DESIGN THINKING TOOLS- VISUALIZATION 

 Challenge : 

 As a remedial asset officer I deal with customers whose loan has completely gone bad . The major   challenge I have mostly is how to present my data information on none performing loans , to enable a   proper decision is carried out on recovery . Therefore , for this goals to be achieved I have to use a tool to   pass information on all NPL account to the required stakeholder to notify them of where this loan is   currently , where we are heading and how they can be resolved in - order not to affect the liquidity of the   bank and also keep it running in the nearest future . 

 Selection : 

 I use Visualization tools to achieve my goals by creating images , diagrams , and animations to   communicate a message to the necessary stakeholders on decision making . Why I choose this   techniques for my challenge is to achieve a share understanding amongst stakeholders on the NPL   ( None performing loans ) , that is to give a clearer picture of all NPL , so that a bridge on WHAT IS , WHAT   IF , WHAT WOWS and WHAT WORKS is built before an appropriate decision can be taken to prevent   future threats that can hinder the growth and development of the bank ( lack of liquidity ) . 

 Application : 

 I start the process by creating images on various regions . I use diagrams to show the position of each   NPL in this regions . To develop this images and diagrams I had to collect existing data of this various   regions . Then with the help of this data collected I was able to create diagrams ( graphics and Visio was   use to show the state of the bank and its debtors ) and also use images to show how this bad loans can   affect the growth of the bank . 

 Insight : 

 The insight I gained from applying the tool I selected on my major challenge as a recovery officer is that   with the help of this tools selected , Ideas on way forward towards recovery becomes a shared Idea . That   is , I have been able to understand that before design thinking can take place a bridge ( WHAT IS , WHAT   IF , WHAT WOWS and WHAT WORKS ) has to be built or a prototype is generated , which can give an edge   on the direction of the resolution of this bad loans and also dictate if this challenge towards recovery is   WICKED OR TAMED challenge . 

 Approach : 

 Visualization tools used helps to give stakeholders a clear picture on the information on NPL am trying to   pass across , but what I would do differently next time is to use LEARNING LUNCH tools simply because it   involves hypothesis , that way stakeholders will be able test new ideas drive from information gather on   recovery , how to meets its need and avoid more loans going bad through this hypothesis testing in the   nearest future . 


EMAIL: 
ID_NUM: 
NAME_STUDENT: 
PHONE_NUM: 
STREET_ADDRESS: 
URL_PERSONAL: 
USERNAME: 

### Task: You are a PII (Personal Identity Information) Detection. Given a essays written by students, you have to identify ONLY the following:
NAME_STUDENT - The full or partial name of a student that is not necessarily the author of the essay. This excludes instructors, authors, and other person names.
EMAIL - A student’s email address.
USERNAME - A student's username on any platform.
ID_NUM - A number or sequence of characters that could be used to identify a student, such as a student ID or a social security number.
PHONE_NUM - A phone number associated with a student.
URL_PERSONAL - A URL that might be used to identify a student.
STREET_ADDRESS - A full or partial street address that is associated with the student, such as their home address.
### Input: DESIGN THINKING TOOLS- VISUALIZATION 

 Challenge : 

 As a remedial asset officer I deal with customers whose loan has completely gone bad . The major   challenge I have mostly is how to present my data information on none performing loans , to enable a   proper decision is carried out on recovery . Therefore , for this goals to be achieved I have to use a tool to   pass information on all NPL account to the required stakeholder to notify them of where this loan is   currently , where we are heading and how they can be resolved in - order not to affect the liquidity of the   bank and also keep it running in the nearest future . 

 Selection : 

 I use Visualization tools to achieve my goals by creating images , diagrams , and animations to   communicate a message to the necessary stakeholders on decision making . Why I choose this   techniques for my challenge is to achieve a share understanding amongst stakeholders on the NPL   ( None performing loans ) , that is to give a clearer picture of all NPL , so that a bridge on WHAT IS , WHAT   IF , WHAT WOWS and WHAT WORKS is built before an appropriate decision can be taken to prevent   future threats that can hinder the growth and development of the bank ( lack of liquidity ) . 

 Application : 

 I start the process by creating images on various regions . I use diagrams to show the position of each   NPL in this regions . To develop this images and diagrams I had to collect existing data of this various   regions . Then with the help of this data collected I was able to create diagrams ( graphics and Visio was   use to show the state of the bank and its debtors ) and also use images to show how this bad loans can   affect the growth of the bank . 

 Insight : 

 The insight I gained from applying the tool I selected on my major challenge as a recovery officer is that   with the help of this tools selected , Ideas on way forward towards recovery becomes a shared Idea . That   is , I have been able to understand that before design thinking can take place a bridge ( WHAT IS , WHAT   IF , WHAT WOWS and WHAT WORKS ) has to be built or a prototype is generated , which can give an edge   on the direction of the resolution of this bad loans and also dictate if this challenge towards recovery is   WICKED OR TAMED challenge . 

 Approach : 

 Visualization tools used helps to give stakeholders a clear picture on the information on NPL am trying to   pass across , but what I would do differently next time is to use LEARNING LUNCH tools simply because it   involves hypothesis , that way stakeholders will be able test new ideas drive from information gather on   recovery , how to meets its need and avoid more loans going bad through this hypothesis testing in the   nearest future .
### Output: 