text: commitment. For this reason, we have set a 
  commitment. For this reason, we have set a 
  
  TOEIC target of 800 points and are sending 
  TOEIC target of 800 points and are sending 
  
  1,000 employees per year to English 
  1,000 employees per year to English 
  
  conversation classes given at specially 
  conversation classes given at specially 
  
  s Head 
  installed teaching booths at SMBC’s Head 
  installed teaching booths at SMBC 
  
  Office and elsewhere. 
  Office and elsewhere. 
  
  We are also committed to stepping up 
  We are also committed to stepping up 
  
  personnel exchanges within Japan and with 
  personnel exchanges within Japan and with 
  
  overseas countries. For example, we 
  overseas countries. For example, we 
  
  organize “Global Corporate Banker Training” 
  organize “Global Corporate Banker Training” 
  
  classes in Tokyo for foreign staff working 
  classes in Tokyo for foreign staff working 