text: Our**Credit**segment includes our wholly owned federal savings bank, Nordstrom fsb, through which we provide a private label credit card, 
  two Nordstrom Visa credit cards and a debit card. The credit and debit cards feature a loyalty program designed to increase customer visits 
  and spending. Although the primary purposes of our Credit segment are to foster greater customer loyalty and drive more sales, we also 
  generate revenues from finance charges and other fees on these cards. In addition, we save on interchange fees that the Retail segment 
  would incur if our customers used third-party cards. 
  
  For more information about our business and our reportable segments, see Item 7: Management’s Discussion and Analysis of Financial 
  Condition and Results of Operations and Note 16: Segment Reporting in Item 8: Financial Statements and Supplementary Data. 
  
  **FISCAL YEAR**
  We operate on a 52/53-week fiscal year ending on the Saturday closest to January 31st. References to 2014 and all years within this 
  document are based on a 52-week fiscal year, except 2012, which is based on a 53-week fiscal year. 
  
  **TRADEMARKS**
  We have 156 trademarks, each of which is the subject of one or more trademark registrations and/or trademark applications. Our most 
  notable trademarks include Nordstrom, Nordstrom Rack, HauteLook, Halogen, BP., Zella, Caslon and Trunk Club. Each of our trademarks is 
  renewable indefinitely, provided that it is still used in commerce at the time of the renewal. 