text: Automotive Leasing Revenue 
  
  Direct Sales-Type Leasing Program 
  
  Lease receivables relating to sales-type leases are presented on the consolidated balance sheets as follows (in millions): 
  
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              [html]<thead><tr><tdcolspan="2">September 30.2024</td><tdcolspan="2">December 31.2023</td></tr></thead><tbody><tr><td>$</td><td>584</td><td>$</td><td>780</td></tr><tr><td>( 48 )</td><td>( 78 )</td><td>( 7 )</td><td>( 6 )</td></tr><tr><td>$</td><td>529</td><td>$</td><td>696</td></tr><tr><td>$</td><td>171</td><td>$</td><td>189</td></tr></tbody>
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  Gross lease receivables 
  
  Unearned interest income 
  
  Allowance for expected credit losses 
  
  Net investment in sales-type leases 