text: We have also established the SMBC Care 
  We have also established the SMBC Care 
  
  Consultation Desk as a convenient general 
  Consultation Desk as a convenient general 
  
  service for employees and their family 
  service for employees and their family 
  
  members concerned about care issues. 
  members concerned about care issues. 
  
  In this way, SMBC is creating better working 
  In this way, SMBC is creating better working 
  
  environments, based on an understanding 
  environments, based on an understanding 
  
  of diversifying employee needs. 
  of diversifying employee needs. 