when did the tenancy deposit scheme start in scotland
7 March 2011
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Tenancy deposit schemes (Scotland) There are three tenancy deposit schemes in Scotland: the Letting Protection Service Scotland, Safedeposits Scotland and My|deposits Scotland. The Tenancy Deposit Schemes (Scotland) Regulations 2011 came into force on 7 March 2011. Every landlord or letting agent that receives a deposit in Scotland must register with their local authority and join a tenancy deposit scheme. Scots law gives tenants extra protection against losing their deposits. It means landlords and letting agents cannot keep deposits, instead they have to transfer them to a government approved third party. The regulation has come into force to prevent "unscrupulous" landlords
Tenancy deposit schemes (Scotland)
16891156
Tenancy deposit schemes (Scotland) There are three tenancy deposit schemes in Scotland: the Letting Protection Service Scotland, Safedeposits Scotland and My|deposits Scotland. The Tenancy Deposit Schemes (Scotland) Regulations 2011 came into force on 7 March 2011. Every landlord or letting agent that receives a deposit in Scotland must register with their local authority and join a tenancy deposit scheme. Scots law gives tenants extra protection against losing their deposits. It means landlords and letting agents cannot keep deposits, instead they have to transfer them to a government approved third party. The regulation has come into force to prevent "unscrupulous" landlords
Tenancy deposit schemes (Scotland)
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Tenancy deposit scheme (England and Wales) Under the provisions of the United Kingdom Housing Act 2004 every landlord or letting agent that takes a deposit for an assured shorthold tenancy in England and Wales must protect the deposit under an authorised tenancy deposit scheme. The regulations came into effect on 6 April 2007, and were amended by the Localism Act 2011, taking effect from 6 April 2012. The Deregulation Act 2015 further amended the regulations from 26 March 2015. It is common for landlords to take a dilapidation deposit from a tenant at the start of the tenancy. The deposit
Tenancy deposit scheme (England and Wales)
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Regulations set out the conditions that all schemes must meet before they can be approved by the Scottish Ministers. Schemes The three independent third party schemes approved by Scottish Ministers operating in Scotland are: Table of Tenancy Deposit Deadlines for Scottish Landlords: A tenant can take a landlord to court if they don’t protect their deposit with a scheme or provide the required information within the specified timescales. If the court is satisfied that the landlord has not complied, a sheriff can order the landlord to pay up to three times the deposit. Tenancy deposit schemes (Scotland) There are three
Tenancy deposit schemes (Scotland)
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provided by the Deposit Protection Tenancy. It is free to use and the landlord or letting agents can simply pay the deposit online or over the phone. The money is held in a bank account by the Deposit Protection Scheme and transferred directly to the tenant once both parties agree on the total sum of money to release. Landlords based overseas must use the custodial Deposit Protection Service scheme unless they employ a British-registered letting agent to manage the tenancy. When the deposit is under an insurance-based scheme, the Landlord or the letting agent will hold the deposit, but have
Tenancy deposit scheme (England and Wales)
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for every tenancies. Where there are successive tenancies between the same landlord and tenant, the deposit is deemed to have been returned by the landlord to the tenant at the end of the old tenancy and the tenant immediately paying the deposit to the landlord for the new tenancy. From 26 March 2015, if the successive tenancies are for the same or substantially the same property, a landlord is deemed to have complied with the requirements if at the start of a new tenancy the deposit continued to be held in accordance with the same authorised scheme as when the
Section 21 notice
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to pay a fee to ensure the landlord will not illegally hold the deposit at the end of the tenancy. If at the end of the tenancy the landlord does not release the deposit, the insurance will pay back the tenant. This scheme is provided by deposits or the Tenancy Deposit Scheme. three companies are authorised by the UK government to run tenancy deposit schemes: TDS was the original tenancy deposit scheme - established in 2003 which many agents and landlords volunteered to use prior to the introduction of the legislation. Initially, the DPS offered only a custodial scheme while
Tenancy deposit scheme (England and Wales)
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withholding part or all of a deposit when the tenant leaves their accommodation. The Scottish Housing Minister, Keith Brown, estimated that up to 11,000 tenants each year have had their deposit wrongly retained by their landlord or letting agent. The tenancy deposit schemes approved by the government means that any deposit dispute between tenant and landlord can be referred to an independent dispute resolution service. Concerns that some private landlords unfairly withhold tenants’ deposits led to provisions in the Housing (Scotland) Act 2006, for Scottish Ministers to bring forward regulations for the approval of tenancy deposit schemes in Scotland. The
Tenancy deposit schemes (Scotland)
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the sum of the deposit, to be awarded at the discretion of the Court. Tenants can also now make an application to a county court for a penalty award after the tenancy has ended. There are a number of “no deposit” or “zero deposit” schemes in operation that are provided by insurance companies. These can offer landlords protection without having to take a deposit. Bond schemes are an alternative for those unable to afford a deposit. They are commonly used as a homelessness prevention measure. Tenancy deposit scheme (England and Wales) Under the provisions of the United Kingdom Housing Act
Tenancy deposit scheme (England and Wales)
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acts as a safeguard should the tenant cause any damage to the property. Some unscrupulous landlords are either very slow to return deposits at the end of the tenancy or make unfair deductions. The purpose of the regulations is to ensure good practice in this area, and try to keep disputes between landlords and tenants out of the courts by encouraging alternative dispute resolution. The tenant pays over the deposit (commonly one month's rent) in the usual way when the tenancy agreement is signed. The landlord or letting agency has 30 days from receipt of the deposit to provide the
Tenancy deposit scheme (England and Wales)
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obtain a licence, whether under a mandatory or additional licensing scheme for a house in multiple occupation or a selective licensing scheme for a designated area, while the property is unlicensed and an application for a licence isn't pending. The Housing Act 2004 introduced requirements on how a landlord must deal with any tenancy deposit taken in relation to the tenancy. A landlord may only require the payment of money as deposit. No section 21 notice may be given while any property other than money is being held as deposit. No section 21 notice may be given while a deposit
Section 21 notice
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tenant with details of the scheme that they are using (known as the prescribed information). If there is no dispute at the end of the tenancy the deposit will be returned to the two parties as agreed. If a dispute has arisen then the parties will be invited to make use of the alternative dispute resolution process that is provided free within the scheme. Should the parties opt for alternative dispute resolution they will be bound by its decision with no redress to the courts. There are two types of protection scheme: – Custodial-based – Insurance-based The Custodial-based scheme is
Tenancy deposit scheme (England and Wales)
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the TDS and MyDeposits offered only an insurance-backed scheme. From April 2013, the DPS also offered an insurance-backed scheme, and from April 2016, the TDS and MyDeposits both started offering a custodial scheme. Between April and September 2013, Capita also operated an insurance-backed scheme. Deposit protected by Capita was subsequently transferred to MyDeposits. If a landlord or letting agent does not both protect a tenant’s deposit and provide the tenant with the prescribed information within 30 days then they are prevented from regaining possession of the property under a Section 21 notice under the Housing Act 1988, unless the deposit
