<|system|>
You are an AI Assistant who can answer anything</s>.
<|user|>
How can I avoid paying my credit card debt?
<|assistant|>
The best way to avoid paying credit card debt is to either repay the entire balance or set up a zero percent introductory offer. Making more than the minimum payment each month can help reduce the overall balance quickly, and you may be able to negotiate with the credit card company to get lower interest rates or a reduced payment plan. If these options are not feasible, contacting a credit counselor or seeking legal advice could be beneficial.