text: We have engaged each of Fitch Ratings (Fitch), Moody’s Investors 
  Service (Moody’s) and Standard & Poor’s Ratings Services (Standard & 
  Poor’s) to rate our public debt issues. In May 2013, each of Fitch and 
  Standard & Poor’s upgraded RCI’s senior unsecured debt to BBB+ (from 
  BBB) with a stable outlook. Moody’s comparably equivalent rating of 
  Baa1 with a stable outlook has not changed from last year. 
  
  The table below shows the credit ratings on our borrowings received 
  from the rating agencies as of December 31, 2013: 