text: **Transactions with Key Management Personnel**
  Key management personnel include the directors and our most senior 
  corporate officers who are primarily responsible for planning, directing 
  and controlling our business activities. 
  
  *Compensation*
  The compensation expense for key management for employee services 
  was included in employee salaries and benefits as follows: 
  
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              [html]<thead><tr><td></td><td>2013</td><td>2012</td></tr></thead><tbody><tr><td>Salaries, pension and other short - term</td><td></td><td></td></tr><tr><td>employee benefits</td><td>$ 11</td><td>$ 10</td></tr><tr><td>Stock - based compensation expense</td><td>27</td><td>35</td></tr><tr><td></td><td>$ 38</td><td>$ 45</td></tr></tbody>
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