


  1. Get an Advisor/Mentor


  1. Monitor your Large Expenses






1. You are important enough to invest in yourself





  1. Awesome fellow Rattler, one thing I did additionally was create a savings goal based on BASIC living essential items… for example: phone, rent/mortgage, vehicle payment, grocery etc.; items that I couldn’t live without during a TRUE crisis. Then after I reached that goal, I layered in my lifestyle plans such as personal grooming, mini vacations, entertainment, HOMECOMING lol etc. This helped me realize exactly how much lifestyle was “hiding” in my monthly budget. A glass of wine with friends, weekend mani-pedi and dinner because I deserve it, adds up before you realize it. It is easier to meet those basic bills by tightening our reins and being disciplined. Giving up four months of lifestyle could lead to eight months of basics bill savings. Also, be courageous when analyzing your budget… school loans are not basic if you can utilize the deferment feature and only the minimum payment on any cc debt is basic, any extra could be deemed lifestyle. Happy savings!

Leave a Reply


You are commenting using your account. Log Out /  Change )

Google photo


Twitter picture


Facebook photo


Connecting to %s