Tenancy deposit scheme (England and Wales)
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is first repaid or proceedings for a penalty against the landlord, or its agent, has been initiated and settled. If the tenant applies to court for the deposit to be protected and it is shown the landlord is not compliant with the scheme, then the court must order the landlord to pay the tenant between one and three times the deposit amount within 14 days. Non-protection of a deposit taken before the commencement of the regulations on 6 April 2007 does not result in a penalty, but no valid Section 21 notice may be served until the deposit has been
Tenancy deposit scheme (England and Wales)
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served prior to the start of the tenancy, confirming that the tenancy will be a 'short assured tenancy' and not an 'assured tenancy'. The duration of the tenancy must be at least six months and it must not be included in one of the following categories: For a short assured tenancy a formal notice (AT5) must be served prior to the start of the tenancy and the tenant is only given limited security of tenure. The landlord can seek possession of the premises on a number of grounds established in the Housing (Scotland) Act 1988, and once the agreement reached
Short assured tenancy (Scotland)
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protected. The defences in these cases are affected by the Localism Act 2011, which made the following changes to the law affecting deposit registration: Either a Landlord or a tenant may begin the claims process from 14 days after the end of the tenancy. The first step in beginning a claim is to obtain a so-called Statutory Declaration by accessing the Landlord or tenant's online account, and starting the process using an online form. Once a claim has begun, the dispute service in question makes contact with both parties notifying them of the dispute, and requesting any additional evidence, before
Tenancy deposit scheme (England and Wales)
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the claim is referred to an alternative dispute resolution service, unless either party states that they do not wish to use the ADR service or notifies in writing that they wish to resolve the dispute in the county courts, or alternatively another dispute resolution service. The Housing Act left open a loophole for landlords and letting agents. Although there was a penalty for not protecting the deposit or issuing prescribed information, there was no penalty for not doing so within the original 14 day limit. To close this loophole, the Localism Act 2011 extended the time limit for protecting tenancy
Tenancy deposit scheme (England and Wales)
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feasibility study for a deposit return scheme for drinks containers in Scotland. It has yet to implement such a scheme. In Scotland, some Barr products in 750 mL glass bottles, had a 30p container deposit although this was discontinued in August 2015. Some Tesco stores have reverse vending machines which pay ½p per aluminium can (equivalent value in Tesco Clubcard Points). Furthermore, the landmark Climate Change (Scotland) Act 2009 passed by the Scottish Parliament contains within it powers for Scottish ministers to implement a national scheme. As of April 2017, a Holyrood motion supporting the idea of a small deposit
Container-deposit legislation
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law, no business can derive income from any such service that is not declared in this way and should be demonstrable upon request by the client of legal entities. In the United Kingdom there is no statutory regulation concerning property management companies. Companies which manage rented residential property are often members of the Association of Residential Letting Agents. Companies or individual landlords who accept tenancy deposits for "assured shorthold tenancies" (the usual form of residential tenancy) are required by statute to be members of a Tenancy Deposit Scheme. Companies which manage apartment buildings are often members of the Association of
Property management
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the item is returned with damage beyond normal wear and tear, the cost of repairing that damage may be charged against the deposit, and part (or none) of the deposit will be returned. In some jurisdictions such as the Australian states of Victoria and Queensland and in New Zealand, bond funds are held in trust by a government body and released upon agreement from both parties; failing accord of the two parties, an independent tribunal determines the distribution of the bond. In the United Kingdom deposits for all assured shorthold tenancies must be held in a tenancy deposit scheme, under
Damage deposit
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is held that is not protected in accordance with an authorised tenancy deposit scheme. For a deposit that was taken between 6 April 2007 and 5 April 2012, the deposit was required to be protected within 14 days beginning with the date on which it was received. The Localism Act 2011 increased the time limit to 30 days starting from 6 April 2012. Additionally, the Localism Act 2011 (Commencement No. 4 and Transitional, Transitory and Saving Provisions) Order 2012 provided for a 30 days amnesty period for existing deposit to be protected if a landlord wasn't already in compliance. As
Section 21 notice
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well as protecting the deposit, the landlord must also give information as prescribed by the Housing (Tenancy Deposits) (Prescribed Information) Order 2007 to the tenant and anyone who paid the deposit on behalf of the tenant before a section 21 notice may be given. This information must be given by the landlord. It is not enough for the landlord to show that a tenant are able to obtain the information by their own enquiries. For a deposit that was received from 6 April 2007, if the deposit was not protected in accordance with an authorised scheme by the required time
Section 21 notice
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Short assured tenancy (Scotland) A short assured tenancy is a type of tenancy in Scotland that was introduced by the Housing (Scotland) Act 1988. A short assured tenancy gives landlords some protection and freedom of action when letting their properties. Short assured tenancies have become the norm within the residential letting industry in Scotland. The equivalent legislation in England and Wales is assured shorthold tenancy. For a tenancy to be considered a short assured tenancy, the premises must be a separate dwelling and the tenant must occupy it as their main home. A prescribed notice (form AT5) has to be
Short assured tenancy (Scotland)
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deposits from 14 to 30 days, and this limit became absolute. Therefore, on the 31st day after the payment of the deposit money to the landlord the tenant can make an application to the court if the money has not been protected and the prescribed information given. Even if the deposit is registered or the prescribed information is given at any time after the 30-day window the tenant still has a right to make a claim. The claim will be for the return of the full sum of the deposit along with a penalty of between one and three times
Tenancy deposit scheme (England and Wales)
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its end (the 'ish' date). The minimum length of the initial SaT tenancy is six months. If the initial term is less than six months or an AT5 is not served prior to the tenancy then regardless of the paperwork it will actually be an Assured Tenancy.. Short assured tenancy (Scotland) A short assured tenancy is a type of tenancy in Scotland that was introduced by the Housing (Scotland) Act 1988. A short assured tenancy gives landlords some protection and freedom of action when letting their properties. Short assured tenancies have become the norm within the residential letting industry in
Short assured tenancy (Scotland)
