Utilize the input text as a context reference, choose the right relationship between Ally Financial and Ally Bank from the options. Options: product/material produced, manufacturer, distributed by, industry, position held, original broadcaster, owned by, founded by, distribution format, headquarters location, stock exchange, currency, parent organization, chief executive officer, director/manager, owner of, operator, member of, employer, chairperson, platform, subsidiary, legal form, publisher, developer, brand, business division, location of formation, creator.
Text: In December 2013, the CFPB and the Justice Department ordered Ally Financial Inc. and Ally Bank to pay $80 million in consumer restitution and an $18 million civil penalty for similar discrimination against 235,000 minority auto loan borrowers in a similar scheme.
user
subsidiary
assistant