text: **Self-Insurance**
  We retain a portion of the risk for certain losses related to employee health and welfare, workers’ compensation and general liability claims. 
  Liabilities associated with these losses include undiscounted estimates of both losses reported and losses incurred but not yet reported. We 
  estimate our ultimate cost using an actuarially-based analysis of claims experience, regulatory changes and other relevant factors. 
  
  **Foreign Currency**
  As of January 31, 2015, we have opened one full-line store in Canada and have announced plans to open five additional full-line stores in 
  Canada over the next few years. The functional currency of our Canadian operations is the Canadian Dollar. We translate assets and 
  liabilities into U.S. Dollars using the exchange rate in effect at the balance sheet date, while we translate revenues and expenses using a 
  weighted-average exchange rate for the period. We record these translation adjustments as a component of accumulated other 
  comprehensive loss on the Consolidated Balance Sheets. In addition, our U.S. operations incurred certain expenditures denominated in 
  Canadian Dollars and our Canadian operations incurred certain expenditures denominated in U.S. Dollars. This activity results in transaction 
  gains and losses that arise from exchange rate fluctuations and are recorded as gains or losses in the Consolidated Statements of Earnings. 
  As of January 31, 2015, activities associated with the foreign currency exchange risk have not had a material impact on our consolidated 
  financial statements. 