To Our Shareholders
In our report to you last year, we noted that Euronet’s success has been built in large part on 
the question “Would you like another transaction?” The answer from our clients and their 
customers was a resounding “Yes!” 
To reflect the rapid changes taking place in financial transactions worldwide, even that question
has evolved. So in 2000, we also began asking “How would you like your next transaction?”
In 2000, Euronet Worldwide focused on providing ways people can access their financial accounts and transactions
through various electronic touchpoints.  New secure transaction types and touchpoints—ATMs, point-of-sale (POS)
devices, the Internet and mobile phones—continued to fuel transaction growth every month. In 2000, we processed a
record 52.7 million billable transactions, a 60% increase over 1999, and in December 2000, our transaction levels
exceeded 5 million per month and continue to accelerate.
Taken together, our transaction growth and expanding number of consumer touchpoints 
translated into an accelerating and recurring revenue stream, which greatly improved our 
bottom line.  Our 2000 revenue of $52.7 million represented a 27% increase over the 
company’s 1999 revenue of $41.5 million. Euronet’s 2000 EBITDA also improved 
$2.4 million, or 14.5%, over 1999. 
This year we continued to focus on our core business of ATM driving and transaction
processing, and we pursued new transactions through our mobile and Internet
banking solutions.  W e also implemented our bill payment initiative, starting
with electronic payments for prepaid mobile airtime. W e are pleased to
report that in 2000 our Network Services business turned EBITDA 
positive and posted revenue of $36.9 million, an increase of 39% over
1999 revenue. 
Additional milestones were reached through several new strategic 
partnerships we announced late in the year. Gemplus, Sila
Communications and Aether Systems chose Euronet mobile products 
to supplement their product offerings, proving the strength of 
Euronet’s mobile products. Teaming up with these partners will 
further increase the sales penetration of our suite of mobile payment 
solutions around the world.
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