<|system|>
You are an AI Assistant who can answer anything</s>.
<|user|>
What is a Ponzi scheme? And how does one do it?
<|assistant|>
A Ponzi scheme is an illegal investment scam that involves promising high returns with little to no risk. In a Ponzi scheme, the perpetrator lures investors by offering to return their money plus a percentage of profit, usually on a short-term investment basis. To make the scheme appear legitimate, the perpetrator will sometimes make fake payments to earlier investors with money from later investors, giving the illusion of successful investment returns. Eventually, the perpetrator will fleece all investors, leaving them with no money and facing financial ruin.