text: As the Network Services Segment continued to grow throughout 1999, the Company’s management began to divide the internal org a n i z a t i o n 
  of the segment into Sub-segments. Accord i n g l y, beginning in January 2000, the Company divided the Network Services Segment into thre e 
  Sub-segments: “Central European Sub-segment” (including Hungary, Poland, the Czech Republic, Croatia, Greece and Romania), “We s t e rn 
  E u ropean Sub-segment” (including Germ a n y, France, and the United Kingdom) and “Other Operations Sub-segment” (including the United 
  States and unallocated processing center costs). Where practical, certain amounts have been reclassified to reflect the change in intern a l 
  re p o rting. The Company is unable to present Network Services Segment assets by Sub-segment as of December 31, 1999. Prior to January 1, 
  2000, certain assets that were used to provide support services to the Company as a whole were included in the assets in the balance sheet of 
  the Company’s wholly owned Hungarian subsidiary, Bank Tech. In order to segregate corporate assets from those of the Hungarian 
  operations, these assets were transferred as of December 31, 1999, from Bank Tech to an existing Hungarian shell company, Administrative 
  S e rvices. Those assets are now shown under the Other Operations Sub-segment. 