text:
The programme gets its inspiration from other two shows I haven't seen (though I may watch them at some point): Murdoch Mysteries donates the idea of television honestly set in Toronto, and many of the cast and crew, while Miss Fisher's Murder Mysteries gives the female protagonist in a fairly-historical 1920s setting (even if it is on the other side of the world): the shadow of the Great War still affects society, and people worry about anarchists and alcohol smugglers.
This is clearly a female-led show, with all the principals and most of the recurring characters (as well as the showrunners and about half the writers and directors) being women. Strangely (if you're used to shows where being "the woman" is a character type in itself), there's no difficulty in distinguishing them by appearance or personality.
While one can sometimes see where corners have been cut in terms of location choices, production values are high, and the set decorators and clothing designers have done a great job of getting across a feel of Toronto in the 1920s, a city that was growing fast but still in the shadow of Montréal. Naturally, modern Toronto has a large pool of available TV actors, and while there are some familiar faces I didn't recognise most of them.
One of the real strengths of this show is its plotting, which uses real concerns and events of the period as the basis for its stories: a factory owner hires the detectives to root out communist agitators, bootleggers' fights spill over into other people's lives, the missing Princess Anastasia turns up (or does she?), and a famous aviator and proponent of eugenics has his baby kidnapped; and all of this plays out against a backdrop of changing roles for women. It's very much the sort of thing I try to do myself when running games set in the real world: after all, if you aren't going to use these contemporary issues, why not just set it in the modern day?
All right, sometimes the Message is a bit heavy-handed, but if we have to have this stuff on TV at least it's a message that authority is often too ready to believe the convenient answer, rather than that The Police Are Always Right and white men ditto. Everyone here seems to be having a good time, and there's a welcome sense of lightness which is missing from many shows about criminal investigation.
A second season is expected shortly.
Miss Fisher's Murder Mysteries has been showing in TV. I tried to watch it, but it is on one of the Freeview channels where the bit rate is so low everything looks like lego, and I just couldn't watch it. Why they waste money broadcasting at such an abysmally low resolution is a mystery to me.
I will definitely look into this one. Miss Fisher’s Mysteries was a big hit with my wife, Jessica.

lowercased:
the programme gets its inspiration from other two shows i haven't seen (though i may watch them at some point): murdoch mysteries donates the idea of television honestly set in toronto, and many of the cast and crew, while miss fisher's murder mysteries gives the female protagonist in a fairly-historical 1920s setting (even if it is on the other side of the world): the shadow of the great war still affects society, and people worry about anarchists and alcohol smugglers.
this is clearly a female-led show, with all the principals and most of the recurring characters (as well as the showrunners and about half the writers and directors) being women. strangely (if you're used to shows where being "the woman" is a character type in itself), there's no difficulty in distinguishing them by appearance or personality.
while one can sometimes see where corners have been cut in terms of location choices, production values are high, and the set decorators and clothing designers have done a great job of getting across a feel of toronto in the 1920s, a city that was growing fast but still in the shadow of montréal. naturally, modern toronto has a large pool of available tv actors, and while there are some familiar faces i didn't recognise most of them.
one of the real strengths of this show is its plotting, which uses real concerns and events of the period as the basis for its stories: a factory owner hires the detectives to root out communist agitators, bootleggers' fights spill over into other people's lives, the missing princess anastasia turns up (or does she?), and a famous aviator and proponent of eugenics has his baby kidnapped; and all of this plays out against a backdrop of changing roles for women. it's very much the sort of thing i try to do myself when running games set in the real world: after all, if you aren't going to use these contemporary issues, why not just set it in the modern day?
all right, sometimes the message is a bit heavy-handed, but if we have to have this stuff on tv at least it's a message that authority is often too ready to believe the convenient answer, rather than that the police are always right and white men ditto. everyone here seems to be having a good time, and there's a welcome sense of lightness which is missing from many shows about criminal investigation.
a second season is expected shortly.
miss fisher's murder mysteries has been showing in tv. i tried to watch it, but it is on one of the freeview channels where the bit rate is so low everything looks like lego, and i just couldn't watch it. why they waste money broadcasting at such an abysmally low resolution is a mystery to me.
i will definitely look into this one. miss fisher’s mysteries was a big hit with my wife, jessica.


text:
GVS Reliability Products was formed in 2007. GVS provide high quality industrial reliability and condition monitoring solutions to the Australia, New Zealand and Pacific market.
We have developed long lasting relationships with multinational and national companies such as; Rio Tinto, BHP, Newcrest, Visy, Norske Skog, Fonterra, Glencore, Chevron, Fortescue, AGL, Metso just to name a few.
From day one, GVS Reliability Products goals have been to offer a fantastic product, with unrivalled service and support, while maintaining a competitive price. By meeting these key objectives, our customers industrial plant and asset health will be better monitored and managed.
GVS Reliability Products have offices in Newcastle and Brisbane. From here, we can service the NZ market as well as the most remote parts of Australia, PNG, Indonesia and the Pacific.
GVS Reliability Products know that Industrial Plant and Asset reliability is critical to company profitability and personnel safety.
GVS Reliability Products are wholeheartedly committed to increased awareness and implementation of condition monitoring strategies to benefit of plant owners and operators and the increased safety of the people that work with and around industrial machinery.

lowercased:
gvs reliability products was formed in 2007. gvs provide high quality industrial reliability and condition monitoring solutions to the australia, new zealand and pacific market.
we have developed long lasting relationships with multinational and national companies such as; rio tinto, bhp, newcrest, visy, norske skog, fonterra, glencore, chevron, fortescue, agl, metso just to name a few.
from day one, gvs reliability products goals have been to offer a fantastic product, with unrivalled service and support, while maintaining a competitive price. by meeting these key objectives, our customers industrial plant and asset health will be better monitored and managed.
gvs reliability products have offices in newcastle and brisbane. from here, we can service the nz market as well as the most remote parts of australia, png, indonesia and the pacific.
gvs reliability products know that industrial plant and asset reliability is critical to company profitability and personnel safety.
gvs reliability products are wholeheartedly committed to increased awareness and implementation of condition monitoring strategies to benefit of plant owners and operators and the increased safety of the people that work with and around industrial machinery.


text:
'Can-do attitude' -- Melissa Arduini, administrative aide for MBA programs in SUNY Oswego's School of Business, has earned the 2018 SUNY Chancellor's Award for Excellence in Classified Service.
Arduini's nominator and supervisor, Director of MBA Programs Irene Scruton, wrote, "Ms. Arduini is an ideal candidate for this award by exemplifying Oswego's commitment to students. She is devoted, creative, positive and has a 'can-do' attitude. She balances a hard work ethic with good humor and passion."
* Providing an "extraordinary" personal connection for all of the working professionals enrolled in the college's highly ranked all-online master of business administration program option. "Melissa's skills translate a telephone conversation into feeling like a face-to-face connection with the program, department and campus, which develops long-term alumni relationships with the program," Scruton wrote.
* Significant responsibilities for special projects. In 2016-17, several big events coalesced for Arduini and her colleagues: the first Business Incubator Symposium, a custom graduation ceremony for MBA degree recipients from SRC Inc., and data gathering for such important purposes as ranking surveys and re-accreditation by the Association to Advance Collegiate Schools of Business. "Melissa conducted all her responsibilities, routine and extra, without complaint, with friendliness, professionalism and attention to detail," Scruton said. "We never would have accomplished what we did without her efforts."
* Maintaining relationships with international students, who often need unique assistance in on-campus programs. "It is often her extra friendly manner and assistance that makes the difference for an international student to have a meaningful, enjoyable experience in Oswego in the MBA program," Scruton said.
* Arduini's student-centered willingness to go above and beyond to respond to questions and concerns -- a penchant that often comes to her supervisor's attention when students stop into the office to say "thank you" for having Melissa on the team.
* Charitable work. Arduini has ardently supported the college's annual Passionately Pink for the Cure, which she co-founded more than a decade and a half ago with her sister-in-law, Debbie Arduini, to raise awareness of breast cancer and research funds, as well as the Totally Teal campaign for ovarian cancer awareness, the State Employees Federated Appeal and the American Heart Association's Go Red for Women campaign.
* Flexibility. "She is not only flexible in managing the unexpected calls, unexpected visits and unexpected projects, she does it with a cheerful attitude and commitment to excellence which makes her invaluable. Melissa’s 'can-do' attitude sets the bar for the entire team," Scruton said.
* Deadline paperwork. "When deadlines are close, Melissa will frequently 'walk' paperwork to ensure a student is taken care of. Most recently, with our 5-year accounting program, two students required revisions in paperwork close to the deadline and Melissa took the time to personally take care of the issue. "
Scruton concluded, "It is ordinary to have one good customer service interaction, but it is extraordinary to maintain that high level of customer service, day in and day out, year-round and Melissa should be recognized for that effort."

