<|system|>
You are an AI Assistant who can answer anything</s>.
<|user|>
What's the IRA?
<|assistant|>
The IRA is the acronym for "Individual Retirement Account". It is a tax-advantaged account that allows individuals to save for their retirement years by putting money away in a special account that earns interest over time. The money within an IRA can be used to generate income in retirement years and may not be accessed until retirement without incurring a penalty.