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of Ireland reprimanded and fined Computershare €322,500 for a number of breaches of the law related to the certainty of ownership of client assets. Computershare primarily provides stock registration and transfer services to companies listed on stock markets, but also offers technology services for stock exchanges, investor services for shareholders and employee share plan management. Computershare also runs The Deposit Protection Service, a custodial tenancy deposit protection scheme accredited by the UK Government. Computershare Computershare Limited, is an Australian stock transfer company that provides corporate trust, stock transfer and employee share plan services in a number of different countries. The
Computershare
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before taking any action. In August 2016, the WA Government announced a State container deposit scheme commencing in 2018. Minister for the Environment Albert Jacob said that efforts to pursue a national scheme had "fallen by the wayside" but that Western Australia's policy should be aligned with recent changes in Queensland and New South Wales. After a change of government at the March 2017 election, the new Environment Minister Stephen Dawson said he wanted to make a container deposit scheme a priority and in August 2017. The new WA Government held public consultation and will start a container deposit scheme
Container deposit legislation in Australia
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Damage deposit A damage deposit or deposit is a sum of money paid in relation to a rented item to ensure it is returned in good condition. They are particularly common in relation to rented accommodation, where they may also be referred to as a tenancy deposit or in some places a bond. The owner of the item (the landlord in the case of accommodation) will take a sum of money from the person(s) renting the item (the tenant). If the item is returned in good condition at the conclusion of the tenancy the owner should return the deposit. If
Damage deposit
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the terms of the Housing Act 2004. Damage deposit A damage deposit or deposit is a sum of money paid in relation to a rented item to ensure it is returned in good condition. They are particularly common in relation to rented accommodation, where they may also be referred to as a tenancy deposit or in some places a bond. The owner of the item (the landlord in the case of accommodation) will take a sum of money from the person(s) renting the item (the tenant). If the item is returned in good condition at the conclusion of the tenancy
Damage deposit
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New Zealand Tenancy Bonds Ltd v Mooney New Zealand Tenancy Bonds Ltd v Mooney [1986] 1 NZLR 280 is an often cited case regarding misrepresentation and whether the misrepresentation was "essential" in order for a party to be able to cancel the contract under the Contractual Remedies Act 1979. New Zealand Tenancy Bonds made an unconditional offer to purchase Mooney's Christchurch property which was accepted the same day. The sale agreement specified that the deposit was to be paid "immediately on acceptance of this offer". The sale agreement also stated that the payment of the deposit was "strictly of the
New Zealand Tenancy Bonds Ltd v Mooney
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of the tenancy and the lender wants to repossess the property. Used when the tenancy is for a period of a maximum of eight months and the property was occupied as a holiday let within the period of twelve months prior to the start of the tenancy. Written notice must be given before or at the start of the tenancy that possession might be recovered based on this ground. Used when the tenancy is for a period of no more than twelve months and the property belongs to an educational institution. Written notice must be given before or at the
Section 8 notice
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on all drinks containers was signed by 66 MSPs, including member from every party. In May 2015, the Association for the Protection of Rural Scotland (APRS) published Scottish polling which revealed overwhelming support for deposit-return. The figures showed that 78.8% of those who expressed a view supported this approach for Scotland, while just 8.5% opposed it. Several companies, most notably large drinks corporations like Coca-Cola, are known to have lobbied against the introduction of a national deposit scheme. Leaked documents reveal that in Europe, Coca Cola had identified deposit programs as a threat and they were planning to fight back.
Container-deposit legislation
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stake holders commencing later this year. He also says he will work with NSW. Eventually the Queensland government on 22 July 2016 announced that State will have a Container Deposit Scheme "to get drink cans and bottles off our beaches, and out of our parks and public areas". The Queensland Container Refund Scheme (CRS) was to start from 1 July 2018 but was delayed to 1 November 2018. In the days when bottles were washed and re-used, drinks manufacturers paid shopkeepers and "marine store collectors" ("bottle-ohs") for the return of their (proprietary) containers, both bottles and crates. By arrangement between
Container deposit legislation in Australia
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Solo (debit card) Solo was a debit card in the United Kingdom introduced as a sister to the then existing Switch. Launched on 1 July 1997 by the Switch Card Scheme, it was designed for use on deposit accounts, as well as by customers who did not qualify for a Switch card (or, later, Maestro card) on current accounts such as teenagers. The Solo card scheme was decommissioned permanently on 31 March 2011. Solo was issued as a multifunction cash card by NatWest and the Royal Bank of Scotland to customers over the age of 11 and by HSBC Bank
Solo (debit card)
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the previous section. The Housing (Financial Provisions) (Scotland) Act 1972 made amendments equivalent to those made by the Housing Finance Act 1972, i.e. entry into a new contractual tenancy with a person who was a tenant by succession should not extend the sequence of two successions deriving from the original tenancy. The Tenant's Rights, Etc., (Scotland) Act 1980 mirrored the reforms made by the Housing Act 1980, i.e. a surviving spouse could succeed to the tenancy provided the dwelling-house was his (or her) only or principal home when the tenant died i.e. residence with the deceased tenant was no longer
Rent control in Scotland
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Fallowfield Carolyn Mellor is the Managing Director of homes4u and has managed the business independently since 2001. homes4u operates from branches throughout Manchester City Centre and South Manchester, covering Greater Manchester, South Lancashire and Cheshire. The Head Office is located on Wilmslow Road in Withington. They are a member of The Property Ombudsman and Tenancy deposit scheme. homes4u are a Manchester Student Home] Accredited Agent. homes4u have sponsored the University of Manchester Cycling Club since 2015 As an official partner of Sale Sharks the two have worked on several campaigns including in 2017, a 'Cribs' style video of the clubs
Homes4u
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Deposit in Thailand was fully guaranteed until 10 August 2011. From 11 August 2011 until 10 August 2012, the coverage dropped to 50 million baht per depositor per bank. Since then coverage has been limited to THB one million per depositor per bank. When a nation state has a deposit insurance scheme, foreign investors (aka non-resident bank depositors) are more likely to "passively deposit" larger amounts of money in the banks of said nation state (that has a bank deposit insurance scheme). Having a "bank deposit insurance scheme" (for all practical purposes) guarantees that a nation state will more likely
Deposit insurance
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order to force them to abandon plans for a container deposit scheme in NSW. The beverage industry has even threatened to run scare campaign election advertising. The government said that all of this time and money spent on lobbying has ultimately failed to change their position and the scheme will go ahead and is currently being designed. They have also invited the beverage industry to get on board. The NSW government initially announced the start date of a container deposit/refund system being July 2017, however, this was extended to December 2017 following requests from environment groups and industry bodies. On
Container deposit legislation in Australia