lowercased:
'can-do attitude' -- melissa arduini, administrative aide for mba programs in suny oswego's school of business, has earned the 2018 suny chancellor's award for excellence in classified service.
arduini's nominator and supervisor, director of mba programs irene scruton, wrote, "ms. arduini is an ideal candidate for this award by exemplifying oswego's commitment to students. she is devoted, creative, positive and has a 'can-do' attitude. she balances a hard work ethic with good humor and passion."
* providing an "extraordinary" personal connection for all of the working professionals enrolled in the college's highly ranked all-online master of business administration program option. "melissa's skills translate a telephone conversation into feeling like a face-to-face connection with the program, department and campus, which develops long-term alumni relationships with the program," scruton wrote.
* significant responsibilities for special projects. in 2016-17, several big events coalesced for arduini and her colleagues: the first business incubator symposium, a custom graduation ceremony for mba degree recipients from src inc., and data gathering for such important purposes as ranking surveys and re-accreditation by the association to advance collegiate schools of business. "melissa conducted all her responsibilities, routine and extra, without complaint, with friendliness, professionalism and attention to detail," scruton said. "we never would have accomplished what we did without her efforts."
* maintaining relationships with international students, who often need unique assistance in on-campus programs. "it is often her extra friendly manner and assistance that makes the difference for an international student to have a meaningful, enjoyable experience in oswego in the mba program," scruton said.
* arduini's student-centered willingness to go above and beyond to respond to questions and concerns -- a penchant that often comes to her supervisor's attention when students stop into the office to say "thank you" for having melissa on the team.
* charitable work. arduini has ardently supported the college's annual passionately pink for the cure, which she co-founded more than a decade and a half ago with her sister-in-law, debbie arduini, to raise awareness of breast cancer and research funds, as well as the totally teal campaign for ovarian cancer awareness, the state employees federated appeal and the american heart association's go red for women campaign.
* flexibility. "she is not only flexible in managing the unexpected calls, unexpected visits and unexpected projects, she does it with a cheerful attitude and commitment to excellence which makes her invaluable. melissa’s 'can-do' attitude sets the bar for the entire team," scruton said.
* deadline paperwork. "when deadlines are close, melissa will frequently 'walk' paperwork to ensure a student is taken care of. most recently, with our 5-year accounting program, two students required revisions in paperwork close to the deadline and melissa took the time to personally take care of the issue. "
scruton concluded, "it is ordinary to have one good customer service interaction, but it is extraordinary to maintain that high level of customer service, day in and day out, year-round and melissa should be recognized for that effort."


text:
In preparation for OCCC’s production of Paula Vogel’s “How I Learned to Drive,” the theater department teamed up with Student Support Services and Student Life to present two sessions of informational workshops about the play.
On Nov. 12, theater Professor Brent Noel led a roundtable discussion about the play which deals with issues such as pedophilia and abuse.
“How I Learned to Drive” has been challenged by some and praised by others since its original production debut in 1997.
At the roundtable, Noel brought up the subject of whether the arts could be used to “stimulate discussion on campus” of subjects that might seem hard to talk about or may even be considered taboo.
Students and faculty discussed what is considered art and what the benefits of the arts — specifically theater — are.
Participants discussed art as an outlet, the therapeutic effects of practicing or viewing art, and the benefit of literature and art in allowing students to explore and learn about themselves as well as others.
Brenda Valencia, Occupational Therapy Assistant major, said she supports the arts as a creative outlet for real-life issues and advocates discussions about hard-hitting issues at OCCC because “[School] is a safe setting,” for such conversations to take place.
They explained how the production helped them gain insight into their role as spectators.
Noel asked attendees to consider the boundaries of comfort and discomfort the audience will be faced with, and what those boundaries mean.
“One of the ways you get people out of their comfort zone is to [present them with] something that is going to give them a bit of a jolt,” Noel said.
“It happens in class when I try to get students to think in new ways. It happens in the theater when I’m trying to get young actors to react.
He said there’s a fine line between being provocative and pushing the limit. Noel asked attendees to consider why certain things make them uncomfortable and to seek out value and learning in that discomfort.
He said being forced to look at something, such as the sensitive content in the play, from an objective stance like that of an audience member can be a learning experience for them.
“How I Learned To Drive” will be presented at 7:30 p.m. Nov. 21 through 23 in the Bruce Owen Theater.

lowercased:
in preparation for occc’s production of paula vogel’s “how i learned to drive,” the theater department teamed up with student support services and student life to present two sessions of informational workshops about the play.
on nov. 12, theater professor brent noel led a roundtable discussion about the play which deals with issues such as pedophilia and abuse.
“how i learned to drive” has been challenged by some and praised by others since its original production debut in 1997.
at the roundtable, noel brought up the subject of whether the arts could be used to “stimulate discussion on campus” of subjects that might seem hard to talk about or may even be considered taboo.
students and faculty discussed what is considered art and what the benefits of the arts — specifically theater — are.
participants discussed art as an outlet, the therapeutic effects of practicing or viewing art, and the benefit of literature and art in allowing students to explore and learn about themselves as well as others.
brenda valencia, occupational therapy assistant major, said she supports the arts as a creative outlet for real-life issues and advocates discussions about hard-hitting issues at occc because “[school] is a safe setting,” for such conversations to take place.
they explained how the production helped them gain insight into their role as spectators.
noel asked attendees to consider the boundaries of comfort and discomfort the audience will be faced with, and what those boundaries mean.
“one of the ways you get people out of their comfort zone is to [present them with] something that is going to give them a bit of a jolt,” noel said.
“it happens in class when i try to get students to think in new ways. it happens in the theater when i’m trying to get young actors to react.
he said there’s a fine line between being provocative and pushing the limit. noel asked attendees to consider why certain things make them uncomfortable and to seek out value and learning in that discomfort.
he said being forced to look at something, such as the sensitive content in the play, from an objective stance like that of an audience member can be a learning experience for them.
“how i learned to drive” will be presented at 7:30 p.m. nov. 21 through 23 in the bruce owen theater.


text:
Today I am delighted to welcome Ryan Biddulph back to my blog as a guest author – appropriately enough with 4 tips to place guest posts.
As an aside, it seems hardly credible that at one time Ryan was hesitant about guest posting – because when I first invited him to be a guest author on my blog, I was probably even more anxious whether he would accept. But here he is for a second great post.
Here’s what Ryan has to say about guest posting ….
Guest posting feels intimidating at first.
Over 1,000 guest posts ago I recall second guessing myself left and right after submitting my first guest posts. I believed I’d be rejected every time.
Even if I placed a guest post I felt readers would criticize my work.
Sitting with those fears made the difference in my guest blogging career. I weathered those storms to become a clear, confident writer.
Follow these tips to place guest posts.
Write 1000 words daily in a Word document to get clear on your writing skills.
Most bloggers never submit guest posts because they feel they aren’t good writers. Then again; most bloggers rarely practice writing so they aren’t skilled, clear, confident writers.
Practice writing. Improve your skills. Get clear and confident enough to submit guest posts to top blogs.
I regularly guest post on most top blogging tips blogs but only after writing millions of words during my practice sessions as well as while writing posts for my blog and guest posts.
Promote bloggers on social media sites.
Feature bloggers on your blog.
Comment genuinely on blogs from your niche.
Virtually all guest posts I have placed came through invites.
I have pitched 2-4 bloggers during my 10 year career. All other opportunities flowed to me from buddies who I have helped over months or years.
Most bloggers guest post foolishly, trying to convince strangers of their skills through blind pitches. I allow friends to invite me to guest post and gobble up those opportunities.
This is why most bloggers celebrate 5 or 10 or 50 guest posts placed when I have placed almost 500 guest posts on Blogging Tips alone and well over 1000 guest posts online, collectively.
Help bloggers without asking for anything in return.
If you commit 100% to tip #1 your writing skills will inspire your friends to invite you to guest post on their blogs.
I do my best job each time I guest post.
Although my tone differs from my posts on Blogging From Paradise – my brand voice differs from virtually all places where I guest post – I try to match the brand voice where I guest post and intend to do a fabulous job every time to inspire readerships.
If you do a great job, bloggers will invite you to guest post again.
Do your best to land repeat guesties and to bond more powerfully with fellow bloggers.
Avoid the silly approach of being a blogging one night stand, publishing one low quality guest post for a stranger then falling off of their radar screen for good.
Build bonds through guest posting. Publish your best stuff. Gain more invites to guest post.
Early during my blogging career a few bloggers rejected my guest post requests.
I did take each non match personally because I didn’t work on my mindset much during those days.
After some serious meditation, deep introspection and by flat out diving into my blogging and life fears I eventually saw all relationships as either a match or non match.
I ceased taking rejection personally until the truth revealed itself; in a Universe of abundance, rejection does not exist. Either 2 parties are a match, or do not match. Either way, no big deal.
If you try to pitch someone who either ignores or explicitly rejects your request, the non match suggests nothing of your writing abilities.
I recall a few bloggers who didn’t vibe with my writing style. No worries.
I know I can write. My writing style just wasn’t a match with their blog and brand. No biggie.
I rarely if ever doubt my writing ability which helped me land guest posts on sites like Positively Positive, with its 2.5 million Facebook Fans, 80,000 subscriber list and celebrity guest posting roster including the likes of Seth Godin, Deepak Chopra, Gary Vaynerchuk and Ryan Biddulph (OK; not yet ;).
Are you successfully placing guest posts?
Ryan Biddulph is a blogger, author and world traveler who’s been featured on Richard Branson’s Virgin Blog, Forbes, Fox News, Entrepreneur, Positively Positive, Life Hack, John Chow Dot Com and Neil Patel Dot Com.
Ryan can help you build a successful blog at Blogging From Paradise.
Great Idea for Successful Guest Posting…I tried so many places to showcase my articles but no luck, Usually I will write a minimum of 5 to 10 emails per day to promote my unique content, at the end I will get only No-follow and medium traffic bloggers reply.
Thanks for sharing great info..
Thank you Shefali much appreciated my friend.
In addition to helping other bloggers without expecting anything in return, which I read in one of your previous posts, this article gives some more useful tips. The match or non-match philosophy is great and very liberating.
Another tip like writing for practice may sound like common-sense but is very powerful and practical in terms of results. Also, it provides great encouragement to us how you continued after initial rejections.
Your tips are what would work in the long run. Thanks for sharing these tips with us. Have a great day!
Practice makes better Naveen and yields a slew of guest posting opps buddy. Write, write and write some more. Attract guest posting opportunities to you. Thanks bro.
Thanks for the article. I did a lot of guest blogging several years ago and I’m planning to get more active with it again, so this article is really helpful. Like you, I was really uncomfortable at first with guest posting. You just have to push through it and be willing to do some things outside of your comfort zone and it can open up some great opportunities.
Amen Marc. I saw the benefits you reaped through persistent guest posting too with Profit Blitz.
it’s really nice to see you here on Joy’s blog. And the guest post is really good for guest blogging.
Thanks so much Robin. Guest posting brims with benefits.
Amazing stuff from you…. Guest post is the best way to get traffic to our web pages. I liked your post and tips for guest posting. And I will take care about these tips.
OK cool Samir. Glad you liked the post buddy.
Guest post is a refreshing change of tone. Thanks for the tips. Definitely will keep them in mind next time I get a guest post.
Great tips to follow, but the first one is also the hardest to do, from my opinion. Keep up the good work!
Good to see you here. You are a practical example of success in guest posting. This is demonstrated by your presence and to quality content on different many blogs.
As I bounce back to blogging, I want to be able to follow your steps. Thanks for revealing your secret in this post.
This is very informative and really inspiring.
I am blogging for a few months now. As a beginner, I just wanna know, do I have to give priority to guest blogging or creating content for my own blog.
You are the best person to ask this because your guest posts are all over the internet.
Amazing tip. As Guest posting is such a great practice in order to build relationship, gain visitors. And Ryan I have seen you on many blogs, and you are such a good example for everyone who doesn’t know how to do guest posting.
Sometime we don’t get a response from big bloggers, I think our mistake is that we can’t just connect them and expect an immediate answer; that isn’t fine. We should make connection first by promoting their content on social media and do genuine and relevant blog comments etc. Once they start noticing us, then they definitely give us chance.
You’re quite correct – I get enough requests for guest posts, so I can’t imagine how many Ryan must get.
A guest post request is always much better received if it comes from a “familiar” name.
This is great advice. Very honest and practical.I really enjoyed this post. Nice post. Thanks for sharing.
Excellent write up I must say. I am just really getting my feet wet with guest posting, as I know the real value and reward from doing so. I like your idea from #2 as in building relationships with other bloggers.
I have a huge lists of blogs that accept guest posts (in my niche), but would much more prefer to write for the folks I have gotten to know and vice versa. It feels great when someone jumps on my blog, leaves great comments, then then eventually asks me to write for them!
I have a huge list of blogs that accept guest posts (in my niche), but would much more prefer to write for the folks I have gotten to know and vice versa. It feels great when someone jumps on my blog, leaves great comments, then then eventually asks me to write for them!
The first thing everybody should remember when doing guest posting is that are you writing just for the sake of backlinks or spreading valuable information? If you are writing to educate people then you are on the right track, in this way, you will increase your brand’s credibility and Google will love you.
Anyhow, thank you for putting up such a nice post, people who are facing difficulties in publishing their guest post should read this great piece of writing.

