text: Stephenville Bank & Trust Co. 
  
  Main Ofﬁce 
  2201 W. South Loop 
  Stephenville, Texas 76401 
  *Chartered 1923*
  Branches 
  1875 Lingleville Road 
  Stephenville, Texas 76401 
  199 N. Columbia 
  Stephenville, Texas 76401 
  
  Terry McCoy 
  *Senior Vice President*
  Robert Reeves 
  *Senior Vice President*
  
  Bill Parham 
  *Parham & Parham, CPAs*
  Jerry Parham 
  *Investments*
  Jack Parks 
  *Farmer*
  Ronald E. Schneider 
  *First Financial Bank, Cleburne*
  Frank Terrell, M.D. 
  *Ophthalmologist*
  John Terrill 
  *Attorney*
  
  Directors 
  James C. Terrell, Jr., M.D. 
  *Chairman of the Board*
  Perry D. Elliott 
  *Vice Chairman*
  Ron Butler 
  *President and Chief Executive Ofﬁcer*
  William L. Corbin 
  *Investments*
  F. Scott Dueser 
  *First Financial Bankshares, Inc.*
  Charles P. Gillespie, Jr. 
  *Engineer*
  Curtis R. Harvey 
  *First Financial Bankshares, Inc.*
  William H. Oxford 
  *Attorney*
  
  Senior Ofﬁcers 
  Ron Butler 
  *President and Chief Executive Ofﬁcer*
  Perry D. Elliott 
  *Vice Chairman*
  Ken Luker 
  *Executive Vice President*
  Monty Bedwell 
  *Senior Vice President*
  Dereece Howell 
  *Senior Vice President and Cashier*
  
  Advisory 
  W.L. Nix 
  *Investments*