text: Company for any reason other than cause or by the key employee for good 
  Purchase Plan. Under the new plan, 800,000 shares of common stock 
  reason, as such terms are defined in the agreement, then the key employee 
  were registered for issuance to participating members. Beginning on 
  is entitled to receive a severance payment equal to two times annual salary 
  June 30, 2002, rights to purchase stock are granted on a quarterly 
  and the average of the prior two years’ bonuses. 
  basis to all members who have one year of employment eligibility and 
  
  **Stock-Based Compensation**
  work a minimum of 20 hours a week. The price of the stock purchased 
  Under the Company’s 1995 Stock-Based Compensation Plan, as amended 
  under the plan is 85% of the closing price on the applicable purchase 
  and restated effective November 10, 2000, the Company may award 
  date. No member may purchase stock under the plan in an amount 
  options to purchase shares of the Company’s common stock and grant 
  which exceeds the lesser of 20% of his/her gross earnings or a maxi- 
  other stock awards to executives, managers, and key personnel. The Plan 
  mum fair value of $25,000 in any calendar year. During 2003, 79,237 