Eastland National Bank
Ofﬁce
201 E. Main 
Eastland, T exas 76448
Chartered 1934 
Senior Ofﬁcers
Tommy J. Barrow
Chairman of the Board, President and 
Chief Executive Ofﬁcer
Clint S. Ferguson
Executive Vice President
Jim Davidson
Senior Vice President and Cashier
Directors
Tommy J. Barrow
Chairman of the Board, President and 
Chief Executive Ofﬁcer
F. Scott Dueser
First Financial Bankshares, Inc.
Clint S. Ferguson
Executive Vice President
Curtis R. Harvey
First Financial Bankshares, Inc.
Jim Keffer
President, EBAA Iron Sales, Inc.
Mike T. Perry
President, Kinnaird, Rossander & Perry 
Agency, Inc.
Dale Squiers, R.Ph.
Owner, Eastland Drug Company
Tommy Warford
Turner, Seaberry and Warford, Attorneys
M.D. White, Jr.
President and Owner, Ace Hardware Store
Eastland/Cisco
Assets $59,090 $57,412
Loans 31,931 29,904
Deposits 50,109 51,577
Equity 6,113 5,737
Net Income 1,016 894
Return on Average Assets 1.70% 1.58%
Return on Average Equity 16.90 15.91
IN THOUSANDS December 31, 2002 December 31, 2001
28
%Eastland County Deposit Market Share
Eastland
16
Tommy J. Barrow
Chairman of the Board, President and 
Chief Executive Ofﬁcer