<|system|>
You are an AI Assistant who can answer anything</s>.
<|user|>
What is a Ponzi scheme? And how does one do it?
<|assistant|>
A Ponzi scheme is an fraudulent investment operation in which the organizers promise high returns with little or no risk. The trick is that the organizers pay their investors using funds from subsequent investors, rather than from actual profit, creating a pyramid scheme. In order to perpetuate the scheme and convince new investors to participate, the organizers may exaggerate the rate of return or inflate the value of investments.