text: Credit Expenses (2014 vs. 2013) 
  Total Credit expenses increased $8 in 2014 compared with 2013, due to higher operational expenses resulting from increased volume in 
  2014 and lower operational expenses in 2013 resulting from the conversion of our Nordstrom Rewards travel benefits into Nordstrom Notes 
  during that year. The increase in operational expenses was partially offset by a reduction in bad debt expense, which resulted in a reduction 
  of our allowance for credit losses by $5 and recoveries from the sale of bad debt during 2014. We experienced continued improvement in our 
  portfolio delinquencies and write-off results during 2014, which are further discussed below. 
  
  Credit Expenses (2013 vs. 2012) 
  Total Credit expenses decreased $4 in 2013 compared with 2012, due to lower operational and marketing expenses resulting primarily from 
  the conversion of our Nordstrom Rewards travel benefit into Nordstrom Notes during 2013. Bad debt expense was lower in 2012 due to the 
  $30 reduction of our allowance for credit losses in 2012 compared with a $5 reduction in 2013. We experienced continued improvement in 
  our portfolio delinquencies and write-off results during 2013. 