text: There were no gross realized gains on available-for-sale securities included in income in 2003 or 2002, while there 
  were $17.7 million for 2001. Gross realized losses included in income in 2003, 2002 and 2001 were $3 thousand, $9.0 
  million and $3.0 million, respectively. 
  
  Changes in the unrealized gains (losses) on available-for-sale securities during the years ended December 31, 2003, 
  2002 and 2001 reported as a separate component of shareholders' equity are as follows: 