text: **Table 1 — Changes in Interest Income and Interest Expense (in thousands):**
  
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              [html]<thead><tr><td></td><tdcolspan="5">2002 Compared to 2001</td><tdcolspan="6">2001 Compared to 2000</td></tr><tr><td></td><tdcolspan="3">Change Attributable to</td><tdcolspan="2">Total Change</td><tdcolspan="3">Change Attributable to</td><tdcolspan="2">Total Change</td></tr><tr><td></td><tdcolspan="2">Volume</td><tdcolspan="2">Rate</td><tdcolspan="2">Volume</td><tdcolspan="2">Rate</td><tdcolspan="2">Short - term investments — lenzen - surfaceae</td></tr></thead><tbody><tr><td>S</td><td>( 905 )</td><td>S</td><td>( 1.359 )</td><td>S</td><td>( 2.264 )</td><td>S</td><td>1.799</td><td>S</td><td>( 1.736 )</td><td>S</td><td>63</td></tr><tr><td>‘ axable investment securities.........................</td><td></td><td>3.394</td><td></td><td>( 3.300 )</td><td></td><td>94</td><td></td><td>( 233 )</td><td></td><td>( 1.154 )</td><td>( 1.387 )</td></tr><tr><td>Cax - exempt investment securities ( 1 )....</td><td></td><td>1.032</td><td></td><td>241</td><td></td><td>1.273</td><td></td><td>707</td><td></td><td>106</td><td>813</td></tr><tr><td>........................................................................................................................................................................................................</td><td></td><td>3.220</td><td></td><td>≤ 13.911</td><td></td><td>________________________________________________________________________________________________________________________________________________________________________________________________________</td><td></td><td>2.404</td><td></td><td>CL993</td><td>ΔΔ589</td></tr><tr><td>Interest income..........................................................................................................................................................................................</td><td></td><td>7.241</td><td></td><td>( 18.329 )</td><td></td><td>( 11.088 )</td><td></td><td>9.678</td><td></td><td>( 10.778 )</td><td>( 1.100 )</td></tr><tr><td>n</td><td></td><td>1.169</td><td></td><td>( 21.052 )</td><td></td><td>( 19.883 )</td><td></td><td>2.688</td><td></td><td>( 6.455 )</td><td>( 3.767 )</td></tr><tr><td>Short - term borrowings....................................</td><td></td><td>( 26 )</td><td></td><td>£ 545 )</td><td></td><td>___ ( 57.1 )</td><td></td><td>481</td><td></td><td>( 709 )</td><td>( 228 )</td></tr><tr><td>Interest expense.........................................................................................................................................................................................</td><td></td><td>L142</td><td></td><td>QLS97</td><td></td><td>( 20.454 )</td><td></td><td>3.169</td><td></td><td>Claffied by</td><td>( 3.995 )</td></tr><tr><td>Net interest income</td><td></td><td>Sensorinorinobulin</td><td></td><td>Scorrescorrescordines</td><td></td><td>Stressorous State</td><td></td><td>S. ______D_SIIS</td><td></td><td>%</td><td>LSALSA</td></tr></tbody>
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