text: *Available-for-Sale Securities:*Debt and equity securities classified as available-for-sale consist of securities which the 
  *Available-for-Sale Securities:*Debt and equity securities classified as available-for-sale consist of securities which the 
  *Available-for-Sale Securities:*Debt and equity securities classified as available-for-sale consist of securities 
  Company intends to hold for an indefinite period of time, but not necessarily to maturity. Any decision to sell a 
  Company intends to hold for an indefinite period of time, but not necessarily to maturity. Any decision to sell a 
  which the Company intends to hold for an indefinite period of time, but not necessarily to maturity. Any 
  security classified as available-for-sale would be based on various factors, including changes in market conditions, 
  security classified as available-for-sale would be based on various factors, including changes in market conditions, 
  decision to sell a security classified as available-for-sale would be based on various factors, including 
  liquidity needs and similar criteria. Available-for-sale securities are recorded at fair value as determined by quoted 
  liquidity needs and similar criteria. Available-for-sale securities are recorded at fair value as determined by quoted 
  changes in market conditions, liquidity needs and similar criteria. Available-for-sale securities are recorded 
  at fair value as determined by quoted market prices. Unrealized holding gains and losses, net of the related 
  tax effect, are excluded from earnings and are reported as a separate component of other comprehensive 