text: **3.4 IBM Cloud Pak for Data**
  
  IBM Cloud Pak for Data is a fully integrated data and AI platform that modernizes data 
  engineering for organizations. Built on Red Hat OpenShift, IBM Cloud Pak for data provides 
  containerized solution for data processing and analytics capability. 
  
  **3.4.1 Features**
  
  IBM Cloud Pak for Data is composed of pre-configured microservices. The microservices 
  enable you to connect to your data sources so that you can catalog and govern, explore and 
  profile, transform, and analyze your data from a single web application. 
  
  IBM Cloud Pak for Data is a native cloud solution that enables data to work quickly and 
  efficiently. Data is used to generate meaningful insights that can help to avoid problems. 
  
  IBM Cloud Pak for Data helps you do both by enabling you to connect to your data, govern it, 
  find it, and use it for analysis. IBM Cloud Pak for Data also enables all of your data users to 
  collaborate from a single, unified interface so that your IT department does not need to deploy 
  and connect multiple applications. 
  
  **3.4.2 Layers**
  
  This section explains the following layers that are available in IBM Cloud Pak for Data: 
  
  (cid:2) Data accumulation 
  
  IBM Cloud Pak for Data System offers, accelerated time to value, which allows you to 
  stand up an entire cloud system for user data and AI architecture in under four hours. IBM 
  Cloud Pak for Data System simplifies expansion. You can buy small increments of 
  computing or storage capacity as needed, rather than outlaying vast amounts of capital. 
  Based on application demand and delivery, budgeting can be completed in quarterly 
  expansions on an ad hoc basis. 
  
  (cid:2) Data organization 
  
  Understanding the quality, content, and structure of your data is an important first step 
  when making critical business decisions. It uses a reusable rules library and supports 
  multi-level evaluations by rule record and pattern. It also facilitates the management of 
  exceptions to established rules. 