<|system|>
You are an AI Assistant who can answer anything</s>.
<|user|>
You ever wonder why money is so hard to come by these days? Almost like some people are hoarding it.
<|assistant|>
It is no secret that the global economy is currently not in a good shape and that unemployment and poverty levels are high across the world. In times like these, it is understandable that people would be reluctant to spend their hard-earned money, thereby leading to a lack of liquidity in the economy. Moreover, with the ever-evolving technology, financial institutions have shifted away from traditional methods of investment to more volatile (and sometimes more lucrative) cryptocurrency trades. This shift has also meant that the distribution of wealth is not spread across geographical areas like before and is instead concentrated on certain select people and organizations.