Operating Income Revenues
3
6
9
12
$15
199920002001
Assets Under
Management
40
80
120
160
$200
199920002001
Net Income
Net income excluding 
September 11 and HLI 
tax benefit
Operating income excluding 
September 11 and HLI 
tax benefit
200
400
600
800
$1,000
199920002001
in millions in millions in billions in billions
240
480
720
960
$1,200
199920002001
Financial Highlights
(in millions except for per share data) 2001 2000 1999
Net income [1] $ 507 $ 974 $ 862
Operating income [1] [2] $ 724 $ 962 $ 837
Revenues [3] $ 15,147 $ 14,703 $ 13,528
Assets under management $ 198,047 $ 182,964 $173,425
Diluted Earnings Per Share:
Net income [1] $ 2.10 $ 4.34 $ 3.79
Operating income [1] $ 3.00 $ 4.29 $ 3.68
[1]  2001 includes $440 of losses ($1.85 per basic and $1.82 per diluted share) related to the September 11 
terrorist attack (“September 11”) and a $130 tax beneﬁt ($0.55 per basic and $0.54 per diluted share) at
Hartford Life, Inc. (“HLI”).
[2]  Operating income represents after-tax operational results excluding, as applicable, net realized capital gains or
losses, extraordinary items, the cumulative effect of accounting changes and certain other items.
[3]  2001 includes a $91 reduction in premiums from reinsurance cessions related to September 11.