text: **Miyata**: : When I think about what the 
  When I think about what the  as a whole. 
  as a whole.  We need somebody to instill in the people 
  We need somebody to instill in the people 
  
  **A n d o**: I a g r e e . We n e e d i n d u s t r y, 
  : I a g r e e . We n e e d i n d u s t r y,  SMFG Group can do, through its core 
  SMFG Group can do, through its core  the idea that as long as they have hope, 
  the idea that as long as they have hope, 
  
  financial operations, to help a society that 
  financial operations, to help a society that  government and academia to really talk 
  government and academia to really talk  they can go forward; and to lead them. 
  they can go forward; and to lead them. 
  
  is living longer with a falling birthrate, 
  is living longer with a falling birthrate,  to each other and take this seriously. If 
  to each other and take this seriously. If  I believe individuals must realize that if 
  I believe individuals must realize that if 
  
  I think we can help people plan for the 
  I think we can help people plan for the  they just butt heads, that won 
  they  t get us 
   just butt heads, that won’t get us  they have hope in their hearts, they will 
  they have hope in their hearts, they will 