Year Ended December 31, 1998
N e t w o r k S o f t w a re C o r p o r a t e
S e rvices Solutions S e rvices T o t a l
(in thousands)
Total Revenues $1 1 , 5 2 5. $ 3 7 1. $ — . $ 1 1 , 8 9 6.
Total operating expenses 2 6 , 3 5 0. 2 , 6 7 1. 5 , 4 8 6. 3 4 , 5 0 7.
Operating loss. ( 1 4 , 8 2 5 ) ( 2 , 3 0 0 ) ( 5 , 4 8 6 ) ( 2 2 , 6 1 1 )
I n t e rest income 1 9 3. 1. 2 , 3 2 0. 2 , 5 1 4.
I n t e rest expense ( 1 , 9 0 3 ) — . ( 5 , 9 2 3 ) ( 7 , 8 2 6 )
F o reign exchange (loss)/gain, net 1 0 2. — . ( 2 , 0 1 3 ) ( 1 , 9 1 1 )
Net loss before income taxes $(16,433)  $ ( 2 , 2 9 9 )$ ( 1 1 , 1 0 2 )$ ( 2 9 , 8 3 4 )
Segment assets $5 7 , 8 2 8. 1 9 , 4 9 3. $ 5 6 , 1 1 7. $ 1 3 3 , 4 3 8.
Fixed assets 3 2 , 4 0 0. 6 9 7. 8 5. 3 3 , 1 8 2.
D e p reciation and amort i z a t i o n 4 , 7 2 4. 1 9 0. 4 1. 4 , 9 5 5.
The following is a reconciliation of the segmented information to the consolidated financial statements. 
Year ended December 31,
2 0 0 0 1 9 9 9 1 9 9 8
(in thousands)
R e v e n u e s :
Total revenues for re p o rtable segments. . $ 5 2 , 9 20. $ 4 1 , 6 52. $ 1 1 , 8 96.
Elimination of inter-segment re v e n u e s ( 1 8 0 ) ( 1 8 0 ) ( 1 5 )
Total consolidated re v e n u e s $ 5 2 , 7 4 0. $ 4 1 , 4 7 2. $ 1 1 , 8 8 1.
Operating expenses:
Total operating expenses for re p o rtable segments$ 8 8 , 3 16. $ 6 8 , 4 50. $ 3 4 , 5 0 7.
Elimination of inter-segment expenses ( 1 8 0 ) ( 1 8 0 ) ( 1 5 )
T otal consolidated operating expenses$ 8 8 , 1 36. $ 6 8 , 2 70. $ 3 4 , 4 9 2.
Total revenues and long-lived assets for the years ended December 31, 200, 1999 and 1998 for the Company analyzed by geographical
location is as follows: 
Total Revenues Long-lived Assets
Year ended December 31, December  31,
2 0 0 0 1 9 9 9 1 9 9 8 2 0 0 0 1 9 9 9
(in thousands)
United States $ 1 7 , 4 4 2 $ 1 6 , 1 7 2 $ 3 5 6 $ 9 8 4 $ 1 , 1 5 5
G e rm a n y 9 , 9 8 4 1 1 , 1 6 0 2 , 3 9 4 4 , 8 0 0 6 , 6 3 5
H u n g a ry 6 , 5 2 4 5 , 6 0 6 5 , 9 3 6 5 , 8 7 8 9 , 1 1 4
P o l a n d 9 , 1 4 7 5 , 7 9 8 2 , 7 8 7 9 , 8 2 4 1 0 , 9 9 1
O t h e r 9 , 6 4 3 2 , 7 3 6 4 0 8 1 0 , 1 7 1 8 , 7 9 8
To t a l $ 5 2 , 7 4 0 $ 4 1 , 4 7 2 $ 1 1 , 8 8 1 $ 3 1 , 6 5 7 $ 3 6 , 6 9 3
Total revenues are attributed to countries based on location of customer for the ATM and related service segment. For revenues generated by
the Euronet USA software solutions segment, all revenues are attributed to the United States. Long lived assets consist of pro p e rt y, plant,
and equipment, net of accumulated depreciation. 
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