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              [html]<thead><tr><td>Fiscal year</td><td>2014</td><td>2013</td><td>2012</td></tr></thead><tbody><tr><td>Assumptions used to determine benefit obligation :</td><td></td><td></td><td></td></tr><tr><td>Discount rate</td><td>3.70 %</td><td>4.60 %</td><td>4.30 %</td></tr><tr><td>Rate of compensation increase</td><td>3.00 %</td><td>3.00 %</td><td>3.00 %</td></tr><tr><td>Assumptions used to determine SERP expense :</td><td></td><td></td><td></td></tr><tr><td>Discount rate</td><td>4.60 %</td><td>4.30 %</td><td>4.50 %</td></tr><tr><td>Rate of compensation increase</td><td>3.00 %</td><td>3.00 %</td><td>3.00 %</td></tr></tbody>
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