Table 9 — Allocation of Allowance for Loan Losses (in thousands):
2002 2001 2000 1999 1998
Allocation
Amount
Allocation
Amount
Allocation
Amount
Allocation
Amount
Allocation
Amount
Commercial, financial and agricultural....................... $ 3,628 $ 4,966 $ 3,394 $ 3,340 $ 3,213
Real estate — construction .......................................... 592 415 468 483 423
Real estate — mortgage............................................... 4,368 2,710 3,348 2,342 2,288
Consumer......................................................................        2,631        2,511        2,678           2,773           3,064
Total ........................................................................ $   11,219 $   10,602 $     9,888 $        8,938 $        8,988