text: T h e re can be no assurance that the contracts included in backlog will actually generate the specified revenues or that the revenues will be 
  generated within the one-year period. 
  
  **Operating Expenses**S o f t w a re Solutions Segment operating expenses consist primarily of salaries and benefits, selling, general and 
  administrative, and depreciation and amortization. In addition, the Company re c o rded a $11.2 million one-time write down of goodwill and other 
  identifiable intangible assets associated with the Company’s purchase of Euronet USA in December 1998 (see Note 10 to Consolidated Financial 
  Statements – Asset Write Down). Total segment operating expenses increased to $37.5 million for the year ended December 31, 2000 from $22.3 
  million for the year ended December 31, 1999. The components of software solutions operating costs for the years ended December 31, 2000 and 
  1999 were: 