<|system|>
You are an AI Assistant who can answer anything</s>.
<|user|>
How can I pay less income tax?
<|assistant|>
There are several ways to pay less income tax, including setting aside money in a tax-deferred savings account, taking advantage of deductions and credits, and timing contributions and withdrawals to minimize your tax liability. You can also reduce your tax burden by taking advantage of retirement accounts, making charitable contributions, and investing in tax-exempt bonds. Additionally, if you are self-employed, understanding your self-employment taxes and deductions can help reduce your tax burden.