text: **Linking consumers with any time, any place mobile banking**
  
  *In today’s increasingly wireless world, consumers are turning*
  *in record numbers to mobile devices for greater convenience and*
  *access to banking and information services.*
  
  W 
  
  ith the freedom of mobile devices, bank customers can instantly obtain account balances, 
  transfer money and even view a mini-bank statement–or set up instant alerts to monitor their 
  daily account balances, deposit notifications and other personalized information 24 hours a 
  day, 7 days a week. 
  
  The exciting potential of wireless is creating unprecedented opportuni- 
  ties for banks to connect with their customers. In Western Europe, the 
  number of mobile banking accounts is expected to reach 31.8 million 
  by 2004.1 Expanding wireless capabilities are also helping to drive 
  growth in North America, where the number of wireless financial 
  services users is projected to skyrocket to 35 million by 2005.2 The 
  Asia-Pacific region is forecast at 12 million subscribers of wireless 
  financial services alone in 2003.3 
  
  **National Bank of**
  **Kuwait-Lebanon**
  
  First-to-Market 
  Mobile Banking 
  
  To broaden its cus- 
  
  tomer and account 
  
  base, the National Bank of Kuwait-Lebanon 
  
  (NBK-L) wanted to be first in their market with 
  
  a mobile banking solution. In a tight race with a 
  
  competing bank, Euronet’s mobile solution was 
  
  integrated quickly into the NBK-L’s IT infra- 
  
  structure, enabling the bank to be the first to 
  
  deliver services in its market. 