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              [html]<thead><tr><td>Table</td><td>VTTTTT</td></tr></thead><tbody><tr><td>Table</td><td>of</td></tr></tbody>
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  At December 31, 2004, we had $93 million of deferred tax assets and $1.9 billion 
  of deferred tax liabilities. Except for certain New Jersey state net operating losses 
  and certain other New Jersey state deferred tax assets, we believe that it is more 
  likely than not that our deferred tax assets are fully realizable because of the future 
  reversal of existing taxable temporary differences and future projected taxable 
  income. The valuation allowance at December 31, 2004 related to the New Jersey 
  deferred tax assets was $6 million. 
  
  potential outcome for any uncertain tax issue is highly judgmental, and we believe 
  we have adequately provided for any reasonable and foreseeable outcomes related to 
  uncertain tax matters. 