$4.0 million from three shareholders as follows: DST Systems in the amount of $2.4 million; Hungarian-American Enterprise Fund in the
amount of $1.0 million; and Michael J. Brown in the amount of $600,000. The facility was available to be drawn upon until December 28,
2000, and repayment of any draws was due June 28, 2001. On December 28, 2000 the facility was amended and renewed for a further six
months and is available to be drawn until June 28, 2001 with repayment of any draws being due December 28, 2001. Draws on the facility
will accrue interest at 10 percent per annum, payable quart e r l y. A “commitment” fee was paid for the initial facility of 100,000 war r a n t s
issued pro-rata to the lenders with a warrant strike price set at the average share price, as quoted on NASDAQ for 10 trading days prior to
the warrant issue date, less 10 percent. An additional fee of 100,000 warrants, on the same terms, was paid for the subsequent extension of
the facility. Wa rrants are to be issued on similar terms and conditions for each draw on the facility at the rate of 80,000 warrants for each
$1.0 million of funds drawn. As of March 1, 2001, the Company had not made any draws under the Credit Agreement. 
(14) Forward Foreign Exchange Contracts 
On May 26, 1999, the Company entered into foreign currency call options with Merrill Lynch to purchase Euro 79.3 million for $85.9
million and foreign currency put options to sell $83.6 million for Euro 79.3 million on May 26, 2000 (the “Settlement Date”). Under such
contracts, the Company would be re q u i red to make a cash payment to Merrill Lynch on May 31, 2000, should the Euro weaken against the
US Dollar and fall below $1.055 (the “Floor Rate”) on the Settlement Date. At the same time, should the Euro strengthen against the U.S.
dollar and rise above $1.0835 to the Euro (the “Ceiling Rate”) the Company would receive a cash payment from Merrill Lynch depending
upon the Euro/Dollar exchange rate on such Settlement Date. 
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