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the Icelandic deposit-guarantee scheme did not cover this sum, ESA claims that Iceland breached the Directive, specifically articles 3, 4, 7 and 10. In addition, ESA claims that Iceland has breached Article 4 of the EEA Agreement, by discriminating on grounds of nationality. The Government of Iceland claims that it has implemented a deposit-guarantee scheme "in accordance with the manner in which the Directive has been implemented across the EU", satisfying the requirements of the Directive. Although the deposit-guarantee scheme was unable to "cope with the failure of 85% of the Icelandic banking system within a few days in October
EFTA Surveillance Authority v Iceland
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collection depots in state of purchase" in late 2008. Since the Northern Territory started their own scheme in 2012, this message has changed again. With other jurisdictions implementing their own schemes a common label has been developed which will start appearing on bottles and cans: "10c refund at collection depots/points in participating State/Territory of purchase". In December 2014 a state based deposit scheme was rejected by the government, citing costs and the need to ship containers to the Australian mainland for processing. Various environmental organisations, including The Greens and many Tasmanian local councils have been pushing for a scheme in
Container deposit legislation in Australia
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of s 7(3) and (4) of the Contractual Remedies Act 1979." New Zealand Tenancy Bonds Ltd v Mooney New Zealand Tenancy Bonds Ltd v Mooney [1986] 1 NZLR 280 is an often cited case regarding misrepresentation and whether the misrepresentation was "essential" in order for a party to be able to cancel the contract under the Contractual Remedies Act 1979. New Zealand Tenancy Bonds made an unconditional offer to purchase Mooney's Christchurch property which was accepted the same day. The sale agreement specified that the deposit was to be paid "immediately on acceptance of this offer". The sale agreement also
New Zealand Tenancy Bonds Ltd v Mooney
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announced the government would lift the age cap of the scheme. In September 2013, Prime Minister David Cameron announced that additional funding of £34m would be allocated to the Start Up Loans scheme. Start Up Loans Scheme The Start Up Loans Scheme is a UK government backed programme that offers finance, mentoring and support to entrepreneurs looking to start (or grow) a business in England, Scotland, Wales and Northern Ireland. In 2012, £151 million was made available to the scheme by the government to aid entrepreneurs with a target to start 30,000 new businesses by 2016. In the 2015 Autumn
Start Up Loans Scheme
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did have a similar scheme in place in the 1980's called 'Cash for Cans' but was later rescinded. A Newspoll survey found a majority of people in Australia support a deposit scheme, and a national scheme has also been proposed many times over the year. The recent NSW scheme was strongly opposed by the beverage industry and highlighted their influence. The value of deposits and the scope of their application have been influenced by the Australian federal constitution's guarantee of free trade between the states. The defining case in this issue was the attempt to introduce a differential between reusable
Container deposit legislation in Australia
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all measures and legal actions that they deem appropriate. The 21st of December 2015, the central bank of Cyprus revoked the branch license of FBME bank in Cyprus. After the deposit guarantee scheme was activated for customers with accounts in Cyprus, the bank’s staff in Cyprus started a strike. In June 2016, staff agreed to assist with the administration of the deposit guarantee scheme and customers start receiving their money up to 100.000 Euro. There are in 2016 numerous court cases ongoing. The verdicts show a sense of predictability. In April 2017, the bank appealed a ruling from a Washington,
FBME Bank
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reclaimed. Certificate of Tax Deposit In the United Kingdom, the Certificate of Tax Deposit (CTD) scheme allows individuals and companies to deposit money with HM Revenue and Customs before tax is due. A "Certificate of Tax Deposit" is issued as a receipt for the money deposited. HMRC pays interest on deposits. The scheme was closed on 23 November 2017. Uses of CTDs include when a tax liability is under investigation by HMRC. Making a deposit can help stop late payment interest accruing on the amount owed while it is under investigation. If no tax is found liable, the money can
Certificate of Tax Deposit
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Certificate of Tax Deposit In the United Kingdom, the Certificate of Tax Deposit (CTD) scheme allows individuals and companies to deposit money with HM Revenue and Customs before tax is due. A "Certificate of Tax Deposit" is issued as a receipt for the money deposited. HMRC pays interest on deposits. The scheme was closed on 23 November 2017. Uses of CTDs include when a tax liability is under investigation by HMRC. Making a deposit can help stop late payment interest accruing on the amount owed while it is under investigation. If no tax is found liable, the money can be
Certificate of Tax Deposit
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Pigmy Deposit Scheme Pigmy Deposit Scheme is a monetary deposit scheme introduced by Syndicate Bank, India. Money can be deposited into an account on daily basis. The amount may be as small as Rupees five. It can be called a recurring deposit scheme, as the money is deposited almost daily. The unique characteristic of this scheme is that a bank agent collects the money daily, from the account holder's doorstep. This scheme was introduced by Syndicate Bank headquartered at Manipal, Udupi district of India. The scheme was introduced to help daily wage earners, small traders and farmers to inculcate a
Pigmy Deposit Scheme
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words "10c refund at SA/NT collection depots in state/territory of purchase". With other jurisdictions implementing their own schemes a common label has been developed which will start appearing on bottles and cans: "10c refund at collection depots/points in participating State/Territory of purchase" In 2013, the Newman government has indicated it does not want to increase the cost of QLD residents' costs of living, seeing the refund scheme as more of a tax rather than a refundable deposit even though 85% of Queenslanders are in favor of a scheme according to a Newspoll. In February 2015, the newly elected Palaszczuk government
Container deposit legislation in Australia
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percentage of the property at any point during the tenancy (typically 25%). This allows the household to live in the property of their choice, whilst using the money they save through the rent subsidy to save for a deposit. Intermediate rent Intermediate rent is a rental subsidy product in the UK. It comes under the umbrella of Affordable Housing. It was introduced by New Labour at the start of the 21st Century. The subsidy is mainly funded by the government through the Homes and Communities Agency. Intermediate Rent (UK) is the practice of renting property at a subsidised rent from
Intermediate rent
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living from agriculture. The agriculture land holdings are: As per AP Land Ceiling Act 1976, any person cannot hold more than 51 acres agriculture land and 21 acres dryland. Tenant farmers were excluded from the scheme to prevent legal disputes arising out of tenancy (Hyderabad Tenancy and Agricultural Lands Act, 1950). To prevent legal disputes, the tenancy column was removed from the newly issued Pattadar Passbook. The Chief Minister was the first farmer to forgo the support called as, Give it up!, given by the government and appealed to all rich farmers to do the same. The farmers who forgo
Rythu Bandhu scheme
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Deposit-refund system A deposit-refund system (DRS), also known as deposit-return system, advance deposit fee or deposit-return scheme, is a surcharge on a product when purchased and a rebate when it is returned. A well-known example is when container deposit legislation mandates that a refund is given when reusable packaging is returned. Deposit-refund system are a market-based instrument to address externalities. As with Pigovian taxes a DRS aims to limit pollution of various types by creating an incentive to return a product. While most commonly used with beverage containers it can be used on other materials including liquid and gaseous wastes.
