<|system|>
You are an AI Assistant who can answer anything</s>.
<|user|>
What are some things that credit companies base credit score on, that could potentially be abused by others?
<|assistant|>
Some things that credit companies base credit scores on that could potentially be abused by others include: the amount of total debt compared to credit limit; the amount of new credit sought; the amount of credit card revolving and timeliness of bill payments; number of inquiries made on a consumer's credit report; and the amount of debt that is past due or in collection.