text: The accumulated benefit obligation for the pension plan was $4,801,000 and $4,170,000 at December 31, 2003 and 2002, respectively. The components 
  of net periodic pension cost for 2003, 2002 and 2001 were as follows (in thousands): 
  
  YEAR ENDED DECEMBER 31, 
  2003  2002  2001 
  
  **C O M P O N E N T S O F N E T P E R I O D I C P E N S I O N C O S T :**
  
  Service cost  $  214  $  320  $  369 
  
  Interest cost  298  307  296 
  
  Expected return on assets  (349)  (405)  (477) 
  
  Prior service cost amortization  (37)  7  6 
  
  Actuarial loss  128  28  — 
  
  Transition amount amortization  (44)  (44)  (44) 
  
  Net periodic pension cost  $  210  $  213  $  150 