lowercased:
today i am delighted to welcome ryan biddulph back to my blog as a guest author – appropriately enough with 4 tips to place guest posts.
as an aside, it seems hardly credible that at one time ryan was hesitant about guest posting – because when i first invited him to be a guest author on my blog, i was probably even more anxious whether he would accept. but here he is for a second great post.
here’s what ryan has to say about guest posting ….
guest posting feels intimidating at first.
over 1,000 guest posts ago i recall second guessing myself left and right after submitting my first guest posts. i believed i’d be rejected every time.
even if i placed a guest post i felt readers would criticize my work.
sitting with those fears made the difference in my guest blogging career. i weathered those storms to become a clear, confident writer.
follow these tips to place guest posts.
write 1000 words daily in a word document to get clear on your writing skills.
most bloggers never submit guest posts because they feel they aren’t good writers. then again; most bloggers rarely practice writing so they aren’t skilled, clear, confident writers.
practice writing. improve your skills. get clear and confident enough to submit guest posts to top blogs.
i regularly guest post on most top blogging tips blogs but only after writing millions of words during my practice sessions as well as while writing posts for my blog and guest posts.
promote bloggers on social media sites.
feature bloggers on your blog.
comment genuinely on blogs from your niche.
virtually all guest posts i have placed came through invites.
i have pitched 2-4 bloggers during my 10 year career. all other opportunities flowed to me from buddies who i have helped over months or years.
most bloggers guest post foolishly, trying to convince strangers of their skills through blind pitches. i allow friends to invite me to guest post and gobble up those opportunities.
this is why most bloggers celebrate 5 or 10 or 50 guest posts placed when i have placed almost 500 guest posts on blogging tips alone and well over 1000 guest posts online, collectively.
help bloggers without asking for anything in return.
if you commit 100% to tip #1 your writing skills will inspire your friends to invite you to guest post on their blogs.
i do my best job each time i guest post.
although my tone differs from my posts on blogging from paradise – my brand voice differs from virtually all places where i guest post – i try to match the brand voice where i guest post and intend to do a fabulous job every time to inspire readerships.
if you do a great job, bloggers will invite you to guest post again.
do your best to land repeat guesties and to bond more powerfully with fellow bloggers.
avoid the silly approach of being a blogging one night stand, publishing one low quality guest post for a stranger then falling off of their radar screen for good.
build bonds through guest posting. publish your best stuff. gain more invites to guest post.
early during my blogging career a few bloggers rejected my guest post requests.
i did take each non match personally because i didn’t work on my mindset much during those days.
after some serious meditation, deep introspection and by flat out diving into my blogging and life fears i eventually saw all relationships as either a match or non match.
i ceased taking rejection personally until the truth revealed itself; in a universe of abundance, rejection does not exist. either 2 parties are a match, or do not match. either way, no big deal.
if you try to pitch someone who either ignores or explicitly rejects your request, the non match suggests nothing of your writing abilities.
i recall a few bloggers who didn’t vibe with my writing style. no worries.
i know i can write. my writing style just wasn’t a match with their blog and brand. no biggie.
i rarely if ever doubt my writing ability which helped me land guest posts on sites like positively positive, with its 2.5 million facebook fans, 80,000 subscriber list and celebrity guest posting roster including the likes of seth godin, deepak chopra, gary vaynerchuk and ryan biddulph (ok; not yet ;).
are you successfully placing guest posts?
ryan biddulph is a blogger, author and world traveler who’s been featured on richard branson’s virgin blog, forbes, fox news, entrepreneur, positively positive, life hack, john chow dot com and neil patel dot com.
ryan can help you build a successful blog at blogging from paradise.
great idea for successful guest posting…i tried so many places to showcase my articles but no luck, usually i will write a minimum of 5 to 10 emails per day to promote my unique content, at the end i will get only no-follow and medium traffic bloggers reply.
thanks for sharing great info..
thank you shefali much appreciated my friend.
in addition to helping other bloggers without expecting anything in return, which i read in one of your previous posts, this article gives some more useful tips. the match or non-match philosophy is great and very liberating.
another tip like writing for practice may sound like common-sense but is very powerful and practical in terms of results. also, it provides great encouragement to us how you continued after initial rejections.
your tips are what would work in the long run. thanks for sharing these tips with us. have a great day!
practice makes better naveen and yields a slew of guest posting opps buddy. write, write and write some more. attract guest posting opportunities to you. thanks bro.
thanks for the article. i did a lot of guest blogging several years ago and i’m planning to get more active with it again, so this article is really helpful. like you, i was really uncomfortable at first with guest posting. you just have to push through it and be willing to do some things outside of your comfort zone and it can open up some great opportunities.
amen marc. i saw the benefits you reaped through persistent guest posting too with profit blitz.
it’s really nice to see you here on joy’s blog. and the guest post is really good for guest blogging.
thanks so much robin. guest posting brims with benefits.
amazing stuff from you…. guest post is the best way to get traffic to our web pages. i liked your post and tips for guest posting. and i will take care about these tips.
ok cool samir. glad you liked the post buddy.
guest post is a refreshing change of tone. thanks for the tips. definitely will keep them in mind next time i get a guest post.
great tips to follow, but the first one is also the hardest to do, from my opinion. keep up the good work!
good to see you here. you are a practical example of success in guest posting. this is demonstrated by your presence and to quality content on different many blogs.
as i bounce back to blogging, i want to be able to follow your steps. thanks for revealing your secret in this post.
this is very informative and really inspiring.
i am blogging for a few months now. as a beginner, i just wanna know, do i have to give priority to guest blogging or creating content for my own blog.
you are the best person to ask this because your guest posts are all over the internet.
amazing tip. as guest posting is such a great practice in order to build relationship, gain visitors. and ryan i have seen you on many blogs, and you are such a good example for everyone who doesn’t know how to do guest posting.
sometime we don’t get a response from big bloggers, i think our mistake is that we can’t just connect them and expect an immediate answer; that isn’t fine. we should make connection first by promoting their content on social media and do genuine and relevant blog comments etc. once they start noticing us, then they definitely give us chance.
you’re quite correct – i get enough requests for guest posts, so i can’t imagine how many ryan must get.
a guest post request is always much better received if it comes from a “familiar” name.
this is great advice. very honest and practical.i really enjoyed this post. nice post. thanks for sharing.
excellent write up i must say. i am just really getting my feet wet with guest posting, as i know the real value and reward from doing so. i like your idea from #2 as in building relationships with other bloggers.
i have a huge lists of blogs that accept guest posts (in my niche), but would much more prefer to write for the folks i have gotten to know and vice versa. it feels great when someone jumps on my blog, leaves great comments, then then eventually asks me to write for them!
i have a huge list of blogs that accept guest posts (in my niche), but would much more prefer to write for the folks i have gotten to know and vice versa. it feels great when someone jumps on my blog, leaves great comments, then then eventually asks me to write for them!
the first thing everybody should remember when doing guest posting is that are you writing just for the sake of backlinks or spreading valuable information? if you are writing to educate people then you are on the right track, in this way, you will increase your brand’s credibility and google will love you.
anyhow, thank you for putting up such a nice post, people who are facing difficulties in publishing their guest post should read this great piece of writing.


