text: **Property & Casualty**
  **David K. Zwiener**
  President and Chief Operating Ofﬁcer 
  
  **Judith A. Blades**
  Senior Executive Vice President, 
  Property & Casualty 
  
  **J. Paul Kennedy**
  Executive Vice President, 
  Personal Lines 
  
  **David H. McElroy**
  Senior Vice President, 
  Hartford Financial Products 
  
  **Ralph J. Palmieri**
  Senior Vice President, 
  Specialty Property 
  
  **James M. Ruel**
  Senior Vice President, 
  Select Customer 
  
  **Gary J. Thompson**
  Senior Vice President, 
  Middle Market 
  
  **Fred H. Eppinger**
  Executive Vice President, 
  Field and Service Operations 
  
  **Richard J. Law**
  Senior Vice President, 
  Field Operations 
  
  **Sharon A. Ritchey**
  Senior Vice President, 
  Contact Center Operations 
  
  **Joseph Z. Gauches**
  Executive Vice President, 
  E-Commerce and Technology 
  
  **Calvin Hudson**
  Executive Vice President, Claims 
  
  **David R. Robb**
  Executive Vice President 
  
  **Raymond J. Sprague**
  Executive Vice President, 
  Reinsurance Operations 
  
  **Michael J. Dury**
  Senior Vice President and 
  Chief Financial Ofﬁcer 
  
  **Robert A. Ferreira**
  Senior Vice President, 
  Human Resources 