text: **Change in benefit obligation:**
  
  Benefit obligation at beginning of the year 
  
  Service cost 
  
  Interest cost 
  
  Plan participants’ contributions 
  
  Benefits paid 
  
  Amendments 
  
  Actuarial loss (gain) during year 
  
  Curtailment 
  
  Benefit obligation at end of year 
  
  **Change in plan assets:**
  
  Fair value of plan assets at beginning of year 
  
  Actual (loss) gain on plan assets 
  
  Employer contributions 
  
  Plan participants’ contributions 
  
  Benefits paid 
  
  Fair value of plan assets at end of year 
  
  **Funded status at end of year**