text: [1] 2001 includes $440 of losses ($1.85 per basic and $1.82 per diluted share) related to the September 11 
  terrorist attack (“September 11”) and a $130 tax beneﬁt ($0.55 per basic and $0.54 per diluted share) at 
  Hartford Life, Inc. (“HLI”). 
  
  [2] Operating income represents after-tax operational results excluding, as applicable, net realized capital gains or 
  losses, extraordinary items, the cumulative effect of accounting changes and certain other items. 
  
  [3] 2001 includes a $91 reduction in premiums from reinsurance cessions related to September 11. 