text: At First Financial Bankshares, we are not a complicated 
  
  company. Our value is easy to calculate because our 
  
  numbers are easy to follow. The same holds true for 
  
  our values. We believe in doing business the right 
  
  way – from our boardrooms to our mailrooms. Maybe 
  
  it’s our West Texas roots, but we still appreciate the days 
  
  when a handshake was binding. The relationships we 
  
  have developed with our customers bear this out. 
  
  More and more, in communities across Texas, we’re the 
  
  banks people turn to for ﬁnancial services. The result 
  
  has been strong, consistent, above-sector perform- 
  
  ance for our shareholders. How do values drive value? 
  
  Let us explain. 