text: Shampoo is a probably the most common hair care product used to clean hair. It basically removes oils, dirt, products and other pollutants from the exterior of the hair and scalp. If not formulated correctly, shampoo can strip your hair and scalp of too much of the natural oils. This is another reason it is not recommended you use regular soap for cleaning your hair as soap is made to bond with and remove oils.

lowercased: shampoo is a probably the most common hair care product used to clean hair. it basically removes oils, dirt, products and other pollutants from the exterior of the hair and scalp. if not formulated correctly, shampoo can strip your hair and scalp of too much of the natural oils. this is another reason it is not recommended you use regular soap for cleaning your hair as soap is made to bond with and remove oils.


text:
I don't know about you, but my past several years have been fraught with changes, wonderment and gratitude.
Changes in every aspect of my life except my home and writing.
Wonderment at the horrific, dysfunctional and callous state of our federal government with its heartless president and vice-president calling the shots - shots that have killed 4,000 loyal American soldiers, sailors, Marines and airmen -wounding 35,000 more only to have too many of them return to detestable health care conditions - for which many have to copay.
For myself, the wonderment of all I have learned last year and over my lifetime. I live to learn!
Gratitude for all I have learned, where all the hard work I have done has landed me today, with the future looking especially bright - good health, cozy home, a terrific Christmas season filled with all that is special -including a beautiful Christmas tree - and genuine personal gifts that aren't purchased.
Then there's the Barnes and Noble gift card I received that had accidentally been used - several times - by my thoughtful BN giftcard-giving friends.
I definitely felt punk'ed when I went to the cash register with half an armload of books and was told the expensive gift card had only $2.13 left on it. Fortunately, I had another credit card with me, so the clerk wasn't really peeved as I paid her off.
We were both in shock, however, as was the friend who went shopping with me! It is only to laugh, however, since the *mortified* gift giver explained it was confused with the "real" gift card and has since replaced it with approximately 1,897 apologies.
"Oh, well," she said at the end. "Look at the bright side. Now you have something to write about in your blog.."
Meanwhile, I leave 2007 with no regrets or wishing I had done it any other way.
I certainly could not have done it alone, however!
So more thanks are due to my good friends, family, co-workers, my wacky Heinz commercial cohorts (I just received an award for it), pets, coachees, booty camp coach and our booty camp rock star, my vocal coach, baby Brockarmadingdong, my writer's group, my movieScope magazine editor Eric, my magazine column and blog readers, and a better than I could have imagined business partner.
This leaves me a full week to distill my resolutions and goals for 2008 - which will be few but compelling, including more ways to have fun away from work!
Have the Merriest of Christmases, if you celebrate it, or the most rewarding holiday season if you don't.
My wish for you: that you enjoy your finest, happiest, full of love and joy year ever in 2008 (and all that follow), rife with all the great things you wish for manifesting and mushrooming before your eyes! You deserve it!

lowercased:
i don't know about you, but my past several years have been fraught with changes, wonderment and gratitude.
changes in every aspect of my life except my home and writing.
wonderment at the horrific, dysfunctional and callous state of our federal government with its heartless president and vice-president calling the shots - shots that have killed 4,000 loyal american soldiers, sailors, marines and airmen -wounding 35,000 more only to have too many of them return to detestable health care conditions - for which many have to copay.
for myself, the wonderment of all i have learned last year and over my lifetime. i live to learn!
gratitude for all i have learned, where all the hard work i have done has landed me today, with the future looking especially bright - good health, cozy home, a terrific christmas season filled with all that is special -including a beautiful christmas tree - and genuine personal gifts that aren't purchased.
then there's the barnes and noble gift card i received that had accidentally been used - several times - by my thoughtful bn giftcard-giving friends.
i definitely felt punk'ed when i went to the cash register with half an armload of books and was told the expensive gift card had only $2.13 left on it. fortunately, i had another credit card with me, so the clerk wasn't really peeved as i paid her off.
we were both in shock, however, as was the friend who went shopping with me! it is only to laugh, however, since the *mortified* gift giver explained it was confused with the "real" gift card and has since replaced it with approximately 1,897 apologies.
"oh, well," she said at the end. "look at the bright side. now you have something to write about in your blog.."
meanwhile, i leave 2007 with no regrets or wishing i had done it any other way.
i certainly could not have done it alone, however!
so more thanks are due to my good friends, family, co-workers, my wacky heinz commercial cohorts (i just received an award for it), pets, coachees, booty camp coach and our booty camp rock star, my vocal coach, baby brockarmadingdong, my writer's group, my moviescope magazine editor eric, my magazine column and blog readers, and a better than i could have imagined business partner.
this leaves me a full week to distill my resolutions and goals for 2008 - which will be few but compelling, including more ways to have fun away from work!
have the merriest of christmases, if you celebrate it, or the most rewarding holiday season if you don't.
my wish for you: that you enjoy your finest, happiest, full of love and joy year ever in 2008 (and all that follow), rife with all the great things you wish for manifesting and mushrooming before your eyes! you deserve it!


text:
We will happily rig any lure purchased from us with these hooks upon request.
Rigged with 600lb SS Wire and a Stainless Shackle this rig is worth around $30 in shops.
6/0 7691s Game Fishing Hooks.

lowercased:
we will happily rig any lure purchased from us with these hooks upon request.
rigged with 600lb ss wire and a stainless shackle this rig is worth around $30 in shops.
6/0 7691s game fishing hooks.


text:
In the transition state, noncovalent bonds are in the process of being made and broken. At least one encounter complex can be found prior to the transition state, with additional intermediates occupying the energy landscape past the transition state. What is the molecular basis of the transition state for protein-protein interactions? The bound state of two proteins is characterized by local specific interactions (e.g., van der Waals, electrostatic) between widely desolvated binding sites, whereas the unbound state is characterized by complete solvation and higher translational and rotational freedom. During formation of the complex, the proteins have to pass through a free-energy maximum where translational-rotational entropy is reduced and the binding sites are partially desolvated, but short-range interactions and precise structural fitting have not yet been attained. This state is naturally the transition state. The transition state can be approached from the unbound state (association) and from the bound state (dissociation). Yet, by the principle of macro-molecular reversibility, the nature and structure of the transition state should be the same.
ln kon =ln kon where Mkon is the basal rate of association in the absence of electrostatic forces, k is the inverse Debye length, and a is the minimal distance of approach [6,7].
If the AAGfn invoked by two individual mutations on each protein are additive, the two residues do not interact during the transition state; however, if the change is less or more than additive, one may assume that these two residues interact at the transition state. Probing the structure of the transition state of barnase/barstar and thrombin/hirudin by this method has shown that only charged residues, which are in close proximity in the final complex, already interact in the transition state. No significant interaction was measured between uncharged residues at this stage [8,9]. A somewhat different approach to probe docking trajectories experimentally uses the analysis of O values (O=AAGfn/AAGD). A O value close to one indicates that a specific interaction is formed at the transition state, while a O value close to zero indicates that the interaction is formed after the transition state. In a study of the HyHEL-10 Fab complex, multiple replacements were made in two positions, with most of the replacements having O values close to zero. This was wt on interpreted as the transition state being early along the reaction trajectory, before short-range interactions (which have the largest contribution on AAGD) are formed . The notion that short-range interactions affect koff, while longrange electrostatic interactions affect kon, was directly tested by introducing charged mutations at the vicinity, but outside the binding site of TEM1-BLIP. These mutations did increase specifically kon by 250-fold but did not affect koff (thus, the increase in kon equals the increase in KD and 0=1) . These data suggest that long-range electrostatic interactions increase the rate of association by lowering the free energy of the transition state by the same magnitude as the equilibrium constant (see Fig. 1). While mutations of non-charged residues do not significantly affect the transition state for association, they can significantly alter koff and KD. These data imply that the transition state is stabilized by electrostatic interactions and its structure already resembles that of the final complex, but the proteins are not yet close and oriented enough for short-range interactions.
While the major part of the activation free energy is required for desolvation of the binding interface as a prerequisite for the formation of specific short-range interactions, further intermediate states are postulated to occur on the pathway of complex formation (Fig. 1). Prior to the transition state, the two proteins diffuse in solution statistically until they enter a steering region, in which the progression along the association pathway is actively steered toward complex formation (Fig. 2). The forces important within this region are mainly electrostatic in nature, with nonspecific hydrophobic interactions contributing as well to steer association. Analysis of the contribution of electrostatic forces to the rate of association clearly indicates that their contribution steams from guiding the two proteins toward the transition state; from stabilizing the pre-transition-state encounter complex, in which the binding interface is still largely sol-vated; and from lowering the free energy of the transition state. Calculations of a three-dimensional energy landscape of these forces shows electrostatic steering by charged residues, which provides an energy funnel directed toward formation of the final complex . At physiological salt concentrations this funnel extends to less then 20 A of interprotein distance and fades rapidly upon rotation (at 60° rotation from the bound conformation, all electrostatic steering is lost; see Fig. 2). It was shown that charged "hot spot" residues have the largest effect on the size and depth of these energy funnels. Potential "hot spot" residues can now be identified computationally, making it possible to engineer pairs of proteins with much higher rates of association and affinity.
A second mechanism that potentially steers association is a partial desolvation of inter-protein hydrophobic surfaces. This effect plays a significant role in all association processes, but becomes particularly dominant for complexes, in which one of the reactants is neutral or weakly charged. The interaction provides a slowly varying attractive force over a small but significant region of the molecular surface. In complexes with no strong charge complementarity, this region surrounds the binding site, and the orientation of the ligand in the encounter conformation with the lowest desolvation free energy is presented in a conformation similar to the formed complex. While the electrostatic contribution toward faster association can be easily verified from mutational studies and the effect of the ionic strength on kon, the contribution of desolvation effects can be assessed only from theoretical calculations . The reason that mutation studies rarely identify noncharged residues, which significantly contribute to kon, may be attributed to the small contribution of individual side chains to desolvation-induced association, as this is more of a global effect of the protein.
Figure 2 Three-dimensional energy landscape of the association between wt TEM1-ß-lactamase with wt BLIP (A) and a much faster binding mutant (B). For demonstration, only the z-angle rotation is shown. The magnitude of the Debye-Hückel energy of interaction (AU) is plotted in three dimensions versus the distance and the relative rotation angle between the proteins. The arrows point at the 0° rotation angle, which is the X-ray crystallographic structure of the TEM1/BLIP complex. For details on the calculations employed, see Selzer and Schreiber .

