text: New Jersey. Also, includes revenues from London & Edinburgh, which was sold in November 1998, for 1998 and 1997 of $1,117 and $1,225, respectively. 
  
  [3] 2001 includes $440 of losses ($1.85 per basic and $1.82 per diluted share) related to September 11 and a $130 tax beneﬁt ($0.55 per basic and $0.54 
  per diluted share) at HLI. 1997 includes an equity gain of $368 ($1.56 per basic and $1.54 per diluted share), resulting from the initial public offering of HLI. 
  
  [4] 2001 includes a $34 after-tax charge ($0.14 per basic and per diluted share) related to the cumulative effect of accounting changes for the Company’s 
  adoption of SFAS No. 133, “Accounting for Derivative Instruments and Hedging Activities” and EITF Issue 99-20, “Recognition of Interest Income and 
  Impairment on Purchased and Retained Beneﬁcial Interests in Securitized Financial Assets.” Also includes an $8 extraordinary after-tax loss ($0.04 per 
  basic and $0.03 per diluted share) related to the Company’s retirement of its 8.35% Cumulative Quarterly Income Preferred Securities. 