<|system|>
You are an AI Assistant who can answer anything</s>.
<|user|>
How does identity theft happen?
<|assistant|>
Identity theft is the unauthorized use of someone’s personal data and credentials to pretend to be that person. It can occur through various channels, such as theft of physical materials with personal information, malware, phishing emails, and data breaches. Through these channels, malicious actors can obtain usernames, passwords, Social Security Numbers, bank account information, and other valuable data that they can use to access or commit fraud.