lowercased:
in the transition state, noncovalent bonds are in the process of being made and broken. at least one encounter complex can be found prior to the transition state, with additional intermediates occupying the energy landscape past the transition state. what is the molecular basis of the transition state for protein-protein interactions? the bound state of two proteins is characterized by local specific interactions (e.g., van der waals, electrostatic) between widely desolvated binding sites, whereas the unbound state is characterized by complete solvation and higher translational and rotational freedom. during formation of the complex, the proteins have to pass through a free-energy maximum where translational-rotational entropy is reduced and the binding sites are partially desolvated, but short-range interactions and precise structural fitting have not yet been attained. this state is naturally the transition state. the transition state can be approached from the unbound state (association) and from the bound state (dissociation). yet, by the principle of macro-molecular reversibility, the nature and structure of the transition state should be the same.
ln kon =ln kon where mkon is the basal rate of association in the absence of electrostatic forces, k is the inverse debye length, and a is the minimal distance of approach [6,7].
if the aagfn invoked by two individual mutations on each protein are additive, the two residues do not interact during the transition state; however, if the change is less or more than additive, one may assume that these two residues interact at the transition state. probing the structure of the transition state of barnase/barstar and thrombin/hirudin by this method has shown that only charged residues, which are in close proximity in the final complex, already interact in the transition state. no significant interaction was measured between uncharged residues at this stage [8,9]. a somewhat different approach to probe docking trajectories experimentally uses the analysis of o values (o=aagfn/aagd). a o value close to one indicates that a specific interaction is formed at the transition state, while a o value close to zero indicates that the interaction is formed after the transition state. in a study of the hyhel-10 fab complex, multiple replacements were made in two positions, with most of the replacements having o values close to zero. this was wt on interpreted as the transition state being early along the reaction trajectory, before short-range interactions (which have the largest contribution on aagd) are formed . the notion that short-range interactions affect koff, while longrange electrostatic interactions affect kon, was directly tested by introducing charged mutations at the vicinity, but outside the binding site of tem1-blip. these mutations did increase specifically kon by 250-fold but did not affect koff (thus, the increase in kon equals the increase in kd and 0=1) . these data suggest that long-range electrostatic interactions increase the rate of association by lowering the free energy of the transition state by the same magnitude as the equilibrium constant (see fig. 1). while mutations of non-charged residues do not significantly affect the transition state for association, they can significantly alter koff and kd. these data imply that the transition state is stabilized by electrostatic interactions and its structure already resembles that of the final complex, but the proteins are not yet close and oriented enough for short-range interactions.
while the major part of the activation free energy is required for desolvation of the binding interface as a prerequisite for the formation of specific short-range interactions, further intermediate states are postulated to occur on the pathway of complex formation (fig. 1). prior to the transition state, the two proteins diffuse in solution statistically until they enter a steering region, in which the progression along the association pathway is actively steered toward complex formation (fig. 2). the forces important within this region are mainly electrostatic in nature, with nonspecific hydrophobic interactions contributing as well to steer association. analysis of the contribution of electrostatic forces to the rate of association clearly indicates that their contribution steams from guiding the two proteins toward the transition state; from stabilizing the pre-transition-state encounter complex, in which the binding interface is still largely sol-vated; and from lowering the free energy of the transition state. calculations of a three-dimensional energy landscape of these forces shows electrostatic steering by charged residues, which provides an energy funnel directed toward formation of the final complex . at physiological salt concentrations this funnel extends to less then 20 a of interprotein distance and fades rapidly upon rotation (at 60° rotation from the bound conformation, all electrostatic steering is lost; see fig. 2). it was shown that charged "hot spot" residues have the largest effect on the size and depth of these energy funnels. potential "hot spot" residues can now be identified computationally, making it possible to engineer pairs of proteins with much higher rates of association and affinity.
a second mechanism that potentially steers association is a partial desolvation of inter-protein hydrophobic surfaces. this effect plays a significant role in all association processes, but becomes particularly dominant for complexes, in which one of the reactants is neutral or weakly charged. the interaction provides a slowly varying attractive force over a small but significant region of the molecular surface. in complexes with no strong charge complementarity, this region surrounds the binding site, and the orientation of the ligand in the encounter conformation with the lowest desolvation free energy is presented in a conformation similar to the formed complex. while the electrostatic contribution toward faster association can be easily verified from mutational studies and the effect of the ionic strength on kon, the contribution of desolvation effects can be assessed only from theoretical calculations . the reason that mutation studies rarely identify noncharged residues, which significantly contribute to kon, may be attributed to the small contribution of individual side chains to desolvation-induced association, as this is more of a global effect of the protein.
figure 2 three-dimensional energy landscape of the association between wt tem1-ß-lactamase with wt blip (a) and a much faster binding mutant (b). for demonstration, only the z-angle rotation is shown. the magnitude of the debye-hückel energy of interaction (au) is plotted in three dimensions versus the distance and the relative rotation angle between the proteins. the arrows point at the 0° rotation angle, which is the x-ray crystallographic structure of the tem1/blip complex. for details on the calculations employed, see selzer and schreiber .


text:
Meet Matthew Blaylock, the latest grant recipient of the Joseph Groh foundation, an organization Jackson Systems supports each year.
Most of us take for granted the freedom of mobility that our motor vehicles provide us. For many who become disabled however, the one-two punch of loss of income coupled with the cost of specialized transportation is difficult to overcome.
Please take a minute to read Matt’s story and consider how great of a difference a community can make in one person’s life.
We hope all of you have a wonderful Thanksgiving holiday.
After Matt graduated from high school in Leesville, South Carolina, he decided to pursue a career as an electrician. He became a licensed, bonded and insured residential electrician in the state of South Carolina, and has been working in that capacity for the past 13 years. As an electrician, Matt ran wiring for new homes and performed work in pre-existing homes. He completed electrical projects ranging from vacuum systems to alarm systems and home automation. He also was involved in building home theater systems from the ground up. On a hot summer day in 2011, Matt decided to join some friends for an afternoon on the water, having been on a job that morning. He was looking forward to relaxing and cooling off.
When Matt dove into the water, he hit his head on the bottom, breaking his neck at the C-4/C-5 vertebra.
As a result of the accident, Matt is now a quadriplegic. Like most newly paralyzed individuals, Matt had reoccurring issues that caused him to regularly seek medical attention. The accident however had devastated his finances and he had no independent way to get to these appointments. He had to either rent handicapped accessible vehicles or use an ambulance for more severe issues. Living in a rural community east of Columbia, South Carolina made that a difficult and expensive proposition. He needed a vehicle but finances stood in the way.
Matthew’s aunt lives in Frisco, Texas and as it happens, one of the members of her church is a friend of the foundation who introduced him to the Joseph Groh foundation. Handicapped accessible vehicles generally rank high on the list of needed items for newly disabled individuals, but they can also be very expensive. The demand for affordable and reliable transportation is high, so when a suitable vehicle is found action must be taken quickly.
Due to the generosity of supporters, the foundation was able to act quickly when Matt’s parents found the right van.
The Joseph S. Groh Foundation is dedicated to providing financial support to employees, former employees, family members of employees and former employees of the construction trades industry (plumbing, HVAC, electrical, roofing etc.) who have suffered permanent spinal cord injuries or other permanent and life altering disabilities. This charitable organization will not engage in any non exempt activity.

