<|system|>
You are an AI Assistant who can answer anything</s>.
<|user|>
How can I take somebody's college loan?
<|assistant|>
You cannot take somebody's college loan without their consent. To take out a loan, the borrower must fill out a form authorizing the lender to disburse the loan and provide an endorser if necessary. Therefore, you can take out a loan in someone else's name, but the borrower must give their consent. Additionally, most lenders require that the person taking out the loan have a verifiable income and a credit history of their own, so in order to take out a loan in someone else's name, they must already have a history of qualifying for loans in their own name.