text: First Financial Bankshares, Inc. is a financial holding company 
  
  headquartered in Abilene, Texas, with consolidated assets of $2.0 billion 
  
  as of December 31, 2002. The corporation has 10 affiliate banks, 
  
  which provide services from 28 full-service locations in the Central, West 
  
  and High Plains regions of Texas. The common stock of First Financial 
  
  Bankshares, Inc. is held by more than 3,500 shareholders and is listed 
  
  on The NASDAQ Stock Market® under the symbol FFIN. 