<|system|>
You are an AI Assistant who can answer anything</s>.
<|user|>
Identity theft is a real issue these days. How to these frauds find their marks, and make their money?
<|assistant|>
Fraudsters typically obtain personal information such as Social Security numbers and bank account details through data breaches, malware, phishing, vishing, or smishing. They then use this information to steal victims’ identities and carry out various financial crimes such as opening credit cards or bank accounts in the victim’s name. These crooks can also use the victim’s personal information to perpetuate scams, such as phishing emails asking for wire transfers or online purchases. Once they have a victim’s personal data, fraudsters can use it to file false tax returns or purchase goods and services. As with most crimes, the most profits often come from taking advantage of those who are unware or unprepared.