text: on the Company’s ATM network. In addition, the Company continues to invest in the on-going development of products that were re c e n t l y 
  i n t roduced to the market. The Company’s re s e a rch and development costs incurred for computer products to be sold, leased or otherw i s e 
  marketed increased to $6.7 million for the year ended December 31, 2000 from $3.2 million for the year ended December 31, 1999. Of this total 
  f i g u re, $1.0 million and $322,000 were capitalized, as at December 31, 2000 and 1999, re s p e c t i v e l y, in conjunction with the Company’s 
  accounting policy requiring the capitalization of development costs on a product by product basis once technological feasibility is established. 
  Technological feasibility of computer software products is established when the Company has completed all planning, designing, coding, and 
  testing activities that are necessary to establish that the product can be produced to meet its design specifications including functions, feature s , 
  and technical perf o rmance re q u i rements. 
  
  **Operating Loss**The Software Solutions Segment incurred an operating loss of $21.5 million for the year ended December 31, 2000 and $7.1 
  million for the year ended December 31, 1999 as a result of the factors discussed above 