touched and won’t be the same!
i find a joy and power in the beauty there in.
and have found an atonement from sin!
may others to know of the beauty there is.
and everything that your name can give!
may others be touched by the power of you!


text:
There are so many adaptations of Stephen King’s works! The Bangor, Maine native has written myriad novels and short stories that it’s a no-brainer he’d have such great (and not so great) films made. We dive into his filmography and discover which Brandon and Jamie believe are his standouts.
Brandon and Jamie discuss the news of the week and the aforementioned acclaimed author.
This episode covers the week of July 12th-July 18th, 2016.

lowercased:
there are so many adaptations of stephen king’s works! the bangor, maine native has written myriad novels and short stories that it’s a no-brainer he’d have such great (and not so great) films made. we dive into his filmography and discover which brandon and jamie believe are his standouts.
brandon and jamie discuss the news of the week and the aforementioned acclaimed author.
this episode covers the week of july 12th-july 18th, 2016.


text:
At least 42 deaths in ‘deadliest January on record’ in the Mediterranean.
At least 42 migrants — including 17 children — died when their boats sank as they attempted the journey across the Aegean Sea from Turkey to Greece, coastguards said Friday.
Survivors said dozens of migrants were on board a wooden boat that sank overnight off the tiny Greek island of Kalolimnos, just off the Turkish coast. The coastguard rescued 26 people and recovered 34 bodies in what officials called one of the worst incidents in months.
A second boat sank near Farmakonisi, north of Kalolimnos, claiming the lives of eight people. The boat crashed into rocks shortly after midnight. At least 40 migrants managed to swim to shore, the Greek coastguard said.
"Once again, last night ruthless human smugglers at the Turkish coast crammed dozens of refugees and migrants in risky and unseaworthy vessels and led innocent people, even young children, to perish," the Greek shipping ministry said in a statement.
The International Organization for Migration said the deaths make this "the deadliest January on record" in the Mediterranean.
“With nearly 37,000 migrants and refugees now having arrived in Italy and Greece by sea in 2016, that figure is roughly 10 times 2015’s total on this date. For Greece and the western Balkans, the increase is well over 20 times 2015’s total on this date,” said the IOM.

lowercased:
at least 42 deaths in ‘deadliest january on record’ in the mediterranean.
at least 42 migrants — including 17 children — died when their boats sank as they attempted the journey across the aegean sea from turkey to greece, coastguards said friday.
survivors said dozens of migrants were on board a wooden boat that sank overnight off the tiny greek island of kalolimnos, just off the turkish coast. the coastguard rescued 26 people and recovered 34 bodies in what officials called one of the worst incidents in months.
a second boat sank near farmakonisi, north of kalolimnos, claiming the lives of eight people. the boat crashed into rocks shortly after midnight. at least 40 migrants managed to swim to shore, the greek coastguard said.
"once again, last night ruthless human smugglers at the turkish coast crammed dozens of refugees and migrants in risky and unseaworthy vessels and led innocent people, even young children, to perish," the greek shipping ministry said in a statement.
the international organization for migration said the deaths make this "the deadliest january on record" in the mediterranean.
“with nearly 37,000 migrants and refugees now having arrived in italy and greece by sea in 2016, that figure is roughly 10 times 2015’s total on this date. for greece and the western balkans, the increase is well over 20 times 2015’s total on this date,” said the iom.


text:
The total balance is high on your accounts with at least 30 days late payments and/or on which a lender has reported a derogatory status. Late payments are a proven indicator of risk. When credit line balances approach credit limits, risk is further increased because you don’t have much credit available should it be needed, creating a greater chance of becoming overextended.
Paying bills on time every month is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Whenever possible, pay down balances on your accounts. Over time these actions will have a positive impact on your score.

lowercased:
the total balance is high on your accounts with at least 30 days late payments and/or on which a lender has reported a derogatory status. late payments are a proven indicator of risk. when credit line balances approach credit limits, risk is further increased because you don’t have much credit available should it be needed, creating a greater chance of becoming overextended.
paying bills on time every month is important to maintaining a good credit score. if you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. whenever possible, pay down balances on your accounts. over time these actions will have a positive impact on your score.


