First Financial Bankshares, Inc. is a financial holding company 
headquartered in Abilene, Texas, with consolidated assets of $2.0 billion
as of December 31, 2002. The corporation has 10 affiliate banks,
which provide services from 28 full-service locations in the Central, West
and High Plains regions of Texas. The common stock of First Financial
Bankshares, Inc. is held by more than 3,500 shareholders and is listed
on The NASDAQ Stock Market® under the symbol FFIN.
“Our 10 afﬁliate banks provide 
services from 28 full-service 
locations in the Central, West and
High Plains regions of T exas.”
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