text: **Impact of Credit Ratings**
  Under the terms of our revolver, any borrowings we may enter into will accrue interest for Euro-Dollar Rate Loans at a floating base rate tied 
  to LIBOR, for Canadian Dealer Offer Rate Loans at a floating rate tied to CDOR, and for Base Rate Loans at the highest of: (i) the Euro- 
  Dollar rate plus 100 basis points, (ii) the federal funds rate plus 50 basis points and (iii) the prime rate. 
  
  The rate depends upon the type of borrowing incurred, plus in each case an applicable margin. This applicable margin varies depending 
  upon the credit ratings assigned to our long-term unsecured debt. At the time of this report, our long-term unsecured debt ratings, outlook 
  and resulting applicable margin were as follows: 