text: **ITEM 3. LEGAL PROCEEDINGS**
  
  We are and will continue to be involved in various administrative and legal proceedings in the ordinary 
  course of business. We can give you no assurance regarding the outcome of these proceedings or the eÅect 
  their outcomes may have, or that our insurance coverages or reserves are adequate. A signiÑcant judgment 
  against our company, the loss of signiÑcant permits or licenses, or the imposition of a signiÑcant Ñne could 
  have a material adverse eÅect on our Ñnancial position, results of operations, cash Öows or prospects. 