text: Our workers’ compensation policies have a retention per claim of $1 or less and no policy limits. 
  
  We are self-insured for the majority of our employee health and welfare coverage and we do not use stop-loss coverage. Participants 
  contribute to the cost of their coverage through both premiums and out-of-pocket expenses and are subject to certain plan limits and 
  deductibles. 
  
  Our general liability policies, encompassing employment practices liability and commercial general liability, have a retention per claim of $3 or 
  less and a policy limit up to $30 and $150, respectively. 
  
  **NOTE 6: 401(k) PLAN**
  We provide a 401(k) plan for our employees that allows for employee elective contributions and discretionary company contributions. 
  Employee elective contributions are funded through voluntary payroll deductions. Our discretionary company contribution is funded in an 
  amount determined by our Board of Directors each year. Our expense related to company contributions totaled $77, $77 and $83 in 2014, 
  2013 and 2012. 
  
  **NOTE 7: POSTRETIREMENT BENEFITS**
  We have an unfunded defined benefit Supplemental Executive Retirement Plan (“SERP”), which provides retirement benefits to certain 
  officers and select employees. The SERP has different benefit levels depending on the participant’s role in the company. At the end of 2014, 
  we had 59 participants in the plan, including 27 officers and select employees eligible for SERP benefits, 31 retirees and 1 beneficiary. This 
  plan is non-qualified and does not have a minimum funding requirement. 