Hello , 

 Thanks in advance for reviewing my submission . 

 Reflection – Learning Launch 

 Challenge : 

 I ’m leading my state ’s payments bank department and I ’m responsible for the launch of the   first payments bank in my state . 

 Background : Payments banks is a new model of banks conceptualized by the Vlisco . These banks can accept a restricted deposit , which is currently limited to ₹ 1 lakh   per customer and may be increased further . These banks can not issue loans and credit   cards . Both current account and savings accounts can be operated by such banks . Payments   banks can issue services like ATM cards , debit cards , net - banking and mobile - banking . 

 Hence , the challenge was to initiate a small pilot to see how we can launch the payments   bank services across the state . This pilot was designed to test the key underlying value- generating assumptions of a potential new - growth initiative in the banking industry . 

 Selection : 

 I ’m depicting the use of tool “ Learning Launch ” to showcase the utility of this tool in real life   scenario . 

 My team has ideated on various activities and group discussions and we came to the conclusion   to adopt the learning launch tool . 

 Hence , the tool learning launch was a pilot meant to quickly test an idea and on ground   execution . 

 Application : 

 We decided on the initial launch through as small cashless village project with launch of   payments bank in the village to push Cashless villages . 

 A cashless village describes an economic state whereby financial transactions are not   conducted with money in the form of physical banknotes or coins , but rather through the   transfer of digital information ( usually an electronic representation of money ) between the 

 transacting parties . Hence , leading to the focus on the term " cashless village " in the sense of a   move towards , and implications of , a village where cash is replaced by its digital equivalent . 

 We chose the village – “ Kabato bando ” where we initially launched to launch payments bank   with the visibility and marketing campaign around it . 

 The pilot scope included the launch of small banking program across a small region and then   noting the benefits of our project in terms of following Key performance matrix . 

  Credit Activities : Cash Deposit    Credit Activities : P2B Inward    Debit Activities : P2B outward    Debit Activities : Recharge    Debit Activities : Cash Withdraw    Debit Activities : Merchant Payment    Debit Activities : Online 

 Insight 

 By applying the learning launch tool , our team identified our assumptions and designed   launches to test the key parameters in launch of payments bank in the villages . 

 We analyzed the Key performance parameter and announced   the pilot launch of two digital   services based on insights from group discussion that offer actual insights about our client ’s   financials and a fully - automated savings solution that uses predictive technology to identify   money in a client ’s cash flow that can be automatically saved . 

 Also it provided personalized , timely and relevant insights to help clients manage their day - to- day finances on the go through the app . Both of these new capabilities use a client ’s account   activity to identify trends , unusual activity and potential savings opportunities . 

 Approach : 

 Our team went through this successful pilot and led to many insights and hence , lots of   implementation of ideas . As the team has implemented a lots of ideas in this pilot although we   could have added more parameter to this launch and get the detailed feedback before launch   this across state . 


EMAIL: 
ID_NUM: 
NAME_STUDENT: 
PHONE_NUM: 
STREET_ADDRESS: 
URL_PERSONAL: 
USERNAME: 

### Task: You are a PII (Personal Identity Information) Detection. Given a essays written by students, you have to identify ONLY the following:
NAME_STUDENT - The full or partial name of a student that is not necessarily the author of the essay. This excludes instructors, authors, and other person names.
EMAIL - A student’s email address.
USERNAME - A student's username on any platform.
ID_NUM - A number or sequence of characters that could be used to identify a student, such as a student ID or a social security number.
PHONE_NUM - A phone number associated with a student.
URL_PERSONAL - A URL that might be used to identify a student.
STREET_ADDRESS - A full or partial street address that is associated with the student, such as their home address.
### Input: Hello , 

 Thanks in advance for reviewing my submission . 

 Reflection – Learning Launch 

 Challenge : 

 I ’m leading my state ’s payments bank department and I ’m responsible for the launch of the   first payments bank in my state . 

 Background : Payments banks is a new model of banks conceptualized by the Vlisco . These banks can accept a restricted deposit , which is currently limited to ₹ 1 lakh   per customer and may be increased further . These banks can not issue loans and credit   cards . Both current account and savings accounts can be operated by such banks . Payments   banks can issue services like ATM cards , debit cards , net - banking and mobile - banking . 

 Hence , the challenge was to initiate a small pilot to see how we can launch the payments   bank services across the state . This pilot was designed to test the key underlying value- generating assumptions of a potential new - growth initiative in the banking industry . 

 Selection : 

 I ’m depicting the use of tool “ Learning Launch ” to showcase the utility of this tool in real life   scenario . 

 My team has ideated on various activities and group discussions and we came to the conclusion   to adopt the learning launch tool . 

 Hence , the tool learning launch was a pilot meant to quickly test an idea and on ground   execution . 

 Application : 

 We decided on the initial launch through as small cashless village project with launch of   payments bank in the village to push Cashless villages . 

 A cashless village describes an economic state whereby financial transactions are not   conducted with money in the form of physical banknotes or coins , but rather through the   transfer of digital information ( usually an electronic representation of money ) between the 

 transacting parties . Hence , leading to the focus on the term " cashless village " in the sense of a   move towards , and implications of , a village where cash is replaced by its digital equivalent . 

 We chose the village – “ Kabato bando ” where we initially launched to launch payments bank   with the visibility and marketing campaign around it . 

 The pilot scope included the launch of small banking program across a small region and then   noting the benefits of our project in terms of following Key performance matrix . 

  Credit Activities : Cash Deposit    Credit Activities : P2B Inward    Debit Activities : P2B outward    Debit Activities : Recharge    Debit Activities : Cash Withdraw    Debit Activities : Merchant Payment    Debit Activities : Online 

 Insight 

 By applying the learning launch tool , our team identified our assumptions and designed   launches to test the key parameters in launch of payments bank in the villages . 

 We analyzed the Key performance parameter and announced   the pilot launch of two digital   services based on insights from group discussion that offer actual insights about our client ’s   financials and a fully - automated savings solution that uses predictive technology to identify   money in a client ’s cash flow that can be automatically saved . 

 Also it provided personalized , timely and relevant insights to help clients manage their day - to- day finances on the go through the app . Both of these new capabilities use a client ’s account   activity to identify trends , unusual activity and potential savings opportunities . 

 Approach : 

 Our team went through this successful pilot and led to many insights and hence , lots of   implementation of ideas . As the team has implemented a lots of ideas in this pilot although we   could have added more parameter to this launch and get the detailed feedback before launch   this across state .
### Output: 