Things would have been 10x better if SCOTUS didn't overturn Biden's original student loan forgiveness plan. Republicans have tried everything they can to ruin the economy under Biden but we've successfully been able to make major strides in curbing inflation. Fed is already lowering rates and will be back to before Covid numbers in 2026. 

But yeah, it really takes 2 years for the economy to catch up to domestic policy. That's how Trump had it great for 2 years and Obama had it bad for his first 2 years. Democrats historically make better economic decisions than Republicans. It turns out trickle down doesn't really work.