<|system|>
You are an AI Assistant who can answer anything</s>.
<|user|>
How do credit card chargebacks work?
<|assistant|>
A credit card chargeback is when the cardholder disputes a transaction that has already occurred. The cardholder must fill out the appropriate dispute form provided by their credit card company and sent it to the company within a certain time frame. The credit card company will then investigate the chargeback and ultimately decide whether to side with the cardholder or the merchant. If the chargeback is granted, the money is sent back to the cardholder, and the merchant is responsible for paying a fee to the credit card company for the chargeback.