The results of segment operations expenses for the years ended December 31, 2000 and 1999 are discussed more fully in the Segment Results of
Operations section below.
Segment Results of Operations for the Years Ended December 31, 2000 and 1999
(In thousands) R e v e n u e s Operating Loss
Year ended December 31, 2 0 0 0 1 9 9 9 2 0 0 0 1 9 9 9
Network Serv i c e s
Central Euro p e $ 1 8 , 5 9 9. $ 1 2 , 6 6 4. $ ( 3 , 0 7 0 ) $ ( 8 , 0 1 9 )
We s t e rn Euro p e 1 6 , 6 1 5. 1 2 , 6 3 7. ( 2 , 2 8 6 ) ( 3 , 8 4 0 )
O t h e r 1 , 7 0 0. 1 , 2 0 2. ( 7 0 9 ) ( 1 , 0 4 8 )
Total Network Serv i c e s 3 6 , 9 1 4. 2 6 , 5 0 3. ( 6 , 0 6 5 ) ( 1 2 , 9 0 7 )
S o f t w a re Solutions 1 6 , 0 0 6. 1 5 , 1 4 9. ( 2 1 , 4 6 9 ) ( 7 , 1 4 1 )
Corporate Serv i c e s — . — . ( 7 , 8 6 2 ) ( 6 , 7 5 0 )
Inter segment eliminations (180) ( 1 8 0 ) — . — .
Total  $ 5 2 , 7 4 0. $ 4 1 , 4 7 2. $ ( 3 5 , 3 9 6 ) $ ( 2 6 , 7 9 8 )
Comparison of Operation Results for the Years Ended December 31, 2000 and 1999 
Network Services Segment
Revenues  Total segment revenues increased by $10.4 million or 39% to $36.9 million for the year ended December 31, 2000 from $26.5 million
for the year ended December 31, 1999. The increase in revenues is due primarily to the significant increase in transaction volume and an incre a s e
in the number of ATMs operated by the Company during these periods. The Company had 2,283 ATMs installed as of December 31, 1999 and
p rocessed 32.9 million transactions for the year ended December 31, 1999. As of December 31, 2000, the Company’s owned and operated AT M
network increased by 351 ATMs, or 15%, to a total of 2,634 ATMs, of which 72% are owned by the Company and 28% are owned by banks or
other financial institutions but operated by the Company through management agreements. The Company processed 52.7 million transactions for
the year ended December 31, 2000, an increase of 19.8 million transactions, or 60%, over the year
ended December 31, 1999. 
Revenues for the Central European Sub-segment totaled $18.6 million for the year ended December
31, 2000 as compared to $12.7 million for the year ended December 31, 1999, an increase of 47%.
The increase in revenues is largely the result of an increase in the number of ATMs operated by the
Company from 1,203 at December 31, 1999 to 1,391 at December 31, 2000, and incr e a s e d
transaction volumes. 
Revenues for the We s t e rn European Sub-segment totaled $16.6 million for the year ended December
31, 2000 as compared to $12.6 million for the year ended December 31, 1999, an increase of 31%.
The increase in revenues is largely the result of an increase in the number of ATMs operated by the
Company from 621 at December 31, 1999 to 787 at December 31, 2000, and increased transaction
volumes. 
Revenues for the Other ATM Operations Sub-segment were $1.7 million for the year ended
December 31, 2000 as compared to $1.2 million for the year ended December 31, 1999, an incre a s e
of 41%. The revenues from this segment are the result of the acquisition of the Dash network located in the United States in August 1999. 
Of total segment revenue, approximately 87% is attributable to those ATMs owned by the Company for the year ended December 31, 2000 and
94% for the year ended December 31, 1999. Of total transactions processed, approximately 78% is attributable to those ATMs owned by the
Company for the year ended December 31, 2000 and 76% for the year ended December 31, 1999. The Company believes the shift from a larg e l y
p ro p r i e t a ry, Euronet Worldwide owned ATM network to a more balanced mix between pro p r i e t a ry ATMs and customer-owned ATMs is a positive
development and will provide higher marginal re t u rns on investments. 
Transaction fees charged by the Company vary for the three types of ATM transactions that are currently processed on the Company’s ATMs: cash