text: The SMBC Food and Agricultural Assessment 
  The SMBC Food and Agricultural Assessment 
  
  Loan comes with conditions, depending on 
  Loan comes with conditions, depending on 
  
  the results of an evaluation of food-producers’ 
  the results of an evaluation of food-producers’ 
  
  progress in areas such as food safety and 
  progress in areas such as food safety and 
  
  environment-friendliness, healthiness and 
  environment-friendliness, healthiness and 
  
  nutritional value, and efficiency of distribution. 
  nutritional value, and efficiency of distribution. 
  
  The Japan Research Institute researches 
  The Japan Research Institute researches 
  
  m e a s u r e s i n t h e 
  m e a s u r e s i n t h e 
  
  Telephone handset-type ATM 
   (The Minato Bank)   of food and 
  a r e a s of food and 
  a r e a s 
  
  farming being taken 
  farming being taken 
  
  by the loan applicant, 
  by the loan applicant, 
  
  **Preparing our businesses**
  **for a higher old-age**
  **dependency ratio**
  
  and drafts a simple 
  and drafts a simple 
  
  “diagnosis” stating 
  “diagnosis” stating 
  
  whether there is room 
  whether there is room 
  
  for future improvement. Ernst & Young 
  for future improvement. Ernst & Young 
  
  ShinNihon LLC provides expert opinions on 
  ShinNihon LLC provides expert opinions on 