text: are in their 30s now. 
  are in their 30s now. 
  
  And in this situation, the asset bubble burst 
  And in this situation, the asset bubble burst  and sense of responsibility as an employee of 
  and sense of responsibility as an employee of 
  
  [in the early 1990s], and the collapse of 
  [in the early 1990s], and the collapse of  a financial institution entrusted with essential 
  a financial institution entrusted with essential 
  
  Lehman [hit world markets] in 2008, and 
  Lehman [hit world markets] in 2008, and  social infrastructure. I talk about “the strength 
  social infrastructure. I talk about “the strength 
  
  Koichi Miyata 
  now we have the earthquake and tsunami 
  now we have the earthquake and tsunami  of our front-line staff,” but I was able to fully 
  of our front-line staff,” but I was able to fully 
  
  disaster. It seems that every thing that 
  disaster. It seems that every thing that  appreciate just how extraordinarily strong 
  appreciate just how extraordinarily strong 
  President 
  happens these days merely makes us more 
  happens these days merely makes us more  SMFG and SMBC are thanks to this 
  SMFG and SMBC are thanks to 