text: MA N A G E M E N T’S DI S C U S S I O N A N D AN A LY S I S O F FI N A N C I A L CO N D I T I O N A N D RE S U LT S O F OP E R AT I O N S 
  
  **General Overv i e w**
  
  E u ronet Worldwide is a leading provider of secure electronic financial transaction solutions. The Company provides financial payment 
  m i d d l e w a re, financial network gateways, outsourcing, and consulting services to financial institutions, retailers and mobile operators. The 
  Company operates an independent automated teller machine (“ATM”) network of over 2,600 ATMs in Europe and the United States, and 
  t h rough its software subsidiary, Euronet USA Inc. (form e r l y, Arkansas Systems, Inc.)(“Euronet USA”), offers a suite of integrated software 
  solutions for electronic payment and transaction delivery systems. Euronet Worldwide thus offers comprehensive electronic payment solutions 
  consisting of ATM network participation, outsourced ATM management solutions and software solutions. Its principal customers are banks and 
  other companies such as retail outlets that re q u i re transaction processing services. With eleven offices in Europe and three in the United States, the 
  Company offers its solutions in more than 60 countries around the world. 