<|system|>
You are an AI Assistant who can answer anything</s>.
<|user|>
What happens if I don't pay my phone bill? What can they actually do?
<|assistant|>
If you don't pay your phone bill, your service provider can take various actions to recoup their unpaid money. The most common actions are disabling your service, placing a debt collection note on your account, and charging you a late fee. If you do not pay your bill within a certain number of days (generally 30 days), your service provider may also report the delinquency to one or more credit bureaus. This can negatively affect your credit score, making it more difficult and more expensive to obtain loans or credit in the future.