text: **Current Liabilities**C u rrent liabilities decreased to $20.5 million at December 31, 2000 from $26.9 million at December 31, 1999. This decre a s e 
  is due primarily to decreases in accrued expenses, billings in excess of costs and estimated earnings on software installation costs and settlement of 
  the forw a rd foreign exchange contracts. 
  
  **Capital Lease**Total capital lease obligations including current installments increased to $11.5 million at December 31, 2000 from $10.6 million 
  at December 31, 1999. This increase is due primarily to additional capital leases resulting from the Company's purchase of Budapest Bank’s AT M 
  network, consisting of 147 ATMs on May 1, 2000. 
  
  **Notes Payable**Notes payable increased to $77.2 million at December 31, 2000 from $72.8 million at December 31, 1999. This is the result of 
  several transactions as follows: 
  
  *(in millions)*
  7 2 . 8. 
  (4.4) 
  8 . 8.  Balance at December 31, 1999 
  U n realized foreign exchange gain (DEM vs. US$) 
  A c c retion of bond intere s t 
  
  $ 
  
  Balance at December 31, 2000  $  7 7 . 2. 