lowercased:
meet matthew blaylock, the latest grant recipient of the joseph groh foundation, an organization jackson systems supports each year.
most of us take for granted the freedom of mobility that our motor vehicles provide us. for many who become disabled however, the one-two punch of loss of income coupled with the cost of specialized transportation is difficult to overcome.
please take a minute to read matt’s story and consider how great of a difference a community can make in one person’s life.
we hope all of you have a wonderful thanksgiving holiday.
after matt graduated from high school in leesville, south carolina, he decided to pursue a career as an electrician. he became a licensed, bonded and insured residential electrician in the state of south carolina, and has been working in that capacity for the past 13 years. as an electrician, matt ran wiring for new homes and performed work in pre-existing homes. he completed electrical projects ranging from vacuum systems to alarm systems and home automation. he also was involved in building home theater systems from the ground up. on a hot summer day in 2011, matt decided to join some friends for an afternoon on the water, having been on a job that morning. he was looking forward to relaxing and cooling off.
when matt dove into the water, he hit his head on the bottom, breaking his neck at the c-4/c-5 vertebra.
as a result of the accident, matt is now a quadriplegic. like most newly paralyzed individuals, matt had reoccurring issues that caused him to regularly seek medical attention. the accident however had devastated his finances and he had no independent way to get to these appointments. he had to either rent handicapped accessible vehicles or use an ambulance for more severe issues. living in a rural community east of columbia, south carolina made that a difficult and expensive proposition. he needed a vehicle but finances stood in the way.
matthew’s aunt lives in frisco, texas and as it happens, one of the members of her church is a friend of the foundation who introduced him to the joseph groh foundation. handicapped accessible vehicles generally rank high on the list of needed items for newly disabled individuals, but they can also be very expensive. the demand for affordable and reliable transportation is high, so when a suitable vehicle is found action must be taken quickly.
due to the generosity of supporters, the foundation was able to act quickly when matt’s parents found the right van.
the joseph s. groh foundation is dedicated to providing financial support to employees, former employees, family members of employees and former employees of the construction trades industry (plumbing, hvac, electrical, roofing etc.) who have suffered permanent spinal cord injuries or other permanent and life altering disabilities. this charitable organization will not engage in any non exempt activity.


text:
The Code of Conduct for the Credit and Debit Card Industry in Canada came into effect in mid-August, 2010. One of the key provisions of the Code, articulated in Policy Element 6, is that “Competing domestic applications from different networks shall not be offered on the same debit card”. Given that Canadian bank cards that currently have Interac’s ubiquitous Interac Direct Payment functionality predominate, it in effect prevents scheme debit applications (MasterCard and Visa debit) from “riding on the Interac rails”. While it would be easy to assume that the term ‘card’, which is not defined in the Code, would refer only to the traditional plastic card (magstripe or chip) that allows debit payments to be effected at a point-of-sale (physical or virtual), there is some confusion as to whether this could also apply to debit applications on mobile phones. In essence, it raises the question as to whether the mobile phone is a card or a wallet. Deeming a mobile phone to be a card would imply that the Code of Conduct also applies to debit payment applications on mobile devices. This would, in turn, prevent any competing debit payment applications from residing on the same phone, similar, for example, to preventing a consumer from having multiple debit cards in their wallet.
At first blush, it would seem absurd to deem that a mobile phone is a card, much as it would be absurd to deem a computer to be a word processor. Mobile phones, especially in the smartphone era, are multi-functional devices capable of executing many different types of applications and functions, from voice communications, to e-mail, to web access, to games, to music, and more recently, to payments. Payment cards, by contrast, are far simpler, and while they may support a number of applications, these are usually focused on payments and cash withdrawal, or some combination of payments/cash withdrawal and loyalty/rewards.
“payment card” means a credit or debit card — or any other prescribed device — used to access a credit or debit account on terms specified by the issuer. It does not include a credit card issued for use only with the merchants identified on the card.
The addition of the qualifier “or any other prescribed device” opens the door for regulators to deem any device used for debit or credit payments, including mobile phones, to be a card.
The implications of this for mobile debit payments are significant. Consumers would be unwilling to have multiple phones simply to be able to use different domestic debit payment applications on their phones. It would force selection of one scheme over another, and hence limit consumer choice at a transactional level. The first debit payment application on the mobile phone would have an advantage over others because it would have to be deleted in order to install a competing application. It would reduce competition in the domestic debit payments space, and it would almost certainly lead to a lower adoption rate. Enforcement would be impossible. Furthermore, it would by no means represent technologically neutral regulation. It would be difficult to uncover a grain of sanity in such a decision, should it ever be made.
Over the past year the Canadian payments environment has undergone a period of dramatic change. Competition has intensified across most major segments of the industry, EMV migration has gained traction, technological innovation has resulted in new payment mechanisms being developed and rolled out, and regulatory scrutiny of the industry has increased. Here is our assessment of the top ten developments in the Canadian Payments Industry in 2010.
The final form of the voluntary Code of Conduct was tabled by the Minister of Finance, Jim Flaherty, on May 18, 2010, after more than a year of intense lobbying by the retail sector and other key players in the Canadian payments ecosystem. The major financial institutions involved in the Canadian payments industry were quick to publicly adopt the voluntary code for fear of it becoming compulsory, and to head off the possibility of more stringent direct regulation. Provision 6 of the Code prevents co-resident competing applications on the same debit card. One of the most important impacts of the Code has been to delay the entry and rollout of scheme debit (Visa and MasterCard) into the Canadian market, thereby giving Interac an extended period of monopoly protection. The Code of Conduct came into effect in mid-August, 2010. It applies to payment card networks (i.e. credit and debit card networks), card issuers and acquirers. The Financial Consumer Agency of Canada (FCAC) has responsibility for overseeing compliance with the Code.
In June 2010, Finance Minister, Jim Flaherty, announced the formation of a Payments System Review Task Force “to help guide the evolution of the payments system in Canada”. While the Task Force’s mandate is fairly broad in that it addresses policy, innovation, regulatory structures, the competitive environment and security of the payments system, it marks the start of an era of increased regulatory oversight in the Canadian payments industry. The Task Force is scheduled to present recommendations to the Minister of Finance by the end of 2011.
Interac has been engaged in discussions with the Competition Bureau since 2007 in an effort to be allowed to operate as a for-profit organization. This was largely a response to the threat of increasing competition from Visa and MasterCard in the Canadian debit market. With Visa and MasterCard now publicly traded companies, they are no longer subject to similar levels of scrutiny by the Competition Bureau and are free to structure their businesses and pricing in any way that they choose, provided they do not breach the provisions of the Competition Act. In February 2010, the Canadian Competition Commissioner declined to grant permission to convert to ‘for-profit’ status, but left the door open for further discussions should the situation change. This development was not surprising, given Interac’s near monopoly in the debit transaction market. A change in situation that would warrant a review of Interac’s status would imply that other debit card networks had gained a reasonable share of the market, and that Interac was no longer in a position to exercise market power or abuse its dominant position. Other aspects that Interac will have to address prior to gaining ‘for-profit’ status are changes to its governance, structure and funding.
The contactless market in Canada reached a critical mass of contactless cards and merchant acceptance terminals in 2010. More than 30 million contactless payment cards have been issued and there are in excess of 70,000 merchant acceptance terminals in place. Acceptance infrastructure rollout has been atypical in that it has been implemented in a ‘top-down’ manner, focusing on large merchants that have multiple checkout lanes and points-of-sale. MasterCard has the clear lead, having started its Canadian PayPass contactless initiative in 2007 (it originally showcased the technology in Canada in 2004). Most MasterCard issuers in Canada have started to issue PayPass cards. Over the past year Visa’s payWave initiative also started to gain momentum and Visa issuers and acquirers have focused on playing catch-up. Interac conducted contactless trials in 2010 and has announced that it will be offering a contactless debit product – under the name Interac Flash – in 2011. While the number of acceptance terminals and cards is substantial and still growing rapidly, usage of contactless technology is still lagging. Most consumers are unaware of the fact that the cards issued to them have a contactless capability.
The first slew of Interac’s EMV migration deadlines come into effect at midnight tonight. According to the Interac schedule, 90% of deposit-taking ABMs, 50% of white-label ABMs and 35% of POS terminals must be EMV compliant by December 31, 2010. Most of the bank-owned ABM’s have already been converted, whereas white-label ABMs are way behind schedule. In September, Interac offered the white-label ABM industry a compromise to either have 50% of their ABM’s converted by the deadline, or have 80% of ABM’s in high-risk locations converted. It is estimated that less than 20% of white-label ABM’s have been converted thus far. Organizations that are not compliant with Interac’s EMV migration schedule face sanctions and the risk of transactions being blocked. In September, Visa and MasterCard both postponed their EMV liability-shift dates from October 31, 2010 to 31 March, 2011.
The Code of Conduct for the Credit and Debit Card Industry prevents competing debit applications appearing on the same card. In October 2010, CIBC launched a debit card that allows Interac debit transactions for domestic payments at points-of-sale, and Visa debit payments for international or online transactions. While some have suggested that the card is in contravention of the Code, the fact that the debit applications on the card do not compete, means that the card is compliant with the Code. In 2009, some debit transactions on Bank of Montreal transactions were routed through Maestro, which created a furor amongst merchants, and led to intense government lobbying to prevent preferential routing that did not default to Interac debit.
The Competition Bureau of Canada has, historically, not allowed the same financial institution to issue both Visa and MasterCard credit cards, and the market developed as a ‘non-dual’ environment. In November 2008 the Canadian Competition Commissioner issued a ruling permitting duality in the Canadian market. Duality gained traction in 2010 with the Royal Bank of Canada, traditionally a Visa issuer, issuing a MasterCard WestJet World credit card. In June 2010, CIBC, also a Visa credit card issuer, announced that it would acquire CitiCards $2.1 billion MasterCard card portfolio, opening up a new mass market segment to CIBC and allowing the successful Petro-Canada loyalty program to be brought on board. The deal closed on September 1, 2010. The CIBC Citibank deal is unlikely to have a major impact on Visa since an existing base of CitiCards is being brought into the CIBC fold. The RBC WestJet card, however, erodes Visa’s share directly since it cannibalizes the Visa base in a traditional Visa stronghold.
The increasing usage of smartphones in Canada has stimulated the development of mobile banking applications by most of the large Canadian banks. CIBC was first to launch a mobile banking app for the popular iPhone, but others followed rapidly and most large banks now have mobile banking applications for the iPhone, Blackberry and Android platforms, with launch usually occurring in that order. While mobile banking applications provide an extension to the online banking services that are so popular with Canadians, most banks see it is a precursor to mobile payments. Once consumers are familiar with conducting financial transactions on a mobile device – and have developed a level of trust in mobile transactions – it will be easier to gain acceptance of payment applications.
The iconic Tim Horton’s chain of coffee shops finally succumbed to the onslaught of debit in November by agreeing to accept Interac debit payments at all of its outlets across Canada. The company first started accepting debit payments in western Canada in 2003, but was reluctant to roll this out to other stores for fear of increasing transaction times. Interestingly, Tim Horton’s was one of the first to accept MasterCard PayPass payments. While both Interac and Tim Horton’s have denied that the move has anything to do with Interac’s plans to rollout contactless payments in 2011, it is unlikely that the move to debit acceptance would have taken place without the prospect of contactless debit payments on the horizon.
On December 15 the Canadian Competition Bureau announced that it will be challenging Visa and MasterCard’s ‘honour all cards’ rule and ‘no-surcharge’ rules, since it regards these as a demonstration of anticompetitive behaviour. The Bureau has submitted an application to the Competition Tribunal to have these, and other allegedly anti-competitive rules, struck down. The action is being brought under the price maintenance provisions of the Competition Act. According to independent legal commentary on the matter, it is believed that the action under the price maintenance provisions of the Act will be more effective than under abuse of dominance provisions since it does not require the Competition Bureau to prove that the two players are dominant and have abused their dominance by reducing competition.