text:
Operation process in manufacturing industry generally includes cleaning process. Detergent is one of the substances used in the cleaning process. Detergent always contains surfactant and surfactant helps the cleaning process a lot.
Materials can be classified into three types which are solids, liquids and gases. Boundary where these phases contact is called interface. There are five patterns of interface as the following. Solid and solid, solid and liquid, solid and gas, liquid and liquid, then liquid and gas.
Chemical agents or products which exert one’s function and enhance its performance is called activator.
Surfactant is generic name of chemical agents which exert specific function of interface and enhance its performance. For example, water and oils can hardly be mixed together normally. Water and oil are not mixed originally since interface exists between them, however, surfactant acts on the interface to change its characteristics and water and oils becomes to be able to mix together.
Even water and oil cannot be mixed together originally, they can be mixed easily by being stirred after a little amount of surfactant is added, and stable emulsion can be made. This function of surfactant is used for making ice cream, margarine, paints, inks, etc.
Water normally forms spherical and roll on lotus leaves, however, water is spread on surface of the leaves when surfactant is dissolved in it. By using this function of surfactant, agricultural chemicals can be sprayed thinly and evenly onto leaves, so that large effect can be produced with small amount. Also, it is used for infiltrating dyestuffs and finishing agent evenly into fiber, leather, etc. since it makes water to infiltrate more easily.
Water that surfactant is dissolved makes foams easily. This is because surfactant makes water to take in air bubbles and make the bubbles stable to be kept their form. Also, some kinds of surfactant reduce foams, so that they are used when foaming need to be prevented.
Stains of oils and sweat are hardly removed. By using surfactant, it moistens both clothe and stain, takes off the stain by soaking into space between the clothe and stain, and also remove the stain by emulsifying and breaking down. In other words, multiple function of surfactant cooperate and stains are removed. Cleaning is an important process in many fields. For example, woolen textile starts with removing process of dirt of wool, then the wool is washed many times until it becomes fabric. Paper manufacturing starts with cleaning and bleaching the pulps reduced from wood, and also in metal industry, degreasers and detergents are necessary.
Detergents used in cleaning process contain surfactants, therefor oils are removed completely by this component. However, the surfactant affects on effluent treatment process in various ways.
For example, it causes negative effects such as foaming during effluent treatment process or increasing COD (Chemical Oxygen Demand). Cleaning process is an essential process in manufacturing, however, some kinds of measures to reduce its effect is necessary during treatment process of the water used for cleaning.
One of the counter measures is to use appropriate flocculants during effluent treatment and dehydration treatment processes. By using the appropriate flocculants, function of surfactant is weakened and condensation is done stably.
The flocculants are chemical agents to gather particles dispersed in muddy water and make assemblies, then let them settle to the bottom. Lumps of gathered particles are called aggregates or flocs. By settling the particles to the bottom, it becomes easy to separate water and flocs. This is used for settling tank and dehydration stage during water treatment process.
Drying process of the wastes discharged after effluent treatment and dehydration process such as sludge is affected by the flocculants.
Sludge containing flocculants are almost always agglomerated as the drying process goes on. The condition of them is sludge-like when they are fed to dryer, however, they form grains and lumps as they are heated and dried. It becomes difficult to dry inside as the lump get bigger since heat hardly reach to inside. Inner part is not dried even surface is dried.
Our KENKI DRYER dries and discharges material as small grains without forming lumps even it is organic sludge. As the size of grain gets smaller, it is heated and dried better from inside.
The reason is our agglomeration preventive function of the material to be dried.
Because of our original technology with international patent, blade inside the dryer cuts off the material to be dried when the blades passed by each other and when edges of blade touches trough.
Agglomeration can be prevented by repeating the cutting off process in the above.
Please refer to the following page for further details of our agglomeration preventive function of material to be dried.
Please refer to the following page for about effects of flocculants during drying process.
Please consider KENKI DRYER for drying of sticky materials, adhesive materials and materials in liquid state that no other dryer can deal with.
Initial, running and maintenance costs are low because of its simple structure based on internationally patented technology.
For sludge drying, costs of our dryers are estimated to be retrieved within 2, 3 years by reducing industrial waste disposal cost.
In case of organic wastes drying, the waste can be recycled as fuel, fertilizer, soil conditioner and feedstuff after being dried.

