gathering information.gathering information.
Recycling yields approximately 0.1mg of rare Recycling yields approximately 0.1mg of rare 
earth product per expired card.earth product per expired card.
Rare earths are special metals, unobtainable Rare earths are special metals, unobtainable 
in Japan, which are essential to in Japan, which are essential to PCs and s and 
cellphones, electric vehicles and solar power cellphones, electric vehicles and solar power 
generators. Given that Japan is dependent on generators. Given that Japan is dependent on 
imports for nearly its entire supply, we believe imports for nearly its entire supply, we believe 
recycling rare earths is a worthwhile endeavor recycling rare earths is a worthwhile endeavor 
in terms of national energy policy.in terms of national energy policy.
Card microcircuits that have become unusable Card microcircuits that have become unusable 
due to changes in card design are collected due to changes in card design are collected 
from cards with IC chips, which are separated from cards with IC chips, which are separated 
from cards without IC chips. Both types are from cards without IC chips. Both types are 
pulverized at the companypulverized at the company’s Shimura Center s Shimura Center 
in Tokyo and sealed separately in recycling in Tokyo and sealed separately in recycling 
bags, under supervision of a company official. bags, under supervision of a company official. 
The bags are then sent off for processing by The bags are then sent off for processing by 
an outside company, which analyzes and an outside company, which analyzes and 
purifies the contents and then extracts the purifies the contents and then extracts the 
rare earths.rare earths.
Expired 
credit cards 
with IC chips
Recovery
Analysis 
and 
purification
Rare earth 
product
Base metals, alloys,
chemical products, etc.(                        )
Recycling and reuse of old equipment and machinery
Environment-friendly model branchesEnvironmental business matching
Eco-Products is one of Japan’s largest comprehensive environmental exhibitions
load through measures such as “carbon load through measures such as “carbon 
neutral leases” (with carbon credits allocated neutral leases” (with carbon credits allocated 
in proportion to emission volumes of leased in proportion to emission volumes of leased 
assets) and leasing of environment-friendly assets) and leasing of environment-friendly 
and energy-saving equipment.and energy-saving equipment.
Likewise, by trading used machinery and Likewise, by trading used machinery and 
semiconductor- manufacturing equipment, semiconductor- manufacturing equipment, 
Sumitomo Mitsui Finance & Leasing is Sumitomo Mitsui Finance & Leasing is 
supporting more efficient capital investment supporting more efficient capital investment 
by its customers, while itself evolving into a by its customers, while itself evolving into a 
recycling-oriented, environment-friendly recycling-oriented, environment-friendly 
company.company.
For further details, please see our website.Sumitomo Mitsui Financial Group CSR Report  
A new venue for confabs: 
SMFG Environmental 
Business Forum 
at Eco-Products
The eco japan cup: 
“A Contest for Unearthing 
and Growing Seeds of 
New Businesses”
Sumitomo Mitsui 
Finance & Leasing: 
Promoting recycling 
and reuse
Recycling of rare earths 
used in smart cards
Environmental 
Activities
Committed to supporting environmental businesses, a CSR priority, 
through our core businesses
 CSR REPORT 2011 CSR REPORT 2011 