text: In addition to removing mobility barriers at 
  In addition to removing mobility barriers at 
  
  branches, the bank plans to aggressively 
  branches, the bank plans to aggressively 
  
  support installation of facilities needed to 
  support installation of facilities needed to 
  
  cope with the rapidly rising old-age 
  cope with the rapidly rising old-age 
  
  dependency ratio. As a first step, SMBC 
  dependency ratio. As a first step, SMBC 
  
  has est ablished clear guidelines for 
  has est ablished clear guidelines for 
  
  suppor ting the construction of rental 
  suppor ting the construction of rental 
  
  housing for the elderly, expected to be a 
  housing for the elderly, expected to be a 
  
  future growth area. 
  future growth area. 
  
  W hile c o n t inuing t o t a ilo r bu sine s s 
  W hile c o n t inuin g t o t a ilo r b u s in e s s 
  
  activities to the needs of the community at 
  activities to the needs of the community at 
  
  large and ensuring a friendly banking 
  large and ensuring a friendly banking 
  
  environment for our customers, the SMFG 
  environment for our customers, the SMFG 
  
  Group also plans to support the creation of 
  Group also plans to support the creation of 