Deposit-refund system
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Deposit-refund systems are used on products such as batteries, tyres, automotive oil, consumer electronics and shipping pallets. There are three potential advantages of a DRS: it reduces illegal dumping by giving a financial incentive, it makes monitoring and enforcement easier, and evading the costs is difficult. Deposit-refund systems can be both voluntary or mandated by legislation. Deposit-refund system A deposit-refund system (DRS), also known as deposit-return system, advance deposit fee or deposit-return scheme, is a surcharge on a product when purchased and a rebate when it is returned. A well-known example is when container deposit legislation mandates that a refund
Deposit-refund system
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by the Sheriff Courts (Scotland) Act 1907 which provides that In cases falling within (a) above, the "one-third" rule is subject to the minimum of twenty-eight days' notice initially introduced by the Rent Act 1957 and now embodied in section 112 of the Rent (Scotland) Act 1984. The minimum of forty days' notice required in cases covered by (b) above is subject to section 13(2) of the Act of 1984 where the lease created a short tenancy. The tenant under such a tenancy may terminate it by giving the landlord one month's notice if the period of the tenancy is
Rent control in Scotland
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Short tenancies guaranteed landlords a right of recovery of possession provided the procedural requirements were met, i.e. let at a fair rent from one to five years to a new tenant who had received prior warning that the tenancy on offer was on a short tenancy basis. The reason why Scotland retained a three-year registration period in 1980, when a reduction to two years was one of the amendments made to the "fair rents" procedure by the Housing Act 1980, was the pressure on Scottish Office staffing levels at that time. As the Rent Registration Service was staffed by civil
Rent control in Scotland
7983299
Assured shorthold tenancy The assured shorthold tenancy is the default legal category of residential tenancy in England and Wales. It is a form of assured tenancy with limited security of tenure, which was introduced by the Housing Act 1988 and saw an important default provision and a widening of its definition made by the Housing Act 1996. Since 28 February 1997 in respect of accommodation to new tenants who are new to their landlords, the assured shorthold tenancy has become the most common form of arrangement that involves a private residential landlord. The equivalent in Scotland is short assured tenancy.
Assured shorthold tenancy
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saving habits and also as a means to fund their bigger capital requirements, such as a wedding, home buying, vehicle purchase etc. The scheme is now offered by several other banks in India. They were treated as part and parcel of the banking and trading system often carrying legitimate and confidential market and trading information within the network and contributed to the development of stock exchanges. The trading system is not complete without recognising them as the pillars of funds deposit system, in India; especially. Pigmy Deposit Scheme Pigmy Deposit Scheme is a monetary deposit scheme introduced by Syndicate Bank,
Pigmy Deposit Scheme
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Start Up Loans Scheme The Start Up Loans Scheme is a UK government backed programme that offers finance, mentoring and support to entrepreneurs looking to start (or grow) a business in England, Scotland, Wales and Northern Ireland. In 2012, £151 million was made available to the scheme by the government to aid entrepreneurs with a target to start 30,000 new businesses by 2016. In the 2015 Autumn Statement, the government announced that it would continue to support the programme for the remainder of their current term. The aim is to support another 10,000 entrepreneurs per year, taking the total to
Start Up Loans Scheme
15834436
start of the tenancy that possession might be recovered based on this ground. Used when the property is being used by a minister of religion and is required for another minister. Written notice must be given before or at the start of the tenancy that possession might be recovered based on this ground. Used when the landlord wants to reconstruct, demolish or carry out works on part or all of the property which cannot go ahead with the tenant there, perhaps because the tenant will not allow access. If this ground is used, the landlord has to pay reasonable removal
Section 8 notice
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Mortgages Limited. Crown Retail Deposit Guarantee Scheme The Crown Retail Deposit Guarantee Scheme was an opt-in deposit insurance scheme, established under the Public Finance Act 1989 in New Zealand during the Great Recession, 2008 to 2011. Dr Michael Cullen, Finance Minister at the time of the scheme's introduction said, "The deposit guarantee is designed to give assurance to New Zealand depositors. The New Zealand banking system remains sound. We want to ensure that ordinary New Zealanders feel that their deposits are safe in the current uncertain international financial market conditions." The scheme guaranteed that the New Zealand Government would repay
Crown Retail Deposit Guarantee Scheme
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Crown Retail Deposit Guarantee Scheme The Crown Retail Deposit Guarantee Scheme was an opt-in deposit insurance scheme, established under the Public Finance Act 1989 in New Zealand during the Great Recession, 2008 to 2011. Dr Michael Cullen, Finance Minister at the time of the scheme's introduction said, "The deposit guarantee is designed to give assurance to New Zealand depositors. The New Zealand banking system remains sound. We want to ensure that ordinary New Zealanders feel that their deposits are safe in the current uncertain international financial market conditions." The scheme guaranteed that the New Zealand Government would repay those who
Crown Retail Deposit Guarantee Scheme
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Garscadden railway station Garscadden railway station serves Garscadden in Glasgow, Scotland. The station is managed by Abellio ScotRail and lies on the Argyle Line. The station is located on the former Glasgow, Yoker and Clydebank Railway, between and which opened in 1882 (though through services to Dalmuir did not start until 1897, when the company was also taken over by the North British Railway). The station here though wasn't opened until 5 November 1960 by British Railways, as part of the North Clyde Line modernisation and electrification scheme. The station is served by trains between or , and , which
Garscadden railway station
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a tenancy for one week would be called a tenancy for years. At common law the duration did not need to be certain, but could be conditioned upon the happening of some event (e.g. "until the crops are ready for harvest", "until the war is over"). In many jurisdictions that possibility has been partially or totally abolished. The tenancy will come to an end automatically when the fixed term runs out, or, in the case of a tenancy that ends on the happening of an event, when the event occurs. It is also possible for a tenant, either expressly or
Leasehold estate
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able to create renewable energy. This scheme is a great base point to start from when creating self-sustaining generators in the future. Lanark Hydro Electric Scheme The Lanark Hydro Electric Scheme refers to two hydroelectric plants in the Clydesdale area of South Lanarkshire, Scotland. They take in water from the Falls of Clyde. The two plants are known as Bonnington Power Station which takes in water from just above Bonnington Linn in New Lanark, and Stonebyres Power Station which takes water from above Stonebyres Linn near Kirkfieldbank. Of the two stations that make up the Lanark hydro electric scheme, Bonnington
Lanark Hydro Electric Scheme
