text: Discount Rate 
  Rate of increase in compensation level 
  Expected long-term rate of return on plan assets 
  
  The Company’s pension plan asset allocations based on market value at December 31, 2003 and 2002, by asset 
  category were as follows: 
  
  Asset Category 
  Equity securities 
  Debt securities 
  Cash and cash equivalents 
  
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              [html]<thead><tr><td>69.8 %</td><td>62.9 %</td></tr><tr><td>3.6 %</td><td>4.9 %</td></tr><tr><td>100.0 %</td><td>100.0 %</td></tr></thead><tbody><tr></tr></tbody>
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  **Investment Policy**
  
  The investment policy of the Company’s Pension Plan is for assets to be invested in a manner consistent with the 
  fiduciary standards of ERISA. More specifically, the investment focus is to preserve capital which includes 
  inflationary protection as well as protection of the principal amounts contributed to the Plan. Of lesser importance is 
  the consistency of growth, which will tend to minimize the annual fluctuations in the normal cost. It is anticipated that 
  growth of the fund will result from both capital appreciation and the re-investment of current income. 