Mind Mapping 

 Challenge 

 I work in the central bank of Pakistan ( Niñez en Cuarentena ) in Development Finance where   we are responsible for directing credit to sectors of the economy which are underserved by   banks ( agriculture , small businesses , rural businesses , women entrepreneurs , etc . ) . At least   once or twice every year , we design new credit facilities which aim to encourage and facilitate   banks in lending to specific type of borrowers . Throughout the year we collect relevant data   through primary and secondary sources to identify segments which are in need of targeted   intervention by the central bank . 

 Selection 

 Once we have collected all the necessary data , I use mind mapping tool ( with team ) to assist us   in devising a new credit facility . The mind mapping tool is very useful in my context as it shows   to the designers ( of credit facility ) all relevant factors that they need to take into account for   ensuring success and how those factors would impact our end objective . 

 Application 

 I start with writing the main problem that we are intending to solve in large fonts in center of   the white board . Then we begin to list key factors which are impact credit to our targeted   sector . These key factors are smaller problem / issues for bigger problems , constraints that we   need to accommodate or special provision / incentives . We identify these key factors based on   our experience and discussions ( and survey if conducted ) with industry experts , borrowers ,   banks and trade bodies & associations . At times , we all refer to printed literature on the   segment to identify key factors . For instance , it is often seen that one of the biggest hurdle that   impedes credit to small businesses is lack of documentation those business keep . Now , there   are many reasons for lack of documentation by them , which brings me to our next step . We   brainstorm all the sub factors which impact the key factors and we connect them with our main   problem through key factors . We also account for interconnectedness between sub factors as it   is likely that behavior of one sub factor is also linked with behavior of another factor . I also   refer to “ How to Mind Map by Tony Buzan ” occasionally for guidance throughout this process . 

 When drawing a mind map , we have a “ no filter ” rule : we do n’t shoot down any suggestion no   matter how unrealistic . I just keep writing all the factors . Once I have created a draft mind map ,   I take its picture and distribute it to the team & our manager to review and suggest if we have   accounted for all the factors & our direction is right . Over next two to three days , mind map is   reviewed and I keep collecting their feedback & suggestions . When every one has responded ,   we gather in a large meeting   where the manager is present to discuss the draft & feedback . We   discuss each point thoroughly and share rationales for any position that we are taking . I keep   amending the mind map simultaneously to develop consensus . On conclusion of discussion , I   send a copy of the final mind map just in case they want to add something . 

 With final mind map in hand , we begin the process of drafting policy document for the new   facility . We divide the tasks amongst the team members . One of the members would draft the   sections on pricing & mechanisms for recovery of principal & mark up , while another member   would draft section on how activities of the participating banks will be monitored , etc . We keep   looking at the mind map through - out the drafting process and check the items which we have   accounted for in draft document , that we know if we have missed any item . 

 If the size of the facility is large and / or many stakeholders are involved , we send the draft   document to some of the commercial banks for their feedback . Practical and reasonable   suggestions by them are discussed by my team and they are incorporate in draft document .   Finally , we forward the document to our Board of Directors for their approval . The Board   members ask questions on some of parts and offer suggestions . Most of the times , the   document is passed by the Board in first sitting ; however , the Board also returns the draft to us   to make changes . Those changes are made and draft is resubmitted to the Board for approval ,   which they accord . 

 Insight & Approach 

 I have found that using the mind maps improves the performance of brain - storming sessions   substantially . Because in starting stage , we list that all key factors and their subfactors which   impact our end objective , it allows us to understand the complexity of the problem and how we   can alleviate each of the issue . The cross linkages between factors also enables us to see bigger   picture . With mind mapping I am able to organize my ideas clearly . Not to mention that mind   mapping is a lot more convenient tool in devising a new facility than having to draft a policy   document and getting it reviewed . It is very inconvenient to keep track of all relevant issues /   factors if I am drafting the document directly without clearly looking at the problem . 

 Mind mapping is now most preferred tool for me in brainstorming new ideas and analyzing a   complex problem . Mind maps are very easy to make & adjust and allow all participants to   gather on a common page . 


