text:  or loss  **1,105**
  
   Unrecognized transition 
   obligation or (asset) 
  **5,361**
  **1,122**  Unrecognized prior service cost 
  
   Net amount recognized at 
  year-end  **$** **(493)** $ (9,784)  $ (8,882) 
  
  *Amounts recognized in the*
  **Retirement Benefits**
  
  *statement of financial position*
  *consist of:*
  The Company has defined contribution profit-sharing plans cover- 
   Accrued benefit liability  **$** **(493)** $ (9,784)  $ (8,882) 
  ing substantially all employees who are not participants in certain 
   Net amount recognized at 
  year-end, included in 
  defined benefit plans. The Company’s annual contribution to the de- 
   Other Liabilities  **$** **(493)** $ (9,784)  $ (8,882) 
  fined contribution plans is based on employee eligible earnings and 
  Estimated Future Benefit Payments (In thousands) 
  results of operations and amounted to $26,489,000, $23,524,000, 
  $ 
  and $24,826,000 in 2003, 2002, and 2001, respectively. 
  
  The Company sponsors defined benefit plans which include 
  
  a limited number of salaried and hourly employees at certain subsidiar- 