Transaction fees charged by the Company vary for the three types of ATM transactions that are currently processed on the Company’s ATMs: cash
withdrawals, balance inquiries and transactions not completed because the relevant card issuer does not give authorization. Transaction fees for
cash withdrawals vary from market to market but generally range from $0.60 to $1.75 per transaction while transaction fees for the other two
types of transactions are generally substantially less. Transaction fees payable under the electronic re c h a rge solutions sold by the Company are
included in Network Services Segment revenues and vary substantially from market to market and based upon the specific prepaid solution and
the denomination of prepaid hours purchased. Generally the range of transaction fees vary from $1.10 to $1.80 per prepaid mobile r e c h a rg e
p u rchase. 
Operating Expenses   Total segment operating expenses increased to $43.0 million for the year ended December 31, 2000 from $39.4 million
for the year ended December 31, 1999. The increases are due primarily to costs associated with the growth in the numbers of ATMs and
expansion of the Company’s operations during the period. 
1 6
Network Services: Revenue
39% increase for full year 2000 over 1999
1995    1996    1997    1998    1999    2000
3 6 . 9
2 6 . 5
1 1 . 5
5 . 3
1 . 30 . 1