This report has been created in an effort to convey to our stakeholders the variety of our initiatives and the roles the SMFG Group 
is fulfilling as we work to create a sustainable society.
We have aimed to present the information clearly, so that readers may understand our attitude that the fulfillment of CSR is 
the essence of business itself, and our initiatives act upon this.
Our CSR Report 2011 (digest version), launched last fiscal year, is intended to present more concise reports of the Group’s 
CSR activities, with a focus on specific activities of interest. To  complement this, we have also posted online our CSR Report 
2011 (digest version, with examples of activities and stat istical performance), with more detailed information on CSR 
activities and statistical data omitted in the CSR Report 2011 (digest version).
We disclose the full range of our CSR activities as a Group on our website in the official-use version of our CSR Report (in 
Japanese only). It is recommended that you read it in combination with the above two digest versions in order to understand 
our CSR and other activities in greater detail.
From the current fiscal year, we are including third-party opinions in the website version.
Editorial Policy
At Sumitomo Mitsui Financial Group, three kinds of CSR reports are compiled.
Our CSR reporting
Global Reporting Initiative (GRI) Sustainability Reporting Guidelines 2006 (G3)
* Global Reporting Initiative (GRI): Established as an international standard for sustainability reporting, compilers set up an  international 
organization (GRI) in 1997 to encourage its adoption worldwide.
* SMFG plans to make PROMISE a wholly owned subsidiary in April 2012.
Reference guidelines
 Sumitomo Mitsui Financial Group, Inc.
 Sumitomo Mitsui Banking Corporation
 SMFG Card & Credit, Inc.
 Sumitomo Mitsui Card Company, Limited
 Cedyna Financial Corporation
 Sumitomo Mitsui Finance and Leasing Co., Ltd.
 The Japan Research Institute, Limited
 SMBC Friend Securities Co., Ltd.
 SMBC Nikko Securities Inc.
 THE MINATO BANK, LTD.
 Kansai Urban Banking Corporation
 Other Group companies
Scope of this Report
Throughout this report, “Sumitomo Mitsui Financial Group” or “SMFG” refers to the holding company alone. “The SMFG Group” 
refers to the holding company and its primary domestic and international subsidiaries and affiliates.
Company name abbreviations and other special terminology
About this Report
Corporate Outline (as of September 30, 2011)
Company Name
Business Description
Established
Head Office
Chairman of the Board
President
Capital
Stock Exchange Listings
Sumitomo Mitsui Financial Group, Inc.
Management of banking subsidiaries (under the stipulations of Japan’s Banking Act) and of 
non-bank subsidiaries, as well as the performance of ancillary functions
December 2, 2002
1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo, Japan
Masayuki Oku 
Koichi Miyata (Concurrent Director at Sumitomo Mitsui Banking Corporation)
¥2,337.8 billion
Tokyo Stock Exchange (First Section) 
Osaka Securities Exchange (First Section) 
Nagoya Stock Exchange (First Section)
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Structure of Sumitomo Mitsui Financial Group (as of September 30, 2011)
Period Covered 
Publication Date of 
Japanese Document
Contact
Covers CSR baselines and CSR activities at SMFG and its Group companies,Covers CSR baselines and CSR activities at SMFG and its Group companies, 
centered on specific examplescentered on specific examples
This is the official version of our CSR report. Covers the full spectrum of This is the official version of our CSR report. Covers the full spectrum of 
CSR activities at SMFGCSR activities at SMFG
Covers environment-related statistical data and gives more detailed Covers environment-related statistical data and gives more detailed 
information on CSR activitiesinformation on CSR activities
CSR disclosure 
through 
specific examples
Comprehensive 
disclosure of 
CSR activities
Enriched 
CSR disclosure
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