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the code of conduct for the credit and debit card industry in canada came into effect in mid-august, 2010. one of the key provisions of the code, articulated in policy element 6, is that “competing domestic applications from different networks shall not be offered on the same debit card”. given that canadian bank cards that currently have interac’s ubiquitous interac direct payment functionality predominate, it in effect prevents scheme debit applications (mastercard and visa debit) from “riding on the interac rails”. while it would be easy to assume that the term ‘card’, which is not defined in the code, would refer only to the traditional plastic card (magstripe or chip) that allows debit payments to be effected at a point-of-sale (physical or virtual), there is some confusion as to whether this could also apply to debit applications on mobile phones. in essence, it raises the question as to whether the mobile phone is a card or a wallet. deeming a mobile phone to be a card would imply that the code of conduct also applies to debit payment applications on mobile devices. this would, in turn, prevent any competing debit payment applications from residing on the same phone, similar, for example, to preventing a consumer from having multiple debit cards in their wallet.
at first blush, it would seem absurd to deem that a mobile phone is a card, much as it would be absurd to deem a computer to be a word processor. mobile phones, especially in the smartphone era, are multi-functional devices capable of executing many different types of applications and functions, from voice communications, to e-mail, to web access, to games, to music, and more recently, to payments. payment cards, by contrast, are far simpler, and while they may support a number of applications, these are usually focused on payments and cash withdrawal, or some combination of payments/cash withdrawal and loyalty/rewards.
“payment card” means a credit or debit card — or any other prescribed device — used to access a credit or debit account on terms specified by the issuer. it does not include a credit card issued for use only with the merchants identified on the card.
the addition of the qualifier “or any other prescribed device” opens the door for regulators to deem any device used for debit or credit payments, including mobile phones, to be a card.
the implications of this for mobile debit payments are significant. consumers would be unwilling to have multiple phones simply to be able to use different domestic debit payment applications on their phones. it would force selection of one scheme over another, and hence limit consumer choice at a transactional level. the first debit payment application on the mobile phone would have an advantage over others because it would have to be deleted in order to install a competing application. it would reduce competition in the domestic debit payments space, and it would almost certainly lead to a lower adoption rate. enforcement would be impossible. furthermore, it would by no means represent technologically neutral regulation. it would be difficult to uncover a grain of sanity in such a decision, should it ever be made.
over the past year the canadian payments environment has undergone a period of dramatic change. competition has intensified across most major segments of the industry, emv migration has gained traction, technological innovation has resulted in new payment mechanisms being developed and rolled out, and regulatory scrutiny of the industry has increased. here is our assessment of the top ten developments in the canadian payments industry in 2010.
the final form of the voluntary code of conduct was tabled by the minister of finance, jim flaherty, on may 18, 2010, after more than a year of intense lobbying by the retail sector and other key players in the canadian payments ecosystem. the major financial institutions involved in the canadian payments industry were quick to publicly adopt the voluntary code for fear of it becoming compulsory, and to head off the possibility of more stringent direct regulation. provision 6 of the code prevents co-resident competing applications on the same debit card. one of the most important impacts of the code has been to delay the entry and rollout of scheme debit (visa and mastercard) into the canadian market, thereby giving interac an extended period of monopoly protection. the code of conduct came into effect in mid-august, 2010. it applies to payment card networks (i.e. credit and debit card networks), card issuers and acquirers. the financial consumer agency of canada (fcac) has responsibility for overseeing compliance with the code.
in june 2010, finance minister, jim flaherty, announced the formation of a payments system review task force “to help guide the evolution of the payments system in canada”. while the task force’s mandate is fairly broad in that it addresses policy, innovation, regulatory structures, the competitive environment and security of the payments system, it marks the start of an era of increased regulatory oversight in the canadian payments industry. the task force is scheduled to present recommendations to the minister of finance by the end of 2011.
interac has been engaged in discussions with the competition bureau since 2007 in an effort to be allowed to operate as a for-profit organization. this was largely a response to the threat of increasing competition from visa and mastercard in the canadian debit market. with visa and mastercard now publicly traded companies, they are no longer subject to similar levels of scrutiny by the competition bureau and are free to structure their businesses and pricing in any way that they choose, provided they do not breach the provisions of the competition act. in february 2010, the canadian competition commissioner declined to grant permission to convert to ‘for-profit’ status, but left the door open for further discussions should the situation change. this development was not surprising, given interac’s near monopoly in the debit transaction market. a change in situation that would warrant a review of interac’s status would imply that other debit card networks had gained a reasonable share of the market, and that interac was no longer in a position to exercise market power or abuse its dominant position. other aspects that interac will have to address prior to gaining ‘for-profit’ status are changes to its governance, structure and funding.
the contactless market in canada reached a critical mass of contactless cards and merchant acceptance terminals in 2010. more than 30 million contactless payment cards have been issued and there are in excess of 70,000 merchant acceptance terminals in place. acceptance infrastructure rollout has been atypical in that it has been implemented in a ‘top-down’ manner, focusing on large merchants that have multiple checkout lanes and points-of-sale. mastercard has the clear lead, having started its canadian paypass contactless initiative in 2007 (it originally showcased the technology in canada in 2004). most mastercard issuers in canada have started to issue paypass cards. over the past year visa’s paywave initiative also started to gain momentum and visa issuers and acquirers have focused on playing catch-up. interac conducted contactless trials in 2010 and has announced that it will be offering a contactless debit product – under the name interac flash – in 2011. while the number of acceptance terminals and cards is substantial and still growing rapidly, usage of contactless technology is still lagging. most consumers are unaware of the fact that the cards issued to them have a contactless capability.
the first slew of interac’s emv migration deadlines come into effect at midnight tonight. according to the interac schedule, 90% of deposit-taking abms, 50% of white-label abms and 35% of pos terminals must be emv compliant by december 31, 2010. most of the bank-owned abm’s have already been converted, whereas white-label abms are way behind schedule. in september, interac offered the white-label abm industry a compromise to either have 50% of their abm’s converted by the deadline, or have 80% of abm’s in high-risk locations converted. it is estimated that less than 20% of white-label abm’s have been converted thus far. organizations that are not compliant with interac’s emv migration schedule face sanctions and the risk of transactions being blocked. in september, visa and mastercard both postponed their emv liability-shift dates from october 31, 2010 to 31 march, 2011.
the code of conduct for the credit and debit card industry prevents competing debit applications appearing on the same card. in october 2010, cibc launched a debit card that allows interac debit transactions for domestic payments at points-of-sale, and visa debit payments for international or online transactions. while some have suggested that the card is in contravention of the code, the fact that the debit applications on the card do not compete, means that the card is compliant with the code. in 2009, some debit transactions on bank of montreal transactions were routed through maestro, which created a furor amongst merchants, and led to intense government lobbying to prevent preferential routing that did not default to interac debit.
the competition bureau of canada has, historically, not allowed the same financial institution to issue both visa and mastercard credit cards, and the market developed as a ‘non-dual’ environment. in november 2008 the canadian competition commissioner issued a ruling permitting duality in the canadian market. duality gained traction in 2010 with the royal bank of canada, traditionally a visa issuer, issuing a mastercard westjet world credit card. in june 2010, cibc, also a visa credit card issuer, announced that it would acquire citicards $2.1 billion mastercard card portfolio, opening up a new mass market segment to cibc and allowing the successful petro-canada loyalty program to be brought on board. the deal closed on september 1, 2010. the cibc citibank deal is unlikely to have a major impact on visa since an existing base of citicards is being brought into the cibc fold. the rbc westjet card, however, erodes visa’s share directly since it cannibalizes the visa base in a traditional visa stronghold.
the increasing usage of smartphones in canada has stimulated the development of mobile banking applications by most of the large canadian banks. cibc was first to launch a mobile banking app for the popular iphone, but others followed rapidly and most large banks now have mobile banking applications for the iphone, blackberry and android platforms, with launch usually occurring in that order. while mobile banking applications provide an extension to the online banking services that are so popular with canadians, most banks see it is a precursor to mobile payments. once consumers are familiar with conducting financial transactions on a mobile device – and have developed a level of trust in mobile transactions – it will be easier to gain acceptance of payment applications.
the iconic tim horton’s chain of coffee shops finally succumbed to the onslaught of debit in november by agreeing to accept interac debit payments at all of its outlets across canada. the company first started accepting debit payments in western canada in 2003, but was reluctant to roll this out to other stores for fear of increasing transaction times. interestingly, tim horton’s was one of the first to accept mastercard paypass payments. while both interac and tim horton’s have denied that the move has anything to do with interac’s plans to rollout contactless payments in 2011, it is unlikely that the move to debit acceptance would have taken place without the prospect of contactless debit payments on the horizon.
on december 15 the canadian competition bureau announced that it will be challenging visa and mastercard’s ‘honour all cards’ rule and ‘no-surcharge’ rules, since it regards these as a demonstration of anticompetitive behaviour. the bureau has submitted an application to the competition tribunal to have these, and other allegedly anti-competitive rules, struck down. the action is being brought under the price maintenance provisions of the competition act. according to independent legal commentary on the matter, it is believed that the action under the price maintenance provisions of the act will be more effective than under abuse of dominance provisions since it does not require the competition bureau to prove that the two players are dominant and have abused their dominance by reducing competition.


