text: excess of its carrying value. 
  recognized $34.4 million of net deferred tax assets. This includes a 
  
  Self-Insurance Liabilities  $0.2 million valuation allowance recorded related to estimated 
  
  limitations in the deductibility of certain expenses. Management  We maintain business insurance programs with significant self- 
  
  believes that sufficient income will be earned in the future to  insured retention covering workers’ compensation, business, 
  
  realize its deferred income tax assets. The realization of these  automobile, general product liability and other claims. We accrue 
  
  deferred tax assets can be impacted by changes to tax laws,  estimated losses using actuarial calculations, models and 
  
  statutory tax rates and future taxable income levels.  assumptions based on historical loss experience. We maintain a 
  
  self-insured health benefits plan, which provides medical benefits 
  
  to U.S. based employees electing coverage. We maintain a reserve 
  
  for all unpaid medical claims including those incurred but not 
  
  reported based on historical experience and other assumptions. 
  
  7 