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Financial Literacy Among Women of Punjab

Financial literacy is the passport for ensuring financially empowered living. It involves the proficiency with fundamentals of finance. It includes planning regarding financial matters, calculation and understanding of compound interest, managing different debts, money-making saving techniques and understanding the time value of money. The present study considers the financial literacy among females about various investment avenues and efforts of various regulatory authorities in this direction. It also studies the relationship between education and financial decision-making. It relates risk appetite with the investment option chosen by females. The study concludes that initiatives must be taken to enhance financial education among females to empower them.