text: Intercompany Merchant Fees 
  Intercompany merchant fees represent the estimated costs that would be incurred if our cardholders used third-party cards in our Nordstrom 
  stores and online. In 2014, this estimate increased to $108 or 5.0% of average credit card receivables from $97 or 4.6% in 2013. This was 
  primarily driven by the increased use of our credit and debit cards in store and online, as reflected by an increase in inside volume as a 
  percent of total volume from 53.6% in 2013 to 55.8% in 2014. 
  
  TOTAL COMPANY RESULTS 
  
  **Interest Expense, Net**
  Interest expense is summarized in the following table: 