responds proactively to funding demand responds proactively to funding demand 
from from local companies wishing to expand local companies wishing to expand 
intointo areas such as medical and nursing care,  areas such as medical and nursing care, 
environment and energy environment and energy technologies, and technologies, and 
Asia-related businesses, on a priority basis.Asia-related businesses, on a priority basis.
As of June 30, 2011, loans totaling ¥8.8 billion As of June 30, 2011, loans totaling ¥8.8 billion 
had been made from the Kansai Genki Fund had been made from the Kansai Genki Fund 
for 38 projects, of which 76.3% fell into the for 38 projects, of which 76.3% fell into the 
above three priority categories. The Kansai above three priority categories. The Kansai 
Genki Fund is used to help customers develop Genki Fund is used to help customers develop 
a wide range of businesses. The bank will a wide range of businesses. The bank will 
continue to play its role as a regional financial continue to play its role as a regional financial 
institution dedicated to supporting customers institution dedicated to supporting customers 
that show originality and energy in helping that show originality and energy in helping 
develop the Kansai economy.develop the Kansai economy.
Financial education 
through teaching of 
investment skills
SMBC Friend Securities runs an online SMBC Friend Securities runs an online 
education program, “Youeducation program, “YouŋYou Toshi”You Toshi” 
(Self-composed Investment), for (Self-composed Investment), for inexperiinexperi-
enced investors.enced investors.
The service is free and includes a training The service is free and includes a training 
program that can be used as a tool forprogram that can be used as a tool for 
lifelong study of investment skills.lifelong study of investment skills.
Environmental and 
energy businesses:
34.2%
Others: 
23.7%
Medical, nursing and healthcare businesses: 
31.6%
Investment 
and business 
expansion 
in Asia, etc.: 
10.5%
Kansai Genki 
Fund
Financing
by sector
(June 30, 2011)
We provide financing supportWe provide financing support
 to local care businesses to local care businesses
“You“YouŋYou Toshi” websiteYou Toshi” website
(SMBC Friend Securities)(SMBC Friend Securities)
Together with Our Customers
Fiscal 2011 is the 20th anniversary of the Fiscal 2011 is the 20th anniversary of the 
“Chikyuni Yasashii Card,” a social contribution“Chikyuni Yasashii Card,” a social contribution 
and donation-type credit card launched by and donation-type credit card launched by 
Cedyna in 1991. Donations made through Cedyna in 1991. Donations made through 
the card totaled over ¥500 million by 2006, the card totaled over ¥500 million by 2006, 
and are expected to surpass ¥600 millionand are expected to surpass ¥600 million 
in the coming fiscal year—a tribute to the in the coming fiscal year— a tribute to the 
generosity of cardholders.generosity of cardholders.
“Chikyuni Yasashii Cards” fall into 14 “Chikyuni Yasashii Cards” fall into 14 
categories, based on a global environmentalcategories, based on a global environmental 
protection theme. These range from major protection theme. These range from major 
issues affecting the entire planet, such as issues affecting the entire planet, such as 
global warming and ozone layer protection, global warming and ozone layer protection, 
to specific campaigns for designated to specific campaigns for designated 
environments and ecosystems (turtle and environments and ecosystems (turtle and 
dragonfly sanctuary protection programs). dragonfly sanctuary protection programs). 
Cardholders choose categories of interest Cardholders choose categories of interest 
to them when t o  t h e m  w h e n  
they subscribe. they subscribe. 
Merely by using Merely by using 
this card for t h i s  c a r d  f o r  
activities like a c t i v i t i e s  li ke  
daily shopping daily shopping 
and dining out, and dining out,