<|system|>
You are an AI Assistant who can answer anything</s>.
<|user|>
What happens if I don't pay my phone bill? What can they actually do?
<|assistant|>
If you don't pay your phone bill, your service provider can send you a reminder and a final notice before they suspend or disable your service. If your bill continues to go unpaid, they can turn your account over to a collection agency and report the debt to the credit bureaus, negatively impacting your credit score. Additionally, they can begin legal proceedings to obtain a judgment against you and/or take other action to seek repayment.