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Impact of COVID-19 on Financial Health in India: Managing Financial Health in Challenging Times

Abstract India is at a crucial juncture in its fight against COVID-19 pandemic, which is inflicting unprecedented health, economic, and financial stability challenges. The first priority is, of course, to save lives. But the necessary containment measures to limit the spread of the virus are causing a dramatic decline in eco-nomic activity and policymakers are worried about how to fight the virus and minimise its impact on the economy. There are no easy answers. In addition to containing the spread of the disease and support those who are affected, policymakers must be prepared for the long-term challenges. At present scenario, it is difficult to evaluate all ill-effects of covid-19 that has on individual and economy. But to meet basic requirements and to be ready for this upcoming uncertain time, it is very essential to assess the immediate financial health to frame various policies and strategies to deal with situation in near period. All our financial decisions and activities influence our financial health now and in the future. The main objective of present study is to explore the financial health at individual level and at country level in India. The findings would be useful for India's policy makers to maintain the parallel expansion of financial, fiscal and welfare measures to improve the financial health of India and to strengthen the financial health of Individuals to fight against Covid-19.