text: **Net Income** **Operating Income** **Revenues**
  
  in millions  in millions  in billions 
  
  $1,000  $15  $1,200 
  
  800  12  960 
  
  600  9  720 
  
  400  6  480 
  
  200  3  240 
  
  2001  2000  1999  2001  2000  1999  2001  2000  1999 
  
  Operating income excluding 
  September 11 and HLI 
  tax benefit  Net income excluding 
  September 11 and HLI 
  tax benefit 