lowercased:
operation process in manufacturing industry generally includes cleaning process. detergent is one of the substances used in the cleaning process. detergent always contains surfactant and surfactant helps the cleaning process a lot.
materials can be classified into three types which are solids, liquids and gases. boundary where these phases contact is called interface. there are five patterns of interface as the following. solid and solid, solid and liquid, solid and gas, liquid and liquid, then liquid and gas.
chemical agents or products which exert one’s function and enhance its performance is called activator.
surfactant is generic name of chemical agents which exert specific function of interface and enhance its performance. for example, water and oils can hardly be mixed together normally. water and oil are not mixed originally since interface exists between them, however, surfactant acts on the interface to change its characteristics and water and oils becomes to be able to mix together.
even water and oil cannot be mixed together originally, they can be mixed easily by being stirred after a little amount of surfactant is added, and stable emulsion can be made. this function of surfactant is used for making ice cream, margarine, paints, inks, etc.
water normally forms spherical and roll on lotus leaves, however, water is spread on surface of the leaves when surfactant is dissolved in it. by using this function of surfactant, agricultural chemicals can be sprayed thinly and evenly onto leaves, so that large effect can be produced with small amount. also, it is used for infiltrating dyestuffs and finishing agent evenly into fiber, leather, etc. since it makes water to infiltrate more easily.
water that surfactant is dissolved makes foams easily. this is because surfactant makes water to take in air bubbles and make the bubbles stable to be kept their form. also, some kinds of surfactant reduce foams, so that they are used when foaming need to be prevented.
stains of oils and sweat are hardly removed. by using surfactant, it moistens both clothe and stain, takes off the stain by soaking into space between the clothe and stain, and also remove the stain by emulsifying and breaking down. in other words, multiple function of surfactant cooperate and stains are removed. cleaning is an important process in many fields. for example, woolen textile starts with removing process of dirt of wool, then the wool is washed many times until it becomes fabric. paper manufacturing starts with cleaning and bleaching the pulps reduced from wood, and also in metal industry, degreasers and detergents are necessary.
detergents used in cleaning process contain surfactants, therefor oils are removed completely by this component. however, the surfactant affects on effluent treatment process in various ways.
for example, it causes negative effects such as foaming during effluent treatment process or increasing cod (chemical oxygen demand). cleaning process is an essential process in manufacturing, however, some kinds of measures to reduce its effect is necessary during treatment process of the water used for cleaning.
one of the counter measures is to use appropriate flocculants during effluent treatment and dehydration treatment processes. by using the appropriate flocculants, function of surfactant is weakened and condensation is done stably.
the flocculants are chemical agents to gather particles dispersed in muddy water and make assemblies, then let them settle to the bottom. lumps of gathered particles are called aggregates or flocs. by settling the particles to the bottom, it becomes easy to separate water and flocs. this is used for settling tank and dehydration stage during water treatment process.
drying process of the wastes discharged after effluent treatment and dehydration process such as sludge is affected by the flocculants.
sludge containing flocculants are almost always agglomerated as the drying process goes on. the condition of them is sludge-like when they are fed to dryer, however, they form grains and lumps as they are heated and dried. it becomes difficult to dry inside as the lump get bigger since heat hardly reach to inside. inner part is not dried even surface is dried.
our kenki dryer dries and discharges material as small grains without forming lumps even it is organic sludge. as the size of grain gets smaller, it is heated and dried better from inside.
the reason is our agglomeration preventive function of the material to be dried.
because of our original technology with international patent, blade inside the dryer cuts off the material to be dried when the blades passed by each other and when edges of blade touches trough.
agglomeration can be prevented by repeating the cutting off process in the above.
please refer to the following page for further details of our agglomeration preventive function of material to be dried.
please refer to the following page for about effects of flocculants during drying process.
please consider kenki dryer for drying of sticky materials, adhesive materials and materials in liquid state that no other dryer can deal with.
initial, running and maintenance costs are low because of its simple structure based on internationally patented technology.
for sludge drying, costs of our dryers are estimated to be retrieved within 2, 3 years by reducing industrial waste disposal cost.
in case of organic wastes drying, the waste can be recycled as fuel, fertilizer, soil conditioner and feedstuff after being dried.