text: It’s important to 
  point out that our 
  software is an asset 
  to our business of 
  selling transactions. For example, our software 
  sales doubled in the Asia Pacific region over 1999. 
  Relationships with large financial institutions like 
  Westpac Banking Corporation have cemented our 
  position in Asia Pacific as a leading supplier of 
  transaction processing solutions. 
  
  Gemplus, the world’s number one provider of smart 
  card-based solutions, chose us as their global partner to 
  provide electronic recharge solutions to mobile opera- 
  tors. We also have agreements with Sila Communications 
  to help us market our suite of mobile banking solutions 
  throughout Europe, the Middle East and Asia Pacific 
  and with Aether Systems which is offering our mobile 
  banking solutions in the United States. 
  
  **Why is ATM outsourcing important?**
  
  Increasingly, financial institutions are choosing to 
  outsource their ATM operations to free up resources 
  
  **Why did you change your corporate name to Euronet**
  **Worldwide last year?**
  
  and concentrate on their core banking 
  business. Some analysts predict that 
  outsourcing by the European banking 
  and finance sector will total $91 bil- 
  lion by 2003. We are expanding our 
  outsourcing business with wireless 
  and Internet banking services. 
  
  **Customers by Region**
  
  We became Euronet Worldwide to more 
  accurately reflect the company’s grow- 
  ing presence in the global marketplace. 
  We are no longer focused solely on 
  Europe, and today, deliver comprehen- 
  sive solutions to more than 200 
  customers in over 60 countries. 
  
  **W.**
  **Europe**
  **M. East**
  **& Africa**
  **9%** **7%**
  
  **Asia**
  **12%**
  
  **USA**
  **31%**
  
  **Central & South**
  **America**
  **16%**
  
  **Central Europe**
  **25%**
  
  **What was your biggest**
  **challenge in 2000?**