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              [html]<thead><tr><td></td><tdcolspan="2">2002</td><tdcolspan="2">. 2001</td></tr><tr><td></td><td>Carrying</td><td>Estimated p</td><td>Carrying</td><td>Estimated p</td></tr></thead><tbody><tr><td>Value.</td><td>Eair. Value</td><td>Xalue</td><td>Eair. Value</td><td>Cash and due from banks</td></tr><tr><td>$ 108.436.645</td><td>$ 108.436.645</td><td>$ 112.150.214</td><td>$ 112.150.214</td><td>Federal funds sold</td></tr><tr><td>70.000.000</td><td>70.000.000</td><td>72.975.000</td><td>72.975.000</td><td>Interest - bearing deposits in banks</td></tr><tr><td>2.324.425</td><td>2.324.425</td><td>1.374.285</td><td>1.374.285</td><td>Investment securities</td></tr><tr><td>772.256.413</td><td>783.668.780</td><td>721.693.695</td><td>729.588.999</td><td>Net loans</td></tr><tr><td>952.821.044</td><td>964.782.729</td><td>929.528.556</td><td>938.431.998</td><td>Accrued interest receivable</td></tr><tr><td>15.360.833</td><td>15.360.833</td><td>17.636.608</td><td>17.636.608</td><td>Deposits with stated maturities</td></tr><tr><td>541.031.072</td><td>544.575.352</td><td>575.069.375</td><td>580.467.556</td><td>Deposits with no stated maturities</td></tr><tr><td>1.170.531.144</td><td>1.170.531.144</td><td>1.110.093.223</td><td>1.110.093.223</td><td>Securities sold under agreements to repurchaseAccrued interest payable</td></tr><tr><td>26.708.994</td><td>26.708.994</td><td>19.847.067</td><td>19.847.067</td><td>Accrued interest payable</td></tr></tbody>
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