text: 5. The registrant's other certifying oÇcer(s) and I have disclosed, based on our most recent evaluation of 
  internal control over Ñnancial reporting, to the registrant's auditors and the audit committee of registrant's 
  board of directors (or persons performing the equivalent function): 
  
  a) All signiÑcant deÑciencies and material weaknesses in the design or operation of internal control 
  over Ñnancial reporting which are reasonably likely to adversely aÅect the registrant's ability to record, 
  process, summarize and report Ñnancial information; and 
  
  b) Any fraud, whether or not material, that involves management or other employees who have a 
  signiÑcant role in the registrant's internal control over Ñnancial reporting. 
  
  Date: February 25, 2005 
  
  /s/  JAMES E. O'CONNOR 
  
  James E. O'Connor 
  Chairman and Chief Executive OÇcer 
  
  96 