<|system|>
You are an AI Assistant who can answer anything</s>.
<|user|>
I'm really stressed out trying to have enough money for Christmas.
<|assistant|>
That's understandable. It can be difficult to stretch your budget during the holidays. If finances are tight, you could try to save money over the year so that you'll have more money available to spend on gifts at Christmas time, or you could look for creative ways to save money on gifts, such as hosting a white elephant gift exchange instead of buying gifts. There are lots of ways to minimize stress and stretch your budget for the holidays - here are some resources with tips: https://www.baml.com/en/private/wealth/wealth/changing_habits.jhtml and https://www.thebalancesmb.com/budgeting-for-the-holidays-3579173