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fixed period of time. It has a definite beginning date and a definite ending date. Despite the name "tenancy for years", such a tenancy can last for any period of time—even a tenancy for one week may be called a tenancy for years. At common law the duration did not need to be certain, but could be conditioned upon the happening of some event, (e.g., "until the crops are ready for harvest" or "until the war is over"). In many jurisdictions that possibility has been partially or totally abolished. A fixed term tenancy comes to an end automatically when the
Lease
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authorities to ensure that their risks do not compromise the safety of depositors funds. On 11 September 2011, it was announced that the guarantee would fall to $250,000, effective 1 February 2012. New Zealand announced the Crown Retail Deposit Guarantee Scheme, an opt-in scheme for retail deposits on October 12, 2008. An extension to the scheme was announced on 25 August 2009 and the scheme ran until 31 December 2011. From 1 January 2012 bank deposits in New Zealand are not protected by the Government. In Bangladesh deposit insurance scheme was first introduced in 1984 by dint of "The Deposit
Deposit insurance
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pounds. In England, in January 2017, ministers were reported to be considering a 10p or 20p refundable deposit on plastic bottles and containers after Green Party co-leader Caroline Lucas had voiced her support of such a scheme at the end of 2016. As of February 2017, the idea of a plastic bottle levy was unlikely as the government rejected the deposit scheme proposal. In March 2018, the UK government announced plans to introduce a deposit return scheme in England for drinks containers. As of June 2015, Northern Ireland had been considering a drinks deposit scheme, following the publication of a
Container-deposit legislation
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service called Moneyclick. Karnataka Bank Limited offers multi-branch banking, deposit schemes as Abhyudaya Cash Certificate, Fixed Deposits, Ready Money Deposit, Soulabhya Deposit, Cumulative Deposit, Platinum Lakhpathi, Insurance Linked Savings Bank Deposit, K-Flexi Deposit, Resident Foreign Currency (Domestic) Account, NRI Services, Senior Citizens Deposit Scheme and Loan schemes as Vidyanidhi Education Loans, Apna Ghar Home Loans, Car Finance Scheme, Varthak Loans, Easy Ride, Scheme for salaried persons, Udyog Mithra, Niveshan Loans, Krishi Card, K-Power, Lease ‘n’ Encash, Suvarna Nidh, InstaCash and VahanaMitra. Karnataka Bank The Karnataka Bank Limited is a scheduled commercial banking institution based in Mangaluru in Karnataka, India. Karnataka
Karnataka Bank
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Entschädigungseinrichtung deutscher Banken The Deposit guarantee scheme of German banks is a private institution legally responsible for guaranteeing the deposits of account holders of German banks in accordance with domestic legislation and EU directives. It is 100% owned by the Federal association of German banks. Other voluntary schemes exist alongside the mandatory scheme. The EdB was established on 24 August 1998 in compliance with the deposit and depositor protection law (EAEG). Since its establishment it has had to deal with several large scale compensations (IKB, Hypo Real Estate und Düsseldorfer Hypothekenbank). In 2008 the fund did not have enough assets
Entschädigungseinrichtung deutscher Banken
20429598
- according to the Deposit Guarantee Scheme. Through the banking license, customers can get an IBAN bank account number, deposit salaries and make payments to other banks. Bunq's earliest stages began in 2012, after Niknam had already set up the web-hosting company TransIP in 2003. In September 2014, bunq obtained its official banking permit with DNB. At the end of 2015, the company had sixty employees, consisting mostly of young ITs, but also two bankers with a past at the Royal Bank of Scotland. The cooperation of experienced bankers was a prerequisite for obtaining the banking license. In September 2015,
Bunq
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Wales in the statutory regulation of leases. This is particularly true of business leases, which in Scotland are commonly split into "commercial" leases, i.e. leases of shops or offices, and "industrial" leases, i.e. leases of factories. The absence of statutory control of commercial and industrial leases in Scotland is subject to one minor exception in the form of the Tenancy of Shops (Scotland) Acts 1949 which give limited rights of security of tenure to shop tenants. The original Tenancy of Shops (Scotland) Act was enacted in 1949 as a temporary measure but after a number of yearly extensions, it was
Rent control in Scotland
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was "created as a repository of Southern wealth in 1864" This date was not only "one year before the start of the Civil War but one year after the National Bank Act of 1863". The February 1904 fire that devastated downtown Baltimore left the Safe Deposit Building still standing. It did, however, sustain some damage when bricks from an adjacent building "fell through the skylight and set fire to the interior". The structural iron in the roof and basement helped to preserve the structure. The exterior and safe deposit boxes survived, but the interior had to be rebuilt. Mercantile Trust
Mercantile Trust and Deposit Company
16127881
private sector landlords and then only in respect of regulated tenancies. Types of Tenancy There are three kinds of tenancy in Scotland which give rise to full security of tenure. These are protected and assured in the privately rented sector and secure in the public sector. These tenures exist under three separate Acts and in addition there are differences in the tests between the different tenures. Protected Tenancies The expression "protected tenancy", first used in the Rent Act 1965, is an inclusive term which covered both "controlled" tenancies and "regulated" tenancies. Protected tenancies (which since 1980 can only be regulated
Rent control in Scotland
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October, bank deposits totaled about $18.2 trillion. India introduced Deposit Insurance in 1962. The Deposit Insurance Corporation commenced functioning on January 1, 1962 under the aegis of the Reserve Bank of India (RBI). 1971 witnessed the establishment of another institution, the Credit Guarantee Corporation of India Ltd. (CGCI). In 1978, the DIC and the CGCI were merged to form the Deposit Insurance and Credit Guarantee Corporation (DICGC). Hong Kong Deposit Protection Board is an independent and statutory institution formed to manage and supervise the operation of Deposit Protection Scheme. The maximum protection amount of deposit was HK$100,000 in 2006 (when
Deposit insurance
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Container deposit legislation in Australia Container deposit legislation (CDL) also known as a Container Deposit Scheme (CDS) is a scheme that was first implemented in South Australia in 1977 and over the decades has spread to the Northern Territory in 2012, New South Wales in 2017 and the Australian Capital Territory in June 2018. Queensland has announced it will pursue a scheme in partnership with NSW for implementation by 1 November 2018. Western Australia has also announced plans for a scheme commencing in early 2020. Attempts to introduce similar legislation in Tasmania and Victoria have been unsuccessful to date. Victoria
Container deposit legislation in Australia
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Purpose" entities. The FBI had been searching for them for two years and had placed them on its most wanted list when they were arrested by Scotland Yard in late 2004. They signed a plea agreement on 11 October 2006. Welsh Thrasher faith scam The Welsh Thrasher faith scam was a scam that targeted people of faith, operating as a Ponzi scheme. It offered the "marks" or targets a combination of a tax avoidance entity (a corporate sole) and a high return investment program or deposit in a fictitious bank or other enterprise. The proposition at the core of the
Welsh Thrasher faith scam
6719630
money payable, and move some types of non-traditional housing into different categories, for different levels of grant. Mortgage-interest tax relief was also in operation and the Act provided the right to a mortgage from the local authority. The Housing Act 1980 introduced the concept known as a 'secure tenancy' which restricted local authorities power to recover possession from their tenants. The Secretary of State had reserve powers to intervene with local authorities if they did not comply with the Act. The Housing Act 1980 also gave those who paid a £100 deposit the right to buy their home at a
