text: **If we do not effectively design and implement our strategic and business planning processes to attract, retain, train and develop**
  **talent and future leaders, our business may suffer**. 
  We rely on the experience of our senior management, who have specific knowledge relating to us and our industry that is difficult to replace, 
  and the talents of our workforce to execute our business strategies and objectives. If unexpected turnover occurs without adequate 
  succession plans, the loss of the services of any of these individuals, or any resulting negative perceptions of our business, could damage 
  our reputation and our business. 