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Individual Determinants for the Transfer of Knowledge in the Financial Sector

The globalization of financial markets and the technological developments that accompany it require the sector to manage knowledge more efficiently. This is especially the case in the area of retaining and making the best use of knowledge in the organization as well as creating and disseminating new knowledge and innovation. In the face of ongoing changes, effective knowledge transfer is becoming a factor stimulating the acquisition and maintenance of the competitive advantage of the organization. The aim of the study is to assess the circumstances of knowledge transfer in the financial sector, with a particular focus on the role of competences in this field. The paper presents the results of a literature study as well as own empirical research based on two data sources: individual data from employer surveys carried out as a part of the “Study of Human Capital” and data from Statistics Poland and the National Bank of Poland publications. The analysis of quantitative data is limited to descriptive statistics.