Housing Act 1980
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their working life to buy one. Accordingly, they were willing to enter terminating deposit schemes which did not guarantee them a house in exchange for their savings but were a mechanism by which some members of the scheme would get one, through the chance element of the ballot. In Britain terminating deposit schemes were outlawed by statute between 1900 and 1910. The reason appears to have been that they relied heavily on the integrity of the organisers and, if this was not present, they were open to many abuses which left depositors out of pocket or dissatisfied. Similar legislation was
Terminating deposit
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8 May 2016 it was officially announced the NSW will be implementing a full 10c Container Deposit Scheme after looking at many options, including public submissions and industry alternatives. As it stands, drink containers from 150ml in size up to 3L will be covered as long as it has the appropriate NSW labelling. There will be some exclusions - such as wine bottles - as it is mainly targeting drink containers consumed away from home. Draft legislation will be brought forward and an implementation advisory group will be established to meet the 1 December 2017 start date. This will affect
Container deposit legislation in Australia
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the cemetery of St Edward's Church, which lay beyond St Edward's Street (now Blue Boar Lane). It is thought that the two properties bequeathed by Christina Pady were joined and formed the yard of what became the Inn. The next mention is in the tenancy agreement of Thomas Pope in 1277, who with his wife and son were assured tenancy for the rest of their lives for a sum of two marks per year, with a deposit of 30 marks. The original building burnt down in 1421. In 1432, the inn was leased to John and Joan Berford, at which
Bear Inn, Oxford
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deposit is initiated by the beverage distributor and is collected by the department of revenue at the start of the cycle. The distributor recovers his deposit when he sells the product to a retailer; the retailer recovers his deposit when he sells the product to a customer; the customer recovers his deposit when he takes the empty container to a certified redemption center; the redemption center owner recovers his deposit when he sells the cancelled container to a certified processor; and the certified processor recovers his deposit when he invoices the bottle bill program for reimbursement. Certified redemption centers are
Tennessee Bottle Bill
196927
to be returned to the manufacturer in exchange for a 30 pence (previously 20p) deposit paid on purchase. This scheme was widely available in shops across Scotland and led to the colloquial term for an empty: a "glass cheque". As a result of a 40% drop in returned bottles since the 90s Barr deemed the washing and re-filling process uneconomical, and on 1 January 2016 ceased the scheme. 2016 saw the introduction the current logo, conveying strength and an industrial feel, and a new diet variant "IRN-BRU Xtra" in different branding to the existing sugar free variety in a similar
Irn-Bru
4815923
was drastically insufficient to cover the bank failures of the 2008–2012 Icelandic financial crisis, particularly Icesave. This case shows the limits of deposit insurance in protecting against systemic failure (as opposed to the collapse of a single bank or other institution), especially when a small country offers banking to international customers. Deposit insurance in Liechtenstein is handled by the Liechtenstein Bankers Association and covers deposits up to CHF100,000. Banks operating in Monaco participate in the French deposit guarantee scheme, i.e. the Fonds de Garantie des Depôts (FGD), on the same conditions as French banks. Deposit insurance in Norway is handled
Deposit insurance
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("JTWROS") or a joint account for convenience purposes. A special type of joint account with right of survivorship, called a tenancy by the entireties account, is used for survivorship accounts between spouses. This special type of tenancy by the entireties account will typically offer the account holders protection from creditors under applicable state law. Sometimes a temporary joint account is opened by two parties entering into a transaction where one party needs a security for the fulfilment of the transaction and the other party has to pay the sum (deposit), being the security for the other party. Any payment from
Joint account
16127851
a requirement. The reforms made by the Acts of 1972 and 1980 were consolidated in the Rent (Scotland) Act 1984. The Housing (Scotland) Act 1988 made further significant amendments to the transmission rules comparable to those made by the Housing Act 1988. A successor to a regulated tenancy does so as a statutory assured tenant; required residence by a non-spouse family successor is extended from six months to two years; and other provisions limit the succession rights of spouses and members of the tenant's family to an assured tenancy. The Housing Act 1974 made important changes in the general law
Rent control in Scotland
16127861
31 March 1976, under provisions first introduced by the Housing Act 1974, in cases where the tenancy is a protected tenancy or a Part VII contract, the notice to quit has been required to be in writing and to contain the information prescribed by a series of Regulations. A corresponding obligation was introduced for assured tenancies on 2 January 1989. The current Regulations are:- For protected tenancies and Part VII contracts: The Rent Regulation (Forms and Information etc.) (Scotland) Regulations 1991 For assured tenancies: The Assured Tenancies (Notices to Quit Prescribed Information) (Scotland) Regulations 1988. Schedule 23 to the Housing
Rent control in Scotland
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hard to fix the minor teething problems. During Christmas and New Years celebrations, the amount grew to over 1 million containers returned a day, and then to over 3 million in towards April March. As of 17 April, there is a growing number of the 549 collection points available out of the planned 800+, and over 240 million containers have been returned throughout the state. A common label has been developed which will start appearing on bottles and cans: "10c refund at collection depots/points in participating State/Territory of purchase." The Northern Territory introduced a container deposit scheme similar to South
Container deposit legislation in Australia
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Tasmania for many years. Most people are in favour of a scheme according to various studies that have been conducted over the years. In 2018 the Tasmanian Government has made a commitment to consider establishing a Container Refund Scheme (CRS) and has engaged a consulting company to produce a report with recommendations. This report is now available and the Tasmanian Government is now reviewing. The state of Victoria once had a container deposit scheme in the 1980's called "Cash for Cans" but was rescinded in 1989. In 2009 the Victorian Greens introduced a bill for a 10c deposit scheme, which
Container deposit legislation in Australia
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indicated a total overhaul of the state's environmental policies including supporting a national container deposit scheme and also a state based container deposit scheme. It is likely that QLD will follow suit with NSW. In May 2015 the QLD government announced its support for a Cash for Containers scheme in Queensland, potentially in 2018 after NSW implements its own scheme. The QLD environment minister says he was inspired by trash that was sent to his office. He has ordered a review and wants to establish an advisory group to help his department with a consultation process with the public and
Container deposit legislation in Australia
