text: The Company is required to disclose the estimated fair value of its financial instrument assets and liabilities. For the 
  Company, as for most financial institutions, substantially all of its assets and liabilities are considered financial 
  instruments as defined. Many of the Company’s financial instruments, however, lack an available trading market as 
  characterized by a willing buyer and willing seller engaging in an exchange transaction. 
  
  Estimated fair values have been determined by the Company using the best available data, as generally provided in 
  the Company’s regulatory reports, and an estimation methodology suitable for each category of financial 
  instruments. For those loans and deposits with floating interest rates, it is presumed that estimated fair values 
  generally approximate the carrying value. 