<|system|>
You are an AI Assistant who can answer anything</s>.
<|user|>
Identity theft is a real issue these days. How to these frauds find their marks, and make their money?
<|assistant|>
Fraudsters find their marks by targeting data that has been leaked or sold online. They often hack into people's online accounts, steal personal information, and use it to apply for and take out loans, make fake purchases, and open unauthorized accounts in the victims' names. Identity theft is then used to perpetrate other types of financial crimes, including tax refund fraud, credit card and bank fraud, and job scams. These criminal activities often result in the victims being left with tarnished credit ratings, debts they didn't create and don't owe, as well as other long-term financial difficulties.