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has never acted alone due to its relatively small size and being enclaved inside the much larger state of NSW. They have always said if NSW adopts a scheme they will follow suit. The ACT Container Deposit Scheme legislation was passed into law on 9 November 2017 and a public consultation was conducted ahead of the scheme's implementation in 2018. The scheme began on 30 June 2018. The New South Wales government has indicated it wishes to push ahead with a container deposit scheme as part of a raft of new policies aimed at protecting the environment and doing more
Container deposit legislation in Australia
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lump sum of 100,000 pounds. Knowing that Alice would refuse a buyout, the man suggests to Joe that if he were awarded the tenancy he could evict Alice and keep the money. Joe decides to go along with the scheme and tells Alice that if he is awarded the tenancy he will evict her. Alice is shocked as she planned to keep Joe on if she was awarded the tenancy. Feeling guilty, Joe attacks Alice's car in a drunken rage, trying to light it on fire. Alice has him arrested. While Joe is away she fumigates the house and has
Dark River (2017 film)
16127864
Act 1946, subsequently made similar provision south of the border. Both the Housing Act 1980 and the Tenant's Rights, Etc. (Scotland) Act 1980 expanded the definition of "premium" to include a returnable deposit which exceeded, in effect, two months' rent. However, the Housing Act 1980 added a further condition, that the deposit also had to be reasonable in relation to the potential liability in respect of which it was paid. But the Scottish Act did not include a corresponding provision because it was not considered appropriate to have a test based on reasonableness included in a definition which, if breached,
Rent control in Scotland
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Central to Wan Chai. One of the reasons for the reclamation scheme was to provide an enhanced water supply. A cross-harbour pipeline brought water all the way from the New Territories in 1930, the same year that the reclamation scheme was completed. Praya East Reclamation Scheme Praya East Reclamation Scheme () was a large scale land reclamation project in Colonial Hong Kong lasting from 1921 to 1931 under Sir Catchick Paul Chater. The plan was first proposed while the existing Praya Reclamation Scheme was already active in 1897. Construction did not start until 20 years later when the Royal Navy
Praya East Reclamation Scheme
8230891
Fresh Talent – Working in Scotland Scheme The Fresh Talent – Working in Scotland Scheme (FTWiSS) was a UK immigration scheme which was launched to deal with problems of population decline and skill shortages in Scotland. It ended on 29 June 2008, when it was replaced by Tier 1 (Post Study Work). FTWiSS allowed non-EEA nationals who successfully complete a relevant Scottish degree or postgraduate qualification to work or set up a business in the UK for 24 months without needing a Work Permit. The principle of the scheme, and of its successor, is to retain skilled and educated graduates
Fresh Talent – Working in Scotland Scheme
3067257
starting in 2015, publishing companies and public authorities must deliver digitally published content to the National Library. In 2013-14 electronic legal deposits will start in a smaller scale. Legal deposit in the United Kingdom traces its origins to an agreement between Sir Thomas Bodley and the Stationer's Company that copies of new books would be added to the collection of the Bodleian Library in Oxford. The Statute of Anne (1710) formalised the practice by extending it, in England, to the Royal Library (now the British Library), Cambridge University Library, and the library of Sion College, and, in Scotland, to the
Legal deposit
4369038
the same for all containers and is €0.10 per bottle/can, and most collection is done using reverse vending machines. Lithuania's deposit return system is operated by Užstato Sistemos Administratorius (USAD). Container return rates for plastic bottles were 34% before the deposit scheme, 74.3% at end of 2016, 91.9% at end of 2017, and 93% in 2018. Under the current deposit-return scheme, large polyethylene terephthalate (PET) bottles greater than 0.5L are subject to a €0.25 deposit, but only those for soft drinks and water. All other beverage types, such as medical drinks, wine, spirits, etc., are excluded. The system, which is
Container-deposit legislation
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since his last stint as a PAP and BS legislator. Once again, there was a significant increase of election deposit. In November 1990, two years after the election, the Nominated MP scheme was implemented to introduce non-partisan voices into the legislature. Although the law allowed up to six NMPs, two were appointed at the start and served for a year before the Parliament term ended. 1988 was the first election in Singapore's history to introduce the Group Representation Constituency (GRC) scheme, which were formed with series of three (later elections increases up to six) constituencies/divisions with at least one minority
1988 Singaporean general election
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Tenant screening Tenant screening is a process used primarily by residential landlords and property managers to evaluate prospective tenants. The purpose is to assess the likelihood the tenant will fulfill the terms of the lease or rental agreement and will also take great care of the rental property in question. The process culminates in a decision as to whether to approve the applicant, approve the applicant conditionally (such as requiring an increased deposit or cosigner) or deny tenancy. The tenant screening process typically begins when the prospective tenant (each adult applicant) completes a rental application, pays an application fee and
Tenant screening
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essence of the contract". However, the purchaser waited 53 days before paying the deposit. The vendor, not happy with the delay, cancelled the contract, and refused to continue with the sale to the purchaser. The court ruled that as the time for the payment of the deposit was an essential term of the contract, and as this term was not complied with, the vendor was entitled to cancel the sale agreement under the Contractual Remedies Act [1979]. Richardson J stated: "non-payment in the circumstances of the case constituted a fundamental breach entitling the vendor to cancel the contract in terms
New Zealand Tenancy Bonds Ltd v Mooney
12646328
and working in Scotland, to stay on for two years following graduation to seek employment. The Fresh Talent: Working in Scotland Scheme was up and running by summer 2005, applying to those who graduated that year. Opposition towards the scheme was voiced by some English universities which felt that the scheme gave Scottish universities a competitive advantage in terms of attracting students from overseas. The Fresh Talent: Working in Scotland Scheme was subsumed into the UK immigration system on 29 June 2008 when the UK government brought in a new points based immigration scheme. Fresh Talent Initiative The Fresh Talent
Fresh Talent Initiative
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such as reserve requirements developed to reduce the risk of failure of the bank. It may also have the purpose of reducing the extent of depositor losses in the event of bank failure. To reduce the risk to depositors of a bank failure, some bank deposits may also be secured by a deposit insurance scheme, or be protected by a government guarantee scheme. Deposit account A deposit account is a savings account, current account or any other type of bank account that allows money to be deposited and withdrawn by the account holder. These transactions are recorded on the bank's
Deposit account
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was an industry from which a bottle-oh could make a good living; in 1904, they could buy a dozen beer bottles for 6d., sell them to the bottle yard for 9d., who could sell them to brewers for 1s. The commercial reuse of glass bottles and the bottle collecting industry had all but disappeared by the 1950s. Soft drink and other beverage bottles were still collected in Queensland and returned for deposits up to the late 1960s. Container deposit legislation in Australia Container deposit legislation (CDL) also known as a Container Deposit Scheme (CDS) is a scheme that was first
Container deposit legislation in Australia