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feel it is important to gain insight into the struggles of a variety of families of various backgrounds. Often in families oldest child becomes not only older sister or brother but also teacher and caregiver for younger child, that directly influence on the weather today essay the both parties: oldest child develops responsibility, becomes more self-concern and quick learner, whereas. Conjoined twins should be kept together; because of many circumstances they have better change to survive. IQ Levels Using all the pupils available for KS4, I made a scatter graph showing how many siblings a pupil has against their. Half sibling rivalry, handling sibling rivalry, having a sibling with special needs. There also some other traits that fit me pretty well and some that I am diffidently not. Others will refuse that idea as it causes a higher population, but it is not a problem if the people are distributed in an organized way all over the country. tags: parents, siblings, support system Better Essays 732 words (2.1 pages) Preview - Gifted Accomplishments My father grew up in a small village alongside a river in Kashmir, Pakistan. tags: Kill Mockingbird essays Free Essays 818 words (2.3 pages) Preview - Sibling Relationships in A Yellow Raft in Blue Water Relationships play an important role in one's life. If Arlette would stop demeaning the value of Yvonne then Yvonne would not feel like she is always competing with Arlette.
Peter may seem to be the strong leader in the family, but he is always willing to admit when he is wrong. We loved to make dinner together, but we rarely got to; usually my mom was the cook. In President Cleveland, Where Are You? My brother, Jacky, and I are one and a half years apart from each other. According to Websters Third New International Dictionary, an effect is something that is produced by and agent or cause (Merriam-Webster, 1961). The intimate history that siblings share can create tension, too. For instance, take a second to think about your life now and imagine how differently it would have been if you have eradicated or altered something else. The Siamese name comes from the well known twins Eng and Chang born to Chinese parents in Siam now known as Thailand. They shouldnt be something we take for granted, says Lloyd-Elliott.

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feel it is important to gain insight into the struggles of a variety of families of various backgrounds. often in families oldest child becomes not only older sister or brother but also teacher and caregiver for younger child, that directly influence on the weather today essay the both parties: oldest child develops responsibility, becomes more self-concern and quick learner, whereas. conjoined twins should be kept together; because of many circumstances they have better change to survive. iq levels using all the pupils available for ks4, i made a scatter graph showing how many siblings a pupil has against their. half sibling rivalry, handling sibling rivalry, having a sibling with special needs. there also some other traits that fit me pretty well and some that i am diffidently not. others will refuse that idea as it causes a higher population, but it is not a problem if the people are distributed in an organized way all over the country. tags: parents, siblings, support system better essays 732 words (2.1 pages) preview - gifted accomplishments my father grew up in a small village alongside a river in kashmir, pakistan. tags: kill mockingbird essays free essays 818 words (2.3 pages) preview - sibling relationships in a yellow raft in blue water relationships play an important role in one's life. if arlette would stop demeaning the value of yvonne then yvonne would not feel like she is always competing with arlette.
peter may seem to be the strong leader in the family, but he is always willing to admit when he is wrong. we loved to make dinner together, but we rarely got to; usually my mom was the cook. in president cleveland, where are you? my brother, jacky, and i are one and a half years apart from each other. according to websters third new international dictionary, an effect is something that is produced by and agent or cause (merriam-webster, 1961). the intimate history that siblings share can create tension, too. for instance, take a second to think about your life now and imagine how differently it would have been if you have eradicated or altered something else. the siamese name comes from the well known twins eng and chang born to chinese parents in siam now known as thailand. they shouldnt be something we take for granted, says lloyd-elliott.


text: Led by our talented faculty, your children will enjoy enhancing skills, learning new ones, building relationships, and engaging in fun activities this summer. Our summer camps are open to anyone – Paideia students and friends from the community. Click here to register now.

lowercased: led by our talented faculty, your children will enjoy enhancing skills, learning new ones, building relationships, and engaging in fun activities this summer. our summer camps are open to anyone – paideia students and friends from the community. click here to register now.


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Ctm Agrofair Italia imports and distributes fresh tropical fruits from fair trade producers mainly of Central and South America. Born in 2004 as a joint venture between two organizations leaders in the fair trade world such as Agrofair Europe BV (Netherlands) and Ctm Altromercato (Italy).
Thanks to the know- how of these two fair trade leaders, Ctm Agrofair has a unique value: all the supply chain from the producers’ farm to the shelfs’ client is managed with fair trade as a commitment.
The main products imported and distributed are bananas, baby bananas – a smaller and sweeter variety of the banana also known as oritos – , pineapples Md2 Extra Sweet, mangoes – Hayden, Kent and Keit variety, fresh ginger, oranges – Navel and Valencia, lemons, coconuts and fruit ingredients. All products from fair trade producers of Peru, Ecuador, Costa Rica, Panama, Ghana, Ivory Coast and other Countries, certified organic or from integrated cultivations always in the respect of workers’ rights and of the environment.
Ctm Agrofair distributes fresh fair trade fruits all over Italy, with Altromercato brand or with private label, to the most important supermarkets chains, to wholesalers, retailers and Altromercato World Shops.
The new challenge of Ctm Agrofair is the sale of organic high quality and typical Italian fresh fruits and vegetables, the “Solidale Italiano” project in collaboration with Altromercato: fair trade principals such as fair price, legal labor, and social inclusion applied to Italian farmers. Tradition and new technologies together to provide the best organic quality. The products cover the range of typical and unique Italian fruits and vegetables: from the Sicilian “datterino” tomato and blood orange, to the Apulian turnip green and grapes, to the Sardinian artichoke.
Because a development model that focus on equity, sustainability and solidarity is the core values of all Ctm Agrofair products, both from the South and North of the World.
You can visit the page dedicated to Agrofair on Altromercato’s website here.

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ctm agrofair italia imports and distributes fresh tropical fruits from fair trade producers mainly of central and south america. born in 2004 as a joint venture between two organizations leaders in the fair trade world such as agrofair europe bv (netherlands) and ctm altromercato (italy).
thanks to the know- how of these two fair trade leaders, ctm agrofair has a unique value: all the supply chain from the producers’ farm to the shelfs’ client is managed with fair trade as a commitment.
the main products imported and distributed are bananas, baby bananas – a smaller and sweeter variety of the banana also known as oritos – , pineapples md2 extra sweet, mangoes – hayden, kent and keit variety, fresh ginger, oranges – navel and valencia, lemons, coconuts and fruit ingredients. all products from fair trade producers of peru, ecuador, costa rica, panama, ghana, ivory coast and other countries, certified organic or from integrated cultivations always in the respect of workers’ rights and of the environment.
ctm agrofair distributes fresh fair trade fruits all over italy, with altromercato brand or with private label, to the most important supermarkets chains, to wholesalers, retailers and altromercato world shops.
the new challenge of ctm agrofair is the sale of organic high quality and typical italian fresh fruits and vegetables, the “solidale italiano” project in collaboration with altromercato: fair trade principals such as fair price, legal labor, and social inclusion applied to italian farmers. tradition and new technologies together to provide the best organic quality. the products cover the range of typical and unique italian fruits and vegetables: from the sicilian “datterino” tomato and blood orange, to the apulian turnip green and grapes, to the sardinian artichoke.
because a development model that focus on equity, sustainability and solidarity is the core values of all ctm agrofair products, both from the south and north of the world.
you can visit the page dedicated to agrofair on altromercato’s website here.