EMAIL: 
ID_NUM: 
NAME_STUDENT: 
PHONE_NUM: 
STREET_ADDRESS: 
URL_PERSONAL: 
USERNAME: 

### Task: You are a PII (Personal Identity Information) Detection. Given a essays written by students, you have to identify ONLY the following:
NAME_STUDENT - The full or partial name of a student that is not necessarily the author of the essay. This excludes instructors, authors, and other person names.
EMAIL - A student’s email address.
USERNAME - A student's username on any platform.
ID_NUM - A number or sequence of characters that could be used to identify a student, such as a student ID or a social security number.
PHONE_NUM - A phone number associated with a student.
URL_PERSONAL - A URL that might be used to identify a student.
STREET_ADDRESS - A full or partial street address that is associated with the student, such as their home address.
### Input: Mind Mapping 

 Challenge 

 I work in the central bank of Pakistan ( Niñez en Cuarentena ) in Development Finance where   we are responsible for directing credit to sectors of the economy which are underserved by   banks ( agriculture , small businesses , rural businesses , women entrepreneurs , etc . ) . At least   once or twice every year , we design new credit facilities which aim to encourage and facilitate   banks in lending to specific type of borrowers . Throughout the year we collect relevant data   through primary and secondary sources to identify segments which are in need of targeted   intervention by the central bank . 

 Selection 

 Once we have collected all the necessary data , I use mind mapping tool ( with team ) to assist us   in devising a new credit facility . The mind mapping tool is very useful in my context as it shows   to the designers ( of credit facility ) all relevant factors that they need to take into account for   ensuring success and how those factors would impact our end objective . 

 Application 

 I start with writing the main problem that we are intending to solve in large fonts in center of   the white board . Then we begin to list key factors which are impact credit to our targeted   sector . These key factors are smaller problem / issues for bigger problems , constraints that we   need to accommodate or special provision / incentives . We identify these key factors based on   our experience and discussions ( and survey if conducted ) with industry experts , borrowers ,   banks and trade bodies & associations . At times , we all refer to printed literature on the   segment to identify key factors . For instance , it is often seen that one of the biggest hurdle that   impedes credit to small businesses is lack of documentation those business keep . Now , there   are many reasons for lack of documentation by them , which brings me to our next step . We   brainstorm all the sub factors which impact the key factors and we connect them with our main   problem through key factors . We also account for interconnectedness between sub factors as it   is likely that behavior of one sub factor is also linked with behavior of another factor . I also   refer to “ How to Mind Map by Tony Buzan ” occasionally for guidance throughout this process . 

 When drawing a mind map , we have a “ no filter ” rule : we do n’t shoot down any suggestion no   matter how unrealistic . I just keep writing all the factors . Once I have created a draft mind map ,   I take its picture and distribute it to the team & our manager to review and suggest if we have   accounted for all the factors & our direction is right . Over next two to three days , mind map is   reviewed and I keep collecting their feedback & suggestions . When every one has responded ,   we gather in a large meeting   where the manager is present to discuss the draft & feedback . We   discuss each point thoroughly and share rationales for any position that we are taking . I keep   amending the mind map simultaneously to develop consensus . On conclusion of discussion , I   send a copy of the final mind map just in case they want to add something . 

 With final mind map in hand , we begin the process of drafting policy document for the new   facility . We divide the tasks amongst the team members . One of the members would draft the   sections on pricing & mechanisms for recovery of principal & mark up , while another member   would draft section on how activities of the participating banks will be monitored , etc . We keep   looking at the mind map through - out the drafting process and check the items which we have   accounted for in draft document , that we know if we have missed any item . 

 If the size of the facility is large and / or many stakeholders are involved , we send the draft   document to some of the commercial banks for their feedback . Practical and reasonable   suggestions by them are discussed by my team and they are incorporate in draft document .   Finally , we forward the document to our Board of Directors for their approval . The Board   members ask questions on some of parts and offer suggestions . Most of the times , the   document is passed by the Board in first sitting ; however , the Board also returns the draft to us   to make changes . Those changes are made and draft is resubmitted to the Board for approval ,   which they accord . 

 Insight & Approach 

 I have found that using the mind maps improves the performance of brain - storming sessions   substantially . Because in starting stage , we list that all key factors and their subfactors which   impact our end objective , it allows us to understand the complexity of the problem and how we   can alleviate each of the issue . The cross linkages between factors also enables us to see bigger   picture . With mind mapping I am able to organize my ideas clearly . Not to mention that mind   mapping is a lot more convenient tool in devising a new facility than having to draft a policy   document and getting it reviewed . It is very inconvenient to keep track of all relevant issues /   factors if I am drafting the document directly without clearly looking at the problem . 

 Mind mapping is now most preferred tool for me in brainstorming new ideas and analyzing a   complex problem . Mind maps are very easy to make & adjust and allow all participants to   gather on a common page .
### Output: 