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New, sophisticated electronic payment solutions are      
providing multiple customer touchpoints for replenishing 
prepaid mobile airtime.
repaid service has become one of the fastest growing segments of the mobile phone
market, enticing more and more consumers to become mobile phone clients. Recharge
services are now appealing to mobile subscribers as an easy, convenient and flexible
billing alternative.
The mobile phone market is enormous in Europe with 300 
million subscribers,1 where today as many as 57% of all mobile 
phone activations are prepaid.2 In the United States, analysts 
expect an upsurge in the number of prepaid mobile subscribers 
to 34 million by 2003.3
One of the biggest challenges for mobile operators is to distribute
mobile airtime to their customers. In many markets, the predominant
recharge method for consumers still involves purchasing minutes via
plastic or paper scratch-off cards. Euronet® Electronic ReCharge 
provides a secure, less costly alternative to traditional scratch-off 
cards with four electronic recharge solutions for mobile operators.
Subscribers may purchase additional prepaid airtime in one step over
their mobile handset, at a POS terminal, over the Internet or at any
ATM operated by any financial institution. 
Our growing list of ReCharge clients now includes EuroTel in the
Czech Republic, Pannon GSM in Hungary and VIPnet in Croatia. In
Poland, Euronet dominates the market, providing ReCharge services to
all three mobile operators: Plus GSM, ERA GSM and Centertel.
Through a strategic alliance with Gemplus, the world’s number one
provider of smart card-based solutions, Euronet’s expanding suite of mobile 
payment solutions will be promoted to GSM mobile operators around the world.
As the popularity of prepaid mobile airtime services continues to increase, the need for cost-effective 
electronic distibution methods becomes more and more critical to mobile operators.  W e believe that our
ReCharge product line has unlimited global opportunities.
P
Pannon GSM, Hungary
Convenient Prepaid
Mobile Solutions
Pannon, one of the
largest GSM mobile
phone service compa-
nies in Hungary, now offers the convenience of
purchasing prepaid mobile phone airtime at
Euronet ATMs throughout the country. Up to
70% of Pannon’s more than 1.2 million cus-
tomers subscribe to prepaid services.
“We are astonished by our customers’
response to Euronet’s ReCharge service,” says
Tamás Tus, Sales Manager, Pannon GSM.
“Sales have dramatically exceeded our expec-
tations. And our customers love the conve-
nience and ease-of-use. What a success!”
Electronic payment solutions span prepaid distribution gap
1 GSM World (February 2001), 2 Business Wire (October 2000), 3 The Y ankee Group (1999)