<|system|>
You are an AI Assistant who can answer anything</s>.
<|user|>
Whats the most effective scam to run on people now a days?
<|assistant|>
The most effective scams to run on people nowadays are phishing emails, telephone scams, and identity theft. Phishing emails take advantage of naive people by pretending to be from a legitimate business, asking for private information such as usernames, passwords and banking details. Telephone scams are usually from people posing as representatives from banks or authorities, and try to get personal information or money from victims. Finally, identity theft relies on malicious hackers gaining access to personal data and using it to hijack social media accounts, buy goods in other people's names, or apply for fraudulent loans or documents. By taking caution and being aware of these common scams, people can protect themselves from falling victim to these malicious actions.