text: The bank credit facility is available on a fully revolving basis until maturity on July 20, 2017 and there are no scheduled reductions prior to maturity. 
  The interest rate charged on borrowings from the bank credit facility ranges from nil to 1.25% per annum over the bank prime rate or base rate, or 
  1.00% to 2.25% over the bankers’ acceptance rate or London Inter-Bank Offered Rate. 
  
  **Senior Notes**
  Interest is paid semi-annually on all of our senior notes and debentures. We have the option to redeem each of our senior notes and debentures, in 
  whole or in part, at any time, if we pay the specified premium. 